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United Bank, Income and Expense

2019-09-30 (YTD Data)Rank
Total interest income$219,123,000175
Total interest expense$75,115,000124
Net interest income$144,008,000199
Provision for loan and lease losses$6,552,000172
Total noninterest income$26,020,000297
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$5,862,000213
Trading account gains and fees$-1,0001,518
Additional Noninterest Income$20,159,000259
Total noninterest expense$110,160,000206
Salaries and employee benefits$63,341,000193
Premises and equipment expense$14,806,000176
Additional noninterest expense$32,013,000219
Pre-tax net operating income$53,316,000244
Securities gains (losses)$1,015,000191
Applicable income taxes$8,585,000305
Income before extraordinary items$45,746,000235
Extraordinary gains, net$011
Net income$45,746,000236
Minority interest net income$072
Net income of bank and minority interests.$45,746,000236
Net charge-offs$4,437,000185
Cash dividends$30,009,000189
Sale, conversion, retirement of capital stock, net$0590
Net operating income$44,893,400233
2019-06-30 (YTD Data)Rank
Total interest income$146,619,000176
Total interest expense$50,230,000125
Net interest income$96,389,000199
Provision for loan and lease losses$4,515,000167
Total noninterest income$17,027,000296
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$3,754,000217
Trading account gains and fees$-1,0001,669
Additional Noninterest Income$13,274,000258
Total noninterest expense$75,200,000205
Salaries and employee benefits$42,596,000191
Premises and equipment expense$10,001,000177
Additional noninterest expense$22,603,000214
Pre-tax net operating income$33,701,000253
Securities gains (losses)$919,000156
Applicable income taxes$5,704,000302
Income before extraordinary items$28,916,000240
Extraordinary gains, net$011
Net income$28,916,000242
Minority interest net income$069
Net income of bank and minority interests.$28,916,000242
Net charge-offs$2,944,000177
Cash dividends$22,000,000174
Sale, conversion, retirement of capital stock, net$0573
Net operating income$28,144,040243
2019-03-31 (YTD Data)Rank
Total interest income$73,213,000176
Total interest expense$25,054,000125
Net interest income$48,159,000200
Provision for loan and lease losses$2,043,000180
Total noninterest income$8,433,000283
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,845,000217
Trading account gains and fees$-1,0001,686
Additional Noninterest Income$6,589,000248
Total noninterest expense$37,843,000209
Salaries and employee benefits$21,444,000194
Premises and equipment expense$5,208,000173
Additional noninterest expense$11,191,000218
Pre-tax net operating income$16,706,000249
Securities gains (losses)$791,000103
Applicable income taxes$2,731,000299
Income before extraordinary items$14,766,000238
Extraordinary gains, net$05
Net income$14,766,000238
Minority interest net income$052
Net income of bank and minority interests.$14,766,000238
Net charge-offs$1,638,000161
Cash dividends$14,000,000152
Sale, conversion, retirement of capital stock, net$0529
Net operating income$14,101,560237
2018-12-31 (YTD Data)Rank
Total interest income$273,036,000176
Total interest expense$76,669,000124
Net interest income$196,367,000197
Provision for loan and lease losses$8,914,000173
Total noninterest income$38,208,000273
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$7,136,000223
Trading account gains and fees$-1,0001,777
Additional Noninterest Income$31,073,000236
Total noninterest expense$154,423,000204
Salaries and employee benefits$88,245,000184
Premises and equipment expense$18,997,000178
Additional noninterest expense$47,181,000218
Pre-tax net operating income$71,238,000249
Securities gains (losses)$83,000338
Applicable income taxes$4,077,000544
Income before extraordinary items$67,244,000222
Extraordinary gains, net$06
Net income$67,244,000221
Minority interest net income$072
Net income of bank and minority interests.$67,244,000222
Net charge-offs$4,377,000217
Cash dividends$16,008,000302
Sale, conversion, retirement of capital stock, net$0671
Net operating income$67,165,980220
2018-09-30 (YTD Data)Rank
Total interest income$200,816,000177
Total interest expense$54,026,000121
Net interest income$146,790,000193
Provision for loan and lease losses$6,296,000171
Total noninterest income$28,257,000277
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$5,090,000228
Trading account gains and fees$-1,0001,818
Additional Noninterest Income$23,168,000237
Total noninterest expense$111,701,000206
Salaries and employee benefits$63,787,000186
Premises and equipment expense$13,037,000190
Additional noninterest expense$34,877,000213
Pre-tax net operating income$57,050,000233
Securities gains (losses)$139,000250
Applicable income taxes$4,138,000450
Income before extraordinary items$53,051,000205
Extraordinary gains, net$05
Net income$53,051,000205
Minority interest net income$066
Net income of bank and minority interests.$53,051,000205
Net charge-offs$3,486,000198
Cash dividends$16,000,000235
Sale, conversion, retirement of capital stock, net$0633
Net operating income$52,921,730205
2018-06-30 (YTD Data)Rank
Total interest income$130,622,000176
Total interest expense$33,486,000118
Net interest income$97,136,000192
Provision for loan and lease losses$4,289,000177
Total noninterest income$18,727,000275
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$3,256,000233
Trading account gains and fees$-1,0001,834
Additional Noninterest Income$15,472,000237
Total noninterest expense$73,982,000202
Salaries and employee benefits$41,893,000186
Premises and equipment expense$8,921,000183
Additional noninterest expense$23,168,000216
Pre-tax net operating income$37,592,000225
Securities gains (losses)$177,000186
Applicable income taxes$2,844,000444
Income before extraordinary items$34,925,000205
Extraordinary gains, net$06
Net income$34,925,000205
Minority interest net income$065
Net income of bank and minority interests.$34,925,000205
Net charge-offs$2,225,000203
Cash dividends$16,000,000177
Sale, conversion, retirement of capital stock, net$0620
Net operating income$34,762,160206
2018-03-31 (YTD Data)Rank
Total interest income$63,470,000176
Total interest expense$15,750,000114
Net interest income$47,720,000192
Provision for loan and lease losses$1,939,000183
Total noninterest income$9,657,000268
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,611,000239
Trading account gains and fees$2,000120
Additional Noninterest Income$8,044,000233
Total noninterest expense$35,919,000204
Salaries and employee benefits$20,506,000186
Premises and equipment expense$4,598,000178
Additional noninterest expense$10,815,000218
Pre-tax net operating income$19,519,000217
Securities gains (losses)$92,000169
Applicable income taxes$1,957,000353
Income before extraordinary items$17,654,000198
Extraordinary gains, net$07
Net income$17,654,000198
Minority interest net income$052
Net income of bank and minority interests.$17,654,000198
Net charge-offs$1,123,000203
Cash dividends$8,000,000157
Sale, conversion, retirement of capital stock, net$0580
Net operating income$17,571,200200
2017-12-31 (YTD Data)Rank
Total interest income$236,248,000179
Total interest expense$47,245,000115
Net interest income$189,003,000186
Provision for loan and lease losses$9,396,000168
Total noninterest income$34,910,000285
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$6,174,000246
Trading account gains and fees$-1,0002,039
Additional Noninterest Income$28,737,000239
Total noninterest expense$138,527,000201
Salaries and employee benefits$77,481,000183
Premises and equipment expense$15,946,000191
Additional noninterest expense$45,100,000210
Pre-tax net operating income$75,990,000216
Securities gains (losses)$-40,0005,276
Applicable income taxes$16,030,000306
Income before extraordinary items$59,920,000191
Extraordinary gains, net$09
Net income$59,920,000191
Minority interest net income$076
Net income of bank and minority interests.$59,920,000191
Net charge-offs$5,095,000209
Cash dividends$32,008,000164
Sale, conversion, retirement of capital stock, net$0711
Net operating income$59,951,600190
2017-09-30 (YTD Data)Rank
Total interest income$174,519,000182
Total interest expense$33,563,000112
Net interest income$140,956,000187
Provision for loan and lease losses$7,146,000163
Total noninterest income$26,334,000286
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$4,488,000259
Trading account gains and fees$-1,0002,085
Additional Noninterest Income$21,847,000243
Total noninterest expense$101,684,000204
Salaries and employee benefits$57,541,000186
Premises and equipment expense$11,237,000197
Additional noninterest expense$32,906,000210
Pre-tax net operating income$58,460,000213
Securities gains (losses)$-112,0005,635
Applicable income taxes$8,916,000332
Income before extraordinary items$49,432,000185
Extraordinary gains, net$09
Net income$49,432,000185
Minority interest net income$071
Net income of bank and minority interests.$49,432,000185
Net charge-offs$3,576,000199
Cash dividends$24,000,000164
Sale, conversion, retirement of capital stock, net$0677
Net operating income$49,527,200183
2017-06-30 (YTD Data)Rank
Total interest income$113,722,000182
Total interest expense$20,726,000115
Net interest income$92,996,000188
Provision for loan and lease losses$4,580,000166
Total noninterest income$17,815,000285
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,845,000269
Trading account gains and fees$-2,0002,184
Additional Noninterest Income$14,972,000240
Total noninterest expense$67,762,000204
Salaries and employee benefits$38,104,000183
Premises and equipment expense$7,722,000194
Additional noninterest expense$21,936,000213
Pre-tax net operating income$38,469,000213
Securities gains (losses)$-270,0005,744
Applicable income taxes$5,772,000332
Income before extraordinary items$32,427,000188
Extraordinary gains, net$011
Net income$32,427,000189
Minority interest net income$071
Net income of bank and minority interests.$32,427,000189
Net charge-offs$2,316,000204
Cash dividends$16,000,000154
Sale, conversion, retirement of capital stock, net$0659
Net operating income$32,656,500186
2017-03-31 (YTD Data)Rank
Total interest income$55,159,000183
Total interest expense$9,685,000120
Net interest income$45,474,000190
Provision for loan and lease losses$2,288,000163
Total noninterest income$8,018,000303
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,431,000266
Trading account gains and fees$-165,0002,372
Additional Noninterest Income$6,752,000256
Total noninterest expense$33,680,000203
Salaries and employee benefits$19,073,000179
Premises and equipment expense$4,270,000176
Additional noninterest expense$10,337,000220
Pre-tax net operating income$17,524,000224
Securities gains (losses)$-365,0005,837
Applicable income taxes$2,562,000360
Income before extraordinary items$14,597,000205
Extraordinary gains, net$08
Net income$14,597,000205
Minority interest net income$055
Net income of bank and minority interests.$14,597,000205
Net charge-offs$1,782,000156
Cash dividends$8,000,000140
Sale, conversion, retirement of capital stock, net$0632
Net operating income$14,907,250198
2016-12-31 (YTD Data)Rank
Total interest income$212,153,000181
Total interest expense$36,474,000117
Net interest income$175,679,000189
Provision for loan and lease losses$13,437,000131
Total noninterest income$31,124,000307
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$5,330,000282
Trading account gains and fees$-144,0005,903
Additional Noninterest Income$25,938,000259
Total noninterest expense$131,973,000204
Salaries and employee benefits$73,340,000182
Premises and equipment expense$14,272,000201
Additional noninterest expense$44,361,000210
Pre-tax net operating income$61,393,000232
Securities gains (losses)$1,941,000124
Applicable income taxes$7,450,000422
Income before extraordinary items$55,884,000201
Extraordinary gains, net$05
Net income$55,884,000201
Minority interest net income$082
Net income of bank and minority interests.$55,884,000201
Net charge-offs$4,526,000228
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$54,175,920200
2016-09-30 (YTD Data)Rank
Total interest income$158,532,000180
Total interest expense$27,190,000116
Net interest income$131,342,000189
Provision for loan and lease losses$10,078,000130
Total noninterest income$21,824,000326
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,640,000305
Trading account gains and fees$-86,0005,964
Additional Noninterest Income$18,270,000273
Total noninterest expense$99,214,000205
Salaries and employee benefits$54,564,000183
Premises and equipment expense$10,804,000202
Additional noninterest expense$33,846,000203
Pre-tax net operating income$43,874,000235
Securities gains (losses)$1,847,000109
Applicable income taxes$5,791,000415
Income before extraordinary items$39,930,000204
Extraordinary gains, net$05
Net income$39,930,000204
Minority interest net income$071
Net income of bank and minority interests.$39,930,000204
Net charge-offs$2,885,000227
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$38,323,110204
2016-06-30 (YTD Data)Rank
Total interest income$105,195,000181
Total interest expense$18,034,000117
Net interest income$87,161,000188
Provision for loan and lease losses$6,312,000138
Total noninterest income$13,336,000344
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,005,000351
Trading account gains and fees$-87,0006,039
Additional Noninterest Income$11,418,000278
Total noninterest expense$67,626,000201
Salaries and employee benefits$36,774,000185
Premises and equipment expense$7,411,000195
Additional noninterest expense$23,441,000198
Pre-tax net operating income$26,559,000248
Securities gains (losses)$1,819,00081
Applicable income taxes$4,187,000388
Income before extraordinary items$24,191,000221
Extraordinary gains, net$016
Net income$24,191,000219
Minority interest net income$071
Net income of bank and minority interests.$24,191,000220
Net charge-offs$2,238,000205
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$22,644,850225
2016-03-31 (YTD Data)Rank
Total interest income$53,575,000178
Total interest expense$9,051,000113
Net interest income$44,524,000187
Provision for loan and lease losses$2,688,000152
Total noninterest income$5,917,000352
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$969,000357
Trading account gains and fees$0142
Additional Noninterest Income$4,948,000299
Total noninterest expense$33,133,000199
Salaries and employee benefits$17,276,000190
Premises and equipment expense$3,738,000192
Additional noninterest expense$12,119,000193
Pre-tax net operating income$14,620,000226
Securities gains (losses)$1,452,00050
Applicable income taxes$2,620,000324
Income before extraordinary items$13,452,000203
Extraordinary gains, net$012
Net income$13,452,000203
Minority interest net income$062
Net income of bank and minority interests.$13,452,000203
Net charge-offs$1,075,000214
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$12,232,320208
2015-12-31 (YTD Data)Rank
Total interest income$196,342,000182
Total interest expense$27,184,000126
Net interest income$169,158,000185
Provision for loan and lease losses$13,005,000116
Total noninterest income$32,963,000286
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,714,000312
Trading account gains and fees$0159
Additional Noninterest Income$28,249,000243
Total noninterest expense$125,327,000200
Salaries and employee benefits$65,045,000193
Premises and equipment expense$14,904,000197
Additional noninterest expense$45,378,000193
Pre-tax net operating income$63,789,000210
Securities gains (losses)$939,000224
Applicable income taxes$9,323,000332
Income before extraordinary items$55,405,000190
Extraordinary gains, net$023
Net income$55,405,000190
Minority interest net income$081
Net income of bank and minority interests.$55,405,000190
Net charge-offs$3,927,000225
Cash dividends$30,911,000164
Sale, conversion, retirement of capital stock, net$-188,0006,115
Net operating income$54,597,460190
2015-09-30 (YTD Data)Rank
Total interest income$146,630,000182
Total interest expense$19,306,000131
Net interest income$127,324,000185
Provision for loan and lease losses$9,225,000117
Total noninterest income$24,212,000289
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,528,000314
Trading account gains and fees$0153
Additional Noninterest Income$20,684,000248
Total noninterest expense$90,697,000212
Salaries and employee benefits$48,411,000197
Premises and equipment expense$11,195,000197
Additional noninterest expense$31,091,000216
Pre-tax net operating income$51,614,000205
Securities gains (losses)$639,000253
Applicable income taxes$8,315,000308
Income before extraordinary items$43,938,000181
Extraordinary gains, net$021
Net income$43,938,000181
Minority interest net income$078
Net income of bank and minority interests.$43,938,000181
Net charge-offs$3,202,000198
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$-184,0006,215
Net operating income$43,401,240183
2015-06-30 (YTD Data)Rank
Total interest income$97,004,000183
Total interest expense$12,460,000134
Net interest income$84,544,000183
Provision for loan and lease losses$5,973,000114
Total noninterest income$15,782,000301
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,170,000334
Trading account gains and fees$0157
Additional Noninterest Income$13,612,000257
Total noninterest expense$59,329,000216
Salaries and employee benefits$32,001,000199
Premises and equipment expense$7,981,000186
Additional noninterest expense$19,347,000229
Pre-tax net operating income$35,024,000211
Securities gains (losses)$698,000194
Applicable income taxes$6,598,000278
Income before extraordinary items$29,124,000186
Extraordinary gains, net$022
Net income$29,124,000186
Minority interest net income$075
Net income of bank and minority interests.$29,124,000186
Net charge-offs$1,926,000227
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$-184,0006,308
Net operating income$28,551,640188
2015-03-31 (YTD Data)Rank
Total interest income$48,294,000181
Total interest expense$5,803,000141
Net interest income$42,491,000182
Provision for loan and lease losses$1,511,000167
Total noninterest income$6,700,000333
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,076,000333
Trading account gains and fees$0152
Additional Noninterest Income$5,624,000281
Total noninterest expense$30,132,000217
Salaries and employee benefits$15,989,000198
Premises and equipment expense$4,318,000176
Additional noninterest expense$9,825,000225
Pre-tax net operating income$17,548,000200
Securities gains (losses)$338,000239
Applicable income taxes$3,642,000253
Income before extraordinary items$14,244,000185
Extraordinary gains, net$013
Net income$14,244,000185
Minority interest net income$064
Net income of bank and minority interests.$14,244,000185
Net charge-offs$1,023,000207
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$-184,0006,395
Net operating income$13,973,600190
2014-12-31 (YTD Data)Rank
Total interest income$155,880,000204
Total interest expense$16,690,000181
Net interest income$139,190,000206
Provision for loan and lease losses$9,496,000133
Total noninterest income$17,762,000426
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$4,296,000348
Trading account gains and fees$0180
Additional Noninterest Income$13,466,000369
Total noninterest expense$139,634,000189
Salaries and employee benefits$56,974,000206
Premises and equipment expense$12,858,000213
Additional noninterest expense$69,802,000152
Pre-tax net operating income$7,822,0001,051
Securities gains (losses)$1,228,000170
Applicable income taxes$-3,668,0006,471
Income before extraordinary items$12,718,000534
Extraordinary gains, net$017
Net income$12,718,000532
Minority interest net income$084
Net income of bank and minority interests.$12,718,000534
Net charge-offs$3,870,000285
Cash dividends$13,336,000270
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,490,000585
2014-09-30 (YTD Data)Rank
Total interest income$107,673,000216
Total interest expense$11,507,000194
Net interest income$96,166,000216
Provision for loan and lease losses$5,163,000166
Total noninterest income$13,471,000421
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,058,000370
Trading account gains and fees$0174
Additional Noninterest Income$10,413,000349
Total noninterest expense$94,991,000200
Salaries and employee benefits$41,338,000211
Premises and equipment expense$7,338,000271
Additional noninterest expense$46,315,000164
Pre-tax net operating income$9,483,000662
Securities gains (losses)$1,287,000123
Applicable income taxes$1,291,0001,101
Income before extraordinary items$9,479,000540
Extraordinary gains, net$015
Net income$9,479,000537
Minority interest net income$081
Net income of bank and minority interests.$9,479,000540
Net charge-offs$2,042,000371
Cash dividends$13,336,000214
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,346,440603
2014-06-30 (YTD Data)Rank
Total interest income$60,470,000242
Total interest expense$6,646,000221
Net interest income$53,824,000242
Provision for loan and lease losses$2,530,000213
Total noninterest income$8,029,000445
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,652,000423
Trading account gains and fees$0172
Additional Noninterest Income$6,377,000371
Total noninterest expense$59,201,000211
Salaries and employee benefits$24,070,000248
Premises and equipment expense$4,164,000322
Additional noninterest expense$30,967,000164
Pre-tax net operating income$122,0005,686
Securities gains (losses)$857,000144
Applicable income taxes$2,185,000544
Income before extraordinary items$-1,206,0006,593
Extraordinary gains, net$020
Net income$-1,206,0006,593
Minority interest net income$080
Net income of bank and minority interests.$-1,206,0006,593
Net charge-offs$370,0001,099
Cash dividends$13,336,000158
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-1,754,4806,621
2014-03-31 (YTD Data)Rank
Total interest income$19,704,000330
Total interest expense$2,795,000254
Net interest income$16,909,000357
Provision for loan and lease losses$450,000484
Total noninterest income$2,582,000599
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$532,000620
Trading account gains and fees$0147
Additional Noninterest Income$2,050,000502
Total noninterest expense$16,926,000338
Salaries and employee benefits$9,886,000292
Premises and equipment expense$1,637,000415
Additional noninterest expense$5,403,000338
Pre-tax net operating income$2,115,000934
Securities gains (losses)$268,000233
Applicable income taxes$769,000681
Income before extraordinary items$1,614,000966
Extraordinary gains, net$016
Net income$1,614,000966
Minority interest net income$066
Net income of bank and minority interests.$1,614,000967
Net charge-offs$133,0001,191
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,431,7601,067
2013-12-31 (YTD Data)Rank
Total interest income$77,517,000338
Total interest expense$10,460,000302
Net interest income$67,057,000351
Provision for loan and lease losses$2,046,000611
Total noninterest income$15,322,000496
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,204,000630
Trading account gains and fees$0184
Additional Noninterest Income$13,118,000396
Total noninterest expense$55,795,000397
Salaries and employee benefits$34,152,000337
Premises and equipment expense$6,480,000398
Additional noninterest expense$15,163,000467
Pre-tax net operating income$24,538,000371
Securities gains (losses)$585,000392
Applicable income taxes$6,971,000369
Income before extraordinary items$18,152,000394
Extraordinary gains, net$029
Net income$18,152,000393
Minority interest net income$090
Net income of bank and minority interests.$18,152,000394
Net charge-offs$1,340,0001,021
Cash dividends$11,197,000300
Sale, conversion, retirement of capital stock, net$0924
Net operating income$17,730,800397
2013-09-30 (YTD Data)Rank
Total interest income$57,770,000341
Total interest expense$7,688,000314
Net interest income$50,082,000355
Provision for loan and lease losses$1,326,000715
Total noninterest income$12,805,000469
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,617,000641
Trading account gains and fees$0180
Additional Noninterest Income$11,188,000372
Total noninterest expense$42,516,000388
Salaries and employee benefits$25,780,000334
Premises and equipment expense$5,019,000393
Additional noninterest expense$11,717,000459
Pre-tax net operating income$19,045,000368
Securities gains (losses)$585,000357
Applicable income taxes$5,705,000349
Income before extraordinary items$13,925,000386
Extraordinary gains, net$025
Net income$13,925,000387
Minority interest net income$084
Net income of bank and minority interests.$13,925,000387
Net charge-offs$1,100,000932
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,509,650387
2013-06-30 (YTD Data)Rank
Total interest income$38,270,000344
Total interest expense$5,061,000326
Net interest income$33,209,000351
Provision for loan and lease losses$794,000806
Total noninterest income$7,997,000491
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,020,000660
Trading account gains and fees$0157
Additional Noninterest Income$6,977,000404
Total noninterest expense$28,684,000386
Salaries and employee benefits$17,152,000331
Premises and equipment expense$3,559,000368
Additional noninterest expense$7,973,000448
Pre-tax net operating income$11,728,000387
Securities gains (losses)$556,000332
Applicable income taxes$3,415,000376
Income before extraordinary items$8,869,000392
Extraordinary gains, net$022
Net income$8,869,000393
Minority interest net income$082
Net income of bank and minority interests.$8,869,000394
Net charge-offs$926,000813
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$8,468,680398
2013-03-31 (YTD Data)Rank
Total interest income$19,084,000348
Total interest expense$2,578,000327
Net interest income$16,506,000354
Provision for loan and lease losses$391,000825
Total noninterest income$4,604,000454
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$511,000649
Trading account gains and fees$0148
Additional Noninterest Income$4,093,000356
Total noninterest expense$13,884,000400
Salaries and employee benefits$8,357,000349
Premises and equipment expense$1,390,000458
Additional noninterest expense$4,137,000441
Pre-tax net operating income$6,835,000342
Securities gains (losses)$227,000412
Applicable income taxes$1,980,000346
Income before extraordinary items$5,082,000342
Extraordinary gains, net$010
Net income$5,082,000343
Minority interest net income$076
Net income of bank and minority interests.$5,082,000343
Net charge-offs$331,000993
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,918,560344
2012-12-31 (YTD Data)Rank
Total interest income$77,952,000349
Total interest expense$10,941,000367
Net interest income$67,011,000353
Provision for loan and lease losses$3,587,000666
Total noninterest income$13,779,000545
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,969,000731
Trading account gains and fees$0166
Additional Noninterest Income$11,810,000440
Total noninterest expense$53,602,000413
Salaries and employee benefits$32,366,000344
Premises and equipment expense$4,548,000529
Additional noninterest expense$16,688,000467
Pre-tax net operating income$23,601,000378
Securities gains (losses)$914,000579
Applicable income taxes$7,248,000348
Income before extraordinary items$17,267,000397
Extraordinary gains, net$029
Net income$17,267,000397
Minority interest net income$093
Net income of bank and minority interests.$17,267,000397
Net charge-offs$1,135,0001,693
Cash dividends$12,500,000266
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$16,627,200398
2012-09-30 (YTD Data)Rank
Total interest income$58,265,000355
Total interest expense$8,315,000379
Net interest income$49,950,000356
Provision for loan and lease losses$2,678,000681
Total noninterest income$9,213,000574
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,409,000769
Trading account gains and fees$0157
Additional Noninterest Income$7,804,000474
Total noninterest expense$39,534,000413
Salaries and employee benefits$23,747,000345
Premises and equipment expense$3,287,000550
Additional noninterest expense$12,500,000460
Pre-tax net operating income$16,951,000398
Securities gains (losses)$335,0001,018
Applicable income taxes$5,027,000365
Income before extraordinary items$12,259,000431
Extraordinary gains, net$020
Net income$12,259,000430
Minority interest net income$086
Net income of bank and minority interests.$12,259,000430
Net charge-offs$624,0001,938
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$12,021,150415
2012-06-30 (YTD Data)Rank
Total interest income$38,624,000358
Total interest expense$5,608,000388
Net interest income$33,016,000358
Provision for loan and lease losses$1,885,000671
Total noninterest income$4,809,000697
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$915,000772
Trading account gains and fees$0153
Additional Noninterest Income$3,894,000568
Total noninterest expense$25,625,000425
Salaries and employee benefits$15,485,000353
Premises and equipment expense$2,071,000582
Additional noninterest expense$8,069,000468
Pre-tax net operating income$10,315,000410
Securities gains (losses)$121,0001,458
Applicable income taxes$3,263,000369
Income before extraordinary items$7,173,000459
Extraordinary gains, net$019
Net income$7,173,000458
Minority interest net income$084
Net income of bank and minority interests.$7,173,000458
Net charge-offs$607,0001,589
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,089,510447
2012-03-31 (YTD Data)Rank
Total interest income$18,925,000366
Total interest expense$2,799,000404
Net interest income$16,126,000367
Provision for loan and lease losses$704,000817
Total noninterest income$2,668,000646
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$448,000779
Trading account gains and fees$0148
Additional Noninterest Income$2,220,000507
Total noninterest expense$12,058,000437
Salaries and employee benefits$7,070,000379
Premises and equipment expense$1,052,000574
Additional noninterest expense$3,936,000459
Pre-tax net operating income$6,032,000364
Securities gains (losses)$3,0001,983
Applicable income taxes$1,987,000324
Income before extraordinary items$4,048,000415
Extraordinary gains, net$019
Net income$4,048,000415
Minority interest net income$078
Net income of bank and minority interests.$4,048,000416
Net charge-offs$202,0001,840
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,045,990395
2011-12-31 (YTD Data)Rank
Total interest income$75,580,000370
Total interest expense$17,479,000321
Net interest income$58,101,000379
Provision for loan and lease losses$3,021,0001,185
Total noninterest income$8,500,000707
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,956,000745
Trading account gains and fees$0146
Additional Noninterest Income$6,544,000575
Total noninterest expense$52,930,000400
Salaries and employee benefits$24,006,000414
Premises and equipment expense$4,320,000584
Additional noninterest expense$24,604,000334
Pre-tax net operating income$10,650,000587
Securities gains (losses)$6,246,00090
Applicable income taxes$5,699,000378
Income before extraordinary items$11,197,000487
Extraordinary gains, net$029
Net income$11,197,000488
Minority interest net income$096
Net income of bank and minority interests.$11,197,000488
Net charge-offs$1,308,0002,050
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,074,640683
2011-09-30 (YTD Data)Rank
Total interest income$56,786,000375
Total interest expense$14,265,000305
Net interest income$42,521,000393
Provision for loan and lease losses$2,260,0001,139
Total noninterest income$5,462,000787
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,458,000755
Trading account gains and fees$0145
Additional Noninterest Income$4,004,000676
Total noninterest expense$41,502,000381
Salaries and employee benefits$18,199,000413
Premises and equipment expense$3,295,000581
Additional noninterest expense$20,008,000308
Pre-tax net operating income$4,221,0001,094
Securities gains (losses)$6,246,00073
Applicable income taxes$3,519,000430
Income before extraordinary items$6,948,000589
Extraordinary gains, net$021
Net income$6,948,000586
Minority interest net income$087
Net income of bank and minority interests.$6,948,000589
Net charge-offs$1,045,0001,845
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,825,6401,290
2011-06-30 (YTD Data)Rank
Total interest income$37,661,000382
Total interest expense$10,503,000294
Net interest income$27,158,000413
Provision for loan and lease losses$1,506,0001,113
Total noninterest income$3,336,000847
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$936,000776
Trading account gains and fees$0153
Additional Noninterest Income$2,400,000738
Total noninterest expense$31,161,000345
Salaries and employee benefits$12,212,000410
Premises and equipment expense$2,229,000583
Additional noninterest expense$16,720,000256
Pre-tax net operating income$-2,173,0007,192
Securities gains (losses)$6,172,00048
Applicable income taxes$1,358,000585
Income before extraordinary items$2,641,000932
Extraordinary gains, net$015
Net income$2,641,000930
Minority interest net income$089
Net income of bank and minority interests.$2,641,000932
Net charge-offs$490,0002,167
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,432,5207,112
2011-03-31 (YTD Data)Rank
Total interest income$18,729,000384
Total interest expense$5,340,000299
Net interest income$13,389,000418
Provision for loan and lease losses$752,0001,061
Total noninterest income$1,718,000822
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$464,000768
Trading account gains and fees$0158
Additional Noninterest Income$1,254,000708
Total noninterest expense$10,698,000488
Salaries and employee benefits$5,635,000443
Premises and equipment expense$1,147,000576
Additional noninterest expense$3,916,000482
Pre-tax net operating income$3,657,000467
Securities gains (losses)$-29,0007,284
Applicable income taxes$1,259,000394
Income before extraordinary items$2,369,000559
Extraordinary gains, net$09
Net income$2,369,000559
Minority interest net income$086
Net income of bank and minority interests.$2,369,000559
Net charge-offs$38,0003,565
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,387,850542
2010-12-31 (YTD Data)Rank
Total interest income$75,699,000403
Total interest expense$22,177,000348
Net interest income$53,522,000413
Provision for loan and lease losses$4,109,0001,313
Total noninterest income$9,064,000684
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,046,000737
Trading account gains and fees$0175
Additional Noninterest Income$7,018,000583
Total noninterest expense$39,305,000532
Salaries and employee benefits$20,155,000487
Premises and equipment expense$4,214,000610
Additional noninterest expense$14,936,000519
Pre-tax net operating income$19,172,000313
Securities gains (losses)$190,0001,627
Applicable income taxes$6,809,000287
Income before extraordinary items$12,553,000370
Extraordinary gains, net$029
Net income$12,553,000369
Minority interest net income$0111
Net income of bank and minority interests.$12,553,000370
Net charge-offs$2,336,0001,702
Cash dividends$5,000,000332
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$12,429,500360
2010-09-30 (YTD Data)Rank
Total interest income$56,630,000400
Total interest expense$16,532,000360
Net interest income$40,098,000409
Provision for loan and lease losses$3,114,0001,237
Total noninterest income$6,573,000683
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,527,000756
Trading account gains and fees$0165
Additional Noninterest Income$5,046,000570
Total noninterest expense$28,490,000542
Salaries and employee benefits$14,579,000497
Premises and equipment expense$3,143,000607
Additional noninterest expense$10,768,000513
Pre-tax net operating income$15,067,000298
Securities gains (losses)$190,0001,410
Applicable income taxes$5,372,000265
Income before extraordinary items$9,885,000352
Extraordinary gains, net$023
Net income$9,885,000353
Minority interest net income$0110
Net income of bank and minority interests.$9,885,000353
Net charge-offs$1,559,0001,747
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$9,761,500349
2010-06-30 (YTD Data)Rank
Total interest income$37,561,000405
Total interest expense$11,014,000379
Net interest income$26,547,000412
Provision for loan and lease losses$1,812,0001,352
Total noninterest income$3,859,000746
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,030,000746
Trading account gains and fees$0152
Additional Noninterest Income$2,829,000619
Total noninterest expense$18,764,000542
Salaries and employee benefits$9,621,000503
Premises and equipment expense$2,137,000609
Additional noninterest expense$7,006,000523
Pre-tax net operating income$9,830,000299
Securities gains (losses)$188,000985
Applicable income taxes$3,539,000252
Income before extraordinary items$6,479,000346
Extraordinary gains, net$019
Net income$6,479,000346
Minority interest net income$0105
Net income of bank and minority interests.$6,479,000346
Net charge-offs$1,207,0001,550
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,356,800342
2010-03-31 (YTD Data)Rank
Total interest income$18,748,000421
Total interest expense$5,549,000398
Net interest income$13,199,000426
Provision for loan and lease losses$903,0001,244
Total noninterest income$1,691,000808
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$503,000768
Trading account gains and fees$0175
Additional Noninterest Income$1,188,000696
Total noninterest expense$9,491,000539
Salaries and employee benefits$4,790,000508
Premises and equipment expense$1,105,000603
Additional noninterest expense$3,596,000509
Pre-tax net operating income$4,496,000316
Securities gains (losses)$188,000539
Applicable income taxes$1,741,000250
Income before extraordinary items$2,943,000370
Extraordinary gains, net$016
Net income$2,943,000372
Minority interest net income$091
Net income of bank and minority interests.$2,943,000372
Net charge-offs$24,0004,303
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,822,680378
2009-12-31 (YTD Data)Rank
Total interest income$76,061,000443
Total interest expense$29,822,000374
Net interest income$46,239,000463
Provision for loan and lease losses$1,961,0002,503
Total noninterest income$6,398,000897
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,384,000702
Trading account gains and fees$0211
Additional Noninterest Income$4,014,000843
Total noninterest expense$36,118,000587
Salaries and employee benefits$18,571,000524
Premises and equipment expense$4,309,000615
Additional noninterest expense$13,238,000613
Pre-tax net operating income$14,558,000289
Securities gains (losses)$574,000795
Applicable income taxes$5,092,000264
Income before extraordinary items$10,040,000316
Extraordinary gains, net$034
Net income$10,040,000317
Minority interest net income$0115
Net income of bank and minority interests.$10,040,000318
Net charge-offs$1,975,0002,050
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$9,661,160335
2009-09-30 (YTD Data)Rank
Total interest income$57,122,000455
Total interest expense$23,298,000385
Net interest income$33,824,000485
Provision for loan and lease losses$1,304,0002,400
Total noninterest income$4,805,000909
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,775,000699
Trading account gains and fees$0212
Additional Noninterest Income$3,030,000848
Total noninterest expense$27,279,000582
Salaries and employee benefits$14,092,000524
Premises and equipment expense$3,271,000619
Additional noninterest expense$9,916,000587
Pre-tax net operating income$10,046,000329
Securities gains (losses)$579,000622
Applicable income taxes$3,548,000292
Income before extraordinary items$7,077,000375
Extraordinary gains, net$027
Net income$7,077,000373
Minority interest net income$0118
Net income of bank and minority interests.$7,077,000375
Net charge-offs$1,247,0001,960
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,689,070388
2009-06-30 (YTD Data)Rank
Total interest income$38,438,000460
Total interest expense$15,902,000403
Net interest income$22,536,000487
Provision for loan and lease losses$603,0002,690
Total noninterest income$2,997,000967
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,141,000723
Trading account gains and fees$0193
Additional Noninterest Income$1,856,000947
Total noninterest expense$18,547,000581
Salaries and employee benefits$9,382,000538
Premises and equipment expense$2,162,000647
Additional noninterest expense$7,003,000568
Pre-tax net operating income$6,383,000346
Securities gains (losses)$579,000449
Applicable income taxes$2,288,000303
Income before extraordinary items$4,674,000377
Extraordinary gains, net$021
Net income$4,674,000374
Minority interest net income$0112
Net income of bank and minority interests.$4,674,000376
Net charge-offs$96,0004,294
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,286,070383
2009-03-31 (YTD Data)Rank
Total interest income$19,324,000463
Total interest expense$8,077,000407
Net interest income$11,247,000482
Provision for loan and lease losses$299,0002,378
Total noninterest income$1,382,000994
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$557,000721
Trading account gains and fees$0171
Additional Noninterest Income$825,000987
Total noninterest expense$9,061,000565
Salaries and employee benefits$4,822,000526
Premises and equipment expense$1,130,000625
Additional noninterest expense$3,109,000567
Pre-tax net operating income$3,269,000377
Securities gains (losses)$-288,0008,071
Applicable income taxes$979,000355
Income before extraordinary items$2,002,000497
Extraordinary gains, net$015
Net income$2,002,000498
Minority interest net income$0102
Net income of bank and minority interests.$2,002,000500
Net charge-offs$2,0005,430
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,194,960415
2008-12-31 (YTD Data)Rank
Total interest income$77,546,000495
Total interest expense$35,169,000462
Net interest income$42,377,000511
Provision for loan and lease losses$2,393,0001,608
Total noninterest income$5,515,000971
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,468,000701
Trading account gains and fees$0154
Additional Noninterest Income$3,047,000953
Total noninterest expense$33,196,000598
Salaries and employee benefits$17,150,000564
Premises and equipment expense$4,064,000679
Additional noninterest expense$11,982,000583
Pre-tax net operating income$12,303,000439
Securities gains (losses)$-14,500,0008,199
Applicable income taxes$-838,0007,654
Income before extraordinary items$-1,359,0007,156
Extraordinary gains, net$039
Net income$-1,359,0007,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,0002,919
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,921,000525
2008-09-30 (YTD Data)Rank
Total interest income$57,562,000515
Total interest expense$26,573,000480
Net interest income$30,989,000546
Provision for loan and lease losses$949,0001,882
Total noninterest income$4,069,0001,028
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,800,000733
Trading account gains and fees$0148
Additional Noninterest Income$2,269,0001,009
Total noninterest expense$25,510,000575
Salaries and employee benefits$13,648,000543
Premises and equipment expense$3,073,000677
Additional noninterest expense$8,789,000553
Pre-tax net operating income$8,599,000578
Securities gains (losses)$-12,269,0008,295
Applicable income taxes$-1,068,0008,066
Income before extraordinary items$-2,602,0007,964
Extraordinary gains, net$031
Net income$-2,602,0007,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,0002,381
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,108,990630
2008-06-30 (YTD Data)Rank
Total interest income$37,886,000523
Total interest expense$18,043,000485
Net interest income$19,843,000567
Provision for loan and lease losses$249,0002,821
Total noninterest income$2,640,0001,059
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,128,000773
Trading account gains and fees$0149
Additional Noninterest Income$1,512,0001,053
Total noninterest expense$17,404,000564
Salaries and employee benefits$9,566,000517
Premises and equipment expense$2,021,000687
Additional noninterest expense$5,817,000546
Pre-tax net operating income$4,830,000723
Securities gains (losses)$-884,0008,372
Applicable income taxes$1,292,000748
Income before extraordinary items$2,654,0001,036
Extraordinary gains, net$021
Net income$2,654,0001,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0008,251
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,246,280826
2008-03-31 (YTD Data)Rank
Total interest income$18,893,000537
Total interest expense$9,251,000507
Net interest income$9,642,000577
Provision for loan and lease losses$124,0002,424
Total noninterest income$1,277,0001,090
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$548,000783
Trading account gains and fees$0158
Additional Noninterest Income$729,0001,078
Total noninterest expense$9,215,000535
Salaries and employee benefits$5,371,000478
Premises and equipment expense$1,039,000676
Additional noninterest expense$2,805,000532
Pre-tax net operating income$1,580,0001,198
Securities gains (losses)$190,000463
Applicable income taxes$577,000896
Income before extraordinary items$1,193,0001,264
Extraordinary gains, net$015
Net income$1,193,0001,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,531
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,065,7001,369
2007-12-31 (YTD Data)Rank
Total interest income$73,877,000572
Total interest expense$35,962,000562
Net interest income$37,915,000593
Provision for loan and lease losses$749,0001,761
Total noninterest income$4,920,0001,120
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,100,000849
Trading account gains and fees$0178
Additional Noninterest Income$2,820,0001,063
Total noninterest expense$29,674,000627
Salaries and employee benefits$16,082,000602
Premises and equipment expense$3,533,000759
Additional noninterest expense$10,059,000577
Pre-tax net operating income$12,412,000692
Securities gains (losses)$275,000377
Applicable income taxes$4,198,000615
Income before extraordinary items$8,489,000768
Extraordinary gains, net$039
Net income$8,489,000766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0008,252
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,304,750773
2007-09-30 (YTD Data)Rank
Total interest income$54,633,000576
Total interest expense$26,436,000573
Net interest income$28,197,000595
Provision for loan and lease losses$589,0001,369
Total noninterest income$3,613,0001,127
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,550,000847
Trading account gains and fees$0184
Additional Noninterest Income$2,063,0001,078
Total noninterest expense$21,889,000630
Salaries and employee benefits$12,113,000598
Premises and equipment expense$2,542,000783
Additional noninterest expense$7,234,000580
Pre-tax net operating income$9,332,000744
Securities gains (losses)$453,000249
Applicable income taxes$3,252,000651
Income before extraordinary items$6,533,000803
Extraordinary gains, net$033
Net income$6,533,000801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-102,0008,384
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,229,490826
2007-06-30 (YTD Data)Rank
Total interest income$35,681,000600
Total interest expense$17,189,000597
Net interest income$18,492,000622
Provision for loan and lease losses$433,0001,166
Total noninterest income$2,354,0001,172
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,005,000889
Trading account gains and fees$0168
Additional Noninterest Income$1,349,0001,139
Total noninterest expense$14,370,000651
Salaries and employee benefits$7,920,000623
Premises and equipment expense$1,637,000827
Additional noninterest expense$4,813,000599
Pre-tax net operating income$6,043,000796
Securities gains (losses)$305,000256
Applicable income taxes$2,103,000708
Income before extraordinary items$4,245,000864
Extraordinary gains, net$029
Net income$4,245,000864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-107,0008,447
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,040,650894
2007-03-31 (YTD Data)Rank
Total interest income$17,526,000604
Total interest expense$8,582,000591
Net interest income$8,944,000634
Provision for loan and lease losses$226,0001,051
Total noninterest income$1,136,0001,190
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$485,000890
Trading account gains and fees$0195
Additional Noninterest Income$651,0001,128
Total noninterest expense$7,097,000659
Salaries and employee benefits$3,943,000633
Premises and equipment expense$826,000817
Additional noninterest expense$2,328,000599
Pre-tax net operating income$2,757,000856
Securities gains (losses)$165,000235
Applicable income taxes$969,000753
Income before extraordinary items$1,953,000906
Extraordinary gains, net$022
Net income$1,953,000905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-67,0008,443
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,842,450945
2006-12-31 (YTD Data)Rank
Total interest income$63,953,000619
Total interest expense$28,118,000611
Net interest income$35,835,000627
Provision for loan and lease losses$1,681,000651
Total noninterest income$4,247,0001,245
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,799,000990
Trading account gains and fees$0130
Additional Noninterest Income$2,448,0001,154
Total noninterest expense$28,413,000624
Salaries and employee benefits$15,093,000619
Premises and equipment expense$3,079,000813
Additional noninterest expense$10,241,000550
Pre-tax net operating income$9,988,000979
Securities gains (losses)$376,000285
Applicable income taxes$3,415,000847
Income before extraordinary items$6,949,0001,074
Extraordinary gains, net$051
Net income$6,949,0001,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,0001,127
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,697,0801,100
2006-09-30 (YTD Data)Rank
Total interest income$46,511,000639
Total interest expense$19,683,000640
Net interest income$26,828,000648
Provision for loan and lease losses$1,421,000547
Total noninterest income$3,070,0001,292
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,275,0001,046
Trading account gains and fees$0126
Additional Noninterest Income$1,795,0001,188
Total noninterest expense$19,368,000703
Salaries and employee benefits$10,261,000693
Premises and equipment expense$2,377,000808
Additional noninterest expense$6,730,000624
Pre-tax net operating income$9,109,000857
Securities gains (losses)$204,000333
Applicable income taxes$3,087,000774
Income before extraordinary items$6,226,000938
Extraordinary gains, net$045
Net income$6,226,000937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,000936
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,089,320942
2006-06-30 (YTD Data)Rank
Total interest income$29,658,000657
Total interest expense$12,006,000660
Net interest income$17,652,000656
Provision for loan and lease losses$1,007,000509
Total noninterest income$1,923,0001,347
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$756,0001,175
Trading account gains and fees$0126
Additional Noninterest Income$1,167,0001,217
Total noninterest expense$12,728,000715
Salaries and employee benefits$6,773,000703
Premises and equipment expense$1,569,000820
Additional noninterest expense$4,386,000642
Pre-tax net operating income$5,840,000888
Securities gains (losses)$178,000283
Applicable income taxes$1,993,000797
Income before extraordinary items$4,025,000953
Extraordinary gains, net$039
Net income$4,025,000955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$418,000649
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,905,740967
2006-03-31 (YTD Data)Rank
Total interest income$14,328,000660
Total interest expense$5,547,000668
Net interest income$8,781,000644
Provision for loan and lease losses$450,000528
Total noninterest income$894,0001,391
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$362,0001,200
Trading account gains and fees$0115
Additional Noninterest Income$532,0001,286
Total noninterest expense$6,457,000698
Salaries and employee benefits$3,426,000695
Premises and equipment expense$878,000739
Additional noninterest expense$2,153,000650
Pre-tax net operating income$2,768,000918
Securities gains (losses)$114,000239
Applicable income taxes$956,000812
Income before extraordinary items$1,926,000991
Extraordinary gains, net$021
Net income$1,926,000990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$412,000372
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,849,6201,016
2005-12-31 (YTD Data)Rank
Total interest income$48,600,000670
Total interest expense$16,772,000689
Net interest income$31,828,000662
Provision for loan and lease losses$2,700,000398
Total noninterest income$3,752,0001,347
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,469,0001,215
Trading account gains and fees$0138
Additional Noninterest Income$2,283,0001,232
Total noninterest expense$24,495,000703
Salaries and employee benefits$12,903,000699
Premises and equipment expense$2,660,000897
Additional noninterest expense$8,932,000623
Pre-tax net operating income$8,385,0001,149
Securities gains (losses)$324,000391
Applicable income taxes$2,808,0001,010
Income before extraordinary items$5,901,0001,223
Extraordinary gains, net$046
Net income$5,901,0001,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$396,0001,418
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,680,6801,239
2005-09-30 (YTD Data)Rank
Total interest income$35,047,000673
Total interest expense$11,785,000693
Net interest income$23,262,000667
Provision for loan and lease losses$2,050,000371
Total noninterest income$2,733,0001,388
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,072,0001,228
Trading account gains and fees$0126
Additional Noninterest Income$1,661,0001,256
Total noninterest expense$17,994,000698
Salaries and employee benefits$9,517,000703
Premises and equipment expense$1,989,000886
Additional noninterest expense$6,488,000629
Pre-tax net operating income$5,951,0001,195
Securities gains (losses)$253,000420
Applicable income taxes$1,987,0001,079
Income before extraordinary items$4,217,0001,289
Extraordinary gains, net$035
Net income$4,217,0001,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0001,264
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,044,9601,311
2005-06-30 (YTD Data)Rank
Total interest income$22,809,000669
Total interest expense$7,593,000673
Net interest income$15,216,000668
Provision for loan and lease losses$1,600,000325
Total noninterest income$1,721,0001,435
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$663,0001,294
Trading account gains and fees$0116
Additional Noninterest Income$1,058,0001,286
Total noninterest expense$12,022,000690
Salaries and employee benefits$6,246,000707
Premises and equipment expense$1,278,000911
Additional noninterest expense$4,498,000605
Pre-tax net operating income$3,315,0001,412
Securities gains (losses)$165,000444
Applicable income taxes$1,062,0001,305
Income before extraordinary items$2,418,0001,442
Extraordinary gains, net$030
Net income$2,418,0001,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,000893
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,304,1501,473
2005-03-31 (YTD Data)Rank
Total interest income$11,019,000680
Total interest expense$3,768,000632
Net interest income$7,251,000698
Provision for loan and lease losses$750,000326
Total noninterest income$816,0001,472
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$317,0001,297
Trading account gains and fees$0115
Additional Noninterest Income$499,0001,330
Total noninterest expense$6,119,000689
Salaries and employee benefits$3,057,000721
Premises and equipment expense$692,000850
Additional noninterest expense$2,370,000571
Pre-tax net operating income$1,198,0001,886
Securities gains (losses)$78,000422
Applicable income taxes$359,0001,734
Income before extraordinary items$917,0001,845
Extraordinary gains, net$024
Net income$917,0001,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,000485
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$860,8401,917
2004-12-31 (YTD Data)Rank
Total interest income$38,814,000715
Total interest expense$13,070,000629
Net interest income$25,744,000759
Provision for loan and lease losses$2,372,000472
Total noninterest income$3,313,0001,480
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,350,0001,320
Trading account gains and fees$0138
Additional Noninterest Income$1,963,0001,339
Total noninterest expense$21,596,000755
Salaries and employee benefits$11,208,000763
Premises and equipment expense$2,493,000898
Additional noninterest expense$7,895,000661
Pre-tax net operating income$5,089,0001,672
Securities gains (losses)$-129,0008,760
Applicable income taxes$1,511,0001,595
Income before extraordinary items$3,449,0001,834
Extraordinary gains, net$034
Net income$3,449,0001,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$972,000797
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,539,3001,748
2004-09-30 (YTD Data)Rank
Total interest income$28,148,000735
Total interest expense$9,403,000639
Net interest income$18,745,000782
Provision for loan and lease losses$1,822,000443
Total noninterest income$2,373,0001,536
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$988,0001,356
Trading account gains and fees$0134
Additional Noninterest Income$1,385,0001,414
Total noninterest expense$15,947,000756
Salaries and employee benefits$8,077,000792
Premises and equipment expense$1,935,000867
Additional noninterest expense$5,935,000658
Pre-tax net operating income$3,349,0001,872
Securities gains (losses)$91,0001,235
Applicable income taxes$1,052,0001,698
Income before extraordinary items$2,388,0001,969
Extraordinary gains, net$026
Net income$2,388,0001,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$916,000610
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,325,2101,966
2004-06-30 (YTD Data)Rank
Total interest income$18,225,000754
Total interest expense$6,020,000654
Net interest income$12,205,000797
Provision for loan and lease losses$1,027,000511
Total noninterest income$1,499,0001,593
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$641,0001,381
Trading account gains and fees$0130
Additional Noninterest Income$858,0001,475
Total noninterest expense$10,715,000747
Salaries and employee benefits$5,257,000811
Premises and equipment expense$1,311,000853
Additional noninterest expense$4,147,000636
Pre-tax net operating income$1,962,0002,073
Securities gains (losses)$112,000960
Applicable income taxes$727,0001,653
Income before extraordinary items$1,347,0002,277
Extraordinary gains, net$021
Net income$1,347,0002,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$355,000925
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,274,2002,328
2004-03-31 (YTD Data)Rank
Total interest income$8,910,000793
Total interest expense$3,001,000672
Net interest income$5,909,000836
Provision for loan and lease losses$502,000516
Total noninterest income$695,0001,675
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$307,0001,398
Trading account gains and fees$0121
Additional Noninterest Income$388,0001,570
Total noninterest expense$4,926,000826
Salaries and employee benefits$2,518,000869
Premises and equipment expense$676,000846
Additional noninterest expense$1,732,000723
Pre-tax net operating income$1,176,0001,757
Securities gains (losses)$25,0001,594
Applicable income taxes$375,0001,650
Income before extraordinary items$826,0001,893
Extraordinary gains, net$016
Net income$826,0001,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,000540
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$808,7501,856
2003-12-31 (YTD Data)Rank
Total interest income$38,407,000738
Total interest expense$12,999,000682
Net interest income$25,408,000750
Provision for loan and lease losses$2,100,000618
Total noninterest income$3,019,0001,678
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,307,0001,323
Trading account gains and fees$0160
Additional Noninterest Income$1,712,0001,638
Total noninterest expense$18,580,000867
Salaries and employee benefits$8,790,000975
Premises and equipment expense$2,462,000910
Additional noninterest expense$7,328,000718
Pre-tax net operating income$7,747,0001,088
Securities gains (losses)$1,011,000474
Applicable income taxes$2,667,0001,014
Income before extraordinary items$6,091,0001,060
Extraordinary gains, net$054
Net income$6,091,0001,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,297,000504
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,383,3001,128
2003-09-30 (YTD Data)Rank
Total interest income$29,200,000743
Total interest expense$10,033,000694
Net interest income$19,167,000754
Provision for loan and lease losses$900,000969
Total noninterest income$2,338,0001,672
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$962,0001,352
Trading account gains and fees$0153
Additional Noninterest Income$1,376,0001,630
Total noninterest expense$13,401,000917
Salaries and employee benefits$6,729,000964
Premises and equipment expense$1,946,000883
Additional noninterest expense$4,726,000825
Pre-tax net operating income$7,204,000916
Securities gains (losses)$96,0001,787
Applicable income taxes$2,413,000918
Income before extraordinary items$4,887,0001,029
Extraordinary gains, net$040
Net income$4,887,0001,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$519,0001,127
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,822,680974
2003-06-30 (YTD Data)Rank
Total interest income$19,619,000744
Total interest expense$6,890,000695
Net interest income$12,729,000756
Provision for loan and lease losses$600,000971
Total noninterest income$1,523,0001,699
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$630,0001,360
Trading account gains and fees$0150
Additional Noninterest Income$893,0001,643
Total noninterest expense$9,032,000901
Salaries and employee benefits$4,586,000941
Premises and equipment expense$1,360,000837
Additional noninterest expense$3,086,000848
Pre-tax net operating income$4,620,000949
Securities gains (losses)$-2,0008,918
Applicable income taxes$1,535,000973
Income before extraordinary items$3,083,0001,085
Extraordinary gains, net$030
Net income$3,083,0001,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0001,045
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,084,3401,000
2003-03-31 (YTD Data)Rank
Total interest income$9,875,000748
Total interest expense$3,548,000689
Net interest income$6,327,000753
Provision for loan and lease losses$300,000910
Total noninterest income$743,0001,689
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$301,0001,379
Trading account gains and fees$0134
Additional Noninterest Income$442,0001,615
Total noninterest expense$4,686,000867
Salaries and employee benefits$2,362,000913
Premises and equipment expense$770,000764
Additional noninterest expense$1,554,000815
Pre-tax net operating income$2,084,0001,044
Securities gains (losses)$14,0002,056
Applicable income taxes$696,0001,062
Income before extraordinary items$1,402,0001,183
Extraordinary gains, net$021
Net income$1,402,0001,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0001,402
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,392,6201,109
2002-12-31 (YTD Data)Rank
Total interest income$41,513,000732
Total interest expense$17,787,000633
Net interest income$23,726,000806
Provision for loan and lease losses$1,300,0001,054
Total noninterest income$3,640,0001,350
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,142,0001,416
Trading account gains and fees$0153
Additional Noninterest Income$2,498,0001,130
Total noninterest expense$16,320,000960
Salaries and employee benefits$7,948,0001,017
Premises and equipment expense$2,342,000934
Additional noninterest expense$6,030,000828
Pre-tax net operating income$9,746,000892
Securities gains (losses)$-808,0009,297
Applicable income taxes$2,919,000947
Income before extraordinary items$6,019,0001,044
Extraordinary gains, net$070
Net income$6,019,0001,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,081,000895
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,560,360910
2001-12-31 (YTD Data)Rank
Total interest income$39,964,000857
Total interest expense$20,872,000787
Net interest income$19,092,000934
Provision for loan and lease losses$1,850,000756
Total noninterest income$2,184,0001,885
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$962,0001,537
Trading account gains and fees$0177
Additional Noninterest Income$1,222,0001,772
Total noninterest expense$14,879,000993
Salaries and employee benefits$6,638,0001,117
Premises and equipment expense$1,940,0001,097
Additional noninterest expense$6,301,000799
Pre-tax net operating income$4,547,0001,577
Securities gains (losses)$-369,0009,570
Applicable income taxes$1,365,0001,634
Income before extraordinary items$2,813,0001,871
Extraordinary gains, net$0105
Net income$2,813,0001,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$510,0001,539
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,060,2301,648
2000-12-31 (YTD Data)Rank
Total interest income$36,420,000974
Total interest expense$19,249,000929
Net interest income$17,171,0001,020
Provision for loan and lease losses$60,0006,179
Total noninterest income$1,806,0002,026
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,167,0001,161
Trading account gains and fees$0180
Additional Noninterest Income$639,0002,534
Total noninterest expense$11,607,0001,202
Salaries and employee benefits$5,993,0001,180
Premises and equipment expense$1,278,0001,625
Additional noninterest expense$4,336,0001,084
Pre-tax net operating income$7,310,0001,037
Securities gains (losses)$425,000286
Applicable income taxes$2,593,000933
Income before extraordinary items$5,142,0001,044
Extraordinary gains, net$038
Net income$5,142,0001,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,142
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,861,5001,092
1999-12-31 (YTD Data)Rank
Total interest income$30,185,0001,082
Total interest expense$15,017,0001,019
Net interest income$15,168,0001,163
Provision for loan and lease losses$35,0007,095
Total noninterest income$1,552,0002,243
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$877,0001,499
Trading account gains and fees$0173
Additional Noninterest Income$675,0002,436
Total noninterest expense$10,807,0001,273
Salaries and employee benefits$5,334,0001,300
Premises and equipment expense$1,357,0001,514
Additional noninterest expense$4,116,0001,138
Pre-tax net operating income$5,878,0001,305
Securities gains (losses)$235,000503
Applicable income taxes$1,933,0001,260
Income before extraordinary items$4,180,0001,298
Extraordinary gains, net$035
Net income$4,180,0001,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,934
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,020,2001,328
1998-12-31 (YTD Data)Rank
Total interest income$28,853,0001,127
Total interest expense$14,462,0001,083
Net interest income$14,391,0001,182
Provision for loan and lease losses$55,0006,428
Total noninterest income$1,322,0002,492
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$750,0001,698
Trading account gains and fees$0224
Additional Noninterest Income$572,0002,726
Total noninterest expense$10,644,0001,242
Salaries and employee benefits$4,608,0001,427
Premises and equipment expense$1,268,0001,544
Additional noninterest expense$4,768,000979
Pre-tax net operating income$5,014,0001,471
Securities gains (losses)$1,942,000237
Applicable income taxes$2,345,0001,071
Income before extraordinary items$4,611,0001,161
Extraordinary gains, net$032
Net income$4,611,0001,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,303
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,329,2801,526
1997-12-31 (YTD Data)Rank
Total interest income$26,784,0001,254
Total interest expense$13,054,0001,224
Net interest income$13,730,0001,259
Provision for loan and lease losses$170,0003,857
Total noninterest income$1,257,0002,527
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$666,0001,973
Trading account gains and fees$0239
Additional Noninterest Income$591,0002,509
Total noninterest expense$9,444,0001,392
Salaries and employee benefits$4,396,0001,481
Premises and equipment expense$1,274,0001,525
Additional noninterest expense$3,774,0001,171
Pre-tax net operating income$5,373,0001,448
Securities gains (losses)$975,000284
Applicable income taxes$2,254,0001,198
Income before extraordinary items$4,094,0001,333
Extraordinary gains, net$044
Net income$4,094,0001,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,231
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,470,0001,516
1996-12-31 (YTD Data)Rank
Total interest income$25,019,0001,366
Total interest expense$12,743,0001,267
Net interest income$12,276,0001,462
Provision for loan and lease losses$975,0001,052
Total noninterest income$833,0003,593
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$504,0002,706
Trading account gains and fees$0262
Additional Noninterest Income$329,0003,851
Total noninterest expense$8,140,0001,742
Salaries and employee benefits$3,670,0001,795
Premises and equipment expense$1,050,0001,913
Additional noninterest expense$3,420,0001,550
Pre-tax net operating income$3,994,0001,802
Securities gains (losses)$783,000314
Applicable income taxes$1,820,0001,339
Income before extraordinary items$2,957,0001,681
Extraordinary gains, net$053
Net income$2,957,0001,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,191,000807
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,455,8801,980
1995-12-31 (YTD Data)Rank
Total interest income$22,246,0001,524
Total interest expense$10,841,0001,499
Net interest income$11,405,0001,569
Provision for loan and lease losses$309,0002,234
Total noninterest income$962,0003,193
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$478,0002,831
Trading account gains and fees$0522
Additional Noninterest Income$484,0002,941
Total noninterest expense$7,079,0001,952
Salaries and employee benefits$3,213,0002,069
Premises and equipment expense$919,0002,183
Additional noninterest expense$2,947,0001,720
Pre-tax net operating income$4,979,0001,515
Securities gains (losses)$471,000373
Applicable income taxes$2,176,0001,190
Income before extraordinary items$3,274,0001,560
Extraordinary gains, net$065
Net income$3,274,0001,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,817
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,972,5601,678
1994-12-31 (YTD Data)Rank
Total interest income$19,317,0001,599
Total interest expense$8,142,0001,569
Net interest income$11,175,0001,618
Provision for loan and lease losses$1,045,000898
Total noninterest income$761,0003,876
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$307,0004,281
Trading account gains and fees$0475
Additional Noninterest Income$454,0003,149
Total noninterest expense$7,145,0002,001
Salaries and employee benefits$3,092,0002,140
Premises and equipment expense$943,0002,141
Additional noninterest expense$3,110,0001,746
Pre-tax net operating income$3,746,0001,897
Securities gains (losses)$81,000873
Applicable income taxes$1,565,0001,494
Income before extraordinary items$2,262,0002,165
Extraordinary gains, net$0249
Net income$2,262,0002,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,113
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,210,1602,233
1993-12-31 (YTD Data)Rank
Total interest income$20,080,0001,561
Total interest expense$9,185,0001,457
Net interest income$10,895,0001,663
Provision for loan and lease losses$1,230,0001,137
Total noninterest income$695,0004,464
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$404,0003,406
Trading account gains and fees$0532
Additional Noninterest Income$291,0004,551
Total noninterest expense$7,414,0001,984
Salaries and employee benefits$2,843,0002,344
Premises and equipment expense$892,0002,296
Additional noninterest expense$3,679,0001,630
Pre-tax net operating income$2,946,0002,329
Securities gains (losses)$837,000612
Applicable income taxes$1,600,0001,489
Income before extraordinary items$2,183,0002,286
Extraordinary gains, net$217,000957
Net income$2,400,0002,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0003,580
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,647,3202,816
1992-12-31 (YTD Data)Rank
Total interest income$22,360,0001,605
Total interest expense$11,631,0001,519
Net interest income$10,729,0001,715
Provision for loan and lease losses$998,0001,844
Total noninterest income$687,0004,466
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$398,0003,502
Trading account gains and fees$0504
Additional Noninterest Income$289,0004,526
Total noninterest expense$6,728,0002,192
Salaries and employee benefits$2,679,0002,412
Premises and equipment expense$851,0002,425
Additional noninterest expense$3,198,0001,897
Pre-tax net operating income$3,690,0001,677
Securities gains (losses)$365,0001,361
Applicable income taxes$1,987,0001,126
Income before extraordinary items$2,068,0002,213
Extraordinary gains, net$01,422
Net income$2,068,0002,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,0003,265
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,834,4002,320

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.