Home > Pinnacle Bank > Net charge- offs to loans
Pinnacle Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 1,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5434% | 1,133 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5434% | 1,011 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0192% | 1,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6615% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6615% | 797 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 1,198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0031% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5682% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5682% | 876 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0154% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9354% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9354% | 547 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 3,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0222% | 4,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0265% | 4,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0525% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8278% | 644 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8278% | 588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0633% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0141% | 3,941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 4,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0306% | 4,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0365% | 4,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0749% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9685% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9685% | 462 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 4,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0262% | 4,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0476% | 4,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0566% | 4,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0881% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8750% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8750% | 500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 4,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0277% | 4,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0470% | 4,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0556% | 4,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1858% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2560% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2560% | 356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,501 |
| Percentage Net Loans Charged-off:Construction & development | -0.0223% | 4,091 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 3,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0224% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6337% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6337% | 617 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0207% | 1,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4908% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4908% | 691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 1,107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0363% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6959% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6959% | 477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 921 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0806% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9957% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9957% | 405 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 1,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 1,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 1,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0846% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8016% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8016% | 717 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 1,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0291% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7047% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7047% | 779 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0454% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9741% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9741% | 627 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0973% | 1,101 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1482% | 772 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0881% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0881% | 639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1084% | 1,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 1,959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0287% | 4,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1310% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1768% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 3,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1138% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1138% | 645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 1,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 4,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1771% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2380% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 3,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1000% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1000% | 614 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1082% | 1,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 4,742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2726% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3655% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9624% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9624% | 705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0890% | 4,997 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1931% | 5,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3991% | 5,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6906% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6906% | 946 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1484% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0216% | 1,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0223% | 4,640 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0060% | 3,532 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0265% | 4,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3622% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8525% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8525% | 879 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0312% | 4,765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 3,565 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0369% | 4,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3223% | 900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6301% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6301% | 1,082 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1221% | 1,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0363% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0476% | 4,940 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 3,644 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0561% | 4,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3270% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7516% | 955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7516% | 855 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0715% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 4,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 4,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6944% | 1,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6944% | 982 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2214% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1287% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2964% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 4,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0213% | 4,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4622% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4622% | 467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3139% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1926% | 475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3999% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0926% | 1,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1144% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4167% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3468% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3468% | 497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4117% | 491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2916% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6016% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1448% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1788% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6409% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3874% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3874% | 467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2741% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0242% | 5,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3076% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3795% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2776% | 278 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1466% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1466% | 305 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1202% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 4,630 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,458 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0539% | 5,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 2,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 2,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0739% | 2,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8478% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8478% | 1,013 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3598% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1054% | 1,890 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 4,861 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 4,531 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0652% | 5,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0458% | 5,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0559% | 5,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1033% | 1,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4821% | 1,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4821% | 1,489 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4568% | 143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1032% | 1,799 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 4,643 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 4,632 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0762% | 5,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0597% | 5,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0726% | 5,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1740% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4543% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4543% | 1,471 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2126% | 161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 1,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | -0.0127% | 4,809 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0986% | 5,696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0190% | 5,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 5,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3804% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9383% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9383% | 754 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5452% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2805% | 1,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1787% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | 1.4565% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0526% | 1,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2548% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2561% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2546% | 859 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1303% | 5,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3632% | 2,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3632% | 1,875 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5540% | 150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3119% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2253% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 2.0720% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0919% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2100% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3477% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1825% | 1,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1720% | 5,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3149% | 2,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3149% | 1,867 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0740% | 146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2332% | 1,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1561% | 1,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.1697% | 396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1633% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3463% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5272% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3107% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2761% | 5,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2195% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2195% | 2,034 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7564% | 127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1955% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 1,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.5468% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0599% | 5,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1347% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7122% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 1,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 4,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5964% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5964% | 1,052 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1804% | 103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6207% | 634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5122% | 580 |
| Percentage Net Loans Charged-off:Construction & development | 0.6142% | 537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4992% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1978% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2862% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3614% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2802% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6607% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6607% | 1,338 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0873% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6706% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5576% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 0.8145% | 413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6245% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0804% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3841% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2041% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3691% | 1,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6884% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6884% | 1,155 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2073% | 136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7285% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6697% | 438 |
| Percentage Net Loans Charged-off:Construction & development | 0.4313% | 515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7037% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6013% | 142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4082% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8147% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0588% | 5,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8365% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8365% | 955 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0080% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9371% | 372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9300% | 271 |
| Percentage Net Loans Charged-off:Construction & development | -0.0704% | 5,446 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3571% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4869% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9035% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5906% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0838% | 5,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9149% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9149% | 871 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8196% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3616% | 362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8359% | 612 |
| Percentage Net Loans Charged-off:Construction & development | -2.0209% | 6,080 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0656% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1711% | 2,432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1712% | 4,880 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2280% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1603% | 194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2256% | 3,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2256% | 2,889 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3183% | 237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9415% | 613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4285% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | -0.3038% | 5,827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8276% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2074% | 2,056 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5478% | 4,993 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3314% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3631% | 249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2884% | 2,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2883% | 2,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3906% | 224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0609% | 567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3269% | 1,545 |
| Percentage Net Loans Charged-off:Construction & development | -0.8998% | 6,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6461% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2733% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7457% | 5,013 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4435% | 1,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0989% | 171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1717% | 2,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1717% | 2,640 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4410% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1624% | 2,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1113% | 2,201 |
| Percentage Net Loans Charged-off:Construction & development | -2.2906% | 6,179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2719% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3939% | 1,189 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4798% | 5,054 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7101% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0395% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3905% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3905% | 1,703 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4333% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2739% | 766 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1966% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 5.8997% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8221% | 1,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6928% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2317% | 1,364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7782% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4162% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1049% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1049% | 1,154 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3808% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1617% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0981% | 859 |
| Percentage Net Loans Charged-off:Construction & development | 5.0038% | 539 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7966% | 988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7026% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4846% | 943 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7435% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2793% | 1,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8562% | 1,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8562% | 1,343 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0585% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3255% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4191% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 5.0957% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4337% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9508% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7201% | 701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9943% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5421% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8478% | 1,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8478% | 1,295 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7364% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8432% | 516 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0402% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 6.3090% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8448% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3921% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4674% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7103% | 1,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8951% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8951% | 1,118 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2732% | 257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4225% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1800% | 78 |
| Percentage Net Loans Charged-off:Construction & development | 9.5243% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.2312% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 67.1350% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4397% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5171% | 595 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6082% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3700% | 3,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5012% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4603% | 972 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1045% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.6365% | 68 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.6176% | 51 |
| Percentage Net Loans Charged-off:Construction & development | 12.0615% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.8189% | 65 |
| Percentage Net Loans Charged-off: Multi-family residential | 85.3730% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7892% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4685% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0285% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5575% | 2,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5587% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5048% | 868 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1467% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.8457% | 60 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.1734% | 42 |
| Percentage Net Loans Charged-off:Construction & development | 6.9328% | 622 |
| Percentage Net Loans Charged-off: Commercial real estate | 10.1185% | 36 |
| Percentage Net Loans Charged-off: Multi-family residential | 119.0428% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5466% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6236% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8906% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2515% | 2,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5829% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5081% | 801 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5725% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 11.7538% | 26 |
| Percentage Net Loans Charged-off: Total real estate loans | 14.1911% | 22 |
| Percentage Net Loans Charged-off:Construction & development | 7.6083% | 447 |
| Percentage Net Loans Charged-off: Commercial real estate | 19.6266% | 17 |
| Percentage Net Loans Charged-off: Multi-family residential | 215.1864% | 2 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1729% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4952% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4689% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9790% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9090% | 1,158 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4792% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8524% | 609 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0947% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 10.2646% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3958% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3564% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9067% | 932 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9673% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5683% | 3,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2990% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9971% | 437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5530% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7262% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 10.3458% | 506 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0414% | 1,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2931% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1844% | 703 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6681% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6997% | 2,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6806% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3778% | 366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2271% | 1,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1650% | 1,415 |
| Percentage Net Loans Charged-off:Construction & development | 2.0847% | 1,604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6319% | 1,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4386% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2095% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6574% | 423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6513% | 2,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3013% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5299% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9126% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8596% | 1,519 |
| Percentage Net Loans Charged-off:Construction & development | 1.5704% | 1,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0477% | 1,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0853% | 534 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2809% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2298% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 6,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8348% | 1,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1906% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6520% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6520% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 4.9694% | 1,242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9592% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8688% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6109% | 1,123 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0920% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9360% | 2,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4020% | 1,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3512% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4477% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3988% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | 3.4657% | 1,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9153% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9207% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6011% | 949 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1537% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0331% | 2,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7144% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0182% | 598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3003% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2888% | 1,128 |
| Percentage Net Loans Charged-off:Construction & development | 4.0975% | 953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1871% | 1,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9477% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2935% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2227% | 3,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0755% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6082% | 597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9049% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7939% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | 1.0440% | 1,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3877% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0776% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4420% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4862% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7528% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8060% | 647 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7280% | 1,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6965% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 2.0618% | 1,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0646% | 1,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1405% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0910% | 5,996 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3436% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2188% | 3,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8764% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2484% | 506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8550% | 1,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8675% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 2.7208% | 575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0892% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2473% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1241% | 6,021 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4720% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3279% | 2,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5849% | 2,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8631% | 457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0843% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1193% | 443 |
| Percentage Net Loans Charged-off:Construction & development | 3.3652% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1388% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6929% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1890% | 6,032 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0059% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2950% | 2,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8404% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8994% | 414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9291% | 575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9547% | 365 |
| Percentage Net Loans Charged-off:Construction & development | 0.2307% | 810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3024% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7465% | 71 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3744% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6401% | 1,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6620% | 2,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1624% | 452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2258% | 2,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0774% | 2,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.0270% | 7,663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0704% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2751% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0900% | 735 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3083% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6411% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3613% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1950% | 406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2034% | 1,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0627% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 7,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2978% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1216% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3299% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2696% | 1,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2950% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0306% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2338% | 1,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0981% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0762% | 8,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5263% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2050% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5873% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2087% | 1,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3794% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0552% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3397% | 900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2640% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1075% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0100% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4077% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1255% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4030% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2686% | 359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2951% | 1,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 2,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0566% | 939 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0340% | 2,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0405% | 1,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0690% | 466 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1653% | 1,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6046% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3075% | 1,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0761% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1071% | 8,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1276% | 8,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7413% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1192% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2297% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 3,591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0420% | 8,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1171% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3253% | 8,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3885% | 8,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0411% | 7,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4637% | 2,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0807% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 2,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0387% | 8,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1641% | 8,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1969% | 8,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0819% | 7,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9035% | 1,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4085% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2016% | 2,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 8,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0668% | 8,405 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1194% | 6,085 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0558% | 8,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2630% | 2,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5930% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3646% | 249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1758% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0333% | 8,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0212% | 8,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1053% | 8,450 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1593% | 6,048 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0940% | 8,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2405% | 2,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5414% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0484% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1458% | 2,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0410% | 8,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 8,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1344% | 8,475 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2446% | 5,994 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1120% | 8,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 6,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4311% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0063% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1847% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0433% | 8,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0289% | 8,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1310% | 8,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1567% | 8,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2554% | 555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0792% | 249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 2,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 2,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0362% | 8,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2303% | 847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2707% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1547% | 3,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2350% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | 11.3480% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2305% | 2,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 2,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0553% | 8,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2120% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2483% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 7,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3554% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3535% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2997% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0745% | 8,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3069% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3574% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8963% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0152% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3659% | 1,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1335% | 8,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3982% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4617% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4908% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7298% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2269% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1703% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0318% | 8,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6006% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6760% | 321 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0460% | 7,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9976% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2931% | 1,073 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2722% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2104% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0268% | 8,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7240% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8108% | 218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2653% | 2,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9111% | 2,389 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2409% | 757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1465% | 3,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0633% | 1,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0267% | 8,595 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2351% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2628% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0819% | 7,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0522% | 1,966 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7758% | 1,087 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0727% | 3,762 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 8,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0466% | 8,736 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0522% | 7,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9130% | 2,119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 5,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 2,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1148% | 1,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 2,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0409% | 2,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9067% | 8,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0435% | 2,265 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0875% | 1,628 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6283% | 1,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4139% | 469 |
| Percentage Net Loans Charged-off:Construction & development | -4.9528% | 8,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6433% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1888% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2125% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3713% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6804% | 3,337 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4597% | 1,970 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1588% | 3,678 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1737% | 3,564 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1336% | 4,465 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0201% | 9,800 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1185% | 5,370 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1344% | 4,916 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2030% | 3,968 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 8,412 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 8,696 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |