Home > Amarillo National Bank > Net charge- offs to loans
Amarillo National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8299% | 48 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0652% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0639% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7064% | 65 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1268% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0054% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1099% | 538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1330% | 39 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0890% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0901% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3872% | 60 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0501% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4400% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0305% | 543 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4149% | 204 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0354% | 4,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0750% | 4,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0654% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 3,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3340% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9767% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1038% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9534% | 606 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2705% | 281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0632% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 4,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 4,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0494% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2084% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0560% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2092% | 447 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2104% | 393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 4,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0919% | 4,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1067% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1231% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1539% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9926% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8670% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9873% | 488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2443% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0630% | 4,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1227% | 4,612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2125% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0116% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7248% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0071% | 440 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3240% | 213 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0951% | 4,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1836% | 4,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3465% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1936% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6701% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1906% | 367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1863% | 4,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3564% | 4,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 3,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0674% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4493% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5891% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4419% | 848 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 1,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 3,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 4,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 3,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 3,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1138% | 4,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4397% | 945 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9041% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4247% | 888 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 1,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 3,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0116% | 4,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 3,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 4,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 3,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4559% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5182% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4376% | 752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0609% | 1,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 3,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 4,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 4,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 4,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0229% | 3,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4832% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8804% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4631% | 705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1083% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 4,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 4,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 3,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7454% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9727% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7263% | 531 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6771% | 222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2694% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5427% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1723% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8606% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6074% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8502% | 679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8239% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3528% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7098% | 121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5167% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8370% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2785% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8225% | 655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9927% | 150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5432% | 101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0915% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7468% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9986% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4517% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9839% | 616 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5581% | 267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0607% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1176% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8747% | 354 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2585% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8911% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2362% | 569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2531% | 815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 1,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 1,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1606% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0193% | 803 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3948% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0101% | 729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2263% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0160% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1612% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8793% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9654% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8650% | 818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2140% | 777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 1,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1887% | 1,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7483% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1087% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7390% | 905 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2844% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3580% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8167% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2207% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7996% | 844 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3912% | 480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 2,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0271% | 871 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 4,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 4,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4577% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1076% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8198% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0797% | 657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3680% | 442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0231% | 4,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0264% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4317% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0714% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3515% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0397% | 657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4068% | 382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 1,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0523% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0366% | 4,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0418% | 4,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5013% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0596% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6881% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0250% | 626 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3308% | 463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1588% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2094% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5900% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1618% | 587 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4997% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 2,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0279% | 1,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5831% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2742% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1063% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2375% | 607 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4477% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 2,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 1,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3998% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2407% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9278% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2052% | 576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4586% | 436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0407% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0456% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3628% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1471% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2663% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1157% | 606 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5982% | 298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 1,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0758% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0848% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1799% | 758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4734% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3043% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4365% | 482 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1077% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4173% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0006% | 144 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0638% | 1,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0702% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9272% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4485% | 560 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8363% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4308% | 513 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8337% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1427% | 140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5592% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3262% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0846% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0928% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0582% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3527% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0676% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3329% | 522 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7274% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9378% | 200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0128% | 4,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0811% | 5,553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0885% | 1,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0970% | 1,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2314% | 394 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2978% | 581 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3180% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2687% | 536 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2488% | 342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8777% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0398% | 5,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0983% | 5,692 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2622% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4605% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3288% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4179% | 503 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8183% | 329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5510% | 451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 3,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0302% | 5,358 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0504% | 2,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0546% | 2,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9547% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2179% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2150% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2026% | 557 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0433% | 5,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3978% | 643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 2,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0291% | 5,441 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0642% | 1,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0694% | 1,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5112% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1383% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6097% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1193% | 548 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0170% | 5,217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3964% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 5,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0706% | 5,741 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0557% | 1,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 1,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6288% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9778% | 728 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7759% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9478% | 683 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0242% | 5,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1866% | 1,180 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0338% | 5,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1408% | 6,000 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0755% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0004% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9831% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8836% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9161% | 728 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0032% | 5,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2276% | 1,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 3,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0190% | 5,639 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 3,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0393% | 2,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0424% | 2,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0763% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3846% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0643% | 771 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0146% | 5,370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2422% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 3,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0255% | 5,728 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 2,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 2,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0857% | 1,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0743% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6068% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0696% | 725 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0182% | 5,435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2152% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 5,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0389% | 5,887 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 2,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 2,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1367% | 1,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8849% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9313% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8845% | 908 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0251% | 5,513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2860% | 1,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 5,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 5,713 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 5,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 5,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3138% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9959% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1802% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0025% | 805 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0474% | 5,627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4133% | 1,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4054% | 1,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9187% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 3,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0381% | 3,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2765% | 1,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1774% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9214% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1747% | 875 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0204% | 5,580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3729% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3422% | 1,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7701% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 3,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 3,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3046% | 1,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0267% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5088% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0280% | 924 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0261% | 5,660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2975% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 3,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0688% | 1,705 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0353% | 3,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 2,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3357% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0339% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0356% | 891 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0383% | 5,707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1678% | 2,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 2,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 6,023 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0616% | 2,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 2,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0410% | 1,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9233% | 1,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9239% | 969 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0745% | 5,838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2064% | 3,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 4,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 3,140 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 4,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 3,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0641% | 3,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8913% | 1,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8913% | 1,411 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0376% | 1,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1774% | 3,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 4,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 4,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 3,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0740% | 2,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8099% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8099% | 1,397 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0335% | 5,989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1517% | 3,702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 6,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 6,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 6,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0757% | 2,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6922% | 1,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6922% | 1,524 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0289% | 5,962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 3,526 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 6,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0190% | 6,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 6,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1031% | 5,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7066% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7066% | 1,337 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0367% | 6,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2054% | 4,515 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 6,977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0848% | 6,989 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0745% | 4,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0793% | 4,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0866% | 3,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7708% | 2,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6647% | 2,051 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1366% | 1,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2083% | 4,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0338% | 7,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1116% | 7,073 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0956% | 3,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1021% | 3,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0989% | 3,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7711% | 1,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6422% | 1,902 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1432% | 1,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2262% | 3,768 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0538% | 7,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1485% | 7,144 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1006% | 3,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1073% | 3,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1081% | 2,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7833% | 1,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6171% | 1,812 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2309% | 885 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0742% | 4,195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1350% | 7,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2923% | 7,245 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0867% | 2,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0922% | 2,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2246% | 6,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8444% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6002% | 1,578 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4630% | 3,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 5,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 3,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1051% | 4,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1099% | 3,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1519% | 4,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3902% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5532% | 1,042 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4687% | 3,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0712% | 4,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0461% | 2,972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1521% | 3,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1586% | 3,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0165% | 4,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3571% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7720% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6800% | 2,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 4,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0233% | 2,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 3,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 3,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4106% | 2,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4005% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3404% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5243% | 2,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0994% | 3,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0490% | 1,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2385% | 2,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2477% | 2,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0212% | 6,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6565% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7240% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8049% | 2,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0818% | 4,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 7,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2419% | 3,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2485% | 2,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8626% | 3,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0338% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0014% | 6,568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9233% | 2,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 4,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0392% | 7,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3036% | 2,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3112% | 2,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1686% | 2,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0318% | 1,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0020% | 6,558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0927% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1101% | 3,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0587% | 7,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3442% | 1,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3524% | 1,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6758% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9835% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0030% | 6,590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2658% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0383% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1194% | 7,883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2117% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2163% | 1,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2597% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9333% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0045% | 6,622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7400% | 1,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0690% | 4,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0286% | 2,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1469% | 2,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1494% | 2,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8419% | 2,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8734% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0017% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6759% | 1,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0595% | 3,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0442% | 1,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1078% | 2,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1095% | 2,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8292% | 1,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6490% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7820% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0607% | 2,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0709% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0863% | 2,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0876% | 1,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2433% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5387% | 1,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8250% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 2,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 1,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 1,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2358% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8116% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3966% | 1,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0150% | 3,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 2,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 2,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0843% | 3,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7262% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0888% | 7,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3527% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 3,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 7,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 2,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 2,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0141% | 3,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6004% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3091% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 7,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 2,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 1,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0394% | 7,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4965% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2921% | 1,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 7,893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0599% | 7,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4445% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4317% | 883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 7,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0348% | 8,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 2,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 2,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1992% | 2,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5841% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1828% | 1,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3934% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 7,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0383% | 8,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 7,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1601% | 2,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4016% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2487% | 904 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2897% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0201% | 8,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0579% | 8,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 7,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 7,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 2,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3137% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2394% | 1,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0609% | 8,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1733% | 8,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 7,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0988% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0693% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2742% | 1,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 2,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0373% | 1,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 2,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0367% | 2,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1900% | 2,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6460% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6490% | 7,589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1717% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 1,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0534% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 1,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 1,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0098% | 3,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6370% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8949% | 7,638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2114% | 1,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 2,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 8,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0483% | 7,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0954% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2052% | 1,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 1,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0150% | 8,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0836% | 7,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1490% | 1,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3076% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 2,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0223% | 8,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0732% | 1,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0742% | 1,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0756% | 7,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6008% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0010% | 7,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2988% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 2,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 8,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0457% | 1,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 1,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0840% | 7,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5736% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0014% | 7,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3342% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 2,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 8,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 1,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 1,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0479% | 7,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6869% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0011% | 7,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2988% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 1,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 8,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0454% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3844% | 1,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0042% | 7,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6371% | 1,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 2,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0349% | 1,349 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0758% | 2,009 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0758% | 1,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1947% | 3,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8725% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8856% | 754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4310% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0650% | 1,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0467% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0999% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0999% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1618% | 3,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6514% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0026% | 1,614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4816% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0955% | 1,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0824% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1387% | 1,078 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1387% | 1,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1747% | 2,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8191% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0040% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4734% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1335% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1691% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1634% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1634% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1966% | 1,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6970% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0079% | 986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3792% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0774% | 2,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0326% | 8,689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1470% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1470% | 1,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1921% | 3,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3136% | 1,685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3802% | 2,149 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 8,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3651% | 9,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1016% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1016% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5327% | 2,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0773% | 2,046 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0118% | 7,665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1043% | 4,544 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1498% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6903% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4671% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4255% | 1,374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1593% | 3,764 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0557% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2810% | 1,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2175% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6447% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4220% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1675% | 1,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2342% | 3,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0716% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1859% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7918% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0566% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0325% | 1,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4783% | 1,638 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 1,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1105% | 1,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0836% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4813% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5684% | 43 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6595% | 1,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1725% | 1,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4952% | 332 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7241% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9096% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5954% | 117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6750% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1213% | 1,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0483% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1026% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5718% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2982% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4195% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5084% | 1,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3250% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9882% | 84 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5438% | 331 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0458% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5219% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0108% | 1,088 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2873% | 4,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2065% | 559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2498% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 1,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3504% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6017% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7772% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0827% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0165% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2146% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0720% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0272% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0272% | 1,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7993% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4060% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1689% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0295% | 1,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |