Home > Jackson Federal Bank > Income and Expense
Jackson Federal Bank, Income and Expense
2004-09-30 (YTD Data) | Rank | |
Total interest income | $74,249,000 | 320 |
Total interest expense | $25,376,000 | 276 |
Net interest income | $48,873,000 | 345 |
Provision for loan and lease losses | $-1,060,000 | 8,992 |
Total noninterest income | $5,856,000 | 747 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $5,856,000 | 491 |
Total noninterest expense | $23,036,000 | 553 |
Salaries and employee benefits | $12,366,000 | 533 |
Premises and equipment expense | $5,004,000 | 357 |
Additional noninterest expense | $5,666,000 | 688 |
Pre-tax net operating income | $32,753,000 | 284 |
Securities gains (losses) | $1,698,000 | 183 |
Applicable income taxes | $14,114,000 | 247 |
Income before extraordinary items | $20,337,000 | 312 |
Extraordinary gains, net | $0 | 26 |
Net income | $20,337,000 | 312 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-467,000 | 8,980 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $19,250,280 | 319 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $50,803,000 | 315 |
Total interest expense | $17,436,000 | 264 |
Net interest income | $33,367,000 | 334 |
Provision for loan and lease losses | $0 | 6,885 |
Total noninterest income | $3,815,000 | 760 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $3,815,000 | 508 |
Total noninterest expense | $15,647,000 | 546 |
Salaries and employee benefits | $8,056,000 | 545 |
Premises and equipment expense | $3,399,000 | 345 |
Additional noninterest expense | $4,192,000 | 633 |
Pre-tax net operating income | $21,535,000 | 277 |
Securities gains (losses) | $859,000 | 238 |
Applicable income taxes | $9,328,000 | 245 |
Income before extraordinary items | $13,066,000 | 314 |
Extraordinary gains, net | $0 | 21 |
Net income | $13,066,000 | 314 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-523,000 | 9,050 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $12,516,240 | 307 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $25,136,000 | 322 |
Total interest expense | $8,584,000 | 274 |
Net interest income | $16,552,000 | 340 |
Provision for loan and lease losses | $0 | 6,501 |
Total noninterest income | $1,893,000 | 747 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $1,893,000 | 505 |
Total noninterest expense | $8,057,000 | 535 |
Salaries and employee benefits | $3,944,000 | 564 |
Premises and equipment expense | $1,733,000 | 352 |
Additional noninterest expense | $2,380,000 | 557 |
Pre-tax net operating income | $10,388,000 | 285 |
Securities gains (losses) | $583,000 | 237 |
Applicable income taxes | $4,570,000 | 248 |
Income before extraordinary items | $6,401,000 | 318 |
Extraordinary gains, net | $0 | 16 |
Net income | $6,401,000 | 319 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-207,000 | 9,046 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $6,027,880 | 314 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $95,945,000 | 328 |
Total interest expense | $40,110,000 | 261 |
Net interest income | $55,835,000 | 382 |
Provision for loan and lease losses | $-3,424,000 | 9,168 |
Total noninterest income | $8,840,000 | 725 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $8,840,000 | 495 |
Total noninterest expense | $32,022,000 | 547 |
Salaries and employee benefits | $14,452,000 | 599 |
Premises and equipment expense | $6,276,000 | 392 |
Additional noninterest expense | $11,294,000 | 500 |
Pre-tax net operating income | $36,077,000 | 310 |
Securities gains (losses) | $39,000 | 2,721 |
Applicable income taxes | $12,371,000 | 314 |
Income before extraordinary items | $23,745,000 | 333 |
Extraordinary gains, net | $0 | 54 |
Net income | $23,745,000 | 334 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 6,724 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $23,719,260 | 312 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $72,591,000 | 335 |
Total interest expense | $30,631,000 | 265 |
Net interest income | $41,960,000 | 385 |
Provision for loan and lease losses | $0 | 7,481 |
Total noninterest income | $6,403,000 | 770 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $6,403,000 | 536 |
Total noninterest expense | $20,864,000 | 620 |
Salaries and employee benefits | $10,592,000 | 626 |
Premises and equipment expense | $4,601,000 | 403 |
Additional noninterest expense | $5,671,000 | 697 |
Pre-tax net operating income | $27,499,000 | 312 |
Securities gains (losses) | $7,000 | 3,479 |
Applicable income taxes | $10,576,000 | 301 |
Income before extraordinary items | $16,930,000 | 364 |
Extraordinary gains, net | $0 | 40 |
Net income | $16,930,000 | 365 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-232,000 | 9,178 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $16,925,520 | 333 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $48,925,000 | 338 |
Total interest expense | $20,705,000 | 271 |
Net interest income | $28,220,000 | 385 |
Provision for loan and lease losses | $0 | 7,324 |
Total noninterest income | $4,095,000 | 780 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $4,095,000 | 538 |
Total noninterest expense | $13,793,000 | 625 |
Salaries and employee benefits | $7,009,000 | 628 |
Premises and equipment expense | $2,888,000 | 425 |
Additional noninterest expense | $3,896,000 | 689 |
Pre-tax net operating income | $18,522,000 | 314 |
Securities gains (losses) | $16,000 | 2,719 |
Applicable income taxes | $7,108,000 | 306 |
Income before extraordinary items | $11,430,000 | 362 |
Extraordinary gains, net | $0 | 30 |
Net income | $11,430,000 | 363 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 4,226 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $11,419,760 | 336 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $25,077,000 | 337 |
Total interest expense | $10,458,000 | 282 |
Net interest income | $14,619,000 | 380 |
Provision for loan and lease losses | $0 | 6,934 |
Total noninterest income | $1,805,000 | 839 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $1,805,000 | 581 |
Total noninterest expense | $6,741,000 | 624 |
Salaries and employee benefits | $3,458,000 | 632 |
Premises and equipment expense | $1,392,000 | 438 |
Additional noninterest expense | $1,891,000 | 684 |
Pre-tax net operating income | $9,683,000 | 304 |
Securities gains (losses) | $21,000 | 1,872 |
Applicable income taxes | $3,955,000 | 288 |
Income before extraordinary items | $5,749,000 | 346 |
Extraordinary gains, net | $0 | 21 |
Net income | $5,749,000 | 347 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $5,735,560 | 321 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $100,530,000 | 357 |
Total interest expense | $47,113,000 | 292 |
Net interest income | $53,417,000 | 402 |
Provision for loan and lease losses | $0 | 8,089 |
Total noninterest income | $7,619,000 | 755 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $7,619,000 | 522 |
Total noninterest expense | $26,342,000 | 620 |
Salaries and employee benefits | $12,766,000 | 633 |
Premises and equipment expense | $5,668,000 | 425 |
Additional noninterest expense | $7,908,000 | 672 |
Pre-tax net operating income | $34,694,000 | 317 |
Securities gains (losses) | $171,000 | 1,277 |
Applicable income taxes | $14,420,000 | 281 |
Income before extraordinary items | $20,445,000 | 370 |
Extraordinary gains, net | $0 | 70 |
Net income | $20,445,000 | 369 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $236,000 | 2,758 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $20,335,560 | 346 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $98,793,000 | 398 |
Total interest expense | $54,125,000 | 358 |
Net interest income | $44,668,000 | 441 |
Provision for loan and lease losses | $1,600,000 | 852 |
Total noninterest income | $5,979,000 | 862 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $5,979,000 | 578 |
Total noninterest expense | $26,083,000 | 622 |
Salaries and employee benefits | $11,386,000 | 663 |
Premises and equipment expense | $4,032,000 | 554 |
Additional noninterest expense | $10,665,000 | 550 |
Pre-tax net operating income | $22,964,000 | 381 |
Securities gains (losses) | $-113,000 | 9,506 |
Applicable income taxes | $10,787,000 | 320 |
Income before extraordinary items | $12,064,000 | 503 |
Extraordinary gains, net | $0 | 105 |
Net income | $12,064,000 | 504 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $103,000 | 4,010 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $12,136,320 | 476 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $38,318,000 | 921 |
Total interest expense | $22,235,000 | 822 |
Net interest income | $16,083,000 | 1,101 |
Provision for loan and lease losses | $752,000 | 1,330 |
Total noninterest income | $2,595,000 | 1,535 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $2,595,000 | 943 |
Total noninterest expense | $13,484,000 | 1,037 |
Salaries and employee benefits | $5,597,000 | 1,261 |
Premises and equipment expense | $2,095,000 | 953 |
Additional noninterest expense | $5,792,000 | 852 |
Pre-tax net operating income | $4,442,000 | 1,658 |
Securities gains (losses) | $376,000 | 302 |
Applicable income taxes | $2,010,000 | 1,148 |
Income before extraordinary items | $2,808,000 | 1,858 |
Extraordinary gains, net | $0 | 38 |
Net income | $2,808,000 | 1,858 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $731,000 | 940 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $2,567,360 | 2,036 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $8,572,000 | 3,666 |
Total interest expense | $4,924,000 | 2,967 |
Net interest income | $3,648,000 | 4,511 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $1,182,000 | 2,723 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $1,182,000 | 1,664 |
Total noninterest expense | $5,417,000 | 2,500 |
Salaries and employee benefits | $2,621,000 | 2,682 |
Premises and equipment expense | $1,033,000 | 1,984 |
Additional noninterest expense | $1,763,000 | 2,465 |
Pre-tax net operating income | $-587,000 | 9,904 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $2,000 | 8,682 |
Income before extraordinary items | $-589,000 | 9,955 |
Extraordinary gains, net | $0 | 35 |
Net income | $-589,000 | 9,953 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $35,000 | 5,387 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $-589,000 | 9,936 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,098,000 | 9,766 |
Total interest expense | $691,000 | 9,211 |
Net interest income | $407,000 | 10,074 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $159,000 | 8,092 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $159,000 | 5,516 |
Total noninterest expense | $608,000 | 9,403 |
Salaries and employee benefits | $245,000 | 9,901 |
Premises and equipment expense | $148,000 | 7,696 |
Additional noninterest expense | $215,000 | 8,963 |
Pre-tax net operating income | $-42,000 | 9,858 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $2,000 | 9,272 |
Income before extraordinary items | $-44,000 | 9,899 |
Extraordinary gains, net | $0 | 32 |
Net income | $-44,000 | 9,898 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $-44,000 | 9,859 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $7,976,000 | 3,977 |
Total interest expense | $4,583,000 | 3,241 |
Net interest income | $3,393,000 | 4,837 |
Provision for loan and lease losses | $-130,000 | 10,803 |
Total noninterest income | $948,000 | 3,182 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $948,000 | 1,806 |
Total noninterest expense | $4,221,000 | 3,018 |
Salaries and employee benefits | $1,573,000 | 4,077 |
Premises and equipment expense | $1,046,000 | 1,898 |
Additional noninterest expense | $1,602,000 | 2,563 |
Pre-tax net operating income | $250,000 | 9,292 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $1,000 | 10,030 |
Income before extraordinary items | $249,000 | 8,763 |
Extraordinary gains, net | $0 | 44 |
Net income | $249,000 | 8,766 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $63,000 | 4,724 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $249,000 | 8,722 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $7,654,000 | 4,200 |
Total interest expense | $4,430,000 | 3,367 |
Net interest income | $3,224,000 | 5,166 |
Provision for loan and lease losses | $1,062,000 | 978 |
Total noninterest income | $903,000 | 3,385 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $903,000 | 1,941 |
Total noninterest expense | $4,348,000 | 3,109 |
Salaries and employee benefits | $1,755,000 | 3,753 |
Premises and equipment expense | $996,000 | 2,010 |
Additional noninterest expense | $1,597,000 | 2,971 |
Pre-tax net operating income | $-1,283,000 | 11,370 |
Securities gains (losses) | $4,000 | 3,123 |
Applicable income taxes | $-1,000 | 10,892 |
Income before extraordinary items | $-1,278,000 | 11,386 |
Extraordinary gains, net | $0 | 53 |
Net income | $-1,278,000 | 11,386 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $723,000 | 1,088 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $-1,282,000 | 11,372 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $7,463,000 | 4,292 |
Total interest expense | $4,355,000 | 3,420 |
Net interest income | $3,108,000 | 5,350 |
Provision for loan and lease losses | $65,000 | 5,556 |
Total noninterest income | $758,000 | 3,836 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $758,000 | 2,190 |
Total noninterest expense | $4,099,000 | 3,245 |
Salaries and employee benefits | $1,696,000 | 3,834 |
Premises and equipment expense | $952,000 | 2,104 |
Additional noninterest expense | $1,451,000 | 3,182 |
Pre-tax net operating income | $-298,000 | 11,727 |
Securities gains (losses) | $263,000 | 564 |
Applicable income taxes | $-28,000 | 11,582 |
Income before extraordinary items | $-7,000 | 11,513 |
Extraordinary gains, net | $0 | 65 |
Net income | $-7,000 | 11,511 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 6,709 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | NA | NA |
Net operating income | $-175,320 | 11,650 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $6,547,000 | 4,492 |
Total interest expense | $3,390,000 | 3,545 |
Net interest income | $3,157,000 | 5,378 |
Provision for loan and lease losses | $402,000 | 1,816 |
Total noninterest income | $778,000 | 3,803 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $778,000 | 2,172 |
Total noninterest expense | $4,017,000 | 3,414 |
Salaries and employee benefits | $1,755,000 | 3,715 |
Premises and equipment expense | $892,000 | 2,264 |
Additional noninterest expense | $1,370,000 | 3,599 |
Pre-tax net operating income | $-484,000 | 12,378 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $-36,000 | 12,171 |
Income before extraordinary items | $-448,000 | 12,341 |
Extraordinary gains, net | $0 | 249 |
Net income | $-448,000 | 12,339 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $99,000 | 3,752 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $-448,000 | 12,351 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $6,229,000 | 4,797 |
Total interest expense | $3,285,000 | 3,799 |
Net interest income | $2,944,000 | 5,740 |
Provision for loan and lease losses | $408,000 | 2,428 |
Total noninterest income | $169,000 | 9,834 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $169,000 | 6,183 |
Total noninterest expense | $2,866,000 | 4,696 |
Salaries and employee benefits | $1,417,000 | 4,499 |
Premises and equipment expense | $678,000 | 2,970 |
Additional noninterest expense | $771,000 | 6,100 |
Pre-tax net operating income | $-161,000 | 12,661 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $-24,000 | 12,835 |
Income before extraordinary items | $-137,000 | 12,696 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-137,000 | 12,713 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-137,000 | 12,603 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $7,639,000 | 4,470 |
Total interest expense | $4,706,000 | 3,486 |
Net interest income | $2,933,000 | 5,822 |
Provision for loan and lease losses | $35,000 | 9,755 |
Total noninterest income | $164,000 | 10,187 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $164,000 | 6,333 |
Total noninterest expense | $2,905,000 | 4,662 |
Salaries and employee benefits | $1,335,000 | 4,708 |
Premises and equipment expense | $532,000 | 3,764 |
Additional noninterest expense | $1,038,000 | 4,900 |
Pre-tax net operating income | $157,000 | 11,454 |
Securities gains (losses) | $21,000 | 5,524 |
Applicable income taxes | $-88,000 | 13,567 |
Income before extraordinary items | $266,000 | 9,716 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $266,000 | 9,853 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $39,000 | 8,076 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $2,899,000 | 252 |
Net operating income | $245,000 | 9,612 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.