Home > The Norwich Savings Society > Loan Charge- Offs and Recoveries
The Norwich Savings Society, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,350,000 | 444 |
| Loans secured by real estate, total | $2,030,000 | 165 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $2,030,000 | 165 |
| Construction and land development | $118,000 | 171 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $945,000 | 190 |
| Secured by multifamily residential properties | $11,000 | 366 |
| Secured by nonfarm nonresidential properties | $956,000 | 117 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $914,000 | 347 |
| Loans to individuals | $406,000 | 961 |
| Credit card loan charge offs | $71,000 | 797 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $335,000 | 887 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $447,000 | 723 |
| Loans secured by real estate, total | $184,000 | 468 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $184,000 | 468 |
| Construction and land development | $12,000 | 285 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $51,000 | 596 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $121,000 | 340 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $218,000 | 483 |
| Loans to individuals | $45,000 | 1,782 |
| Credit card loan recoveries | $6,000 | 1,064 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $39,000 | 1,785 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,903,000 | 392 |
| Loans secured by real estate, total | $1,846,000 | 127 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,846,000 | 126 |
| Construction and land development | $106,000 | 153 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $894,000 | 150 |
| Secured by multifamily residential properties | $11,000 | 325 |
| Secured by nonfarm nonresidential properties | $835,000 | 79 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $696,000 | 331 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $361,000 | 859 |
| Credit card loan net charge offs | $65,000 | 766 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $296,000 | 780 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,134,000 | 453 |
| Loans secured by real estate, total | $2,780,000 | 187 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $2,780,000 | 187 |
| Construction and land development | $134,000 | 194 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $1,268,000 | 157 |
| Secured by multifamily residential properties | $280,000 | 138 |
| Secured by nonfarm nonresidential properties | $1,098,000 | 174 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $997,000 | 360 |
| Loans to individuals | $357,000 | 1,094 |
| Credit card loan charge offs | $0 | 4,125 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $357,000 | 864 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $988,000 | 493 |
| Loans secured by real estate, total | $522,000 | 288 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $522,000 | 288 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $42,000 | 735 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $480,000 | 184 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $333,000 | 425 |
| Loans to individuals | $133,000 | 854 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $133,000 | 724 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,146,000 | 439 |
| Loans secured by real estate, total | $2,258,000 | 161 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,258,000 | 160 |
| Construction and land development | $134,000 | 166 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $1,226,000 | 133 |
| Secured by multifamily residential properties | $280,000 | 125 |
| Secured by nonfarm nonresidential properties | $618,000 | 182 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $664,000 | 367 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $224,000 | 1,209 |
| Credit card loan net charge offs | $0 | 3,910 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $224,000 | 957 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,179,000 | 550 |
| Loans secured by real estate, total | $2,085,000 | 294 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $2,085,000 | 293 |
| Construction and land development | $44,000 | 464 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $1,080,000 | 192 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $961,000 | 251 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $838,000 | 414 |
| Loans to individuals | $256,000 | 1,254 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $256,000 | 1,025 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $354,000 | 977 |
| Loans secured by real estate, total | $164,000 | 631 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $164,000 | 630 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $40,000 | 783 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $124,000 | 440 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $145,000 | 857 |
| Loans to individuals | $45,000 | 1,905 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $45,000 | 1,720 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,825,000 | 469 |
| Loans secured by real estate, total | $1,921,000 | 241 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,921,000 | 240 |
| Construction and land development | $44,000 | 387 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $1,040,000 | 164 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $837,000 | 229 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $693,000 | 321 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $211,000 | 1,127 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $211,000 | 880 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,163,000 | 392 |
| Loans secured by real estate, total | $4,035,000 | 211 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $4,035,000 | 211 |
| Construction and land development | $282,000 | 219 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $1,902,000 | 133 |
| Secured by multifamily residential properties | $121,000 | 320 |
| Secured by nonfarm nonresidential properties | $1,730,000 | 197 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $975,000 | 408 |
| Loans to individuals | $153,000 | 1,619 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $153,000 | 1,351 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $758,000 | 649 |
| Loans secured by real estate, total | $171,000 | 694 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $171,000 | 693 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $150,000 | 296 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $21,000 | 1,163 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $532,000 | 364 |
| Loans to individuals | $55,000 | 1,695 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $55,000 | 1,530 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,405,000 | 323 |
| Loans secured by real estate, total | $3,864,000 | 180 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $3,864,000 | 180 |
| Construction and land development | $282,000 | 184 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $1,752,000 | 124 |
| Secured by multifamily residential properties | $121,000 | 292 |
| Secured by nonfarm nonresidential properties | $1,709,000 | 155 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $443,000 | 527 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $98,000 | 1,604 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $98,000 | 1,288 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,069,000 | 499 |
| Loans secured by real estate, total | $3,231,000 | 328 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $3,231,000 | 328 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $681,000 | 375 |
| Secured by multifamily residential properties | $10,000 | 673 |
| Secured by nonfarm nonresidential properties | $2,540,000 | 212 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,520,000 | 414 |
| Loans to individuals | $318,000 | 1,087 |
| Credit card loan charge offs | $5,000 | 2,718 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $313,000 | 851 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $795,000 | 651 |
| Loans secured by real estate, total | $410,000 | 403 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $410,000 | 402 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $18,000 | 1,569 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $392,000 | 228 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $234,000 | 732 |
| Loans to individuals | $151,000 | 883 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $151,000 | 742 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,274,000 | 456 |
| Loans secured by real estate, total | $2,821,000 | 321 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $2,821,000 | 321 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $663,000 | 324 |
| Secured by multifamily residential properties | $10,000 | 630 |
| Secured by nonfarm nonresidential properties | $2,148,000 | 204 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $1,286,000 | 356 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $167,000 | 1,279 |
| Credit card loan net charge offs | $5,000 | 2,429 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $162,000 | 967 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,605,000 | 493 |
| Loans secured by real estate, total | $2,132,000 | 520 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,132,000 | 520 |
| Construction and land development | $718,000 | 320 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $904,000 | 307 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $510,000 | 722 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $4,046,000 | 272 |
| Loans to individuals | $427,000 | 1,079 |
| Credit card loan charge offs | $2,000 | 3,539 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $425,000 | 852 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $772,000 | 681 |
| Loans secured by real estate, total | $301,000 | 446 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $301,000 | 446 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $57,000 | 651 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $244,000 | 273 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $62,000 | 2,394 |
| Loans to individuals | $409,000 | 508 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $409,000 | 405 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,833,000 | 473 |
| Loans secured by real estate, total | $1,831,000 | 532 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,831,000 | 532 |
| Construction and land development | $718,000 | 307 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $847,000 | 281 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $266,000 | 987 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $3,984,000 | 227 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $18,000 | 5,866 |
| Credit card loan net charge offs | $2,000 | 3,295 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $16,000 | 5,651 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.