Home > Maine Bank & Trust Company > Income and Expense
Maine Bank & Trust Company, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,488,000 | 1,870 |
| Total interest expense | $4,248,000 | 3,361 |
| Net interest income | $16,240,000 | 1,370 |
| Provision for loan and lease losses | $381,000 | 4,215 |
| Total noninterest income | $7,720,000 | 737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,720,000 | 463 |
| Total noninterest expense | $18,598,000 | 1,061 |
| Salaries and employee benefits | $8,316,000 | 1,198 |
| Premises and equipment expense | $1,877,000 | 1,475 |
| Additional noninterest expense | $8,405,000 | 788 |
| Pre-tax net operating income | $4,981,000 | 1,110 |
| Securities gains (losses) | $191,000 | 737 |
| Applicable income taxes | $1,856,000 | 721 |
| Income before extraordinary items | $3,316,000 | 1,254 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,316,000 | 1,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 3,340 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,193,760 | 1,373 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,898,000 | 1,845 |
| Total interest expense | $3,466,000 | 3,267 |
| Net interest income | $12,432,000 | 1,360 |
| Provision for loan and lease losses | $359,000 | 3,264 |
| Total noninterest income | $5,759,000 | 773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,759,000 | 498 |
| Total noninterest expense | $14,081,000 | 1,050 |
| Salaries and employee benefits | $6,394,000 | 1,187 |
| Premises and equipment expense | $1,414,000 | 1,476 |
| Additional noninterest expense | $6,273,000 | 744 |
| Pre-tax net operating income | $3,751,000 | 1,323 |
| Securities gains (losses) | $178,000 | 674 |
| Applicable income taxes | $1,347,000 | 917 |
| Income before extraordinary items | $2,582,000 | 1,431 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,582,000 | 1,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 2,472 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,464,520 | 1,555 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,709,000 | 1,856 |
| Total interest expense | $2,542,000 | 3,138 |
| Net interest income | $8,167,000 | 1,363 |
| Provision for loan and lease losses | $51,000 | 5,152 |
| Total noninterest income | $3,734,000 | 801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,734,000 | 530 |
| Total noninterest expense | $9,429,000 | 1,041 |
| Salaries and employee benefits | $4,395,000 | 1,165 |
| Premises and equipment expense | $968,000 | 1,434 |
| Additional noninterest expense | $4,066,000 | 742 |
| Pre-tax net operating income | $2,421,000 | 1,424 |
| Securities gains (losses) | $143,000 | 762 |
| Applicable income taxes | $792,000 | 1,120 |
| Income before extraordinary items | $1,772,000 | 1,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,772,000 | 1,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,673,330 | 1,595 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,592,000 | 1,834 |
| Total interest expense | $1,488,000 | 2,905 |
| Net interest income | $4,104,000 | 1,349 |
| Provision for loan and lease losses | $310,000 | 1,342 |
| Total noninterest income | $1,824,000 | 813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,824,000 | 537 |
| Total noninterest expense | $4,761,000 | 1,027 |
| Salaries and employee benefits | $2,263,000 | 1,138 |
| Premises and equipment expense | $516,000 | 1,344 |
| Additional noninterest expense | $1,982,000 | 728 |
| Pre-tax net operating income | $857,000 | 2,034 |
| Securities gains (losses) | $78,000 | 844 |
| Applicable income taxes | $307,000 | 1,451 |
| Income before extraordinary items | $628,000 | 2,225 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $628,000 | 2,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,277 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $575,740 | 2,322 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,672,000 | 1,735 |
| Total interest expense | $6,208,000 | 2,930 |
| Net interest income | $18,464,000 | 1,205 |
| Provision for loan and lease losses | $406,000 | 2,672 |
| Total noninterest income | $5,980,000 | 947 |
| Gross Fiduciary activities income | $3,438,000 | 199 |
| Service charges on deposit accounts | $1,210,000 | 1,482 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,332,000 | 1,830 |
| Total noninterest expense | $15,623,000 | 1,195 |
| Salaries and employee benefits | $8,688,000 | 1,156 |
| Premises and equipment expense | $1,573,000 | 1,684 |
| Additional noninterest expense | $5,362,000 | 1,051 |
| Pre-tax net operating income | $8,415,000 | 1,000 |
| Securities gains (losses) | $-213,000 | 8,262 |
| Applicable income taxes | $2,857,000 | 851 |
| Income before extraordinary items | $5,345,000 | 1,197 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,345,000 | 1,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,926 |
| Cash dividends | $5,684,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $-755,000 | 8,487 |
| Net operating income | $5,483,450 | 1,165 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,609,000 | 1,733 |
| Total interest expense | $4,647,000 | 2,932 |
| Net interest income | $13,962,000 | 1,206 |
| Provision for loan and lease losses | $-243,000 | 8,487 |
| Total noninterest income | $4,416,000 | 962 |
| Gross Fiduciary activities income | $2,531,000 | 201 |
| Service charges on deposit accounts | $897,000 | 1,469 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $988,000 | 1,855 |
| Total noninterest expense | $11,677,000 | 1,190 |
| Salaries and employee benefits | $6,478,000 | 1,154 |
| Premises and equipment expense | $1,198,000 | 1,644 |
| Additional noninterest expense | $4,001,000 | 1,031 |
| Pre-tax net operating income | $6,944,000 | 991 |
| Securities gains (losses) | $-213,000 | 8,383 |
| Applicable income taxes | $2,371,000 | 833 |
| Income before extraordinary items | $4,360,000 | 1,185 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,360,000 | 1,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,810 |
| Cash dividends | $4,259,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,090 |
| Net operating income | $4,498,450 | 1,142 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,396,000 | 1,744 |
| Total interest expense | $3,071,000 | 2,954 |
| Net interest income | $9,325,000 | 1,226 |
| Provision for loan and lease losses | $-393,000 | 8,557 |
| Total noninterest income | $2,897,000 | 988 |
| Gross Fiduciary activities income | $1,659,000 | 211 |
| Service charges on deposit accounts | $600,000 | 1,471 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $638,000 | 1,898 |
| Total noninterest expense | $7,793,000 | 1,215 |
| Salaries and employee benefits | $4,303,000 | 1,187 |
| Premises and equipment expense | $833,000 | 1,610 |
| Additional noninterest expense | $2,657,000 | 1,045 |
| Pre-tax net operating income | $4,822,000 | 993 |
| Securities gains (losses) | $-213,000 | 8,474 |
| Applicable income taxes | $1,636,000 | 856 |
| Income before extraordinary items | $2,973,000 | 1,205 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,973,000 | 1,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-164,000 | 8,508 |
| Cash dividends | $1,855,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $-85,000 | 8,554 |
| Net operating income | $3,111,450 | 1,130 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,222,000 | 1,741 |
| Total interest expense | $1,546,000 | 2,907 |
| Net interest income | $4,676,000 | 1,215 |
| Provision for loan and lease losses | $-118,000 | 8,556 |
| Total noninterest income | $1,394,000 | 1,007 |
| Gross Fiduciary activities income | $793,000 | 214 |
| Service charges on deposit accounts | $293,000 | 1,465 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $308,000 | 1,918 |
| Total noninterest expense | $3,882,000 | 1,216 |
| Salaries and employee benefits | $2,138,000 | 1,198 |
| Premises and equipment expense | $435,000 | 1,544 |
| Additional noninterest expense | $1,309,000 | 1,046 |
| Pre-tax net operating income | $2,306,000 | 1,019 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $817,000 | 842 |
| Income before extraordinary items | $1,489,000 | 1,190 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,489,000 | 1,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-118,000 | 8,529 |
| Cash dividends | $574,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 479 |
| Net operating income | $1,489,000 | 1,172 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,265,000 | 1,736 |
| Total interest expense | $5,552,000 | 2,773 |
| Net interest income | $17,713,000 | 1,282 |
| Provision for loan and lease losses | $213,000 | 3,413 |
| Total noninterest income | $5,196,000 | 1,060 |
| Gross Fiduciary activities income | $2,962,000 | 203 |
| Service charges on deposit accounts | $1,047,000 | 1,684 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,187,000 | 1,981 |
| Total noninterest expense | $14,981,000 | 1,205 |
| Salaries and employee benefits | $8,293,000 | 1,175 |
| Premises and equipment expense | $1,503,000 | 1,692 |
| Additional noninterest expense | $5,185,000 | 1,025 |
| Pre-tax net operating income | $7,715,000 | 1,266 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,761,000 | 1,016 |
| Income before extraordinary items | $4,954,000 | 1,472 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,954,000 | 1,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,089 |
| Cash dividends | $5,775,000 | 624 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,208 |
| Net operating income | $4,954,000 | 1,454 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,067,000 | 1,761 |
| Total interest expense | $3,853,000 | 2,868 |
| Net interest income | $13,214,000 | 1,305 |
| Provision for loan and lease losses | $200,000 | 2,859 |
| Total noninterest income | $3,811,000 | 1,086 |
| Gross Fiduciary activities income | $2,171,000 | 215 |
| Service charges on deposit accounts | $781,000 | 1,694 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $859,000 | 2,027 |
| Total noninterest expense | $11,307,000 | 1,208 |
| Salaries and employee benefits | $6,233,000 | 1,188 |
| Premises and equipment expense | $1,147,000 | 1,677 |
| Additional noninterest expense | $3,927,000 | 1,032 |
| Pre-tax net operating income | $5,518,000 | 1,388 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,997,000 | 1,099 |
| Income before extraordinary items | $3,521,000 | 1,574 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,521,000 | 1,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $4,635,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,004 |
| Net operating income | $3,521,000 | 1,555 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,120,000 | 1,774 |
| Total interest expense | $2,402,000 | 2,918 |
| Net interest income | $8,718,000 | 1,323 |
| Provision for loan and lease losses | $188,000 | 2,216 |
| Total noninterest income | $2,501,000 | 1,106 |
| Gross Fiduciary activities income | $1,414,000 | 227 |
| Service charges on deposit accounts | $519,000 | 1,685 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $568,000 | 2,034 |
| Total noninterest expense | $7,616,000 | 1,202 |
| Salaries and employee benefits | $4,203,000 | 1,182 |
| Premises and equipment expense | $785,000 | 1,643 |
| Additional noninterest expense | $2,628,000 | 1,019 |
| Pre-tax net operating income | $3,415,000 | 1,481 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,227,000 | 1,174 |
| Income before extraordinary items | $2,188,000 | 1,666 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,188,000 | 1,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $4,635,000 | 403 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 839 |
| Net operating income | $2,188,000 | 1,652 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 1,774 |
| Total interest expense | $1,067,000 | 3,095 |
| Net interest income | $4,350,000 | 1,316 |
| Provision for loan and lease losses | $113,000 | 1,842 |
| Total noninterest income | $1,234,000 | 1,096 |
| Gross Fiduciary activities income | $708,000 | 225 |
| Service charges on deposit accounts | $248,000 | 1,697 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $278,000 | 2,044 |
| Total noninterest expense | $3,818,000 | 1,199 |
| Salaries and employee benefits | $2,104,000 | 1,184 |
| Premises and equipment expense | $408,000 | 1,598 |
| Additional noninterest expense | $1,306,000 | 1,025 |
| Pre-tax net operating income | $1,653,000 | 1,499 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $593,000 | 1,210 |
| Income before extraordinary items | $1,060,000 | 1,689 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,060,000 | 1,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $4,635,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 604 |
| Net operating income | $1,060,000 | 1,676 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,941,000 | 1,782 |
| Total interest expense | $2,505,000 | 3,818 |
| Net interest income | $16,436,000 | 1,332 |
| Provision for loan and lease losses | $278,000 | 2,988 |
| Total noninterest income | $4,810,000 | 1,121 |
| Gross Fiduciary activities income | $2,816,000 | 213 |
| Service charges on deposit accounts | $891,000 | 1,927 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,103,000 | 2,071 |
| Total noninterest expense | $14,628,000 | 1,188 |
| Salaries and employee benefits | $7,910,000 | 1,168 |
| Premises and equipment expense | $1,582,000 | 1,540 |
| Additional noninterest expense | $5,136,000 | 1,016 |
| Pre-tax net operating income | $6,340,000 | 1,513 |
| Securities gains (losses) | $15,000 | 1,350 |
| Applicable income taxes | $2,302,000 | 1,214 |
| Income before extraordinary items | $4,053,000 | 1,727 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,053,000 | 1,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,385 |
| Cash dividends | $1,075,000 | 2,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,043,400 | 1,702 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,659,000 | 1,800 |
| Total interest expense | $1,631,000 | 4,062 |
| Net interest income | $12,028,000 | 1,353 |
| Provision for loan and lease losses | $253,000 | 2,527 |
| Total noninterest income | $3,550,000 | 1,135 |
| Gross Fiduciary activities income | $2,107,000 | 211 |
| Service charges on deposit accounts | $654,000 | 1,959 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $789,000 | 2,146 |
| Total noninterest expense | $10,837,000 | 1,193 |
| Salaries and employee benefits | $5,930,000 | 1,158 |
| Premises and equipment expense | $1,196,000 | 1,521 |
| Additional noninterest expense | $3,711,000 | 1,031 |
| Pre-tax net operating income | $4,488,000 | 1,591 |
| Securities gains (losses) | $15,000 | 1,338 |
| Applicable income taxes | $1,631,000 | 1,285 |
| Income before extraordinary items | $2,872,000 | 1,823 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,872,000 | 1,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,337 |
| Cash dividends | $375,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,862,400 | 1,793 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,610,000 | 1,853 |
| Total interest expense | $958,000 | 4,255 |
| Net interest income | $7,652,000 | 1,390 |
| Provision for loan and lease losses | $175,000 | 2,402 |
| Total noninterest income | $2,342,000 | 1,130 |
| Gross Fiduciary activities income | $1,419,000 | 211 |
| Service charges on deposit accounts | $426,000 | 1,964 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $497,000 | 2,190 |
| Total noninterest expense | $7,178,000 | 1,175 |
| Salaries and employee benefits | $3,912,000 | 1,166 |
| Premises and equipment expense | $821,000 | 1,464 |
| Additional noninterest expense | $2,445,000 | 1,027 |
| Pre-tax net operating income | $2,641,000 | 1,754 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $956,000 | 1,419 |
| Income before extraordinary items | $1,685,000 | 2,010 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,685,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,020 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,685,000 | 1,973 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 1,894 |
| Total interest expense | $417,000 | 4,548 |
| Net interest income | $3,683,000 | 1,432 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $1,166,000 | 1,114 |
| Gross Fiduciary activities income | $716,000 | 213 |
| Service charges on deposit accounts | $202,000 | 1,988 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $248,000 | 2,164 |
| Total noninterest expense | $3,562,000 | 1,188 |
| Salaries and employee benefits | $1,960,000 | 1,166 |
| Premises and equipment expense | $410,000 | 1,471 |
| Additional noninterest expense | $1,192,000 | 1,032 |
| Pre-tax net operating income | $1,249,000 | 1,810 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $452,000 | 1,459 |
| Income before extraordinary items | $797,000 | 2,083 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $797,000 | 2,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,145 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $797,000 | 2,050 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,613,000 | 1,943 |
| Total interest expense | $1,101,000 | 5,377 |
| Net interest income | $13,512,000 | 1,496 |
| Provision for loan and lease losses | $-100,000 | 8,788 |
| Total noninterest income | $4,430,000 | 1,184 |
| Gross Fiduciary activities income | $2,717,000 | 215 |
| Service charges on deposit accounts | $915,000 | 1,915 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $798,000 | 2,500 |
| Total noninterest expense | $13,188,000 | 1,244 |
| Salaries and employee benefits | $7,331,000 | 1,185 |
| Premises and equipment expense | $1,500,000 | 1,546 |
| Additional noninterest expense | $4,357,000 | 1,133 |
| Pre-tax net operating income | $4,854,000 | 1,746 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,762,000 | 1,418 |
| Income before extraordinary items | $3,092,000 | 2,025 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,092,000 | 2,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 8,772 |
| Cash dividends | $2,075,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,092,000 | 1,975 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,737,000 | 1,957 |
| Total interest expense | $800,000 | 5,446 |
| Net interest income | $9,937,000 | 1,517 |
| Provision for loan and lease losses | $-100,000 | 8,869 |
| Total noninterest income | $3,305,000 | 1,213 |
| Gross Fiduciary activities income | $2,032,000 | 215 |
| Service charges on deposit accounts | $711,000 | 1,861 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $562,000 | 2,616 |
| Total noninterest expense | $9,785,000 | 1,256 |
| Salaries and employee benefits | $5,556,000 | 1,170 |
| Premises and equipment expense | $1,117,000 | 1,562 |
| Additional noninterest expense | $3,112,000 | 1,179 |
| Pre-tax net operating income | $3,557,000 | 1,783 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,287,000 | 1,454 |
| Income before extraordinary items | $2,270,000 | 2,067 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,270,000 | 2,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-91,000 | 8,787 |
| Cash dividends | $1,075,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,270,000 | 2,011 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,046,000 | 1,982 |
| Total interest expense | $535,000 | 5,456 |
| Net interest income | $6,511,000 | 1,525 |
| Provision for loan and lease losses | $-100,000 | 8,959 |
| Total noninterest income | $2,173,000 | 1,210 |
| Gross Fiduciary activities income | $1,342,000 | 220 |
| Service charges on deposit accounts | $492,000 | 1,778 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $339,000 | 2,787 |
| Total noninterest expense | $6,460,000 | 1,258 |
| Salaries and employee benefits | $3,795,000 | 1,139 |
| Premises and equipment expense | $783,000 | 1,475 |
| Additional noninterest expense | $1,882,000 | 1,294 |
| Pre-tax net operating income | $2,324,000 | 1,806 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $841,000 | 1,471 |
| Income before extraordinary items | $1,483,000 | 2,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,483,000 | 2,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 8,834 |
| Cash dividends | $1,075,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,483,000 | 2,031 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,532,000 | 1,988 |
| Total interest expense | $275,000 | 5,436 |
| Net interest income | $3,257,000 | 1,528 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,148,000 | 1,128 |
| Gross Fiduciary activities income | $688,000 | 218 |
| Service charges on deposit accounts | $244,000 | 1,747 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $216,000 | 2,353 |
| Total noninterest expense | $3,237,000 | 1,259 |
| Salaries and employee benefits | $1,905,000 | 1,148 |
| Premises and equipment expense | $409,000 | 1,434 |
| Additional noninterest expense | $923,000 | 1,304 |
| Pre-tax net operating income | $1,168,000 | 1,766 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $423,000 | 1,488 |
| Income before extraordinary items | $745,000 | 2,056 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $745,000 | 2,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,801 |
| Cash dividends | $750,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $745,000 | 1,979 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,314,000 | 2,139 |
| Total interest expense | $1,304,000 | 5,316 |
| Net interest income | $12,010,000 | 1,617 |
| Provision for loan and lease losses | $-725,000 | 9,141 |
| Total noninterest income | $4,582,000 | 1,207 |
| Gross Fiduciary activities income | $2,478,000 | 231 |
| Service charges on deposit accounts | $964,000 | 1,792 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,140,000 | 2,190 |
| Total noninterest expense | $13,538,000 | 1,196 |
| Salaries and employee benefits | $7,918,000 | 1,066 |
| Premises and equipment expense | $1,844,000 | 1,218 |
| Additional noninterest expense | $3,776,000 | 1,314 |
| Pre-tax net operating income | $3,779,000 | 2,059 |
| Securities gains (losses) | $568,000 | 689 |
| Applicable income taxes | $1,509,000 | 1,617 |
| Income before extraordinary items | $2,838,000 | 2,142 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,838,000 | 2,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,591 |
| Cash dividends | $1,750,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,468,800 | 2,292 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,869,000 | 2,204 |
| Total interest expense | $1,021,000 | 5,316 |
| Net interest income | $8,848,000 | 1,662 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $3,420,000 | 1,242 |
| Gross Fiduciary activities income | $1,826,000 | 239 |
| Service charges on deposit accounts | $718,000 | 1,804 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $876,000 | 2,237 |
| Total noninterest expense | $9,929,000 | 1,227 |
| Salaries and employee benefits | $6,052,000 | 1,053 |
| Premises and equipment expense | $1,342,000 | 1,274 |
| Additional noninterest expense | $2,535,000 | 1,452 |
| Pre-tax net operating income | $2,339,000 | 2,523 |
| Securities gains (losses) | $138,000 | 1,481 |
| Applicable income taxes | $861,000 | 2,093 |
| Income before extraordinary items | $1,616,000 | 2,802 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,616,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,399 |
| Cash dividends | $1,750,000 | 1,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,526,300 | 2,781 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,583,000 | 2,218 |
| Total interest expense | $737,000 | 5,180 |
| Net interest income | $5,846,000 | 1,670 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $2,236,000 | 1,256 |
| Gross Fiduciary activities income | $1,218,000 | 244 |
| Service charges on deposit accounts | $472,000 | 1,793 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $546,000 | 2,321 |
| Total noninterest expense | $6,654,000 | 1,223 |
| Salaries and employee benefits | $4,042,000 | 1,054 |
| Premises and equipment expense | $917,000 | 1,244 |
| Additional noninterest expense | $1,695,000 | 1,454 |
| Pre-tax net operating income | $1,428,000 | 2,698 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $496,000 | 2,329 |
| Income before extraordinary items | $932,000 | 3,126 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $932,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $1,750,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $932,000 | 2,961 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,295,000 | 2,233 |
| Total interest expense | $391,000 | 5,105 |
| Net interest income | $2,904,000 | 1,681 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,085,000 | 1,268 |
| Gross Fiduciary activities income | $621,000 | 247 |
| Service charges on deposit accounts | $225,000 | 1,818 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $239,000 | 2,426 |
| Total noninterest expense | $3,351,000 | 1,202 |
| Salaries and employee benefits | $2,029,000 | 1,049 |
| Premises and equipment expense | $481,000 | 1,190 |
| Additional noninterest expense | $841,000 | 1,426 |
| Pre-tax net operating income | $638,000 | 2,946 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $221,000 | 2,535 |
| Income before extraordinary items | $417,000 | 3,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $417,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $1,250,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $417,000 | 3,194 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,070,000 | 2,185 |
| Total interest expense | $2,171,000 | 4,546 |
| Net interest income | $11,899,000 | 1,626 |
| Provision for loan and lease losses | $67,000 | 6,354 |
| Total noninterest income | $4,355,000 | 1,178 |
| Gross Fiduciary activities income | $2,505,000 | 247 |
| Service charges on deposit accounts | $802,000 | 1,987 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,048,000 | 2,110 |
| Total noninterest expense | $13,293,000 | 1,162 |
| Salaries and employee benefits | $7,981,000 | 1,013 |
| Premises and equipment expense | $1,933,000 | 1,140 |
| Additional noninterest expense | $3,379,000 | 1,406 |
| Pre-tax net operating income | $2,894,000 | 2,577 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,007,000 | 2,194 |
| Income before extraordinary items | $1,887,000 | 2,938 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,887,000 | 2,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 9,245 |
| Cash dividends | $2,200,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,887,000 | 2,841 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,306,000 | 3,225 |
| Total interest expense | $2,108,000 | 5,936 |
| Net interest income | $8,198,000 | 2,193 |
| Provision for loan and lease losses | $241,000 | 3,696 |
| Total noninterest income | $3,042,000 | 1,465 |
| Gross Fiduciary activities income | $2,055,000 | 286 |
| Service charges on deposit accounts | $494,000 | 2,862 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $493,000 | 3,156 |
| Total noninterest expense | $9,209,000 | 1,589 |
| Salaries and employee benefits | $4,794,000 | 1,575 |
| Premises and equipment expense | $1,269,000 | 1,706 |
| Additional noninterest expense | $3,146,000 | 1,477 |
| Pre-tax net operating income | $1,790,000 | 3,448 |
| Securities gains (losses) | $32,000 | 2,761 |
| Applicable income taxes | $972,000 | 2,112 |
| Income before extraordinary items | $850,000 | 4,721 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $850,000 | 4,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 9,433 |
| Cash dividends | $7,000,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $829,520 | 4,662 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,782,000 | 1,983 |
| Total interest expense | $3,650,000 | 4,261 |
| Net interest income | $14,132,000 | 1,237 |
| Provision for loan and lease losses | $683,000 | 1,452 |
| Total noninterest income | $4,427,000 | 1,011 |
| Gross Fiduciary activities income | $2,951,000 | 227 |
| Service charges on deposit accounts | $723,000 | 1,910 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $753,000 | 2,240 |
| Total noninterest expense | $12,447,000 | 1,119 |
| Salaries and employee benefits | $6,989,000 | 1,006 |
| Premises and equipment expense | $1,810,000 | 1,102 |
| Additional noninterest expense | $3,648,000 | 1,249 |
| Pre-tax net operating income | $5,429,000 | 1,365 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,921,000 | 1,199 |
| Income before extraordinary items | $3,508,000 | 1,500 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,508,000 | 1,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,555 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 694 |
| Net operating income | $3,508,000 | 1,495 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,428,000 | 2,110 |
| Total interest expense | $3,589,000 | 3,953 |
| Net interest income | $11,839,000 | 1,490 |
| Provision for loan and lease losses | $564,000 | 1,604 |
| Total noninterest income | $3,950,000 | 1,104 |
| Gross Fiduciary activities income | $2,402,000 | 297 |
| Service charges on deposit accounts | $744,000 | 1,779 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $804,000 | 2,154 |
| Total noninterest expense | $10,921,000 | 1,261 |
| Salaries and employee benefits | $6,162,000 | 1,121 |
| Premises and equipment expense | $1,701,000 | 1,180 |
| Additional noninterest expense | $3,058,000 | 1,494 |
| Pre-tax net operating income | $4,304,000 | 1,738 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,528,000 | 1,577 |
| Income before extraordinary items | $2,776,000 | 1,915 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,776,000 | 1,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,829 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 821 |
| Net operating income | $2,776,000 | 1,884 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,950,000 | 2,184 |
| Total interest expense | $4,086,000 | 3,617 |
| Net interest income | $10,864,000 | 1,558 |
| Provision for loan and lease losses | $625,000 | 1,440 |
| Total noninterest income | $3,963,000 | 1,090 |
| Gross Fiduciary activities income | $2,359,000 | 289 |
| Service charges on deposit accounts | $700,000 | 1,826 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $904,000 | 1,998 |
| Total noninterest expense | $12,278,000 | 1,077 |
| Salaries and employee benefits | $7,769,000 | 852 |
| Premises and equipment expense | $1,586,000 | 1,215 |
| Additional noninterest expense | $2,923,000 | 1,485 |
| Pre-tax net operating income | $1,924,000 | 3,443 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $701,000 | 3,024 |
| Income before extraordinary items | $1,223,000 | 3,862 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,223,000 | 3,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,498 |
| Cash dividends | $116,000 | 6,119 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 842 |
| Net operating income | $1,223,000 | 3,773 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,460,000 | 2,433 |
| Total interest expense | $3,532,000 | 4,112 |
| Net interest income | $9,928,000 | 1,756 |
| Provision for loan and lease losses | $141,000 | 4,282 |
| Total noninterest income | $3,339,000 | 1,202 |
| Gross Fiduciary activities income | $2,074,000 | 317 |
| Service charges on deposit accounts | $615,000 | 2,139 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $650,000 | 2,337 |
| Total noninterest expense | $10,351,000 | 1,280 |
| Salaries and employee benefits | $5,908,000 | 1,112 |
| Premises and equipment expense | $1,580,000 | 1,247 |
| Additional noninterest expense | $2,863,000 | 1,499 |
| Pre-tax net operating income | $2,775,000 | 2,666 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $997,000 | 2,446 |
| Income before extraordinary items | $1,778,000 | 2,861 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,778,000 | 2,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,153 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,007 |
| Net operating income | $1,778,000 | 2,808 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,121,000 | 2,733 |
| Total interest expense | $3,904,000 | 3,804 |
| Net interest income | $8,217,000 | 2,192 |
| Provision for loan and lease losses | $862,000 | 1,143 |
| Total noninterest income | $2,335,000 | 1,625 |
| Gross Fiduciary activities income | $1,385,000 | 429 |
| Service charges on deposit accounts | $516,000 | 2,643 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $434,000 | 3,222 |
| Total noninterest expense | $8,829,000 | 1,606 |
| Salaries and employee benefits | $4,875,000 | 1,376 |
| Premises and equipment expense | $1,434,000 | 1,418 |
| Additional noninterest expense | $2,520,000 | 1,995 |
| Pre-tax net operating income | $861,000 | 6,241 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $317,000 | 5,643 |
| Income before extraordinary items | $544,000 | 6,599 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $544,000 | 6,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,358 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 111 |
| Net operating income | $544,000 | 6,536 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,969,000 | 3,022 |
| Total interest expense | $3,946,000 | 3,721 |
| Net interest income | $7,023,000 | 2,553 |
| Provision for loan and lease losses | $590,000 | 1,387 |
| Total noninterest income | $1,664,000 | 2,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,301,000 | 1,507 |
| Total noninterest expense | $6,919,000 | 1,995 |
| Salaries and employee benefits | $3,720,000 | 1,784 |
| Premises and equipment expense | $938,000 | 2,145 |
| Additional noninterest expense | $2,261,000 | 2,181 |
| Pre-tax net operating income | $1,178,000 | 5,312 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $424,000 | 4,746 |
| Income before extraordinary items | $754,000 | 5,689 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $754,000 | 5,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,162 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $754,000 | 5,667 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,709,000 | 4,393 |
| Total interest expense | $2,046,000 | 5,505 |
| Net interest income | $4,663,000 | 3,799 |
| Provision for loan and lease losses | $370,000 | 1,931 |
| Total noninterest income | $1,119,000 | 2,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $847,000 | 2,063 |
| Total noninterest expense | $4,690,000 | 2,944 |
| Salaries and employee benefits | $2,547,000 | 2,611 |
| Premises and equipment expense | $483,000 | 3,914 |
| Additional noninterest expense | $1,660,000 | 3,029 |
| Pre-tax net operating income | $722,000 | 7,275 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $220,000 | 7,005 |
| Income before extraordinary items | $502,000 | 7,302 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $502,000 | 7,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 11,591 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $502,000 | 7,328 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 6,490 |
| Total interest expense | $1,420,000 | 7,469 |
| Net interest income | $2,912,000 | 5,785 |
| Provision for loan and lease losses | $710,000 | 1,648 |
| Total noninterest income | $814,000 | 3,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $615,000 | 2,845 |
| Total noninterest expense | $3,353,000 | 4,072 |
| Salaries and employee benefits | $1,647,000 | 3,934 |
| Premises and equipment expense | $413,000 | 4,596 |
| Additional noninterest expense | $1,293,000 | 3,947 |
| Pre-tax net operating income | $-337,000 | 12,784 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-337,000 | 12,841 |
| Extraordinary gains, net | $743,000 | 307 |
| Net income | $406,000 | 8,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 4,247 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,167 |
| Net operating income | $-337,000 | 12,773 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 11,151 |
| Total interest expense | $964,000 | 10,562 |
| Net interest income | $909,000 | 11,472 |
| Provision for loan and lease losses | $228,000 | 4,876 |
| Total noninterest income | $389,000 | 6,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 4,418 |
| Total noninterest expense | $2,441,000 | 5,413 |
| Salaries and employee benefits | $1,234,000 | 5,031 |
| Premises and equipment expense | $321,000 | 5,703 |
| Additional noninterest expense | $886,000 | 5,598 |
| Pre-tax net operating income | $-1,371,000 | 13,551 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-1,371,000 | 13,605 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,371,000 | 13,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 170 |
| Net operating income | $-1,371,000 | 13,544 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.