Home > Gateway First Bank > Income and Expense

Gateway First Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$94,316,000571
Total interest expense$45,399,000414
Net interest income$48,917,000685
Provision for loan and lease losses$2,598,000488
Total noninterest income$90,322,000167
Gross Fiduciary activities income$0981
Service charges on deposit accounts$72,0003,606
Trading account gains and fees$0123
Additional Noninterest Income$90,250,000116
Total noninterest expense$150,364,000228
Salaries and employee benefits$83,375,000219
Premises and equipment expense$11,958,000261
Additional noninterest expense$90,250,000116
Pre-tax net operating income$-13,723,0004,596
Securities gains (losses)$0988
Applicable income taxes$-3,093,0004,573
Income before extraordinary items$-10,630,0004,570
Extraordinary gains, net$054
Net income$-10,630,0004,570
Minority interest net income$088
Net income of bank and minority interests.$-10,630,0004,571
Net charge-offs$-267,0004,485
Cash dividends$2,000,0001,522
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-10,630,0004,574
2023-09-30 (YTD Data)Rank
Total interest income$69,089,000574
Total interest expense$33,062,000401
Net interest income$36,027,000705
Provision for loan and lease losses$-2,616,0004,565
Total noninterest income$72,958,000155
Gross Fiduciary activities income$0950
Service charges on deposit accounts$54,0003,623
Trading account gains and fees$0125
Additional Noninterest Income$72,904,000108
Total noninterest expense$104,243,000242
Salaries and employee benefits$63,684,000221
Premises and equipment expense$9,131,000260
Additional noninterest expense$72,904,000108
Pre-tax net operating income$7,358,0001,218
Securities gains (losses)$0849
Applicable income taxes$1,684,000938
Income before extraordinary items$5,674,0001,307
Extraordinary gains, net$052
Net income$5,674,0001,316
Minority interest net income$081
Net income of bank and minority interests.$5,674,0001,307
Net charge-offs$-50,0004,215
Cash dividends$2,000,0001,161
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,674,0001,328
2023-06-30 (YTD Data)Rank
Total interest income$43,799,000568
Total interest expense$20,722,000385
Net interest income$23,077,000723
Provision for loan and lease losses$-3,044,0004,605
Total noninterest income$48,863,000155
Gross Fiduciary activities income$0931
Service charges on deposit accounts$38,0003,584
Trading account gains and fees$0112
Additional Noninterest Income$48,825,000107
Total noninterest expense$70,181,000237
Salaries and employee benefits$43,047,000212
Premises and equipment expense$6,103,000248
Additional noninterest expense$48,825,000107
Pre-tax net operating income$4,803,0001,242
Securities gains (losses)$0938
Applicable income taxes$1,195,000902
Income before extraordinary items$3,608,0001,348
Extraordinary gains, net$051
Net income$3,608,0001,363
Minority interest net income$081
Net income of bank and minority interests.$3,608,0001,348
Net charge-offs$-2,0003,491
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,608,0001,364
2023-03-31 (YTD Data)Rank
Total interest income$20,925,000581
Total interest expense$9,385,000375
Net interest income$11,540,000733
Provision for loan and lease losses$-1,215,0004,654
Total noninterest income$21,755,000167
Gross Fiduciary activities income$0913
Service charges on deposit accounts$43,0002,877
Trading account gains and fees$175,00076
Additional Noninterest Income$21,537,000121
Total noninterest expense$34,932,000243
Salaries and employee benefits$22,141,000214
Premises and equipment expense$3,046,000258
Additional noninterest expense$21,537,000121
Pre-tax net operating income$-422,0004,603
Securities gains (losses)$0950
Applicable income taxes$-76,0004,577
Income before extraordinary items$-346,0004,579
Extraordinary gains, net$04
Net income$-346,0004,579
Minority interest net income$048
Net income of bank and minority interests.$-346,0004,579
Net charge-offs$-2,0003,519
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-346,0004,589
2022-12-31 (YTD Data)Rank
Total interest income$60,681,000634
Total interest expense$10,297,000443
Net interest income$50,384,000668
Provision for loan and lease losses$6,238,000241
Total noninterest income$147,929,000122
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$300,0002,255
Trading account gains and fees$0116
Additional Noninterest Income$147,629,00089
Total noninterest expense$176,494,000201
Salaries and employee benefits$120,300,000159
Premises and equipment expense$14,480,000220
Additional noninterest expense$147,629,00089
Pre-tax net operating income$15,581,000917
Securities gains (losses)$0691
Applicable income taxes$3,353,000775
Income before extraordinary items$12,228,000954
Extraordinary gains, net$05
Net income$12,228,000955
Minority interest net income$063
Net income of bank and minority interests.$12,228,000955
Net charge-offs$28,0001,796
Cash dividends$45,000,000179
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,228,000974
2022-09-30 (YTD Data)Rank
Total interest income$41,170,000668
Total interest expense$4,613,000495
Net interest income$36,557,000679
Provision for loan and lease losses$2,970,000309
Total noninterest income$124,767,000115
Gross Fiduciary activities income$0968
Service charges on deposit accounts$252,0002,151
Trading account gains and fees$0111
Additional Noninterest Income$124,515,00089
Total noninterest expense$138,829,000190
Salaries and employee benefits$95,933,000148
Premises and equipment expense$10,682,000220
Additional noninterest expense$124,515,00089
Pre-tax net operating income$19,525,000626
Securities gains (losses)$0740
Applicable income taxes$4,843,000523
Income before extraordinary items$14,682,000651
Extraordinary gains, net$04
Net income$14,682,000651
Minority interest net income$057
Net income of bank and minority interests.$14,682,000651
Net charge-offs$29,0001,442
Cash dividends$45,000,000140
Sale, conversion, retirement of capital stock, net$0519
Net operating income$14,682,000658
2022-06-30 (YTD Data)Rank
Total interest income$24,982,000688
Total interest expense$2,317,000510
Net interest income$22,665,000702
Provision for loan and lease losses$1,122,000391
Total noninterest income$84,916,000110
Gross Fiduciary activities income$0925
Service charges on deposit accounts$167,0002,161
Trading account gains and fees$0108
Additional Noninterest Income$84,749,00089
Total noninterest expense$92,744,000184
Salaries and employee benefits$67,176,000138
Premises and equipment expense$7,181,000216
Additional noninterest expense$18,387,000274
Pre-tax net operating income$13,715,000575
Securities gains (losses)$0687
Applicable income taxes$3,413,000479
Income before extraordinary items$10,302,000599
Extraordinary gains, net$04
Net income$10,302,000598
Minority interest net income$060
Net income of bank and minority interests.$10,302,000599
Net charge-offs$50,000966
Cash dividends$5,000,000418
Sale, conversion, retirement of capital stock, net$0494
Net operating income$10,302,000608
2022-03-31 (YTD Data)Rank
Total interest income$11,155,000732
Total interest expense$1,166,000479
Net interest income$9,989,000754
Provision for loan and lease losses$-15,0004,426
Total noninterest income$50,668,00098
Gross Fiduciary activities income$0892
Service charges on deposit accounts$81,0002,173
Trading account gains and fees$0103
Additional Noninterest Income$50,587,00076
Total noninterest expense$46,273,000186
Salaries and employee benefits$33,683,000141
Premises and equipment expense$3,690,000214
Additional noninterest expense$8,900,000285
Pre-tax net operating income$14,399,000321
Securities gains (losses)$0623
Applicable income taxes$3,499,000291
Income before extraordinary items$10,900,000331
Extraordinary gains, net$04
Net income$10,900,000331
Minority interest net income$050
Net income of bank and minority interests.$10,900,000331
Net charge-offs$77,000556
Cash dividends$5,000,000253
Sale, conversion, retirement of capital stock, net$0453
Net operating income$10,900,000335
2021-12-31 (YTD Data)Rank
Total interest income$40,078,000827
Total interest expense$5,907,000464
Net interest income$34,171,000882
Provision for loan and lease losses$702,000794
Total noninterest income$284,227,00090
Gross Fiduciary activities income$0994
Service charges on deposit accounts$307,0002,168
Trading account gains and fees$0132
Additional Noninterest Income$283,920,00069
Total noninterest expense$204,880,000173
Salaries and employee benefits$146,240,000132
Premises and equipment expense$13,666,000225
Additional noninterest expense$44,974,000232
Pre-tax net operating income$112,816,000213
Securities gains (losses)$02,062
Applicable income taxes$26,831,000203
Income before extraordinary items$85,985,000221
Extraordinary gains, net$010
Net income$85,985,000221
Minority interest net income$074
Net income of bank and minority interests.$85,985,000221
Net charge-offs$419,000703
Cash dividends$37,500,000209
Sale, conversion, retirement of capital stock, net$606,000281
Net operating income$85,985,000219
2021-09-30 (YTD Data)Rank
Total interest income$30,165,000843
Total interest expense$4,676,000466
Net interest income$25,489,000899
Provision for loan and lease losses$594,000720
Total noninterest income$231,316,00085
Gross Fiduciary activities income$0957
Service charges on deposit accounts$225,0002,194
Trading account gains and fees$0132
Additional Noninterest Income$231,091,00063
Total noninterest expense$153,627,000174
Salaries and employee benefits$111,100,000132
Premises and equipment expense$9,955,000235
Additional noninterest expense$32,572,000231
Pre-tax net operating income$102,584,000189
Securities gains (losses)$02,015
Applicable income taxes$24,219,000186
Income before extraordinary items$78,365,000192
Extraordinary gains, net$08
Net income$78,365,000192
Minority interest net income$069
Net income of bank and minority interests.$78,365,000192
Net charge-offs$410,000562
Cash dividends$12,500,000316
Sale, conversion, retirement of capital stock, net$-74,0004,843
Net operating income$78,365,000192
2021-06-30 (YTD Data)Rank
Total interest income$19,679,000853
Total interest expense$3,339,000457
Net interest income$16,340,000908
Provision for loan and lease losses$-6,0004,388
Total noninterest income$159,075,00084
Gross Fiduciary activities income$0951
Service charges on deposit accounts$145,0002,184
Trading account gains and fees$0133
Additional Noninterest Income$158,930,00063
Total noninterest expense$102,973,000172
Salaries and employee benefits$74,857,000133
Premises and equipment expense$6,603,000232
Additional noninterest expense$21,513,000232
Pre-tax net operating income$72,448,000185
Securities gains (losses)$01,818
Applicable income taxes$17,012,000180
Income before extraordinary items$55,436,000190
Extraordinary gains, net$06
Net income$55,436,000190
Minority interest net income$067
Net income of bank and minority interests.$55,436,000190
Net charge-offs$444,000438
Cash dividends$12,500,000232
Sale, conversion, retirement of capital stock, net$-74,0004,900
Net operating income$55,436,000189
2021-03-31 (YTD Data)Rank
Total interest income$9,792,000849
Total interest expense$1,910,000429
Net interest income$7,882,000921
Provision for loan and lease losses$-3,0004,558
Total noninterest income$94,386,00074
Gross Fiduciary activities income$0922
Service charges on deposit accounts$68,0002,247
Trading account gains and fees$0127
Additional Noninterest Income$94,318,00061
Total noninterest expense$52,182,000171
Salaries and employee benefits$38,066,000132
Premises and equipment expense$3,257,000238
Additional noninterest expense$10,859,000224
Pre-tax net operating income$50,089,000156
Securities gains (losses)$01,392
Applicable income taxes$11,963,000146
Income before extraordinary items$38,126,000163
Extraordinary gains, net$03
Net income$38,126,000163
Minority interest net income$055
Net income of bank and minority interests.$38,126,000163
Net charge-offs$417,000289
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$38,126,000163
2020-12-31 (YTD Data)Rank
Total interest income$39,534,000848
Total interest expense$9,489,000528
Net interest income$30,045,000918
Provision for loan and lease losses$5,263,000548
Total noninterest income$340,545,00073
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$304,0002,218
Trading account gains and fees$0133
Additional Noninterest Income$340,241,00055
Total noninterest expense$209,302,000167
Salaries and employee benefits$139,505,000129
Premises and equipment expense$12,310,000250
Additional noninterest expense$57,487,000190
Pre-tax net operating income$156,025,000115
Securities gains (losses)$294,000839
Applicable income taxes$37,653,000102
Income before extraordinary items$118,666,000129
Extraordinary gains, net$04
Net income$118,666,000128
Minority interest net income$072
Net income of bank and minority interests.$118,666,000129
Net charge-offs$403,0001,121
Cash dividends$35,000,000199
Sale, conversion, retirement of capital stock, net$-411,0004,968
Net operating income$118,433,740127
2020-09-30 (YTD Data)Rank
Total interest income$29,475,000857
Total interest expense$7,275,000544
Net interest income$22,200,000923
Provision for loan and lease losses$5,269,000485
Total noninterest income$240,126,00077
Gross Fiduciary activities income$0981
Service charges on deposit accounts$233,0002,188
Trading account gains and fees$0125
Additional Noninterest Income$239,893,00059
Total noninterest expense$156,927,000168
Salaries and employee benefits$102,681,000130
Premises and equipment expense$9,160,000252
Additional noninterest expense$45,086,000187
Pre-tax net operating income$100,130,000125
Securities gains (losses)$294,000724
Applicable income taxes$24,333,000109
Income before extraordinary items$76,091,000135
Extraordinary gains, net$04
Net income$76,091,000135
Minority interest net income$065
Net income of bank and minority interests.$76,091,000135
Net charge-offs$599,000672
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$-411,0005,005
Net operating income$75,858,740130
2020-06-30 (YTD Data)Rank
Total interest income$19,794,000861
Total interest expense$4,958,000585
Net interest income$14,836,000926
Provision for loan and lease losses$4,991,000399
Total noninterest income$121,726,00092
Gross Fiduciary activities income$0970
Service charges on deposit accounts$158,0002,196
Trading account gains and fees$0123
Additional Noninterest Income$121,568,00062
Total noninterest expense$107,597,000165
Salaries and employee benefits$68,685,000130
Premises and equipment expense$6,021,000253
Additional noninterest expense$32,891,000177
Pre-tax net operating income$23,974,000249
Securities gains (losses)$294,000555
Applicable income taxes$5,831,000220
Income before extraordinary items$18,437,000264
Extraordinary gains, net$04
Net income$18,437,000264
Minority interest net income$065
Net income of bank and minority interests.$18,437,000264
Net charge-offs$601,000531
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$-394,0005,046
Net operating income$18,204,740258
2020-03-31 (YTD Data)Rank
Total interest income$10,001,000849
Total interest expense$2,442,000654
Net interest income$7,559,000899
Provision for loan and lease losses$1,319,000522
Total noninterest income$31,316,000121
Gross Fiduciary activities income$0941
Service charges on deposit accounts$84,0002,374
Trading account gains and fees$0106
Additional Noninterest Income$31,232,00089
Total noninterest expense$54,226,000163
Salaries and employee benefits$31,669,000139
Premises and equipment expense$2,962,000263
Additional noninterest expense$19,595,000164
Pre-tax net operating income$-16,670,0005,098
Securities gains (losses)$01,705
Applicable income taxes$-3,944,0005,084
Income before extraordinary items$-12,726,0005,084
Extraordinary gains, net$04
Net income$-12,726,0005,083
Minority interest net income$056
Net income of bank and minority interests.$-12,726,0005,083
Net charge-offs$389,000440
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-12,726,0005,088
2019-12-31 (YTD Data)Rank
Total interest income$66,985,000518
Total interest expense$15,284,000471
Net interest income$51,701,000540
Provision for loan and lease losses$825,0001,050
Total noninterest income$201,261,00089
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$254,0002,852
Trading account gains and fees$0135
Additional Noninterest Income$201,007,00068
Total noninterest expense$226,442,000154
Salaries and employee benefits$166,711,000108
Premises and equipment expense$11,379,000256
Additional noninterest expense$48,352,000201
Pre-tax net operating income$25,695,000507
Securities gains (losses)$207,000624
Applicable income taxes$40,575,000134
Income before extraordinary items$-14,673,0005,174
Extraordinary gains, net$011
Net income$-14,673,0005,174
Minority interest net income$076
Net income of bank and minority interests.$-14,673,0005,174
Net charge-offs$69,0002,440
Cash dividends$500,0002,974
Sale, conversion, retirement of capital stock, net$39,997,00019
Net operating income$-14,836,5305,173
2019-09-30 (YTD Data)Rank
Total interest income$36,370,000714
Total interest expense$8,175,000644
Net interest income$28,195,000735
Provision for loan and lease losses$03,836
Total noninterest income$94,387,000121
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$300,0002,227
Trading account gains and fees$0129
Additional Noninterest Income$94,087,00096
Total noninterest expense$100,671,000221
Salaries and employee benefits$75,709,000169
Premises and equipment expense$4,824,000418
Additional noninterest expense$20,138,000308
Pre-tax net operating income$21,911,000469
Securities gains (losses)$207,000521
Applicable income taxes$4,733,000434
Income before extraordinary items$17,385,000483
Extraordinary gains, net$011
Net income$17,385,000484
Minority interest net income$072
Net income of bank and minority interests.$17,385,000484
Net charge-offs$324,000994
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$17,221,470478
2019-06-30 (YTD Data)Rank
Total interest income$16,010,0001,022
Total interest expense$4,734,000710
Net interest income$11,276,0001,139
Provision for loan and lease losses$03,685
Total noninterest income$35,409,000172
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$214,0002,107
Trading account gains and fees$0131
Additional Noninterest Income$35,195,000130
Total noninterest expense$37,420,000338
Salaries and employee benefits$27,618,000263
Premises and equipment expense$1,944,000662
Additional noninterest expense$7,858,000466
Pre-tax net operating income$9,265,000641
Securities gains (losses)$01,702
Applicable income taxes$1,702,000639
Income before extraordinary items$7,563,000651
Extraordinary gains, net$011
Net income$7,563,000651
Minority interest net income$069
Net income of bank and minority interests.$7,563,000651
Net charge-offs$314,000766
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,563,000639
2019-03-31 (YTD Data)Rank
Total interest income$3,600,0002,007
Total interest expense$789,0001,692
Net interest income$2,811,0002,061
Provision for loan and lease losses$03,406
Total noninterest income$186,0003,129
Gross Fiduciary activities income$0972
Service charges on deposit accounts$102,0002,179
Trading account gains and feesNANA
Additional Noninterest Income$84,0003,438
Total noninterest expense$1,358,0002,901
Salaries and employee benefits$705,0003,093
Premises and equipment expense$110,0003,388
Additional noninterest expense$543,0002,448
Pre-tax net operating income$1,639,0001,415
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,639,0001,269
Extraordinary gains, net$05
Net income$1,639,0001,268
Minority interest net income$052
Net income of bank and minority interests.$1,639,0001,268
Net charge-offs$383,000406
Cash dividends$750,0001,015
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,639,0001,248
2018-12-31 (YTD Data)Rank
Total interest income$15,277,0001,831
Total interest expense$2,989,0001,441
Net interest income$12,288,0001,912
Provision for loan and lease losses$900,000959
Total noninterest income$687,0003,358
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$467,0002,088
Trading account gains and feesNANA
Additional Noninterest Income$220,0003,998
Total noninterest expense$6,559,0002,569
Salaries and employee benefits$3,612,0002,622
Premises and equipment expense$462,0003,296
Additional noninterest expense$2,485,0002,236
Pre-tax net operating income$5,516,0001,655
Securities gains (losses)$630,000107
Applicable income taxes$03,978
Income before extraordinary items$6,146,0001,335
Extraordinary gains, net$06
Net income$6,146,0001,334
Minority interest net income$072
Net income of bank and minority interests.$6,146,0001,334
Net charge-offs$475,000986
Cash dividends$3,973,000888
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,516,0001,452
2018-09-30 (YTD Data)Rank
Total interest income$11,633,0001,798
Total interest expense$2,229,0001,373
Net interest income$9,404,0001,867
Provision for loan and lease losses$900,000705
Total noninterest income$651,0003,075
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$351,0002,093
Trading account gains and feesNANA
Additional Noninterest Income$300,0003,378
Total noninterest expense$4,901,0002,587
Salaries and employee benefits$2,664,0002,651
Premises and equipment expense$366,0003,238
Additional noninterest expense$1,871,0002,223
Pre-tax net operating income$4,254,0001,601
Securities gains (losses)$630,000112
Applicable income taxes$04,032
Income before extraordinary items$4,884,0001,303
Extraordinary gains, net$05
Net income$4,884,0001,302
Minority interest net income$066
Net income of bank and minority interests.$4,884,0001,302
Net charge-offs$67,0002,007
Cash dividends$3,115,000760
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,254,0001,417
2018-06-30 (YTD Data)Rank
Total interest income$7,979,0001,731
Total interest expense$1,485,0001,297
Net interest income$6,494,0001,811
Provision for loan and lease losses$900,000507
Total noninterest income$441,0003,063
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$237,0002,056
Trading account gains and feesNANA
Additional Noninterest Income$204,0003,371
Total noninterest expense$3,300,0002,581
Salaries and employee benefits$1,753,0002,707
Premises and equipment expense$253,0003,184
Additional noninterest expense$1,294,0002,178
Pre-tax net operating income$2,735,0001,625
Securities gains (losses)$-1,0004,637
Applicable income taxes$04,018
Income before extraordinary items$2,734,0001,445
Extraordinary gains, net$06
Net income$2,734,0001,444
Minority interest net income$065
Net income of bank and minority interests.$2,734,0001,444
Net charge-offs$-105,0005,208
Cash dividends$2,395,000667
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,735,0001,435
2018-03-31 (YTD Data)Rank
Total interest income$4,067,0001,685
Total interest expense$745,0001,251
Net interest income$3,322,0001,781
Provision for loan and lease losses$600,000396
Total noninterest income$263,0002,793
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$119,0002,060
Trading account gains and feesNANA
Additional Noninterest Income$144,0002,896
Total noninterest expense$1,658,0002,599
Salaries and employee benefits$856,0002,770
Premises and equipment expense$129,0003,180
Additional noninterest expense$673,0002,098
Pre-tax net operating income$1,327,0001,643
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,327,0001,458
Extraordinary gains, net$07
Net income$1,327,0001,458
Minority interest net income$052
Net income of bank and minority interests.$1,327,0001,458
Net charge-offs$-72,0005,323
Cash dividends$865,000810
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,327,0001,446
2017-12-31 (YTD Data)Rank
Total interest income$16,376,0001,627
Total interest expense$2,280,0001,384
Net interest income$14,096,0001,655
Provision for loan and lease losses$1,800,000560
Total noninterest income$963,0003,004
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$487,0002,065
Trading account gains and feesNANA
Additional Noninterest Income$476,0003,215
Total noninterest expense$6,183,0002,708
Salaries and employee benefits$3,194,0002,867
Premises and equipment expense$426,0003,547
Additional noninterest expense$2,563,0002,227
Pre-tax net operating income$7,076,0001,301
Securities gains (losses)$88,000668
Applicable income taxes$04,135
Income before extraordinary items$7,164,000997
Extraordinary gains, net$09
Net income$7,164,000997
Minority interest net income$076
Net income of bank and minority interests.$7,164,000997
Net charge-offs$1,780,000446
Cash dividends$2,984,0001,040
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,076,000995
2017-09-30 (YTD Data)Rank
Total interest income$12,186,0001,640
Total interest expense$1,616,0001,430
Net interest income$10,570,0001,662
Provision for loan and lease losses$1,200,000591
Total noninterest income$749,0002,971
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$366,0002,079
Trading account gains and feesNANA
Additional Noninterest Income$383,0003,152
Total noninterest expense$4,502,0002,790
Salaries and employee benefits$2,358,0002,916
Premises and equipment expense$358,0003,381
Additional noninterest expense$1,786,0002,339
Pre-tax net operating income$5,617,0001,265
Securities gains (losses)$88,000631
Applicable income taxes$04,172
Income before extraordinary items$5,705,0001,049
Extraordinary gains, net$09
Net income$5,705,0001,048
Minority interest net income$071
Net income of bank and minority interests.$5,705,0001,049
Net charge-offs$1,449,000382
Cash dividends$2,840,000805
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,617,0001,048
2017-06-30 (YTD Data)Rank
Total interest income$8,034,0001,639
Total interest expense$990,0001,496
Net interest income$7,044,0001,650
Provision for loan and lease losses$900,000532
Total noninterest income$538,0002,872
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$244,0002,067
Trading account gains and feesNANA
Additional Noninterest Income$294,0002,976
Total noninterest expense$2,957,0002,834
Salaries and employee benefits$1,561,0002,952
Premises and equipment expense$241,0003,375
Additional noninterest expense$1,155,0002,405
Pre-tax net operating income$3,725,0001,259
Securities gains (losses)$88,000458
Applicable income taxes$04,189
Income before extraordinary items$3,813,0001,020
Extraordinary gains, net$011
Net income$3,813,0001,020
Minority interest net income$071
Net income of bank and minority interests.$3,813,0001,020
Net charge-offs$12,0002,827
Cash dividends$1,935,000799
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,725,0001,031
2017-03-31 (YTD Data)Rank
Total interest income$3,999,0001,626
Total interest expense$456,0001,565
Net interest income$3,543,0001,621
Provision for loan and lease losses$300,000670
Total noninterest income$229,0003,101
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$120,0002,094
Trading account gains and feesNANA
Additional Noninterest Income$109,0003,356
Total noninterest expense$1,471,0002,872
Salaries and employee benefits$769,0003,017
Premises and equipment expense$117,0003,483
Additional noninterest expense$585,0002,366
Pre-tax net operating income$2,001,0001,172
Securities gains (losses)$88,000255
Applicable income taxes$04,086
Income before extraordinary items$2,089,000904
Extraordinary gains, net$08
Net income$2,089,000904
Minority interest net income$055
Net income of bank and minority interests.$2,089,000904
Net charge-offs$-4,0004,579
Cash dividends$850,000831
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,001,000926
2016-12-31 (YTD Data)Rank
Total interest income$15,164,0001,662
Total interest expense$1,226,0002,098
Net interest income$13,938,0001,614
Provision for loan and lease losses$2,814,000404
Total noninterest income$904,0003,201
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$482,0002,140
Trading account gains and fees$0170
Additional Noninterest Income$422,0003,483
Total noninterest expense$5,777,0002,916
Salaries and employee benefits$3,229,0002,897
Premises and equipment expense$418,0003,705
Additional noninterest expense$2,130,0002,642
Pre-tax net operating income$6,251,0001,357
Securities gains (losses)$72,0001,583
Applicable income taxes$04,278
Income before extraordinary items$6,323,0001,144
Extraordinary gains, net$05
Net income$6,323,0001,143
Minority interest net income$082
Net income of bank and minority interests.$6,323,0001,143
Net charge-offs$517,0001,060
Cash dividends$4,385,000755
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,251,0001,127
2016-09-30 (YTD Data)Rank
Total interest income$11,217,0001,694
Total interest expense$865,0002,196
Net interest income$10,352,0001,626
Provision for loan and lease losses$2,081,000395
Total noninterest income$679,0003,201
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$362,0002,145
Trading account gains and fees$0169
Additional Noninterest Income$317,0003,498
Total noninterest expense$4,320,0002,922
Salaries and employee benefits$2,451,0002,871
Premises and equipment expense$300,0003,796
Additional noninterest expense$1,569,0002,677
Pre-tax net operating income$4,630,0001,392
Securities gains (losses)$72,0001,491
Applicable income taxes$04,325
Income before extraordinary items$4,702,0001,165
Extraordinary gains, net$05
Net income$4,702,0001,165
Minority interest net income$071
Net income of bank and minority interests.$4,702,0001,165
Net charge-offs$-86,0005,535
Cash dividends$4,231,000576
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,630,0001,149
2016-06-30 (YTD Data)Rank
Total interest income$7,291,0001,748
Total interest expense$554,0002,263
Net interest income$6,737,0001,670
Provision for loan and lease losses$581,000765
Total noninterest income$454,0003,193
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$239,0002,139
Trading account gains and fees$0157
Additional Noninterest Income$215,0003,499
Total noninterest expense$2,905,0002,924
Salaries and employee benefits$1,617,0002,917
Premises and equipment expense$187,0003,940
Additional noninterest expense$1,101,0002,581
Pre-tax net operating income$3,705,0001,188
Securities gains (losses)$60,0001,303
Applicable income taxes$04,338
Income before extraordinary items$3,765,000977
Extraordinary gains, net$016
Net income$3,765,000976
Minority interest net income$071
Net income of bank and minority interests.$3,765,000976
Net charge-offs$-74,0005,614
Cash dividends$3,188,000536
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,705,000963
2016-03-31 (YTD Data)Rank
Total interest income$3,732,0001,705
Total interest expense$272,0002,301
Net interest income$3,460,0001,622
Provision for loan and lease losses$240,000835
Total noninterest income$220,0003,216
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$119,0002,140
Trading account gains and fees$0142
Additional Noninterest Income$101,0003,538
Total noninterest expense$1,425,0002,974
Salaries and employee benefits$789,0002,970
Premises and equipment expense$92,0004,000
Additional noninterest expense$544,0002,600
Pre-tax net operating income$2,015,0001,085
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$2,015,000880
Extraordinary gains, net$012
Net income$2,015,000881
Minority interest net income$062
Net income of bank and minority interests.$2,015,000881
Net charge-offs$-44,0005,697
Cash dividends$2,144,000405
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,015,000861
2015-12-31 (YTD Data)Rank
Total interest income$13,188,0001,868
Total interest expense$848,0002,710
Net interest income$12,340,0001,782
Provision for loan and lease losses$1,180,000700
Total noninterest income$861,0003,332
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$445,0002,334
Trading account gains and fees$0159
Additional Noninterest Income$416,0003,545
Total noninterest expense$4,971,0003,232
Salaries and employee benefits$2,798,0003,170
Premises and equipment expense$415,0003,836
Additional noninterest expense$1,758,0003,057
Pre-tax net operating income$7,050,0001,193
Securities gains (losses)$228,000676
Applicable income taxes$04,402
Income before extraordinary items$7,278,000974
Extraordinary gains, net$023
Net income$7,278,000974
Minority interest net income$081
Net income of bank and minority interests.$7,278,000974
Net charge-offs$407,0001,343
Cash dividends$3,264,000910
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,050,000988
2015-09-30 (YTD Data)Rank
Total interest income$9,710,0001,907
Total interest expense$617,0002,809
Net interest income$9,093,0001,822
Provision for loan and lease losses$600,000892
Total noninterest income$634,0003,377
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$326,0002,382
Trading account gains and fees$0153
Additional Noninterest Income$308,0003,565
Total noninterest expense$3,704,0003,260
Salaries and employee benefits$2,148,0003,142
Premises and equipment expense$296,0003,982
Additional noninterest expense$1,260,0003,174
Pre-tax net operating income$5,423,0001,176
Securities gains (losses)$204,000636
Applicable income taxes$04,489
Income before extraordinary items$5,627,000944
Extraordinary gains, net$021
Net income$5,627,000944
Minority interest net income$078
Net income of bank and minority interests.$5,627,000944
Net charge-offs$557,000794
Cash dividends$2,325,000867
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,423,000958
2015-06-30 (YTD Data)Rank
Total interest income$6,297,0001,955
Total interest expense$398,0002,883
Net interest income$5,899,0001,875
Provision for loan and lease losses$240,0001,328
Total noninterest income$413,0003,416
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$205,0002,459
Trading account gains and fees$0157
Additional Noninterest Income$208,0003,575
Total noninterest expense$2,455,0003,306
Salaries and employee benefits$1,447,0003,153
Premises and equipment expense$199,0003,995
Additional noninterest expense$809,0003,286
Pre-tax net operating income$3,617,0001,174
Securities gains (losses)$168,000595
Applicable income taxes$04,497
Income before extraordinary items$3,785,000943
Extraordinary gains, net$022
Net income$3,785,000943
Minority interest net income$075
Net income of bank and minority interests.$3,785,000943
Net charge-offs$-95,0005,912
Cash dividends$1,550,000871
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,617,000953
2015-03-31 (YTD Data)Rank
Total interest income$3,125,0001,970
Total interest expense$195,0002,952
Net interest income$2,930,0001,877
Provision for loan and lease losses$120,0001,278
Total noninterest income$203,0003,404
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$99,0002,487
Trading account gains and fees$0152
Additional Noninterest Income$104,0003,545
Total noninterest expense$1,248,0003,291
Salaries and employee benefits$748,0003,105
Premises and equipment expense$102,0003,983
Additional noninterest expense$398,0003,319
Pre-tax net operating income$1,765,0001,162
Securities gains (losses)$168,000410
Applicable income taxes$04,400
Income before extraordinary items$1,933,000893
Extraordinary gains, net$013
Net income$1,933,000893
Minority interest net income$064
Net income of bank and minority interests.$1,933,000893
Net charge-offs$-47,0005,930
Cash dividends$775,000813
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,765,000937
2014-12-31 (YTD Data)Rank
Total interest income$11,189,0002,159
Total interest expense$720,0003,251
Net interest income$10,469,0002,038
Provision for loan and lease losses$762,0001,060
Total noninterest income$1,030,0003,066
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$411,0002,635
Trading account gains and fees$0180
Additional Noninterest Income$619,0002,986
Total noninterest expense$4,840,0003,392
Salaries and employee benefits$2,646,0003,364
Premises and equipment expense$428,0003,943
Additional noninterest expense$1,766,0003,162
Pre-tax net operating income$5,897,0001,332
Securities gains (losses)$100,0001,256
Applicable income taxes$04,531
Income before extraordinary items$5,997,0001,101
Extraordinary gains, net$017
Net income$5,997,0001,100
Minority interest net income$084
Net income of bank and minority interests.$5,997,0001,101
Net charge-offs$-76,0006,090
Cash dividends$2,709,0001,008
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,897,0001,090
2014-09-30 (YTD Data)Rank
Total interest income$8,152,0002,228
Total interest expense$535,0003,324
Net interest income$7,617,0002,107
Provision for loan and lease losses$435,0001,306
Total noninterest income$784,0003,063
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$310,0002,650
Trading account gains and fees$0174
Additional Noninterest Income$474,0002,975
Total noninterest expense$3,488,0003,494
Salaries and employee benefits$1,899,0003,462
Premises and equipment expense$313,0004,051
Additional noninterest expense$1,276,0003,252
Pre-tax net operating income$4,478,0001,327
Securities gains (losses)$100,0001,000
Applicable income taxes$04,583
Income before extraordinary items$4,578,0001,088
Extraordinary gains, net$015
Net income$4,578,0001,087
Minority interest net income$081
Net income of bank and minority interests.$4,578,0001,087
Net charge-offs$-70,0006,133
Cash dividends$2,060,000901
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,478,0001,084
2014-06-30 (YTD Data)Rank
Total interest income$5,284,0002,279
Total interest expense$351,0003,387
Net interest income$4,933,0002,149
Provision for loan and lease losses$258,0001,424
Total noninterest income$581,0002,884
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$207,0002,630
Trading account gains and fees$0172
Additional Noninterest Income$374,0002,742
Total noninterest expense$2,327,0003,503
Salaries and employee benefits$1,236,0003,536
Premises and equipment expense$211,0004,066
Additional noninterest expense$880,0003,178
Pre-tax net operating income$2,929,0001,314
Securities gains (losses)$46,0001,209
Applicable income taxes$04,568
Income before extraordinary items$2,975,0001,082
Extraordinary gains, net$020
Net income$2,975,0001,082
Minority interest net income$080
Net income of bank and minority interests.$2,975,0001,083
Net charge-offs$-26,0005,972
Cash dividends$1,413,000879
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,929,0001,077
2014-03-31 (YTD Data)Rank
Total interest income$2,598,0002,318
Total interest expense$174,0003,454
Net interest income$2,424,0002,181
Provision for loan and lease losses$129,0001,403
Total noninterest income$203,0003,443
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$101,0002,658
Trading account gains and fees$0147
Additional Noninterest Income$102,0003,539
Total noninterest expense$1,038,0003,816
Salaries and employee benefits$604,0003,623
Premises and equipment expense$101,0004,187
Additional noninterest expense$333,0003,873
Pre-tax net operating income$1,460,0001,281
Securities gains (losses)$17,0001,007
Applicable income taxes$04,445
Income before extraordinary items$1,477,0001,065
Extraordinary gains, net$016
Net income$1,477,0001,066
Minority interest net income$066
Net income of bank and minority interests.$1,477,0001,066
Net charge-offs$-10,0005,749
Cash dividends$650,000849
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,460,0001,054
2013-12-31 (YTD Data)Rank
Total interest income$8,922,0002,686
Total interest expense$685,0003,799
Net interest income$8,237,0002,535
Provision for loan and lease losses$240,0002,739
Total noninterest income$813,0003,589
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$440,0002,626
Trading account gains and fees$0184
Additional Noninterest Income$373,0003,772
Total noninterest expense$4,425,0003,681
Salaries and employee benefits$2,482,0003,566
Premises and equipment expense$418,0004,119
Additional noninterest expense$1,525,0003,614
Pre-tax net operating income$4,385,0001,590
Securities gains (losses)$90,0001,402
Applicable income taxes$04,631
Income before extraordinary items$4,475,0001,352
Extraordinary gains, net$029
Net income$4,475,0001,355
Minority interest net income$090
Net income of bank and minority interests.$4,475,0001,355
Net charge-offs$-3,0005,962
Cash dividends$2,000,0001,192
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,385,0001,359
2013-09-30 (YTD Data)Rank
Total interest income$6,480,0002,792
Total interest expense$513,0003,883
Net interest income$5,967,0002,629
Provision for loan and lease losses$150,0002,922
Total noninterest income$624,0003,610
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$334,0002,624
Trading account gains and fees$0180
Additional Noninterest Income$290,0003,786
Total noninterest expense$3,229,0003,767
Salaries and employee benefits$1,822,0003,638
Premises and equipment expense$300,0004,260
Additional noninterest expense$1,107,0003,698
Pre-tax net operating income$3,212,0001,642
Securities gains (losses)$90,0001,297
Applicable income taxes$04,713
Income before extraordinary items$3,302,0001,375
Extraordinary gains, net$025
Net income$3,302,0001,377
Minority interest net income$084
Net income of bank and minority interests.$3,302,0001,377
Net charge-offs$3,0005,003
Cash dividends$1,500,0001,087
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,212,0001,381
2013-06-30 (YTD Data)Rank
Total interest income$4,223,0002,834
Total interest expense$344,0003,933
Net interest income$3,879,0002,672
Provision for loan and lease losses$78,0003,193
Total noninterest income$411,0003,669
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$224,0002,580
Trading account gains and fees$0157
Additional Noninterest Income$187,0003,894
Total noninterest expense$2,072,0003,881
Salaries and employee benefits$1,193,0003,692
Premises and equipment expense$200,0004,270
Additional noninterest expense$679,0003,911
Pre-tax net operating income$2,140,0001,629
Securities gains (losses)$90,0001,178
Applicable income taxes$04,679
Income before extraordinary items$2,230,0001,363
Extraordinary gains, net$022
Net income$2,230,0001,365
Minority interest net income$082
Net income of bank and minority interests.$2,230,0001,365
Net charge-offs$-9,0006,120
Cash dividends$1,000,0001,071
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,140,0001,360
2013-03-31 (YTD Data)Rank
Total interest income$2,082,0002,887
Total interest expense$171,0004,036
Net interest income$1,911,0002,722
Provision for loan and lease losses$36,0003,092
Total noninterest income$203,0003,631
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$112,0002,582
Trading account gains and fees$0148
Additional Noninterest Income$91,0003,900
Total noninterest expense$982,0004,034
Salaries and employee benefits$584,0003,772
Premises and equipment expense$98,0004,352
Additional noninterest expense$300,0004,222
Pre-tax net operating income$1,096,0001,582
Securities gains (losses)$40,0001,018
Applicable income taxes$04,602
Income before extraordinary items$1,136,0001,320
Extraordinary gains, net$010
Net income$1,136,0001,323
Minority interest net income$076
Net income of bank and minority interests.$1,136,0001,322
Net charge-offs$-7,0006,052
Cash dividends$500,000922
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,096,0001,300
2012-12-31 (YTD Data)Rank
Total interest income$7,329,0003,340
Total interest expense$730,0004,309
Net interest income$6,599,0003,135
Provision for loan and lease losses$105,0004,620
Total noninterest income$765,0003,729
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$473,0002,603
Trading account gains and fees$0166
Additional Noninterest Income$292,0004,067
Total noninterest expense$3,778,0004,200
Salaries and employee benefits$2,151,0003,958
Premises and equipment expense$411,0004,260
Additional noninterest expense$1,216,0004,324
Pre-tax net operating income$3,481,0001,831
Securities gains (losses)$954,000547
Applicable income taxes$04,751
Income before extraordinary items$4,435,0001,332
Extraordinary gains, net$029
Net income$4,435,0001,332
Minority interest net income$093
Net income of bank and minority interests.$4,435,0001,333
Net charge-offs$66,0004,738
Cash dividends$1,625,0001,401
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,481,0001,553
2012-09-30 (YTD Data)Rank
Total interest income$5,310,0003,485
Total interest expense$559,0004,386
Net interest income$4,751,0003,286
Provision for loan and lease losses$05,790
Total noninterest income$584,0003,728
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$358,0002,607
Trading account gains and fees$0157
Additional Noninterest Income$226,0004,080
Total noninterest expense$2,735,0004,297
Salaries and employee benefits$1,584,0004,016
Premises and equipment expense$301,0004,344
Additional noninterest expense$850,0004,526
Pre-tax net operating income$2,600,0001,908
Securities gains (losses)$899,000451
Applicable income taxes$04,802
Income before extraordinary items$3,499,0001,288
Extraordinary gains, net$020
Net income$3,499,0001,290
Minority interest net income$086
Net income of bank and minority interests.$3,499,0001,289
Net charge-offs$75,0004,232
Cash dividends$1,219,0001,162
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,600,0001,588
2012-06-30 (YTD Data)Rank
Total interest income$3,492,0003,536
Total interest expense$377,0004,462
Net interest income$3,115,0003,342
Provision for loan and lease losses$05,619
Total noninterest income$382,0003,746
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$239,0002,582
Trading account gains and fees$0153
Additional Noninterest Income$143,0004,143
Total noninterest expense$1,814,0004,332
Salaries and employee benefits$1,048,0004,056
Premises and equipment expense$203,0004,336
Additional noninterest expense$563,0004,545
Pre-tax net operating income$1,683,0001,948
Securities gains (losses)$808,000348
Applicable income taxes$04,770
Income before extraordinary items$2,491,0001,204
Extraordinary gains, net$019
Net income$2,491,0001,205
Minority interest net income$084
Net income of bank and minority interests.$2,491,0001,204
Net charge-offs$-25,0006,844
Cash dividends$812,0001,145
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,683,0001,633
2012-03-31 (YTD Data)Rank
Total interest income$1,678,0003,683
Total interest expense$191,0004,549
Net interest income$1,487,0003,482
Provision for loan and lease losses$05,254
Total noninterest income$191,0003,738
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$119,0002,560
Trading account gains and fees$0148
Additional Noninterest Income$72,0004,179
Total noninterest expense$925,0004,302
Salaries and employee benefits$551,0003,945
Premises and equipment expense$95,0004,508
Additional noninterest expense$279,0004,564
Pre-tax net operating income$753,0002,116
Securities gains (losses)$317,000436
Applicable income taxes$04,704
Income before extraordinary items$1,070,0001,357
Extraordinary gains, net$019
Net income$1,070,0001,358
Minority interest net income$078
Net income of bank and minority interests.$1,070,0001,358
Net charge-offs$-22,0006,901
Cash dividends$406,0001,013
Sale, conversion, retirement of capital stock, net$0861
Net operating income$753,0001,784
2011-12-31 (YTD Data)Rank
Total interest income$6,166,0003,980
Total interest expense$894,0004,663
Net interest income$5,272,0003,774
Provision for loan and lease losses$24,0006,157
Total noninterest income$1,321,0002,635
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$507,0002,536
Trading account gains and fees$0146
Additional Noninterest Income$814,0002,420
Total noninterest expense$3,514,0004,480
Salaries and employee benefits$1,876,0004,338
Premises and equipment expense$393,0004,608
Additional noninterest expense$1,245,0004,345
Pre-tax net operating income$3,055,0001,804
Securities gains (losses)$321,0001,089
Applicable income taxes$04,719
Income before extraordinary items$3,376,0001,449
Extraordinary gains, net$029
Net income$3,376,0001,449
Minority interest net income$096
Net income of bank and minority interests.$3,376,0001,449
Net charge-offs$-83,0007,242
Cash dividends$937,0001,709
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,055,0001,507
2011-09-30 (YTD Data)Rank
Total interest income$4,562,0004,065
Total interest expense$693,0004,698
Net interest income$3,869,0003,848
Provision for loan and lease losses$24,0005,941
Total noninterest income$1,124,0002,446
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$384,0002,532
Trading account gains and fees$0145
Additional Noninterest Income$740,0002,151
Total noninterest expense$2,622,0004,489
Salaries and employee benefits$1,396,0004,354
Premises and equipment expense$295,0004,652
Additional noninterest expense$931,0004,363
Pre-tax net operating income$2,347,0001,834
Securities gains (losses)$88,0001,891
Applicable income taxes$04,740
Income before extraordinary items$2,435,0001,569
Extraordinary gains, net$021
Net income$2,435,0001,569
Minority interest net income$087
Net income of bank and minority interests.$2,435,0001,569
Net charge-offs$-117,0007,327
Cash dividends$703,0001,473
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,347,0001,543
2011-06-30 (YTD Data)Rank
Total interest income$2,996,0004,153
Total interest expense$473,0004,768
Net interest income$2,523,0003,915
Provision for loan and lease losses$24,0005,645
Total noninterest income$375,0003,691
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$248,0002,579
Trading account gains and fees$0153
Additional Noninterest Income$127,0004,205
Total noninterest expense$1,753,0004,534
Salaries and employee benefits$908,0004,456
Premises and equipment expense$193,0004,745
Additional noninterest expense$652,0004,299
Pre-tax net operating income$1,121,0002,351
Securities gains (losses)$88,0001,227
Applicable income taxes$04,697
Income before extraordinary items$1,209,0001,946
Extraordinary gains, net$015
Net income$1,209,0001,946
Minority interest net income$089
Net income of bank and minority interests.$1,209,0001,946
Net charge-offs$-124,0007,395
Cash dividends$469,0001,478
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,121,0001,997
2011-03-31 (YTD Data)Rank
Total interest income$1,440,0004,289
Total interest expense$238,0004,860
Net interest income$1,202,0004,044
Provision for loan and lease losses$18,0005,065
Total noninterest income$189,0003,701
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$123,0002,573
Trading account gains and fees$0158
Additional Noninterest Income$66,0004,229
Total noninterest expense$866,0004,582
Salaries and employee benefits$441,0004,571
Premises and equipment expense$88,0005,007
Additional noninterest expense$337,0004,207
Pre-tax net operating income$507,0002,531
Securities gains (losses)$3,0001,535
Applicable income taxes$04,545
Income before extraordinary items$510,0002,216
Extraordinary gains, net$09
Net income$510,0002,214
Minority interest net income$086
Net income of bank and minority interests.$510,0002,215
Net charge-offs$-8,0006,939
Cash dividends$234,0001,307
Sale, conversion, retirement of capital stock, net$0925
Net operating income$507,0002,182
2010-12-31 (YTD Data)Rank
Total interest income$5,431,0004,587
Total interest expense$1,090,0005,037
Net interest income$4,341,0004,340
Provision for loan and lease losses$120,0005,848
Total noninterest income$723,0003,878
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$538,0002,503
Trading account gains and fees$0175
Additional Noninterest Income$185,0004,693
Total noninterest expense$3,499,0004,599
Salaries and employee benefits$1,762,0004,588
Premises and equipment expense$397,0004,774
Additional noninterest expense$1,340,0004,320
Pre-tax net operating income$1,445,0002,781
Securities gains (losses)$16,0003,184
Applicable income taxes$04,655
Income before extraordinary items$1,461,0002,560
Extraordinary gains, net$029
Net income$1,461,0002,556
Minority interest net income$0111
Net income of bank and minority interests.$1,461,0002,561
Net charge-offs$198,0004,783
Cash dividends$922,0001,584
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,445,0002,474
2010-09-30 (YTD Data)Rank
Total interest income$4,032,0004,708
Total interest expense$838,0005,126
Net interest income$3,194,0004,446
Provision for loan and lease losses$90,0005,755
Total noninterest income$564,0003,813
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$405,0002,560
Trading account gains and fees$0165
Additional Noninterest Income$159,0004,560
Total noninterest expense$2,636,0004,597
Salaries and employee benefits$1,307,0004,653
Premises and equipment expense$332,0004,572
Additional noninterest expense$997,0004,315
Pre-tax net operating income$1,032,0003,027
Securities gains (losses)$16,0002,975
Applicable income taxes$04,726
Income before extraordinary items$1,048,0002,800
Extraordinary gains, net$023
Net income$1,048,0002,794
Minority interest net income$0110
Net income of bank and minority interests.$1,048,0002,799
Net charge-offs$25,0005,919
Cash dividends$879,0001,180
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,032,0002,701
2010-06-30 (YTD Data)Rank
Total interest income$2,656,0004,780
Total interest expense$564,0005,204
Net interest income$2,092,0004,503
Provision for loan and lease losses$60,0005,595
Total noninterest income$373,0003,769
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$271,0002,561
Trading account gains and fees$0152
Additional Noninterest Income$102,0004,616
Total noninterest expense$1,675,0004,733
Salaries and employee benefits$862,0004,712
Premises and equipment expense$191,0004,980
Additional noninterest expense$622,0004,492
Pre-tax net operating income$730,0002,957
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$730,0002,678
Extraordinary gains, net$019
Net income$730,0002,673
Minority interest net income$0105
Net income of bank and minority interests.$730,0002,677
Net charge-offs$7,0005,969
Cash dividends$836,000857
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$730,0002,582
2010-03-31 (YTD Data)Rank
Total interest income$1,346,0004,810
Total interest expense$281,0005,348
Net interest income$1,065,0004,480
Provision for loan and lease losses$30,0005,300
Total noninterest income$182,0003,864
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$132,0002,600
Trading account gains and fees$0175
Additional Noninterest Income$50,0004,691
Total noninterest expense$856,0004,725
Salaries and employee benefits$445,0004,686
Premises and equipment expense$91,0005,158
Additional noninterest expense$320,0004,414
Pre-tax net operating income$361,0003,013
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$361,0002,752
Extraordinary gains, net$016
Net income$361,0002,749
Minority interest net income$091
Net income of bank and minority interests.$361,0002,752
Net charge-offs$4,0005,215
Cash dividends$750,000451
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$361,0002,640
2009-12-31 (YTD Data)Rank
Total interest income$5,572,0004,829
Total interest expense$1,357,0005,385
Net interest income$4,215,0004,419
Provision for loan and lease losses$300,0005,244
Total noninterest income$780,0003,817
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$562,0002,655
Trading account gains and fees$0211
Additional Noninterest Income$218,0004,503
Total noninterest expense$3,410,0004,803
Salaries and employee benefits$1,661,0004,894
Premises and equipment expense$391,0005,045
Additional noninterest expense$1,358,0004,362
Pre-tax net operating income$1,285,0002,598
Securities gains (losses)$208,0001,526
Applicable income taxes$04,388
Income before extraordinary items$1,493,0002,128
Extraordinary gains, net$034
Net income$1,493,0002,126
Minority interest net income$0115
Net income of bank and minority interests.$1,493,0002,128
Net charge-offs$784,0003,203
Cash dividends$765,0002,001
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,285,0002,321
2009-09-30 (YTD Data)Rank
Total interest income$4,185,0004,889
Total interest expense$1,056,0005,433
Net interest income$3,129,0004,460
Provision for loan and lease losses$07,284
Total noninterest income$591,0003,872
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$420,0002,673
Trading account gains and fees$0212
Additional Noninterest Income$171,0004,552
Total noninterest expense$2,487,0004,901
Salaries and employee benefits$1,174,0005,102
Premises and equipment expense$291,0005,109
Additional noninterest expense$1,022,0004,314
Pre-tax net operating income$1,233,0002,384
Securities gains (losses)$186,0001,339
Applicable income taxes$04,592
Income before extraordinary items$1,419,0001,878
Extraordinary gains, net$027
Net income$1,419,0001,877
Minority interest net income$0118
Net income of bank and minority interests.$1,419,0001,878
Net charge-offs$256,0003,929
Cash dividends$659,0001,689
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,233,0002,079
2009-06-30 (YTD Data)Rank
Total interest income$2,805,0004,909
Total interest expense$733,0005,466
Net interest income$2,072,0004,480
Provision for loan and lease losses$07,158
Total noninterest income$377,0003,962
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$272,0002,697
Trading account gains and fees$0193
Additional Noninterest Income$105,0004,716
Total noninterest expense$1,668,0004,917
Salaries and employee benefits$788,0005,144
Premises and equipment expense$196,0005,130
Additional noninterest expense$684,0004,331
Pre-tax net operating income$781,0002,551
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$781,0002,273
Extraordinary gains, net$021
Net income$781,0002,270
Minority interest net income$0112
Net income of bank and minority interests.$781,0002,272
Net charge-offs$39,0005,127
Cash dividends$553,0001,514
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$781,0002,211
2009-03-31 (YTD Data)Rank
Total interest income$1,446,0004,849
Total interest expense$377,0005,509
Net interest income$1,069,0004,373
Provision for loan and lease losses$06,744
Total noninterest income$186,0003,967
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$133,0002,696
Trading account gains and fees$0171
Additional Noninterest Income$53,0004,730
Total noninterest expense$840,0004,807
Salaries and employee benefits$404,0005,117
Premises and equipment expense$98,0005,166
Additional noninterest expense$338,0004,059
Pre-tax net operating income$415,0002,730
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$415,0002,493
Extraordinary gains, net$015
Net income$415,0002,493
Minority interest net income$0102
Net income of bank and minority interests.$415,0002,495
Net charge-offs$-11,0007,884
Cash dividends$340,0001,257
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$415,0002,346
2008-12-31 (YTD Data)Rank
Total interest income$6,121,0004,874
Total interest expense$2,014,0005,281
Net interest income$4,107,0004,507
Provision for loan and lease losses$320,0004,511
Total noninterest income$767,0003,947
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$561,0002,778
Trading account gains and fees$0154
Additional Noninterest Income$206,0004,777
Total noninterest expense$3,314,0004,805
Salaries and employee benefits$1,599,0005,128
Premises and equipment expense$405,0005,052
Additional noninterest expense$1,310,0003,999
Pre-tax net operating income$1,240,0003,357
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$1,240,0002,845
Extraordinary gains, net$039
Net income$1,240,0002,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$546,0002,681
Cash dividends$528,0003,287
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,240,0002,993
2008-09-30 (YTD Data)Rank
Total interest income$4,664,0004,917
Total interest expense$1,588,0005,289
Net interest income$3,076,0004,549
Provision for loan and lease losses$140,0004,706
Total noninterest income$589,0003,996
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$423,0002,787
Trading account gains and fees$0148
Additional Noninterest Income$166,0004,782
Total noninterest expense$2,499,0004,755
Salaries and employee benefits$1,224,0005,097
Premises and equipment expense$304,0005,074
Additional noninterest expense$971,0003,951
Pre-tax net operating income$1,026,0003,633
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,026,0003,045
Extraordinary gains, net$031
Net income$1,026,0003,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$611,0001,749
Cash dividends$403,0003,005
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,026,0003,197
2008-06-30 (YTD Data)Rank
Total interest income$3,206,0004,879
Total interest expense$1,117,0005,304
Net interest income$2,089,0004,463
Provision for loan and lease losses$120,0003,966
Total noninterest income$404,0003,994
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$286,0002,738
Trading account gains and fees$0149
Additional Noninterest Income$118,0004,762
Total noninterest expense$1,700,0004,744
Salaries and employee benefits$827,0005,114
Premises and equipment expense$196,0005,207
Additional noninterest expense$677,0003,811
Pre-tax net operating income$673,0003,775
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$673,0003,390
Extraordinary gains, net$021
Net income$673,0003,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$516,0001,284
Cash dividends$278,0003,077
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$673,0003,347
2008-03-31 (YTD Data)Rank
Total interest income$1,703,0004,801
Total interest expense$608,0005,253
Net interest income$1,095,0004,333
Provision for loan and lease losses$60,0003,470
Total noninterest income$196,0004,045
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$140,0002,764
Trading account gains and fees$0158
Additional Noninterest Income$56,0004,821
Total noninterest expense$832,0004,814
Salaries and employee benefits$418,0005,112
Premises and equipment expense$95,0005,305
Additional noninterest expense$319,0003,937
Pre-tax net operating income$399,0003,553
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$399,0003,196
Extraordinary gains, net$015
Net income$399,0003,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,168
Cash dividends$75,0003,138
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$399,0003,117
2007-12-31 (YTD Data)Rank
Total interest income$7,465,0004,565
Total interest expense$2,872,0004,909
Net interest income$4,593,0004,236
Provision for loan and lease losses$1,545,0001,031
Total noninterest income$914,0003,718
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$657,0002,501
Trading account gains and fees$0178
Additional Noninterest Income$257,0004,525
Total noninterest expense$3,373,0004,641
Salaries and employee benefits$1,643,0005,017
Premises and equipment expense$406,0004,987
Additional noninterest expense$1,324,0003,785
Pre-tax net operating income$589,0005,726
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$589,0005,384
Extraordinary gains, net$039
Net income$589,0005,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,214,000876
Cash dividends$375,0004,153
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$589,0005,364
2007-09-30 (YTD Data)Rank
Total interest income$5,769,0004,498
Total interest expense$2,204,0004,875
Net interest income$3,565,0004,166
Provision for loan and lease losses$675,0001,244
Total noninterest income$679,0003,744
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$499,0002,451
Trading account gains and fees$0184
Additional Noninterest Income$180,0004,706
Total noninterest expense$2,554,0004,590
Salaries and employee benefits$1,258,0004,951
Premises and equipment expense$295,0005,067
Additional noninterest expense$1,001,0003,695
Pre-tax net operating income$1,015,0004,323
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,015,0003,861
Extraordinary gains, net$033
Net income$1,015,0003,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$751,000805
Cash dividends$375,0003,334
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,015,0003,847
2007-06-30 (YTD Data)Rank
Total interest income$3,861,0004,510
Total interest expense$1,440,0004,915
Net interest income$2,421,0004,141
Provision for loan and lease losses$450,0001,118
Total noninterest income$454,0003,756
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$334,0002,442
Trading account gains and fees$0168
Additional Noninterest Income$120,0004,752
Total noninterest expense$1,696,0004,618
Salaries and employee benefits$845,0004,955
Premises and equipment expense$199,0005,054
Additional noninterest expense$652,0003,767
Pre-tax net operating income$729,0004,230
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$729,0003,726
Extraordinary gains, net$029
Net income$729,0003,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$521,000695
Cash dividends$375,0002,856
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$729,0003,706
2007-03-31 (YTD Data)Rank
Total interest income$1,923,0004,505
Total interest expense$703,0004,961
Net interest income$1,220,0004,100
Provision for loan and lease losses$225,0001,053
Total noninterest income$232,0003,705
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$167,0002,392
Trading account gains and fees$0195
Additional Noninterest Income$65,0004,594
Total noninterest expense$827,0004,709
Salaries and employee benefits$419,0005,010
Premises and equipment expense$100,0005,048
Additional noninterest expense$308,0003,897
Pre-tax net operating income$400,0003,995
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$400,0003,501
Extraordinary gains, net$022
Net income$400,0003,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,000673
Cash dividends$375,0001,731
Sale, conversion, retirement of capital stock, net$0885
Net operating income$400,0003,477
2006-12-31 (YTD Data)Rank
Total interest income$7,399,0004,410
Total interest expense$2,573,0004,755
Net interest income$4,826,0004,115
Provision for loan and lease losses$2,110,000532
Total noninterest income$929,0003,711
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$721,0002,311
Trading account gains and fees$0130
Additional Noninterest Income$208,0005,056
Total noninterest expense$5,294,0003,198
Salaries and employee benefits$1,520,0005,151
Premises and equipment expense$387,0005,030
Additional noninterest expense$3,387,0001,556
Pre-tax net operating income$-1,649,0008,548
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,649,0008,567
Extraordinary gains, net$051
Net income$-1,649,0008,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,068,000379
Cash dividends$464,0003,858
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-1,649,0008,558
2006-09-30 (YTD Data)Rank
Total interest income$5,523,0004,407
Total interest expense$1,856,0004,761
Net interest income$3,667,0004,098
Provision for loan and lease losses$940,000797
Total noninterest income$716,0003,668
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$548,0002,289
Trading account gains and fees$0126
Additional Noninterest Income$168,0004,907
Total noninterest expense$4,531,0002,850
Salaries and employee benefits$1,169,0005,060
Premises and equipment expense$280,0005,161
Additional noninterest expense$3,082,0001,299
Pre-tax net operating income$-1,088,0008,603
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-1,088,0008,621
Extraordinary gains, net$045
Net income$-1,088,0008,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,256,000386
Cash dividends$439,0003,137
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-1,088,0008,612
2006-06-30 (YTD Data)Rank
Total interest income$3,600,0004,426
Total interest expense$1,194,0004,731
Net interest income$2,406,0004,155
Provision for loan and lease losses$340,0001,331
Total noninterest income$482,0003,618
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$369,0002,254
Trading account gains and fees$0126
Additional Noninterest Income$113,0004,871
Total noninterest expense$3,549,0002,487
Salaries and employee benefits$782,0005,060
Premises and equipment expense$185,0005,180
Additional noninterest expense$2,582,0001,044
Pre-tax net operating income$-1,001,0008,688
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-1,001,0008,705
Extraordinary gains, net$039
Net income$-1,001,0008,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$811,000397
Cash dividends$439,0002,571
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-1,001,0008,695
2006-03-31 (YTD Data)Rank
Total interest income$1,836,0004,324
Total interest expense$597,0004,587
Net interest income$1,239,0004,072
Provision for loan and lease losses$68,0002,673
Total noninterest income$227,0003,694
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$175,0002,277
Trading account gains and fees$0115
Additional Noninterest Income$52,0005,040
Total noninterest expense$637,0005,422
Salaries and employee benefits$384,0005,150
Premises and equipment expense$94,0005,139
Additional noninterest expense$159,0005,891
Pre-tax net operating income$761,0002,806
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$761,0002,293
Extraordinary gains, net$021
Net income$761,0002,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0001,969
Cash dividends$322,0001,855
Sale, conversion, retirement of capital stock, net$0648
Net operating income$761,0002,270
2005-12-31 (YTD Data)Rank
Total interest income$6,485,0004,392
Total interest expense$1,695,0004,920
Net interest income$4,790,0004,080
Provision for loan and lease losses$687,0001,457
Total noninterest income$1,113,0003,300
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$831,0002,045
Trading account gains and fees$0138
Additional Noninterest Income$282,0004,471
Total noninterest expense$3,451,0004,332
Salaries and employee benefits$1,718,0004,622
Premises and equipment expense$378,0005,040
Additional noninterest expense$1,355,0003,503
Pre-tax net operating income$1,765,0004,002
Securities gains (losses)$-21,0007,836
Applicable income taxes$06,964
Income before extraordinary items$1,744,0003,450
Extraordinary gains, net$046
Net income$1,744,0003,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$367,0001,505
Cash dividends$1,120,0002,260
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,765,0003,379
2005-09-30 (YTD Data)Rank
Total interest income$4,652,0004,482
Total interest expense$1,198,0004,938
Net interest income$3,454,0004,186
Provision for loan and lease losses$414,0001,672
Total noninterest income$861,0003,247
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$641,0001,993
Trading account gains and fees$0126
Additional Noninterest Income$220,0004,401
Total noninterest expense$2,366,0004,593
Salaries and employee benefits$1,179,0004,880
Premises and equipment expense$256,0005,356
Additional noninterest expense$931,0003,710
Pre-tax net operating income$1,535,0003,688
Securities gains (losses)$-21,0008,193
Applicable income taxes$06,976
Income before extraordinary items$1,514,0003,105
Extraordinary gains, net$035
Net income$1,514,0003,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0002,122
Cash dividends$990,0001,828
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,535,0003,034
2005-06-30 (YTD Data)Rank
Total interest income$3,021,0004,497
Total interest expense$769,0004,888
Net interest income$2,252,0004,237
Provision for loan and lease losses$276,0001,646
Total noninterest income$592,0003,130
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$439,0001,917
Trading account gains and fees$0116
Additional Noninterest Income$153,0004,276
Total noninterest expense$1,563,0004,607
Salaries and employee benefits$786,0004,868
Premises and equipment expense$173,0005,308
Additional noninterest expense$604,0003,783
Pre-tax net operating income$1,005,0003,687
Securities gains (losses)$-21,0008,378
Applicable income taxes$06,961
Income before extraordinary items$984,0003,131
Extraordinary gains, net$030
Net income$984,0003,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0001,551
Cash dividends$860,0001,490
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,005,0003,024
2005-03-31 (YTD Data)Rank
Total interest income$1,467,0004,562
Total interest expense$373,0004,869
Net interest income$1,094,0004,333
Provision for loan and lease losses$138,0001,572
Total noninterest income$277,0003,235
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$215,0001,888
Trading account gains and fees$0115
Additional Noninterest Income$62,0004,706
Total noninterest expense$771,0004,669
Salaries and employee benefits$392,0004,915
Premises and equipment expense$92,0005,144
Additional noninterest expense$287,0003,945
Pre-tax net operating income$462,0003,883
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$462,0003,243
Extraordinary gains, net$024
Net income$462,0003,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0001,051
Cash dividends$600,0001,028
Sale, conversion, retirement of capital stock, net$0491
Net operating income$462,0003,200
2004-12-31 (YTD Data)Rank
Total interest income$5,704,0004,415
Total interest expense$1,256,0004,990
Net interest income$4,448,0004,151
Provision for loan and lease losses$474,0002,058
Total noninterest income$1,130,0003,261
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$844,0002,039
Trading account gains and fees$0138
Additional Noninterest Income$286,0004,351
Total noninterest expense$3,329,0004,339
Salaries and employee benefits$1,755,0004,414
Premises and equipment expense$375,0004,978
Additional noninterest expense$1,199,0003,749
Pre-tax net operating income$1,775,0003,823
Securities gains (losses)$5,0003,151
Applicable income taxes$07,185
Income before extraordinary items$1,780,0003,208
Extraordinary gains, net$034
Net income$1,780,0003,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$483,0001,375
Cash dividends$1,145,0002,109
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,775,0003,157
2004-09-30 (YTD Data)Rank
Total interest income$4,178,0004,478
Total interest expense$918,0005,033
Net interest income$3,260,0004,212
Provision for loan and lease losses$351,0001,998
Total noninterest income$812,0003,368
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$598,0002,165
Trading account gains and fees$0134
Additional Noninterest Income$214,0004,367
Total noninterest expense$2,246,0004,631
Salaries and employee benefits$1,160,0004,788
Premises and equipment expense$267,0005,121
Additional noninterest expense$819,0004,020
Pre-tax net operating income$1,475,0003,611
Securities gains (losses)$-1,0008,079
Applicable income taxes$07,220
Income before extraordinary items$1,474,0002,993
Extraordinary gains, net$026
Net income$1,474,0002,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,0001,095
Cash dividends$1,015,0001,686
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,475,0002,915
2004-06-30 (YTD Data)Rank
Total interest income$2,753,0004,516
Total interest expense$606,0005,072
Net interest income$2,147,0004,264
Provision for loan and lease losses$228,0001,988
Total noninterest income$545,0003,381
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$389,0002,198
Trading account gains and fees$0130
Additional Noninterest Income$156,0004,232
Total noninterest expense$1,493,0004,680
Salaries and employee benefits$787,0004,776
Premises and equipment expense$183,0005,061
Additional noninterest expense$523,0004,173
Pre-tax net operating income$971,0003,604
Securities gains (losses)$1,0003,212
Applicable income taxes$07,214
Income before extraordinary items$972,0003,004
Extraordinary gains, net$021
Net income$972,0003,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0001,202
Cash dividends$885,0001,421
Sale, conversion, retirement of capital stock, net$0638
Net operating income$971,0002,929
2004-03-31 (YTD Data)Rank
Total interest income$1,405,0004,475
Total interest expense$308,0005,082
Net interest income$1,097,0004,188
Provision for loan and lease losses$105,0002,016
Total noninterest income$284,0003,233
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$192,0002,161
Trading account gains and fees$0121
Additional Noninterest Income$92,0003,884
Total noninterest expense$751,0004,684
Salaries and employee benefits$396,0004,776
Premises and equipment expense$90,0005,166
Additional noninterest expense$265,0004,125
Pre-tax net operating income$525,0003,389
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$525,0002,822
Extraordinary gains, net$016
Net income$525,0002,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,331
Cash dividends$625,000987
Sale, conversion, retirement of capital stock, net$0464
Net operating income$525,0002,726
2003-12-31 (YTD Data)Rank
Total interest income$5,157,0004,785
Total interest expense$1,359,0005,192
Net interest income$3,798,0004,534
Provision for loan and lease losses$285,0003,294
Total noninterest income$1,081,0003,545
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$707,0002,337
Trading account gains and fees$0160
Additional Noninterest Income$374,0004,091
Total noninterest expense$3,168,0004,443
Salaries and employee benefits$1,582,0004,674
Premises and equipment expense$345,0005,221
Additional noninterest expense$1,241,0003,634
Pre-tax net operating income$1,426,0004,253
Securities gains (losses)$34,0002,826
Applicable income taxes$07,459
Income before extraordinary items$1,460,0003,631
Extraordinary gains, net$054
Net income$1,460,0003,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0003,282
Cash dividends$1,672,0001,607
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,426,0003,521
2003-09-30 (YTD Data)Rank
Total interest income$3,752,0004,950
Total interest expense$1,024,0005,300
Net interest income$2,728,0004,689
Provision for loan and lease losses$195,0003,379
Total noninterest income$701,0003,939
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$515,0002,409
Trading account gains and fees$0153
Additional Noninterest Income$186,0004,936
Total noninterest expense$2,056,0004,883
Salaries and employee benefits$1,045,0005,094
Premises and equipment expense$218,0005,734
Additional noninterest expense$793,0004,078
Pre-tax net operating income$1,178,0004,128
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,178,0003,551
Extraordinary gains, net$040
Net income$1,178,0003,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,249
Cash dividends$1,507,0001,253
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,178,0003,383
2003-06-30 (YTD Data)Rank
Total interest income$2,417,0005,100
Total interest expense$672,0005,474
Net interest income$1,745,0004,815
Provision for loan and lease losses$90,0004,018
Total noninterest income$448,0003,990
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$319,0002,532
Trading account gains and fees$0150
Additional Noninterest Income$129,0004,858
Total noninterest expense$1,260,0005,174
Salaries and employee benefits$659,0005,302
Premises and equipment expense$137,0005,926
Additional noninterest expense$464,0004,487
Pre-tax net operating income$843,0003,920
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$843,0003,360
Extraordinary gains, net$030
Net income$843,0003,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,688
Cash dividends$1,342,0001,023
Sale, conversion, retirement of capital stock, net$0589
Net operating income$843,0003,186
2003-03-31 (YTD Data)Rank
Total interest income$1,196,0005,168
Total interest expense$333,0005,603
Net interest income$863,0004,833
Provision for loan and lease losses$45,0003,818
Total noninterest income$213,0004,006
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$145,0002,645
Trading account gains and fees$0134
Additional Noninterest Income$68,0004,672
Total noninterest expense$610,0005,283
Salaries and employee benefits$321,0005,412
Premises and equipment expense$70,0005,840
Additional noninterest expense$219,0004,642
Pre-tax net operating income$421,0003,918
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$421,0003,342
Extraordinary gains, net$021
Net income$421,0003,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$1,012,000671
Sale, conversion, retirement of capital stock, net$0419
Net operating income$421,0003,171
2002-12-31 (YTD Data)Rank
Total interest income$4,963,0005,203
Total interest expense$1,604,0005,515
Net interest income$3,359,0004,894
Provision for loan and lease losses$192,0004,459
Total noninterest income$840,0003,865
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$583,0002,618
Trading account gains and fees$0153
Additional Noninterest Income$257,0004,572
Total noninterest expense$2,614,0004,934
Salaries and employee benefits$1,387,0004,972
Premises and equipment expense$310,0005,463
Additional noninterest expense$917,0004,477
Pre-tax net operating income$1,393,0004,297
Securities gains (losses)$12,0003,495
Applicable income taxes$07,681
Income before extraordinary items$1,405,0003,669
Extraordinary gains, net$070
Net income$1,405,0003,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,491
Cash dividends$837,0002,579
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,393,0003,590
2001-12-31 (YTD Data)Rank
Total interest income$5,776,0005,106
Total interest expense$2,473,0005,435
Net interest income$3,303,0004,748
Provision for loan and lease losses$550,0002,033
Total noninterest income$906,0003,561
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$526,0002,731
Trading account gains and fees$0177
Additional Noninterest Income$380,0003,643
Total noninterest expense$2,548,0004,896
Salaries and employee benefits$1,345,0004,909
Premises and equipment expense$262,0005,939
Additional noninterest expense$941,0004,263
Pre-tax net operating income$1,111,0004,624
Securities gains (losses)$27,0002,903
Applicable income taxes$07,903
Income before extraordinary items$1,138,0003,944
Extraordinary gains, net$0105
Net income$1,138,0003,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$458,0001,656
Cash dividends$1,358,0001,806
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,111,0003,884
2000-12-31 (YTD Data)Rank
Total interest income$6,009,0005,076
Total interest expense$2,440,0005,640
Net interest income$3,569,0004,544
Provision for loan and lease losses$248,0003,268
Total noninterest income$657,0004,180
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$441,0003,004
Trading account gains and feesNANA
Additional Noninterest Income$216,0004,616
Total noninterest expense$2,399,0004,993
Salaries and employee benefits$1,314,0004,866
Premises and equipment expense$256,0005,964
Additional noninterest expense$829,0004,616
Pre-tax net operating income$1,579,0003,924
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$1,579,0003,122
Extraordinary gains, net$038
Net income$1,579,0003,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,579
Cash dividends$1,050,0002,181
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,579,0003,118
1999-12-31 (YTD Data)Rank
Total interest income$5,285,0005,377
Total interest expense$2,130,0005,762
Net interest income$3,155,0004,983
Provision for loan and lease losses$265,0002,939
Total noninterest income$610,0004,378
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$398,0003,228
Trading account gains and feesNANA
Additional Noninterest Income$212,0004,807
Total noninterest expense$2,237,0005,274
Salaries and employee benefits$1,234,0005,057
Premises and equipment expense$250,0006,047
Additional noninterest expense$753,0004,999
Pre-tax net operating income$1,263,0004,611
Securities gains (losses)$6,0002,044
Applicable income taxes$08,765
Income before extraordinary items$1,269,0003,692
Extraordinary gains, net$035
Net income$1,269,0003,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0001,879
Cash dividends$1,075,0002,143
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,263,0003,677
1998-12-31 (YTD Data)Rank
Total interest income$5,356,0005,410
Total interest expense$2,294,0005,666
Net interest income$3,062,0005,064
Provision for loan and lease losses$90,0005,311
Total noninterest income$531,0004,768
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$330,0003,638
Trading account gains and feesNANA
Additional Noninterest Income$201,0004,938
Total noninterest expense$2,129,0005,346
Salaries and employee benefits$1,174,0005,155
Premises and equipment expense$235,0006,188
Additional noninterest expense$720,0005,060
Pre-tax net operating income$1,374,0004,453
Securities gains (losses)$35,0002,006
Applicable income taxes$09,340
Income before extraordinary items$1,409,0003,418
Extraordinary gains, net$032
Net income$1,409,0003,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,759
Cash dividends$1,000,0002,191
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,374,0003,409
1997-12-31 (YTD Data)Rank
Total interest income$5,312,0005,555
Total interest expense$2,365,0005,629
Net interest income$2,947,0005,375
Provision for loan and lease losses$90,0005,371
Total noninterest income$519,0004,883
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$314,0003,933
Trading account gains and feesNANA
Additional Noninterest Income$205,0004,893
Total noninterest expense$2,067,0005,525
Salaries and employee benefits$1,132,0005,344
Premises and equipment expense$227,0006,392
Additional noninterest expense$708,0005,173
Pre-tax net operating income$1,309,0004,932
Securities gains (losses)$2,0003,292
Applicable income taxes$-92,00010,694
Income before extraordinary items$1,403,0003,561
Extraordinary gains, net$044
Net income$1,403,0003,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,00010,525
Cash dividends$805,0002,535
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,401,0003,493
1996-12-31 (YTD Data)Rank
Total interest income$3,936,0006,927
Total interest expense$1,822,0006,795
Net interest income$2,114,0006,924
Provision for loan and lease losses$314,0002,485
Total noninterest income$354,0006,390
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$221,0005,215
Trading account gains and feesNANA
Additional Noninterest Income$133,0006,311
Total noninterest expense$1,577,0006,901
Salaries and employee benefits$790,0007,032
Premises and equipment expense$195,0007,111
Additional noninterest expense$592,0006,401
Pre-tax net operating income$577,0007,539
Securities gains (losses)$-9,00010,223
Applicable income taxes$147,0007,918
Income before extraordinary items$421,0007,446
Extraordinary gains, net$053
Net income$421,0007,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0001,837
Cash dividends$2,755,0001,023
Sale, conversion, retirement of capital stock, net$0953
Net operating income$427,6607,346
1995-12-31 (YTD Data)Rank
Total interest income$3,179,0007,954
Total interest expense$1,356,0008,099
Net interest income$1,823,0007,706
Provision for loan and lease losses$08,958
Total noninterest income$249,0007,709
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$137,0006,949
Trading account gains and feesNANA
Additional Noninterest Income$112,0006,865
Total noninterest expense$1,040,0008,792
Salaries and employee benefits$585,0008,455
Premises and equipment expense$97,0009,693
Additional noninterest expense$358,0008,613
Pre-tax net operating income$1,032,0005,862
Securities gains (losses)$-38,00011,009
Applicable income taxes$331,0005,647
Income before extraordinary items$663,0006,216
Extraordinary gains, net$065
Net income$663,0006,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,004
Cash dividends$375,0004,026
Sale, conversion, retirement of capital stock, net$0809
Net operating income$688,4606,033
1994-12-31 (YTD Data)Rank
Total interest income$2,787,0008,400
Total interest expense$1,099,0008,290
Net interest income$1,688,0008,336
Provision for loan and lease losses$09,146
Total noninterest income$254,0007,886
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$137,0007,187
Trading account gains and feesNANA
Additional Noninterest Income$117,0007,005
Total noninterest expense$1,049,0009,165
Salaries and employee benefits$548,0008,973
Premises and equipment expense$114,0009,573
Additional noninterest expense$387,0008,949
Pre-tax net operating income$893,0006,437
Securities gains (losses)$-113,00011,616
Applicable income taxes$260,0006,395
Income before extraordinary items$520,0007,154
Extraordinary gains, net$0249
Net income$520,0007,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,00011,826
Cash dividends$397,0003,806
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$595,7106,644
1993-12-31 (YTD Data)Rank
Total interest income$2,614,0008,977
Total interest expense$1,066,0008,818
Net interest income$1,548,0008,956
Provision for loan and lease losses$010,371
Total noninterest income$248,0008,397
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$130,0007,580
Trading account gains and feesNANA
Additional Noninterest Income$118,0007,354
Total noninterest expense$1,048,0009,526
Salaries and employee benefits$534,0009,345
Premises and equipment expense$125,0009,643
Additional noninterest expense$389,0009,379
Pre-tax net operating income$748,0007,101
Securities gains (losses)$-4,00012,523
Applicable income taxes$249,0006,818
Income before extraordinary items$495,0007,603
Extraordinary gains, net$50,0002,172
Net income$545,0007,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,00012,066
Cash dividends$367,0003,881
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$497,6807,327
1992-12-31 (YTD Data)Rank
Total interest income$2,828,0009,271
Total interest expense$1,278,0009,327
Net interest income$1,550,0009,117
Provision for loan and lease losses$22,00010,490
Total noninterest income$240,0008,673
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$120,0007,946
Trading account gains and feesNANA
Additional Noninterest Income$120,0007,446
Total noninterest expense$966,00010,136
Salaries and employee benefits$512,0009,666
Premises and equipment expense$108,00010,453
Additional noninterest expense$346,00010,250
Pre-tax net operating income$802,0006,554
Securities gains (losses)$8,0006,653
Applicable income taxes$309,0005,805
Income before extraordinary items$501,0007,329
Extraordinary gains, net$01,422
Net income$501,0007,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0009,104
Cash dividends$375,0003,474
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$495,8806,986

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.