Home > First Service Bank > Income and Expense

First Service Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$36,134,0001,210
Total interest expense$13,947,0001,028
Net interest income$22,187,0001,323
Provision for loan and lease losses$1,062,000806
Total noninterest income$4,338,0001,298
Gross Fiduciary activities income$0981
Service charges on deposit accounts$560,0001,528
Trading account gains and feesNANA
Additional Noninterest Income$3,778,0001,079
Total noninterest expense$20,520,0001,190
Salaries and employee benefits$11,373,0001,219
Premises and equipment expense$2,455,0001,015
Additional noninterest expense$3,778,0001,079
Pre-tax net operating income$4,943,0001,929
Securities gains (losses)$0988
Applicable income taxes$1,170,0001,336
Income before extraordinary items$3,773,0002,061
Extraordinary gains, net$054
Net income$3,773,0002,086
Minority interest net income$088
Net income of bank and minority interests.$3,773,0002,064
Net charge-offs$-105,0004,344
Cash dividends$475,0002,786
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,773,0002,087
2023-09-30 (YTD Data)Rank
Total interest income$25,806,0001,228
Total interest expense$9,310,0001,042
Net interest income$16,496,0001,338
Provision for loan and lease losses$819,000749
Total noninterest income$3,148,0001,308
Gross Fiduciary activities income$0950
Service charges on deposit accounts$424,0001,517
Trading account gains and feesNANA
Additional Noninterest Income$2,724,0001,112
Total noninterest expense$15,037,0001,201
Salaries and employee benefits$8,484,0001,224
Premises and equipment expense$1,695,0001,096
Additional noninterest expense$2,724,0001,112
Pre-tax net operating income$3,788,0001,951
Securities gains (losses)$0849
Applicable income taxes$776,0001,454
Income before extraordinary items$3,012,0002,053
Extraordinary gains, net$052
Net income$3,012,0002,072
Minority interest net income$081
Net income of bank and minority interests.$3,012,0002,053
Net charge-offs$-127,0004,408
Cash dividends$475,0002,289
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,012,0002,075
2023-06-30 (YTD Data)Rank
Total interest income$16,273,0001,259
Total interest expense$5,376,0001,061
Net interest income$10,897,0001,358
Provision for loan and lease losses$-130,0004,464
Total noninterest income$2,153,0001,246
Gross Fiduciary activities income$0931
Service charges on deposit accounts$287,0001,491
Trading account gains and feesNANA
Additional Noninterest Income$1,866,0001,023
Total noninterest expense$10,781,0001,126
Salaries and employee benefits$5,641,0001,216
Premises and equipment expense$1,107,0001,102
Additional noninterest expense$1,866,0001,022
Pre-tax net operating income$2,399,0002,017
Securities gains (losses)$0938
Applicable income taxes$442,0001,574
Income before extraordinary items$1,957,0002,087
Extraordinary gains, net$051
Net income$1,957,0002,112
Minority interest net income$081
Net income of bank and minority interests.$1,957,0002,087
Net charge-offs$36,0001,300
Cash dividends$475,0002,005
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,957,0002,100
2023-03-31 (YTD Data)Rank
Total interest income$7,688,0001,299
Total interest expense$2,258,0001,094
Net interest income$5,430,0001,364
Provision for loan and lease losses$-6,0004,428
Total noninterest income$1,169,0001,189
Gross Fiduciary activities income$0913
Service charges on deposit accounts$142,0001,522
Trading account gains and feesNANA
Additional Noninterest Income$1,027,000945
Total noninterest expense$4,634,0001,281
Salaries and employee benefits$2,355,0001,426
Premises and equipment expense$564,0001,124
Additional noninterest expense$1,027,000945
Pre-tax net operating income$1,971,0001,486
Securities gains (losses)$0950
Applicable income taxes$398,0001,170
Income before extraordinary items$1,573,0001,550
Extraordinary gains, net$04
Net income$1,573,0001,550
Minority interest net income$048
Net income of bank and minority interests.$1,573,0001,550
Net charge-offs$67,000703
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,573,0001,567
2022-12-31 (YTD Data)Rank
Total interest income$24,057,0001,345
Total interest expense$2,966,0001,189
Net interest income$21,091,0001,369
Provision for loan and lease losses$1,004,000810
Total noninterest income$5,446,0001,143
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$599,0001,502
Trading account gains and feesNANA
Additional Noninterest Income$4,847,000933
Total noninterest expense$17,015,0001,346
Salaries and employee benefits$9,772,0001,336
Premises and equipment expense$2,200,0001,117
Additional noninterest expense$4,847,000933
Pre-tax net operating income$8,518,0001,427
Securities gains (losses)$0691
Applicable income taxes$2,152,0001,026
Income before extraordinary items$6,366,0001,559
Extraordinary gains, net$05
Net income$6,366,0001,555
Minority interest net income$063
Net income of bank and minority interests.$6,366,0001,558
Net charge-offs$89,0001,285
Cash dividends$2,000,0001,482
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,366,0001,586
2022-09-30 (YTD Data)Rank
Total interest income$17,130,0001,355
Total interest expense$1,584,0001,253
Net interest income$15,546,0001,374
Provision for loan and lease losses$753,000754
Total noninterest income$4,348,0001,108
Gross Fiduciary activities income$0968
Service charges on deposit accounts$492,0001,419
Trading account gains and feesNANA
Additional Noninterest Income$3,856,000908
Total noninterest expense$12,639,0001,348
Salaries and employee benefits$7,036,0001,379
Premises and equipment expense$1,628,0001,116
Additional noninterest expense$3,856,000908
Pre-tax net operating income$6,502,0001,399
Securities gains (losses)$0740
Applicable income taxes$1,630,0001,012
Income before extraordinary items$4,872,0001,520
Extraordinary gains, net$04
Net income$4,872,0001,519
Minority interest net income$057
Net income of bank and minority interests.$4,872,0001,520
Net charge-offs$61,0001,130
Cash dividends$475,0002,240
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,872,0001,554
2022-06-30 (YTD Data)Rank
Total interest income$10,985,0001,361
Total interest expense$871,0001,280
Net interest income$10,114,0001,371
Provision for loan and lease losses$502,000682
Total noninterest income$3,247,0001,012
Gross Fiduciary activities income$0925
Service charges on deposit accounts$332,0001,387
Trading account gains and feesNANA
Additional Noninterest Income$2,915,000843
Total noninterest expense$8,326,0001,353
Salaries and employee benefits$4,688,0001,374
Premises and equipment expense$1,063,0001,129
Additional noninterest expense$2,575,0001,309
Pre-tax net operating income$4,533,0001,287
Securities gains (losses)$0687
Applicable income taxes$1,118,000938
Income before extraordinary items$3,415,0001,376
Extraordinary gains, net$04
Net income$3,415,0001,375
Minority interest net income$060
Net income of bank and minority interests.$3,415,0001,376
Net charge-offs$58,000901
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,415,0001,411
2022-03-31 (YTD Data)Rank
Total interest income$5,486,0001,325
Total interest expense$431,0001,246
Net interest income$5,055,0001,336
Provision for loan and lease losses$251,000565
Total noninterest income$1,798,000949
Gross Fiduciary activities income$0892
Service charges on deposit accounts$166,0001,378
Trading account gains and feesNANA
Additional Noninterest Income$1,632,000789
Total noninterest expense$3,819,0001,430
Salaries and employee benefits$2,058,0001,532
Premises and equipment expense$483,0001,256
Additional noninterest expense$1,278,0001,301
Pre-tax net operating income$2,783,0001,067
Securities gains (losses)$0623
Applicable income taxes$669,000822
Income before extraordinary items$2,114,0001,153
Extraordinary gains, net$04
Net income$2,114,0001,152
Minority interest net income$050
Net income of bank and minority interests.$2,114,0001,153
Net charge-offs$56,000636
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,114,0001,164
2021-12-31 (YTD Data)Rank
Total interest income$21,100,0001,410
Total interest expense$2,341,0001,152
Net interest income$18,759,0001,443
Provision for loan and lease losses$2,182,000263
Total noninterest income$7,875,000993
Gross Fiduciary activities income$0994
Service charges on deposit accounts$660,0001,309
Trading account gains and feesNANA
Additional Noninterest Income$7,215,000833
Total noninterest expense$15,982,0001,378
Salaries and employee benefits$8,649,0001,464
Premises and equipment expense$2,302,0001,070
Additional noninterest expense$5,031,0001,324
Pre-tax net operating income$8,470,0001,419
Securities gains (losses)$02,062
Applicable income taxes$2,032,0001,089
Income before extraordinary items$6,438,0001,587
Extraordinary gains, net$010
Net income$6,438,0001,587
Minority interest net income$074
Net income of bank and minority interests.$6,438,0001,587
Net charge-offs$880,000460
Cash dividends$1,528,0001,781
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,438,0001,567
2021-09-30 (YTD Data)Rank
Total interest income$15,618,0001,456
Total interest expense$1,885,0001,142
Net interest income$13,733,0001,491
Provision for loan and lease losses$1,065,000409
Total noninterest income$5,602,0001,036
Gross Fiduciary activities income$0957
Service charges on deposit accounts$480,0001,337
Trading account gains and feesNANA
Additional Noninterest Income$5,122,000885
Total noninterest expense$11,576,0001,424
Salaries and employee benefits$6,169,0001,533
Premises and equipment expense$1,721,0001,084
Additional noninterest expense$3,686,0001,352
Pre-tax net operating income$6,694,0001,425
Securities gains (losses)$02,015
Applicable income taxes$1,598,0001,104
Income before extraordinary items$5,096,0001,588
Extraordinary gains, net$08
Net income$5,096,0001,588
Minority interest net income$069
Net income of bank and minority interests.$5,096,0001,588
Net charge-offs$-45,0004,172
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,096,0001,558
2021-06-30 (YTD Data)Rank
Total interest income$10,371,0001,462
Total interest expense$1,403,0001,071
Net interest income$8,968,0001,497
Provision for loan and lease losses$765,000404
Total noninterest income$4,093,000988
Gross Fiduciary activities income$0951
Service charges on deposit accounts$303,0001,348
Trading account gains and feesNANA
Additional Noninterest Income$3,790,000831
Total noninterest expense$7,870,0001,399
Salaries and employee benefits$4,308,0001,459
Premises and equipment expense$1,134,0001,090
Additional noninterest expense$2,428,0001,352
Pre-tax net operating income$4,426,0001,422
Securities gains (losses)$01,818
Applicable income taxes$1,075,0001,093
Income before extraordinary items$3,351,0001,586
Extraordinary gains, net$06
Net income$3,351,0001,586
Minority interest net income$067
Net income of bank and minority interests.$3,351,0001,586
Net charge-offs$-21,0004,072
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,351,0001,554
2021-03-31 (YTD Data)Rank
Total interest income$5,363,0001,410
Total interest expense$740,0001,082
Net interest income$4,623,0001,454
Provision for loan and lease losses$182,000860
Total noninterest income$1,912,0001,036
Gross Fiduciary activities income$0922
Service charges on deposit accounts$152,0001,340
Trading account gains and feesNANA
Additional Noninterest Income$1,760,000885
Total noninterest expense$3,535,0001,513
Salaries and employee benefits$1,868,0001,638
Premises and equipment expense$566,0001,101
Additional noninterest expense$1,101,0001,423
Pre-tax net operating income$2,818,0001,189
Securities gains (losses)$01,392
Applicable income taxes$674,000946
Income before extraordinary items$2,144,0001,325
Extraordinary gains, net$03
Net income$2,144,0001,325
Minority interest net income$055
Net income of bank and minority interests.$2,144,0001,325
Net charge-offs$-16,0004,237
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,144,0001,293
2020-12-31 (YTD Data)Rank
Total interest income$20,040,0001,494
Total interest expense$3,906,0001,191
Net interest income$16,134,0001,552
Provision for loan and lease losses$1,953,0001,059
Total noninterest income$7,153,0001,011
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$675,0001,282
Trading account gains and feesNANA
Additional Noninterest Income$6,478,000856
Total noninterest expense$14,818,0001,421
Salaries and employee benefits$7,630,0001,572
Premises and equipment expense$2,268,0001,059
Additional noninterest expense$4,920,0001,302
Pre-tax net operating income$6,516,0001,460
Securities gains (losses)$02,675
Applicable income taxes$1,568,0001,102
Income before extraordinary items$4,948,0001,648
Extraordinary gains, net$04
Net income$4,948,0001,648
Minority interest net income$072
Net income of bank and minority interests.$4,948,0001,648
Net charge-offs$181,0001,618
Cash dividends$1,291,0001,933
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,948,0001,602
2020-09-30 (YTD Data)Rank
Total interest income$14,999,0001,501
Total interest expense$3,070,0001,208
Net interest income$11,929,0001,558
Provision for loan and lease losses$1,740,000966
Total noninterest income$5,262,000997
Gross Fiduciary activities income$0981
Service charges on deposit accounts$507,0001,281
Trading account gains and feesNANA
Additional Noninterest Income$4,755,000837
Total noninterest expense$10,652,0001,453
Salaries and employee benefits$5,440,0001,620
Premises and equipment expense$1,589,0001,115
Additional noninterest expense$3,623,0001,300
Pre-tax net operating income$4,799,0001,448
Securities gains (losses)$02,494
Applicable income taxes$1,113,0001,104
Income before extraordinary items$3,686,0001,625
Extraordinary gains, net$04
Net income$3,686,0001,626
Minority interest net income$065
Net income of bank and minority interests.$3,686,0001,626
Net charge-offs$168,0001,356
Cash dividends$640,0002,106
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,686,0001,574
2020-06-30 (YTD Data)Rank
Total interest income$9,888,0001,530
Total interest expense$2,153,0001,241
Net interest income$7,735,0001,595
Provision for loan and lease losses$1,527,000847
Total noninterest income$3,396,000956
Gross Fiduciary activities income$0970
Service charges on deposit accounts$344,0001,256
Trading account gains and feesNANA
Additional Noninterest Income$3,052,000802
Total noninterest expense$6,924,0001,470
Salaries and employee benefits$3,473,0001,672
Premises and equipment expense$1,050,0001,119
Additional noninterest expense$2,401,0001,289
Pre-tax net operating income$2,680,0001,601
Securities gains (losses)$02,249
Applicable income taxes$503,0001,344
Income before extraordinary items$2,177,0001,722
Extraordinary gains, net$04
Net income$2,177,0001,723
Minority interest net income$065
Net income of bank and minority interests.$2,177,0001,723
Net charge-offs$209,000987
Cash dividends$431,0002,099
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,177,0001,675
2020-03-31 (YTD Data)Rank
Total interest income$4,818,0001,556
Total interest expense$1,149,0001,282
Net interest income$3,669,0001,630
Provision for loan and lease losses$214,0001,400
Total noninterest income$993,0001,288
Gross Fiduciary activities income$0941
Service charges on deposit accounts$201,0001,292
Trading account gains and feesNANA
Additional Noninterest Income$792,0001,140
Total noninterest expense$3,570,0001,452
Salaries and employee benefits$1,819,0001,622
Premises and equipment expense$514,0001,166
Additional noninterest expense$1,237,0001,280
Pre-tax net operating income$878,0002,027
Securities gains (losses)$01,705
Applicable income taxes$183,0001,462
Income before extraordinary items$695,0002,182
Extraordinary gains, net$04
Net income$695,0002,181
Minority interest net income$056
Net income of bank and minority interests.$695,0002,182
Net charge-offs$112,000830
Cash dividends$221,0001,872
Sale, conversion, retirement of capital stock, net$0482
Net operating income$695,0002,151
2019-12-31 (YTD Data)Rank
Total interest income$17,352,0001,709
Total interest expense$4,286,0001,409
Net interest income$13,066,0001,802
Provision for loan and lease losses$280,0002,039
Total noninterest income$4,183,0001,265
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$877,0001,241
Trading account gains and feesNANA
Additional Noninterest Income$3,306,0001,122
Total noninterest expense$14,001,0001,435
Salaries and employee benefits$7,044,0001,616
Premises and equipment expense$2,048,0001,148
Additional noninterest expense$4,909,0001,271
Pre-tax net operating income$2,968,0002,477
Securities gains (losses)$02,379
Applicable income taxes$653,0001,767
Income before extraordinary items$2,315,0002,692
Extraordinary gains, net$011
Net income$2,315,0002,692
Minority interest net income$076
Net income of bank and minority interests.$2,315,0002,694
Net charge-offs$177,0001,779
Cash dividends$1,351,0001,990
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,315,0002,659
2019-09-30 (YTD Data)Rank
Total interest income$12,692,0001,769
Total interest expense$3,104,0001,449
Net interest income$9,588,0001,859
Provision for loan and lease losses$135,0002,339
Total noninterest income$3,109,0001,270
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$665,0001,231
Trading account gains and feesNANA
Additional Noninterest Income$2,444,0001,123
Total noninterest expense$10,286,0001,470
Salaries and employee benefits$4,952,0001,717
Premises and equipment expense$1,510,0001,174
Additional noninterest expense$3,824,0001,219
Pre-tax net operating income$2,276,0002,512
Securities gains (losses)$02,167
Applicable income taxes$424,0001,940
Income before extraordinary items$1,852,0002,653
Extraordinary gains, net$011
Net income$1,852,0002,654
Minority interest net income$072
Net income of bank and minority interests.$1,852,0002,654
Net charge-offs$133,0001,578
Cash dividends$906,0001,920
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,852,0002,614
2019-06-30 (YTD Data)Rank
Total interest income$8,220,0001,812
Total interest expense$1,962,0001,491
Net interest income$6,258,0001,892
Provision for loan and lease losses$90,0002,284
Total noninterest income$2,104,0001,234
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$438,0001,223
Trading account gains and feesNANA
Additional Noninterest Income$1,666,0001,072
Total noninterest expense$6,732,0001,494
Salaries and employee benefits$3,228,0001,750
Premises and equipment expense$968,0001,218
Additional noninterest expense$2,536,0001,245
Pre-tax net operating income$1,540,0002,458
Securities gains (losses)$01,702
Applicable income taxes$275,0001,928
Income before extraordinary items$1,265,0002,584
Extraordinary gains, net$011
Net income$1,265,0002,583
Minority interest net income$069
Net income of bank and minority interests.$1,265,0002,583
Net charge-offs$39,0001,997
Cash dividends$679,0001,795
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,265,0002,549
2019-03-31 (YTD Data)Rank
Total interest income$3,934,0001,874
Total interest expense$887,0001,562
Net interest income$3,047,0001,936
Provision for loan and lease losses$45,0002,137
Total noninterest income$890,0001,342
Gross Fiduciary activities income$0972
Service charges on deposit accounts$208,0001,274
Trading account gains and feesNANA
Additional Noninterest Income$682,0001,189
Total noninterest expense$3,339,0001,516
Salaries and employee benefits$1,604,0001,767
Premises and equipment expense$452,0001,311
Additional noninterest expense$1,283,0001,219
Pre-tax net operating income$553,0002,931
Securities gains (losses)$01,087
Applicable income taxes$56,0002,553
Income before extraordinary items$497,0002,898
Extraordinary gains, net$05
Net income$497,0002,896
Minority interest net income$052
Net income of bank and minority interests.$497,0002,897
Net charge-offs$1,0002,582
Cash dividends$450,0001,415
Sale, conversion, retirement of capital stock, net$0529
Net operating income$497,0002,885
2018-12-31 (YTD Data)Rank
Total interest income$14,025,0001,958
Total interest expense$2,368,0001,719
Net interest income$11,657,0001,994
Provision for loan and lease losses$180,0002,460
Total noninterest income$4,248,0001,220
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$947,0001,210
Trading account gains and feesNANA
Additional Noninterest Income$3,301,0001,065
Total noninterest expense$12,193,0001,591
Salaries and employee benefits$5,943,0001,828
Premises and equipment expense$1,818,0001,278
Additional noninterest expense$4,432,0001,379
Pre-tax net operating income$3,532,0002,266
Securities gains (losses)$01,125
Applicable income taxes$951,0001,433
Income before extraordinary items$2,581,0002,549
Extraordinary gains, net$06
Net income$2,581,0002,548
Minority interest net income$072
Net income of bank and minority interests.$2,581,0002,548
Net charge-offs$100,0002,141
Cash dividends$1,725,0001,594
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,581,0002,539
2018-09-30 (YTD Data)Rank
Total interest income$10,237,0001,989
Total interest expense$1,550,0001,828
Net interest income$8,687,0002,004
Provision for loan and lease losses$135,0002,344
Total noninterest income$3,316,0001,184
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$710,0001,219
Trading account gains and feesNANA
Additional Noninterest Income$2,606,0001,035
Total noninterest expense$9,044,0001,605
Salaries and employee benefits$4,485,0001,812
Premises and equipment expense$1,327,0001,302
Additional noninterest expense$3,232,0001,421
Pre-tax net operating income$2,824,0002,203
Securities gains (losses)$01,118
Applicable income taxes$705,0001,489
Income before extraordinary items$2,119,0002,419
Extraordinary gains, net$05
Net income$2,119,0002,418
Minority interest net income$066
Net income of bank and minority interests.$2,119,0002,418
Net charge-offs$47,0002,243
Cash dividends$1,391,0001,381
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,119,0002,417
2018-06-30 (YTD Data)Rank
Total interest income$6,683,0002,010
Total interest expense$911,0001,914
Net interest income$5,772,0002,015
Provision for loan and lease losses$90,0002,265
Total noninterest income$2,194,0001,190
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$461,0001,242
Trading account gains and feesNANA
Additional Noninterest Income$1,733,0001,037
Total noninterest expense$5,814,0001,669
Salaries and employee benefits$2,941,0001,851
Premises and equipment expense$806,0001,429
Additional noninterest expense$2,067,0001,470
Pre-tax net operating income$2,062,0002,062
Securities gains (losses)$0961
Applicable income taxes$543,0001,343
Income before extraordinary items$1,519,0002,295
Extraordinary gains, net$06
Net income$1,519,0002,293
Minority interest net income$065
Net income of bank and minority interests.$1,519,0002,294
Net charge-offs$52,0001,747
Cash dividends$1,168,0001,184
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,519,0002,295
2018-03-31 (YTD Data)Rank
Total interest income$3,268,0002,040
Total interest expense$408,0001,997
Net interest income$2,860,0002,022
Provision for loan and lease losses$45,0002,144
Total noninterest income$873,0001,398
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$230,0001,245
Trading account gains and feesNANA
Additional Noninterest Income$643,0001,279
Total noninterest expense$2,917,0001,675
Salaries and employee benefits$1,493,0001,853
Premises and equipment expense$370,0001,573
Additional noninterest expense$1,054,0001,434
Pre-tax net operating income$771,0002,444
Securities gains (losses)$0735
Applicable income taxes$243,0001,390
Income before extraordinary items$528,0002,808
Extraordinary gains, net$07
Net income$528,0002,808
Minority interest net income$052
Net income of bank and minority interests.$528,0002,808
Net charge-offs$48,0001,222
Cash dividends$848,000819
Sale, conversion, retirement of capital stock, net$0580
Net operating income$528,0002,796
2017-12-31 (YTD Data)Rank
Total interest income$12,991,0001,981
Total interest expense$1,453,0001,975
Net interest income$11,538,0001,976
Provision for loan and lease losses$200,0002,355
Total noninterest income$3,996,0001,283
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$942,0001,246
Trading account gains and feesNANA
Additional Noninterest Income$3,054,0001,145
Total noninterest expense$11,612,0001,651
Salaries and employee benefits$5,786,0001,867
Premises and equipment expense$1,701,0001,353
Additional noninterest expense$4,125,0001,473
Pre-tax net operating income$3,722,0002,141
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$3,722,0001,702
Extraordinary gains, net$09
Net income$3,722,0001,702
Minority interest net income$076
Net income of bank and minority interests.$3,722,0001,702
Net charge-offs$67,0002,769
Cash dividends$2,005,0001,413
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,722,0001,678
2017-09-30 (YTD Data)Rank
Total interest income$9,675,0001,997
Total interest expense$1,025,0002,046
Net interest income$8,650,0001,984
Provision for loan and lease losses$155,0002,267
Total noninterest income$2,789,0001,369
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$700,0001,260
Trading account gains and feesNANA
Additional Noninterest Income$2,089,0001,237
Total noninterest expense$8,499,0001,695
Salaries and employee benefits$4,274,0001,891
Premises and equipment expense$1,233,0001,396
Additional noninterest expense$2,992,0001,512
Pre-tax net operating income$2,785,0002,188
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$2,785,0001,843
Extraordinary gains, net$09
Net income$2,785,0001,843
Minority interest net income$071
Net income of bank and minority interests.$2,785,0001,843
Net charge-offs$79,0002,114
Cash dividends$1,790,0001,161
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,785,0001,814
2017-06-30 (YTD Data)Rank
Total interest income$6,370,0002,007
Total interest expense$635,0002,122
Net interest income$5,735,0001,984
Provision for loan and lease losses$110,0002,170
Total noninterest income$1,923,0001,338
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$454,0001,278
Trading account gains and feesNANA
Additional Noninterest Income$1,469,0001,210
Total noninterest expense$5,559,0001,730
Salaries and employee benefits$2,824,0001,918
Premises and equipment expense$779,0001,475
Additional noninterest expense$1,956,0001,537
Pre-tax net operating income$1,989,0002,040
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,989,0001,711
Extraordinary gains, net$011
Net income$1,989,0001,710
Minority interest net income$071
Net income of bank and minority interests.$1,989,0001,711
Net charge-offs$12,0002,827
Cash dividends$1,234,0001,122
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,989,0001,694
2017-03-31 (YTD Data)Rank
Total interest income$3,158,0002,011
Total interest expense$300,0002,177
Net interest income$2,858,0001,986
Provision for loan and lease losses$65,0001,825
Total noninterest income$1,076,0001,253
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$217,0001,321
Trading account gains and feesNANA
Additional Noninterest Income$859,0001,072
Total noninterest expense$2,747,0001,773
Salaries and employee benefits$1,393,0001,962
Premises and equipment expense$399,0001,455
Additional noninterest expense$955,0001,573
Pre-tax net operating income$1,122,0001,808
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,122,0001,535
Extraordinary gains, net$08
Net income$1,122,0001,535
Minority interest net income$055
Net income of bank and minority interests.$1,122,0001,535
Net charge-offs$40,0001,464
Cash dividends$503,0001,196
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,122,0001,517
2016-12-31 (YTD Data)Rank
Total interest income$12,198,0002,049
Total interest expense$1,091,0002,274
Net interest income$11,107,0001,992
Provision for loan and lease losses$04,332
Total noninterest income$3,189,0001,581
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$902,0001,318
Trading account gains and fees$0170
Additional Noninterest Income$2,287,0001,457
Total noninterest expense$11,105,0001,725
Salaries and employee benefits$5,728,0001,868
Premises and equipment expense$1,574,0001,453
Additional noninterest expense$3,803,0001,602
Pre-tax net operating income$3,191,0002,299
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$3,191,0002,002
Extraordinary gains, net$05
Net income$3,191,0002,001
Minority interest net income$082
Net income of bank and minority interests.$3,191,0002,001
Net charge-offs$380,0001,312
Cash dividends$2,015,0001,385
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,191,0001,948
2016-09-30 (YTD Data)Rank
Total interest income$9,046,0002,070
Total interest expense$779,0002,362
Net interest income$8,267,0002,014
Provision for loan and lease losses$04,186
Total noninterest income$2,218,0001,661
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$671,0001,327
Trading account gains and fees$0169
Additional Noninterest Income$1,547,0001,560
Total noninterest expense$8,228,0001,745
Salaries and employee benefits$4,207,0001,897
Premises and equipment expense$1,157,0001,482
Additional noninterest expense$2,864,0001,599
Pre-tax net operating income$2,257,0002,425
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$2,257,0002,142
Extraordinary gains, net$05
Net income$2,257,0002,141
Minority interest net income$071
Net income of bank and minority interests.$2,257,0002,142
Net charge-offs$11,0003,389
Cash dividends$1,735,0001,171
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,257,0002,073
2016-06-30 (YTD Data)Rank
Total interest income$5,899,0002,109
Total interest expense$505,0002,414
Net interest income$5,394,0002,054
Provision for loan and lease losses$04,017
Total noninterest income$1,404,0001,700
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$440,0001,331
Trading account gains and fees$0157
Additional Noninterest Income$964,0001,593
Total noninterest expense$5,392,0001,778
Salaries and employee benefits$2,754,0001,936
Premises and equipment expense$754,0001,512
Additional noninterest expense$1,884,0001,620
Pre-tax net operating income$1,406,0002,510
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,406,0002,237
Extraordinary gains, net$016
Net income$1,406,0002,236
Minority interest net income$071
Net income of bank and minority interests.$1,406,0002,236
Net charge-offs$33,0002,453
Cash dividends$1,233,0001,125
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,406,0002,167
2016-03-31 (YTD Data)Rank
Total interest income$2,908,0002,139
Total interest expense$234,0002,548
Net interest income$2,674,0002,071
Provision for loan and lease losses$03,656
Total noninterest income$741,0001,609
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$217,0001,336
Trading account gains and fees$0142
Additional Noninterest Income$524,0001,465
Total noninterest expense$2,675,0001,796
Salaries and employee benefits$1,371,0001,950
Premises and equipment expense$379,0001,521
Additional noninterest expense$925,0001,640
Pre-tax net operating income$740,0002,390
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$740,0002,121
Extraordinary gains, net$012
Net income$740,0002,121
Minority interest net income$062
Net income of bank and minority interests.$740,0002,121
Net charge-offs$32,0001,717
Cash dividends$505,0001,169
Sale, conversion, retirement of capital stock, net$0659
Net operating income$740,0002,062
2015-12-31 (YTD Data)Rank
Total interest income$11,757,0002,060
Total interest expense$789,0002,851
Net interest income$10,968,0001,972
Provision for loan and lease losses$04,380
Total noninterest income$2,841,0001,671
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$908,0001,319
Trading account gains and fees$0159
Additional Noninterest Income$1,933,0001,561
Total noninterest expense$11,065,0001,714
Salaries and employee benefits$5,356,0001,941
Premises and equipment expense$1,621,0001,426
Additional noninterest expense$4,088,0001,491
Pre-tax net operating income$2,744,0002,474
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$2,744,0002,180
Extraordinary gains, net$023
Net income$2,744,0002,180
Minority interest net income$081
Net income of bank and minority interests.$2,744,0002,181
Net charge-offs$761,000842
Cash dividends$2,108,0001,295
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,744,0002,143
2015-09-30 (YTD Data)Rank
Total interest income$8,762,0002,091
Total interest expense$569,0002,952
Net interest income$8,193,0001,989
Provision for loan and lease losses$04,232
Total noninterest income$2,137,0001,671
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$676,0001,343
Trading account gains and fees$0153
Additional Noninterest Income$1,461,0001,560
Total noninterest expense$8,162,0001,752
Salaries and employee benefits$3,940,0001,979
Premises and equipment expense$1,162,0001,501
Additional noninterest expense$3,060,0001,499
Pre-tax net operating income$2,168,0002,420
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,168,0002,131
Extraordinary gains, net$021
Net income$2,168,0002,133
Minority interest net income$078
Net income of bank and minority interests.$2,168,0002,132
Net charge-offs$682,000693
Cash dividends$1,730,0001,100
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,168,0002,085
2015-06-30 (YTD Data)Rank
Total interest income$5,844,0002,085
Total interest expense$374,0002,999
Net interest income$5,470,0001,983
Provision for loan and lease losses$04,069
Total noninterest income$1,380,0001,707
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$441,0001,355
Trading account gains and fees$0157
Additional Noninterest Income$939,0001,625
Total noninterest expense$5,405,0001,776
Salaries and employee benefits$2,576,0002,023
Premises and equipment expense$810,0001,446
Additional noninterest expense$2,019,0001,527
Pre-tax net operating income$1,445,0002,404
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,445,0002,112
Extraordinary gains, net$022
Net income$1,445,0002,114
Minority interest net income$075
Net income of bank and minority interests.$1,445,0002,114
Net charge-offs$537,000603
Cash dividends$1,227,0001,047
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,445,0002,064
2015-03-31 (YTD Data)Rank
Total interest income$2,943,0002,071
Total interest expense$187,0003,032
Net interest income$2,756,0001,970
Provision for loan and lease losses$03,703
Total noninterest income$626,0001,822
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$207,0001,403
Trading account gains and fees$0152
Additional Noninterest Income$419,0001,712
Total noninterest expense$2,654,0001,799
Salaries and employee benefits$1,264,0002,060
Premises and equipment expense$405,0001,468
Additional noninterest expense$985,0001,552
Pre-tax net operating income$728,0002,362
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$728,0002,082
Extraordinary gains, net$013
Net income$728,0002,083
Minority interest net income$064
Net income of bank and minority interests.$728,0002,083
Net charge-offs$554,000322
Cash dividends$502,0001,091
Sale, conversion, retirement of capital stock, net$0697
Net operating income$728,0002,013
2014-12-31 (YTD Data)Rank
Total interest income$11,639,0002,098
Total interest expense$691,0003,342
Net interest income$10,948,0001,968
Provision for loan and lease losses$114,0003,080
Total noninterest income$3,034,0001,560
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,115,0001,182
Trading account gains and fees$0180
Additional Noninterest Income$1,919,0001,507
Total noninterest expense$11,293,0001,702
Salaries and employee benefits$5,355,0001,913
Premises and equipment expense$1,658,0001,440
Additional noninterest expense$4,280,0001,472
Pre-tax net operating income$2,575,0002,526
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$2,575,0002,257
Extraordinary gains, net$017
Net income$2,575,0002,257
Minority interest net income$084
Net income of bank and minority interests.$2,575,0002,257
Net charge-offs$241,0002,261
Cash dividends$4,294,000685
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,575,0002,207
2014-09-30 (YTD Data)Rank
Total interest income$8,710,0002,116
Total interest expense$492,0003,484
Net interest income$8,218,0001,981
Provision for loan and lease losses$114,0002,676
Total noninterest income$2,325,0001,532
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$860,0001,160
Trading account gains and fees$0174
Additional Noninterest Income$1,465,0001,484
Total noninterest expense$8,516,0001,690
Salaries and employee benefits$4,076,0001,899
Premises and equipment expense$1,224,0001,464
Additional noninterest expense$3,216,0001,478
Pre-tax net operating income$1,913,0002,593
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$1,913,0002,297
Extraordinary gains, net$015
Net income$1,913,0002,298
Minority interest net income$081
Net income of bank and minority interests.$1,913,0002,297
Net charge-offs$119,0002,521
Cash dividends$3,790,000556
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,913,0002,245
2014-06-30 (YTD Data)Rank
Total interest income$5,767,0002,120
Total interest expense$325,0003,535
Net interest income$5,442,0001,983
Provision for loan and lease losses$114,0002,244
Total noninterest income$1,531,0001,534
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$569,0001,140
Trading account gains and fees$0172
Additional Noninterest Income$962,0001,486
Total noninterest expense$5,696,0001,675
Salaries and employee benefits$2,743,0001,882
Premises and equipment expense$809,0001,474
Additional noninterest expense$2,144,0001,473
Pre-tax net operating income$1,163,0002,715
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,163,0002,388
Extraordinary gains, net$020
Net income$1,163,0002,392
Minority interest net income$080
Net income of bank and minority interests.$1,163,0002,392
Net charge-offs$56,0002,694
Cash dividends$1,485,000851
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,163,0002,345
2014-03-31 (YTD Data)Rank
Total interest income$2,800,0002,162
Total interest expense$157,0003,672
Net interest income$2,643,0002,025
Provision for loan and lease losses$114,0001,495
Total noninterest income$776,0001,489
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$285,0001,130
Trading account gains and fees$0147
Additional Noninterest Income$491,0001,429
Total noninterest expense$2,844,0001,685
Salaries and employee benefits$1,372,0001,891
Premises and equipment expense$377,0001,599
Additional noninterest expense$1,095,0001,437
Pre-tax net operating income$461,0003,046
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$461,0002,720
Extraordinary gains, net$016
Net income$461,0002,723
Minority interest net income$066
Net income of bank and minority interests.$461,0002,723
Net charge-offs$36,0002,105
Cash dividends$460,0001,095
Sale, conversion, retirement of capital stock, net$0747
Net operating income$461,0002,678
2013-12-31 (YTD Data)Rank
Total interest income$11,316,0002,155
Total interest expense$765,0003,542
Net interest income$10,551,0002,003
Provision for loan and lease losses$653,0001,541
Total noninterest income$3,155,0001,559
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,401,000983
Trading account gains and fees$0184
Additional Noninterest Income$1,754,0001,670
Total noninterest expense$10,939,0001,754
Salaries and employee benefits$5,271,0001,929
Premises and equipment expense$1,562,0001,527
Additional noninterest expense$4,106,0001,591
Pre-tax net operating income$2,114,0002,751
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$2,114,0002,501
Extraordinary gains, net$029
Net income$2,114,0002,504
Minority interest net income$090
Net income of bank and minority interests.$2,114,0002,504
Net charge-offs$619,0001,776
Cash dividends$1,955,0001,235
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,114,0002,438
2013-09-30 (YTD Data)Rank
Total interest income$8,478,0002,179
Total interest expense$585,0003,587
Net interest income$7,893,0002,010
Provision for loan and lease losses$653,0001,253
Total noninterest income$2,564,0001,502
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,064,000975
Trading account gains and fees$0180
Additional Noninterest Income$1,500,0001,548
Total noninterest expense$7,965,0001,806
Salaries and employee benefits$3,818,0002,020
Premises and equipment expense$1,141,0001,564
Additional noninterest expense$3,006,0001,613
Pre-tax net operating income$1,839,0002,585
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$1,839,0002,282
Extraordinary gains, net$025
Net income$1,839,0002,287
Minority interest net income$084
Net income of bank and minority interests.$1,839,0002,287
Net charge-offs$438,0001,728
Cash dividends$1,806,000949
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,839,0002,218
2013-06-30 (YTD Data)Rank
Total interest income$5,600,0002,200
Total interest expense$424,0003,457
Net interest income$5,176,0002,023
Provision for loan and lease losses$427,0001,314
Total noninterest income$1,749,0001,484
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$711,000943
Trading account gains and fees$0157
Additional Noninterest Income$1,038,0001,540
Total noninterest expense$5,258,0001,820
Salaries and employee benefits$2,542,0002,029
Premises and equipment expense$741,0001,611
Additional noninterest expense$1,975,0001,621
Pre-tax net operating income$1,240,0002,540
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,240,0002,248
Extraordinary gains, net$022
Net income$1,240,0002,257
Minority interest net income$082
Net income of bank and minority interests.$1,240,0002,255
Net charge-offs$330,0001,600
Cash dividends$1,435,000823
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,240,0002,159
2013-03-31 (YTD Data)Rank
Total interest income$2,785,0002,232
Total interest expense$225,0003,404
Net interest income$2,560,0002,052
Provision for loan and lease losses$207,0001,329
Total noninterest income$902,0001,451
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$347,000955
Trading account gains and fees$0148
Additional Noninterest Income$555,0001,461
Total noninterest expense$2,604,0001,854
Salaries and employee benefits$1,276,0002,035
Premises and equipment expense$352,0001,711
Additional noninterest expense$976,0001,643
Pre-tax net operating income$651,0002,403
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$651,0002,114
Extraordinary gains, net$010
Net income$651,0002,117
Minority interest net income$076
Net income of bank and minority interests.$651,0002,116
Net charge-offs$182,0001,430
Cash dividends$619,000798
Sale, conversion, retirement of capital stock, net$0789
Net operating income$651,0002,032
2012-12-31 (YTD Data)Rank
Total interest income$11,219,0002,316
Total interest expense$1,251,0003,111
Net interest income$9,968,0002,157
Provision for loan and lease losses$737,0002,200
Total noninterest income$3,660,0001,412
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,627,000869
Trading account gains and fees$0166
Additional Noninterest Income$2,033,0001,509
Total noninterest expense$10,589,0001,815
Salaries and employee benefits$5,295,0001,901
Premises and equipment expense$1,481,0001,596
Additional noninterest expense$3,813,0001,736
Pre-tax net operating income$2,302,0002,558
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,302,0002,340
Extraordinary gains, net$029
Net income$2,302,0002,341
Minority interest net income$093
Net income of bank and minority interests.$2,302,0002,342
Net charge-offs$546,0002,539
Cash dividends$1,271,0001,671
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,302,0002,216
2012-09-30 (YTD Data)Rank
Total interest income$8,476,0002,344
Total interest expense$981,0003,116
Net interest income$7,495,0002,193
Provision for loan and lease losses$643,0001,966
Total noninterest income$2,753,0001,400
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,224,000874
Trading account gains and fees$0157
Additional Noninterest Income$1,529,0001,506
Total noninterest expense$7,811,0001,841
Salaries and employee benefits$3,967,0001,897
Premises and equipment expense$1,076,0001,648
Additional noninterest expense$2,768,0001,796
Pre-tax net operating income$1,794,0002,555
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,794,0002,301
Extraordinary gains, net$020
Net income$1,794,0002,301
Minority interest net income$086
Net income of bank and minority interests.$1,794,0002,301
Net charge-offs$156,0003,552
Cash dividends$1,271,0001,130
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,794,0002,175
2012-06-30 (YTD Data)Rank
Total interest income$5,484,0002,420
Total interest expense$694,0003,079
Net interest income$4,790,0002,275
Provision for loan and lease losses$461,0001,893
Total noninterest income$1,764,0001,428
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$794,000886
Trading account gains and fees$0153
Additional Noninterest Income$970,0001,548
Total noninterest expense$5,230,0001,837
Salaries and employee benefits$2,640,0001,900
Premises and equipment expense$680,0001,733
Additional noninterest expense$1,910,0001,738
Pre-tax net operating income$863,0003,135
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$863,0002,878
Extraordinary gains, net$019
Net income$863,0002,878
Minority interest net income$084
Net income of bank and minority interests.$863,0002,878
Net charge-offs$108,0003,337
Cash dividends$750,0001,216
Sale, conversion, retirement of capital stock, net$0928
Net operating income$863,0002,742
2012-03-31 (YTD Data)Rank
Total interest income$2,781,0002,415
Total interest expense$363,0003,065
Net interest income$2,418,0002,264
Provision for loan and lease losses$287,0001,643
Total noninterest income$837,0001,482
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$382,000910
Trading account gains and fees$0148
Additional Noninterest Income$455,0001,611
Total noninterest expense$2,665,0001,806
Salaries and employee benefits$1,315,0001,916
Premises and equipment expense$327,0001,811
Additional noninterest expense$1,023,0001,617
Pre-tax net operating income$303,0003,824
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$303,0003,636
Extraordinary gains, net$019
Net income$303,0003,639
Minority interest net income$078
Net income of bank and minority interests.$303,0003,639
Net charge-offs$62,0002,855
Cash dividends$132,0001,879
Sale, conversion, retirement of capital stock, net$0861
Net operating income$303,0003,469
2011-12-31 (YTD Data)Rank
Total interest income$11,039,0002,526
Total interest expense$1,589,0003,305
Net interest income$9,450,0002,310
Provision for loan and lease losses$1,573,0001,836
Total noninterest income$3,681,0001,301
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,496,000982
Trading account gains and fees$0146
Additional Noninterest Income$2,185,0001,276
Total noninterest expense$9,717,0001,965
Salaries and employee benefits$4,740,0002,046
Premises and equipment expense$1,314,0001,894
Additional noninterest expense$3,663,0001,836
Pre-tax net operating income$1,841,0002,658
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$1,841,0002,408
Extraordinary gains, net$029
Net income$1,841,0002,408
Minority interest net income$096
Net income of bank and minority interests.$1,841,0002,409
Net charge-offs$1,590,0001,798
Cash dividends$1,518,0001,216
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,841,0002,329
2011-09-30 (YTD Data)Rank
Total interest income$8,290,0002,545
Total interest expense$1,218,0003,369
Net interest income$7,072,0002,323
Provision for loan and lease losses$1,195,0001,755
Total noninterest income$2,794,0001,282
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,119,000993
Trading account gains and fees$0145
Additional Noninterest Income$1,675,0001,250
Total noninterest expense$7,109,0002,028
Salaries and employee benefits$3,506,0002,069
Premises and equipment expense$957,0001,957
Additional noninterest expense$2,646,0001,915
Pre-tax net operating income$1,562,0002,503
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$1,562,0002,233
Extraordinary gains, net$021
Net income$1,562,0002,233
Minority interest net income$087
Net income of bank and minority interests.$1,562,0002,234
Net charge-offs$1,203,0001,718
Cash dividends$1,518,000826
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,562,0002,149
2011-06-30 (YTD Data)Rank
Total interest income$5,609,0002,532
Total interest expense$850,0003,356
Net interest income$4,759,0002,306
Provision for loan and lease losses$817,0001,700
Total noninterest income$1,874,0001,287
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$724,0001,009
Trading account gains and fees$0153
Additional Noninterest Income$1,150,0001,223
Total noninterest expense$4,649,0002,078
Salaries and employee benefits$2,339,0002,083
Premises and equipment expense$620,0002,035
Additional noninterest expense$1,690,0002,022
Pre-tax net operating income$1,167,0002,280
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,167,0001,999
Extraordinary gains, net$015
Net income$1,167,0001,999
Minority interest net income$089
Net income of bank and minority interests.$1,167,0001,999
Net charge-offs$752,0001,732
Cash dividends$1,285,000660
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,167,0001,926
2011-03-31 (YTD Data)Rank
Total interest income$2,773,0002,578
Total interest expense$454,0003,285
Net interest income$2,319,0002,355
Provision for loan and lease losses$439,0001,581
Total noninterest income$952,0001,255
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$347,0001,038
Trading account gains and fees$0158
Additional Noninterest Income$605,0001,171
Total noninterest expense$2,256,0002,137
Salaries and employee benefits$1,179,0002,076
Premises and equipment expense$289,0002,209
Additional noninterest expense$788,0002,135
Pre-tax net operating income$576,0002,297
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$576,0001,982
Extraordinary gains, net$09
Net income$576,0001,981
Minority interest net income$086
Net income of bank and minority interests.$576,0001,982
Net charge-offs$507,0001,327
Cash dividends$766,000502
Sale, conversion, retirement of capital stock, net$0925
Net operating income$576,0001,935
2010-12-31 (YTD Data)Rank
Total interest income$12,644,0002,374
Total interest expense$2,811,0002,745
Net interest income$9,833,0002,238
Provision for loan and lease losses$1,683,0002,306
Total noninterest income$3,613,0001,361
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,977,000765
Trading account gains and fees$0175
Additional Noninterest Income$1,636,0001,608
Total noninterest expense$9,962,0001,954
Salaries and employee benefits$4,820,0002,004
Premises and equipment expense$1,286,0001,976
Additional noninterest expense$3,856,0001,861
Pre-tax net operating income$1,801,0002,426
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$1,801,0002,201
Extraordinary gains, net$029
Net income$1,801,0002,203
Minority interest net income$0111
Net income of bank and minority interests.$1,801,0002,204
Net charge-offs$1,256,0002,381
Cash dividends$856,0001,682
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,801,0002,117
2010-09-30 (YTD Data)Rank
Total interest income$9,542,0002,419
Total interest expense$2,195,0002,762
Net interest income$7,347,0002,288
Provision for loan and lease losses$900,0002,663
Total noninterest income$2,540,0001,412
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,471,000788
Trading account gains and fees$0165
Additional Noninterest Income$1,069,0001,737
Total noninterest expense$7,400,0001,957
Salaries and employee benefits$3,691,0001,964
Premises and equipment expense$954,0002,023
Additional noninterest expense$2,755,0001,890
Pre-tax net operating income$1,587,0002,274
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,587,0002,050
Extraordinary gains, net$023
Net income$1,587,0002,052
Minority interest net income$0110
Net income of bank and minority interests.$1,587,0002,052
Net charge-offs$802,0002,459
Cash dividends$856,0001,207
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,587,0001,956
2010-06-30 (YTD Data)Rank
Total interest income$6,397,0002,427
Total interest expense$1,485,0002,815
Net interest income$4,912,0002,262
Provision for loan and lease losses$580,0002,641
Total noninterest income$1,690,0001,394
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$957,000808
Trading account gains and fees$0152
Additional Noninterest Income$733,0001,622
Total noninterest expense$4,912,0001,990
Salaries and employee benefits$2,462,0001,973
Premises and equipment expense$635,0002,045
Additional noninterest expense$1,815,0001,910
Pre-tax net operating income$1,110,0002,182
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,110,0001,938
Extraordinary gains, net$019
Net income$1,110,0001,938
Minority interest net income$0105
Net income of bank and minority interests.$1,110,0001,938
Net charge-offs$584,0002,267
Cash dividends$645,0001,068
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,110,0001,844
2010-03-31 (YTD Data)Rank
Total interest income$3,215,0002,476
Total interest expense$754,0002,902
Net interest income$2,461,0002,281
Provision for loan and lease losses$275,0002,549
Total noninterest income$748,0001,509
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$459,000854
Trading account gains and fees$0175
Additional Noninterest Income$289,0001,881
Total noninterest expense$2,439,0002,020
Salaries and employee benefits$1,236,0001,995
Premises and equipment expense$311,0002,142
Additional noninterest expense$892,0001,920
Pre-tax net operating income$495,0002,431
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$495,0002,164
Extraordinary gains, net$016
Net income$495,0002,163
Minority interest net income$091
Net income of bank and minority interests.$495,0002,164
Net charge-offs$310,0001,999
Cash dividends$223,0001,313
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$495,0002,072
2009-12-31 (YTD Data)Rank
Total interest income$14,157,0002,364
Total interest expense$3,501,0003,057
Net interest income$10,656,0002,057
Provision for loan and lease losses$1,264,0003,134
Total noninterest income$2,994,0001,620
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,903,000914
Trading account gains and fees$0211
Additional Noninterest Income$1,091,0002,048
Total noninterest expense$10,085,0002,004
Salaries and employee benefits$4,957,0001,987
Premises and equipment expense$1,300,0002,053
Additional noninterest expense$3,828,0001,921
Pre-tax net operating income$2,301,0001,694
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$2,301,0001,449
Extraordinary gains, net$034
Net income$2,301,0001,447
Minority interest net income$0115
Net income of bank and minority interests.$2,301,0001,448
Net charge-offs$881,0003,031
Cash dividends$1,232,0001,395
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,301,0001,421
2009-09-30 (YTD Data)Rank
Total interest income$10,776,0002,361
Total interest expense$2,696,0003,108
Net interest income$8,080,0002,036
Provision for loan and lease losses$787,0003,126
Total noninterest income$2,290,0001,605
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,408,000923
Trading account gains and fees$0212
Additional Noninterest Income$882,0001,991
Total noninterest expense$7,575,0001,989
Salaries and employee benefits$3,695,0002,006
Premises and equipment expense$927,0002,178
Additional noninterest expense$2,953,0001,810
Pre-tax net operating income$2,008,0001,619
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$2,008,0001,328
Extraordinary gains, net$027
Net income$2,008,0001,327
Minority interest net income$0118
Net income of bank and minority interests.$2,008,0001,329
Net charge-offs$359,0003,469
Cash dividends$1,184,0001,086
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,008,0001,300
2009-06-30 (YTD Data)Rank
Total interest income$7,218,0002,377
Total interest expense$1,871,0003,131
Net interest income$5,347,0002,047
Provision for loan and lease losses$526,0002,903
Total noninterest income$1,503,0001,645
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$921,000926
Trading account gains and fees$0193
Additional Noninterest Income$582,0002,025
Total noninterest expense$4,882,0002,079
Salaries and employee benefits$2,421,0002,083
Premises and equipment expense$567,0002,372
Additional noninterest expense$1,894,0001,893
Pre-tax net operating income$1,442,0001,572
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,442,0001,314
Extraordinary gains, net$021
Net income$1,442,0001,313
Minority interest net income$0112
Net income of bank and minority interests.$1,442,0001,313
Net charge-offs$115,0004,093
Cash dividends$793,0001,148
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,442,0001,269
2009-03-31 (YTD Data)Rank
Total interest income$3,595,0002,416
Total interest expense$979,0003,108
Net interest income$2,616,0002,094
Provision for loan and lease losses$242,0002,603
Total noninterest income$717,0001,669
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$429,000963
Trading account gains and fees$0171
Additional Noninterest Income$288,0002,017
Total noninterest expense$2,426,0002,037
Salaries and employee benefits$1,201,0002,124
Premises and equipment expense$270,0002,523
Additional noninterest expense$955,0001,704
Pre-tax net operating income$665,0001,887
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$665,0001,621
Extraordinary gains, net$015
Net income$665,0001,622
Minority interest net income$0102
Net income of bank and minority interests.$665,0001,623
Net charge-offs$18,0004,403
Cash dividends$252,0001,497
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$665,0001,542
2008-12-31 (YTD Data)Rank
Total interest income$15,180,0002,430
Total interest expense$5,166,0002,887
Net interest income$10,014,0002,223
Provision for loan and lease losses$686,0003,280
Total noninterest income$3,121,0001,512
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,921,000928
Trading account gains and fees$0154
Additional Noninterest Income$1,200,0001,877
Total noninterest expense$9,327,0002,065
Salaries and employee benefits$4,605,0002,206
Premises and equipment expense$1,144,0002,343
Additional noninterest expense$3,578,0001,714
Pre-tax net operating income$3,122,0001,733
Securities gains (losses)$03,220
Applicable income taxes$888,0001,299
Income before extraordinary items$2,234,0001,792
Extraordinary gains, net$039
Net income$2,234,0001,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$825,0002,168
Cash dividends$1,250,0001,974
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,234,0001,904
2008-09-30 (YTD Data)Rank
Total interest income$11,442,0002,476
Total interest expense$3,993,0002,911
Net interest income$7,449,0002,248
Provision for loan and lease losses$515,0002,684
Total noninterest income$2,251,0001,628
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,445,000922
Trading account gains and fees$0148
Additional Noninterest Income$806,0002,111
Total noninterest expense$6,741,0002,132
Salaries and employee benefits$3,380,0002,277
Premises and equipment expense$852,0002,364
Additional noninterest expense$2,509,0001,772
Pre-tax net operating income$2,444,0001,966
Securities gains (losses)$03,106
Applicable income taxes$667,0001,583
Income before extraordinary items$1,777,0001,978
Extraordinary gains, net$031
Net income$1,777,0001,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,0001,884
Cash dividends$1,134,0001,656
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,777,0002,080
2008-06-30 (YTD Data)Rank
Total interest income$7,702,0002,494
Total interest expense$2,764,0002,917
Net interest income$4,938,0002,246
Provision for loan and lease losses$357,0002,299
Total noninterest income$1,485,0001,665
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$933,000942
Trading account gains and fees$0149
Additional Noninterest Income$552,0002,097
Total noninterest expense$4,388,0002,184
Salaries and employee benefits$2,273,0002,285
Premises and equipment expense$536,0002,487
Additional noninterest expense$1,579,0001,832
Pre-tax net operating income$1,678,0001,979
Securities gains (losses)$03,233
Applicable income taxes$450,0001,729
Income before extraordinary items$1,228,0002,145
Extraordinary gains, net$021
Net income$1,228,0002,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,0001,375
Cash dividends$890,0001,573
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,228,0002,101
2008-03-31 (YTD Data)Rank
Total interest income$3,905,0002,522
Total interest expense$1,449,0002,975
Net interest income$2,456,0002,251
Provision for loan and lease losses$192,0001,865
Total noninterest income$748,0001,651
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$458,000947
Trading account gains and fees$0158
Additional Noninterest Income$290,0002,015
Total noninterest expense$2,243,0002,136
Salaries and employee benefits$1,140,0002,309
Premises and equipment expense$271,0002,484
Additional noninterest expense$832,0001,707
Pre-tax net operating income$769,0002,244
Securities gains (losses)$02,688
Applicable income taxes$233,0001,766
Income before extraordinary items$536,0002,542
Extraordinary gains, net$015
Net income$536,0002,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$252,0002,049
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$536,0002,465
2007-12-31 (YTD Data)Rank
Total interest income$14,498,0002,779
Total interest expense$6,285,0002,893
Net interest income$8,213,0002,663
Provision for loan and lease losses$708,0001,834
Total noninterest income$2,919,0001,679
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,775,0001,008
Trading account gains and fees$0178
Additional Noninterest Income$1,144,0002,033
Total noninterest expense$8,045,0002,285
Salaries and employee benefits$4,059,0002,469
Premises and equipment expense$987,0002,601
Additional noninterest expense$2,999,0001,840
Pre-tax net operating income$2,379,0002,936
Securities gains (losses)$02,146
Applicable income taxes$756,0002,204
Income before extraordinary items$1,623,0003,259
Extraordinary gains, net$039
Net income$1,623,0003,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,940
Cash dividends$416,0003,986
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,623,0003,244
2007-09-30 (YTD Data)Rank
Total interest income$10,624,0002,839
Total interest expense$4,651,0002,928
Net interest income$5,973,0002,735
Provision for loan and lease losses$522,0001,515
Total noninterest income$2,133,0001,713
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,293,0001,020
Trading account gains and fees$0184
Additional Noninterest Income$840,0002,064
Total noninterest expense$5,805,0002,338
Salaries and employee benefits$2,955,0002,518
Premises and equipment expense$721,0002,648
Additional noninterest expense$2,129,0001,892
Pre-tax net operating income$1,779,0003,088
Securities gains (losses)$01,655
Applicable income taxes$627,0002,223
Income before extraordinary items$1,152,0003,564
Extraordinary gains, net$033
Net income$1,152,0003,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,498
Cash dividends$366,0003,367
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,152,0003,544
2007-06-30 (YTD Data)Rank
Total interest income$6,815,0002,952
Total interest expense$2,986,0003,023
Net interest income$3,829,0002,868
Provision for loan and lease losses$348,0001,373
Total noninterest income$1,366,0001,785
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$829,0001,063
Trading account gains and fees$0168
Additional Noninterest Income$537,0002,145
Total noninterest expense$3,742,0002,434
Salaries and employee benefits$1,952,0002,578
Premises and equipment expense$458,0002,766
Additional noninterest expense$1,332,0002,021
Pre-tax net operating income$1,105,0003,304
Securities gains (losses)$01,444
Applicable income taxes$383,0002,433
Income before extraordinary items$722,0003,751
Extraordinary gains, net$029
Net income$722,0003,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,522
Cash dividends$336,0002,987
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$722,0003,734
2007-03-31 (YTD Data)Rank
Total interest income$3,272,0003,039
Total interest expense$1,423,0003,122
Net interest income$1,849,0002,964
Provision for loan and lease losses$172,0001,306
Total noninterest income$641,0001,848
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$369,0001,164
Trading account gains and fees$0195
Additional Noninterest Income$272,0002,097
Total noninterest expense$1,910,0002,396
Salaries and employee benefits$995,0002,564
Premises and equipment expense$226,0002,822
Additional noninterest expense$689,0001,928
Pre-tax net operating income$408,0003,946
Securities gains (losses)$01,187
Applicable income taxes$138,0002,844
Income before extraordinary items$270,0004,391
Extraordinary gains, net$022
Net income$270,0004,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,785
Cash dividends$226,0002,275
Sale, conversion, retirement of capital stock, net$0885
Net operating income$270,0004,375
2006-12-31 (YTD Data)Rank
Total interest income$11,278,0003,253
Total interest expense$4,398,0003,342
Net interest income$6,880,0003,152
Provision for loan and lease losses$540,0001,783
Total noninterest income$2,280,0002,016
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,289,0001,384
Trading account gains and fees$0130
Additional Noninterest Income$991,0002,237
Total noninterest expense$7,171,0002,465
Salaries and employee benefits$3,627,0002,661
Premises and equipment expense$878,0002,767
Additional noninterest expense$2,666,0001,989
Pre-tax net operating income$1,449,0004,363
Securities gains (losses)$01,687
Applicable income taxes$483,0003,201
Income before extraordinary items$966,0004,791
Extraordinary gains, net$051
Net income$966,0004,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,049
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$966,0004,779
2006-09-30 (YTD Data)Rank
Total interest income$8,097,0003,344
Total interest expense$3,066,0003,456
Net interest income$5,031,0003,251
Provision for loan and lease losses$420,0001,622
Total noninterest income$1,579,0002,152
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$930,0001,448
Trading account gains and fees$0126
Additional Noninterest Income$649,0002,442
Total noninterest expense$5,167,0002,544
Salaries and employee benefits$2,641,0002,725
Premises and equipment expense$642,0002,845
Additional noninterest expense$1,884,0002,082
Pre-tax net operating income$1,023,0004,659
Securities gains (losses)$01,388
Applicable income taxes$356,0003,341
Income before extraordinary items$667,0005,110
Extraordinary gains, net$045
Net income$667,0005,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0001,843
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$667,0005,108
2006-06-30 (YTD Data)Rank
Total interest income$5,171,0003,420
Total interest expense$1,868,0003,581
Net interest income$3,303,0003,294
Provision for loan and lease losses$320,0001,389
Total noninterest income$1,013,0002,198
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$589,0001,514
Trading account gains and fees$0126
Additional Noninterest Income$424,0002,466
Total noninterest expense$3,354,0002,614
Salaries and employee benefits$1,724,0002,772
Premises and equipment expense$397,0003,020
Additional noninterest expense$1,233,0002,119
Pre-tax net operating income$642,0004,829
Securities gains (losses)$01,185
Applicable income taxes$225,0003,461
Income before extraordinary items$417,0005,284
Extraordinary gains, net$039
Net income$417,0005,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,591
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$417,0005,285
2006-03-31 (YTD Data)Rank
Total interest income$2,487,0003,458
Total interest expense$863,0003,642
Net interest income$1,624,0003,326
Provision for loan and lease losses$166,0001,314
Total noninterest income$480,0002,241
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$277,0001,541
Trading account gains and fees$0115
Additional Noninterest Income$203,0002,467
Total noninterest expense$1,607,0002,719
Salaries and employee benefits$840,0002,853
Premises and equipment expense$202,0002,999
Additional noninterest expense$565,0002,276
Pre-tax net operating income$331,0004,725
Securities gains (losses)$0955
Applicable income taxes$117,0003,375
Income before extraordinary items$214,0005,200
Extraordinary gains, net$021
Net income$214,0005,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$214,0005,194
2005-12-31 (YTD Data)Rank
Total interest income$8,443,0003,596
Total interest expense$2,472,0003,852
Net interest income$5,971,0003,438
Provision for loan and lease losses$670,0001,491
Total noninterest income$1,767,0002,412
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,016,0001,704
Trading account gains and fees$0138
Additional Noninterest Income$751,0002,645
Total noninterest expense$5,226,0003,121
Salaries and employee benefits$2,706,0003,256
Premises and equipment expense$578,0003,764
Additional noninterest expense$1,942,0002,561
Pre-tax net operating income$1,842,0003,887
Securities gains (losses)$-1,0006,938
Applicable income taxes$629,0002,992
Income before extraordinary items$1,212,0004,322
Extraordinary gains, net$046
Net income$1,212,0004,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,0001,634
Cash dividends$440,0003,857
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,212,6604,288
2005-09-30 (YTD Data)Rank
Total interest income$6,136,0003,633
Total interest expense$1,680,0003,976
Net interest income$4,456,0003,444
Provision for loan and lease losses$502,0001,396
Total noninterest income$1,330,0002,410
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$771,0001,668
Trading account gains and fees$0126
Additional Noninterest Income$559,0002,669
Total noninterest expense$3,676,0003,264
Salaries and employee benefits$1,972,0003,313
Premises and equipment expense$381,0004,113
Additional noninterest expense$1,323,0002,782
Pre-tax net operating income$1,608,0003,569
Securities gains (losses)$-1,0007,299
Applicable income taxes$560,0002,758
Income before extraordinary items$1,047,0004,042
Extraordinary gains, net$035
Net income$1,047,0004,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0001,475
Cash dividends$440,0003,020
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,047,6503,999
2005-06-30 (YTD Data)Rank
Total interest income$3,945,0003,680
Total interest expense$1,011,0004,094
Net interest income$2,934,0003,458
Provision for loan and lease losses$335,0001,382
Total noninterest income$877,0002,395
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$498,0001,691
Trading account gains and fees$0116
Additional Noninterest Income$379,0002,637
Total noninterest expense$2,288,0003,429
Salaries and employee benefits$1,258,0003,421
Premises and equipment expense$242,0004,238
Additional noninterest expense$788,0003,061
Pre-tax net operating income$1,188,0003,274
Securities gains (losses)$-1,0007,609
Applicable income taxes$416,0002,548
Income before extraordinary items$771,0003,715
Extraordinary gains, net$030
Net income$771,0003,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,029
Cash dividends$440,0002,411
Sale, conversion, retirement of capital stock, net$0643
Net operating income$771,6503,671
2005-03-31 (YTD Data)Rank
Total interest income$1,924,0003,709
Total interest expense$455,0004,301
Net interest income$1,469,0003,457
Provision for loan and lease losses$168,0001,290
Total noninterest income$383,0002,575
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$229,0001,770
Trading account gains and fees$0115
Additional Noninterest Income$154,0002,929
Total noninterest expense$1,131,0003,486
Salaries and employee benefits$632,0003,420
Premises and equipment expense$115,0004,423
Additional noninterest expense$384,0003,130
Pre-tax net operating income$553,0003,419
Securities gains (losses)$-1,0008,158
Applicable income taxes$190,0002,683
Income before extraordinary items$362,0003,886
Extraordinary gains, net$024
Net income$362,0003,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0001,959
Cash dividends$440,0001,373
Sale, conversion, retirement of capital stock, net$0491
Net operating income$362,6603,838
2004-12-31 (YTD Data)Rank
Total interest income$7,037,0003,793
Total interest expense$1,553,0004,421
Net interest income$5,484,0003,544
Provision for loan and lease losses$585,0001,707
Total noninterest income$1,445,0002,751
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$856,0002,006
Trading account gains and fees$0138
Additional Noninterest Income$589,0003,021
Total noninterest expense$4,294,0003,536
Salaries and employee benefits$2,246,0003,637
Premises and equipment expense$442,0004,467
Additional noninterest expense$1,606,0002,961
Pre-tax net operating income$2,050,0003,445
Securities gains (losses)$7,0003,010
Applicable income taxes$725,0002,703
Income before extraordinary items$1,332,0003,927
Extraordinary gains, net$034
Net income$1,332,0003,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,198
Cash dividends$333,0004,190
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,327,4503,872
2004-09-30 (YTD Data)Rank
Total interest income$5,176,0003,823
Total interest expense$1,121,0004,487
Net interest income$4,055,0003,559
Provision for loan and lease losses$431,0001,669
Total noninterest income$1,067,0002,794
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$617,0002,108
Trading account gains and fees$0134
Additional Noninterest Income$450,0002,986
Total noninterest expense$3,108,0003,602
Salaries and employee benefits$1,649,0003,684
Premises and equipment expense$335,0004,420
Additional noninterest expense$1,124,0003,113
Pre-tax net operating income$1,583,0003,457
Securities gains (losses)$7,0002,893
Applicable income taxes$630,0002,483
Income before extraordinary items$960,0004,106
Extraordinary gains, net$026
Net income$960,0004,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0002,189
Cash dividends$333,0003,303
Sale, conversion, retirement of capital stock, net$0738
Net operating income$955,5204,051
2004-06-30 (YTD Data)Rank
Total interest income$3,379,0003,881
Total interest expense$724,0004,577
Net interest income$2,655,0003,606
Provision for loan and lease losses$278,0001,681
Total noninterest income$686,0002,877
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$389,0002,198
Trading account gains and fees$0130
Additional Noninterest Income$297,0003,003
Total noninterest expense$2,059,0003,653
Salaries and employee benefits$1,092,0003,720
Premises and equipment expense$211,0004,611
Additional noninterest expense$756,0003,100
Pre-tax net operating income$1,004,0003,527
Securities gains (losses)$7,0002,608
Applicable income taxes$398,0002,570
Income before extraordinary items$613,0004,190
Extraordinary gains, net$021
Net income$613,0004,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0001,824
Cash dividends$333,0002,722
Sale, conversion, retirement of capital stock, net$0638
Net operating income$608,5204,128
2004-03-31 (YTD Data)Rank
Total interest income$1,685,0003,893
Total interest expense$343,0004,766
Net interest income$1,342,0003,564
Provision for loan and lease losses$139,0001,644
Total noninterest income$333,0002,892
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$183,0002,254
Trading account gains and fees$0121
Additional Noninterest Income$150,0002,948
Total noninterest expense$1,013,0003,717
Salaries and employee benefits$540,0003,775
Premises and equipment expense$103,0004,692
Additional noninterest expense$370,0003,128
Pre-tax net operating income$523,0003,398
Securities gains (losses)$7,0002,210
Applicable income taxes$206,0002,530
Income before extraordinary items$324,0004,063
Extraordinary gains, net$016
Net income$324,0004,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,426
Cash dividends$333,0001,618
Sale, conversion, retirement of capital stock, net$0464
Net operating income$319,5203,960
2003-12-31 (YTD Data)Rank
Total interest income$6,498,0004,060
Total interest expense$1,597,0004,693
Net interest income$4,901,0003,731
Provision for loan and lease losses$393,0002,628
Total noninterest income$1,342,0003,062
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$708,0002,331
Trading account gains and fees$0160
Additional Noninterest Income$634,0003,148
Total noninterest expense$3,761,0003,878
Salaries and employee benefits$1,940,0004,029
Premises and equipment expense$418,0004,586
Additional noninterest expense$1,403,0003,276
Pre-tax net operating income$2,089,0003,297
Securities gains (losses)$04,500
Applicable income taxes$789,0002,561
Income before extraordinary items$1,300,0003,923
Extraordinary gains, net$054
Net income$1,300,0003,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,981
Cash dividends$100,0005,525
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,300,0003,758
2003-09-30 (YTD Data)Rank
Total interest income$4,818,0004,137
Total interest expense$1,203,0004,813
Net interest income$3,615,0003,807
Provision for loan and lease losses$262,0002,781
Total noninterest income$1,042,0003,049
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$522,0002,380
Trading account gains and fees$0153
Additional Noninterest Income$520,0003,066
Total noninterest expense$2,643,0004,071
Salaries and employee benefits$1,393,0004,163
Premises and equipment expense$323,0004,501
Additional noninterest expense$927,0003,624
Pre-tax net operating income$1,752,0003,135
Securities gains (losses)$04,204
Applicable income taxes$700,0002,388
Income before extraordinary items$1,052,0003,866
Extraordinary gains, net$040
Net income$1,052,0003,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,146
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,052,0003,702
2003-06-30 (YTD Data)Rank
Total interest income$3,116,0004,287
Total interest expense$817,0004,862
Net interest income$2,299,0003,961
Provision for loan and lease losses$164,0002,874
Total noninterest income$646,0003,182
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$330,0002,461
Trading account gains and fees$0150
Additional Noninterest Income$316,0003,198
Total noninterest expense$1,743,0004,107
Salaries and employee benefits$907,0004,233
Premises and equipment expense$206,0004,619
Additional noninterest expense$630,0003,571
Pre-tax net operating income$1,038,0003,436
Securities gains (losses)$03,782
Applicable income taxes$425,0002,580
Income before extraordinary items$613,0004,230
Extraordinary gains, net$030
Net income$613,0004,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$613,0004,026
2003-03-31 (YTD Data)Rank
Total interest income$1,519,0004,388
Total interest expense$435,0004,772
Net interest income$1,084,0004,149
Provision for loan and lease losses$98,0002,426
Total noninterest income$301,0003,234
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$163,0002,424
Trading account gains and fees$0134
Additional Noninterest Income$138,0003,360
Total noninterest expense$845,0004,200
Salaries and employee benefits$431,0004,387
Premises and equipment expense$101,0004,667
Additional noninterest expense$313,0003,536
Pre-tax net operating income$442,0003,800
Securities gains (losses)$02,891
Applicable income taxes$177,0002,907
Income before extraordinary items$265,0004,578
Extraordinary gains, net$021
Net income$265,0004,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,212
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$265,0004,365
2002-12-31 (YTD Data)Rank
Total interest income$6,384,0004,371
Total interest expense$2,205,0004,508
Net interest income$4,179,0004,208
Provision for loan and lease losses$561,0002,183
Total noninterest income$1,030,0003,421
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$577,0002,639
Trading account gains and fees$0153
Additional Noninterest Income$453,0003,468
Total noninterest expense$3,512,0003,959
Salaries and employee benefits$1,834,0004,022
Premises and equipment expense$412,0004,544
Additional noninterest expense$1,266,0003,459
Pre-tax net operating income$1,136,0004,857
Securities gains (losses)$04,537
Applicable income taxes$395,0003,906
Income before extraordinary items$741,0005,399
Extraordinary gains, net$070
Net income$741,0005,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0002,782
Cash dividends$75,0005,758
Sale, conversion, retirement of capital stock, net$0862
Net operating income$741,0005,263
2001-12-31 (YTD Data)Rank
Total interest income$6,347,0004,765
Total interest expense$2,852,0004,919
Net interest income$3,495,0004,560
Provision for loan and lease losses$312,0003,116
Total noninterest income$966,0003,430
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$490,0002,879
Trading account gains and fees$0177
Additional Noninterest Income$476,0003,217
Total noninterest expense$2,949,0004,390
Salaries and employee benefits$1,536,0004,432
Premises and equipment expense$399,0004,608
Additional noninterest expense$1,014,0004,027
Pre-tax net operating income$1,200,0004,417
Securities gains (losses)$04,612
Applicable income taxes$445,0003,522
Income before extraordinary items$755,0005,034
Extraordinary gains, net$0105
Net income$755,0005,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,610
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$755,0004,923
2000-12-31 (YTD Data)Rank
Total interest income$5,499,0005,386
Total interest expense$2,874,0005,084
Net interest income$2,625,0005,629
Provision for loan and lease losses$228,0003,468
Total noninterest income$732,0003,880
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$405,0003,208
Trading account gains and feesNANA
Additional Noninterest Income$327,0003,739
Total noninterest expense$2,643,0004,664
Salaries and employee benefits$1,365,0004,711
Premises and equipment expense$333,0005,104
Additional noninterest expense$945,0004,168
Pre-tax net operating income$486,0007,061
Securities gains (losses)$01,956
Applicable income taxes$142,0006,017
Income before extraordinary items$344,0007,189
Extraordinary gains, net$038
Net income$344,0007,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,325
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$344,0007,182
1999-12-31 (YTD Data)Rank
Total interest income$3,919,0006,436
Total interest expense$1,911,0006,161
Net interest income$2,008,0006,634
Provision for loan and lease losses$203,0003,527
Total noninterest income$570,0004,578
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$325,0003,761
Trading account gains and feesNANA
Additional Noninterest Income$245,0004,483
Total noninterest expense$2,241,0005,262
Salaries and employee benefits$1,097,0005,509
Premises and equipment expense$242,0006,158
Additional noninterest expense$902,0004,373
Pre-tax net operating income$134,0008,893
Securities gains (losses)$03,155
Applicable income taxes$29,0008,032
Income before extraordinary items$105,0008,928
Extraordinary gains, net$035
Net income$105,0008,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,038
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$105,0008,899
1998-12-31 (YTD Data)Rank
Total interest income$2,573,0008,018
Total interest expense$1,079,0008,206
Net interest income$1,494,0007,702
Provision for loan and lease losses$68,0005,924
Total noninterest income$392,0005,685
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$295,0003,983
Trading account gains and feesNANA
Additional Noninterest Income$97,0006,704
Total noninterest expense$1,291,0007,277
Salaries and employee benefits$704,0007,162
Premises and equipment expense$117,0008,342
Additional noninterest expense$470,0006,650
Pre-tax net operating income$527,0007,237
Securities gains (losses)$04,449
Applicable income taxes$179,0006,436
Income before extraordinary items$348,0007,546
Extraordinary gains, net$032
Net income$348,0007,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,328
Cash dividends$165,0005,655
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$348,0007,464
1997-12-31 (YTD Data)Rank
Total interest income$2,483,0008,404
Total interest expense$1,068,0008,495
Net interest income$1,415,0008,197
Provision for loan and lease losses$08,829
Total noninterest income$459,0005,267
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$295,0004,136
Trading account gains and feesNANA
Additional Noninterest Income$164,0005,461
Total noninterest expense$1,006,0008,325
Salaries and employee benefits$558,0008,193
Premises and equipment expense$36,00010,506
Additional noninterest expense$412,0007,243
Pre-tax net operating income$868,0006,257
Securities gains (losses)$2,0003,292
Applicable income taxes$294,0005,783
Income before extraordinary items$576,0006,499
Extraordinary gains, net$044
Net income$576,0006,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,00010,401
Cash dividends$165,0005,736
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$574,6806,453
1996-12-31 (YTD Data)Rank
Total interest income$2,281,0008,998
Total interest expense$1,037,0008,888
Net interest income$1,244,0008,918
Provision for loan and lease losses$20,0007,945
Total noninterest income$302,0006,915
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$220,0005,226
Trading account gains and feesNANA
Additional Noninterest Income$82,0007,682
Total noninterest expense$1,056,0008,486
Salaries and employee benefits$561,0008,394
Premises and equipment expense$91,0009,522
Additional noninterest expense$404,0007,847
Pre-tax net operating income$470,0008,115
Securities gains (losses)$04,148
Applicable income taxes$134,0008,146
Income before extraordinary items$336,0008,111
Extraordinary gains, net$053
Net income$336,0008,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,393
Cash dividends$150,0005,964
Sale, conversion, retirement of capital stock, net$0953
Net operating income$336,0008,056
1995-12-31 (YTD Data)Rank
Total interest income$2,026,0009,678
Total interest expense$862,0009,761
Net interest income$1,164,0009,440
Provision for loan and lease losses$53,0006,095
Total noninterest income$296,0007,126
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$201,0005,674
Trading account gains and feesNANA
Additional Noninterest Income$95,0007,393
Total noninterest expense$996,0008,970
Salaries and employee benefits$536,0008,808
Premises and equipment expense$43,00011,294
Additional noninterest expense$417,0008,026
Pre-tax net operating income$411,0008,995
Securities gains (losses)$03,831
Applicable income taxes$121,0008,778
Income before extraordinary items$290,0009,038
Extraordinary gains, net$065
Net income$290,0009,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,035
Cash dividends$135,0006,283
Sale, conversion, retirement of capital stock, net$0809
Net operating income$290,0009,003
1994-12-31 (YTD Data)Rank
Total interest income$1,775,00010,226
Total interest expense$624,00010,493
Net interest income$1,151,0009,907
Provision for loan and lease losses$58,0005,854
Total noninterest income$310,0007,119
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$194,0005,987
Trading account gains and feesNANA
Additional Noninterest Income$116,0007,032
Total noninterest expense$948,0009,557
Salaries and employee benefits$473,0009,629
Premises and equipment expense$43,00011,893
Additional noninterest expense$432,0008,508
Pre-tax net operating income$455,0008,962
Securities gains (losses)$03,600
Applicable income taxes$134,0008,630
Income before extraordinary items$321,0008,929
Extraordinary gains, net$0249
Net income$321,0008,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,525
Cash dividends$105,0006,763
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$321,0008,979
1993-12-31 (YTD Data)Rank
Total interest income$1,569,00011,070
Total interest expense$546,00011,441
Net interest income$1,023,00010,704
Provision for loan and lease losses$50,0007,415
Total noninterest income$264,0008,151
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$172,0006,543
Trading account gains and feesNANA
Additional Noninterest Income$92,0008,143
Total noninterest expense$865,00010,369
Salaries and employee benefits$465,0009,989
Premises and equipment expense$39,00012,577
Additional noninterest expense$361,0009,718
Pre-tax net operating income$372,0009,643
Securities gains (losses)$10,0005,473
Applicable income taxes$101,0009,717
Income before extraordinary items$281,0009,680
Extraordinary gains, net$03,149
Net income$281,0009,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0007,509
Cash dividends$123,0006,494
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$273,6009,511
1992-12-31 (YTD Data)Rank
Total interest income$1,739,00011,444
Total interest expense$659,00012,020
Net interest income$1,080,00010,766
Provision for loan and lease losses$90,0007,540
Total noninterest income$234,0008,782
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$164,0006,757
Trading account gains and feesNANA
Additional Noninterest Income$70,0009,281
Total noninterest expense$878,00010,621
Salaries and employee benefits$401,00010,848
Premises and equipment expense$45,00012,878
Additional noninterest expense$432,0009,178
Pre-tax net operating income$346,0009,729
Securities gains (losses)$4,0007,235
Applicable income taxes$67,00010,800
Income before extraordinary items$283,0009,508
Extraordinary gains, net$01,422
Net income$283,0009,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0007,015
Cash dividends$140,0005,918
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$279,7609,187

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.