Home > PlainsCapital Bank > Net charge- offs to loans
PlainsCapital Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0001% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0320% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1794% | 958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1132% | 2,286 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0293% | 2,556 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0126% | 4,589 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0446% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1452% | 818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0394% | 2,401 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0046% | 4,618 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0739% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0652% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5093% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0843% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0084% | 2,250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0067% | 4,647 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1332% | 100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 267 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1319% | 4,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1513% | 1,555 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0336% | 4,083 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0066% | 4,675 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0002% | 800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3613% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2374% | 1,581 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1269% | 1,924 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0044% | 4,693 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4834% | 296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4240% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2881% | 1,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0038% | 4,730 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 1,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 3,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1993% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4221% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2435% | 1,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0028% | 994 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 1,307 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0881% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0320% | 1,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1923% | 4,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0052% | 974 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 3,574 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 3,600 |
| Percentage Net Loans Charged-off: Home equity loans | -2.7267% | 3,628 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 3,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 3,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0231% | 2,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0077% | 3,786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0252% | 1,045 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 3,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 3,762 |
| Percentage Net Loans Charged-off: Home equity loans | -3.5101% | 3,680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0098% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0673% | 1,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0207% | 2,114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0326% | 1,042 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 3,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 4,040 |
| Percentage Net Loans Charged-off: Home equity loans | -5.1330% | 3,683 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 3,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0609% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0984% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0227% | 1,824 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0163% | 1,014 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0227% | 4,057 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 4,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0361% | 4,360 |
| Percentage Net Loans Charged-off: Home equity loans | -10.1924% | 3,692 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0241% | 4,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0590% | 4,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0290% | 1,521 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0151% | 977 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2192% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0644% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1444% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 1,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1503% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1619% | 2,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1560% | 2,125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0137% | 1,046 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2577% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0832% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1953% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0216% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3684% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1209% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1397% | 2,084 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0092% | 1,030 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3806% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1365% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3361% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0330% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1900% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2172% | 1,772 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0140% | 1,022 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0309% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4231% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1689% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1689% | 1,829 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0134% | 1,004 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 2,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 1,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0434% | 790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0375% | 1,191 |
| Percentage Net Loans Charged-off: Home equity loans | 14.7908% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2076% | 1,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2079% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2079% | 576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 1,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 1,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 18.6990% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2676% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5845% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5844% | 375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1168% | 1,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0886% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 26.2983% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4661% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3123% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3123% | 229 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 1,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3850% | 561 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5963% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5963% | 93 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1211% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 1,898 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 4,198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0342% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 4,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 4,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7416% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0837% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0837% | 2,904 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0036% | 1,127 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 2,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,844 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 4,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 4,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 4,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1904% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0562% | 2,934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0561% | 2,823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0048% | 1,123 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 2,902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,801 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 4,348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 4,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 4,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0326% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0323% | 4,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0323% | 4,499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0036% | 1,096 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0709% | 5,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,940 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 4,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 4,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 4,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5036% | 5,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0126% | 2,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0126% | 2,280 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0069% | 1,088 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 2,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 2,344 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 4,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 1,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0129% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 2,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 2,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4039% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3716% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3716% | 1,956 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0033% | 1,192 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 2,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 1,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0002% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0323% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0172% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 2,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 1,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2107% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4898% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4898% | 1,471 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0088% | 34 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0431% | 2,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0012% | 335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0496% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0252% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 1,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1416% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6863% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6863% | 1,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 2,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 1,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0051% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0383% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0306% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0414% | 1,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1826% | 2,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1826% | 1,949 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4774% | 516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 2,384 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 4,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0649% | 981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 4,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8272% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2182% | 2,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1964% | 2,636 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2000% | 966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0156% | 1,184 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5870% | 356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 2,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0882% | 697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 4,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 5,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5234% | 152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1828% | 2,536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1541% | 2,522 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0621% | 1,109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0202% | 1,173 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8041% | 250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | -0.0138% | 4,706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1374% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 4,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 4,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6575% | 111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0268% | 3,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0161% | 4,811 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0418% | 1,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0229% | 1,163 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 2,168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 4,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0121% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 4,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 4,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2142% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1390% | 2,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1390% | 2,012 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0872% | 710 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0187% | 1,146 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1225% | 2,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 2,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0304% | 718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1360% | 917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 2,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0342% | 2,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3232% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6132% | 1,386 |
| Percentage Net Loans Charged-off: Credit card loans | 18.6937% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4150% | 1,707 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1412% | 942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0479% | 1,254 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 1,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0872% | 1,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0024% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1980% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 2,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0366% | 2,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2205% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4034% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | 19.9387% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1395% | 2,574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1348% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0592% | 1,238 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1062% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1136% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0034% | 551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2733% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0353% | 2,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 1,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0713% | 1,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5996% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | 21.8919% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2210% | 2,030 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0823% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0757% | 1,221 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2500% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2351% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5317% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0986% | 1,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0988% | 1,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3499% | 633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0836% | 2,341 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7658% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0668% | 5,045 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1809% | 573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0222% | 1,185 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1670% | 2,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1330% | 2,004 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 4,965 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3561% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 3,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 3,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3563% | 1,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5530% | 1,686 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7544% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2687% | 2,394 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0394% | 1,286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0282% | 1,296 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1010% | 2,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 3,505 |
| Percentage Net Loans Charged-off:Construction & development | -0.0090% | 5,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 1,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 2,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4045% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5738% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9942% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2228% | 2,392 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1550% | 891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0278% | 1,285 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0892% | 2,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 5,224 |
| Percentage Net Loans Charged-off:Construction & development | -0.0191% | 5,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 1,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 5,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 5,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4610% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4626% | 1,601 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5526% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1792% | 2,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0081% | 1,198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0298% | 1,259 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 3,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 2,536 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 5,186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 5,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 5,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0254% | 1,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4711% | 1,530 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9857% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2753% | 1,845 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0635% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0332% | 1,233 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1264% | 3,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 4,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0687% | 1,489 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 5,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 4,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 3,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3387% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4470% | 2,219 |
| Percentage Net Loans Charged-off: Credit card loans | 10.3687% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1397% | 3,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3680% | 762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5483% | 49 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 3,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 4,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.1615% | 1,230 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 6,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 6,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 5,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3944% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2866% | 2,526 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8686% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0787% | 3,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3695% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5447% | 46 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 3,784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 6,069 |
| Percentage Net Loans Charged-off:Construction & development | -0.1040% | 5,693 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 5,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 6,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 6,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1755% | 1,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3467% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0323% | 3,247 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2399% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0348% | 1,322 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0197% | 5,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0306% | 6,230 |
| Percentage Net Loans Charged-off:Construction & development | -0.1529% | 5,832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 6,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 6,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0259% | 6,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0221% | 5,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8065% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1774% | 2,222 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0006% | 973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0351% | 1,286 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 5,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0232% | 4,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0232% | 4,264 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0621% | 1,342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5139% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4137% | 2,153 |
| Percentage Net Loans Charged-off:Construction & development | 2.2596% | 963 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0461% | 2,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3077% | 2,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3079% | 2,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9548% | 1,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0664% | 3,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0613% | 3,744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0899% | 1,144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0042% | 1,402 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6257% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5300% | 1,772 |
| Percentage Net Loans Charged-off:Construction & development | 3.3929% | 698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0338% | 2,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2809% | 2,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2811% | 2,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0995% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0919% | 3,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0919% | 3,244 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1236% | 947 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0041% | 1,376 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7994% | 1,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8272% | 1,100 |
| Percentage Net Loans Charged-off:Construction & development | 6.6729% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0351% | 1,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 2,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 2,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0721% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0459% | 2,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0459% | 2,779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2270% | 648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0039% | 1,331 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5171% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6353% | 2,308 |
| Percentage Net Loans Charged-off:Construction & development | 2.8247% | 1,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2597% | 2,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2821% | 3,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2824% | 2,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2716% | 3,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5560% | 2,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5304% | 2,429 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5422% | 771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0024% | 1,389 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5599% | 2,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4190% | 2,672 |
| Percentage Net Loans Charged-off:Construction & development | 2.2553% | 1,446 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0156% | 6,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1954% | 3,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1956% | 3,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7495% | 2,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3638% | 3,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3442% | 2,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7219% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0300% | 100 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5882% | 2,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3265% | 2,809 |
| Percentage Net Loans Charged-off:Construction & development | 1.6357% | 1,456 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 6,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1821% | 2,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1823% | 2,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8428% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2050% | 3,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1934% | 3,134 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0638% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0503% | 91 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6467% | 1,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3756% | 2,184 |
| Percentage Net Loans Charged-off:Construction & development | 1.9109% | 1,003 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0187% | 6,930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1781% | 2,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1783% | 2,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5389% | 1,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5698% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5212% | 1,734 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8117% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1223% | 57 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9513% | 1,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3669% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 4.9538% | 1,254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7198% | 1,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1783% | 3,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1785% | 3,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4286% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5078% | 3,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4041% | 672 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.4869% | 80 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7509% | 1,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4178% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | 4.9602% | 1,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8819% | 1,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0518% | 4,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0519% | 3,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0984% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5283% | 3,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4286% | 1,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4669% | 125 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6185% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8030% | 1,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.2799% | 2,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3213% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0802% | 3,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 3,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8330% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6627% | 2,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4196% | 912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7392% | 90 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8636% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5915% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 0.1899% | 1,874 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6597% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1787% | 2,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1790% | 2,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5865% | 403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7611% | 2,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3536% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0306% | 70 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6373% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3475% | 3,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.6905% | 2,783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1407% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3441% | 2,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3449% | 2,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0360% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8429% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3931% | 851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1549% | 177 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5937% | 1,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3886% | 2,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.6819% | 2,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1760% | 2,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4197% | 2,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4207% | 1,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1023% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6477% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6360% | 1,021 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2098% | 149 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0427% | 909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4483% | 2,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.6671% | 1,982 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2865% | 1,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4756% | 1,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4769% | 1,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2851% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8093% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7267% | 854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2325% | 112 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1916% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2864% | 2,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.2525% | 1,638 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5154% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1102% | 2,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1105% | 1,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.8218% | 242 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1621% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7240% | 668 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2029% | 72 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3460% | 3,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0900% | 3,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.1624% | 2,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0971% | 2,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0977% | 2,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7593% | 2,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1875% | 5,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3642% | 1,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2256% | 101 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3775% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1007% | 2,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.1843% | 1,822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0917% | 2,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0924% | 2,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9257% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1587% | 4,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1444% | 1,230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0915% | 85 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3516% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0830% | 2,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.1345% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 1,866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1106% | 1,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9019% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1367% | 4,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0568% | 1,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1360% | 61 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3662% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,594 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 7,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 1,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 1,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1125% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1629% | 3,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0124% | 6,799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1483% | 3,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 2,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0934% | 1,206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 3,126 |
| Percentage Net Loans Charged-off: Home equity loans | -2.1130% | 6,092 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0459% | 2,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3346% | 2,288 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1926% | 7,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1836% | 1,213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0375% | 1,625 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1063% | 3,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 1,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.1203% | 711 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 2,408 |
| Percentage Net Loans Charged-off: Home equity loans | -2.6265% | 6,088 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 1,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1785% | 2,309 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3513% | 8,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2131% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0680% | 1,550 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0909% | 2,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0804% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 1,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1440% | 2,015 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6522% | 8,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2726% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1521% | 1,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 1,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.1338% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 1,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0437% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1722% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2281% | 2,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4739% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1354% | 2,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0677% | 1,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0101% | 766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1790% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 2,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 1,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1310% | 2,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0093% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2650% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0249% | 1,466 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1652% | 1,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0663% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0068% | 582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1687% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 1,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 1,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1752% | 2,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3495% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3273% | 812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0308% | 1,395 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1819% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0107% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2567% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0622% | 1,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0636% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1575% | 1,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2044% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4024% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0433% | 1,323 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2373% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1632% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5112% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0261% | 1,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2183% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0985% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3993% | 588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0827% | 1,239 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2395% | 1,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2336% | 594 |
| Percentage Net Loans Charged-off:Construction & development | -0.0761% | 7,842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7651% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 2,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 2,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2347% | 2,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2326% | 4,910 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8443% | 874 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2774% | 1,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0730% | 1,354 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2957% | 1,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3107% | 385 |
| Percentage Net Loans Charged-off:Construction & development | -0.1017% | 7,844 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0076% | 140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 2,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 2,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2487% | 2,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2852% | 4,137 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7706% | 796 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3338% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0694% | 1,308 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1487% | 2,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0489% | 8,290 |
| Percentage Net Loans Charged-off:Construction & development | -0.1529% | 7,823 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 1,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 1,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3949% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2561% | 3,895 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2132% | 645 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4999% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0640% | 1,259 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2526% | 1,310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,614 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 7,721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 7,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5214% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2893% | 3,236 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8487% | 403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0766% | 1,217 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1186% | 3,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0383% | 2,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0835% | 522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0275% | 1,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 3,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 2,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3234% | 2,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1498% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4811% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0770% | 1,381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0607% | 1,362 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1087% | 3,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0530% | 1,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.1167% | 388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0372% | 981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 2,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 2,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2533% | 2,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1569% | 5,215 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2936% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0695% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0566% | 1,321 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1182% | 3,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 1,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.1801% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0567% | 736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2397% | 2,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1327% | 4,978 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2857% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0463% | 1,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0502% | 1,271 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1451% | 2,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1614% | 746 |
| Percentage Net Loans Charged-off:Construction & development | 0.3698% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1160% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1630% | 1,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1060% | 4,377 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3522% | 698 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0256% | 863 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0568% | 1,209 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1794% | 3,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1187% | 1,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.2052% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1768% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 2,751 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5042% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 3,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2976% | 3,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2993% | 5,331 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4206% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2700% | 1,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0587% | 1,381 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1968% | 3,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1365% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.2558% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2521% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 8,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 8,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3904% | 2,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3616% | 4,490 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6121% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0849% | 1,386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0592% | 1,360 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1273% | 3,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1273% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.3783% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0642% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 8,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 8,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1529% | 2,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3564% | 4,174 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4572% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1042% | 7,578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0595% | 1,319 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2261% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1986% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 0.5413% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1385% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 8,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 8,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3504% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5324% | 3,102 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9024% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1209% | 7,598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0715% | 1,280 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1974% | 3,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0678% | 2,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0972% | 646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5246% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0362% | 2,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1505% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 2,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5557% | 2,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1308% | 6,429 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8662% | 1,705 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2621% | 1,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9550% | 36 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4663% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0515% | 2,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.1005% | 580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0768% | 1,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5706% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3582% | 4,941 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6849% | 994 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2550% | 1,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3892% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9205% | 266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2727% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4419% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7518% | 118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3493% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9218% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2404% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8323% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1258% | 297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1632% | 3,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0556% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2253% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4071% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3143% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1407% | 283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2318% | 3,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3036% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6854% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4948% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1987% | 216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1934% | 4,163 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 1,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 1,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2930% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5071% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8724% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1348% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1720% | 4,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 1,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2794% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4447% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4439% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1329% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0909% | 5,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0667% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4970% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4125% | 905 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0956% | 251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0294% | 8,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1368% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2642% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0032% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5789% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2291% | 705 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4760% | 1,241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3203% | 5,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1030% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6849% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2438% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3213% | 95 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |