Home > First State Bank > Income and Expense

First State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$69,026,000707
Total interest expense$23,373,000709
Net interest income$45,653,000721
Provision for loan and lease losses$03,275
Total noninterest income$13,127,000622
Gross Fiduciary activities income$1,242,000469
Service charges on deposit accounts$3,298,000373
Trading account gains and fees$0123
Additional Noninterest Income$8,587,000599
Total noninterest expense$51,002,000561
Salaries and employee benefits$28,085,000558
Premises and equipment expense$5,951,000476
Additional noninterest expense$8,587,000599
Pre-tax net operating income$7,778,0001,428
Securities gains (losses)$-887,0004,276
Applicable income taxes$900,0001,501
Income before extraordinary items$5,991,0001,526
Extraordinary gains, net$054
Net income$5,991,0001,541
Minority interest net income$088
Net income of bank and minority interests.$5,991,0001,529
Net charge-offs$-185,0004,431
Cash dividends$3,000,0001,181
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,762,6901,401
2023-09-30 (YTD Data)Rank
Total interest income$49,937,000722
Total interest expense$15,504,000728
Net interest income$34,433,000725
Provision for loan and lease losses$03,085
Total noninterest income$9,972,000620
Gross Fiduciary activities income$943,000465
Service charges on deposit accounts$2,469,000373
Trading account gains and fees$0125
Additional Noninterest Income$6,560,000608
Total noninterest expense$38,408,000555
Salaries and employee benefits$21,572,000548
Premises and equipment expense$4,451,000479
Additional noninterest expense$6,560,000608
Pre-tax net operating income$5,997,0001,445
Securities gains (losses)$-887,0004,436
Applicable income taxes$732,0001,503
Income before extraordinary items$4,378,0001,605
Extraordinary gains, net$052
Net income$4,378,0001,617
Minority interest net income$081
Net income of bank and minority interests.$4,378,0001,605
Net charge-offs$-420,0004,549
Cash dividends$3,000,000874
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,140,8201,433
2023-06-30 (YTD Data)Rank
Total interest income$31,895,000727
Total interest expense$8,575,000757
Net interest income$23,320,000715
Provision for loan and lease losses$02,940
Total noninterest income$6,436,000624
Gross Fiduciary activities income$605,000463
Service charges on deposit accounts$1,618,000370
Trading account gains and fees$0112
Additional Noninterest Income$4,213,000599
Total noninterest expense$25,136,000552
Salaries and employee benefits$14,146,000547
Premises and equipment expense$2,901,000475
Additional noninterest expense$4,213,000599
Pre-tax net operating income$4,620,0001,278
Securities gains (losses)$-280,0004,399
Applicable income taxes$602,0001,367
Income before extraordinary items$3,738,0001,322
Extraordinary gains, net$051
Net income$3,738,0001,336
Minority interest net income$081
Net income of bank and minority interests.$3,738,0001,322
Net charge-offs$54,0001,149
Cash dividends$3,000,000631
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,978,8001,274
2023-03-31 (YTD Data)Rank
Total interest income$15,344,000745
Total interest expense$3,567,000786
Net interest income$11,777,000718
Provision for loan and lease losses$02,612
Total noninterest income$3,169,000623
Gross Fiduciary activities income$280,000480
Service charges on deposit accounts$823,000379
Trading account gains and fees$097
Additional Noninterest Income$2,066,000594
Total noninterest expense$12,447,000567
Salaries and employee benefits$7,189,000554
Premises and equipment expense$1,429,000500
Additional noninterest expense$2,066,000594
Pre-tax net operating income$2,499,0001,230
Securities gains (losses)$-280,0004,488
Applicable income taxes$289,0001,420
Income before extraordinary items$1,930,0001,325
Extraordinary gains, net$04
Net income$1,930,0001,324
Minority interest net income$048
Net income of bank and minority interests.$1,930,0001,325
Net charge-offs$24,0001,045
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,173,6001,222
2022-12-31 (YTD Data)Rank
Total interest income$55,775,000676
Total interest expense$4,478,000855
Net interest income$51,297,000661
Provision for loan and lease losses$1,450,000646
Total noninterest income$14,204,000604
Gross Fiduciary activities income$1,118,000493
Service charges on deposit accounts$3,016,000413
Trading account gains and fees$0116
Additional Noninterest Income$10,070,000558
Total noninterest expense$46,077,000585
Salaries and employee benefits$25,649,000596
Premises and equipment expense$5,707,000486
Additional noninterest expense$10,070,000558
Pre-tax net operating income$17,974,000819
Securities gains (losses)$0691
Applicable income taxes$3,725,000724
Income before extraordinary items$14,249,000834
Extraordinary gains, net$05
Net income$14,249,000835
Minority interest net income$063
Net income of bank and minority interests.$14,249,000835
Net charge-offs$2,250,000270
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,249,000853
2022-09-30 (YTD Data)Rank
Total interest income$40,204,000677
Total interest expense$1,946,0001,045
Net interest income$38,258,000657
Provision for loan and lease losses$02,835
Total noninterest income$10,751,000616
Gross Fiduciary activities income$864,000489
Service charges on deposit accounts$2,246,000421
Trading account gains and fees$0111
Additional Noninterest Income$7,641,000570
Total noninterest expense$35,527,000564
Salaries and employee benefits$20,643,000550
Premises and equipment expense$4,339,000481
Additional noninterest expense$7,641,000570
Pre-tax net operating income$13,482,000826
Securities gains (losses)$0740
Applicable income taxes$3,021,000688
Income before extraordinary items$10,461,000856
Extraordinary gains, net$04
Net income$10,461,000856
Minority interest net income$057
Net income of bank and minority interests.$10,461,000856
Net charge-offs$1,700,000231
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,461,000871
2022-06-30 (YTD Data)Rank
Total interest income$25,640,000672
Total interest expense$820,0001,332
Net interest income$24,820,000645
Provision for loan and lease losses$02,599
Total noninterest income$7,487,000587
Gross Fiduciary activities income$573,000454
Service charges on deposit accounts$1,467,000425
Trading account gains and fees$0108
Additional Noninterest Income$5,447,000567
Total noninterest expense$23,480,000564
Salaries and employee benefits$13,728,000547
Premises and equipment expense$2,867,000477
Additional noninterest expense$6,885,000589
Pre-tax net operating income$8,827,000797
Securities gains (losses)$0687
Applicable income taxes$2,300,000602
Income before extraordinary items$6,527,000860
Extraordinary gains, net$04
Net income$6,527,000860
Minority interest net income$060
Net income of bank and minority interests.$6,527,000860
Net charge-offs$3,0001,878
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,527,000876
2022-03-31 (YTD Data)Rank
Total interest income$12,202,000683
Total interest expense$359,0001,429
Net interest income$11,843,000653
Provision for loan and lease losses$02,285
Total noninterest income$3,468,000629
Gross Fiduciary activities income$309,000453
Service charges on deposit accounts$744,000414
Trading account gains and fees$0103
Additional Noninterest Income$2,415,000619
Total noninterest expense$11,284,000584
Salaries and employee benefits$6,640,000572
Premises and equipment expense$1,423,000490
Additional noninterest expense$3,221,000615
Pre-tax net operating income$4,027,000821
Securities gains (losses)$0623
Applicable income taxes$1,489,000505
Income before extraordinary items$2,538,0001,010
Extraordinary gains, net$04
Net income$2,538,0001,009
Minority interest net income$050
Net income of bank and minority interests.$2,538,0001,010
Net charge-offs$5,0001,366
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,538,0001,022
2021-12-31 (YTD Data)Rank
Total interest income$49,486,000684
Total interest expense$1,625,0001,559
Net interest income$47,861,000656
Provision for loan and lease losses$1,800,000327
Total noninterest income$15,940,000621
Gross Fiduciary activities income$1,002,000477
Service charges on deposit accounts$2,884,000407
Trading account gains and fees$0132
Additional Noninterest Income$12,054,000588
Total noninterest expense$47,014,000569
Salaries and employee benefits$27,485,000534
Premises and equipment expense$5,647,000486
Additional noninterest expense$13,882,000586
Pre-tax net operating income$14,987,000935
Securities gains (losses)$70,0001,001
Applicable income taxes$03,710
Income before extraordinary items$15,057,000816
Extraordinary gains, net$010
Net income$15,057,000817
Minority interest net income$074
Net income of bank and minority interests.$15,057,000817
Net charge-offs$292,000844
Cash dividends$4,600,000849
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,987,000796
2021-09-30 (YTD Data)Rank
Total interest income$37,295,000700
Total interest expense$1,248,0001,606
Net interest income$36,047,000663
Provision for loan and lease losses$1,350,000322
Total noninterest income$11,567,000641
Gross Fiduciary activities income$590,000514
Service charges on deposit accounts$2,141,000411
Trading account gains and fees$0132
Additional Noninterest Income$8,836,000615
Total noninterest expense$35,343,000562
Salaries and employee benefits$20,721,000531
Premises and equipment expense$4,279,000481
Additional noninterest expense$10,343,000584
Pre-tax net operating income$10,921,000990
Securities gains (losses)$7,0001,699
Applicable income taxes$03,719
Income before extraordinary items$10,928,000882
Extraordinary gains, net$08
Net income$10,928,000882
Minority interest net income$069
Net income of bank and minority interests.$10,928,000882
Net charge-offs$-4,0003,372
Cash dividends$4,000,000685
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,921,000863
2021-06-30 (YTD Data)Rank
Total interest income$25,224,000683
Total interest expense$868,0001,615
Net interest income$24,356,000646
Provision for loan and lease losses$900,000344
Total noninterest income$7,569,000657
Gross Fiduciary activities income$375,000521
Service charges on deposit accounts$1,369,000415
Trading account gains and fees$0133
Additional Noninterest Income$5,825,000632
Total noninterest expense$23,445,000558
Salaries and employee benefits$13,754,000533
Premises and equipment expense$2,914,000479
Additional noninterest expense$6,777,000581
Pre-tax net operating income$7,580,000969
Securities gains (losses)$7,0001,515
Applicable income taxes$03,702
Income before extraordinary items$7,587,000840
Extraordinary gains, net$06
Net income$7,587,000839
Minority interest net income$067
Net income of bank and minority interests.$7,587,000840
Net charge-offs$-7,0003,675
Cash dividends$2,600,000693
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,580,000820
2021-03-31 (YTD Data)Rank
Total interest income$13,055,000656
Total interest expense$450,0001,635
Net interest income$12,605,000620
Provision for loan and lease losses$450,000401
Total noninterest income$4,031,000627
Gross Fiduciary activities income$183,000526
Service charges on deposit accounts$669,000419
Trading account gains and fees$0127
Additional Noninterest Income$3,179,000602
Total noninterest expense$11,649,000560
Salaries and employee benefits$6,862,000537
Premises and equipment expense$1,509,000462
Additional noninterest expense$3,278,000577
Pre-tax net operating income$4,537,000832
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$4,537,000728
Extraordinary gains, net$03
Net income$4,537,000728
Minority interest net income$055
Net income of bank and minority interests.$4,537,000728
Net charge-offs$-34,0004,500
Cash dividends$1,400,000596
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,537,000715
2020-12-31 (YTD Data)Rank
Total interest income$44,177,000757
Total interest expense$2,672,0001,639
Net interest income$41,505,000702
Provision for loan and lease losses$2,735,000858
Total noninterest income$19,728,000502
Gross Fiduciary activities income$689,000528
Service charges on deposit accounts$2,686,000418
Trading account gains and fees$0133
Additional Noninterest Income$16,353,000466
Total noninterest expense$45,617,000558
Salaries and employee benefits$27,545,000512
Premises and equipment expense$5,773,000465
Additional noninterest expense$12,299,000611
Pre-tax net operating income$12,881,000855
Securities gains (losses)$1,988,000225
Applicable income taxes$03,697
Income before extraordinary items$14,869,000671
Extraordinary gains, net$04
Net income$14,869,000671
Minority interest net income$072
Net income of bank and minority interests.$14,869,000671
Net charge-offs$198,0001,558
Cash dividends$6,300,000629
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,881,000733
2020-09-30 (YTD Data)Rank
Total interest income$33,258,000756
Total interest expense$2,192,0001,599
Net interest income$31,066,000689
Provision for loan and lease losses$1,925,000908
Total noninterest income$14,181,000495
Gross Fiduciary activities income$533,000517
Service charges on deposit accounts$1,973,000419
Trading account gains and fees$0125
Additional Noninterest Income$11,675,000460
Total noninterest expense$33,234,000553
Salaries and employee benefits$20,278,000507
Premises and equipment expense$4,221,000466
Additional noninterest expense$8,735,000632
Pre-tax net operating income$10,088,000789
Securities gains (losses)$1,937,000189
Applicable income taxes$03,696
Income before extraordinary items$12,025,000600
Extraordinary gains, net$04
Net income$12,025,000599
Minority interest net income$065
Net income of bank and minority interests.$12,025,000600
Net charge-offs$196,0001,271
Cash dividends$4,500,000615
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,088,000677
2020-06-30 (YTD Data)Rank
Total interest income$22,470,000746
Total interest expense$1,696,0001,498
Net interest income$20,774,000685
Provision for loan and lease losses$1,225,000958
Total noninterest income$9,093,000482
Gross Fiduciary activities income$332,000532
Service charges on deposit accounts$1,303,000419
Trading account gains and fees$0123
Additional Noninterest Income$7,458,000439
Total noninterest expense$21,573,000571
Salaries and employee benefits$13,130,000521
Premises and equipment expense$2,804,000471
Additional noninterest expense$5,639,000637
Pre-tax net operating income$7,069,000689
Securities gains (losses)$1,889,000135
Applicable income taxes$03,655
Income before extraordinary items$8,958,000495
Extraordinary gains, net$04
Net income$8,958,000491
Minority interest net income$065
Net income of bank and minority interests.$8,958,000495
Net charge-offs$88,0001,425
Cash dividends$2,500,000671
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,069,000582
2020-03-31 (YTD Data)Rank
Total interest income$11,464,000733
Total interest expense$1,153,0001,276
Net interest income$10,311,000670
Provision for loan and lease losses$300,0001,167
Total noninterest income$3,165,000587
Gross Fiduciary activities income$166,000536
Service charges on deposit accounts$770,000411
Trading account gains and fees$0106
Additional Noninterest Income$2,229,000548
Total noninterest expense$10,670,000573
Salaries and employee benefits$6,467,000535
Premises and equipment expense$1,368,000488
Additional noninterest expense$2,835,000643
Pre-tax net operating income$2,506,000882
Securities gains (losses)$149,000474
Applicable income taxes$03,513
Income before extraordinary items$2,655,000724
Extraordinary gains, net$04
Net income$2,655,000724
Minority interest net income$056
Net income of bank and minority interests.$2,655,000724
Net charge-offs$59,0001,129
Cash dividends$1,000,000802
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,506,000748
2019-12-31 (YTD Data)Rank
Total interest income$46,334,000740
Total interest expense$6,166,0001,033
Net interest income$40,168,000692
Provision for loan and lease losses$300,0001,946
Total noninterest income$11,642,000627
Gross Fiduciary activities income$573,000563
Service charges on deposit accounts$3,052,000417
Trading account gains and fees$0135
Additional Noninterest Income$8,017,000606
Total noninterest expense$38,739,000605
Salaries and employee benefits$23,756,000559
Premises and equipment expense$4,138,000611
Additional noninterest expense$10,845,000651
Pre-tax net operating income$12,771,000858
Securities gains (losses)$11,0001,857
Applicable income taxes$03,859
Income before extraordinary items$12,782,000759
Extraordinary gains, net$011
Net income$12,782,000760
Minority interest net income$076
Net income of bank and minority interests.$12,782,000760
Net charge-offs$85,0002,306
Cash dividends$8,500,000535
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,771,000744
2019-09-30 (YTD Data)Rank
Total interest income$34,744,000748
Total interest expense$4,775,0001,015
Net interest income$29,969,000694
Provision for loan and lease losses$225,0001,834
Total noninterest income$8,485,000641
Gross Fiduciary activities income$425,000560
Service charges on deposit accounts$2,249,000425
Trading account gains and fees$0129
Additional Noninterest Income$5,811,000625
Total noninterest expense$28,545,000609
Salaries and employee benefits$17,557,000561
Premises and equipment expense$2,910,000657
Additional noninterest expense$8,078,000656
Pre-tax net operating income$9,684,000864
Securities gains (losses)$11,0001,633
Applicable income taxes$03,902
Income before extraordinary items$9,695,000760
Extraordinary gains, net$011
Net income$9,695,000762
Minority interest net income$072
Net income of bank and minority interests.$9,695,000761
Net charge-offs$81,0001,898
Cash dividends$7,000,000467
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,684,000743
2019-06-30 (YTD Data)Rank
Total interest income$22,958,000747
Total interest expense$3,148,0001,005
Net interest income$19,810,000701
Provision for loan and lease losses$150,0001,792
Total noninterest income$5,165,000663
Gross Fiduciary activities income$270,000565
Service charges on deposit accounts$1,476,000433
Trading account gains and fees$0131
Additional Noninterest Income$3,419,000666
Total noninterest expense$18,625,000627
Salaries and employee benefits$11,487,000569
Premises and equipment expense$1,755,000730
Additional noninterest expense$5,383,000659
Pre-tax net operating income$6,200,000878
Securities gains (losses)$11,0001,200
Applicable income taxes$03,901
Income before extraordinary items$6,211,000763
Extraordinary gains, net$011
Net income$6,211,000764
Minority interest net income$069
Net income of bank and minority interests.$6,211,000763
Net charge-offs$80,0001,532
Cash dividends$4,500,000477
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,200,000749
2019-03-31 (YTD Data)Rank
Total interest income$11,278,000758
Total interest expense$1,507,0001,011
Net interest income$9,771,000712
Provision for loan and lease losses$75,0001,682
Total noninterest income$2,468,000659
Gross Fiduciary activities income$133,000575
Service charges on deposit accounts$736,000423
Trading account gains and fees$0126
Additional Noninterest Income$1,599,000659
Total noninterest expense$9,231,000633
Salaries and employee benefits$5,773,000560
Premises and equipment expense$888,000729
Additional noninterest expense$2,570,000679
Pre-tax net operating income$2,933,000884
Securities gains (losses)$9,000735
Applicable income taxes$03,800
Income before extraordinary items$2,942,000792
Extraordinary gains, net$05
Net income$2,942,000792
Minority interest net income$052
Net income of bank and minority interests.$2,942,000791
Net charge-offs$45,0001,268
Cash dividends$2,000,000496
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,933,000776
2018-12-31 (YTD Data)Rank
Total interest income$43,140,000740
Total interest expense$4,329,0001,060
Net interest income$38,811,000696
Provision for loan and lease losses$400,0001,664
Total noninterest income$10,689,000642
Gross Fiduciary activities income$519,000586
Service charges on deposit accounts$3,151,000412
Trading account gains and fees$0126
Additional Noninterest Income$7,019,000651
Total noninterest expense$35,370,000645
Salaries and employee benefits$21,447,000584
Premises and equipment expense$3,348,000750
Additional noninterest expense$10,575,000668
Pre-tax net operating income$13,730,000804
Securities gains (losses)$348,000158
Applicable income taxes$03,978
Income before extraordinary items$14,078,000681
Extraordinary gains, net$06
Net income$14,078,000679
Minority interest net income$072
Net income of bank and minority interests.$14,078,000680
Net charge-offs$34,0002,836
Cash dividends$6,400,000600
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,730,000696
2018-09-30 (YTD Data)Rank
Total interest income$31,992,000734
Total interest expense$3,180,0001,015
Net interest income$28,812,000699
Provision for loan and lease losses$100,0002,576
Total noninterest income$8,004,000649
Gross Fiduciary activities income$387,000584
Service charges on deposit accounts$2,375,000409
Trading account gains and fees$0138
Additional Noninterest Income$5,242,000655
Total noninterest expense$26,163,000648
Salaries and employee benefits$15,793,000595
Premises and equipment expense$2,481,000760
Additional noninterest expense$7,889,000658
Pre-tax net operating income$10,553,000784
Securities gains (losses)$309,000165
Applicable income taxes$04,032
Income before extraordinary items$10,862,000658
Extraordinary gains, net$05
Net income$10,862,000657
Minority interest net income$066
Net income of bank and minority interests.$10,862,000657
Net charge-offs$30,0002,498
Cash dividends$4,400,000605
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,553,000680
2018-06-30 (YTD Data)Rank
Total interest income$20,988,000731
Total interest expense$2,012,000992
Net interest income$18,976,000703
Provision for loan and lease losses$100,0002,173
Total noninterest income$5,107,000674
Gross Fiduciary activities income$257,000593
Service charges on deposit accounts$1,563,000411
Trading account gains and fees$0130
Additional Noninterest Income$3,287,000691
Total noninterest expense$17,159,000661
Salaries and employee benefits$10,414,000605
Premises and equipment expense$1,607,000787
Additional noninterest expense$5,138,000672
Pre-tax net operating income$6,824,000794
Securities gains (losses)$278,000142
Applicable income taxes$04,018
Income before extraordinary items$7,102,000677
Extraordinary gains, net$06
Net income$7,102,000674
Minority interest net income$065
Net income of bank and minority interests.$7,102,000676
Net charge-offs$27,0002,088
Cash dividends$2,400,000663
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,824,000697
2018-03-31 (YTD Data)Rank
Total interest income$10,316,000738
Total interest expense$938,000998
Net interest income$9,378,000706
Provision for loan and lease losses$100,0001,437
Total noninterest income$2,424,000689
Gross Fiduciary activities income$123,000606
Service charges on deposit accounts$769,000418
Trading account gains and fees$0123
Additional Noninterest Income$1,532,000696
Total noninterest expense$8,629,000659
Salaries and employee benefits$5,191,000611
Premises and equipment expense$810,000785
Additional noninterest expense$2,628,000644
Pre-tax net operating income$3,073,000844
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$3,073,000739
Extraordinary gains, net$07
Net income$3,073,000739
Minority interest net income$052
Net income of bank and minority interests.$3,073,000739
Net charge-offs$32,0001,419
Cash dividends$1,500,000523
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,073,000740
2017-12-31 (YTD Data)Rank
Total interest income$38,213,000750
Total interest expense$2,511,0001,283
Net interest income$35,702,000714
Provision for loan and lease losses$350,0001,810
Total noninterest income$10,546,000660
Gross Fiduciary activities income$480,000599
Service charges on deposit accounts$2,962,000440
Trading account gains and fees$0151
Additional Noninterest Income$7,104,000656
Total noninterest expense$32,627,000674
Salaries and employee benefits$19,499,000623
Premises and equipment expense$3,261,000764
Additional noninterest expense$9,867,000690
Pre-tax net operating income$13,271,000771
Securities gains (losses)$123,000553
Applicable income taxes$04,135
Income before extraordinary items$13,394,000578
Extraordinary gains, net$09
Net income$13,394,000578
Minority interest net income$076
Net income of bank and minority interests.$13,394,000578
Net charge-offs$91,0002,520
Cash dividends$9,800,000386
Sale, conversion, retirement of capital stock, net$0711
Net operating income$13,271,000579
2017-09-30 (YTD Data)Rank
Total interest income$28,149,000763
Total interest expense$1,754,0001,346
Net interest income$26,395,000722
Provision for loan and lease losses$350,0001,474
Total noninterest income$7,914,000674
Gross Fiduciary activities income$346,000610
Service charges on deposit accounts$2,203,000449
Trading account gains and fees$0145
Additional Noninterest Income$5,365,000658
Total noninterest expense$24,117,000685
Salaries and employee benefits$14,440,000629
Premises and equipment expense$2,450,000768
Additional noninterest expense$7,227,000702
Pre-tax net operating income$9,842,000785
Securities gains (losses)$123,000517
Applicable income taxes$04,172
Income before extraordinary items$9,965,000628
Extraordinary gains, net$09
Net income$9,965,000628
Minority interest net income$071
Net income of bank and minority interests.$9,965,000628
Net charge-offs$82,0002,087
Cash dividends$8,300,000329
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,842,000627
2017-06-30 (YTD Data)Rank
Total interest income$18,554,000763
Total interest expense$1,060,0001,418
Net interest income$17,494,000721
Provision for loan and lease losses$300,0001,177
Total noninterest income$5,121,000687
Gross Fiduciary activities income$227,000615
Service charges on deposit accounts$1,426,000459
Trading account gains and fees$0139
Additional Noninterest Income$3,468,000666
Total noninterest expense$15,816,000693
Salaries and employee benefits$9,442,000653
Premises and equipment expense$1,604,000779
Additional noninterest expense$4,770,000712
Pre-tax net operating income$6,499,000774
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$6,499,000624
Extraordinary gains, net$011
Net income$6,499,000624
Minority interest net income$071
Net income of bank and minority interests.$6,499,000624
Net charge-offs$54,0001,949
Cash dividends$4,800,000377
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,499,000614
2017-03-31 (YTD Data)Rank
Total interest income$9,472,000741
Total interest expense$445,0001,604
Net interest income$9,027,000697
Provision for loan and lease losses$150,0001,115
Total noninterest income$2,535,000673
Gross Fiduciary activities income$115,000618
Service charges on deposit accounts$680,000475
Trading account gains and fees$0142
Additional Noninterest Income$1,740,000655
Total noninterest expense$7,626,000723
Salaries and employee benefits$4,606,000677
Premises and equipment expense$776,000815
Additional noninterest expense$2,244,000735
Pre-tax net operating income$3,786,000660
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$3,786,000544
Extraordinary gains, net$08
Net income$3,786,000543
Minority interest net income$055
Net income of bank and minority interests.$3,786,000544
Net charge-offs$43,0001,417
Cash dividends$3,200,000274
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,786,000535
2016-12-31 (YTD Data)Rank
Total interest income$34,361,000780
Total interest expense$1,650,0001,665
Net interest income$32,711,000729
Provision for loan and lease losses$900,000986
Total noninterest income$9,841,000708
Gross Fiduciary activities income$508,000590
Service charges on deposit accounts$2,882,000462
Trading account gains and fees$0170
Additional Noninterest Income$6,451,000703
Total noninterest expense$29,445,000730
Salaries and employee benefits$17,245,000689
Premises and equipment expense$3,118,000801
Additional noninterest expense$9,082,000737
Pre-tax net operating income$12,207,000774
Securities gains (losses)$438,000485
Applicable income taxes$04,278
Income before extraordinary items$12,645,000621
Extraordinary gains, net$05
Net income$12,645,000620
Minority interest net income$082
Net income of bank and minority interests.$12,645,000620
Net charge-offs$141,0002,284
Cash dividends$10,100,000369
Sale, conversion, retirement of capital stock, net$0759
Net operating income$12,207,000628
2016-09-30 (YTD Data)Rank
Total interest income$25,551,000784
Total interest expense$1,242,0001,656
Net interest income$24,309,000731
Provision for loan and lease losses$750,000858
Total noninterest income$7,312,000709
Gross Fiduciary activities income$382,000587
Service charges on deposit accounts$2,132,000467
Trading account gains and fees$0169
Additional Noninterest Income$4,798,000713
Total noninterest expense$21,734,000734
Salaries and employee benefits$12,830,000694
Premises and equipment expense$2,257,000827
Additional noninterest expense$6,647,000745
Pre-tax net operating income$9,137,000775
Securities gains (losses)$438,000440
Applicable income taxes$04,325
Income before extraordinary items$9,575,000619
Extraordinary gains, net$05
Net income$9,575,000619
Minority interest net income$071
Net income of bank and minority interests.$9,575,000619
Net charge-offs$116,0001,942
Cash dividends$7,100,000382
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,137,000623
2016-06-30 (YTD Data)Rank
Total interest income$16,834,000794
Total interest expense$830,0001,641
Net interest income$16,004,000738
Provision for loan and lease losses$500,000847
Total noninterest income$4,734,000717
Gross Fiduciary activities income$261,000587
Service charges on deposit accounts$1,381,000473
Trading account gains and fees$0157
Additional Noninterest Income$3,092,000718
Total noninterest expense$14,240,000744
Salaries and employee benefits$8,418,000707
Premises and equipment expense$1,452,000858
Additional noninterest expense$4,370,000759
Pre-tax net operating income$5,998,000779
Securities gains (losses)$9,0002,280
Applicable income taxes$04,338
Income before extraordinary items$6,007,000646
Extraordinary gains, net$016
Net income$6,007,000644
Minority interest net income$071
Net income of bank and minority interests.$6,007,000645
Net charge-offs$111,0001,530
Cash dividends$4,100,000434
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,998,000627
2016-03-31 (YTD Data)Rank
Total interest income$8,388,000798
Total interest expense$417,0001,638
Net interest income$7,971,000738
Provision for loan and lease losses$200,000957
Total noninterest income$2,265,000726
Gross Fiduciary activities income$129,000597
Service charges on deposit accounts$672,000480
Trading account gains and fees$0142
Additional Noninterest Income$1,464,000719
Total noninterest expense$7,076,000749
Salaries and employee benefits$4,173,000718
Premises and equipment expense$738,000855
Additional noninterest expense$2,165,000753
Pre-tax net operating income$2,960,000773
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$2,960,000625
Extraordinary gains, net$012
Net income$2,960,000622
Minority interest net income$062
Net income of bank and minority interests.$2,960,000625
Net charge-offs$53,0001,395
Cash dividends$2,500,000354
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,960,000608
2015-12-31 (YTD Data)Rank
Total interest income$32,669,000786
Total interest expense$2,218,0001,252
Net interest income$30,451,000735
Provision for loan and lease losses$770,0001,001
Total noninterest income$8,502,000766
Gross Fiduciary activities income$406,000643
Service charges on deposit accounts$2,732,000476
Trading account gains and fees$0159
Additional Noninterest Income$5,364,000779
Total noninterest expense$27,996,000739
Salaries and employee benefits$16,079,000705
Premises and equipment expense$3,307,000742
Additional noninterest expense$8,610,000765
Pre-tax net operating income$10,187,000875
Securities gains (losses)$837,000242
Applicable income taxes$04,402
Income before extraordinary items$11,024,000673
Extraordinary gains, net$023
Net income$11,024,000672
Minority interest net income$081
Net income of bank and minority interests.$11,024,000673
Net charge-offs$113,0002,538
Cash dividends$2,305,0001,210
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,187,000706
2015-09-30 (YTD Data)Rank
Total interest income$24,347,000792
Total interest expense$1,466,0001,431
Net interest income$22,881,000736
Provision for loan and lease losses$620,000875
Total noninterest income$6,312,000782
Gross Fiduciary activities income$311,000641
Service charges on deposit accounts$2,061,000483
Trading account gains and fees$0153
Additional Noninterest Income$3,940,000792
Total noninterest expense$20,874,000750
Salaries and employee benefits$11,852,000738
Premises and equipment expense$2,547,000731
Additional noninterest expense$6,475,000762
Pre-tax net operating income$7,699,000879
Securities gains (losses)$410,000361
Applicable income taxes$04,489
Income before extraordinary items$8,109,000682
Extraordinary gains, net$021
Net income$8,109,000679
Minority interest net income$078
Net income of bank and minority interests.$8,109,000682
Net charge-offs$04,182
Cash dividends$780,0001,860
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,699,000700
2015-06-30 (YTD Data)Rank
Total interest income$15,961,000806
Total interest expense$970,0001,444
Net interest income$14,991,000750
Provision for loan and lease losses$370,000963
Total noninterest income$4,099,000803
Gross Fiduciary activities income$214,000643
Service charges on deposit accounts$1,345,000483
Trading account gains and fees$0157
Additional Noninterest Income$2,540,000812
Total noninterest expense$13,977,000745
Salaries and employee benefits$7,882,000740
Premises and equipment expense$1,710,000738
Additional noninterest expense$4,385,000760
Pre-tax net operating income$4,743,000936
Securities gains (losses)$410,000299
Applicable income taxes$04,497
Income before extraordinary items$5,153,000717
Extraordinary gains, net$022
Net income$5,153,000715
Minority interest net income$075
Net income of bank and minority interests.$5,153,000717
Net charge-offs$13,0003,155
Cash dividends$780,0001,487
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,743,000756
2015-03-31 (YTD Data)Rank
Total interest income$8,070,000798
Total interest expense$488,0001,435
Net interest income$7,582,000743
Provision for loan and lease losses$220,000843
Total noninterest income$2,035,000776
Gross Fiduciary activities income$108,000635
Service charges on deposit accounts$653,000494
Trading account gains and fees$0152
Additional Noninterest Income$1,274,000765
Total noninterest expense$6,934,000745
Salaries and employee benefits$3,985,000740
Premises and equipment expense$882,000730
Additional noninterest expense$2,067,000792
Pre-tax net operating income$2,463,000878
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$2,463,000724
Extraordinary gains, net$013
Net income$2,463,000722
Minority interest net income$064
Net income of bank and minority interests.$2,463,000724
Net charge-offs$03,288
Cash dividends$780,000810
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,463,000700
2014-12-31 (YTD Data)Rank
Total interest income$23,709,0001,081
Total interest expense$1,608,0001,790
Net interest income$22,101,0001,021
Provision for loan and lease losses$575,0001,331
Total noninterest income$7,140,000850
Gross Fiduciary activities income$391,000658
Service charges on deposit accounts$2,425,000568
Trading account gains and fees$0180
Additional Noninterest Income$4,324,000853
Total noninterest expense$21,699,000932
Salaries and employee benefits$12,714,000858
Premises and equipment expense$2,753,000886
Additional noninterest expense$6,232,0001,062
Pre-tax net operating income$6,967,0001,161
Securities gains (losses)$284,000627
Applicable income taxes$04,531
Income before extraordinary items$7,251,000919
Extraordinary gains, net$017
Net income$7,251,000918
Minority interest net income$084
Net income of bank and minority interests.$7,251,000918
Net charge-offs$-286,0006,310
Cash dividends$2,850,000964
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,967,000928
2014-09-30 (YTD Data)Rank
Total interest income$17,560,0001,104
Total interest expense$1,196,0001,821
Net interest income$16,364,0001,042
Provision for loan and lease losses$575,0001,030
Total noninterest income$5,316,000851
Gross Fiduciary activities income$287,000661
Service charges on deposit accounts$1,806,000567
Trading account gains and fees$0174
Additional Noninterest Income$3,223,000846
Total noninterest expense$15,882,000952
Salaries and employee benefits$9,369,000882
Premises and equipment expense$2,064,000896
Additional noninterest expense$4,449,0001,112
Pre-tax net operating income$5,223,0001,167
Securities gains (losses)$169,000714
Applicable income taxes$04,583
Income before extraordinary items$5,392,000922
Extraordinary gains, net$015
Net income$5,392,000921
Minority interest net income$081
Net income of bank and minority interests.$5,392,000921
Net charge-offs$-214,0006,354
Cash dividends$2,150,000870
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,223,000931
2014-06-30 (YTD Data)Rank
Total interest income$11,698,0001,096
Total interest expense$795,0001,848
Net interest income$10,903,0001,030
Provision for loan and lease losses$525,000805
Total noninterest income$3,435,000857
Gross Fiduciary activities income$196,000658
Service charges on deposit accounts$1,183,000564
Trading account gains and fees$0172
Additional Noninterest Income$2,056,000868
Total noninterest expense$10,403,000964
Salaries and employee benefits$6,090,000897
Premises and equipment expense$1,355,000912
Additional noninterest expense$2,958,0001,102
Pre-tax net operating income$3,410,0001,167
Securities gains (losses)$90,000848
Applicable income taxes$04,568
Income before extraordinary items$3,500,000925
Extraordinary gains, net$020
Net income$3,500,000925
Minority interest net income$080
Net income of bank and minority interests.$3,500,000925
Net charge-offs$166,0001,752
Cash dividends$1,150,0001,043
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,410,000937
2014-03-31 (YTD Data)Rank
Total interest income$5,809,0001,100
Total interest expense$400,0001,861
Net interest income$5,409,0001,041
Provision for loan and lease losses$300,000685
Total noninterest income$1,549,000891
Gross Fiduciary activities income$105,000648
Service charges on deposit accounts$567,000579
Trading account gains and fees$0147
Additional Noninterest Income$877,000939
Total noninterest expense$5,048,0001,018
Salaries and employee benefits$2,964,000931
Premises and equipment expense$684,000921
Additional noninterest expense$1,400,0001,137
Pre-tax net operating income$1,610,0001,181
Securities gains (losses)$36,000763
Applicable income taxes$04,445
Income before extraordinary items$1,646,000950
Extraordinary gains, net$016
Net income$1,646,000950
Minority interest net income$066
Net income of bank and minority interests.$1,646,000951
Net charge-offs$-5,0005,444
Cash dividends$450,0001,107
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,610,000949
2013-12-31 (YTD Data)Rank
Total interest income$21,920,0001,169
Total interest expense$1,795,0001,880
Net interest income$20,125,0001,093
Provision for loan and lease losses$375,0002,178
Total noninterest income$6,130,000978
Gross Fiduciary activities income$392,000651
Service charges on deposit accounts$2,227,000625
Trading account gains and fees$0184
Additional Noninterest Income$3,511,0001,043
Total noninterest expense$19,612,0001,044
Salaries and employee benefits$11,508,000933
Premises and equipment expense$2,604,000926
Additional noninterest expense$5,500,0001,222
Pre-tax net operating income$6,268,0001,178
Securities gains (losses)$335,000634
Applicable income taxes$04,631
Income before extraordinary items$6,603,000945
Extraordinary gains, net$029
Net income$6,603,000947
Minority interest net income$090
Net income of bank and minority interests.$6,603,000947
Net charge-offs$407,0002,235
Cash dividends$1,867,0001,274
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,268,000967
2013-09-30 (YTD Data)Rank
Total interest income$16,094,0001,197
Total interest expense$1,383,0001,888
Net interest income$14,711,0001,117
Provision for loan and lease losses$300,0002,060
Total noninterest income$4,546,0001,007
Gross Fiduciary activities income$294,000655
Service charges on deposit accounts$1,664,000624
Trading account gains and fees$0180
Additional Noninterest Income$2,588,0001,078
Total noninterest expense$14,359,0001,069
Salaries and employee benefits$8,378,000961
Premises and equipment expense$1,995,000908
Additional noninterest expense$3,986,0001,259
Pre-tax net operating income$4,598,0001,233
Securities gains (losses)$211,000791
Applicable income taxes$04,713
Income before extraordinary items$4,809,000971
Extraordinary gains, net$025
Net income$4,809,000974
Minority interest net income$084
Net income of bank and minority interests.$4,809,000974
Net charge-offs$222,0002,451
Cash dividends$1,223,0001,249
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,598,000988
2013-06-30 (YTD Data)Rank
Total interest income$10,553,0001,211
Total interest expense$960,0001,847
Net interest income$9,593,0001,132
Provision for loan and lease losses$225,0001,972
Total noninterest income$2,960,0001,026
Gross Fiduciary activities income$206,000651
Service charges on deposit accounts$1,077,000627
Trading account gains and fees$0157
Additional Noninterest Income$1,677,0001,107
Total noninterest expense$9,415,0001,085
Salaries and employee benefits$5,506,000981
Premises and equipment expense$1,318,000917
Additional noninterest expense$2,591,0001,284
Pre-tax net operating income$2,913,0001,276
Securities gains (losses)$203,000747
Applicable income taxes$04,679
Income before extraordinary items$3,116,000988
Extraordinary gains, net$022
Net income$3,116,000989
Minority interest net income$082
Net income of bank and minority interests.$3,116,000991
Net charge-offs$221,0001,998
Cash dividends$726,0001,380
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,913,0001,024
2013-03-31 (YTD Data)Rank
Total interest income$5,268,0001,221
Total interest expense$514,0001,794
Net interest income$4,754,0001,145
Provision for loan and lease losses$150,0001,610
Total noninterest income$1,464,0001,037
Gross Fiduciary activities income$106,000644
Service charges on deposit accounts$544,000614
Trading account gains and fees$0148
Additional Noninterest Income$814,0001,138
Total noninterest expense$4,698,0001,098
Salaries and employee benefits$2,743,000999
Premises and equipment expense$655,000939
Additional noninterest expense$1,300,0001,269
Pre-tax net operating income$1,370,0001,323
Securities gains (losses)$18,0001,302
Applicable income taxes$04,602
Income before extraordinary items$1,388,0001,097
Extraordinary gains, net$010
Net income$1,388,0001,099
Minority interest net income$076
Net income of bank and minority interests.$1,388,0001,099
Net charge-offs$229,0001,250
Cash dividends$310,0001,301
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,370,0001,052
2012-12-31 (YTD Data)Rank
Total interest income$21,805,0001,219
Total interest expense$2,075,0002,074
Net interest income$19,730,0001,107
Provision for loan and lease losses$800,0002,072
Total noninterest income$4,985,0001,157
Gross Fiduciary activities income$489,000604
Service charges on deposit accounts$2,164,000657
Trading account gains and fees$0166
Additional Noninterest Income$2,332,0001,401
Total noninterest expense$18,283,0001,091
Salaries and employee benefits$10,839,000962
Premises and equipment expense$2,506,000953
Additional noninterest expense$4,938,0001,372
Pre-tax net operating income$5,632,0001,235
Securities gains (losses)$842,000620
Applicable income taxes$04,751
Income before extraordinary items$6,474,000933
Extraordinary gains, net$029
Net income$6,474,000932
Minority interest net income$093
Net income of bank and minority interests.$6,474,000933
Net charge-offs$298,0003,305
Cash dividends$1,583,0001,434
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,632,0001,000
2012-09-30 (YTD Data)Rank
Total interest income$16,505,0001,232
Total interest expense$1,566,0002,139
Net interest income$14,939,0001,111
Provision for loan and lease losses$750,0001,780
Total noninterest income$3,519,0001,191
Gross Fiduciary activities income$366,000602
Service charges on deposit accounts$1,603,000673
Trading account gains and fees$0157
Additional Noninterest Income$1,550,0001,492
Total noninterest expense$13,134,0001,145
Salaries and employee benefits$7,738,0001,007
Premises and equipment expense$1,810,000992
Additional noninterest expense$3,586,0001,425
Pre-tax net operating income$4,574,0001,177
Securities gains (losses)$609,000649
Applicable income taxes$04,802
Income before extraordinary items$5,183,000887
Extraordinary gains, net$020
Net income$5,183,000885
Minority interest net income$086
Net income of bank and minority interests.$5,183,000887
Net charge-offs$301,0002,817
Cash dividends$1,006,0001,317
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,574,000954
2012-06-30 (YTD Data)Rank
Total interest income$11,052,0001,240
Total interest expense$1,054,0002,191
Net interest income$9,998,0001,112
Provision for loan and lease losses$600,0001,572
Total noninterest income$2,285,0001,206
Gross Fiduciary activities income$249,000610
Service charges on deposit accounts$1,009,000701
Trading account gains and fees$0153
Additional Noninterest Income$1,027,0001,493
Total noninterest expense$8,706,0001,151
Salaries and employee benefits$5,122,0001,013
Premises and equipment expense$1,176,0001,008
Additional noninterest expense$2,408,0001,412
Pre-tax net operating income$2,977,0001,195
Securities gains (losses)$609,000450
Applicable income taxes$04,770
Income before extraordinary items$3,586,000842
Extraordinary gains, net$019
Net income$3,586,000841
Minority interest net income$084
Net income of bank and minority interests.$3,586,000842
Net charge-offs$284,0002,382
Cash dividends$606,0001,411
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,977,000960
2012-03-31 (YTD Data)Rank
Total interest income$5,452,0001,262
Total interest expense$535,0002,235
Net interest income$4,917,0001,132
Provision for loan and lease losses$300,0001,500
Total noninterest income$1,131,0001,215
Gross Fiduciary activities income$125,000607
Service charges on deposit accounts$493,000711
Trading account gains and fees$0148
Additional Noninterest Income$513,0001,480
Total noninterest expense$4,326,0001,153
Salaries and employee benefits$2,532,0001,024
Premises and equipment expense$581,0001,025
Additional noninterest expense$1,213,0001,397
Pre-tax net operating income$1,422,0001,235
Securities gains (losses)$40,0001,329
Applicable income taxes$04,704
Income before extraordinary items$1,462,0001,015
Extraordinary gains, net$019
Net income$1,462,0001,017
Minority interest net income$078
Net income of bank and minority interests.$1,462,0001,016
Net charge-offs$153,0002,065
Cash dividends$290,0001,317
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,422,000985
2011-12-31 (YTD Data)Rank
Total interest income$21,082,0001,361
Total interest expense$2,760,0002,105
Net interest income$18,322,0001,214
Provision for loan and lease losses$1,400,0001,978
Total noninterest income$4,877,0001,066
Gross Fiduciary activities income$495,000559
Service charges on deposit accounts$2,189,000671
Trading account gains and fees$0146
Additional Noninterest Income$2,193,0001,273
Total noninterest expense$16,982,0001,159
Salaries and employee benefits$9,758,0001,005
Premises and equipment expense$2,394,0001,033
Additional noninterest expense$4,830,0001,424
Pre-tax net operating income$4,817,0001,218
Securities gains (losses)$153,0001,696
Applicable income taxes$04,719
Income before extraordinary items$4,970,0001,015
Extraordinary gains, net$029
Net income$4,970,0001,015
Minority interest net income$096
Net income of bank and minority interests.$4,970,0001,015
Net charge-offs$1,540,0001,834
Cash dividends$1,134,0001,490
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,817,000994
2011-09-30 (YTD Data)Rank
Total interest income$15,836,0001,373
Total interest expense$2,161,0002,106
Net interest income$13,675,0001,229
Provision for loan and lease losses$1,100,0001,850
Total noninterest income$3,728,0001,057
Gross Fiduciary activities income$370,000559
Service charges on deposit accounts$1,666,000666
Trading account gains and fees$0145
Additional Noninterest Income$1,692,0001,246
Total noninterest expense$12,540,0001,174
Salaries and employee benefits$7,127,0001,030
Premises and equipment expense$1,738,0001,084
Additional noninterest expense$3,675,0001,406
Pre-tax net operating income$3,763,0001,222
Securities gains (losses)$133,0001,531
Applicable income taxes$04,740
Income before extraordinary items$3,896,000995
Extraordinary gains, net$021
Net income$3,896,000993
Minority interest net income$087
Net income of bank and minority interests.$3,896,000995
Net charge-offs$113,0004,309
Cash dividends$954,0001,209
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,763,000978
2011-06-30 (YTD Data)Rank
Total interest income$10,533,0001,386
Total interest expense$1,482,0002,122
Net interest income$9,051,0001,237
Provision for loan and lease losses$800,0001,713
Total noninterest income$2,555,0001,024
Gross Fiduciary activities income$250,000561
Service charges on deposit accounts$1,103,000668
Trading account gains and fees$0153
Additional Noninterest Income$1,202,0001,182
Total noninterest expense$8,314,0001,204
Salaries and employee benefits$4,663,0001,068
Premises and equipment expense$1,134,0001,123
Additional noninterest expense$2,517,0001,390
Pre-tax net operating income$2,492,0001,193
Securities gains (losses)$133,000947
Applicable income taxes$04,697
Income before extraordinary items$2,625,000940
Extraordinary gains, net$015
Net income$2,625,000938
Minority interest net income$089
Net income of bank and minority interests.$2,625,000940
Net charge-offs$99,0003,851
Cash dividends$585,0001,281
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,492,000954
2011-03-31 (YTD Data)Rank
Total interest income$5,172,0001,415
Total interest expense$785,0002,097
Net interest income$4,387,0001,274
Provision for loan and lease losses$300,0001,892
Total noninterest income$1,240,0001,056
Gross Fiduciary activities income$120,000578
Service charges on deposit accounts$560,000641
Trading account gains and fees$0158
Additional Noninterest Income$560,0001,258
Total noninterest expense$4,144,0001,207
Salaries and employee benefits$2,312,0001,094
Premises and equipment expense$561,0001,177
Additional noninterest expense$1,271,0001,378
Pre-tax net operating income$1,183,0001,229
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,183,0001,029
Extraordinary gains, net$09
Net income$1,183,0001,029
Minority interest net income$086
Net income of bank and minority interests.$1,183,0001,029
Net charge-offs$107,0002,665
Cash dividends$310,0001,096
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,183,000997
2010-12-31 (YTD Data)Rank
Total interest income$21,038,0001,456
Total interest expense$3,619,0002,189
Net interest income$17,419,0001,289
Provision for loan and lease losses$1,500,0002,460
Total noninterest income$4,533,0001,163
Gross Fiduciary activities income$482,000556
Service charges on deposit accounts$2,369,000630
Trading account gains and fees$0175
Additional Noninterest Income$1,682,0001,569
Total noninterest expense$15,624,0001,283
Salaries and employee benefits$8,962,0001,110
Premises and equipment expense$2,021,0001,284
Additional noninterest expense$4,641,0001,553
Pre-tax net operating income$4,828,0001,062
Securities gains (losses)$280,0001,322
Applicable income taxes$108,0003,175
Income before extraordinary items$5,000,000884
Extraordinary gains, net$029
Net income$5,000,000885
Minority interest net income$0111
Net income of bank and minority interests.$5,000,000886
Net charge-offs$1,554,0002,142
Cash dividends$1,667,000967
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,725,600888
2010-09-30 (YTD Data)Rank
Total interest income$15,839,0001,490
Total interest expense$2,787,0002,221
Net interest income$13,052,0001,300
Provision for loan and lease losses$1,200,0002,269
Total noninterest income$3,204,0001,199
Gross Fiduciary activities income$343,000565
Service charges on deposit accounts$1,776,000639
Trading account gains and fees$0165
Additional Noninterest Income$1,085,0001,718
Total noninterest expense$11,240,0001,326
Salaries and employee benefits$6,501,0001,130
Premises and equipment expense$1,484,0001,321
Additional noninterest expense$3,255,0001,635
Pre-tax net operating income$3,816,0001,067
Securities gains (losses)$280,0001,129
Applicable income taxes$81,0003,254
Income before extraordinary items$4,015,000865
Extraordinary gains, net$023
Net income$4,015,000866
Minority interest net income$0110
Net income of bank and minority interests.$4,015,000866
Net charge-offs$166,0004,406
Cash dividends$1,186,000914
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,740,600888
2010-06-30 (YTD Data)Rank
Total interest income$10,536,0001,518
Total interest expense$1,916,0002,243
Net interest income$8,620,0001,316
Provision for loan and lease losses$900,0002,046
Total noninterest income$2,062,0001,210
Gross Fiduciary activities income$237,000563
Service charges on deposit accounts$1,178,000650
Trading account gains and fees$0152
Additional Noninterest Income$647,0001,772
Total noninterest expense$7,375,0001,346
Salaries and employee benefits$4,291,0001,145
Premises and equipment expense$972,0001,362
Additional noninterest expense$2,112,0001,668
Pre-tax net operating income$2,407,0001,109
Securities gains (losses)$280,000755
Applicable income taxes$54,0003,226
Income before extraordinary items$2,633,000843
Extraordinary gains, net$019
Net income$2,633,000842
Minority interest net income$0105
Net income of bank and minority interests.$2,633,000844
Net charge-offs$113,0004,119
Cash dividends$818,000867
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,358,600924
2010-03-31 (YTD Data)Rank
Total interest income$5,320,0001,536
Total interest expense$975,0002,306
Net interest income$4,345,0001,323
Provision for loan and lease losses$600,0001,610
Total noninterest income$929,0001,308
Gross Fiduciary activities income$121,000568
Service charges on deposit accounts$580,000657
Trading account gains and fees$0175
Additional Noninterest Income$228,0002,204
Total noninterest expense$3,633,0001,388
Salaries and employee benefits$2,091,0001,185
Premises and equipment expense$494,0001,377
Additional noninterest expense$1,048,0001,670
Pre-tax net operating income$1,041,0001,260
Securities gains (losses)$280,000409
Applicable income taxes$27,0003,244
Income before extraordinary items$1,294,000846
Extraordinary gains, net$016
Net income$1,294,000849
Minority interest net income$091
Net income of bank and minority interests.$1,294,000850
Net charge-offs$104,0003,063
Cash dividends$440,000772
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,019,6001,043
2009-12-31 (YTD Data)Rank
Total interest income$21,196,0001,613
Total interest expense$4,299,0002,575
Net interest income$16,897,0001,314
Provision for loan and lease losses$1,250,0003,151
Total noninterest income$4,262,0001,242
Gross Fiduciary activities income$589,000514
Service charges on deposit accounts$2,525,000665
Trading account gains and fees$0211
Additional Noninterest Income$1,148,0001,974
Total noninterest expense$14,731,0001,391
Salaries and employee benefits$8,467,0001,155
Premises and equipment expense$1,970,0001,387
Additional noninterest expense$4,294,0001,742
Pre-tax net operating income$5,178,000817
Securities gains (losses)$56,0002,561
Applicable income taxes$108,0002,835
Income before extraordinary items$5,126,000663
Extraordinary gains, net$034
Net income$5,126,000662
Minority interest net income$0115
Net income of bank and minority interests.$5,126,000663
Net charge-offs$609,0003,543
Cash dividends$1,556,0001,161
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,071,120672
2009-09-30 (YTD Data)Rank
Total interest income$15,834,0001,656
Total interest expense$3,273,0002,654
Net interest income$12,561,0001,331
Provision for loan and lease losses$450,0003,968
Total noninterest income$3,038,0001,307
Gross Fiduciary activities income$395,000534
Service charges on deposit accounts$1,878,000671
Trading account gains and fees$0212
Additional Noninterest Income$765,0002,177
Total noninterest expense$11,180,0001,366
Salaries and employee benefits$6,150,0001,215
Premises and equipment expense$1,479,0001,391
Additional noninterest expense$3,551,0001,513
Pre-tax net operating income$3,969,000851
Securities gains (losses)$56,0002,228
Applicable income taxes$81,0003,024
Income before extraordinary items$3,944,000683
Extraordinary gains, net$027
Net income$3,944,000683
Minority interest net income$0118
Net income of bank and minority interests.$3,944,000685
Net charge-offs$406,0003,330
Cash dividends$1,189,0001,083
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,889,120694
2009-06-30 (YTD Data)Rank
Total interest income$10,545,0001,682
Total interest expense$2,226,0002,716
Net interest income$8,319,0001,341
Provision for loan and lease losses$300,0003,683
Total noninterest income$2,022,0001,326
Gross Fiduciary activities income$272,000532
Service charges on deposit accounts$1,221,000686
Trading account gains and fees$0193
Additional Noninterest Income$529,0002,139
Total noninterest expense$7,382,0001,404
Salaries and employee benefits$4,025,0001,263
Premises and equipment expense$971,0001,442
Additional noninterest expense$2,386,0001,533
Pre-tax net operating income$2,659,000858
Securities gains (losses)$21,0002,305
Applicable income taxes$54,0003,106
Income before extraordinary items$2,626,000692
Extraordinary gains, net$021
Net income$2,626,000691
Minority interest net income$0112
Net income of bank and minority interests.$2,626,000693
Net charge-offs$248,0003,168
Cash dividends$833,0001,095
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,605,420681
2009-03-31 (YTD Data)Rank
Total interest income$5,269,0001,701
Total interest expense$1,141,0002,750
Net interest income$4,128,0001,337
Provision for loan and lease losses$150,0003,210
Total noninterest income$946,0001,347
Gross Fiduciary activities income$136,000535
Service charges on deposit accounts$578,000695
Trading account gains and fees$0171
Additional Noninterest Income$232,0002,304
Total noninterest expense$3,443,0001,453
Salaries and employee benefits$1,957,0001,321
Premises and equipment expense$492,0001,442
Additional noninterest expense$994,0001,625
Pre-tax net operating income$1,481,000861
Securities gains (losses)$21,0001,659
Applicable income taxes$27,0003,369
Income before extraordinary items$1,475,000699
Extraordinary gains, net$015
Net income$1,475,000698
Minority interest net income$0102
Net income of bank and minority interests.$1,475,000701
Net charge-offs$174,0002,268
Cash dividends$466,000950
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,454,420663
2008-12-31 (YTD Data)Rank
Total interest income$20,566,0001,860
Total interest expense$6,247,0002,430
Net interest income$14,319,0001,565
Provision for loan and lease losses$1,245,0002,413
Total noninterest income$4,195,0001,228
Gross Fiduciary activities income$585,000535
Service charges on deposit accounts$2,482,000698
Trading account gains and fees$0154
Additional Noninterest Income$1,128,0001,971
Total noninterest expense$13,331,0001,462
Salaries and employee benefits$7,661,0001,325
Premises and equipment expense$1,842,0001,505
Additional noninterest expense$3,828,0001,625
Pre-tax net operating income$3,938,0001,386
Securities gains (losses)$246,000630
Applicable income taxes$108,0003,330
Income before extraordinary items$4,076,0001,018
Extraordinary gains, net$039
Net income$4,076,0001,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0003,237
Cash dividends$8,968,000329
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,837,3801,152
2008-09-30 (YTD Data)Rank
Total interest income$15,338,0001,914
Total interest expense$4,978,0002,385
Net interest income$10,360,0001,628
Provision for loan and lease losses$740,0002,192
Total noninterest income$3,030,0001,301
Gross Fiduciary activities income$448,000534
Service charges on deposit accounts$1,832,000721
Trading account gains and fees$0148
Additional Noninterest Income$750,0002,205
Total noninterest expense$9,623,0001,519
Salaries and employee benefits$5,591,0001,391
Premises and equipment expense$1,355,0001,541
Additional noninterest expense$2,677,0001,664
Pre-tax net operating income$3,027,0001,610
Securities gains (losses)$249,000531
Applicable income taxes$81,0003,771
Income before extraordinary items$3,195,0001,155
Extraordinary gains, net$031
Net income$3,195,0001,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$326,0002,457
Cash dividends$8,130,000278
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,950,9801,328
2008-06-30 (YTD Data)Rank
Total interest income$10,060,0001,974
Total interest expense$3,516,0002,363
Net interest income$6,544,0001,713
Provision for loan and lease losses$240,0002,857
Total noninterest income$2,001,0001,329
Gross Fiduciary activities income$307,000539
Service charges on deposit accounts$1,190,000728
Trading account gains and fees$0149
Additional Noninterest Income$504,0002,231
Total noninterest expense$6,263,0001,545
Salaries and employee benefits$3,642,0001,437
Premises and equipment expense$869,0001,605
Additional noninterest expense$1,752,0001,680
Pre-tax net operating income$2,042,0001,663
Securities gains (losses)$03,233
Applicable income taxes$54,0004,003
Income before extraordinary items$1,988,0001,400
Extraordinary gains, net$021
Net income$1,988,0001,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,410
Cash dividends$7,690,000232
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,988,0001,368
2008-03-31 (YTD Data)Rank
Total interest income$5,022,0002,030
Total interest expense$1,910,0002,329
Net interest income$3,112,0001,797
Provision for loan and lease losses$120,0002,457
Total noninterest income$952,0001,386
Gross Fiduciary activities income$160,000543
Service charges on deposit accounts$545,000789
Trading account gains and fees$0158
Additional Noninterest Income$247,0002,248
Total noninterest expense$3,022,0001,606
Salaries and employee benefits$1,771,0001,507
Premises and equipment expense$412,0001,680
Additional noninterest expense$839,0001,696
Pre-tax net operating income$922,0001,932
Securities gains (losses)$5,0002,232
Applicable income taxes$27,0004,129
Income before extraordinary items$900,0001,651
Extraordinary gains, net$015
Net income$900,0001,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0001,322
Cash dividends$310,0001,829
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$895,1501,601
2007-12-31 (YTD Data)Rank
Total interest income$19,165,0002,150
Total interest expense$7,474,0002,466
Net interest income$11,691,0001,948
Provision for loan and lease losses$450,0002,497
Total noninterest income$4,272,0001,237
Gross Fiduciary activities income$770,000486
Service charges on deposit accounts$2,579,000676
Trading account gains and fees$0178
Additional Noninterest Income$923,0002,339
Total noninterest expense$11,318,0001,627
Salaries and employee benefits$6,881,0001,469
Premises and equipment expense$1,516,0001,727
Additional noninterest expense$2,921,0001,890
Pre-tax net operating income$4,195,0001,902
Securities gains (losses)$-102,0008,152
Applicable income taxes$105,0004,451
Income before extraordinary items$3,988,0001,601
Extraordinary gains, net$039
Net income$3,988,0001,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,0001,779
Cash dividends$1,409,0002,090
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,086,9401,544
2007-09-30 (YTD Data)Rank
Total interest income$14,109,0002,193
Total interest expense$5,428,0002,537
Net interest income$8,681,0001,975
Provision for loan and lease losses$360,0002,007
Total noninterest income$3,161,0001,247
Gross Fiduciary activities income$581,000483
Service charges on deposit accounts$1,915,000673
Trading account gains and fees$0184
Additional Noninterest Income$665,0002,405
Total noninterest expense$8,243,0001,668
Salaries and employee benefits$5,003,0001,508
Premises and equipment expense$1,135,0001,728
Additional noninterest expense$2,105,0001,915
Pre-tax net operating income$3,239,0001,974
Securities gains (losses)$-102,0008,292
Applicable income taxes$78,0004,643
Income before extraordinary items$3,059,0001,654
Extraordinary gains, net$033
Net income$3,059,0001,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0001,484
Cash dividends$1,117,0001,843
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,158,9601,590
2007-06-30 (YTD Data)Rank
Total interest income$9,285,0002,244
Total interest expense$3,535,0002,594
Net interest income$5,750,0002,026
Provision for loan and lease losses$180,0002,301
Total noninterest income$2,115,0001,270
Gross Fiduciary activities income$385,000494
Service charges on deposit accounts$1,271,000684
Trading account gains and fees$0168
Additional Noninterest Income$459,0002,375
Total noninterest expense$5,578,0001,653
Salaries and employee benefits$3,309,0001,551
Premises and equipment expense$749,0001,766
Additional noninterest expense$1,520,0001,787
Pre-tax net operating income$2,107,0002,068
Securities gains (losses)$-102,0008,402
Applicable income taxes$52,0004,731
Income before extraordinary items$1,953,0001,772
Extraordinary gains, net$029
Net income$1,953,0001,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,655
Cash dividends$660,0002,049
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,051,9401,665
2007-03-31 (YTD Data)Rank
Total interest income$4,494,0002,314
Total interest expense$1,642,0002,752
Net interest income$2,852,0002,044
Provision for loan and lease losses$90,0002,153
Total noninterest income$1,020,0001,290
Gross Fiduciary activities income$189,000497
Service charges on deposit accounts$616,000690
Trading account gains and fees$0195
Additional Noninterest Income$215,0002,431
Total noninterest expense$2,813,0001,643
Salaries and employee benefits$1,661,0001,569
Premises and equipment expense$369,0001,806
Additional noninterest expense$783,0001,713
Pre-tax net operating income$969,0002,228
Securities gains (losses)$-103,0008,556
Applicable income taxes$26,0004,731
Income before extraordinary items$840,0001,976
Extraordinary gains, net$022
Net income$840,0001,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0001,327
Cash dividends$345,0001,842
Sale, conversion, retirement of capital stock, net$0885
Net operating income$939,9101,809
2006-12-31 (YTD Data)Rank
Total interest income$16,005,0002,422
Total interest expense$4,784,0003,143
Net interest income$11,221,0002,071
Provision for loan and lease losses$140,0004,163
Total noninterest income$3,879,0001,319
Gross Fiduciary activities income$671,000512
Service charges on deposit accounts$2,337,000759
Trading account gains and fees$0130
Additional Noninterest Income$871,0002,448
Total noninterest expense$11,030,0001,607
Salaries and employee benefits$6,513,0001,522
Premises and equipment expense$1,526,0001,670
Additional noninterest expense$2,991,0001,766
Pre-tax net operating income$3,930,0002,287
Securities gains (losses)$-101,0008,207
Applicable income taxes$06,600
Income before extraordinary items$3,829,0001,862
Extraordinary gains, net$051
Net income$3,829,0001,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,537
Cash dividends$1,624,0001,822
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,930,0001,795
2006-09-30 (YTD Data)Rank
Total interest income$11,744,0002,454
Total interest expense$3,399,0003,179
Net interest income$8,345,0002,104
Provision for loan and lease losses$140,0003,511
Total noninterest income$2,846,0001,359
Gross Fiduciary activities income$487,000524
Service charges on deposit accounts$1,727,000771
Trading account gains and fees$0126
Additional Noninterest Income$632,0002,491
Total noninterest expense$8,117,0001,646
Salaries and employee benefits$4,729,0001,573
Premises and equipment expense$1,140,0001,683
Additional noninterest expense$2,248,0001,736
Pre-tax net operating income$2,934,0002,376
Securities gains (losses)$-101,0008,408
Applicable income taxes$06,687
Income before extraordinary items$2,833,0001,934
Extraordinary gains, net$045
Net income$2,833,0001,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,128
Cash dividends$1,267,0001,651
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,934,0001,850
2006-06-30 (YTD Data)Rank
Total interest income$7,656,0002,464
Total interest expense$2,164,0003,187
Net interest income$5,492,0002,129
Provision for loan and lease losses$120,0002,983
Total noninterest income$1,927,0001,346
Gross Fiduciary activities income$318,000529
Service charges on deposit accounts$1,139,000765
Trading account gains and fees$0126
Additional Noninterest Income$470,0002,312
Total noninterest expense$5,447,0001,643
Salaries and employee benefits$3,133,0001,581
Premises and equipment expense$752,0001,701
Additional noninterest expense$1,562,0001,696
Pre-tax net operating income$1,852,0002,464
Securities gains (losses)$-101,0008,541
Applicable income taxes$06,706
Income before extraordinary items$1,751,0002,059
Extraordinary gains, net$039
Net income$1,751,0002,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0001,628
Cash dividends$789,0001,753
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,852,0001,948
2006-03-31 (YTD Data)Rank
Total interest income$3,736,0002,473
Total interest expense$1,017,0003,214
Net interest income$2,719,0002,136
Provision for loan and lease losses$60,0002,788
Total noninterest income$922,0001,362
Gross Fiduciary activities income$155,000550
Service charges on deposit accounts$526,000805
Trading account gains and fees$0115
Additional Noninterest Income$241,0002,237
Total noninterest expense$2,657,0001,687
Salaries and employee benefits$1,544,0001,610
Premises and equipment expense$376,0001,706
Additional noninterest expense$737,0001,778
Pre-tax net operating income$924,0002,417
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$924,0001,928
Extraordinary gains, net$021
Net income$924,0001,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$413,0001,573
Sale, conversion, retirement of capital stock, net$0648
Net operating income$924,0001,906
2005-12-31 (YTD Data)Rank
Total interest income$13,338,0002,478
Total interest expense$2,998,0003,331
Net interest income$10,340,0002,144
Provision for loan and lease losses$75,0005,186
Total noninterest income$3,384,0001,455
Gross Fiduciary activities income$565,000554
Service charges on deposit accounts$2,126,000809
Trading account gains and fees$0138
Additional Noninterest Income$693,0002,795
Total noninterest expense$10,702,0001,598
Salaries and employee benefits$5,961,0001,569
Premises and equipment expense$1,528,0001,594
Additional noninterest expense$3,213,0001,590
Pre-tax net operating income$2,947,0002,799
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$2,947,0002,280
Extraordinary gains, net$046
Net income$2,947,0002,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,012
Cash dividends$856,0002,736
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,947,0002,242
2005-09-30 (YTD Data)Rank
Total interest income$9,714,0002,488
Total interest expense$2,116,0003,351
Net interest income$7,598,0002,166
Provision for loan and lease losses$75,0004,689
Total noninterest income$2,511,0001,480
Gross Fiduciary activities income$420,000550
Service charges on deposit accounts$1,590,000817
Trading account gains and fees$0126
Additional Noninterest Income$501,0002,885
Total noninterest expense$7,854,0001,611
Salaries and employee benefits$4,372,0001,592
Premises and equipment expense$1,163,0001,555
Additional noninterest expense$2,319,0001,611
Pre-tax net operating income$2,180,0002,865
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,180,0002,335
Extraordinary gains, net$035
Net income$2,180,0002,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,359
Cash dividends$663,0002,384
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,180,0002,301
2005-06-30 (YTD Data)Rank
Total interest income$6,245,0002,515
Total interest expense$1,323,0003,376
Net interest income$4,922,0002,198
Provision for loan and lease losses$75,0003,815
Total noninterest income$1,656,0001,475
Gross Fiduciary activities income$281,000557
Service charges on deposit accounts$1,033,000819
Trading account gains and fees$0116
Additional Noninterest Income$342,0002,817
Total noninterest expense$5,191,0001,625
Salaries and employee benefits$2,890,0001,597
Premises and equipment expense$772,0001,565
Additional noninterest expense$1,529,0001,617
Pre-tax net operating income$1,312,0003,055
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,312,0002,469
Extraordinary gains, net$030
Net income$1,312,0002,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,586
Cash dividends$419,0002,469
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,312,0002,435
2005-03-31 (YTD Data)Rank
Total interest income$3,041,0002,540
Total interest expense$613,0003,459
Net interest income$2,428,0002,214
Provision for loan and lease losses$75,0002,455
Total noninterest income$820,0001,462
Gross Fiduciary activities income$144,000560
Service charges on deposit accounts$499,000816
Trading account gains and fees$0115
Additional Noninterest Income$177,0002,686
Total noninterest expense$2,583,0001,637
Salaries and employee benefits$1,418,0001,630
Premises and equipment expense$383,0001,594
Additional noninterest expense$782,0001,587
Pre-tax net operating income$590,0003,263
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$590,0002,654
Extraordinary gains, net$024
Net income$590,0002,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,291
Cash dividends$211,0002,130
Sale, conversion, retirement of capital stock, net$0491
Net operating income$590,0002,613
2004-12-31 (YTD Data)Rank
Total interest income$11,324,0002,526
Total interest expense$1,967,0003,704
Net interest income$9,357,0002,178
Provision for loan and lease losses$285,0003,029
Total noninterest income$3,375,0001,458
Gross Fiduciary activities income$512,000571
Service charges on deposit accounts$2,214,000789
Trading account gains and fees$0138
Additional Noninterest Income$649,0002,850
Total noninterest expense$10,095,0001,606
Salaries and employee benefits$5,595,0001,585
Premises and equipment expense$1,499,0001,549
Additional noninterest expense$3,001,0001,625
Pre-tax net operating income$2,352,0003,150
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$2,352,0002,547
Extraordinary gains, net$034
Net income$2,352,0002,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0002,300
Cash dividends$1,316,0001,907
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,352,0002,498
2004-09-30 (YTD Data)Rank
Total interest income$8,377,0002,522
Total interest expense$1,397,0003,817
Net interest income$6,980,0002,177
Provision for loan and lease losses$195,0003,028
Total noninterest income$2,605,0001,443
Gross Fiduciary activities income$383,000566
Service charges on deposit accounts$1,676,000791
Trading account gains and fees$0134
Additional Noninterest Income$546,0002,664
Total noninterest expense$7,415,0001,638
Salaries and employee benefits$4,108,0001,617
Premises and equipment expense$1,119,0001,556
Additional noninterest expense$2,188,0001,654
Pre-tax net operating income$1,975,0002,910
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,975,0002,349
Extraordinary gains, net$026
Net income$1,975,0002,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,081
Cash dividends$1,110,0001,587
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,975,0002,295
2004-06-30 (YTD Data)Rank
Total interest income$5,589,0002,506
Total interest expense$927,0003,832
Net interest income$4,662,0002,148
Provision for loan and lease losses$120,0003,090
Total noninterest income$1,623,0001,506
Gross Fiduciary activities income$257,000568
Service charges on deposit accounts$1,090,000803
Trading account gains and fees$0130
Additional Noninterest Income$276,0003,137
Total noninterest expense$4,861,0001,664
Salaries and employee benefits$2,724,0001,624
Premises and equipment expense$716,0001,614
Additional noninterest expense$1,421,0001,685
Pre-tax net operating income$1,304,0002,908
Securities gains (losses)$03,413
Applicable income taxes$-118,0008,951
Income before extraordinary items$1,422,0002,171
Extraordinary gains, net$021
Net income$1,422,0002,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0002,718
Cash dividends$727,0001,651
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,422,0002,109
2004-03-31 (YTD Data)Rank
Total interest income$2,825,0002,476
Total interest expense$476,0003,795
Net interest income$2,349,0002,140
Provision for loan and lease losses$60,0002,918
Total noninterest income$937,0001,319
Gross Fiduciary activities income$131,000561
Service charges on deposit accounts$539,000790
Trading account gains and fees$0121
Additional Noninterest Income$267,0002,030
Total noninterest expense$2,466,0001,653
Salaries and employee benefits$1,375,0001,620
Premises and equipment expense$365,0001,613
Additional noninterest expense$726,0001,638
Pre-tax net operating income$760,0002,527
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$760,0002,027
Extraordinary gains, net$016
Net income$760,0002,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,552
Cash dividends$397,0001,458
Sale, conversion, retirement of capital stock, net$0464
Net operating income$760,0001,948
2003-12-31 (YTD Data)Rank
Total interest income$11,362,0002,506
Total interest expense$2,246,0003,636
Net interest income$9,116,0002,138
Provision for loan and lease losses$330,0002,962
Total noninterest income$3,126,0001,630
Gross Fiduciary activities income$502,000564
Service charges on deposit accounts$2,109,000817
Trading account gains and fees$0160
Additional Noninterest Income$515,0003,531
Total noninterest expense$9,483,0001,689
Salaries and employee benefits$5,204,0001,653
Premises and equipment expense$1,473,0001,552
Additional noninterest expense$2,806,0001,730
Pre-tax net operating income$2,429,0002,955
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$2,429,0002,422
Extraordinary gains, net$054
Net income$2,429,0002,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,380
Cash dividends$3,141,000958
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,429,0002,316
2003-09-30 (YTD Data)Rank
Total interest income$8,503,0002,554
Total interest expense$1,737,0003,663
Net interest income$6,766,0002,163
Provision for loan and lease losses$270,0002,692
Total noninterest income$2,340,0001,670
Gross Fiduciary activities income$363,000577
Service charges on deposit accounts$1,605,000810
Trading account gains and fees$0153
Additional Noninterest Income$372,0003,663
Total noninterest expense$7,005,0001,720
Salaries and employee benefits$3,826,0001,696
Premises and equipment expense$1,088,0001,578
Additional noninterest expense$2,091,0001,725
Pre-tax net operating income$1,831,0003,033
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,831,0002,520
Extraordinary gains, net$040
Net income$1,831,0002,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,201
Cash dividends$2,919,000755
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,831,0002,386
2003-06-30 (YTD Data)Rank
Total interest income$5,670,0002,572
Total interest expense$1,197,0003,670
Net interest income$4,473,0002,180
Provision for loan and lease losses$180,0002,675
Total noninterest income$1,543,0001,680
Gross Fiduciary activities income$244,000574
Service charges on deposit accounts$1,048,000820
Trading account gains and fees$0150
Additional Noninterest Income$251,0003,621
Total noninterest expense$4,570,0001,745
Salaries and employee benefits$2,486,0001,727
Premises and equipment expense$693,0001,654
Additional noninterest expense$1,391,0001,724
Pre-tax net operating income$1,266,0002,960
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,266,0002,450
Extraordinary gains, net$030
Net income$1,266,0002,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,695
Cash dividends$2,533,000597
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,266,0002,314
2003-03-31 (YTD Data)Rank
Total interest income$2,804,0002,624
Total interest expense$576,0003,878
Net interest income$2,228,0002,185
Provision for loan and lease losses$90,0002,494
Total noninterest income$730,0001,715
Gross Fiduciary activities income$125,000579
Service charges on deposit accounts$491,000843
Trading account gains and fees$0134
Additional Noninterest Income$114,0003,692
Total noninterest expense$2,209,0001,780
Salaries and employee benefits$1,226,0001,739
Premises and equipment expense$324,0001,765
Additional noninterest expense$659,0001,785
Pre-tax net operating income$659,0002,873
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$659,0002,327
Extraordinary gains, net$021
Net income$659,0002,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,298
Cash dividends$362,0001,559
Sale, conversion, retirement of capital stock, net$0419
Net operating income$659,0002,197
2002-12-31 (YTD Data)Rank
Total interest income$11,772,0002,605
Total interest expense$2,792,0003,752
Net interest income$8,980,0002,156
Provision for loan and lease losses$255,0003,810
Total noninterest income$2,949,0001,584
Gross Fiduciary activities income$504,000566
Service charges on deposit accounts$2,063,000780
Trading account gains and fees$0153
Additional Noninterest Income$382,0003,792
Total noninterest expense$7,854,0001,919
Salaries and employee benefits$4,314,0001,862
Premises and equipment expense$1,073,0002,042
Additional noninterest expense$2,467,0001,876
Pre-tax net operating income$3,820,0002,061
Securities gains (losses)$17,0003,266
Applicable income taxes$07,681
Income before extraordinary items$3,837,0001,580
Extraordinary gains, net$070
Net income$3,837,0001,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,987
Cash dividends$1,809,0001,425
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,820,0001,533
2001-12-31 (YTD Data)Rank
Total interest income$13,317,0002,572
Total interest expense$5,010,0003,148
Net interest income$8,307,0002,154
Provision for loan and lease losses$275,0003,402
Total noninterest income$2,726,0001,593
Gross Fiduciary activities income$531,000575
Service charges on deposit accounts$1,978,000746
Trading account gains and fees$0177
Additional Noninterest Income$217,0004,766
Total noninterest expense$7,102,0002,024
Salaries and employee benefits$3,816,0001,969
Premises and equipment expense$935,0002,281
Additional noninterest expense$2,351,0001,915
Pre-tax net operating income$3,656,0001,910
Securities gains (losses)$37,0002,648
Applicable income taxes$07,903
Income before extraordinary items$3,693,0001,454
Extraordinary gains, net$0105
Net income$3,693,0001,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0003,161
Cash dividends$1,946,0001,377
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,656,0001,414
2000-12-31 (YTD Data)Rank
Total interest income$13,153,0002,646
Total interest expense$5,277,0003,158
Net interest income$7,876,0002,259
Provision for loan and lease losses$320,0002,708
Total noninterest income$2,648,0001,508
Gross Fiduciary activities income$542,000576
Service charges on deposit accounts$1,907,000717
Trading account gains and fees$0180
Additional Noninterest Income$199,0004,817
Total noninterest expense$6,577,0002,095
Salaries and employee benefits$3,496,0002,034
Premises and equipment expense$889,0002,331
Additional noninterest expense$2,192,0001,987
Pre-tax net operating income$3,627,0002,013
Securities gains (losses)$-15,0008,587
Applicable income taxes$08,362
Income before extraordinary items$3,612,0001,467
Extraordinary gains, net$038
Net income$3,612,0001,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0002,843
Cash dividends$2,014,0001,342
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,627,0001,454
1999-12-31 (YTD Data)Rank
Total interest income$12,395,0002,623
Total interest expense$4,922,0002,969
Net interest income$7,473,0002,362
Provision for loan and lease losses$373,0002,221
Total noninterest income$2,252,0001,704
Gross Fiduciary activities income$436,000681
Service charges on deposit accounts$1,520,000873
Trading account gains and fees$0173
Additional Noninterest Income$296,0004,048
Total noninterest expense$6,188,0002,210
Salaries and employee benefits$3,273,0002,147
Premises and equipment expense$903,0002,255
Additional noninterest expense$2,012,0002,181
Pre-tax net operating income$3,164,0002,293
Securities gains (losses)$6,0002,044
Applicable income taxes$151,0006,267
Income before extraordinary items$3,019,0001,760
Extraordinary gains, net$035
Net income$3,019,0001,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,0001,414
Cash dividends$1,632,0001,578
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,013,3001,735
1998-12-31 (YTD Data)Rank
Total interest income$12,545,0002,607
Total interest expense$5,158,0002,907
Net interest income$7,387,0002,309
Provision for loan and lease losses$300,0002,562
Total noninterest income$1,894,0001,912
Gross Fiduciary activities income$388,000715
Service charges on deposit accounts$1,250,000987
Trading account gains and fees$0224
Additional Noninterest Income$256,0004,369
Total noninterest expense$5,911,0002,212
Salaries and employee benefits$3,167,0002,137
Premises and equipment expense$907,0002,136
Additional noninterest expense$1,837,0002,274
Pre-tax net operating income$3,070,0002,320
Securities gains (losses)$155,0001,036
Applicable income taxes$1,117,0002,112
Income before extraordinary items$2,108,0002,439
Extraordinary gains, net$032
Net income$2,108,0002,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,0001,290
Cash dividends$2,280,0001,204
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,007,2502,459
1997-12-31 (YTD Data)Rank
Total interest income$12,420,0002,638
Total interest expense$4,987,0002,983
Net interest income$7,433,0002,350
Provision for loan and lease losses$400,0002,088
Total noninterest income$1,849,0001,893
Gross Fiduciary activities income$357,000764
Service charges on deposit accounts$1,237,0001,015
Trading account gains and fees$0239
Additional Noninterest Income$255,0004,312
Total noninterest expense$5,579,0002,318
Salaries and employee benefits$3,003,0002,202
Premises and equipment expense$824,0002,352
Additional noninterest expense$1,752,0002,363
Pre-tax net operating income$3,303,0002,284
Securities gains (losses)$-3,0009,416
Applicable income taxes$1,154,0002,164
Income before extraordinary items$2,146,0002,419
Extraordinary gains, net$044
Net income$2,146,0002,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,456
Cash dividends$250,0004,919
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,147,9502,363
1996-12-31 (YTD Data)Rank
Total interest income$10,555,0003,109
Total interest expense$4,041,0003,678
Net interest income$6,514,0002,722
Provision for loan and lease losses$390,0002,134
Total noninterest income$1,736,0002,060
Gross Fiduciary activities income$343,000821
Service charges on deposit accounts$1,060,0001,260
Trading account gains and fees$0262
Additional Noninterest Income$333,0003,820
Total noninterest expense$4,870,0002,806
Salaries and employee benefits$2,764,0002,409
Premises and equipment expense$685,0002,861
Additional noninterest expense$1,421,0003,269
Pre-tax net operating income$2,990,0002,383
Securities gains (losses)$2,0003,501
Applicable income taxes$1,014,0002,323
Income before extraordinary items$1,978,0002,489
Extraordinary gains, net$053
Net income$1,978,0002,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,0001,858
Cash dividends$175,0005,723
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,976,6802,434
1995-12-31 (YTD Data)Rank
Total interest income$8,195,0003,923
Total interest expense$2,907,0004,903
Net interest income$5,288,0003,352
Provision for loan and lease losses$210,0002,900
Total noninterest income$1,494,0002,288
Gross Fiduciary activities income$330,000860
Service charges on deposit accounts$965,0001,421
Trading account gains and fees$0522
Additional Noninterest Income$199,0005,150
Total noninterest expense$4,099,0003,245
Salaries and employee benefits$2,311,0002,883
Premises and equipment expense$569,0003,359
Additional noninterest expense$1,219,0003,688
Pre-tax net operating income$2,473,0002,877
Securities gains (losses)$-87,00011,433
Applicable income taxes$771,0002,977
Income before extraordinary items$1,615,0003,038
Extraordinary gains, net$065
Net income$1,615,0003,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,0001,330
Cash dividends$975,0002,113
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,674,1602,900
1994-12-31 (YTD Data)Rank
Total interest income$7,429,0003,999
Total interest expense$2,417,0004,790
Net interest income$5,012,0003,559
Provision for loan and lease losses$100,0004,522
Total noninterest income$1,625,0002,153
Gross Fiduciary activities income$296,000906
Service charges on deposit accounts$1,041,0001,293
Trading account gains and fees$0475
Additional Noninterest Income$288,0004,207
Total noninterest expense$4,211,0003,260
Salaries and employee benefits$2,273,0002,918
Premises and equipment expense$532,0003,601
Additional noninterest expense$1,406,0003,517
Pre-tax net operating income$2,326,0003,024
Securities gains (losses)$-3,0009,178
Applicable income taxes$731,0002,999
Income before extraordinary items$1,592,0003,020
Extraordinary gains, net$0249
Net income$1,592,0003,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,406
Cash dividends$925,0002,041
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,594,0703,034
1993-12-31 (YTD Data)Rank
Total interest income$7,320,0004,137
Total interest expense$2,383,0005,021
Net interest income$4,937,0003,613
Provision for loan and lease losses$125,0005,103
Total noninterest income$1,448,0002,509
Gross Fiduciary activities income$260,000988
Service charges on deposit accounts$961,0001,395
Trading account gains and fees$0532
Additional Noninterest Income$227,0005,286
Total noninterest expense$4,273,0003,282
Salaries and employee benefits$2,157,0003,037
Premises and equipment expense$522,0003,718
Additional noninterest expense$1,594,0003,328
Pre-tax net operating income$1,987,0003,338
Securities gains (losses)$07,477
Applicable income taxes$621,0003,491
Income before extraordinary items$1,366,0003,541
Extraordinary gains, net$59,0002,050
Net income$1,425,0003,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0003,045
Cash dividends$925,0001,901
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,366,0003,338
1992-12-31 (YTD Data)Rank
Total interest income$7,959,0004,305
Total interest expense$3,086,0005,038
Net interest income$4,873,0003,736
Provision for loan and lease losses$375,0003,592
Total noninterest income$1,480,0002,417
Gross Fiduciary activities income$231,0001,046
Service charges on deposit accounts$933,0001,439
Trading account gains and fees$0504
Additional Noninterest Income$316,0004,287
Total noninterest expense$4,029,0003,483
Salaries and employee benefits$1,942,0003,289
Premises and equipment expense$506,0003,922
Additional noninterest expense$1,581,0003,432
Pre-tax net operating income$1,949,0003,172
Securities gains (losses)$08,369
Applicable income taxes$644,0003,238
Income before extraordinary items$1,305,0003,514
Extraordinary gains, net$01,422
Net income$1,305,0003,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0004,614
Cash dividends$300,0003,979
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,305,0003,260

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.