JPMorgan Chase Bank, SCOTTS VALLEY BRANCH

Name:JPMorgan Chase Bank, SCOTTS VALLEY BRANCH
Full Service Brick and Mortar Office
Review: 2.5star510 client reviews
Location:247 Mount Hermon Rd
Scotts Valley, CA 95066

Santa Cruz County
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Phone:831-438-1715
FDIC Cert:#628
Established:01/01/1889


The Bank

Name:JPMorgan Chase Bank
Concentration:International Specialization
Established:01/01/1824
FDIC Insurance:01/01/1934
Holden By:JPMORGAN CHASE&CO
Charter Class:Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
# of Branches:4936, view all, view on map
Website:www.jpmorganchase.com
Total Assets:$3,395,126,000,000
Total Deposits:$2,498,231,000,000
Total Equity Capital:$299,279,000,000
Total Domestic Office Deposits:$2,037,915,000,000
Net Income:$47,496,000,000
Quarterly Net Income:$8,610,000,000
Return on Assets:1%
Quarterly Return on Assets:1%
Return on Equity:15%
Quarterly Return on Equity:11%
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Client Review

510 client reviews of JPMorgan Chase Bank scored 2.5 out of 5.

Chase employees are inept!
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by zookeeper, Feb. 14, 2013

The employees are completely inept.  They can't handle a simple transaction correctly the 1st time, it takes multiple calls and/or visits.

* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 6 - 10 banks before.
* this review was made on JPMorgan Chase Bank, Scotts Valley Branch at Scotts Valley, CA
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Employees are A+, financial institution not so much.
 3star Overall Rating
 1star Interest Rate and Cost
 5star Office Environment & Staff
 4star Waiting Time
by lackofcompndinterest, Jun. 06, 2011

Like just about any bank these days, you would do almost as well stuffing money in your mattress as opening a savings account (unless of course you have so much money that you don't really need to worry about how much interest you get).  It's not good but it's more a sign of the times than a commentary on this bank.

The bad news is that they charge utterly exorbitant fees.  $12 a month to have a checking account...and heaven help you if you do your math wrong and have an overdraft of $6.  Better catch it and fix it fast or they'll be lining their pockets with your late fees.

However it is not the fault of the folks behind the counters who will bend over backwards to help you.  Moreover, I don't feel insulted walking in the door there; they've not tried to turn the branches into mental amusement parks like Wells Fargo does.  It's just a bank with a tasteful color theme and a reasonable amount of advertising regarding their services.  Pity the decorators and staff couldn't find work at a better institution though.

* this reviewer has be with this bank for >10 years
* this reviewer had 3 - 5 banks before.
* this review was made on JPMorgan Chase Bank, Scotts Valley Branch at Scotts Valley, CA
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