Home > Bay State Savings Bank > Income and Expense
Bay State Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $23,139,000 | 1,706 |
| Total interest expense | $8,397,000 | 1,450 |
| Net interest income | $14,742,000 | 1,834 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $2,749,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $500,000 | 1,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,249,000 | 1,516 |
| Total noninterest expense | $15,485,000 | 1,483 |
| Salaries and employee benefits | $8,617,000 | 1,510 |
| Premises and equipment expense | $1,884,000 | 1,290 |
| Additional noninterest expense | $2,249,000 | 1,516 |
| Pre-tax net operating income | $2,006,000 | 2,958 |
| Securities gains (losses) | $-6,046,000 | 4,497 |
| Applicable income taxes | $-878,000 | 4,542 |
| Income before extraordinary items | $-3,162,000 | 4,536 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-3,162,000 | 4,535 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-3,162,000 | 4,536 |
| Net charge-offs | $9,000 | 2,456 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,614,340 | 3,034 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $17,219,000 | 1,680 |
| Total interest expense | $5,905,000 | 1,421 |
| Net interest income | $11,314,000 | 1,806 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $988,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $374,000 | 1,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $614,000 | 2,466 |
| Total noninterest expense | $11,453,000 | 1,488 |
| Salaries and employee benefits | $6,636,000 | 1,474 |
| Premises and equipment expense | $1,443,000 | 1,266 |
| Additional noninterest expense | $614,000 | 2,465 |
| Pre-tax net operating income | $849,000 | 3,561 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $123,000 | 2,590 |
| Income before extraordinary items | $726,000 | 3,566 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $726,000 | 3,599 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $726,000 | 3,566 |
| Net charge-offs | $6,000 | 2,278 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $726,000 | 3,594 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,349,000 | 1,669 |
| Total interest expense | $3,579,000 | 1,393 |
| Net interest income | $7,770,000 | 1,790 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $663,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $239,000 | 1,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 2,373 |
| Total noninterest expense | $7,436,000 | 1,508 |
| Salaries and employee benefits | $4,290,000 | 1,504 |
| Premises and equipment expense | $956,000 | 1,262 |
| Additional noninterest expense | $424,000 | 2,369 |
| Pre-tax net operating income | $997,000 | 3,043 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $195,000 | 2,152 |
| Income before extraordinary items | $802,000 | 3,117 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $802,000 | 3,150 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $802,000 | 3,116 |
| Net charge-offs | $2,000 | 2,220 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $802,000 | 3,133 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,471,000 | 1,694 |
| Total interest expense | $1,538,000 | 1,400 |
| Net interest income | $3,933,000 | 1,780 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $298,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $117,000 | 1,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 2,550 |
| Total noninterest expense | $3,667,000 | 1,549 |
| Salaries and employee benefits | $2,157,000 | 1,527 |
| Premises and equipment expense | $519,000 | 1,208 |
| Additional noninterest expense | $181,000 | 2,550 |
| Pre-tax net operating income | $564,000 | 2,964 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $116,000 | 2,039 |
| Income before extraordinary items | $448,000 | 3,054 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $448,000 | 3,053 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $448,000 | 3,054 |
| Net charge-offs | $10,000 | 1,369 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $448,000 | 3,075 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $17,660,000 | 1,722 |
| Total interest expense | $1,765,000 | 1,740 |
| Net interest income | $15,895,000 | 1,714 |
| Provision for loan and lease losses | $1,000 | 3,003 |
| Total noninterest income | $1,234,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $496,000 | 1,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $738,000 | 2,657 |
| Total noninterest expense | $13,666,000 | 1,608 |
| Salaries and employee benefits | $7,515,000 | 1,655 |
| Premises and equipment expense | $1,785,000 | 1,341 |
| Additional noninterest expense | $738,000 | 2,657 |
| Pre-tax net operating income | $3,462,000 | 2,484 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $946,000 | 1,598 |
| Income before extraordinary items | $2,516,000 | 2,677 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,516,000 | 2,674 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,516,000 | 2,676 |
| Net charge-offs | $26,000 | 1,832 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,516,000 | 2,704 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,634,000 | 1,735 |
| Total interest expense | $890,000 | 1,913 |
| Net interest income | $11,744,000 | 1,716 |
| Provision for loan and lease losses | $1,000 | 2,822 |
| Total noninterest income | $897,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $378,000 | 1,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 2,760 |
| Total noninterest expense | $10,051,000 | 1,622 |
| Salaries and employee benefits | $5,480,000 | 1,677 |
| Premises and equipment expense | $1,328,000 | 1,350 |
| Additional noninterest expense | $519,000 | 2,760 |
| Pre-tax net operating income | $2,589,000 | 2,489 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $768,000 | 1,544 |
| Income before extraordinary items | $1,821,000 | 2,706 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,821,000 | 2,704 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,821,000 | 2,705 |
| Net charge-offs | $25,000 | 1,523 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,821,000 | 2,738 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,023,000 | 1,749 |
| Total interest expense | $552,000 | 1,833 |
| Net interest income | $7,471,000 | 1,750 |
| Provision for loan and lease losses | $1,000 | 2,581 |
| Total noninterest income | $566,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $239,000 | 1,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 2,852 |
| Total noninterest expense | $6,618,000 | 1,622 |
| Salaries and employee benefits | $3,580,000 | 1,693 |
| Premises and equipment expense | $890,000 | 1,346 |
| Additional noninterest expense | $2,148,000 | 1,525 |
| Pre-tax net operating income | $1,418,000 | 2,632 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $450,000 | 1,560 |
| Income before extraordinary items | $968,000 | 2,863 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $968,000 | 2,861 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $968,000 | 2,863 |
| Net charge-offs | $41,000 | 1,050 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $968,000 | 2,901 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,868,000 | 1,768 |
| Total interest expense | $278,000 | 1,770 |
| Net interest income | $3,590,000 | 1,759 |
| Provision for loan and lease losses | $1,000 | 2,260 |
| Total noninterest income | $307,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $111,000 | 1,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 2,591 |
| Total noninterest expense | $3,252,000 | 1,626 |
| Salaries and employee benefits | $1,789,000 | 1,701 |
| Premises and equipment expense | $469,000 | 1,289 |
| Additional noninterest expense | $994,000 | 1,578 |
| Pre-tax net operating income | $644,000 | 2,642 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $201,000 | 1,603 |
| Income before extraordinary items | $443,000 | 2,871 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $443,000 | 2,869 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $443,000 | 2,871 |
| Net charge-offs | $6,000 | 1,321 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $443,000 | 2,897 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,796,000 | 1,707 |
| Total interest expense | $1,568,000 | 1,608 |
| Net interest income | $15,228,000 | 1,707 |
| Provision for loan and lease losses | $-843,000 | 4,511 |
| Total noninterest income | $1,503,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $373,000 | 1,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,130,000 | 2,502 |
| Total noninterest expense | $13,135,000 | 1,619 |
| Salaries and employee benefits | $6,846,000 | 1,740 |
| Premises and equipment expense | $2,004,000 | 1,202 |
| Additional noninterest expense | $4,285,000 | 1,513 |
| Pre-tax net operating income | $4,439,000 | 2,199 |
| Securities gains (losses) | $1,173,000 | 195 |
| Applicable income taxes | $1,431,000 | 1,342 |
| Income before extraordinary items | $4,181,000 | 2,098 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,181,000 | 2,099 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,181,000 | 2,099 |
| Net charge-offs | $40,000 | 1,767 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,254,330 | 2,417 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,672,000 | 1,724 |
| Total interest expense | $1,228,000 | 1,626 |
| Net interest income | $11,444,000 | 1,724 |
| Provision for loan and lease losses | $309,000 | 1,140 |
| Total noninterest income | $1,160,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $259,000 | 2,037 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $901,000 | 2,497 |
| Total noninterest expense | $9,476,000 | 1,678 |
| Salaries and employee benefits | $5,007,000 | 1,777 |
| Premises and equipment expense | $1,310,000 | 1,374 |
| Additional noninterest expense | $3,159,000 | 1,530 |
| Pre-tax net operating income | $2,819,000 | 2,507 |
| Securities gains (losses) | $1,173,000 | 180 |
| Applicable income taxes | $1,032,000 | 1,434 |
| Income before extraordinary items | $2,960,000 | 2,273 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,960,000 | 2,272 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,960,000 | 2,273 |
| Net charge-offs | $37,000 | 1,488 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,033,330 | 2,755 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,378,000 | 1,736 |
| Total interest expense | $859,000 | 1,626 |
| Net interest income | $7,519,000 | 1,739 |
| Provision for loan and lease losses | $231,000 | 1,090 |
| Total noninterest income | $871,000 | 2,386 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $152,000 | 2,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $719,000 | 2,273 |
| Total noninterest expense | $6,241,000 | 1,686 |
| Salaries and employee benefits | $3,289,000 | 1,798 |
| Premises and equipment expense | $885,000 | 1,356 |
| Additional noninterest expense | $2,067,000 | 1,535 |
| Pre-tax net operating income | $1,918,000 | 2,455 |
| Securities gains (losses) | $1,017,000 | 159 |
| Applicable income taxes | $758,000 | 1,364 |
| Income before extraordinary items | $2,177,000 | 2,125 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,177,000 | 2,125 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,177,000 | 2,125 |
| Net charge-offs | $19,000 | 1,524 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,373,570 | 2,729 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 1,714 |
| Total interest expense | $454,000 | 1,628 |
| Net interest income | $3,795,000 | 1,713 |
| Provision for loan and lease losses | $153,000 | 932 |
| Total noninterest income | $466,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $76,000 | 2,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $390,000 | 2,180 |
| Total noninterest expense | $3,036,000 | 1,705 |
| Salaries and employee benefits | $1,578,000 | 1,838 |
| Premises and equipment expense | $458,000 | 1,330 |
| Additional noninterest expense | $1,000,000 | 1,548 |
| Pre-tax net operating income | $1,072,000 | 2,275 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $302,000 | 1,503 |
| Income before extraordinary items | $770,000 | 2,565 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $770,000 | 2,563 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $770,000 | 2,565 |
| Net charge-offs | $20,000 | 1,153 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $770,000 | 2,536 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,261,000 | 1,697 |
| Total interest expense | $3,441,000 | 1,328 |
| Net interest income | $13,820,000 | 1,766 |
| Provision for loan and lease losses | $350,000 | 2,555 |
| Total noninterest income | $1,789,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $327,000 | 2,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,462,000 | 2,095 |
| Total noninterest expense | $12,168,000 | 1,688 |
| Salaries and employee benefits | $6,010,000 | 1,899 |
| Premises and equipment expense | $1,756,000 | 1,337 |
| Additional noninterest expense | $4,402,000 | 1,422 |
| Pre-tax net operating income | $3,091,000 | 2,389 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $784,000 | 1,632 |
| Income before extraordinary items | $2,307,000 | 2,645 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,307,000 | 2,644 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,307,000 | 2,645 |
| Net charge-offs | $-1,000 | 3,923 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,307,000 | 2,599 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,923,000 | 1,705 |
| Total interest expense | $2,878,000 | 1,284 |
| Net interest income | $10,045,000 | 1,811 |
| Provision for loan and lease losses | $219,000 | 2,692 |
| Total noninterest income | $1,237,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $239,000 | 2,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $998,000 | 2,143 |
| Total noninterest expense | $8,835,000 | 1,710 |
| Salaries and employee benefits | $4,329,000 | 1,932 |
| Premises and equipment expense | $1,247,000 | 1,401 |
| Additional noninterest expense | $3,259,000 | 1,417 |
| Pre-tax net operating income | $2,228,000 | 2,430 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $587,000 | 1,616 |
| Income before extraordinary items | $1,641,000 | 2,704 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,641,000 | 2,703 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,641,000 | 2,704 |
| Net charge-offs | $-3,000 | 3,980 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,641,000 | 2,659 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,691,000 | 1,704 |
| Total interest expense | $2,145,000 | 1,248 |
| Net interest income | $6,546,000 | 1,831 |
| Provision for loan and lease losses | $126,000 | 2,781 |
| Total noninterest income | $793,000 | 2,272 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $160,000 | 2,180 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $633,000 | 2,127 |
| Total noninterest expense | $5,691,000 | 1,747 |
| Salaries and employee benefits | $2,707,000 | 2,023 |
| Premises and equipment expense | $834,000 | 1,393 |
| Additional noninterest expense | $2,150,000 | 1,414 |
| Pre-tax net operating income | $1,522,000 | 2,368 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $424,000 | 1,477 |
| Income before extraordinary items | $1,098,000 | 2,680 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,098,000 | 2,679 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,098,000 | 2,680 |
| Net charge-offs | $-6,000 | 4,173 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,098,000 | 2,634 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,392,000 | 1,683 |
| Total interest expense | $1,180,000 | 1,249 |
| Net interest income | $3,212,000 | 1,819 |
| Provision for loan and lease losses | $63,000 | 2,336 |
| Total noninterest income | $241,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $95,000 | 2,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 2,798 |
| Total noninterest expense | $2,868,000 | 1,750 |
| Salaries and employee benefits | $1,461,000 | 1,920 |
| Premises and equipment expense | $412,000 | 1,406 |
| Additional noninterest expense | $995,000 | 1,521 |
| Pre-tax net operating income | $522,000 | 2,731 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $143,000 | 1,669 |
| Income before extraordinary items | $379,000 | 2,990 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $379,000 | 2,991 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $379,000 | 2,991 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $379,000 | 2,976 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,133,000 | 1,729 |
| Total interest expense | $4,885,000 | 1,267 |
| Net interest income | $12,248,000 | 1,898 |
| Provision for loan and lease losses | $277,000 | 2,052 |
| Total noninterest income | $1,648,000 | 2,187 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $438,000 | 2,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,210,000 | 2,036 |
| Total noninterest expense | $11,943,000 | 1,654 |
| Salaries and employee benefits | $5,783,000 | 1,903 |
| Premises and equipment expense | $1,763,000 | 1,303 |
| Additional noninterest expense | $4,397,000 | 1,405 |
| Pre-tax net operating income | $1,676,000 | 3,258 |
| Securities gains (losses) | $335,000 | 478 |
| Applicable income taxes | $415,000 | 2,137 |
| Income before extraordinary items | $1,596,000 | 3,195 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,596,000 | 3,195 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,596,000 | 3,196 |
| Net charge-offs | $10,000 | 3,318 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,331,350 | 3,391 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,889,000 | 1,738 |
| Total interest expense | $3,636,000 | 1,282 |
| Net interest income | $9,253,000 | 1,906 |
| Provision for loan and lease losses | $234,000 | 1,807 |
| Total noninterest income | $1,286,000 | 2,150 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $323,000 | 2,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $963,000 | 1,971 |
| Total noninterest expense | $8,878,000 | 1,676 |
| Salaries and employee benefits | $4,348,000 | 1,893 |
| Premises and equipment expense | $1,319,000 | 1,311 |
| Additional noninterest expense | $3,211,000 | 1,433 |
| Pre-tax net operating income | $1,427,000 | 3,166 |
| Securities gains (losses) | $335,000 | 387 |
| Applicable income taxes | $388,000 | 2,023 |
| Income before extraordinary items | $1,374,000 | 3,074 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,374,000 | 3,074 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,374,000 | 3,074 |
| Net charge-offs | $-1,000 | 3,994 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,109,350 | 3,329 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,566,000 | 1,748 |
| Total interest expense | $2,374,000 | 1,281 |
| Net interest income | $6,192,000 | 1,907 |
| Provision for loan and lease losses | $171,000 | 1,704 |
| Total noninterest income | $946,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $211,000 | 2,133 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $735,000 | 1,795 |
| Total noninterest expense | $5,962,000 | 1,677 |
| Salaries and employee benefits | $2,866,000 | 1,916 |
| Premises and equipment expense | $927,000 | 1,265 |
| Additional noninterest expense | $2,169,000 | 1,430 |
| Pre-tax net operating income | $1,005,000 | 3,092 |
| Securities gains (losses) | $334,000 | 279 |
| Applicable income taxes | $294,000 | 1,879 |
| Income before extraordinary items | $1,045,000 | 2,890 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,045,000 | 2,889 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,045,000 | 2,889 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $781,140 | 3,259 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,258,000 | 1,758 |
| Total interest expense | $1,155,000 | 1,280 |
| Net interest income | $3,103,000 | 1,913 |
| Provision for loan and lease losses | $93,000 | 1,523 |
| Total noninterest income | $540,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $99,000 | 2,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 1,571 |
| Total noninterest expense | $3,060,000 | 1,622 |
| Salaries and employee benefits | $1,462,000 | 1,894 |
| Premises and equipment expense | $504,000 | 1,186 |
| Additional noninterest expense | $1,094,000 | 1,407 |
| Pre-tax net operating income | $490,000 | 3,100 |
| Securities gains (losses) | $334,000 | 148 |
| Applicable income taxes | $180,000 | 1,681 |
| Income before extraordinary items | $644,000 | 2,496 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $644,000 | 2,495 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $644,000 | 2,495 |
| Net charge-offs | $5,000 | 2,211 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $380,140 | 3,287 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,231,000 | 1,742 |
| Total interest expense | $3,862,000 | 1,172 |
| Net interest income | $12,369,000 | 1,899 |
| Provision for loan and lease losses | $429,000 | 1,593 |
| Total noninterest income | $1,303,000 | 2,503 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $494,000 | 2,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $809,000 | 2,484 |
| Total noninterest expense | $11,840,000 | 1,643 |
| Salaries and employee benefits | $5,416,000 | 1,973 |
| Premises and equipment expense | $1,956,000 | 1,196 |
| Additional noninterest expense | $4,468,000 | 1,368 |
| Pre-tax net operating income | $1,403,000 | 3,620 |
| Securities gains (losses) | $592,000 | 112 |
| Applicable income taxes | $507,000 | 1,966 |
| Income before extraordinary items | $1,488,000 | 3,375 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,488,000 | 3,373 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,488,000 | 3,374 |
| Net charge-offs | $49,000 | 2,644 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,020,320 | 3,884 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,972,000 | 1,751 |
| Total interest expense | $2,729,000 | 1,168 |
| Net interest income | $9,243,000 | 1,902 |
| Provision for loan and lease losses | $429,000 | 1,264 |
| Total noninterest income | $969,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $365,000 | 2,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $604,000 | 2,509 |
| Total noninterest expense | $8,899,000 | 1,632 |
| Salaries and employee benefits | $4,034,000 | 1,970 |
| Premises and equipment expense | $1,605,000 | 1,101 |
| Additional noninterest expense | $3,260,000 | 1,408 |
| Pre-tax net operating income | $884,000 | 3,916 |
| Securities gains (losses) | $494,000 | 126 |
| Applicable income taxes | $309,000 | 2,213 |
| Income before extraordinary items | $1,069,000 | 3,487 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,069,000 | 3,486 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,069,000 | 3,486 |
| Net charge-offs | $-41,000 | 4,864 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $678,740 | 4,072 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,854,000 | 1,759 |
| Total interest expense | $1,678,000 | 1,183 |
| Net interest income | $6,176,000 | 1,901 |
| Provision for loan and lease losses | $309,000 | 1,147 |
| Total noninterest income | $657,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $240,000 | 2,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 2,468 |
| Total noninterest expense | $5,703,000 | 1,704 |
| Salaries and employee benefits | $2,646,000 | 2,011 |
| Premises and equipment expense | $870,000 | 1,333 |
| Additional noninterest expense | $2,187,000 | 1,400 |
| Pre-tax net operating income | $821,000 | 3,439 |
| Securities gains (losses) | $491,000 | 106 |
| Applicable income taxes | $322,000 | 1,805 |
| Income before extraordinary items | $990,000 | 2,977 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $990,000 | 2,976 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $990,000 | 2,976 |
| Net charge-offs | $-30,000 | 4,877 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $602,110 | 3,727 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 1,776 |
| Total interest expense | $779,000 | 1,198 |
| Net interest income | $3,069,000 | 1,902 |
| Provision for loan and lease losses | $159,000 | 1,076 |
| Total noninterest income | $314,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $120,000 | 2,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 2,526 |
| Total noninterest expense | $2,776,000 | 1,758 |
| Salaries and employee benefits | $1,297,000 | 2,074 |
| Premises and equipment expense | $440,000 | 1,337 |
| Additional noninterest expense | $1,039,000 | 1,457 |
| Pre-tax net operating income | $448,000 | 3,267 |
| Securities gains (losses) | $340,000 | 85 |
| Applicable income taxes | $198,000 | 1,586 |
| Income before extraordinary items | $590,000 | 2,638 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $590,000 | 2,638 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $590,000 | 2,638 |
| Net charge-offs | $-37,000 | 5,159 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $321,400 | 3,579 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,776,000 | 1,791 |
| Total interest expense | $2,746,000 | 1,179 |
| Net interest income | $12,030,000 | 1,904 |
| Provision for loan and lease losses | $639,000 | 1,233 |
| Total noninterest income | $1,454,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $552,000 | 1,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $902,000 | 2,415 |
| Total noninterest expense | $11,007,000 | 1,738 |
| Salaries and employee benefits | $5,132,000 | 2,045 |
| Premises and equipment expense | $1,618,000 | 1,410 |
| Additional noninterest expense | $4,257,000 | 1,437 |
| Pre-tax net operating income | $1,838,000 | 3,240 |
| Securities gains (losses) | $2,808,000 | 75 |
| Applicable income taxes | $1,773,000 | 1,384 |
| Income before extraordinary items | $2,873,000 | 2,126 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,873,000 | 2,127 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,873,000 | 2,127 |
| Net charge-offs | $416,000 | 1,221 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,075,880 | 3,613 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,990,000 | 1,807 |
| Total interest expense | $2,022,000 | 1,176 |
| Net interest income | $8,968,000 | 1,921 |
| Provision for loan and lease losses | $484,000 | 1,175 |
| Total noninterest income | $1,217,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $414,000 | 1,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $803,000 | 2,253 |
| Total noninterest expense | $8,180,000 | 1,762 |
| Salaries and employee benefits | $3,759,000 | 2,097 |
| Premises and equipment expense | $1,212,000 | 1,421 |
| Additional noninterest expense | $3,209,000 | 1,420 |
| Pre-tax net operating income | $1,521,000 | 3,141 |
| Securities gains (losses) | $2,779,000 | 70 |
| Applicable income taxes | $1,552,000 | 1,087 |
| Income before extraordinary items | $2,748,000 | 1,865 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,748,000 | 1,865 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,748,000 | 1,865 |
| Net charge-offs | $311,000 | 1,092 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $969,440 | 3,575 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,258,000 | 1,808 |
| Total interest expense | $1,319,000 | 1,153 |
| Net interest income | $5,939,000 | 1,930 |
| Provision for loan and lease losses | $333,000 | 1,117 |
| Total noninterest income | $705,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $274,000 | 1,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $431,000 | 2,502 |
| Total noninterest expense | $5,352,000 | 1,801 |
| Salaries and employee benefits | $2,474,000 | 2,125 |
| Premises and equipment expense | $808,000 | 1,423 |
| Additional noninterest expense | $2,070,000 | 1,471 |
| Pre-tax net operating income | $959,000 | 3,197 |
| Securities gains (losses) | $2,714,000 | 51 |
| Applicable income taxes | $1,366,000 | 899 |
| Income before extraordinary items | $2,307,000 | 1,520 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,307,000 | 1,520 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,307,000 | 1,520 |
| Net charge-offs | $19,000 | 2,606 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $570,040 | 3,712 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 1,854 |
| Total interest expense | $643,000 | 1,160 |
| Net interest income | $2,873,000 | 1,970 |
| Provision for loan and lease losses | $153,000 | 1,099 |
| Total noninterest income | $342,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $141,000 | 1,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 2,571 |
| Total noninterest expense | $2,642,000 | 1,831 |
| Salaries and employee benefits | $1,214,000 | 2,181 |
| Premises and equipment expense | $414,000 | 1,406 |
| Additional noninterest expense | $1,014,000 | 1,482 |
| Pre-tax net operating income | $420,000 | 3,356 |
| Securities gains (losses) | $2,711,000 | 31 |
| Applicable income taxes | $1,211,000 | 573 |
| Income before extraordinary items | $1,920,000 | 977 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,920,000 | 978 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,920,000 | 977 |
| Net charge-offs | $53,000 | 1,290 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $184,960 | 4,222 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,943,000 | 1,820 |
| Total interest expense | $2,508,000 | 1,148 |
| Net interest income | $11,435,000 | 1,946 |
| Provision for loan and lease losses | $665,000 | 1,220 |
| Total noninterest income | $1,802,000 | 2,242 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $528,000 | 1,998 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,274,000 | 2,101 |
| Total noninterest expense | $10,883,000 | 1,762 |
| Salaries and employee benefits | $4,953,000 | 2,101 |
| Premises and equipment expense | $1,677,000 | 1,372 |
| Additional noninterest expense | $4,253,000 | 1,448 |
| Pre-tax net operating income | $1,689,000 | 3,342 |
| Securities gains (losses) | $85,000 | 1,459 |
| Applicable income taxes | $524,000 | 2,220 |
| Income before extraordinary items | $1,250,000 | 3,569 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,250,000 | 3,567 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,250,000 | 3,568 |
| Net charge-offs | $174,000 | 2,079 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,190,500 | 3,586 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,481,000 | 1,811 |
| Total interest expense | $1,863,000 | 1,157 |
| Net interest income | $8,618,000 | 1,944 |
| Provision for loan and lease losses | $498,000 | 1,154 |
| Total noninterest income | $1,110,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $386,000 | 2,048 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $724,000 | 2,447 |
| Total noninterest expense | $8,008,000 | 1,786 |
| Salaries and employee benefits | $3,581,000 | 2,161 |
| Premises and equipment expense | $1,260,000 | 1,370 |
| Additional noninterest expense | $3,167,000 | 1,458 |
| Pre-tax net operating income | $1,222,000 | 3,447 |
| Securities gains (losses) | $85,000 | 1,376 |
| Applicable income taxes | $383,000 | 2,279 |
| Income before extraordinary items | $924,000 | 3,637 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $924,000 | 3,635 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $924,000 | 3,637 |
| Net charge-offs | $381,000 | 967 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $863,650 | 3,691 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 1,845 |
| Total interest expense | $1,234,000 | 1,161 |
| Net interest income | $5,683,000 | 1,967 |
| Provision for loan and lease losses | $330,000 | 1,164 |
| Total noninterest income | $716,000 | 2,521 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $252,000 | 2,056 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $464,000 | 2,470 |
| Total noninterest expense | $5,264,000 | 1,818 |
| Salaries and employee benefits | $2,299,000 | 2,238 |
| Premises and equipment expense | $847,000 | 1,361 |
| Additional noninterest expense | $2,118,000 | 1,460 |
| Pre-tax net operating income | $805,000 | 3,444 |
| Securities gains (losses) | $34,000 | 1,678 |
| Applicable income taxes | $244,000 | 2,325 |
| Income before extraordinary items | $595,000 | 3,698 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $595,000 | 3,695 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $595,000 | 3,697 |
| Net charge-offs | $156,000 | 1,292 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $570,860 | 3,712 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 1,837 |
| Total interest expense | $614,000 | 1,159 |
| Net interest income | $2,856,000 | 1,959 |
| Provision for loan and lease losses | $165,000 | 1,090 |
| Total noninterest income | $323,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $127,000 | 2,023 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $196,000 | 2,642 |
| Total noninterest expense | $2,625,000 | 1,826 |
| Salaries and employee benefits | $1,126,000 | 2,277 |
| Premises and equipment expense | $439,000 | 1,329 |
| Additional noninterest expense | $1,060,000 | 1,447 |
| Pre-tax net operating income | $389,000 | 3,448 |
| Securities gains (losses) | $34,000 | 996 |
| Applicable income taxes | $126,000 | 2,260 |
| Income before extraordinary items | $297,000 | 3,649 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $297,000 | 3,646 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $297,000 | 3,647 |
| Net charge-offs | $137,000 | 833 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $273,200 | 3,725 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,481,000 | 1,831 |
| Total interest expense | $2,231,000 | 1,243 |
| Net interest income | $11,250,000 | 1,926 |
| Provision for loan and lease losses | $672,000 | 1,090 |
| Total noninterest income | $1,829,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $564,000 | 1,934 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,265,000 | 2,073 |
| Total noninterest expense | $10,263,000 | 1,839 |
| Salaries and employee benefits | $4,823,000 | 2,114 |
| Premises and equipment expense | $1,666,000 | 1,393 |
| Additional noninterest expense | $3,774,000 | 1,607 |
| Pre-tax net operating income | $2,144,000 | 2,885 |
| Securities gains (losses) | $175,000 | 816 |
| Applicable income taxes | $774,000 | 1,836 |
| Income before extraordinary items | $1,545,000 | 3,171 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,545,000 | 3,172 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,545,000 | 3,173 |
| Net charge-offs | $-188,000 | 5,848 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,427,750 | 3,266 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,112,000 | 1,851 |
| Total interest expense | $1,635,000 | 1,283 |
| Net interest income | $8,477,000 | 1,931 |
| Provision for loan and lease losses | $582,000 | 931 |
| Total noninterest income | $1,483,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $420,000 | 1,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,063,000 | 1,948 |
| Total noninterest expense | $7,682,000 | 1,850 |
| Salaries and employee benefits | $3,613,000 | 2,125 |
| Premises and equipment expense | $1,247,000 | 1,398 |
| Additional noninterest expense | $2,822,000 | 1,607 |
| Pre-tax net operating income | $1,696,000 | 2,866 |
| Securities gains (losses) | $176,000 | 710 |
| Applicable income taxes | $625,000 | 1,812 |
| Income before extraordinary items | $1,247,000 | 3,106 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,247,000 | 3,106 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,247,000 | 3,107 |
| Net charge-offs | $135,000 | 1,898 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,129,080 | 3,234 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,721,000 | 1,854 |
| Total interest expense | $1,046,000 | 1,345 |
| Net interest income | $5,675,000 | 1,930 |
| Provision for loan and lease losses | $401,000 | 917 |
| Total noninterest income | $1,148,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $276,000 | 1,947 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $872,000 | 1,704 |
| Total noninterest expense | $5,185,000 | 1,840 |
| Salaries and employee benefits | $2,451,000 | 2,106 |
| Premises and equipment expense | $850,000 | 1,389 |
| Additional noninterest expense | $1,884,000 | 1,622 |
| Pre-tax net operating income | $1,237,000 | 2,683 |
| Securities gains (losses) | $117,000 | 764 |
| Applicable income taxes | $450,000 | 1,728 |
| Income before extraordinary items | $904,000 | 2,932 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $904,000 | 2,932 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $904,000 | 2,934 |
| Net charge-offs | $84,000 | 1,879 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $825,610 | 3,052 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 1,829 |
| Total interest expense | $495,000 | 1,417 |
| Net interest income | $2,913,000 | 1,885 |
| Provision for loan and lease losses | $220,000 | 843 |
| Total noninterest income | $448,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $144,000 | 1,876 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $304,000 | 2,112 |
| Total noninterest expense | $2,544,000 | 1,868 |
| Salaries and employee benefits | $1,189,000 | 2,171 |
| Premises and equipment expense | $454,000 | 1,325 |
| Additional noninterest expense | $901,000 | 1,671 |
| Pre-tax net operating income | $597,000 | 2,697 |
| Securities gains (losses) | $25,000 | 1,138 |
| Applicable income taxes | $201,000 | 1,818 |
| Income before extraordinary items | $421,000 | 3,033 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $421,000 | 3,036 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $421,000 | 3,036 |
| Net charge-offs | $79,000 | 1,265 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $404,000 | 3,038 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,614,000 | 1,958 |
| Total interest expense | $1,736,000 | 1,669 |
| Net interest income | $10,878,000 | 1,978 |
| Provision for loan and lease losses | $637,000 | 1,219 |
| Total noninterest income | $1,413,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $648,000 | 1,845 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $765,000 | 2,699 |
| Total noninterest expense | $10,478,000 | 1,811 |
| Salaries and employee benefits | $5,542,000 | 1,862 |
| Premises and equipment expense | $1,577,000 | 1,499 |
| Additional noninterest expense | $3,359,000 | 1,833 |
| Pre-tax net operating income | $1,176,000 | 3,886 |
| Securities gains (losses) | $167,000 | 904 |
| Applicable income taxes | $282,000 | 2,696 |
| Income before extraordinary items | $1,061,000 | 3,856 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,061,000 | 3,856 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,061,000 | 3,857 |
| Net charge-offs | $645,000 | 1,233 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $929,070 | 4,034 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,293,000 | 2,001 |
| Total interest expense | $1,257,000 | 1,739 |
| Net interest income | $8,036,000 | 2,012 |
| Provision for loan and lease losses | $477,000 | 1,182 |
| Total noninterest income | $1,023,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $488,000 | 1,850 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $535,000 | 2,816 |
| Total noninterest expense | $7,440,000 | 1,906 |
| Salaries and employee benefits | $3,750,000 | 2,056 |
| Premises and equipment expense | $1,177,000 | 1,515 |
| Additional noninterest expense | $2,513,000 | 1,837 |
| Pre-tax net operating income | $1,142,000 | 3,536 |
| Securities gains (losses) | $94,000 | 1,036 |
| Applicable income taxes | $315,000 | 2,414 |
| Income before extraordinary items | $921,000 | 3,644 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $921,000 | 3,645 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $921,000 | 3,646 |
| Net charge-offs | $533,000 | 1,097 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $850,500 | 3,748 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 2,036 |
| Total interest expense | $817,000 | 1,807 |
| Net interest income | $5,227,000 | 2,036 |
| Provision for loan and lease losses | $327,000 | 1,162 |
| Total noninterest income | $672,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $332,000 | 1,815 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $340,000 | 2,865 |
| Total noninterest expense | $4,968,000 | 1,902 |
| Salaries and employee benefits | $2,496,000 | 2,067 |
| Premises and equipment expense | $805,000 | 1,480 |
| Additional noninterest expense | $1,667,000 | 1,838 |
| Pre-tax net operating income | $604,000 | 3,858 |
| Securities gains (losses) | $86,000 | 875 |
| Applicable income taxes | $148,000 | 2,702 |
| Income before extraordinary items | $542,000 | 3,808 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $542,000 | 3,813 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $542,000 | 3,814 |
| Net charge-offs | $12,000 | 3,655 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $474,060 | 3,990 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 2,066 |
| Total interest expense | $409,000 | 1,824 |
| Net interest income | $2,555,000 | 2,073 |
| Provision for loan and lease losses | $156,000 | 1,167 |
| Total noninterest income | $338,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $169,000 | 1,775 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $169,000 | 2,794 |
| Total noninterest expense | $2,438,000 | 1,947 |
| Salaries and employee benefits | $1,246,000 | 2,081 |
| Premises and equipment expense | $424,000 | 1,435 |
| Additional noninterest expense | $768,000 | 1,971 |
| Pre-tax net operating income | $299,000 | 3,830 |
| Securities gains (losses) | $44,000 | 694 |
| Applicable income taxes | $70,000 | 2,675 |
| Income before extraordinary items | $273,000 | 3,711 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $273,000 | 3,713 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $273,000 | 3,714 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $237,800 | 3,911 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,467,000 | 2,133 |
| Total interest expense | $1,650,000 | 2,001 |
| Net interest income | $9,817,000 | 2,128 |
| Provision for loan and lease losses | $788,000 | 1,349 |
| Total noninterest income | $1,200,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $692,000 | 1,846 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $508,000 | 3,335 |
| Total noninterest expense | $9,900,000 | 1,915 |
| Salaries and employee benefits | $5,235,000 | 1,943 |
| Premises and equipment expense | $1,511,000 | 1,566 |
| Additional noninterest expense | $3,154,000 | 1,993 |
| Pre-tax net operating income | $329,000 | 5,411 |
| Securities gains (losses) | $520,000 | 440 |
| Applicable income taxes | $105,000 | 3,379 |
| Income before extraordinary items | $744,000 | 4,357 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $744,000 | 4,361 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $744,000 | 4,362 |
| Net charge-offs | $884,000 | 1,391 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $286,400 | 5,411 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,576,000 | 2,153 |
| Total interest expense | $1,231,000 | 2,056 |
| Net interest income | $7,345,000 | 2,139 |
| Provision for loan and lease losses | $502,000 | 1,494 |
| Total noninterest income | $819,000 | 3,092 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $491,000 | 1,930 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $328,000 | 3,615 |
| Total noninterest expense | $7,363,000 | 1,931 |
| Salaries and employee benefits | $3,897,000 | 1,969 |
| Premises and equipment expense | $1,144,000 | 1,560 |
| Additional noninterest expense | $2,322,000 | 2,015 |
| Pre-tax net operating income | $299,000 | 5,347 |
| Securities gains (losses) | $417,000 | 481 |
| Applicable income taxes | $115,000 | 3,209 |
| Income before extraordinary items | $601,000 | 4,307 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $601,000 | 4,310 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $601,000 | 4,311 |
| Net charge-offs | $690,000 | 1,302 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $250,720 | 5,375 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 2,145 |
| Total interest expense | $816,000 | 2,093 |
| Net interest income | $4,933,000 | 2,118 |
| Provision for loan and lease losses | $241,000 | 1,902 |
| Total noninterest income | $454,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $301,000 | 2,029 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $153,000 | 4,185 |
| Total noninterest expense | $4,905,000 | 1,936 |
| Salaries and employee benefits | $2,583,000 | 1,995 |
| Premises and equipment expense | $752,000 | 1,587 |
| Additional noninterest expense | $1,570,000 | 1,996 |
| Pre-tax net operating income | $241,000 | 5,108 |
| Securities gains (losses) | $324,000 | 529 |
| Applicable income taxes | $102,000 | 2,996 |
| Income before extraordinary items | $463,000 | 4,068 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $463,000 | 4,071 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $463,000 | 4,071 |
| Net charge-offs | $499,000 | 1,257 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $197,320 | 5,163 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,916,000 | 2,135 |
| Total interest expense | $407,000 | 2,161 |
| Net interest income | $2,509,000 | 2,097 |
| Provision for loan and lease losses | $101,000 | 2,040 |
| Total noninterest income | $262,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $145,000 | 2,082 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $117,000 | 3,543 |
| Total noninterest expense | $2,393,000 | 2,000 |
| Salaries and employee benefits | $1,305,000 | 1,987 |
| Premises and equipment expense | $376,000 | 1,609 |
| Additional noninterest expense | $712,000 | 2,185 |
| Pre-tax net operating income | $277,000 | 3,949 |
| Securities gains (losses) | $76,000 | 765 |
| Applicable income taxes | $73,000 | 2,694 |
| Income before extraordinary items | $280,000 | 3,695 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $280,000 | 3,694 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $280,000 | 3,696 |
| Net charge-offs | $274,000 | 1,126 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $219,960 | 4,012 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,087,000 | 2,165 |
| Total interest expense | $1,881,000 | 2,242 |
| Net interest income | $10,206,000 | 2,108 |
| Provision for loan and lease losses | $822,000 | 2,033 |
| Total noninterest income | $1,573,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $623,000 | 2,090 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $950,000 | 2,443 |
| Total noninterest expense | $9,634,000 | 1,986 |
| Salaries and employee benefits | $5,037,000 | 1,995 |
| Premises and equipment expense | $1,451,000 | 1,620 |
| Additional noninterest expense | $3,146,000 | 2,061 |
| Pre-tax net operating income | $1,323,000 | 3,550 |
| Securities gains (losses) | $161,000 | 1,885 |
| Applicable income taxes | $437,000 | 2,311 |
| Income before extraordinary items | $1,047,000 | 3,811 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,047,000 | 3,811 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,047,000 | 3,813 |
| Net charge-offs | $562,000 | 2,500 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $932,690 | 3,851 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,023,000 | 2,216 |
| Total interest expense | $1,463,000 | 2,253 |
| Net interest income | $7,560,000 | 2,170 |
| Provision for loan and lease losses | $461,000 | 2,379 |
| Total noninterest income | $1,077,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $453,000 | 2,172 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $624,000 | 2,620 |
| Total noninterest expense | $7,244,000 | 1,970 |
| Salaries and employee benefits | $3,769,000 | 2,005 |
| Premises and equipment expense | $1,079,000 | 1,645 |
| Additional noninterest expense | $2,396,000 | 2,040 |
| Pre-tax net operating income | $932,000 | 3,755 |
| Securities gains (losses) | $138,000 | 1,738 |
| Applicable income taxes | $310,000 | 2,431 |
| Income before extraordinary items | $760,000 | 3,947 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $760,000 | 3,947 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $760,000 | 3,949 |
| Net charge-offs | $419,000 | 2,405 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $662,020 | 4,020 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,950,000 | 2,252 |
| Total interest expense | $1,021,000 | 2,248 |
| Net interest income | $4,929,000 | 2,221 |
| Provision for loan and lease losses | $301,000 | 2,384 |
| Total noninterest income | $671,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $300,000 | 2,161 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $371,000 | 2,752 |
| Total noninterest expense | $4,832,000 | 1,981 |
| Salaries and employee benefits | $2,510,000 | 2,004 |
| Premises and equipment expense | $721,000 | 1,647 |
| Additional noninterest expense | $1,601,000 | 2,037 |
| Pre-tax net operating income | $467,000 | 4,215 |
| Securities gains (losses) | $80,000 | 1,747 |
| Applicable income taxes | $139,000 | 2,785 |
| Income before extraordinary items | $408,000 | 4,326 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $408,000 | 4,329 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $408,000 | 4,328 |
| Net charge-offs | $356,000 | 2,134 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $348,000 | 4,404 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 2,302 |
| Total interest expense | $528,000 | 2,264 |
| Net interest income | $2,417,000 | 2,266 |
| Provision for loan and lease losses | $151,000 | 2,299 |
| Total noninterest income | $330,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $148,000 | 2,157 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $182,000 | 2,787 |
| Total noninterest expense | $2,407,000 | 1,990 |
| Salaries and employee benefits | $1,300,000 | 1,941 |
| Premises and equipment expense | $335,000 | 1,764 |
| Additional noninterest expense | $772,000 | 2,092 |
| Pre-tax net operating income | $189,000 | 4,601 |
| Securities gains (losses) | $27,000 | 1,477 |
| Applicable income taxes | $45,000 | 3,152 |
| Income before extraordinary items | $171,000 | 4,629 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $171,000 | 4,633 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $171,000 | 4,633 |
| Net charge-offs | $372,000 | 1,296 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $149,670 | 4,716 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,321,000 | 2,265 |
| Total interest expense | $2,365,000 | 2,432 |
| Net interest income | $9,956,000 | 2,190 |
| Provision for loan and lease losses | $671,000 | 3,007 |
| Total noninterest income | $1,275,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $624,000 | 2,176 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $651,000 | 2,741 |
| Total noninterest expense | $9,882,000 | 1,931 |
| Salaries and employee benefits | $5,451,000 | 1,775 |
| Premises and equipment expense | $1,352,000 | 1,843 |
| Additional noninterest expense | $3,079,000 | 2,159 |
| Pre-tax net operating income | $678,000 | 4,336 |
| Securities gains (losses) | $507,000 | 790 |
| Applicable income taxes | $191,000 | 2,948 |
| Income before extraordinary items | $994,000 | 3,582 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $994,000 | 3,585 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $994,000 | 3,585 |
| Net charge-offs | $906,000 | 2,471 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $568,120 | 4,353 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,304,000 | 2,277 |
| Total interest expense | $1,810,000 | 2,469 |
| Net interest income | $7,494,000 | 2,197 |
| Provision for loan and lease losses | $452,000 | 3,013 |
| Total noninterest income | $956,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $452,000 | 2,249 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $504,000 | 2,690 |
| Total noninterest expense | $7,347,000 | 1,957 |
| Salaries and employee benefits | $4,038,000 | 1,815 |
| Premises and equipment expense | $1,032,000 | 1,827 |
| Additional noninterest expense | $2,277,000 | 2,195 |
| Pre-tax net operating income | $651,000 | 4,092 |
| Securities gains (losses) | $302,000 | 922 |
| Applicable income taxes | $252,000 | 2,442 |
| Income before extraordinary items | $701,000 | 3,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $701,000 | 3,755 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $701,000 | 3,754 |
| Net charge-offs | $55,000 | 4,909 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $477,520 | 4,270 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,229,000 | 2,277 |
| Total interest expense | $1,234,000 | 2,500 |
| Net interest income | $4,995,000 | 2,197 |
| Provision for loan and lease losses | $288,000 | 3,088 |
| Total noninterest income | $667,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $295,000 | 2,257 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $372,000 | 2,543 |
| Total noninterest expense | $4,837,000 | 2,004 |
| Salaries and employee benefits | $2,601,000 | 1,884 |
| Premises and equipment expense | $706,000 | 1,793 |
| Additional noninterest expense | $1,530,000 | 2,208 |
| Pre-tax net operating income | $537,000 | 3,677 |
| Securities gains (losses) | $160,000 | 850 |
| Applicable income taxes | $187,000 | 2,287 |
| Income before extraordinary items | $510,000 | 3,551 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $510,000 | 3,552 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $510,000 | 3,552 |
| Net charge-offs | $159,000 | 3,338 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $393,200 | 3,913 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 2,312 |
| Total interest expense | $628,000 | 2,542 |
| Net interest income | $2,466,000 | 2,216 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $353,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $145,000 | 2,245 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $208,000 | 2,415 |
| Total noninterest expense | $2,380,000 | 2,035 |
| Salaries and employee benefits | $1,329,000 | 1,870 |
| Premises and equipment expense | $367,000 | 1,756 |
| Additional noninterest expense | $684,000 | 2,423 |
| Pre-tax net operating income | $319,000 | 3,412 |
| Securities gains (losses) | $30,000 | 956 |
| Applicable income taxes | $92,000 | 2,269 |
| Income before extraordinary items | $257,000 | 3,533 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $257,000 | 3,529 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $257,000 | 3,531 |
| Net charge-offs | $-19,000 | 7,187 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $234,800 | 3,636 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,301,000 | 2,265 |
| Total interest expense | $3,346,000 | 2,364 |
| Net interest income | $9,955,000 | 2,209 |
| Provision for loan and lease losses | $848,000 | 3,328 |
| Total noninterest income | $1,693,000 | 2,326 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $781,000 | 1,877 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $912,000 | 2,300 |
| Total noninterest expense | $9,588,000 | 2,028 |
| Salaries and employee benefits | $5,066,000 | 1,917 |
| Premises and equipment expense | $1,438,000 | 1,780 |
| Additional noninterest expense | $3,084,000 | 2,244 |
| Pre-tax net operating income | $1,212,000 | 3,070 |
| Securities gains (losses) | $-324,000 | 7,367 |
| Applicable income taxes | $82,000 | 3,376 |
| Income before extraordinary items | $806,000 | 3,599 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $806,000 | 3,597 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $806,000 | 3,599 |
| Net charge-offs | $840,000 | 2,923 |
| Cash dividends | $250,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,100,840 | 2,939 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,085,000 | 2,297 |
| Total interest expense | $2,629,000 | 2,354 |
| Net interest income | $7,456,000 | 2,236 |
| Provision for loan and lease losses | $652,000 | 3,132 |
| Total noninterest income | $1,127,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $584,000 | 1,929 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $543,000 | 2,629 |
| Total noninterest expense | $7,094,000 | 2,044 |
| Salaries and employee benefits | $3,752,000 | 1,930 |
| Premises and equipment expense | $1,079,000 | 1,797 |
| Additional noninterest expense | $2,263,000 | 2,257 |
| Pre-tax net operating income | $837,000 | 3,388 |
| Securities gains (losses) | $-305,000 | 7,542 |
| Applicable income taxes | $140,000 | 2,846 |
| Income before extraordinary items | $392,000 | 4,502 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $392,000 | 4,505 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $392,000 | 4,505 |
| Net charge-offs | $488,000 | 3,110 |
| Cash dividends | $250,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $617,700 | 3,591 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,800,000 | 2,301 |
| Total interest expense | $1,812,000 | 2,371 |
| Net interest income | $4,988,000 | 2,226 |
| Provision for loan and lease losses | $393,000 | 3,225 |
| Total noninterest income | $749,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $389,000 | 1,939 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $360,000 | 2,567 |
| Total noninterest expense | $4,632,000 | 2,092 |
| Salaries and employee benefits | $2,461,000 | 1,974 |
| Premises and equipment expense | $721,000 | 1,816 |
| Additional noninterest expense | $1,450,000 | 2,324 |
| Pre-tax net operating income | $712,000 | 2,998 |
| Securities gains (losses) | $-71,000 | 7,475 |
| Applicable income taxes | $170,000 | 2,288 |
| Income before extraordinary items | $471,000 | 3,516 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $471,000 | 3,513 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $471,000 | 3,515 |
| Net charge-offs | $371,000 | 2,797 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $522,830 | 3,222 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 2,370 |
| Total interest expense | $928,000 | 2,430 |
| Net interest income | $2,430,000 | 2,314 |
| Provision for loan and lease losses | $145,000 | 3,503 |
| Total noninterest income | $373,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $184,000 | 2,020 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $189,000 | 2,483 |
| Total noninterest expense | $2,290,000 | 2,128 |
| Salaries and employee benefits | $1,254,000 | 1,969 |
| Premises and equipment expense | $368,000 | 1,837 |
| Additional noninterest expense | $668,000 | 2,468 |
| Pre-tax net operating income | $368,000 | 2,980 |
| Securities gains (losses) | $-71,000 | 7,665 |
| Applicable income taxes | $73,000 | 2,440 |
| Income before extraordinary items | $224,000 | 3,674 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $224,000 | 3,671 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $224,000 | 3,673 |
| Net charge-offs | $-71,000 | 7,823 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $277,250 | 3,180 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,940,000 | 2,229 |
| Total interest expense | $5,020,000 | 2,252 |
| Net interest income | $9,920,000 | 2,206 |
| Provision for loan and lease losses | $941,000 | 3,591 |
| Total noninterest income | $1,560,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $793,000 | 2,057 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $767,000 | 2,527 |
| Total noninterest expense | $9,137,000 | 2,176 |
| Salaries and employee benefits | $4,805,000 | 2,046 |
| Premises and equipment expense | $1,467,000 | 1,844 |
| Additional noninterest expense | $2,865,000 | 2,445 |
| Pre-tax net operating income | $1,402,000 | 2,462 |
| Securities gains (losses) | $-513,000 | 7,598 |
| Applicable income taxes | $348,000 | 1,892 |
| Income before extraordinary items | $541,000 | 3,754 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $541,000 | 3,751 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $541,000 | 3,752 |
| Net charge-offs | $129,000 | 5,470 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $869,320 | 2,940 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,409,000 | 2,228 |
| Total interest expense | $4,044,000 | 2,201 |
| Net interest income | $7,365,000 | 2,224 |
| Provision for loan and lease losses | $595,000 | 3,549 |
| Total noninterest income | $1,164,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $585,000 | 2,085 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $579,000 | 2,570 |
| Total noninterest expense | $7,022,000 | 2,129 |
| Salaries and employee benefits | $3,765,000 | 1,976 |
| Premises and equipment expense | $1,097,000 | 1,856 |
| Additional noninterest expense | $2,160,000 | 2,399 |
| Pre-tax net operating income | $912,000 | 2,902 |
| Securities gains (losses) | $-672,000 | 7,795 |
| Applicable income taxes | $-70,000 | 6,872 |
| Income before extraordinary items | $310,000 | 4,391 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $310,000 | 4,388 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $310,000 | 4,391 |
| Net charge-offs | $121,000 | 4,873 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $982,000 | 2,459 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,713,000 | 2,237 |
| Total interest expense | $2,964,000 | 2,113 |
| Net interest income | $4,749,000 | 2,310 |
| Provision for loan and lease losses | $544,000 | 2,858 |
| Total noninterest income | $762,000 | 2,599 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $383,000 | 2,091 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $379,000 | 2,634 |
| Total noninterest expense | $4,557,000 | 2,207 |
| Salaries and employee benefits | $2,372,000 | 2,127 |
| Premises and equipment expense | $743,000 | 1,861 |
| Additional noninterest expense | $1,442,000 | 2,425 |
| Pre-tax net operating income | $410,000 | 3,634 |
| Securities gains (losses) | $-694,000 | 7,962 |
| Applicable income taxes | $-221,000 | 7,331 |
| Income before extraordinary items | $-63,000 | 6,103 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-63,000 | 6,102 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-63,000 | 6,102 |
| Net charge-offs | $87,000 | 4,389 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $381,160 | 3,448 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,952,000 | 2,231 |
| Total interest expense | $1,483,000 | 2,198 |
| Net interest income | $2,469,000 | 2,222 |
| Provision for loan and lease losses | $58,000 | 4,777 |
| Total noninterest income | $356,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $182,000 | 2,131 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $174,000 | 2,705 |
| Total noninterest expense | $2,258,000 | 2,178 |
| Salaries and employee benefits | $1,260,000 | 2,032 |
| Premises and equipment expense | $397,000 | 1,782 |
| Additional noninterest expense | $601,000 | 2,558 |
| Pre-tax net operating income | $509,000 | 2,349 |
| Securities gains (losses) | $-167,000 | 8,027 |
| Applicable income taxes | $88,000 | 2,306 |
| Income before extraordinary items | $254,000 | 3,416 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $254,000 | 3,417 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $254,000 | 3,417 |
| Net charge-offs | $90,000 | 2,988 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $377,580 | 2,541 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,904,000 | 2,240 |
| Total interest expense | $7,225,000 | 2,146 |
| Net interest income | $9,679,000 | 2,282 |
| Provision for loan and lease losses | $171,000 | 5,403 |
| Total noninterest income | $1,545,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $848,000 | 2,028 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $697,000 | 2,660 |
| Total noninterest expense | $9,330,000 | 2,063 |
| Salaries and employee benefits | $5,217,000 | 1,932 |
| Premises and equipment expense | $1,531,000 | 1,786 |
| Additional noninterest expense | $2,582,000 | 2,281 |
| Pre-tax net operating income | $1,723,000 | 2,778 |
| Securities gains (losses) | $-5,599,000 | 8,097 |
| Applicable income taxes | $-1,392,000 | 7,819 |
| Income before extraordinary items | $-2,484,000 | 7,510 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,484,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,086 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,099,360 | 3,255 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,867,000 | 2,251 |
| Total interest expense | $5,604,000 | 2,163 |
| Net interest income | $7,263,000 | 2,293 |
| Provision for loan and lease losses | $124,000 | 4,900 |
| Total noninterest income | $1,165,000 | 2,631 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $626,000 | 2,056 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $539,000 | 2,687 |
| Total noninterest expense | $6,905,000 | 2,079 |
| Salaries and employee benefits | $3,999,000 | 1,935 |
| Premises and equipment expense | $1,076,000 | 1,897 |
| Additional noninterest expense | $1,830,000 | 2,333 |
| Pre-tax net operating income | $1,399,000 | 2,986 |
| Securities gains (losses) | $-4,450,000 | 8,195 |
| Applicable income taxes | $-1,116,000 | 8,078 |
| Income before extraordinary items | $-1,935,000 | 7,848 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,935,000 | 7,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,232 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $913,000 | 3,420 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,682,000 | 2,260 |
| Total interest expense | $3,898,000 | 2,160 |
| Net interest income | $4,784,000 | 2,304 |
| Provision for loan and lease losses | $78,000 | 4,629 |
| Total noninterest income | $753,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $412,000 | 2,051 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $341,000 | 2,833 |
| Total noninterest expense | $4,567,000 | 2,109 |
| Salaries and employee benefits | $2,655,000 | 1,959 |
| Premises and equipment expense | $698,000 | 1,944 |
| Additional noninterest expense | $1,214,000 | 2,317 |
| Pre-tax net operating income | $892,000 | 3,190 |
| Securities gains (losses) | $272,000 | 494 |
| Applicable income taxes | $350,000 | 2,019 |
| Income before extraordinary items | $814,000 | 3,006 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $814,000 | 3,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,278 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $623,600 | 3,506 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,392,000 | 2,294 |
| Total interest expense | $2,069,000 | 2,181 |
| Net interest income | $2,323,000 | 2,363 |
| Provision for loan and lease losses | $37,000 | 4,177 |
| Total noninterest income | $369,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $207,000 | 2,020 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $162,000 | 2,917 |
| Total noninterest expense | $2,251,000 | 2,130 |
| Salaries and employee benefits | $1,331,000 | 1,978 |
| Premises and equipment expense | $352,000 | 1,939 |
| Additional noninterest expense | $568,000 | 2,422 |
| Pre-tax net operating income | $404,000 | 3,530 |
| Securities gains (losses) | $128,000 | 608 |
| Applicable income taxes | $148,000 | 2,340 |
| Income before extraordinary items | $384,000 | 3,277 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $384,000 | 3,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 8,348 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $291,840 | 3,781 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,430,000 | 2,365 |
| Total interest expense | $8,592,000 | 2,193 |
| Net interest income | $8,838,000 | 2,495 |
| Provision for loan and lease losses | $176,000 | 4,114 |
| Total noninterest income | $1,596,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $859,000 | 2,009 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $737,000 | 2,680 |
| Total noninterest expense | $8,715,000 | 2,114 |
| Salaries and employee benefits | $4,910,000 | 2,052 |
| Premises and equipment expense | $1,311,000 | 1,998 |
| Additional noninterest expense | $2,494,000 | 2,181 |
| Pre-tax net operating income | $1,543,000 | 3,855 |
| Securities gains (losses) | $304,000 | 357 |
| Applicable income taxes | $560,000 | 2,595 |
| Income before extraordinary items | $1,287,000 | 3,788 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,287,000 | 3,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,298 |
| Net operating income | $1,074,200 | 4,153 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,995,000 | 2,381 |
| Total interest expense | $6,377,000 | 2,211 |
| Net interest income | $6,618,000 | 2,509 |
| Provision for loan and lease losses | $132,000 | 3,725 |
| Total noninterest income | $1,163,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $599,000 | 2,115 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $564,000 | 2,657 |
| Total noninterest expense | $6,401,000 | 2,123 |
| Salaries and employee benefits | $3,731,000 | 2,007 |
| Premises and equipment expense | $965,000 | 2,009 |
| Additional noninterest expense | $1,705,000 | 2,326 |
| Pre-tax net operating income | $1,248,000 | 3,856 |
| Securities gains (losses) | $237,000 | 347 |
| Applicable income taxes | $455,000 | 2,656 |
| Income before extraordinary items | $1,030,000 | 3,822 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,030,000 | 3,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,961 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,138 |
| Net operating income | $866,470 | 4,177 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,606,000 | 2,408 |
| Total interest expense | $4,202,000 | 2,243 |
| Net interest income | $4,404,000 | 2,536 |
| Provision for loan and lease losses | $87,000 | 3,577 |
| Total noninterest income | $733,000 | 2,738 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $372,000 | 2,240 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $361,000 | 2,723 |
| Total noninterest expense | $4,272,000 | 2,149 |
| Salaries and employee benefits | $2,517,000 | 2,024 |
| Premises and equipment expense | $640,000 | 2,027 |
| Additional noninterest expense | $1,115,000 | 2,375 |
| Pre-tax net operating income | $778,000 | 4,080 |
| Securities gains (losses) | $176,000 | 322 |
| Applicable income taxes | $290,000 | 2,780 |
| Income before extraordinary items | $664,000 | 3,949 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $664,000 | 3,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $540,800 | 4,383 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,247,000 | 2,426 |
| Total interest expense | $2,072,000 | 2,256 |
| Net interest income | $2,175,000 | 2,561 |
| Provision for loan and lease losses | $44,000 | 3,369 |
| Total noninterest income | $336,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $176,000 | 2,290 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $160,000 | 2,899 |
| Total noninterest expense | $2,181,000 | 2,124 |
| Salaries and employee benefits | $1,287,000 | 1,997 |
| Premises and equipment expense | $326,000 | 2,006 |
| Additional noninterest expense | $568,000 | 2,308 |
| Pre-tax net operating income | $286,000 | 4,758 |
| Securities gains (losses) | $104,000 | 299 |
| Applicable income taxes | $120,000 | 3,028 |
| Income before extraordinary items | $270,000 | 4,391 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $270,000 | 4,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $198,240 | 5,072 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,680,000 | 2,344 |
| Total interest expense | $6,929,000 | 2,303 |
| Net interest income | $9,751,000 | 2,337 |
| Provision for loan and lease losses | $226,000 | 3,303 |
| Total noninterest income | $1,291,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $774,000 | 2,177 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $517,000 | 3,275 |
| Total noninterest expense | $9,706,000 | 1,840 |
| Salaries and employee benefits | $5,080,000 | 1,914 |
| Premises and equipment expense | $1,472,000 | 1,723 |
| Additional noninterest expense | $3,154,000 | 1,671 |
| Pre-tax net operating income | $1,110,000 | 4,965 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $277,000 | 3,908 |
| Income before extraordinary items | $831,000 | 5,125 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $831,000 | 5,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,490 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $832,500 | 5,122 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,370,000 | 2,349 |
| Total interest expense | $4,913,000 | 2,349 |
| Net interest income | $7,457,000 | 2,320 |
| Provision for loan and lease losses | $178,000 | 3,124 |
| Total noninterest income | $1,095,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $576,000 | 2,201 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $519,000 | 2,799 |
| Total noninterest expense | $7,475,000 | 1,781 |
| Salaries and employee benefits | $4,057,000 | 1,812 |
| Premises and equipment expense | $1,130,000 | 1,703 |
| Additional noninterest expense | $2,288,000 | 1,715 |
| Pre-tax net operating income | $899,000 | 4,967 |
| Securities gains (losses) | $6,000 | 998 |
| Applicable income taxes | $224,000 | 3,988 |
| Income before extraordinary items | $681,000 | 5,060 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $681,000 | 5,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 1,743 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $676,500 | 5,076 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,121,000 | 2,340 |
| Total interest expense | $3,040,000 | 2,406 |
| Net interest income | $5,081,000 | 2,296 |
| Provision for loan and lease losses | $87,000 | 3,632 |
| Total noninterest income | $694,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $379,000 | 2,201 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $315,000 | 2,925 |
| Total noninterest expense | $5,058,000 | 1,755 |
| Salaries and employee benefits | $2,676,000 | 1,835 |
| Premises and equipment expense | $770,000 | 1,667 |
| Additional noninterest expense | $1,612,000 | 1,638 |
| Pre-tax net operating income | $630,000 | 4,882 |
| Securities gains (losses) | $-92,000 | 8,522 |
| Applicable income taxes | $100,000 | 4,512 |
| Income before extraordinary items | $438,000 | 5,181 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $438,000 | 5,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,447 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $512,520 | 4,814 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,986,000 | 2,333 |
| Total interest expense | $1,387,000 | 2,490 |
| Net interest income | $2,599,000 | 2,238 |
| Provision for loan and lease losses | $42,000 | 3,489 |
| Total noninterest income | $359,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $183,000 | 2,197 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $176,000 | 2,710 |
| Total noninterest expense | $2,570,000 | 1,739 |
| Salaries and employee benefits | $1,369,000 | 1,806 |
| Premises and equipment expense | $423,000 | 1,544 |
| Additional noninterest expense | $778,000 | 1,681 |
| Pre-tax net operating income | $346,000 | 4,618 |
| Securities gains (losses) | $32,000 | 405 |
| Applicable income taxes | $114,000 | 3,410 |
| Income before extraordinary items | $264,000 | 4,735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,365 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $241,600 | 4,916 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,488,000 | 2,282 |
| Total interest expense | $4,161,000 | 2,567 |
| Net interest income | $10,327,000 | 2,148 |
| Provision for loan and lease losses | $428,000 | 2,154 |
| Total noninterest income | $1,491,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $872,000 | 1,960 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $619,000 | 3,005 |
| Total noninterest expense | $9,255,000 | 1,832 |
| Salaries and employee benefits | $5,119,000 | 1,823 |
| Premises and equipment expense | $1,304,000 | 1,849 |
| Additional noninterest expense | $2,832,000 | 1,778 |
| Pre-tax net operating income | $2,135,000 | 3,540 |
| Securities gains (losses) | $220,000 | 480 |
| Applicable income taxes | $819,000 | 2,572 |
| Income before extraordinary items | $1,536,000 | 3,726 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,536,000 | 3,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 1,928 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,393,000 | 3,937 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,581,000 | 2,297 |
| Total interest expense | $2,883,000 | 2,616 |
| Net interest income | $7,698,000 | 2,134 |
| Provision for loan and lease losses | $378,000 | 1,794 |
| Total noninterest income | $1,137,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $664,000 | 1,934 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $473,000 | 2,987 |
| Total noninterest expense | $6,990,000 | 1,800 |
| Salaries and employee benefits | $3,831,000 | 1,811 |
| Premises and equipment expense | $977,000 | 1,843 |
| Additional noninterest expense | $2,182,000 | 1,714 |
| Pre-tax net operating income | $1,467,000 | 3,817 |
| Securities gains (losses) | $192,000 | 486 |
| Applicable income taxes | $569,000 | 2,731 |
| Income before extraordinary items | $1,090,000 | 3,928 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,090,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,475 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $963,280 | 4,215 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,854,000 | 2,304 |
| Total interest expense | $1,773,000 | 2,660 |
| Net interest income | $5,081,000 | 2,134 |
| Provision for loan and lease losses | $95,000 | 3,438 |
| Total noninterest income | $783,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $447,000 | 1,876 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $336,000 | 2,857 |
| Total noninterest expense | $4,643,000 | 1,795 |
| Salaries and employee benefits | $2,569,000 | 1,784 |
| Premises and equipment expense | $680,000 | 1,761 |
| Additional noninterest expense | $1,394,000 | 1,774 |
| Pre-tax net operating income | $1,126,000 | 3,408 |
| Securities gains (losses) | $166,000 | 443 |
| Applicable income taxes | $456,000 | 2,396 |
| Income before extraordinary items | $836,000 | 3,537 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $836,000 | 3,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,630 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $728,100 | 3,825 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 2,295 |
| Total interest expense | $833,000 | 2,691 |
| Net interest income | $2,532,000 | 2,136 |
| Provision for loan and lease losses | $44,000 | 3,508 |
| Total noninterest income | $350,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $202,000 | 1,988 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $148,000 | 3,002 |
| Total noninterest expense | $2,323,000 | 1,798 |
| Salaries and employee benefits | $1,323,000 | 1,743 |
| Premises and equipment expense | $351,000 | 1,707 |
| Additional noninterest expense | $649,000 | 1,887 |
| Pre-tax net operating income | $515,000 | 3,596 |
| Securities gains (losses) | $46,000 | 565 |
| Applicable income taxes | $187,000 | 2,718 |
| Income before extraordinary items | $374,000 | 3,790 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $374,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $343,180 | 3,956 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,990,000 | 2,213 |
| Total interest expense | $3,080,000 | 2,570 |
| Net interest income | $9,910,000 | 2,047 |
| Provision for loan and lease losses | $144,000 | 4,341 |
| Total noninterest income | $1,084,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $438,000 | 3,438 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $646,000 | 2,857 |
| Total noninterest expense | $8,676,000 | 1,862 |
| Salaries and employee benefits | $4,733,000 | 1,856 |
| Premises and equipment expense | $1,385,000 | 1,684 |
| Additional noninterest expense | $2,558,000 | 1,906 |
| Pre-tax net operating income | $2,174,000 | 3,328 |
| Securities gains (losses) | $601,000 | 404 |
| Applicable income taxes | $959,000 | 2,234 |
| Income before extraordinary items | $1,816,000 | 3,162 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,816,000 | 3,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,728 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,425,350 | 3,703 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,669,000 | 2,198 |
| Total interest expense | $2,297,000 | 2,545 |
| Net interest income | $7,372,000 | 2,045 |
| Provision for loan and lease losses | $108,000 | 4,154 |
| Total noninterest income | $773,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $322,000 | 3,489 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $451,000 | 2,981 |
| Total noninterest expense | $6,387,000 | 1,874 |
| Salaries and employee benefits | $3,464,000 | 1,890 |
| Premises and equipment expense | $1,003,000 | 1,735 |
| Additional noninterest expense | $1,920,000 | 1,865 |
| Pre-tax net operating income | $1,650,000 | 3,366 |
| Securities gains (losses) | $541,000 | 407 |
| Applicable income taxes | $748,000 | 2,207 |
| Income before extraordinary items | $1,443,000 | 3,048 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,443,000 | 3,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,687 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,085,940 | 3,730 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,354,000 | 2,203 |
| Total interest expense | $1,526,000 | 2,537 |
| Net interest income | $4,828,000 | 2,073 |
| Provision for loan and lease losses | $72,000 | 4,068 |
| Total noninterest income | $523,000 | 3,467 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $206,000 | 3,565 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $317,000 | 2,900 |
| Total noninterest expense | $4,308,000 | 1,856 |
| Salaries and employee benefits | $2,338,000 | 1,856 |
| Premises and equipment expense | $669,000 | 1,727 |
| Additional noninterest expense | $1,301,000 | 1,836 |
| Pre-tax net operating income | $971,000 | 3,604 |
| Securities gains (losses) | $451,000 | 378 |
| Applicable income taxes | $482,000 | 2,265 |
| Income before extraordinary items | $940,000 | 3,091 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $940,000 | 3,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,266 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $642,340 | 3,973 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 2,209 |
| Total interest expense | $754,000 | 2,598 |
| Net interest income | $2,416,000 | 2,075 |
| Provision for loan and lease losses | $36,000 | 3,870 |
| Total noninterest income | $223,000 | 3,786 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 3,737 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $130,000 | 3,191 |
| Total noninterest expense | $2,093,000 | 1,914 |
| Salaries and employee benefits | $1,174,000 | 1,869 |
| Premises and equipment expense | $328,000 | 1,785 |
| Additional noninterest expense | $591,000 | 1,999 |
| Pre-tax net operating income | $510,000 | 3,466 |
| Securities gains (losses) | $379,000 | 309 |
| Applicable income taxes | $305,000 | 1,906 |
| Income before extraordinary items | $584,000 | 2,567 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $584,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $333,860 | 3,848 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,812,000 | 2,240 |
| Total interest expense | $3,443,000 | 2,529 |
| Net interest income | $9,369,000 | 2,086 |
| Provision for loan and lease losses | $420,000 | 2,478 |
| Total noninterest income | $1,020,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $404,000 | 3,623 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $616,000 | 3,206 |
| Total noninterest expense | $7,897,000 | 2,002 |
| Salaries and employee benefits | $4,470,000 | 1,925 |
| Premises and equipment expense | $1,101,000 | 2,067 |
| Additional noninterest expense | $2,326,000 | 2,074 |
| Pre-tax net operating income | $2,072,000 | 3,313 |
| Securities gains (losses) | $754,000 | 572 |
| Applicable income taxes | $932,000 | 2,276 |
| Income before extraordinary items | $1,894,000 | 2,984 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,894,000 | 2,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,824 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,388,820 | 3,599 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,589,000 | 2,275 |
| Total interest expense | $2,692,000 | 2,531 |
| Net interest income | $6,897,000 | 2,132 |
| Provision for loan and lease losses | $315,000 | 2,407 |
| Total noninterest income | $754,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $288,000 | 3,748 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $466,000 | 3,255 |
| Total noninterest expense | $5,797,000 | 2,045 |
| Salaries and employee benefits | $3,328,000 | 1,934 |
| Premises and equipment expense | $773,000 | 2,212 |
| Additional noninterest expense | $1,696,000 | 2,119 |
| Pre-tax net operating income | $1,539,000 | 3,465 |
| Securities gains (losses) | $416,000 | 772 |
| Applicable income taxes | $651,000 | 2,513 |
| Income before extraordinary items | $1,304,000 | 3,275 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,304,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,923 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,025,280 | 3,760 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,446,000 | 2,272 |
| Total interest expense | $1,899,000 | 2,496 |
| Net interest income | $4,547,000 | 2,147 |
| Provision for loan and lease losses | $210,000 | 2,412 |
| Total noninterest income | $519,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $190,000 | 3,743 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $329,000 | 3,126 |
| Total noninterest expense | $3,871,000 | 2,035 |
| Salaries and employee benefits | $2,209,000 | 1,927 |
| Premises and equipment expense | $516,000 | 2,191 |
| Additional noninterest expense | $1,146,000 | 2,085 |
| Pre-tax net operating income | $985,000 | 3,569 |
| Securities gains (losses) | $418,000 | 645 |
| Applicable income taxes | $464,000 | 2,430 |
| Income before extraordinary items | $939,000 | 3,108 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $939,000 | 3,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $658,940 | 3,862 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,250,000 | 2,267 |
| Total interest expense | $990,000 | 2,455 |
| Net interest income | $2,260,000 | 2,161 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $272,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $87,000 | 3,880 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $185,000 | 2,856 |
| Total noninterest expense | $1,842,000 | 2,127 |
| Salaries and employee benefits | $1,049,000 | 2,019 |
| Premises and equipment expense | $255,000 | 2,214 |
| Additional noninterest expense | $538,000 | 2,187 |
| Pre-tax net operating income | $585,000 | 3,143 |
| Securities gains (losses) | $100,000 | 1,001 |
| Applicable income taxes | $235,000 | 2,426 |
| Income before extraordinary items | $450,000 | 3,172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $450,000 | 3,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $384,000 | 3,400 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,067,000 | 2,347 |
| Total interest expense | $3,995,000 | 2,753 |
| Net interest income | $9,072,000 | 2,142 |
| Provision for loan and lease losses | $342,000 | 3,175 |
| Total noninterest income | $889,000 | 3,733 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $355,000 | 3,828 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $534,000 | 3,168 |
| Total noninterest expense | $6,768,000 | 2,206 |
| Salaries and employee benefits | $3,774,000 | 2,119 |
| Premises and equipment expense | $954,000 | 2,287 |
| Additional noninterest expense | $2,040,000 | 2,267 |
| Pre-tax net operating income | $2,851,000 | 2,600 |
| Securities gains (losses) | $-234,000 | 9,207 |
| Applicable income taxes | $860,000 | 2,471 |
| Income before extraordinary items | $1,757,000 | 3,095 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,757,000 | 3,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,259 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,913,780 | 2,817 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,455,000 | 2,542 |
| Total interest expense | $5,300,000 | 2,998 |
| Net interest income | $8,155,000 | 2,208 |
| Provision for loan and lease losses | $304,000 | 3,170 |
| Total noninterest income | $795,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $351,000 | 3,747 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $444,000 | 3,336 |
| Total noninterest expense | $6,673,000 | 2,152 |
| Salaries and employee benefits | $3,345,000 | 2,240 |
| Premises and equipment expense | $1,000,000 | 2,130 |
| Additional noninterest expense | $2,328,000 | 1,939 |
| Pre-tax net operating income | $1,973,000 | 3,196 |
| Securities gains (losses) | $28,000 | 2,876 |
| Applicable income taxes | $376,000 | 3,851 |
| Income before extraordinary items | $1,625,000 | 3,036 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,625,000 | 3,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,602,320 | 2,970 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,241,000 | 2,850 |
| Total interest expense | $5,324,000 | 3,135 |
| Net interest income | $6,917,000 | 2,575 |
| Provision for loan and lease losses | $225,000 | 3,486 |
| Total noninterest income | $533,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $292,000 | 4,134 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $241,000 | 4,366 |
| Total noninterest expense | $5,916,000 | 2,309 |
| Salaries and employee benefits | $3,025,000 | 2,369 |
| Premises and equipment expense | $896,000 | 2,309 |
| Additional noninterest expense | $1,995,000 | 2,164 |
| Pre-tax net operating income | $1,309,000 | 4,481 |
| Securities gains (losses) | $-48,000 | 9,187 |
| Applicable income taxes | $482,000 | 3,570 |
| Income before extraordinary items | $779,000 | 5,122 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $779,000 | 5,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,170 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $809,720 | 5,010 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,089,000 | 2,916 |
| Total interest expense | $4,862,000 | 3,002 |
| Net interest income | $6,227,000 | 2,823 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $366,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $223,000 | 4,823 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $143,000 | 5,714 |
| Total noninterest expense | $5,630,000 | 2,409 |
| Salaries and employee benefits | $2,839,000 | 2,468 |
| Premises and equipment expense | $941,000 | 2,170 |
| Additional noninterest expense | $1,850,000 | 2,357 |
| Pre-tax net operating income | $843,000 | 5,778 |
| Securities gains (losses) | $-41,000 | 9,749 |
| Applicable income taxes | $156,000 | 6,202 |
| Income before extraordinary items | $646,000 | 5,691 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $646,000 | 5,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,661 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $679,210 | 5,515 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,116,000 | 3,200 |
| Total interest expense | $4,507,000 | 3,306 |
| Net interest income | $5,609,000 | 3,065 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $306,000 | 6,419 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $182,000 | 5,405 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $124,000 | 6,121 |
| Total noninterest expense | $4,334,000 | 2,995 |
| Salaries and employee benefits | $2,433,000 | 2,794 |
| Premises and equipment expense | $683,000 | 2,824 |
| Additional noninterest expense | $1,218,000 | 3,322 |
| Pre-tax net operating income | $1,461,000 | 4,256 |
| Securities gains (losses) | $-19,000 | 10,284 |
| Applicable income taxes | $573,000 | 3,519 |
| Income before extraordinary items | $869,000 | 4,936 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $869,000 | 4,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $881,160 | 4,807 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,693,000 | 3,336 |
| Total interest expense | $4,214,000 | 3,487 |
| Net interest income | $5,479,000 | 3,188 |
| Provision for loan and lease losses | $140,000 | 4,290 |
| Total noninterest income | $290,000 | 6,753 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $159,000 | 6,020 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $131,000 | 6,052 |
| Total noninterest expense | $4,019,000 | 3,164 |
| Salaries and employee benefits | $2,429,000 | 2,723 |
| Premises and equipment expense | $540,000 | 3,455 |
| Additional noninterest expense | $1,050,000 | 3,728 |
| Pre-tax net operating income | $1,610,000 | 4,217 |
| Securities gains (losses) | $-42,000 | 10,602 |
| Applicable income taxes | $623,000 | 3,557 |
| Income before extraordinary items | $945,000 | 4,892 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $945,000 | 4,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,667 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $971,880 | 4,741 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,357,000 | 3,482 |
| Total interest expense | $4,114,000 | 3,615 |
| Net interest income | $5,243,000 | 3,384 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $298,000 | 6,977 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $136,000 | 6,733 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $162,000 | 5,740 |
| Total noninterest expense | $3,394,000 | 3,894 |
| Salaries and employee benefits | $2,079,000 | 3,212 |
| Premises and equipment expense | $468,000 | 3,984 |
| Additional noninterest expense | $847,000 | 4,969 |
| Pre-tax net operating income | $2,047,000 | 3,370 |
| Securities gains (losses) | $-53,000 | 11,052 |
| Applicable income taxes | $740,000 | 3,054 |
| Income before extraordinary items | $1,254,000 | 3,728 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,254,000 | 3,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,287,920 | 3,597 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,484,000 | 3,809 |
| Total interest expense | $3,690,000 | 3,963 |
| Net interest income | $4,794,000 | 3,677 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $324,000 | 6,794 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $119,000 | 7,330 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $205,000 | 5,061 |
| Total noninterest expense | $3,107,000 | 4,153 |
| Salaries and employee benefits | $1,746,000 | 3,740 |
| Premises and equipment expense | $481,000 | 3,880 |
| Additional noninterest expense | $880,000 | 4,871 |
| Pre-tax net operating income | $1,956,000 | 3,566 |
| Securities gains (losses) | $-92,000 | 11,456 |
| Applicable income taxes | $683,000 | 3,300 |
| Income before extraordinary items | $1,181,000 | 4,012 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,181,000 | 4,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,239,880 | 3,829 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,034,000 | 4,202 |
| Total interest expense | $2,846,000 | 4,152 |
| Net interest income | $4,188,000 | 4,200 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $256,000 | 7,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,008 |
| Total noninterest expense | $2,996,000 | 4,411 |
| Salaries and employee benefits | $1,653,000 | 3,924 |
| Premises and equipment expense | $437,000 | 4,265 |
| Additional noninterest expense | $906,000 | 5,140 |
| Pre-tax net operating income | $1,403,000 | 4,670 |
| Securities gains (losses) | $-775,000 | 12,349 |
| Applicable income taxes | $271,000 | 6,237 |
| Income before extraordinary items | $357,000 | 8,579 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $357,000 | 8,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $853,000 | 5,151 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,079,000 | 4,270 |
| Total interest expense | $2,756,000 | 4,438 |
| Net interest income | $4,323,000 | 4,101 |
| Provision for loan and lease losses | $69,000 | 6,693 |
| Total noninterest income | $588,000 | 5,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $493,000 | 3,291 |
| Total noninterest expense | $2,782,000 | 4,819 |
| Salaries and employee benefits | $1,506,000 | 4,259 |
| Premises and equipment expense | $486,000 | 3,965 |
| Additional noninterest expense | $790,000 | 5,979 |
| Pre-tax net operating income | $2,060,000 | 3,222 |
| Securities gains (losses) | $-71,000 | 13,137 |
| Applicable income taxes | $791,000 | 2,782 |
| Income before extraordinary items | $1,198,000 | 4,027 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,198,000 | 4,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,243,440 | 3,668 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,865,000 | 4,353 |
| Total interest expense | $3,632,000 | 4,417 |
| Net interest income | $4,233,000 | 4,222 |
| Provision for loan and lease losses | $104,000 | 7,172 |
| Total noninterest income | $214,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,510 |
| Total noninterest expense | $2,524,000 | 5,273 |
| Salaries and employee benefits | $1,426,000 | 4,420 |
| Premises and equipment expense | $405,000 | 4,746 |
| Additional noninterest expense | $693,000 | 6,797 |
| Pre-tax net operating income | $1,819,000 | 3,393 |
| Securities gains (losses) | $-67,000 | 13,718 |
| Applicable income taxes | $749,000 | 2,779 |
| Income before extraordinary items | $1,003,000 | 4,493 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,003,000 | 4,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 7,468 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,045,880 | 4,014 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.