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Austin Bank, Texas, PALESTINE BRANCH
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Name: | Austin Bank, Texas |
Concentration: | Commercial Lending Specialization |
Established: | 10/01/1900 |
FDIC Insurance: | 01/01/1934 |
Holden By: | JSA FAMILY LTD PARTNERSHIP |
Charter Class: | Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) |
# of Branches: | 38, view all, view on map |
Website: | www.austinbank.com |
Total Assets: | $2,923,289,000 |
Total Deposits: | $2,476,958,000 |
Total Equity Capital: | $419,503,000 |
Total Domestic Office Deposits: | $2,476,958,000 |
Net Income: | $46,876,000 |
Quarterly Net Income: | $13,432,000 |
Return on Assets: | 2% |
Quarterly Return on Assets: | 2% |
Return on Equity: | 12% |
Quarterly Return on Equity: | 13% |
More... |
Client Review
2 client reviews of Austin Bank, Texas scored 3.5 out of 5.
Misleading and crooked
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by Jdbostic, Sep. 24, 2018
On my loan, I agreed to an ARM for my mortgage only if they would put a cap of 5% on the loan. Last month my interest rate went to 6%. Bank denied our agreement to 5% cap.
I renewed my insurance 3 months ago. 1st month after renewing, they sent me a letter informing me that I had not renewed my policy.I took them a copy of my policy. Next month, same letter and I took another copy to them as they could not find their copy. Third month, same thing. This month they added $1,800 to my load balance for their insurance policy. Still fighting that now.
FIND YOURSELF ANOTHER BANK!!!!
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on Austin Bank, Texas, Palestine Branch at Palestine, TX
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by Jdbostic, Sep. 24, 2018
On my loan, I agreed to an ARM for my mortgage only if they would put a cap of 5% on the loan. Last month my interest rate went to 6%. Bank denied our agreement to 5% cap.
I renewed my insurance 3 months ago. 1st month after renewing, they sent me a letter informing me that I had not renewed my policy.I took them a copy of my policy. Next month, same letter and I took another copy to them as they could not find their copy. Third month, same thing. This month they added $1,800 to my load balance for their insurance policy. Still fighting that now.
FIND YOURSELF ANOTHER BANK!!!!
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on Austin Bank, Texas, Palestine Branch at Palestine, TX
Was this review helpful to you? Yes, No Report Abuse
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