Jeff Bank, ELDRED BRANCH
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2 client reviews
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| Name: | Jeff Bank |
| Concentration: | Commercial Lending Specialization |
| Established: | 10/01/1913 |
| FDIC Insurance: | 01/01/1934 |
| Holden By: | JEFFERSONVILLE BCORP |
| Charter Class: | Commercial bank, state charter and Fed nonmember, supervised by the FDIC |
| # of Branches: | 10, view all, view on map |
| Website: | www.jeff.bank |
| Total Assets: | $621,169,000 |
| Total Deposits: | $534,128,000 |
| Total Equity Capital: | $79,841,000 |
| Total Domestic Office Deposits: | $534,128,000 |
| Net Income: | $11,125,000 |
| Quarterly Net Income: | $2,618,000 |
| Return on Assets: | 2% |
| Quarterly Return on Assets: | 2% |
| Return on Equity: | 15% |
| Quarterly Return on Equity: | 13% |
| More... | |
Client Review
2 client reviews of Jeff Bank scored 3 out of 5.
Bad service, to many fees
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by Notmybank, May. 28, 2017
I had opened an account with this bank bc they were the closest. Big mistake. I've paid over a thousand in fees and have only been with them for a year. I had a 300 credit limit but would find myself constantly paying and overdraft fee of 35. Even if I had money in the account before I used the credit for something I needed like gas. The credit is not credit in any way. If you use the credit, it's 35 fee per charge over your balance available. I complained about being charged 35 fee for a credit charge for 1.35 loaf of bread. I was polite in my email and received a letter in the mail a week later advising they are closing my account because they have the right to. Mind you I have 986 deposited every two weeks automatically and use auto drafts for 80% of my bills. They gave me a week to open a new bank. Then I have to make all these phone calls to set up auto draft again. All bc I advised I felt it was poor judgement to charge 35 for 1.35 when I have a 300 credit limit.
* this reviewer has be with this bank for 6 months - 1 year
* this reviewer had 3 - 5 banks before.
* this review was made on Jeff Bank, Callicoon Branch at Callicoon, NY
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Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby Notmybank, May. 28, 2017
I had opened an account with this bank bc they were the closest. Big mistake. I've paid over a thousand in fees and have only been with them for a year. I had a 300 credit limit but would find myself constantly paying and overdraft fee of 35. Even if I had money in the account before I used the credit for something I needed like gas. The credit is not credit in any way. If you use the credit, it's 35 fee per charge over your balance available. I complained about being charged 35 fee for a credit charge for 1.35 loaf of bread. I was polite in my email and received a letter in the mail a week later advising they are closing my account because they have the right to. Mind you I have 986 deposited every two weeks automatically and use auto drafts for 80% of my bills. They gave me a week to open a new bank. Then I have to make all these phone calls to set up auto draft again. All bc I advised I felt it was poor judgement to charge 35 for 1.35 when I have a 300 credit limit.
* this reviewer has be with this bank for 6 months - 1 year
* this reviewer had 3 - 5 banks before.
* this review was made on Jeff Bank, Callicoon Branch at Callicoon, NY
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LAURIE FELDMAN
Overall Rating
Office Environment & Staff
Waiting Time
by DOGS2, Jul. 01, 2014
I HAVE NEVER ENJOYED GOING TO A BANK AS MUCH AS THIS ONE. THEY ARE THE GREATEST GROUP OF PEOPLE. THEY ARE VERY POLITE AND LOVE TO HELP THEIR CUSTOMERS. I WOULD DRIVE OUT OF MY WAY TO DO MY BUSINESS THERE ANYTIME. I HAVE ALSO RECOMMENDED THIS BANK TO SOME OF MY FRIENDS. KEEP UP THE GOOD WORK LADIES!
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on Jeff Bank, Loch Sheldrake Branch at Loch Sheldrake, NY
1 of 1 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
Overall Rating Office Environment & Staff Waiting Timeby DOGS2, Jul. 01, 2014
I HAVE NEVER ENJOYED GOING TO A BANK AS MUCH AS THIS ONE. THEY ARE THE GREATEST GROUP OF PEOPLE. THEY ARE VERY POLITE AND LOVE TO HELP THEIR CUSTOMERS. I WOULD DRIVE OUT OF MY WAY TO DO MY BUSINESS THERE ANYTIME. I HAVE ALSO RECOMMENDED THIS BANK TO SOME OF MY FRIENDS. KEEP UP THE GOOD WORK LADIES!
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on Jeff Bank, Loch Sheldrake Branch at Loch Sheldrake, NY
1 of 1 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
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