Home > STAR Financial Bank > Income and Expense

STAR Financial Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$130,884,000422
Total interest expense$42,282,000447
Net interest income$88,602,000410
Provision for loan and lease losses$2,950,000449
Total noninterest income$24,980,000386
Gross Fiduciary activities income$2,757,000348
Service charges on deposit accounts$7,338,000204
Trading account gains and fees$0123
Additional Noninterest Income$14,885,000407
Total noninterest expense$78,105,000377
Salaries and employee benefits$42,190,000378
Premises and equipment expense$11,017,000278
Additional noninterest expense$14,885,000407
Pre-tax net operating income$32,527,000487
Securities gains (losses)$-658,0004,231
Applicable income taxes$5,686,000498
Income before extraordinary items$26,183,000472
Extraordinary gains, net$054
Net income$26,183,000474
Minority interest net income$088
Net income of bank and minority interests.$26,183,000473
Net charge-offs$3,267,000300
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$26,722,560479
2023-09-30 (YTD Data)Rank
Total interest income$95,555,000420
Total interest expense$28,516,000453
Net interest income$67,039,000415
Provision for loan and lease losses$2,950,000366
Total noninterest income$19,063,000383
Gross Fiduciary activities income$2,000,000353
Service charges on deposit accounts$5,555,000207
Trading account gains and fees$0125
Additional Noninterest Income$11,508,000406
Total noninterest expense$58,483,000378
Salaries and employee benefits$32,069,000374
Premises and equipment expense$8,336,000279
Additional noninterest expense$11,508,000406
Pre-tax net operating income$24,669,000490
Securities gains (losses)$-658,0004,401
Applicable income taxes$4,284,000513
Income before extraordinary items$19,727,000491
Extraordinary gains, net$052
Net income$19,727,000493
Minority interest net income$081
Net income of bank and minority interests.$19,727,000490
Net charge-offs$3,319,000227
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$20,266,560489
2023-06-30 (YTD Data)Rank
Total interest income$62,905,000405
Total interest expense$17,033,000451
Net interest income$45,872,000398
Provision for loan and lease losses$2,750,000297
Total noninterest income$13,089,000367
Gross Fiduciary activities income$1,317,000349
Service charges on deposit accounts$3,799,000194
Trading account gains and fees$0112
Additional Noninterest Income$7,973,000382
Total noninterest expense$39,032,000371
Salaries and employee benefits$21,695,000358
Premises and equipment expense$5,573,000271
Additional noninterest expense$7,973,000382
Pre-tax net operating income$17,179,000473
Securities gains (losses)$-658,0004,496
Applicable income taxes$2,999,000496
Income before extraordinary items$13,522,000477
Extraordinary gains, net$051
Net income$13,522,000484
Minority interest net income$081
Net income of bank and minority interests.$13,522,000476
Net charge-offs$1,587,000250
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$14,061,560463
2023-03-31 (YTD Data)Rank
Total interest income$29,983,000422
Total interest expense$7,303,000452
Net interest income$22,680,000418
Provision for loan and lease losses$02,612
Total noninterest income$6,021,000394
Gross Fiduciary activities income$640,000364
Service charges on deposit accounts$1,801,000210
Trading account gains and fees$097
Additional Noninterest Income$3,580,000413
Total noninterest expense$19,875,000371
Salaries and employee benefits$11,124,000366
Premises and equipment expense$2,832,000275
Additional noninterest expense$3,580,000413
Pre-tax net operating income$8,826,000477
Securities gains (losses)$-658,0004,562
Applicable income taxes$1,472,000517
Income before extraordinary items$6,696,000497
Extraordinary gains, net$04
Net income$6,696,000498
Minority interest net income$048
Net income of bank and minority interests.$6,696,000498
Net charge-offs$152,000496
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,235,560481
2022-12-31 (YTD Data)Rank
Total interest income$89,732,000458
Total interest expense$5,840,000706
Net interest income$83,892,000434
Provision for loan and lease losses$725,000998
Total noninterest income$25,632,000400
Gross Fiduciary activities income$2,558,000373
Service charges on deposit accounts$7,764,000203
Trading account gains and fees$0116
Additional Noninterest Income$15,310,000421
Total noninterest expense$76,498,000373
Salaries and employee benefits$40,148,000391
Premises and equipment expense$11,281,000276
Additional noninterest expense$15,310,000421
Pre-tax net operating income$32,301,000536
Securities gains (losses)$-1,693,0004,531
Applicable income taxes$5,689,000555
Income before extraordinary items$24,919,000550
Extraordinary gains, net$05
Net income$24,919,000551
Minority interest net income$063
Net income of bank and minority interests.$24,919,000551
Net charge-offs$620,000534
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$26,290,330539
2022-09-30 (YTD Data)Rank
Total interest income$61,938,000469
Total interest expense$2,324,000882
Net interest income$59,614,000447
Provision for loan and lease losses$500,000960
Total noninterest income$19,505,000401
Gross Fiduciary activities income$1,877,000375
Service charges on deposit accounts$5,802,000203
Trading account gains and fees$0111
Additional Noninterest Income$11,826,000420
Total noninterest expense$56,181,000377
Salaries and employee benefits$29,971,000385
Premises and equipment expense$8,344,000277
Additional noninterest expense$11,826,000420
Pre-tax net operating income$22,438,000561
Securities gains (losses)$0740
Applicable income taxes$4,186,000567
Income before extraordinary items$18,252,000553
Extraordinary gains, net$04
Net income$18,252,000552
Minority interest net income$057
Net income of bank and minority interests.$18,252,000553
Net charge-offs$379,000513
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$18,252,000562
2022-06-30 (YTD Data)Rank
Total interest income$38,525,000477
Total interest expense$1,109,0001,038
Net interest income$37,416,000458
Provision for loan and lease losses$500,000683
Total noninterest income$13,036,000399
Gross Fiduciary activities income$1,316,000328
Service charges on deposit accounts$3,796,000206
Trading account gains and fees$0108
Additional Noninterest Income$7,924,000430
Total noninterest expense$37,176,000374
Salaries and employee benefits$19,691,000383
Premises and equipment expense$5,454,000275
Additional noninterest expense$12,031,000377
Pre-tax net operating income$12,776,000603
Securities gains (losses)$0687
Applicable income taxes$2,322,000595
Income before extraordinary items$10,454,000593
Extraordinary gains, net$04
Net income$10,454,000592
Minority interest net income$060
Net income of bank and minority interests.$10,454,000593
Net charge-offs$419,000369
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$10,454,000605
2022-03-31 (YTD Data)Rank
Total interest income$18,576,000473
Total interest expense$501,0001,094
Net interest income$18,075,000461
Provision for loan and lease losses$150,000763
Total noninterest income$6,140,000422
Gross Fiduciary activities income$665,000324
Service charges on deposit accounts$1,836,000209
Trading account gains and fees$0103
Additional Noninterest Income$3,639,000479
Total noninterest expense$18,384,000381
Salaries and employee benefits$9,547,000400
Premises and equipment expense$2,817,000270
Additional noninterest expense$6,020,000373
Pre-tax net operating income$5,681,000625
Securities gains (losses)$0623
Applicable income taxes$982,000651
Income before extraordinary items$4,699,000618
Extraordinary gains, net$04
Net income$4,699,000618
Minority interest net income$050
Net income of bank and minority interests.$4,699,000618
Net charge-offs$249,000325
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,699,000622
2021-12-31 (YTD Data)Rank
Total interest income$78,043,000461
Total interest expense$2,129,0001,264
Net interest income$75,914,000437
Provision for loan and lease losses$950,000623
Total noninterest income$27,773,000416
Gross Fiduciary activities income$2,849,000310
Service charges on deposit accounts$7,051,000207
Trading account gains and fees$0132
Additional Noninterest Income$17,873,000452
Total noninterest expense$71,022,000383
Salaries and employee benefits$37,785,000400
Premises and equipment expense$11,010,000277
Additional noninterest expense$22,227,000390
Pre-tax net operating income$31,715,000522
Securities gains (losses)$02,062
Applicable income taxes$6,252,000539
Income before extraordinary items$25,463,000533
Extraordinary gains, net$010
Net income$25,463,000534
Minority interest net income$074
Net income of bank and minority interests.$25,463,000534
Net charge-offs$5,047,000169
Cash dividends$9,000,000520
Sale, conversion, retirement of capital stock, net$0582
Net operating income$25,463,000527
2021-09-30 (YTD Data)Rank
Total interest income$59,332,000456
Total interest expense$1,615,0001,321
Net interest income$57,717,000433
Provision for loan and lease losses$950,000467
Total noninterest income$20,613,000421
Gross Fiduciary activities income$2,061,000314
Service charges on deposit accounts$5,168,000213
Trading account gains and fees$0132
Additional Noninterest Income$13,384,000473
Total noninterest expense$52,830,000386
Salaries and employee benefits$28,326,000408
Premises and equipment expense$8,288,000275
Additional noninterest expense$16,216,000395
Pre-tax net operating income$24,550,000532
Securities gains (losses)$02,015
Applicable income taxes$4,861,000542
Income before extraordinary items$19,689,000532
Extraordinary gains, net$08
Net income$19,689,000531
Minority interest net income$069
Net income of bank and minority interests.$19,689,000532
Net charge-offs$4,925,000145
Cash dividends$7,800,000451
Sale, conversion, retirement of capital stock, net$0543
Net operating income$19,689,000526
2021-06-30 (YTD Data)Rank
Total interest income$40,200,000443
Total interest expense$1,151,0001,295
Net interest income$39,049,000424
Provision for loan and lease losses$800,000383
Total noninterest income$13,862,000420
Gross Fiduciary activities income$1,353,000313
Service charges on deposit accounts$3,322,000212
Trading account gains and fees$0133
Additional Noninterest Income$9,187,000468
Total noninterest expense$34,883,000388
Salaries and employee benefits$18,492,000411
Premises and equipment expense$5,552,000273
Additional noninterest expense$10,839,000387
Pre-tax net operating income$17,228,000501
Securities gains (losses)$01,818
Applicable income taxes$3,468,000516
Income before extraordinary items$13,760,000516
Extraordinary gains, net$06
Net income$13,760,000515
Minority interest net income$067
Net income of bank and minority interests.$13,760,000516
Net charge-offs$4,833,000128
Cash dividends$5,800,000408
Sale, conversion, retirement of capital stock, net$0517
Net operating income$13,760,000510
2021-03-31 (YTD Data)Rank
Total interest income$21,042,000425
Total interest expense$587,0001,337
Net interest income$20,455,000394
Provision for loan and lease losses$200,000806
Total noninterest income$6,664,000437
Gross Fiduciary activities income$642,000317
Service charges on deposit accounts$1,626,000213
Trading account gains and fees$0127
Additional Noninterest Income$4,396,000490
Total noninterest expense$17,090,000390
Salaries and employee benefits$8,997,000424
Premises and equipment expense$2,867,000268
Additional noninterest expense$5,226,000386
Pre-tax net operating income$9,829,000464
Securities gains (losses)$01,392
Applicable income taxes$2,027,000460
Income before extraordinary items$7,802,000477
Extraordinary gains, net$03
Net income$7,802,000476
Minority interest net income$055
Net income of bank and minority interests.$7,802,000477
Net charge-offs$4,812,00092
Cash dividends$4,000,000273
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,802,000468
2020-12-31 (YTD Data)Rank
Total interest income$78,950,000443
Total interest expense$5,170,000923
Net interest income$73,780,000412
Provision for loan and lease losses$4,250,000645
Total noninterest income$25,877,000417
Gross Fiduciary activities income$2,475,000310
Service charges on deposit accounts$6,981,000208
Trading account gains and fees$0133
Additional Noninterest Income$16,421,000464
Total noninterest expense$68,063,000387
Salaries and employee benefits$38,063,000388
Premises and equipment expense$10,833,000275
Additional noninterest expense$19,167,000422
Pre-tax net operating income$27,344,000458
Securities gains (losses)$2,915,000166
Applicable income taxes$5,751,000440
Income before extraordinary items$24,508,000446
Extraordinary gains, net$04
Net income$24,508,000445
Minority interest net income$072
Net income of bank and minority interests.$24,508,000446
Net charge-offs$220,0001,490
Cash dividends$9,200,000484
Sale, conversion, retirement of capital stock, net$0566
Net operating income$22,146,850470
2020-09-30 (YTD Data)Rank
Total interest income$58,901,000444
Total interest expense$4,464,000853
Net interest income$54,437,000409
Provision for loan and lease losses$3,750,000610
Total noninterest income$19,016,000407
Gross Fiduciary activities income$1,804,000310
Service charges on deposit accounts$5,064,000211
Trading account gains and fees$0125
Additional Noninterest Income$12,148,000451
Total noninterest expense$50,075,000384
Salaries and employee benefits$27,952,000387
Premises and equipment expense$8,015,000275
Additional noninterest expense$14,108,000419
Pre-tax net operating income$19,628,000449
Securities gains (losses)$250,000793
Applicable income taxes$3,710,000461
Income before extraordinary items$16,168,000470
Extraordinary gains, net$04
Net income$16,168,000469
Minority interest net income$065
Net income of bank and minority interests.$16,168,000470
Net charge-offs$555,000704
Cash dividends$6,700,000474
Sale, conversion, retirement of capital stock, net$0532
Net operating income$15,965,500466
2020-06-30 (YTD Data)Rank
Total interest income$39,498,000446
Total interest expense$3,685,000765
Net interest income$35,813,000413
Provision for loan and lease losses$2,500,000619
Total noninterest income$11,808,000399
Gross Fiduciary activities income$1,209,000312
Service charges on deposit accounts$3,386,000209
Trading account gains and fees$0123
Additional Noninterest Income$7,213,000454
Total noninterest expense$32,819,000390
Salaries and employee benefits$18,347,000386
Premises and equipment expense$5,404,000274
Additional noninterest expense$9,068,000429
Pre-tax net operating income$12,302,000420
Securities gains (losses)$250,000614
Applicable income taxes$2,321,000439
Income before extraordinary items$10,231,000437
Extraordinary gains, net$04
Net income$10,231,000436
Minority interest net income$065
Net income of bank and minority interests.$10,231,000437
Net charge-offs$1,296,000338
Cash dividends$4,700,000457
Sale, conversion, retirement of capital stock, net$0504
Net operating income$10,026,000436
2020-03-31 (YTD Data)Rank
Total interest income$20,099,000445
Total interest expense$2,509,000638
Net interest income$17,590,000417
Provision for loan and lease losses$500,000883
Total noninterest income$5,910,000374
Gross Fiduciary activities income$566,000328
Service charges on deposit accounts$1,980,000208
Trading account gains and fees$0106
Additional Noninterest Income$3,364,000429
Total noninterest expense$17,002,000379
Salaries and employee benefits$9,592,000371
Premises and equipment expense$2,747,000277
Additional noninterest expense$4,663,000417
Pre-tax net operating income$5,998,000397
Securities gains (losses)$01,705
Applicable income taxes$1,125,000420
Income before extraordinary items$4,873,000413
Extraordinary gains, net$04
Net income$4,873,000412
Minority interest net income$056
Net income of bank and minority interests.$4,873,000413
Net charge-offs$-540,0005,091
Cash dividends$2,300,000483
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,873,000406
2019-12-31 (YTD Data)Rank
Total interest income$84,816,000419
Total interest expense$11,747,000600
Net interest income$73,069,000383
Provision for loan and lease losses$2,055,000526
Total noninterest income$25,147,000359
Gross Fiduciary activities income$2,485,000309
Service charges on deposit accounts$8,454,000197
Trading account gains and fees$0135
Additional Noninterest Income$14,208,000409
Total noninterest expense$65,192,000364
Salaries and employee benefits$36,610,000370
Premises and equipment expense$9,747,000299
Additional noninterest expense$18,835,000398
Pre-tax net operating income$30,969,000434
Securities gains (losses)$80,0001,047
Applicable income taxes$6,365,000426
Income before extraordinary items$24,684,000453
Extraordinary gains, net$011
Net income$24,684,000452
Minority interest net income$076
Net income of bank and minority interests.$24,684,000453
Net charge-offs$2,466,000353
Cash dividends$15,700,000348
Sale, conversion, retirement of capital stock, net$0626
Net operating income$24,620,000445
2019-09-30 (YTD Data)Rank
Total interest income$63,817,000427
Total interest expense$8,578,000620
Net interest income$55,239,000390
Provision for loan and lease losses$2,055,000399
Total noninterest income$19,066,000356
Gross Fiduciary activities income$1,787,000313
Service charges on deposit accounts$6,289,000199
Trading account gains and fees$0129
Additional Noninterest Income$10,990,000396
Total noninterest expense$47,946,000372
Salaries and employee benefits$27,066,000372
Premises and equipment expense$7,194,000305
Additional noninterest expense$13,686,000408
Pre-tax net operating income$24,304,000428
Securities gains (losses)$80,000884
Applicable income taxes$5,142,000410
Income before extraordinary items$19,242,000446
Extraordinary gains, net$011
Net income$19,242,000446
Minority interest net income$072
Net income of bank and minority interests.$19,242,000446
Net charge-offs$1,110,000468
Cash dividends$11,700,000333
Sale, conversion, retirement of capital stock, net$0590
Net operating income$19,178,800442
2019-06-30 (YTD Data)Rank
Total interest income$42,535,000426
Total interest expense$5,733,000611
Net interest income$36,802,000390
Provision for loan and lease losses$1,605,000344
Total noninterest income$11,957,000360
Gross Fiduciary activities income$1,140,000325
Service charges on deposit accounts$4,072,000199
Trading account gains and fees$0131
Additional Noninterest Income$6,745,000412
Total noninterest expense$31,793,000375
Salaries and employee benefits$17,930,000376
Premises and equipment expense$4,695,000315
Additional noninterest expense$9,168,000419
Pre-tax net operating income$15,361,000433
Securities gains (losses)$62,000679
Applicable income taxes$3,225,000416
Income before extraordinary items$12,198,000456
Extraordinary gains, net$011
Net income$12,198,000456
Minority interest net income$069
Net income of bank and minority interests.$12,198,000456
Net charge-offs$299,000792
Cash dividends$6,300,000375
Sale, conversion, retirement of capital stock, net$0573
Net operating income$12,149,020446
2019-03-31 (YTD Data)Rank
Total interest income$20,697,000431
Total interest expense$2,551,000658
Net interest income$18,146,000399
Provision for loan and lease losses$980,000292
Total noninterest income$5,893,000352
Gross Fiduciary activities income$575,000318
Service charges on deposit accounts$1,946,000207
Trading account gains and fees$0126
Additional Noninterest Income$3,372,000398
Total noninterest expense$15,863,000380
Salaries and employee benefits$8,748,000386
Premises and equipment expense$2,500,000296
Additional noninterest expense$4,615,000403
Pre-tax net operating income$7,196,000455
Securities gains (losses)$62,000352
Applicable income taxes$1,504,000445
Income before extraordinary items$5,754,000471
Extraordinary gains, net$05
Net income$5,754,000470
Minority interest net income$052
Net income of bank and minority interests.$5,754,000471
Net charge-offs$150,000731
Cash dividends$2,300,000456
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,705,020464
2018-12-31 (YTD Data)Rank
Total interest income$75,441,000436
Total interest expense$6,124,000785
Net interest income$69,317,000401
Provision for loan and lease losses$8,000,000193
Total noninterest income$24,472,000357
Gross Fiduciary activities income$2,277,000321
Service charges on deposit accounts$8,623,000193
Trading account gains and fees$0126
Additional Noninterest Income$13,572,000405
Total noninterest expense$61,305,000390
Salaries and employee benefits$33,795,000391
Premises and equipment expense$9,285,000310
Additional noninterest expense$18,225,000414
Pre-tax net operating income$24,484,000506
Securities gains (losses)$01,125
Applicable income taxes$4,502,000507
Income before extraordinary items$19,982,000520
Extraordinary gains, net$06
Net income$19,982,000519
Minority interest net income$072
Net income of bank and minority interests.$19,982,000519
Net charge-offs$6,539,000172
Cash dividends$7,700,000521
Sale, conversion, retirement of capital stock, net$0671
Net operating income$19,982,000518
2018-09-30 (YTD Data)Rank
Total interest income$55,063,000438
Total interest expense$3,958,000831
Net interest income$51,105,000403
Provision for loan and lease losses$8,000,000149
Total noninterest income$18,723,000359
Gross Fiduciary activities income$1,714,000322
Service charges on deposit accounts$6,407,000192
Trading account gains and fees$0138
Additional Noninterest Income$10,602,000401
Total noninterest expense$45,661,000393
Salaries and employee benefits$25,041,000396
Premises and equipment expense$6,987,000309
Additional noninterest expense$13,633,000409
Pre-tax net operating income$16,167,000559
Securities gains (losses)$01,118
Applicable income taxes$2,945,000568
Income before extraordinary items$13,222,000566
Extraordinary gains, net$05
Net income$13,222,000564
Minority interest net income$066
Net income of bank and minority interests.$13,222,000565
Net charge-offs$382,000849
Cash dividends$5,600,000495
Sale, conversion, retirement of capital stock, net$0633
Net operating income$13,222,000567
2018-06-30 (YTD Data)Rank
Total interest income$36,377,000437
Total interest expense$2,545,000818
Net interest income$33,832,000405
Provision for loan and lease losses$6,000,000141
Total noninterest income$12,695,000352
Gross Fiduciary activities income$1,140,000324
Service charges on deposit accounts$4,217,000191
Trading account gains and fees$0130
Additional Noninterest Income$7,338,000392
Total noninterest expense$30,330,000396
Salaries and employee benefits$16,659,000402
Premises and equipment expense$4,566,000314
Additional noninterest expense$9,105,000408
Pre-tax net operating income$10,197,000580
Securities gains (losses)$0961
Applicable income taxes$1,762,000599
Income before extraordinary items$8,435,000583
Extraordinary gains, net$06
Net income$8,435,000583
Minority interest net income$065
Net income of bank and minority interests.$8,435,000582
Net charge-offs$172,0001,002
Cash dividends$4,100,000450
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,435,000581
2018-03-31 (YTD Data)Rank
Total interest income$17,693,000442
Total interest expense$1,093,000875
Net interest income$16,600,000413
Provision for loan and lease losses$3,000,000136
Total noninterest income$6,068,000361
Gross Fiduciary activities income$543,000333
Service charges on deposit accounts$2,016,000197
Trading account gains and fees$0123
Additional Noninterest Income$3,509,000399
Total noninterest expense$14,920,000404
Salaries and employee benefits$8,415,000396
Premises and equipment expense$2,269,000316
Additional noninterest expense$4,236,000425
Pre-tax net operating income$4,748,000600
Securities gains (losses)$0735
Applicable income taxes$756,000645
Income before extraordinary items$3,992,000601
Extraordinary gains, net$07
Net income$3,992,000601
Minority interest net income$052
Net income of bank and minority interests.$3,992,000601
Net charge-offs$147,000689
Cash dividends$2,100,000400
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,992,000602
2017-12-31 (YTD Data)Rank
Total interest income$65,686,000445
Total interest expense$3,538,000924
Net interest income$62,148,000418
Provision for loan and lease losses$04,227
Total noninterest income$23,532,000373
Gross Fiduciary activities income$1,962,000343
Service charges on deposit accounts$8,298,000186
Trading account gains and fees$0151
Additional Noninterest Income$13,272,000420
Total noninterest expense$59,678,000387
Salaries and employee benefits$32,395,000394
Premises and equipment expense$9,147,000312
Additional noninterest expense$18,136,000404
Pre-tax net operating income$26,002,000441
Securities gains (losses)$-46,0005,301
Applicable income taxes$9,953,000409
Income before extraordinary items$16,003,000489
Extraordinary gains, net$09
Net income$16,003,000488
Minority interest net income$076
Net income of bank and minority interests.$16,003,000489
Net charge-offs$1,108,000639
Cash dividends$6,800,000509
Sale, conversion, retirement of capital stock, net$0711
Net operating income$16,032,440485
2017-09-30 (YTD Data)Rank
Total interest income$48,460,000453
Total interest expense$2,621,000916
Net interest income$45,839,000424
Provision for loan and lease losses$04,088
Total noninterest income$17,424,000378
Gross Fiduciary activities income$1,395,000351
Service charges on deposit accounts$6,105,000191
Trading account gains and fees$0145
Additional Noninterest Income$9,924,000425
Total noninterest expense$43,995,000398
Salaries and employee benefits$23,967,000405
Premises and equipment expense$6,759,000318
Additional noninterest expense$13,269,000408
Pre-tax net operating income$19,268,000458
Securities gains (losses)$-46,0005,581
Applicable income taxes$6,025,000432
Income before extraordinary items$13,197,000492
Extraordinary gains, net$09
Net income$13,197,000490
Minority interest net income$071
Net income of bank and minority interests.$13,197,000492
Net charge-offs$1,043,000486
Cash dividends$4,800,000524
Sale, conversion, retirement of capital stock, net$0677
Net operating income$13,228,740486
2017-06-30 (YTD Data)Rank
Total interest income$31,785,000451
Total interest expense$1,693,000930
Net interest income$30,092,000424
Provision for loan and lease losses$03,871
Total noninterest income$11,145,000390
Gross Fiduciary activities income$893,000362
Service charges on deposit accounts$3,971,000194
Trading account gains and fees$0139
Additional Noninterest Income$6,281,000440
Total noninterest expense$28,949,000410
Salaries and employee benefits$15,864,000411
Premises and equipment expense$4,546,000310
Additional noninterest expense$8,539,000419
Pre-tax net operating income$12,288,000470
Securities gains (losses)$-98,0005,706
Applicable income taxes$3,781,000446
Income before extraordinary items$8,409,000499
Extraordinary gains, net$011
Net income$8,409,000497
Minority interest net income$071
Net income of bank and minority interests.$8,409,000499
Net charge-offs$846,000400
Cash dividends$2,800,000571
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,476,620492
2017-03-31 (YTD Data)Rank
Total interest income$15,556,000462
Total interest expense$776,000987
Net interest income$14,780,000432
Provision for loan and lease losses$03,537
Total noninterest income$5,267,000408
Gross Fiduciary activities income$422,000372
Service charges on deposit accounts$1,915,000201
Trading account gains and fees$0142
Additional Noninterest Income$2,930,000458
Total noninterest expense$14,370,000414
Salaries and employee benefits$7,872,000419
Premises and equipment expense$2,284,000309
Additional noninterest expense$4,214,000425
Pre-tax net operating income$5,677,000479
Securities gains (losses)$01,153
Applicable income taxes$1,740,000459
Income before extraordinary items$3,937,000527
Extraordinary gains, net$08
Net income$3,937,000526
Minority interest net income$055
Net income of bank and minority interests.$3,937,000527
Net charge-offs$531,000322
Cash dividends$1,200,000621
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,937,000517
2016-12-31 (YTD Data)Rank
Total interest income$60,365,000453
Total interest expense$3,746,000786
Net interest income$56,619,000428
Provision for loan and lease losses$04,332
Total noninterest income$23,227,000378
Gross Fiduciary activities income$1,796,000354
Service charges on deposit accounts$8,139,000187
Trading account gains and fees$0170
Additional Noninterest Income$13,292,000418
Total noninterest expense$57,314,000402
Salaries and employee benefits$31,646,000405
Premises and equipment expense$7,879,000354
Additional noninterest expense$17,789,000407
Pre-tax net operating income$22,532,000464
Securities gains (losses)$03,212
Applicable income taxes$6,502,000463
Income before extraordinary items$16,030,000492
Extraordinary gains, net$05
Net income$16,030,000489
Minority interest net income$082
Net income of bank and minority interests.$16,030,000491
Net charge-offs$381,0001,308
Cash dividends$9,800,000392
Sale, conversion, retirement of capital stock, net$0759
Net operating income$16,030,000485
2016-09-30 (YTD Data)Rank
Total interest income$44,953,000455
Total interest expense$2,829,000774
Net interest income$42,124,000431
Provision for loan and lease losses$04,186
Total noninterest income$17,615,000371
Gross Fiduciary activities income$1,316,000357
Service charges on deposit accounts$6,088,000186
Trading account gains and fees$0169
Additional Noninterest Income$10,211,000411
Total noninterest expense$43,160,000402
Salaries and employee benefits$23,556,000405
Premises and equipment expense$5,909,000349
Additional noninterest expense$13,695,000395
Pre-tax net operating income$16,579,000473
Securities gains (losses)$03,160
Applicable income taxes$4,907,000469
Income before extraordinary items$11,672,000504
Extraordinary gains, net$05
Net income$11,672,000502
Minority interest net income$071
Net income of bank and minority interests.$11,672,000504
Net charge-offs$146,0001,720
Cash dividends$8,100,000347
Sale, conversion, retirement of capital stock, net$0719
Net operating income$11,672,000495
2016-06-30 (YTD Data)Rank
Total interest income$30,062,000455
Total interest expense$1,938,000751
Net interest income$28,124,000431
Provision for loan and lease losses$04,017
Total noninterest income$11,941,000366
Gross Fiduciary activities income$826,000372
Service charges on deposit accounts$3,975,000192
Trading account gains and fees$0157
Additional Noninterest Income$7,140,000389
Total noninterest expense$28,553,000404
Salaries and employee benefits$15,535,000411
Premises and equipment expense$3,869,000356
Additional noninterest expense$9,149,000397
Pre-tax net operating income$11,512,000452
Securities gains (losses)$02,835
Applicable income taxes$3,467,000435
Income before extraordinary items$8,045,000485
Extraordinary gains, net$016
Net income$8,045,000482
Minority interest net income$071
Net income of bank and minority interests.$8,045,000484
Net charge-offs$145,0001,347
Cash dividends$6,300,000302
Sale, conversion, retirement of capital stock, net$0705
Net operating income$8,045,000476
2016-03-31 (YTD Data)Rank
Total interest income$14,901,000457
Total interest expense$985,000736
Net interest income$13,916,000436
Provision for loan and lease losses$03,656
Total noninterest income$5,705,000364
Gross Fiduciary activities income$396,000375
Service charges on deposit accounts$1,928,000196
Trading account gains and fees$0142
Additional Noninterest Income$3,381,000385
Total noninterest expense$14,340,000402
Salaries and employee benefits$7,916,000396
Premises and equipment expense$1,973,000352
Additional noninterest expense$4,451,000398
Pre-tax net operating income$5,281,000474
Securities gains (losses)$02,077
Applicable income taxes$1,554,000471
Income before extraordinary items$3,727,000505
Extraordinary gains, net$012
Net income$3,727,000503
Minority interest net income$062
Net income of bank and minority interests.$3,727,000505
Net charge-offs$105,000986
Cash dividends$1,700,000492
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,727,000494
2015-12-31 (YTD Data)Rank
Total interest income$57,265,000449
Total interest expense$3,352,000832
Net interest income$53,913,000429
Provision for loan and lease losses$04,380
Total noninterest income$25,254,000347
Gross Fiduciary activities income$1,725,000367
Service charges on deposit accounts$8,776,000177
Trading account gains and fees$0159
Additional Noninterest Income$14,753,000378
Total noninterest expense$58,010,000393
Salaries and employee benefits$30,824,000393
Premises and equipment expense$8,386,000322
Additional noninterest expense$18,800,000388
Pre-tax net operating income$21,157,000460
Securities gains (losses)$03,216
Applicable income taxes$6,423,000444
Income before extraordinary items$14,734,000501
Extraordinary gains, net$023
Net income$14,734,000500
Minority interest net income$081
Net income of bank and minority interests.$14,734,000502
Net charge-offs$1,171,000606
Cash dividends$5,200,000640
Sale, conversion, retirement of capital stock, net$0804
Net operating income$14,734,000492
2015-09-30 (YTD Data)Rank
Total interest income$42,498,000454
Total interest expense$2,508,000840
Net interest income$39,990,000434
Provision for loan and lease losses$04,232
Total noninterest income$18,721,000360
Gross Fiduciary activities income$1,238,000375
Service charges on deposit accounts$6,552,000183
Trading account gains and fees$0153
Additional Noninterest Income$10,931,000385
Total noninterest expense$43,185,000402
Salaries and employee benefits$22,912,000402
Premises and equipment expense$6,430,000320
Additional noninterest expense$13,843,000399
Pre-tax net operating income$15,526,000488
Securities gains (losses)$03,031
Applicable income taxes$4,777,000455
Income before extraordinary items$10,749,000530
Extraordinary gains, net$021
Net income$10,749,000529
Minority interest net income$078
Net income of bank and minority interests.$10,749,000530
Net charge-offs$589,000765
Cash dividends$4,200,000548
Sale, conversion, retirement of capital stock, net$0773
Net operating income$10,749,000516
2015-06-30 (YTD Data)Rank
Total interest income$28,157,000452
Total interest expense$1,685,000844
Net interest income$26,472,000433
Provision for loan and lease losses$04,069
Total noninterest income$12,759,000355
Gross Fiduciary activities income$833,000374
Service charges on deposit accounts$4,268,000181
Trading account gains and fees$0157
Additional Noninterest Income$7,658,000379
Total noninterest expense$29,072,000402
Salaries and employee benefits$15,321,000401
Premises and equipment expense$4,331,000322
Additional noninterest expense$9,420,000389
Pre-tax net operating income$10,159,000495
Securities gains (losses)$02,636
Applicable income taxes$3,138,000464
Income before extraordinary items$7,021,000542
Extraordinary gains, net$022
Net income$7,021,000539
Minority interest net income$075
Net income of bank and minority interests.$7,021,000542
Net charge-offs$-269,0006,127
Cash dividends$3,200,000482
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,021,000531
2015-03-31 (YTD Data)Rank
Total interest income$13,935,000454
Total interest expense$859,000831
Net interest income$13,076,000431
Provision for loan and lease losses$03,703
Total noninterest income$5,993,000365
Gross Fiduciary activities income$377,000395
Service charges on deposit accounts$2,000,000190
Trading account gains and fees$0152
Additional Noninterest Income$3,616,000377
Total noninterest expense$14,722,000387
Salaries and employee benefits$7,762,000393
Premises and equipment expense$2,317,000298
Additional noninterest expense$4,643,000381
Pre-tax net operating income$4,347,000546
Securities gains (losses)$02,027
Applicable income taxes$1,295,000522
Income before extraordinary items$3,052,000590
Extraordinary gains, net$013
Net income$3,052,000588
Minority interest net income$064
Net income of bank and minority interests.$3,052,000590
Net charge-offs$39,0001,740
Cash dividends$1,600,000444
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,052,000579
2014-12-31 (YTD Data)Rank
Total interest income$56,815,000439
Total interest expense$3,661,000803
Net interest income$53,154,000423
Provision for loan and lease losses$331,0001,878
Total noninterest income$24,732,000329
Gross Fiduciary activities income$1,639,000372
Service charges on deposit accounts$9,070,000186
Trading account gains and fees$0180
Additional Noninterest Income$14,023,000352
Total noninterest expense$57,914,000386
Salaries and employee benefits$30,372,000394
Premises and equipment expense$9,611,000277
Additional noninterest expense$17,931,000407
Pre-tax net operating income$19,641,000457
Securities gains (losses)$03,259
Applicable income taxes$6,147,000431
Income before extraordinary items$13,494,000507
Extraordinary gains, net$017
Net income$13,494,000505
Minority interest net income$084
Net income of bank and minority interests.$13,494,000506
Net charge-offs$331,0001,914
Cash dividends$6,300,000497
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,494,000494
2014-09-30 (YTD Data)Rank
Total interest income$42,673,000440
Total interest expense$2,728,000822
Net interest income$39,945,000424
Provision for loan and lease losses$1,600,000420
Total noninterest income$18,641,000321
Gross Fiduciary activities income$1,188,000383
Service charges on deposit accounts$6,780,000182
Trading account gains and fees$0174
Additional Noninterest Income$10,673,000341
Total noninterest expense$43,490,000381
Salaries and employee benefits$22,712,000388
Premises and equipment expense$7,472,000266
Additional noninterest expense$13,306,000400
Pre-tax net operating income$13,496,000504
Securities gains (losses)$02,980
Applicable income taxes$4,476,000437
Income before extraordinary items$9,020,000574
Extraordinary gains, net$015
Net income$9,020,000571
Minority interest net income$081
Net income of bank and minority interests.$9,020,000573
Net charge-offs$649,000946
Cash dividends$4,300,000504
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,020,000566
2014-06-30 (YTD Data)Rank
Total interest income$28,439,000438
Total interest expense$1,783,000842
Net interest income$26,656,000423
Provision for loan and lease losses$1,200,000387
Total noninterest income$11,981,000328
Gross Fiduciary activities income$791,000382
Service charges on deposit accounts$4,485,000179
Trading account gains and fees$0172
Additional Noninterest Income$6,705,000355
Total noninterest expense$28,189,000393
Salaries and employee benefits$15,155,000382
Premises and equipment expense$4,227,000314
Additional noninterest expense$8,807,000397
Pre-tax net operating income$9,248,000480
Securities gains (losses)$02,580
Applicable income taxes$3,063,000432
Income before extraordinary items$6,185,000528
Extraordinary gains, net$020
Net income$6,185,000527
Minority interest net income$080
Net income of bank and minority interests.$6,185,000528
Net charge-offs$460,000936
Cash dividends$2,600,000521
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,185,000523
2014-03-31 (YTD Data)Rank
Total interest income$14,238,000439
Total interest expense$901,000842
Net interest income$13,337,000418
Provision for loan and lease losses$600,000384
Total noninterest income$5,876,000326
Gross Fiduciary activities income$401,000371
Service charges on deposit accounts$2,136,000185
Trading account gains and fees$0147
Additional Noninterest Income$3,339,000349
Total noninterest expense$14,191,000391
Salaries and employee benefits$7,739,000380
Premises and equipment expense$2,215,000309
Additional noninterest expense$4,237,000415
Pre-tax net operating income$4,422,000490
Securities gains (losses)$01,715
Applicable income taxes$1,424,000439
Income before extraordinary items$2,998,000532
Extraordinary gains, net$016
Net income$2,998,000532
Minority interest net income$066
Net income of bank and minority interests.$2,998,000533
Net charge-offs$50,0001,867
Cash dividends$1,600,000394
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,998,000527
2013-12-31 (YTD Data)Rank
Total interest income$56,602,000438
Total interest expense$4,615,000728
Net interest income$51,987,000423
Provision for loan and lease losses$3,750,000352
Total noninterest income$27,242,000314
Gross Fiduciary activities income$1,639,000361
Service charges on deposit accounts$9,194,000181
Trading account gains and fees$0184
Additional Noninterest Income$16,409,000334
Total noninterest expense$57,246,000384
Salaries and employee benefits$30,927,000376
Premises and equipment expense$8,624,000305
Additional noninterest expense$17,695,000411
Pre-tax net operating income$18,233,000470
Securities gains (losses)$03,182
Applicable income taxes$5,760,000422
Income before extraordinary items$12,473,000535
Extraordinary gains, net$029
Net income$12,473,000534
Minority interest net income$090
Net income of bank and minority interests.$12,473,000536
Net charge-offs$4,150,000394
Cash dividends$5,800,000501
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,473,000531
2013-09-30 (YTD Data)Rank
Total interest income$42,081,000446
Total interest expense$3,634,000713
Net interest income$38,447,000424
Provision for loan and lease losses$2,400,000411
Total noninterest income$20,122,000331
Gross Fiduciary activities income$1,184,000366
Service charges on deposit accounts$6,856,000181
Trading account gains and fees$0180
Additional Noninterest Income$12,082,000352
Total noninterest expense$43,441,000381
Salaries and employee benefits$23,568,000369
Premises and equipment expense$6,573,000292
Additional noninterest expense$13,300,000412
Pre-tax net operating income$12,728,000507
Securities gains (losses)$03,040
Applicable income taxes$3,999,000449
Income before extraordinary items$8,729,000579
Extraordinary gains, net$025
Net income$8,729,000580
Minority interest net income$084
Net income of bank and minority interests.$8,729,000581
Net charge-offs$2,562,000498
Cash dividends$4,700,000437
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,729,000566
2013-06-30 (YTD Data)Rank
Total interest income$27,833,000449
Total interest expense$2,547,000700
Net interest income$25,286,000433
Provision for loan and lease losses$1,600,000444
Total noninterest income$13,702,000334
Gross Fiduciary activities income$804,000362
Service charges on deposit accounts$4,468,000179
Trading account gains and fees$0157
Additional Noninterest Income$8,430,000356
Total noninterest expense$28,917,000383
Salaries and employee benefits$15,826,000364
Premises and equipment expense$4,370,000298
Additional noninterest expense$8,721,000411
Pre-tax net operating income$8,471,000498
Securities gains (losses)$02,791
Applicable income taxes$2,701,000441
Income before extraordinary items$5,770,000589
Extraordinary gains, net$022
Net income$5,770,000588
Minority interest net income$082
Net income of bank and minority interests.$5,770,000591
Net charge-offs$1,309,000644
Cash dividends$3,100,000435
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,770,000561
2013-03-31 (YTD Data)Rank
Total interest income$13,940,000450
Total interest expense$1,354,000660
Net interest income$12,586,000436
Provision for loan and lease losses$800,000486
Total noninterest income$6,319,000363
Gross Fiduciary activities income$389,000369
Service charges on deposit accounts$2,107,000190
Trading account gains and fees$0148
Additional Noninterest Income$3,823,000381
Total noninterest expense$14,360,000388
Salaries and employee benefits$7,800,000372
Premises and equipment expense$2,224,000291
Additional noninterest expense$4,336,000424
Pre-tax net operating income$3,745,000552
Securities gains (losses)$01,966
Applicable income taxes$1,174,000482
Income before extraordinary items$2,571,000636
Extraordinary gains, net$010
Net income$2,571,000634
Minority interest net income$076
Net income of bank and minority interests.$2,571,000638
Net charge-offs$405,000877
Cash dividends$2,000,000297
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,571,000606
2012-12-31 (YTD Data)Rank
Total interest income$61,171,000428
Total interest expense$6,964,000608
Net interest income$54,207,000413
Provision for loan and lease losses$3,034,000765
Total noninterest income$32,365,000303
Gross Fiduciary activities income$1,459,000372
Service charges on deposit accounts$9,686,000173
Trading account gains and fees$0166
Additional Noninterest Income$21,220,000296
Total noninterest expense$63,046,000360
Salaries and employee benefits$34,398,000318
Premises and equipment expense$9,043,000285
Additional noninterest expense$19,605,000403
Pre-tax net operating income$20,492,000424
Securities gains (losses)$03,810
Applicable income taxes$6,385,000372
Income before extraordinary items$14,107,000470
Extraordinary gains, net$029
Net income$14,107,000465
Minority interest net income$093
Net income of bank and minority interests.$14,107,000469
Net charge-offs$3,634,000740
Cash dividends$4,800,000594
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$14,107,000463
2012-09-30 (YTD Data)Rank
Total interest income$46,602,000428
Total interest expense$5,395,000620
Net interest income$41,207,000416
Provision for loan and lease losses$2,284,000767
Total noninterest income$24,206,000299
Gross Fiduciary activities income$1,032,000383
Service charges on deposit accounts$7,208,000174
Trading account gains and fees$0157
Additional Noninterest Income$15,966,000291
Total noninterest expense$47,682,000355
Salaries and employee benefits$26,450,000312
Premises and equipment expense$6,718,000288
Additional noninterest expense$14,514,000404
Pre-tax net operating income$15,447,000428
Securities gains (losses)$03,575
Applicable income taxes$4,674,000381
Income before extraordinary items$10,773,000469
Extraordinary gains, net$020
Net income$10,773,000466
Minority interest net income$086
Net income of bank and minority interests.$10,773,000468
Net charge-offs$2,335,000830
Cash dividends$3,600,000469
Sale, conversion, retirement of capital stock, net$0952
Net operating income$10,773,000455
2012-06-30 (YTD Data)Rank
Total interest income$31,449,000427
Total interest expense$3,710,000624
Net interest income$27,739,000414
Provision for loan and lease losses$1,033,0001,072
Total noninterest income$16,269,000294
Gross Fiduciary activities income$682,000383
Service charges on deposit accounts$4,848,000171
Trading account gains and fees$0153
Additional Noninterest Income$10,739,000286
Total noninterest expense$31,922,000350
Salaries and employee benefits$18,049,000307
Premises and equipment expense$4,437,000291
Additional noninterest expense$9,436,000406
Pre-tax net operating income$11,053,000393
Securities gains (losses)$03,178
Applicable income taxes$3,421,000360
Income before extraordinary items$7,632,000438
Extraordinary gains, net$019
Net income$7,632,000437
Minority interest net income$084
Net income of bank and minority interests.$7,632,000437
Net charge-offs$1,034,0001,112
Cash dividends$3,600,000331
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,632,000418
2012-03-31 (YTD Data)Rank
Total interest income$15,565,000438
Total interest expense$1,896,000628
Net interest income$13,669,000416
Provision for loan and lease losses$753,000763
Total noninterest income$7,429,000306
Gross Fiduciary activities income$332,000386
Service charges on deposit accounts$2,330,000172
Trading account gains and fees$0148
Additional Noninterest Income$4,767,000294
Total noninterest expense$16,020,000347
Salaries and employee benefits$9,160,000298
Premises and equipment expense$2,232,000288
Additional noninterest expense$4,628,000401
Pre-tax net operating income$4,325,000469
Securities gains (losses)$02,210
Applicable income taxes$1,241,000446
Income before extraordinary items$3,084,000519
Extraordinary gains, net$019
Net income$3,084,000520
Minority interest net income$078
Net income of bank and minority interests.$3,084,000520
Net charge-offs$336,0001,391
Cash dividends$1,700,000304
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,084,000503
2011-12-31 (YTD Data)Rank
Total interest income$66,610,000415
Total interest expense$10,231,000555
Net interest income$56,379,000390
Provision for loan and lease losses$1,977,0001,579
Total noninterest income$31,459,000265
Gross Fiduciary activities income$1,492,000327
Service charges on deposit accounts$10,084,000173
Trading account gains and fees$0146
Additional Noninterest Income$19,883,000271
Total noninterest expense$64,743,000332
Salaries and employee benefits$36,081,000277
Premises and equipment expense$9,101,000291
Additional noninterest expense$19,561,000403
Pre-tax net operating income$21,118,000352
Securities gains (losses)$-1,080,0007,284
Applicable income taxes$5,716,000376
Income before extraordinary items$14,322,000390
Extraordinary gains, net$029
Net income$14,322,000391
Minority interest net income$096
Net income of bank and minority interests.$14,322,000391
Net charge-offs$577,0003,002
Cash dividends$5,950,000374
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$15,088,800364
2011-09-30 (YTD Data)Rank
Total interest income$50,504,000417
Total interest expense$8,148,000546
Net interest income$42,356,000396
Provision for loan and lease losses$1,227,0001,729
Total noninterest income$23,711,000263
Gross Fiduciary activities income$1,070,000327
Service charges on deposit accounts$7,481,000174
Trading account gains and fees$0145
Additional Noninterest Income$15,160,000262
Total noninterest expense$47,652,000329
Salaries and employee benefits$26,403,000283
Premises and equipment expense$6,827,000297
Additional noninterest expense$14,422,000406
Pre-tax net operating income$17,188,000335
Securities gains (losses)$-838,0007,378
Applicable income taxes$4,803,000348
Income before extraordinary items$11,547,000378
Extraordinary gains, net$021
Net income$11,547,000378
Minority interest net income$087
Net income of bank and minority interests.$11,547,000378
Net charge-offs$100,0004,433
Cash dividends$4,750,000306
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$12,141,980348
2011-06-30 (YTD Data)Rank
Total interest income$33,908,000423
Total interest expense$5,731,000537
Net interest income$28,177,000398
Provision for loan and lease losses$1,227,0001,306
Total noninterest income$15,887,000261
Gross Fiduciary activities income$748,000326
Service charges on deposit accounts$4,945,000174
Trading account gains and fees$0153
Additional Noninterest Income$10,194,000267
Total noninterest expense$31,161,000345
Salaries and employee benefits$17,245,000286
Premises and equipment expense$4,586,000300
Additional noninterest expense$9,330,000421
Pre-tax net operating income$11,676,000323
Securities gains (losses)$361,000472
Applicable income taxes$3,579,000316
Income before extraordinary items$8,458,000342
Extraordinary gains, net$015
Net income$8,458,000342
Minority interest net income$089
Net income of bank and minority interests.$8,458,000342
Net charge-offs$-623,0007,489
Cash dividends$2,850,000327
Sale, conversion, retirement of capital stock, net$0986
Net operating income$8,205,300332
2011-03-31 (YTD Data)Rank
Total interest income$16,966,000424
Total interest expense$3,057,000526
Net interest income$13,909,000399
Provision for loan and lease losses$2,227,000474
Total noninterest income$7,385,000277
Gross Fiduciary activities income$373,000328
Service charges on deposit accounts$2,295,000187
Trading account gains and fees$0158
Additional Noninterest Income$4,717,000286
Total noninterest expense$15,503,000345
Salaries and employee benefits$8,633,000292
Premises and equipment expense$2,361,000301
Additional noninterest expense$4,509,000417
Pre-tax net operating income$3,564,000482
Securities gains (losses)$129,000461
Applicable income taxes$865,000505
Income before extraordinary items$2,828,000480
Extraordinary gains, net$09
Net income$2,828,000478
Minority interest net income$086
Net income of bank and minority interests.$2,828,000480
Net charge-offs$803,000991
Cash dividends$1,700,000238
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,728,670480
2010-12-31 (YTD Data)Rank
Total interest income$73,304,000413
Total interest expense$15,705,000502
Net interest income$57,599,000378
Provision for loan and lease losses$17,360,000423
Total noninterest income$31,159,000283
Gross Fiduciary activities income$1,275,000347
Service charges on deposit accounts$10,446,000167
Trading account gains and fees$0175
Additional Noninterest Income$19,438,000285
Total noninterest expense$63,500,000344
Salaries and employee benefits$33,556,000293
Premises and equipment expense$9,708,000279
Additional noninterest expense$20,236,000400
Pre-tax net operating income$7,898,000681
Securities gains (losses)$1,090,000452
Applicable income taxes$966,0001,254
Income before extraordinary items$8,022,000567
Extraordinary gains, net$029
Net income$8,022,000566
Minority interest net income$0111
Net income of bank and minority interests.$8,022,000567
Net charge-offs$11,726,000540
Cash dividends$2,300,000723
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,051,900609
2010-09-30 (YTD Data)Rank
Total interest income$55,474,000407
Total interest expense$12,167,000506
Net interest income$43,307,000375
Provision for loan and lease losses$15,160,000354
Total noninterest income$22,584,000285
Gross Fiduciary activities income$919,000356
Service charges on deposit accounts$7,885,000167
Trading account gains and fees$0165
Additional Noninterest Income$13,780,000282
Total noninterest expense$47,497,000333
Salaries and employee benefits$25,416,000284
Premises and equipment expense$7,304,000281
Additional noninterest expense$14,777,000390
Pre-tax net operating income$3,234,0001,222
Securities gains (losses)$1,090,000380
Applicable income taxes$-155,0007,149
Income before extraordinary items$4,479,000776
Extraordinary gains, net$023
Net income$4,479,000773
Minority interest net income$0110
Net income of bank and minority interests.$4,479,000776
Net charge-offs$7,701,000576
Cash dividends$700,0001,398
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,389,000972
2010-06-30 (YTD Data)Rank
Total interest income$36,984,000414
Total interest expense$8,302,000510
Net interest income$28,682,000381
Provision for loan and lease losses$12,883,000292
Total noninterest income$13,750,000298
Gross Fiduciary activities income$623,000350
Service charges on deposit accounts$5,278,000169
Trading account gains and fees$0152
Additional Noninterest Income$7,849,000319
Total noninterest expense$31,499,000335
Salaries and employee benefits$16,956,000282
Premises and equipment expense$4,821,000284
Additional noninterest expense$9,722,000391
Pre-tax net operating income$-1,950,0007,258
Securities gains (losses)$-13,0007,330
Applicable income taxes$-2,227,0007,706
Income before extraordinary items$264,0004,504
Extraordinary gains, net$019
Net income$264,0004,504
Minority interest net income$0105
Net income of bank and minority interests.$264,0004,504
Net charge-offs$4,695,000602
Cash dividends$700,000984
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$272,3204,318
2010-03-31 (YTD Data)Rank
Total interest income$18,501,000425
Total interest expense$4,202,000529
Net interest income$14,299,000391
Provision for loan and lease losses$4,055,000443
Total noninterest income$7,030,000302
Gross Fiduciary activities income$300,000361
Service charges on deposit accounts$2,550,000174
Trading account gains and fees$0175
Additional Noninterest Income$4,180,000303
Total noninterest expense$15,790,000338
Salaries and employee benefits$8,547,000287
Premises and equipment expense$2,523,000277
Additional noninterest expense$4,720,000398
Pre-tax net operating income$1,484,000903
Securities gains (losses)$-13,0007,520
Applicable income taxes$-120,0007,476
Income before extraordinary items$1,591,000692
Extraordinary gains, net$016
Net income$1,591,000694
Minority interest net income$091
Net income of bank and minority interests.$1,591,000696
Net charge-offs$2,286,000592
Cash dividends$700,000473
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,604,000663
2009-12-31 (YTD Data)Rank
Total interest income$80,155,000418
Total interest expense$22,436,000500
Net interest income$57,719,000380
Provision for loan and lease losses$13,438,000665
Total noninterest income$29,921,000297
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$11,175,000173
Trading account gains and fees$0211
Additional Noninterest Income$18,746,000284
Total noninterest expense$67,571,000335
Salaries and employee benefits$33,387,000284
Premises and equipment expense$9,661,000292
Additional noninterest expense$24,523,000376
Pre-tax net operating income$6,631,000648
Securities gains (losses)$-159,0007,378
Applicable income taxes$761,0001,177
Income before extraordinary items$5,711,000586
Extraordinary gains, net$034
Net income$5,711,000586
Minority interest net income$0115
Net income of bank and minority interests.$5,711,000587
Net charge-offs$13,022,000552
Cash dividends$2,700,000659
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,850,920573
2009-09-30 (YTD Data)Rank
Total interest income$60,912,000428
Total interest expense$17,818,000504
Net interest income$43,094,000388
Provision for loan and lease losses$9,038,000675
Total noninterest income$22,775,000294
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$8,272,000175
Trading account gains and fees$0212
Additional Noninterest Income$14,503,000281
Total noninterest expense$48,015,000360
Salaries and employee benefits$25,123,000292
Premises and equipment expense$7,262,000297
Additional noninterest expense$15,630,000414
Pre-tax net operating income$8,816,000375
Securities gains (losses)$-728,0007,809
Applicable income taxes$938,000885
Income before extraordinary items$7,150,000369
Extraordinary gains, net$027
Net income$7,150,000367
Minority interest net income$0118
Net income of bank and minority interests.$7,150,000369
Net charge-offs$8,608,000565
Cash dividends$2,700,000464
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,790,640327
2009-06-30 (YTD Data)Rank
Total interest income$41,005,000430
Total interest expense$12,449,000512
Net interest income$28,556,000394
Provision for loan and lease losses$5,488,000693
Total noninterest income$15,536,000283
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$5,272,000183
Trading account gains and fees$0193
Additional Noninterest Income$10,264,000272
Total noninterest expense$32,608,000362
Salaries and employee benefits$16,960,000293
Premises and equipment expense$4,875,000299
Additional noninterest expense$10,773,000409
Pre-tax net operating income$5,996,000379
Securities gains (losses)$345,000679
Applicable income taxes$964,000636
Income before extraordinary items$5,377,000327
Extraordinary gains, net$021
Net income$5,377,000324
Minority interest net income$0112
Net income of bank and minority interests.$5,377,000326
Net charge-offs$5,000,000581
Cash dividends$1,400,000647
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,083,750332
2009-03-31 (YTD Data)Rank
Total interest income$20,758,000430
Total interest expense$6,595,000503
Net interest income$14,163,000392
Provision for loan and lease losses$2,048,000744
Total noninterest income$7,565,000272
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$2,491,000185
Trading account gains and fees$0171
Additional Noninterest Income$5,074,000258
Total noninterest expense$16,138,000336
Salaries and employee benefits$8,604,000283
Premises and equipment expense$2,541,000295
Additional noninterest expense$4,993,000388
Pre-tax net operating income$3,542,000344
Securities gains (losses)$726,000240
Applicable income taxes$919,000377
Income before extraordinary items$3,349,000293
Extraordinary gains, net$015
Net income$3,349,000293
Minority interest net income$0102
Net income of bank and minority interests.$3,349,000294
Net charge-offs$1,917,000615
Cash dividends$1,250,000350
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,782,720328
2008-12-31 (YTD Data)Rank
Total interest income$92,800,000423
Total interest expense$36,085,000449
Net interest income$56,715,000401
Provision for loan and lease losses$5,782,000909
Total noninterest income$26,025,000293
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$11,589,000171
Trading account gains and fees$0154
Additional Noninterest Income$14,436,000299
Total noninterest expense$59,514,000371
Salaries and employee benefits$32,905,000293
Premises and equipment expense$9,613,000298
Additional noninterest expense$16,996,000438
Pre-tax net operating income$17,444,000323
Securities gains (losses)$446,000419
Applicable income taxes$3,865,000387
Income before extraordinary items$14,025,000288
Extraordinary gains, net$039
Net income$14,025,000288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,482,000760
Cash dividends$4,000,000688
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$13,677,120307
2008-09-30 (YTD Data)Rank
Total interest income$70,344,000430
Total interest expense$27,998,000458
Net interest income$42,346,000413
Provision for loan and lease losses$3,797,000789
Total noninterest income$19,952,000307
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$8,725,000177
Trading account gains and fees$0148
Additional Noninterest Income$11,227,000307
Total noninterest expense$44,496,000362
Salaries and employee benefits$24,875,000302
Premises and equipment expense$7,125,000311
Additional noninterest expense$12,496,000418
Pre-tax net operating income$14,005,000377
Securities gains (losses)$03,106
Applicable income taxes$3,160,000439
Income before extraordinary items$10,845,000341
Extraordinary gains, net$031
Net income$10,845,000340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,641,000693
Cash dividends$2,500,000832
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,845,000360
2008-06-30 (YTD Data)Rank
Total interest income$46,887,000441
Total interest expense$18,908,000471
Net interest income$27,979,000420
Provision for loan and lease losses$2,322,000707
Total noninterest income$13,027,000323
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$5,592,000179
Trading account gains and fees$0149
Additional Noninterest Income$7,435,000318
Total noninterest expense$29,205,000367
Salaries and employee benefits$16,461,000310
Premises and equipment expense$4,624,000321
Additional noninterest expense$8,120,000414
Pre-tax net operating income$9,479,000388
Securities gains (losses)$03,233
Applicable income taxes$2,197,000485
Income before extraordinary items$7,282,000370
Extraordinary gains, net$021
Net income$7,282,000369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$997,000866
Cash dividends$2,500,000650
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,282,000366
2008-03-31 (YTD Data)Rank
Total interest income$23,671,000451
Total interest expense$10,233,000466
Net interest income$13,438,000434
Provision for loan and lease losses$1,125,000577
Total noninterest income$6,648,000325
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,707,000180
Trading account gains and fees$0158
Additional Noninterest Income$3,941,000316
Total noninterest expense$14,573,000363
Salaries and employee benefits$8,091,000325
Premises and equipment expense$2,314,000323
Additional noninterest expense$4,168,000392
Pre-tax net operating income$4,388,000460
Securities gains (losses)$02,688
Applicable income taxes$976,000592
Income before extraordinary items$3,412,000436
Extraordinary gains, net$015
Net income$3,412,000437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,000772
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,412,000422
2007-12-31 (YTD Data)Rank
Total interest income$96,785,000455
Total interest expense$46,611,000447
Net interest income$50,174,000462
Provision for loan and lease losses$4,500,000445
Total noninterest income$24,326,000330
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$10,859,000181
Trading account gains and fees$0178
Additional Noninterest Income$13,467,000342
Total noninterest expense$56,031,000363
Salaries and employee benefits$31,103,000318
Premises and equipment expense$8,533,000330
Additional noninterest expense$16,395,000403
Pre-tax net operating income$13,969,000627
Securities gains (losses)$02,146
Applicable income taxes$2,790,000865
Income before extraordinary items$11,179,000583
Extraordinary gains, net$039
Net income$11,179,000581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,703,000392
Cash dividends$5,250,000709
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$11,179,000575
2007-09-30 (YTD Data)Rank
Total interest income$72,276,000455
Total interest expense$35,187,000445
Net interest income$37,089,000465
Provision for loan and lease losses$3,400,000348
Total noninterest income$17,885,000340
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$7,874,000181
Trading account gains and fees$0184
Additional Noninterest Income$10,011,000344
Total noninterest expense$41,158,000361
Salaries and employee benefits$23,046,000321
Premises and equipment expense$6,311,000333
Additional noninterest expense$11,801,000403
Pre-tax net operating income$10,416,000678
Securities gains (losses)$01,655
Applicable income taxes$2,134,000918
Income before extraordinary items$8,282,000635
Extraordinary gains, net$033
Net income$8,282,000633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,558,000334
Cash dividends$3,750,000723
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,282,000626
2007-06-30 (YTD Data)Rank
Total interest income$47,799,000468
Total interest expense$23,503,000454
Net interest income$24,296,000486
Provision for loan and lease losses$2,400,000283
Total noninterest income$11,781,000355
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$5,005,000191
Trading account gains and fees$0168
Additional Noninterest Income$6,776,000356
Total noninterest expense$27,514,000368
Salaries and employee benefits$15,649,000328
Premises and equipment expense$4,190,000345
Additional noninterest expense$7,675,000414
Pre-tax net operating income$6,163,000781
Securities gains (losses)$01,444
Applicable income taxes$1,220,0001,089
Income before extraordinary items$4,943,000736
Extraordinary gains, net$029
Net income$4,943,000735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,697,000308
Cash dividends$2,900,000673
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,943,000729
2007-03-31 (YTD Data)Rank
Total interest income$23,849,000470
Total interest expense$11,834,000445
Net interest income$12,015,000488
Provision for loan and lease losses$1,200,000257
Total noninterest income$5,829,000347
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,267,000202
Trading account gains and fees$0195
Additional Noninterest Income$3,562,000345
Total noninterest expense$13,659,000371
Salaries and employee benefits$7,956,000326
Premises and equipment expense$2,108,000342
Additional noninterest expense$3,595,000425
Pre-tax net operating income$2,985,000802
Securities gains (losses)$01,187
Applicable income taxes$609,0001,106
Income before extraordinary items$2,376,000757
Extraordinary gains, net$022
Net income$2,376,000756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,000476
Cash dividends$1,700,000528
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,376,000748
2006-12-31 (YTD Data)Rank
Total interest income$89,482,000464
Total interest expense$41,639,000431
Net interest income$47,843,000482
Provision for loan and lease losses$4,400,000271
Total noninterest income$21,154,000360
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$10,043,000184
Trading account gains and fees$0130
Additional Noninterest Income$11,111,000387
Total noninterest expense$52,310,000367
Salaries and employee benefits$29,243,000331
Premises and equipment expense$7,964,000338
Additional noninterest expense$15,103,000405
Pre-tax net operating income$12,287,000811
Securities gains (losses)$233,000362
Applicable income taxes$2,054,0001,301
Income before extraordinary items$10,466,000710
Extraordinary gains, net$051
Net income$10,466,000711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,282,000212
Cash dividends$23,575,000213
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,270,280714
2006-09-30 (YTD Data)Rank
Total interest income$65,772,000478
Total interest expense$29,743,000450
Net interest income$36,029,000497
Provision for loan and lease losses$3,000,000274
Total noninterest income$13,517,000427
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$7,506,000187
Trading account gains and fees$0126
Additional Noninterest Income$6,011,000499
Total noninterest expense$36,536,000404
Salaries and employee benefits$20,236,000376
Premises and equipment expense$4,521,000440
Additional noninterest expense$11,779,000405
Pre-tax net operating income$10,010,000787
Securities gains (losses)$233,000311
Applicable income taxes$1,739,0001,232
Income before extraordinary items$8,504,000695
Extraordinary gains, net$045
Net income$8,504,000695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,034,000273
Cash dividends$22,775,000176
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,310,610704
2006-06-30 (YTD Data)Rank
Total interest income$42,424,000481
Total interest expense$18,254,000460
Net interest income$24,170,000493
Provision for loan and lease losses$2,100,000259
Total noninterest income$8,868,000431
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,927,000190
Trading account gains and fees$0126
Additional Noninterest Income$3,941,000501
Total noninterest expense$23,929,000413
Salaries and employee benefits$13,318,000381
Premises and equipment expense$3,720,000366
Additional noninterest expense$6,891,000438
Pre-tax net operating income$7,009,000768
Securities gains (losses)$139,000312
Applicable income taxes$1,344,0001,097
Income before extraordinary items$5,804,000688
Extraordinary gains, net$039
Net income$5,804,000686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,238,000291
Cash dividends$19,975,000151
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,691,410681
2006-03-31 (YTD Data)Rank
Total interest income$20,479,000483
Total interest expense$8,250,000475
Net interest income$12,229,000479
Provision for loan and lease losses$1,050,000252
Total noninterest income$4,113,000447
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,267,000196
Trading account gains and fees$0115
Additional Noninterest Income$1,846,000521
Total noninterest expense$11,506,000435
Salaries and employee benefits$6,519,000393
Premises and equipment expense$1,785,000379
Additional noninterest expense$3,202,000464
Pre-tax net operating income$3,786,000700
Securities gains (losses)$4,000719
Applicable income taxes$860,000882
Income before extraordinary items$2,930,000664
Extraordinary gains, net$021
Net income$2,930,000663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,000412
Cash dividends$18,200,00088
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,926,920649
2005-12-31 (YTD Data)Rank
Total interest income$73,925,000474
Total interest expense$26,706,000452
Net interest income$47,219,000476
Provision for loan and lease losses$3,225,000336
Total noninterest income$22,953,000360
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$10,092,000179
Trading account gains and fees$0138
Additional Noninterest Income$12,861,000376
Total noninterest expense$51,866,000374
Salaries and employee benefits$24,719,000388
Premises and equipment expense$9,295,000286
Additional noninterest expense$17,852,000372
Pre-tax net operating income$15,081,000674
Securities gains (losses)$02,296
Applicable income taxes$3,259,000908
Income before extraordinary items$11,822,000626
Extraordinary gains, net$046
Net income$11,822,000627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,984,000292
Cash dividends$1,500,0001,815
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,822,000611
2005-09-30 (YTD Data)Rank
Total interest income$54,013,000475
Total interest expense$19,007,000446
Net interest income$35,006,000469
Provision for loan and lease losses$2,400,000328
Total noninterest income$17,539,000357
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$7,516,000176
Trading account gains and fees$0126
Additional Noninterest Income$10,023,000362
Total noninterest expense$38,556,000374
Salaries and employee benefits$18,295,000387
Premises and equipment expense$6,846,000290
Additional noninterest expense$13,415,000361
Pre-tax net operating income$11,589,000653
Securities gains (losses)$02,317
Applicable income taxes$2,710,000840
Income before extraordinary items$8,879,000628
Extraordinary gains, net$035
Net income$8,879,000628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,523,000368
Cash dividends$1,000,0001,776
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,879,000612
2005-06-30 (YTD Data)Rank
Total interest income$35,161,000471
Total interest expense$12,172,000437
Net interest income$22,989,000472
Provision for loan and lease losses$1,650,000313
Total noninterest income$11,495,000354
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$4,944,000173
Trading account gains and fees$0116
Additional Noninterest Income$6,551,000362
Total noninterest expense$25,696,000371
Salaries and employee benefits$12,068,000392
Premises and equipment expense$4,529,000284
Additional noninterest expense$9,099,000355
Pre-tax net operating income$7,138,000684
Securities gains (losses)$02,146
Applicable income taxes$1,607,000901
Income before extraordinary items$5,531,000653
Extraordinary gains, net$030
Net income$5,531,000653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$810,000425
Cash dividends$300,0002,918
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,531,000632
2005-03-31 (YTD Data)Rank
Total interest income$17,105,000470
Total interest expense$5,739,000438
Net interest income$11,366,000474
Provision for loan and lease losses$900,000282
Total noninterest income$5,432,000365
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$2,387,000177
Trading account gains and fees$0115
Additional Noninterest Income$3,045,000368
Total noninterest expense$12,733,000363
Salaries and employee benefits$6,037,000378
Premises and equipment expense$2,276,000281
Additional noninterest expense$4,420,000360
Pre-tax net operating income$3,165,000767
Securities gains (losses)$01,685
Applicable income taxes$705,000998
Income before extraordinary items$2,460,000725
Extraordinary gains, net$024
Net income$2,460,000725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$641,000295
Cash dividends$300,0001,719
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,460,000704
2004-12-31 (YTD Data)Rank
Total interest income$66,389,000451
Total interest expense$20,657,000411
Net interest income$45,732,000459
Provision for loan and lease losses$4,600,000268
Total noninterest income$22,280,000361
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$10,444,000178
Trading account gains and fees$0138
Additional Noninterest Income$11,836,000371
Total noninterest expense$48,674,000381
Salaries and employee benefits$23,095,000390
Premises and equipment expense$8,063,000297
Additional noninterest expense$17,516,000354
Pre-tax net operating income$14,738,000628
Securities gains (losses)$273,000680
Applicable income taxes$3,478,000798
Income before extraordinary items$11,533,000591
Extraordinary gains, net$034
Net income$11,533,000592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,475,000255
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$11,322,790581
2004-09-30 (YTD Data)Rank
Total interest income$49,567,000441
Total interest expense$15,191,000414
Net interest income$34,376,000453
Provision for loan and lease losses$3,700,000267
Total noninterest income$17,004,000366
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$7,882,000179
Trading account gains and fees$0134
Additional Noninterest Income$9,122,000368
Total noninterest expense$36,811,000380
Salaries and employee benefits$17,662,000388
Premises and equipment expense$6,047,000301
Additional noninterest expense$13,102,000350
Pre-tax net operating income$10,869,000634
Securities gains (losses)$273,000637
Applicable income taxes$3,023,000713
Income before extraordinary items$8,119,000631
Extraordinary gains, net$026
Net income$8,119,000632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,663,000230
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,919,710616
2004-06-30 (YTD Data)Rank
Total interest income$32,960,000440
Total interest expense$10,029,000414
Net interest income$22,931,000452
Provision for loan and lease losses$2,575,000260
Total noninterest income$11,487,000350
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$5,179,000177
Trading account gains and fees$0130
Additional Noninterest Income$6,308,000360
Total noninterest expense$24,879,000366
Salaries and employee benefits$11,827,000384
Premises and equipment expense$4,009,000303
Additional noninterest expense$9,043,000344
Pre-tax net operating income$6,964,000652
Securities gains (losses)$12,0002,314
Applicable income taxes$1,823,000776
Income before extraordinary items$5,153,000652
Extraordinary gains, net$021
Net income$5,153,000652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,446,000233
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,144,120622
2004-03-31 (YTD Data)Rank
Total interest income$16,636,000439
Total interest expense$5,034,000419
Net interest income$11,602,000449
Provision for loan and lease losses$1,325,000254
Total noninterest income$5,532,000363
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,507,000181
Trading account gains and fees$0121
Additional Noninterest Income$3,025,000362
Total noninterest expense$12,732,000367
Salaries and employee benefits$6,187,000380
Premises and equipment expense$2,009,000310
Additional noninterest expense$4,536,000342
Pre-tax net operating income$3,077,000725
Securities gains (losses)$12,0001,956
Applicable income taxes$828,000868
Income before extraordinary items$2,261,000737
Extraordinary gains, net$016
Net income$2,261,000737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,396,000220
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,252,240685
2003-12-31 (YTD Data)Rank
Total interest income$68,829,000432
Total interest expense$21,041,000446
Net interest income$47,788,000428
Provision for loan and lease losses$5,100,000326
Total noninterest income$25,429,000344
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$10,340,000184
Trading account gains and fees$0160
Additional Noninterest Income$15,089,000341
Total noninterest expense$49,803,000375
Salaries and employee benefits$22,892,000397
Premises and equipment expense$7,437,000335
Additional noninterest expense$19,474,000343
Pre-tax net operating income$18,314,000518
Securities gains (losses)$04,500
Applicable income taxes$4,658,000652
Income before extraordinary items$13,656,000519
Extraordinary gains, net$054
Net income$13,656,000520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,906,000337
Cash dividends$5,010,000624
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,656,000489
2003-09-30 (YTD Data)Rank
Total interest income$50,076,000451
Total interest expense$15,782,000462
Net interest income$34,294,000455
Provision for loan and lease losses$3,600,000350
Total noninterest income$22,437,000319
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$7,603,000193
Trading account gains and fees$0153
Additional Noninterest Income$14,834,000313
Total noninterest expense$38,146,000369
Salaries and employee benefits$17,366,000401
Premises and equipment expense$6,398,000312
Additional noninterest expense$14,382,000357
Pre-tax net operating income$14,985,000491
Securities gains (losses)$04,204
Applicable income taxes$4,445,000558
Income before extraordinary items$10,540,000520
Extraordinary gains, net$040
Net income$10,540,000520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,461,000373
Cash dividends$4,010,000567
Sale, conversion, retirement of capital stock, net$0722
Net operating income$10,540,000488
2003-06-30 (YTD Data)Rank
Total interest income$33,353,000461
Total interest expense$10,758,000464
Net interest income$22,595,000462
Provision for loan and lease losses$2,250,000365
Total noninterest income$14,570,000325
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$4,791,000199
Trading account gains and fees$0150
Additional Noninterest Income$9,779,000317
Total noninterest expense$25,074,000380
Salaries and employee benefits$11,194,000413
Premises and equipment expense$4,236,000321
Additional noninterest expense$9,644,000356
Pre-tax net operating income$9,841,000495
Securities gains (losses)$03,782
Applicable income taxes$2,710,000598
Income before extraordinary items$7,131,000518
Extraordinary gains, net$030
Net income$7,131,000518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,210,000461
Cash dividends$2,750,000563
Sale, conversion, retirement of capital stock, net$0589
Net operating income$7,131,000479
2003-03-31 (YTD Data)Rank
Total interest income$16,815,000463
Total interest expense$5,468,000472
Net interest income$11,347,000464
Provision for loan and lease losses$1,050,000364
Total noninterest income$8,551,000293
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,301,000206
Trading account gains and fees$0134
Additional Noninterest Income$6,250,000281
Total noninterest expense$13,331,000362
Salaries and employee benefits$5,313,000435
Premises and equipment expense$3,266,000223
Additional noninterest expense$4,752,000351
Pre-tax net operating income$5,517,000451
Securities gains (losses)$02,891
Applicable income taxes$1,656,000526
Income before extraordinary items$3,861,000480
Extraordinary gains, net$021
Net income$3,861,000479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$442,000540
Cash dividends$1,800,000413
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,861,000451
2002-12-31 (YTD Data)Rank
Total interest income$72,689,000455
Total interest expense$28,456,000426
Net interest income$44,233,000476
Provision for loan and lease losses$3,690,000474
Total noninterest income$29,509,000310
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$9,356,000199
Trading account gains and fees$0153
Additional Noninterest Income$20,153,000295
Total noninterest expense$52,813,000355
Salaries and employee benefits$21,883,000396
Premises and equipment expense$14,453,000197
Additional noninterest expense$16,477,000398
Pre-tax net operating income$17,239,000525
Securities gains (losses)$275,000957
Applicable income taxes$4,551,000646
Income before extraordinary items$12,963,000518
Extraordinary gains, net$070
Net income$12,963,000521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,578,000395
Cash dividends$2,750,000991
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,759,500500
2001-12-31 (YTD Data)Rank
Total interest income$83,562,000454
Total interest expense$41,211,000438
Net interest income$42,351,000453
Provision for loan and lease losses$3,520,000465
Total noninterest income$28,595,000307
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$8,387,000209
Trading account gains and fees$0177
Additional Noninterest Income$20,208,000288
Total noninterest expense$50,435,000361
Salaries and employee benefits$22,533,000355
Premises and equipment expense$11,702,000222
Additional noninterest expense$16,200,000407
Pre-tax net operating income$16,991,000493
Securities gains (losses)$-12,0009,316
Applicable income taxes$4,480,000590
Income before extraordinary items$12,499,000484
Extraordinary gains, net$0105
Net income$12,499,000485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,985,000432
Cash dividends$4,400,000683
Sale, conversion, retirement of capital stock, net$0922
Net operating income$12,507,880458
2000-12-31 (YTD Data)Rank
Total interest income$82,330,000481
Total interest expense$43,264,000467
Net interest income$39,066,000481
Provision for loan and lease losses$2,840,000481
Total noninterest income$16,291,000430
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$5,340,000277
Trading account gains and fees$0180
Additional Noninterest Income$10,951,000396
Total noninterest expense$42,828,000394
Salaries and employee benefits$19,229,000387
Premises and equipment expense$7,935,000308
Additional noninterest expense$15,664,000422
Pre-tax net operating income$9,689,000805
Securities gains (losses)$-44,0009,147
Applicable income taxes$1,971,0001,168
Income before extraordinary items$7,674,000711
Extraordinary gains, net$038
Net income$7,674,000711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,772,000393
Cash dividends$2,750,0001,037
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,709,200707
1999-12-31 (YTD Data)Rank
Total interest income$77,418,000490
Total interest expense$36,805,000489
Net interest income$40,613,000487
Provision for loan and lease losses$2,480,000473
Total noninterest income$10,632,000596
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,811,000370
Trading account gains and fees$0173
Additional Noninterest Income$6,821,000549
Total noninterest expense$35,724,000477
Salaries and employee benefits$16,558,000466
Premises and equipment expense$5,931,000389
Additional noninterest expense$13,235,000487
Pre-tax net operating income$13,041,000669
Securities gains (losses)$35,0001,127
Applicable income taxes$4,390,000658
Income before extraordinary items$8,686,000693
Extraordinary gains, net$035
Net income$8,686,000692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,231,000420
Cash dividends$2,750,0001,046
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$8,662,900680
1998-12-31 (YTD Data)Rank
Total interest income$75,356,000505
Total interest expense$37,121,000490
Net interest income$38,235,000498
Provision for loan and lease losses$2,800,000468
Total noninterest income$9,922,000604
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$3,523,000378
Trading account gains and fees$0224
Additional Noninterest Income$6,399,000557
Total noninterest expense$33,616,000489
Salaries and employee benefits$15,983,000456
Premises and equipment expense$5,704,000399
Additional noninterest expense$11,929,000522
Pre-tax net operating income$11,741,000693
Securities gains (losses)$6,0003,324
Applicable income taxes$4,041,000681
Income before extraordinary items$7,706,000741
Extraordinary gains, net$623,0005
Net income$8,329,000693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,247,000438
Cash dividends$2,550,0001,096
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$7,702,040717
1997-12-31 (YTD Data)Rank
Total interest income$72,456,000517
Total interest expense$36,065,000509
Net interest income$36,391,000521
Provision for loan and lease losses$2,167,000546
Total noninterest income$13,995,000452
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$3,334,000397
Trading account gains and fees$0239
Additional Noninterest Income$10,661,000391
Total noninterest expense$35,621,000439
Salaries and employee benefits$14,368,000483
Premises and equipment expense$5,723,000385
Additional noninterest expense$15,530,000404
Pre-tax net operating income$12,598,000662
Securities gains (losses)$-25,00010,445
Applicable income taxes$4,395,000668
Income before extraordinary items$8,178,000697
Extraordinary gains, net$044
Net income$8,178,000698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,849,000530
Cash dividends$2,333,0001,141
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$8,194,250679
1996-12-31 (YTD Data)Rank
Total interest income$23,254,0001,453
Total interest expense$11,613,0001,396
Net interest income$11,641,0001,531
Provision for loan and lease losses$580,0001,557
Total noninterest income$2,453,0001,572
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,195,0001,105
Trading account gains and fees$0262
Additional Noninterest Income$1,258,0001,545
Total noninterest expense$9,634,0001,480
Salaries and employee benefits$3,765,0001,760
Premises and equipment expense$1,496,0001,365
Additional noninterest expense$4,373,0001,268
Pre-tax net operating income$3,880,0001,861
Securities gains (losses)$4,0003,123
Applicable income taxes$1,427,0001,680
Income before extraordinary items$2,457,0002,015
Extraordinary gains, net$053
Net income$2,457,0002,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,0002,539
Cash dividends$259,0004,879
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,454,4401,981
1995-12-31 (YTD Data)Rank
Total interest income$19,620,0001,731
Total interest expense$8,937,0001,780
Net interest income$10,683,0001,668
Provision for loan and lease losses$750,0001,161
Total noninterest income$2,045,0001,801
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$988,0001,376
Trading account gains and fees$0522
Additional Noninterest Income$1,057,0001,741
Total noninterest expense$7,852,0001,779
Salaries and employee benefits$3,221,0002,064
Premises and equipment expense$1,233,0001,638
Additional noninterest expense$3,398,0001,518
Pre-tax net operating income$4,126,0001,795
Securities gains (losses)$03,831
Applicable income taxes$1,385,0001,769
Income before extraordinary items$2,741,0001,838
Extraordinary gains, net$065
Net income$2,741,0001,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$591,0001,239
Cash dividends$1,452,0001,552
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,741,0001,814
1994-12-31 (YTD Data)Rank
Total interest income$17,076,0001,806
Total interest expense$6,314,0001,977
Net interest income$10,762,0001,677
Provision for loan and lease losses$260,0002,513
Total noninterest income$1,955,0001,860
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$870,0001,557
Trading account gains and fees$0475
Additional Noninterest Income$1,085,0001,747
Total noninterest expense$8,018,0001,813
Salaries and employee benefits$3,534,0001,890
Premises and equipment expense$1,196,0001,726
Additional noninterest expense$3,288,0001,676
Pre-tax net operating income$4,439,0001,615
Securities gains (losses)$03,600
Applicable income taxes$1,682,0001,396
Income before extraordinary items$2,757,0001,769
Extraordinary gains, net$0249
Net income$2,757,0001,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0002,044
Cash dividends$1,526,0001,385
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,757,0001,776
1993-12-31 (YTD Data)Rank
Total interest income$16,805,0001,864
Total interest expense$6,414,0002,014
Net interest income$10,391,0001,737
Provision for loan and lease losses$1,020,0001,278
Total noninterest income$2,219,0001,829
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$872,0001,567
Trading account gains and fees$0532
Additional Noninterest Income$1,347,0001,678
Total noninterest expense$8,182,0001,826
Salaries and employee benefits$3,590,0001,869
Premises and equipment expense$1,237,0001,694
Additional noninterest expense$3,355,0001,746
Pre-tax net operating income$3,408,0002,000
Securities gains (losses)$17,0004,881
Applicable income taxes$1,346,0001,732
Income before extraordinary items$2,079,0002,406
Extraordinary gains, net$581,000385
Net income$2,660,0001,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$592,0001,596
Cash dividends$433,0003,463
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,068,1202,275
1992-12-31 (YTD Data)Rank
Total interest income$18,001,0001,976
Total interest expense$7,475,0002,269
Net interest income$10,526,0001,748
Provision for loan and lease losses$1,040,0001,789
Total noninterest income$1,654,0002,220
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$888,0001,522
Trading account gains and fees$0504
Additional Noninterest Income$766,0002,363
Total noninterest expense$8,141,0001,859
Salaries and employee benefits$3,422,0001,922
Premises and equipment expense$1,214,0001,743
Additional noninterest expense$3,505,0001,752
Pre-tax net operating income$2,999,0002,076
Securities gains (losses)$39,0004,543
Applicable income taxes$1,110,0001,914
Income before extraordinary items$1,928,0002,370
Extraordinary gains, net$01,422
Net income$1,928,0002,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$923,0001,638
Cash dividends$2,400,000718
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,903,0402,230

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.