Home > American Bank > Income and Expense

American Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$30,325,0001,388
Total interest expense$7,101,0001,625
Net interest income$23,224,0001,281
Provision for loan and lease losses$775,000981
Total noninterest income$1,634,0002,228
Gross Fiduciary activities income$0981
Service charges on deposit accounts$373,0001,968
Trading account gains and feesNANA
Additional Noninterest Income$1,261,0002,048
Total noninterest expense$15,873,0001,453
Salaries and employee benefits$9,439,0001,399
Premises and equipment expense$1,933,0001,256
Additional noninterest expense$1,261,0002,048
Pre-tax net operating income$8,210,0001,370
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$8,210,0001,190
Extraordinary gains, net$054
Net income$8,210,0001,206
Minority interest net income$088
Net income of bank and minority interests.$8,210,0001,193
Net charge-offs$-43,0004,164
Cash dividends$4,755,000851
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,210,0001,210
2023-09-30 (YTD Data)Rank
Total interest income$22,033,0001,389
Total interest expense$4,570,0001,689
Net interest income$17,463,0001,287
Provision for loan and lease losses$300,0001,340
Total noninterest income$1,276,0002,173
Gross Fiduciary activities income$0950
Service charges on deposit accounts$275,0001,991
Trading account gains and feesNANA
Additional Noninterest Income$1,001,0001,986
Total noninterest expense$12,161,0001,420
Salaries and employee benefits$7,198,0001,377
Premises and equipment expense$1,496,0001,218
Additional noninterest expense$1,001,0001,986
Pre-tax net operating income$6,278,0001,396
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$6,278,0001,201
Extraordinary gains, net$052
Net income$6,278,0001,210
Minority interest net income$081
Net income of bank and minority interests.$6,278,0001,201
Net charge-offs$-36,0004,150
Cash dividends$3,540,000789
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,278,0001,226
2023-06-30 (YTD Data)Rank
Total interest income$14,241,0001,390
Total interest expense$2,520,0001,741
Net interest income$11,721,0001,283
Provision for loan and lease losses$300,0001,014
Total noninterest income$884,0002,085
Gross Fiduciary activities income$0931
Service charges on deposit accounts$175,0002,030
Trading account gains and feesNANA
Additional Noninterest Income$709,0001,873
Total noninterest expense$8,029,0001,421
Salaries and employee benefits$4,798,0001,380
Premises and equipment expense$996,0001,216
Additional noninterest expense$709,0001,870
Pre-tax net operating income$4,276,0001,351
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,276,0001,187
Extraordinary gains, net$051
Net income$4,276,0001,198
Minority interest net income$081
Net income of bank and minority interests.$4,276,0001,187
Net charge-offs$-29,0004,204
Cash dividends$2,560,000722
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,276,0001,193
2023-03-31 (YTD Data)Rank
Total interest income$6,880,0001,412
Total interest expense$892,0001,973
Net interest income$5,988,0001,268
Provision for loan and lease losses$02,612
Total noninterest income$480,0002,004
Gross Fiduciary activities income$0913
Service charges on deposit accounts$85,0002,083
Trading account gains and feesNANA
Additional Noninterest Income$395,0001,745
Total noninterest expense$3,964,0001,456
Salaries and employee benefits$2,408,0001,403
Premises and equipment expense$487,0001,279
Additional noninterest expense$395,0001,745
Pre-tax net operating income$2,504,0001,228
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,504,0001,071
Extraordinary gains, net$04
Net income$2,504,0001,070
Minority interest net income$048
Net income of bank and minority interests.$2,504,0001,070
Net charge-offs$-12,0004,101
Cash dividends$1,410,000627
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,504,0001,086
2022-12-31 (YTD Data)Rank
Total interest income$23,887,0001,356
Total interest expense$694,0002,857
Net interest income$23,193,0001,276
Provision for loan and lease losses$888,000892
Total noninterest income$1,900,0002,098
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$360,0002,066
Trading account gains and feesNANA
Additional Noninterest Income$1,540,0001,877
Total noninterest expense$15,565,0001,439
Salaries and employee benefits$9,445,0001,379
Premises and equipment expense$1,796,0001,332
Additional noninterest expense$1,540,0001,877
Pre-tax net operating income$8,640,0001,415
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$8,640,0001,234
Extraordinary gains, net$05
Net income$8,640,0001,233
Minority interest net income$063
Net income of bank and minority interests.$8,640,0001,234
Net charge-offs$16,0002,000
Cash dividends$4,560,000840
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,640,0001,255
2022-09-30 (YTD Data)Rank
Total interest income$17,125,0001,356
Total interest expense$260,0003,462
Net interest income$16,865,0001,286
Provision for loan and lease losses$666,000814
Total noninterest income$1,300,0002,228
Gross Fiduciary activities income$0968
Service charges on deposit accounts$267,0002,095
Trading account gains and feesNANA
Additional Noninterest Income$1,033,0002,015
Total noninterest expense$11,476,0001,450
Salaries and employee benefits$6,912,0001,401
Premises and equipment expense$1,315,0001,365
Additional noninterest expense$1,033,0002,015
Pre-tax net operating income$6,023,0001,485
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$6,023,0001,287
Extraordinary gains, net$04
Net income$6,023,0001,286
Minority interest net income$057
Net income of bank and minority interests.$6,023,0001,287
Net charge-offs$11,0001,790
Cash dividends$3,075,000830
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,023,0001,314
2022-06-30 (YTD Data)Rank
Total interest income$10,705,0001,389
Total interest expense$91,0004,012
Net interest income$10,614,0001,319
Provision for loan and lease losses$444,000744
Total noninterest income$731,0002,388
Gross Fiduciary activities income$0925
Service charges on deposit accounts$178,0002,085
Trading account gains and feesNANA
Additional Noninterest Income$553,0002,287
Total noninterest expense$7,520,0001,462
Salaries and employee benefits$4,508,0001,422
Premises and equipment expense$889,0001,347
Additional noninterest expense$2,123,0001,536
Pre-tax net operating income$3,381,0001,593
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,381,0001,390
Extraordinary gains, net$04
Net income$3,381,0001,389
Minority interest net income$060
Net income of bank and minority interests.$3,381,0001,390
Net charge-offs$8,0001,644
Cash dividends$1,755,000931
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,381,0001,426
2022-03-31 (YTD Data)Rank
Total interest income$5,033,0001,425
Total interest expense$46,0004,003
Net interest income$4,987,0001,347
Provision for loan and lease losses$222,000624
Total noninterest income$319,0002,513
Gross Fiduciary activities income$0892
Service charges on deposit accounts$90,0002,066
Trading account gains and feesNANA
Additional Noninterest Income$229,0002,440
Total noninterest expense$3,682,0001,474
Salaries and employee benefits$2,257,0001,421
Premises and equipment expense$442,0001,349
Additional noninterest expense$983,0001,594
Pre-tax net operating income$1,402,0001,723
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,402,0001,521
Extraordinary gains, net$04
Net income$1,402,0001,520
Minority interest net income$050
Net income of bank and minority interests.$1,402,0001,521
Net charge-offs$3,0001,472
Cash dividends$780,000900
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,402,0001,541
2021-12-31 (YTD Data)Rank
Total interest income$20,213,0001,471
Total interest expense$237,0003,980
Net interest income$19,976,0001,369
Provision for loan and lease losses$03,064
Total noninterest income$1,353,0002,660
Gross Fiduciary activities income$0994
Service charges on deposit accounts$331,0002,076
Trading account gains and feesNANA
Additional Noninterest Income$1,022,0002,606
Total noninterest expense$13,991,0001,540
Salaries and employee benefits$8,394,0001,509
Premises and equipment expense$1,949,0001,243
Additional noninterest expense$3,648,0001,697
Pre-tax net operating income$7,338,0001,576
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$7,338,0001,444
Extraordinary gains, net$010
Net income$7,338,0001,444
Minority interest net income$074
Net income of bank and minority interests.$7,338,0001,444
Net charge-offs$237,000943
Cash dividends$3,520,0001,039
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,338,0001,422
2021-09-30 (YTD Data)Rank
Total interest income$14,978,0001,514
Total interest expense$186,0004,043
Net interest income$14,792,0001,399
Provision for loan and lease losses$02,963
Total noninterest income$864,0002,868
Gross Fiduciary activities income$0957
Service charges on deposit accounts$239,0002,120
Trading account gains and feesNANA
Additional Noninterest Income$625,0002,826
Total noninterest expense$10,039,0001,592
Salaries and employee benefits$5,943,0001,579
Premises and equipment expense$1,484,0001,243
Additional noninterest expense$2,612,0001,754
Pre-tax net operating income$5,617,0001,625
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$5,617,0001,487
Extraordinary gains, net$08
Net income$5,617,0001,487
Minority interest net income$069
Net income of bank and minority interests.$5,617,0001,487
Net charge-offs$11,0001,949
Cash dividends$3,145,000822
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,617,0001,456
2021-06-30 (YTD Data)Rank
Total interest income$9,921,0001,511
Total interest expense$130,0004,057
Net interest income$9,791,0001,401
Provision for loan and lease losses$02,862
Total noninterest income$444,0003,137
Gross Fiduciary activities income$0951
Service charges on deposit accounts$152,0002,115
Trading account gains and feesNANA
Additional Noninterest Income$292,0003,156
Total noninterest expense$6,414,0001,640
Salaries and employee benefits$3,761,0001,634
Premises and equipment expense$989,0001,228
Additional noninterest expense$1,664,0001,804
Pre-tax net operating income$3,821,0001,575
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$3,821,0001,456
Extraordinary gains, net$06
Net income$3,821,0001,456
Minority interest net income$067
Net income of bank and minority interests.$3,821,0001,456
Net charge-offs$14,0001,629
Cash dividends$2,320,000756
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,821,0001,415
2021-03-31 (YTD Data)Rank
Total interest income$4,897,0001,538
Total interest expense$69,0004,065
Net interest income$4,828,0001,408
Provision for loan and lease losses$02,741
Total noninterest income$88,0003,974
Gross Fiduciary activities income$0922
Service charges on deposit accounts$69,0002,231
Trading account gains and feesNANA
Additional Noninterest Income$19,0004,498
Total noninterest expense$3,221,0001,628
Salaries and employee benefits$1,887,0001,627
Premises and equipment expense$493,0001,235
Additional noninterest expense$841,0001,763
Pre-tax net operating income$1,695,0001,707
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,695,0001,582
Extraordinary gains, net$03
Net income$1,695,0001,582
Minority interest net income$055
Net income of bank and minority interests.$1,695,0001,582
Net charge-offs$15,0001,237
Cash dividends$1,260,000631
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,695,0001,534
2020-12-31 (YTD Data)Rank
Total interest income$18,990,0001,561
Total interest expense$795,0003,276
Net interest income$18,195,0001,405
Provision for loan and lease losses$1,950,0001,061
Total noninterest income$2,490,0001,888
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$289,0002,284
Trading account gains and feesNANA
Additional Noninterest Income$2,201,0001,704
Total noninterest expense$12,922,0001,602
Salaries and employee benefits$7,803,0001,547
Premises and equipment expense$1,911,0001,230
Additional noninterest expense$3,208,0001,825
Pre-tax net operating income$5,813,0001,596
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$5,813,0001,456
Extraordinary gains, net$04
Net income$5,813,0001,455
Minority interest net income$072
Net income of bank and minority interests.$5,813,0001,456
Net charge-offs$537,000930
Cash dividends$3,895,000930
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,813,0001,413
2020-09-30 (YTD Data)Rank
Total interest income$13,964,0001,593
Total interest expense$723,0003,096
Net interest income$13,241,0001,425
Provision for loan and lease losses$1,350,0001,140
Total noninterest income$929,0002,616
Gross Fiduciary activities income$0981
Service charges on deposit accounts$215,0002,303
Trading account gains and feesNANA
Additional Noninterest Income$714,0002,475
Total noninterest expense$9,600,0001,589
Salaries and employee benefits$5,773,0001,546
Premises and equipment expense$1,394,0001,262
Additional noninterest expense$2,433,0001,776
Pre-tax net operating income$3,220,0001,954
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$3,220,0001,794
Extraordinary gains, net$04
Net income$3,220,0001,794
Minority interest net income$065
Net income of bank and minority interests.$3,220,0001,794
Net charge-offs$392,000883
Cash dividends$2,695,000872
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,220,0001,752
2020-06-30 (YTD Data)Rank
Total interest income$9,284,0001,609
Total interest expense$620,0002,817
Net interest income$8,664,0001,453
Provision for loan and lease losses$750,0001,265
Total noninterest income$601,0002,611
Gross Fiduciary activities income$0970
Service charges on deposit accounts$144,0002,327
Trading account gains and feesNANA
Additional Noninterest Income$457,0002,457
Total noninterest expense$6,347,0001,592
Salaries and employee benefits$3,819,0001,547
Premises and equipment expense$908,0001,284
Additional noninterest expense$1,620,0001,775
Pre-tax net operating income$2,168,0001,886
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,168,0001,734
Extraordinary gains, net$04
Net income$2,168,0001,735
Minority interest net income$065
Net income of bank and minority interests.$2,168,0001,735
Net charge-offs$1,0002,929
Cash dividends$1,720,000904
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,168,0001,683
2020-03-31 (YTD Data)Rank
Total interest income$4,739,0001,575
Total interest expense$466,0002,405
Net interest income$4,273,0001,433
Provision for loan and lease losses$150,0001,627
Total noninterest income$314,0002,464
Gross Fiduciary activities income$0941
Service charges on deposit accounts$85,0002,358
Trading account gains and feesNANA
Additional Noninterest Income$229,0002,287
Total noninterest expense$3,061,0001,667
Salaries and employee benefits$1,914,0001,554
Premises and equipment expense$427,0001,368
Additional noninterest expense$720,0001,990
Pre-tax net operating income$1,376,0001,415
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,376,0001,282
Extraordinary gains, net$04
Net income$1,376,0001,281
Minority interest net income$056
Net income of bank and minority interests.$1,376,0001,282
Net charge-offs$1,0002,430
Cash dividends$900,000882
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,376,0001,251
2019-12-31 (YTD Data)Rank
Total interest income$20,607,0001,485
Total interest expense$2,631,0001,973
Net interest income$17,976,0001,358
Provision for loan and lease losses$800,0001,075
Total noninterest income$1,127,0002,668
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$316,0002,531
Trading account gains and feesNANA
Additional Noninterest Income$811,0002,488
Total noninterest expense$11,353,0001,726
Salaries and employee benefits$7,026,0001,622
Premises and equipment expense$1,405,0001,587
Additional noninterest expense$2,922,0001,967
Pre-tax net operating income$6,950,0001,365
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$6,950,0001,252
Extraordinary gains, net$011
Net income$6,950,0001,253
Minority interest net income$076
Net income of bank and minority interests.$6,950,0001,254
Net charge-offs$265,0001,451
Cash dividends$5,860,000716
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,950,0001,227
2019-09-30 (YTD Data)Rank
Total interest income$15,424,0001,502
Total interest expense$2,086,0001,919
Net interest income$13,338,0001,384
Provision for loan and lease losses$620,000989
Total noninterest income$879,0002,615
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$237,0002,550
Trading account gains and feesNANA
Additional Noninterest Income$642,0002,417
Total noninterest expense$8,366,0001,755
Salaries and employee benefits$5,181,0001,652
Premises and equipment expense$967,0001,717
Additional noninterest expense$2,218,0001,944
Pre-tax net operating income$5,231,0001,396
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$5,231,0001,265
Extraordinary gains, net$011
Net income$5,231,0001,265
Minority interest net income$072
Net income of bank and minority interests.$5,231,0001,267
Net charge-offs$140,0001,538
Cash dividends$4,060,000706
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,231,0001,240
2019-06-30 (YTD Data)Rank
Total interest income$10,176,0001,511
Total interest expense$1,451,0001,840
Net interest income$8,725,0001,412
Provision for loan and lease losses$440,000943
Total noninterest income$536,0002,713
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$158,0002,534
Trading account gains and feesNANA
Additional Noninterest Income$378,0002,556
Total noninterest expense$5,607,0001,758
Salaries and employee benefits$3,468,0001,652
Premises and equipment expense$679,0001,653
Additional noninterest expense$1,460,0001,990
Pre-tax net operating income$3,214,0001,460
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$3,214,0001,321
Extraordinary gains, net$011
Net income$3,214,0001,320
Minority interest net income$069
Net income of bank and minority interests.$3,214,0001,321
Net charge-offs$142,0001,203
Cash dividends$2,860,000675
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,214,0001,292
2019-03-31 (YTD Data)Rank
Total interest income$4,973,0001,528
Total interest expense$737,0001,774
Net interest income$4,236,0001,441
Provision for loan and lease losses$180,0001,010
Total noninterest income$295,0002,538
Gross Fiduciary activities income$0972
Service charges on deposit accounts$77,0002,583
Trading account gains and feesNANA
Additional Noninterest Income$218,0002,301
Total noninterest expense$2,791,0001,766
Salaries and employee benefits$1,762,0001,641
Premises and equipment expense$337,0001,686
Additional noninterest expense$692,0002,050
Pre-tax net operating income$1,560,0001,473
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,560,0001,319
Extraordinary gains, net$05
Net income$1,560,0001,318
Minority interest net income$052
Net income of bank and minority interests.$1,560,0001,318
Net charge-offs$2,0002,456
Cash dividends$1,310,000695
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,560,0001,298
2018-12-31 (YTD Data)Rank
Total interest income$18,256,0001,568
Total interest expense$2,275,0001,771
Net interest income$15,981,0001,503
Provision for loan and lease losses$100,0003,044
Total noninterest income$1,312,0002,488
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$380,0002,365
Trading account gains and fees$0126
Additional Noninterest Income$932,0002,323
Total noninterest expense$10,248,0001,871
Salaries and employee benefits$6,309,0001,737
Premises and equipment expense$1,383,0001,620
Additional noninterest expense$2,556,0002,183
Pre-tax net operating income$6,945,0001,358
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$6,945,0001,226
Extraordinary gains, net$06
Net income$6,945,0001,225
Minority interest net income$072
Net income of bank and minority interests.$6,945,0001,225
Net charge-offs$252,0001,454
Cash dividends$6,420,000597
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,945,0001,224
2018-09-30 (YTD Data)Rank
Total interest income$13,260,0001,596
Total interest expense$1,576,0001,795
Net interest income$11,684,0001,540
Provision for loan and lease losses$03,948
Total noninterest income$975,0002,540
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$289,0002,351
Trading account gains and fees$0138
Additional Noninterest Income$686,0002,369
Total noninterest expense$7,487,0001,905
Salaries and employee benefits$4,540,0001,790
Premises and equipment expense$1,045,0001,618
Additional noninterest expense$1,902,0002,195
Pre-tax net operating income$5,172,0001,383
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,172,0001,235
Extraordinary gains, net$05
Net income$5,172,0001,234
Minority interest net income$066
Net income of bank and minority interests.$5,172,0001,234
Net charge-offs$7,0003,112
Cash dividends$4,920,000552
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,172,0001,234
2018-06-30 (YTD Data)Rank
Total interest income$8,596,0001,621
Total interest expense$979,0001,803
Net interest income$7,617,0001,572
Provision for loan and lease losses$03,782
Total noninterest income$628,0002,584
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$201,0002,290
Trading account gains and fees$0130
Additional Noninterest Income$427,0002,444
Total noninterest expense$4,946,0001,936
Salaries and employee benefits$2,987,0001,828
Premises and equipment expense$685,0001,655
Additional noninterest expense$1,274,0002,192
Pre-tax net operating income$3,299,0001,416
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,299,0001,255
Extraordinary gains, net$06
Net income$3,299,0001,254
Minority interest net income$065
Net income of bank and minority interests.$3,299,0001,254
Net charge-offs$7,0002,719
Cash dividends$4,120,000449
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,299,0001,247
2018-03-31 (YTD Data)Rank
Total interest income$4,220,0001,635
Total interest expense$455,0001,836
Net interest income$3,765,0001,579
Provision for loan and lease losses$03,508
Total noninterest income$314,0002,565
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$98,0002,334
Trading account gains and fees$0123
Additional Noninterest Income$216,0002,384
Total noninterest expense$2,497,0001,930
Salaries and employee benefits$1,513,0001,832
Premises and equipment expense$346,0001,658
Additional noninterest expense$638,0002,177
Pre-tax net operating income$1,582,0001,433
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,582,0001,281
Extraordinary gains, net$07
Net income$1,582,0001,281
Minority interest net income$052
Net income of bank and minority interests.$1,582,0001,281
Net charge-offs$1,0002,559
Cash dividends$2,000,000411
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,582,0001,269
2017-12-31 (YTD Data)Rank
Total interest income$15,621,0001,689
Total interest expense$1,149,0002,314
Net interest income$14,472,0001,623
Provision for loan and lease losses$04,227
Total noninterest income$1,240,0002,651
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$397,0002,405
Trading account gains and fees$0151
Additional Noninterest Income$843,0002,500
Total noninterest expense$9,663,0001,967
Salaries and employee benefits$5,643,0001,904
Premises and equipment expense$1,343,0001,677
Additional noninterest expense$2,677,0002,141
Pre-tax net operating income$6,049,0001,451
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$6,049,0001,165
Extraordinary gains, net$09
Net income$6,049,0001,165
Minority interest net income$076
Net income of bank and minority interests.$6,049,0001,165
Net charge-offs$-16,0004,907
Cash dividends$1,160,0002,030
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,049,0001,141
2017-09-30 (YTD Data)Rank
Total interest income$11,439,0001,723
Total interest expense$777,0002,465
Net interest income$10,662,0001,650
Provision for loan and lease losses$04,088
Total noninterest income$943,0002,657
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$300,0002,401
Trading account gains and fees$0145
Additional Noninterest Income$643,0002,502
Total noninterest expense$7,198,0001,972
Salaries and employee benefits$4,163,0001,934
Premises and equipment expense$1,045,0001,620
Additional noninterest expense$1,990,0002,131
Pre-tax net operating income$4,407,0001,495
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$4,407,0001,270
Extraordinary gains, net$09
Net income$4,407,0001,270
Minority interest net income$071
Net income of bank and minority interests.$4,407,0001,270
Net charge-offs$-16,0004,869
Cash dividends$910,0001,798
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,407,0001,251
2017-06-30 (YTD Data)Rank
Total interest income$7,440,0001,763
Total interest expense$443,0002,693
Net interest income$6,997,0001,660
Provision for loan and lease losses$03,871
Total noninterest income$629,0002,653
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$204,0002,365
Trading account gains and fees$0139
Additional Noninterest Income$425,0002,515
Total noninterest expense$4,799,0001,967
Salaries and employee benefits$2,789,0001,937
Premises and equipment expense$699,0001,623
Additional noninterest expense$1,311,0002,154
Pre-tax net operating income$2,827,0001,532
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,827,0001,304
Extraordinary gains, net$011
Net income$2,827,0001,304
Minority interest net income$071
Net income of bank and minority interests.$2,827,0001,304
Net charge-offs$-8,0004,727
Cash dividends$910,0001,409
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,827,0001,286
2017-03-31 (YTD Data)Rank
Total interest income$3,689,0001,760
Total interest expense$191,0002,939
Net interest income$3,498,0001,651
Provision for loan and lease losses$03,537
Total noninterest income$402,0002,330
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$99,0002,395
Trading account gains and fees$0142
Additional Noninterest Income$303,0002,086
Total noninterest expense$2,512,0001,916
Salaries and employee benefits$1,393,0001,962
Premises and equipment expense$359,0001,599
Additional noninterest expense$760,0001,917
Pre-tax net operating income$1,388,0001,515
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,388,0001,306
Extraordinary gains, net$08
Net income$1,388,0001,304
Minority interest net income$055
Net income of bank and minority interests.$1,388,0001,306
Net charge-offs$-8,0004,903
Cash dividends$300,0001,627
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,388,0001,287
2016-12-31 (YTD Data)Rank
Total interest income$14,059,0001,805
Total interest expense$764,0002,882
Net interest income$13,295,0001,692
Provision for loan and lease losses$04,332
Total noninterest income$5,490,0001,074
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$350,0002,697
Trading account gains and fees$0170
Additional Noninterest Income$5,140,000827
Total noninterest expense$10,292,0001,853
Salaries and employee benefits$5,575,0001,917
Premises and equipment expense$1,435,0001,584
Additional noninterest expense$3,282,0001,820
Pre-tax net operating income$8,493,0001,052
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$8,493,000881
Extraordinary gains, net$05
Net income$8,493,000880
Minority interest net income$082
Net income of bank and minority interests.$8,493,000880
Net charge-offs$-7,0004,917
Cash dividends$2,415,0001,207
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,493,000857
2016-09-30 (YTD Data)Rank
Total interest income$10,488,0001,809
Total interest expense$596,0002,831
Net interest income$9,892,0001,708
Provision for loan and lease losses$04,186
Total noninterest income$5,207,000908
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$260,0002,720
Trading account gains and fees$0169
Additional Noninterest Income$4,947,000694
Total noninterest expense$7,891,0001,814
Salaries and employee benefits$4,188,0001,904
Premises and equipment expense$1,065,0001,598
Additional noninterest expense$2,638,0001,711
Pre-tax net operating income$7,208,000970
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$7,208,000787
Extraordinary gains, net$05
Net income$7,208,000788
Minority interest net income$071
Net income of bank and minority interests.$7,208,000787
Net charge-offs$-6,0004,786
Cash dividends$535,0002,307
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,208,000768
2016-06-30 (YTD Data)Rank
Total interest income$6,927,0001,842
Total interest expense$432,0002,689
Net interest income$6,495,0001,736
Provision for loan and lease losses$04,017
Total noninterest income$4,928,000692
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$173,0002,689
Trading account gains and fees$0157
Additional Noninterest Income$4,755,000523
Total noninterest expense$5,547,0001,742
Salaries and employee benefits$2,822,0001,895
Premises and equipment expense$724,0001,582
Additional noninterest expense$2,001,0001,533
Pre-tax net operating income$5,876,000799
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$5,876,000652
Extraordinary gains, net$016
Net income$5,876,000650
Minority interest net income$071
Net income of bank and minority interests.$5,876,000651
Net charge-offs$-6,0004,802
Cash dividends$400,0002,211
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,876,000637
2016-03-31 (YTD Data)Rank
Total interest income$3,427,0001,855
Total interest expense$257,0002,397
Net interest income$3,170,0001,771
Provision for loan and lease losses$03,656
Total noninterest income$333,0002,593
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$83,0002,745
Trading account gains and fees$0142
Additional Noninterest Income$250,0002,337
Total noninterest expense$2,342,0002,035
Salaries and employee benefits$1,331,0002,002
Premises and equipment expense$377,0001,531
Additional noninterest expense$634,0002,279
Pre-tax net operating income$1,161,0001,728
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,161,0001,445
Extraordinary gains, net$012
Net income$1,161,0001,445
Minority interest net income$062
Net income of bank and minority interests.$1,161,0001,446
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,161,0001,411
2015-12-31 (YTD Data)Rank
Total interest income$12,439,0001,961
Total interest expense$862,0002,679
Net interest income$11,577,0001,877
Provision for loan and lease losses$-300,0005,863
Total noninterest income$1,106,0002,908
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$371,0002,657
Trading account gains and fees$0159
Additional Noninterest Income$735,0002,766
Total noninterest expense$10,035,0001,888
Salaries and employee benefits$5,061,0002,029
Premises and equipment expense$1,546,0001,487
Additional noninterest expense$3,428,0001,774
Pre-tax net operating income$2,948,0002,354
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$2,948,0002,086
Extraordinary gains, net$023
Net income$2,948,0002,087
Minority interest net income$081
Net income of bank and minority interests.$2,948,0002,088
Net charge-offs$-23,0005,367
Cash dividends$1,254,0001,850
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,948,0002,045
2015-09-30 (YTD Data)Rank
Total interest income$9,254,0001,991
Total interest expense$640,0002,733
Net interest income$8,614,0001,908
Provision for loan and lease losses$-300,0006,022
Total noninterest income$887,0002,820
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$284,0002,627
Trading account gains and fees$0153
Additional Noninterest Income$603,0002,661
Total noninterest expense$7,541,0001,884
Salaries and employee benefits$3,778,0002,048
Premises and equipment expense$1,216,0001,430
Additional noninterest expense$2,547,0001,774
Pre-tax net operating income$2,260,0002,352
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,260,0002,060
Extraordinary gains, net$021
Net income$2,260,0002,061
Minority interest net income$078
Net income of bank and minority interests.$2,260,0002,061
Net charge-offs$-15,0005,271
Cash dividends$854,0001,770
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,260,0002,006
2015-06-30 (YTD Data)Rank
Total interest income$6,170,0001,993
Total interest expense$421,0002,777
Net interest income$5,749,0001,904
Provision for loan and lease losses$-300,0006,142
Total noninterest income$721,0002,572
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$189,0002,598
Trading account gains and fees$0157
Additional Noninterest Income$532,0002,346
Total noninterest expense$5,161,0001,850
Salaries and employee benefits$2,567,0002,033
Premises and equipment expense$815,0001,440
Additional noninterest expense$1,779,0001,705
Pre-tax net operating income$1,609,0002,215
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,609,0001,920
Extraordinary gains, net$022
Net income$1,609,0001,922
Minority interest net income$075
Net income of bank and minority interests.$1,609,0001,922
Net charge-offs$-16,0005,405
Cash dividends$104,0003,193
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,609,0001,879
2015-03-31 (YTD Data)Rank
Total interest income$2,867,0002,112
Total interest expense$208,0002,818
Net interest income$2,659,0002,018
Provision for loan and lease losses$03,703
Total noninterest income$320,0002,702
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$96,0002,551
Trading account gains and fees$0152
Additional Noninterest Income$224,0002,479
Total noninterest expense$2,310,0002,044
Salaries and employee benefits$1,255,0002,076
Premises and equipment expense$415,0001,436
Additional noninterest expense$640,0002,280
Pre-tax net operating income$669,0002,499
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$669,0002,220
Extraordinary gains, net$013
Net income$669,0002,221
Minority interest net income$064
Net income of bank and minority interests.$669,0002,221
Net charge-offs$1,0003,128
Cash dividends$104,0002,282
Sale, conversion, retirement of capital stock, net$0697
Net operating income$669,0002,153
2014-12-31 (YTD Data)Rank
Total interest income$10,935,0002,201
Total interest expense$848,0002,917
Net interest income$10,087,0002,107
Provision for loan and lease losses$-2,650,0006,440
Total noninterest income$2,980,0001,578
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$395,0002,712
Trading account gains and fees$0180
Additional Noninterest Income$2,585,0001,215
Total noninterest expense$10,134,0001,859
Salaries and employee benefits$4,959,0002,063
Premises and equipment expense$1,754,0001,351
Additional noninterest expense$3,421,0001,804
Pre-tax net operating income$5,583,0001,384
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$5,583,0001,180
Extraordinary gains, net$017
Net income$5,583,0001,178
Minority interest net income$084
Net income of bank and minority interests.$5,583,0001,179
Net charge-offs$30,0004,096
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,583,0001,151
2014-09-30 (YTD Data)Rank
Total interest income$8,093,0002,242
Total interest expense$637,0002,962
Net interest income$7,456,0002,152
Provision for loan and lease losses$-2,000,0006,517
Total noninterest income$2,521,0001,448
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$301,0002,704
Trading account gains and fees$0174
Additional Noninterest Income$2,220,0001,119
Total noninterest expense$7,405,0001,917
Salaries and employee benefits$3,706,0002,081
Premises and equipment expense$1,316,0001,363
Additional noninterest expense$2,383,0001,932
Pre-tax net operating income$4,572,0001,303
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$4,572,0001,091
Extraordinary gains, net$015
Net income$4,572,0001,090
Minority interest net income$081
Net income of bank and minority interests.$4,572,0001,090
Net charge-offs$58,0003,145
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,572,0001,066
2014-06-30 (YTD Data)Rank
Total interest income$5,183,0002,330
Total interest expense$425,0002,997
Net interest income$4,758,0002,230
Provision for loan and lease losses$-2,000,0006,604
Total noninterest income$2,216,0001,186
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$203,0002,676
Trading account gains and fees$0172
Additional Noninterest Income$2,013,000886
Total noninterest expense$5,084,0001,860
Salaries and employee benefits$2,461,0002,096
Premises and equipment expense$903,0001,333
Additional noninterest expense$1,720,0001,782
Pre-tax net operating income$3,890,0001,047
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$3,890,000838
Extraordinary gains, net$020
Net income$3,890,000838
Minority interest net income$080
Net income of bank and minority interests.$3,890,000838
Net charge-offs$85,0002,342
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,890,000818
2014-03-31 (YTD Data)Rank
Total interest income$2,450,0002,451
Total interest expense$218,0002,969
Net interest income$2,232,0002,356
Provision for loan and lease losses$-2,000,0006,701
Total noninterest income$1,304,0001,017
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$96,0002,751
Trading account gains and fees$0147
Additional Noninterest Income$1,208,000726
Total noninterest expense$2,646,0001,794
Salaries and employee benefits$1,239,0002,094
Premises and equipment expense$460,0001,333
Additional noninterest expense$947,0001,622
Pre-tax net operating income$2,890,000695
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$2,890,000553
Extraordinary gains, net$016
Net income$2,890,000553
Minority interest net income$066
Net income of bank and minority interests.$2,890,000554
Net charge-offs$111,0001,307
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,890,000547
2013-12-31 (YTD Data)Rank
Total interest income$9,824,0002,467
Total interest expense$1,083,0002,785
Net interest income$8,741,0002,406
Provision for loan and lease losses$-1,700,0006,716
Total noninterest income$2,762,0001,715
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$385,0002,896
Trading account gains and fees$0184
Additional Noninterest Income$2,377,0001,345
Total noninterest expense$11,691,0001,646
Salaries and employee benefits$4,861,0002,100
Premises and equipment expense$1,799,0001,326
Additional noninterest expense$5,031,0001,331
Pre-tax net operating income$1,512,0003,382
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$1,512,0003,146
Extraordinary gains, net$029
Net income$1,512,0003,148
Minority interest net income$090
Net income of bank and minority interests.$1,512,0003,149
Net charge-offs$-63,0006,455
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,512,0003,085
2013-09-30 (YTD Data)Rank
Total interest income$7,347,0002,491
Total interest expense$860,0002,742
Net interest income$6,487,0002,436
Provision for loan and lease losses$-1,150,0006,793
Total noninterest income$1,856,0001,892
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$283,0002,950
Trading account gains and fees$0180
Additional Noninterest Income$1,573,0001,497
Total noninterest expense$8,803,0001,647
Salaries and employee benefits$3,643,0002,099
Premises and equipment expense$1,345,0001,335
Additional noninterest expense$3,815,0001,315
Pre-tax net operating income$690,0004,296
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$690,0004,081
Extraordinary gains, net$025
Net income$690,0004,085
Minority interest net income$084
Net income of bank and minority interests.$690,0004,085
Net charge-offs$-633,0006,835
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$690,0004,011
2013-06-30 (YTD Data)Rank
Total interest income$4,859,0002,507
Total interest expense$614,0002,658
Net interest income$4,245,0002,460
Provision for loan and lease losses$-1,150,0006,860
Total noninterest income$1,430,0001,704
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$180,0003,030
Trading account gains and fees$0157
Additional Noninterest Income$1,250,0001,357
Total noninterest expense$6,239,0001,548
Salaries and employee benefits$2,425,0002,119
Premises and equipment expense$914,0001,310
Additional noninterest expense$2,900,0001,149
Pre-tax net operating income$586,0003,864
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$586,0003,653
Extraordinary gains, net$022
Net income$586,0003,655
Minority interest net income$082
Net income of bank and minority interests.$586,0003,656
Net charge-offs$-627,0006,905
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$586,0003,544
2013-03-31 (YTD Data)Rank
Total interest income$2,399,0002,550
Total interest expense$337,0002,533
Net interest income$2,062,0002,545
Provision for loan and lease losses$04,409
Total noninterest income$749,0001,644
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$87,0003,070
Trading account gains and fees$0148
Additional Noninterest Income$662,0001,299
Total noninterest expense$3,101,0001,576
Salaries and employee benefits$1,214,0002,123
Premises and equipment expense$457,0001,327
Additional noninterest expense$1,430,0001,155
Pre-tax net operating income$-290,0006,785
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-290,0006,809
Extraordinary gains, net$010
Net income$-290,0006,809
Minority interest net income$076
Net income of bank and minority interests.$-290,0006,809
Net charge-offs$-249,0006,935
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-290,0006,795
2012-12-31 (YTD Data)Rank
Total interest income$11,289,0002,300
Total interest expense$1,916,0002,204
Net interest income$9,373,0002,286
Provision for loan and lease losses$1,100,0001,662
Total noninterest income$2,232,0002,030
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$379,0003,044
Trading account gains and fees$0166
Additional Noninterest Income$1,853,0001,601
Total noninterest expense$12,492,0001,561
Salaries and employee benefits$5,431,0001,855
Premises and equipment expense$1,847,0001,286
Additional noninterest expense$5,214,0001,303
Pre-tax net operating income$-1,987,0006,804
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-1,987,0006,837
Extraordinary gains, net$029
Net income$-1,987,0006,834
Minority interest net income$093
Net income of bank and minority interests.$-1,987,0006,835
Net charge-offs$3,142,000821
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,987,0006,814
2012-09-30 (YTD Data)Rank
Total interest income$8,781,0002,276
Total interest expense$1,516,0002,195
Net interest income$7,265,0002,254
Provision for loan and lease losses$2,650,000684
Total noninterest income$2,150,0001,698
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$290,0003,030
Trading account gains and fees$0157
Additional Noninterest Income$1,860,0001,341
Total noninterest expense$9,325,0001,567
Salaries and employee benefits$4,096,0001,842
Premises and equipment expense$1,360,0001,323
Additional noninterest expense$3,869,0001,319
Pre-tax net operating income$-2,560,0007,015
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-2,560,0007,027
Extraordinary gains, net$020
Net income$-2,560,0007,024
Minority interest net income$086
Net income of bank and minority interests.$-2,560,0007,026
Net charge-offs$4,240,000528
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-2,560,0007,017
2012-06-30 (YTD Data)Rank
Total interest income$6,016,0002,222
Total interest expense$1,082,0002,139
Net interest income$4,934,0002,220
Provision for loan and lease losses$2,650,000507
Total noninterest income$1,398,0001,712
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$201,0002,936
Trading account gains and fees$0153
Additional Noninterest Income$1,197,0001,348
Total noninterest expense$6,463,0001,519
Salaries and employee benefits$2,763,0001,812
Premises and equipment expense$910,0001,313
Additional noninterest expense$2,790,0001,224
Pre-tax net operating income$-2,781,0007,135
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-2,781,0007,144
Extraordinary gains, net$019
Net income$-2,781,0007,143
Minority interest net income$084
Net income of bank and minority interests.$-2,781,0007,144
Net charge-offs$3,164,000497
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-2,781,0007,140
2012-03-31 (YTD Data)Rank
Total interest income$3,049,0002,215
Total interest expense$588,0002,072
Net interest income$2,461,0002,226
Provision for loan and lease losses$2,650,000277
Total noninterest income$394,0002,501
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$102,0002,891
Trading account gains and fees$0148
Additional Noninterest Income$292,0002,136
Total noninterest expense$3,201,0001,529
Salaries and employee benefits$1,420,0001,764
Premises and equipment expense$459,0001,300
Additional noninterest expense$1,322,0001,268
Pre-tax net operating income$-2,996,0007,269
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-2,996,0007,268
Extraordinary gains, net$019
Net income$-2,996,0007,268
Minority interest net income$078
Net income of bank and minority interests.$-2,996,0007,268
Net charge-offs$3,144,000275
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-2,996,0007,267
2011-12-31 (YTD Data)Rank
Total interest income$13,446,0002,080
Total interest expense$3,104,0001,900
Net interest income$10,342,0002,113
Provision for loan and lease losses$1,173,0002,202
Total noninterest income$3,431,0001,357
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$414,0002,961
Trading account gains and fees$0146
Additional Noninterest Income$3,017,0001,036
Total noninterest expense$12,956,0001,509
Salaries and employee benefits$5,461,0001,770
Premises and equipment expense$2,010,0001,251
Additional noninterest expense$5,485,0001,261
Pre-tax net operating income$-356,0006,330
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-356,0006,410
Extraordinary gains, net$029
Net income$-356,0006,412
Minority interest net income$096
Net income of bank and minority interests.$-356,0006,411
Net charge-offs$4,302,000906
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-356,0006,366
2011-09-30 (YTD Data)Rank
Total interest income$10,188,0002,086
Total interest expense$2,433,0001,900
Net interest income$7,755,0002,120
Provision for loan and lease losses$1,173,0001,779
Total noninterest income$3,033,0001,229
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$316,0002,929
Trading account gains and fees$0145
Additional Noninterest Income$2,717,000897
Total noninterest expense$9,810,0001,488
Salaries and employee benefits$4,148,0001,757
Premises and equipment expense$1,555,0001,229
Additional noninterest expense$4,107,0001,259
Pre-tax net operating income$-195,0006,387
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-195,0006,501
Extraordinary gains, net$021
Net income$-195,0006,503
Minority interest net income$087
Net income of bank and minority interests.$-195,0006,503
Net charge-offs$5,102,000616
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-195,0006,427
2011-06-30 (YTD Data)Rank
Total interest income$6,836,0002,076
Total interest expense$1,706,0001,873
Net interest income$5,130,0002,133
Provision for loan and lease losses$1,173,0001,366
Total noninterest income$2,202,0001,151
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$218,0002,835
Trading account gains and fees$0153
Additional Noninterest Income$1,984,000842
Total noninterest expense$6,301,0001,563
Salaries and employee benefits$2,789,0001,758
Premises and equipment expense$1,119,0001,146
Additional noninterest expense$2,393,0001,462
Pre-tax net operating income$-142,0006,491
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-142,0006,564
Extraordinary gains, net$015
Net income$-142,0006,564
Minority interest net income$089
Net income of bank and minority interests.$-142,0006,564
Net charge-offs$4,347,000526
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-142,0006,526
2011-03-31 (YTD Data)Rank
Total interest income$3,406,0002,101
Total interest expense$914,0001,807
Net interest income$2,492,0002,195
Provision for loan and lease losses$1,173,000770
Total noninterest income$1,756,000809
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$112,0002,743
Trading account gains and fees$0158
Additional Noninterest Income$1,644,000585
Total noninterest expense$3,038,0001,632
Salaries and employee benefits$1,395,0001,769
Premises and equipment expense$599,0001,085
Additional noninterest expense$1,044,0001,649
Pre-tax net operating income$37,0005,919
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$37,0005,895
Extraordinary gains, net$09
Net income$37,0005,894
Minority interest net income$086
Net income of bank and minority interests.$37,0005,895
Net charge-offs$2,983,000401
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$37,0005,866
2010-12-31 (YTD Data)Rank
Total interest income$15,154,0001,996
Total interest expense$4,613,0001,766
Net interest income$10,541,0002,068
Provision for loan and lease losses$9,655,000677
Total noninterest income$504,0004,549
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$500,0002,641
Trading account gains and fees$0175
Additional Noninterest Income$4,0006,892
Total noninterest expense$17,550,0001,146
Salaries and employee benefits$5,512,0001,763
Premises and equipment expense$2,534,0001,021
Additional noninterest expense$9,504,000790
Pre-tax net operating income$-16,160,0007,473
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-16,160,0007,486
Extraordinary gains, net$029
Net income$-16,160,0007,486
Minority interest net income$0111
Net income of bank and minority interests.$-16,160,0007,486
Net charge-offs$5,660,000919
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-16,160,0007,476
2010-09-30 (YTD Data)Rank
Total interest income$11,626,0001,996
Total interest expense$3,574,0001,783
Net interest income$8,052,0002,061
Provision for loan and lease losses$8,461,000576
Total noninterest income$427,0004,384
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$363,0002,764
Trading account gains and fees$0165
Additional Noninterest Income$64,0005,741
Total noninterest expense$13,123,0001,131
Salaries and employee benefits$4,120,0001,781
Premises and equipment expense$1,927,0001,018
Additional noninterest expense$7,076,000768
Pre-tax net operating income$-13,105,0007,607
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-13,105,0007,620
Extraordinary gains, net$023
Net income$-13,105,0007,619
Minority interest net income$0110
Net income of bank and minority interests.$-13,105,0007,620
Net charge-offs$4,214,000886
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-13,105,0007,617
2010-06-30 (YTD Data)Rank
Total interest income$7,789,0002,007
Total interest expense$2,420,0001,823
Net interest income$5,369,0002,061
Provision for loan and lease losses$2,359,0001,128
Total noninterest income$872,0002,239
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$246,0002,745
Trading account gains and fees$0152
Additional Noninterest Income$626,0001,810
Total noninterest expense$8,562,0001,160
Salaries and employee benefits$2,733,0001,804
Premises and equipment expense$1,313,0001,008
Additional noninterest expense$4,516,000796
Pre-tax net operating income$-4,680,0007,536
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-4,680,0007,564
Extraordinary gains, net$019
Net income$-4,680,0007,564
Minority interest net income$0105
Net income of bank and minority interests.$-4,680,0007,564
Net charge-offs$2,932,000847
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-4,680,0007,562
2010-03-31 (YTD Data)Rank
Total interest income$3,938,0002,034
Total interest expense$1,234,0001,864
Net interest income$2,704,0002,059
Provision for loan and lease losses$907,0001,239
Total noninterest income$409,0002,327
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$118,0002,818
Trading account gains and fees$0175
Additional Noninterest Income$291,0001,872
Total noninterest expense$3,441,0001,460
Salaries and employee benefits$1,392,0001,800
Premises and equipment expense$667,0001,019
Additional noninterest expense$1,382,0001,283
Pre-tax net operating income$-1,235,0007,478
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-1,235,0007,523
Extraordinary gains, net$016
Net income$-1,235,0007,524
Minority interest net income$091
Net income of bank and minority interests.$-1,235,0007,524
Net charge-offs$755,0001,258
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,235,0007,518
2009-12-31 (YTD Data)Rank
Total interest income$20,351,0001,682
Total interest expense$6,454,0001,809
Net interest income$13,897,0001,614
Provision for loan and lease losses$7,445,0001,081
Total noninterest income$4,615,0001,173
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$543,0002,719
Trading account gains and fees$0211
Additional Noninterest Income$4,072,000834
Total noninterest expense$13,512,0001,526
Salaries and employee benefits$5,466,0001,815
Premises and equipment expense$2,918,000933
Additional noninterest expense$5,128,0001,455
Pre-tax net operating income$-2,445,0006,758
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-2,445,0006,874
Extraordinary gains, net$034
Net income$-2,445,0006,871
Minority interest net income$0115
Net income of bank and minority interests.$-2,445,0006,872
Net charge-offs$7,529,000847
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,445,0006,879
2009-09-30 (YTD Data)Rank
Total interest income$15,807,0001,658
Total interest expense$5,068,0001,813
Net interest income$10,739,0001,567
Provision for loan and lease losses$4,348,0001,151
Total noninterest income$4,173,0001,013
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$421,0002,665
Trading account gains and fees$0212
Additional Noninterest Income$3,752,000727
Total noninterest expense$9,840,0001,562
Salaries and employee benefits$4,164,0001,809
Premises and equipment expense$2,198,000935
Additional noninterest expense$3,478,0001,548
Pre-tax net operating income$724,0003,272
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$724,0003,059
Extraordinary gains, net$027
Net income$724,0003,057
Minority interest net income$0118
Net income of bank and minority interests.$724,0003,060
Net charge-offs$2,433,0001,343
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$724,0002,979
2009-06-30 (YTD Data)Rank
Total interest income$10,985,0001,616
Total interest expense$3,496,0001,844
Net interest income$7,489,0001,496
Provision for loan and lease losses$2,438,0001,242
Total noninterest income$3,735,000804
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$282,0002,632
Trading account gains and fees$0193
Additional Noninterest Income$3,453,000577
Total noninterest expense$6,412,0001,617
Salaries and employee benefits$2,804,0001,816
Premises and equipment expense$1,504,000934
Additional noninterest expense$2,104,0001,728
Pre-tax net operating income$2,374,000959
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$2,374,000784
Extraordinary gains, net$021
Net income$2,374,000781
Minority interest net income$0112
Net income of bank and minority interests.$2,374,000784
Net charge-offs$126,0003,985
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,374,000752
2009-03-31 (YTD Data)Rank
Total interest income$5,462,0001,644
Total interest expense$1,817,0001,835
Net interest income$3,645,0001,527
Provision for loan and lease losses$1,686,000845
Total noninterest income$2,585,000612
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$163,0002,291
Trading account gains and fees$0171
Additional Noninterest Income$2,422,000443
Total noninterest expense$3,147,0001,604
Salaries and employee benefits$1,452,0001,781
Premises and equipment expense$787,000904
Additional noninterest expense$908,0001,774
Pre-tax net operating income$1,397,000916
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,397,000737
Extraordinary gains, net$015
Net income$1,397,000737
Minority interest net income$0102
Net income of bank and minority interests.$1,397,000739
Net charge-offs$130,0002,571
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,397,000689
2008-12-31 (YTD Data)Rank
Total interest income$29,680,0001,302
Total interest expense$9,591,0001,694
Net interest income$20,089,0001,081
Provision for loan and lease losses$4,685,0001,050
Total noninterest income$6,244,000880
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$704,0002,335
Trading account gains and fees$0154
Additional Noninterest Income$5,540,000598
Total noninterest expense$12,700,0001,542
Salaries and employee benefits$6,874,0001,507
Premises and equipment expense$2,288,0001,200
Additional noninterest expense$3,538,0001,730
Pre-tax net operating income$8,948,000618
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$8,948,000432
Extraordinary gains, net$039
Net income$8,948,000432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,604
Cash dividends$10,000,000285
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,948,000454
2008-09-30 (YTD Data)Rank
Total interest income$23,149,0001,268
Total interest expense$7,368,0001,722
Net interest income$15,781,0001,046
Provision for loan and lease losses$06,991
Total noninterest income$1,486,0002,227
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$529,0002,348
Trading account gains and fees$0148
Additional Noninterest Income$957,0001,879
Total noninterest expense$9,340,0001,559
Salaries and employee benefits$5,199,0001,524
Premises and equipment expense$1,668,0001,227
Additional noninterest expense$2,473,0001,797
Pre-tax net operating income$7,927,000628
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$7,927,000457
Extraordinary gains, net$031
Net income$7,927,000456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,241
Cash dividends$7,500,000304
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,927,000483
2008-06-30 (YTD Data)Rank
Total interest income$15,786,0001,259
Total interest expense$5,019,0001,760
Net interest income$10,767,0001,014
Provision for loan and lease losses$06,671
Total noninterest income$1,122,0002,055
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$346,0002,373
Trading account gains and fees$0149
Additional Noninterest Income$776,0001,665
Total noninterest expense$6,187,0001,566
Salaries and employee benefits$3,512,0001,500
Premises and equipment expense$1,081,0001,265
Additional noninterest expense$1,594,0001,812
Pre-tax net operating income$5,702,000627
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$5,702,000488
Extraordinary gains, net$021
Net income$5,702,000487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$5,000,000334
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,702,000479
2008-03-31 (YTD Data)Rank
Total interest income$8,287,0001,219
Total interest expense$2,836,0001,656
Net interest income$5,451,000983
Provision for loan and lease losses$06,080
Total noninterest income$762,0001,622
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$165,0002,426
Trading account gains and fees$0158
Additional Noninterest Income$597,0001,236
Total noninterest expense$3,138,0001,529
Salaries and employee benefits$1,797,0001,480
Premises and equipment expense$541,0001,274
Additional noninterest expense$800,0001,777
Pre-tax net operating income$3,075,000634
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$3,075,000497
Extraordinary gains, net$015
Net income$3,075,000498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$3,000,000288
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,075,000476
2007-12-31 (YTD Data)Rank
Total interest income$40,767,0001,032
Total interest expense$15,637,0001,279
Net interest income$25,130,000879
Provision for loan and lease losses$422,0002,611
Total noninterest income$1,585,0002,606
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$728,0002,298
Trading account gains and fees$0178
Additional Noninterest Income$857,0002,455
Total noninterest expense$12,416,0001,492
Salaries and employee benefits$6,672,0001,517
Premises and equipment expense$2,163,0001,232
Additional noninterest expense$3,581,0001,546
Pre-tax net operating income$13,877,000632
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$13,877,000481
Extraordinary gains, net$039
Net income$13,877,000478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,808
Cash dividends$10,700,000395
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$13,877,000477
2007-09-30 (YTD Data)Rank
Total interest income$31,014,0001,022
Total interest expense$12,091,0001,236
Net interest income$18,923,000873
Provision for loan and lease losses$422,0001,789
Total noninterest income$1,178,0002,622
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$549,0002,263
Trading account gains and fees$0184
Additional Noninterest Income$629,0002,492
Total noninterest expense$9,083,0001,501
Salaries and employee benefits$4,930,0001,532
Premises and equipment expense$1,612,0001,223
Additional noninterest expense$2,541,0001,597
Pre-tax net operating income$10,596,000667
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$10,596,000514
Extraordinary gains, net$033
Net income$10,596,000512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,769
Cash dividends$6,700,000446
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$10,596,000508
2007-06-30 (YTD Data)Rank
Total interest income$20,494,0001,045
Total interest expense$8,157,0001,221
Net interest income$12,337,000909
Provision for loan and lease losses$422,0001,186
Total noninterest income$815,0002,568
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$365,0002,275
Trading account gains and fees$0168
Additional Noninterest Income$450,0002,407
Total noninterest expense$5,894,0001,559
Salaries and employee benefits$3,243,0001,578
Premises and equipment expense$1,065,0001,256
Additional noninterest expense$1,586,0001,720
Pre-tax net operating income$6,836,000726
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$6,836,000559
Extraordinary gains, net$029
Net income$6,836,000558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,631
Cash dividends$4,200,000485
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,836,000549
2007-03-31 (YTD Data)Rank
Total interest income$9,959,0001,068
Total interest expense$3,929,0001,256
Net interest income$6,030,000930
Provision for loan and lease losses$286,000865
Total noninterest income$445,0002,378
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$178,0002,272
Trading account gains and fees$0195
Additional Noninterest Income$267,0002,126
Total noninterest expense$2,950,0001,556
Salaries and employee benefits$1,620,0001,602
Premises and equipment expense$548,0001,222
Additional noninterest expense$782,0001,717
Pre-tax net operating income$3,239,000754
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$3,239,000577
Extraordinary gains, net$022
Net income$3,239,000577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,847
Cash dividends$2,000,000446
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,239,000563
2006-12-31 (YTD Data)Rank
Total interest income$37,302,0001,053
Total interest expense$14,544,0001,152
Net interest income$22,758,000974
Provision for loan and lease losses$39,0005,839
Total noninterest income$3,610,0001,393
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$828,0002,059
Trading account gains and fees$0130
Additional Noninterest Income$2,782,0001,048
Total noninterest expense$11,882,0001,502
Salaries and employee benefits$6,334,0001,555
Premises and equipment expense$2,187,0001,168
Additional noninterest expense$3,361,0001,566
Pre-tax net operating income$14,447,000710
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$14,447,000543
Extraordinary gains, net$051
Net income$14,447,000542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,890
Cash dividends$12,000,000337
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$14,447,000535
2006-09-30 (YTD Data)Rank
Total interest income$27,704,0001,065
Total interest expense$10,968,0001,117
Net interest income$16,736,0001,018
Provision for loan and lease losses$06,685
Total noninterest income$3,232,0001,243
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$623,0002,049
Trading account gains and fees$0126
Additional Noninterest Income$2,609,000918
Total noninterest expense$8,565,0001,571
Salaries and employee benefits$4,771,0001,554
Premises and equipment expense$1,656,0001,166
Additional noninterest expense$2,138,0001,813
Pre-tax net operating income$11,403,000712
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$11,403,000536
Extraordinary gains, net$045
Net income$11,403,000536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,785
Cash dividends$8,750,000339
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$11,403,000526
2006-06-30 (YTD Data)Rank
Total interest income$18,139,0001,058
Total interest expense$7,266,0001,058
Net interest income$10,873,0001,046
Provision for loan and lease losses$06,419
Total noninterest income$2,010,0001,304
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$413,0002,048
Trading account gains and fees$0126
Additional Noninterest Income$1,597,000972
Total noninterest expense$5,434,0001,648
Salaries and employee benefits$2,957,0001,669
Premises and equipment expense$1,107,0001,159
Additional noninterest expense$1,370,0001,907
Pre-tax net operating income$7,449,000722
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$7,449,000549
Extraordinary gains, net$039
Net income$7,449,000547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,784
Cash dividends$5,000,000371
Sale, conversion, retirement of capital stock, net$0887
Net operating income$7,449,000537
2006-03-31 (YTD Data)Rank
Total interest income$8,829,0001,061
Total interest expense$3,607,0001,001
Net interest income$5,222,0001,079
Provision for loan and lease losses$06,013
Total noninterest income$1,639,000871
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$200,0002,049
Trading account gains and fees$0115
Additional Noninterest Income$1,439,000615
Total noninterest expense$2,669,0001,678
Salaries and employee benefits$1,438,0001,715
Premises and equipment expense$567,0001,125
Additional noninterest expense$664,0001,958
Pre-tax net operating income$4,192,000642
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$4,192,000499
Extraordinary gains, net$021
Net income$4,192,000498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,786
Cash dividends$3,000,000307
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,192,000490
2005-12-31 (YTD Data)Rank
Total interest income$26,553,0001,263
Total interest expense$8,018,0001,414
Net interest income$18,535,0001,159
Provision for loan and lease losses$1,244,000848
Total noninterest income$2,240,0002,044
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$818,0002,072
Trading account gains and fees$0138
Additional Noninterest Income$1,422,0001,734
Total noninterest expense$10,439,0001,636
Salaries and employee benefits$5,435,0001,726
Premises and equipment expense$2,138,0001,142
Additional noninterest expense$2,866,0001,760
Pre-tax net operating income$9,092,0001,066
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$9,092,000793
Extraordinary gains, net$046
Net income$9,092,000795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,132
Cash dividends$7,500,000474
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,092,000780
2005-09-30 (YTD Data)Rank
Total interest income$18,237,0001,330
Total interest expense$5,018,0001,602
Net interest income$13,219,0001,212
Provision for loan and lease losses$798,000950
Total noninterest income$1,169,0002,630
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$622,0002,045
Trading account gains and fees$0126
Additional Noninterest Income$547,0002,709
Total noninterest expense$7,655,0001,654
Salaries and employee benefits$3,964,0001,748
Premises and equipment expense$1,597,0001,133
Additional noninterest expense$2,094,0001,787
Pre-tax net operating income$5,935,0001,203
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$5,935,000905
Extraordinary gains, net$035
Net income$5,935,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,817
Cash dividends$4,000,000571
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,935,000888
2005-06-30 (YTD Data)Rank
Total interest income$11,160,0001,408
Total interest expense$2,868,0001,766
Net interest income$8,292,0001,296
Provision for loan and lease losses$521,000943
Total noninterest income$785,0002,575
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$413,0002,017
Trading account gains and fees$0116
Additional Noninterest Income$372,0002,663
Total noninterest expense$5,059,0001,658
Salaries and employee benefits$2,618,0001,754
Premises and equipment expense$1,061,0001,128
Additional noninterest expense$1,380,0001,787
Pre-tax net operating income$3,497,0001,338
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$3,497,000997
Extraordinary gains, net$030
Net income$3,497,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,130
Cash dividends$2,500,000591
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,497,000979
2005-03-31 (YTD Data)Rank
Total interest income$5,204,0001,486
Total interest expense$1,275,0001,861
Net interest income$3,929,0001,360
Provision for loan and lease losses$231,000993
Total noninterest income$411,0002,452
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$206,0001,957
Trading account gains and fees$0115
Additional Noninterest Income$205,0002,446
Total noninterest expense$2,530,0001,668
Salaries and employee benefits$1,281,0001,802
Premises and equipment expense$530,0001,136
Additional noninterest expense$719,0001,715
Pre-tax net operating income$1,579,0001,447
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,579,0001,088
Extraordinary gains, net$024
Net income$1,579,0001,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0001,351
Cash dividends$1,000,000642
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,579,0001,062
2004-12-31 (YTD Data)Rank
Total interest income$18,088,0001,602
Total interest expense$3,563,0002,270
Net interest income$14,525,0001,393
Provision for loan and lease losses$368,0002,521
Total noninterest income$2,203,0002,059
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$942,0001,859
Trading account gains and fees$0138
Additional Noninterest Income$1,261,0001,845
Total noninterest expense$9,230,0001,750
Salaries and employee benefits$4,696,0001,868
Premises and equipment expense$2,040,0001,130
Additional noninterest expense$2,494,0001,949
Pre-tax net operating income$7,130,0001,213
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$7,130,000922
Extraordinary gains, net$034
Net income$7,130,000923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,856
Cash dividends$6,000,000519
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,130,000880
2004-09-30 (YTD Data)Rank
Total interest income$13,128,0001,636
Total interest expense$2,524,0002,341
Net interest income$10,604,0001,414
Provision for loan and lease losses$277,0002,394
Total noninterest income$1,807,0001,932
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$718,0001,845
Trading account gains and fees$0134
Additional Noninterest Income$1,089,0001,670
Total noninterest expense$6,704,0001,801
Salaries and employee benefits$3,431,0001,902
Premises and equipment expense$1,486,0001,163
Additional noninterest expense$1,787,0002,014
Pre-tax net operating income$5,430,0001,210
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$5,430,000917
Extraordinary gains, net$026
Net income$5,430,000918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,894
Cash dividends$4,500,000500
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,430,000872
2004-06-30 (YTD Data)Rank
Total interest income$8,565,0001,642
Total interest expense$1,647,0002,357
Net interest income$6,918,0001,435
Provision for loan and lease losses$204,0002,171
Total noninterest income$878,0002,423
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$469,0001,862
Trading account gains and fees$0130
Additional Noninterest Income$409,0002,474
Total noninterest expense$4,506,0001,775
Salaries and employee benefits$2,282,0001,902
Premises and equipment expense$1,021,0001,132
Additional noninterest expense$1,203,0001,992
Pre-tax net operating income$3,086,0001,379
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$3,086,0001,069
Extraordinary gains, net$021
Net income$3,086,0001,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,291
Cash dividends$2,500,000580
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,086,0001,027
2004-03-31 (YTD Data)Rank
Total interest income$4,227,0001,663
Total interest expense$843,0002,332
Net interest income$3,384,0001,473
Provision for loan and lease losses$50,0003,283
Total noninterest income$502,0002,154
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$246,0001,726
Trading account gains and fees$0121
Additional Noninterest Income$256,0002,098
Total noninterest expense$2,268,0001,785
Salaries and employee benefits$1,137,0001,927
Premises and equipment expense$527,0001,120
Additional noninterest expense$604,0001,964
Pre-tax net operating income$1,568,0001,336
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$1,568,0001,056
Extraordinary gains, net$016
Net income$1,568,0001,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,775
Cash dividends$1,500,000452
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,568,000990
2003-12-31 (YTD Data)Rank
Total interest income$16,951,0001,687
Total interest expense$3,827,0002,311
Net interest income$13,124,0001,480
Provision for loan and lease losses$561,0001,976
Total noninterest income$1,675,0002,616
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,002,0001,720
Trading account gains and fees$0160
Additional Noninterest Income$673,0003,045
Total noninterest expense$8,027,0001,976
Salaries and employee benefits$4,019,0002,116
Premises and equipment expense$1,725,0001,324
Additional noninterest expense$2,283,0002,113
Pre-tax net operating income$6,211,0001,327
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$6,211,0001,030
Extraordinary gains, net$054
Net income$6,211,0001,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$411,0001,849
Cash dividends$4,000,000778
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,211,000972
2003-09-30 (YTD Data)Rank
Total interest income$12,738,0001,712
Total interest expense$2,969,0002,315
Net interest income$9,769,0001,504
Provision for loan and lease losses$493,0001,687
Total noninterest income$1,220,0002,743
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$764,0001,695
Trading account gains and fees$0153
Additional Noninterest Income$456,0003,304
Total noninterest expense$5,846,0002,026
Salaries and employee benefits$2,975,0002,150
Premises and equipment expense$1,196,0001,437
Additional noninterest expense$1,675,0002,144
Pre-tax net operating income$4,650,0001,394
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$4,650,0001,081
Extraordinary gains, net$040
Net income$4,650,0001,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,0001,344
Cash dividends$3,000,000723
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,650,0001,011
2003-06-30 (YTD Data)Rank
Total interest income$8,542,0001,721
Total interest expense$2,031,0002,338
Net interest income$6,511,0001,503
Provision for loan and lease losses$493,0001,170
Total noninterest income$787,0002,789
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$499,0001,698
Trading account gains and fees$0150
Additional Noninterest Income$288,0003,379
Total noninterest expense$3,689,0002,128
Salaries and employee benefits$1,945,0002,180
Premises and equipment expense$711,0001,614
Additional noninterest expense$1,033,0002,297
Pre-tax net operating income$3,116,0001,376
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$3,116,0001,073
Extraordinary gains, net$030
Net income$3,116,0001,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,000947
Cash dividends$2,000,000736
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,116,000989
2003-03-31 (YTD Data)Rank
Total interest income$4,262,0001,734
Total interest expense$1,022,0002,392
Net interest income$3,240,0001,497
Provision for loan and lease losses$155,0001,645
Total noninterest income$404,0002,655
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$259,0001,585
Trading account gains and fees$0134
Additional Noninterest Income$145,0003,273
Total noninterest expense$1,810,0002,167
Salaries and employee benefits$972,0002,173
Premises and equipment expense$354,0001,629
Additional noninterest expense$484,0002,401
Pre-tax net operating income$1,679,0001,277
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,679,0001,001
Extraordinary gains, net$021
Net income$1,679,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0001,417
Cash dividends$1,000,000674
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,679,000926
2002-12-31 (YTD Data)Rank
Total interest income$16,912,0001,824
Total interest expense$4,710,0002,362
Net interest income$12,202,0001,585
Provision for loan and lease losses$687,0001,864
Total noninterest income$1,690,0002,415
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,030,0001,567
Trading account gains and fees$0153
Additional Noninterest Income$660,0002,799
Total noninterest expense$7,172,0002,092
Salaries and employee benefits$3,645,0002,200
Premises and equipment expense$1,408,0001,580
Additional noninterest expense$2,119,0002,190
Pre-tax net operating income$6,033,0001,396
Securities gains (losses)$29,0002,860
Applicable income taxes$07,681
Income before extraordinary items$6,062,0001,034
Extraordinary gains, net$070
Net income$6,062,0001,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0002,332
Cash dividends$2,600,0001,052
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,033,000998
2001-12-31 (YTD Data)Rank
Total interest income$17,901,0001,918
Total interest expense$7,494,0002,140
Net interest income$10,407,0001,724
Provision for loan and lease losses$203,0004,092
Total noninterest income$1,666,0002,320
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,025,0001,446
Trading account gains and fees$0177
Additional Noninterest Income$641,0002,712
Total noninterest expense$6,887,0002,082
Salaries and employee benefits$3,345,0002,240
Premises and equipment expense$1,489,0001,445
Additional noninterest expense$2,053,0002,191
Pre-tax net operating income$4,983,0001,445
Securities gains (losses)$12,0003,497
Applicable income taxes$07,903
Income before extraordinary items$4,995,0001,097
Extraordinary gains, net$0105
Net income$4,995,0001,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0009,343
Cash dividends$4,800,000642
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,983,0001,057
2000-12-31 (YTD Data)Rank
Total interest income$18,306,0001,911
Total interest expense$8,349,0002,060
Net interest income$9,957,0001,767
Provision for loan and lease losses$307,0002,782
Total noninterest income$1,497,0002,344
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$816,0001,702
Trading account gains and fees$0180
Additional Noninterest Income$681,0002,409
Total noninterest expense$6,686,0002,062
Salaries and employee benefits$3,485,0002,040
Premises and equipment expense$1,207,0001,732
Additional noninterest expense$1,994,0002,165
Pre-tax net operating income$4,461,0001,643
Securities gains (losses)$2,0001,609
Applicable income taxes$08,362
Income before extraordinary items$4,463,0001,190
Extraordinary gains, net$038
Net income$4,463,0001,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,200
Cash dividends$3,500,000840
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,461,0001,194
1999-12-31 (YTD Data)Rank
Total interest income$15,060,0002,167
Total interest expense$6,661,0002,215
Net interest income$8,399,0002,095
Provision for loan and lease losses$118,0004,907
Total noninterest income$1,303,0002,530
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$632,0002,108
Trading account gains and fees$0173
Additional Noninterest Income$671,0002,450
Total noninterest expense$6,300,0002,159
Salaries and employee benefits$3,214,0002,183
Premises and equipment expense$1,158,0001,768
Additional noninterest expense$1,928,0002,268
Pre-tax net operating income$3,284,0002,225
Securities gains (losses)$-1,0008,592
Applicable income taxes$08,765
Income before extraordinary items$3,283,0001,624
Extraordinary gains, net$035
Net income$3,283,0001,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0009,384
Cash dividends$2,850,0001,021
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,284,0001,591
1998-12-31 (YTD Data)Rank
Total interest income$14,532,0002,243
Total interest expense$6,292,0002,395
Net interest income$8,240,0002,066
Provision for loan and lease losses$08,652
Total noninterest income$1,308,0002,515
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$634,0002,024
Trading account gains and fees$0224
Additional Noninterest Income$674,0002,464
Total noninterest expense$6,439,0002,038
Salaries and employee benefits$3,172,0002,134
Premises and equipment expense$1,437,0001,358
Additional noninterest expense$1,830,0002,282
Pre-tax net operating income$3,109,0002,293
Securities gains (losses)$21,0002,394
Applicable income taxes$381,0004,551
Income before extraordinary items$2,749,0001,904
Extraordinary gains, net$032
Net income$2,749,0001,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,145
Cash dividends$1,100,0002,078
Sale, conversion, retirement of capital stock, net$1,000,000463
Net operating income$2,730,5201,836
1997-12-31 (YTD Data)Rank
Total interest income$14,384,0002,269
Total interest expense$6,306,0002,382
Net interest income$8,078,0002,171
Provision for loan and lease losses$375,0002,191
Total noninterest income$8,382,000645
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$950,0001,349
Trading account gains and fees$0239
Additional Noninterest Income$7,432,000489
Total noninterest expense$7,002,0001,850
Salaries and employee benefits$3,706,0001,763
Premises and equipment expense$1,129,0001,745
Additional noninterest expense$2,167,0001,956
Pre-tax net operating income$9,083,000886
Securities gains (losses)$38,0001,502
Applicable income taxes$3,365,000843
Income before extraordinary items$5,756,000973
Extraordinary gains, net$044
Net income$5,756,000974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,805
Cash dividends$4,800,000652
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,731,680947
1996-12-31 (YTD Data)Rank
Total interest income$13,682,0002,440
Total interest expense$5,818,0002,617
Net interest income$7,864,0002,288
Provision for loan and lease losses$-65,00011,222
Total noninterest income$1,620,0002,167
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,025,0001,305
Trading account gains and fees$0262
Additional Noninterest Income$595,0002,584
Total noninterest expense$6,739,0002,066
Salaries and employee benefits$3,566,0001,852
Premises and equipment expense$1,077,0001,868
Additional noninterest expense$2,096,0002,351
Pre-tax net operating income$2,810,0002,502
Securities gains (losses)$5,0002,986
Applicable income taxes$964,0002,430
Income before extraordinary items$1,851,0002,626
Extraordinary gains, net$053
Net income$1,851,0002,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0005,157
Cash dividends$650,0002,880
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,847,7002,586
1995-12-31 (YTD Data)Rank
Total interest income$13,049,0002,558
Total interest expense$5,060,0002,990
Net interest income$7,989,0002,255
Provision for loan and lease losses$150,0003,621
Total noninterest income$1,758,0002,039
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,097,0001,215
Trading account gains and fees$0522
Additional Noninterest Income$661,0002,386
Total noninterest expense$6,604,0002,087
Salaries and employee benefits$3,050,0002,176
Premises and equipment expense$1,092,0001,852
Additional noninterest expense$2,462,0002,021
Pre-tax net operating income$2,993,0002,443
Securities gains (losses)$-63,00011,298
Applicable income taxes$1,027,0002,321
Income before extraordinary items$1,903,0002,621
Extraordinary gains, net$065
Net income$1,903,0002,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,00010,972
Cash dividends$2,060,0001,201
Sale, conversion, retirement of capital stock, net$1,000,000293
Net operating income$1,943,9502,545
1994-12-31 (YTD Data)Rank
Total interest income$11,174,0002,723
Total interest expense$3,613,0003,359
Net interest income$7,561,0002,393
Provision for loan and lease losses$09,146
Total noninterest income$1,762,0002,016
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,229,0001,078
Trading account gains and fees$0475
Additional Noninterest Income$533,0002,837
Total noninterest expense$6,684,0002,126
Salaries and employee benefits$2,881,0002,327
Premises and equipment expense$1,082,0001,889
Additional noninterest expense$2,721,0001,994
Pre-tax net operating income$2,639,0002,692
Securities gains (losses)$-2,0009,023
Applicable income taxes$920,0002,422
Income before extraordinary items$1,717,0002,828
Extraordinary gains, net$0249
Net income$1,717,0002,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0002,911
Cash dividends$1,000,0001,879
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,718,3002,836
1993-12-31 (YTD Data)Rank
Total interest income$10,162,0003,034
Total interest expense$3,119,0003,988
Net interest income$7,043,0002,553
Provision for loan and lease losses$010,371
Total noninterest income$1,508,0002,438
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$967,0001,384
Trading account gains and fees$0532
Additional Noninterest Income$541,0003,095
Total noninterest expense$5,759,0002,484
Salaries and employee benefits$2,546,0002,595
Premises and equipment expense$1,009,0002,032
Additional noninterest expense$2,204,0002,515
Pre-tax net operating income$2,792,0002,465
Securities gains (losses)$-5,00012,580
Applicable income taxes$1,014,0002,224
Income before extraordinary items$1,773,0002,800
Extraordinary gains, net$03,149
Net income$1,773,0002,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,754
Cash dividends$850,0002,031
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,776,2002,650
1992-12-31 (YTD Data)Rank
Total interest income$8,274,0004,174
Total interest expense$3,122,0004,986
Net interest income$5,152,0003,538
Provision for loan and lease losses$011,756
Total noninterest income$1,039,0003,216
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$657,0002,072
Trading account gains and fees$0504
Additional Noninterest Income$382,0003,818
Total noninterest expense$4,432,0003,207
Salaries and employee benefits$2,169,0002,969
Premises and equipment expense$817,0002,532
Additional noninterest expense$1,446,0003,710
Pre-tax net operating income$1,759,0003,504
Securities gains (losses)$-9,00013,256
Applicable income taxes$649,0003,208
Income before extraordinary items$1,101,0004,125
Extraordinary gains, net$01,422
Net income$1,101,0004,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0008,793
Cash dividends$850,0001,800
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,106,7603,801

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.