Home > The Norwich Savings Society > Net charge- offs to loans
The Norwich Savings Society, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5942% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4420% | 59 |
| Percentage Net Loans Charged-off:Construction & development | 0.7348% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6156% | 69 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1241% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3459% | 71 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3795% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5326% | 102 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4512% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | 30.6893% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6573% | 1,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5635% | 77 |
| Percentage Net Loans Charged-off:Construction & development | 0.8960% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4883% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1691% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4900% | 69 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5396% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1784% | 158 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0674% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7150% | 1,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5564% | 130 |
| Percentage Net Loans Charged-off:Construction & development | 0.5057% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8404% | 157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4529% | 90 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1585% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4823% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1026% | 83 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2931% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2596% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2353% | 76 |
| Percentage Net Loans Charged-off:Construction & development | 4.0268% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0422% | 80 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5958% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8167% | 60 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0949% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8997% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0190% | 108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6843% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1866% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9333% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8486% | 107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1359% | 313 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3105% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1372% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3347% | 221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2872% | 128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9258% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8052% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4695% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5818% | 408 |
| Percentage Net Loans Charged-off:Construction & development | 14.3934% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3553% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3728% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4754% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3576% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4124% | 81 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0718% | 1,344 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3316% | 797 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |