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Planters Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$84,049,000616
Total interest expense$35,985,000499
Net interest income$48,064,000695
Provision for loan and lease losses$2,266,000522
Total noninterest income$18,909,000475
Gross Fiduciary activities income$0981
Service charges on deposit accounts$6,609,000223
Trading account gains and fees$0123
Additional Noninterest Income$12,300,000461
Total noninterest expense$41,573,000665
Salaries and employee benefits$23,528,000647
Premises and equipment expense$4,668,000593
Additional noninterest expense$12,300,000461
Pre-tax net operating income$23,134,000608
Securities gains (losses)$-41,0003,604
Applicable income taxes$5,118,000518
Income before extraordinary items$17,975,000623
Extraordinary gains, net$054
Net income$17,975,000633
Minority interest net income$088
Net income of bank and minority interests.$17,975,000626
Net charge-offs$440,000809
Cash dividends$7,000,000622
Sale, conversion, retirement of capital stock, net$0540
Net operating income$18,007,390640
2023-09-30 (YTD Data)Rank
Total interest income$61,312,000619
Total interest expense$24,578,000504
Net interest income$36,734,000694
Provision for loan and lease losses$1,658,000497
Total noninterest income$15,548,000444
Gross Fiduciary activities income$0950
Service charges on deposit accounts$4,981,000224
Trading account gains and fees$0125
Additional Noninterest Income$10,567,000431
Total noninterest expense$31,171,000668
Salaries and employee benefits$17,796,000646
Premises and equipment expense$3,501,000592
Additional noninterest expense$10,567,000431
Pre-tax net operating income$19,453,000575
Securities gains (losses)$-78,0003,938
Applicable income taxes$3,954,000542
Income before extraordinary items$15,421,000587
Extraordinary gains, net$052
Net income$15,421,000591
Minority interest net income$081
Net income of bank and minority interests.$15,421,000587
Net charge-offs$219,000859
Cash dividends$7,000,000468
Sale, conversion, retirement of capital stock, net$0507
Net operating income$15,483,400595
2023-06-30 (YTD Data)Rank
Total interest income$39,445,000610
Total interest expense$14,162,000514
Net interest income$25,283,000680
Provision for loan and lease losses$937,000528
Total noninterest income$6,440,000623
Gross Fiduciary activities income$0931
Service charges on deposit accounts$3,292,000217
Trading account gains and fees$0112
Additional Noninterest Income$3,148,000718
Total noninterest expense$20,325,000665
Salaries and employee benefits$11,889,000635
Premises and equipment expense$2,327,000576
Additional noninterest expense$3,148,000718
Pre-tax net operating income$10,461,000676
Securities gains (losses)$-65,0004,139
Applicable income taxes$1,898,000682
Income before extraordinary items$8,498,000691
Extraordinary gains, net$051
Net income$8,498,000703
Minority interest net income$081
Net income of bank and minority interests.$8,498,000691
Net charge-offs$198,000678
Cash dividends$7,000,000349
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,551,300688
2023-03-31 (YTD Data)Rank
Total interest income$19,206,000625
Total interest expense$5,737,000544
Net interest income$13,469,000649
Provision for loan and lease losses$571,000480
Total noninterest income$2,814,000683
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,601,000228
Trading account gains and fees$097
Additional Noninterest Income$1,213,000851
Total noninterest expense$10,335,000664
Salaries and employee benefits$6,062,000643
Premises and equipment expense$1,173,000601
Additional noninterest expense$1,213,000851
Pre-tax net operating income$5,377,000682
Securities gains (losses)$15,000490
Applicable income taxes$1,030,000666
Income before extraordinary items$4,362,000689
Extraordinary gains, net$04
Net income$4,362,000688
Minority interest net income$048
Net income of bank and minority interests.$4,362,000688
Net charge-offs$141,000516
Cash dividends$7,000,000222
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,349,850706
2022-12-31 (YTD Data)Rank
Total interest income$60,970,000630
Total interest expense$9,169,000490
Net interest income$51,801,000655
Provision for loan and lease losses$2,243,000478
Total noninterest income$11,909,000695
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$6,319,000232
Trading account gains and fees$0116
Additional Noninterest Income$5,590,000831
Total noninterest expense$37,465,000711
Salaries and employee benefits$21,168,000708
Premises and equipment expense$4,530,000602
Additional noninterest expense$5,590,000831
Pre-tax net operating income$24,002,000660
Securities gains (losses)$11,000421
Applicable income taxes$6,071,000536
Income before extraordinary items$17,942,000703
Extraordinary gains, net$05
Net income$17,942,000704
Minority interest net income$063
Net income of bank and minority interests.$17,942,000704
Net charge-offs$118,0001,158
Cash dividends$635,0002,519
Sale, conversion, retirement of capital stock, net$-4,765,0004,698
Net operating income$17,933,310707
2022-09-30 (YTD Data)Rank
Total interest income$43,413,000633
Total interest expense$5,061,000458
Net interest income$38,352,000654
Provision for loan and lease losses$1,792,000425
Total noninterest income$9,074,000691
Gross Fiduciary activities income$0968
Service charges on deposit accounts$4,720,000237
Trading account gains and fees$0111
Additional Noninterest Income$4,354,000830
Total noninterest expense$27,400,000717
Salaries and employee benefits$15,531,000722
Premises and equipment expense$3,398,000604
Additional noninterest expense$4,354,000830
Pre-tax net operating income$18,234,000656
Securities gains (losses)$9,000447
Applicable income taxes$4,814,000527
Income before extraordinary items$13,429,000693
Extraordinary gains, net$04
Net income$13,429,000693
Minority interest net income$057
Net income of bank and minority interests.$13,429,000693
Net charge-offs$73,0001,054
Cash dividends$635,0002,014
Sale, conversion, retirement of capital stock, net$-4,765,0004,737
Net operating income$13,421,890701
2022-06-30 (YTD Data)Rank
Total interest income$27,529,000636
Total interest expense$2,940,000413
Net interest income$24,589,000655
Provision for loan and lease losses$1,276,000349
Total noninterest income$6,259,000670
Gross Fiduciary activities income$0925
Service charges on deposit accounts$3,055,000241
Trading account gains and fees$0108
Additional Noninterest Income$3,204,000780
Total noninterest expense$18,089,000715
Salaries and employee benefits$10,331,000713
Premises and equipment expense$2,242,000610
Additional noninterest expense$5,516,000714
Pre-tax net operating income$11,483,000644
Securities gains (losses)$17,000325
Applicable income taxes$2,371,000593
Income before extraordinary items$9,129,000646
Extraordinary gains, net$04
Net income$9,129,000646
Minority interest net income$060
Net income of bank and minority interests.$9,129,000646
Net charge-offs$58,000901
Cash dividends$635,0001,693
Sale, conversion, retirement of capital stock, net$-4,765,0004,761
Net operating income$9,115,570659
2022-03-31 (YTD Data)Rank
Total interest income$13,175,000635
Total interest expense$1,450,000385
Net interest income$11,725,000661
Provision for loan and lease losses$602,000289
Total noninterest income$3,325,000652
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,468,000250
Trading account gains and fees$0103
Additional Noninterest Income$1,857,000724
Total noninterest expense$9,185,000705
Salaries and employee benefits$5,182,000715
Premises and equipment expense$1,195,000575
Additional noninterest expense$2,808,000687
Pre-tax net operating income$5,263,000666
Securities gains (losses)$1,000563
Applicable income taxes$1,007,000643
Income before extraordinary items$4,257,000665
Extraordinary gains, net$04
Net income$4,257,000665
Minority interest net income$050
Net income of bank and minority interests.$4,257,000665
Net charge-offs$-16,0004,073
Cash dividends$5,400,000246
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,256,190670
2021-12-31 (YTD Data)Rank
Total interest income$41,319,000806
Total interest expense$5,394,000498
Net interest income$35,925,000848
Provision for loan and lease losses$1,632,000359
Total noninterest income$12,375,000718
Gross Fiduciary activities income$0994
Service charges on deposit accounts$5,768,000239
Trading account gains and fees$0132
Additional Noninterest Income$6,607,000882
Total noninterest expense$29,099,000868
Salaries and employee benefits$15,932,000889
Premises and equipment expense$3,702,000713
Additional noninterest expense$9,465,000822
Pre-tax net operating income$17,569,000823
Securities gains (losses)$236,000552
Applicable income taxes$3,802,000745
Income before extraordinary items$14,003,000872
Extraordinary gains, net$010
Net income$14,003,000873
Minority interest net income$074
Net income of bank and minority interests.$14,003,000873
Net charge-offs$716,000514
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,816,560868
2021-09-30 (YTD Data)Rank
Total interest income$31,470,000808
Total interest expense$4,216,000508
Net interest income$27,254,000854
Provision for loan and lease losses$1,514,000294
Total noninterest income$9,502,000729
Gross Fiduciary activities income$0957
Service charges on deposit accounts$4,216,000241
Trading account gains and fees$0132
Additional Noninterest Income$5,286,000870
Total noninterest expense$21,329,000892
Salaries and employee benefits$11,814,000909
Premises and equipment expense$2,642,000756
Additional noninterest expense$6,873,000835
Pre-tax net operating income$13,913,000826
Securities gains (losses)$148,000666
Applicable income taxes$2,938,000762
Income before extraordinary items$11,123,000864
Extraordinary gains, net$08
Net income$11,123,000864
Minority interest net income$069
Net income of bank and minority interests.$11,123,000864
Net charge-offs$527,000483
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,006,080853
2021-06-30 (YTD Data)Rank
Total interest income$19,480,000860
Total interest expense$2,881,000521
Net interest income$16,599,000900
Provision for loan and lease losses$959,000328
Total noninterest income$4,964,000859
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,684,000244
Trading account gains and fees$0133
Additional Noninterest Income$2,280,0001,180
Total noninterest expense$14,092,000892
Salaries and employee benefits$7,791,000906
Premises and equipment expense$1,680,000789
Additional noninterest expense$4,621,000829
Pre-tax net operating income$6,512,0001,080
Securities gains (losses)$90,000704
Applicable income taxes$1,203,0001,020
Income before extraordinary items$5,399,0001,117
Extraordinary gains, net$06
Net income$5,399,0001,118
Minority interest net income$067
Net income of bank and minority interests.$5,399,0001,118
Net charge-offs$566,000369
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,325,2001,112
2021-03-31 (YTD Data)Rank
Total interest income$9,305,000890
Total interest expense$1,479,000533
Net interest income$7,826,000928
Provision for loan and lease losses$270,000653
Total noninterest income$2,365,000889
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,234,000254
Trading account gains and fees$0127
Additional Noninterest Income$1,131,0001,174
Total noninterest expense$7,156,000876
Salaries and employee benefits$3,941,000898
Premises and equipment expense$833,000804
Additional noninterest expense$2,382,000783
Pre-tax net operating income$2,765,0001,211
Securities gains (losses)$52,000652
Applicable income taxes$381,0001,352
Income before extraordinary items$2,436,0001,216
Extraordinary gains, net$03
Net income$2,436,0001,216
Minority interest net income$055
Net income of bank and minority interests.$2,436,0001,216
Net charge-offs$662,000227
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,391,2801,197
2020-12-31 (YTD Data)Rank
Total interest income$42,764,000784
Total interest expense$8,262,000584
Net interest income$34,502,000830
Provision for loan and lease losses$1,784,0001,131
Total noninterest income$9,920,000802
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$4,933,000252
Trading account gains and fees$0133
Additional Noninterest Income$4,987,0001,021
Total noninterest expense$28,911,000842
Salaries and employee benefits$16,023,000860
Premises and equipment expense$3,653,000711
Additional noninterest expense$9,235,000787
Pre-tax net operating income$13,727,000809
Securities gains (losses)$409,000680
Applicable income taxes$2,511,000791
Income before extraordinary items$11,625,000829
Extraordinary gains, net$04
Net income$11,625,000829
Minority interest net income$072
Net income of bank and minority interests.$11,625,000829
Net charge-offs$1,417,000524
Cash dividends$7,000,000590
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,289,620813
2020-09-30 (YTD Data)Rank
Total interest income$31,515,000804
Total interest expense$6,572,000602
Net interest income$24,943,000851
Provision for loan and lease losses$1,412,0001,108
Total noninterest income$7,076,000811
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,582,000254
Trading account gains and fees$0125
Additional Noninterest Income$3,494,0001,036
Total noninterest expense$21,543,000830
Salaries and employee benefits$12,020,000839
Premises and equipment expense$2,761,000695
Additional noninterest expense$6,762,000783
Pre-tax net operating income$9,064,000872
Securities gains (losses)$399,000572
Applicable income taxes$1,648,000843
Income before extraordinary items$7,815,000883
Extraordinary gains, net$04
Net income$7,815,000883
Minority interest net income$065
Net income of bank and minority interests.$7,815,000883
Net charge-offs$1,339,000425
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,483,830889
2020-06-30 (YTD Data)Rank
Total interest income$21,066,000803
Total interest expense$4,543,000625
Net interest income$16,523,000853
Provision for loan and lease losses$1,043,0001,057
Total noninterest income$4,836,000749
Gross Fiduciary activities income$0970
Service charges on deposit accounts$2,312,000259
Trading account gains and fees$0123
Additional Noninterest Income$2,524,000917
Total noninterest expense$14,256,000827
Salaries and employee benefits$7,904,000842
Premises and equipment expense$1,841,000698
Additional noninterest expense$4,511,000787
Pre-tax net operating income$6,060,000801
Securities gains (losses)$316,000522
Applicable income taxes$1,136,000747
Income before extraordinary items$5,240,000817
Extraordinary gains, net$04
Net income$5,240,000817
Minority interest net income$065
Net income of bank and minority interests.$5,240,000817
Net charge-offs$997,000395
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,980,880822
2020-03-31 (YTD Data)Rank
Total interest income$10,793,000780
Total interest expense$2,346,000680
Net interest income$8,447,000818
Provision for loan and lease losses$644,000769
Total noninterest income$2,965,000613
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,367,000259
Trading account gains and fees$0106
Additional Noninterest Income$1,598,000697
Total noninterest expense$7,171,000830
Salaries and employee benefits$4,039,000836
Premises and equipment expense$862,000752
Additional noninterest expense$2,270,000780
Pre-tax net operating income$3,597,000625
Securities gains (losses)$153,000460
Applicable income taxes$706,000583
Income before extraordinary items$3,044,000639
Extraordinary gains, net$04
Net income$3,044,000639
Minority interest net income$056
Net income of bank and minority interests.$3,044,000639
Net charge-offs$399,000431
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,920,070647
2019-12-31 (YTD Data)Rank
Total interest income$43,858,000772
Total interest expense$9,620,000703
Net interest income$34,238,000796
Provision for loan and lease losses$1,078,000867
Total noninterest income$9,322,000732
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$5,646,000258
Trading account gains and fees$0135
Additional Noninterest Income$3,676,0001,033
Total noninterest expense$27,976,000819
Salaries and employee benefits$15,889,000828
Premises and equipment expense$3,408,000740
Additional noninterest expense$8,679,000794
Pre-tax net operating income$14,506,000770
Securities gains (losses)$211,000617
Applicable income taxes$2,730,000738
Income before extraordinary items$11,987,000802
Extraordinary gains, net$011
Net income$11,987,000803
Minority interest net income$076
Net income of bank and minority interests.$11,987,000803
Net charge-offs$1,278,000559
Cash dividends$7,100,000619
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,816,090788
2019-09-30 (YTD Data)Rank
Total interest income$33,012,000776
Total interest expense$7,235,000708
Net interest income$25,777,000793
Provision for loan and lease losses$967,000698
Total noninterest income$6,886,000734
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$4,193,000262
Trading account gains and fees$0129
Additional Noninterest Income$2,693,0001,031
Total noninterest expense$20,759,000819
Salaries and employee benefits$11,936,000820
Premises and equipment expense$2,535,000750
Additional noninterest expense$6,288,000811
Pre-tax net operating income$10,937,000789
Securities gains (losses)$209,000517
Applicable income taxes$1,991,000767
Income before extraordinary items$9,155,000799
Extraordinary gains, net$011
Net income$9,155,000800
Minority interest net income$072
Net income of bank and minority interests.$9,155,000800
Net charge-offs$884,000528
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,983,620793
2019-06-30 (YTD Data)Rank
Total interest income$21,710,000787
Total interest expense$4,665,000718
Net interest income$17,045,000801
Provision for loan and lease losses$508,000843
Total noninterest income$4,583,000730
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,741,000266
Trading account gains and fees$0131
Additional Noninterest Income$1,842,000984
Total noninterest expense$14,100,000800
Salaries and employee benefits$8,151,000797
Premises and equipment expense$1,650,000776
Additional noninterest expense$4,299,000805
Pre-tax net operating income$7,020,000785
Securities gains (losses)$61,000684
Applicable income taxes$1,198,000808
Income before extraordinary items$5,883,000799
Extraordinary gains, net$011
Net income$5,883,000799
Minority interest net income$069
Net income of bank and minority interests.$5,883,000799
Net charge-offs$567,000530
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,832,370787
2019-03-31 (YTD Data)Rank
Total interest income$10,679,000796
Total interest expense$2,228,000728
Net interest income$8,451,000804
Provision for loan and lease losses$342,000622
Total noninterest income$2,469,000658
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,393,000257
Trading account gains and fees$0126
Additional Noninterest Income$1,076,000859
Total noninterest expense$7,089,000795
Salaries and employee benefits$4,088,000793
Premises and equipment expense$813,000799
Additional noninterest expense$2,188,000782
Pre-tax net operating income$3,489,000775
Securities gains (losses)$33,000474
Applicable income taxes$570,000818
Income before extraordinary items$2,952,000789
Extraordinary gains, net$05
Net income$2,952,000789
Minority interest net income$052
Net income of bank and minority interests.$2,952,000788
Net charge-offs$218,000588
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,924,280778
2018-12-31 (YTD Data)Rank
Total interest income$40,896,000770
Total interest expense$6,765,000722
Net interest income$34,131,000779
Provision for loan and lease losses$1,184,000787
Total noninterest income$10,090,000677
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$5,912,000258
Trading account gains and fees$0126
Additional Noninterest Income$4,178,000896
Total noninterest expense$28,726,000781
Salaries and employee benefits$16,457,000762
Premises and equipment expense$3,285,000764
Additional noninterest expense$8,984,000769
Pre-tax net operating income$14,311,000776
Securities gains (losses)$201,000210
Applicable income taxes$2,350,000782
Income before extraordinary items$12,162,000773
Extraordinary gains, net$06
Net income$12,162,000772
Minority interest net income$072
Net income of bank and minority interests.$12,162,000772
Net charge-offs$598,000846
Cash dividends$6,900,000568
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,993,160787
2018-09-30 (YTD Data)Rank
Total interest income$29,791,000780
Total interest expense$4,789,000725
Net interest income$25,002,000790
Provision for loan and lease losses$835,000758
Total noninterest income$6,781,000744
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$4,440,000255
Trading account gains and fees$0138
Additional Noninterest Income$2,341,0001,134
Total noninterest expense$20,862,000796
Salaries and employee benefits$12,101,000781
Premises and equipment expense$2,411,000782
Additional noninterest expense$6,350,000800
Pre-tax net operating income$10,086,000818
Securities gains (losses)$142,000249
Applicable income taxes$1,650,000833
Income before extraordinary items$8,578,000819
Extraordinary gains, net$05
Net income$8,578,000818
Minority interest net income$066
Net income of bank and minority interests.$8,578,000818
Net charge-offs$682,000584
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,458,720828
2018-06-30 (YTD Data)Rank
Total interest income$19,228,000786
Total interest expense$2,879,000738
Net interest income$16,349,000802
Provision for loan and lease losses$499,000831
Total noninterest income$4,395,000766
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,949,000259
Trading account gains and fees$0130
Additional Noninterest Income$1,446,0001,187
Total noninterest expense$14,085,000789
Salaries and employee benefits$8,162,000779
Premises and equipment expense$1,606,000788
Additional noninterest expense$4,317,000783
Pre-tax net operating income$6,160,000871
Securities gains (losses)$108,000232
Applicable income taxes$1,006,000875
Income before extraordinary items$5,262,000857
Extraordinary gains, net$06
Net income$5,262,000855
Minority interest net income$065
Net income of bank and minority interests.$5,262,000856
Net charge-offs$721,000400
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,171,280863
2018-03-31 (YTD Data)Rank
Total interest income$9,331,000803
Total interest expense$1,298,000769
Net interest income$8,033,000811
Provision for loan and lease losses$122,0001,311
Total noninterest income$2,175,000740
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,502,000256
Trading account gains and fees$0123
Additional Noninterest Income$673,0001,231
Total noninterest expense$7,068,000792
Salaries and employee benefits$4,077,000788
Premises and equipment expense$812,000782
Additional noninterest expense$2,179,000761
Pre-tax net operating income$3,018,000863
Securities gains (losses)$38,000257
Applicable income taxes$490,000887
Income before extraordinary items$2,566,000856
Extraordinary gains, net$07
Net income$2,566,000857
Minority interest net income$052
Net income of bank and minority interests.$2,566,000856
Net charge-offs$293,000422
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,534,080858
2017-12-31 (YTD Data)Rank
Total interest income$38,755,000742
Total interest expense$4,581,000742
Net interest income$34,174,000737
Provision for loan and lease losses$2,128,000493
Total noninterest income$9,620,000705
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$6,167,000247
Trading account gains and fees$0151
Additional Noninterest Income$3,453,0001,053
Total noninterest expense$27,227,000803
Salaries and employee benefits$15,884,000772
Premises and equipment expense$3,207,000778
Additional noninterest expense$8,136,000816
Pre-tax net operating income$14,439,000711
Securities gains (losses)$246,000348
Applicable income taxes$4,862,000677
Income before extraordinary items$9,823,000764
Extraordinary gains, net$09
Net income$9,823,000764
Minority interest net income$076
Net income of bank and minority interests.$9,823,000764
Net charge-offs$2,504,000329
Cash dividends$6,600,000519
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,658,180764
2017-09-30 (YTD Data)Rank
Total interest income$28,743,000745
Total interest expense$3,431,000726
Net interest income$25,312,000751
Provision for loan and lease losses$1,713,000468
Total noninterest income$7,199,000711
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$4,628,000249
Trading account gains and fees$0145
Additional Noninterest Income$2,571,0001,079
Total noninterest expense$19,895,000826
Salaries and employee benefits$11,680,000790
Premises and equipment expense$2,411,000780
Additional noninterest expense$5,804,000848
Pre-tax net operating income$10,903,000711
Securities gains (losses)$201,000367
Applicable income taxes$3,024,000683
Income before extraordinary items$8,080,000759
Extraordinary gains, net$09
Net income$8,080,000757
Minority interest net income$071
Net income of bank and minority interests.$8,080,000759
Net charge-offs$2,087,000293
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,933,270761
2017-06-30 (YTD Data)Rank
Total interest income$18,826,000750
Total interest expense$2,158,000743
Net interest income$16,668,000753
Provision for loan and lease losses$906,000530
Total noninterest income$4,723,000727
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$3,080,000243
Trading account gains and fees$0139
Additional Noninterest Income$1,643,0001,110
Total noninterest expense$13,291,000819
Salaries and employee benefits$7,760,000793
Premises and equipment expense$1,594,000785
Additional noninterest expense$3,937,000835
Pre-tax net operating income$7,194,000704
Securities gains (losses)$99,000437
Applicable income taxes$1,996,000669
Income before extraordinary items$5,297,000760
Extraordinary gains, net$011
Net income$5,297,000759
Minority interest net income$071
Net income of bank and minority interests.$5,297,000760
Net charge-offs$1,344,000294
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,224,730754
2017-03-31 (YTD Data)Rank
Total interest income$9,202,000763
Total interest expense$1,049,000735
Net interest income$8,153,000767
Provision for loan and lease losses$304,000665
Total noninterest income$2,357,000710
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,525,000246
Trading account gains and fees$0142
Additional Noninterest Income$832,0001,097
Total noninterest expense$6,647,000827
Salaries and employee benefits$3,939,000791
Premises and equipment expense$821,000776
Additional noninterest expense$1,887,000864
Pre-tax net operating income$3,559,000701
Securities gains (losses)$01,153
Applicable income taxes$999,000660
Income before extraordinary items$2,560,000760
Extraordinary gains, net$08
Net income$2,560,000760
Minority interest net income$055
Net income of bank and minority interests.$2,560,000760
Net charge-offs$250,000525
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,560,000744
2016-12-31 (YTD Data)Rank
Total interest income$37,016,000728
Total interest expense$4,206,000699
Net interest income$32,810,000726
Provision for loan and lease losses$2,016,000526
Total noninterest income$9,099,000739
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$5,767,000263
Trading account gains and fees$0170
Additional Noninterest Income$3,332,0001,127
Total noninterest expense$25,796,000826
Salaries and employee benefits$14,863,000805
Premises and equipment expense$3,250,000765
Additional noninterest expense$7,683,000859
Pre-tax net operating income$14,097,000679
Securities gains (losses)$334,000609
Applicable income taxes$3,593,000689
Income before extraordinary items$10,838,000708
Extraordinary gains, net$05
Net income$10,838,000706
Minority interest net income$082
Net income of bank and minority interests.$10,838,000707
Net charge-offs$2,517,000339
Cash dividends$6,550,000531
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,587,500707
2016-09-30 (YTD Data)Rank
Total interest income$27,768,000724
Total interest expense$3,181,000692
Net interest income$24,587,000721
Provision for loan and lease losses$1,856,000431
Total noninterest income$6,864,000740
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$4,398,000257
Trading account gains and fees$0169
Additional Noninterest Income$2,466,0001,136
Total noninterest expense$18,951,000843
Salaries and employee benefits$10,590,000827
Premises and equipment expense$2,434,000768
Additional noninterest expense$5,927,000836
Pre-tax net operating income$10,644,000678
Securities gains (losses)$341,000553
Applicable income taxes$2,759,000693
Income before extraordinary items$8,226,000706
Extraordinary gains, net$05
Net income$8,226,000706
Minority interest net income$071
Net income of bank and minority interests.$8,226,000706
Net charge-offs$2,733,000235
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,970,250710
2016-06-30 (YTD Data)Rank
Total interest income$17,969,000744
Total interest expense$2,062,000709
Net interest income$15,907,000746
Provision for loan and lease losses$1,000,000509
Total noninterest income$4,504,000745
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,860,000264
Trading account gains and fees$0157
Additional Noninterest Income$1,644,0001,110
Total noninterest expense$12,493,000847
Salaries and employee benefits$7,017,000842
Premises and equipment expense$1,560,000804
Additional noninterest expense$3,916,000842
Pre-tax net operating income$6,918,000675
Securities gains (losses)$222,000553
Applicable income taxes$1,725,000721
Income before extraordinary items$5,415,000701
Extraordinary gains, net$016
Net income$5,415,000700
Minority interest net income$071
Net income of bank and minority interests.$5,415,000700
Net charge-offs$1,323,000287
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,246,280698
2016-03-31 (YTD Data)Rank
Total interest income$8,499,000790
Total interest expense$1,003,000722
Net interest income$7,496,000798
Provision for loan and lease losses$349,000613
Total noninterest income$1,977,000797
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,290,000288
Trading account gains and fees$0142
Additional Noninterest Income$687,0001,234
Total noninterest expense$5,873,000898
Salaries and employee benefits$3,098,000957
Premises and equipment expense$872,000728
Additional noninterest expense$1,903,000858
Pre-tax net operating income$3,251,000710
Securities gains (losses)$128,000424
Applicable income taxes$776,000762
Income before extraordinary items$2,603,000703
Extraordinary gains, net$012
Net income$2,603,000702
Minority interest net income$062
Net income of bank and minority interests.$2,603,000703
Net charge-offs$206,000649
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,504,440709
2015-12-31 (YTD Data)Rank
Total interest income$28,409,000914
Total interest expense$3,724,000747
Net interest income$24,685,000925
Provision for loan and lease losses$1,961,000464
Total noninterest income$6,201,000975
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,046,000351
Trading account gains and fees$0159
Additional Noninterest Income$2,155,0001,444
Total noninterest expense$18,207,0001,113
Salaries and employee benefits$9,896,0001,139
Premises and equipment expense$2,167,0001,097
Additional noninterest expense$6,144,0001,066
Pre-tax net operating income$10,718,000841
Securities gains (losses)$302,000550
Applicable income taxes$2,296,000905
Income before extraordinary items$8,724,000825
Extraordinary gains, net$023
Net income$8,724,000825
Minority interest net income$081
Net income of bank and minority interests.$8,724,000825
Net charge-offs$3,943,000222
Cash dividends$5,500,000610
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,485,420826
2015-09-30 (YTD Data)Rank
Total interest income$21,492,000903
Total interest expense$2,808,000745
Net interest income$18,684,000919
Provision for loan and lease losses$1,409,000438
Total noninterest income$4,356,0001,024
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,999,000362
Trading account gains and fees$0153
Additional Noninterest Income$1,357,0001,662
Total noninterest expense$13,061,0001,164
Salaries and employee benefits$7,009,0001,208
Premises and equipment expense$1,548,0001,169
Additional noninterest expense$4,504,0001,083
Pre-tax net operating income$8,570,000792
Securities gains (losses)$160,000763
Applicable income taxes$2,105,000814
Income before extraordinary items$6,625,000818
Extraordinary gains, net$021
Net income$6,625,000818
Minority interest net income$078
Net income of bank and minority interests.$6,625,000818
Net charge-offs$3,742,000178
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,503,400811
2015-06-30 (YTD Data)Rank
Total interest income$14,210,000913
Total interest expense$1,833,000763
Net interest income$12,377,000916
Provision for loan and lease losses$813,000504
Total noninterest income$2,869,0001,036
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,009,000357
Trading account gains and fees$0157
Additional Noninterest Income$860,0001,726
Total noninterest expense$8,674,0001,166
Salaries and employee benefits$4,819,0001,174
Premises and equipment expense$956,0001,248
Additional noninterest expense$2,899,0001,116
Pre-tax net operating income$5,759,000787
Securities gains (losses)$156,000630
Applicable income taxes$1,426,000804
Income before extraordinary items$4,489,000818
Extraordinary gains, net$022
Net income$4,489,000817
Minority interest net income$075
Net income of bank and minority interests.$4,489,000818
Net charge-offs$1,344,000293
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,370,440808
2015-03-31 (YTD Data)Rank
Total interest income$6,988,000924
Total interest expense$900,000784
Net interest income$6,088,000931
Provision for loan and lease losses$289,000679
Total noninterest income$1,428,0001,007
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$971,000364
Trading account gains and fees$0152
Additional Noninterest Income$457,0001,613
Total noninterest expense$4,368,0001,167
Salaries and employee benefits$2,405,0001,174
Premises and equipment expense$480,0001,261
Additional noninterest expense$1,483,0001,080
Pre-tax net operating income$2,859,000776
Securities gains (losses)$02,027
Applicable income taxes$690,000810
Income before extraordinary items$2,169,000807
Extraordinary gains, net$013
Net income$2,169,000805
Minority interest net income$064
Net income of bank and minority interests.$2,169,000807
Net charge-offs$656,000269
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,169,000780
2014-12-31 (YTD Data)Rank
Total interest income$27,804,000914
Total interest expense$3,575,000827
Net interest income$24,229,000906
Provision for loan and lease losses$1,546,000590
Total noninterest income$6,052,000957
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$4,234,000352
Trading account gains and fees$0180
Additional Noninterest Income$1,818,0001,572
Total noninterest expense$17,295,0001,161
Salaries and employee benefits$9,679,0001,121
Premises and equipment expense$1,940,0001,232
Additional noninterest expense$5,676,0001,154
Pre-tax net operating income$11,440,000732
Securities gains (losses)$180,000857
Applicable income taxes$2,669,000794
Income before extraordinary items$8,951,000760
Extraordinary gains, net$017
Net income$8,951,000758
Minority interest net income$084
Net income of bank and minority interests.$8,951,000759
Net charge-offs$779,0001,084
Cash dividends$5,500,000555
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,812,400751
2014-09-30 (YTD Data)Rank
Total interest income$20,682,000922
Total interest expense$2,715,000827
Net interest income$17,967,000924
Provision for loan and lease losses$652,000937
Total noninterest income$4,463,000965
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,187,000350
Trading account gains and fees$0174
Additional Noninterest Income$1,276,0001,640
Total noninterest expense$12,277,0001,228
Salaries and employee benefits$6,861,0001,183
Premises and equipment expense$1,417,0001,274
Additional noninterest expense$3,999,0001,225
Pre-tax net operating income$9,501,000660
Securities gains (losses)$180,000678
Applicable income taxes$2,785,000626
Income before extraordinary items$6,896,000734
Extraordinary gains, net$015
Net income$6,896,000733
Minority interest net income$081
Net income of bank and minority interests.$6,896,000733
Net charge-offs$536,0001,089
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,768,200736
2014-06-30 (YTD Data)Rank
Total interest income$13,469,000937
Total interest expense$1,767,000853
Net interest income$11,702,000936
Provision for loan and lease losses$342,0001,129
Total noninterest income$2,941,000955
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,093,000348
Trading account gains and fees$0172
Additional Noninterest Income$848,0001,631
Total noninterest expense$8,321,0001,210
Salaries and employee benefits$4,672,0001,164
Premises and equipment expense$973,0001,245
Additional noninterest expense$2,676,0001,205
Pre-tax net operating income$5,980,000690
Securities gains (losses)$185,000507
Applicable income taxes$1,755,000641
Income before extraordinary items$4,410,000747
Extraordinary gains, net$020
Net income$4,410,000746
Minority interest net income$080
Net income of bank and minority interests.$4,410,000747
Net charge-offs$463,000929
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,276,800746
2014-03-31 (YTD Data)Rank
Total interest income$6,540,000967
Total interest expense$881,000863
Net interest income$5,659,000973
Provision for loan and lease losses$137,0001,360
Total noninterest income$1,440,000946
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,040,000343
Trading account gains and fees$0147
Additional Noninterest Income$400,0001,660
Total noninterest expense$4,279,0001,190
Salaries and employee benefits$2,485,0001,116
Premises and equipment expense$499,0001,237
Additional noninterest expense$1,295,0001,241
Pre-tax net operating income$2,683,000751
Securities gains (losses)$138,000349
Applicable income taxes$824,000654
Income before extraordinary items$1,997,000783
Extraordinary gains, net$016
Net income$1,997,000784
Minority interest net income$066
Net income of bank and minority interests.$1,997,000784
Net charge-offs$171,0001,042
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,899,020803
2013-12-31 (YTD Data)Rank
Total interest income$26,557,000951
Total interest expense$3,871,000884
Net interest income$22,686,000953
Provision for loan and lease losses$767,0001,380
Total noninterest income$6,580,000929
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,600,000327
Trading account gains and fees$0184
Additional Noninterest Income$1,980,0001,519
Total noninterest expense$16,576,0001,225
Salaries and employee benefits$9,322,0001,170
Premises and equipment expense$1,937,0001,211
Additional noninterest expense$5,317,0001,264
Pre-tax net operating income$11,923,000658
Securities gains (losses)$90,0001,402
Applicable income taxes$3,416,000610
Income before extraordinary items$8,597,000743
Extraordinary gains, net$029
Net income$8,597,000743
Minority interest net income$090
Net income of bank and minority interests.$8,597,000744
Net charge-offs$789,0001,501
Cash dividends$5,500,000518
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,532,200724
2013-09-30 (YTD Data)Rank
Total interest income$19,880,000958
Total interest expense$2,977,000888
Net interest income$16,903,000968
Provision for loan and lease losses$603,0001,321
Total noninterest income$4,981,000934
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,497,000325
Trading account gains and fees$0180
Additional Noninterest Income$1,484,0001,565
Total noninterest expense$11,912,0001,265
Salaries and employee benefits$6,563,0001,230
Premises and equipment expense$1,438,0001,243
Additional noninterest expense$3,911,0001,286
Pre-tax net operating income$9,369,000647
Securities gains (losses)$92,0001,284
Applicable income taxes$2,692,000596
Income before extraordinary items$6,769,000716
Extraordinary gains, net$025
Net income$6,769,000717
Minority interest net income$084
Net income of bank and minority interests.$6,769,000718
Net charge-offs$583,0001,444
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,702,760702
2013-06-30 (YTD Data)Rank
Total interest income$13,176,000958
Total interest expense$1,967,000921
Net interest income$11,209,000959
Provision for loan and lease losses$399,0001,392
Total noninterest income$3,397,000926
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,339,000320
Trading account gains and fees$0157
Additional Noninterest Income$1,058,0001,521
Total noninterest expense$7,807,0001,284
Salaries and employee benefits$4,349,0001,232
Premises and equipment expense$931,0001,279
Additional noninterest expense$2,527,0001,316
Pre-tax net operating income$6,400,000614
Securities gains (losses)$89,0001,181
Applicable income taxes$1,838,000579
Income before extraordinary items$4,651,000686
Extraordinary gains, net$022
Net income$4,651,000688
Minority interest net income$082
Net income of bank and minority interests.$4,651,000688
Net charge-offs$70,0003,069
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,586,920672
2013-03-31 (YTD Data)Rank
Total interest income$6,477,000977
Total interest expense$993,000949
Net interest income$5,484,000985
Provision for loan and lease losses$129,0001,841
Total noninterest income$1,593,000983
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,158,000317
Trading account gains and fees$0148
Additional Noninterest Income$435,0001,742
Total noninterest expense$4,084,0001,249
Salaries and employee benefits$2,289,0001,191
Premises and equipment expense$471,0001,293
Additional noninterest expense$1,324,0001,241
Pre-tax net operating income$2,864,000671
Securities gains (losses)$2,0001,785
Applicable income taxes$832,000614
Income before extraordinary items$2,034,000767
Extraordinary gains, net$010
Net income$2,034,000768
Minority interest net income$076
Net income of bank and minority interests.$2,034,000769
Net charge-offs$41,0002,562
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,032,580728
2012-12-31 (YTD Data)Rank
Total interest income$27,739,000945
Total interest expense$4,548,000999
Net interest income$23,191,000942
Provision for loan and lease losses$894,0001,908
Total noninterest income$5,832,0001,028
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$4,270,000362
Trading account gains and fees$0166
Additional Noninterest Income$1,562,0001,810
Total noninterest expense$16,263,0001,242
Salaries and employee benefits$9,105,0001,159
Premises and equipment expense$1,865,0001,273
Additional noninterest expense$5,293,0001,289
Pre-tax net operating income$11,866,000623
Securities gains (losses)$82,0002,414
Applicable income taxes$3,377,000555
Income before extraordinary items$8,571,000695
Extraordinary gains, net$029
Net income$8,571,000694
Minority interest net income$093
Net income of bank and minority interests.$8,571,000695
Net charge-offs$202,0003,755
Cash dividends$5,500,000526
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,511,960673
2012-09-30 (YTD Data)Rank
Total interest income$20,911,000960
Total interest expense$3,506,0001,017
Net interest income$17,405,000945
Provision for loan and lease losses$750,0001,780
Total noninterest income$4,198,0001,054
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,071,000373
Trading account gains and fees$0157
Additional Noninterest Income$1,127,0001,841
Total noninterest expense$11,638,0001,286
Salaries and employee benefits$6,390,0001,232
Premises and equipment expense$1,376,0001,312
Additional noninterest expense$3,872,0001,317
Pre-tax net operating income$9,215,000620
Securities gains (losses)$80,0002,137
Applicable income taxes$2,701,000558
Income before extraordinary items$6,594,000703
Extraordinary gains, net$020
Net income$6,594,000702
Minority interest net income$086
Net income of bank and minority interests.$6,594,000703
Net charge-offs$161,0003,520
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,537,200678
2012-06-30 (YTD Data)Rank
Total interest income$13,833,000974
Total interest expense$2,317,0001,054
Net interest income$11,516,000959
Provision for loan and lease losses$531,0001,740
Total noninterest income$2,713,0001,067
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,990,000380
Trading account gains and fees$0153
Additional Noninterest Income$723,0001,877
Total noninterest expense$7,880,0001,269
Salaries and employee benefits$4,324,0001,212
Premises and equipment expense$912,0001,310
Additional noninterest expense$2,644,0001,283
Pre-tax net operating income$5,818,000638
Securities gains (losses)$59,0001,939
Applicable income taxes$1,705,000580
Income before extraordinary items$4,172,000727
Extraordinary gains, net$019
Net income$4,172,000727
Minority interest net income$084
Net income of bank and minority interests.$4,172,000728
Net charge-offs$51,0004,016
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,130,110699
2012-03-31 (YTD Data)Rank
Total interest income$6,813,000992
Total interest expense$1,177,0001,080
Net interest income$5,636,000974
Provision for loan and lease losses$233,0001,819
Total noninterest income$1,366,0001,041
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$958,000391
Trading account gains and fees$0148
Additional Noninterest Income$408,0001,736
Total noninterest expense$3,863,0001,285
Salaries and employee benefits$2,197,0001,193
Premises and equipment expense$468,0001,279
Additional noninterest expense$1,198,0001,408
Pre-tax net operating income$2,906,000640
Securities gains (losses)$37,0001,357
Applicable income taxes$822,000588
Income before extraordinary items$2,121,000717
Extraordinary gains, net$019
Net income$2,121,000718
Minority interest net income$078
Net income of bank and minority interests.$2,121,000718
Net charge-offs$16,0003,803
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,094,360681
2011-12-31 (YTD Data)Rank
Total interest income$27,629,0001,008
Total interest expense$5,146,0001,168
Net interest income$22,483,000973
Provision for loan and lease losses$898,0002,587
Total noninterest income$5,794,000926
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$4,070,000379
Trading account gains and fees$0146
Additional Noninterest Income$1,724,0001,503
Total noninterest expense$16,409,0001,205
Salaries and employee benefits$8,817,0001,119
Premises and equipment expense$1,904,0001,308
Additional noninterest expense$5,688,0001,228
Pre-tax net operating income$10,970,000565
Securities gains (losses)$85,0002,196
Applicable income taxes$3,083,000572
Income before extraordinary items$7,972,000647
Extraordinary gains, net$029
Net income$7,972,000645
Minority interest net income$096
Net income of bank and minority interests.$7,972,000647
Net charge-offs$715,0002,758
Cash dividends$5,100,000414
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,910,800628
2011-09-30 (YTD Data)Rank
Total interest income$20,752,0001,020
Total interest expense$3,947,0001,190
Net interest income$16,805,000986
Provision for loan and lease losses$748,0002,363
Total noninterest income$4,321,000939
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$3,030,000384
Trading account gains and fees$0145
Additional Noninterest Income$1,291,0001,485
Total noninterest expense$11,997,0001,231
Salaries and employee benefits$6,259,0001,190
Premises and equipment expense$1,444,0001,311
Additional noninterest expense$4,294,0001,206
Pre-tax net operating income$8,381,000578
Securities gains (losses)$41,0002,444
Applicable income taxes$2,349,000556
Income before extraordinary items$6,073,000661
Extraordinary gains, net$021
Net income$6,073,000661
Minority interest net income$087
Net income of bank and minority interests.$6,073,000661
Net charge-offs$481,0002,708
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,043,480638
2011-06-30 (YTD Data)Rank
Total interest income$13,686,0001,047
Total interest expense$2,632,0001,236
Net interest income$11,054,0001,000
Provision for loan and lease losses$567,0002,168
Total noninterest income$2,916,000943
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,002,000391
Trading account gains and fees$0153
Additional Noninterest Income$914,0001,431
Total noninterest expense$7,979,0001,250
Salaries and employee benefits$4,308,0001,162
Premises and equipment expense$944,0001,339
Additional noninterest expense$2,727,0001,299
Pre-tax net operating income$5,424,000583
Securities gains (losses)$1,0002,791
Applicable income taxes$1,512,000549
Income before extraordinary items$3,913,000667
Extraordinary gains, net$015
Net income$3,913,000665
Minority interest net income$089
Net income of bank and minority interests.$3,913,000667
Net charge-offs$84,0004,015
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,912,280643
2011-03-31 (YTD Data)Rank
Total interest income$6,707,0001,080
Total interest expense$1,324,0001,275
Net interest income$5,383,0001,023
Provision for loan and lease losses$224,0002,329
Total noninterest income$1,582,000871
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$965,000394
Trading account gains and fees$0158
Additional Noninterest Income$617,0001,160
Total noninterest expense$3,976,0001,255
Salaries and employee benefits$2,194,0001,157
Premises and equipment expense$457,0001,415
Additional noninterest expense$1,325,0001,324
Pre-tax net operating income$2,765,000592
Securities gains (losses)$10,0001,304
Applicable income taxes$775,000542
Income before extraordinary items$2,000,000658
Extraordinary gains, net$09
Net income$2,000,000655
Minority interest net income$086
Net income of bank and minority interests.$2,000,000658
Net charge-offs$37,0003,587
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,992,800644
2010-12-31 (YTD Data)Rank
Total interest income$28,156,0001,101
Total interest expense$6,175,0001,341
Net interest income$21,981,0001,005
Provision for loan and lease losses$1,106,0002,900
Total noninterest income$6,267,000899
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$4,216,000371
Trading account gains and fees$0175
Additional Noninterest Income$2,051,0001,384
Total noninterest expense$15,981,0001,258
Salaries and employee benefits$8,490,0001,157
Premises and equipment expense$1,925,0001,338
Additional noninterest expense$5,566,0001,316
Pre-tax net operating income$11,161,000490
Securities gains (losses)$79,0002,352
Applicable income taxes$3,136,000526
Income before extraordinary items$8,104,000559
Extraordinary gains, net$029
Net income$8,104,000557
Minority interest net income$0111
Net income of bank and minority interests.$8,104,000559
Net charge-offs$814,0002,977
Cash dividends$5,100,000327
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,047,120546
2010-09-30 (YTD Data)Rank
Total interest income$21,147,0001,113
Total interest expense$4,790,0001,342
Net interest income$16,357,0001,018
Provision for loan and lease losses$858,0002,743
Total noninterest income$4,285,000947
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$3,133,000368
Trading account gains and fees$0165
Additional Noninterest Income$1,152,0001,641
Total noninterest expense$11,446,0001,293
Salaries and employee benefits$5,866,0001,258
Premises and equipment expense$1,428,0001,368
Additional noninterest expense$4,152,0001,302
Pre-tax net operating income$8,338,000514
Securities gains (losses)$48,0002,435
Applicable income taxes$2,347,000522
Income before extraordinary items$6,039,000573
Extraordinary gains, net$023
Net income$6,039,000572
Minority interest net income$0110
Net income of bank and minority interests.$6,039,000573
Net charge-offs$553,0002,937
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,004,440552
2010-06-30 (YTD Data)Rank
Total interest income$13,889,0001,136
Total interest expense$3,180,0001,417
Net interest income$10,709,0001,035
Provision for loan and lease losses$566,0002,681
Total noninterest income$2,476,0001,051
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,011,000385
Trading account gains and fees$0152
Additional Noninterest Income$465,0002,191
Total noninterest expense$7,563,0001,301
Salaries and employee benefits$3,899,0001,258
Premises and equipment expense$939,0001,413
Additional noninterest expense$2,725,0001,312
Pre-tax net operating income$5,056,000548
Securities gains (losses)$11,0002,572
Applicable income taxes$1,411,000532
Income before extraordinary items$3,656,000616
Extraordinary gains, net$019
Net income$3,656,000616
Minority interest net income$0105
Net income of bank and minority interests.$3,656,000617
Net charge-offs$378,0002,778
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,648,080591
2010-03-31 (YTD Data)Rank
Total interest income$6,790,0001,189
Total interest expense$1,576,0001,501
Net interest income$5,214,0001,078
Provision for loan and lease losses$233,0002,781
Total noninterest income$1,297,000986
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$988,000389
Trading account gains and fees$0175
Additional Noninterest Income$309,0001,805
Total noninterest expense$3,835,0001,301
Salaries and employee benefits$1,951,0001,281
Premises and equipment expense$456,0001,484
Additional noninterest expense$1,428,0001,233
Pre-tax net operating income$2,443,000554
Securities gains (losses)$02,284
Applicable income taxes$688,000523
Income before extraordinary items$1,755,000634
Extraordinary gains, net$016
Net income$1,755,000637
Minority interest net income$091
Net income of bank and minority interests.$1,755,000638
Net charge-offs$150,0002,719
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,755,000620
2009-12-31 (YTD Data)Rank
Total interest income$28,433,0001,211
Total interest expense$7,814,0001,512
Net interest income$20,619,0001,062
Provision for loan and lease losses$815,0003,819
Total noninterest income$5,444,0001,025
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$4,301,000389
Trading account gains and fees$0211
Additional Noninterest Income$1,143,0001,981
Total noninterest expense$17,921,0001,158
Salaries and employee benefits$8,270,0001,188
Premises and equipment expense$1,831,0001,478
Additional noninterest expense$7,820,0001,006
Pre-tax net operating income$7,327,000585
Securities gains (losses)$85,0002,276
Applicable income taxes$1,825,000608
Income before extraordinary items$5,587,000601
Extraordinary gains, net$034
Net income$5,587,000600
Minority interest net income$0115
Net income of bank and minority interests.$5,587,000602
Net charge-offs$648,0003,464
Cash dividends$3,780,000470
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,523,250608
2009-09-30 (YTD Data)Rank
Total interest income$21,335,0001,231
Total interest expense$6,082,0001,531
Net interest income$15,253,0001,077
Provision for loan and lease losses$599,0003,537
Total noninterest income$3,921,0001,061
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$3,196,000391
Trading account gains and fees$0212
Additional Noninterest Income$725,0002,249
Total noninterest expense$13,455,0001,143
Salaries and employee benefits$6,027,0001,246
Premises and equipment expense$1,312,0001,563
Additional noninterest expense$6,116,000921
Pre-tax net operating income$5,120,000666
Securities gains (losses)$-56,0007,396
Applicable income taxes$1,433,000628
Income before extraordinary items$3,631,000746
Extraordinary gains, net$027
Net income$3,631,000744
Minority interest net income$0118
Net income of bank and minority interests.$3,631,000747
Net charge-offs$437,0003,221
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,671,320727
2009-06-30 (YTD Data)Rank
Total interest income$14,087,0001,271
Total interest expense$4,030,0001,621
Net interest income$10,057,0001,093
Provision for loan and lease losses$544,0002,858
Total noninterest income$2,488,0001,113
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,065,000398
Trading account gains and fees$0193
Additional Noninterest Income$423,0002,462
Total noninterest expense$7,616,0001,368
Salaries and employee benefits$4,062,0001,247
Premises and equipment expense$878,0001,585
Additional noninterest expense$2,676,0001,388
Pre-tax net operating income$4,385,000503
Securities gains (losses)$-81,0007,653
Applicable income taxes$1,218,000513
Income before extraordinary items$3,086,000584
Extraordinary gains, net$021
Net income$3,086,000581
Minority interest net income$0112
Net income of bank and minority interests.$3,086,000584
Net charge-offs$308,0002,890
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,144,320557
2009-03-31 (YTD Data)Rank
Total interest income$6,961,0001,305
Total interest expense$2,040,0001,665
Net interest income$4,921,0001,110
Provision for loan and lease losses$222,0002,722
Total noninterest income$1,181,0001,123
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,003,000406
Trading account gains and fees$0171
Additional Noninterest Income$178,0002,666
Total noninterest expense$3,867,0001,297
Salaries and employee benefits$2,178,0001,173
Premises and equipment expense$423,0001,676
Additional noninterest expense$1,266,0001,298
Pre-tax net operating income$2,013,000608
Securities gains (losses)$-19,0007,867
Applicable income taxes$564,000599
Income before extraordinary items$1,430,000725
Extraordinary gains, net$015
Net income$1,430,000724
Minority interest net income$0102
Net income of bank and minority interests.$1,430,000727
Net charge-offs$88,0003,010
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,443,680671
2008-12-31 (YTD Data)Rank
Total interest income$29,740,0001,300
Total interest expense$11,030,0001,470
Net interest income$18,710,0001,188
Provision for loan and lease losses$770,0003,106
Total noninterest income$5,485,000976
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$4,485,000391
Trading account gains and fees$0154
Additional Noninterest Income$1,000,0002,116
Total noninterest expense$14,539,0001,343
Salaries and employee benefits$8,234,0001,216
Premises and equipment expense$1,914,0001,447
Additional noninterest expense$4,391,0001,414
Pre-tax net operating income$8,886,000623
Securities gains (losses)$-553,0007,585
Applicable income taxes$2,183,000626
Income before extraordinary items$6,150,000660
Extraordinary gains, net$039
Net income$6,150,000660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$891,0002,091
Cash dividends$4,425,000628
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,559,220650
2008-09-30 (YTD Data)Rank
Total interest income$22,528,0001,315
Total interest expense$8,720,0001,464
Net interest income$13,808,0001,230
Provision for loan and lease losses$608,0002,462
Total noninterest income$4,028,0001,033
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,323,000402
Trading account gains and fees$0148
Additional Noninterest Income$705,0002,310
Total noninterest expense$10,323,0001,402
Salaries and employee benefits$5,806,0001,327
Premises and equipment expense$1,428,0001,461
Additional noninterest expense$3,089,0001,454
Pre-tax net operating income$6,905,000728
Securities gains (losses)$-300,0007,666
Applicable income taxes$2,014,000649
Income before extraordinary items$4,591,000798
Extraordinary gains, net$031
Net income$4,591,000797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$541,0001,879
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,801,000803
2008-06-30 (YTD Data)Rank
Total interest income$14,940,0001,339
Total interest expense$6,031,0001,464
Net interest income$8,909,0001,254
Provision for loan and lease losses$377,0002,234
Total noninterest income$2,618,0001,069
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,160,000403
Trading account gains and fees$0149
Additional Noninterest Income$458,0002,379
Total noninterest expense$6,862,0001,399
Salaries and employee benefits$3,858,0001,347
Premises and equipment expense$967,0001,437
Additional noninterest expense$2,037,0001,441
Pre-tax net operating income$4,288,000827
Securities gains (losses)$48,0001,469
Applicable income taxes$1,322,000732
Income before extraordinary items$3,014,000906
Extraordinary gains, net$021
Net income$3,014,000906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0001,626
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,980,400903
2008-03-31 (YTD Data)Rank
Total interest income$7,660,0001,336
Total interest expense$3,218,0001,459
Net interest income$4,442,0001,247
Provision for loan and lease losses$260,0001,545
Total noninterest income$1,217,0001,133
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,015,000417
Trading account gains and fees$0158
Additional Noninterest Income$202,0002,561
Total noninterest expense$3,422,0001,398
Salaries and employee benefits$1,868,0001,407
Premises and equipment expense$450,0001,552
Additional noninterest expense$1,104,0001,302
Pre-tax net operating income$1,977,000955
Securities gains (losses)$48,0001,107
Applicable income taxes$617,000855
Income before extraordinary items$1,408,0001,075
Extraordinary gains, net$015
Net income$1,408,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0001,627
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,374,4001,058
2007-12-31 (YTD Data)Rank
Total interest income$32,105,0001,329
Total interest expense$14,449,0001,387
Net interest income$17,656,0001,267
Provision for loan and lease losses$1,126,0001,304
Total noninterest income$5,385,0001,035
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$4,405,000394
Trading account gains and fees$0178
Additional Noninterest Income$980,0002,245
Total noninterest expense$13,263,0001,386
Salaries and employee benefits$7,701,0001,301
Premises and equipment expense$1,777,0001,501
Additional noninterest expense$3,785,0001,465
Pre-tax net operating income$8,652,000984
Securities gains (losses)$38,000889
Applicable income taxes$2,530,000916
Income before extraordinary items$6,160,0001,054
Extraordinary gains, net$039
Net income$6,160,0001,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$857,0001,146
Cash dividends$4,450,000826
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,133,0201,039
2007-09-30 (YTD Data)Rank
Total interest income$24,093,0001,332
Total interest expense$10,996,0001,370
Net interest income$13,097,0001,282
Provision for loan and lease losses$550,0001,443
Total noninterest income$3,874,0001,070
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,230,000395
Trading account gains and fees$0184
Additional Noninterest Income$644,0002,454
Total noninterest expense$9,549,0001,439
Salaries and employee benefits$5,441,0001,397
Premises and equipment expense$1,326,0001,501
Additional noninterest expense$2,782,0001,460
Pre-tax net operating income$6,872,0001,003
Securities gains (losses)$01,655
Applicable income taxes$2,096,000932
Income before extraordinary items$4,776,0001,099
Extraordinary gains, net$033
Net income$4,776,0001,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$583,000962
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,776,0001,078
2007-06-30 (YTD Data)Rank
Total interest income$15,668,0001,381
Total interest expense$7,097,0001,417
Net interest income$8,571,0001,326
Provision for loan and lease losses$320,0001,462
Total noninterest income$2,518,0001,110
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,064,000416
Trading account gains and fees$0168
Additional Noninterest Income$454,0002,393
Total noninterest expense$6,386,0001,439
Salaries and employee benefits$3,630,0001,420
Premises and equipment expense$888,0001,515
Additional noninterest expense$1,868,0001,466
Pre-tax net operating income$4,383,0001,090
Securities gains (losses)$01,444
Applicable income taxes$1,337,0001,009
Income before extraordinary items$3,046,0001,170
Extraordinary gains, net$029
Net income$3,046,0001,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,000805
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,046,0001,153
2007-03-31 (YTD Data)Rank
Total interest income$7,618,0001,410
Total interest expense$3,473,0001,428
Net interest income$4,145,0001,367
Provision for loan and lease losses$96,0002,086
Total noninterest income$1,209,0001,128
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$930,000450
Trading account gains and fees$0195
Additional Noninterest Income$279,0002,057
Total noninterest expense$3,267,0001,417
Salaries and employee benefits$1,787,0001,451
Premises and equipment expense$498,0001,348
Additional noninterest expense$982,0001,358
Pre-tax net operating income$1,991,0001,182
Securities gains (losses)$01,187
Applicable income taxes$607,0001,110
Income before extraordinary items$1,384,0001,267
Extraordinary gains, net$022
Net income$1,384,0001,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0001,177
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,384,0001,248
2006-12-31 (YTD Data)Rank
Total interest income$28,775,0001,383
Total interest expense$12,081,0001,391
Net interest income$16,694,0001,364
Provision for loan and lease losses$520,0001,835
Total noninterest income$5,345,0001,035
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$4,075,000420
Trading account gains and fees$0130
Additional Noninterest Income$1,270,0001,880
Total noninterest expense$12,819,0001,393
Salaries and employee benefits$7,139,0001,365
Premises and equipment expense$1,625,0001,586
Additional noninterest expense$4,055,0001,316
Pre-tax net operating income$8,700,0001,133
Securities gains (losses)$1,0001,542
Applicable income taxes$2,612,0001,060
Income before extraordinary items$6,089,0001,215
Extraordinary gains, net$051
Net income$6,089,0001,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$912,000747
Cash dividends$4,412,000799
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,088,3001,201
2006-09-30 (YTD Data)Rank
Total interest income$21,330,0001,393
Total interest expense$8,668,0001,405
Net interest income$12,662,0001,363
Provision for loan and lease losses$293,0002,202
Total noninterest income$3,981,0001,050
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$3,057,000425
Trading account gains and fees$0126
Additional Noninterest Income$924,0001,938
Total noninterest expense$9,254,0001,456
Salaries and employee benefits$5,072,0001,465
Premises and equipment expense$1,190,0001,629
Additional noninterest expense$2,992,0001,337
Pre-tax net operating income$7,096,0001,081
Securities gains (losses)$2,0001,183
Applicable income taxes$2,277,000981
Income before extraordinary items$4,821,0001,180
Extraordinary gains, net$045
Net income$4,821,0001,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$558,000739
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,819,6401,168
2006-06-30 (YTD Data)Rank
Total interest income$13,751,0001,411
Total interest expense$5,181,0001,502
Net interest income$8,570,0001,345
Provision for loan and lease losses$145,0002,719
Total noninterest income$2,707,0001,036
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,984,000432
Trading account gains and fees$0126
Additional Noninterest Income$723,0001,722
Total noninterest expense$6,178,0001,456
Salaries and employee benefits$3,357,0001,478
Premises and equipment expense$810,0001,596
Additional noninterest expense$2,011,0001,330
Pre-tax net operating income$4,954,0001,033
Securities gains (losses)$01,185
Applicable income taxes$1,560,000956
Income before extraordinary items$3,394,0001,138
Extraordinary gains, net$039
Net income$3,394,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$440,000623
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,394,0001,118
2006-03-31 (YTD Data)Rank
Total interest income$6,695,0001,411
Total interest expense$2,432,0001,514
Net interest income$4,263,0001,345
Provision for loan and lease losses$127,0001,668
Total noninterest income$1,406,000987
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$958,000430
Trading account gains and fees$0115
Additional Noninterest Income$448,0001,455
Total noninterest expense$3,148,0001,440
Salaries and employee benefits$1,662,0001,494
Premises and equipment expense$424,0001,540
Additional noninterest expense$1,062,0001,254
Pre-tax net operating income$2,394,0001,043
Securities gains (losses)$0955
Applicable income taxes$754,000986
Income before extraordinary items$1,640,0001,135
Extraordinary gains, net$021
Net income$1,640,0001,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0001,080
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,640,0001,116
2005-12-31 (YTD Data)Rank
Total interest income$24,580,0001,354
Total interest expense$7,588,0001,495
Net interest income$16,992,0001,281
Provision for loan and lease losses$780,0001,290
Total noninterest income$4,872,0001,107
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,924,000433
Trading account gains and fees$0138
Additional Noninterest Income$948,0002,289
Total noninterest expense$11,934,0001,445
Salaries and employee benefits$6,615,0001,412
Premises and equipment expense$1,534,0001,588
Additional noninterest expense$3,785,0001,348
Pre-tax net operating income$9,150,0001,053
Securities gains (losses)$29,0001,127
Applicable income taxes$2,909,000976
Income before extraordinary items$6,270,0001,160
Extraordinary gains, net$046
Net income$6,270,0001,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$636,000961
Cash dividends$4,300,000763
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,250,2801,137
2005-09-30 (YTD Data)Rank
Total interest income$18,107,0001,346
Total interest expense$5,323,0001,503
Net interest income$12,784,0001,258
Provision for loan and lease losses$707,0001,059
Total noninterest income$3,461,0001,153
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,907,000439
Trading account gains and fees$0126
Additional Noninterest Income$554,0002,686
Total noninterest expense$8,435,0001,516
Salaries and employee benefits$4,609,0001,512
Premises and equipment expense$1,154,0001,571
Additional noninterest expense$2,672,0001,421
Pre-tax net operating income$7,103,0001,025
Securities gains (losses)$25,0001,139
Applicable income taxes$2,250,000965
Income before extraordinary items$4,878,0001,105
Extraordinary gains, net$035
Net income$4,878,0001,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$382,0001,050
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,861,0001,084
2005-06-30 (YTD Data)Rank
Total interest income$11,660,0001,358
Total interest expense$3,210,0001,570
Net interest income$8,450,0001,265
Provision for loan and lease losses$467,0001,035
Total noninterest income$2,293,0001,146
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,888,000438
Trading account gains and fees$0116
Additional Noninterest Income$405,0002,520
Total noninterest expense$5,714,0001,483
Salaries and employee benefits$3,054,0001,520
Premises and equipment expense$791,0001,528
Additional noninterest expense$1,869,0001,334
Pre-tax net operating income$4,562,0001,036
Securities gains (losses)$18,0001,140
Applicable income taxes$1,365,0001,030
Income before extraordinary items$3,215,0001,089
Extraordinary gains, net$030
Net income$3,215,0001,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,000894
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,202,4001,079
2005-03-31 (YTD Data)Rank
Total interest income$5,610,0001,379
Total interest expense$1,466,0001,630
Net interest income$4,144,0001,284
Provision for loan and lease losses$222,0001,049
Total noninterest income$1,031,0001,221
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$877,000451
Trading account gains and fees$0115
Additional Noninterest Income$154,0002,929
Total noninterest expense$2,950,0001,434
Salaries and employee benefits$1,540,0001,514
Premises and equipment expense$387,0001,570
Additional noninterest expense$1,023,0001,219
Pre-tax net operating income$2,003,0001,153
Securities gains (losses)$18,000832
Applicable income taxes$630,0001,096
Income before extraordinary items$1,391,0001,242
Extraordinary gains, net$024
Net income$1,391,0001,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,000816
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,378,5801,227
2004-12-31 (YTD Data)Rank
Total interest income$20,646,0001,384
Total interest expense$4,866,0001,681
Net interest income$15,780,0001,280
Provision for loan and lease losses$827,0001,250
Total noninterest income$4,205,0001,223
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,722,000482
Trading account gains and fees$0138
Additional Noninterest Income$483,0003,373
Total noninterest expense$11,328,0001,440
Salaries and employee benefits$6,075,0001,460
Premises and equipment expense$1,526,0001,528
Additional noninterest expense$3,727,0001,334
Pre-tax net operating income$7,830,0001,127
Securities gains (losses)$88,0001,338
Applicable income taxes$2,394,0001,088
Income before extraordinary items$5,524,0001,187
Extraordinary gains, net$034
Net income$5,524,0001,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$789,000917
Cash dividends$4,250,000712
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,462,4001,164
2004-09-30 (YTD Data)Rank
Total interest income$15,236,0001,387
Total interest expense$3,582,0001,687
Net interest income$11,654,0001,286
Provision for loan and lease losses$696,0001,090
Total noninterest income$3,128,0001,260
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,804,000485
Trading account gains and fees$0134
Additional Noninterest Income$324,0003,595
Total noninterest expense$8,382,0001,454
Salaries and employee benefits$4,424,0001,503
Premises and equipment expense$1,150,0001,507
Additional noninterest expense$2,808,0001,320
Pre-tax net operating income$5,704,0001,156
Securities gains (losses)$87,0001,278
Applicable income taxes$1,525,0001,267
Income before extraordinary items$4,266,0001,160
Extraordinary gains, net$026
Net income$4,266,0001,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$575,000847
Cash dividends$1,700,0001,137
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,201,6201,137
2004-06-30 (YTD Data)Rank
Total interest income$9,880,0001,417
Total interest expense$2,318,0001,718
Net interest income$7,562,0001,312
Provision for loan and lease losses$410,0001,199
Total noninterest income$1,987,0001,298
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,819,000498
Trading account gains and fees$0130
Additional Noninterest Income$168,0004,095
Total noninterest expense$5,549,0001,459
Salaries and employee benefits$2,924,0001,512
Premises and equipment expense$779,0001,482
Additional noninterest expense$1,846,0001,316
Pre-tax net operating income$3,590,0001,194
Securities gains (losses)$84,0001,138
Applicable income taxes$1,021,0001,259
Income before extraordinary items$2,653,0001,228
Extraordinary gains, net$021
Net income$2,653,0001,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,000813
Cash dividends$1,700,000792
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,592,5201,210
2004-03-31 (YTD Data)Rank
Total interest income$4,889,0001,452
Total interest expense$1,160,0001,738
Net interest income$3,729,0001,335
Provision for loan and lease losses$184,0001,238
Total noninterest income$973,0001,280
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$870,000505
Trading account gains and fees$0121
Additional Noninterest Income$103,0003,651
Total noninterest expense$2,851,0001,434
Salaries and employee benefits$1,444,0001,546
Premises and equipment expense$424,0001,375
Additional noninterest expense$983,0001,228
Pre-tax net operating income$1,667,0001,269
Securities gains (losses)$9,0002,096
Applicable income taxes$641,0001,060
Income before extraordinary items$1,035,0001,543
Extraordinary gains, net$016
Net income$1,035,0001,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0001,007
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,029,2401,466
2003-12-31 (YTD Data)Rank
Total interest income$20,802,0001,367
Total interest expense$5,732,0001,562
Net interest income$15,070,0001,293
Provision for loan and lease losses$706,0001,608
Total noninterest income$4,230,0001,291
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,695,000461
Trading account gains and fees$0160
Additional Noninterest Income$535,0003,465
Total noninterest expense$10,855,0001,477
Salaries and employee benefits$5,947,0001,441
Premises and equipment expense$1,458,0001,568
Additional noninterest expense$3,450,0001,417
Pre-tax net operating income$7,739,0001,089
Securities gains (losses)$-237,0009,087
Applicable income taxes$2,127,0001,232
Income before extraordinary items$5,375,0001,193
Extraordinary gains, net$054
Net income$5,375,0001,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$725,0001,191
Cash dividends$2,100,0001,324
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,545,6401,096
2003-09-30 (YTD Data)Rank
Total interest income$15,675,0001,386
Total interest expense$4,515,0001,542
Net interest income$11,160,0001,319
Provision for loan and lease losses$372,0002,139
Total noninterest income$3,159,0001,325
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,794,000463
Trading account gains and fees$0153
Additional Noninterest Income$365,0003,704
Total noninterest expense$7,928,0001,522
Salaries and employee benefits$4,411,0001,470
Premises and equipment expense$1,053,0001,629
Additional noninterest expense$2,464,0001,488
Pre-tax net operating income$6,019,0001,078
Securities gains (losses)$29,0002,717
Applicable income taxes$1,782,0001,154
Income before extraordinary items$4,266,0001,172
Extraordinary gains, net$040
Net income$4,266,0001,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$450,0001,277
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,245,4101,107
2003-06-30 (YTD Data)Rank
Total interest income$10,497,0001,391
Total interest expense$3,159,0001,519
Net interest income$7,338,0001,336
Provision for loan and lease losses$179,0002,753
Total noninterest income$2,080,0001,328
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,808,000476
Trading account gains and fees$0150
Additional Noninterest Income$272,0003,477
Total noninterest expense$5,404,0001,483
Salaries and employee benefits$2,988,0001,441
Premises and equipment expense$726,0001,576
Additional noninterest expense$1,690,0001,459
Pre-tax net operating income$3,835,0001,117
Securities gains (losses)$6,0003,151
Applicable income taxes$992,0001,387
Income before extraordinary items$2,849,0001,183
Extraordinary gains, net$030
Net income$2,849,0001,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0001,544
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,844,5601,095
2003-03-31 (YTD Data)Rank
Total interest income$5,266,0001,400
Total interest expense$1,603,0001,539
Net interest income$3,663,0001,337
Provision for loan and lease losses$117,0002,140
Total noninterest income$977,0001,361
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$869,000488
Trading account gains and fees$0134
Additional Noninterest Income$108,0003,797
Total noninterest expense$2,832,0001,420
Salaries and employee benefits$1,514,0001,424
Premises and equipment expense$423,0001,366
Additional noninterest expense$895,0001,349
Pre-tax net operating income$1,691,0001,271
Securities gains (losses)$02,891
Applicable income taxes$599,0001,189
Income before extraordinary items$1,092,0001,493
Extraordinary gains, net$021
Net income$1,092,0001,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,618
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,092,0001,399
2002-12-31 (YTD Data)Rank
Total interest income$22,221,0001,377
Total interest expense$7,601,0001,491
Net interest income$14,620,0001,326
Provision for loan and lease losses$969,0001,394
Total noninterest income$3,888,0001,277
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,418,000480
Trading account gains and fees$0153
Additional Noninterest Income$470,0003,398
Total noninterest expense$10,163,0001,522
Salaries and employee benefits$5,475,0001,483
Premises and equipment expense$1,419,0001,564
Additional noninterest expense$3,269,0001,453
Pre-tax net operating income$7,376,0001,139
Securities gains (losses)$28,0002,890
Applicable income taxes$2,154,0001,212
Income before extraordinary items$5,250,0001,191
Extraordinary gains, net$070
Net income$5,250,0001,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,0001,764
Cash dividends$1,275,0001,854
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,230,1201,148
2001-12-31 (YTD Data)Rank
Total interest income$24,802,0001,370
Total interest expense$12,589,0001,295
Net interest income$12,213,0001,455
Provision for loan and lease losses$1,175,0001,107
Total noninterest income$2,635,0001,627
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,082,000715
Trading account gains and fees$0177
Additional Noninterest Income$553,0002,958
Total noninterest expense$8,968,0001,625
Salaries and employee benefits$4,836,0001,563
Premises and equipment expense$1,422,0001,515
Additional noninterest expense$2,710,0001,700
Pre-tax net operating income$4,705,0001,526
Securities gains (losses)$189,0001,238
Applicable income taxes$1,285,0001,713
Income before extraordinary items$3,609,0001,491
Extraordinary gains, net$0105
Net income$3,609,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0002,183
Cash dividends$800,0002,618
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,469,1401,476
2000-12-31 (YTD Data)Rank
Total interest income$23,759,0001,459
Total interest expense$11,866,0001,452
Net interest income$11,893,0001,476
Provision for loan and lease losses$775,0001,301
Total noninterest income$2,338,0001,669
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,941,000698
Trading account gains and fees$0180
Additional Noninterest Income$397,0003,359
Total noninterest expense$8,681,0001,616
Salaries and employee benefits$4,749,0001,496
Premises and equipment expense$1,328,0001,563
Additional noninterest expense$2,604,0001,702
Pre-tax net operating income$4,775,0001,550
Securities gains (losses)$-4,0007,844
Applicable income taxes$1,233,0001,786
Income before extraordinary items$3,538,0001,495
Extraordinary gains, net$038
Net income$3,538,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$384,0001,522
Cash dividends$700,0002,901
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,540,9601,481
1999-12-31 (YTD Data)Rank
Total interest income$18,997,0001,710
Total interest expense$8,541,0001,737
Net interest income$10,456,0001,672
Provision for loan and lease losses$775,0001,221
Total noninterest income$2,195,0001,734
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,686,000789
Trading account gains and fees$0173
Additional Noninterest Income$509,0002,929
Total noninterest expense$7,666,0001,800
Salaries and employee benefits$4,103,0001,678
Premises and equipment expense$1,110,0001,839
Additional noninterest expense$2,453,0001,800
Pre-tax net operating income$4,210,0001,762
Securities gains (losses)$20,0001,398
Applicable income taxes$1,031,0002,172
Income before extraordinary items$3,199,0001,668
Extraordinary gains, net$035
Net income$3,199,0001,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,454
Cash dividends$550,0003,313
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,183,8001,645
1998-12-31 (YTD Data)Rank
Total interest income$17,797,0001,824
Total interest expense$8,278,0001,852
Net interest income$9,519,0001,790
Provision for loan and lease losses$470,0001,813
Total noninterest income$1,795,0001,991
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,405,000881
Trading account gains and fees$0224
Additional Noninterest Income$390,0003,480
Total noninterest expense$6,754,0001,933
Salaries and employee benefits$3,749,0001,771
Premises and equipment expense$934,0002,086
Additional noninterest expense$2,071,0002,056
Pre-tax net operating income$4,090,0001,782
Securities gains (losses)$7,0003,223
Applicable income taxes$1,186,0002,015
Income before extraordinary items$2,911,0001,815
Extraordinary gains, net$032
Net income$2,911,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,932
Cash dividends$112,0006,152
Sale, conversion, retirement of capital stock, net$-1,200,00010,427
Net operating income$2,906,0301,740
1997-12-31 (YTD Data)Rank
Total interest income$15,801,0002,059
Total interest expense$7,054,0002,134
Net interest income$8,747,0001,988
Provision for loan and lease losses$450,0001,925
Total noninterest income$1,340,0002,414
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,003,0001,277
Trading account gains and fees$0239
Additional Noninterest Income$337,0003,669
Total noninterest expense$6,200,0002,085
Salaries and employee benefits$3,284,0001,999
Premises and equipment expense$984,0002,011
Additional noninterest expense$1,932,0002,164
Pre-tax net operating income$3,437,0002,188
Securities gains (losses)$6,0002,665
Applicable income taxes$1,033,0002,369
Income before extraordinary items$2,410,0002,185
Extraordinary gains, net$044
Net income$2,410,0002,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,283
Cash dividends$551,0003,251
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,405,8002,135
1996-12-31 (YTD Data)Rank
Total interest income$14,316,0002,334
Total interest expense$6,263,0002,462
Net interest income$8,053,0002,239
Provision for loan and lease losses$160,0003,923
Total noninterest income$1,462,0002,337
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$983,0001,367
Trading account gains and fees$0262
Additional Noninterest Income$479,0003,016
Total noninterest expense$5,854,0002,355
Salaries and employee benefits$3,078,0002,174
Premises and equipment expense$898,0002,220
Additional noninterest expense$1,878,0002,600
Pre-tax net operating income$3,501,0002,054
Securities gains (losses)$70,0001,143
Applicable income taxes$1,038,0002,278
Income before extraordinary items$2,533,0001,954
Extraordinary gains, net$053
Net income$2,533,0001,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,977
Cash dividends$549,0003,224
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,483,3001,952
1995-12-31 (YTD Data)Rank
Total interest income$13,927,0002,406
Total interest expense$6,193,0002,485
Net interest income$7,734,0002,328
Provision for loan and lease losses$360,0002,012
Total noninterest income$1,282,0002,570
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$918,0001,489
Trading account gains and fees$0522
Additional Noninterest Income$364,0003,514
Total noninterest expense$5,522,0002,464
Salaries and employee benefits$2,932,0002,251
Premises and equipment expense$784,0002,526
Additional noninterest expense$1,806,0002,622
Pre-tax net operating income$3,134,0002,347
Securities gains (losses)$44,0001,402
Applicable income taxes$974,0002,439
Income before extraordinary items$2,204,0002,291
Extraordinary gains, net$065
Net income$2,204,0002,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,279
Cash dividends$381,0003,992
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,173,6402,299
1994-12-31 (YTD Data)Rank
Total interest income$11,175,0002,721
Total interest expense$4,395,0002,787
Net interest income$6,780,0002,669
Provision for loan and lease losses$85,0004,903
Total noninterest income$1,245,0002,663
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$879,0001,539
Trading account gains and fees$0475
Additional Noninterest Income$366,0003,610
Total noninterest expense$5,254,0002,649
Salaries and employee benefits$2,581,0002,581
Premises and equipment expense$746,0002,684
Additional noninterest expense$1,927,0002,652
Pre-tax net operating income$2,686,0002,640
Securities gains (losses)$-6,0009,509
Applicable income taxes$645,0003,313
Income before extraordinary items$2,035,0002,386
Extraordinary gains, net$0249
Net income$2,035,0002,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,075
Cash dividends$411,0003,635
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,039,5602,401
1993-12-31 (YTD Data)Rank
Total interest income$9,895,0003,120
Total interest expense$3,787,0003,323
Net interest income$6,108,0002,980
Provision for loan and lease losses$450,0002,259
Total noninterest income$1,042,0003,240
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$838,0001,636
Trading account gains and fees$0532
Additional Noninterest Income$204,0005,605
Total noninterest expense$5,071,0002,827
Salaries and employee benefits$2,496,0002,651
Premises and equipment expense$591,0003,377
Additional noninterest expense$1,984,0002,755
Pre-tax net operating income$1,629,0004,025
Securities gains (losses)$48,0003,456
Applicable income taxes$490,0004,263
Income before extraordinary items$1,187,0004,058
Extraordinary gains, net$293,000740
Net income$1,480,0003,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0003,480
Cash dividends$247,0004,936
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,152,9203,962
1992-12-31 (YTD Data)Rank
Total interest income$10,343,0003,382
Total interest expense$4,738,0003,467
Net interest income$5,605,0003,271
Provision for loan and lease losses$500,0002,991
Total noninterest income$981,0003,372
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$830,0001,645
Trading account gains and fees$0504
Additional Noninterest Income$151,0006,621
Total noninterest expense$4,613,0003,091
Salaries and employee benefits$2,378,0002,728
Premises and equipment expense$578,0003,487
Additional noninterest expense$1,657,0003,293
Pre-tax net operating income$1,473,0004,101
Securities gains (losses)$6,0006,913
Applicable income taxes$413,0004,665
Income before extraordinary items$1,066,0004,264
Extraordinary gains, net$277,000329
Net income$1,343,0003,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$428,0002,713
Cash dividends$325,0003,812
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,061,6803,958

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.