Home > First Service Bank > Net charge- offs to loans
First Service Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0208% | 4,168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0253% | 4,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0007% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1533% | 4,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 491 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0471% | 4,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0346% | 4,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0333% | 4,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0010% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2116% | 4,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0976% | 4,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0015% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1508% | 4,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0486% | 149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 1,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0158% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 4,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0538% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0548% | 283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0027% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0214% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0259% | 4,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0772% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0036% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0350% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0397% | 4,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 138 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1306% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0053% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0624% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0713% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0769% | 4,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2682% | 65 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2682% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2367% | 393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2733% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0406% | 4,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.5336% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 847 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0107% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1750% | 4,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1750% | 4,300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0163% | 3,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0264% | 4,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0541% | 4,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0139% | 1,160 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3957% | 4,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3957% | 4,515 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0115% | 3,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 4,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 4,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0162% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6056% | 4,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6056% | 4,586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0178% | 3,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 4,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1246% | 4,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1246% | 4,019 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 2,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 1,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0342% | 4,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 997 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0300% | 948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1025% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0602% | 2,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0602% | 2,593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0666% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0417% | 4,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1406% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0800% | 2,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0800% | 2,350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1277% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0376% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0641% | 4,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2302% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1768% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1768% | 1,899 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0800% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1133% | 4,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6161% | 424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1159% | 2,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1159% | 1,947 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0627% | 2,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 1,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 4,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0922% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0922% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0668% | 1,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7002% | 1,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7002% | 1,073 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0151% | 4,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0958% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0958% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0749% | 1,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0090% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0090% | 678 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 2,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0165% | 4,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 4,230 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 4,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5474% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5474% | 393 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 2,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 4,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0210% | 4,872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 4,408 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 4,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 2,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0364% | 4,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1276% | 5,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 4,412 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 4,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1625% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9032% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9032% | 161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 2,583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0475% | 4,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1669% | 5,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,412 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2190% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0248% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0248% | 276 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 1,971 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 4,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0311% | 4,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 4,410 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 4,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3265% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8940% | 814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8940% | 727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 1,310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 4,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0239% | 5,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 4,569 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 4,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6315% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0557% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0557% | 662 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 3,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 4,691 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 4,414 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1074% | 5,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0490% | 1,553 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0490% | 1,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1063% | 1,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9494% | 930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9744% | 826 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0460% | 2,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,269 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 4,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0957% | 5,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0689% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 1,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1319% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1876% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1876% | 592 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 3,086 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 5,020 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 4,565 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1349% | 5,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 1,627 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1065% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7339% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7339% | 990 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 1,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | -0.0208% | 4,755 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0248% | 5,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0433% | 1,022 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2290% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4363% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4363% | 483 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1781% | 1,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1572% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 0.4208% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2389% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 1,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2248% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7374% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7374% | 1,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1830% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 3,672 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 4,925 |
| Percentage Net Loans Charged-off:Construction & development | -0.1621% | 5,061 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0198% | 5,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 1,766 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 1,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0111% | 1,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7078% | 1,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7078% | 1,087 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1689% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 2,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 1,879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0348% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0255% | 5,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0674% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0674% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0169% | 1,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2933% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2933% | 1,875 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1170% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 1,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0718% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 5,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1422% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1422% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0332% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4067% | 1,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4067% | 1,398 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0879% | 5,308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3888% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3890% | 445 |
| Percentage Net Loans Charged-off:Construction & development | 1.4994% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2269% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2483% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2483% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4287% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2150% | 2,621 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2373% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1992% | 2,538 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4323% | 639 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4690% | 535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4673% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 2.0465% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3063% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1966% | 1,027 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1966% | 997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5864% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0852% | 3,018 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5085% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0642% | 2,995 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5357% | 520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5542% | 439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5366% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 3.1122% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2497% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 1,959 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0509% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9013% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0616% | 5,121 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0852% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0929% | 5,199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5774% | 461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1384% | 202 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1273% | 106 |
| Percentage Net Loans Charged-off:Construction & development | 6.2670% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5073% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2385% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2385% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8489% | 221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2620% | 508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1305% | 2,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0979% | 2,392 |
| Percentage Net Loans Charged-off:Construction & development | -0.0202% | 5,039 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1990% | 1,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1126% | 2,260 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1126% | 2,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2931% | 1,569 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0904% | 5,641 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6378% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1054% | 5,626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7433% | 502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 2,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0657% | 2,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1613% | 1,729 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1613% | 1,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2340% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3889% | 6,054 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5729% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4319% | 6,049 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7468% | 469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 3,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 2,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0077% | 823 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2456% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2456% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0454% | 1,819 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2281% | 6,364 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2551% | 6,329 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7762% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 2,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0655% | 1,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1633% | 1,318 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1633% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0738% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0494% | 2,653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0505% | 2,521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5327% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3697% | 1,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2746% | 1,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.3273% | 1,212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4342% | 1,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2450% | 1,977 |
| Percentage Net Loans Charged-off: Home equity loans | 71.4286% | 5 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2412% | 1,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2205% | 2,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7300% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8058% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7079% | 532 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9597% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3515% | 1,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2893% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.8321% | 824 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0930% | 1,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2819% | 1,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2820% | 1,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3061% | 1,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0712% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7684% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0169% | 931 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8641% | 466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4020% | 1,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4377% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 1.2587% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1389% | 1,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4287% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4288% | 1,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2103% | 1,696 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0445% | 5,518 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5969% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1589% | 5,835 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6830% | 483 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4519% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5602% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 1.9008% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2262% | 948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3864% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3864% | 1,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4617% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9386% | 6,588 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1918% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0038% | 6,557 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0885% | 5,869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3514% | 2,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2374% | 3,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.1782% | 2,116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3000% | 1,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3146% | 2,408 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3146% | 2,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1351% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5867% | 2,127 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5975% | 1,959 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9820% | 555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1355% | 4,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 3,797 |
| Percentage Net Loans Charged-off:Construction & development | -0.6206% | 6,311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4066% | 1,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2355% | 2,627 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2355% | 2,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0522% | 3,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4446% | 2,305 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4524% | 2,127 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7297% | 580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1424% | 3,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1386% | 3,297 |
| Percentage Net Loans Charged-off:Construction & development | -0.9323% | 6,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6075% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3137% | 2,179 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3137% | 2,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0154% | 5,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2671% | 2,727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2717% | 2,530 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4827% | 640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1669% | 3,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1824% | 2,558 |
| Percentage Net Loans Charged-off:Construction & development | -1.8385% | 6,448 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2055% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3561% | 1,746 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3561% | 1,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8041% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8182% | 1,193 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4241% | 6,442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0341% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2066% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.7287% | 2,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9170% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4632% | 2,344 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4632% | 2,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1010% | 6,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5041% | 2,772 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3495% | 645 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4631% | 2,640 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5480% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0323% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1857% | 1,237 |
| Percentage Net Loans Charged-off:Construction & development | 1.0434% | 1,879 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8329% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3113% | 2,597 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3113% | 2,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1363% | 6,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7182% | 2,007 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8510% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6422% | 1,903 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6754% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9593% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1318% | 1,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.7767% | 1,764 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1000% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0461% | 3,702 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 3,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3604% | 6,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6283% | 2,106 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7972% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5127% | 2,053 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3317% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2894% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5913% | 754 |
| Percentage Net Loans Charged-off:Construction & development | 1.5578% | 1,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0577% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 3,096 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 2,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7061% | 7,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3152% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4608% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1893% | 2,599 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0937% | 6,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7291% | 2,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2618% | 3,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.2167% | 3,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1074% | 3,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5255% | 2,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5260% | 2,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6137% | 923 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3139% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3800% | 1,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6087% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1646% | 4,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.3046% | 2,729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1133% | 2,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2091% | 3,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2094% | 2,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4202% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8065% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2393% | 1,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6520% | 2,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1307% | 3,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.4321% | 2,307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0944% | 2,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 3,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0773% | 3,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6676% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0374% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3248% | 982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6797% | 2,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 4,038 |
| Percentage Net Loans Charged-off:Construction & development | -0.0180% | 6,929 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0369% | 1,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 7,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 7,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7143% | 654 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1212% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6560% | 642 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4587% | 3,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3331% | 3,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.3572% | 3,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1301% | 2,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6709% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6744% | 1,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8010% | 3,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9151% | 2,898 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0099% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2478% | 4,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1748% | 3,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.4357% | 2,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1269% | 2,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1552% | 3,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1561% | 2,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1956% | 3,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8713% | 2,735 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5996% | 1,043 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1196% | 4,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 4,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0782% | 3,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0787% | 2,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3017% | 3,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4718% | 3,569 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8861% | 797 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 4,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 3,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 2,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 2,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0361% | 2,715 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0755% | 7,025 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2181% | 563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4621% | 2,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1138% | 3,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.1423% | 2,508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1956% | 1,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0594% | 3,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 3,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1223% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2875% | 1,742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0337% | 759 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4069% | 2,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1176% | 2,763 |
| Percentage Net Loans Charged-off:Construction & development | -0.0104% | 7,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2384% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1131% | 2,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1138% | 2,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6046% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4895% | 1,209 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8444% | 909 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4096% | 950 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5363% | 1,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1613% | 1,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3569% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1090% | 1,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1097% | 1,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4368% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5285% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2712% | 730 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5608% | 746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0094% | 4,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 7,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0186% | 7,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 7,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0237% | 2,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0243% | 3,956 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2802% | 740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1269% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 7,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 7,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 7,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0581% | 3,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8298% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6954% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7531% | 720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 2,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 7,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0719% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0182% | 7,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 7,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0780% | 2,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7114% | 1,989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9500% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7280% | 640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0970% | 2,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 7,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 7,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0283% | 7,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0514% | 2,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4951% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4319% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8719% | 549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 3,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2892% | 2,778 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3255% | 622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1904% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0666% | 1,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0103% | 765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1172% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1176% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4145% | 1,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4744% | 3,005 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0950% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6544% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1736% | 1,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0896% | 1,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1595% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1601% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2633% | 1,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3427% | 3,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6149% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2055% | 1,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1431% | 743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2506% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2516% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0438% | 2,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4823% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7611% | 526 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 4,076 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 7,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0310% | 6,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2391% | 664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3155% | 1,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1156% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.1205% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 8,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2554% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2564% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2337% | 2,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7557% | 2,531 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8458% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3166% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0552% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0368% | 8,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1741% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1747% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3175% | 1,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0056% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9774% | 323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1807% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 7,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0561% | 8,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0439% | 1,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0771% | 7,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7655% | 2,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6933% | 320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 7,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0750% | 8,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0876% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0879% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1204% | 7,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6867% | 2,083 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5735% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2879% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1798% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2487% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2653% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2667% | 745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1574% | 3,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4025% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2321% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2412% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1856% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3415% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2169% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2180% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0424% | 1,782 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9907% | 1,251 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3044% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1956% | 771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5208% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1185% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1192% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0389% | 2,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7313% | 2,493 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5000% | 1,006 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2674% | 397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4124% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1025% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1032% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0747% | 7,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9841% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8470% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7032% | 163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 5,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 3,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0675% | 2,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0678% | 2,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0428% | 7,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3465% | 5,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1276% | 1,473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 5,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0409% | 2,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0932% | 1,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0936% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0442% | 7,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0835% | 6,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1658% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0178% | 5,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0437% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0907% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0912% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0321% | 7,535 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0353% | 8,031 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0260% | 7,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0925% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0322% | 8,707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2142% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2152% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5570% | 8,730 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3204% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1420% | 1,455 |
| Percentage Net Loans Charged-off:Construction & development | 1.7709% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 8,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0787% | 1,930 |
| Percentage Net Loans Charged-off: Home equity loans | 24.8566% | 8 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0351% | 8,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4421% | 2,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6115% | 3,784 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7936% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8648% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4019% | 2,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0254% | 8,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2777% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2791% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2483% | 1,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1340% | 1,918 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3699% | 5,487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0181% | 1,822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2625% | 2,518 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0708% | 5,502 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1893% | 3,630 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1870% | 10,566 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0606% | 10,583 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3563% | 2,416 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5100% | 1,745 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2065% | 5,306 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5893% | 3,686 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |