Home > Pinnacle Bank > Income and Expense

Pinnacle Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$91,002,000588
Total interest expense$15,212,000968
Net interest income$75,790,000483
Provision for loan and lease losses$4,426,000351
Total noninterest income$17,742,000503
Gross Fiduciary activities income$0981
Service charges on deposit accounts$6,726,000220
Trading account gains and fees$0123
Additional Noninterest Income$11,016,000503
Total noninterest expense$61,548,000484
Salaries and employee benefits$32,298,000492
Premises and equipment expense$9,830,000301
Additional noninterest expense$11,016,000503
Pre-tax net operating income$27,558,000539
Securities gains (losses)$-1,140,0004,314
Applicable income taxes$5,819,000491
Income before extraordinary items$20,599,000570
Extraordinary gains, net$054
Net income$20,599,000577
Minority interest net income$088
Net income of bank and minority interests.$20,599,000573
Net charge-offs$600,000690
Cash dividends$11,985,000436
Sale, conversion, retirement of capital stock, net$953,000193
Net operating income$21,499,600568
2023-09-30 (YTD Data)Rank
Total interest income$66,683,000587
Total interest expense$9,189,0001,054
Net interest income$57,494,000487
Provision for loan and lease losses$3,301,000340
Total noninterest income$13,099,000511
Gross Fiduciary activities income$0950
Service charges on deposit accounts$4,990,000223
Trading account gains and fees$0125
Additional Noninterest Income$8,109,000517
Total noninterest expense$47,084,000472
Salaries and employee benefits$25,690,000466
Premises and equipment expense$7,195,000309
Additional noninterest expense$8,109,000517
Pre-tax net operating income$20,208,000559
Securities gains (losses)$-490,0004,372
Applicable income taxes$4,323,000509
Income before extraordinary items$15,395,000588
Extraordinary gains, net$052
Net income$15,395,000592
Minority interest net income$081
Net income of bank and minority interests.$15,395,000588
Net charge-offs$453,000606
Cash dividends$11,985,000336
Sale, conversion, retirement of capital stock, net$611,000204
Net operating income$15,782,100582
2023-06-30 (YTD Data)Rank
Total interest income$43,384,000572
Total interest expense$4,403,0001,228
Net interest income$38,981,000474
Provision for loan and lease losses$2,176,000343
Total noninterest income$8,704,000498
Gross Fiduciary activities income$0931
Service charges on deposit accounts$3,230,000222
Trading account gains and fees$0112
Additional Noninterest Income$5,474,000503
Total noninterest expense$31,381,000456
Salaries and employee benefits$17,238,000454
Premises and equipment expense$4,625,000312
Additional noninterest expense$5,474,000503
Pre-tax net operating income$14,128,000540
Securities gains (losses)$-398,0004,455
Applicable income taxes$2,879,000511
Income before extraordinary items$10,851,000564
Extraordinary gains, net$051
Net income$10,851,000574
Minority interest net income$081
Net income of bank and minority interests.$10,851,000564
Net charge-offs$255,000597
Cash dividends$8,000,000319
Sale, conversion, retirement of capital stock, net$250,000246
Net operating income$11,165,420557
2023-03-31 (YTD Data)Rank
Total interest income$21,186,000577
Total interest expense$1,097,0001,730
Net interest income$20,089,000468
Provision for loan and lease losses$1,125,000325
Total noninterest income$4,495,000480
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,590,000229
Trading account gains and fees$097
Additional Noninterest Income$2,905,000476
Total noninterest expense$15,459,000477
Salaries and employee benefits$8,630,000465
Premises and equipment expense$2,334,000319
Additional noninterest expense$2,905,000476
Pre-tax net operating income$8,000,000507
Securities gains (losses)$-408,0004,534
Applicable income taxes$1,654,000482
Income before extraordinary items$5,938,000544
Extraordinary gains, net$04
Net income$5,938,000545
Minority interest net income$048
Net income of bank and minority interests.$5,938,000545
Net charge-offs$145,000511
Cash dividends$4,000,000298
Sale, conversion, retirement of capital stock, net$125,000226
Net operating income$6,260,320526
2022-12-31 (YTD Data)Rank
Total interest income$73,207,000544
Total interest expense$1,270,0002,117
Net interest income$71,937,000500
Provision for loan and lease losses$3,750,000340
Total noninterest income$17,905,000514
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$6,385,000228
Trading account gains and fees$0116
Additional Noninterest Income$11,520,000511
Total noninterest expense$55,232,000506
Salaries and employee benefits$29,247,000523
Premises and equipment expense$8,870,000330
Additional noninterest expense$11,520,000511
Pre-tax net operating income$30,860,000555
Securities gains (losses)$-430,0004,291
Applicable income taxes$6,458,000517
Income before extraordinary items$23,972,000568
Extraordinary gains, net$05
Net income$23,972,000569
Minority interest net income$063
Net income of bank and minority interests.$23,972,000569
Net charge-offs$627,000531
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$516,000314
Net operating income$24,311,700571
2022-09-30 (YTD Data)Rank
Total interest income$52,510,000531
Total interest expense$736,0002,146
Net interest income$51,774,000499
Provision for loan and lease losses$2,625,000338
Total noninterest income$13,524,000512
Gross Fiduciary activities income$0968
Service charges on deposit accounts$4,731,000235
Trading account gains and fees$0111
Additional Noninterest Income$8,793,000517
Total noninterest expense$40,573,000509
Salaries and employee benefits$21,619,000525
Premises and equipment expense$6,545,000335
Additional noninterest expense$8,793,000517
Pre-tax net operating income$22,100,000572
Securities gains (losses)$-21,0003,950
Applicable income taxes$4,589,000540
Income before extraordinary items$17,490,000578
Extraordinary gains, net$04
Net income$17,490,000578
Minority interest net income$057
Net income of bank and minority interests.$17,490,000578
Net charge-offs$608,000403
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$360,000298
Net operating income$17,506,590584
2022-06-30 (YTD Data)Rank
Total interest income$33,189,000535
Total interest expense$488,0001,990
Net interest income$32,701,000511
Provision for loan and lease losses$1,500,000313
Total noninterest income$9,295,000494
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,987,000247
Trading account gains and fees$0108
Additional Noninterest Income$6,308,000505
Total noninterest expense$26,713,000504
Salaries and employee benefits$14,264,000527
Premises and equipment expense$4,307,000334
Additional noninterest expense$8,142,000512
Pre-tax net operating income$13,783,000570
Securities gains (losses)$17,000325
Applicable income taxes$2,779,000534
Income before extraordinary items$11,021,000567
Extraordinary gains, net$04
Net income$11,021,000566
Minority interest net income$060
Net income of bank and minority interests.$11,021,000567
Net charge-offs$290,000445
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$228,000285
Net operating income$11,007,400578
2022-03-31 (YTD Data)Rank
Total interest income$15,850,000538
Total interest expense$251,0001,910
Net interest income$15,599,000519
Provision for loan and lease losses$750,000243
Total noninterest income$4,874,000500
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,503,000243
Trading account gains and fees$0103
Additional Noninterest Income$3,371,000495
Total noninterest expense$13,213,000511
Salaries and employee benefits$7,111,000528
Premises and equipment expense$2,116,000338
Additional noninterest expense$3,986,000509
Pre-tax net operating income$6,510,000571
Securities gains (losses)$0623
Applicable income taxes$1,363,000530
Income before extraordinary items$5,147,000581
Extraordinary gains, net$04
Net income$5,147,000580
Minority interest net income$050
Net income of bank and minority interests.$5,147,000581
Net charge-offs$180,000385
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$96,000277
Net operating income$5,147,000588
2021-12-31 (YTD Data)Rank
Total interest income$61,005,000565
Total interest expense$1,736,0001,486
Net interest income$59,269,000537
Provision for loan and lease losses$3,000,000196
Total noninterest income$15,758,000625
Gross Fiduciary activities income$0994
Service charges on deposit accounts$5,209,000260
Trading account gains and fees$0132
Additional Noninterest Income$10,549,000649
Total noninterest expense$47,778,000555
Salaries and employee benefits$25,236,000587
Premises and equipment expense$8,204,000347
Additional noninterest expense$14,338,000569
Pre-tax net operating income$24,249,000647
Securities gains (losses)$178,000650
Applicable income taxes$5,254,000605
Income before extraordinary items$19,173,000665
Extraordinary gains, net$010
Net income$19,173,000666
Minority interest net income$074
Net income of bank and minority interests.$19,173,000666
Net charge-offs$664,000534
Cash dividends$2,825,0001,229
Sale, conversion, retirement of capital stock, net$243,000390
Net operating income$19,032,380659
2021-09-30 (YTD Data)Rank
Total interest income$44,836,000587
Total interest expense$1,362,0001,517
Net interest income$43,474,000555
Provision for loan and lease losses$2,250,000183
Total noninterest income$11,552,000643
Gross Fiduciary activities income$0957
Service charges on deposit accounts$3,669,000277
Trading account gains and fees$0132
Additional Noninterest Income$7,883,000666
Total noninterest expense$34,876,000567
Salaries and employee benefits$18,504,000600
Premises and equipment expense$5,993,000360
Additional noninterest expense$10,379,000583
Pre-tax net operating income$17,900,000663
Securities gains (losses)$281,000467
Applicable income taxes$4,068,000614
Income before extraordinary items$14,113,000703
Extraordinary gains, net$08
Net income$14,113,000703
Minority interest net income$069
Net income of bank and minority interests.$14,113,000703
Net charge-offs$413,000561
Cash dividends$1,325,0001,501
Sale, conversion, retirement of capital stock, net$170,000358
Net operating income$13,891,010698
2021-06-30 (YTD Data)Rank
Total interest income$29,896,000579
Total interest expense$1,009,0001,443
Net interest income$28,887,000546
Provision for loan and lease losses$1,500,000193
Total noninterest income$7,688,000650
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,225,000284
Trading account gains and fees$0133
Additional Noninterest Income$5,463,000666
Total noninterest expense$23,081,000566
Salaries and employee benefits$12,377,000602
Premises and equipment expense$3,942,000369
Additional noninterest expense$6,762,000583
Pre-tax net operating income$11,994,000656
Securities gains (losses)$281,000392
Applicable income taxes$2,758,000595
Income before extraordinary items$9,517,000683
Extraordinary gains, net$06
Net income$9,517,000683
Minority interest net income$067
Net income of bank and minority interests.$9,517,000683
Net charge-offs$274,000541
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$106,000347
Net operating income$9,295,010685
2021-03-31 (YTD Data)Rank
Total interest income$14,781,000583
Total interest expense$530,0001,452
Net interest income$14,251,000549
Provision for loan and lease losses$750,000237
Total noninterest income$3,864,000646
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,092,000278
Trading account gains and fees$0127
Additional Noninterest Income$2,772,000651
Total noninterest expense$11,346,000574
Salaries and employee benefits$6,227,000598
Premises and equipment expense$1,376,000495
Additional noninterest expense$3,743,000511
Pre-tax net operating income$6,019,000664
Securities gains (losses)$16,000931
Applicable income taxes$1,330,000615
Income before extraordinary items$4,705,000701
Extraordinary gains, net$03
Net income$4,705,000701
Minority interest net income$055
Net income of bank and minority interests.$4,705,000701
Net charge-offs$161,000488
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,692,360690
2020-12-31 (YTD Data)Rank
Total interest income$54,043,000630
Total interest expense$3,606,0001,278
Net interest income$50,437,000580
Provision for loan and lease losses$5,000,000574
Total noninterest income$13,106,000676
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$4,624,000263
Trading account gains and fees$0133
Additional Noninterest Income$8,482,000725
Total noninterest expense$41,120,000602
Salaries and employee benefits$21,317,000669
Premises and equipment expense$4,916,000535
Additional noninterest expense$14,887,000514
Pre-tax net operating income$17,423,000664
Securities gains (losses)$1,549,000261
Applicable income taxes$3,955,000585
Income before extraordinary items$15,017,000664
Extraordinary gains, net$04
Net income$15,017,000664
Minority interest net income$072
Net income of bank and minority interests.$15,017,000664
Net charge-offs$679,000823
Cash dividends$6,250,000632
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,793,290688
2020-09-30 (YTD Data)Rank
Total interest income$39,882,000642
Total interest expense$2,826,0001,302
Net interest income$37,056,000578
Provision for loan and lease losses$3,950,000591
Total noninterest income$9,466,000671
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,353,000268
Trading account gains and fees$0125
Additional Noninterest Income$6,113,000717
Total noninterest expense$29,818,000615
Salaries and employee benefits$15,516,000677
Premises and equipment expense$3,473,000559
Additional noninterest expense$10,829,000511
Pre-tax net operating income$12,754,000647
Securities gains (losses)$583,000450
Applicable income taxes$2,859,000579
Income before extraordinary items$10,478,000679
Extraordinary gains, net$04
Net income$10,478,000679
Minority interest net income$065
Net income of bank and minority interests.$10,478,000679
Net charge-offs$434,000816
Cash dividends$4,250,000641
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,017,430682
2020-06-30 (YTD Data)Rank
Total interest income$26,173,000653
Total interest expense$1,855,0001,396
Net interest income$24,318,000589
Provision for loan and lease losses$2,900,000574
Total noninterest income$6,022,000654
Gross Fiduciary activities income$0970
Service charges on deposit accounts$4,342,000170
Trading account gains and fees$0123
Additional Noninterest Income$1,680,0001,229
Total noninterest expense$19,471,000631
Salaries and employee benefits$10,074,000692
Premises and equipment expense$2,190,000584
Additional noninterest expense$7,207,000504
Pre-tax net operating income$7,969,000633
Securities gains (losses)$429,000402
Applicable income taxes$1,786,000541
Income before extraordinary items$6,612,000655
Extraordinary gains, net$04
Net income$6,612,000655
Minority interest net income$065
Net income of bank and minority interests.$6,612,000655
Net charge-offs$303,000803
Cash dividends$3,000,000605
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,273,090661
2020-03-31 (YTD Data)Rank
Total interest income$10,715,000788
Total interest expense$732,0001,794
Net interest income$9,983,000693
Provision for loan and lease losses$950,000637
Total noninterest income$2,849,000634
Gross Fiduciary activities income$0941
Service charges on deposit accounts$2,230,000188
Trading account gains and fees$0106
Additional Noninterest Income$619,0001,331
Total noninterest expense$8,239,000741
Salaries and employee benefits$4,427,000774
Premises and equipment expense$965,000666
Additional noninterest expense$2,847,000637
Pre-tax net operating income$3,643,000616
Securities gains (losses)$10,0001,316
Applicable income taxes$760,000554
Income before extraordinary items$2,893,000678
Extraordinary gains, net$04
Net income$2,893,000678
Minority interest net income$056
Net income of bank and minority interests.$2,893,000678
Net charge-offs$172,000678
Cash dividends$1,500,000602
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,885,100656
2019-12-31 (YTD Data)Rank
Total interest income$42,320,000803
Total interest expense$3,298,0001,695
Net interest income$39,022,000704
Provision for loan and lease losses$1,800,000571
Total noninterest income$12,878,000579
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$9,203,000183
Trading account gains and fees$0135
Additional Noninterest Income$3,675,0001,034
Total noninterest expense$33,204,000710
Salaries and employee benefits$16,941,000782
Premises and equipment expense$4,111,000616
Additional noninterest expense$12,152,000589
Pre-tax net operating income$16,896,000693
Securities gains (losses)$-2,0004,594
Applicable income taxes$4,238,000564
Income before extraordinary items$12,656,000767
Extraordinary gains, net$011
Net income$12,656,000768
Minority interest net income$076
Net income of bank and minority interests.$12,656,000768
Net charge-offs$742,000812
Cash dividends$7,500,000589
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,657,580751
2019-09-30 (YTD Data)Rank
Total interest income$31,555,000809
Total interest expense$2,205,0001,848
Net interest income$29,350,000704
Provision for loan and lease losses$1,350,000540
Total noninterest income$9,193,000598
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$6,845,000181
Trading account gains and fees$0129
Additional Noninterest Income$2,348,0001,160
Total noninterest expense$24,959,000705
Salaries and employee benefits$12,522,000790
Premises and equipment expense$2,929,000655
Additional noninterest expense$9,508,000559
Pre-tax net operating income$12,234,000719
Securities gains (losses)$36,0001,199
Applicable income taxes$3,096,000571
Income before extraordinary items$9,174,000795
Extraordinary gains, net$011
Net income$9,174,000796
Minority interest net income$072
Net income of bank and minority interests.$9,174,000796
Net charge-offs$559,000708
Cash dividends$7,500,000450
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,145,560780
2019-06-30 (YTD Data)Rank
Total interest income$20,916,000814
Total interest expense$1,508,0001,784
Net interest income$19,408,000712
Provision for loan and lease losses$900,000526
Total noninterest income$5,862,000614
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$4,409,000184
Trading account gains and fees$0131
Additional Noninterest Income$1,453,0001,189
Total noninterest expense$16,661,000705
Salaries and employee benefits$8,347,000778
Premises and equipment expense$1,998,000640
Additional noninterest expense$6,316,000572
Pre-tax net operating income$7,709,000722
Securities gains (losses)$31,000891
Applicable income taxes$1,924,000584
Income before extraordinary items$5,816,000806
Extraordinary gains, net$011
Net income$5,816,000806
Minority interest net income$069
Net income of bank and minority interests.$5,816,000806
Net charge-offs$366,000689
Cash dividends$5,750,000401
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,791,510796
2019-03-31 (YTD Data)Rank
Total interest income$10,525,000804
Total interest expense$688,0001,871
Net interest income$9,837,000704
Provision for loan and lease losses$450,000501
Total noninterest income$2,845,000602
Gross Fiduciary activities income$0972
Service charges on deposit accounts$2,110,000188
Trading account gains and fees$0126
Additional Noninterest Income$735,0001,128
Total noninterest expense$8,354,000688
Salaries and employee benefits$4,276,000763
Premises and equipment expense$1,015,000627
Additional noninterest expense$3,063,000571
Pre-tax net operating income$3,878,000705
Securities gains (losses)$26,000525
Applicable income taxes$941,000586
Income before extraordinary items$2,963,000785
Extraordinary gains, net$05
Net income$2,963,000785
Minority interest net income$052
Net income of bank and minority interests.$2,963,000784
Net charge-offs$-151,0005,241
Cash dividends$4,500,000288
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,942,460774
2018-12-31 (YTD Data)Rank
Total interest income$38,151,000831
Total interest expense$1,187,0002,687
Net interest income$36,964,000722
Provision for loan and lease losses$1,200,000768
Total noninterest income$11,111,000630
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$8,884,000185
Trading account gains and fees$0126
Additional Noninterest Income$2,227,0001,396
Total noninterest expense$32,265,000707
Salaries and employee benefits$17,413,000729
Premises and equipment expense$3,907,000646
Additional noninterest expense$10,945,000646
Pre-tax net operating income$14,610,000764
Securities gains (losses)$-1,382,0005,332
Applicable income taxes$03,978
Income before extraordinary items$13,228,000715
Extraordinary gains, net$06
Net income$13,228,000713
Minority interest net income$072
Net income of bank and minority interests.$13,228,000713
Net charge-offs$971,000600
Cash dividends$10,300,000409
Sale, conversion, retirement of capital stock, net$0671
Net operating income$14,610,000661
2018-09-30 (YTD Data)Rank
Total interest income$28,121,000829
Total interest expense$708,0002,942
Net interest income$27,413,000725
Provision for loan and lease losses$750,000817
Total noninterest income$8,025,000647
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$6,566,000188
Trading account gains and fees$0138
Additional Noninterest Income$1,459,0001,538
Total noninterest expense$24,197,000703
Salaries and employee benefits$13,192,000724
Premises and equipment expense$2,830,000674
Additional noninterest expense$8,175,000629
Pre-tax net operating income$10,491,000788
Securities gains (losses)$-16,0004,874
Applicable income taxes$04,032
Income before extraordinary items$10,475,000684
Extraordinary gains, net$05
Net income$10,475,000683
Minority interest net income$066
Net income of bank and minority interests.$10,475,000683
Net charge-offs$651,000608
Cash dividends$9,000,000337
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,491,000684
2018-06-30 (YTD Data)Rank
Total interest income$18,506,000827
Total interest expense$416,0003,062
Net interest income$18,090,000730
Provision for loan and lease losses$450,000888
Total noninterest income$5,911,000612
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$4,296,000187
Trading account gains and fees$0130
Additional Noninterest Income$1,615,0001,101
Total noninterest expense$16,337,000693
Salaries and employee benefits$8,996,000711
Premises and equipment expense$1,831,000702
Additional noninterest expense$5,510,000623
Pre-tax net operating income$7,214,000756
Securities gains (losses)$-16,0005,070
Applicable income taxes$04,018
Income before extraordinary items$7,198,000662
Extraordinary gains, net$06
Net income$7,198,000659
Minority interest net income$065
Net income of bank and minority interests.$7,198,000661
Net charge-offs$390,000613
Cash dividends$6,000,000330
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,214,000659
2018-03-31 (YTD Data)Rank
Total interest income$9,090,000829
Total interest expense$210,0003,009
Net interest income$8,880,000736
Provision for loan and lease losses$03,508
Total noninterest income$2,965,000605
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$2,116,000184
Trading account gains and fees$0123
Additional Noninterest Income$849,0001,036
Total noninterest expense$8,229,000693
Salaries and employee benefits$4,425,000727
Premises and equipment expense$920,000698
Additional noninterest expense$2,884,000592
Pre-tax net operating income$3,616,000734
Securities gains (losses)$-16,0005,283
Applicable income taxes$03,948
Income before extraordinary items$3,600,000652
Extraordinary gains, net$07
Net income$3,600,000651
Minority interest net income$052
Net income of bank and minority interests.$3,600,000652
Net charge-offs$113,000787
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,616,000646
2017-12-31 (YTD Data)Rank
Total interest income$35,032,000815
Total interest expense$917,0002,700
Net interest income$34,115,000740
Provision for loan and lease losses$3,000,000354
Total noninterest income$13,173,000568
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$8,387,000184
Trading account gains and fees$0151
Additional Noninterest Income$4,786,000843
Total noninterest expense$28,786,000763
Salaries and employee benefits$15,085,000817
Premises and equipment expense$3,169,000791
Additional noninterest expense$10,532,000644
Pre-tax net operating income$15,502,000672
Securities gains (losses)$-5,0004,981
Applicable income taxes$04,135
Income before extraordinary items$15,497,000507
Extraordinary gains, net$09
Net income$15,497,000505
Minority interest net income$076
Net income of bank and minority interests.$15,497,000507
Net charge-offs$1,361,000553
Cash dividends$7,245,000483
Sale, conversion, retirement of capital stock, net$0711
Net operating income$15,502,000502
2017-09-30 (YTD Data)Rank
Total interest income$25,929,000824
Total interest expense$693,0002,662
Net interest income$25,236,000752
Provision for loan and lease losses$2,250,000354
Total noninterest income$10,141,000566
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$6,211,000188
Trading account gains and fees$0145
Additional Noninterest Income$3,930,000804
Total noninterest expense$21,431,000767
Salaries and employee benefits$11,164,000821
Premises and equipment expense$2,268,000823
Additional noninterest expense$7,999,000635
Pre-tax net operating income$11,696,000677
Securities gains (losses)$17,0001,393
Applicable income taxes$04,172
Income before extraordinary items$11,713,000545
Extraordinary gains, net$09
Net income$11,713,000543
Minority interest net income$071
Net income of bank and minority interests.$11,713,000545
Net charge-offs$1,440,000385
Cash dividends$3,500,000681
Sale, conversion, retirement of capital stock, net$0677
Net operating income$11,696,000542
2017-06-30 (YTD Data)Rank
Total interest income$17,065,000829
Total interest expense$460,0002,631
Net interest income$16,605,000757
Provision for loan and lease losses$1,500,000349
Total noninterest income$6,929,000553
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$4,035,000190
Trading account gains and fees$0139
Additional Noninterest Income$2,894,000755
Total noninterest expense$14,160,000773
Salaries and employee benefits$7,326,000836
Premises and equipment expense$1,481,000837
Additional noninterest expense$5,353,000640
Pre-tax net operating income$7,874,000653
Securities gains (losses)$5,0001,441
Applicable income taxes$04,189
Income before extraordinary items$7,879,000533
Extraordinary gains, net$011
Net income$7,879,000532
Minority interest net income$071
Net income of bank and minority interests.$7,879,000533
Net charge-offs$1,254,000309
Cash dividends$3,500,000484
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,874,000523
2017-03-31 (YTD Data)Rank
Total interest income$8,385,000842
Total interest expense$233,0002,583
Net interest income$8,152,000768
Provision for loan and lease losses$750,000325
Total noninterest income$3,035,000593
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,945,000197
Trading account gains and fees$0142
Additional Noninterest Income$1,090,000899
Total noninterest expense$6,852,000798
Salaries and employee benefits$3,581,000861
Premises and equipment expense$714,000880
Additional noninterest expense$2,557,000661
Pre-tax net operating income$3,585,000696
Securities gains (losses)$7,000747
Applicable income taxes$04,086
Income before extraordinary items$3,592,000570
Extraordinary gains, net$08
Net income$3,592,000570
Minority interest net income$055
Net income of bank and minority interests.$3,592,000570
Net charge-offs$415,000381
Cash dividends$1,750,000458
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,585,000557
2016-12-31 (YTD Data)Rank
Total interest income$26,810,0001,012
Total interest expense$725,0002,982
Net interest income$26,085,000925
Provision for loan and lease losses$800,0001,093
Total noninterest income$9,588,000717
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$7,776,000198
Trading account gains and fees$0170
Additional Noninterest Income$1,812,0001,687
Total noninterest expense$24,767,000862
Salaries and employee benefits$12,900,000927
Premises and equipment expense$2,675,000916
Additional noninterest expense$9,192,000728
Pre-tax net operating income$10,106,000922
Securities gains (losses)$740,000307
Applicable income taxes$04,278
Income before extraordinary items$10,846,000707
Extraordinary gains, net$05
Net income$10,846,000705
Minority interest net income$082
Net income of bank and minority interests.$10,846,000706
Net charge-offs$549,0001,015
Cash dividends$20,850,000206
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,106,000743
2016-09-30 (YTD Data)Rank
Total interest income$19,175,0001,054
Total interest expense$524,0003,050
Net interest income$18,651,000970
Provision for loan and lease losses$300,0001,615
Total noninterest income$6,831,000746
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$5,795,000198
Trading account gains and fees$0169
Additional Noninterest Income$1,036,0002,003
Total noninterest expense$18,085,000881
Salaries and employee benefits$9,489,000939
Premises and equipment expense$1,945,000939
Additional noninterest expense$6,651,000744
Pre-tax net operating income$7,097,000980
Securities gains (losses)$741,000268
Applicable income taxes$04,325
Income before extraordinary items$7,838,000731
Extraordinary gains, net$05
Net income$7,838,000731
Minority interest net income$071
Net income of bank and minority interests.$7,838,000731
Net charge-offs$331,0001,062
Cash dividends$3,850,000625
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,097,000781
2016-06-30 (YTD Data)Rank
Total interest income$12,734,0001,056
Total interest expense$373,0002,944
Net interest income$12,361,000977
Provision for loan and lease losses$300,0001,234
Total noninterest income$4,758,000710
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$3,754,000204
Trading account gains and fees$0157
Additional Noninterest Income$1,004,0001,546
Total noninterest expense$12,232,000871
Salaries and employee benefits$6,371,000941
Premises and equipment expense$1,280,000956
Additional noninterest expense$4,581,000730
Pre-tax net operating income$4,587,000991
Securities gains (losses)$735,000195
Applicable income taxes$04,338
Income before extraordinary items$5,322,000708
Extraordinary gains, net$016
Net income$5,322,000707
Minority interest net income$071
Net income of bank and minority interests.$5,322,000707
Net charge-offs$212,0001,086
Cash dividends$2,100,000721
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,587,000788
2016-03-31 (YTD Data)Rank
Total interest income$6,300,0001,069
Total interest expense$195,0002,888
Net interest income$6,105,000988
Provision for loan and lease losses$300,000670
Total noninterest income$2,203,000747
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,816,000205
Trading account gains and fees$0142
Additional Noninterest Income$387,0001,788
Total noninterest expense$6,088,000869
Salaries and employee benefits$3,162,000941
Premises and equipment expense$648,000954
Additional noninterest expense$2,278,000728
Pre-tax net operating income$1,920,0001,125
Securities gains (losses)$254,000248
Applicable income taxes$04,259
Income before extraordinary items$2,174,000828
Extraordinary gains, net$012
Net income$2,174,000829
Minority interest net income$062
Net income of bank and minority interests.$2,174,000829
Net charge-offs$147,000803
Cash dividends$850,000846
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,920,000900
2015-12-31 (YTD Data)Rank
Total interest income$24,031,0001,076
Total interest expense$819,0002,775
Net interest income$23,212,000993
Provision for loan and lease losses$640,0001,129
Total noninterest income$9,051,000728
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$6,816,000225
Trading account gains and fees$0159
Additional Noninterest Income$2,235,0001,411
Total noninterest expense$22,485,000926
Salaries and employee benefits$11,580,000974
Premises and equipment expense$2,695,000912
Additional noninterest expense$8,210,000802
Pre-tax net operating income$9,138,000963
Securities gains (losses)$156,000890
Applicable income taxes$04,402
Income before extraordinary items$9,294,000780
Extraordinary gains, net$023
Net income$9,294,000780
Minority interest net income$081
Net income of bank and minority interests.$9,294,000780
Net charge-offs$1,065,000650
Cash dividends$5,705,000590
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,138,000777
2015-09-30 (YTD Data)Rank
Total interest income$17,857,0001,092
Total interest expense$619,0002,801
Net interest income$17,238,0001,010
Provision for loan and lease losses$440,0001,161
Total noninterest income$6,801,000739
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$5,044,000233
Trading account gains and fees$0153
Additional Noninterest Income$1,757,0001,372
Total noninterest expense$16,607,000935
Salaries and employee benefits$8,572,000990
Premises and equipment expense$1,971,000934
Additional noninterest expense$6,064,000815
Pre-tax net operating income$6,992,000955
Securities gains (losses)$-25,0006,083
Applicable income taxes$04,489
Income before extraordinary items$6,967,000792
Extraordinary gains, net$021
Net income$6,967,000791
Minority interest net income$078
Net income of bank and minority interests.$6,967,000792
Net charge-offs$879,000562
Cash dividends$4,205,000545
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,992,000770
2015-06-30 (YTD Data)Rank
Total interest income$11,757,0001,099
Total interest expense$426,0002,751
Net interest income$11,331,0001,019
Provision for loan and lease losses$440,000875
Total noninterest income$4,500,000747
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$3,223,000237
Trading account gains and fees$0157
Additional Noninterest Income$1,277,0001,316
Total noninterest expense$11,013,000946
Salaries and employee benefits$5,709,000988
Premises and equipment expense$1,289,000959
Additional noninterest expense$4,015,000826
Pre-tax net operating income$4,378,0001,012
Securities gains (losses)$-8,0006,089
Applicable income taxes$04,497
Income before extraordinary items$4,370,000831
Extraordinary gains, net$022
Net income$4,370,000831
Minority interest net income$075
Net income of bank and minority interests.$4,370,000831
Net charge-offs$436,000707
Cash dividends$2,550,000582
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,378,000807
2015-03-31 (YTD Data)Rank
Total interest income$5,794,0001,110
Total interest expense$214,0002,754
Net interest income$5,580,0001,031
Provision for loan and lease losses$440,000464
Total noninterest income$2,259,000718
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,507,000248
Trading account gains and fees$0152
Additional Noninterest Income$752,0001,145
Total noninterest expense$5,392,000962
Salaries and employee benefits$2,827,0001,005
Premises and equipment expense$647,000961
Additional noninterest expense$1,918,000839
Pre-tax net operating income$2,007,0001,057
Securities gains (losses)$-8,0006,229
Applicable income taxes$04,400
Income before extraordinary items$1,999,000872
Extraordinary gains, net$013
Net income$1,999,000872
Minority interest net income$064
Net income of bank and minority interests.$1,999,000872
Net charge-offs$181,000785
Cash dividends$1,250,000543
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,007,000837
2014-12-31 (YTD Data)Rank
Total interest income$23,768,0001,078
Total interest expense$921,0002,737
Net interest income$22,847,000978
Provision for loan and lease losses$1,704,000541
Total noninterest income$6,977,000868
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$6,039,000264
Trading account gains and fees$0180
Additional Noninterest Income$938,0002,406
Total noninterest expense$19,893,0001,020
Salaries and employee benefits$10,522,0001,035
Premises and equipment expense$2,558,000950
Additional noninterest expense$6,813,000959
Pre-tax net operating income$8,227,0001,001
Securities gains (losses)$137,0001,033
Applicable income taxes$04,531
Income before extraordinary items$8,364,000798
Extraordinary gains, net$017
Net income$8,364,000797
Minority interest net income$084
Net income of bank and minority interests.$8,364,000797
Net charge-offs$2,268,000452
Cash dividends$5,500,000555
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,227,000794
2014-09-30 (YTD Data)Rank
Total interest income$17,776,0001,087
Total interest expense$712,0002,709
Net interest income$17,064,000983
Provision for loan and lease losses$1,585,000430
Total noninterest income$5,310,000853
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$4,474,000265
Trading account gains and fees$0174
Additional Noninterest Income$836,0002,191
Total noninterest expense$15,074,0001,011
Salaries and employee benefits$7,823,0001,041
Premises and equipment expense$1,885,000977
Additional noninterest expense$5,366,000903
Pre-tax net operating income$5,715,0001,084
Securities gains (losses)$75,0001,194
Applicable income taxes$04,583
Income before extraordinary items$5,790,000863
Extraordinary gains, net$015
Net income$5,790,000862
Minority interest net income$081
Net income of bank and minority interests.$5,790,000862
Net charge-offs$1,836,000409
Cash dividends$3,300,000618
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,715,000850
2014-06-30 (YTD Data)Rank
Total interest income$11,844,0001,082
Total interest expense$485,0002,691
Net interest income$11,359,000981
Provision for loan and lease losses$1,160,000403
Total noninterest income$3,743,000794
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,983,000260
Trading account gains and fees$0172
Additional Noninterest Income$760,0001,758
Total noninterest expense$10,108,0001,000
Salaries and employee benefits$5,211,0001,044
Premises and equipment expense$1,233,000992
Additional noninterest expense$3,664,000884
Pre-tax net operating income$3,834,0001,056
Securities gains (losses)$48,0001,191
Applicable income taxes$04,568
Income before extraordinary items$3,882,000841
Extraordinary gains, net$020
Net income$3,882,000841
Minority interest net income$080
Net income of bank and minority interests.$3,882,000841
Net charge-offs$1,330,000406
Cash dividends$1,800,000712
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,834,000829
2014-03-31 (YTD Data)Rank
Total interest income$5,863,0001,091
Total interest expense$246,0002,708
Net interest income$5,617,000985
Provision for loan and lease losses$570,000407
Total noninterest income$1,727,000820
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,427,000266
Trading account gains and fees$0147
Additional Noninterest Income$300,0002,004
Total noninterest expense$4,997,0001,028
Salaries and employee benefits$2,628,0001,038
Premises and equipment expense$620,0001,011
Additional noninterest expense$1,749,000912
Pre-tax net operating income$1,777,0001,081
Securities gains (losses)$53,000631
Applicable income taxes$04,445
Income before extraordinary items$1,830,000857
Extraordinary gains, net$016
Net income$1,830,000860
Minority interest net income$066
Net income of bank and minority interests.$1,830,000858
Net charge-offs$858,000337
Cash dividends$850,000695
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,777,000859
2013-12-31 (YTD Data)Rank
Total interest income$23,488,0001,084
Total interest expense$1,187,0002,585
Net interest income$22,301,000975
Provision for loan and lease losses$4,757,000280
Total noninterest income$7,796,000814
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$6,508,000250
Trading account gains and fees$0184
Additional Noninterest Income$1,288,0002,038
Total noninterest expense$19,735,0001,037
Salaries and employee benefits$9,622,0001,136
Premises and equipment expense$2,468,000977
Additional noninterest expense$7,645,000884
Pre-tax net operating income$5,605,0001,308
Securities gains (losses)$562,000406
Applicable income taxes$04,631
Income before extraordinary items$6,167,0001,007
Extraordinary gains, net$029
Net income$6,167,0001,010
Minority interest net income$090
Net income of bank and minority interests.$6,167,0001,010
Net charge-offs$4,777,000344
Cash dividends$3,170,000834
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,605,0001,077
2013-09-30 (YTD Data)Rank
Total interest income$17,505,0001,091
Total interest expense$929,0002,574
Net interest income$16,576,000993
Provision for loan and lease losses$2,449,000404
Total noninterest income$5,740,000840
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$4,818,000252
Trading account gains and fees$0180
Additional Noninterest Income$922,0002,168
Total noninterest expense$14,985,0001,024
Salaries and employee benefits$7,306,0001,120
Premises and equipment expense$1,867,000975
Additional noninterest expense$5,812,000868
Pre-tax net operating income$4,882,0001,165
Securities gains (losses)$602,000346
Applicable income taxes$04,713
Income before extraordinary items$5,484,000870
Extraordinary gains, net$025
Net income$5,484,000871
Minority interest net income$084
Net income of bank and minority interests.$5,484,000872
Net charge-offs$2,446,000519
Cash dividends$3,170,000612
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,882,000924
2013-06-30 (YTD Data)Rank
Total interest income$11,756,0001,076
Total interest expense$645,0002,562
Net interest income$11,111,000969
Provision for loan and lease losses$1,634,000432
Total noninterest income$3,660,000872
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$3,103,000255
Trading account gains and fees$0157
Additional Noninterest Income$557,0002,326
Total noninterest expense$9,897,0001,026
Salaries and employee benefits$4,872,0001,116
Premises and equipment expense$1,249,000973
Additional noninterest expense$3,776,000898
Pre-tax net operating income$3,240,0001,149
Securities gains (losses)$586,000320
Applicable income taxes$04,679
Income before extraordinary items$3,826,000816
Extraordinary gains, net$022
Net income$3,826,000816
Minority interest net income$082
Net income of bank and minority interests.$3,826,000818
Net charge-offs$1,835,000490
Cash dividends$1,932,000651
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,240,000913
2013-03-31 (YTD Data)Rank
Total interest income$5,883,0001,088
Total interest expense$337,0002,533
Net interest income$5,546,000968
Provision for loan and lease losses$1,247,000319
Total noninterest income$1,825,000885
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,493,000263
Trading account gains and fees$0148
Additional Noninterest Income$332,0002,090
Total noninterest expense$4,989,0001,027
Salaries and employee benefits$2,424,0001,134
Premises and equipment expense$644,000949
Additional noninterest expense$1,921,000876
Pre-tax net operating income$1,135,0001,542
Securities gains (losses)$210,000442
Applicable income taxes$04,602
Income before extraordinary items$1,345,0001,126
Extraordinary gains, net$010
Net income$1,345,0001,127
Minority interest net income$076
Net income of bank and minority interests.$1,345,0001,128
Net charge-offs$140,0001,641
Cash dividends$1,033,000511
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,135,0001,260
2012-12-31 (YTD Data)Rank
Total interest income$24,752,0001,084
Total interest expense$1,915,0002,206
Net interest income$22,837,000954
Provision for loan and lease losses$1,460,0001,349
Total noninterest income$4,866,0001,174
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$6,146,000262
Trading account gains and fees$0166
Additional Noninterest Income$-1,280,0007,017
Total noninterest expense$19,441,0001,027
Salaries and employee benefits$9,238,0001,142
Premises and equipment expense$2,674,000903
Additional noninterest expense$7,529,000925
Pre-tax net operating income$6,802,0001,047
Securities gains (losses)$1,434,000363
Applicable income taxes$04,751
Income before extraordinary items$8,236,000732
Extraordinary gains, net$029
Net income$8,236,000728
Minority interest net income$093
Net income of bank and minority interests.$8,236,000732
Net charge-offs$4,415,000631
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,802,000819
2012-09-30 (YTD Data)Rank
Total interest income$18,666,0001,094
Total interest expense$1,540,0002,171
Net interest income$17,126,000963
Provision for loan and lease losses$1,071,0001,367
Total noninterest income$2,918,0001,360
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$4,607,000260
Trading account gains and fees$0157
Additional Noninterest Income$-1,689,0007,147
Total noninterest expense$14,580,0001,025
Salaries and employee benefits$6,902,0001,140
Premises and equipment expense$1,960,000927
Additional noninterest expense$5,718,000910
Pre-tax net operating income$4,393,0001,226
Securities gains (losses)$1,125,000359
Applicable income taxes$04,802
Income before extraordinary items$5,518,000822
Extraordinary gains, net$020
Net income$5,518,000820
Minority interest net income$086
Net income of bank and minority interests.$5,518,000822
Net charge-offs$3,021,000672
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,393,000986
2012-06-30 (YTD Data)Rank
Total interest income$12,516,0001,096
Total interest expense$1,099,0002,113
Net interest income$11,417,000967
Provision for loan and lease losses$694,0001,436
Total noninterest income$1,460,0001,659
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$3,057,000259
Trading account gains and fees$0153
Additional Noninterest Income$-1,597,0007,222
Total noninterest expense$9,711,0001,023
Salaries and employee benefits$4,635,0001,132
Premises and equipment expense$1,293,000936
Additional noninterest expense$3,783,000915
Pre-tax net operating income$2,472,0001,406
Securities gains (losses)$729,000385
Applicable income taxes$04,770
Income before extraordinary items$3,201,000952
Extraordinary gains, net$019
Net income$3,201,000951
Minority interest net income$084
Net income of bank and minority interests.$3,201,000952
Net charge-offs$2,309,000623
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,472,0001,141
2012-03-31 (YTD Data)Rank
Total interest income$6,321,0001,087
Total interest expense$586,0002,079
Net interest income$5,735,000957
Provision for loan and lease losses$350,0001,357
Total noninterest income$1,112,0001,230
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,476,000261
Trading account gains and fees$0148
Additional Noninterest Income$-364,0007,259
Total noninterest expense$4,836,0001,024
Salaries and employee benefits$2,220,0001,171
Premises and equipment expense$676,000898
Additional noninterest expense$1,940,000871
Pre-tax net operating income$1,661,0001,059
Securities gains (losses)$118,000834
Applicable income taxes$04,704
Income before extraordinary items$1,779,000846
Extraordinary gains, net$019
Net income$1,779,000845
Minority interest net income$078
Net income of bank and minority interests.$1,779,000847
Net charge-offs$1,611,000473
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,661,000850
2011-12-31 (YTD Data)Rank
Total interest income$26,855,0001,052
Total interest expense$3,402,0001,742
Net interest income$23,453,000934
Provision for loan and lease losses$4,133,000923
Total noninterest income$5,915,000912
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$5,829,000279
Trading account gains and fees$0146
Additional Noninterest Income$86,0005,455
Total noninterest expense$20,024,000985
Salaries and employee benefits$8,724,0001,136
Premises and equipment expense$2,704,000931
Additional noninterest expense$8,596,000832
Pre-tax net operating income$5,211,0001,138
Securities gains (losses)$917,000476
Applicable income taxes$04,719
Income before extraordinary items$6,128,000806
Extraordinary gains, net$029
Net income$6,128,000803
Minority interest net income$096
Net income of bank and minority interests.$6,128,000806
Net charge-offs$16,389,000297
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,211,000930
2011-09-30 (YTD Data)Rank
Total interest income$20,476,0001,042
Total interest expense$2,736,0001,703
Net interest income$17,740,000934
Provision for loan and lease losses$3,313,000864
Total noninterest income$4,503,000914
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$4,334,000277
Trading account gains and fees$0145
Additional Noninterest Income$169,0004,354
Total noninterest expense$14,754,0001,005
Salaries and employee benefits$6,504,0001,140
Premises and equipment expense$2,035,000935
Additional noninterest expense$6,215,000855
Pre-tax net operating income$4,176,0001,106
Securities gains (losses)$530,000621
Applicable income taxes$04,740
Income before extraordinary items$4,706,000815
Extraordinary gains, net$021
Net income$4,706,000814
Minority interest net income$087
Net income of bank and minority interests.$4,706,000815
Net charge-offs$15,845,000232
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,176,000873
2011-06-30 (YTD Data)Rank
Total interest income$13,737,0001,041
Total interest expense$1,940,0001,678
Net interest income$11,797,000934
Provision for loan and lease losses$1,580,0001,077
Total noninterest income$2,882,000949
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,835,000280
Trading account gains and fees$0153
Additional Noninterest Income$47,0005,521
Total noninterest expense$9,643,0001,048
Salaries and employee benefits$4,334,0001,157
Premises and equipment expense$1,326,000968
Additional noninterest expense$3,983,000914
Pre-tax net operating income$3,456,000874
Securities gains (losses)$372,000458
Applicable income taxes$04,697
Income before extraordinary items$3,828,000683
Extraordinary gains, net$015
Net income$3,828,000681
Minority interest net income$089
Net income of bank and minority interests.$3,828,000683
Net charge-offs$13,017,000222
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,456,000717
2011-03-31 (YTD Data)Rank
Total interest income$6,886,0001,048
Total interest expense$1,041,0001,627
Net interest income$5,845,000949
Provision for loan and lease losses$790,0001,033
Total noninterest income$1,562,000879
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,319,000295
Trading account gains and fees$0158
Additional Noninterest Income$243,0002,191
Total noninterest expense$4,661,0001,073
Salaries and employee benefits$2,127,0001,179
Premises and equipment expense$704,000938
Additional noninterest expense$1,830,000972
Pre-tax net operating income$1,956,000784
Securities gains (losses)$94,000552
Applicable income taxes$04,545
Income before extraordinary items$2,050,000644
Extraordinary gains, net$09
Net income$2,050,000642
Minority interest net income$086
Net income of bank and minority interests.$2,050,000644
Net charge-offs$11,348,000140
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,956,000657
2010-12-31 (YTD Data)Rank
Total interest income$29,042,0001,059
Total interest expense$5,914,0001,410
Net interest income$23,128,000953
Provision for loan and lease losses$24,196,000305
Total noninterest income$2,361,0001,842
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,838,000271
Trading account gains and fees$0175
Additional Noninterest Income$-3,477,0007,608
Total noninterest expense$18,770,0001,065
Salaries and employee benefits$8,998,0001,104
Premises and equipment expense$2,875,000898
Additional noninterest expense$6,897,0001,075
Pre-tax net operating income$-17,477,0007,498
Securities gains (losses)$1,981,000270
Applicable income taxes$04,655
Income before extraordinary items$-15,496,0007,476
Extraordinary gains, net$029
Net income$-15,496,0007,476
Minority interest net income$0111
Net income of bank and minority interests.$-15,496,0007,476
Net charge-offs$11,665,000542
Cash dividends$734,0001,874
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-17,477,0007,498
2010-09-30 (YTD Data)Rank
Total interest income$21,898,0001,066
Total interest expense$4,672,0001,388
Net interest income$17,226,000961
Provision for loan and lease losses$9,886,000502
Total noninterest income$3,675,0001,083
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$4,367,000269
Trading account gains and fees$0165
Additional Noninterest Income$-692,0007,616
Total noninterest expense$14,230,0001,031
Salaries and employee benefits$6,892,0001,070
Premises and equipment expense$2,173,000889
Additional noninterest expense$5,165,0001,036
Pre-tax net operating income$-3,215,0007,232
Securities gains (losses)$1,570,000281
Applicable income taxes$04,726
Income before extraordinary items$-1,645,0007,075
Extraordinary gains, net$023
Net income$-1,645,0007,073
Minority interest net income$0110
Net income of bank and minority interests.$-1,645,0007,075
Net charge-offs$7,881,000560
Cash dividends$734,0001,363
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,215,0007,276
2010-06-30 (YTD Data)Rank
Total interest income$14,676,0001,075
Total interest expense$3,225,0001,388
Net interest income$11,451,000965
Provision for loan and lease losses$3,375,000868
Total noninterest income$3,116,000871
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,861,000274
Trading account gains and fees$0152
Additional Noninterest Income$255,0003,100
Total noninterest expense$9,376,0001,047
Salaries and employee benefits$4,630,0001,056
Premises and equipment expense$1,455,000904
Additional noninterest expense$3,291,0001,078
Pre-tax net operating income$1,816,0001,432
Securities gains (losses)$418,000555
Applicable income taxes$04,691
Income before extraordinary items$2,234,0001,015
Extraordinary gains, net$019
Net income$2,234,0001,016
Minority interest net income$0105
Net income of bank and minority interests.$2,234,0001,016
Net charge-offs$2,550,000941
Cash dividends$734,000962
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,816,0001,183
2010-03-31 (YTD Data)Rank
Total interest income$7,273,0001,111
Total interest expense$1,649,0001,427
Net interest income$5,624,000999
Provision for loan and lease losses$1,617,000853
Total noninterest income$1,763,000789
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,394,000283
Trading account gains and fees$0175
Additional Noninterest Income$369,0001,592
Total noninterest expense$5,028,000988
Salaries and employee benefits$2,320,0001,059
Premises and equipment expense$734,000927
Additional noninterest expense$1,974,000896
Pre-tax net operating income$742,0001,729
Securities gains (losses)$103,000774
Applicable income taxes$04,611
Income before extraordinary items$845,0001,295
Extraordinary gains, net$016
Net income$845,0001,298
Minority interest net income$091
Net income of bank and minority interests.$845,0001,297
Net charge-offs$954,0001,071
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$742,0001,421
2009-12-31 (YTD Data)Rank
Total interest income$32,387,0001,049
Total interest expense$8,942,0001,339
Net interest income$23,445,000921
Provision for loan and lease losses$10,831,000812
Total noninterest income$7,426,000805
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$5,570,000309
Trading account gains and fees$0211
Additional Noninterest Income$1,856,0001,447
Total noninterest expense$21,417,000980
Salaries and employee benefits$9,801,0001,004
Premises and equipment expense$3,288,000821
Additional noninterest expense$8,328,000946
Pre-tax net operating income$-1,377,0006,404
Securities gains (losses)$1,304,000394
Applicable income taxes$04,388
Income before extraordinary items$-73,0005,660
Extraordinary gains, net$034
Net income$-73,0005,659
Minority interest net income$0115
Net income of bank and minority interests.$-73,0005,659
Net charge-offs$7,085,000890
Cash dividends$2,549,000704
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,377,0006,523
2009-09-30 (YTD Data)Rank
Total interest income$24,678,0001,052
Total interest expense$7,053,0001,332
Net interest income$17,625,000921
Provision for loan and lease losses$7,064,000813
Total noninterest income$5,550,000805
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,050,000319
Trading account gains and fees$0212
Additional Noninterest Income$1,500,0001,401
Total noninterest expense$15,046,0001,023
Salaries and employee benefits$7,628,000971
Premises and equipment expense$2,541,000812
Additional noninterest expense$4,877,0001,153
Pre-tax net operating income$1,065,0002,629
Securities gains (losses)$687,000538
Applicable income taxes$04,592
Income before extraordinary items$1,752,0001,529
Extraordinary gains, net$027
Net income$1,752,0001,526
Minority interest net income$0118
Net income of bank and minority interests.$1,752,0001,529
Net charge-offs$4,677,000858
Cash dividends$2,506,000492
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,065,0002,329
2009-06-30 (YTD Data)Rank
Total interest income$16,619,0001,066
Total interest expense$4,898,0001,358
Net interest income$11,721,000924
Provision for loan and lease losses$4,522,000807
Total noninterest income$3,664,000818
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,575,000332
Trading account gains and fees$0193
Additional Noninterest Income$1,089,0001,347
Total noninterest expense$10,308,0001,022
Salaries and employee benefits$5,167,000979
Premises and equipment expense$1,789,000788
Additional noninterest expense$3,352,0001,141
Pre-tax net operating income$555,0003,137
Securities gains (losses)$528,000484
Applicable income taxes$04,657
Income before extraordinary items$1,083,0001,722
Extraordinary gains, net$021
Net income$1,083,0001,719
Minority interest net income$0112
Net income of bank and minority interests.$1,083,0001,721
Net charge-offs$2,797,000905
Cash dividends$2,002,000442
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$555,0002,803
2009-03-31 (YTD Data)Rank
Total interest income$8,235,0001,082
Total interest expense$2,525,0001,360
Net interest income$5,710,000939
Provision for loan and lease losses$1,896,000784
Total noninterest income$1,781,000809
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,177,000349
Trading account gains and fees$0171
Additional Noninterest Income$604,0001,232
Total noninterest expense$4,908,0001,028
Salaries and employee benefits$2,611,000972
Premises and equipment expense$888,000797
Additional noninterest expense$1,409,0001,175
Pre-tax net operating income$687,0001,839
Securities gains (losses)$36,0001,437
Applicable income taxes$04,835
Income before extraordinary items$723,0001,508
Extraordinary gains, net$015
Net income$723,0001,510
Minority interest net income$0102
Net income of bank and minority interests.$723,0001,510
Net charge-offs$968,000971
Cash dividends$1,116,000389
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$687,0001,495
2008-12-31 (YTD Data)Rank
Total interest income$34,960,0001,090
Total interest expense$12,025,0001,358
Net interest income$22,935,000933
Provision for loan and lease losses$1,899,0001,864
Total noninterest income$6,459,000858
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$4,527,000385
Trading account gains and fees$0154
Additional Noninterest Income$1,932,0001,331
Total noninterest expense$18,888,0001,047
Salaries and employee benefits$10,602,000944
Premises and equipment expense$2,780,000999
Additional noninterest expense$5,506,0001,161
Pre-tax net operating income$8,607,000645
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$8,607,000452
Extraordinary gains, net$039
Net income$8,607,000452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,983,0001,001
Cash dividends$6,835,000426
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,607,000472
2008-09-30 (YTD Data)Rank
Total interest income$26,491,0001,104
Total interest expense$9,224,0001,378
Net interest income$17,267,000942
Provision for loan and lease losses$1,186,0001,671
Total noninterest income$4,743,000912
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,365,000397
Trading account gains and fees$0148
Additional Noninterest Income$1,378,0001,445
Total noninterest expense$13,912,0001,061
Salaries and employee benefits$7,898,000972
Premises and equipment expense$2,053,0001,018
Additional noninterest expense$3,961,0001,160
Pre-tax net operating income$6,912,000725
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$6,912,000529
Extraordinary gains, net$031
Net income$6,912,000528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,600,000702
Cash dividends$5,953,000391
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,912,000553
2008-06-30 (YTD Data)Rank
Total interest income$17,755,0001,112
Total interest expense$6,297,0001,399
Net interest income$11,458,000942
Provision for loan and lease losses$583,0001,745
Total noninterest income$3,163,000924
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,155,000404
Trading account gains and fees$0149
Additional Noninterest Income$1,008,0001,384
Total noninterest expense$9,193,0001,065
Salaries and employee benefits$5,233,000991
Premises and equipment expense$1,401,000990
Additional noninterest expense$2,559,0001,160
Pre-tax net operating income$4,845,000721
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$4,845,000569
Extraordinary gains, net$021
Net income$4,845,000569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,170,000532
Cash dividends$4,505,000369
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,845,000555
2008-03-31 (YTD Data)Rank
Total interest income$8,936,0001,128
Total interest expense$3,300,0001,430
Net interest income$5,636,000949
Provision for loan and lease losses$291,0001,435
Total noninterest income$1,460,000989
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,024,000412
Trading account gains and fees$0158
Additional Noninterest Income$436,0001,547
Total noninterest expense$4,475,0001,084
Salaries and employee benefits$2,560,0001,021
Premises and equipment expense$749,000924
Additional noninterest expense$1,166,0001,230
Pre-tax net operating income$2,330,000826
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$2,330,000662
Extraordinary gains, net$015
Net income$2,330,000663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$910,000492
Cash dividends$3,006,000287
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,330,000635
2007-12-31 (YTD Data)Rank
Total interest income$33,429,0001,261
Total interest expense$12,663,0001,587
Net interest income$20,766,0001,067
Provision for loan and lease losses$873,0001,582
Total noninterest income$6,704,000862
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$4,295,000404
Trading account gains and fees$0178
Additional Noninterest Income$2,409,0001,196
Total noninterest expense$15,249,0001,224
Salaries and employee benefits$8,501,0001,175
Premises and equipment expense$2,011,0001,319
Additional noninterest expense$4,737,0001,191
Pre-tax net operating income$11,348,000749
Securities gains (losses)$-110,0008,168
Applicable income taxes$06,070
Income before extraordinary items$11,238,000580
Extraordinary gains, net$039
Net income$11,238,000578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$767,0001,243
Cash dividends$15,562,000293
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$11,348,000566
2007-09-30 (YTD Data)Rank
Total interest income$24,154,0001,327
Total interest expense$9,047,0001,653
Net interest income$15,107,0001,104
Provision for loan and lease losses$873,0001,011
Total noninterest income$4,832,000893
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,072,000415
Trading account gains and fees$0184
Additional Noninterest Income$1,760,0001,236
Total noninterest expense$10,834,0001,276
Salaries and employee benefits$6,015,0001,245
Premises and equipment expense$1,393,0001,427
Additional noninterest expense$3,426,0001,199
Pre-tax net operating income$8,232,000844
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$8,232,000643
Extraordinary gains, net$033
Net income$8,232,000641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,0001,071
Cash dividends$13,922,000265
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,232,000630
2007-06-30 (YTD Data)Rank
Total interest income$15,345,0001,416
Total interest expense$5,591,0001,782
Net interest income$9,754,0001,163
Provision for loan and lease losses$582,000914
Total noninterest income$2,879,000994
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,948,000446
Trading account gains and fees$0168
Additional Noninterest Income$931,0001,465
Total noninterest expense$6,666,0001,388
Salaries and employee benefits$3,852,0001,323
Premises and equipment expense$809,0001,648
Additional noninterest expense$2,005,0001,365
Pre-tax net operating income$5,385,000893
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$5,385,000681
Extraordinary gains, net$029
Net income$5,385,000680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,000887
Cash dividends$3,386,000594
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,385,000668
2007-03-31 (YTD Data)Rank
Total interest income$7,481,0001,442
Total interest expense$2,722,0001,818
Net interest income$4,759,0001,190
Provision for loan and lease losses$291,000852
Total noninterest income$1,306,0001,064
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$907,000461
Trading account gains and fees$0195
Additional Noninterest Income$399,0001,591
Total noninterest expense$3,209,0001,447
Salaries and employee benefits$1,884,0001,358
Premises and equipment expense$404,0001,654
Additional noninterest expense$921,0001,456
Pre-tax net operating income$2,565,000921
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$2,565,000708
Extraordinary gains, net$022
Net income$2,565,000707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,000628
Cash dividends$1,660,000541
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,565,000697
2006-12-31 (YTD Data)Rank
Total interest income$28,315,0001,405
Total interest expense$8,881,0001,873
Net interest income$19,434,0001,145
Provision for loan and lease losses$780,0001,299
Total noninterest income$5,530,0001,013
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,884,000443
Trading account gains and fees$0130
Additional Noninterest Income$1,646,0001,553
Total noninterest expense$12,365,0001,447
Salaries and employee benefits$6,776,0001,463
Premises and equipment expense$2,121,0001,206
Additional noninterest expense$3,468,0001,524
Pre-tax net operating income$11,819,000843
Securities gains (losses)$21,000897
Applicable income taxes$06,600
Income before extraordinary items$11,840,000641
Extraordinary gains, net$051
Net income$11,840,000640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$872,000771
Cash dividends$8,012,000467
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$11,819,000632
2006-09-30 (YTD Data)Rank
Total interest income$20,784,0001,431
Total interest expense$6,297,0001,907
Net interest income$14,487,0001,169
Provision for loan and lease losses$675,0001,080
Total noninterest income$4,178,0001,014
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,925,000445
Trading account gains and fees$0126
Additional Noninterest Income$1,253,0001,540
Total noninterest expense$9,052,0001,482
Salaries and employee benefits$4,988,0001,496
Premises and equipment expense$1,474,0001,326
Additional noninterest expense$2,590,0001,525
Pre-tax net operating income$8,938,000870
Securities gains (losses)$-21,0007,861
Applicable income taxes$06,687
Income before extraordinary items$8,917,000665
Extraordinary gains, net$045
Net income$8,917,000664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$677,000635
Cash dividends$6,550,000406
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,938,000655
2006-06-30 (YTD Data)Rank
Total interest income$13,599,0001,424
Total interest expense$3,993,0001,906
Net interest income$9,606,0001,181
Provision for loan and lease losses$570,000879
Total noninterest income$2,736,0001,026
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,881,000461
Trading account gains and fees$0126
Additional Noninterest Income$855,0001,519
Total noninterest expense$6,062,0001,485
Salaries and employee benefits$3,285,0001,518
Premises and equipment expense$992,0001,307
Additional noninterest expense$1,785,0001,484
Pre-tax net operating income$5,710,000906
Securities gains (losses)$-21,0008,094
Applicable income taxes$06,706
Income before extraordinary items$5,689,000695
Extraordinary gains, net$039
Net income$5,689,000694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0002,236
Cash dividends$4,550,000410
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,710,000679
2006-03-31 (YTD Data)Rank
Total interest income$6,635,0001,426
Total interest expense$1,889,0001,920
Net interest income$4,746,0001,189
Provision for loan and lease losses$285,000838
Total noninterest income$1,299,0001,045
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$895,000465
Trading account gains and fees$0115
Additional Noninterest Income$404,0001,568
Total noninterest expense$3,044,0001,484
Salaries and employee benefits$1,596,0001,560
Premises and equipment expense$517,0001,257
Additional noninterest expense$931,0001,416
Pre-tax net operating income$2,716,000933
Securities gains (losses)$-21,0008,390
Applicable income taxes$06,588
Income before extraordinary items$2,695,000715
Extraordinary gains, net$021
Net income$2,695,000714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0001,683
Cash dividends$2,690,000339
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,716,000696
2005-12-31 (YTD Data)Rank
Total interest income$23,594,0001,415
Total interest expense$5,772,0001,950
Net interest income$17,822,0001,218
Provision for loan and lease losses$1,215,000860
Total noninterest income$5,124,0001,069
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,556,000481
Trading account gains and fees$0138
Additional Noninterest Income$1,568,0001,609
Total noninterest expense$11,447,0001,500
Salaries and employee benefits$6,362,0001,475
Premises and equipment expense$1,662,0001,471
Additional noninterest expense$3,423,0001,484
Pre-tax net operating income$10,284,000956
Securities gains (losses)$-10,0007,535
Applicable income taxes$58,0005,768
Income before extraordinary items$10,216,000709
Extraordinary gains, net$046
Net income$10,216,000711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$559,0001,070
Cash dividends$12,771,000320
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,225,900697
2005-09-30 (YTD Data)Rank
Total interest income$17,156,0001,418
Total interest expense$4,042,0001,974
Net interest income$13,114,0001,232
Provision for loan and lease losses$900,000826
Total noninterest income$3,852,0001,069
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,636,000490
Trading account gains and fees$0126
Additional Noninterest Income$1,216,0001,573
Total noninterest expense$8,512,0001,505
Salaries and employee benefits$4,686,0001,490
Premises and equipment expense$1,255,0001,448
Additional noninterest expense$2,571,0001,456
Pre-tax net operating income$7,554,000973
Securities gains (losses)$5,0001,712
Applicable income taxes$45,0005,867
Income before extraordinary items$7,514,000720
Extraordinary gains, net$035
Net income$7,514,000721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,098
Cash dividends$4,525,000521
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,509,050699
2005-06-30 (YTD Data)Rank
Total interest income$11,152,0001,409
Total interest expense$2,520,0001,976
Net interest income$8,632,0001,225
Provision for loan and lease losses$585,000854
Total noninterest income$2,564,0001,050
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,714,000486
Trading account gains and fees$0116
Additional Noninterest Income$850,0001,508
Total noninterest expense$5,669,0001,491
Salaries and employee benefits$3,119,0001,485
Premises and equipment expense$820,0001,468
Additional noninterest expense$1,730,0001,441
Pre-tax net operating income$4,942,000963
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$4,942,000720
Extraordinary gains, net$030
Net income$4,942,000721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0001,218
Cash dividends$2,925,000528
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,942,000700
2005-03-31 (YTD Data)Rank
Total interest income$5,425,0001,420
Total interest expense$1,176,0002,005
Net interest income$4,249,0001,248
Provision for loan and lease losses$270,000858
Total noninterest income$1,199,0001,085
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$791,000508
Trading account gains and fees$0115
Additional Noninterest Income$408,0001,532
Total noninterest expense$2,824,0001,500
Salaries and employee benefits$1,544,0001,507
Premises and equipment expense$410,0001,471
Additional noninterest expense$870,0001,435
Pre-tax net operating income$2,354,000995
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$2,354,000746
Extraordinary gains, net$024
Net income$2,354,000747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,000977
Cash dividends$1,400,000493
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,354,000723
2004-12-31 (YTD Data)Rank
Total interest income$20,266,0001,411
Total interest expense$4,191,0001,947
Net interest income$16,075,0001,256
Provision for loan and lease losses$1,290,000830
Total noninterest income$5,093,0001,065
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,406,000511
Trading account gains and fees$0138
Additional Noninterest Income$1,687,0001,498
Total noninterest expense$10,930,0001,495
Salaries and employee benefits$6,067,0001,463
Premises and equipment expense$1,540,0001,504
Additional noninterest expense$3,323,0001,497
Pre-tax net operating income$8,948,000974
Securities gains (losses)$1,0003,645
Applicable income taxes$07,185
Income before extraordinary items$8,949,000743
Extraordinary gains, net$034
Net income$8,949,000744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$591,0001,168
Cash dividends$4,385,000694
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,948,000712
2004-09-30 (YTD Data)Rank
Total interest income$15,004,0001,417
Total interest expense$3,123,0001,919
Net interest income$11,881,0001,265
Provision for loan and lease losses$885,000884
Total noninterest income$3,717,0001,098
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,504,000526
Trading account gains and fees$0134
Additional Noninterest Income$1,213,0001,552
Total noninterest expense$8,013,0001,519
Salaries and employee benefits$4,419,0001,507
Premises and equipment expense$1,204,0001,437
Additional noninterest expense$2,390,0001,527
Pre-tax net operating income$6,700,000984
Securities gains (losses)$1,0003,538
Applicable income taxes$07,220
Income before extraordinary items$6,701,000753
Extraordinary gains, net$026
Net income$6,701,000754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$425,0001,110
Cash dividends$3,060,000683
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,700,000723
2004-06-30 (YTD Data)Rank
Total interest income$9,941,0001,406
Total interest expense$2,081,0001,904
Net interest income$7,860,0001,264
Provision for loan and lease losses$505,000979
Total noninterest income$2,428,0001,111
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,570,000550
Trading account gains and fees$0130
Additional Noninterest Income$858,0001,475
Total noninterest expense$5,362,0001,513
Salaries and employee benefits$2,967,0001,494
Premises and equipment expense$798,0001,443
Additional noninterest expense$1,597,0001,510
Pre-tax net operating income$4,421,000987
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$4,421,000755
Extraordinary gains, net$021
Net income$4,421,000755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,000908
Cash dividends$1,550,000860
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,421,000717
2004-03-31 (YTD Data)Rank
Total interest income$4,962,0001,416
Total interest expense$1,053,0001,898
Net interest income$3,909,0001,270
Provision for loan and lease losses$225,0001,035
Total noninterest income$1,115,0001,155
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$693,000619
Trading account gains and fees$0121
Additional Noninterest Income$422,0001,476
Total noninterest expense$2,626,0001,547
Salaries and employee benefits$1,458,0001,525
Premises and equipment expense$395,0001,479
Additional noninterest expense$773,0001,547
Pre-tax net operating income$2,173,000993
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$2,173,000767
Extraordinary gains, net$016
Net income$2,173,000767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,000768
Cash dividends$250,0001,912
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,173,000717
2003-12-31 (YTD Data)Rank
Total interest income$19,729,0001,452
Total interest expense$4,936,0001,812
Net interest income$14,793,0001,322
Provision for loan and lease losses$840,0001,397
Total noninterest income$4,223,0001,294
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,542,000678
Trading account gains and fees$0160
Additional Noninterest Income$1,681,0001,659
Total noninterest expense$11,026,0001,451
Salaries and employee benefits$5,947,0001,441
Premises and equipment expense$1,459,0001,565
Additional noninterest expense$3,620,0001,367
Pre-tax net operating income$7,150,0001,170
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$7,150,000908
Extraordinary gains, net$054
Net income$7,150,000910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$525,0001,554
Cash dividends$12,969,000323
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,150,000848
2003-09-30 (YTD Data)Rank
Total interest income$14,829,0001,478
Total interest expense$3,796,0001,842
Net interest income$11,033,0001,332
Provision for loan and lease losses$630,0001,346
Total noninterest income$3,220,0001,309
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,882,000693
Trading account gains and fees$0153
Additional Noninterest Income$1,338,0001,665
Total noninterest expense$8,137,0001,475
Salaries and employee benefits$4,227,0001,531
Premises and equipment expense$1,080,0001,586
Additional noninterest expense$2,830,0001,307
Pre-tax net operating income$5,486,0001,179
Securities gains (losses)$04,204
Applicable income taxes$36,0006,460
Income before extraordinary items$5,450,000927
Extraordinary gains, net$040
Net income$5,450,000927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,0001,225
Cash dividends$11,690,000275
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,450,000860
2003-06-30 (YTD Data)Rank
Total interest income$9,927,0001,482
Total interest expense$2,589,0001,862
Net interest income$7,338,0001,336
Provision for loan and lease losses$420,0001,332
Total noninterest income$2,074,0001,332
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,223,000697
Trading account gains and fees$0150
Additional Noninterest Income$851,0001,706
Total noninterest expense$5,494,0001,461
Salaries and employee benefits$2,820,0001,530
Premises and equipment expense$710,0001,616
Additional noninterest expense$1,964,0001,265
Pre-tax net operating income$3,498,0001,221
Securities gains (losses)$03,782
Applicable income taxes$24,0006,488
Income before extraordinary items$3,474,000965
Extraordinary gains, net$030
Net income$3,474,000965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,850
Cash dividends$10,520,000197
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,474,000894
2003-03-31 (YTD Data)Rank
Total interest income$4,993,0001,489
Total interest expense$1,338,0001,845
Net interest income$3,655,0001,340
Provision for loan and lease losses$210,0001,306
Total noninterest income$1,022,0001,311
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$580,000713
Trading account gains and fees$0134
Additional Noninterest Income$442,0001,615
Total noninterest expense$3,005,0001,342
Salaries and employee benefits$1,378,0001,550
Premises and equipment expense$354,0001,629
Additional noninterest expense$1,273,000967
Pre-tax net operating income$1,462,0001,464
Securities gains (losses)$02,891
Applicable income taxes$12,0006,453
Income before extraordinary items$1,450,0001,148
Extraordinary gains, net$021
Net income$1,450,0001,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,406
Cash dividends$9,012,000139
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,450,0001,056
2002-12-31 (YTD Data)Rank
Total interest income$20,154,0001,531
Total interest expense$6,149,0001,855
Net interest income$14,005,0001,384
Provision for loan and lease losses$450,0002,572
Total noninterest income$2,188,0001,983
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,154,000753
Trading account gains and fees$0153
Additional Noninterest Income$34,0008,065
Total noninterest expense$9,039,0001,682
Salaries and employee benefits$5,267,0001,536
Premises and equipment expense$1,345,0001,634
Additional noninterest expense$2,427,0001,902
Pre-tax net operating income$6,704,0001,254
Securities gains (losses)$50,0002,409
Applicable income taxes$1,734,0001,454
Income before extraordinary items$5,020,0001,253
Extraordinary gains, net$070
Net income$5,020,0001,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0003,393
Cash dividends$2,708,0001,009
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,983,0001,206
2001-12-31 (YTD Data)Rank
Total interest income$21,327,0001,589
Total interest expense$8,809,0001,835
Net interest income$12,518,0001,417
Provision for loan and lease losses$750,0001,573
Total noninterest income$2,687,0001,606
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,833,000803
Trading account gains and fees$0177
Additional Noninterest Income$854,0002,289
Total noninterest expense$8,380,0001,738
Salaries and employee benefits$4,817,0001,566
Premises and equipment expense$1,301,0001,657
Additional noninterest expense$2,262,0001,989
Pre-tax net operating income$6,075,0001,232
Securities gains (losses)$67,0002,086
Applicable income taxes$1,803,0001,281
Income before extraordinary items$4,339,0001,252
Extraordinary gains, net$0105
Net income$4,339,0001,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,069,000895
Cash dividends$1,261,0001,893
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,291,4301,215
2000-12-31 (YTD Data)Rank
Total interest income$22,126,0001,558
Total interest expense$8,819,0001,957
Net interest income$13,307,0001,321
Provision for loan and lease losses$500,0001,862
Total noninterest income$2,196,0001,753
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,326,0001,015
Trading account gains and fees$0180
Additional Noninterest Income$870,0002,035
Total noninterest expense$8,489,0001,644
Salaries and employee benefits$5,003,0001,417
Premises and equipment expense$1,278,0001,625
Additional noninterest expense$2,208,0001,975
Pre-tax net operating income$6,514,0001,151
Securities gains (losses)$-417,0009,689
Applicable income taxes$1,871,0001,240
Income before extraordinary items$4,226,0001,242
Extraordinary gains, net$038
Net income$4,226,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0001,993
Cash dividends$1,873,0001,429
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,513,7301,170
1999-12-31 (YTD Data)Rank
Total interest income$20,543,0001,586
Total interest expense$7,478,0001,995
Net interest income$13,065,0001,336
Provision for loan and lease losses$300,0002,624
Total noninterest income$2,297,0001,684
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,320,0001,013
Trading account gains and fees$0173
Additional Noninterest Income$977,0001,905
Total noninterest expense$7,601,0001,818
Salaries and employee benefits$4,597,0001,516
Premises and equipment expense$1,192,0001,717
Additional noninterest expense$1,812,0002,407
Pre-tax net operating income$7,461,0001,039
Securities gains (losses)$-4,0009,004
Applicable income taxes$2,337,0001,078
Income before extraordinary items$5,120,0001,074
Extraordinary gains, net$035
Net income$5,120,0001,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0002,048
Cash dividends$5,038,000651
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,122,7601,051
1998-12-31 (YTD Data)Rank
Total interest income$20,663,0001,569
Total interest expense$7,927,0001,930
Net interest income$12,736,0001,334
Provision for loan and lease losses$225,0003,261
Total noninterest income$2,399,0001,594
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,298,000947
Trading account gains and fees$0224
Additional Noninterest Income$1,101,0001,730
Total noninterest expense$7,767,0001,688
Salaries and employee benefits$4,595,0001,429
Premises and equipment expense$1,108,0001,777
Additional noninterest expense$2,064,0002,064
Pre-tax net operating income$7,143,0001,060
Securities gains (losses)$28,0002,162
Applicable income taxes$2,222,0001,131
Income before extraordinary items$4,949,0001,086
Extraordinary gains, net$032
Net income$4,949,0001,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,501
Cash dividends$1,697,0001,510
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,929,6801,050
1997-12-31 (YTD Data)Rank
Total interest income$11,495,0002,850
Total interest expense$4,429,0003,337
Net interest income$7,066,0002,453
Provision for loan and lease losses$130,0004,446
Total noninterest income$1,397,0002,332
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$692,0001,882
Trading account gains and fees$0239
Additional Noninterest Income$705,0002,209
Total noninterest expense$4,163,0003,070
Salaries and employee benefits$2,440,0002,712
Premises and equipment expense$670,0002,851
Additional noninterest expense$1,053,0003,718
Pre-tax net operating income$4,170,0001,820
Securities gains (losses)$3,0003,097
Applicable income taxes$1,137,0002,191
Income before extraordinary items$3,036,0001,749
Extraordinary gains, net$044
Net income$3,036,0001,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,00010,129
Cash dividends$1,099,0002,026
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,033,8101,713
1996-12-31 (YTD Data)Rank
Total interest income$10,631,0003,091
Total interest expense$4,119,0003,609
Net interest income$6,512,0002,723
Provision for loan and lease losses$185,0003,579
Total noninterest income$1,352,0002,476
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$671,0002,015
Trading account gains and fees$0262
Additional Noninterest Income$681,0002,350
Total noninterest expense$3,770,0003,523
Salaries and employee benefits$2,269,0002,944
Premises and equipment expense$588,0003,270
Additional noninterest expense$913,0004,704
Pre-tax net operating income$3,909,0001,845
Securities gains (losses)$04,148
Applicable income taxes$1,099,0002,158
Income before extraordinary items$2,810,0001,760
Extraordinary gains, net$053
Net income$2,810,0001,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,320
Cash dividends$845,0002,402
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,810,0001,724
1995-12-31 (YTD Data)Rank
Total interest income$9,716,0003,365
Total interest expense$3,675,0003,978
Net interest income$6,041,0002,949
Provision for loan and lease losses$180,0003,223
Total noninterest income$1,224,0002,669
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$609,0002,232
Trading account gains and fees$0522
Additional Noninterest Income$615,0002,493
Total noninterest expense$3,657,0003,587
Salaries and employee benefits$2,106,0003,145
Premises and equipment expense$544,0003,491
Additional noninterest expense$1,007,0004,327
Pre-tax net operating income$3,428,0002,144
Securities gains (losses)$-21,00010,587
Applicable income taxes$837,0002,775
Income before extraordinary items$2,570,0001,955
Extraordinary gains, net$065
Net income$2,570,0001,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,068
Cash dividends$791,0002,459
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,585,7501,922
1994-12-31 (YTD Data)Rank
Total interest income$8,583,0003,492
Total interest expense$3,123,0003,818
Net interest income$5,460,0003,287
Provision for loan and lease losses$120,0004,039
Total noninterest income$1,094,0002,920
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$604,0002,265
Trading account gains and fees$0475
Additional Noninterest Income$490,0002,989
Total noninterest expense$3,704,0003,661
Salaries and employee benefits$2,098,0003,141
Premises and equipment expense$561,0003,461
Additional noninterest expense$1,045,0004,541
Pre-tax net operating income$2,730,0002,600
Securities gains (losses)$23,0001,661
Applicable income taxes$669,0003,199
Income before extraordinary items$2,084,0002,332
Extraordinary gains, net$0249
Net income$2,084,0002,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0003,299
Cash dividends$707,0002,507
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,066,5202,374
1993-12-31 (YTD Data)Rank
Total interest income$8,404,0003,648
Total interest expense$3,387,0003,705
Net interest income$5,017,0003,561
Provision for loan and lease losses$105,0005,626
Total noninterest income$951,0003,478
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$580,0002,375
Trading account gains and fees$0532
Additional Noninterest Income$371,0003,943
Total noninterest expense$3,575,0003,840
Salaries and employee benefits$1,956,0003,360
Premises and equipment expense$545,0003,599
Additional noninterest expense$1,074,0004,633
Pre-tax net operating income$2,288,0002,937
Securities gains (losses)$07,477
Applicable income taxes$511,0004,105
Income before extraordinary items$1,777,0002,792
Extraordinary gains, net$03,149
Net income$1,777,0002,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0007,153
Cash dividends$523,0002,965
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,777,0002,648
1992-12-31 (YTD Data)Rank
Total interest income$8,970,0003,867
Total interest expense$4,316,0003,800
Net interest income$4,654,0003,877
Provision for loan and lease losses$250,0004,577
Total noninterest income$825,0003,887
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$539,0002,564
Trading account gains and fees$0504
Additional Noninterest Income$286,0004,566
Total noninterest expense$3,262,0004,201
Salaries and employee benefits$1,793,0003,572
Premises and equipment expense$468,0004,211
Additional noninterest expense$1,001,0005,045
Pre-tax net operating income$1,967,0003,148
Securities gains (losses)$109,0002,865
Applicable income taxes$330,0005,574
Income before extraordinary items$1,746,0002,636
Extraordinary gains, net$226,000381
Net income$1,972,0002,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0006,878
Cash dividends$510,0002,726
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,654,4402,574

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.