The Huntington National Bank, Review

Let me first say that I did NOT pick Huntington for my bank in Saginaw, MI. I had no choice at all. The Huntingtons were Bank of America banks and I was very pleased with everything....I inherited quite a bit of money from my Dad, and I chose '''bank of America because I wanted to separate from the only bank we and our business had ever used: Chase on Davenport. One thing I did was open large CD account, in spite of the lousy interest rates, but it had built in security in that I couldn't touch the money for 18 months; I then let it go for another 18 months. It was during this second term that Huntington Bank came along and overnight the whole banking atmosphere changed. When the 18 months was up this time, I grabbed the whole amount and ran. I also had a Money Market savings account linked to a personal checking account, with debit card.

My husband has been ill, but that's not the issue. I wanted to see how much money I had in both accounts and nearly had a heart attack when I saw that my savings was totally drained, like $0.00! And my checking was $40.00 in the whole. And because there is only a 24-hour grace period, I'm in deep doo-doo (?) and need to take a good chunk of my IRA out to keep on top of things.

I've been a victim of ID theft, *which these people were very much aware of*; they should have promptly let me know when a GOOD customer suddenly ran her account into the ground. And I'm certain of the identity of this theif: my only sister, who has also been using my medical identity for years. I have more than enough evidence to ruin her life, but I never wanted to do that. She is....has to be...a very sick person, but she also has to be held accountable.

Right now I am panicking with my husband recovering from his third critical illness (I am wondering how he can still be alive), so naturally my FIRST priority is him....I cannot sleep at night and am angry that the hospital sent him home too soon. I'm strong, but no one is THAT strong. And now I find out using my app that my bank account, all of that money my Dad worked so hard for is GONE.

Could write a book....what say...and perhaps make some money??? (grim smile). But in the meantime, I finally have reached the limit of any patience I once had.

And Huntington Bank is a huge thing. It looks so cheerless and desolate in there now.

And someone is definitely sleeping on the job. I am done with them.

BTW...for future knowing what you're getting yourself into, with bank, sevurities company, and investment advisor, do yourself a favor: go online and do a "Broker's Check" on an individual or an institution. Because I had no 'heads up' on this changing of the guard, I did not do it until I was already and unwilling member of this new bank that I had never heard of.

Thanks for reading this, if you did. ;\ Boy, an awful lot of people are going to be surprised when meek and mild me finally sticks up for herself. Several doctors will lose their licenses, and those who stole my identity (& came way too close for comfort), or helped those who did will find themselves wondering how they could have been so *stupid* to risk everything. Don't they know that the laws have gotten considerably stricter in this age of doing everything on the Web, where nothing, including what I have just written, ever, but ever goes away, no matter how *techy* and brilliant you imagine yourself to me. Ask Kevin Mitnik.

I am so worried about how we are going to survive financially. Hey, we had a *thriving* business and made really good money. Life was good!

Until the bottom fell out and the "love of money" (other people's money) became a fatal lure. And to think that in my case, my nearest & dearest, could do this to me. And they are all in Church every Sunday.

I'll never understand. The final kick in the head was becoming aware that my trusted hubby had stopped paying property taxes years ago....and worse, while paying our employees and holdingg out the whithholding, etc., he failed to give it to the IRS! I found out very late in the game....our supposed Revenue Officer deluged ou mailbos with tons s mail, full of threats to take everything I own, filing liens (both federal and state), issuing Summons for both of us as well as our bank (Chase). After 7 years of these threats, she marched into our business and took everything she thought was worth something. We were supposed to be invited, but not. This was May 2013. Earlier they tried to take Jerry's IRA, but it was protected and unattachable, so the company involved wrote to our agent and the Officer saying, "No way, Jose."

She turned around and took every penny of MY inherited IRA, by affixing a teeny signature in an even teenier box....that was $80,000.00. Not for one minute do I believe this was legit. No. 1....I DID NOTHING WRONG!! It appears some embezzeling was going on for no reason. Also, the IRS is supposed to give an actual, penny-for-penny, accounting to say, "OK, you're paid up so we are issuing this certificate of release".

In order to do this, we would have had to owe "$00,0000" in back taxes. They then would have had to make a formal listing of of everying, financially speaking", that they had taken from us. They had an ongoing lien with Chase as well as certain of our "Big Ticket" clients....so instead of paying us, they sent it to the IRS.

Problems:
1. Our Revenue Officer had three different Badge ID's. Uh-uh, no sir. They have one....and one only. And she didn't do anything right, and "right" is spelled out very carefully in, oh, Pub 590, 594.

2. When she gave us a list of the stuff she took from our business...well, she took the most worthless, old equipment, and left the valuable computer.
And the page where she listed the items confiscated, she HAD it list its worth. Had to. I mean, this is MATH, a very specific science, not something that depended on opionion, but cold, hard figures.

There is so much more and at least this writing some of it out in cathartic.
Just know that I will NOT give up.

And neither should you if something like a bank "loses" your $$$....this world today is nuts. Do some research. Go to someone who can help you.

I know I'm starting tomorrow after another sleepless night...I can't afford to lose any more brain cells.

I opened my account at the main office in Ashtabula, in 2010.  While banking on May 2, 2015, at a branch in Giant Eagle, the teller misspelled a name on a cashier's check, and the information was on a post note.  I am reporting this incident, because when I asked for a personal cashier's check, her reply was, "I do not know you, and you will have to wait until Tuesday, when the check clears!" Now, correct me if I am wrong, wouldn't my banking history in the database suffice?  Additionally, this particular teller has assisted me at least three times previously.  Granted, I unfortunately, reside in a town that is not aware that "ALL" people are equal, and truly felt that I was discriminated against.  I find it interesting that Huntington Bank would have this mentality representing their corporation.

the last payment was due on last date of 22 of May and I sent it out on the 18th which should have give it plenty of time to get there, but I think they just didn't open until the 24th so they could charge me a late fee

\

I had a car loan with this bank and I found out. They was always helpful, I paid my loan off in full in a 1 1/2 early, they give me an interest refund. Thanks!

I would be guessing that you do not have an account at the Huntington. It is not a matter of what entity the paper was drawn on, but one of validity of the transaction.  First, if unknown or not a customer of the bank, they have no obligation whatsoever to do business with you. If the paper could not be verified with the drawn on institution as a current obligation that would also be a problem. Above all, why would you be attempting to cash an instrument like that?  I think you are probably inept financially and don't understand the risk of ANY entity, casually processing that type of request.

I would be guessing that you do not have an account at the Huntington. It is not a matter of what entity the paper was drawn on, but one of validity of the transaction.  First, if unknown or not a customer of the bank, they have no obligation whatsoever to do business with you. If the paper could not be verified with the drawn on institution as a current obligation that would also be a problem. Above all, why would you be attempting to cash an instrument like that?  I think you are probably inept financially and don't understand the risk of ANY entity, casually processing that type of request.

I would be guessing that you do not have an account at the Huntington. It is not a matter of what entity the paper was drawn on, but one of validity of the transaction.  First, if unknown or not a customer of the bank, they have no obligation whatsoever to do business with you. If the paper could not be verified with the drawn on institution as a current obligation that would also be a problem. Above all, why would you be attempting to cash an instrument like that?  I think you are probably inept financially and don't understand the risk of ANY entity, casually processing that type of request.

I would be guessing that you do not have an account at the Huntington. It is not a matter of what entity the paper was drawn on, but one of validity of the transaction.  First, if unknown or not a customer of the bank, they have no obligation whatsoever to do business with you. If the paper could not be verified with the drawn on institution as a current obligation that would also be a problem. Above all, why would you be attempting to cash an instrument like that?  I think you are probably inept financially and don't understand the risk of ANY entity, casually processing that type of request.

The Huntington National Bank is the name of the institution on the National Mortgage Settlement checks seen. Calling the bank to find out where a sister branch in the area to cash it has lead to a very strange answer. The customer service representative at 800-480-2265 says he does not have that information and the check can be taken into any bank such as BofA, Chase, Citi and it is up to them to cash it or not. When Spencer was further pressed to ask if they were sister branches he said he did not have that information. After escalation of the request for a bank to cash it at the man got rude and said it was not a priority to know that answer and the managers were busy with other more important calls. (how does he know what the calls are about?) now comes Winston, the supervisor, and we are told there is no associate branch and he said that even if I took it into a Huntington branch the branch may make an account be opened to deposit it first to make sure it can clear?? What the heck? Clear? It would be your darn bank cashing it! You don't trust yourself?  So, without a bank account he suggested a third party/friend do it. So, let's get this straight, no account and no branch less than 2000 miles away and a third party check cashing place will charge 10%...hmmmm...sounds like a scam again.

Out of all the Huntington banks this one is by far the worst I have attended. There is a lady named Connie there is extremely rude and unwelcoming. I just felt extremely mistreated and am just glad the other Huntington banks don't have people like her working there or I would have to change banks.

I'm having the same issues with them! The "manager" said she'll get back with me by Friday. Right!

Unfortunately its a State Law.  All banks have to follow.  It is actually for your safety.  I work at a different bank and all rules are the same.  Sorry for the inconvenience but if your money was given to someone else, you would be mad.  Be thankful that your money was not given out.