Home > Iowa Banks > Mount Pleasant Banks > U.S. Bank Mount Pleasant > U.S. Bank, MT. PLEASANT BRANCH
U.S. Bank, MT. PLEASANT BRANCH
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957 client reviews
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| Name: | U.S. Bank |
| Concentration: | All Other Over 1 Billion |
| Established: | 07/13/1863 |
| FDIC Insurance: | 01/01/1934 |
| Holden By: | U S BCORP |
| Charter Class: | Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) |
| # of Branches: | 2301, view all, view on map |
| Website: | www.usbank.com |
| Total Assets: | $650,658,504,000 |
| Total Deposits: | $524,697,711,000 |
| Total Equity Capital: | $61,526,628,000 |
| Total Domestic Office Deposits: | $517,223,585,000 |
| Net Income: | $5,862,096,000 |
| Quarterly Net Income: | $950,209,000 |
| Return on Assets: | 1% |
| Quarterly Return on Assets: | 1% |
| Return on Equity: | 10% |
| Quarterly Return on Equity: | 6% |
| More... | |
Client Review
957 client reviews of U.S. Bank scored 2.5 out of 5.
fraudulent overdraft charges
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by Django, Jul. 14, 2014
US Bank processes transactions between the hours of 12 am and 6 am and then posts these transactions for the previous day. This is not what their own policy states, as seen below:
https://www.usbank.com/pdf/splash/Important_Update_to_Your_Deposit_Account.pdf
Transactions are received differently by us, depending on the method used. Some are pre-authorized when you complete the transaction, like debit card transactions, but may take several days before being sent to us. Others, such as online account transfers, are completed and received by us at the moment you make them. And, in still other cases, we don’t know about a transaction until we receive it (for example, a paper check or ACH). In any case, the transactions we receive are accumulated throughout the day, then posted to your account each business day in the evening.
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Mt. Pleasant Branch at Mount Pleasant, IA
5 of 6 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby Django, Jul. 14, 2014
US Bank processes transactions between the hours of 12 am and 6 am and then posts these transactions for the previous day. This is not what their own policy states, as seen below:
https://www.usbank.com/pdf/splash/Important_Update_to_Your_Deposit_Account.pdf
Transactions are received differently by us, depending on the method used. Some are pre-authorized when you complete the transaction, like debit card transactions, but may take several days before being sent to us. Others, such as online account transfers, are completed and received by us at the moment you make them. And, in still other cases, we don’t know about a transaction until we receive it (for example, a paper check or ACH). In any case, the transactions we receive are accumulated throughout the day, then posted to your account each business day in the evening.
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Mt. Pleasant Branch at Mount Pleasant, IA
5 of 6 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
0 comment. Add a comment
This bank will rob you
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by thatguy, Mar. 14, 2011
Waited 20min to cash pennies from kids piggy bank. They said they were used and wouldn't put them in the machine or let me count them there. They told me to leave then the security dude got all crazy and threatened to force me out. They were just being dick heads. This is a VERY Crappy bank that treats you like garbage for no reason
They are so slow because they want to charge you overdraft fees. They call you on your phone and nag you about your over priced loans that you're paying on time. They suck their rates suck and you won't get very good value from this bank.
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Mt. Pleasant Branch at Mount Pleasant, IA
3 of 5 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby thatguy, Mar. 14, 2011
Waited 20min to cash pennies from kids piggy bank. They said they were used and wouldn't put them in the machine or let me count them there. They told me to leave then the security dude got all crazy and threatened to force me out. They were just being dick heads. This is a VERY Crappy bank that treats you like garbage for no reason
They are so slow because they want to charge you overdraft fees. They call you on your phone and nag you about your over priced loans that you're paying on time. They suck their rates suck and you won't get very good value from this bank.
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Mt. Pleasant Branch at Mount Pleasant, IA
3 of 5 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
0 comment. Add a comment
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