The Suffolk County National Bank of Riverhead, Income and Expense

2017-03-31 (YTD Data)Rank
Total interest income$18,044,000407
Total interest expense$841,000905
Net interest income$17,203,000388
Provision for loan and lease losses$03,537
Total noninterest income$1,676,000911
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$531,000590
Trading account gains and fees$0142
Additional Noninterest Income$1,145,000869
Total noninterest expense$38,361,000188
Salaries and employee benefits$15,434,000219
Premises and equipment expense$1,993,000359
Additional noninterest expense$20,934,000133
Pre-tax net operating income$-19,482,0005,865
Securities gains (losses)$-460,0005,839
Applicable income taxes$-10,242,0005,856
Income before extraordinary items$-9,700,0005,856
Extraordinary gains, net$08
Net income$-9,700,0005,856
Minority interest net income$055
Net income of bank and minority interests.$-9,700,0005,856
Net charge-offs$-298,0005,772
Cash dividends$900,000798
Sale, conversion, retirement of capital stock, net$-1,388,0005,846
Net operating income$-9,405,6005,855
2016-12-31 (YTD Data)Rank
Total interest income$77,719,000374
Total interest expense$3,929,000752
Net interest income$73,790,000361
Provision for loan and lease losses$-500,0005,740
Total noninterest income$7,866,000825
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,449,000534
Trading account gains and fees$0170
Additional Noninterest Income$5,417,000794
Total noninterest expense$55,256,000421
Salaries and employee benefits$34,965,000367
Premises and equipment expense$7,305,000379
Additional noninterest expense$12,986,000534
Pre-tax net operating income$26,900,000406
Securities gains (losses)$617,000358
Applicable income taxes$7,645,000407
Income before extraordinary items$19,872,000409
Extraordinary gains, net$05
Net income$19,872,000407
Minority interest net income$082
Net income of bank and minority interests.$19,872,000408
Net charge-offs$68,0002,921
Cash dividends$1,181,0002,011
Sale, conversion, retirement of capital stock, net$0759
Net operating income$19,427,760414
2016-09-30 (YTD Data)Rank
Total interest income$58,785,000372
Total interest expense$3,051,000722
Net interest income$55,734,000360
Provision for loan and lease losses$-100,0005,730
Total noninterest income$5,908,000826
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,913,000511
Trading account gains and fees$0169
Additional Noninterest Income$3,995,000799
Total noninterest expense$39,879,000433
Salaries and employee benefits$25,606,000375
Premises and equipment expense$5,466,000376
Additional noninterest expense$8,807,000586
Pre-tax net operating income$21,863,000380
Securities gains (losses)$547,000358
Applicable income taxes$6,274,000388
Income before extraordinary items$16,136,000383
Extraordinary gains, net$05
Net income$16,136,000383
Minority interest net income$071
Net income of bank and minority interests.$16,136,000383
Net charge-offs$120,0001,906
Cash dividends$1,181,0001,508
Sale, conversion, retirement of capital stock, net$0719
Net operating income$15,742,160384
2016-06-30 (YTD Data)Rank
Total interest income$39,461,000372
Total interest expense$2,115,000697
Net interest income$37,346,000357
Provision for loan and lease losses$250,0001,404
Total noninterest income$4,109,000794
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,390,000469
Trading account gains and fees$0157
Additional Noninterest Income$2,719,000781
Total noninterest expense$26,424,000436
Salaries and employee benefits$17,101,000374
Premises and equipment expense$3,634,000377
Additional noninterest expense$5,689,000599
Pre-tax net operating income$14,781,000375
Securities gains (losses)$24,0001,854
Applicable income taxes$4,153,000390
Income before extraordinary items$10,652,000380
Extraordinary gains, net$016
Net income$10,652,000379
Minority interest net income$071
Net income of bank and minority interests.$10,652,000379
Net charge-offs$-30,0005,352
Cash dividends$1,181,0001,167
Sale, conversion, retirement of capital stock, net$0705
Net operating income$10,634,720377
2016-03-31 (YTD Data)Rank
Total interest income$19,427,000375
Total interest expense$1,103,000665
Net interest income$18,324,000360
Provision for loan and lease losses$250,000792
Total noninterest income$1,886,000824
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$776,000427
Trading account gains and fees$0142
Additional Noninterest Income$1,110,000869
Total noninterest expense$13,127,000429
Salaries and employee benefits$8,642,000370
Premises and equipment expense$1,828,000378
Additional noninterest expense$2,657,000641
Pre-tax net operating income$6,833,000385
Securities gains (losses)$6,0001,655
Applicable income taxes$1,989,000392
Income before extraordinary items$4,850,000394
Extraordinary gains, net$012
Net income$4,850,000394
Minority interest net income$062
Net income of bank and minority interests.$4,850,000394
Net charge-offs$5,0002,584
Cash dividends$1,182,000652
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,845,740386
2015-12-31 (YTD Data)Rank
Total interest income$72,780,000373
Total interest expense$3,247,000865
Net interest income$69,533,000358
Provision for loan and lease losses$600,0001,174
Total noninterest income$8,275,000775
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,036,000444
Trading account gains and fees$0159
Additional Noninterest Income$5,239,000795
Total noninterest expense$53,828,000418
Salaries and employee benefits$33,320,000371
Premises and equipment expense$7,311,000376
Additional noninterest expense$13,197,000518
Pre-tax net operating income$23,380,000421
Securities gains (losses)$319,000522
Applicable income taxes$5,920,000468
Income before extraordinary items$17,779,000427
Extraordinary gains, net$023
Net income$17,779,000427
Minority interest net income$081
Net income of bank and minority interests.$17,779,000428
Net charge-offs$-885,0006,083
Cash dividends$3,762,000832
Sale, conversion, retirement of capital stock, net$42,000622
Net operating income$17,539,750424
2015-09-30 (YTD Data)Rank
Total interest income$53,975,000376
Total interest expense$2,259,000932
Net interest income$51,716,000362
Provision for loan and lease losses$600,000892
Total noninterest income$6,249,000788
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,314,000442
Trading account gains and fees$0153
Additional Noninterest Income$3,935,000793
Total noninterest expense$38,854,000433
Salaries and employee benefits$25,006,000373
Premises and equipment expense$5,435,000388
Additional noninterest expense$8,413,000598
Pre-tax net operating income$18,511,000417
Securities gains (losses)$319,000452
Applicable income taxes$4,710,000461
Income before extraordinary items$14,120,000410
Extraordinary gains, net$021
Net income$14,120,000409
Minority interest net income$078
Net income of bank and minority interests.$14,120,000410
Net charge-offs$-515,0006,117
Cash dividends$2,583,000806
Sale, conversion, retirement of capital stock, net$0773
Net operating income$13,880,750418
2015-06-30 (YTD Data)Rank
Total interest income$35,769,000378
Total interest expense$1,431,0001,001
Net interest income$34,338,000364
Provision for loan and lease losses$250,0001,275
Total noninterest income$3,955,000824
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,570,000434
Trading account gains and fees$0157
Additional Noninterest Income$2,385,000854
Total noninterest expense$26,229,000433
Salaries and employee benefits$17,069,000364
Premises and equipment expense$3,624,000387
Additional noninterest expense$5,536,000615
Pre-tax net operating income$11,814,000426
Securities gains (losses)$186,000558
Applicable income taxes$2,840,000499
Income before extraordinary items$9,160,000422
Extraordinary gains, net$022
Net income$9,160,000422
Minority interest net income$075
Net income of bank and minority interests.$9,160,000422
Net charge-offs$-601,0006,244
Cash dividends$1,405,000937
Sale, conversion, retirement of capital stock, net$0751
Net operating income$9,018,640419
2015-03-31 (YTD Data)Rank
Total interest income$17,193,000389
Total interest expense$676,0001,064
Net interest income$16,517,000379
Provision for loan and lease losses$250,000741
Total noninterest income$2,065,000767
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$747,000445
Trading account gains and fees$0152
Additional Noninterest Income$1,318,000749
Total noninterest expense$13,057,000435
Salaries and employee benefits$8,555,000369
Premises and equipment expense$1,847,000385
Additional noninterest expense$2,655,000625
Pre-tax net operating income$5,275,000460
Securities gains (losses)$26,0001,118
Applicable income taxes$1,259,000531
Income before extraordinary items$4,042,000464
Extraordinary gains, net$013
Net income$4,042,000464
Minority interest net income$064
Net income of bank and minority interests.$4,042,000464
Net charge-offs$125,000970
Cash dividends$700,000860
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,022,240447
2014-12-31 (YTD Data)Rank
Total interest income$65,053,000394
Total interest expense$2,519,0001,161
Net interest income$62,534,000383
Provision for loan and lease losses$1,000,000868
Total noninterest income$10,679,000613
Gross Fiduciary activities income$1,023,000463
Service charges on deposit accounts$3,674,000393
Trading account gains and fees$0180
Additional Noninterest Income$5,982,000668
Total noninterest expense$52,884,000421
Salaries and employee benefits$34,052,000354
Premises and equipment expense$7,265,000370
Additional noninterest expense$11,567,000588
Pre-tax net operating income$19,329,000463
Securities gains (losses)$19,0002,350
Applicable income taxes$3,392,000657
Income before extraordinary items$15,956,000445
Extraordinary gains, net$017
Net income$15,956,000444
Minority interest net income$084
Net income of bank and minority interests.$15,956,000445
Net charge-offs$-937,0006,446
Cash dividends$1,400,0001,642
Sale, conversion, retirement of capital stock, net$0862
Net operating income$15,940,420440
2014-09-30 (YTD Data)Rank
Total interest income$48,270,000399
Total interest expense$1,881,0001,178
Net interest income$46,389,000382
Provision for loan and lease losses$750,000843
Total noninterest income$8,305,000595
Gross Fiduciary activities income$824,000453
Service charges on deposit accounts$2,829,000388
Trading account gains and fees$0174
Additional Noninterest Income$4,652,000647
Total noninterest expense$39,245,000418
Salaries and employee benefits$25,554,000350
Premises and equipment expense$5,442,000374
Additional noninterest expense$8,249,000601
Pre-tax net operating income$14,699,000459
Securities gains (losses)$-12,0006,180
Applicable income taxes$3,124,000580
Income before extraordinary items$11,563,000456
Extraordinary gains, net$015
Net income$11,563,000455
Minority interest net income$081
Net income of bank and minority interests.$11,563,000456
Net charge-offs$-787,0006,521
Cash dividends$700,0001,871
Sale, conversion, retirement of capital stock, net$0819
Net operating income$11,572,480450
2014-06-30 (YTD Data)Rank
Total interest income$32,106,000399
Total interest expense$1,266,0001,173
Net interest income$30,840,000382
Provision for loan and lease losses$500,000845
Total noninterest income$5,793,000575
Gross Fiduciary activities income$559,000447
Service charges on deposit accounts$1,944,000374
Trading account gains and fees$0172
Additional Noninterest Income$3,290,000611
Total noninterest expense$26,121,000423
Salaries and employee benefits$17,011,000347
Premises and equipment expense$3,729,000362
Additional noninterest expense$5,381,000610
Pre-tax net operating income$10,012,000450
Securities gains (losses)$-23,0006,399
Applicable income taxes$2,222,000537
Income before extraordinary items$7,767,000451
Extraordinary gains, net$020
Net income$7,767,000450
Minority interest net income$080
Net income of bank and minority interests.$7,767,000451
Net charge-offs$-715,0006,594
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$7,784,940438
2014-03-31 (YTD Data)Rank
Total interest income$15,935,000401
Total interest expense$637,0001,182
Net interest income$15,298,000387
Provision for loan and lease losses$250,000826
Total noninterest income$3,092,000539
Gross Fiduciary activities income$279,000451
Service charges on deposit accounts$1,003,000354
Trading account gains and fees$0147
Additional Noninterest Income$1,810,000548
Total noninterest expense$13,145,000422
Salaries and employee benefits$8,696,000339
Premises and equipment expense$1,884,000366
Additional noninterest expense$2,565,000638
Pre-tax net operating income$4,995,000435
Securities gains (losses)$01,715
Applicable income taxes$1,137,000510
Income before extraordinary items$3,858,000434
Extraordinary gains, net$016
Net income$3,858,000433
Minority interest net income$066
Net income of bank and minority interests.$3,858,000434
Net charge-offs$-224,0006,603
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,858,000417
2013-12-31 (YTD Data)Rank
Total interest income$59,678,000423
Total interest expense$2,930,0001,153
Net interest income$56,748,000394
Provision for loan and lease losses$1,250,000909
Total noninterest income$19,056,000421
Gross Fiduciary activities income$1,084,000444
Service charges on deposit accounts$3,795,000390
Trading account gains and fees$0184
Additional Noninterest Income$14,177,000372
Total noninterest expense$57,935,000380
Salaries and employee benefits$32,510,000354
Premises and equipment expense$8,906,000293
Additional noninterest expense$16,519,000434
Pre-tax net operating income$16,619,000503
Securities gains (losses)$403,000541
Applicable income taxes$3,932,000547
Income before extraordinary items$13,090,000516
Extraordinary gains, net$029
Net income$13,090,000516
Minority interest net income$090
Net income of bank and minority interests.$13,090,000517
Net charge-offs$1,768,000829
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,779,690516
2013-09-30 (YTD Data)Rank
Total interest income$43,709,000432
Total interest expense$2,248,0001,167
Net interest income$41,461,000407
Provision for loan and lease losses$04,941
Total noninterest income$11,924,000491
Gross Fiduciary activities income$815,000441
Service charges on deposit accounts$2,835,000391
Trading account gains and fees$0180
Additional Noninterest Income$8,274,000464
Total noninterest expense$41,163,000399
Salaries and employee benefits$23,670,000366
Premises and equipment expense$6,532,000297
Additional noninterest expense$10,961,000482
Pre-tax net operating income$12,222,000514
Securities gains (losses)$395,000509
Applicable income taxes$2,989,000550
Income before extraordinary items$9,628,000537
Extraordinary gains, net$025
Net income$9,628,000535
Minority interest net income$084
Net income of bank and minority interests.$9,628,000539
Net charge-offs$162,0002,786
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,327,800544
2013-06-30 (YTD Data)Rank
Total interest income$29,004,000432
Total interest expense$1,515,0001,183
Net interest income$27,489,000409
Provision for loan and lease losses$04,788
Total noninterest income$5,342,000654
Gross Fiduciary activities income$535,000444
Service charges on deposit accounts$1,875,000391
Trading account gains and fees$0157
Additional Noninterest Income$2,932,000746
Total noninterest expense$26,246,000416
Salaries and employee benefits$15,131,000382
Premises and equipment expense$4,332,000301
Additional noninterest expense$6,783,000519
Pre-tax net operating income$6,585,000604
Securities gains (losses)$392,000456
Applicable income taxes$1,370,000723
Income before extraordinary items$5,607,000599
Extraordinary gains, net$022
Net income$5,607,000598
Minority interest net income$082
Net income of bank and minority interests.$5,607,000601
Net charge-offs$488,0001,276
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,293,400599
2013-03-31 (YTD Data)Rank
Total interest income$14,444,000436
Total interest expense$768,0001,200
Net interest income$13,676,000407
Provision for loan and lease losses$04,409
Total noninterest income$2,959,000615
Gross Fiduciary activities income$273,000444
Service charges on deposit accounts$923,000383
Trading account gains and fees$0148
Additional Noninterest Income$1,763,000651
Total noninterest expense$13,719,000406
Salaries and employee benefits$8,499,000342
Premises and equipment expense$2,116,000309
Additional noninterest expense$3,104,000567
Pre-tax net operating income$2,916,000662
Securities gains (losses)$359,000283
Applicable income taxes$514,000890
Income before extraordinary items$2,761,000598
Extraordinary gains, net$010
Net income$2,761,000596
Minority interest net income$076
Net income of bank and minority interests.$2,761,000599
Net charge-offs$-53,0006,729
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,459,440625
2012-12-31 (YTD Data)Rank
Total interest income$60,447,000436
Total interest expense$3,719,0001,212
Net interest income$56,728,000397
Provision for loan and lease losses$8,500,000316
Total noninterest income$11,092,000632
Gross Fiduciary activities income$945,000466
Service charges on deposit accounts$3,923,000384
Trading account gains and fees$0166
Additional Noninterest Income$6,224,000695
Total noninterest expense$61,075,000370
Salaries and employee benefits$35,421,000309
Premises and equipment expense$7,834,000322
Additional noninterest expense$17,820,000435
Pre-tax net operating income$-1,755,0006,778
Securities gains (losses)$-217,0006,967
Applicable income taxes$-582,0006,911
Income before extraordinary items$-1,390,0006,773
Extraordinary gains, net$029
Net income$-1,390,0006,770
Minority interest net income$093
Net income of bank and minority interests.$-1,390,0006,771
Net charge-offs$30,677,000127
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,238,1006,721
2012-09-30 (YTD Data)Rank
Total interest income$46,130,000435
Total interest expense$2,890,0001,234
Net interest income$43,240,000394
Provision for loan and lease losses$9,600,000226
Total noninterest income$7,393,000685
Gross Fiduciary activities income$675,000470
Service charges on deposit accounts$2,965,000385
Trading account gains and fees$0157
Additional Noninterest Income$3,753,000793
Total noninterest expense$46,273,000368
Salaries and employee benefits$26,641,000310
Premises and equipment expense$5,722,000328
Additional noninterest expense$13,910,000420
Pre-tax net operating income$-5,240,0007,092
Securities gains (losses)$-162,0007,056
Applicable income taxes$-1,822,0007,116
Income before extraordinary items$-3,580,0007,066
Extraordinary gains, net$020
Net income$-3,580,0007,066
Minority interest net income$086
Net income of bank and minority interests.$-3,580,0007,066
Net charge-offs$28,537,000109
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-3,473,0807,053
2012-06-30 (YTD Data)Rank
Total interest income$31,091,000436
Total interest expense$2,003,0001,222
Net interest income$29,088,000390
Provision for loan and lease losses$-2,400,0007,222
Total noninterest income$4,638,000723
Gross Fiduciary activities income$409,000494
Service charges on deposit accounts$1,943,000388
Trading account gains and fees$0153
Additional Noninterest Income$2,286,000840
Total noninterest expense$28,601,000379
Salaries and employee benefits$17,369,000313
Premises and equipment expense$3,733,000332
Additional noninterest expense$7,499,000488
Pre-tax net operating income$7,525,000529
Securities gains (losses)$-2,0006,849
Applicable income taxes$2,067,000504
Income before extraordinary items$5,456,000588
Extraordinary gains, net$019
Net income$5,456,000587
Minority interest net income$084
Net income of bank and minority interests.$5,456,000588
Net charge-offs$8,331,000221
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,457,460570
2012-03-31 (YTD Data)Rank
Total interest income$15,244,000451
Total interest expense$1,036,0001,228
Net interest income$14,208,000397
Provision for loan and lease losses$05,254
Total noninterest income$2,258,000724
Gross Fiduciary activities income$201,000505
Service charges on deposit accounts$946,000396
Trading account gains and fees$0148
Additional Noninterest Income$1,111,000838
Total noninterest expense$14,404,000378
Salaries and employee benefits$8,557,000316
Premises and equipment expense$1,966,000316
Additional noninterest expense$3,881,000467
Pre-tax net operating income$2,062,000869
Securities gains (losses)$-3,0006,965
Applicable income taxes$701,000660
Income before extraordinary items$1,358,0001,088
Extraordinary gains, net$019
Net income$1,358,0001,090
Minority interest net income$078
Net income of bank and minority interests.$1,358,0001,089
Net charge-offs$-50,0007,067
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,359,9801,024
2011-12-31 (YTD Data)Rank
Total interest income$75,488,000371
Total interest expense$5,925,0001,022
Net interest income$69,563,000331
Provision for loan and lease losses$24,838,000191
Total noninterest income$9,434,000645
Gross Fiduciary activities income$853,000433
Service charges on deposit accounts$3,882,000396
Trading account gains and fees$0146
Additional Noninterest Income$4,699,000739
Total noninterest expense$58,694,000364
Salaries and employee benefits$30,914,000326
Premises and equipment expense$7,734,000333
Additional noninterest expense$20,046,000392
Pre-tax net operating income$-4,535,0007,030
Securities gains (losses)$597,000694
Applicable income taxes$-4,223,0007,300
Income before extraordinary items$285,0005,298
Extraordinary gains, net$029
Net income$285,0005,300
Minority interest net income$096
Net income of bank and minority interests.$285,0005,300
Net charge-offs$13,298,000349
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-97,0806,177
2011-09-30 (YTD Data)Rank
Total interest income$58,155,000369
Total interest expense$4,833,000991
Net interest income$53,322,000328
Provision for loan and lease losses$24,038,000153
Total noninterest income$7,031,000650
Gross Fiduciary activities income$644,000427
Service charges on deposit accounts$2,952,000397
Trading account gains and fees$0145
Additional Noninterest Income$3,435,000752
Total noninterest expense$43,485,000361
Salaries and employee benefits$23,458,000319
Premises and equipment expense$5,842,000340
Additional noninterest expense$14,185,000413
Pre-tax net operating income$-7,170,0007,290
Securities gains (losses)$1,645,000220
Applicable income taxes$-4,552,0007,409
Income before extraordinary items$-973,0006,849
Extraordinary gains, net$021
Net income$-973,0006,851
Minority interest net income$087
Net income of bank and minority interests.$-973,0006,850
Net charge-offs$8,763,000388
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,025,8007,046
2011-06-30 (YTD Data)Rank
Total interest income$39,915,000362
Total interest expense$3,620,000903
Net interest income$36,295,000322
Provision for loan and lease losses$23,188,000124
Total noninterest income$4,679,000646
Gross Fiduciary activities income$431,000430
Service charges on deposit accounts$2,004,000388
Trading account gains and fees$0153
Additional Noninterest Income$2,244,000769
Total noninterest expense$28,599,000368
Salaries and employee benefits$15,317,000323
Premises and equipment expense$3,901,000348
Additional noninterest expense$9,381,000419
Pre-tax net operating income$-10,813,0007,450
Securities gains (losses)$1,645,000128
Applicable income taxes$-5,068,0007,492
Income before extraordinary items$-4,100,0007,341
Extraordinary gains, net$015
Net income$-4,100,0007,341
Minority interest net income$089
Net income of bank and minority interests.$-4,100,0007,341
Net charge-offs$1,695,0001,024
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-5,152,8007,378
2011-03-31 (YTD Data)Rank
Total interest income$20,319,000359
Total interest expense$1,912,000885
Net interest income$18,407,000316
Provision for loan and lease losses$19,971,00090
Total noninterest income$2,221,000679
Gross Fiduciary activities income$225,000429
Service charges on deposit accounts$1,003,000383
Trading account gains and fees$0158
Additional Noninterest Income$993,000831
Total noninterest expense$13,687,000391
Salaries and employee benefits$7,544,000332
Premises and equipment expense$2,017,000339
Additional noninterest expense$4,126,000456
Pre-tax net operating income$-13,030,0007,554
Securities gains (losses)$01,772
Applicable income taxes$-5,542,0007,561
Income before extraordinary items$-7,488,0007,524
Extraordinary gains, net$09
Net income$-7,488,0007,524
Minority interest net income$086
Net income of bank and minority interests.$-7,488,0007,524
Net charge-offs$849,000955
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-7,488,0007,525
2010-12-31 (YTD Data)Rank
Total interest income$86,306,000349
Total interest expense$9,714,000847
Net interest income$76,592,000298
Provision for loan and lease losses$32,137,000248
Total noninterest income$10,848,000599
Gross Fiduciary activities income$976,000401
Service charges on deposit accounts$4,794,000328
Trading account gains and fees$0175
Additional Noninterest Income$5,078,000734
Total noninterest expense$50,694,000429
Salaries and employee benefits$28,762,000342
Premises and equipment expense$7,449,000360
Additional noninterest expense$14,483,000531
Pre-tax net operating income$4,609,0001,105
Securities gains (losses)$375,0001,085
Applicable income taxes$-1,412,0007,391
Income before extraordinary items$6,396,000700
Extraordinary gains, net$029
Net income$6,396,000698
Minority interest net income$0111
Net income of bank and minority interests.$6,396,000701
Net charge-offs$16,051,000406
Cash dividends$7,825,000221
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,021,000706
2010-09-30 (YTD Data)Rank
Total interest income$65,468,000352
Total interest expense$7,511,000856
Net interest income$57,957,000295
Provision for loan and lease losses$26,600,000228
Total noninterest income$7,785,000596
Gross Fiduciary activities income$760,000394
Service charges on deposit accounts$3,737,000314
Trading account gains and fees$0165
Additional Noninterest Income$3,288,000775
Total noninterest expense$37,054,000419
Salaries and employee benefits$21,673,000336
Premises and equipment expense$5,607,000357
Additional noninterest expense$9,774,000562
Pre-tax net operating income$2,088,0001,834
Securities gains (losses)$12,0003,059
Applicable income taxes$-1,282,0007,543
Income before extraordinary items$3,382,0001,017
Extraordinary gains, net$023
Net income$3,382,0001,020
Minority interest net income$0110
Net income of bank and minority interests.$3,382,0001,020
Net charge-offs$12,273,000388
Cash dividends$6,371,000176
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,370,000975
2010-06-30 (YTD Data)Rank
Total interest income$43,766,000355
Total interest expense$5,177,000855
Net interest income$38,589,000297
Provision for loan and lease losses$11,870,000312
Total noninterest income$5,129,000596
Gross Fiduciary activities income$517,000394
Service charges on deposit accounts$2,525,000313
Trading account gains and fees$0152
Additional Noninterest Income$2,087,000780
Total noninterest expense$24,097,000423
Salaries and employee benefits$14,216,000339
Premises and equipment expense$3,758,000356
Additional noninterest expense$6,123,000587
Pre-tax net operating income$7,751,000367
Securities gains (losses)$03,184
Applicable income taxes$1,297,000576
Income before extraordinary items$6,454,000347
Extraordinary gains, net$019
Net income$6,454,000347
Minority interest net income$0105
Net income of bank and minority interests.$6,454,000347
Net charge-offs$3,337,000757
Cash dividends$4,244,000170
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,454,000335
2010-03-31 (YTD Data)Rank
Total interest income$21,918,000369
Total interest expense$2,671,000872
Net interest income$19,247,000302
Provision for loan and lease losses$8,837,000248
Total noninterest income$2,507,000597
Gross Fiduciary activities income$307,000355
Service charges on deposit accounts$1,266,000312
Trading account gains and fees$0175
Additional Noninterest Income$934,000843
Total noninterest expense$11,823,000435
Salaries and employee benefits$7,024,000349
Premises and equipment expense$1,961,000356
Additional noninterest expense$2,838,000649
Pre-tax net operating income$1,094,0001,196
Securities gains (losses)$02,284
Applicable income taxes$-495,0007,707
Income before extraordinary items$1,589,000693
Extraordinary gains, net$016
Net income$1,589,000695
Minority interest net income$091
Net income of bank and minority interests.$1,589,000697
Net charge-offs$88,0003,218
Cash dividends$2,121,000162
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,589,000668
2009-12-31 (YTD Data)Rank
Total interest income$87,008,000381
Total interest expense$12,672,000932
Net interest income$74,336,000306
Provision for loan and lease losses$4,275,0001,599
Total noninterest income$11,118,000594
Gross Fiduciary activities income$1,010,000384
Service charges on deposit accounts$5,342,000326
Trading account gains and fees$0211
Additional Noninterest Income$4,766,000745
Total noninterest expense$48,523,000442
Salaries and employee benefits$28,300,000344
Premises and equipment expense$7,379,000369
Additional noninterest expense$12,844,000631
Pre-tax net operating income$32,656,000156
Securities gains (losses)$03,754
Applicable income taxes$9,817,000166
Income before extraordinary items$22,839,000168
Extraordinary gains, net$034
Net income$22,839,000168
Minority interest net income$0115
Net income of bank and minority interests.$22,839,000168
Net charge-offs$993,0002,871
Cash dividends$8,451,000213
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$22,839,000166
2009-09-30 (YTD Data)Rank
Total interest income$65,244,000395
Total interest expense$9,722,000960
Net interest income$55,522,000314
Provision for loan and lease losses$3,000,0001,475
Total noninterest income$8,353,000603
Gross Fiduciary activities income$779,000374
Service charges on deposit accounts$4,019,000322
Trading account gains and fees$0212
Additional Noninterest Income$3,555,000755
Total noninterest expense$35,904,000450
Salaries and employee benefits$20,787,000357
Premises and equipment expense$5,556,000372
Additional noninterest expense$9,561,000607
Pre-tax net operating income$24,971,000164
Securities gains (losses)$03,497
Applicable income taxes$7,281,000172
Income before extraordinary items$17,690,000170
Extraordinary gains, net$027
Net income$17,690,000170
Minority interest net income$0118
Net income of bank and minority interests.$17,690,000170
Net charge-offs$335,0003,554
Cash dividends$6,335,000197
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$17,690,000168
2009-06-30 (YTD Data)Rank
Total interest income$43,728,000404
Total interest expense$6,680,000990
Net interest income$37,048,000316
Provision for loan and lease losses$2,025,0001,382
Total noninterest income$5,587,000607
Gross Fiduciary activities income$543,000370
Service charges on deposit accounts$2,665,000320
Trading account gains and fees$0193
Additional Noninterest Income$2,379,000770
Total noninterest expense$23,997,000457
Salaries and employee benefits$13,632,000374
Premises and equipment expense$3,720,000375
Additional noninterest expense$6,645,000598
Pre-tax net operating income$16,613,000158
Securities gains (losses)$03,136
Applicable income taxes$5,065,000170
Income before extraordinary items$11,548,000168
Extraordinary gains, net$021
Net income$11,548,000167
Minority interest net income$0112
Net income of bank and minority interests.$11,548,000168
Net charge-offs$203,0003,400
Cash dividends$4,221,000209
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$11,548,000162
2009-03-31 (YTD Data)Rank
Total interest income$21,701,000413
Total interest expense$3,561,000961
Net interest income$18,140,000316
Provision for loan and lease losses$975,0001,209
Total noninterest income$2,763,000583
Gross Fiduciary activities income$286,000354
Service charges on deposit accounts$1,329,000318
Trading account gains and fees$0171
Additional Noninterest Income$1,148,000756
Total noninterest expense$11,587,000444
Salaries and employee benefits$6,796,000370
Premises and equipment expense$1,920,000368
Additional noninterest expense$2,871,000601
Pre-tax net operating income$8,341,000171
Securities gains (losses)$02,434
Applicable income taxes$2,607,000173
Income before extraordinary items$5,734,000191
Extraordinary gains, net$015
Net income$5,734,000191
Minority interest net income$0102
Net income of bank and minority interests.$5,734,000192
Net charge-offs$36,0003,846
Cash dividends$2,110,000205
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,734,000182
2008-12-31 (YTD Data)Rank
Total interest income$88,457,000444
Total interest expense$22,237,000715
Net interest income$66,220,000347
Provision for loan and lease losses$2,050,0001,760
Total noninterest income$14,643,000448
Gross Fiduciary activities income$1,460,000324
Service charges on deposit accounts$5,558,000321
Trading account gains and fees$0154
Additional Noninterest Income$7,625,000468
Total noninterest expense$42,254,000488
Salaries and employee benefits$25,360,000380
Premises and equipment expense$6,795,000409
Additional noninterest expense$10,099,000675
Pre-tax net operating income$36,559,000180
Securities gains (losses)$03,220
Applicable income taxes$11,540,000162
Income before extraordinary items$25,019,000167
Extraordinary gains, net$039
Net income$25,019,000167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$642,0002,468
Cash dividends$9,879,000302
Sale, conversion, retirement of capital stock, net$463,000575
Net operating income$25,019,000187
2008-09-30 (YTD Data)Rank
Total interest income$66,407,000454
Total interest expense$17,420,000716
Net interest income$48,987,000365
Provision for loan and lease losses$825,0002,059
Total noninterest income$11,843,000449
Gross Fiduciary activities income$1,114,000325
Service charges on deposit accounts$4,208,000327
Trading account gains and fees$0148
Additional Noninterest Income$6,521,000452
Total noninterest expense$31,872,000478
Salaries and employee benefits$19,041,000399
Premises and equipment expense$5,043,000421
Additional noninterest expense$7,788,000621
Pre-tax net operating income$28,133,000213
Securities gains (losses)$03,106
Applicable income taxes$8,980,000193
Income before extraordinary items$19,153,000205
Extraordinary gains, net$031
Net income$19,153,000205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$467,0002,025
Cash dividends$7,722,000295
Sale, conversion, retirement of capital stock, net$224,000542
Net operating income$19,153,000219
2008-06-30 (YTD Data)Rank
Total interest income$43,952,000469
Total interest expense$11,651,000736
Net interest income$32,301,000371
Provision for loan and lease losses$525,0001,859
Total noninterest income$9,042,000411
Gross Fiduciary activities income$748,000331
Service charges on deposit accounts$2,806,000326
Trading account gains and fees$0149
Additional Noninterest Income$5,488,000414
Total noninterest expense$20,611,000491
Salaries and employee benefits$12,565,000406
Premises and equipment expense$3,220,000436
Additional noninterest expense$4,826,000643
Pre-tax net operating income$20,207,000212
Securities gains (losses)$03,233
Applicable income taxes$6,795,000206
Income before extraordinary items$13,412,000228
Extraordinary gains, net$021
Net income$13,412,000227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0001,975
Cash dividends$5,564,000307
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$13,412,000226
2008-03-31 (YTD Data)Rank
Total interest income$21,968,000479
Total interest expense$6,104,000754
Net interest income$15,864,000376
Provision for loan and lease losses$225,0001,695
Total noninterest income$6,350,000336
Gross Fiduciary activities income$372,000333
Service charges on deposit accounts$1,374,000324
Trading account gains and fees$0158
Additional Noninterest Income$4,604,000288
Total noninterest expense$10,272,000486
Salaries and employee benefits$6,288,000405
Premises and equipment expense$1,631,000431
Additional noninterest expense$2,353,000625
Pre-tax net operating income$11,717,000198
Securities gains (losses)$02,688
Applicable income taxes$4,096,000189
Income before extraordinary items$7,621,000225
Extraordinary gains, net$015
Net income$7,621,000225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,966
Cash dividends$3,409,000261
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$7,621,000216
2007-12-31 (YTD Data)Rank
Total interest income$89,081,000491
Total interest expense$25,117,000784
Net interest income$63,964,000381
Provision for loan and lease losses$377,0002,795
Total noninterest income$10,588,000589
Gross Fiduciary activities income$1,409,000343
Service charges on deposit accounts$5,412,000330
Trading account gains and fees$0178
Additional Noninterest Income$3,767,000860
Total noninterest expense$39,937,000484
Salaries and employee benefits$24,153,000409
Premises and equipment expense$6,277,000425
Additional noninterest expense$9,507,000609
Pre-tax net operating income$34,238,000315
Securities gains (losses)$02,146
Applicable income taxes$11,677,000290
Income before extraordinary items$22,561,000330
Extraordinary gains, net$039
Net income$22,561,000327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-134,0008,414
Cash dividends$29,079,000187
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$22,561,000328
2007-09-30 (YTD Data)Rank
Total interest income$66,870,000492
Total interest expense$18,757,000783
Net interest income$48,113,000379
Provision for loan and lease losses$152,0003,454
Total noninterest income$7,679,000604
Gross Fiduciary activities income$1,022,000343
Service charges on deposit accounts$4,016,000332
Trading account gains and fees$0184
Additional Noninterest Income$2,641,000911
Total noninterest expense$30,169,000474
Salaries and employee benefits$18,170,000409
Premises and equipment expense$4,725,000420
Additional noninterest expense$7,274,000578
Pre-tax net operating income$25,471,000338
Securities gains (losses)$01,655
Applicable income taxes$8,576,000326
Income before extraordinary items$16,895,000360
Extraordinary gains, net$033
Net income$16,895,000358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-122,0008,413
Cash dividends$23,678,000179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$16,895,000354
2007-06-30 (YTD Data)Rank
Total interest income$44,396,000505
Total interest expense$12,329,000803
Net interest income$32,067,000390
Provision for loan and lease losses$130,0002,852
Total noninterest income$4,929,000650
Gross Fiduciary activities income$659,000357
Service charges on deposit accounts$2,675,000336
Trading account gains and fees$0168
Additional Noninterest Income$1,595,000999
Total noninterest expense$20,379,000480
Salaries and employee benefits$12,169,000418
Premises and equipment expense$3,149,000435
Additional noninterest expense$5,061,000575
Pre-tax net operating income$16,487,000373
Securities gains (losses)$01,444
Applicable income taxes$5,721,000351
Income before extraordinary items$10,766,000400
Extraordinary gains, net$029
Net income$10,766,000399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-82,0008,402
Cash dividends$19,022,000178
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$10,766,000394
2007-03-31 (YTD Data)Rank
Total interest income$22,031,000507
Total interest expense$5,949,000815
Net interest income$16,082,000388
Provision for loan and lease losses$112,0001,873
Total noninterest income$2,371,000652
Gross Fiduciary activities income$320,000364
Service charges on deposit accounts$1,315,000333
Trading account gains and fees$0195
Additional Noninterest Income$736,0001,043
Total noninterest expense$10,219,000482
Salaries and employee benefits$6,109,000420
Premises and equipment expense$1,606,000431
Additional noninterest expense$2,504,000569
Pre-tax net operating income$8,122,000373
Securities gains (losses)$01,187
Applicable income taxes$2,893,000350
Income before extraordinary items$5,229,000401
Extraordinary gains, net$022
Net income$5,229,000400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,041
Cash dividends$7,839,000176
Sale, conversion, retirement of capital stock, net$0885
Net operating income$5,229,000394
2006-12-31 (YTD Data)Rank
Total interest income$86,214,000485
Total interest expense$20,499,000818
Net interest income$65,715,000362
Provision for loan and lease losses$966,0001,070
Total noninterest income$10,672,000577
Gross Fiduciary activities income$1,252,000348
Service charges on deposit accounts$5,548,000320
Trading account gains and fees$0130
Additional Noninterest Income$3,872,000834
Total noninterest expense$39,662,000479
Salaries and employee benefits$23,765,000412
Premises and equipment expense$6,063,000425
Additional noninterest expense$9,834,000571
Pre-tax net operating income$35,759,000348
Securities gains (losses)$01,687
Applicable income taxes$12,869,000326
Income before extraordinary items$22,890,000379
Extraordinary gains, net$051
Net income$22,890,000378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,243,000259
Cash dividends$14,911,000297
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$22,890,000373
2006-09-30 (YTD Data)Rank
Total interest income$64,218,000490
Total interest expense$14,970,000826
Net interest income$49,248,000378
Provision for loan and lease losses$945,000791
Total noninterest income$7,854,000601
Gross Fiduciary activities income$930,000353
Service charges on deposit accounts$4,213,000322
Trading account gains and fees$0126
Additional Noninterest Income$2,711,000888
Total noninterest expense$29,590,000491
Salaries and employee benefits$17,746,000425
Premises and equipment expense$4,516,000441
Additional noninterest expense$7,328,000580
Pre-tax net operating income$26,567,000369
Securities gains (losses)$01,388
Applicable income taxes$9,293,000354
Income before extraordinary items$17,274,000392
Extraordinary gains, net$045
Net income$17,274,000391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,246,000193
Cash dividends$12,513,000256
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$17,274,000385
2006-06-30 (YTD Data)Rank
Total interest income$42,359,000483
Total interest expense$9,531,000816
Net interest income$32,828,000382
Provision for loan and lease losses$600,000813
Total noninterest income$5,105,000609
Gross Fiduciary activities income$632,000355
Service charges on deposit accounts$2,854,000311
Trading account gains and fees$0126
Additional Noninterest Income$1,619,000966
Total noninterest expense$19,697,000499
Salaries and employee benefits$11,900,000430
Premises and equipment expense$3,029,000436
Additional noninterest expense$4,768,000596
Pre-tax net operating income$17,636,000375
Securities gains (losses)$01,185
Applicable income taxes$6,614,000343
Income before extraordinary items$11,022,000405
Extraordinary gains, net$039
Net income$11,022,000404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,344,000161
Cash dividends$9,778,000239
Sale, conversion, retirement of capital stock, net$0887
Net operating income$11,022,000398
2006-03-31 (YTD Data)Rank
Total interest income$20,540,000481
Total interest expense$4,384,000842
Net interest income$16,156,000389
Provision for loan and lease losses$300,000761
Total noninterest income$2,386,000634
Gross Fiduciary activities income$292,000366
Service charges on deposit accounts$1,398,000308
Trading account gains and fees$0115
Additional Noninterest Income$696,0001,047
Total noninterest expense$9,764,000500
Salaries and employee benefits$6,004,000427
Premises and equipment expense$1,535,000432
Additional noninterest expense$2,225,000629
Pre-tax net operating income$8,478,000382
Securities gains (losses)$0955
Applicable income taxes$3,180,000350
Income before extraordinary items$5,298,000416
Extraordinary gains, net$021
Net income$5,298,000415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,195
Cash dividends$5,162,000195
Sale, conversion, retirement of capital stock, net$0648
Net operating income$5,298,000411
2005-12-31 (YTD Data)Rank
Total interest income$75,673,000465
Total interest expense$11,312,000987
Net interest income$64,361,000383
Provision for loan and lease losses$1,575,000674
Total noninterest income$10,166,000620
Gross Fiduciary activities income$1,184,000366
Service charges on deposit accounts$5,670,000300
Trading account gains and fees$0138
Additional Noninterest Income$3,312,000946
Total noninterest expense$37,314,000499
Salaries and employee benefits$22,253,000429
Premises and equipment expense$5,819,000428
Additional noninterest expense$9,242,000602
Pre-tax net operating income$35,638,000353
Securities gains (losses)$02,296
Applicable income taxes$13,364,000327
Income before extraordinary items$22,274,000394
Extraordinary gains, net$046
Net income$22,274,000394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,431
Cash dividends$22,588,000217
Sale, conversion, retirement of capital stock, net$0934
Net operating income$22,274,000383
2005-09-30 (YTD Data)Rank
Total interest income$55,735,000461
Total interest expense$7,931,000991
Net interest income$47,804,000377
Provision for loan and lease losses$1,125,000679
Total noninterest income$7,429,000632
Gross Fiduciary activities income$858,000364
Service charges on deposit accounts$4,199,000299
Trading account gains and fees$0126
Additional Noninterest Income$2,372,000979
Total noninterest expense$27,786,000496
Salaries and employee benefits$16,595,000427
Premises and equipment expense$4,356,000429
Additional noninterest expense$6,835,000599
Pre-tax net operating income$26,322,000354
Securities gains (losses)$02,317
Applicable income taxes$9,871,000335
Income before extraordinary items$16,451,000395
Extraordinary gains, net$035
Net income$16,451,000396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,0008,450
Cash dividends$19,918,000193
Sale, conversion, retirement of capital stock, net$0769
Net operating income$16,451,000385
2005-06-30 (YTD Data)Rank
Total interest income$36,407,000457
Total interest expense$5,065,000966
Net interest income$31,342,000381
Provision for loan and lease losses$675,000748
Total noninterest income$4,883,000636
Gross Fiduciary activities income$561,000369
Service charges on deposit accounts$2,770,000297
Trading account gains and fees$0116
Additional Noninterest Income$1,552,000977
Total noninterest expense$18,657,000492
Salaries and employee benefits$11,079,000423
Premises and equipment expense$2,967,000415
Additional noninterest expense$4,611,000595
Pre-tax net operating income$16,893,000364
Securities gains (losses)$02,146
Applicable income taxes$6,335,000340
Income before extraordinary items$10,558,000403
Extraordinary gains, net$030
Net income$10,558,000403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,238
Cash dividends$13,831,000163
Sale, conversion, retirement of capital stock, net$0643
Net operating income$10,558,000394
2005-03-31 (YTD Data)Rank
Total interest income$17,775,000453
Total interest expense$2,314,0001,009
Net interest income$15,461,000374
Provision for loan and lease losses$300,000755
Total noninterest income$2,372,000626
Gross Fiduciary activities income$284,000366
Service charges on deposit accounts$1,358,000286
Trading account gains and fees$0115
Additional Noninterest Income$730,0001,013
Total noninterest expense$9,247,000481
Salaries and employee benefits$5,524,000416
Premises and equipment expense$1,578,000393
Additional noninterest expense$2,145,000627
Pre-tax net operating income$8,286,000367
Securities gains (losses)$01,685
Applicable income taxes$3,107,000345
Income before extraordinary items$5,179,000389
Extraordinary gains, net$024
Net income$5,179,000389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0001,446
Cash dividends$9,190,000119
Sale, conversion, retirement of capital stock, net$0491
Net operating income$5,179,000384
2004-12-31 (YTD Data)Rank
Total interest income$67,917,000436
Total interest expense$7,379,0001,101
Net interest income$60,538,000370
Provision for loan and lease losses$1,973,000559
Total noninterest income$10,368,000591
Gross Fiduciary activities income$1,207,000339
Service charges on deposit accounts$5,659,000301
Trading account gains and fees$0138
Additional Noninterest Income$3,502,000875
Total noninterest expense$36,419,000491
Salaries and employee benefits$21,754,000416
Premises and equipment expense$5,271,000441
Additional noninterest expense$9,394,000582
Pre-tax net operating income$32,514,000350
Securities gains (losses)$1,994,000186
Applicable income taxes$13,430,000307
Income before extraordinary items$21,078,000376
Extraordinary gains, net$034
Net income$21,078,000378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,314,000413
Cash dividends$12,215,000307
Sale, conversion, retirement of capital stock, net$0872
Net operating income$19,801,840378
2004-09-30 (YTD Data)Rank
Total interest income$50,759,000431
Total interest expense$5,543,0001,078
Net interest income$45,216,000371
Provision for loan and lease losses$1,748,000463
Total noninterest income$7,672,000608
Gross Fiduciary activities income$924,000344
Service charges on deposit accounts$4,239,000306
Trading account gains and fees$0134
Additional Noninterest Income$2,509,000917
Total noninterest expense$27,157,000483
Salaries and employee benefits$16,206,000422
Premises and equipment expense$3,967,000444
Additional noninterest expense$6,984,000582
Pre-tax net operating income$23,983,000348
Securities gains (losses)$1,219,000226
Applicable income taxes$9,955,000312
Income before extraordinary items$15,247,000383
Extraordinary gains, net$026
Net income$15,247,000384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,319,000316
Cash dividends$9,701,000285
Sale, conversion, retirement of capital stock, net$0738
Net operating income$14,466,840387
2004-06-30 (YTD Data)Rank
Total interest income$33,699,000432
Total interest expense$3,700,0001,056
Net interest income$29,999,000367
Provision for loan and lease losses$1,523,000381
Total noninterest income$5,035,000614
Gross Fiduciary activities income$622,000340
Service charges on deposit accounts$2,827,000302
Trading account gains and fees$0130
Additional Noninterest Income$1,586,000950
Total noninterest expense$18,218,000480
Salaries and employee benefits$10,847,000426
Premises and equipment expense$2,763,000430
Additional noninterest expense$4,608,000577
Pre-tax net operating income$15,293,000363
Securities gains (losses)$1,219,000189
Applicable income taxes$6,522,000315
Income before extraordinary items$9,990,000385
Extraordinary gains, net$021
Net income$9,990,000385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0001,273
Cash dividends$6,552,000265
Sale, conversion, retirement of capital stock, net$0638
Net operating income$9,209,840400
2004-03-31 (YTD Data)Rank
Total interest income$16,827,000434
Total interest expense$1,885,0001,052
Net interest income$14,942,000371
Provision for loan and lease losses$225,0001,035
Total noninterest income$2,472,000620
Gross Fiduciary activities income$313,000342
Service charges on deposit accounts$1,408,000302
Trading account gains and fees$0121
Additional Noninterest Income$751,000971
Total noninterest expense$9,073,000485
Salaries and employee benefits$5,508,000430
Premises and equipment expense$1,423,000426
Additional noninterest expense$2,142,000610
Pre-tax net operating income$8,116,000341
Securities gains (losses)$02,934
Applicable income taxes$3,206,000321
Income before extraordinary items$4,910,000395
Extraordinary gains, net$016
Net income$4,910,000394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,000630
Cash dividends$3,854,000219
Sale, conversion, retirement of capital stock, net$0464
Net operating income$4,910,000374
2003-12-31 (YTD Data)Rank
Total interest income$71,092,000421
Total interest expense$9,801,000905
Net interest income$61,291,000349
Provision for loan and lease losses$932,0001,270
Total noninterest income$10,241,000637
Gross Fiduciary activities income$1,199,000349
Service charges on deposit accounts$5,693,000295
Trading account gains and fees$0160
Additional Noninterest Income$3,349,0001,002
Total noninterest expense$36,239,000499
Salaries and employee benefits$21,896,000411
Premises and equipment expense$5,037,000468
Additional noninterest expense$9,306,000591
Pre-tax net operating income$34,361,000320
Securities gains (losses)$973,000494
Applicable income taxes$13,957,000287
Income before extraordinary items$21,377,000365
Extraordinary gains, net$054
Net income$21,377,000366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,076,000877
Cash dividends$26,260,000190
Sale, conversion, retirement of capital stock, net$0868
Net operating income$20,754,280347
2003-09-30 (YTD Data)Rank
Total interest income$53,784,000425
Total interest expense$7,832,000885
Net interest income$45,952,000357
Provision for loan and lease losses$720,0001,185
Total noninterest income$7,807,000658
Gross Fiduciary activities income$875,000364
Service charges on deposit accounts$4,280,000308
Trading account gains and fees$0153
Additional Noninterest Income$2,652,0001,002
Total noninterest expense$27,145,000510
Salaries and employee benefits$16,329,000425
Premises and equipment expense$3,895,000458
Additional noninterest expense$6,921,000598
Pre-tax net operating income$25,894,000328
Securities gains (losses)$509,000676
Applicable income taxes$10,429,000302
Income before extraordinary items$15,974,000382
Extraordinary gains, net$040
Net income$15,974,000383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$856,000770
Cash dividends$24,180,000171
Sale, conversion, retirement of capital stock, net$0722
Net operating income$15,648,240353
2003-06-30 (YTD Data)Rank
Total interest income$36,568,000426
Total interest expense$5,608,000855
Net interest income$30,960,000357
Provision for loan and lease losses$540,0001,072
Total noninterest income$5,213,000654
Gross Fiduciary activities income$563,000372
Service charges on deposit accounts$2,900,000307
Trading account gains and fees$0150
Additional Noninterest Income$1,750,0001,003
Total noninterest expense$18,175,000500
Salaries and employee benefits$10,786,000426
Premises and equipment expense$2,746,000443
Additional noninterest expense$4,643,000598
Pre-tax net operating income$17,458,000326
Securities gains (losses)$03,782
Applicable income taxes$6,896,000312
Income before extraordinary items$10,562,000387
Extraordinary gains, net$030
Net income$10,562,000388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,000817
Cash dividends$19,260,000140
Sale, conversion, retirement of capital stock, net$0589
Net operating income$10,562,000353
2003-03-31 (YTD Data)Rank
Total interest income$18,725,000427
Total interest expense$2,947,000842
Net interest income$15,778,000355
Provision for loan and lease losses$270,0001,039
Total noninterest income$2,478,000672
Gross Fiduciary activities income$280,000381
Service charges on deposit accounts$1,412,000309
Trading account gains and fees$0134
Additional Noninterest Income$786,0001,063
Total noninterest expense$9,095,000501
Salaries and employee benefits$5,448,000424
Premises and equipment expense$1,515,000407
Additional noninterest expense$2,132,000633
Pre-tax net operating income$8,891,000317
Securities gains (losses)$02,891
Applicable income taxes$3,512,000313
Income before extraordinary items$5,379,000365
Extraordinary gains, net$021
Net income$5,379,000366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$413,000571
Cash dividends$15,078,00094
Sale, conversion, retirement of capital stock, net$0419
Net operating income$5,379,000339
2002-12-31 (YTD Data)Rank
Total interest income$78,336,000430
Total interest expense$16,088,000701
Net interest income$62,248,000361
Provision for loan and lease losses$1,380,0001,013
Total noninterest income$9,971,000630
Gross Fiduciary activities income$1,141,000382
Service charges on deposit accounts$5,691,000303
Trading account gains and fees$0153
Additional Noninterest Income$3,139,000970
Total noninterest expense$35,036,000495
Salaries and employee benefits$20,480,000421
Premises and equipment expense$5,406,000445
Additional noninterest expense$9,150,000594
Pre-tax net operating income$35,803,000311
Securities gains (losses)$04,537
Applicable income taxes$14,142,000288
Income before extraordinary items$21,661,000349
Extraordinary gains, net$070
Net income$21,661,000349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,510,000668
Cash dividends$16,706,000254
Sale, conversion, retirement of capital stock, net$0862
Net operating income$21,661,000331
2001-12-31 (YTD Data)Rank
Total interest income$79,425,000464
Total interest expense$24,341,000686
Net interest income$55,084,000383
Provision for loan and lease losses$1,544,000883
Total noninterest income$9,269,000637
Gross Fiduciary activities income$1,115,000398
Service charges on deposit accounts$5,278,000305
Trading account gains and fees$0177
Additional Noninterest Income$2,876,000973
Total noninterest expense$31,986,000521
Salaries and employee benefits$18,424,000432
Premises and equipment expense$5,170,000451
Additional noninterest expense$8,392,000646
Pre-tax net operating income$30,823,000308
Securities gains (losses)$187,0001,250
Applicable income taxes$12,235,000294
Income before extraordinary items$18,775,000342
Extraordinary gains, net$0105
Net income$18,775,000340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0001,633
Cash dividends$9,339,000390
Sale, conversion, retirement of capital stock, net$0922
Net operating income$18,655,320331
2000-12-31 (YTD Data)Rank
Total interest income$76,832,000513
Total interest expense$24,348,000750
Net interest income$52,484,000390
Provision for loan and lease losses$1,200,000908
Total noninterest income$7,813,000686
Gross Fiduciary activities income$813,000464
Service charges on deposit accounts$4,730,000305
Trading account gains and fees$0180
Additional Noninterest Income$2,270,0001,037
Total noninterest expense$31,770,000506
Salaries and employee benefits$17,712,000425
Premises and equipment expense$5,157,000444
Additional noninterest expense$8,901,000629
Pre-tax net operating income$27,327,000351
Securities gains (losses)$01,956
Applicable income taxes$10,883,000318
Income before extraordinary items$16,444,000385
Extraordinary gains, net$038
Net income$16,444,000386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$721,000944
Cash dividends$8,972,000413
Sale, conversion, retirement of capital stock, net$0969
Net operating income$16,444,000382
1999-12-31 (YTD Data)Rank
Total interest income$67,908,000550
Total interest expense$21,121,000758
Net interest income$46,787,000444
Provision for loan and lease losses$1,070,000917
Total noninterest income$6,771,000769
Gross Fiduciary activities income$702,000543
Service charges on deposit accounts$4,063,000343
Trading account gains and fees$0173
Additional Noninterest Income$2,006,0001,153
Total noninterest expense$30,442,000540
Salaries and employee benefits$17,048,000443
Premises and equipment expense$4,767,000481
Additional noninterest expense$8,627,000670
Pre-tax net operating income$22,046,000448
Securities gains (losses)$03,155
Applicable income taxes$8,642,000403
Income before extraordinary items$13,404,000493
Extraordinary gains, net$035
Net income$13,404,000493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$755,000877
Cash dividends$5,815,000589
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$13,404,000487
1998-12-31 (YTD Data)Rank
Total interest income$65,874,000555
Total interest expense$21,464,000762
Net interest income$44,410,000440
Provision for loan and lease losses$900,0001,057
Total noninterest income$8,148,000678
Gross Fiduciary activities income$565,000598
Service charges on deposit accounts$3,955,000336
Trading account gains and fees$0224
Additional Noninterest Income$3,628,000801
Total noninterest expense$31,046,000520
Salaries and employee benefits$16,534,000440
Premises and equipment expense$4,804,000460
Additional noninterest expense$9,708,000604
Pre-tax net operating income$20,612,000433
Securities gains (losses)$04,449
Applicable income taxes$8,556,000382
Income before extraordinary items$12,056,000489
Extraordinary gains, net$032
Net income$12,056,000487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$469,0001,322
Cash dividends$4,775,000662
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$12,056,000468
1997-12-31 (YTD Data)Rank
Total interest income$64,129,000573
Total interest expense$20,970,000788
Net interest income$43,159,000456
Provision for loan and lease losses$1,059,000950
Total noninterest income$7,646,000687
Gross Fiduciary activities income$474,000672
Service charges on deposit accounts$4,428,000308
Trading account gains and fees$0239
Additional Noninterest Income$2,744,000888
Total noninterest expense$30,156,000517
Salaries and employee benefits$16,369,000425
Premises and equipment expense$4,616,000471
Additional noninterest expense$9,171,000624
Pre-tax net operating income$19,590,000466
Securities gains (losses)$-1,0009,009
Applicable income taxes$8,141,000421
Income before extraordinary items$11,448,000526
Extraordinary gains, net$044
Net income$11,448,000526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$648,0001,086
Cash dividends$18,911,000249
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$11,448,640505
1996-12-31 (YTD Data)Rank
Total interest income$60,529,000632
Total interest expense$19,372,000873
Net interest income$41,157,000501
Provision for loan and lease losses$1,120,000947
Total noninterest income$7,224,000737
Gross Fiduciary activities income$457,000732
Service charges on deposit accounts$4,144,000363
Trading account gains and fees$0262
Additional Noninterest Income$2,623,000965
Total noninterest expense$28,894,000584
Salaries and employee benefits$15,396,000471
Premises and equipment expense$3,996,000563
Additional noninterest expense$9,502,000703
Pre-tax net operating income$18,367,000483
Securities gains (losses)$33,0001,622
Applicable income taxes$7,709,000429
Income before extraordinary items$10,691,000546
Extraordinary gains, net$053
Net income$10,691,000548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$930,000948
Cash dividends$7,964,000506
Sale, conversion, retirement of capital stock, net$0953
Net operating income$10,669,880535
1995-12-31 (YTD Data)Rank
Total interest income$59,361,000670
Total interest expense$20,332,000870
Net interest income$39,029,000542
Provision for loan and lease losses$530,0001,496
Total noninterest income$6,538,000799
Gross Fiduciary activities income$503,000738
Service charges on deposit accounts$3,730,000412
Trading account gains and fees$0522
Additional Noninterest Income$2,305,0001,036
Total noninterest expense$30,110,000579
Salaries and employee benefits$15,445,000478
Premises and equipment expense$4,368,000551
Additional noninterest expense$10,297,000666
Pre-tax net operating income$14,927,000598
Securities gains (losses)$03,831
Applicable income taxes$5,785,000556
Income before extraordinary items$9,142,000641
Extraordinary gains, net$065
Net income$9,142,000641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$751,0001,071
Cash dividends$17,277,000288
Sale, conversion, retirement of capital stock, net$0809
Net operating income$9,142,000633
1994-12-31 (YTD Data)Rank
Total interest income$51,608,000682
Total interest expense$15,743,000871
Net interest income$35,865,000574
Provision for loan and lease losses$730,0001,166
Total noninterest income$5,280,000893
Gross Fiduciary activities income$450,000767
Service charges on deposit accounts$3,008,000479
Trading account gains and fees$0475
Additional Noninterest Income$1,822,0001,200
Total noninterest expense$27,728,000625
Salaries and employee benefits$13,612,000536
Premises and equipment expense$4,013,000579
Additional noninterest expense$10,103,000695
Pre-tax net operating income$12,687,000653
Securities gains (losses)$4,0002,755
Applicable income taxes$4,705,000606
Income before extraordinary items$7,986,000691
Extraordinary gains, net$0249
Net income$7,986,000693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,117,000805
Cash dividends$6,185,000486
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$7,983,440698
1993-12-31 (YTD Data)Rank
Total interest income$44,046,000776
Total interest expense$14,548,000951
Net interest income$29,498,000669
Provision for loan and lease losses$1,098,0001,218
Total noninterest income$4,323,0001,102
Gross Fiduciary activities income$411,000832
Service charges on deposit accounts$2,245,000601
Trading account gains and fees$0532
Additional Noninterest Income$1,667,0001,425
Total noninterest expense$20,838,000813
Salaries and employee benefits$10,556,000684
Premises and equipment expense$2,754,000832
Additional noninterest expense$7,528,000938
Pre-tax net operating income$11,885,000611
Securities gains (losses)$07,477
Applicable income taxes$4,070,000639
Income before extraordinary items$7,815,000671
Extraordinary gains, net$624,000359
Net income$8,439,000640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$906,0001,229
Cash dividends$2,306,000895
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$7,815,000622
1992-12-31 (YTD Data)Rank
Total interest income$47,039,000825
Total interest expense$18,180,000997
Net interest income$28,859,000692
Provision for loan and lease losses$2,572,000946
Total noninterest income$3,723,0001,202
Gross Fiduciary activities income$345,000897
Service charges on deposit accounts$2,158,000636
Trading account gains and fees$0504
Additional Noninterest Income$1,220,0001,754
Total noninterest expense$19,626,000861
Salaries and employee benefits$9,908,000708
Premises and equipment expense$2,746,000868
Additional noninterest expense$6,972,0001,014
Pre-tax net operating income$10,384,000615
Securities gains (losses)$1,0007,986
Applicable income taxes$3,858,000619
Income before extraordinary items$6,527,000725
Extraordinary gains, net$01,422
Net income$6,527,000721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,713,0001,074
Cash dividends$2,033,000827
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$6,526,360661

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.