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CFBank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$108,066,000507
Total interest expense$57,882,000354
Net interest income$50,184,000667
Provision for loan and lease losses$2,317,000517
Total noninterest income$3,735,0001,423
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,513,000725
Trading account gains and feesNANA
Additional Noninterest Income$2,222,0001,528
Total noninterest expense$28,825,000927
Salaries and employee benefits$14,138,0001,010
Premises and equipment expense$2,350,0001,057
Additional noninterest expense$2,222,0001,528
Pre-tax net operating income$22,777,000614
Securities gains (losses)$0988
Applicable income taxes$3,795,000644
Income before extraordinary items$18,982,000600
Extraordinary gains, net$054
Net income$18,982,000608
Minority interest net income$088
Net income of bank and minority interests.$18,982,000603
Net charge-offs$646,000657
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$1,172,000176
Net operating income$18,982,000617
2023-09-30 (YTD Data)Rank
Total interest income$78,294,000514
Total interest expense$40,645,000353
Net interest income$37,649,000682
Provision for loan and lease losses$1,442,000537
Total noninterest income$2,797,0001,427
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,043,000770
Trading account gains and feesNANA
Additional Noninterest Income$1,754,0001,464
Total noninterest expense$21,636,000925
Salaries and employee benefits$10,899,000993
Premises and equipment expense$1,752,0001,061
Additional noninterest expense$1,754,0001,464
Pre-tax net operating income$17,368,000630
Securities gains (losses)$0849
Applicable income taxes$3,166,000627
Income before extraordinary items$14,202,000621
Extraordinary gains, net$052
Net income$14,202,000625
Minority interest net income$081
Net income of bank and minority interests.$14,202,000621
Net charge-offs$23,0001,832
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$875,000176
Net operating income$14,202,000634
2023-06-30 (YTD Data)Rank
Total interest income$50,190,000512
Total interest expense$24,855,000340
Net interest income$25,335,000677
Provision for loan and lease losses$249,0001,194
Total noninterest income$1,540,0001,529
Gross Fiduciary activities income$0931
Service charges on deposit accounts$649,000807
Trading account gains and feesNANA
Additional Noninterest Income$891,0001,639
Total noninterest expense$14,804,000886
Salaries and employee benefits$7,575,000955
Premises and equipment expense$1,145,0001,073
Additional noninterest expense$891,0001,637
Pre-tax net operating income$11,822,000612
Securities gains (losses)$0938
Applicable income taxes$2,162,000626
Income before extraordinary items$9,660,000614
Extraordinary gains, net$051
Net income$9,660,000625
Minority interest net income$081
Net income of bank and minority interests.$9,660,000614
Net charge-offs$-103,0004,458
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$582,000162
Net operating income$9,660,000622
2023-03-31 (YTD Data)Rank
Total interest income$24,072,000526
Total interest expense$10,814,000344
Net interest income$13,258,000660
Provision for loan and lease losses$237,000807
Total noninterest income$658,0001,684
Gross Fiduciary activities income$0913
Service charges on deposit accounts$288,000896
Trading account gains and feesNANA
Additional Noninterest Income$370,0001,819
Total noninterest expense$7,677,000868
Salaries and employee benefits$3,893,000957
Premises and equipment expense$536,0001,171
Additional noninterest expense$370,0001,819
Pre-tax net operating income$6,002,000629
Securities gains (losses)$0950
Applicable income taxes$1,085,000644
Income before extraordinary items$4,917,000625
Extraordinary gains, net$04
Net income$4,917,000624
Minority interest net income$048
Net income of bank and minority interests.$4,917,000624
Net charge-offs$5,0001,579
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$283,000149
Net operating income$4,917,000635
2022-12-31 (YTD Data)Rank
Total interest income$67,347,000577
Total interest expense$16,941,000295
Net interest income$50,406,000667
Provision for loan and lease losses$787,000955
Total noninterest income$2,408,0001,848
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,022,0001,001
Trading account gains and feesNANA
Additional Noninterest Income$1,386,0001,986
Total noninterest expense$27,913,000917
Salaries and employee benefits$14,746,000972
Premises and equipment expense$1,849,0001,304
Additional noninterest expense$1,386,0001,986
Pre-tax net operating income$24,114,000655
Securities gains (losses)$0691
Applicable income taxes$4,414,000652
Income before extraordinary items$19,700,000653
Extraordinary gains, net$05
Net income$19,700,000654
Minority interest net income$063
Net income of bank and minority interests.$19,700,000654
Net charge-offs$233,000865
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$899,000255
Net operating income$19,700,000661
2022-09-30 (YTD Data)Rank
Total interest income$45,550,000604
Total interest expense$8,761,000290
Net interest income$36,789,000675
Provision for loan and lease losses$150,0001,628
Total noninterest income$1,828,0001,853
Gross Fiduciary activities income$0968
Service charges on deposit accounts$724,0001,050
Trading account gains and feesNANA
Additional Noninterest Income$1,104,0001,948
Total noninterest expense$20,443,000928
Salaries and employee benefits$11,024,000967
Premises and equipment expense$1,410,0001,291
Additional noninterest expense$1,104,0001,948
Pre-tax net operating income$18,024,000665
Securities gains (losses)$0740
Applicable income taxes$3,408,000642
Income before extraordinary items$14,616,000655
Extraordinary gains, net$04
Net income$14,616,000655
Minority interest net income$057
Net income of bank and minority interests.$14,616,000655
Net charge-offs$-29,0003,919
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$648,000232
Net operating income$14,616,000661
2022-06-30 (YTD Data)Rank
Total interest income$27,649,000628
Total interest expense$4,569,000284
Net interest income$23,080,000689
Provision for loan and lease losses$02,599
Total noninterest income$1,746,0001,500
Gross Fiduciary activities income$0925
Service charges on deposit accounts$484,0001,028
Trading account gains and feesNANA
Additional Noninterest Income$1,262,0001,460
Total noninterest expense$12,501,000990
Salaries and employee benefits$7,010,0001,008
Premises and equipment expense$923,0001,303
Additional noninterest expense$4,568,000832
Pre-tax net operating income$12,325,000613
Securities gains (losses)$0687
Applicable income taxes$2,321,000596
Income before extraordinary items$10,004,000609
Extraordinary gains, net$04
Net income$10,004,000608
Minority interest net income$060
Net income of bank and minority interests.$10,004,000609
Net charge-offs$-24,0003,945
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$402,000216
Net operating income$10,004,000615
2022-03-31 (YTD Data)Rank
Total interest income$13,047,000644
Total interest expense$1,894,000302
Net interest income$11,153,000691
Provision for loan and lease losses$02,285
Total noninterest income$994,0001,377
Gross Fiduciary activities income$0892
Service charges on deposit accounts$230,0001,071
Trading account gains and feesNANA
Additional Noninterest Income$764,0001,293
Total noninterest expense$6,148,000997
Salaries and employee benefits$3,527,0001,008
Premises and equipment expense$464,0001,304
Additional noninterest expense$2,157,000863
Pre-tax net operating income$5,999,000598
Securities gains (losses)$0623
Applicable income taxes$1,096,000613
Income before extraordinary items$4,903,000597
Extraordinary gains, net$04
Net income$4,903,000597
Minority interest net income$050
Net income of bank and minority interests.$4,903,000597
Net charge-offs$-12,0003,981
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$180,000202
Net operating income$4,903,000602
2021-12-31 (YTD Data)Rank
Total interest income$51,929,000653
Total interest expense$8,708,000321
Net interest income$43,221,000716
Provision for loan and lease losses$-1,600,0004,580
Total noninterest income$11,427,000759
Gross Fiduciary activities income$0994
Service charges on deposit accounts$707,0001,238
Trading account gains and feesNANA
Additional Noninterest Income$10,720,000643
Total noninterest expense$31,827,000800
Salaries and employee benefits$16,577,000868
Premises and equipment expense$1,620,0001,430
Additional noninterest expense$13,630,000598
Pre-tax net operating income$24,421,000639
Securities gains (losses)$02,062
Applicable income taxes$4,642,000662
Income before extraordinary items$19,779,000648
Extraordinary gains, net$010
Net income$19,779,000649
Minority interest net income$074
Net income of bank and minority interests.$19,779,000649
Net charge-offs$-85,0004,305
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$706,000262
Net operating income$19,779,000639
2021-09-30 (YTD Data)Rank
Total interest income$38,907,000668
Total interest expense$7,018,000311
Net interest income$31,889,000736
Provision for loan and lease losses$-1,600,0004,669
Total noninterest income$10,116,000701
Gross Fiduciary activities income$0957
Service charges on deposit accounts$507,0001,278
Trading account gains and feesNANA
Additional Noninterest Income$9,609,000590
Total noninterest expense$25,252,000766
Salaries and employee benefits$13,129,000836
Premises and equipment expense$1,198,0001,473
Additional noninterest expense$10,925,000563
Pre-tax net operating income$18,353,000660
Securities gains (losses)$02,015
Applicable income taxes$3,448,000687
Income before extraordinary items$14,905,000670
Extraordinary gains, net$08
Net income$14,905,000670
Minority interest net income$069
Net income of bank and minority interests.$14,905,000670
Net charge-offs$-64,0004,303
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$528,000240
Net operating income$14,905,000657
2021-06-30 (YTD Data)Rank
Total interest income$26,309,000659
Total interest expense$5,187,000296
Net interest income$21,122,000732
Provision for loan and lease losses$-1,600,0004,721
Total noninterest income$8,090,000623
Gross Fiduciary activities income$0951
Service charges on deposit accounts$323,0001,284
Trading account gains and feesNANA
Additional Noninterest Income$7,767,000524
Total noninterest expense$17,947,000722
Salaries and employee benefits$8,970,000816
Premises and equipment expense$821,0001,443
Additional noninterest expense$8,156,000496
Pre-tax net operating income$12,865,000623
Securities gains (losses)$01,818
Applicable income taxes$2,393,000662
Income before extraordinary items$10,472,000639
Extraordinary gains, net$06
Net income$10,472,000639
Minority interest net income$067
Net income of bank and minority interests.$10,472,000639
Net charge-offs$-73,0004,488
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$356,000218
Net operating income$10,472,000629
2021-03-31 (YTD Data)Rank
Total interest income$12,752,000669
Total interest expense$2,908,000284
Net interest income$9,844,000769
Provision for loan and lease losses$02,741
Total noninterest income$7,191,000416
Gross Fiduciary activities income$0922
Service charges on deposit accounts$153,0001,334
Trading account gains and feesNANA
Additional Noninterest Income$7,038,000351
Total noninterest expense$8,832,000728
Salaries and employee benefits$4,516,000801
Premises and equipment expense$438,0001,390
Additional noninterest expense$3,878,000495
Pre-tax net operating income$8,203,000523
Securities gains (losses)$01,392
Applicable income taxes$1,506,000565
Income before extraordinary items$6,697,000532
Extraordinary gains, net$03
Net income$6,697,000531
Minority interest net income$055
Net income of bank and minority interests.$6,697,000532
Net charge-offs$-63,0004,665
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$162,000199
Net operating income$6,697,000518
2020-12-31 (YTD Data)Rank
Total interest income$42,381,000794
Total interest expense$13,321,000382
Net interest income$29,060,000934
Provision for loan and lease losses$10,915,000323
Total noninterest income$59,847,000241
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$506,0001,610
Trading account gains and feesNANA
Additional Noninterest Income$59,341,000199
Total noninterest expense$39,849,000635
Salaries and employee benefits$21,620,000660
Premises and equipment expense$1,812,0001,293
Additional noninterest expense$16,417,000485
Pre-tax net operating income$38,143,000364
Securities gains (losses)$02,675
Applicable income taxes$7,066,000393
Income before extraordinary items$31,077,000376
Extraordinary gains, net$04
Net income$31,077,000375
Minority interest net income$072
Net income of bank and minority interests.$31,077,000376
Net charge-offs$1,030,000638
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$710,000231
Net operating income$31,077,000368
2020-09-30 (YTD Data)Rank
Total interest income$30,428,000828
Total interest expense$9,921,000423
Net interest income$20,507,000986
Provision for loan and lease losses$8,875,000331
Total noninterest income$46,591,000230
Gross Fiduciary activities income$0981
Service charges on deposit accounts$359,0001,664
Trading account gains and feesNANA
Additional Noninterest Income$46,232,000188
Total noninterest expense$28,705,000640
Salaries and employee benefits$16,376,000633
Premises and equipment expense$1,107,0001,535
Additional noninterest expense$11,222,000499
Pre-tax net operating income$29,518,000332
Securities gains (losses)$02,494
Applicable income taxes$6,117,000325
Income before extraordinary items$23,401,000336
Extraordinary gains, net$04
Net income$23,401,000335
Minority interest net income$065
Net income of bank and minority interests.$23,401,000336
Net charge-offs$521,000738
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$589,000202
Net operating income$23,401,000333
2020-06-30 (YTD Data)Rank
Total interest income$19,812,000859
Total interest expense$6,784,000449
Net interest income$13,028,0001,026
Provision for loan and lease losses$3,125,000541
Total noninterest income$23,267,000264
Gross Fiduciary activities income$0970
Service charges on deposit accounts$230,0001,728
Trading account gains and feesNANA
Additional Noninterest Income$23,037,000209
Total noninterest expense$16,948,000720
Salaries and employee benefits$9,114,000764
Premises and equipment expense$730,0001,544
Additional noninterest expense$7,104,000509
Pre-tax net operating income$16,222,000339
Securities gains (losses)$02,249
Applicable income taxes$3,359,000334
Income before extraordinary items$12,863,000357
Extraordinary gains, net$04
Net income$12,863,000357
Minority interest net income$065
Net income of bank and minority interests.$12,863,000357
Net charge-offs$156,0001,129
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$349,000195
Net operating income$12,863,000347
2020-03-31 (YTD Data)Rank
Total interest income$9,946,000853
Total interest expense$3,495,000482
Net interest income$6,451,0001,019
Provision for loan and lease losses$03,711
Total noninterest income$3,439,000555
Gross Fiduciary activities income$0941
Service charges on deposit accounts$121,0001,910
Trading account gains and feesNANA
Additional Noninterest Income$3,318,000431
Total noninterest expense$6,855,000868
Salaries and employee benefits$2,954,0001,075
Premises and equipment expense$364,0001,573
Additional noninterest expense$3,537,000525
Pre-tax net operating income$3,035,000731
Securities gains (losses)$01,705
Applicable income taxes$625,000632
Income before extraordinary items$2,410,000796
Extraordinary gains, net$04
Net income$2,410,000796
Minority interest net income$056
Net income of bank and minority interests.$2,410,000796
Net charge-offs$65,0001,088
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$143,000207
Net operating income$2,410,000781
2019-12-31 (YTD Data)Rank
Total interest income$35,099,000953
Total interest expense$12,005,000589
Net interest income$23,094,0001,113
Provision for loan and lease losses$03,973
Total noninterest income$11,691,000623
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$448,0002,067
Trading account gains and feesNANA
Additional Noninterest Income$11,243,000481
Total noninterest expense$20,708,0001,057
Salaries and employee benefits$10,808,0001,133
Premises and equipment expense$1,395,0001,595
Additional noninterest expense$8,505,000809
Pre-tax net operating income$14,077,000787
Securities gains (losses)$02,379
Applicable income taxes$2,868,000711
Income before extraordinary items$11,209,000859
Extraordinary gains, net$011
Net income$11,209,000860
Minority interest net income$076
Net income of bank and minority interests.$11,209,000860
Net charge-offs$-127,0004,935
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$528,000280
Net operating income$11,209,000832
2019-09-30 (YTD Data)Rank
Total interest income$25,288,000983
Total interest expense$8,591,000617
Net interest income$16,697,0001,151
Provision for loan and lease losses$03,836
Total noninterest income$7,522,000690
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$333,0002,090
Trading account gains and feesNANA
Additional Noninterest Income$7,189,000538
Total noninterest expense$14,475,0001,116
Salaries and employee benefits$7,740,0001,178
Premises and equipment expense$1,044,0001,614
Additional noninterest expense$5,691,000887
Pre-tax net operating income$9,744,000859
Securities gains (losses)$02,167
Applicable income taxes$1,988,000768
Income before extraordinary items$7,756,000926
Extraordinary gains, net$011
Net income$7,756,000927
Minority interest net income$072
Net income of bank and minority interests.$7,756,000927
Net charge-offs$-46,0004,802
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$391,000255
Net operating income$7,756,000907
2019-06-30 (YTD Data)Rank
Total interest income$16,444,000998
Total interest expense$5,420,000636
Net interest income$11,024,0001,165
Provision for loan and lease losses$03,685
Total noninterest income$4,239,000765
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$214,0002,107
Trading account gains and feesNANA
Additional Noninterest Income$4,025,000594
Total noninterest expense$9,306,0001,143
Salaries and employee benefits$4,965,0001,212
Premises and equipment expense$659,0001,695
Additional noninterest expense$3,682,000928
Pre-tax net operating income$5,957,000907
Securities gains (losses)$01,702
Applicable income taxes$1,211,000797
Income before extraordinary items$4,746,000964
Extraordinary gains, net$011
Net income$4,746,000964
Minority interest net income$069
Net income of bank and minority interests.$4,746,000964
Net charge-offs$-18,0004,642
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$255,000239
Net operating income$4,746,000944
2019-03-31 (YTD Data)Rank
Total interest income$7,941,0001,021
Total interest expense$2,486,000677
Net interest income$5,455,0001,177
Provision for loan and lease losses$03,406
Total noninterest income$1,693,000872
Gross Fiduciary activities income$0972
Service charges on deposit accounts$101,0002,189
Trading account gains and feesNANA
Additional Noninterest Income$1,592,000663
Total noninterest expense$4,543,0001,158
Salaries and employee benefits$2,411,0001,249
Premises and equipment expense$330,0001,717
Additional noninterest expense$1,802,000927
Pre-tax net operating income$2,605,000989
Securities gains (losses)$01,087
Applicable income taxes$525,000876
Income before extraordinary items$2,080,0001,048
Extraordinary gains, net$05
Net income$2,080,0001,047
Minority interest net income$052
Net income of bank and minority interests.$2,080,0001,047
Net charge-offs$-12,0004,722
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$116,000215
Net operating income$2,080,0001,025
2018-12-31 (YTD Data)Rank
Total interest income$24,880,0001,184
Total interest expense$6,359,000766
Net interest income$18,521,0001,321
Provision for loan and lease losses$04,082
Total noninterest income$2,652,0001,681
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$405,0002,278
Trading account gains and feesNANA
Additional Noninterest Income$2,247,0001,383
Total noninterest expense$14,462,0001,398
Salaries and employee benefits$7,843,0001,448
Premises and equipment expense$1,208,0001,804
Additional noninterest expense$5,411,0001,170
Pre-tax net operating income$6,711,0001,399
Securities gains (losses)$01,125
Applicable income taxes$1,347,0001,137
Income before extraordinary items$5,364,0001,489
Extraordinary gains, net$06
Net income$5,364,0001,488
Minority interest net income$072
Net income of bank and minority interests.$5,364,0001,488
Net charge-offs$-41,0004,840
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$375,000330
Net operating income$5,364,0001,484
2018-09-30 (YTD Data)Rank
Total interest income$17,587,0001,241
Total interest expense$4,239,000791
Net interest income$13,348,0001,366
Provision for loan and lease losses$03,948
Total noninterest income$1,816,0001,793
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$297,0002,313
Trading account gains and feesNANA
Additional Noninterest Income$1,519,0001,507
Total noninterest expense$10,511,0001,436
Salaries and employee benefits$5,758,0001,463
Premises and equipment expense$881,0001,844
Additional noninterest expense$3,872,0001,213
Pre-tax net operating income$4,653,0001,498
Securities gains (losses)$01,118
Applicable income taxes$908,0001,247
Income before extraordinary items$3,745,0001,602
Extraordinary gains, net$05
Net income$3,745,0001,601
Minority interest net income$066
Net income of bank and minority interests.$3,745,0001,601
Net charge-offs$-35,0004,823
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$289,000305
Net operating income$3,745,0001,589
2018-06-30 (YTD Data)Rank
Total interest income$10,967,0001,312
Total interest expense$2,468,000835
Net interest income$8,499,0001,422
Provision for loan and lease losses$03,782
Total noninterest income$1,189,0001,812
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$190,0002,368
Trading account gains and feesNANA
Additional Noninterest Income$999,0001,518
Total noninterest expense$6,713,0001,480
Salaries and employee benefits$3,733,0001,502
Premises and equipment expense$542,0001,962
Additional noninterest expense$2,438,0001,273
Pre-tax net operating income$2,975,0001,526
Securities gains (losses)$0961
Applicable income taxes$589,0001,262
Income before extraordinary items$2,386,0001,639
Extraordinary gains, net$06
Net income$2,386,0001,639
Minority interest net income$065
Net income of bank and minority interests.$2,386,0001,638
Net charge-offs$-11,0004,546
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$190,000291
Net operating income$2,386,0001,622
2018-03-31 (YTD Data)Rank
Total interest income$5,103,0001,379
Total interest expense$1,101,000868
Net interest income$4,002,0001,497
Provision for loan and lease losses$03,508
Total noninterest income$379,0002,330
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$94,0002,399
Trading account gains and feesNANA
Additional Noninterest Income$285,0002,084
Total noninterest expense$3,135,0001,577
Salaries and employee benefits$1,742,0001,636
Premises and equipment expense$263,0002,036
Additional noninterest expense$1,130,0001,351
Pre-tax net operating income$1,246,0001,737
Securities gains (losses)$0735
Applicable income taxes$243,0001,390
Income before extraordinary items$1,003,0001,843
Extraordinary gains, net$07
Net income$1,003,0001,842
Minority interest net income$052
Net income of bank and minority interests.$1,003,0001,843
Net charge-offs$-6,0004,537
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$95,000255
Net operating income$1,003,0001,833
2017-12-31 (YTD Data)Rank
Total interest income$17,198,0001,559
Total interest expense$3,307,000989
Net interest income$13,891,0001,680
Provision for loan and lease losses$04,227
Total noninterest income$721,0003,423
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$350,0002,588
Trading account gains and feesNANA
Additional Noninterest Income$371,0003,546
Total noninterest expense$10,179,0001,886
Salaries and employee benefits$5,753,0001,877
Premises and equipment expense$1,006,0002,098
Additional noninterest expense$3,420,0001,749
Pre-tax net operating income$4,433,0001,887
Securities gains (losses)$02,243
Applicable income taxes$2,445,0001,128
Income before extraordinary items$1,988,0002,704
Extraordinary gains, net$09
Net income$1,988,0002,703
Minority interest net income$076
Net income of bank and minority interests.$1,988,0002,704
Net charge-offs$-45,0005,111
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$245,000379
Net operating income$1,988,0002,692
2017-09-30 (YTD Data)Rank
Total interest income$12,431,0001,608
Total interest expense$2,297,0001,042
Net interest income$10,134,0001,719
Provision for loan and lease losses$04,088
Total noninterest income$521,0003,504
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$257,0002,643
Trading account gains and feesNANA
Additional Noninterest Income$264,0003,641
Total noninterest expense$7,556,0001,897
Salaries and employee benefits$4,215,0001,914
Premises and equipment expense$744,0002,134
Additional noninterest expense$2,597,0001,721
Pre-tax net operating income$3,099,0002,013
Securities gains (losses)$02,274
Applicable income taxes$1,029,0001,443
Income before extraordinary items$2,070,0002,345
Extraordinary gains, net$09
Net income$2,070,0002,344
Minority interest net income$071
Net income of bank and minority interests.$2,070,0002,345
Net charge-offs$-39,0005,105
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$181,000358
Net operating income$2,070,0002,323
2017-06-30 (YTD Data)Rank
Total interest income$8,038,0001,637
Total interest expense$1,469,0001,058
Net interest income$6,569,0001,757
Provision for loan and lease losses$03,871
Total noninterest income$333,0003,568
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$163,0002,729
Trading account gains and feesNANA
Additional Noninterest Income$170,0003,689
Total noninterest expense$5,021,0001,900
Salaries and employee benefits$2,749,0001,956
Premises and equipment expense$494,0002,149
Additional noninterest expense$1,778,0001,679
Pre-tax net operating income$1,881,0002,121
Securities gains (losses)$01,906
Applicable income taxes$629,0001,506
Income before extraordinary items$1,252,0002,451
Extraordinary gains, net$011
Net income$1,252,0002,451
Minority interest net income$071
Net income of bank and minority interests.$1,252,0002,451
Net charge-offs$-33,0005,165
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$122,000333
Net operating income$1,252,0002,432
2017-03-31 (YTD Data)Rank
Total interest income$3,856,0001,687
Total interest expense$737,0001,029
Net interest income$3,119,0001,838
Provision for loan and lease losses$03,537
Total noninterest income$164,0003,581
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$79,0002,794
Trading account gains and feesNANA
Additional Noninterest Income$85,0003,688
Total noninterest expense$2,448,0001,964
Salaries and employee benefits$1,335,0002,033
Premises and equipment expense$234,0002,247
Additional noninterest expense$879,0001,687
Pre-tax net operating income$835,0002,226
Securities gains (losses)$01,153
Applicable income taxes$284,0001,535
Income before extraordinary items$551,0002,609
Extraordinary gains, net$08
Net income$551,0002,609
Minority interest net income$055
Net income of bank and minority interests.$551,0002,609
Net charge-offs$-17,0005,196
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$60,000301
Net operating income$551,0002,587
2016-12-31 (YTD Data)Rank
Total interest income$14,410,0001,754
Total interest expense$2,905,000999
Net interest income$11,505,0001,937
Provision for loan and lease losses$230,0002,280
Total noninterest income$1,062,0002,942
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$695,0001,627
Trading account gains and fees$0170
Additional Noninterest Income$367,0003,684
Total noninterest expense$9,204,0002,056
Salaries and employee benefits$4,632,0002,218
Premises and equipment expense$923,0002,271
Additional noninterest expense$3,649,0001,668
Pre-tax net operating income$3,133,0002,337
Securities gains (losses)$03,212
Applicable income taxes$1,046,0001,597
Income before extraordinary items$2,087,0002,713
Extraordinary gains, net$05
Net income$2,087,0002,710
Minority interest net income$082
Net income of bank and minority interests.$2,087,0002,712
Net charge-offs$-75,0005,462
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$121,000471
Net operating income$2,087,0002,657
2016-09-30 (YTD Data)Rank
Total interest income$10,662,0001,780
Total interest expense$2,084,0001,039
Net interest income$8,578,0001,952
Provision for loan and lease losses$230,0001,890
Total noninterest income$866,0002,827
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$577,0001,482
Trading account gains and fees$0169
Additional Noninterest Income$289,0003,624
Total noninterest expense$6,852,0002,059
Salaries and employee benefits$3,353,0002,278
Premises and equipment expense$689,0002,280
Additional noninterest expense$2,810,0001,622
Pre-tax net operating income$2,362,0002,349
Securities gains (losses)$03,160
Applicable income taxes$779,0001,651
Income before extraordinary items$1,583,0002,737
Extraordinary gains, net$05
Net income$1,583,0002,737
Minority interest net income$071
Net income of bank and minority interests.$1,583,0002,737
Net charge-offs$-43,0005,324
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$92,000437
Net operating income$1,583,0002,679
2016-06-30 (YTD Data)Rank
Total interest income$6,929,0001,839
Total interest expense$1,335,0001,082
Net interest income$5,594,0001,993
Provision for loan and lease losses$210,0001,559
Total noninterest income$530,0002,936
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$348,0001,606
Trading account gains and fees$0157
Additional Noninterest Income$182,0003,733
Total noninterest expense$4,478,0002,086
Salaries and employee benefits$2,149,0002,366
Premises and equipment expense$459,0002,289
Additional noninterest expense$1,870,0001,628
Pre-tax net operating income$1,436,0002,480
Securities gains (losses)$02,835
Applicable income taxes$471,0001,728
Income before extraordinary items$965,0002,874
Extraordinary gains, net$016
Net income$965,0002,872
Minority interest net income$071
Net income of bank and minority interests.$965,0002,873
Net charge-offs$217,0001,069
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$59,000425
Net operating income$965,0002,795
2016-03-31 (YTD Data)Rank
Total interest income$3,361,0001,883
Total interest expense$647,0001,108
Net interest income$2,714,0002,045
Provision for loan and lease losses$50,0002,135
Total noninterest income$260,0002,949
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$161,0001,698
Trading account gains and fees$0142
Additional Noninterest Income$99,0003,566
Total noninterest expense$2,284,0002,082
Salaries and employee benefits$1,044,0002,437
Premises and equipment expense$223,0002,344
Additional noninterest expense$1,017,0001,496
Pre-tax net operating income$640,0002,631
Securities gains (losses)$02,077
Applicable income taxes$209,0001,797
Income before extraordinary items$431,0002,996
Extraordinary gains, net$012
Net income$431,0002,995
Minority interest net income$062
Net income of bank and minority interests.$431,0002,996
Net charge-offs$-46,0005,714
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$30,000388
Net operating income$431,0002,934
2015-12-31 (YTD Data)Rank
Total interest income$12,414,0001,971
Total interest expense$2,430,0001,148
Net interest income$9,984,0002,142
Provision for loan and lease losses$250,0002,084
Total noninterest income$1,273,0002,709
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$445,0002,334
Trading account gains and fees$0159
Additional Noninterest Income$828,0002,607
Total noninterest expense$9,293,0002,033
Salaries and employee benefits$4,428,0002,281
Premises and equipment expense$864,0002,412
Additional noninterest expense$4,001,0001,521
Pre-tax net operating income$1,714,0003,278
Securities gains (losses)$-12,0005,885
Applicable income taxes$-1,396,0006,122
Income before extraordinary items$3,098,0002,000
Extraordinary gains, net$023
Net income$3,098,0002,001
Minority interest net income$081
Net income of bank and minority interests.$3,098,0002,002
Net charge-offs$-54,0005,592
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$136,000470
Net operating income$3,110,0001,945
2015-09-30 (YTD Data)Rank
Total interest income$9,276,0001,988
Total interest expense$1,790,0001,182
Net interest income$7,486,0002,143
Provision for loan and lease losses$200,0001,947
Total noninterest income$1,091,0002,544
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$325,0002,387
Trading account gains and fees$0153
Additional Noninterest Income$766,0002,377
Total noninterest expense$7,027,0002,015
Salaries and employee benefits$3,349,0002,269
Premises and equipment expense$637,0002,472
Additional noninterest expense$3,041,0001,506
Pre-tax net operating income$1,350,0003,262
Securities gains (losses)$-12,0006,015
Applicable income taxes$04,489
Income before extraordinary items$1,338,0002,985
Extraordinary gains, net$021
Net income$1,338,0002,985
Minority interest net income$078
Net income of bank and minority interests.$1,338,0002,986
Net charge-offs$-6,0005,025
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$103,000440
Net operating income$1,350,0002,915
2015-06-30 (YTD Data)Rank
Total interest income$6,134,0001,999
Total interest expense$1,153,0001,222
Net interest income$4,981,0002,146
Provision for loan and lease losses$150,0001,756
Total noninterest income$766,0002,484
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$209,0002,420
Trading account gains and fees$0157
Additional Noninterest Income$557,0002,294
Total noninterest expense$4,687,0002,033
Salaries and employee benefits$2,268,0002,250
Premises and equipment expense$428,0002,466
Additional noninterest expense$1,991,0001,544
Pre-tax net operating income$910,0003,239
Securities gains (losses)$-12,0006,134
Applicable income taxes$04,497
Income before extraordinary items$898,0002,947
Extraordinary gains, net$022
Net income$898,0002,947
Minority interest net income$075
Net income of bank and minority interests.$898,0002,949
Net charge-offs$-13,0005,334
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$72,000421
Net operating income$910,0002,859
2015-03-31 (YTD Data)Rank
Total interest income$3,016,0002,023
Total interest expense$538,0001,311
Net interest income$2,478,0002,149
Provision for loan and lease losses$75,0001,675
Total noninterest income$276,0002,910
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$103,0002,425
Trading account gains and fees$0152
Additional Noninterest Income$173,0002,830
Total noninterest expense$2,292,0002,065
Salaries and employee benefits$1,135,0002,269
Premises and equipment expense$216,0002,492
Additional noninterest expense$941,0001,606
Pre-tax net operating income$387,0003,430
Securities gains (losses)$-12,0006,264
Applicable income taxes$04,400
Income before extraordinary items$375,0003,245
Extraordinary gains, net$013
Net income$375,0003,248
Minority interest net income$064
Net income of bank and minority interests.$375,0003,248
Net charge-offs$-51,0005,950
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$36,000388
Net operating income$387,0003,110
2014-12-31 (YTD Data)Rank
Total interest income$10,610,0002,265
Total interest expense$1,718,0001,685
Net interest income$8,892,0002,385
Provision for loan and lease losses$278,0002,090
Total noninterest income$1,262,0002,756
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$359,0002,901
Trading account gains and fees$0180
Additional Noninterest Income$903,0002,465
Total noninterest expense$8,813,0002,142
Salaries and employee benefits$4,110,0002,432
Premises and equipment expense$878,0002,489
Additional noninterest expense$3,825,0001,627
Pre-tax net operating income$1,063,0004,037
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$1,063,0003,852
Extraordinary gains, net$017
Net income$1,063,0003,852
Minority interest net income$084
Net income of bank and minority interests.$1,063,0003,853
Net charge-offs$-309,0006,324
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$264,000395
Net operating income$1,063,0003,801
2014-09-30 (YTD Data)Rank
Total interest income$7,598,0002,383
Total interest expense$1,228,0001,780
Net interest income$6,370,0002,501
Provision for loan and lease losses$203,0002,055
Total noninterest income$900,0002,855
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$268,0002,938
Trading account gains and fees$0174
Additional Noninterest Income$632,0002,575
Total noninterest expense$6,516,0002,173
Salaries and employee benefits$3,112,0002,406
Premises and equipment expense$660,0002,515
Additional noninterest expense$2,744,0001,692
Pre-tax net operating income$551,0004,679
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$551,0004,469
Extraordinary gains, net$015
Net income$551,0004,469
Minority interest net income$081
Net income of bank and minority interests.$551,0004,470
Net charge-offs$-324,0006,421
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$217,000345
Net operating income$551,0004,429
2014-06-30 (YTD Data)Rank
Total interest income$4,680,0002,568
Total interest expense$788,0001,858
Net interest income$3,892,0002,685
Provision for loan and lease losses$128,0002,070
Total noninterest income$508,0003,085
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$183,0002,874
Trading account gains and fees$0172
Additional Noninterest Income$325,0002,924
Total noninterest expense$4,131,0002,271
Salaries and employee benefits$2,008,0002,500
Premises and equipment expense$449,0002,479
Additional noninterest expense$1,674,0001,835
Pre-tax net operating income$141,0005,602
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$141,0005,526
Extraordinary gains, net$020
Net income$141,0005,528
Minority interest net income$080
Net income of bank and minority interests.$141,0005,529
Net charge-offs$-14,0005,769
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$148,000319
Net operating income$141,0005,486
2014-03-31 (YTD Data)Rank
Total interest income$2,203,0002,709
Total interest expense$397,0001,876
Net interest income$1,806,0002,860
Provision for loan and lease losses$20,0002,958
Total noninterest income$190,0003,541
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$90,0002,874
Trading account gains and fees$0147
Additional Noninterest Income$100,0003,569
Total noninterest expense$2,065,0002,271
Salaries and employee benefits$1,029,0002,444
Premises and equipment expense$227,0002,508
Additional noninterest expense$809,0001,874
Pre-tax net operating income$-89,0006,429
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-89,0006,439
Extraordinary gains, net$016
Net income$-89,0006,439
Minority interest net income$066
Net income of bank and minority interests.$-89,0006,440
Net charge-offs$-14,0005,900
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$74,000290
Net operating income$-89,0006,433
2013-12-31 (YTD Data)Rank
Total interest income$7,546,0003,067
Total interest expense$1,945,0001,749
Net interest income$5,601,0003,429
Provision for loan and lease losses$496,0001,858
Total noninterest income$935,0003,320
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$308,0003,313
Trading account gains and fees$0184
Additional Noninterest Income$627,0003,047
Total noninterest expense$7,158,0002,576
Salaries and employee benefits$3,555,0002,766
Premises and equipment expense$704,0002,953
Additional noninterest expense$2,899,0002,154
Pre-tax net operating income$-1,118,0006,584
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-1,118,0006,602
Extraordinary gains, net$029
Net income$-1,118,0006,602
Minority interest net income$090
Net income of bank and minority interests.$-1,118,0006,602
Net charge-offs$4,0005,266
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$158,000478
Net operating income$-1,118,0006,596
2013-09-30 (YTD Data)Rank
Total interest income$5,520,0003,151
Total interest expense$1,478,0001,775
Net interest income$4,042,0003,542
Provision for loan and lease losses$726,0001,149
Total noninterest income$583,0003,731
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$215,0003,457
Trading account gains and fees$0180
Additional Noninterest Income$368,0003,437
Total noninterest expense$5,167,0002,671
Salaries and employee benefits$2,602,0002,831
Premises and equipment expense$540,0002,944
Additional noninterest expense$2,025,0002,277
Pre-tax net operating income$-1,268,0006,733
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-1,268,0006,742
Extraordinary gains, net$025
Net income$-1,268,0006,743
Minority interest net income$084
Net income of bank and minority interests.$-1,268,0006,743
Net charge-offs$-208,0006,732
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$81,000498
Net operating income$-1,268,0006,732
2013-06-30 (YTD Data)Rank
Total interest income$3,574,0003,231
Total interest expense$986,0001,808
Net interest income$2,588,0003,638
Provision for loan and lease losses$650,000927
Total noninterest income$422,0003,628
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$135,0003,539
Trading account gains and fees$0157
Additional Noninterest Income$287,0003,265
Total noninterest expense$3,366,0002,717
Salaries and employee benefits$1,707,0002,881
Premises and equipment expense$362,0002,922
Additional noninterest expense$1,297,0002,359
Pre-tax net operating income$-1,006,0006,791
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-1,006,0006,811
Extraordinary gains, net$022
Net income$-1,006,0006,813
Minority interest net income$082
Net income of bank and minority interests.$-1,006,0006,812
Net charge-offs$-178,0006,786
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$49,000478
Net operating income$-1,006,0006,799
2013-03-31 (YTD Data)Rank
Total interest income$1,725,0003,348
Total interest expense$489,0001,869
Net interest income$1,236,0003,765
Provision for loan and lease losses$326,000935
Total noninterest income$166,0003,990
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$65,0003,595
Trading account gains and fees$0148
Additional Noninterest Income$101,0003,730
Total noninterest expense$1,691,0002,736
Salaries and employee benefits$831,0002,953
Premises and equipment expense$176,0003,006
Additional noninterest expense$684,0002,275
Pre-tax net operating income$-615,0006,887
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-615,0006,899
Extraordinary gains, net$010
Net income$-615,0006,900
Minority interest net income$076
Net income of bank and minority interests.$-615,0006,900
Net charge-offs$-119,0006,865
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$21,000461
Net operating income$-615,0006,887
2012-12-31 (YTD Data)Rank
Total interest income$7,346,0003,335
Total interest expense$2,454,0001,783
Net interest income$4,892,0003,868
Provision for loan and lease losses$1,129,0001,637
Total noninterest income$272,0005,355
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$207,0004,198
Trading account gains and fees$0166
Additional Noninterest Income$65,0005,684
Total noninterest expense$7,379,0002,545
Salaries and employee benefits$3,754,0002,600
Premises and equipment expense$704,0003,006
Additional noninterest expense$2,921,0002,227
Pre-tax net operating income$-3,344,0006,899
Securities gains (losses)$143,0001,983
Applicable income taxes$04,751
Income before extraordinary items$-3,201,0006,907
Extraordinary gains, net$029
Net income$-3,201,0006,905
Minority interest net income$093
Net income of bank and minority interests.$-3,201,0006,905
Net charge-offs$2,002,0001,152
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$12,000890
Net operating income$-3,344,0006,894
2012-09-30 (YTD Data)Rank
Total interest income$5,728,0003,301
Total interest expense$1,922,0001,781
Net interest income$3,806,0003,839
Provision for loan and lease losses$943,0001,504
Total noninterest income$653,0003,539
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$151,0004,302
Trading account gains and fees$0157
Additional Noninterest Income$502,0002,951
Total noninterest expense$6,587,0002,179
Salaries and employee benefits$2,865,0002,573
Premises and equipment expense$531,0003,026
Additional noninterest expense$3,191,0001,567
Pre-tax net operating income$-3,071,0007,041
Securities gains (losses)$143,0001,703
Applicable income taxes$04,802
Income before extraordinary items$-2,928,0007,046
Extraordinary gains, net$020
Net income$-2,928,0007,045
Minority interest net income$086
Net income of bank and minority interests.$-2,928,0007,045
Net charge-offs$1,611,0001,064
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$6,000887
Net operating income$-3,071,0007,040
2012-06-30 (YTD Data)Rank
Total interest income$3,931,0003,239
Total interest expense$1,340,0001,764
Net interest income$2,591,0003,799
Provision for loan and lease losses$400,0002,061
Total noninterest income$374,0003,788
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$98,0004,344
Trading account gains and fees$0153
Additional Noninterest Income$276,0003,185
Total noninterest expense$3,919,0002,407
Salaries and employee benefits$1,904,0002,594
Premises and equipment expense$450,0002,527
Additional noninterest expense$1,565,0002,083
Pre-tax net operating income$-1,354,0007,025
Securities gains (losses)$143,0001,343
Applicable income taxes$04,770
Income before extraordinary items$-1,211,0007,031
Extraordinary gains, net$019
Net income$-1,211,0007,030
Minority interest net income$084
Net income of bank and minority interests.$-1,211,0007,031
Net charge-offs$1,085,0001,073
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$11,000759
Net operating income$-1,354,0007,035
2012-03-31 (YTD Data)Rank
Total interest income$2,036,0003,162
Total interest expense$704,0001,749
Net interest income$1,332,0003,751
Provision for loan and lease losses$200,0001,993
Total noninterest income$166,0004,025
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$50,0004,284
Trading account gains and fees$0148
Additional Noninterest Income$116,0003,479
Total noninterest expense$1,835,0002,560
Salaries and employee benefits$921,0002,693
Premises and equipment expense$232,0002,468
Additional noninterest expense$682,0002,348
Pre-tax net operating income$-537,0007,056
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-537,0007,079
Extraordinary gains, net$019
Net income$-537,0007,078
Minority interest net income$078
Net income of bank and minority interests.$-537,0007,079
Net charge-offs$669,000905
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$6,000688
Net operating income$-537,0007,063
2011-12-31 (YTD Data)Rank
Total interest income$9,678,0002,831
Total interest expense$3,315,0001,779
Net interest income$6,363,0003,311
Provision for loan and lease losses$3,377,0001,081
Total noninterest income$1,344,0002,611
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$271,0003,802
Trading account gains and fees$0146
Additional Noninterest Income$1,073,0002,045
Total noninterest expense$9,271,0002,063
Salaries and employee benefits$4,353,0002,220
Premises and equipment expense$1,024,0002,370
Additional noninterest expense$3,894,0001,742
Pre-tax net operating income$-4,941,0007,055
Securities gains (losses)$353,0001,020
Applicable income taxes$04,719
Income before extraordinary items$-4,588,0007,056
Extraordinary gains, net$029
Net income$-4,588,0007,055
Minority interest net income$096
Net income of bank and minority interests.$-4,588,0007,056
Net charge-offs$4,121,000940
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-4,941,0007,054
2011-09-30 (YTD Data)Rank
Total interest income$7,523,0002,781
Total interest expense$2,557,0001,801
Net interest income$4,966,0003,227
Provision for loan and lease losses$2,257,0001,140
Total noninterest income$1,018,0002,595
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$199,0003,858
Trading account gains and fees$0145
Additional Noninterest Income$819,0001,998
Total noninterest expense$7,353,0001,952
Salaries and employee benefits$3,328,0002,183
Premises and equipment expense$800,0002,310
Additional noninterest expense$3,225,0001,585
Pre-tax net operating income$-3,626,0007,153
Securities gains (losses)$232,0001,108
Applicable income taxes$04,740
Income before extraordinary items$-3,394,0007,180
Extraordinary gains, net$021
Net income$-3,394,0007,178
Minority interest net income$087
Net income of bank and minority interests.$-3,394,0007,180
Net charge-offs$3,190,000900
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-3,626,0007,183
2011-06-30 (YTD Data)Rank
Total interest income$5,228,0002,707
Total interest expense$1,751,0001,825
Net interest income$3,477,0003,099
Provision for loan and lease losses$1,850,000974
Total noninterest income$590,0002,820
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$130,0003,877
Trading account gains and fees$0153
Additional Noninterest Income$460,0002,226
Total noninterest expense$5,354,0001,826
Salaries and employee benefits$2,259,0002,166
Premises and equipment expense$550,0002,245
Additional noninterest expense$2,545,0001,374
Pre-tax net operating income$-3,137,0007,280
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-3,137,0007,305
Extraordinary gains, net$015
Net income$-3,137,0007,304
Minority interest net income$089
Net income of bank and minority interests.$-3,137,0007,305
Net charge-offs$1,994,000924
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-3,137,0007,299
2011-03-31 (YTD Data)Rank
Total interest income$2,656,0002,683
Total interest expense$862,0001,920
Net interest income$1,794,0003,006
Provision for loan and lease losses$1,405,000678
Total noninterest income$297,0002,844
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$61,0003,971
Trading account gains and fees$0158
Additional Noninterest Income$236,0002,233
Total noninterest expense$2,128,0002,270
Salaries and employee benefits$1,141,0002,158
Premises and equipment expense$279,0002,267
Additional noninterest expense$708,0002,346
Pre-tax net operating income$-1,442,0007,344
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-1,442,0007,358
Extraordinary gains, net$09
Net income$-1,442,0007,359
Minority interest net income$086
Net income of bank and minority interests.$-1,442,0007,359
Net charge-offs$1,779,000583
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-1,442,0007,356
2010-12-31 (YTD Data)Rank
Total interest income$12,632,0002,375
Total interest expense$3,965,0002,012
Net interest income$8,667,0002,539
Provision for loan and lease losses$8,477,000765
Total noninterest income$2,466,0001,779
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$2,466,0001,211
Total noninterest expense$9,042,0002,146
Salaries and employee benefits$5,086,0001,906
Premises and equipment expense$1,084,0002,310
Additional noninterest expense$2,872,0002,363
Pre-tax net operating income$-6,386,0007,202
Securities gains (losses)$468,000939
Applicable income taxes$199,0002,721
Income before extraordinary items$-6,117,0007,245
Extraordinary gains, net$029
Net income$-6,117,0007,245
Minority interest net income$0111
Net income of bank and minority interests.$-6,117,0007,245
Net charge-offs$6,189,000857
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-6,585,0007,242
2010-09-30 (YTD Data)Rank
Total interest income$9,725,0002,375
Total interest expense$3,079,0002,034
Net interest income$6,646,0002,499
Provision for loan and lease losses$7,302,000653
Total noninterest income$1,740,0001,879
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$1,740,0001,220
Total noninterest expense$6,851,0002,115
Salaries and employee benefits$3,862,0001,884
Premises and equipment expense$822,0002,338
Additional noninterest expense$2,167,0002,325
Pre-tax net operating income$-5,767,0007,408
Securities gains (losses)$468,000783
Applicable income taxes$9,0004,274
Income before extraordinary items$-5,308,0007,438
Extraordinary gains, net$023
Net income$-5,308,0007,438
Minority interest net income$0110
Net income of bank and minority interests.$-5,308,0007,438
Net charge-offs$5,026,000778
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-5,776,0007,436
2010-06-30 (YTD Data)Rank
Total interest income$6,661,0002,342
Total interest expense$2,142,0002,025
Net interest income$4,519,0002,449
Provision for loan and lease losses$6,685,000498
Total noninterest income$1,049,0001,983
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$1,049,0001,246
Total noninterest expense$4,442,0002,183
Salaries and employee benefits$2,494,0001,950
Premises and equipment expense$556,0002,321
Additional noninterest expense$1,392,0002,400
Pre-tax net operating income$-5,559,0007,577
Securities gains (losses)$240,000825
Applicable income taxes$-30,0007,009
Income before extraordinary items$-5,289,0007,600
Extraordinary gains, net$019
Net income$-5,289,0007,600
Minority interest net income$0105
Net income of bank and minority interests.$-5,289,0007,600
Net charge-offs$4,223,000643
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-5,526,6007,603
2010-03-31 (YTD Data)Rank
Total interest income$3,377,0002,363
Total interest expense$1,090,0002,088
Net interest income$2,287,0002,456
Provision for loan and lease losses$735,0001,429
Total noninterest income$480,0002,090
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$480,0001,337
Total noninterest expense$2,186,0002,233
Salaries and employee benefits$1,214,0002,032
Premises and equipment expense$284,0002,319
Additional noninterest expense$688,0002,417
Pre-tax net operating income$-154,0006,763
Securities gains (losses)$240,000459
Applicable income taxes$-20,0007,194
Income before extraordinary items$106,0004,890
Extraordinary gains, net$016
Net income$106,0004,890
Minority interest net income$091
Net income of bank and minority interests.$106,0004,889
Net charge-offs$1,978,000649
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-134,0006,780
2009-12-31 (YTD Data)Rank
Total interest income$14,383,0002,329
Total interest expense$5,686,0002,014
Net interest income$8,697,0002,482
Provision for loan and lease losses$9,893,000882
Total noninterest income$1,729,0002,343
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$1,729,0001,510
Total noninterest expense$8,715,0002,274
Salaries and employee benefits$4,838,0002,031
Premises and equipment expense$1,277,0002,098
Additional noninterest expense$2,600,0002,658
Pre-tax net operating income$-8,182,0007,411
Securities gains (losses)$284,0001,286
Applicable income taxes$1,231,000837
Income before extraordinary items$-9,129,0007,521
Extraordinary gains, net$034
Net income$-9,129,0007,520
Minority interest net income$0115
Net income of bank and minority interests.$-9,129,0007,520
Net charge-offs$7,405,000853
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-9,413,0007,540
2009-09-30 (YTD Data)Rank
Total interest income$10,859,0002,342
Total interest expense$4,457,0002,021
Net interest income$6,402,0002,540
Provision for loan and lease losses$6,633,000858
Total noninterest income$1,239,0002,449
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$1,239,0001,584
Total noninterest expense$6,726,0002,212
Salaries and employee benefits$3,767,0001,974
Premises and equipment expense$967,0002,096
Additional noninterest expense$1,992,0002,582
Pre-tax net operating income$-5,718,0007,552
Securities gains (losses)$284,0001,035
Applicable income taxes$1,411,000634
Income before extraordinary items$-6,845,0007,681
Extraordinary gains, net$027
Net income$-6,845,0007,680
Minority interest net income$0118
Net income of bank and minority interests.$-6,845,0007,680
Net charge-offs$5,916,000720
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-7,129,0007,702
2009-06-30 (YTD Data)Rank
Total interest income$7,327,0002,350
Total interest expense$3,098,0002,038
Net interest income$4,229,0002,561
Provision for loan and lease losses$1,908,0001,440
Total noninterest income$701,0002,748
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$701,0001,810
Total noninterest expense$4,497,0002,232
Salaries and employee benefits$2,453,0002,049
Premises and equipment expense$659,0002,075
Additional noninterest expense$1,385,0002,511
Pre-tax net operating income$-1,475,0007,228
Securities gains (losses)$284,000798
Applicable income taxes$-419,0007,533
Income before extraordinary items$-772,0007,004
Extraordinary gains, net$021
Net income$-772,0007,004
Minority interest net income$0112
Net income of bank and minority interests.$-772,0007,004
Net charge-offs$2,348,0001,019
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-956,6007,119
2009-03-31 (YTD Data)Rank
Total interest income$3,702,0002,352
Total interest expense$1,595,0002,057
Net interest income$2,107,0002,567
Provision for loan and lease losses$550,0001,693
Total noninterest income$153,0004,339
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$153,0002,930
Total noninterest expense$2,196,0002,228
Salaries and employee benefits$1,169,0002,182
Premises and equipment expense$334,0002,084
Additional noninterest expense$693,0002,250
Pre-tax net operating income$-486,0007,309
Securities gains (losses)$284,000521
Applicable income taxes$-76,0007,499
Income before extraordinary items$-126,0006,868
Extraordinary gains, net$015
Net income$-126,0006,869
Minority interest net income$0102
Net income of bank and minority interests.$-126,0006,869
Net charge-offs$610,0001,241
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-307,7607,167
2008-12-31 (YTD Data)Rank
Total interest income$16,574,0002,270
Total interest expense$7,537,0002,073
Net interest income$9,037,0002,414
Provision for loan and lease losses$916,0002,844
Total noninterest income$836,0003,780
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$836,0002,406
Total noninterest expense$7,806,0002,423
Salaries and employee benefits$4,466,0002,275
Premises and equipment expense$1,424,0001,920
Additional noninterest expense$1,916,0002,964
Pre-tax net operating income$1,151,0003,497
Securities gains (losses)$608,000317
Applicable income taxes$524,0001,808
Income before extraordinary items$1,235,0002,854
Extraordinary gains, net$039
Net income$1,235,0002,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,011,0001,952
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$103,000967
Net operating income$809,4003,803
2008-09-30 (YTD Data)Rank
Total interest income$12,580,0002,301
Total interest expense$5,804,0002,104
Net interest income$6,776,0002,440
Provision for loan and lease losses$667,0002,329
Total noninterest income$486,0004,387
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$486,0002,865
Total noninterest expense$5,615,0002,520
Salaries and employee benefits$3,348,0002,297
Premises and equipment expense$1,017,0002,016
Additional noninterest expense$1,250,0003,268
Pre-tax net operating income$980,0003,716
Securities gains (losses)$486,000328
Applicable income taxes$444,0002,044
Income before extraordinary items$1,022,0003,052
Extraordinary gains, net$031
Net income$1,022,0003,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$680,0001,631
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$103,000764
Net operating income$681,8004,022
2008-06-30 (YTD Data)Rank
Total interest income$8,427,0002,317
Total interest expense$4,008,0002,121
Net interest income$4,419,0002,480
Provision for loan and lease losses$484,0001,957
Total noninterest income$317,0004,511
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$317,0002,934
Total noninterest expense$3,701,0002,553
Salaries and employee benefits$2,242,0002,314
Premises and equipment expense$697,0001,948
Additional noninterest expense$762,0003,478
Pre-tax net operating income$551,0004,202
Securities gains (losses)$326,000425
Applicable income taxes$264,0002,358
Income before extraordinary items$613,0003,599
Extraordinary gains, net$021
Net income$613,0003,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0002,235
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$103,000572
Net operating income$384,8004,496
2008-03-31 (YTD Data)Rank
Total interest income$4,343,0002,320
Total interest expense$2,209,0002,072
Net interest income$2,134,0002,550
Provision for loan and lease losses$224,0001,720
Total noninterest income$173,0004,280
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$173,0002,791
Total noninterest expense$1,848,0002,546
Salaries and employee benefits$1,135,0002,312
Premises and equipment expense$347,0001,962
Additional noninterest expense$366,0003,543
Pre-tax net operating income$235,0004,646
Securities gains (losses)$132,000596
Applicable income taxes$110,0002,677
Income before extraordinary items$257,0004,142
Extraordinary gains, net$015
Net income$257,0004,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0001,441
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$103,000317
Net operating income$164,6004,960
2007-12-31 (YTD Data)Rank
Total interest income$17,481,0002,357
Total interest expense$9,357,0002,046
Net interest income$8,124,0002,682
Provision for loan and lease losses$539,0002,222
Total noninterest income$517,0004,967
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$517,0003,249
Total noninterest expense$8,179,0002,235
Salaries and employee benefits$5,088,0001,979
Premises and equipment expense$1,435,0001,834
Additional noninterest expense$1,656,0003,147
Pre-tax net operating income$-77,0007,532
Securities gains (losses)$730,000212
Applicable income taxes$186,0003,919
Income before extraordinary items$467,0005,799
Extraordinary gains, net$039
Net income$467,0005,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,067
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$127,000865
Net operating income$-58,6007,562
2007-09-30 (YTD Data)Rank
Total interest income$12,784,0002,419
Total interest expense$6,857,0002,083
Net interest income$5,927,0002,756
Provision for loan and lease losses$435,0001,757
Total noninterest income$388,0004,981
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$388,0003,258
Total noninterest expense$6,418,0002,116
Salaries and employee benefits$4,012,0001,872
Premises and equipment expense$1,126,0001,749
Additional noninterest expense$1,280,0003,013
Pre-tax net operating income$-538,0008,104
Securities gains (losses)$589,000205
Applicable income taxes$-2,0007,973
Income before extraordinary items$53,0007,480
Extraordinary gains, net$033
Net income$53,0007,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,141
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$125,000716
Net operating income$-536,0008,137
2007-06-30 (YTD Data)Rank
Total interest income$8,152,0002,526
Total interest expense$4,307,0002,190
Net interest income$3,845,0002,858
Provision for loan and lease losses$142,0002,738
Total noninterest income$236,0005,221
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$236,0003,465
Total noninterest expense$3,769,0002,424
Salaries and employee benefits$2,267,0002,261
Premises and equipment expense$692,0001,892
Additional noninterest expense$810,0003,156
Pre-tax net operating income$170,0006,818
Securities gains (losses)$442,000193
Applicable income taxes$192,0003,326
Income before extraordinary items$420,0004,955
Extraordinary gains, net$029
Net income$420,0004,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,008
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$120,000565
Net operating income$115,0207,008
2007-03-31 (YTD Data)Rank
Total interest income$3,950,0002,585
Total interest expense$2,049,0002,275
Net interest income$1,901,0002,886
Provision for loan and lease losses$35,0003,592
Total noninterest income$123,0005,068
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$123,0003,375
Total noninterest expense$1,881,0002,429
Salaries and employee benefits$1,175,0002,191
Premises and equipment expense$332,0001,966
Additional noninterest expense$374,0003,354
Pre-tax net operating income$108,0006,558
Securities gains (losses)$199,000203
Applicable income taxes$95,0003,333
Income before extraordinary items$212,0004,924
Extraordinary gains, net$022
Net income$212,0004,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,465
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$137,000295
Net operating income$74,6906,778
2006-12-31 (YTD Data)Rank
Total interest income$13,542,0002,783
Total interest expense$6,481,0002,426
Net interest income$7,061,0003,083
Provision for loan and lease losses$820,0001,249
Total noninterest income$601,0004,724
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$601,0003,015
Total noninterest expense$7,114,0002,485
Salaries and employee benefits$4,293,0002,278
Premises and equipment expense$1,240,0002,015
Additional noninterest expense$1,581,0003,155
Pre-tax net operating income$-272,0008,155
Securities gains (losses)$876,000183
Applicable income taxes$189,0004,352
Income before extraordinary items$415,0006,464
Extraordinary gains, net$051
Net income$415,0006,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,144
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$5,0001,199
Net operating income$-189,4408,130
2006-09-30 (YTD Data)Rank
Total interest income$9,713,0002,877
Total interest expense$4,466,0002,540
Net interest income$5,247,0003,135
Provision for loan and lease losses$702,0001,047
Total noninterest income$430,0004,852
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$430,0003,094
Total noninterest expense$5,331,0002,473
Salaries and employee benefits$3,210,0002,291
Premises and equipment expense$911,0002,067
Additional noninterest expense$1,210,0003,106
Pre-tax net operating income$-356,0008,371
Securities gains (losses)$673,000184
Applicable income taxes$100,0004,927
Income before extraordinary items$217,0007,131
Extraordinary gains, net$045
Net income$217,0007,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0001,731
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$5,000994
Net operating income$-240,6408,342
2006-06-30 (YTD Data)Rank
Total interest income$6,077,0002,988
Total interest expense$2,670,0002,674
Net interest income$3,407,0003,205
Provision for loan and lease losses$582,000860
Total noninterest income$302,0004,726
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$302,0003,003
Total noninterest expense$3,484,0002,534
Salaries and employee benefits$2,098,0002,344
Premises and equipment expense$583,0002,136
Additional noninterest expense$803,0003,125
Pre-tax net operating income$-357,0008,501
Securities gains (losses)$393,000185
Applicable income taxes$14,0005,980
Income before extraordinary items$22,0008,073
Extraordinary gains, net$039
Net income$22,0008,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0001,846
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$5,000834
Net operating income$-229,5208,448
2006-03-31 (YTD Data)Rank
Total interest income$2,750,0003,200
Total interest expense$1,143,0002,910
Net interest income$1,607,0003,347
Provision for loan and lease losses$290,000825
Total noninterest income$152,0004,644
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$152,0002,950
Total noninterest expense$1,770,0002,502
Salaries and employee benefits$1,041,0002,358
Premises and equipment expense$286,0002,183
Additional noninterest expense$443,0002,849
Pre-tax net operating income$-301,0008,617
Securities gains (losses)$133,000222
Applicable income taxes$-64,0008,665
Income before extraordinary items$-104,0008,464
Extraordinary gains, net$021
Net income$-104,0008,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0001,405
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$5,000597
Net operating income$-189,1208,552
2005-12-31 (YTD Data)Rank
Total interest income$8,562,0003,551
Total interest expense$3,403,0003,013
Net interest income$5,159,0003,865
Provision for loan and lease losses$674,0001,485
Total noninterest income$413,0005,647
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$413,0003,729
Total noninterest expense$9,100,0001,861
Salaries and employee benefits$4,079,0002,248
Premises and equipment expense$1,162,0002,058
Additional noninterest expense$3,859,0001,325
Pre-tax net operating income$-4,202,0008,813
Securities gains (losses)$1,123,000185
Applicable income taxes$-139,0008,635
Income before extraordinary items$-2,940,0008,800
Extraordinary gains, net$046
Net income$-2,940,0008,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,657
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$226,000633
Net operating income$-4,006,8508,805
2005-09-30 (YTD Data)Rank
Total interest income$6,115,0003,645
Total interest expense$2,354,0003,072
Net interest income$3,761,0003,935
Provision for loan and lease losses$402,0001,710
Total noninterest income$307,0005,721
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$307,0003,755
Total noninterest expense$7,260,0001,726
Salaries and employee benefits$3,069,0002,219
Premises and equipment expense$872,0002,042
Additional noninterest expense$3,319,0001,134
Pre-tax net operating income$-3,594,0008,841
Securities gains (losses)$873,000191
Applicable income taxes$-353,0008,805
Income before extraordinary items$-2,368,0008,834
Extraordinary gains, net$035
Net income$-2,368,0008,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,982
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$226,000476
Net operating income$-3,127,5108,830
2005-06-30 (YTD Data)Rank
Total interest income$3,968,0003,653
Total interest expense$1,478,0003,082
Net interest income$2,490,0003,933
Provision for loan and lease losses$352,0001,332
Total noninterest income$206,0005,673
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$206,0003,716
Total noninterest expense$3,535,0002,331
Salaries and employee benefits$2,027,0002,232
Premises and equipment expense$592,0002,003
Additional noninterest expense$916,0002,653
Pre-tax net operating income$-1,191,0008,803
Securities gains (losses)$633,000189
Applicable income taxes$-203,0008,793
Income before extraordinary items$-355,0008,663
Extraordinary gains, net$030
Net income$-355,0008,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,057
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$226,000355
Net operating income$-760,1208,742
2005-03-31 (YTD Data)Rank
Total interest income$1,909,0003,738
Total interest expense$700,0003,114
Net interest income$1,209,0004,036
Provision for loan and lease losses$218,0001,066
Total noninterest income$101,0005,663
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$101,0003,720
Total noninterest expense$1,706,0002,407
Salaries and employee benefits$1,001,0002,276
Premises and equipment expense$297,0002,019
Additional noninterest expense$408,0002,965
Pre-tax net operating income$-614,0008,871
Securities gains (losses)$326,000191
Applicable income taxes$-107,0008,846
Income before extraordinary items$-181,0008,737
Extraordinary gains, net$024
Net income$-181,0008,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0001,233
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$33,000351
Net operating income$-389,6408,823
2004-12-31 (YTD Data)Rank
Total interest income$6,046,0004,241
Total interest expense$1,929,0003,754
Net interest income$4,117,0004,387
Provision for loan and lease losses$645,0001,557
Total noninterest income$398,0005,808
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$398,0003,728
Total noninterest expense$6,084,0002,601
Salaries and employee benefits$3,685,0002,353
Premises and equipment expense$997,0002,296
Additional noninterest expense$1,402,0003,295
Pre-tax net operating income$-2,214,0008,910
Securities gains (losses)$203,000826
Applicable income taxes$-729,0008,922
Income before extraordinary items$-1,282,0008,863
Extraordinary gains, net$034
Net income$-1,282,0008,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,932
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$2,024,000338
Net operating income$-1,411,9208,862
2004-09-30 (YTD Data)Rank
Total interest income$4,189,0004,467
Total interest expense$1,249,0004,150
Net interest income$2,940,0004,539
Provision for loan and lease losses$366,0001,913
Total noninterest income$337,0005,562
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$337,0003,511
Total noninterest expense$4,504,0002,608
Salaries and employee benefits$2,680,0002,412
Premises and equipment expense$715,0002,380
Additional noninterest expense$1,109,0003,138
Pre-tax net operating income$-1,593,0008,953
Securities gains (losses)$8,0002,829
Applicable income taxes$-576,0008,982
Income before extraordinary items$-1,009,0008,926
Extraordinary gains, net$026
Net income$-1,009,0008,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,250
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$237,000424
Net operating income$-1,014,1208,911
2004-06-30 (YTD Data)Rank
Total interest income$2,585,0004,719
Total interest expense$741,0004,512
Net interest income$1,844,0004,740
Provision for loan and lease losses$70,0004,107
Total noninterest income$257,0005,214
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$257,0003,272
Total noninterest expense$2,722,0002,868
Salaries and employee benefits$1,652,0002,604
Premises and equipment expense$464,0002,433
Additional noninterest expense$606,0003,719
Pre-tax net operating income$-691,0008,958
Securities gains (losses)$25,0001,902
Applicable income taxes$-255,0009,012
Income before extraordinary items$-411,0008,901
Extraordinary gains, net$021
Net income$-411,0008,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,091
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$237,000325
Net operating income$-427,0008,881
2004-03-31 (YTD Data)Rank
Total interest income$1,223,0004,938
Total interest expense$351,0004,700
Net interest income$872,0004,903
Provision for loan and lease losses$36,0003,870
Total noninterest income$107,0005,629
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$107,0003,564
Total noninterest expense$1,302,0002,983
Salaries and employee benefits$781,0002,751
Premises and equipment expense$220,0002,567
Additional noninterest expense$301,0003,739
Pre-tax net operating income$-359,0008,992
Securities gains (losses)$17,0001,792
Applicable income taxes$-131,0009,048
Income before extraordinary items$-211,0008,948
Extraordinary gains, net$016
Net income$-211,0008,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,417
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$74,000282
Net operating income$-221,8808,933
2003-12-31 (YTD Data)Rank
Total interest income$4,839,0005,005
Total interest expense$2,218,0003,684
Net interest income$2,621,0005,750
Provision for loan and lease losses$103,0005,271
Total noninterest income$1,741,0002,560
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$1,741,0001,620
Total noninterest expense$7,727,0002,047
Salaries and employee benefits$2,825,0002,924
Premises and equipment expense$561,0003,706
Additional noninterest expense$4,341,0001,163
Pre-tax net operating income$-3,468,0009,122
Securities gains (losses)$470,000780
Applicable income taxes$-864,0009,126
Income before extraordinary items$-2,134,0009,121
Extraordinary gains, net$054
Net income$-2,134,0009,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,097
Cash dividends$5,424,000583
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-2,467,7009,101
2003-09-30 (YTD Data)Rank
Total interest income$3,744,0004,957
Total interest expense$1,706,0003,723
Net interest income$2,038,0005,658
Provision for loan and lease losses$83,0005,079
Total noninterest income$1,210,0002,760
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,210,0001,793
Total noninterest expense$4,715,0002,495
Salaries and employee benefits$1,574,0003,763
Premises and equipment expense$359,0004,194
Additional noninterest expense$2,782,0001,324
Pre-tax net operating income$-1,550,0009,134
Securities gains (losses)$355,000861
Applicable income taxes$-292,0009,145
Income before extraordinary items$-903,0009,113
Extraordinary gains, net$040
Net income$-903,0009,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,382
Cash dividends$5,424,000457
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-1,172,8009,102
2003-06-30 (YTD Data)Rank
Total interest income$2,484,0005,011
Total interest expense$1,092,0003,977
Net interest income$1,392,0005,579
Provision for loan and lease losses$83,0004,260
Total noninterest income$968,0002,413
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$968,0001,553
Total noninterest expense$3,647,0002,155
Salaries and employee benefits$915,0004,203
Premises and equipment expense$226,0004,361
Additional noninterest expense$2,506,0001,014
Pre-tax net operating income$-1,370,0009,195
Securities gains (losses)$216,0001,000
Applicable income taxes$-188,0009,176
Income before extraordinary items$-966,0009,204
Extraordinary gains, net$030
Net income$-966,0009,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,844
Cash dividends$5,424,000321
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-1,147,4409,184
2003-03-31 (YTD Data)Rank
Total interest income$1,322,0004,821
Total interest expense$572,0003,910
Net interest income$750,0005,315
Provision for loan and lease losses$06,934
Total noninterest income$284,0003,377
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$284,0002,190
Total noninterest expense$2,673,0001,492
Salaries and employee benefits$432,0004,377
Premises and equipment expense$101,0004,667
Additional noninterest expense$2,140,000631
Pre-tax net operating income$-1,639,0009,281
Securities gains (losses)$81,0001,118
Applicable income taxes$-541,0009,287
Income before extraordinary items$-1,017,0009,282
Extraordinary gains, net$021
Net income$-1,017,0009,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,340
Cash dividends$5,424,000175
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-1,069,6509,253
2002-12-31 (YTD Data)Rank
Total interest income$6,422,0004,345
Total interest expense$3,239,0003,319
Net interest income$3,183,0005,098
Provision for loan and lease losses$19,0007,557
Total noninterest income$926,0003,646
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$926,0002,291
Total noninterest expense$3,039,0004,415
Salaries and employee benefits$1,795,0004,100
Premises and equipment expense$371,0004,903
Additional noninterest expense$873,0004,639
Pre-tax net operating income$1,051,0005,074
Securities gains (losses)$329,000840
Applicable income taxes$449,0003,664
Income before extraordinary items$931,0004,789
Extraordinary gains, net$070
Net income$931,0004,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,876
Cash dividends$2,800,000977
Sale, conversion, retirement of capital stock, net$0862
Net operating income$710,5705,377
2001-12-31 (YTD Data)Rank
Total interest income$9,040,0003,631
Total interest expense$4,892,0003,208
Net interest income$4,148,0004,016
Provision for loan and lease losses$62,0006,322
Total noninterest income$622,0004,500
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$622,0002,769
Total noninterest expense$3,277,0004,045
Salaries and employee benefits$1,825,0003,874
Premises and equipment expense$404,0004,573
Additional noninterest expense$1,048,0003,910
Pre-tax net operating income$1,431,0003,983
Securities gains (losses)$91,0001,826
Applicable income taxes$520,0003,261
Income before extraordinary items$1,002,0004,290
Extraordinary gains, net$0105
Net income$1,002,0004,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,370
Cash dividends$990,0002,288
Sale, conversion, retirement of capital stock, net$0922
Net operating income$941,9404,325
2000-12-31 (YTD Data)Rank
Total interest income$9,415,0003,580
Total interest expense$5,473,0003,050
Net interest income$3,942,0004,232
Provision for loan and lease losses$08,337
Total noninterest income$678,0004,086
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$678,0002,419
Total noninterest expense$3,679,0003,560
Salaries and employee benefits$2,303,0003,056
Premises and equipment expense$508,0003,740
Additional noninterest expense$868,0004,463
Pre-tax net operating income$941,0005,420
Securities gains (losses)$7,0001,253
Applicable income taxes$327,0004,401
Income before extraordinary items$621,0005,743
Extraordinary gains, net$038
Net income$621,0005,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,269
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$616,3805,775
1999-12-31 (YTD Data)Rank
Total interest income$8,592,0003,659
Total interest expense$4,818,0003,038
Net interest income$3,774,0004,389
Provision for loan and lease losses$08,503
Total noninterest income$635,0004,265
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$635,0002,538
Total noninterest expense$4,663,0002,899
Salaries and employee benefits$2,047,0003,370
Premises and equipment expense$727,0002,778
Additional noninterest expense$1,889,0002,316
Pre-tax net operating income$-254,0009,678
Securities gains (losses)$48,000992
Applicable income taxes$6,0008,581
Income before extraordinary items$-212,0009,693
Extraordinary gains, net$035
Net income$-212,0009,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,803
Cash dividends$25,0006,862
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-260,0009,707
1998-12-31 (YTD Data)Rank
Total interest income$8,359,0003,776
Total interest expense$4,882,0003,067
Net interest income$3,477,0004,630
Provision for loan and lease losses$154,0004,094
Total noninterest income$655,0004,146
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$655,0002,498
Total noninterest expense$3,462,0003,648
Salaries and employee benefits$1,828,0003,620
Premises and equipment expense$626,0003,050
Additional noninterest expense$1,008,0003,935
Pre-tax net operating income$516,0007,283
Securities gains (losses)$105,0001,239
Applicable income taxes$145,0006,914
Income before extraordinary items$476,0006,749
Extraordinary gains, net$032
Net income$476,0006,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,124
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$8,614,000121
Net operating income$395,1507,159
1997-12-31 (YTD Data)Rank
Total interest income$8,483,0003,763
Total interest expense$5,273,0002,840
Net interest income$3,210,0005,045
Provision for loan and lease losses$08,829
Total noninterest income$553,0004,679
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$553,0002,640
Total noninterest expense$2,881,0004,241
Salaries and employee benefits$1,552,0004,131
Premises and equipment expense$481,0003,839
Additional noninterest expense$848,0004,524
Pre-tax net operating income$882,0006,207
Securities gains (losses)$4,0002,936
Applicable income taxes$241,0006,346
Income before extraordinary items$645,0006,138
Extraordinary gains, net$044
Net income$645,0006,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$642,0806,103
1996-12-31 (YTD Data)Rank
Total interest income$8,334,0003,879
Total interest expense$5,197,0002,896
Net interest income$3,137,0005,274
Provision for loan and lease losses$09,041
Total noninterest income$397,0005,974
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$397,0003,417
Total noninterest expense$3,204,0004,091
Salaries and employee benefits$1,441,0004,476
Premises and equipment expense$435,0004,245
Additional noninterest expense$1,328,0003,460
Pre-tax net operating income$330,0008,922
Securities gains (losses)$3,0003,304
Applicable income taxes$46,0009,765
Income before extraordinary items$287,0008,534
Extraordinary gains, net$053
Net income$287,0008,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,880
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$284,4208,489
1995-12-31 (YTD Data)Rank
Total interest income$7,860,0004,077
Total interest expense$4,756,0003,161
Net interest income$3,104,0005,357
Provision for loan and lease losses$42,0006,540
Total noninterest income$398,0006,010
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$398,0003,323
Total noninterest expense$2,479,0005,032
Salaries and employee benefits$1,297,0004,868
Premises and equipment expense$323,0005,325
Additional noninterest expense$859,0004,950
Pre-tax net operating income$981,0006,077
Securities gains (losses)$2,0003,270
Applicable income taxes$296,0006,050
Income before extraordinary items$687,0006,074
Extraordinary gains, net$065
Net income$687,0006,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$685,6006,053
1994-12-31 (YTD Data)Rank
Total interest income$7,906,0003,786
Total interest expense$4,367,0002,805
Net interest income$3,539,0004,893
Provision for loan and lease losses$48,0006,241
Total noninterest income$332,0006,879
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$332,0003,841
Total noninterest expense$2,411,0005,318
Salaries and employee benefits$1,258,0005,035
Premises and equipment expense$334,0005,248
Additional noninterest expense$819,0005,595
Pre-tax net operating income$1,412,0004,644
Securities gains (losses)$03,600
Applicable income taxes$451,0004,376
Income before extraordinary items$961,0004,665
Extraordinary gains, net$0249
Net income$961,0004,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,752
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$961,0004,712
1993-12-31 (YTD Data)Rank
Total interest income$7,659,0003,974
Total interest expense$4,398,0002,911
Net interest income$3,261,0005,262
Provision for loan and lease losses$133,0004,955
Total noninterest income$339,0007,160
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$339,0004,184
Total noninterest expense$2,329,0005,596
Salaries and employee benefits$1,032,0005,959
Premises and equipment expense$317,0005,603
Additional noninterest expense$980,0005,004
Pre-tax net operating income$1,138,0005,384
Securities gains (losses)$193,0001,738
Applicable income taxes$446,0004,614
Income before extraordinary items$885,0005,165
Extraordinary gains, net$03,149
Net income$885,0005,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$757,6205,543
1992-12-31 (YTD Data)Rank
Total interest income$8,034,0004,276
Total interest expense$4,729,0003,470
Net interest income$3,305,0005,273
Provision for loan and lease losses$48,0009,164
Total noninterest income$372,0006,818
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$372,0003,878
Total noninterest expense$1,978,0006,442
Salaries and employee benefits$873,0006,783
Premises and equipment expense$175,0008,439
Additional noninterest expense$930,0005,374
Pre-tax net operating income$1,651,0003,715
Securities gains (losses)$15,0005,962
Applicable income taxes$552,0003,677
Income before extraordinary items$1,114,0004,075
Extraordinary gains, net$01,422
Net income$1,114,0004,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0009,510
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,103,9503,810

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.