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Northwest Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1061%868
Percentage Net Loans Charged-off: Total real estate loans-0.0059%3,812
Percentage Net Loans Charged-off:Construction & development-0.0027%4,205
Percentage Net Loans Charged-off: Commercial real estate0.0075%464
Percentage Net Loans Charged-off: Multi-family residential-0.0206%4,529
Percentage Net Loans Charged-off: 1-4 family residential-0.0133%4,014
Percentage Net Loans Charged-off: Home equity loans0.0150%201
All other 1-4 family - Percent of loans charged-off, net-0.0167%4,095
Percentage Net Loans Charged-off: Commercial and industrial0.1872%944
Percentage Net Loans Charged-off: Loans to individuals0.3148%1,600
Percentage Net Loans Charged-off: Credit card loans2.7995%210
Percentage Net Loans Charged-off: Other loans to individual0.2615%1,614
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1014%778
Percentage Net Loans Charged-off: Total real estate loans-0.0001%3,213
Percentage Net Loans Charged-off:Construction & development-0.0038%4,271
Percentage Net Loans Charged-off: Commercial real estate-0.0111%4,252
Percentage Net Loans Charged-off: Multi-family residential-0.0190%4,564
Percentage Net Loans Charged-off: 1-4 family residential0.0009%631
Percentage Net Loans Charged-off: Home equity loans0.0344%136
All other 1-4 family - Percent of loans charged-off, net-0.0031%3,713
Percentage Net Loans Charged-off: Commercial and industrial0.1992%723
Percentage Net Loans Charged-off: Loans to individuals0.2888%1,475
Percentage Net Loans Charged-off: Credit card loans2.6020%164
Percentage Net Loans Charged-off: Other loans to individual0.2394%1,553
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0886%736
Percentage Net Loans Charged-off: Total real estate loans-0.0163%4,208
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-0.0607%4,502
Percentage Net Loans Charged-off: Multi-family residential-0.0165%4,599
Percentage Net Loans Charged-off: 1-4 family residential-0.0075%3,929
Percentage Net Loans Charged-off: Home equity loans-0.0142%4,361
All other 1-4 family - Percent of loans charged-off, net-0.0067%3,892
Percentage Net Loans Charged-off: Commercial and industrial0.1953%648
Percentage Net Loans Charged-off: Loans to individuals0.2911%1,362
Percentage Net Loans Charged-off: Credit card loans2.4275%180
Percentage Net Loans Charged-off: Other loans to individual0.2450%1,434
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0754%696
Percentage Net Loans Charged-off: Total real estate loans-0.0231%4,350
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.1212%4,610
Percentage Net Loans Charged-off: Multi-family residential-0.0102%4,665
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%3,779
Percentage Net Loans Charged-off: Home equity loans-0.0154%4,460
All other 1-4 family - Percent of loans charged-off, net-0.0013%3,749
Percentage Net Loans Charged-off: Commercial and industrial0.1372%483
Percentage Net Loans Charged-off: Loans to individuals0.2653%1,300
Percentage Net Loans Charged-off: Credit card loans2.0135%193
Percentage Net Loans Charged-off: Other loans to individual0.2263%1,312
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0198%1,698
Percentage Net Loans Charged-off: Total real estate loans-0.0239%4,169
Percentage Net Loans Charged-off:Construction & development-0.2090%4,624
Percentage Net Loans Charged-off: Commercial real estate-0.0935%4,546
Percentage Net Loans Charged-off: Multi-family residential-0.0112%4,661
Percentage Net Loans Charged-off: 1-4 family residential0.0150%535
Percentage Net Loans Charged-off: Home equity loans-0.0748%4,526
All other 1-4 family - Percent of loans charged-off, net0.0257%416
Percentage Net Loans Charged-off: Commercial and industrial-0.0601%4,055
Percentage Net Loans Charged-off: Loans to individuals0.1188%2,041
Percentage Net Loans Charged-off: Credit card loans1.3194%249
Percentage Net Loans Charged-off: Other loans to individual0.0874%2,117
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0162%1,532
Percentage Net Loans Charged-off: Total real estate loans-0.0210%4,101
Percentage Net Loans Charged-off:Construction & development-0.2821%4,679
Percentage Net Loans Charged-off: Commercial real estate-0.0728%4,531
Percentage Net Loans Charged-off: Multi-family residential-0.0107%4,702
Percentage Net Loans Charged-off: 1-4 family residential0.0150%444
Percentage Net Loans Charged-off: Home equity loans-0.0609%4,523
All other 1-4 family - Percent of loans charged-off, net0.0240%365
Percentage Net Loans Charged-off: Commercial and industrial-0.0921%4,149
Percentage Net Loans Charged-off: Loans to individuals0.0961%1,951
Percentage Net Loans Charged-off: Credit card loans1.3513%235
Percentage Net Loans Charged-off: Other loans to individual0.0630%2,036
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0987%596
Percentage Net Loans Charged-off: Total real estate loans-0.0052%3,519
Percentage Net Loans Charged-off:Construction & development-0.0786%4,212
Percentage Net Loans Charged-off: Commercial real estate-0.0730%4,415
Percentage Net Loans Charged-off: Multi-family residential-0.0099%3,830
Percentage Net Loans Charged-off: 1-4 family residential0.0302%307
Percentage Net Loans Charged-off: Home equity loans-0.0618%3,352
All other 1-4 family - Percent of loans charged-off, net0.0412%263
Percentage Net Loans Charged-off: Commercial and industrial-0.0874%3,984
Percentage Net Loans Charged-off: Loans to individuals0.0927%1,806
Percentage Net Loans Charged-off: Credit card loans1.5077%203
Percentage Net Loans Charged-off: Other loans to individual0.0547%1,887
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0581%727
Percentage Net Loans Charged-off: Total real estate loans0.0532%206
Percentage Net Loans Charged-off:Construction & development-0.1577%4,285
Percentage Net Loans Charged-off: Commercial real estate0.0179%157
Percentage Net Loans Charged-off: Multi-family residential-0.0071%3,840
Percentage Net Loans Charged-off: 1-4 family residential0.0891%139
Percentage Net Loans Charged-off: Home equity loans0.0385%73
All other 1-4 family - Percent of loans charged-off, net0.0953%129
Percentage Net Loans Charged-off: Commercial and industrial-0.1273%4,153
Percentage Net Loans Charged-off: Loans to individuals0.0714%1,639
Percentage Net Loans Charged-off: Credit card loans1.2506%206
Percentage Net Loans Charged-off: Other loans to individual0.0392%1,640
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1971%493
Percentage Net Loans Charged-off: Total real estate loans0.2070%186
Percentage Net Loans Charged-off:Construction & development0.6174%35
Percentage Net Loans Charged-off: Commercial real estate0.3288%164
Percentage Net Loans Charged-off: Multi-family residential0.0092%76
Percentage Net Loans Charged-off: 1-4 family residential0.1364%205
Percentage Net Loans Charged-off: Home equity loans0.2666%66
All other 1-4 family - Percent of loans charged-off, net0.1201%227
Percentage Net Loans Charged-off: Commercial and industrial-0.0658%4,038
Percentage Net Loans Charged-off: Loans to individuals0.2252%1,471
Percentage Net Loans Charged-off: Credit card loans1.6779%204
Percentage Net Loans Charged-off: Other loans to individual0.1806%1,501
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1888%446
Percentage Net Loans Charged-off: Total real estate loans0.2274%152
Percentage Net Loans Charged-off:Construction & development0.8002%32
Percentage Net Loans Charged-off: Commercial real estate0.3709%138
Percentage Net Loans Charged-off: Multi-family residential0.0130%59
Percentage Net Loans Charged-off: 1-4 family residential0.1417%174
Percentage Net Loans Charged-off: Home equity loans0.2021%71
All other 1-4 family - Percent of loans charged-off, net0.1341%181
Percentage Net Loans Charged-off: Commercial and industrial-0.3579%4,534
Percentage Net Loans Charged-off: Loans to individuals0.2599%1,221
Percentage Net Loans Charged-off: Credit card loans1.6010%224
Percentage Net Loans Charged-off: Other loans to individual0.2178%1,231
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2201%396
Percentage Net Loans Charged-off: Total real estate loans0.2508%142
Percentage Net Loans Charged-off:Construction & development1.2051%20
Percentage Net Loans Charged-off: Commercial real estate0.5244%102
Percentage Net Loans Charged-off: Multi-family residential0.0235%40
Percentage Net Loans Charged-off: 1-4 family residential0.0810%302
Percentage Net Loans Charged-off: Home equity loans0.0481%134
All other 1-4 family - Percent of loans charged-off, net0.0851%296
Percentage Net Loans Charged-off: Commercial and industrial-0.2327%4,516
Percentage Net Loans Charged-off: Loans to individuals0.2938%1,078
Percentage Net Loans Charged-off: Credit card loans1.7351%209
Percentage Net Loans Charged-off: Other loans to individual0.2469%1,058
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1835%436
Percentage Net Loans Charged-off: Total real estate loans0.2702%122
Percentage Net Loans Charged-off:Construction & development2.3261%14
Percentage Net Loans Charged-off: Commercial real estate0.4290%100
Percentage Net Loans Charged-off: Multi-family residential-0.0050%3,955
Percentage Net Loans Charged-off: 1-4 family residential0.0770%250
Percentage Net Loans Charged-off: Home equity loans0.0480%97
All other 1-4 family - Percent of loans charged-off, net0.0807%231
Percentage Net Loans Charged-off: Commercial and industrial-0.7680%4,721
Percentage Net Loans Charged-off: Loans to individuals0.3578%942
Percentage Net Loans Charged-off: Credit card loans2.6736%144
Percentage Net Loans Charged-off: Other loans to individual0.2783%960
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2715%634
Percentage Net Loans Charged-off: Total real estate loans0.0446%1,051
Percentage Net Loans Charged-off:Construction & development-0.0156%4,184
Percentage Net Loans Charged-off: Commercial real estate0.1626%448
Percentage Net Loans Charged-off: Multi-family residential-0.0363%4,033
Percentage Net Loans Charged-off: 1-4 family residential0.0045%1,430
Percentage Net Loans Charged-off: Home equity loans-0.0148%3,388
All other 1-4 family - Percent of loans charged-off, net0.0070%1,306
Percentage Net Loans Charged-off: Commercial and industrial1.4917%266
Percentage Net Loans Charged-off: Loans to individuals0.5517%1,131
Percentage Net Loans Charged-off: Credit card loans2.4543%219
Percentage Net Loans Charged-off: Other loans to individual0.4745%1,172
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3195%494
Percentage Net Loans Charged-off: Total real estate loans0.0148%1,307
Percentage Net Loans Charged-off:Construction & development-0.0123%4,209
Percentage Net Loans Charged-off: Commercial real estate0.0525%541
Percentage Net Loans Charged-off: Multi-family residential-0.0469%4,050
Percentage Net Loans Charged-off: 1-4 family residential0.0043%1,238
Percentage Net Loans Charged-off: Home equity loans0.0470%244
All other 1-4 family - Percent of loans charged-off, net-0.0013%3,743
Percentage Net Loans Charged-off: Commercial and industrial2.1507%149
Percentage Net Loans Charged-off: Loans to individuals0.6305%961
Percentage Net Loans Charged-off: Credit card loans3.0353%171
Percentage Net Loans Charged-off: Other loans to individual0.5295%1,027
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3442%467
Percentage Net Loans Charged-off: Total real estate loans0.0174%1,090
Percentage Net Loans Charged-off:Construction & development-0.0144%4,263
Percentage Net Loans Charged-off: Commercial real estate0.0484%454
Percentage Net Loans Charged-off: Multi-family residential-0.0037%4,005
Percentage Net Loans Charged-off: 1-4 family residential0.0089%1,021
Percentage Net Loans Charged-off: Home equity loans0.0678%192
All other 1-4 family - Percent of loans charged-off, net0.0011%1,078
Percentage Net Loans Charged-off: Commercial and industrial2.5238%142
Percentage Net Loans Charged-off: Loans to individuals0.6845%972
Percentage Net Loans Charged-off: Credit card loans3.2331%186
Percentage Net Loans Charged-off: Other loans to individual0.5711%1,019
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1572%823
Percentage Net Loans Charged-off: Total real estate loans0.0156%849
Percentage Net Loans Charged-off:Construction & development-0.0119%4,304
Percentage Net Loans Charged-off: Commercial real estate-0.0034%4,410
Percentage Net Loans Charged-off: Multi-family residential-0.0041%4,056
Percentage Net Loans Charged-off: 1-4 family residential0.0274%657
Percentage Net Loans Charged-off: Home equity loans0.1155%119
All other 1-4 family - Percent of loans charged-off, net0.0154%678
Percentage Net Loans Charged-off: Commercial and industrial0.3058%589
Percentage Net Loans Charged-off: Loans to individuals0.7824%942
Percentage Net Loans Charged-off: Credit card loans3.1122%187
Percentage Net Loans Charged-off: Other loans to individual0.6666%968
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2311%880
Percentage Net Loans Charged-off: Total real estate loans0.0728%900
Percentage Net Loans Charged-off:Construction & development1.3916%48
Percentage Net Loans Charged-off: Commercial real estate-0.0124%4,505
Percentage Net Loans Charged-off: Multi-family residential-0.0040%4,080
Percentage Net Loans Charged-off: 1-4 family residential0.0298%1,280
Percentage Net Loans Charged-off: Home equity loans0.0547%366
All other 1-4 family - Percent of loans charged-off, net0.0261%1,265
Percentage Net Loans Charged-off: Commercial and industrial0.9346%535
Percentage Net Loans Charged-off: Loans to individuals0.7804%1,054
Percentage Net Loans Charged-off: Credit card loans2.3242%290
Percentage Net Loans Charged-off: Other loans to individual0.6911%1,090
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2611%668
Percentage Net Loans Charged-off: Total real estate loans0.0989%615
Percentage Net Loans Charged-off:Construction & development1.7983%27
Percentage Net Loans Charged-off: Commercial real estate-0.0104%4,532
Percentage Net Loans Charged-off: Multi-family residential-0.0039%4,144
Percentage Net Loans Charged-off: 1-4 family residential0.0395%978
Percentage Net Loans Charged-off: Home equity loans0.0714%273
All other 1-4 family - Percent of loans charged-off, net0.0348%966
Percentage Net Loans Charged-off: Commercial and industrial1.0873%405
Percentage Net Loans Charged-off: Loans to individuals0.7903%970
Percentage Net Loans Charged-off: Credit card loans2.1670%282
Percentage Net Loans Charged-off: Other loans to individual0.7086%986
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3126%549
Percentage Net Loans Charged-off: Total real estate loans0.1457%428
Percentage Net Loans Charged-off:Construction & development2.5504%21
Percentage Net Loans Charged-off: Commercial real estate0.0308%522
Percentage Net Loans Charged-off: Multi-family residential-0.0035%4,167
Percentage Net Loans Charged-off: 1-4 family residential0.0354%884
Percentage Net Loans Charged-off: Home equity loans0.0106%318
All other 1-4 family - Percent of loans charged-off, net0.0392%789
Percentage Net Loans Charged-off: Commercial and industrial1.3206%309
Percentage Net Loans Charged-off: Loans to individuals0.7962%937
Percentage Net Loans Charged-off: Credit card loans2.0448%283
Percentage Net Loans Charged-off: Other loans to individual0.7190%929
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2862%516
Percentage Net Loans Charged-off: Total real estate loans0.0321%781
Percentage Net Loans Charged-off:Construction & development0.0812%104
Percentage Net Loans Charged-off: Commercial real estate0.0102%397
Percentage Net Loans Charged-off: Multi-family residential-0.0080%4,239
Percentage Net Loans Charged-off: 1-4 family residential0.0434%664
Percentage Net Loans Charged-off: Home equity loans-0.0085%3,582
All other 1-4 family - Percent of loans charged-off, net0.0512%578
Percentage Net Loans Charged-off: Commercial and industrial2.0620%196
Percentage Net Loans Charged-off: Loans to individuals0.9181%820
Percentage Net Loans Charged-off: Credit card loans2.1631%252
Percentage Net Loans Charged-off: Other loans to individual0.8380%813
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2757%702
Percentage Net Loans Charged-off: Total real estate loans0.1178%647
Percentage Net Loans Charged-off:Construction & development1.8023%44
Percentage Net Loans Charged-off: Commercial real estate0.0206%909
Percentage Net Loans Charged-off: Multi-family residential0.0424%86
Percentage Net Loans Charged-off: 1-4 family residential0.0628%1,084
Percentage Net Loans Charged-off: Home equity loans0.1093%314
All other 1-4 family - Percent of loans charged-off, net0.0554%1,130
Percentage Net Loans Charged-off: Commercial and industrial0.3278%1,056
Percentage Net Loans Charged-off: Loans to individuals1.4213%509
Percentage Net Loans Charged-off: Credit card loans3.0718%201
Percentage Net Loans Charged-off: Other loans to individual1.2945%519
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2924%568
Percentage Net Loans Charged-off: Total real estate loans0.1225%521
Percentage Net Loans Charged-off:Construction & development2.4999%26
Percentage Net Loans Charged-off: Commercial real estate-0.0480%4,974
Percentage Net Loans Charged-off: Multi-family residential-0.0006%4,240
Percentage Net Loans Charged-off: 1-4 family residential0.0634%945
Percentage Net Loans Charged-off: Home equity loans0.1147%258
All other 1-4 family - Percent of loans charged-off, net0.0552%977
Percentage Net Loans Charged-off: Commercial and industrial0.5064%685
Percentage Net Loans Charged-off: Loans to individuals1.4654%469
Percentage Net Loans Charged-off: Credit card loans2.7746%214
Percentage Net Loans Charged-off: Other loans to individual1.3611%456
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2288%698
Percentage Net Loans Charged-off: Total real estate loans0.0503%868
Percentage Net Loans Charged-off:Construction & development-0.0279%4,544
Percentage Net Loans Charged-off: Commercial real estate0.0009%686
Percentage Net Loans Charged-off: Multi-family residential0.0013%75
Percentage Net Loans Charged-off: 1-4 family residential0.0794%737
Percentage Net Loans Charged-off: Home equity loans0.1516%202
All other 1-4 family - Percent of loans charged-off, net0.0677%788
Percentage Net Loans Charged-off: Commercial and industrial0.4245%679
Percentage Net Loans Charged-off: Loans to individuals1.5903%405
Percentage Net Loans Charged-off: Credit card loans2.5807%227
Percentage Net Loans Charged-off: Other loans to individual1.5092%378
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2952%519
Percentage Net Loans Charged-off: Total real estate loans0.0631%630
Percentage Net Loans Charged-off:Construction & development-0.0165%4,585
Percentage Net Loans Charged-off: Commercial real estate0.0318%353
Percentage Net Loans Charged-off: Multi-family residential-0.0044%4,356
Percentage Net Loans Charged-off: 1-4 family residential0.0878%582
Percentage Net Loans Charged-off: Home equity loans0.1889%152
All other 1-4 family - Percent of loans charged-off, net0.0711%606
Percentage Net Loans Charged-off: Commercial and industrial0.6271%418
Percentage Net Loans Charged-off: Loans to individuals2.0444%339
Percentage Net Loans Charged-off: Credit card loans2.4178%218
Percentage Net Loans Charged-off: Other loans to individual2.0132%305
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3089%823
Percentage Net Loans Charged-off: Total real estate loans0.0697%1,245
Percentage Net Loans Charged-off:Construction & development0.5325%163
Percentage Net Loans Charged-off: Commercial real estate0.0346%1,003
Percentage Net Loans Charged-off: Multi-family residential-0.0046%4,391
Percentage Net Loans Charged-off: 1-4 family residential0.0664%1,355
Percentage Net Loans Charged-off: Home equity loans0.1381%351
All other 1-4 family - Percent of loans charged-off, net0.0540%1,433
Percentage Net Loans Charged-off: Commercial and industrial0.2326%1,432
Percentage Net Loans Charged-off: Loans to individuals2.4943%252
Percentage Net Loans Charged-off: Credit card loans2.4335%257
Percentage Net Loans Charged-off: Other loans to individual2.4995%223
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2977%707
Percentage Net Loans Charged-off: Total real estate loans0.0649%1,094
Percentage Net Loans Charged-off:Construction & development0.6809%119
Percentage Net Loans Charged-off: Commercial real estate-0.0301%5,068
Percentage Net Loans Charged-off: Multi-family residential-0.0049%4,424
Percentage Net Loans Charged-off: 1-4 family residential0.0754%1,127
Percentage Net Loans Charged-off: Home equity loans0.1954%247
All other 1-4 family - Percent of loans charged-off, net0.0544%1,279
Percentage Net Loans Charged-off: Commercial and industrial0.3819%914
Percentage Net Loans Charged-off: Loans to individuals2.3060%284
Percentage Net Loans Charged-off: Credit card loans2.6000%237
Percentage Net Loans Charged-off: Other loans to individual2.2814%255
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2140%954
Percentage Net Loans Charged-off: Total real estate loans0.0319%1,396
Percentage Net Loans Charged-off:Construction & development-0.0687%4,811
Percentage Net Loans Charged-off: Commercial real estate-0.0705%5,327
Percentage Net Loans Charged-off: Multi-family residential-0.0051%4,461
Percentage Net Loans Charged-off: 1-4 family residential0.0788%1,016
Percentage Net Loans Charged-off: Home equity loans0.2070%227
All other 1-4 family - Percent of loans charged-off, net0.0563%1,159
Percentage Net Loans Charged-off: Commercial and industrial0.4144%743
Percentage Net Loans Charged-off: Loans to individuals1.6514%432
Percentage Net Loans Charged-off: Credit card loans2.7322%228
Percentage Net Loans Charged-off: Other loans to individual1.5606%409
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2317%778
Percentage Net Loans Charged-off: Total real estate loans0.0397%1,023
Percentage Net Loans Charged-off:Construction & development-0.0229%4,764
Percentage Net Loans Charged-off: Commercial real estate0.0176%467
Percentage Net Loans Charged-off: Multi-family residential-0.0031%4,504
Percentage Net Loans Charged-off: 1-4 family residential0.0557%946
Percentage Net Loans Charged-off: Home equity loans0.1497%225
All other 1-4 family - Percent of loans charged-off, net0.0390%978
Percentage Net Loans Charged-off: Commercial and industrial0.5101%505
Percentage Net Loans Charged-off: Loans to individuals1.6797%458
Percentage Net Loans Charged-off: Credit card loans2.4915%250
Percentage Net Loans Charged-off: Other loans to individual1.6111%419
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2044%1,364
Percentage Net Loans Charged-off: Total real estate loans0.0683%1,527
Percentage Net Loans Charged-off:Construction & development-0.0613%4,801
Percentage Net Loans Charged-off: Commercial real estate-0.0616%5,329
Percentage Net Loans Charged-off: Multi-family residential0.0003%218
Percentage Net Loans Charged-off: 1-4 family residential0.1290%1,116
Percentage Net Loans Charged-off: Home equity loans0.2108%362
All other 1-4 family - Percent of loans charged-off, net0.1167%1,179
Percentage Net Loans Charged-off: Commercial and industrial0.3604%1,216
Percentage Net Loans Charged-off: Loans to individuals1.3889%600
Percentage Net Loans Charged-off: Credit card loans1.4806%383
Percentage Net Loans Charged-off: Other loans to individual1.3829%543
Percentage Net Loans Charged-off: All other loans and lease1.5512%361
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1946%1,207
Percentage Net Loans Charged-off: Total real estate loans0.0857%1,162
Percentage Net Loans Charged-off:Construction & development0.0374%390
Percentage Net Loans Charged-off: Commercial real estate-0.0353%5,269
Percentage Net Loans Charged-off: Multi-family residential0.0023%169
Percentage Net Loans Charged-off: 1-4 family residential0.1410%951
Percentage Net Loans Charged-off: Home equity loans0.2790%287
All other 1-4 family - Percent of loans charged-off, net0.1213%1,044
Percentage Net Loans Charged-off: Commercial and industrial0.1632%1,368
Percentage Net Loans Charged-off: Loans to individuals1.3294%577
Percentage Net Loans Charged-off: Credit card loans1.5491%365
Percentage Net Loans Charged-off: Other loans to individual1.3164%528
Percentage Net Loans Charged-off: All other loans and lease1.0580%405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2129%1,105
Percentage Net Loans Charged-off: Total real estate loans0.1102%967
Percentage Net Loans Charged-off:Construction & development-0.0524%4,902
Percentage Net Loans Charged-off: Commercial real estate-0.0840%5,556
Percentage Net Loans Charged-off: Multi-family residential0.0254%126
Percentage Net Loans Charged-off: 1-4 family residential0.1987%734
Percentage Net Loans Charged-off: Home equity loans0.4037%212
All other 1-4 family - Percent of loans charged-off, net0.1721%795
Percentage Net Loans Charged-off: Commercial and industrial0.2149%1,081
Percentage Net Loans Charged-off: Loans to individuals1.3129%569
Percentage Net Loans Charged-off: Credit card loans2.0546%287
Percentage Net Loans Charged-off: Other loans to individual1.2764%533
Percentage Net Loans Charged-off: All other loans and lease0.8045%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1130%1,441
Percentage Net Loans Charged-off: Total real estate loans0.0052%1,703
Percentage Net Loans Charged-off:Construction & development-0.0138%4,817
Percentage Net Loans Charged-off: Commercial real estate-0.3426%5,852
Percentage Net Loans Charged-off: Multi-family residential0.0477%73
Percentage Net Loans Charged-off: 1-4 family residential0.1301%817
Percentage Net Loans Charged-off: Home equity loans0.4414%171
All other 1-4 family - Percent of loans charged-off, net0.0895%939
Percentage Net Loans Charged-off: Commercial and industrial0.0161%1,166
Percentage Net Loans Charged-off: Loans to individuals1.3637%596
Percentage Net Loans Charged-off: Credit card loans2.0006%275
Percentage Net Loans Charged-off: Other loans to individual1.3323%551
Percentage Net Loans Charged-off: All other loans and lease0.7360%350
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2233%1,324
Percentage Net Loans Charged-off: Total real estate loans0.0531%2,233
Percentage Net Loans Charged-off:Construction & development-0.2002%5,188
Percentage Net Loans Charged-off: Commercial real estate0.1428%901
Percentage Net Loans Charged-off: Multi-family residential-0.3343%4,876
Percentage Net Loans Charged-off: 1-4 family residential0.0627%2,176
Percentage Net Loans Charged-off: Home equity loans0.0725%732
All other 1-4 family - Percent of loans charged-off, net0.0616%2,106
Percentage Net Loans Charged-off: Commercial and industrial1.3034%467
Percentage Net Loans Charged-off: Loans to individuals1.6360%408
Percentage Net Loans Charged-off: Credit card loans1.2791%456
Percentage Net Loans Charged-off: Other loans to individual1.6600%353
Percentage Net Loans Charged-off: All other loans and lease1.3643%358
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2542%1,034
Percentage Net Loans Charged-off: Total real estate loans0.0590%1,942
Percentage Net Loans Charged-off:Construction & development-0.2741%5,317
Percentage Net Loans Charged-off: Commercial real estate0.2135%638
Percentage Net Loans Charged-off: Multi-family residential-0.4097%4,926
Percentage Net Loans Charged-off: 1-4 family residential0.0555%2,053
Percentage Net Loans Charged-off: Home equity loans0.0566%699
All other 1-4 family - Percent of loans charged-off, net0.0554%1,994
Percentage Net Loans Charged-off: Commercial and industrial1.8640%288
Percentage Net Loans Charged-off: Loans to individuals1.7172%371
Percentage Net Loans Charged-off: Credit card loans1.1265%435
Percentage Net Loans Charged-off: Other loans to individual1.7610%314
Percentage Net Loans Charged-off: All other loans and lease1.3145%337
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3431%767
Percentage Net Loans Charged-off: Total real estate loans0.0950%1,448
Percentage Net Loans Charged-off:Construction & development-0.0920%5,150
Percentage Net Loans Charged-off: Commercial real estate0.3077%474
Percentage Net Loans Charged-off: Multi-family residential-0.3986%4,952
Percentage Net Loans Charged-off: 1-4 family residential0.0681%1,797
Percentage Net Loans Charged-off: Home equity loans0.1073%548
All other 1-4 family - Percent of loans charged-off, net0.0641%1,740
Percentage Net Loans Charged-off: Commercial and industrial2.8460%167
Percentage Net Loans Charged-off: Loans to individuals2.1057%299
Percentage Net Loans Charged-off: Credit card loans1.1776%396
Percentage Net Loans Charged-off: Other loans to individual2.1914%255
Percentage Net Loans Charged-off: All other loans and lease1.2401%317
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0742%1,963
Percentage Net Loans Charged-off: Total real estate loans0.0599%1,425
Percentage Net Loans Charged-off:Construction & development-0.0694%5,198
Percentage Net Loans Charged-off: Commercial real estate0.0589%600
Percentage Net Loans Charged-off: Multi-family residential-0.0336%4,895
Percentage Net Loans Charged-off: 1-4 family residential0.0728%1,343
Percentage Net Loans Charged-off: Home equity loans0.0499%444
All other 1-4 family - Percent of loans charged-off, net0.0751%1,263
Percentage Net Loans Charged-off: Commercial and industrial-1.4464%6,051
Percentage Net Loans Charged-off: Loans to individuals2.1854%339
Percentage Net Loans Charged-off: Credit card loans1.3684%331
Percentage Net Loans Charged-off: Other loans to individual2.2606%291
Percentage Net Loans Charged-off: All other loans and lease1.0909%288
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4086%1,046
Percentage Net Loans Charged-off: Total real estate loans0.1638%1,734
Percentage Net Loans Charged-off:Construction & development-0.0220%5,046
Percentage Net Loans Charged-off: Commercial real estate0.3527%874
Percentage Net Loans Charged-off: Multi-family residential-0.0491%5,002
Percentage Net Loans Charged-off: 1-4 family residential0.1141%2,241
Percentage Net Loans Charged-off: Home equity loans0.1199%877
All other 1-4 family - Percent of loans charged-off, net0.1135%2,174
Percentage Net Loans Charged-off: Commercial and industrial3.0179%261
Percentage Net Loans Charged-off: Loans to individuals1.9326%405
Percentage Net Loans Charged-off: Credit card loans1.4681%427
Percentage Net Loans Charged-off: Other loans to individual1.9737%360
Percentage Net Loans Charged-off: All other loans and lease0.7819%487
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4288%924
Percentage Net Loans Charged-off: Total real estate loans0.1453%1,735
Percentage Net Loans Charged-off:Construction & development-0.0759%5,271
Percentage Net Loans Charged-off: Commercial real estate0.2124%1,010
Percentage Net Loans Charged-off: Multi-family residential-0.0646%5,065
Percentage Net Loans Charged-off: 1-4 family residential0.1279%1,959
Percentage Net Loans Charged-off: Home equity loans0.1148%812
All other 1-4 family - Percent of loans charged-off, net0.1291%1,859
Percentage Net Loans Charged-off: Commercial and industrial3.7527%191
Percentage Net Loans Charged-off: Loans to individuals1.8261%416
Percentage Net Loans Charged-off: Credit card loans1.3258%426
Percentage Net Loans Charged-off: Other loans to individual1.8700%368
Percentage Net Loans Charged-off: All other loans and lease0.7533%465
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5349%762
Percentage Net Loans Charged-off: Total real estate loans0.1505%1,648
Percentage Net Loans Charged-off:Construction & development-0.0702%5,332
Percentage Net Loans Charged-off: Commercial real estate0.1682%984
Percentage Net Loans Charged-off: Multi-family residential0.0414%248
Percentage Net Loans Charged-off: 1-4 family residential0.1367%1,782
Percentage Net Loans Charged-off: Home equity loans0.1500%664
All other 1-4 family - Percent of loans charged-off, net0.1354%1,712
Percentage Net Loans Charged-off: Commercial and industrial5.4193%127
Percentage Net Loans Charged-off: Loans to individuals1.9634%390
Percentage Net Loans Charged-off: Credit card loans1.1281%443
Percentage Net Loans Charged-off: Other loans to individual2.0357%329
Percentage Net Loans Charged-off: All other loans and lease0.6272%456
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1780%1,654
Percentage Net Loans Charged-off: Total real estate loans0.0582%1,918
Percentage Net Loans Charged-off:Construction & development-0.8347%5,827
Percentage Net Loans Charged-off: Commercial real estate0.0674%849
Percentage Net Loans Charged-off: Multi-family residential0.0374%160
Percentage Net Loans Charged-off: 1-4 family residential0.0928%1,607
Percentage Net Loans Charged-off: Home equity loans0.0655%562
All other 1-4 family - Percent of loans charged-off, net0.0954%1,511
Percentage Net Loans Charged-off: Commercial and industrial0.5399%661
Percentage Net Loans Charged-off: Loans to individuals2.2010%383
Percentage Net Loans Charged-off: Credit card loans1.2763%359
Percentage Net Loans Charged-off: Other loans to individual2.2797%322
Percentage Net Loans Charged-off: All other loans and lease0.5841%395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3566%1,893
Percentage Net Loans Charged-off: Total real estate loans0.2795%1,857
Percentage Net Loans Charged-off:Construction & development3.5167%364
Percentage Net Loans Charged-off: Commercial real estate0.3015%1,435
Percentage Net Loans Charged-off: Multi-family residential0.2525%435
Percentage Net Loans Charged-off: 1-4 family residential0.1758%2,396
Percentage Net Loans Charged-off: Home equity loans0.1869%1,071
All other 1-4 family - Percent of loans charged-off, net0.1747%2,330
Percentage Net Loans Charged-off: Commercial and industrial0.3707%1,781
Percentage Net Loans Charged-off: Loans to individuals1.9319%522
Percentage Net Loans Charged-off: Credit card loans1.3489%489
Percentage Net Loans Charged-off: Other loans to individual1.9773%455
Percentage Net Loans Charged-off: All other loans and lease0.7566%528
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3491%1,803
Percentage Net Loans Charged-off: Total real estate loans0.2894%1,730
Percentage Net Loans Charged-off:Construction & development4.8351%267
Percentage Net Loans Charged-off: Commercial real estate0.1947%1,532
Percentage Net Loans Charged-off: Multi-family residential0.2930%352
Percentage Net Loans Charged-off: 1-4 family residential0.1830%2,186
Percentage Net Loans Charged-off: Home equity loans0.1594%1,031
All other 1-4 family - Percent of loans charged-off, net0.1852%2,107
Percentage Net Loans Charged-off: Commercial and industrial0.1452%2,109
Percentage Net Loans Charged-off: Loans to individuals1.8446%526
Percentage Net Loans Charged-off: Credit card loans1.1762%492
Percentage Net Loans Charged-off: Other loans to individual1.8956%462
Percentage Net Loans Charged-off: All other loans and lease0.7489%506
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4647%1,419
Percentage Net Loans Charged-off: Total real estate loans0.4200%1,270
Percentage Net Loans Charged-off:Construction & development7.2689%178
Percentage Net Loans Charged-off: Commercial real estate0.3691%1,048
Percentage Net Loans Charged-off: Multi-family residential0.1741%323
Percentage Net Loans Charged-off: 1-4 family residential0.2414%1,828
Percentage Net Loans Charged-off: Home equity loans0.1935%865
All other 1-4 family - Percent of loans charged-off, net0.2459%1,742
Percentage Net Loans Charged-off: Commercial and industrial0.2825%1,546
Percentage Net Loans Charged-off: Loans to individuals1.6871%586
Percentage Net Loans Charged-off: Credit card loans0.9037%516
Percentage Net Loans Charged-off: Other loans to individual1.7457%509
Percentage Net Loans Charged-off: All other loans and lease0.5551%535
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5906%1,033
Percentage Net Loans Charged-off: Total real estate loans0.5462%953
Percentage Net Loans Charged-off:Construction & development10.7490%110
Percentage Net Loans Charged-off: Commercial real estate0.6596%598
Percentage Net Loans Charged-off: Multi-family residential0.0623%261
Percentage Net Loans Charged-off: 1-4 family residential0.2064%1,659
Percentage Net Loans Charged-off: Home equity loans0.1629%664
All other 1-4 family - Percent of loans charged-off, net0.2104%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.4638%967
Percentage Net Loans Charged-off: Loans to individuals1.7593%587
Percentage Net Loans Charged-off: Credit card loans0.4900%516
Percentage Net Loans Charged-off: Other loans to individual1.8517%500
Percentage Net Loans Charged-off: All other loans and lease0.5637%449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4286%2,522
Percentage Net Loans Charged-off: Total real estate loans0.3430%2,531
Percentage Net Loans Charged-off:Construction & development1.6040%1,216
Percentage Net Loans Charged-off: Commercial real estate0.4035%1,749
Percentage Net Loans Charged-off: Multi-family residential0.1009%756
Percentage Net Loans Charged-off: 1-4 family residential0.2981%2,468
Percentage Net Loans Charged-off: Home equity loans0.4145%1,124
All other 1-4 family - Percent of loans charged-off, net0.2875%2,398
Percentage Net Loans Charged-off: Commercial and industrial0.7590%1,693
Percentage Net Loans Charged-off: Loans to individuals1.7279%748
Percentage Net Loans Charged-off: Credit card loans1.3934%560
Percentage Net Loans Charged-off: Other loans to individual1.7490%673
Percentage Net Loans Charged-off: All other loans and lease1.1856%505
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4281%2,384
Percentage Net Loans Charged-off: Total real estate loans0.3547%2,352
Percentage Net Loans Charged-off:Construction & development1.4778%1,176
Percentage Net Loans Charged-off: Commercial real estate0.3923%1,570
Percentage Net Loans Charged-off: Multi-family residential0.0299%709
Percentage Net Loans Charged-off: 1-4 family residential0.3242%2,275
Percentage Net Loans Charged-off: Home equity loans0.2938%1,145
All other 1-4 family - Percent of loans charged-off, net0.3269%2,141
Percentage Net Loans Charged-off: Commercial and industrial0.6414%1,656
Percentage Net Loans Charged-off: Loans to individuals1.6056%792
Percentage Net Loans Charged-off: Credit card loans1.3631%528
Percentage Net Loans Charged-off: Other loans to individual1.6206%695
Percentage Net Loans Charged-off: All other loans and lease1.3645%426
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4372%2,292
Percentage Net Loans Charged-off: Total real estate loans0.3629%2,251
Percentage Net Loans Charged-off:Construction & development1.9953%971
Percentage Net Loans Charged-off: Commercial real estate0.3091%1,584
Percentage Net Loans Charged-off: Multi-family residential0.0472%559
Percentage Net Loans Charged-off: 1-4 family residential0.3469%2,064
Percentage Net Loans Charged-off: Home equity loans0.2426%1,073
All other 1-4 family - Percent of loans charged-off, net0.3562%1,947
Percentage Net Loans Charged-off: Commercial and industrial0.5825%1,623
Percentage Net Loans Charged-off: Loans to individuals1.4515%891
Percentage Net Loans Charged-off: Credit card loans1.3847%490
Percentage Net Loans Charged-off: Other loans to individual1.4555%802
Percentage Net Loans Charged-off: All other loans and lease4.0789%217
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3211%2,364
Percentage Net Loans Charged-off: Total real estate loans0.2471%2,325
Percentage Net Loans Charged-off:Construction & development1.1311%928
Percentage Net Loans Charged-off: Commercial real estate0.1825%1,317
Percentage Net Loans Charged-off: Multi-family residential0.0954%361
Percentage Net Loans Charged-off: 1-4 family residential0.2480%2,039
Percentage Net Loans Charged-off: Home equity loans0.4379%733
All other 1-4 family - Percent of loans charged-off, net0.2308%1,955
Percentage Net Loans Charged-off: Commercial and industrial0.5531%1,226
Percentage Net Loans Charged-off: Loans to individuals1.4542%824
Percentage Net Loans Charged-off: Credit card loans1.2030%448
Percentage Net Loans Charged-off: Other loans to individual1.4693%733
Percentage Net Loans Charged-off: All other loans and lease3.3330%213
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7143%2,373
Percentage Net Loans Charged-off: Total real estate loans0.6023%2,386
Percentage Net Loans Charged-off:Construction & development1.3056%1,983
Percentage Net Loans Charged-off: Commercial real estate1.4629%838
Percentage Net Loans Charged-off: Multi-family residential0.0541%967
Percentage Net Loans Charged-off: 1-4 family residential0.2668%3,085
Percentage Net Loans Charged-off: Home equity loans0.4720%1,265
All other 1-4 family - Percent of loans charged-off, net0.2481%3,073
Percentage Net Loans Charged-off: Commercial and industrial1.6212%1,436
Percentage Net Loans Charged-off: Loans to individuals1.3583%1,243
Percentage Net Loans Charged-off: Credit card loans1.6037%582
Percentage Net Loans Charged-off: Other loans to individual1.2579%1,154
Percentage Net Loans Charged-off: All other loans and lease6.2466%199
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6499%2,302
Percentage Net Loans Charged-off: Total real estate loans0.5731%2,207
Percentage Net Loans Charged-off:Construction & development-0.2299%6,532
Percentage Net Loans Charged-off: Commercial real estate1.5027%726
Percentage Net Loans Charged-off: Multi-family residential0.1328%770
Percentage Net Loans Charged-off: 1-4 family residential0.2378%2,934
Percentage Net Loans Charged-off: Home equity loans0.5839%1,018
All other 1-4 family - Percent of loans charged-off, net0.2063%2,966
Percentage Net Loans Charged-off: Commercial and industrial1.0930%1,672
Percentage Net Loans Charged-off: Loans to individuals1.2511%1,240
Percentage Net Loans Charged-off: Credit card loans1.2911%614
Percentage Net Loans Charged-off: Other loans to individual1.1503%1,118
Percentage Net Loans Charged-off: All other loans and lease5.9080%185
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6015%2,321
Percentage Net Loans Charged-off: Total real estate loans0.4955%2,293
Percentage Net Loans Charged-off:Construction & development-0.2125%6,538
Percentage Net Loans Charged-off: Commercial real estate1.0631%949
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.2906%2,505
Percentage Net Loans Charged-off: Home equity loans0.7949%807
All other 1-4 family - Percent of loans charged-off, net0.2451%2,546
Percentage Net Loans Charged-off: Commercial and industrial1.4149%1,305
Percentage Net Loans Charged-off: Loans to individuals1.3462%1,130
Percentage Net Loans Charged-off: Credit card loans1.1227%615
Percentage Net Loans Charged-off: Other loans to individual1.2213%987
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5226%2,177
Percentage Net Loans Charged-off: Total real estate loans0.4463%2,005
Percentage Net Loans Charged-off:Construction & development-0.4599%6,640
Percentage Net Loans Charged-off: Commercial real estate0.6301%1,006
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.3945%1,759
Percentage Net Loans Charged-off: Home equity loans1.1089%522
All other 1-4 family - Percent of loans charged-off, net0.3305%1,786
Percentage Net Loans Charged-off: Commercial and industrial0.9962%1,260
Percentage Net Loans Charged-off: Loans to individuals1.1842%1,187
Percentage Net Loans Charged-off: Credit card loans0.7016%587
Percentage Net Loans Charged-off: Other loans to individual1.0422%1,029
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6287%3,140
Percentage Net Loans Charged-off: Total real estate loans0.3346%3,565
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.6287%1,790
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.2304%3,326
Percentage Net Loans Charged-off: Home equity loans0.3505%1,408
All other 1-4 family - Percent of loans charged-off, net0.2207%3,261
Percentage Net Loans Charged-off: Commercial and industrial1.3953%2,103
Percentage Net Loans Charged-off: Loans to individuals5.1606%303
Percentage Net Loans Charged-off: Credit card loans1.4804%793
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4808%3,353
Percentage Net Loans Charged-off: Total real estate loans0.3166%3,324
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.7281%1,427
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1688%3,329
Percentage Net Loans Charged-off: Home equity loans0.2964%1,324
All other 1-4 family - Percent of loans charged-off, net0.1587%3,231
Percentage Net Loans Charged-off: Commercial and industrial1.5642%1,746
Percentage Net Loans Charged-off: Loans to individuals2.1248%976
Percentage Net Loans Charged-off: Credit card loans1.8492%659
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4305%3,271
Percentage Net Loans Charged-off: Total real estate loans0.2598%3,267
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.5443%1,433
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1596%3,014
Percentage Net Loans Charged-off: Home equity loans0.2930%1,130
All other 1-4 family - Percent of loans charged-off, net0.1492%2,940
Percentage Net Loans Charged-off: Commercial and industrial1.6876%1,493
Percentage Net Loans Charged-off: Loans to individuals1.9167%1,068
Percentage Net Loans Charged-off: Credit card loans2.5101%556
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3256%3,109
Percentage Net Loans Charged-off: Total real estate loans0.1784%2,996
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.3648%1,213
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1133%2,594
Percentage Net Loans Charged-off: Home equity loans0.1276%907
All other 1-4 family - Percent of loans charged-off, net0.1122%2,437
Percentage Net Loans Charged-off: Commercial and industrial1.2676%1,399
Percentage Net Loans Charged-off: Loans to individuals1.7709%1,128
Percentage Net Loans Charged-off: Credit card loans2.3733%513
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5054%3,757
Percentage Net Loans Charged-off: Total real estate loans0.2964%3,639
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.9526%1,184
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0758%4,175
Percentage Net Loans Charged-off: Home equity loans0.0951%1,763
All other 1-4 family - Percent of loans charged-off, net0.0746%3,987
Percentage Net Loans Charged-off: Commercial and industrial2.4993%1,566
Percentage Net Loans Charged-off: Loans to individuals1.7842%1,526
Percentage Net Loans Charged-off: Credit card loans2.5031%712
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3721%3,791
Percentage Net Loans Charged-off: Total real estate loans0.1256%4,083
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.3227%1,633
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0604%3,819
Percentage Net Loans Charged-off: Home equity loans0.0678%1,538
All other 1-4 family - Percent of loans charged-off, net0.0600%3,618
Percentage Net Loans Charged-off: Commercial and industrial2.8422%1,131
Percentage Net Loans Charged-off: Loans to individuals1.7457%1,473
Percentage Net Loans Charged-off: Credit card loans2.2758%715
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2185%4,133
Percentage Net Loans Charged-off: Total real estate loans0.1024%3,764
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.2502%1,434
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0541%3,341
Percentage Net Loans Charged-off: Home equity loans0.0690%1,216
All other 1-4 family - Percent of loans charged-off, net0.0533%3,114
Percentage Net Loans Charged-off: Commercial and industrial0.6678%2,391
Percentage Net Loans Charged-off: Loans to individuals1.7447%1,390
Percentage Net Loans Charged-off: Credit card loans2.4479%648
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2479%3,165
Percentage Net Loans Charged-off: Total real estate loans0.0997%2,909
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.2652%872
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0469%2,482
Percentage Net Loans Charged-off: Home equity loans0.1370%750
All other 1-4 family - Percent of loans charged-off, net0.0422%2,310
Percentage Net Loans Charged-off: Commercial and industrial1.1898%1,314
Percentage Net Loans Charged-off: Loans to individuals1.7409%1,329
Percentage Net Loans Charged-off: Credit card loans2.1369%599
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1931%4,257
Percentage Net Loans Charged-off: Total real estate loans0.0855%3,878
Percentage Net Loans Charged-off:Construction & development5.2258%488
Percentage Net Loans Charged-off: Commercial real estate0.1003%1,752
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0527%3,403
Percentage Net Loans Charged-off: Home equity loans0.1137%1,177
All other 1-4 family - Percent of loans charged-off, net0.0500%3,223
Percentage Net Loans Charged-off: Commercial and industrial0.2262%3,475
Percentage Net Loans Charged-off: Loans to individuals1.9650%1,046
Percentage Net Loans Charged-off: Credit card loans2.0954%688
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1739%3,563
Percentage Net Loans Charged-off: Total real estate loans0.0693%3,276
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.1033%1,230
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0605%2,714
Percentage Net Loans Charged-off: Home equity loans0.1187%921
All other 1-4 family - Percent of loans charged-off, net0.0580%2,547
Percentage Net Loans Charged-off: Commercial and industrial0.1331%3,113
Percentage Net Loans Charged-off: Loans to individuals1.9521%864
Percentage Net Loans Charged-off: Credit card loans1.9912%629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1696%3,029
Percentage Net Loans Charged-off: Total real estate loans0.0582%2,815
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.1214%883
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0416%2,385
Percentage Net Loans Charged-off: Home equity loans0.1243%736
All other 1-4 family - Percent of loans charged-off, net0.0381%2,235
Percentage Net Loans Charged-off: Commercial and industrial0.4138%1,788
Percentage Net Loans Charged-off: Loans to individuals1.7259%932
Percentage Net Loans Charged-off: Credit card loans2.0025%581
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1498%2,519
Percentage Net Loans Charged-off: Total real estate loans0.0244%2,379
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0310%1,739
Percentage Net Loans Charged-off: Home equity loans0.1615%461
All other 1-4 family - Percent of loans charged-off, net0.0255%1,611
Percentage Net Loans Charged-off: Commercial and industrial0.6020%1,079
Percentage Net Loans Charged-off: Loans to individuals1.6473%941
Percentage Net Loans Charged-off: Credit card loans1.3677%591
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1439%3,284
Percentage Net Loans Charged-off: Total real estate loans0.0260%3,380
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0323%2,714
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0336%2,517
Percentage Net Loans Charged-off: Commercial and industrial0.5880%1,705
Percentage Net Loans Charged-off: Loans to individuals1.3854%1,085
Percentage Net Loans Charged-off: Credit card loans1.6549%698
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6163%291
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1244%2,810
Percentage Net Loans Charged-off: Total real estate loans0.0166%2,795
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0205%2,297
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0214%2,123
Percentage Net Loans Charged-off: Commercial and industrial0.5789%1,361
Percentage Net Loans Charged-off: Loans to individuals1.2098%1,112
Percentage Net Loans Charged-off: Credit card loans1.5554%659
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.5742%251
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1200%2,494
Percentage Net Loans Charged-off: Total real estate loans0.0149%2,305
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0183%1,883
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0191%1,739
Percentage Net Loans Charged-off: Commercial and industrial0.5780%1,133
Percentage Net Loans Charged-off: Loans to individuals1.1745%1,067
Percentage Net Loans Charged-off: Credit card loans1.8675%549
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.1587%255
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1450%1,764
Percentage Net Loans Charged-off: Total real estate loans0.0231%1,511
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0283%1,249
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0295%1,128
Percentage Net Loans Charged-off: Commercial and industrial0.9459%634
Percentage Net Loans Charged-off: Loans to individuals1.1947%1,066
Percentage Net Loans Charged-off: Credit card loans2.2844%452
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.9023%225
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1407%2,605
Percentage Net Loans Charged-off: Total real estate loans0.0341%2,301
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0404%1,007
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0330%2,220
Percentage Net Loans Charged-off: Home equity loans0.0026%700
All other 1-4 family - Percent of loans charged-off, net0.0345%2,076
Percentage Net Loans Charged-off: Commercial and industrial0.3381%2,015
Percentage Net Loans Charged-off: Loans to individuals1.2636%1,095
Percentage Net Loans Charged-off: Credit card loans1.5726%711
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease14.8543%101
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1359%2,193
Percentage Net Loans Charged-off: Total real estate loans0.0237%2,168
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0282%1,920
Percentage Net Loans Charged-off: Home equity loans0.0034%541
All other 1-4 family - Percent of loans charged-off, net0.0295%1,794
Percentage Net Loans Charged-off: Commercial and industrial0.4420%1,386
Percentage Net Loans Charged-off: Loans to individuals1.2497%981
Percentage Net Loans Charged-off: Credit card loans2.1663%517
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease12.9212%97
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1305%2,095
Percentage Net Loans Charged-off: Total real estate loans0.0157%2,011
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0186%1,725
Percentage Net Loans Charged-off: Home equity loans0.0013%424
All other 1-4 family - Percent of loans charged-off, net0.0195%1,606
Percentage Net Loans Charged-off: Commercial and industrial0.6481%1,000
Percentage Net Loans Charged-off: Loans to individuals1.1723%1,063
Percentage Net Loans Charged-off: Credit card loans2.5162%436
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.8115%103
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1352%1,731
Percentage Net Loans Charged-off: Total real estate loans0.0203%1,311
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0238%1,149
Percentage Net Loans Charged-off: Home equity loans0.0025%308
All other 1-4 family - Percent of loans charged-off, net0.0249%1,047
Percentage Net Loans Charged-off: Commercial and industrial0.8695%640
Percentage Net Loans Charged-off: Loans to individuals1.0642%1,219
Percentage Net Loans Charged-off: Credit card loans3.9618%277
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease9.5840%96
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1526%2,830
Percentage Net Loans Charged-off: Total real estate loans0.0308%2,393
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0515%965
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0277%2,416
Percentage Net Loans Charged-off: Home equity loans0.0131%641
All other 1-4 family - Percent of loans charged-off, net0.0284%2,270
Percentage Net Loans Charged-off: Commercial and industrial0.3253%2,344
Percentage Net Loans Charged-off: Loans to individuals1.3403%1,236
Percentage Net Loans Charged-off: Credit card loans2.1822%765
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1534%2,412
Percentage Net Loans Charged-off: Total real estate loans0.0380%1,932
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0701%707
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0331%1,977
Percentage Net Loans Charged-off: Home equity loans0.0174%515
All other 1-4 family - Percent of loans charged-off, net0.0339%1,856
Percentage Net Loans Charged-off: Commercial and industrial0.4004%1,749
Percentage Net Loans Charged-off: Loans to individuals1.2494%1,225
Percentage Net Loans Charged-off: Credit card loans1.9320%746
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1681%2,100
Percentage Net Loans Charged-off: Total real estate loans0.0473%1,544
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.1072%510
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0382%1,619
Percentage Net Loans Charged-off: Home equity loans0.0024%440
All other 1-4 family - Percent of loans charged-off, net0.0402%1,509
Percentage Net Loans Charged-off: Commercial and industrial0.6926%1,160
Percentage Net Loans Charged-off: Loans to individuals1.2342%1,234
Percentage Net Loans Charged-off: Credit card loans2.5303%576
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1746%1,761
Percentage Net Loans Charged-off: Total real estate loans0.0481%1,165
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0419%412
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0490%1,148
Percentage Net Loans Charged-off: Home equity loans0.0053%325
All other 1-4 family - Percent of loans charged-off, net0.0512%1,042
Percentage Net Loans Charged-off: Commercial and industrial0.4311%1,105
Percentage Net Loans Charged-off: Loans to individuals1.3347%1,124
Percentage Net Loans Charged-off: Credit card loans2.4951%515
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1926%2,828
Percentage Net Loans Charged-off: Total real estate loans0.0333%2,690
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.2230%754
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0080%3,040
Percentage Net Loans Charged-off: Home equity loans0.0108%624
All other 1-4 family - Percent of loans charged-off, net0.0078%2,862
Percentage Net Loans Charged-off: Commercial and industrial1.2306%1,138
Percentage Net Loans Charged-off: Loans to individuals1.4200%1,307
Percentage Net Loans Charged-off: Credit card loans1.7974%1,010
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1703%2,633
Percentage Net Loans Charged-off: Total real estate loans0.0147%2,782
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0543%910
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0095%2,543
Percentage Net Loans Charged-off: Home equity loans0.0128%516
All other 1-4 family - Percent of loans charged-off, net0.0094%2,386
Percentage Net Loans Charged-off: Commercial and industrial1.3162%902
Percentage Net Loans Charged-off: Loans to individuals1.3342%1,308
Percentage Net Loans Charged-off: Credit card loans2.4995%757
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1204%3,086
Percentage Net Loans Charged-off: Total real estate loans0.0125%2,415
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0137%891
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0124%2,061
Percentage Net Loans Charged-off: Home equity loans0.0085%409
All other 1-4 family - Percent of loans charged-off, net0.0126%1,928
Percentage Net Loans Charged-off: Commercial and industrial-0.4838%8,160
Percentage Net Loans Charged-off: Loans to individuals1.3060%1,358
Percentage Net Loans Charged-off: Credit card loans2.7054%711
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1077%2,785
Percentage Net Loans Charged-off: Total real estate loans0.0171%1,688
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0194%1,434
Percentage Net Loans Charged-off: Home equity loans0.0072%279
All other 1-4 family - Percent of loans charged-off, net0.0199%1,326
Percentage Net Loans Charged-off: Commercial and industrial-1.0686%8,376
Percentage Net Loans Charged-off: Loans to individuals1.2829%1,443
Percentage Net Loans Charged-off: Credit card loans2.4901%673
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1735%3,698
Percentage Net Loans Charged-off: Total real estate loans0.0095%3,637
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0018%1,584
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0106%3,134
Percentage Net Loans Charged-off: Home equity loans0.1393%359
All other 1-4 family - Percent of loans charged-off, net0.0059%3,120
Percentage Net Loans Charged-off: Commercial and industrial1.4716%1,231
Percentage Net Loans Charged-off: Loans to individuals1.2545%1,767
Percentage Net Loans Charged-off: Credit card loans1.6642%1,301
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1890%3,105
Percentage Net Loans Charged-off: Total real estate loans0.0124%2,990
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0025%1,257
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0138%2,566
Percentage Net Loans Charged-off: Home equity loans0.1858%255
All other 1-4 family - Percent of loans charged-off, net0.0078%2,594
Percentage Net Loans Charged-off: Commercial and industrial2.0029%746
Percentage Net Loans Charged-off: Loans to individuals1.2208%1,702
Percentage Net Loans Charged-off: Credit card loans1.2494%1,360
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1943%2,834
Percentage Net Loans Charged-off: Total real estate loans0.0096%2,646
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0038%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0104%2,214
Percentage Net Loans Charged-off: Home equity loans0.1052%275
All other 1-4 family - Percent of loans charged-off, net0.0074%2,172
Percentage Net Loans Charged-off: Commercial and industrial2.6634%567
Percentage Net Loans Charged-off: Loans to individuals1.1234%1,826
Percentage Net Loans Charged-off: Credit card loans1.4549%1,210
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2499%2,015
Percentage Net Loans Charged-off: Total real estate loans0.0062%1,942
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0071%1,566
Percentage Net Loans Charged-off: Home equity loans0.0810%215
All other 1-4 family - Percent of loans charged-off, net0.0050%1,504
Percentage Net Loans Charged-off: Commercial and industrial6.0873%189
Percentage Net Loans Charged-off: Loans to individuals0.8656%2,223
Percentage Net Loans Charged-off: Credit card loans0.8001%1,146
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1666%4,085
Percentage Net Loans Charged-off: Total real estate loans0.0112%3,643
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0126%3,057
Percentage Net Loans Charged-off: Home equity loans0.0170%572
All other 1-4 family - Percent of loans charged-off, net0.0125%2,915
Percentage Net Loans Charged-off: Commercial and industrial0.6163%2,554
Percentage Net Loans Charged-off: Loans to individuals1.3194%1,671
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1354%4,491
Percentage Net Loans Charged-off: Total real estate loans0.0065%3,666
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0072%3,065
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0074%2,891
Percentage Net Loans Charged-off: Commercial and industrial0.0121%4,738
Percentage Net Loans Charged-off: Loans to individuals1.2160%1,749
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1169%4,330
Percentage Net Loans Charged-off: Total real estate loans0.0029%905
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0150%1,330
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0045%830
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0046%771
Percentage Net Loans Charged-off: Commercial and industrial0.2424%647
Percentage Net Loans Charged-off: Loans to individuals1.0447%391
Percentage Net Loans Charged-off: Credit card loans0.0472%972
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1258%4,324
Percentage Net Loans Charged-off: Total real estate loans0.0200%704
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0215%738
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0219%692
Percentage Net Loans Charged-off: Commercial and industrial0.0144%971
Percentage Net Loans Charged-off: Loans to individuals1.0544%420
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1248%4,624
Percentage Net Loans Charged-off: Total real estate loans-0.0066%1,255
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0071%1,308
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net-0.0073%1,303
Percentage Net Loans Charged-off: Commercial and industrial0.0963%773
Percentage Net Loans Charged-off: Loans to individuals1.1413%411
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1603%4,363
Percentage Net Loans Charged-off: Total real estate loans0.0108%835
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.2755%141
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0075%897
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0077%836
Percentage Net Loans Charged-off: Commercial and industrial0.1363%658
Percentage Net Loans Charged-off: Loans to individuals1.1413%473
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1056%5,653
Percentage Net Loans Charged-off: Total real estate loans0.0354%678
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.6484%119
Percentage Net Loans Charged-off: Multi-family residential1.0617%78
Percentage Net Loans Charged-off: 1-4 family residential0.0134%847
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0139%795
Percentage Net Loans Charged-off: Commercial and industrial0.0045%883
Percentage Net Loans Charged-off: Loans to individuals0.5925%814
Percentage Net Loans Charged-off: Credit card loans0.0000%1,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0533%6,848
Percentage Net Loans Charged-off: Total real estate loans-0.0093%1,301
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential-2.0414%1,446
Percentage Net Loans Charged-off: 1-4 family residential0.0078%915
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0082%870
Percentage Net Loans Charged-off: Commercial and industrial0.2933%432
Percentage Net Loans Charged-off: Loans to individuals0.3685%905
Percentage Net Loans Charged-off: Credit card loans0.0000%1,020
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1171%5,375
Percentage Net Loans Charged-off: Total real estate loans0.0606%696
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential3.1114%59
Percentage Net Loans Charged-off: 1-4 family residential0.0278%730
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0293%677
Percentage Net Loans Charged-off: Commercial and industrial0.4636%362
Percentage Net Loans Charged-off: Loans to individuals0.3976%744
Percentage Net Loans Charged-off: Credit card loans0.0000%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1058%6,986
Percentage Net Loans Charged-off: Total real estate loans0.0219%1,043
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.1378%643
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0144%956
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0152%898
Percentage Net Loans Charged-off: Commercial and industrial0.0685%857
Percentage Net Loans Charged-off: Loans to individuals0.7829%513
Percentage Net Loans Charged-off: Credit card loans0.0000%1,000
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0832%9,177
Percentage Net Loans Charged-off: Total real estate loans0.0631%1,043
Percentage Net Loans Charged-off:Construction & development2.4028%260
Percentage Net Loans Charged-off: Commercial real estate0.0947%844
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0023%1,153
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0024%1,094
Percentage Net Loans Charged-off: Commercial and industrial0.1344%1,010
Percentage Net Loans Charged-off: Loans to individuals0.2169%1,230
Percentage Net Loans Charged-off: Credit card loans0.3425%994
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA