Home > Farmers & Merchants Bank > Net charge- offs to loans
Farmers & Merchants Bank, Net charge- offs to loans
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 3,643 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 4,138 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 4,337 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0471% | 4,297 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1262% | 4,474 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 4,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0442% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2137% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2137% | 323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0097% | 3,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 4,255 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 4,383 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0701% | 4,377 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1238% | 4,508 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 4,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0658% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6965% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6965% | 403 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0305% | 4,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0386% | 4,398 |
| Percentage Net Loans Charged-off:Construction & development | -0.0111% | 4,376 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 4,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1211% | 4,511 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4078% | 4,510 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0399% | 4,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1099% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1099% | 573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2070% | 4,562 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2398% | 4,577 |
| Percentage Net Loans Charged-off:Construction & development | -0.8025% | 4,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0363% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8042% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8042% | 138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2791% | 4,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3179% | 4,604 |
| Percentage Net Loans Charged-off:Construction & development | -1.0469% | 4,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0490% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0159% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2540% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2540% | 122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4209% | 4,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4653% | 4,643 |
| Percentage Net Loans Charged-off:Construction & development | -1.4744% | 4,608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5027% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5027% | 146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 1,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,052 |
| Percentage Net Loans Charged-off:Construction & development | -0.0251% | 4,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6291% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6291% | 104 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0505% | 4,352 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0713% | 4,507 |
| Percentage Net Loans Charged-off:Construction & development | -0.1693% | 4,614 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0223% | 4,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 4,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0455% | 4,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1975% | 4,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2065% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2065% | 88 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0544% | 4,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0738% | 4,519 |
| Percentage Net Loans Charged-off:Construction & development | -0.1546% | 4,645 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0298% | 4,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0544% | 4,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0744% | 4,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2493% | 4,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4029% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4029% | 76 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0382% | 4,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0620% | 4,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.1309% | 4,244 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0451% | 4,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3752% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3752% | 100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 4,051 |
| Percentage Net Loans Charged-off:Construction & development | -0.0532% | 4,214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0343% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0343% | 85 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1326% | 4,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1224% | 4,635 |
| Percentage Net Loans Charged-off:Construction & development | -0.1156% | 4,261 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1235% | 4,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1329% | 4,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0207% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1924% | 4,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4469% | 4,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2352% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2352% | 93 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1224% | 4,676 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1231% | 4,690 |
| Percentage Net Loans Charged-off:Construction & development | -0.1550% | 4,341 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1631% | 4,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 4,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0272% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0436% | 4,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2381% | 4,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1795% | 164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1795% | 141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1632% | 4,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1803% | 4,781 |
| Percentage Net Loans Charged-off:Construction & development | -0.2103% | 4,403 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2504% | 4,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0339% | 4,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0402% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0627% | 4,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0224% | 3,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1916% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1916% | 1,200 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2273% | 4,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2554% | 4,834 |
| Percentage Net Loans Charged-off:Construction & development | -0.4042% | 4,467 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2817% | 4,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0881% | 4,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1228% | 4,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 4,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6583% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6583% | 231 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 2,886 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.1747% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0594% | 4,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0915% | 4,674 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1235% | 3,627 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0779% | 4,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0127% | 1,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9063% | 86 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9063% | 77 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 2,475 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.2338% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0586% | 4,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1183% | 4,747 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1540% | 3,668 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1030% | 4,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0175% | 1,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7456% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7456% | 77 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0085% | 4,158 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0379% | 4,645 |
| Percentage Net Loans Charged-off:Construction & development | -0.0191% | 4,297 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0823% | 4,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0402% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9158% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9158% | 59 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0273% | 4,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0731% | 4,809 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 4,349 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1582% | 4,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0740% | 901 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.5539% | 44 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.5539% | 34 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 4,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0310% | 4,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0954% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1551% | 4,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 1,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1214% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 4,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0037% | 3,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6416% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6416% | 93 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0319% | 4,716 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0577% | 4,880 |
| Percentage Net Loans Charged-off:Construction & development | -0.1043% | 4,590 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0906% | 4,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0908% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 4,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 3,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4560% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4560% | 95 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,697 |
| Percentage Net Loans Charged-off:Construction & development | -0.0098% | 4,358 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0692% | 4,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3646% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 4,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 3,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4497% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4497% | 215 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 2,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 4,427 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1968% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 4,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5571% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5571% | 409 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0603% | 2,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0539% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0337% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0806% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3171% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 4,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1739% | 4,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9821% | 110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9821% | 90 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 2,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 1,667 |
| Percentage Net Loans Charged-off:Construction & development | -0.0330% | 4,491 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0602% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2282% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2318% | 4,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1677% | 164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1672% | 142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 3,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 4,551 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1920% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3297% | 5,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1231% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1231% | 235 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0628% | 5,066 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0494% | 5,062 |
| Percentage Net Loans Charged-off:Construction & development | -0.0270% | 4,644 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1235% | 5,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1767% | 5,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4251% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7197% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7197% | 387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1280% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1249% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.4083% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0145% | 1,161 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2790% | 4,537 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0892% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1699% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0535% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0341% | 4,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3663% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3663% | 241 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 2,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | -0.0341% | 4,646 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,698 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3986% | 4,578 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1261% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1974% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0944% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0559% | 4,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7577% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7577% | 355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 2,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0469% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | -0.0355% | 4,695 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1498% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2914% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0602% | 4,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9873% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9873% | 717 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0380% | 5,047 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0328% | 5,147 |
| Percentage Net Loans Charged-off:Construction & development | -0.0390% | 4,829 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0585% | 5,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0085% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0891% | 5,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0456% | 4,513 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7319% | 5,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7319% | 5,480 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1531% | 1,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1519% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 0.5397% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0613% | 991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 2,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0831% | 595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 2,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0336% | 4,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0697% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0697% | 311 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1162% | 1,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0927% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.2872% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0846% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 2,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0599% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 2,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0296% | 4,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3204% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3204% | 104 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0211% | 4,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0436% | 5,303 |
| Percentage Net Loans Charged-off:Construction & development | -0.1103% | 5,046 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0789% | 5,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 1,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0886% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0255% | 5,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0300% | 4,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6880% | 218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6880% | 187 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0152% | 4,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0464% | 5,376 |
| Percentage Net Loans Charged-off:Construction & development | -0.1780% | 5,200 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1728% | 5,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1059% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0076% | 3,997 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1600% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 4,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6148% | 165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6148% | 143 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0639% | 2,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | -0.0781% | 4,977 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0269% | 1,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0769% | 2,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1994% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 2,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1836% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3367% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3367% | 211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 2,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 1,919 |
| Percentage Net Loans Charged-off:Construction & development | -0.0588% | 5,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1114% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 1,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1773% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 2,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0445% | 4,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9037% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9040% | 287 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0864% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | -0.0717% | 5,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1930% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0582% | 1,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1352% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 2,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0436% | 4,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8085% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8085% | 321 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 2,988 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 4,731 |
| Percentage Net Loans Charged-off:Construction & development | -0.0937% | 5,265 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 5,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 1,594 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 4,205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0521% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0914% | 5,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9200% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9200% | 346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6741% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7469% | 351 |
| Percentage Net Loans Charged-off:Construction & development | -0.5186% | 5,610 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8711% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3855% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4515% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3526% | 969 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5787% | 5,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6953% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6953% | 1,284 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3376% | 1,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3978% | 745 |
| Percentage Net Loans Charged-off:Construction & development | -1.7723% | 5,855 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5088% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3724% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4093% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3540% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7764% | 6,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4917% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4917% | 1,553 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3723% | 1,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4703% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 0.3554% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5808% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4409% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5430% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3896% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2138% | 6,226 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6881% | 6,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6881% | 6,211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3617% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3866% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 0.2162% | 454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2860% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5245% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6304% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4713% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1097% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5123% | 6,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5123% | 6,089 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5066% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5456% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 4.0482% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6114% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1447% | 485 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3382% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1246% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9333% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3339% | 1,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0881% | 268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0881% | 246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1446% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1537% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 1.3555% | 670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7432% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1865% | 384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3916% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0133% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0699% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4341% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0902% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0902% | 247 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7728% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7985% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 0.4467% | 908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5247% | 859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2750% | 294 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1308% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5022% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4170% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0750% | 5,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1863% | 441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1863% | 402 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7847% | 779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8013% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 1.1814% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2751% | 883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5342% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0392% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6684% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7103% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2397% | 6,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5477% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5477% | 232 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6871% | 491 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6909% | 449 |
| Percentage Net Loans Charged-off:Construction & development | 6.7166% | 412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6134% | 1,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9815% | 320 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6525% | 1,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9820% | 666 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4733% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3310% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9136% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9136% | 371 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6234% | 515 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6691% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 7.2535% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5839% | 1,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4528% | 344 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4530% | 1,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4797% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4383% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4751% | 1,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3407% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3407% | 304 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6662% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7217% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 7.9061% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3908% | 1,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4488% | 1,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5005% | 850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4200% | 1,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4031% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1656% | 364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1656% | 342 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9682% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0649% | 391 |
| Percentage Net Loans Charged-off:Construction & development | 9.6279% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3250% | 1,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4035% | 1,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9947% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0741% | 2,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0977% | 1,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9528% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9528% | 366 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8390% | 791 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8406% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 5.5830% | 889 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5113% | 1,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6671% | 238 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1154% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8135% | 962 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2838% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7276% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1786% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1192% | 633 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8278% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8035% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 5.0071% | 868 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5486% | 1,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.0831% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2318% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7653% | 892 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4919% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1569% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0599% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9873% | 637 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7140% | 834 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7283% | 792 |
| Percentage Net Loans Charged-off:Construction & development | 3.9307% | 977 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6436% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.8408% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4401% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1093% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6247% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7121% | 1,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7055% | 1,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6713% | 1,701 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0201% | 1,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0946% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | 1.3603% | 1,125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6286% | 1,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3568% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3810% | 797 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9000% | 531 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0676% | 6,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5707% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5291% | 1,713 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0130% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0599% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 6.2889% | 1,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6728% | 1,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9359% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2794% | 731 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7423% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0396% | 2,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1683% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3509% | 1,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3291% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 4.3002% | 1,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1601% | 2,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6391% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0538% | 759 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4052% | 2,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2299% | 1,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1131% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5891% | 2,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4995% | 2,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.9259% | 2,030 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1992% | 2,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4970% | 1,909 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1085% | 669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1504% | 2,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3243% | 1,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7531% | 723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7900% | 1,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6567% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.6573% | 1,622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1630% | 1,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0310% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2042% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3628% | 1,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9520% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5943% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7612% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5662% | 2,726 |
| Percentage Net Loans Charged-off:Construction & development | 1.4571% | 2,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0668% | 3,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3957% | 2,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1356% | 1,692 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5420% | 1,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3797% | 1,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7529% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8763% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7486% | 1,913 |
| Percentage Net Loans Charged-off:Construction & development | 2.0548% | 1,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0477% | 2,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4618% | 1,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1997% | 1,352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6083% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6817% | 1,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6511% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9318% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8751% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 2.4164% | 1,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5527% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3023% | 995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6909% | 1,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9918% | 1,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2616% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 4,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 3,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 2,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 2,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0265% | 6,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1825% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3062% | 3,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1658% | 3,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.2219% | 2,367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1188% | 1,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1702% | 2,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1703% | 1,067 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1702% | 2,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6064% | 2,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4829% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1800% | 3,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 3,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1155% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0337% | 3,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 2,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4257% | 2,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9942% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1382% | 3,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 2,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1766% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0788% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2019% | 2,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0376% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 7,014 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 7,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 7,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 7,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0958% | 7,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3314% | 2,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1311% | 3,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 3,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0258% | 1,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0515% | 2,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1428% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 2,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7297% | 1,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9597% | 1,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0539% | 4,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 7,760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 2,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0800% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 2,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0976% | 2,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9831% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0294% | 4,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 2,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 7,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 2,038 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 5,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 1,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1199% | 2,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4807% | 2,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 3,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 7,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 7,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 7,732 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 5,949 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 7,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2569% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0553% | 3,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1489% | 2,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1903% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0795% | 1,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0141% | 669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1070% | 1,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1383% | 2,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0793% | 1,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 2,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0869% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1613% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0892% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0214% | 2,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0801% | 1,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 2,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0267% | 698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0796% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1113% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 2,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8052% | 1,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0912% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0555% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1408% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1971% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0818% | 3,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1243% | 3,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 1,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0452% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0668% | 1,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0955% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2479% | 2,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2534% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 3,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 2,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0534% | 1,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0770% | 1,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0680% | 2,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0442% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 3,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 1,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0500% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0724% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0409% | 2,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9165% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 3,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 1,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0496% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0724% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8925% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 4,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 3,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 1,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 2,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0411% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 7,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4151% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0769% | 4,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 2,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0258% | 1,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 2,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0407% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0142% | 7,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3707% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0785% | 3,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 2,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0399% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 7,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4239% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0633% | 3,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0440% | 7,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3340% | 1,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0874% | 5,047 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0842% | 8,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2776% | 8,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0521% | 4,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7056% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0233% | 1,767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0741% | 4,812 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1125% | 8,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3800% | 8,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9261% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0307% | 1,520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 4,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0896% | 1,894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0457% | 1,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 4,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3473% | 3,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0995% | 854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1875% | 3,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1153% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3659% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0375% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1359% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0465% | 4,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3291% | 1,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 6,594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 8,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 8,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 8,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4812% | 4,239 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5979% | 5,496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 4,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2333% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4765% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 6,120 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 5,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 6,614 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0435% | 7,185 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0790% | 6,158 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0633% | 11,072 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1889% | 5,543 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4024% | 5,052 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |