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Signature Bank of Arkansas, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$52,063,000	892
Total interest expense	$20,551,000	769
Net interest income	$31,512,000	999
Provision for loan and lease losses	$1,275,000	722
Total noninterest income	$5,815,000	1,078
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$610,000	1,451
Trading account gains and fees	$0	123
Additional Noninterest Income	$5,205,000	860
Total noninterest expense	$31,126,000	869
Salaries and employee benefits	$18,538,000	813
Premises and equipment expense	$3,965,000	681
Additional noninterest expense	$5,205,000	860
Pre-tax net operating income	$4,926,000	1,934
Securities gains (losses)	$0	988
Applicable income taxes	$1,066,000	1,400
Income before extraordinary items	$3,860,000	2,031
Extraordinary gains, net	$0	54
Net income	$3,860,000	2,055
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,860,000	2,034
Net charge-offs	$111,000	1,444
Cash dividends	$2,759,000	1,273
Sale, conversion, retirement of capital stock, net	$795,000	217
Net operating income	$3,860,000	2,061
2023-09-30 (YTD Data)		Rank
Total interest income	$37,356,000	913
Total interest expense	$14,042,000	774
Net interest income	$23,314,000	1,008
Provision for loan and lease losses	$700,000	824
Total noninterest income	$4,094,000	1,140
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$448,000	1,467
Trading account gains and fees	$0	125
Additional Noninterest Income	$3,646,000	908
Total noninterest expense	$23,232,000	872
Salaries and employee benefits	$14,138,000	817
Premises and equipment expense	$2,941,000	690
Additional noninterest expense	$3,646,000	908
Pre-tax net operating income	$3,476,000	2,061
Securities gains (losses)	$0	849
Applicable income taxes	$732,000	1,503
Income before extraordinary items	$2,744,000	2,155
Extraordinary gains, net	$0	52
Net income	$2,744,000	2,176
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,744,000	2,157
Net charge-offs	$-72,000	4,291
Cash dividends	$2,435,000	1,037
Sale, conversion, retirement of capital stock, net	$670,000	194
Net operating income	$2,744,000	2,177
2023-06-30 (YTD Data)		Rank
Total interest income	$24,093,000	912
Total interest expense	$8,421,000	772
Net interest income	$15,672,000	1,003
Provision for loan and lease losses	$375,000	911
Total noninterest income	$2,674,000	1,094
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$297,000	1,464
Trading account gains and fees	$0	112
Additional Noninterest Income	$2,377,000	860
Total noninterest expense	$15,683,000	847
Salaries and employee benefits	$9,665,000	789
Premises and equipment expense	$2,079,000	644
Additional noninterest expense	$2,377,000	859
Pre-tax net operating income	$2,288,000	2,074
Securities gains (losses)	$0	938
Applicable income taxes	$521,000	1,462
Income before extraordinary items	$1,767,000	2,204
Extraordinary gains, net	$0	51
Net income	$1,767,000	2,230
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,767,000	2,204
Net charge-offs	$-78,000	4,417
Cash dividends	$1,795,000	966
Sale, conversion, retirement of capital stock, net	$453,000	184
Net operating income	$1,767,000	2,221
2023-03-31 (YTD Data)		Rank
Total interest income	$11,577,000	936
Total interest expense	$3,697,000	771
Net interest income	$7,880,000	1,007
Provision for loan and lease losses	$150,000	1,007
Total noninterest income	$1,169,000	1,189
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$151,000	1,469
Trading account gains and fees	$0	97
Additional Noninterest Income	$1,018,000	951
Total noninterest expense	$8,069,000	835
Salaries and employee benefits	$5,210,000	745
Premises and equipment expense	$904,000	758
Additional noninterest expense	$1,018,000	951
Pre-tax net operating income	$830,000	2,522
Securities gains (losses)	$0	950
Applicable income taxes	$160,000	1,833
Income before extraordinary items	$670,000	2,579
Extraordinary gains, net	$0	4
Net income	$670,000	2,580
Minority interest net income	$0	48
Net income of bank and minority interests.	$670,000	2,579
Net charge-offs	$-65,000	4,494
Cash dividends	$474,000	1,292
Sale, conversion, retirement of capital stock, net	$236,000	165
Net operating income	$670,000	2,611
2022-12-31 (YTD Data)		Rank
Total interest income	$38,259,000	928
Total interest expense	$4,300,000	881
Net interest income	$33,959,000	917
Provision for loan and lease losses	$760,000	972
Total noninterest income	$5,550,000	1,131
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$534,000	1,606
Trading account gains and fees	$0	116
Additional Noninterest Income	$5,016,000	911
Total noninterest expense	$29,957,000	878
Salaries and employee benefits	$19,377,000	765
Premises and equipment expense	$3,366,000	762
Additional noninterest expense	$5,016,000	911
Pre-tax net operating income	$8,792,000	1,398
Securities gains (losses)	$0	691
Applicable income taxes	$2,221,000	997
Income before extraordinary items	$6,571,000	1,530
Extraordinary gains, net	$0	5
Net income	$6,571,000	1,528
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,571,000	1,529
Net charge-offs	$-210,000	4,445
Cash dividends	$1,641,000	1,685
Sale, conversion, retirement of capital stock, net	$14,045,000	65
Net operating income	$6,571,000	1,550
2022-09-30 (YTD Data)		Rank
Total interest income	$27,068,000	943
Total interest expense	$2,289,000	895
Net interest income	$24,779,000	929
Provision for loan and lease losses	$410,000	1,079
Total noninterest income	$4,298,000	1,118
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$390,000	1,655
Trading account gains and fees	$0	111
Additional Noninterest Income	$3,908,000	899
Total noninterest expense	$22,155,000	875
Salaries and employee benefits	$14,531,000	770
Premises and equipment expense	$2,466,000	782
Additional noninterest expense	$3,908,000	899
Pre-tax net operating income	$6,512,000	1,396
Securities gains (losses)	$0	740
Applicable income taxes	$1,684,000	994
Income before extraordinary items	$4,828,000	1,532
Extraordinary gains, net	$0	4
Net income	$4,828,000	1,531
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,828,000	1,532
Net charge-offs	$-104,000	4,306
Cash dividends	$1,318,000	1,439
Sale, conversion, retirement of capital stock, net	$13,796,000	53
Net operating income	$4,828,000	1,564
2022-06-30 (YTD Data)		Rank
Total interest income	$17,295,000	942
Total interest expense	$1,429,000	799
Net interest income	$15,866,000	943
Provision for loan and lease losses	$0	2,599
Total noninterest income	$2,927,000	1,089
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$254,000	1,676
Trading account gains and fees	$0	108
Additional Noninterest Income	$2,673,000	900
Total noninterest expense	$14,566,000	865
Salaries and employee benefits	$9,543,000	768
Premises and equipment expense	$1,579,000	815
Additional noninterest expense	$3,444,000	1,057
Pre-tax net operating income	$4,227,000	1,357
Securities gains (losses)	$0	687
Applicable income taxes	$1,052,000	980
Income before extraordinary items	$3,175,000	1,472
Extraordinary gains, net	$0	4
Net income	$3,175,000	1,471
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,175,000	1,472
Net charge-offs	$-60,000	4,242
Cash dividends	$1,318,000	1,149
Sale, conversion, retirement of capital stock, net	$617,000	180
Net operating income	$3,175,000	1,509
2022-03-31 (YTD Data)		Rank
Total interest income	$8,190,000	960
Total interest expense	$727,000	752
Net interest income	$7,463,000	970
Provision for loan and lease losses	$0	2,285
Total noninterest income	$1,340,000	1,154
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$130,000	1,635
Trading account gains and fees	$0	103
Additional Noninterest Income	$1,210,000	956
Total noninterest expense	$7,165,000	881
Salaries and employee benefits	$4,619,000	795
Premises and equipment expense	$767,000	837
Additional noninterest expense	$1,779,000	1,016
Pre-tax net operating income	$1,638,000	1,544
Securities gains (losses)	$0	623
Applicable income taxes	$406,000	1,098
Income before extraordinary items	$1,232,000	1,670
Extraordinary gains, net	$0	4
Net income	$1,232,000	1,670
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,232,000	1,670
Net charge-offs	$-10,000	3,922
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$292,000	154
Net operating income	$1,232,000	1,689
2021-12-31 (YTD Data)		Rank
Total interest income	$32,767,000	977
Total interest expense	$3,827,000	708
Net interest income	$28,940,000	1,007
Provision for loan and lease losses	$0	3,064
Total noninterest income	$7,201,000	1,049
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$517,000	1,569
Trading account gains and fees	$0	132
Additional Noninterest Income	$6,684,000	875
Total noninterest expense	$25,767,000	968
Salaries and employee benefits	$16,660,000	863
Premises and equipment expense	$3,037,000	851
Additional noninterest expense	$6,070,000	1,130
Pre-tax net operating income	$10,374,000	1,242
Securities gains (losses)	$0	2,062
Applicable income taxes	$2,670,000	917
Income before extraordinary items	$7,704,000	1,382
Extraordinary gains, net	$0	10
Net income	$7,704,000	1,382
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,704,000	1,382
Net charge-offs	$461,000	670
Cash dividends	$1,133,000	2,095
Sale, conversion, retirement of capital stock, net	$465,000	316
Net operating income	$7,704,000	1,362
2021-09-30 (YTD Data)		Rank
Total interest income	$24,392,000	1,004
Total interest expense	$3,009,000	709
Net interest income	$21,383,000	1,029
Provision for loan and lease losses	$0	2,963
Total noninterest income	$5,600,000	1,037
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$378,000	1,595
Trading account gains and fees	$0	132
Additional Noninterest Income	$5,222,000	877
Total noninterest expense	$18,863,000	984
Salaries and employee benefits	$11,909,000	901
Premises and equipment expense	$2,275,000	867
Additional noninterest expense	$4,679,000	1,114
Pre-tax net operating income	$8,120,000	1,262
Securities gains (losses)	$0	2,015
Applicable income taxes	$2,071,000	952
Income before extraordinary items	$6,049,000	1,396
Extraordinary gains, net	$0	8
Net income	$6,049,000	1,395
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,049,000	1,396
Net charge-offs	$68,000	1,239
Cash dividends	$809,000	1,911
Sale, conversion, retirement of capital stock, net	$171,000	357
Net operating income	$6,049,000	1,376
2021-06-30 (YTD Data)		Rank
Total interest income	$16,262,000	986
Total interest expense	$2,107,000	709
Net interest income	$14,155,000	1,022
Provision for loan and lease losses	$0	2,862
Total noninterest income	$3,733,000	1,040
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$251,000	1,547
Trading account gains and fees	$0	133
Additional Noninterest Income	$3,482,000	880
Total noninterest expense	$12,571,000	980
Salaries and employee benefits	$7,825,000	902
Premises and equipment expense	$1,409,000	921
Additional noninterest expense	$3,337,000	1,057
Pre-tax net operating income	$5,317,000	1,255
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,367,000	945
Income before extraordinary items	$3,950,000	1,417
Extraordinary gains, net	$0	6
Net income	$3,950,000	1,417
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,950,000	1,417
Net charge-offs	$-13,000	3,908
Cash dividends	$325,000	2,299
Sale, conversion, retirement of capital stock, net	$105,000	349
Net operating income	$3,950,000	1,382
2021-03-31 (YTD Data)		Rank
Total interest income	$8,231,000	970
Total interest expense	$1,109,000	714
Net interest income	$7,122,000	1,002
Provision for loan and lease losses	$0	2,741
Total noninterest income	$1,900,000	1,039
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$125,000	1,544
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,775,000	879
Total noninterest expense	$6,735,000	912
Salaries and employee benefits	$4,014,000	889
Premises and equipment expense	$728,000	911
Additional noninterest expense	$1,993,000	906
Pre-tax net operating income	$2,287,000	1,385
Securities gains (losses)	$0	1,392
Applicable income taxes	$574,000	1,045
Income before extraordinary items	$1,713,000	1,565
Extraordinary gains, net	$0	3
Net income	$1,713,000	1,565
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,713,000	1,565
Net charge-offs	$-10,000	4,067
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$72,000	293
Net operating income	$1,713,000	1,522
2020-12-31 (YTD Data)		Rank
Total interest income	$32,297,000	992
Total interest expense	$7,026,000	684
Net interest income	$25,271,000	1,063
Provision for loan and lease losses	$2,850,000	831
Total noninterest income	$5,641,000	1,173
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$537,000	1,539
Trading account gains and fees	$0	133
Additional Noninterest Income	$5,104,000	1,001
Total noninterest expense	$22,054,000	1,035
Salaries and employee benefits	$14,557,000	932
Premises and equipment expense	$2,952,000	871
Additional noninterest expense	$4,545,000	1,386
Pre-tax net operating income	$6,008,000	1,563
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,551,000	1,107
Income before extraordinary items	$4,457,000	1,787
Extraordinary gains, net	$0	4
Net income	$4,457,000	1,787
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,457,000	1,787
Net charge-offs	$860,000	714
Cash dividends	$357,000	3,075
Sale, conversion, retirement of capital stock, net	$353,000	307
Net operating income	$4,457,000	1,741
2020-09-30 (YTD Data)		Rank
Total interest income	$24,500,000	992
Total interest expense	$5,595,000	690
Net interest income	$18,905,000	1,052
Provision for loan and lease losses	$2,392,000	809
Total noninterest income	$3,964,000	1,179
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$406,000	1,524
Trading account gains and fees	$0	125
Additional Noninterest Income	$3,558,000	1,022
Total noninterest expense	$16,453,000	1,028
Salaries and employee benefits	$10,925,000	911
Premises and equipment expense	$2,183,000	875
Additional noninterest expense	$3,345,000	1,386
Pre-tax net operating income	$4,024,000	1,668
Securities gains (losses)	$0	2,494
Applicable income taxes	$993,000	1,182
Income before extraordinary items	$3,031,000	1,888
Extraordinary gains, net	$0	4
Net income	$3,031,000	1,887
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,031,000	1,888
Net charge-offs	$667,000	636
Cash dividends	$357,000	2,595
Sale, conversion, retirement of capital stock, net	$283,000	278
Net operating income	$3,031,000	1,844
2020-06-30 (YTD Data)		Rank
Total interest income	$16,635,000	992
Total interest expense	$3,898,000	716
Net interest income	$12,737,000	1,047
Provision for loan and lease losses	$2,092,000	700
Total noninterest income	$2,571,000	1,149
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$290,000	1,472
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,281,000	980
Total noninterest expense	$10,941,000	1,019
Salaries and employee benefits	$7,259,000	907
Premises and equipment expense	$1,435,000	884
Additional noninterest expense	$2,247,000	1,364
Pre-tax net operating income	$2,275,000	1,823
Securities gains (losses)	$0	2,249
Applicable income taxes	$554,000	1,255
Income before extraordinary items	$1,721,000	2,038
Extraordinary gains, net	$0	4
Net income	$1,721,000	2,038
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,721,000	2,038
Net charge-offs	$497,000	598
Cash dividends	$357,000	2,265
Sale, conversion, retirement of capital stock, net	$191,000	257
Net operating income	$1,721,000	1,998
2020-03-31 (YTD Data)		Rank
Total interest income	$8,179,000	1,002
Total interest expense	$2,009,000	787
Net interest income	$6,170,000	1,058
Provision for loan and lease losses	$677,000	748
Total noninterest income	$1,227,000	1,125
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$174,000	1,465
Trading account gains and fees	$0	106
Additional Noninterest Income	$1,053,000	935
Total noninterest expense	$5,523,000	1,024
Salaries and employee benefits	$3,644,000	910
Premises and equipment expense	$716,000	896
Additional noninterest expense	$1,163,000	1,340
Pre-tax net operating income	$1,197,000	1,587
Securities gains (losses)	$0	1,705
Applicable income taxes	$298,000	1,083
Income before extraordinary items	$899,000	1,812
Extraordinary gains, net	$0	4
Net income	$899,000	1,812
Minority interest net income	$0	56
Net income of bank and minority interests.	$899,000	1,812
Net charge-offs	$-15,000	4,590
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$96,000	253
Net operating income	$899,000	1,784
2019-12-31 (YTD Data)		Rank
Total interest income	$32,053,000	1,027
Total interest expense	$7,326,000	896
Net interest income	$24,727,000	1,059
Provision for loan and lease losses	$500,000	1,469
Total noninterest income	$4,176,000	1,269
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$697,000	1,501
Trading account gains and fees	$0	135
Additional Noninterest Income	$3,479,000	1,082
Total noninterest expense	$20,684,000	1,060
Salaries and employee benefits	$13,313,000	959
Premises and equipment expense	$2,745,000	914
Additional noninterest expense	$4,626,000	1,335
Pre-tax net operating income	$7,719,000	1,257
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,975,000	909
Income before extraordinary items	$5,744,000	1,429
Extraordinary gains, net	$0	11
Net income	$5,744,000	1,431
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,744,000	1,431
Net charge-offs	$769,000	792
Cash dividends	$1,200,000	2,127
Sale, conversion, retirement of capital stock, net	$527,000	281
Net operating income	$5,744,000	1,400
2019-09-30 (YTD Data)		Rank
Total interest income	$23,754,000	1,043
Total interest expense	$5,342,000	922
Net interest income	$18,412,000	1,074
Provision for loan and lease losses	$0	3,836
Total noninterest income	$2,741,000	1,396
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$531,000	1,487
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,210,000	1,209
Total noninterest expense	$15,179,000	1,074
Salaries and employee benefits	$9,887,000	967
Premises and equipment expense	$1,931,000	960
Additional noninterest expense	$3,361,000	1,375
Pre-tax net operating income	$5,974,000	1,262
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,528,000	932
Income before extraordinary items	$4,446,000	1,421
Extraordinary gains, net	$0	11
Net income	$4,446,000	1,421
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,446,000	1,423
Net charge-offs	$-57,000	4,851
Cash dividends	$900,000	1,925
Sale, conversion, retirement of capital stock, net	$433,000	241
Net operating income	$4,446,000	1,394
2019-06-30 (YTD Data)		Rank
Total interest income	$15,558,000	1,052
Total interest expense	$3,396,000	940
Net interest income	$12,162,000	1,080
Provision for loan and lease losses	$0	3,685
Total noninterest income	$1,956,000	1,297
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$347,000	1,488
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,609,000	1,106
Total noninterest expense	$10,119,000	1,072
Salaries and employee benefits	$6,491,000	967
Premises and equipment expense	$1,277,000	971
Additional noninterest expense	$2,351,000	1,328
Pre-tax net operating income	$3,999,000	1,229
Securities gains (losses)	$0	1,702
Applicable income taxes	$1,024,000	898
Income before extraordinary items	$2,975,000	1,396
Extraordinary gains, net	$0	11
Net income	$2,975,000	1,395
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,975,000	1,396
Net charge-offs	$-44,000	4,873
Cash dividends	$600,000	1,903
Sale, conversion, retirement of capital stock, net	$291,000	223
Net operating income	$2,975,000	1,374
2019-03-31 (YTD Data)		Rank
Total interest income	$7,599,000	1,064
Total interest expense	$1,607,000	966
Net interest income	$5,992,000	1,096
Provision for loan and lease losses	$0	3,406
Total noninterest income	$988,000	1,248
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$184,000	1,419
Trading account gains and fees	$0	126
Additional Noninterest Income	$804,000	1,044
Total noninterest expense	$4,973,000	1,079
Salaries and employee benefits	$3,243,000	968
Premises and equipment expense	$606,000	1,016
Additional noninterest expense	$1,124,000	1,373
Pre-tax net operating income	$2,007,000	1,208
Securities gains (losses)	$0	1,087
Applicable income taxes	$694,000	710
Income before extraordinary items	$1,313,000	1,509
Extraordinary gains, net	$0	5
Net income	$1,313,000	1,509
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,313,000	1,508
Net charge-offs	$-6,000	4,462
Cash dividends	$300,000	1,718
Sale, conversion, retirement of capital stock, net	$147,000	195
Net operating income	$1,313,000	1,482
2018-12-31 (YTD Data)		Rank
Total interest income	$28,530,000	1,053
Total interest expense	$5,797,000	815
Net interest income	$22,733,000	1,114
Provision for loan and lease losses	$-750,000	5,327
Total noninterest income	$2,925,000	1,577
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$815,000	1,352
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,110,000	1,450
Total noninterest expense	$19,573,000	1,085
Salaries and employee benefits	$12,270,000	988
Premises and equipment expense	$2,459,000	991
Additional noninterest expense	$4,844,000	1,272
Pre-tax net operating income	$6,835,000	1,377
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,654,000	989
Income before extraordinary items	$5,181,000	1,540
Extraordinary gains, net	$0	6
Net income	$5,181,000	1,538
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,181,000	1,539
Net charge-offs	$-494,000	5,304
Cash dividends	$1,200,000	2,014
Sale, conversion, retirement of capital stock, net	$159,000	432
Net operating income	$5,181,000	1,530
2018-09-30 (YTD Data)		Rank
Total interest income	$21,210,000	1,050
Total interest expense	$4,323,000	778
Net interest income	$16,887,000	1,114
Provision for loan and lease losses	$0	3,948
Total noninterest income	$3,361,000	1,179
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$616,000	1,358
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,745,000	993
Total noninterest expense	$14,838,000	1,079
Salaries and employee benefits	$9,288,000	989
Premises and equipment expense	$1,837,000	987
Additional noninterest expense	$3,713,000	1,255
Pre-tax net operating income	$5,410,000	1,332
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,289,000	989
Income before extraordinary items	$4,121,000	1,470
Extraordinary gains, net	$0	5
Net income	$4,121,000	1,469
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,121,000	1,469
Net charge-offs	$-85,000	5,073
Cash dividends	$900,000	1,765
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,121,000	1,456
2018-06-30 (YTD Data)		Rank
Total interest income	$13,913,000	1,052
Total interest expense	$2,783,000	762
Net interest income	$11,130,000	1,124
Provision for loan and lease losses	$0	3,782
Total noninterest income	$2,247,000	1,175
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$409,000	1,358
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,838,000	994
Total noninterest expense	$9,952,000	1,072
Salaries and employee benefits	$6,222,000	986
Premises and equipment expense	$1,207,000	1,003
Additional noninterest expense	$2,523,000	1,231
Pre-tax net operating income	$3,425,000	1,368
Securities gains (losses)	$0	961
Applicable income taxes	$774,000	1,038
Income before extraordinary items	$2,651,000	1,498
Extraordinary gains, net	$0	6
Net income	$2,651,000	1,496
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,651,000	1,497
Net charge-offs	$-88,000	5,165
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,651,000	1,484
2018-03-31 (YTD Data)		Rank
Total interest income	$6,756,000	1,076
Total interest expense	$1,309,000	763
Net interest income	$5,447,000	1,148
Provision for loan and lease losses	$0	3,508
Total noninterest income	$1,135,000	1,170
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$210,000	1,335
Trading account gains and fees	$0	123
Additional Noninterest Income	$925,000	977
Total noninterest expense	$5,035,000	1,063
Salaries and employee benefits	$3,139,000	984
Premises and equipment expense	$608,000	1,004
Additional noninterest expense	$1,288,000	1,206
Pre-tax net operating income	$1,547,000	1,446
Securities gains (losses)	$0	735
Applicable income taxes	$275,000	1,296
Income before extraordinary items	$1,272,000	1,511
Extraordinary gains, net	$0	7
Net income	$1,272,000	1,511
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,272,000	1,511
Net charge-offs	$-35,000	5,144
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,272,000	1,501
2017-12-31 (YTD Data)		Rank
Total interest income	$25,704,000	1,097
Total interest expense	$4,234,000	805
Net interest income	$21,470,000	1,141
Provision for loan and lease losses	$-1,350,000	5,618
Total noninterest income	$3,112,000	1,544
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$778,000	1,447
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,334,000	1,383
Total noninterest expense	$18,404,000	1,137
Salaries and employee benefits	$11,542,000	1,028
Premises and equipment expense	$2,482,000	963
Additional noninterest expense	$4,380,000	1,398
Pre-tax net operating income	$7,528,000	1,235
Securities gains (losses)	$0	2,243
Applicable income taxes	$3,793,000	806
Income before extraordinary items	$3,735,000	1,699
Extraordinary gains, net	$0	9
Net income	$3,735,000	1,699
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,735,000	1,699
Net charge-offs	$-2,246,000	5,647
Cash dividends	$500,000	2,941
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,735,000	1,675
2017-09-30 (YTD Data)		Rank
Total interest income	$18,964,000	1,111
Total interest expense	$3,031,000	820
Net interest income	$15,933,000	1,150
Provision for loan and lease losses	$-1,350,000	5,689
Total noninterest income	$2,207,000	1,628
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$577,000	1,472
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,630,000	1,465
Total noninterest expense	$13,570,000	1,152
Salaries and employee benefits	$8,506,000	1,059
Premises and equipment expense	$1,861,000	973
Additional noninterest expense	$3,203,000	1,423
Pre-tax net operating income	$5,920,000	1,214
Securities gains (losses)	$0	2,274
Applicable income taxes	$2,266,000	852
Income before extraordinary items	$3,654,000	1,475
Extraordinary gains, net	$0	9
Net income	$3,654,000	1,474
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,654,000	1,475
Net charge-offs	$-2,426,000	5,721
Cash dividends	$500,000	2,387
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,654,000	1,457
2017-06-30 (YTD Data)		Rank
Total interest income	$12,113,000	1,140
Total interest expense	$1,958,000	814
Net interest income	$10,155,000	1,192
Provision for loan and lease losses	$-1,350,000	5,752
Total noninterest income	$1,339,000	1,711
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$371,000	1,504
Trading account gains and fees	$0	139
Additional Noninterest Income	$968,000	1,576
Total noninterest expense	$9,023,000	1,160
Salaries and employee benefits	$5,548,000	1,083
Premises and equipment expense	$1,245,000	968
Additional noninterest expense	$2,230,000	1,368
Pre-tax net operating income	$3,821,000	1,238
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,465,000	839
Income before extraordinary items	$2,356,000	1,492
Extraordinary gains, net	$0	11
Net income	$2,356,000	1,491
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,356,000	1,492
Net charge-offs	$-2,291,000	5,775
Cash dividends	$500,000	1,993
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,356,000	1,477
2017-03-31 (YTD Data)		Rank
Total interest income	$5,869,000	1,159
Total interest expense	$932,000	823
Net interest income	$4,937,000	1,217
Provision for loan and lease losses	$150,000	1,115
Total noninterest income	$837,000	1,467
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$179,000	1,536
Trading account gains and fees	$0	142
Additional Noninterest Income	$658,000	1,276
Total noninterest expense	$4,440,000	1,184
Salaries and employee benefits	$2,721,000	1,107
Premises and equipment expense	$624,000	977
Additional noninterest expense	$1,095,000	1,382
Pre-tax net operating income	$1,184,000	1,732
Securities gains (losses)	$0	1,153
Applicable income taxes	$454,000	1,153
Income before extraordinary items	$730,000	2,129
Extraordinary gains, net	$0	8
Net income	$730,000	2,130
Minority interest net income	$0	55
Net income of bank and minority interests.	$730,000	2,130
Net charge-offs	$-6,000	4,769
Cash dividends	$500,000	1,199
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$730,000	2,096
2016-12-31 (YTD Data)		Rank
Total interest income	$23,848,000	1,108
Total interest expense	$3,486,000	844
Net interest income	$20,362,000	1,149
Provision for loan and lease losses	$1,250,000	750
Total noninterest income	$4,001,000	1,339
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$758,000	1,511
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,243,000	1,148
Total noninterest expense	$16,840,000	1,206
Salaries and employee benefits	$10,191,000	1,134
Premises and equipment expense	$2,303,000	1,026
Additional noninterest expense	$4,346,000	1,417
Pre-tax net operating income	$6,273,000	1,352
Securities gains (losses)	$0	3,212
Applicable income taxes	$2,427,000	917
Income before extraordinary items	$3,846,000	1,694
Extraordinary gains, net	$0	5
Net income	$3,846,000	1,693
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,846,000	1,693
Net charge-offs	$3,306,000	279
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,846,000	1,662
2016-09-30 (YTD Data)		Rank
Total interest income	$17,049,000	1,166
Total interest expense	$2,592,000	847
Net interest income	$14,457,000	1,217
Provision for loan and lease losses	$0	4,186
Total noninterest income	$3,042,000	1,328
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$569,000	1,507
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,473,000	1,133
Total noninterest expense	$12,523,000	1,219
Salaries and employee benefits	$7,513,000	1,148
Premises and equipment expense	$1,671,000	1,060
Additional noninterest expense	$3,339,000	1,392
Pre-tax net operating income	$4,976,000	1,324
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,924,000	887
Income before extraordinary items	$3,052,000	1,666
Extraordinary gains, net	$0	5
Net income	$3,052,000	1,666
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,052,000	1,666
Net charge-offs	$1,480,000	363
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,052,000	1,612
2016-06-30 (YTD Data)		Rank
Total interest income	$11,250,000	1,178
Total interest expense	$1,712,000	850
Net interest income	$9,538,000	1,226
Provision for loan and lease losses	$0	4,017
Total noninterest income	$1,969,000	1,329
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$366,000	1,540
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,603,000	1,131
Total noninterest expense	$8,247,000	1,233
Salaries and employee benefits	$4,936,000	1,165
Premises and equipment expense	$1,102,000	1,072
Additional noninterest expense	$2,209,000	1,403
Pre-tax net operating income	$3,260,000	1,332
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,265,000	890
Income before extraordinary items	$1,995,000	1,664
Extraordinary gains, net	$0	16
Net income	$1,995,000	1,665
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,995,000	1,665
Net charge-offs	$-66,000	5,587
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,995,000	1,619
2016-03-31 (YTD Data)		Rank
Total interest income	$5,721,000	1,158
Total interest expense	$857,000	846
Net interest income	$4,864,000	1,207
Provision for loan and lease losses	$0	3,656
Total noninterest income	$892,000	1,414
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$185,000	1,524
Trading account gains and fees	$0	142
Additional Noninterest Income	$707,000	1,197
Total noninterest expense	$4,016,000	1,262
Salaries and employee benefits	$2,410,000	1,200
Premises and equipment expense	$545,000	1,090
Additional noninterest expense	$1,061,000	1,442
Pre-tax net operating income	$1,740,000	1,236
Securities gains (losses)	$0	2,077
Applicable income taxes	$676,000	841
Income before extraordinary items	$1,064,000	1,536
Extraordinary gains, net	$0	12
Net income	$1,064,000	1,537
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,064,000	1,537
Net charge-offs	$-28,000	5,572
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,064,000	1,501
2015-12-31 (YTD Data)		Rank
Total interest income	$22,356,000	1,141
Total interest expense	$3,624,000	772
Net interest income	$18,732,000	1,220
Provision for loan and lease losses	$200,000	2,306
Total noninterest income	$2,369,000	1,887
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$650,000	1,745
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,719,000	1,693
Total noninterest expense	$15,569,000	1,269
Salaries and employee benefits	$8,678,000	1,263
Premises and equipment expense	$2,244,000	1,052
Additional noninterest expense	$4,647,000	1,349
Pre-tax net operating income	$5,332,000	1,500
Securities gains (losses)	$0	3,216
Applicable income taxes	$2,076,000	981
Income before extraordinary items	$3,256,000	1,915
Extraordinary gains, net	$0	23
Net income	$3,256,000	1,916
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,256,000	1,917
Net charge-offs	$-341,000	5,953
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,256,000	1,877
2015-09-30 (YTD Data)		Rank
Total interest income	$16,654,000	1,158
Total interest expense	$2,747,000	767
Net interest income	$13,907,000	1,239
Provision for loan and lease losses	$200,000	1,947
Total noninterest income	$2,006,000	1,751
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$480,000	1,777
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,526,000	1,516
Total noninterest expense	$11,514,000	1,289
Salaries and employee benefits	$6,454,000	1,286
Premises and equipment expense	$1,702,000	1,065
Additional noninterest expense	$3,358,000	1,395
Pre-tax net operating income	$4,199,000	1,465
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,631,000	972
Income before extraordinary items	$2,568,000	1,854
Extraordinary gains, net	$0	21
Net income	$2,568,000	1,856
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,568,000	1,856
Net charge-offs	$-139,000	5,878
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,568,000	1,823
2015-06-30 (YTD Data)		Rank
Total interest income	$11,012,000	1,169
Total interest expense	$1,801,000	779
Net interest income	$9,211,000	1,240
Provision for loan and lease losses	$200,000	1,484
Total noninterest income	$1,444,000	1,657
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$310,000	1,798
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,134,000	1,418
Total noninterest expense	$7,586,000	1,306
Salaries and employee benefits	$4,266,000	1,296
Premises and equipment expense	$1,151,000	1,060
Additional noninterest expense	$2,169,000	1,443
Pre-tax net operating income	$2,869,000	1,431
Securities gains (losses)	$0	2,636
Applicable income taxes	$1,114,000	956
Income before extraordinary items	$1,755,000	1,803
Extraordinary gains, net	$0	22
Net income	$1,755,000	1,808
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,755,000	1,808
Net charge-offs	$-173,000	6,041
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,755,000	1,764
2015-03-31 (YTD Data)		Rank
Total interest income	$5,433,000	1,178
Total interest expense	$906,000	775
Net interest income	$4,527,000	1,252
Provision for loan and lease losses	$200,000	888
Total noninterest income	$744,000	1,591
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$148,000	1,845
Trading account gains and fees	$0	152
Additional Noninterest Income	$596,000	1,324
Total noninterest expense	$3,713,000	1,331
Salaries and employee benefits	$2,108,000	1,311
Premises and equipment expense	$578,000	1,054
Additional noninterest expense	$1,027,000	1,497
Pre-tax net operating income	$1,358,000	1,452
Securities gains (losses)	$0	2,027
Applicable income taxes	$561,000	940
Income before extraordinary items	$797,000	1,936
Extraordinary gains, net	$0	13
Net income	$797,000	1,937
Minority interest net income	$0	64
Net income of bank and minority interests.	$797,000	1,938
Net charge-offs	$-452,000	6,336
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$797,000	1,871
2014-12-31 (YTD Data)		Rank
Total interest income	$21,811,000	1,176
Total interest expense	$3,664,000	801
Net interest income	$18,147,000	1,234
Provision for loan and lease losses	$1,775,000	525
Total noninterest income	$3,010,000	1,571
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$716,000	1,723
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,294,000	1,320
Total noninterest expense	$15,542,000	1,275
Salaries and employee benefits	$8,185,000	1,300
Premises and equipment expense	$2,240,000	1,073
Additional noninterest expense	$5,117,000	1,271
Pre-tax net operating income	$3,840,000	1,897
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,534,000	1,179
Income before extraordinary items	$2,306,000	2,439
Extraordinary gains, net	$0	17
Net income	$2,306,000	2,439
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,306,000	2,439
Net charge-offs	$3,407,000	308
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,306,000	2,403
2014-09-30 (YTD Data)		Rank
Total interest income	$16,306,000	1,187
Total interest expense	$2,737,000	820
Net interest income	$13,569,000	1,242
Provision for loan and lease losses	$1,375,000	489
Total noninterest income	$2,505,000	1,454
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$550,000	1,700
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,955,000	1,220
Total noninterest expense	$11,474,000	1,302
Salaries and employee benefits	$6,076,000	1,311
Premises and equipment expense	$1,675,000	1,082
Additional noninterest expense	$3,723,000	1,308
Pre-tax net operating income	$3,225,000	1,742
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,291,000	1,101
Income before extraordinary items	$1,934,000	2,274
Extraordinary gains, net	$0	15
Net income	$1,934,000	2,275
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,934,000	2,274
Net charge-offs	$1,668,000	446
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,934,000	2,224
2014-06-30 (YTD Data)		Rank
Total interest income	$10,758,000	1,188
Total interest expense	$1,811,000	828
Net interest income	$8,947,000	1,247
Provision for loan and lease losses	$1,075,000	428
Total noninterest income	$1,563,000	1,513
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$373,000	1,658
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,190,000	1,292
Total noninterest expense	$7,665,000	1,297
Salaries and employee benefits	$3,997,000	1,333
Premises and equipment expense	$1,126,000	1,084
Additional noninterest expense	$2,542,000	1,273
Pre-tax net operating income	$1,770,000	1,997
Securities gains (losses)	$0	2,580
Applicable income taxes	$739,000	1,199
Income before extraordinary items	$1,031,000	2,590
Extraordinary gains, net	$0	20
Net income	$1,031,000	2,593
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,031,000	2,594
Net charge-offs	$467,000	922
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,031,000	2,541
2014-03-31 (YTD Data)		Rank
Total interest income	$5,339,000	1,201
Total interest expense	$902,000	839
Net interest income	$4,437,000	1,261
Provision for loan and lease losses	$625,000	369
Total noninterest income	$800,000	1,455
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$189,000	1,632
Trading account gains and fees	$0	147
Additional Noninterest Income	$611,000	1,227
Total noninterest expense	$3,782,000	1,326
Salaries and employee benefits	$1,986,000	1,353
Premises and equipment expense	$534,000	1,162
Additional noninterest expense	$1,262,000	1,273
Pre-tax net operating income	$830,000	2,043
Securities gains (losses)	$0	1,715
Applicable income taxes	$357,000	1,177
Income before extraordinary items	$473,000	2,676
Extraordinary gains, net	$0	16
Net income	$473,000	2,679
Minority interest net income	$0	66
Net income of bank and minority interests.	$473,000	2,679
Net charge-offs	$-9,000	5,700
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$473,000	2,630
2013-12-31 (YTD Data)		Rank
Total interest income	$21,288,000	1,208
Total interest expense	$4,278,000	783
Net interest income	$17,010,000	1,290
Provision for loan and lease losses	$2,150,000	592
Total noninterest income	$1,297,000	2,798
Gross Fiduciary activities income	$1,000	1,245
Service charges on deposit accounts	$836,000	1,595
Trading account gains and fees	$0	184
Additional Noninterest Income	$460,000	3,475
Total noninterest expense	$14,281,000	1,388
Salaries and employee benefits	$7,496,000	1,402
Premises and equipment expense	$2,058,000	1,164
Additional noninterest expense	$4,727,000	1,409
Pre-tax net operating income	$1,876,000	2,979
Securities gains (losses)	$0	3,182
Applicable income taxes	$832,000	1,646
Income before extraordinary items	$1,044,000	3,811
Extraordinary gains, net	$0	29
Net income	$1,044,000	3,815
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,044,000	3,815
Net charge-offs	$3,714,000	448
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,044,000	3,760
2013-09-30 (YTD Data)		Rank
Total interest income	$15,873,000	1,216
Total interest expense	$3,345,000	772
Net interest income	$12,528,000	1,303
Provision for loan and lease losses	$1,850,000	529
Total noninterest income	$1,530,000	2,183
Gross Fiduciary activities income	$1,000	1,186
Service charges on deposit accounts	$601,000	1,640
Trading account gains and fees	$0	180
Additional Noninterest Income	$928,000	2,157
Total noninterest expense	$10,815,000	1,375
Salaries and employee benefits	$5,552,000	1,424
Premises and equipment expense	$1,533,000	1,178
Additional noninterest expense	$3,730,000	1,338
Pre-tax net operating income	$1,393,000	3,054
Securities gains (losses)	$0	3,040
Applicable income taxes	$620,000	1,700
Income before extraordinary items	$773,000	3,882
Extraordinary gains, net	$0	25
Net income	$773,000	3,885
Minority interest net income	$0	84
Net income of bank and minority interests.	$773,000	3,885
Net charge-offs	$3,702,000	354
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$773,000	3,814
2013-06-30 (YTD Data)		Rank
Total interest income	$10,411,000	1,225
Total interest expense	$2,304,000	776
Net interest income	$8,107,000	1,331
Provision for loan and lease losses	$1,500,000	476
Total noninterest income	$1,497,000	1,650
Gross Fiduciary activities income	$1,000	1,167
Service charges on deposit accounts	$378,000	1,700
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,118,000	1,469
Total noninterest expense	$7,138,000	1,381
Salaries and employee benefits	$3,644,000	1,444
Premises and equipment expense	$1,024,000	1,178
Additional noninterest expense	$2,470,000	1,339
Pre-tax net operating income	$966,000	2,961
Securities gains (losses)	$0	2,791
Applicable income taxes	$430,000	1,669
Income before extraordinary items	$536,000	3,804
Extraordinary gains, net	$0	22
Net income	$536,000	3,805
Minority interest net income	$0	82
Net income of bank and minority interests.	$536,000	3,807
Net charge-offs	$4,025,000	243
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$536,000	3,712
2013-03-31 (YTD Data)		Rank
Total interest income	$5,205,000	1,239
Total interest expense	$1,168,000	794
Net interest income	$4,037,000	1,332
Provision for loan and lease losses	$625,000	580
Total noninterest income	$630,000	1,894
Gross Fiduciary activities income	$1,000	1,109
Service charges on deposit accounts	$176,000	1,798
Trading account gains and fees	$0	148
Additional Noninterest Income	$453,000	1,685
Total noninterest expense	$3,524,000	1,412
Salaries and employee benefits	$1,776,000	1,493
Premises and equipment expense	$521,000	1,174
Additional noninterest expense	$1,227,000	1,340
Pre-tax net operating income	$518,000	2,805
Securities gains (losses)	$0	1,966
Applicable income taxes	$230,000	1,576
Income before extraordinary items	$288,000	3,643
Extraordinary gains, net	$0	10
Net income	$288,000	3,643
Minority interest net income	$0	76
Net income of bank and minority interests.	$288,000	3,645
Net charge-offs	$1,178,000	414
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$288,000	3,545
2012-12-31 (YTD Data)		Rank
Total interest income	$22,547,000	1,186
Total interest expense	$5,383,000	829
Net interest income	$17,164,000	1,282
Provision for loan and lease losses	$13,029,000	221
Total noninterest income	$793,000	3,656
Gross Fiduciary activities income	$5,000	1,186
Service charges on deposit accounts	$756,000	1,773
Trading account gains and fees	$0	166
Additional Noninterest Income	$32,000	6,085
Total noninterest expense	$15,512,000	1,292
Salaries and employee benefits	$6,506,000	1,555
Premises and equipment expense	$1,984,000	1,190
Additional noninterest expense	$7,022,000	995
Pre-tax net operating income	$-10,584,000	7,027
Securities gains (losses)	$0	3,810
Applicable income taxes	$-3,275,000	7,035
Income before extraordinary items	$-7,309,000	6,999
Extraordinary gains, net	$0	29
Net income	$-7,309,000	6,999
Minority interest net income	$0	93
Net income of bank and minority interests.	$-7,309,000	6,999
Net charge-offs	$9,536,000	335
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-7,309,000	6,989
2012-09-30 (YTD Data)		Rank
Total interest income	$17,022,000	1,201
Total interest expense	$4,143,000	854
Net interest income	$12,879,000	1,288
Provision for loan and lease losses	$10,779,000	214
Total noninterest income	$363,000	4,597
Gross Fiduciary activities income	$5,000	1,144
Service charges on deposit accounts	$550,000	1,841
Trading account gains and fees	$0	157
Additional Noninterest Income	$-192,000	6,980
Total noninterest expense	$10,042,000	1,464
Salaries and employee benefits	$4,850,000	1,556
Premises and equipment expense	$1,444,000	1,241
Additional noninterest expense	$3,748,000	1,356
Pre-tax net operating income	$-7,579,000	7,126
Securities gains (losses)	$0	3,575
Applicable income taxes	$-2,820,000	7,139
Income before extraordinary items	$-4,759,000	7,098
Extraordinary gains, net	$0	20
Net income	$-4,759,000	7,098
Minority interest net income	$0	86
Net income of bank and minority interests.	$-4,759,000	7,098
Net charge-offs	$8,991,000	281
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-4,759,000	7,085
2012-06-30 (YTD Data)		Rank
Total interest income	$11,499,000	1,186
Total interest expense	$2,866,000	854
Net interest income	$8,633,000	1,287
Provision for loan and lease losses	$10,029,000	166
Total noninterest income	$-205,000	7,144
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$356,000	1,877
Trading account gains and fees	$0	153
Additional Noninterest Income	$-561,000	7,170
Total noninterest expense	$6,694,000	1,465
Salaries and employee benefits	$3,195,000	1,585
Premises and equipment expense	$941,000	1,260
Additional noninterest expense	$2,558,000	1,324
Pre-tax net operating income	$-8,295,000	7,217
Securities gains (losses)	$0	3,178
Applicable income taxes	$-3,120,000	7,219
Income before extraordinary items	$-5,175,000	7,194
Extraordinary gains, net	$0	19
Net income	$-5,175,000	7,194
Minority interest net income	$0	84
Net income of bank and minority interests.	$-5,175,000	7,194
Net charge-offs	$8,819,000	216
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-5,175,000	7,187
2012-03-31 (YTD Data)		Rank
Total interest income	$5,821,000	1,188
Total interest expense	$1,491,000	850
Net interest income	$4,330,000	1,285
Provision for loan and lease losses	$758,000	758
Total noninterest income	$655,000	1,795
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$181,000	1,844
Trading account gains and fees	$0	148
Additional Noninterest Income	$474,000	1,562
Total noninterest expense	$3,289,000	1,491
Salaries and employee benefits	$1,603,000	1,574
Premises and equipment expense	$469,000	1,274
Additional noninterest expense	$1,217,000	1,388
Pre-tax net operating income	$938,000	1,773
Securities gains (losses)	$0	2,210
Applicable income taxes	$386,000	1,099
Income before extraordinary items	$552,000	2,416
Extraordinary gains, net	$0	19
Net income	$552,000	2,418
Minority interest net income	$0	78
Net income of bank and minority interests.	$552,000	2,419
Net charge-offs	$529,000	1,051
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$552,000	2,296
2011-12-31 (YTD Data)		Rank
Total interest income	$24,142,000	1,181
Total interest expense	$6,695,000	904
Net interest income	$17,447,000	1,273
Provision for loan and lease losses	$4,358,000	878
Total noninterest income	$1,848,000	2,132
Gross Fiduciary activities income	$1,000	1,250
Service charges on deposit accounts	$905,000	1,617
Trading account gains and fees	$0	146
Additional Noninterest Income	$942,000	2,219
Total noninterest expense	$13,117,000	1,486
Salaries and employee benefits	$5,881,000	1,660
Premises and equipment expense	$1,882,000	1,322
Additional noninterest expense	$5,354,000	1,295
Pre-tax net operating income	$1,820,000	2,680
Securities gains (losses)	$0	3,838
Applicable income taxes	$789,000	1,569
Income before extraordinary items	$1,031,000	3,491
Extraordinary gains, net	$0	29
Net income	$1,031,000	3,493
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,031,000	3,494
Net charge-offs	$5,228,000	769
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,031,000	3,385
2011-09-30 (YTD Data)		Rank
Total interest income	$18,189,000	1,192
Total interest expense	$5,120,000	932
Net interest income	$13,069,000	1,277
Provision for loan and lease losses	$3,808,000	771
Total noninterest income	$1,553,000	1,952
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$701,000	1,566
Trading account gains and fees	$0	145
Additional Noninterest Income	$852,000	1,949
Total noninterest expense	$9,793,000	1,496
Salaries and employee benefits	$4,414,000	1,669
Premises and equipment expense	$1,400,000	1,342
Additional noninterest expense	$3,979,000	1,295
Pre-tax net operating income	$1,021,000	3,271
Securities gains (losses)	$0	3,555
Applicable income taxes	$457,000	1,807
Income before extraordinary items	$564,000	4,125
Extraordinary gains, net	$0	21
Net income	$564,000	4,127
Minority interest net income	$0	87
Net income of bank and minority interests.	$564,000	4,127
Net charge-offs	$4,866,000	644
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$564,000	4,010
2011-06-30 (YTD Data)		Rank
Total interest income	$12,289,000	1,184
Total interest expense	$3,456,000	948
Net interest income	$8,833,000	1,266
Provision for loan and lease losses	$3,098,000	656
Total noninterest income	$1,342,000	1,606
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$462,000	1,562
Trading account gains and fees	$0	153
Additional Noninterest Income	$880,000	1,473
Total noninterest expense	$6,673,000	1,474
Salaries and employee benefits	$2,939,000	1,679
Premises and equipment expense	$939,000	1,344
Additional noninterest expense	$2,795,000	1,265
Pre-tax net operating income	$404,000	4,189
Securities gains (losses)	$0	2,914
Applicable income taxes	$208,000	2,187
Income before extraordinary items	$196,000	5,046
Extraordinary gains, net	$0	15
Net income	$196,000	5,046
Minority interest net income	$0	89
Net income of bank and minority interests.	$196,000	5,046
Net charge-offs	$1,489,000	1,129
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$196,000	4,956
2011-03-31 (YTD Data)		Rank
Total interest income	$6,240,000	1,176
Total interest expense	$1,762,000	963
Net interest income	$4,478,000	1,245
Provision for loan and lease losses	$1,383,000	693
Total noninterest income	$666,000	1,622
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$220,000	1,606
Trading account gains and fees	$0	158
Additional Noninterest Income	$446,000	1,461
Total noninterest expense	$3,334,000	1,486
Salaries and employee benefits	$1,480,000	1,678
Premises and equipment expense	$476,000	1,362
Additional noninterest expense	$1,378,000	1,282
Pre-tax net operating income	$427,000	2,841
Securities gains (losses)	$0	1,772
Applicable income taxes	$189,000	1,573
Income before extraordinary items	$238,000	3,667
Extraordinary gains, net	$0	9
Net income	$238,000	3,667
Minority interest net income	$0	86
Net income of bank and minority interests.	$238,000	3,666
Net charge-offs	$501,000	1,336
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$238,000	3,607
2010-12-31 (YTD Data)		Rank
Total interest income	$31,621,000	962
Total interest expense	$9,513,000	867
Net interest income	$22,108,000	999
Provision for loan and lease losses	$18,822,000	388
Total noninterest income	$2,586,000	1,714
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,246,000	1,207
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,340,000	1,813
Total noninterest expense	$25,788,000	776
Salaries and employee benefits	$7,557,000	1,301
Premises and equipment expense	$2,538,000	1,019
Additional noninterest expense	$15,693,000	501
Pre-tax net operating income	$-19,916,000	7,518
Securities gains (losses)	$859,000	561
Applicable income taxes	$-3,237,000	7,541
Income before extraordinary items	$-15,820,000	7,481
Extraordinary gains, net	$0	29
Net income	$-15,820,000	7,481
Minority interest net income	$0	111
Net income of bank and minority interests.	$-15,820,000	7,481
Net charge-offs	$17,856,000	369
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-16,532,970	7,482
2010-09-30 (YTD Data)		Rank
Total interest income	$24,471,000	955
Total interest expense	$7,467,000	860
Net interest income	$17,004,000	974
Provision for loan and lease losses	$14,803,000	368
Total noninterest income	$1,898,000	1,764
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$968,000	1,209
Trading account gains and fees	$0	165
Additional Noninterest Income	$930,000	1,885
Total noninterest expense	$12,503,000	1,200
Salaries and employee benefits	$6,030,000	1,218
Premises and equipment expense	$2,035,000	945
Additional noninterest expense	$4,438,000	1,216
Pre-tax net operating income	$-8,404,000	7,518
Securities gains (losses)	$859,000	464
Applicable income taxes	$-2,358,000	7,620
Income before extraordinary items	$-5,187,000	7,434
Extraordinary gains, net	$0	23
Net income	$-5,187,000	7,434
Minority interest net income	$0	110
Net income of bank and minority interests.	$-5,187,000	7,434
Net charge-offs	$11,840,000	395
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-5,779,710	7,438
2010-06-30 (YTD Data)		Rank
Total interest income	$17,039,000	911
Total interest expense	$5,136,000	863
Net interest income	$11,903,000	934
Provision for loan and lease losses	$10,883,000	338
Total noninterest income	$1,191,000	1,775
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$656,000	1,189
Trading account gains and fees	$0	152
Additional Noninterest Income	$535,000	2,002
Total noninterest expense	$8,698,000	1,135
Salaries and employee benefits	$4,287,000	1,147
Premises and equipment expense	$1,417,000	926
Additional noninterest expense	$2,994,000	1,188
Pre-tax net operating income	$-6,487,000	7,606
Securities gains (losses)	$-33,000	7,406
Applicable income taxes	$-2,032,000	7,699
Income before extraordinary items	$-4,488,000	7,556
Extraordinary gains, net	$0	19
Net income	$-4,488,000	7,556
Minority interest net income	$0	105
Net income of bank and minority interests.	$-4,488,000	7,556
Net charge-offs	$10,203,000	327
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-4,465,230	7,548
2010-03-31 (YTD Data)		Rank
Total interest income	$8,465,000	943
Total interest expense	$2,684,000	865
Net interest income	$5,781,000	974
Provision for loan and lease losses	$7,417,000	284
Total noninterest income	$793,000	1,457
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$337,000	1,159
Trading account gains and fees	$0	175
Additional Noninterest Income	$456,000	1,389
Total noninterest expense	$4,326,000	1,162
Salaries and employee benefits	$2,253,000	1,105
Premises and equipment expense	$715,000	945
Additional noninterest expense	$1,358,000	1,306
Pre-tax net operating income	$-5,169,000	7,768
Securities gains (losses)	$-33,000	7,597
Applicable income taxes	$-1,736,000	7,846
Income before extraordinary items	$-3,466,000	7,730
Extraordinary gains, net	$0	16
Net income	$-3,466,000	7,731
Minority interest net income	$0	91
Net income of bank and minority interests.	$-3,466,000	7,731
Net charge-offs	$5,232,000	324
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-3,443,890	7,726
2009-12-31 (YTD Data)		Rank
Total interest income	$35,132,000	960
Total interest expense	$13,351,000	885
Net interest income	$21,781,000	997
Provision for loan and lease losses	$5,045,000	1,426
Total noninterest income	$3,146,000	1,556
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,426,000	1,209
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,720,000	1,517
Total noninterest expense	$18,598,000	1,121
Salaries and employee benefits	$9,851,000	994
Premises and equipment expense	$2,992,000	898
Additional noninterest expense	$5,755,000	1,311
Pre-tax net operating income	$1,284,000	2,599
Securities gains (losses)	$488,000	897
Applicable income taxes	$707,000	1,236
Income before extraordinary items	$1,065,000	2,671
Extraordinary gains, net	$0	34
Net income	$1,065,000	2,670
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,065,000	2,671
Net charge-offs	$4,259,000	1,286
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$752,680	3,176
2009-09-30 (YTD Data)		Rank
Total interest income	$25,745,000	1,002
Total interest expense	$10,383,000	903
Net interest income	$15,362,000	1,072
Provision for loan and lease losses	$2,660,000	1,599
Total noninterest income	$2,493,000	1,519
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,058,000	1,220
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,435,000	1,440
Total noninterest expense	$14,070,000	1,105
Salaries and employee benefits	$7,492,000	988
Premises and equipment expense	$2,273,000	904
Additional noninterest expense	$4,305,000	1,276
Pre-tax net operating income	$1,125,000	2,534
Securities gains (losses)	$271,000	1,067
Applicable income taxes	$497,000	1,411
Income before extraordinary items	$899,000	2,649
Extraordinary gains, net	$0	27
Net income	$899,000	2,645
Minority interest net income	$0	118
Net income of bank and minority interests.	$899,000	2,649
Net charge-offs	$2,695,000	1,257
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$725,560	2,977
2009-06-30 (YTD Data)		Rank
Total interest income	$16,598,000	1,068
Total interest expense	$7,206,000	910
Net interest income	$9,392,000	1,183
Provision for loan and lease losses	$1,046,000	2,015
Total noninterest income	$1,481,000	1,672
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$694,000	1,226
Trading account gains and fees	$0	193
Additional Noninterest Income	$787,000	1,670
Total noninterest expense	$9,129,000	1,153
Salaries and employee benefits	$5,013,000	1,007
Premises and equipment expense	$1,523,000	926
Additional noninterest expense	$2,593,000	1,432
Pre-tax net operating income	$698,000	2,776
Securities gains (losses)	$14,000	2,468
Applicable income taxes	$269,000	1,658
Income before extraordinary items	$443,000	3,316
Extraordinary gains, net	$0	21
Net income	$443,000	3,311
Minority interest net income	$0	112
Net income of bank and minority interests.	$443,000	3,314
Net charge-offs	$2,448,000	993
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$434,040	3,231
2009-03-31 (YTD Data)		Rank
Total interest income	$8,235,000	1,082
Total interest expense	$3,822,000	888
Net interest income	$4,413,000	1,252
Provision for loan and lease losses	$396,000	2,007
Total noninterest income	$763,000	1,603
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$340,000	1,216
Trading account gains and fees	$0	171
Additional Noninterest Income	$423,000	1,562
Total noninterest expense	$4,449,000	1,124
Salaries and employee benefits	$2,542,000	992
Premises and equipment expense	$777,000	917
Additional noninterest expense	$1,130,000	1,442
Pre-tax net operating income	$331,000	3,182
Securities gains (losses)	$14,000	1,820
Applicable income taxes	$60,000	2,729
Income before extraordinary items	$285,000	3,225
Extraordinary gains, net	$0	15
Net income	$285,000	3,225
Minority interest net income	$0	102
Net income of bank and minority interests.	$285,000	3,225
Net charge-offs	$148,000	2,437
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$273,380	3,146
2008-12-31 (YTD Data)		Rank
Total interest income	$34,976,000	1,088
Total interest expense	$17,500,000	911
Net interest income	$17,476,000	1,269
Provision for loan and lease losses	$1,619,000	2,060
Total noninterest income	$2,889,000	1,624
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,400,000	1,282
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,489,000	1,610
Total noninterest expense	$17,936,000	1,097
Salaries and employee benefits	$10,121,000	981
Premises and equipment expense	$3,009,000	912
Additional noninterest expense	$4,806,000	1,314
Pre-tax net operating income	$810,000	4,134
Securities gains (losses)	$0	3,220
Applicable income taxes	$499,000	1,865
Income before extraordinary items	$311,000	5,064
Extraordinary gains, net	$0	39
Net income	$311,000	5,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	4,993
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$311,000	5,224
2008-09-30 (YTD Data)		Rank
Total interest income	$26,417,000	1,107
Total interest expense	$13,156,000	945
Net interest income	$13,261,000	1,265
Provision for loan and lease losses	$577,000	2,533
Total noninterest income	$2,034,000	1,757
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,027,000	1,328
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,007,000	1,808
Total noninterest expense	$13,281,000	1,103
Salaries and employee benefits	$7,598,000	1,010
Premises and equipment expense	$2,133,000	974
Additional noninterest expense	$3,550,000	1,288
Pre-tax net operating income	$1,437,000	2,926
Securities gains (losses)	$0	3,106
Applicable income taxes	$629,000	1,645
Income before extraordinary items	$808,000	3,547
Extraordinary gains, net	$0	31
Net income	$808,000	3,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	4,144
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$808,000	3,689
2008-06-30 (YTD Data)		Rank
Total interest income	$17,435,000	1,134
Total interest expense	$8,883,000	967
Net interest income	$8,552,000	1,311
Provision for loan and lease losses	$100,000	4,246
Total noninterest income	$1,269,000	1,855
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$661,000	1,351
Trading account gains and fees	$0	149
Additional Noninterest Income	$608,000	1,982
Total noninterest expense	$8,760,000	1,108
Salaries and employee benefits	$4,996,000	1,029
Premises and equipment expense	$1,414,000	984
Additional noninterest expense	$2,350,000	1,269
Pre-tax net operating income	$961,000	3,026
Securities gains (losses)	$0	3,233
Applicable income taxes	$437,000	1,759
Income before extraordinary items	$524,000	3,924
Extraordinary gains, net	$0	21
Net income	$524,000	3,925
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	4,471
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$524,000	3,864
2008-03-31 (YTD Data)		Rank
Total interest income	$9,025,000	1,120
Total interest expense	$4,662,000	993
Net interest income	$4,363,000	1,272
Provision for loan and lease losses	$94,000	2,813
Total noninterest income	$634,000	1,873
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$325,000	1,343
Trading account gains and fees	$0	158
Additional Noninterest Income	$309,000	1,933
Total noninterest expense	$4,363,000	1,112
Salaries and employee benefits	$2,485,000	1,043
Premises and equipment expense	$712,000	974
Additional noninterest expense	$1,166,000	1,230
Pre-tax net operating income	$540,000	2,920
Securities gains (losses)	$0	2,688
Applicable income taxes	$232,000	1,770
Income before extraordinary items	$308,000	3,746
Extraordinary gains, net	$0	15
Net income	$308,000	3,750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,623
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$308,000	3,661
2007-12-31 (YTD Data)		Rank
Total interest income	$33,401,000	1,264
Total interest expense	$17,883,000	1,108
Net interest income	$15,518,000	1,448
Provision for loan and lease losses	$1,286,000	1,190
Total noninterest income	$2,062,000	2,165
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,022,000	1,728
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,040,000	2,170
Total noninterest expense	$16,287,000	1,149
Salaries and employee benefits	$9,306,000	1,072
Premises and equipment expense	$2,645,000	984
Additional noninterest expense	$4,336,000	1,299
Pre-tax net operating income	$7,000	7,408
Securities gains (losses)	$-14,000	7,650
Applicable income taxes	$-143,000	8,073
Income before extraordinary items	$136,000	7,007
Extraordinary gains, net	$0	39
Net income	$136,000	7,005
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,761
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$32,000,000	33
Net operating income	$144,960	6,958
2007-09-30 (YTD Data)		Rank
Total interest income	$24,077,000	1,334
Total interest expense	$12,919,000	1,141
Net interest income	$11,158,000	1,539
Provision for loan and lease losses	$1,025,000	881
Total noninterest income	$1,437,000	2,282
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$697,000	1,865
Trading account gains and fees	$0	184
Additional Noninterest Income	$740,000	2,229
Total noninterest expense	$11,960,000	1,167
Salaries and employee benefits	$6,677,000	1,127
Premises and equipment expense	$1,988,000	975
Additional noninterest expense	$3,295,000	1,245
Pre-tax net operating income	$-390,000	8,007
Securities gains (losses)	$-14,000	7,864
Applicable income taxes	$-11,000	8,039
Income before extraordinary items	$-393,000	8,065
Extraordinary gains, net	$0	33
Net income	$-393,000	8,061
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,809
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$32,000,000	21
Net operating income	$-379,420	8,044
2007-06-30 (YTD Data)		Rank
Total interest income	$14,935,000	1,453
Total interest expense	$8,115,000	1,229
Net interest income	$6,820,000	1,685
Provision for loan and lease losses	$922,000	623
Total noninterest income	$933,000	2,341
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$374,000	2,230
Trading account gains and fees	$0	168
Additional Noninterest Income	$559,000	2,092
Total noninterest expense	$7,512,000	1,246
Salaries and employee benefits	$4,323,000	1,182
Premises and equipment expense	$1,293,000	1,012
Additional noninterest expense	$1,896,000	1,439
Pre-tax net operating income	$-681,000	8,372
Securities gains (losses)	$-14,000	8,066
Applicable income taxes	$-160,000	8,444
Income before extraordinary items	$-535,000	8,348
Extraordinary gains, net	$0	29
Net income	$-535,000	8,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,783
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$32,000,000	17
Net operating income	$-524,220	8,338
2007-03-31 (YTD Data)		Rank
Total interest income	$6,477,000	1,668
Total interest expense	$3,442,000	1,444
Net interest income	$3,035,000	1,899
Provision for loan and lease losses	$502,000	522
Total noninterest income	$354,000	2,788
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$111,000	3,236
Trading account gains and fees	$0	195
Additional Noninterest Income	$243,000	2,260
Total noninterest expense	$3,454,000	1,342
Salaries and employee benefits	$1,969,000	1,309
Premises and equipment expense	$630,000	1,058
Additional noninterest expense	$855,000	1,559
Pre-tax net operating income	$-567,000	8,527
Securities gains (losses)	$0	1,187
Applicable income taxes	$-190,000	8,561
Income before extraordinary items	$-377,000	8,483
Extraordinary gains, net	$0	22
Net income	$-377,000	8,481
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-377,000	8,474
2006-12-31 (YTD Data)		Rank
Total interest income	$19,671,000	2,013
Total interest expense	$9,422,000	1,781
Net interest income	$10,249,000	2,251
Provision for loan and lease losses	$2,231,000	507
Total noninterest income	$796,000	4,061
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$254,000	4,460
Trading account gains and fees	$0	130
Additional Noninterest Income	$542,000	3,201
Total noninterest expense	$11,602,000	1,543
Salaries and employee benefits	$6,558,000	1,511
Premises and equipment expense	$2,035,000	1,266
Additional noninterest expense	$3,009,000	1,757
Pre-tax net operating income	$-2,788,000	8,623
Securities gains (losses)	$0	1,687
Applicable income taxes	$-850,000	8,621
Income before extraordinary items	$-1,938,000	8,595
Extraordinary gains, net	$0	51
Net income	$-1,938,000	8,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,128
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$199,000	763
Net operating income	$-1,938,000	8,587
2006-09-30 (YTD Data)		Rank
Total interest income	$13,409,000	2,180
Total interest expense	$6,076,000	1,962
Net interest income	$7,333,000	2,358
Provision for loan and lease losses	$1,577,000	500
Total noninterest income	$613,000	4,013
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$158,000	4,926
Trading account gains and fees	$0	126
Additional Noninterest Income	$455,000	2,995
Total noninterest expense	$7,908,000	1,692
Salaries and employee benefits	$4,429,000	1,663
Premises and equipment expense	$1,261,000	1,543
Additional noninterest expense	$2,218,000	1,755
Pre-tax net operating income	$-1,539,000	8,661
Securities gains (losses)	$0	1,388
Applicable income taxes	$-568,000	8,694
Income before extraordinary items	$-971,000	8,600
Extraordinary gains, net	$0	45
Net income	$-971,000	8,599
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,313
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$-971,000	8,593
2006-06-30 (YTD Data)		Rank
Total interest income	$7,630,000	2,471
Total interest expense	$3,117,000	2,355
Net interest income	$4,513,000	2,533
Provision for loan and lease losses	$963,000	533
Total noninterest income	$381,000	4,168
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$81,000	5,450
Trading account gains and fees	$0	126
Additional Noninterest Income	$300,000	3,017
Total noninterest expense	$4,972,000	1,793
Salaries and employee benefits	$2,796,000	1,752
Premises and equipment expense	$783,000	1,646
Additional noninterest expense	$1,393,000	1,873
Pre-tax net operating income	$-1,041,000	8,695
Securities gains (losses)	$0	1,185
Applicable income taxes	$-384,000	8,730
Income before extraordinary items	$-657,000	8,633
Extraordinary gains, net	$0	39
Net income	$-657,000	8,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$-657,000	8,625
2006-03-31 (YTD Data)		Rank
Total interest income	$3,407,000	2,666
Total interest expense	$1,387,000	2,490
Net interest income	$2,020,000	2,757
Provision for loan and lease losses	$592,000	417
Total noninterest income	$170,000	4,343
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$32,000	5,806
Trading account gains and fees	$0	115
Additional Noninterest Income	$138,000	3,119
Total noninterest expense	$2,395,000	1,858
Salaries and employee benefits	$1,344,000	1,839
Premises and equipment expense	$397,000	1,636
Additional noninterest expense	$654,000	1,989
Pre-tax net operating income	$-797,000	8,741
Securities gains (losses)	$0	955
Applicable income taxes	$-297,000	8,752
Income before extraordinary items	$-500,000	8,707
Extraordinary gains, net	$0	21
Net income	$-500,000	8,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$-500,000	8,698
2005-12-31 (YTD Data)		Rank
Total interest income	$4,754,000	5,322
Total interest expense	$1,859,000	4,654
Net interest income	$2,895,000	5,619
Provision for loan and lease losses	$1,644,000	651
Total noninterest income	$148,000	7,514
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$31,000	7,342
Trading account gains and fees	$0	138
Additional Noninterest Income	$117,000	6,159
Total noninterest expense	$5,595,000	2,926
Salaries and employee benefits	$2,698,000	3,265
Premises and equipment expense	$614,000	3,589
Additional noninterest expense	$2,283,000	2,196
Pre-tax net operating income	$-4,196,000	8,812
Securities gains (losses)	$0	2,296
Applicable income taxes	$-1,408,000	8,811
Income before extraordinary items	$-2,788,000	8,794
Extraordinary gains, net	$0	46
Net income	$-2,788,000	8,794
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,288
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$44,000,000	24
Net operating income	$-2,788,000	8,785
2005-09-30 (YTD Data)		Rank
Total interest income	$2,207,000	6,632
Total interest expense	$684,000	6,419
Net interest income	$1,523,000	6,635
Provision for loan and lease losses	$1,290,000	601
Total noninterest income	$51,000	8,302
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$9,000	7,622
Trading account gains and fees	$0	126
Additional Noninterest Income	$42,000	7,265
Total noninterest expense	$3,467,000	3,431
Salaries and employee benefits	$1,377,000	4,373
Premises and equipment expense	$325,000	4,580
Additional noninterest expense	$1,765,000	2,106
Pre-tax net operating income	$-3,183,000	8,839
Securities gains (losses)	$0	2,317
Applicable income taxes	$-1,068,000	8,843
Income before extraordinary items	$-2,115,000	8,827
Extraordinary gains, net	$0	35
Net income	$-2,115,000	8,827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$44,000,000	18
Net operating income	$-2,115,000	8,814
2005-06-30 (YTD Data)		Rank
Total interest income	$326,000	8,615
Total interest expense	$29,000	8,739
Net interest income	$297,000	8,515
Provision for loan and lease losses	$580,000	860
Total noninterest income	$4,000	8,739
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$1,000	7,756
Trading account gains and fees	$0	116
Additional Noninterest Income	$3,000	8,558
Total noninterest expense	$1,996,000	3,814
Salaries and employee benefits	$450,000	6,636
Premises and equipment expense	$41,000	8,078
Additional noninterest expense	$1,505,000	1,641
Pre-tax net operating income	$-2,275,000	8,847
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$-2,275,000	8,852
Extraordinary gains, net	$0	30
Net income	$-2,275,000	8,852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$44,000,000	11
Net operating income	$-2,275,000	8,838
2005-03-31 (YTD Data)		Rank
Total interest income	$1,309,000	4,902
Total interest expense	$439,000	4,399
Net interest income	$870,000	5,059
Provision for loan and lease losses	$45,000	3,327
Total noninterest income	$227,000	3,687
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$128,000	2,879
Trading account gains and fees	$0	115
Additional Noninterest Income	$99,000	3,751
Total noninterest expense	$653,000	5,237
Salaries and employee benefits	$352,000	5,270
Premises and equipment expense	$84,000	5,420
Additional noninterest expense	$217,000	4,810
Pre-tax net operating income	$399,000	4,282
Securities gains (losses)	$0	1,685
Applicable income taxes	$144,000	3,169
Income before extraordinary items	$255,000	4,816
Extraordinary gains, net	$0	24
Net income	$255,000	4,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	2,069
Cash dividends	$750,000	848
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$255,000	4,776
2004-12-31 (YTD Data)		Rank
Total interest income	$5,031,000	4,830
Total interest expense	$1,458,000	4,600
Net interest income	$3,573,000	4,844
Provision for loan and lease losses	$180,000	3,881
Total noninterest income	$1,000,000	3,545
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$612,000	2,664
Trading account gains and fees	$0	138
Additional Noninterest Income	$388,000	3,774
Total noninterest expense	$2,621,000	5,136
Salaries and employee benefits	$1,418,000	5,130
Premises and equipment expense	$329,000	5,416
Additional noninterest expense	$874,000	4,794
Pre-tax net operating income	$1,772,000	3,826
Securities gains (losses)	$0	3,819
Applicable income taxes	$644,000	2,912
Income before extraordinary items	$1,128,000	4,365
Extraordinary gains, net	$0	34
Net income	$1,128,000	4,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	3,290
Cash dividends	$100,000	5,470
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,128,000	4,292
2004-09-30 (YTD Data)		Rank
Total interest income	$3,737,000	4,844
Total interest expense	$1,030,000	4,712
Net interest income	$2,707,000	4,788
Provision for loan and lease losses	$135,000	3,719
Total noninterest income	$748,000	3,574
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$472,000	2,627
Trading account gains and fees	$0	134
Additional Noninterest Income	$276,000	3,882
Total noninterest expense	$1,946,000	5,127
Salaries and employee benefits	$1,054,000	5,120
Premises and equipment expense	$236,000	5,519
Additional noninterest expense	$656,000	4,747
Pre-tax net operating income	$1,374,000	3,802
Securities gains (losses)	$0	3,710
Applicable income taxes	$503,000	2,889
Income before extraordinary items	$871,000	4,371
Extraordinary gains, net	$0	26
Net income	$871,000	4,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	2,710
Cash dividends	$50,000	4,981
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$871,000	4,292
2004-06-30 (YTD Data)		Rank
Total interest income	$2,474,000	4,875
Total interest expense	$668,000	4,796
Net interest income	$1,806,000	4,800
Provision for loan and lease losses	$90,000	3,641
Total noninterest income	$500,000	3,573
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$310,000	2,643
Trading account gains and fees	$0	130
Additional Noninterest Income	$190,000	3,837
Total noninterest expense	$1,283,000	5,190
Salaries and employee benefits	$704,000	5,148
Premises and equipment expense	$154,000	5,586
Additional noninterest expense	$425,000	4,857
Pre-tax net operating income	$933,000	3,697
Securities gains (losses)	$0	3,413
Applicable income taxes	$345,000	2,832
Income before extraordinary items	$588,000	4,313
Extraordinary gains, net	$0	21
Net income	$588,000	4,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	3,243
Cash dividends	$50,000	4,651
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$588,000	4,223
2004-03-31 (YTD Data)		Rank
Total interest income	$1,251,000	4,860
Total interest expense	$335,000	4,838
Net interest income	$916,000	4,769
Provision for loan and lease losses	$45,000	3,437
Total noninterest income	$226,000	3,756
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$141,000	2,795
Trading account gains and fees	$0	121
Additional Noninterest Income	$85,000	4,044
Total noninterest expense	$636,000	5,245
Salaries and employee benefits	$345,000	5,243
Premises and equipment expense	$78,000	5,588
Additional noninterest expense	$213,000	4,852
Pre-tax net operating income	$461,000	3,732
Securities gains (losses)	$0	2,934
Applicable income taxes	$175,000	2,806
Income before extraordinary items	$286,000	4,398
Extraordinary gains, net	$0	16
Net income	$286,000	4,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	2,294
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$286,000	4,274
2003-12-31 (YTD Data)		Rank
Total interest income	$5,246,000	4,732
Total interest expense	$1,582,000	4,721
Net interest income	$3,664,000	4,647
Provision for loan and lease losses	$410,000	2,542
Total noninterest income	$1,148,000	3,397
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$648,000	2,532
Trading account gains and fees	$0	160
Additional Noninterest Income	$500,000	3,584
Total noninterest expense	$2,610,000	5,064
Salaries and employee benefits	$1,347,000	5,218
Premises and equipment expense	$380,000	4,919
Additional noninterest expense	$883,000	4,698
Pre-tax net operating income	$1,792,000	3,642
Securities gains (losses)	$1,000	4,307
Applicable income taxes	$733,000	2,695
Income before extraordinary items	$1,060,000	4,476
Extraordinary gains, net	$0	54
Net income	$1,060,000	4,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$258,000	2,462
Cash dividends	$125,000	5,382
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,059,360	4,310
2003-09-30 (YTD Data)		Rank
Total interest income	$3,939,000	4,789
Total interest expense	$1,193,000	4,836
Net interest income	$2,746,000	4,667
Provision for loan and lease losses	$365,000	2,168
Total noninterest income	$902,000	3,363
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$499,000	2,477
Trading account gains and fees	$0	153
Additional Noninterest Income	$403,000	3,516
Total noninterest expense	$1,995,000	4,990
Salaries and employee benefits	$1,017,000	5,193
Premises and equipment expense	$304,000	4,671
Additional noninterest expense	$674,000	4,591
Pre-tax net operating income	$1,288,000	3,878
Securities gains (losses)	$0	4,204
Applicable income taxes	$541,000	2,894
Income before extraordinary items	$747,000	4,786
Extraordinary gains, net	$0	40
Net income	$747,000	4,787
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	3,514
Cash dividends	$75,000	4,920
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$747,000	4,594
2003-06-30 (YTD Data)		Rank
Total interest income	$2,611,000	4,836
Total interest expense	$797,000	4,933
Net interest income	$1,814,000	4,691
Provision for loan and lease losses	$185,000	2,635
Total noninterest income	$582,000	3,424
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$330,000	2,461
Trading account gains and fees	$0	150
Additional Noninterest Income	$252,000	3,612
Total noninterest expense	$1,327,000	4,983
Salaries and employee benefits	$670,000	5,244
Premises and equipment expense	$204,000	4,643
Additional noninterest expense	$453,000	4,575
Pre-tax net operating income	$884,000	3,798
Securities gains (losses)	$0	3,782
Applicable income taxes	$336,000	3,030
Income before extraordinary items	$548,000	4,555
Extraordinary gains, net	$0	30
Net income	$548,000	4,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	3,357
Cash dividends	$75,000	4,495
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$548,000	4,338
2003-03-31 (YTD Data)		Rank
Total interest income	$1,309,000	4,850
Total interest expense	$400,000	5,037
Net interest income	$909,000	4,676
Provision for loan and lease losses	$45,000	3,818
Total noninterest income	$250,000	3,643
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$147,000	2,616
Trading account gains and fees	$0	134
Additional Noninterest Income	$103,000	3,872
Total noninterest expense	$651,000	5,060
Salaries and employee benefits	$325,000	5,357
Premises and equipment expense	$107,000	4,503
Additional noninterest expense	$219,000	4,642
Pre-tax net operating income	$463,000	3,681
Securities gains (losses)	$0	2,891
Applicable income taxes	$176,000	2,913
Income before extraordinary items	$287,000	4,366
Extraordinary gains, net	$0	21
Net income	$287,000	4,364
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	3,624
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$287,000	4,176
2002-12-31 (YTD Data)		Rank
Total interest income	$5,705,000	4,713
Total interest expense	$1,814,000	5,128
Net interest income	$3,891,000	4,436
Provision for loan and lease losses	$330,000	3,240
Total noninterest income	$890,000	3,729
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$582,000	2,621
Trading account gains and fees	$0	153
Additional Noninterest Income	$308,000	4,202
Total noninterest expense	$2,625,000	4,917
Salaries and employee benefits	$1,355,000	5,056
Premises and equipment expense	$396,000	4,690
Additional noninterest expense	$874,000	4,636
Pre-tax net operating income	$1,826,000	3,626
Securities gains (losses)	$0	4,537
Applicable income taxes	$677,000	2,916
Income before extraordinary items	$1,149,000	4,200
Extraordinary gains, net	$0	70
Net income	$1,149,000	4,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$563,000	1,517
Cash dividends	$50,000	5,952
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,149,000	4,104
2001-12-31 (YTD Data)		Rank
Total interest income	$6,809,000	4,525
Total interest expense	$3,274,000	4,415
Net interest income	$3,535,000	4,523
Provision for loan and lease losses	$488,000	2,250
Total noninterest income	$824,000	3,778
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$556,000	2,603
Trading account gains and fees	$0	177
Additional Noninterest Income	$268,000	4,356
Total noninterest expense	$2,782,000	4,597
Salaries and employee benefits	$1,262,000	5,130
Premises and equipment expense	$371,000	4,833
Additional noninterest expense	$1,149,000	3,642
Pre-tax net operating income	$1,089,000	4,683
Securities gains (losses)	$0	4,612
Applicable income taxes	$476,000	3,404
Income before extraordinary items	$613,000	5,568
Extraordinary gains, net	$0	105
Net income	$613,000	5,572
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$274,000	2,375
Cash dividends	$475,000	3,570
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$613,000	5,437
2000-12-31 (YTD Data)		Rank
Total interest income	$6,648,000	4,769
Total interest expense	$3,291,000	4,586
Net interest income	$3,357,000	4,759
Provision for loan and lease losses	$455,000	2,034
Total noninterest income	$853,000	3,513
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$550,000	2,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$303,000	3,895
Total noninterest expense	$2,652,000	4,653
Salaries and employee benefits	$1,259,000	5,015
Premises and equipment expense	$403,000	4,487
Additional noninterest expense	$990,000	4,031
Pre-tax net operating income	$1,103,000	4,985
Securities gains (losses)	$0	1,956
Applicable income taxes	$463,000	3,658
Income before extraordinary items	$640,000	5,668
Extraordinary gains, net	$0	38
Net income	$640,000	5,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$271,000	1,950
Cash dividends	$200,000	5,103
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$640,000	5,677
1999-12-31 (YTD Data)		Rank
Total interest income	$5,870,000	5,021
Total interest expense	$2,697,000	4,974
Net interest income	$3,173,000	4,963
Provision for loan and lease losses	$230,000	3,261
Total noninterest income	$924,000	3,290
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$566,000	2,364
Trading account gains and fees	NA	NA
Additional Noninterest Income	$358,000	3,656
Total noninterest expense	$2,381,000	5,054
Salaries and employee benefits	$1,178,000	5,233
Premises and equipment expense	$454,000	4,092
Additional noninterest expense	$749,000	5,019
Pre-tax net operating income	$1,486,000	4,118
Securities gains (losses)	$0	3,155
Applicable income taxes	$584,000	3,275
Income before extraordinary items	$902,000	4,741
Extraordinary gains, net	$0	35
Net income	$902,000	4,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	4,686
Cash dividends	$300,000	4,494
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$902,000	4,696
1998-12-31 (YTD Data)		Rank
Total interest income	$5,365,000	5,400
Total interest expense	$2,540,000	5,304
Net interest income	$2,825,000	5,370
Provision for loan and lease losses	$235,000	3,172
Total noninterest income	$768,000	3,737
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$501,000	2,560
Trading account gains and fees	NA	NA
Additional Noninterest Income	$267,000	4,263
Total noninterest expense	$2,117,000	5,371
Salaries and employee benefits	$1,050,000	5,587
Premises and equipment expense	$325,000	5,126
Additional noninterest expense	$742,000	4,932
Pre-tax net operating income	$1,241,000	4,778
Securities gains (losses)	$1,000	4,151
Applicable income taxes	$510,000	3,788
Income before extraordinary items	$732,000	5,473
Extraordinary gains, net	$0	32
Net income	$732,000	5,473
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,759
Cash dividends	$325,000	4,383
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$731,360	5,367
1997-12-31 (YTD Data)		Rank
Total interest income	$4,575,000	6,156
Total interest expense	$2,146,000	5,992
Net interest income	$2,429,000	6,162
Provision for loan and lease losses	$235,000	3,109
Total noninterest income	$684,000	4,034
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$416,000	3,121
Trading account gains and fees	NA	NA
Additional Noninterest Income	$268,000	4,189
Total noninterest expense	$1,906,000	5,831
Salaries and employee benefits	$922,000	6,179
Premises and equipment expense	$319,000	5,241
Additional noninterest expense	$665,000	5,432
Pre-tax net operating income	$972,000	5,921
Securities gains (losses)	$-1,000	9,009
Applicable income taxes	$366,000	5,164
Income before extraordinary items	$605,000	6,338
Extraordinary gains, net	$0	44
Net income	$605,000	6,339
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$291,000	2,001
Cash dividends	$350,000	4,223
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$605,640	6,282
1996-12-31 (YTD Data)		Rank
Total interest income	$3,800,000	7,052
Total interest expense	$1,796,000	6,853
Net interest income	$2,004,000	7,135
Provision for loan and lease losses	$60,000	6,086
Total noninterest income	$503,000	5,131
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$375,000	3,529
Trading account gains and fees	NA	NA
Additional Noninterest Income	$128,000	6,422
Total noninterest expense	$1,632,000	6,758
Salaries and employee benefits	$730,000	7,355
Premises and equipment expense	$201,000	7,007
Additional noninterest expense	$701,000	5,743
Pre-tax net operating income	$815,000	6,450
Securities gains (losses)	$1,000	3,760
Applicable income taxes	$337,000	5,449
Income before extraordinary items	$479,000	7,045
Extraordinary gains, net	$0	53
Net income	$479,000	7,048
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	4,035
Cash dividends	$235,000	5,116
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$478,360	6,988
1995-12-31 (YTD Data)		Rank
Total interest income	$302,000	11,883
Total interest expense	$144,000	11,818
Net interest income	$158,000	11,895
Provision for loan and lease losses	$5,000	8,671
Total noninterest income	$37,000	11,551
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$31,000	9,769
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,000	11,713
Total noninterest expense	$104,000	11,948
Salaries and employee benefits	$53,000	11,940
Premises and equipment expense	$12,000	11,881
Additional noninterest expense	$39,000	11,927
Pre-tax net operating income	$86,000	11,163
Securities gains (losses)	$0	3,831
Applicable income taxes	$38,000	10,426
Income before extraordinary items	$48,000	11,296
Extraordinary gains, net	$0	65
Net income	$48,000	11,295
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,178
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$48,000	11,260
1994-12-31 (YTD Data)		Rank
Total interest income	$2,764,000	8,442
Total interest expense	$1,215,000	7,837
Net interest income	$1,549,000	8,738
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$464,000	5,555
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$346,000	3,884
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	6,976
Total noninterest expense	$1,325,000	8,156
Salaries and employee benefits	$653,000	8,252
Premises and equipment expense	$64,000	11,169
Additional noninterest expense	$608,000	6,982
Pre-tax net operating income	$628,000	7,838
Securities gains (losses)	$0	3,600
Applicable income taxes	$221,000	6,993
Income before extraordinary items	$407,000	8,143
Extraordinary gains, net	$0	249
Net income	$407,000	8,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	4,348
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$407,000	8,185
1993-12-31 (YTD Data)		Rank
Total interest income	$1,993,000	10,200
Total interest expense	$735,000	10,388
Net interest income	$1,258,000	9,879
Provision for loan and lease losses	$135,000	4,908
Total noninterest income	$150,000	10,210
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$82,000	8,937
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	9,182
Total noninterest expense	$734,000	10,996
Salaries and employee benefits	$364,000	11,003
Premises and equipment expense	$70,000	11,498
Additional noninterest expense	$300,000	10,450
Pre-tax net operating income	$539,000	8,380
Securities gains (losses)	$0	7,477
Applicable income taxes	$194,000	7,729
Income before extraordinary items	$345,000	8,988
Extraordinary gains, net	$0	3,149
Net income	$345,000	9,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	6,216
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$345,000	8,729
1992-12-31 (YTD Data)		Rank
Total interest income	$2,059,000	10,784
Total interest expense	$914,000	10,802
Net interest income	$1,145,000	10,532
Provision for loan and lease losses	$60,000	8,535
Total noninterest income	$112,000	11,406
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$57,000	10,031
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	10,088
Total noninterest expense	$666,000	11,704
Salaries and employee benefits	$347,000	11,473
Premises and equipment expense	$66,000	12,026
Additional noninterest expense	$253,000	11,486
Pre-tax net operating income	$531,000	8,198
Securities gains (losses)	$0	8,369
Applicable income taxes	$204,000	7,478
Income before extraordinary items	$327,000	8,968
Extraordinary gains, net	$0	1,422
Net income	$327,000	9,115
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	9,428
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$327,000	8,614

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.