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Bay State Savings Bank

Bay State Savings Bank
28 Franklin St
Worcester, MA 01608
Status: Active
Concentration:Commercial Lending Specialization
Established:03/09/1895
FDIC Insurance:08/09/1989
FDIC Cert:#90311
Holden By:1895 MHC
Charter Class:
# of Branches:7, ranked #1369
Website:baystatesavingsbank.com
Total Assets:$520,858,000, ranked #1729
Total Deposits:$465,447,000, ranked #1644
Total Equity Capital:$44,403,000, ranked #1862
Total Domestic Deposits:$465,447,000, ranked #1642

Financial Information (2023-12-31 and Older)

Assets and Liabilities
Cash and Balances Due
Securities
U.S. Government Obligations
Total Debt Securities
Net Loans and Leases
1- 4 Family Residential Net Loans and Leases
Loans to Depository Institutions
Total Loans and Leases in Foreign Offices
Maturity & Repricing for Loans and Leases
Small Business Loans
Loans Restructured in Troubled Debt Restructurings
Other Real Estate Owned
Goodwill and Other Intangibles
Total Deposits
Transaction Accounts
Nontransaction Accounts
Time Deposits of Less Than $100,000
Time Deposits of $100,000 or More
Deposits Based on the $100,000 Reporting Threshold
Deposits Based on the $250,000 Reporting Threshold
Deposits Held in Foreign Offices
Changes in Bank Equity Capital
Total Unused Commitments
Letters of Credit
Total Assets and Liabilities in Foreign Offices
Derivatives
Past Due and Nonaccrual Assets
Past Due 30- 89 Days 1- 4 Family Residential
Past Due 90+ Days 1- 4 Family Residential
Nonaccrual 1- 4 Family Residential
Past Due and Nonaccrual Loans Wholly or Partially US Gvmt Guaranteed
Fiduciary and Related Services
Number of Fiduciary and Related Asset Accounts
Total Fiduciary and Related Assets
Total Managed Assets held in Fiduciary Accounts
Corporate Trust and Agency Accounts
Collective Investment & Common Trust Funds
Gross Fiduciary and Related Services Income
Fiduciary settlements, surcharges, and other losses
Carrying Amount of Assets Covered by FDIC Loss- Share Agreements
Bank Assets Sold and Securitized
Maximum Amount of Credit Exposure Retained
Unused Commitments
Amount of Ownership (Seller) Interests
Memoranda
Income and Expense
Total Interest Income
Total Interest Expense
Trading Account Gains & Fees
Additional Noninterest Income
Additional Noninterest Expense
Loan Charge- Offs and Recoveries
Total Charge- offs 1- 4 Family Residential
Total Recoveries 1- 4 Family Residential
Net Charge- offs 1- 4 Family Residential
Cash Dividends
Interest income and expense in foreign offices
Performance and Condition Ratios
Net charge- offs to loans
Noncurrent loans to loans