Home > Southside Bank > Net charge- offs to loans
Southside Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0637% | 1,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0136% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0462% | 335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2785% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0718% | 4,312 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0718% | 4,304 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0457% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0131% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 3,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 3,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3129% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1324% | 4,377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1324% | 4,374 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 1,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0206% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0912% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1032% | 4,310 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1032% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 420 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 4,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0554% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1007% | 4,244 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1007% | 4,241 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 1,750 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,500 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,230 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 3,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 3,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 3,622 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2216% | 4,486 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2178% | 4,480 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,549 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,295 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 3,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 3,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0898% | 4,141 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2817% | 4,518 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2784% | 4,518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 3,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 3,835 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 3,925 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 4,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0284% | 4,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0285% | 4,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1169% | 4,062 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1724% | 4,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1724% | 4,203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 1,775 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 3,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 4,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 4,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 4,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1639% | 4,209 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1289% | 4,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1289% | 4,071 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0210% | 1,847 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,234 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 3,891 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0385% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1385% | 4,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1374% | 4,240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 3,957 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0417% | 1,004 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1366% | 4,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1351% | 4,196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,018 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1202% | 4,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0817% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0839% | 1,561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 733 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 4,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1233% | 4,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2273% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2317% | 1,049 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 2,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0020% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 1,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0981% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0791% | 2,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0905% | 2,433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0061% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 1,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1597% | 1,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0413% | 2,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0496% | 2,514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 2,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0073% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 4,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1758% | 945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0309% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0392% | 2,419 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0141% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 4,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2259% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3726% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3849% | 1,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2135% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2002% | 404 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4624% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 1,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2558% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4255% | 1,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4385% | 1,600 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1760% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1456% | 447 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3389% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2880% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4905% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5024% | 1,344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2322% | 727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2248% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5135% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 1,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2498% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5566% | 1,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5685% | 1,148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2352% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1941% | 282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4390% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4822% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6168% | 1,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6168% | 1,029 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 2,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 1,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0014% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0332% | 4,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0334% | 4,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1156% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3323% | 1,966 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4572% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3125% | 1,932 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0276% | 2,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 4,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0039% | 312 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0480% | 4,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0482% | 4,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0058% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3041% | 1,896 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1740% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2603% | 1,934 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0440% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 1,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0058% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 1,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0850% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2843% | 1,841 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7303% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2484% | 1,853 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 1,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0118% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 4,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 4,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0351% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2449% | 1,823 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9205% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1925% | 1,835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 2,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0084% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 1,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 1,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2420% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4970% | 1,754 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1109% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4866% | 1,646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 1,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0117% | 388 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0614% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3051% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5599% | 1,463 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0420% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5512% | 1,340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0866% | 1,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0181% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0904% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0911% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4910% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4833% | 1,567 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6664% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4628% | 1,471 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0821% | 1,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0194% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1797% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1810% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2871% | 5,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8235% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5359% | 1,088 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8632% | 854 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4707% | 529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0214% | 5,034 |
| Percentage Net Loans Charged-off:Construction & development | -0.0618% | 4,803 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 5,038 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4140% | 4,335 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 5,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5835% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7058% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4170% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6830% | 1,307 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5112% | 264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6259% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0286% | 5,135 |
| Percentage Net Loans Charged-off:Construction & development | -0.0799% | 4,897 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 5,096 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5628% | 4,381 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 5,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2114% | 258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7259% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5761% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7023% | 1,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2674% | 222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9001% | 212 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0449% | 5,313 |
| Percentage Net Loans Charged-off:Construction & development | -0.1215% | 5,063 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0351% | 5,312 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8705% | 4,444 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0298% | 5,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7664% | 186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7680% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0449% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7645% | 964 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9238% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0414% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0881% | 5,626 |
| Percentage Net Loans Charged-off:Construction & development | -0.2383% | 5,240 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 5,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0678% | 5,570 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7682% | 4,478 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0572% | 5,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5319% | 536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9357% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2251% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9322% | 761 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0071% | 928 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0846% | 2,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 5,222 |
| Percentage Net Loans Charged-off:Construction & development | -0.0565% | 4,921 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 5,238 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0088% | 4,710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 5,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 5,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0946% | 1,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6433% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4124% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6454% | 1,194 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2120% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 5,284 |
| Percentage Net Loans Charged-off:Construction & development | -0.0569% | 5,009 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0214% | 5,376 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0161% | 4,771 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 5,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 5,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0412% | 1,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7183% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8314% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7173% | 977 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1111% | 906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 2,648 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 5,248 |
| Percentage Net Loans Charged-off:Construction & development | -0.0711% | 5,109 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0300% | 5,557 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0217% | 4,821 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 2,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 2,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 1,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5064% | 1,348 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4361% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4988% | 1,259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0666% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 2,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0319% | 5,512 |
| Percentage Net Loans Charged-off:Construction & development | -0.0716% | 5,200 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0563% | 5,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 5,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 5,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0555% | 1,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4500% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2432% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4361% | 1,301 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0188% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3201% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0221% | 5,696 |
| Percentage Net Loans Charged-off:Construction & development | -0.0839% | 5,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 5,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 5,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 5,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0771% | 5,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.1981% | 32 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9048% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.2996% | 32 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0590% | 1,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6332% | 136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0248% | 5,741 |
| Percentage Net Loans Charged-off:Construction & development | -0.0822% | 5,294 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 5,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0186% | 5,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 5,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0811% | 5,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.0539% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2839% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 14.1985% | 21 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0505% | 1,139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0576% | 321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 5,605 |
| Percentage Net Loans Charged-off:Construction & development | -0.0635% | 5,311 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 5,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 5,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 5,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1735% | 5,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7669% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1878% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.8342% | 43 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0210% | 1,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2411% | 269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 2,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0061% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 5,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 2,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 1,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1840% | 5,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0749% | 53 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3920% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.1926% | 47 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0249% | 5,542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8125% | 768 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 6,088 |
| Percentage Net Loans Charged-off:Construction & development | -0.0632% | 5,514 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1136% | 6,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0595% | 3,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0595% | 3,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2196% | 2,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0700% | 103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7704% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.1320% | 95 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0800% | 1,168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7624% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0317% | 6,229 |
| Percentage Net Loans Charged-off:Construction & development | -0.0540% | 5,538 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1535% | 6,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0500% | 3,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0500% | 3,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1030% | 2,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8014% | 106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4172% | 670 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.8634% | 94 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0714% | 1,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7377% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0685% | 3,012 |
| Percentage Net Loans Charged-off:Construction & development | -0.0370% | 5,533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0492% | 1,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1144% | 2,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1145% | 2,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1433% | 1,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2093% | 141 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2526% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2553% | 127 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0320% | 1,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7949% | 768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1355% | 2,064 |
| Percentage Net Loans Charged-off:Construction & development | -0.0584% | 5,690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0701% | 1,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2383% | 1,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2384% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0684% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5442% | 146 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0428% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5975% | 132 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0062% | 5,596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7356% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0216% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | -0.0716% | 6,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0721% | 2,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 4,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 4,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0806% | 3,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8407% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3573% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8696% | 198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0886% | 1,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7105% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 4,753 |
| Percentage Net Loans Charged-off:Construction & development | -0.0659% | 6,039 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0604% | 2,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 4,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 4,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1602% | 2,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5305% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5668% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5415% | 207 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0763% | 1,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6270% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 6,580 |
| Percentage Net Loans Charged-off:Construction & development | -0.0584% | 6,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0884% | 2,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0737% | 6,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0739% | 6,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2203% | 2,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9875% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2614% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9958% | 259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0294% | 1,173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5437% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 6,326 |
| Percentage Net Loans Charged-off:Construction & development | -0.0466% | 6,069 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 6,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 2,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 2,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3984% | 6,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7772% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5805% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7678% | 267 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9070% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1029% | 4,591 |
| Percentage Net Loans Charged-off:Construction & development | -0.0136% | 6,345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 6,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2497% | 3,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2508% | 3,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7031% | 2,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2829% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5074% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8287% | 305 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2636% | 1,038 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0034% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1309% | 4,048 |
| Percentage Net Loans Charged-off:Construction & development | -0.0352% | 6,405 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 6,746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3291% | 2,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3307% | 2,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9602% | 1,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4620% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3853% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8911% | 293 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3042% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9961% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 4,485 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 6,369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2003% | 7,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2595% | 2,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2608% | 2,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0048% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5207% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6846% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7550% | 302 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3260% | 795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1415% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1033% | 3,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2353% | 7,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4551% | 1,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4574% | 1,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4307% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5257% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1680% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4379% | 312 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5710% | 507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2414% | 1,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2912% | 3,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.7566% | 2,672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2899% | 2,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1165% | 4,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1170% | 3,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2104% | 2,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0591% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5588% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2052% | 1,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3582% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3621% | 3,144 |
| Percentage Net Loans Charged-off:Construction & development | 1.0703% | 2,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3456% | 2,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1251% | 3,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1257% | 3,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6250% | 1,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1574% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8764% | 652 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2252% | 1,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3143% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3820% | 2,807 |
| Percentage Net Loans Charged-off:Construction & development | 1.6237% | 1,753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1983% | 2,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0935% | 3,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0940% | 3,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0416% | 1,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2884% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2908% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1703% | 1,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6713% | 1,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8693% | 1,513 |
| Percentage Net Loans Charged-off:Construction & development | 3.9237% | 905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3927% | 1,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1775% | 2,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1783% | 2,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4293% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5573% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2043% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1134% | 990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1046% | 2,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2819% | 3,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.9180% | 2,620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1695% | 2,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1094% | 3,886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1098% | 3,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1923% | 2,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0956% | 509 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4958% | 915 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3295% | 1,427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9990% | 1,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2712% | 3,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.8498% | 2,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2307% | 1,873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0578% | 3,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0580% | 3,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9563% | 2,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7833% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7518% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2957% | 1,273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0219% | 1,689 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8454% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2019% | 3,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.4036% | 2,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3551% | 1,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 7,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 7,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5167% | 2,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6100% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7439% | 754 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1656% | 1,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0402% | 1,657 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8905% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4034% | 1,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.7722% | 1,342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7229% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0391% | 2,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7923% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8381% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0721% | 1,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7401% | 1,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 4,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.1079% | 2,580 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 7,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 4,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 3,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2948% | 3,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9272% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5304% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3646% | 1,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7023% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 3,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.1502% | 1,883 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 7,705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 3,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 3,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1672% | 2,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9076% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5924% | 974 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3255% | 1,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7654% | 918 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 7,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 7,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 7,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1970% | 2,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3127% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8146% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2097% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6221% | 851 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 7,871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 6,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6322% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1856% | 1,708 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1511% | 844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 4,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 4,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 1,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 3,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 3,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 6,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2322% | 4,377 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8621% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4126% | 940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 3,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 3,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 2,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 2,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0186% | 3,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1795% | 4,197 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7723% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3746% | 853 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 3,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 2,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 7,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 2,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0992% | 7,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2035% | 3,649 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2275% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2414% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 3,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 7,947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 1,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0168% | 6,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2753% | 2,819 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4822% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0294% | 6,925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1345% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 2,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 2,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 2,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1514% | 2,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2340% | 4,274 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0925% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5136% | 793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1284% | 2,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 2,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 1,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0348% | 1,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1902% | 2,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1076% | 4,606 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2358% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5014% | 692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1335% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0217% | 715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0537% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0538% | 1,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3470% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1193% | 4,140 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2191% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3305% | 720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1021% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0440% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6048% | 772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0393% | 3,763 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1331% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0401% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1995% | 2,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 2,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 2,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 2,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4379% | 2,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3354% | 4,362 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7749% | 897 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5314% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1738% | 2,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 7,838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 7,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4768% | 1,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3280% | 3,915 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7045% | 822 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4180% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1756% | 2,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6863% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3630% | 3,420 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0775% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2181% | 792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1847% | 1,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1235% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4327% | 2,782 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6190% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1291% | 7,333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 4,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0348% | 2,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 8,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0891% | 1,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0891% | 1,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0395% | 3,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2616% | 5,086 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3915% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 5,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 2,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0964% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2520% | 7,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2154% | 4,886 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7270% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 3,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 2,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 2,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2454% | 2,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3041% | 4,067 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3373% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1249% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 1,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 1,574 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6476% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2405% | 3,797 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6324% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1623% | 3,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 3,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0449% | 688 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 8,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 2,470 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 2,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5754% | 2,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4380% | 4,549 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1498% | 814 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1556% | 3,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 2,981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0612% | 520 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 8,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 2,551 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 2,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6626% | 1,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3515% | 4,547 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4660% | 1,646 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2141% | 2,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 2,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0934% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 8,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 2,019 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 1,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0785% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3211% | 4,324 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4682% | 1,501 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1461% | 2,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 1,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 8,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0421% | 1,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5126% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4045% | 3,487 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1820% | 1,057 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3259% | 2,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1136% | 1,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.7493% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 8,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1051% | 1,617 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1051% | 1,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6798% | 2,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0020% | 2,377 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0641% | 1,240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1740% | 3,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 3,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 8,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 2,678 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0203% | 2,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1970% | 3,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8001% | 2,889 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5931% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2560% | 2,572 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0673% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0306% | 1,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6364% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7817% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9526% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0240% | 1,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1292% | 4,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 1,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5820% | 733 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8494% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2725% | 236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3342% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0880% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0767% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1083% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1083% | 250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4834% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6966% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1586% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2510% | 228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3206% | 2,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | -0.1101% | 1,307 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 1,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3351% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6205% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5165% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.2056% | 4 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2335% | 3,651 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7462% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5080% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5669% | 1,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2279% | 11,558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2306% | 1,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4650% | 1,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1931% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3619% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6011% | 931 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0209% | 10,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0923% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1852% | 1,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4798% | 1,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4086% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2724% | 4,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6234% | 280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0910% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1452% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1452% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4903% | 1,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3258% | 945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4275% | 4,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3097% | 625 |
| Percentage Net Loans Charged-off:Construction & development | 6.4381% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0498% | 1,489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4976% | 792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5580% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5647% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |