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Town Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$169,487,000342
Total interest expense$68,470,000310
Net interest income$101,017,000366
Provision for loan and lease losses$2,855,000462
Total noninterest income$15,345,000557
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,254,000376
Trading account gains and fees$1,241,00058
Additional Noninterest Income$10,850,000509
Total noninterest expense$64,791,000458
Salaries and employee benefits$27,056,000578
Premises and equipment expense$6,681,000432
Additional noninterest expense$10,850,000509
Pre-tax net operating income$48,716,000354
Securities gains (losses)$236,000148
Applicable income taxes$12,927,000284
Income before extraordinary items$36,025,000362
Extraordinary gains, net$054
Net income$36,025,000368
Minority interest net income$088
Net income of bank and minority interests.$36,025,000365
Net charge-offs$1,928,000390
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$877,000204
Net operating income$35,838,560377
2023-09-30 (YTD Data)Rank
Total interest income$123,069,000346
Total interest expense$47,973,000310
Net interest income$75,096,000371
Provision for loan and lease losses$2,252,000421
Total noninterest income$11,001,000572
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,414,000381
Trading account gains and fees$149,00096
Additional Noninterest Income$8,438,000502
Total noninterest expense$48,037,000459
Salaries and employee benefits$20,072,000585
Premises and equipment expense$5,472,000400
Additional noninterest expense$8,438,000502
Pre-tax net operating income$35,808,000373
Securities gains (losses)$84,000179
Applicable income taxes$9,589,000303
Income before extraordinary items$26,303,000385
Extraordinary gains, net$052
Net income$26,303,000389
Minority interest net income$081
Net income of bank and minority interests.$26,303,000385
Net charge-offs$1,630,000329
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$612,000203
Net operating income$26,236,640398
2023-06-30 (YTD Data)Rank
Total interest income$78,835,000341
Total interest expense$29,052,000299
Net interest income$49,783,000371
Provision for loan and lease losses$2,323,000328
Total noninterest income$7,606,000546
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,581,000376
Trading account gains and fees$130,00085
Additional Noninterest Income$5,895,000474
Total noninterest expense$29,864,000481
Salaries and employee benefits$13,272,000580
Premises and equipment expense$2,592,000521
Additional noninterest expense$5,895,000474
Pre-tax net operating income$25,202,000361
Securities gains (losses)$36,000327
Applicable income taxes$6,767,000291
Income before extraordinary items$18,471,000372
Extraordinary gains, net$051
Net income$18,471,000380
Minority interest net income$081
Net income of bank and minority interests.$18,471,000373
Net charge-offs$1,014,000307
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$383,000192
Net operating income$18,442,560379
2023-03-31 (YTD Data)Rank
Total interest income$38,528,000347
Total interest expense$12,765,000303
Net interest income$25,763,000367
Provision for loan and lease losses$667,000439
Total noninterest income$4,302,000498
Gross Fiduciary activities income$0913
Service charges on deposit accounts$783,000394
Trading account gains and fees$57,00088
Additional Noninterest Income$3,462,000423
Total noninterest expense$15,088,000485
Salaries and employee benefits$6,557,000604
Premises and equipment expense$1,351,000524
Additional noninterest expense$3,462,000423
Pre-tax net operating income$14,310,000340
Securities gains (losses)$83,000188
Applicable income taxes$3,828,000274
Income before extraordinary items$10,565,000351
Extraordinary gains, net$04
Net income$10,565,000352
Minority interest net income$048
Net income of bank and minority interests.$10,565,000352
Net charge-offs$102,000593
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$136,000213
Net operating income$10,499,430358
2022-12-31 (YTD Data)Rank
Total interest income$98,178,000421
Total interest expense$13,599,000359
Net interest income$84,579,000431
Provision for loan and lease losses$6,329,000237
Total noninterest income$13,549,000628
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,551,000371
Trading account gains and fees$1,336,00071
Additional Noninterest Income$8,662,000622
Total noninterest expense$51,771,000533
Salaries and employee benefits$23,883,000635
Premises and equipment expense$4,898,000560
Additional noninterest expense$8,662,000622
Pre-tax net operating income$40,028,000447
Securities gains (losses)$-410,0004,283
Applicable income taxes$10,528,000367
Income before extraordinary items$29,090,000482
Extraordinary gains, net$05
Net income$29,090,000483
Minority interest net income$063
Net income of bank and minority interests.$29,090,000483
Net charge-offs$329,000745
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$776,000271
Net operating income$29,413,900486
2022-09-30 (YTD Data)Rank
Total interest income$65,014,000451
Total interest expense$6,257,000388
Net interest income$58,757,000455
Provision for loan and lease losses$2,698,000331
Total noninterest income$9,412,000675
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,727,000372
Trading account gains and fees$837,00073
Additional Noninterest Income$5,848,000676
Total noninterest expense$37,939,000538
Salaries and employee benefits$17,474,000645
Premises and equipment expense$3,677,000555
Additional noninterest expense$5,848,000676
Pre-tax net operating income$27,532,000472
Securities gains (losses)$-435,0004,465
Applicable income taxes$7,244,000392
Income before extraordinary items$19,853,000516
Extraordinary gains, net$04
Net income$19,853,000515
Minority interest net income$057
Net income of bank and minority interests.$19,853,000516
Net charge-offs$279,000593
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$578,000239
Net operating income$20,196,650516
2022-06-30 (YTD Data)Rank
Total interest income$38,727,000475
Total interest expense$2,921,000416
Net interest income$35,806,000480
Provision for loan and lease losses$1,870,000271
Total noninterest income$6,411,000662
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,858,000365
Trading account gains and fees$811,00067
Additional Noninterest Income$3,742,000707
Total noninterest expense$25,308,000529
Salaries and employee benefits$11,436,000652
Premises and equipment expense$2,471,000545
Additional noninterest expense$11,401,000397
Pre-tax net operating income$15,039,000531
Securities gains (losses)$-283,0004,512
Applicable income taxes$3,933,000428
Income before extraordinary items$10,823,000576
Extraordinary gains, net$04
Net income$10,823,000575
Minority interest net income$060
Net income of bank and minority interests.$10,823,000576
Net charge-offs$207,000525
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$362,000224
Net operating income$11,046,570577
2022-03-31 (YTD Data)Rank
Total interest income$17,974,000487
Total interest expense$1,319,000425
Net interest income$16,655,000493
Provision for loan and lease losses$719,000256
Total noninterest income$3,319,000654
Gross Fiduciary activities income$0892
Service charges on deposit accounts$915,000365
Trading account gains and fees$503,00064
Additional Noninterest Income$1,901,000713
Total noninterest expense$12,173,000541
Salaries and employee benefits$5,901,000639
Premises and equipment expense$1,295,000527
Additional noninterest expense$4,977,000425
Pre-tax net operating income$7,082,000532
Securities gains (losses)$-161,0004,582
Applicable income taxes$1,781,000451
Income before extraordinary items$5,140,000582
Extraordinary gains, net$04
Net income$5,140,000581
Minority interest net income$050
Net income of bank and minority interests.$5,140,000582
Net charge-offs$86,000525
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$188,000199
Net operating income$5,267,190575
2021-12-31 (YTD Data)Rank
Total interest income$71,886,000486
Total interest expense$6,461,000426
Net interest income$65,425,000496
Provision for loan and lease losses$-6,431,0004,695
Total noninterest income$13,448,000685
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,380,000372
Trading account gains and fees$662,00088
Additional Noninterest Income$9,406,000695
Total noninterest expense$48,529,000546
Salaries and employee benefits$21,861,000663
Premises and equipment expense$5,157,000522
Additional noninterest expense$21,511,000399
Pre-tax net operating income$36,775,000469
Securities gains (losses)$-132,0004,690
Applicable income taxes$9,694,000401
Income before extraordinary items$26,949,000512
Extraordinary gains, net$010
Net income$26,949,000512
Minority interest net income$074
Net income of bank and minority interests.$26,949,000513
Net charge-offs$503,000635
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$401,000335
Net operating income$27,053,280507
2021-09-30 (YTD Data)Rank
Total interest income$53,587,000498
Total interest expense$5,086,000427
Net interest income$48,501,000506
Provision for loan and lease losses$-5,378,0004,762
Total noninterest income$11,176,000652
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,486,000374
Trading account gains and fees$499,00088
Additional Noninterest Income$8,191,000651
Total noninterest expense$35,804,000557
Salaries and employee benefits$16,326,000673
Premises and equipment expense$3,795,000537
Additional noninterest expense$15,683,000411
Pre-tax net operating income$29,251,000463
Securities gains (losses)$-42,0004,718
Applicable income taxes$7,604,000401
Income before extraordinary items$21,605,000499
Extraordinary gains, net$08
Net income$21,605,000497
Minority interest net income$069
Net income of bank and minority interests.$21,605,000499
Net charge-offs$255,000699
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$257,000318
Net operating income$21,638,180490
2021-06-30 (YTD Data)Rank
Total interest income$35,260,000496
Total interest expense$3,624,000423
Net interest income$31,636,000504
Provision for loan and lease losses$-5,019,0004,811
Total noninterest income$8,698,000587
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,601,000370
Trading account gains and fees$111,000109
Additional Noninterest Income$6,986,000566
Total noninterest expense$24,026,000549
Salaries and employee benefits$11,005,000660
Premises and equipment expense$2,614,000521
Additional noninterest expense$10,407,000398
Pre-tax net operating income$21,327,000441
Securities gains (losses)$-23,0004,734
Applicable income taxes$5,462,000378
Income before extraordinary items$15,842,000474
Extraordinary gains, net$06
Net income$15,842,000470
Minority interest net income$067
Net income of bank and minority interests.$15,842,000474
Net charge-offs$203,000650
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$164,000300
Net operating income$15,860,170464
2021-03-31 (YTD Data)Rank
Total interest income$17,520,000495
Total interest expense$1,943,000416
Net interest income$15,577,000509
Provision for loan and lease losses$-3,186,0004,853
Total noninterest income$2,114,000965
Gross Fiduciary activities income$0922
Service charges on deposit accounts$776,000377
Trading account gains and fees$124,000100
Additional Noninterest Income$1,214,0001,128
Total noninterest expense$11,890,000547
Salaries and employee benefits$5,492,000666
Premises and equipment expense$1,402,000488
Additional noninterest expense$4,996,000403
Pre-tax net operating income$8,987,000489
Securities gains (losses)$-34,0004,790
Applicable income taxes$2,240,000433
Income before extraordinary items$6,713,000530
Extraordinary gains, net$03
Net income$6,713,000529
Minority interest net income$055
Net income of bank and minority interests.$6,713,000530
Net charge-offs$191,000444
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$69,000298
Net operating income$6,739,860513
2020-12-31 (YTD Data)Rank
Total interest income$78,693,000447
Total interest expense$12,222,000419
Net interest income$66,471,000450
Provision for loan and lease losses$7,718,000428
Total noninterest income$11,363,000729
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,074,000373
Trading account gains and fees$2,953,00073
Additional Noninterest Income$5,336,000975
Total noninterest expense$47,984,000532
Salaries and employee benefits$20,908,000684
Premises and equipment expense$5,177,000511
Additional noninterest expense$21,899,000388
Pre-tax net operating income$22,132,000549
Securities gains (losses)$87,0001,457
Applicable income taxes$5,807,000436
Income before extraordinary items$16,412,000615
Extraordinary gains, net$04
Net income$16,412,000614
Minority interest net income$072
Net income of bank and minority interests.$16,412,000615
Net charge-offs$-63,0004,651
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$-81,0004,932
Net operating income$16,343,270597
2020-09-30 (YTD Data)Rank
Total interest income$60,248,000434
Total interest expense$10,085,000410
Net interest income$50,163,000437
Provision for loan and lease losses$7,045,000398
Total noninterest income$9,024,000683
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,253,000373
Trading account gains and fees$2,652,00069
Additional Noninterest Income$4,119,000921
Total noninterest expense$35,334,000529
Salaries and employee benefits$15,539,000676
Premises and equipment expense$3,899,000506
Additional noninterest expense$15,896,000384
Pre-tax net operating income$16,808,000508
Securities gains (losses)$97,0001,231
Applicable income taxes$4,466,000406
Income before extraordinary items$12,439,000574
Extraordinary gains, net$04
Net income$12,439,000574
Minority interest net income$065
Net income of bank and minority interests.$12,439,000574
Net charge-offs$330,000975
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$14,000496
Net operating income$12,362,370557
2020-06-30 (YTD Data)Rank
Total interest income$40,944,000433
Total interest expense$7,647,000404
Net interest income$33,297,000436
Provision for loan and lease losses$5,745,000363
Total noninterest income$6,930,000596
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,451,000388
Trading account gains and fees$2,605,00063
Additional Noninterest Income$2,874,000842
Total noninterest expense$23,462,000527
Salaries and employee benefits$10,306,000670
Premises and equipment expense$2,615,000504
Additional noninterest expense$10,541,000378
Pre-tax net operating income$11,020,000469
Securities gains (losses)$94,0001,016
Applicable income taxes$2,932,000368
Income before extraordinary items$8,182,000536
Extraordinary gains, net$04
Net income$8,182,000534
Minority interest net income$065
Net income of bank and minority interests.$8,182,000536
Net charge-offs$264,000868
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$-34,0005,007
Net operating income$8,107,740515
2020-03-31 (YTD Data)Rank
Total interest income$20,668,000436
Total interest expense$4,566,000394
Net interest income$16,102,000449
Provision for loan and lease losses$1,472,000485
Total noninterest income$2,824,000638
Gross Fiduciary activities income$0941
Service charges on deposit accounts$736,000430
Trading account gains and fees$478,00071
Additional Noninterest Income$1,610,000696
Total noninterest expense$11,320,000537
Salaries and employee benefits$5,262,000656
Premises and equipment expense$1,378,000487
Additional noninterest expense$4,680,000415
Pre-tax net operating income$6,134,000385
Securities gains (losses)$69,000735
Applicable income taxes$1,608,000315
Income before extraordinary items$4,595,000436
Extraordinary gains, net$04
Net income$4,595,000436
Minority interest net income$056
Net income of bank and minority interests.$4,595,000436
Net charge-offs$95,000904
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$-60,0005,071
Net operating income$4,540,490426
2019-12-31 (YTD Data)Rank
Total interest income$84,632,000420
Total interest expense$20,236,000385
Net interest income$64,396,000449
Provision for loan and lease losses$1,141,000827
Total noninterest income$9,601,000715
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,560,000492
Trading account gains and fees$758,00094
Additional Noninterest Income$6,283,000708
Total noninterest expense$46,953,000493
Salaries and employee benefits$21,674,000607
Premises and equipment expense$7,650,000361
Additional noninterest expense$17,629,000417
Pre-tax net operating income$25,903,000501
Securities gains (losses)$150,000741
Applicable income taxes$6,633,000410
Income before extraordinary items$19,420,000550
Extraordinary gains, net$011
Net income$19,420,000551
Minority interest net income$076
Net income of bank and minority interests.$19,420,000551
Net charge-offs$1,334,000547
Cash dividends$6,000,000690
Sale, conversion, retirement of capital stock, net$303,000350
Net operating income$19,301,500545
2019-09-30 (YTD Data)Rank
Total interest income$63,691,000428
Total interest expense$15,318,000390
Net interest income$48,373,000455
Provision for loan and lease losses$713,000890
Total noninterest income$6,964,000728
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,849,000508
Trading account gains and fees$649,00092
Additional Noninterest Income$4,466,000727
Total noninterest expense$35,277,000491
Salaries and employee benefits$16,234,000611
Premises and equipment expense$5,801,000359
Additional noninterest expense$13,242,000418
Pre-tax net operating income$19,347,000515
Securities gains (losses)$161,000598
Applicable income taxes$4,958,000419
Income before extraordinary items$14,550,000563
Extraordinary gains, net$011
Net income$14,550,000560
Minority interest net income$072
Net income of bank and minority interests.$14,550,000563
Net charge-offs$500,000765
Cash dividends$6,000,000529
Sale, conversion, retirement of capital stock, net$235,000314
Net operating income$14,422,810556
2019-06-30 (YTD Data)Rank
Total interest income$41,973,000434
Total interest expense$10,057,000388
Net interest income$31,916,000455
Provision for loan and lease losses$359,0001,078
Total noninterest income$4,832,000696
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,186,000526
Trading account gains and fees$424,00093
Additional Noninterest Income$3,222,000687
Total noninterest expense$23,978,000485
Salaries and employee benefits$11,078,000596
Premises and equipment expense$3,895,000360
Additional noninterest expense$9,005,000423
Pre-tax net operating income$12,411,000515
Securities gains (losses)$139,000455
Applicable income taxes$3,190,000424
Income before extraordinary items$9,360,000561
Extraordinary gains, net$011
Net income$9,360,000559
Minority interest net income$069
Net income of bank and minority interests.$9,360,000561
Net charge-offs$415,000643
Cash dividends$6,000,000384
Sale, conversion, retirement of capital stock, net$173,000284
Net operating income$9,250,190555
2019-03-31 (YTD Data)Rank
Total interest income$20,975,000423
Total interest expense$5,037,000370
Net interest income$15,938,000450
Provision for loan and lease losses$485,000483
Total noninterest income$2,367,000680
Gross Fiduciary activities income$0972
Service charges on deposit accounts$586,000530
Trading account gains and fees$277,00088
Additional Noninterest Income$1,504,000690
Total noninterest expense$12,103,000478
Salaries and employee benefits$5,688,000572
Premises and equipment expense$1,986,000361
Additional noninterest expense$4,429,000416
Pre-tax net operating income$5,717,000532
Securities gains (losses)$35,000458
Applicable income taxes$1,425,000461
Income before extraordinary items$4,327,000584
Extraordinary gains, net$05
Net income$4,327,000582
Minority interest net income$052
Net income of bank and minority interests.$4,327,000583
Net charge-offs$245,000534
Cash dividends$3,000,000372
Sale, conversion, retirement of capital stock, net$85,000249
Net operating income$4,299,350572
2018-12-31 (YTD Data)Rank
Total interest income$72,770,000457
Total interest expense$11,990,000453
Net interest income$60,780,000459
Provision for loan and lease losses$1,195,000783
Total noninterest income$8,884,000744
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,402,000535
Trading account gains and fees$1,027,00080
Additional Noninterest Income$5,455,000765
Total noninterest expense$43,008,000521
Salaries and employee benefits$19,711,000634
Premises and equipment expense$6,505,000407
Additional noninterest expense$16,792,000433
Pre-tax net operating income$25,461,000491
Securities gains (losses)$-70,0004,921
Applicable income taxes$6,316,000405
Income before extraordinary items$19,075,000538
Extraordinary gains, net$06
Net income$19,075,000536
Minority interest net income$072
Net income of bank and minority interests.$19,075,000537
Net charge-offs$751,000742
Cash dividends$3,000,0001,074
Sale, conversion, retirement of capital stock, net$330,000346
Net operating income$19,130,300535
2018-09-30 (YTD Data)Rank
Total interest income$52,911,000458
Total interest expense$7,896,000467
Net interest income$45,015,000460
Provision for loan and lease losses$900,000705
Total noninterest income$6,840,000737
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,807,000535
Trading account gains and fees$1,015,00077
Additional Noninterest Income$4,018,000776
Total noninterest expense$30,650,000538
Salaries and employee benefits$14,100,000674
Premises and equipment expense$4,559,000443
Additional noninterest expense$11,991,000447
Pre-tax net operating income$20,305,000473
Securities gains (losses)$-114,0005,262
Applicable income taxes$5,067,000402
Income before extraordinary items$15,124,000511
Extraordinary gains, net$05
Net income$15,124,000510
Minority interest net income$066
Net income of bank and minority interests.$15,124,000510
Net charge-offs$721,000562
Cash dividends$3,000,000778
Sale, conversion, retirement of capital stock, net$251,000324
Net operating income$15,214,060506
2018-06-30 (YTD Data)Rank
Total interest income$33,885,000466
Total interest expense$4,469,000501
Net interest income$29,416,000469
Provision for loan and lease losses$1,349,000382
Total noninterest income$4,683,000716
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,180,000545
Trading account gains and fees$1,016,00067
Additional Noninterest Income$2,487,000814
Total noninterest expense$19,489,000569
Salaries and employee benefits$8,791,000726
Premises and equipment expense$2,837,000474
Additional noninterest expense$7,861,000456
Pre-tax net operating income$13,261,000477
Securities gains (losses)$-86,0005,325
Applicable income taxes$3,356,000404
Income before extraordinary items$9,819,000520
Extraordinary gains, net$06
Net income$9,819,000518
Minority interest net income$065
Net income of bank and minority interests.$9,819,000519
Net charge-offs$629,000451
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$157,000312
Net operating income$9,886,940517
2018-03-31 (YTD Data)Rank
Total interest income$16,239,000482
Total interest expense$1,987,000522
Net interest income$14,252,000478
Provision for loan and lease losses$639,000383
Total noninterest income$1,797,000853
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$563,000568
Trading account gains and fees$7,000115
Additional Noninterest Income$1,227,000800
Total noninterest expense$9,343,000606
Salaries and employee benefits$4,216,000761
Premises and equipment expense$1,433,000470
Additional noninterest expense$3,694,000475
Pre-tax net operating income$6,067,000501
Securities gains (losses)$-61,0005,425
Applicable income taxes$1,535,000419
Income before extraordinary items$4,471,000543
Extraordinary gains, net$07
Net income$4,471,000543
Minority interest net income$052
Net income of bank and minority interests.$4,471,000543
Net charge-offs$445,000329
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$80,000277
Net operating income$4,519,190540
2017-12-31 (YTD Data)Rank
Total interest income$61,758,000470
Total interest expense$5,719,000601
Net interest income$56,039,000460
Provision for loan and lease losses$1,444,000665
Total noninterest income$6,019,000975
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,414,000531
Trading account gains and fees$248,000109
Additional Noninterest Income$3,357,0001,077
Total noninterest expense$34,876,000637
Salaries and employee benefits$16,193,000757
Premises and equipment expense$3,974,000619
Additional noninterest expense$14,709,000469
Pre-tax net operating income$25,738,000444
Securities gains (losses)$12,0001,530
Applicable income taxes$9,231,000434
Income before extraordinary items$16,519,000478
Extraordinary gains, net$09
Net income$16,519,000477
Minority interest net income$076
Net income of bank and minority interests.$16,519,000478
Net charge-offs$1,049,000668
Cash dividends$12,000,000323
Sale, conversion, retirement of capital stock, net$285,000356
Net operating income$16,511,320474
2017-09-30 (YTD Data)Rank
Total interest income$45,961,000475
Total interest expense$4,143,000610
Net interest income$41,818,000466
Provision for loan and lease losses$507,0001,134
Total noninterest income$3,905,0001,103
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,813,000533
Trading account gains and fees$180,000107
Additional Noninterest Income$1,912,0001,320
Total noninterest expense$25,750,000642
Salaries and employee benefits$11,810,000783
Premises and equipment expense$2,987,000628
Additional noninterest expense$10,953,000472
Pre-tax net operating income$19,466,000453
Securities gains (losses)$10,0001,621
Applicable income taxes$6,346,000413
Income before extraordinary items$13,130,000495
Extraordinary gains, net$09
Net income$13,130,000493
Minority interest net income$071
Net income of bank and minority interests.$13,130,000495
Net charge-offs$438,000887
Cash dividends$2,000,0001,042
Sale, conversion, retirement of capital stock, net$200,000344
Net operating income$13,123,300489
2017-06-30 (YTD Data)Rank
Total interest income$30,046,000480
Total interest expense$2,567,000635
Net interest income$27,479,000465
Provision for loan and lease losses$771,000602
Total noninterest income$2,417,0001,157
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,206,000528
Trading account gains and fees$-13,0002,191
Additional Noninterest Income$1,224,0001,358
Total noninterest expense$16,759,000659
Salaries and employee benefits$7,586,000808
Premises and equipment expense$1,985,000626
Additional noninterest expense$7,188,000483
Pre-tax net operating income$12,366,000465
Securities gains (losses)$2,0001,641
Applicable income taxes$3,630,000459
Income before extraordinary items$8,738,000486
Extraordinary gains, net$011
Net income$8,738,000485
Minority interest net income$071
Net income of bank and minority interests.$8,738,000486
Net charge-offs$445,000620
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$129,000322
Net operating income$8,736,580481
2017-03-31 (YTD Data)Rank
Total interest income$14,465,000494
Total interest expense$1,225,000636
Net interest income$13,240,000481
Provision for loan and lease losses$300,000670
Total noninterest income$1,416,0001,034
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$563,000560
Trading account gains and fees$120,00098
Additional Noninterest Income$733,0001,191
Total noninterest expense$8,209,000676
Salaries and employee benefits$3,701,000835
Premises and equipment expense$1,014,000618
Additional noninterest expense$3,494,000493
Pre-tax net operating income$6,147,000457
Securities gains (losses)$-4,0005,562
Applicable income taxes$2,261,000392
Income before extraordinary items$3,882,000534
Extraordinary gains, net$08
Net income$3,882,000533
Minority interest net income$055
Net income of bank and minority interests.$3,882,000534
Net charge-offs$161,000682
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$54,000311
Net operating income$3,884,560524
2016-12-31 (YTD Data)Rank
Total interest income$55,501,000487
Total interest expense$4,197,000702
Net interest income$51,304,000467
Provision for loan and lease losses$2,674,000414
Total noninterest income$4,935,0001,157
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,346,000560
Trading account gains and fees$351,000113
Additional Noninterest Income$2,238,0001,485
Total noninterest expense$34,801,000621
Salaries and employee benefits$16,186,000738
Premises and equipment expense$3,961,000622
Additional noninterest expense$14,654,000477
Pre-tax net operating income$18,764,000547
Securities gains (losses)$488,000439
Applicable income taxes$7,108,000435
Income before extraordinary items$12,144,000643
Extraordinary gains, net$05
Net income$12,144,000642
Minority interest net income$082
Net income of bank and minority interests.$12,144,000642
Net charge-offs$575,000990
Cash dividends$6,000,000561
Sale, conversion, retirement of capital stock, net$336,000328
Net operating income$11,831,680642
2016-09-30 (YTD Data)Rank
Total interest income$41,531,000490
Total interest expense$3,011,000732
Net interest income$38,520,000467
Provision for loan and lease losses$2,821,000312
Total noninterest income$3,137,0001,292
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,761,000559
Trading account gains and fees$270,000112
Additional Noninterest Income$1,106,0001,921
Total noninterest expense$26,021,000625
Salaries and employee benefits$11,957,000738
Premises and equipment expense$2,974,000628
Additional noninterest expense$11,090,000471
Pre-tax net operating income$12,815,000588
Securities gains (losses)$437,000441
Applicable income taxes$4,954,000466
Income before extraordinary items$8,298,000702
Extraordinary gains, net$05
Net income$8,298,000702
Minority interest net income$071
Net income of bank and minority interests.$8,298,000702
Net charge-offs$707,000619
Cash dividends$4,000,000598
Sale, conversion, retirement of capital stock, net$174,000357
Net operating income$8,018,320705
2016-06-30 (YTD Data)Rank
Total interest income$27,634,000490
Total interest expense$1,887,000771
Net interest income$25,747,000468
Provision for loan and lease losses$2,305,000254
Total noninterest income$2,355,0001,176
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,163,000559
Trading account gains and fees$207,00095
Additional Noninterest Income$985,0001,571
Total noninterest expense$17,197,000628
Salaries and employee benefits$7,977,000740
Premises and equipment expense$1,963,000632
Additional noninterest expense$7,257,000479
Pre-tax net operating income$8,600,000572
Securities gains (losses)$176,000652
Applicable income taxes$3,297,000460
Income before extraordinary items$5,479,000693
Extraordinary gains, net$016
Net income$5,479,000691
Minority interest net income$071
Net income of bank and minority interests.$5,479,000692
Net charge-offs$588,000530
Cash dividends$4,000,000443
Sale, conversion, retirement of capital stock, net$120,000340
Net operating income$5,366,360686
2016-03-31 (YTD Data)Rank
Total interest income$13,448,000498
Total interest expense$819,000886
Net interest income$12,629,000473
Provision for loan and lease losses$1,066,000268
Total noninterest income$1,165,0001,165
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$573,000557
Trading account gains and fees$47,000109
Additional Noninterest Income$545,0001,434
Total noninterest expense$7,827,000691
Salaries and employee benefits$3,993,000744
Premises and equipment expense$852,000743
Additional noninterest expense$2,982,000573
Pre-tax net operating income$4,901,000498
Securities gains (losses)$105,000508
Applicable income taxes$1,877,000406
Income before extraordinary items$3,129,000589
Extraordinary gains, net$012
Net income$3,129,000588
Minority interest net income$062
Net income of bank and minority interests.$3,129,000589
Net charge-offs$93,0001,061
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$61,000316
Net operating income$3,061,800587
2015-12-31 (YTD Data)Rank
Total interest income$54,584,000471
Total interest expense$3,264,000859
Net interest income$51,320,000444
Provision for loan and lease losses$1,055,000791
Total noninterest income$5,421,0001,061
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,183,000604
Trading account gains and fees$191,000107
Additional Noninterest Income$3,047,0001,149
Total noninterest expense$32,930,000633
Salaries and employee benefits$15,248,000750
Premises and equipment expense$3,560,000692
Additional noninterest expense$14,122,000487
Pre-tax net operating income$22,756,000430
Securities gains (losses)$45,0001,712
Applicable income taxes$8,644,000354
Income before extraordinary items$14,157,000524
Extraordinary gains, net$023
Net income$14,157,000524
Minority interest net income$081
Net income of bank and minority interests.$14,157,000525
Net charge-offs$420,0001,322
Cash dividends$8,000,000452
Sale, conversion, retirement of capital stock, net$272,000385
Net operating income$14,128,200516
2015-09-30 (YTD Data)Rank
Total interest income$41,603,000462
Total interest expense$2,485,000852
Net interest income$39,118,000439
Provision for loan and lease losses$1,346,000462
Total noninterest income$4,015,0001,092
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,621,000611
Trading account gains and fees$85,000116
Additional Noninterest Income$2,309,0001,156
Total noninterest expense$25,356,000631
Salaries and employee benefits$11,595,000753
Premises and equipment expense$2,740,000692
Additional noninterest expense$11,021,000469
Pre-tax net operating income$16,431,000457
Securities gains (losses)$45,0001,541
Applicable income taxes$6,245,000382
Income before extraordinary items$10,231,000553
Extraordinary gains, net$021
Net income$10,231,000550
Minority interest net income$078
Net income of bank and minority interests.$10,231,000553
Net charge-offs$306,0001,185
Cash dividends$8,000,000329
Sale, conversion, retirement of capital stock, net$202,000358
Net operating income$10,202,200540
2015-06-30 (YTD Data)Rank
Total interest income$28,231,000449
Total interest expense$1,666,000853
Net interest income$26,565,000432
Provision for loan and lease losses$918,000459
Total noninterest income$2,834,0001,040
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,053,000612
Trading account gains and fees$103,000113
Additional Noninterest Income$1,678,0001,102
Total noninterest expense$16,985,000629
Salaries and employee benefits$7,421,000785
Premises and equipment expense$1,844,000690
Additional noninterest expense$7,720,000451
Pre-tax net operating income$11,496,000438
Securities gains (losses)$45,0001,293
Applicable income taxes$4,396,000360
Income before extraordinary items$7,145,000531
Extraordinary gains, net$022
Net income$7,145,000529
Minority interest net income$075
Net income of bank and minority interests.$7,145,000531
Net charge-offs$57,0002,213
Cash dividends$8,000,000242
Sale, conversion, retirement of capital stock, net$137,000338
Net operating income$7,116,200516
2015-03-31 (YTD Data)Rank
Total interest income$13,673,000465
Total interest expense$861,000826
Net interest income$12,812,000441
Provision for loan and lease losses$76,0001,672
Total noninterest income$1,452,000995
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$533,000594
Trading account gains and fees$18,000132
Additional Noninterest Income$901,0001,001
Total noninterest expense$8,340,000641
Salaries and employee benefits$3,888,000764
Premises and equipment expense$918,000692
Additional noninterest expense$3,534,000479
Pre-tax net operating income$5,848,000427
Securities gains (losses)$51,000832
Applicable income taxes$2,257,000350
Income before extraordinary items$3,642,000514
Extraordinary gains, net$013
Net income$3,642,000514
Minority interest net income$064
Net income of bank and minority interests.$3,642,000514
Net charge-offs$-128,0006,169
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$60,000331
Net operating income$3,609,360502
2014-12-31 (YTD Data)Rank
Total interest income$34,518,000733
Total interest expense$3,215,000932
Net interest income$31,303,000705
Provision for loan and lease losses$89,0003,344
Total noninterest income$2,482,0001,809
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,294,0001,028
Trading account gains and fees$187,000116
Additional Noninterest Income$1,001,0002,323
Total noninterest expense$21,341,000953
Salaries and employee benefits$9,674,0001,122
Premises and equipment expense$2,530,000957
Additional noninterest expense$9,137,000726
Pre-tax net operating income$12,355,000684
Securities gains (losses)$13,0002,526
Applicable income taxes$4,794,000511
Income before extraordinary items$7,574,000875
Extraordinary gains, net$017
Net income$7,574,000874
Minority interest net income$084
Net income of bank and minority interests.$7,574,000874
Net charge-offs$886,000990
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$-190,0006,452
Net operating income$7,565,680852
2014-09-30 (YTD Data)Rank
Total interest income$23,200,000808
Total interest expense$2,338,000976
Net interest income$20,862,000788
Provision for loan and lease losses$168,0002,286
Total noninterest income$1,399,0002,212
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$820,0001,210
Trading account gains and fees$152,000110
Additional Noninterest Income$427,0003,136
Total noninterest expense$14,009,0001,090
Salaries and employee benefits$6,359,0001,264
Premises and equipment expense$1,743,0001,041
Additional noninterest expense$5,907,000827
Pre-tax net operating income$8,084,000780
Securities gains (losses)$6,0002,508
Applicable income taxes$3,067,000588
Income before extraordinary items$5,023,000994
Extraordinary gains, net$015
Net income$5,023,000993
Minority interest net income$081
Net income of bank and minority interests.$5,023,000993
Net charge-offs$585,0001,031
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$93,000475
Net operating income$5,019,160970
2014-06-30 (YTD Data)Rank
Total interest income$14,346,000874
Total interest expense$1,506,0001,009
Net interest income$12,840,000853
Provision for loan and lease losses$-233,0006,429
Total noninterest income$875,0002,283
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$493,0001,290
Trading account gains and fees$132,000106
Additional Noninterest Income$250,0003,290
Total noninterest expense$8,484,0001,183
Salaries and employee benefits$3,902,0001,358
Premises and equipment expense$1,097,0001,106
Additional noninterest expense$3,485,000923
Pre-tax net operating income$5,464,000747
Securities gains (losses)$2,0002,363
Applicable income taxes$2,082,000563
Income before extraordinary items$3,384,000962
Extraordinary gains, net$020
Net income$3,384,000963
Minority interest net income$080
Net income of bank and minority interests.$3,384,000963
Net charge-offs$606,000741
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$1,053,000104
Net operating income$3,382,720946
2014-03-31 (YTD Data)Rank
Total interest income$7,157,000874
Total interest expense$756,0001,007
Net interest income$6,401,000858
Provision for loan and lease losses$208,000962
Total noninterest income$392,0002,404
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$235,0001,341
Trading account gains and fees$1,000146
Additional Noninterest Income$156,0002,918
Total noninterest expense$4,283,0001,188
Salaries and employee benefits$2,110,0001,293
Premises and equipment expense$561,0001,113
Additional noninterest expense$1,612,000999
Pre-tax net operating income$2,302,000858
Securities gains (losses)$01,715
Applicable income taxes$875,000623
Income before extraordinary items$1,427,0001,091
Extraordinary gains, net$016
Net income$1,427,0001,092
Minority interest net income$066
Net income of bank and minority interests.$1,427,0001,092
Net charge-offs$177,0001,021
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$1,031,00061
Net operating income$1,427,0001,073
2013-12-31 (YTD Data)Rank
Total interest income$28,328,000880
Total interest expense$3,483,000970
Net interest income$24,845,000865
Provision for loan and lease losses$644,0001,563
Total noninterest income$1,426,0002,670
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$849,0001,565
Trading account gains and fees$467,00099
Additional Noninterest Income$110,0005,286
Total noninterest expense$14,705,0001,343
Salaries and employee benefits$6,765,0001,532
Premises and equipment expense$1,968,0001,202
Additional noninterest expense$5,972,0001,139
Pre-tax net operating income$10,922,000725
Securities gains (losses)$1,0003,056
Applicable income taxes$4,220,000511
Income before extraordinary items$6,703,000933
Extraordinary gains, net$029
Net income$6,703,000935
Minority interest net income$090
Net income of bank and minority interests.$6,703,000935
Net charge-offs$1,056,0001,220
Cash dividends$4,000,000686
Sale, conversion, retirement of capital stock, net$179,000451
Net operating income$6,702,360910
2013-09-30 (YTD Data)Rank
Total interest income$21,313,000891
Total interest expense$2,710,000978
Net interest income$18,603,000868
Provision for loan and lease losses$1,423,000671
Total noninterest income$929,0002,922
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$628,0001,594
Trading account gains and fees$368,00094
Additional Noninterest Income$-67,0006,709
Total noninterest expense$11,079,0001,349
Salaries and employee benefits$5,108,0001,523
Premises and equipment expense$1,497,0001,201
Additional noninterest expense$4,474,0001,128
Pre-tax net operating income$7,030,000839
Securities gains (losses)$1,0002,916
Applicable income taxes$2,691,000597
Income before extraordinary items$4,340,0001,077
Extraordinary gains, net$025
Net income$4,340,0001,079
Minority interest net income$084
Net income of bank and minority interests.$4,340,0001,079
Net charge-offs$1,379,000789
Cash dividends$4,000,000502
Sale, conversion, retirement of capital stock, net$97,000465
Net operating income$4,339,3601,058
2013-06-30 (YTD Data)Rank
Total interest income$14,241,000873
Total interest expense$1,911,000951
Net interest income$12,330,000870
Provision for loan and lease losses$1,551,000468
Total noninterest income$885,0002,395
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$414,0001,587
Trading account gains and fees$-12,0006,900
Additional Noninterest Income$483,0002,517
Total noninterest expense$7,544,0001,323
Salaries and employee benefits$3,351,0001,551
Premises and equipment expense$1,056,0001,126
Additional noninterest expense$3,137,0001,077
Pre-tax net operating income$4,120,000921
Securities gains (losses)$02,791
Applicable income taxes$1,556,000648
Income before extraordinary items$2,564,0001,189
Extraordinary gains, net$022
Net income$2,564,0001,191
Minority interest net income$082
Net income of bank and minority interests.$2,564,0001,192
Net charge-offs$818,000889
Cash dividends$4,000,000349
Sale, conversion, retirement of capital stock, net$64,000436
Net operating income$2,564,0001,139
2013-03-31 (YTD Data)Rank
Total interest income$7,181,000867
Total interest expense$1,005,000931
Net interest income$6,176,000865
Provision for loan and lease losses$1,577,000255
Total noninterest income$359,0002,723
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$205,0001,592
Trading account gains and fees$2,000141
Additional Noninterest Income$152,0003,157
Total noninterest expense$3,691,0001,357
Salaries and employee benefits$1,685,0001,558
Premises and equipment expense$542,0001,124
Additional noninterest expense$1,464,0001,132
Pre-tax net operating income$1,267,0001,398
Securities gains (losses)$01,966
Applicable income taxes$461,000981
Income before extraordinary items$806,0001,756
Extraordinary gains, net$010
Net income$806,0001,758
Minority interest net income$076
Net income of bank and minority interests.$806,0001,758
Net charge-offs$594,000681
Cash dividends$2,000,000297
Sale, conversion, retirement of capital stock, net$29,000415
Net operating income$806,0001,692
2012-12-31 (YTD Data)Rank
Total interest income$29,476,000886
Total interest expense$5,199,000869
Net interest income$24,277,000892
Provision for loan and lease losses$3,662,000654
Total noninterest income$1,606,0002,503
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$804,0001,685
Trading account gains and fees$183,000105
Additional Noninterest Income$619,0003,059
Total noninterest expense$16,861,0001,202
Salaries and employee benefits$6,575,0001,540
Premises and equipment expense$1,986,0001,188
Additional noninterest expense$8,300,000847
Pre-tax net operating income$5,360,0001,294
Securities gains (losses)$29,0003,040
Applicable income taxes$1,979,000888
Income before extraordinary items$3,410,0001,679
Extraordinary gains, net$029
Net income$3,410,0001,679
Minority interest net income$093
Net income of bank and minority interests.$3,410,0001,680
Net charge-offs$5,118,000571
Cash dividends$2,000,0001,202
Sale, conversion, retirement of capital stock, net$89,000598
Net operating income$3,391,4401,589
2012-09-30 (YTD Data)Rank
Total interest income$22,223,000895
Total interest expense$4,025,000876
Net interest income$18,198,000901
Provision for loan and lease losses$3,050,000615
Total noninterest income$973,0002,840
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$599,0001,717
Trading account gains and fees$177,00098
Additional Noninterest Income$197,0004,273
Total noninterest expense$12,721,0001,190
Salaries and employee benefits$5,024,0001,511
Premises and equipment expense$1,473,0001,214
Additional noninterest expense$6,224,000843
Pre-tax net operating income$3,400,0001,523
Securities gains (losses)$29,0002,726
Applicable income taxes$1,238,0001,043
Income before extraordinary items$2,191,0001,943
Extraordinary gains, net$020
Net income$2,191,0001,942
Minority interest net income$086
Net income of bank and minority interests.$2,191,0001,944
Net charge-offs$4,243,000527
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$62,000554
Net operating income$2,172,4401,842
2012-06-30 (YTD Data)Rank
Total interest income$14,694,000906
Total interest expense$2,788,000878
Net interest income$11,906,000923
Provision for loan and lease losses$1,800,000692
Total noninterest income$715,0002,660
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$392,0001,737
Trading account gains and fees$191,00089
Additional Noninterest Income$132,0004,267
Total noninterest expense$8,880,0001,121
Salaries and employee benefits$3,279,0001,542
Premises and equipment expense$972,0001,226
Additional noninterest expense$4,629,000755
Pre-tax net operating income$1,941,0001,719
Securities gains (losses)$28,0002,353
Applicable income taxes$698,0001,176
Income before extraordinary items$1,271,0002,168
Extraordinary gains, net$019
Net income$1,271,0002,168
Minority interest net income$084
Net income of bank and minority interests.$1,271,0002,168
Net charge-offs$2,053,000675
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$42,000524
Net operating income$1,252,8002,075
2012-03-31 (YTD Data)Rank
Total interest income$7,294,000926
Total interest expense$1,461,000873
Net interest income$5,833,000939
Provision for loan and lease losses$1,219,000535
Total noninterest income$124,0004,584
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$200,0001,695
Trading account gains and fees$79,00098
Additional Noninterest Income$-155,0007,185
Total noninterest expense$5,089,000979
Salaries and employee benefits$1,684,0001,510
Premises and equipment expense$491,0001,220
Additional noninterest expense$2,914,000598
Pre-tax net operating income$-351,0006,974
Securities gains (losses)$-6,0007,014
Applicable income taxes$-188,0007,211
Income before extraordinary items$-169,0006,884
Extraordinary gains, net$019
Net income$-169,0006,885
Minority interest net income$078
Net income of bank and minority interests.$-169,0006,885
Net charge-offs$1,038,000658
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$27,000438
Net operating income$-165,1606,842
2011-12-31 (YTD Data)Rank
Total interest income$30,446,000920
Total interest expense$7,469,000792
Net interest income$22,977,000955
Provision for loan and lease losses$6,481,000642
Total noninterest income$2,035,0001,978
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$689,0002,015
Trading account gains and fees$526,00079
Additional Noninterest Income$820,0002,405
Total noninterest expense$15,335,0001,283
Salaries and employee benefits$6,262,0001,566
Premises and equipment expense$1,948,0001,283
Additional noninterest expense$7,125,000989
Pre-tax net operating income$3,196,0001,730
Securities gains (losses)$140,0001,760
Applicable income taxes$1,196,0001,186
Income before extraordinary items$2,140,0002,129
Extraordinary gains, net$029
Net income$2,140,0002,130
Minority interest net income$096
Net income of bank and minority interests.$2,140,0002,130
Net charge-offs$5,621,000730
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$4,093,000166
Net operating income$2,050,4002,147
2011-09-30 (YTD Data)Rank
Total interest income$23,207,000920
Total interest expense$5,831,000794
Net interest income$17,376,000955
Provision for loan and lease losses$5,228,000594
Total noninterest income$1,673,0001,847
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$503,0002,071
Trading account gains and fees$352,00089
Additional Noninterest Income$818,0002,001
Total noninterest expense$11,769,0001,259
Salaries and employee benefits$4,833,0001,534
Premises and equipment expense$1,504,0001,268
Additional noninterest expense$5,432,000979
Pre-tax net operating income$2,052,0002,046
Securities gains (losses)$128,0001,564
Applicable income taxes$762,0001,341
Income before extraordinary items$1,418,0002,432
Extraordinary gains, net$021
Net income$1,418,0002,434
Minority interest net income$087
Net income of bank and minority interests.$1,418,0002,434
Net charge-offs$4,717,000656
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$53,000701
Net operating income$1,334,8002,431
2011-06-30 (YTD Data)Rank
Total interest income$15,599,000925
Total interest expense$3,964,000813
Net interest income$11,635,000950
Provision for loan and lease losses$3,602,000587
Total noninterest income$1,023,0001,963
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$324,0002,098
Trading account gains and fees$177,00088
Additional Noninterest Income$522,0002,036
Total noninterest expense$8,316,0001,203
Salaries and employee benefits$3,224,0001,557
Premises and equipment expense$1,015,0001,263
Additional noninterest expense$4,077,000891
Pre-tax net operating income$740,0003,078
Securities gains (losses)$123,000997
Applicable income taxes$268,0001,919
Income before extraordinary items$595,0003,203
Extraordinary gains, net$015
Net income$595,0003,204
Minority interest net income$089
Net income of bank and minority interests.$595,0003,205
Net charge-offs$2,640,000761
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$30,000664
Net operating income$510,1303,446
2011-03-31 (YTD Data)Rank
Total interest income$7,984,000906
Total interest expense$2,015,000837
Net interest income$5,969,000930
Provision for loan and lease losses$1,772,000571
Total noninterest income$599,0001,751
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$153,0002,167
Trading account gains and fees$135,00091
Additional Noninterest Income$311,0001,872
Total noninterest expense$3,751,0001,329
Salaries and employee benefits$1,707,0001,478
Premises and equipment expense$510,0001,282
Additional noninterest expense$1,534,0001,163
Pre-tax net operating income$1,045,0001,380
Securities gains (losses)$01,772
Applicable income taxes$374,000934
Income before extraordinary items$671,0001,740
Extraordinary gains, net$09
Net income$671,0001,740
Minority interest net income$086
Net income of bank and minority interests.$671,0001,740
Net charge-offs$1,410,000676
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$13,000643
Net operating income$671,0001,693
2010-12-31 (YTD Data)Rank
Total interest income$32,362,000949
Total interest expense$9,809,000841
Net interest income$22,553,000975
Provision for loan and lease losses$8,716,000748
Total noninterest income$884,0003,451
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$661,0002,132
Trading account gains and fees$0175
Additional Noninterest Income$223,0004,429
Total noninterest expense$14,032,0001,419
Salaries and employee benefits$5,678,0001,717
Premises and equipment expense$1,665,0001,533
Additional noninterest expense$6,689,0001,101
Pre-tax net operating income$689,0003,935
Securities gains (losses)$398,0001,049
Applicable income taxes$246,0002,544
Income before extraordinary items$841,0003,527
Extraordinary gains, net$029
Net income$841,0003,524
Minority interest net income$0111
Net income of bank and minority interests.$841,0003,527
Net charge-offs$8,591,000681
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$45,000970
Net operating income$534,5404,082
2010-09-30 (YTD Data)Rank
Total interest income$24,428,000958
Total interest expense$7,572,000851
Net interest income$16,856,000981
Provision for loan and lease losses$6,765,000694
Total noninterest income$870,0002,994
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$504,0002,156
Trading account gains and fees$0165
Additional Noninterest Income$366,0003,237
Total noninterest expense$10,035,0001,474
Salaries and employee benefits$4,413,0001,655
Premises and equipment expense$1,230,0001,579
Additional noninterest expense$4,392,0001,233
Pre-tax net operating income$926,0003,226
Securities gains (losses)$396,000901
Applicable income taxes$494,0001,689
Income before extraordinary items$828,0003,219
Extraordinary gains, net$023
Net income$828,0003,217
Minority interest net income$0110
Net income of bank and minority interests.$828,0003,219
Net charge-offs$5,613,000718
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$25,000959
Net operating income$574,5603,712
2010-06-30 (YTD Data)Rank
Total interest income$16,396,000959
Total interest expense$5,059,000880
Net interest income$11,337,000975
Provision for loan and lease losses$4,585,000677
Total noninterest income$523,0003,132
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$339,0002,150
Trading account gains and fees$0152
Additional Noninterest Income$184,0003,640
Total noninterest expense$6,598,0001,491
Salaries and employee benefits$2,944,0001,680
Premises and equipment expense$810,0001,618
Additional noninterest expense$2,844,0001,253
Pre-tax net operating income$677,0003,090
Securities gains (losses)$5,0002,788
Applicable income taxes$247,0001,921
Income before extraordinary items$435,0003,645
Extraordinary gains, net$019
Net income$435,0003,643
Minority interest net income$0105
Net income of bank and minority interests.$435,0003,644
Net charge-offs$5,254,000553
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$17,000892
Net operating income$431,8003,548
2010-03-31 (YTD Data)Rank
Total interest income$8,098,000994
Total interest expense$2,570,000913
Net interest income$5,528,0001,015
Provision for loan and lease losses$3,175,000523
Total noninterest income$267,0003,095
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$159,0002,241
Trading account gains and fees$0175
Additional Noninterest Income$108,0003,363
Total noninterest expense$3,342,0001,508
Salaries and employee benefits$1,501,0001,662
Premises and equipment expense$398,0001,705
Additional noninterest expense$1,443,0001,220
Pre-tax net operating income$-722,0007,304
Securities gains (losses)$5,0001,894
Applicable income taxes$-303,0007,632
Income before extraordinary items$-414,0007,192
Extraordinary gains, net$016
Net income$-414,0007,194
Minority interest net income$091
Net income of bank and minority interests.$-414,0007,193
Net charge-offs$3,357,000447
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$8,000851
Net operating income$-417,2007,174
2009-12-31 (YTD Data)Rank
Total interest income$32,785,0001,035
Total interest expense$13,246,000892
Net interest income$19,539,0001,128
Provision for loan and lease losses$7,756,0001,048
Total noninterest income$286,0005,677
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$660,0002,357
Trading account gains and fees$0211
Additional Noninterest Income$-374,0007,768
Total noninterest expense$12,383,0001,648
Salaries and employee benefits$5,039,0001,959
Premises and equipment expense$1,640,0001,648
Additional noninterest expense$5,704,0001,318
Pre-tax net operating income$-314,0005,820
Securities gains (losses)$-5,0006,952
Applicable income taxes$-223,0006,799
Income before extraordinary items$-96,0005,696
Extraordinary gains, net$034
Net income$-96,0005,695
Minority interest net income$0115
Net income of bank and minority interests.$-96,0005,695
Net charge-offs$5,509,0001,062
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$4,213,000212
Net operating income$-92,8005,669
2009-09-30 (YTD Data)Rank
Total interest income$24,300,0001,077
Total interest expense$10,463,000892
Net interest income$13,837,0001,210
Provision for loan and lease losses$4,511,0001,123
Total noninterest income$492,0004,256
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$495,0002,376
Trading account gains and fees$0212
Additional Noninterest Income$-3,0007,643
Total noninterest expense$9,277,0001,639
Salaries and employee benefits$3,835,0001,938
Premises and equipment expense$1,361,0001,501
Additional noninterest expense$4,081,0001,330
Pre-tax net operating income$541,0003,777
Securities gains (losses)$-5,0007,188
Applicable income taxes$138,0002,635
Income before extraordinary items$398,0004,056
Extraordinary gains, net$027
Net income$398,0004,052
Minority interest net income$0118
Net income of bank and minority interests.$398,0004,055
Net charge-offs$2,914,0001,198
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$4,204,000169
Net operating income$401,7003,952
2009-06-30 (YTD Data)Rank
Total interest income$15,731,0001,137
Total interest expense$7,264,000903
Net interest income$8,467,0001,314
Provision for loan and lease losses$760,0002,390
Total noninterest income$542,0003,223
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$326,0002,365
Trading account gains and fees$0193
Additional Noninterest Income$216,0003,531
Total noninterest expense$6,163,0001,668
Salaries and employee benefits$2,491,0002,025
Premises and equipment expense$924,0001,507
Additional noninterest expense$2,748,0001,355
Pre-tax net operating income$2,086,0001,085
Securities gains (losses)$-5,0007,431
Applicable income taxes$783,000764
Income before extraordinary items$1,298,0001,443
Extraordinary gains, net$021
Net income$1,298,0001,441
Minority interest net income$0112
Net income of bank and minority interests.$1,298,0001,442
Net charge-offs$579,0002,178
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$3,134,000155
Net operating income$1,301,2001,412
2009-03-31 (YTD Data)Rank
Total interest income$7,888,0001,145
Total interest expense$3,820,000889
Net interest income$4,068,0001,357
Provision for loan and lease losses$06,744
Total noninterest income$160,0004,257
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$149,0002,488
Trading account gains and fees$0171
Additional Noninterest Income$11,0006,794
Total noninterest expense$2,964,0001,681
Salaries and employee benefits$1,297,0001,982
Premises and equipment expense$464,0001,537
Additional noninterest expense$1,203,0001,355
Pre-tax net operating income$1,264,0001,002
Securities gains (losses)$-5,0007,781
Applicable income taxes$477,000714
Income before extraordinary items$782,0001,408
Extraordinary gains, net$015
Net income$782,0001,407
Minority interest net income$0102
Net income of bank and minority interests.$782,0001,410
Net charge-offs$97,0002,899
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$3,067,00090
Net operating income$785,2001,321
2008-12-31 (YTD Data)Rank
Total interest income$31,518,0001,214
Total interest expense$17,498,000912
Net interest income$14,020,0001,593
Provision for loan and lease losses$2,605,0001,528
Total noninterest income$1,762,0002,340
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$372,0003,600
Trading account gains and fees$0154
Additional Noninterest Income$1,390,0001,685
Total noninterest expense$10,526,0001,842
Salaries and employee benefits$4,597,0002,211
Premises and equipment expense$2,008,0001,369
Additional noninterest expense$3,921,0001,575
Pre-tax net operating income$2,651,0002,000
Securities gains (losses)$12,0002,444
Applicable income taxes$961,0001,236
Income before extraordinary items$1,702,0002,300
Extraordinary gains, net$039
Net income$1,702,0002,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,011,0001,952
Cash dividends$2,200,0001,233
Sale, conversion, retirement of capital stock, net$2,802,000281
Net operating income$1,694,3202,443
2008-09-30 (YTD Data)Rank
Total interest income$23,819,0001,235
Total interest expense$13,370,000931
Net interest income$10,449,0001,615
Provision for loan and lease losses$2,075,0001,156
Total noninterest income$1,244,0002,513
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$269,0003,702
Trading account gains and fees$0148
Additional Noninterest Income$975,0001,851
Total noninterest expense$7,950,0001,814
Salaries and employee benefits$3,451,0002,233
Premises and equipment expense$1,595,0001,296
Additional noninterest expense$2,904,0001,539
Pre-tax net operating income$1,668,0002,628
Securities gains (losses)$03,106
Applicable income taxes$587,0001,709
Income before extraordinary items$1,081,0002,951
Extraordinary gains, net$031
Net income$1,081,0002,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0002,683
Cash dividends$1,250,0001,542
Sale, conversion, retirement of capital stock, net$222,000545
Net operating income$1,081,0003,095
2008-06-30 (YTD Data)Rank
Total interest income$16,094,0001,237
Total interest expense$9,192,000931
Net interest income$6,902,0001,631
Provision for loan and lease losses$890,0001,331
Total noninterest income$967,0002,290
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$171,0003,801
Trading account gains and fees$0149
Additional Noninterest Income$796,0001,642
Total noninterest expense$5,392,0001,786
Salaries and employee benefits$2,313,0002,247
Premises and equipment expense$1,113,0001,226
Additional noninterest expense$1,966,0001,499
Pre-tax net operating income$1,587,0002,085
Securities gains (losses)$03,233
Applicable income taxes$578,0001,435
Income before extraordinary items$1,009,0002,550
Extraordinary gains, net$021
Net income$1,009,0002,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0001,990
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$151,000466
Net operating income$1,009,0002,510
2008-03-31 (YTD Data)Rank
Total interest income$8,371,0001,213
Total interest expense$4,949,000920
Net interest income$3,422,0001,622
Provision for loan and lease losses$890,000682
Total noninterest income$332,0002,930
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$83,0003,819
Trading account gains and fees$0158
Additional Noninterest Income$249,0002,230
Total noninterest expense$2,693,0001,778
Salaries and employee benefits$1,211,0002,164
Premises and equipment expense$586,0001,182
Additional noninterest expense$896,0001,601
Pre-tax net operating income$171,0005,239
Securities gains (losses)$02,688
Applicable income taxes$33,0003,966
Income before extraordinary items$138,0005,351
Extraordinary gains, net$015
Net income$138,0005,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0001,251
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$71,000394
Net operating income$138,0005,252
2007-12-31 (YTD Data)Rank
Total interest income$31,221,0001,371
Total interest expense$18,483,0001,054
Net interest income$12,738,0001,770
Provision for loan and lease losses$900,0001,538
Total noninterest income$702,0004,291
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$315,0003,989
Trading account gains and fees$0178
Additional Noninterest Income$387,0003,798
Total noninterest expense$10,205,0001,810
Salaries and employee benefits$4,775,0002,117
Premises and equipment expense$1,633,0001,626
Additional noninterest expense$3,797,0001,462
Pre-tax net operating income$2,335,0002,975
Securities gains (losses)$02,146
Applicable income taxes$820,0002,108
Income before extraordinary items$1,515,0003,425
Extraordinary gains, net$039
Net income$1,515,0003,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0003,238
Cash dividends$1,250,0002,275
Sale, conversion, retirement of capital stock, net$408,000570
Net operating income$1,515,0003,407
2007-09-30 (YTD Data)Rank
Total interest income$22,666,0001,429
Total interest expense$13,321,0001,110
Net interest income$9,345,0001,822
Provision for loan and lease losses$391,0001,893
Total noninterest income$511,0004,370
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$236,0003,991
Trading account gains and fees$0184
Additional Noninterest Income$275,0003,917
Total noninterest expense$7,526,0001,816
Salaries and employee benefits$3,595,0002,106
Premises and equipment expense$1,168,0001,688
Additional noninterest expense$2,763,0001,470
Pre-tax net operating income$1,939,0002,906
Securities gains (losses)$01,655
Applicable income taxes$700,0002,086
Income before extraordinary items$1,239,0003,392
Extraordinary gains, net$033
Net income$1,239,0003,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-102,0008,384
Cash dividends$1,250,0001,727
Sale, conversion, retirement of capital stock, net$275,000526
Net operating income$1,239,0003,376
2007-06-30 (YTD Data)Rank
Total interest income$14,763,0001,477
Total interest expense$8,581,0001,149
Net interest income$6,182,0001,856
Provision for loan and lease losses$72,0003,798
Total noninterest income$329,0004,470
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$147,0004,127
Trading account gains and fees$0168
Additional Noninterest Income$182,0003,963
Total noninterest expense$4,848,0001,901
Salaries and employee benefits$2,434,0002,103
Premises and equipment expense$695,0001,885
Additional noninterest expense$1,719,0001,575
Pre-tax net operating income$1,591,0002,580
Securities gains (losses)$01,444
Applicable income taxes$584,0001,874
Income before extraordinary items$1,007,0003,025
Extraordinary gains, net$029
Net income$1,007,0003,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,0008,439
Cash dividends$1,250,0001,287
Sale, conversion, retirement of capital stock, net$184,000463
Net operating income$1,007,0003,008
2007-03-31 (YTD Data)Rank
Total interest income$7,205,0001,511
Total interest expense$4,206,0001,157
Net interest income$2,999,0001,919
Provision for loan and lease losses$70,0002,576
Total noninterest income$145,0004,721
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$66,0004,317
Trading account gains and fees$0195
Additional Noninterest Income$79,0004,242
Total noninterest expense$2,432,0001,902
Salaries and employee benefits$1,296,0001,981
Premises and equipment expense$334,0001,953
Additional noninterest expense$802,0001,674
Pre-tax net operating income$642,0002,971
Securities gains (losses)$01,187
Applicable income taxes$226,0002,229
Income before extraordinary items$416,0003,397
Extraordinary gains, net$022
Net income$416,0003,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,0008,458
Cash dividends$1,250,000669
Sale, conversion, retirement of capital stock, net$91,000373
Net operating income$416,0003,376
2006-12-31 (YTD Data)Rank
Total interest income$26,059,0001,531
Total interest expense$14,198,0001,180
Net interest income$11,861,0001,960
Provision for loan and lease losses$152,0004,025
Total noninterest income$756,0004,192
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$265,0004,373
Trading account gains and fees$0130
Additional Noninterest Income$491,0003,370
Total noninterest expense$8,620,0002,043
Salaries and employee benefits$4,442,0002,204
Premises and equipment expense$1,334,0001,878
Additional noninterest expense$2,844,0001,850
Pre-tax net operating income$3,845,0002,326
Securities gains (losses)$-12,0007,357
Applicable income taxes$1,416,0001,755
Income before extraordinary items$2,417,0002,685
Extraordinary gains, net$051
Net income$2,417,0002,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,0001,580
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$419,000632
Net operating income$2,424,6802,665
2006-09-30 (YTD Data)Rank
Total interest income$18,950,0001,572
Total interest expense$10,019,0001,224
Net interest income$8,931,0001,970
Provision for loan and lease losses$78,0004,538
Total noninterest income$601,0004,052
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$197,0004,422
Trading account gains and fees$0126
Additional Noninterest Income$404,0003,202
Total noninterest expense$6,291,0002,103
Salaries and employee benefits$3,255,0002,252
Premises and equipment expense$1,030,0001,834
Additional noninterest expense$2,006,0001,945
Pre-tax net operating income$3,163,0002,232
Securities gains (losses)$-12,0007,658
Applicable income taxes$1,173,0001,678
Income before extraordinary items$1,978,0002,586
Extraordinary gains, net$045
Net income$1,978,0002,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0002,046
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$341,000502
Net operating income$1,985,6802,564
2006-06-30 (YTD Data)Rank
Total interest income$11,953,0001,625
Total interest expense$6,080,0001,288
Net interest income$5,873,0001,992
Provision for loan and lease losses$06,419
Total noninterest income$461,0003,710
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$151,0004,126
Trading account gains and fees$0126
Additional Noninterest Income$310,0002,953
Total noninterest expense$4,031,0002,192
Salaries and employee benefits$2,104,0002,338
Premises and equipment expense$644,0001,961
Additional noninterest expense$1,283,0002,051
Pre-tax net operating income$2,303,0002,083
Securities gains (losses)$01,185
Applicable income taxes$866,0001,560
Income before extraordinary items$1,437,0002,420
Extraordinary gains, net$039
Net income$1,437,0002,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0002,129
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$1,696,000230
Net operating income$1,437,0002,404
2006-03-31 (YTD Data)Rank
Total interest income$5,556,0001,711
Total interest expense$2,786,0001,332
Net interest income$2,770,0002,094
Provision for loan and lease losses$06,013
Total noninterest income$185,0004,144
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$64,0004,410
Trading account gains and fees$0115
Additional Noninterest Income$121,0003,366
Total noninterest expense$1,918,0002,319
Salaries and employee benefits$1,036,0002,372
Premises and equipment expense$288,0002,175
Additional noninterest expense$594,0002,175
Pre-tax net operating income$1,037,0002,223
Securities gains (losses)$0955
Applicable income taxes$384,0001,706
Income before extraordinary items$653,0002,576
Extraordinary gains, net$021
Net income$653,0002,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,940
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$850,000152
Net operating income$653,0002,554
2005-12-31 (YTD Data)Rank
Total interest income$19,209,0001,742
Total interest expense$7,735,0001,466
Net interest income$11,474,0001,930
Provision for loan and lease losses$07,120
Total noninterest income$1,035,0003,470
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$262,0004,482
Trading account gains and fees$0138
Additional Noninterest Income$773,0002,603
Total noninterest expense$6,264,0002,647
Salaries and employee benefits$3,024,0002,937
Premises and equipment expense$957,0002,464
Additional noninterest expense$2,283,0002,196
Pre-tax net operating income$6,245,0001,527
Securities gains (losses)$32,0001,085
Applicable income taxes$2,444,0001,153
Income before extraordinary items$3,833,0001,804
Extraordinary gains, net$046
Net income$3,833,0001,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,483
Cash dividends$875,0002,699
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,812,5201,782
2005-09-30 (YTD Data)Rank
Total interest income$13,691,0001,794
Total interest expense$5,162,0001,557
Net interest income$8,529,0001,931
Provision for loan and lease losses$06,899
Total noninterest income$796,0003,412
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$200,0004,460
Trading account gains and fees$0126
Additional Noninterest Income$596,0002,561
Total noninterest expense$4,383,0002,792
Salaries and employee benefits$2,117,0003,113
Premises and equipment expense$685,0002,551
Additional noninterest expense$1,581,0002,329
Pre-tax net operating income$4,942,0001,448
Securities gains (losses)$32,0001,037
Applicable income taxes$1,938,0001,101
Income before extraordinary items$3,036,0001,733
Extraordinary gains, net$035
Net income$3,036,0001,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0001,724
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,015,5201,719
2005-06-30 (YTD Data)Rank
Total interest income$8,586,0001,860
Total interest expense$3,045,0001,666
Net interest income$5,541,0001,956
Provision for loan and lease losses$06,626
Total noninterest income$433,0003,848
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$123,0004,605
Trading account gains and fees$0116
Additional Noninterest Income$310,0003,004
Total noninterest expense$2,807,0002,877
Salaries and employee benefits$1,304,0003,322
Premises and equipment expense$455,0002,548
Additional noninterest expense$1,048,0002,325
Pre-tax net operating income$3,167,0001,478
Securities gains (losses)$32,000942
Applicable income taxes$1,256,0001,107
Income before extraordinary items$1,943,0001,763
Extraordinary gains, net$030
Net income$1,943,0001,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,136
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,922,5201,746
2005-03-31 (YTD Data)Rank
Total interest income$4,066,0001,910
Total interest expense$1,316,0001,806
Net interest income$2,750,0001,957
Provision for loan and lease losses$06,226
Total noninterest income$175,0004,319
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$50,0004,996
Trading account gains and fees$0115
Additional Noninterest Income$125,0003,316
Total noninterest expense$1,446,0002,810
Salaries and employee benefits$749,0002,930
Premises and equipment expense$223,0002,612
Additional noninterest expense$474,0002,562
Pre-tax net operating income$1,479,0001,536
Securities gains (losses)$01,685
Applicable income taxes$581,0001,174
Income before extraordinary items$898,0001,889
Extraordinary gains, net$024
Net income$898,0001,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$898,0001,851
2004-12-31 (YTD Data)Rank
Total interest income$13,052,0002,204
Total interest expense$3,951,0002,060
Net interest income$9,101,0002,244
Provision for loan and lease losses$580,0001,719
Total noninterest income$863,0003,865
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$225,0004,967
Trading account gains and fees$0138
Additional Noninterest Income$638,0002,875
Total noninterest expense$6,383,0002,502
Salaries and employee benefits$3,920,0002,220
Premises and equipment expense$665,0003,255
Additional noninterest expense$1,798,0002,654
Pre-tax net operating income$3,001,0002,595
Securities gains (losses)$40,0001,907
Applicable income taxes$1,257,0001,843
Income before extraordinary items$1,784,0003,206
Extraordinary gains, net$034
Net income$1,784,0003,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,0001,541
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$4,500,000240
Net operating income$1,758,4003,177
2004-09-30 (YTD Data)Rank
Total interest income$9,243,0002,304
Total interest expense$2,864,0002,091
Net interest income$6,379,0002,377
Provision for loan and lease losses$580,0001,270
Total noninterest income$644,0003,911
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$161,0005,115
Trading account gains and fees$0134
Additional Noninterest Income$483,0002,863
Total noninterest expense$4,850,0002,452
Salaries and employee benefits$3,099,0002,106
Premises and equipment expense$464,0003,463
Additional noninterest expense$1,287,0002,728
Pre-tax net operating income$1,593,0003,444
Securities gains (losses)$40,0001,826
Applicable income taxes$685,0002,353
Income before extraordinary items$948,0004,137
Extraordinary gains, net$026
Net income$948,0004,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,0001,122
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$1,750,000271
Net operating income$922,4004,133
2004-06-30 (YTD Data)Rank
Total interest income$5,924,0002,378
Total interest expense$1,791,0002,196
Net interest income$4,133,0002,422
Provision for loan and lease losses$200,0002,196
Total noninterest income$464,0003,744
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$102,0005,219
Trading account gains and fees$0130
Additional Noninterest Income$362,0002,674
Total noninterest expense$2,676,0002,908
Salaries and employee benefits$1,674,0002,570
Premises and equipment expense$268,0003,862
Additional noninterest expense$734,0003,174
Pre-tax net operating income$1,721,0002,307
Securities gains (losses)$40,0001,595
Applicable income taxes$647,0001,819
Income before extraordinary items$1,114,0002,679
Extraordinary gains, net$021
Net income$1,114,0002,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,991
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,088,4002,660
2004-03-31 (YTD Data)Rank
Total interest income$2,963,0002,383
Total interest expense$857,0002,296
Net interest income$2,106,0002,368
Provision for loan and lease losses$120,0001,785
Total noninterest income$171,0004,448
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$45,0005,435
Trading account gains and fees$0121
Additional Noninterest Income$126,0003,249
Total noninterest expense$1,298,0002,991
Salaries and employee benefits$784,0002,741
Premises and equipment expense$140,0003,776
Additional noninterest expense$374,0003,098
Pre-tax net operating income$859,0002,295
Securities gains (losses)$40,0001,323
Applicable income taxes$327,0001,809
Income before extraordinary items$572,0002,623
Extraordinary gains, net$016
Net income$572,0002,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$546,4002,631
2003-12-31 (YTD Data)Rank
Total interest income$10,225,0002,774
Total interest expense$3,256,0002,664
Net interest income$6,969,0002,763
Provision for loan and lease losses$615,0001,808
Total noninterest income$462,0005,629
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$94,0006,640
Trading account gains and fees$0160
Additional Noninterest Income$368,0004,126
Total noninterest expense$4,658,0003,252
Salaries and employee benefits$2,802,0002,951
Premises and equipment expense$531,0003,879
Additional noninterest expense$1,325,0003,437
Pre-tax net operating income$2,158,0003,217
Securities gains (losses)$34,0002,826
Applicable income taxes$766,0002,613
Income before extraordinary items$1,426,0003,681
Extraordinary gains, net$054
Net income$1,426,0003,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,187
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$6,650,000159
Net operating income$1,403,9003,566
2003-09-30 (YTD Data)Rank
Total interest income$7,484,0002,866
Total interest expense$2,434,0002,751
Net interest income$5,050,0002,874
Provision for loan and lease losses$615,0001,376
Total noninterest income$342,0005,723
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$73,0006,657
Trading account gains and fees$0153
Additional Noninterest Income$269,0004,243
Total noninterest expense$3,469,0003,259
Salaries and employee benefits$2,055,0003,012
Premises and equipment expense$392,0003,919
Additional noninterest expense$1,022,0003,332
Pre-tax net operating income$1,308,0003,829
Securities gains (losses)$34,0002,597
Applicable income taxes$454,0003,195
Income before extraordinary items$888,0004,327
Extraordinary gains, net$040
Net income$888,0004,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0002,793
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$4,650,000136
Net operating income$865,5604,230
2003-06-30 (YTD Data)Rank
Total interest income$4,846,0002,983
Total interest expense$1,559,0002,941
Net interest income$3,287,0002,924
Provision for loan and lease losses$570,0001,037
Total noninterest income$226,0005,721
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$50,0006,585
Trading account gains and fees$0150
Additional Noninterest Income$176,0004,274
Total noninterest expense$2,236,0003,349
Salaries and employee benefits$1,346,0003,061
Premises and equipment expense$252,0004,016
Additional noninterest expense$638,0003,519
Pre-tax net operating income$707,0004,396
Securities gains (losses)$35,0002,261
Applicable income taxes$245,0003,585
Income before extraordinary items$497,0004,815
Extraordinary gains, net$030
Net income$497,0004,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,471
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$4,650,00088
Net operating income$473,5504,731
2003-03-31 (YTD Data)Rank
Total interest income$2,308,0003,116
Total interest expense$732,0003,196
Net interest income$1,576,0003,032
Provision for loan and lease losses$325,000862
Total noninterest income$117,0005,510
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$23,0006,666
Trading account gains and fees$0134
Additional Noninterest Income$94,0004,045
Total noninterest expense$1,108,0003,366
Salaries and employee benefits$670,0003,065
Premises and equipment expense$123,0004,076
Additional noninterest expense$315,0003,511
Pre-tax net operating income$260,0005,170
Securities gains (losses)$02,891
Applicable income taxes$77,0004,426
Income before extraordinary items$183,0005,539
Extraordinary gains, net$021
Net income$183,0005,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0002,115
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$4,500,00046
Net operating income$183,0005,342
2002-12-31 (YTD Data)Rank
Total interest income$7,715,0003,766
Total interest expense$2,718,0003,842
Net interest income$4,997,0003,676
Provision for loan and lease losses$730,0001,760
Total noninterest income$391,0005,832
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$142,0005,935
Trading account gains and fees$0153
Additional Noninterest Income$249,0004,622
Total noninterest expense$3,583,0003,886
Salaries and employee benefits$2,126,0003,560
Premises and equipment expense$429,0004,403
Additional noninterest expense$1,028,0004,090
Pre-tax net operating income$1,075,0005,025
Securities gains (losses)$04,537
Applicable income taxes$339,0004,228
Income before extraordinary items$736,0005,420
Extraordinary gains, net$070
Net income$736,0005,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0002,343
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$736,0005,278
2001-12-31 (YTD Data)Rank
Total interest income$6,420,0004,721
Total interest expense$3,028,0004,698
Net interest income$3,392,0004,662
Provision for loan and lease losses$629,0001,829
Total noninterest income$207,0007,240
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$108,0006,430
Trading account gains and fees$0177
Additional Noninterest Income$99,0006,463
Total noninterest expense$2,498,0004,953
Salaries and employee benefits$1,421,0004,702
Premises and equipment expense$313,0005,392
Additional noninterest expense$764,0004,948
Pre-tax net operating income$472,0006,668
Securities gains (losses)$5,0003,927
Applicable income taxes$219,0004,865
Income before extraordinary items$258,0007,388
Extraordinary gains, net$0105
Net income$258,0007,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,490
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$254,8007,296
2000-12-31 (YTD Data)Rank
Total interest income$5,120,0005,652
Total interest expense$2,842,0005,123
Net interest income$2,278,0006,150
Provision for loan and lease losses$255,0003,188
Total noninterest income$126,0008,217
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$52,0007,570
Trading account gains and feesNANA
Additional Noninterest Income$74,0007,070
Total noninterest expense$2,293,0005,173
Salaries and employee benefits$1,250,0005,048
Premises and equipment expense$360,0004,840
Additional noninterest expense$683,0005,272
Pre-tax net operating income$-144,0009,288
Securities gains (losses)$01,956
Applicable income taxes$-51,0009,492
Income before extraordinary items$-93,0009,260
Extraordinary gains, net$038
Net income$-93,0009,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$2,500,000320
Net operating income$-93,0009,256
1999-12-31 (YTD Data)Rank
Total interest income$2,893,0007,499
Total interest expense$1,333,0007,332
Net interest income$1,560,0007,474
Provision for loan and lease losses$425,0001,996
Total noninterest income$41,0009,718
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$27,0008,351
Trading account gains and feesNANA
Additional Noninterest Income$14,0009,524
Total noninterest expense$1,720,0006,253
Salaries and employee benefits$688,0007,308
Premises and equipment expense$179,0007,145
Additional noninterest expense$853,0004,578
Pre-tax net operating income$-544,0009,880
Securities gains (losses)$-5,0009,083
Applicable income taxes$-417,00010,123
Income before extraordinary items$-132,0009,604
Extraordinary gains, net$035
Net income$-132,0009,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-128,8009,579
1998-12-31 (YTD Data)Rank
Total interest income$473,00010,238
Total interest expense$159,00010,234
Net interest income$314,00010,178
Provision for loan and lease losses$200,0003,499
Total noninterest income$2,00010,382
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0009,040
Trading account gains and feesNANA
Additional Noninterest Income$1,00010,352
Total noninterest expense$741,0008,971
Salaries and employee benefits$318,0009,509
Premises and equipment expense$87,0008,995
Additional noninterest expense$336,0007,778
Pre-tax net operating income$-625,00010,241
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-625,00010,283
Extraordinary gains, net$032
Net income$-625,00010,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$8,000,000134
Net operating income$-625,00010,256

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.