Home > Danversbank > Income and Expense
Danversbank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $60,897,000 | 248 |
| Total interest expense | $15,154,000 | 206 |
| Net interest income | $45,743,000 | 266 |
| Provision for loan and lease losses | $2,800,000 | 722 |
| Total noninterest income | $5,915,000 | 554 |
| Gross Fiduciary activities income | $849,000 | 296 |
| Service charges on deposit accounts | $2,030,000 | 382 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,036,000 | 611 |
| Total noninterest expense | $47,110,000 | 234 |
| Salaries and employee benefits | $24,047,000 | 201 |
| Premises and equipment expense | $6,694,000 | 201 |
| Additional noninterest expense | $16,369,000 | 266 |
| Pre-tax net operating income | $1,748,000 | 1,631 |
| Securities gains (losses) | $527,000 | 352 |
| Applicable income taxes | $1,538,000 | 544 |
| Income before extraordinary items | $737,000 | 2,822 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $737,000 | 2,824 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $737,000 | 2,824 |
| Net charge-offs | $2,231,000 | 851 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $357,000 | 256 |
| Net operating income | $399,720 | 3,883 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $31,115,000 | 244 |
| Total interest expense | $7,838,000 | 206 |
| Net interest income | $23,277,000 | 260 |
| Provision for loan and lease losses | $1,200,000 | 745 |
| Total noninterest income | $3,023,000 | 543 |
| Gross Fiduciary activities income | $404,000 | 306 |
| Service charges on deposit accounts | $993,000 | 385 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,626,000 | 590 |
| Total noninterest expense | $20,387,000 | 273 |
| Salaries and employee benefits | $9,721,000 | 261 |
| Premises and equipment expense | $3,553,000 | 196 |
| Additional noninterest expense | $7,113,000 | 284 |
| Pre-tax net operating income | $4,713,000 | 385 |
| Securities gains (losses) | $300,000 | 253 |
| Applicable income taxes | $1,068,000 | 431 |
| Income before extraordinary items | $3,945,000 | 360 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,945,000 | 359 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,945,000 | 359 |
| Net charge-offs | $170,000 | 2,243 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 216 |
| Net operating income | $3,708,000 | 363 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $119,009,000 | 261 |
| Total interest expense | $32,910,000 | 241 |
| Net interest income | $86,099,000 | 274 |
| Provision for loan and lease losses | $5,150,000 | 1,123 |
| Total noninterest income | $12,039,000 | 557 |
| Gross Fiduciary activities income | $1,571,000 | 308 |
| Service charges on deposit accounts | $3,991,000 | 391 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,477,000 | 611 |
| Total noninterest expense | $67,204,000 | 322 |
| Salaries and employee benefits | $36,072,000 | 266 |
| Premises and equipment expense | $12,256,000 | 219 |
| Additional noninterest expense | $18,876,000 | 427 |
| Pre-tax net operating income | $25,784,000 | 252 |
| Securities gains (losses) | $1,328,000 | 385 |
| Applicable income taxes | $6,820,000 | 286 |
| Income before extraordinary items | $20,292,000 | 251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $20,292,000 | 251 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $20,292,000 | 252 |
| Net charge-offs | $1,949,000 | 1,891 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $714,000 | 411 |
| Net operating income | $19,296,000 | 245 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $87,829,000 | 267 |
| Total interest expense | $24,620,000 | 249 |
| Net interest income | $63,209,000 | 278 |
| Provision for loan and lease losses | $3,400,000 | 1,168 |
| Total noninterest income | $8,201,000 | 574 |
| Gross Fiduciary activities income | $1,198,000 | 301 |
| Service charges on deposit accounts | $2,993,000 | 389 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,010,000 | 665 |
| Total noninterest expense | $49,774,000 | 321 |
| Salaries and employee benefits | $26,751,000 | 262 |
| Premises and equipment expense | $9,113,000 | 218 |
| Additional noninterest expense | $13,910,000 | 416 |
| Pre-tax net operating income | $18,236,000 | 259 |
| Securities gains (losses) | $1,328,000 | 328 |
| Applicable income taxes | $4,808,000 | 288 |
| Income before extraordinary items | $14,756,000 | 253 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $14,756,000 | 254 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $14,756,000 | 255 |
| Net charge-offs | $1,589,000 | 1,728 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $535,000 | 362 |
| Net operating income | $13,760,000 | 256 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $58,476,000 | 273 |
| Total interest expense | $16,310,000 | 258 |
| Net interest income | $42,166,000 | 276 |
| Provision for loan and lease losses | $2,500,000 | 1,079 |
| Total noninterest income | $5,471,000 | 574 |
| Gross Fiduciary activities income | $836,000 | 291 |
| Service charges on deposit accounts | $2,011,000 | 385 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,624,000 | 653 |
| Total noninterest expense | $33,080,000 | 324 |
| Salaries and employee benefits | $17,715,000 | 265 |
| Premises and equipment expense | $6,122,000 | 216 |
| Additional noninterest expense | $9,243,000 | 412 |
| Pre-tax net operating income | $12,057,000 | 251 |
| Securities gains (losses) | $1,262,000 | 209 |
| Applicable income taxes | $3,461,000 | 260 |
| Income before extraordinary items | $9,858,000 | 238 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $9,858,000 | 238 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $9,858,000 | 238 |
| Net charge-offs | $955,000 | 1,774 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $357,000 | 308 |
| Net operating income | $8,924,120 | 254 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $29,058,000 | 285 |
| Total interest expense | $8,089,000 | 274 |
| Net interest income | $20,969,000 | 279 |
| Provision for loan and lease losses | $1,200,000 | 1,029 |
| Total noninterest income | $2,591,000 | 586 |
| Gross Fiduciary activities income | $393,000 | 307 |
| Service charges on deposit accounts | $934,000 | 409 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,264,000 | 665 |
| Total noninterest expense | $16,654,000 | 320 |
| Salaries and employee benefits | $9,118,000 | 264 |
| Premises and equipment expense | $3,109,000 | 219 |
| Additional noninterest expense | $4,427,000 | 420 |
| Pre-tax net operating income | $5,706,000 | 250 |
| Securities gains (losses) | $69,000 | 978 |
| Applicable income taxes | $1,312,000 | 309 |
| Income before extraordinary items | $4,463,000 | 253 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,463,000 | 254 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $4,463,000 | 255 |
| Net charge-offs | $390,000 | 1,798 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 236 |
| Net operating income | $4,409,870 | 250 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $90,793,000 | 369 |
| Total interest expense | $34,384,000 | 332 |
| Net interest income | $56,409,000 | 387 |
| Provision for loan and lease losses | $5,110,000 | 1,417 |
| Total noninterest income | $6,959,000 | 848 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,339,000 | 503 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,620,000 | 912 |
| Total noninterest expense | $50,300,000 | 429 |
| Salaries and employee benefits | $26,424,000 | 368 |
| Premises and equipment expense | $9,067,000 | 309 |
| Additional noninterest expense | $14,809,000 | 564 |
| Pre-tax net operating income | $7,958,000 | 542 |
| Securities gains (losses) | $4,000 | 3,487 |
| Applicable income taxes | $1,206,000 | 848 |
| Income before extraordinary items | $6,756,000 | 504 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,756,000 | 504 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,756,000 | 506 |
| Net charge-offs | $2,544,000 | 1,775 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $713,000 | 480 |
| Net operating income | $6,752,600 | 501 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $66,498,000 | 390 |
| Total interest expense | $26,449,000 | 349 |
| Net interest income | $40,049,000 | 413 |
| Provision for loan and lease losses | $3,360,000 | 1,379 |
| Total noninterest income | $5,203,000 | 847 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,503,000 | 502 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,700,000 | 928 |
| Total noninterest expense | $36,230,000 | 445 |
| Salaries and employee benefits | $19,723,000 | 378 |
| Premises and equipment expense | $6,718,000 | 320 |
| Additional noninterest expense | $9,789,000 | 593 |
| Pre-tax net operating income | $5,662,000 | 603 |
| Securities gains (losses) | $4,000 | 3,208 |
| Applicable income taxes | $1,268,000 | 694 |
| Income before extraordinary items | $4,398,000 | 614 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,398,000 | 614 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,398,000 | 616 |
| Net charge-offs | $1,615,000 | 1,696 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $535,000 | 420 |
| Net operating income | $4,394,880 | 610 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $43,456,000 | 408 |
| Total interest expense | $17,690,000 | 365 |
| Net interest income | $25,766,000 | 430 |
| Provision for loan and lease losses | $1,960,000 | 1,411 |
| Total noninterest income | $3,541,000 | 838 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,634,000 | 509 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,907,000 | 922 |
| Total noninterest expense | $23,954,000 | 459 |
| Salaries and employee benefits | $13,037,000 | 393 |
| Premises and equipment expense | $4,469,000 | 323 |
| Additional noninterest expense | $6,448,000 | 612 |
| Pre-tax net operating income | $3,393,000 | 679 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $755,000 | 790 |
| Income before extraordinary items | $2,638,000 | 686 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,638,000 | 684 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,638,000 | 687 |
| Net charge-offs | $1,374,000 | 1,402 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $357,000 | 391 |
| Net operating income | $2,638,000 | 673 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $21,429,000 | 417 |
| Total interest expense | $8,818,000 | 382 |
| Net interest income | $12,611,000 | 437 |
| Provision for loan and lease losses | $760,000 | 1,381 |
| Total noninterest income | $1,738,000 | 822 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $788,000 | 517 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $950,000 | 884 |
| Total noninterest expense | $11,306,000 | 458 |
| Salaries and employee benefits | $6,499,000 | 391 |
| Premises and equipment expense | $2,272,000 | 327 |
| Additional noninterest expense | $2,535,000 | 673 |
| Pre-tax net operating income | $2,283,000 | 521 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $487,000 | 692 |
| Income before extraordinary items | $1,796,000 | 551 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,796,000 | 551 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,796,000 | 554 |
| Net charge-offs | $348,000 | 1,655 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $177,000 | 285 |
| Net operating income | $1,796,000 | 514 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $85,530,000 | 461 |
| Total interest expense | $37,702,000 | 431 |
| Net interest income | $47,828,000 | 468 |
| Provision for loan and lease losses | $4,225,000 | 1,129 |
| Total noninterest income | $6,107,000 | 900 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,721,000 | 640 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,386,000 | 881 |
| Total noninterest expense | $48,398,000 | 443 |
| Salaries and employee benefits | $27,984,000 | 348 |
| Premises and equipment expense | $8,251,000 | 340 |
| Additional noninterest expense | $12,163,000 | 571 |
| Pre-tax net operating income | $1,312,000 | 3,255 |
| Securities gains (losses) | $921,000 | 236 |
| Applicable income taxes | $-528,000 | 7,519 |
| Income before extraordinary items | $2,761,000 | 1,479 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,761,000 | 1,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,188,000 | 1,777 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $70,478,000 | 25 |
| Net operating income | $1,840,000 | 2,271 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $63,367,000 | 478 |
| Total interest expense | $28,149,000 | 454 |
| Net interest income | $35,218,000 | 487 |
| Provision for loan and lease losses | $2,725,000 | 963 |
| Total noninterest income | $4,473,000 | 956 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,972,000 | 673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,501,000 | 931 |
| Total noninterest expense | $36,059,000 | 438 |
| Salaries and employee benefits | $21,495,000 | 356 |
| Premises and equipment expense | $6,123,000 | 353 |
| Additional noninterest expense | $8,441,000 | 577 |
| Pre-tax net operating income | $907,000 | 3,856 |
| Securities gains (losses) | $887,000 | 200 |
| Applicable income taxes | $-625,000 | 7,931 |
| Income before extraordinary items | $2,419,000 | 1,511 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,419,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $775,000 | 1,525 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $70,239,000 | 12 |
| Net operating income | $1,532,000 | 2,403 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $42,375,000 | 485 |
| Total interest expense | $19,047,000 | 468 |
| Net interest income | $23,328,000 | 486 |
| Provision for loan and lease losses | $1,675,000 | 880 |
| Total noninterest income | $3,005,000 | 963 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,286,000 | 672 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,719,000 | 940 |
| Total noninterest expense | $25,527,000 | 421 |
| Salaries and employee benefits | $15,640,000 | 330 |
| Premises and equipment expense | $4,042,000 | 352 |
| Additional noninterest expense | $5,845,000 | 544 |
| Pre-tax net operating income | $-869,000 | 7,837 |
| Securities gains (losses) | $914,000 | 190 |
| Applicable income taxes | $-2,360,000 | 8,345 |
| Income before extraordinary items | $2,405,000 | 1,140 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,405,000 | 1,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 1,409 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $70,061,000 | 7 |
| Net operating income | $1,491,000 | 1,785 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $21,237,000 | 494 |
| Total interest expense | $10,241,000 | 465 |
| Net interest income | $10,996,000 | 500 |
| Provision for loan and lease losses | $600,000 | 895 |
| Total noninterest income | $1,514,000 | 961 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $630,000 | 677 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $884,000 | 936 |
| Total noninterest expense | $14,803,000 | 358 |
| Salaries and employee benefits | $10,036,000 | 253 |
| Premises and equipment expense | $2,063,000 | 351 |
| Additional noninterest expense | $2,704,000 | 556 |
| Pre-tax net operating income | $-2,893,000 | 8,397 |
| Securities gains (losses) | $772,000 | 173 |
| Applicable income taxes | $-3,700,000 | 8,445 |
| Income before extraordinary items | $1,579,000 | 952 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,579,000 | 954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,095 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $69,882,000 | 3 |
| Net operating income | $1,084,920 | 1,352 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $80,000,000 | 539 |
| Total interest expense | $40,389,000 | 500 |
| Net interest income | $39,611,000 | 573 |
| Provision for loan and lease losses | $800,000 | 1,675 |
| Total noninterest income | $5,409,000 | 1,028 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,604,000 | 672 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,805,000 | 1,066 |
| Total noninterest expense | $36,361,000 | 519 |
| Salaries and employee benefits | $22,158,000 | 433 |
| Premises and equipment expense | $7,259,000 | 381 |
| Additional noninterest expense | $6,944,000 | 822 |
| Pre-tax net operating income | $7,859,000 | 1,066 |
| Securities gains (losses) | $381,000 | 306 |
| Applicable income taxes | $815,000 | 2,114 |
| Income before extraordinary items | $7,425,000 | 868 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,425,000 | 866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,117,000 | 591 |
| Cash dividends | $2,720,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,082,100 | 901 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $58,833,000 | 548 |
| Total interest expense | $29,769,000 | 512 |
| Net interest income | $29,064,000 | 584 |
| Provision for loan and lease losses | $450,000 | 1,697 |
| Total noninterest income | $3,973,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,905,000 | 682 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,068,000 | 1,075 |
| Total noninterest expense | $26,189,000 | 533 |
| Salaries and employee benefits | $15,795,000 | 469 |
| Premises and equipment expense | $5,337,000 | 383 |
| Additional noninterest expense | $5,057,000 | 819 |
| Pre-tax net operating income | $6,398,000 | 1,083 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $735,000 | 2,019 |
| Income before extraordinary items | $5,663,000 | 912 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,663,000 | 910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,992,000 | 406 |
| Cash dividends | $1,666,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,663,000 | 896 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $38,412,000 | 569 |
| Total interest expense | $19,377,000 | 533 |
| Net interest income | $19,035,000 | 611 |
| Provision for loan and lease losses | $225,000 | 1,984 |
| Total noninterest income | $2,653,000 | 1,067 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,214,000 | 719 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,439,000 | 1,080 |
| Total noninterest expense | $17,304,000 | 551 |
| Salaries and employee benefits | $10,556,000 | 481 |
| Premises and equipment expense | $3,473,000 | 406 |
| Additional noninterest expense | $3,275,000 | 859 |
| Pre-tax net operating income | $4,159,000 | 1,143 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $488,000 | 2,103 |
| Income before extraordinary items | $3,671,000 | 975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,671,000 | 974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,075 |
| Cash dividends | $1,352,000 | 1,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,671,000 | 956 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $18,612,000 | 574 |
| Total interest expense | $9,596,000 | 525 |
| Net interest income | $9,016,000 | 628 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $1,262,000 | 1,090 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $544,000 | 787 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $718,000 | 1,061 |
| Total noninterest expense | $8,390,000 | 567 |
| Salaries and employee benefits | $5,266,000 | 484 |
| Premises and equipment expense | $1,680,000 | 417 |
| Additional noninterest expense | $1,444,000 | 939 |
| Pre-tax net operating income | $1,813,000 | 1,287 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $160,000 | 2,677 |
| Income before extraordinary items | $1,653,000 | 1,068 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,653,000 | 1,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,038 |
| Cash dividends | $310,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,653,000 | 1,051 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $71,282,000 | 569 |
| Total interest expense | $33,717,000 | 517 |
| Net interest income | $37,565,000 | 610 |
| Provision for loan and lease losses | $1,000,000 | 1,040 |
| Total noninterest income | $4,632,000 | 1,166 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,304,000 | 769 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,328,000 | 1,202 |
| Total noninterest expense | $34,261,000 | 536 |
| Salaries and employee benefits | $20,468,000 | 464 |
| Premises and equipment expense | $6,771,000 | 391 |
| Additional noninterest expense | $7,022,000 | 777 |
| Pre-tax net operating income | $6,936,000 | 1,419 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $607,000 | 2,872 |
| Income before extraordinary items | $6,329,000 | 1,168 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,329,000 | 1,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $675,000 | 929 |
| Cash dividends | $2,374,000 | 1,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,329,000 | 1,156 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $52,080,000 | 590 |
| Total interest expense | $24,147,000 | 534 |
| Net interest income | $27,933,000 | 626 |
| Provision for loan and lease losses | $675,000 | 1,080 |
| Total noninterest income | $3,495,000 | 1,167 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,722,000 | 773 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,773,000 | 1,199 |
| Total noninterest expense | $25,309,000 | 553 |
| Salaries and employee benefits | $15,255,000 | 486 |
| Premises and equipment expense | $5,060,000 | 396 |
| Additional noninterest expense | $4,994,000 | 813 |
| Pre-tax net operating income | $5,444,000 | 1,401 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $790,000 | 2,221 |
| Income before extraordinary items | $4,654,000 | 1,217 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,654,000 | 1,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,163 |
| Cash dividends | $1,328,000 | 1,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,654,000 | 1,208 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $33,266,000 | 600 |
| Total interest expense | $14,883,000 | 548 |
| Net interest income | $18,383,000 | 634 |
| Provision for loan and lease losses | $450,000 | 1,060 |
| Total noninterest income | $2,252,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,118,000 | 785 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,134,000 | 1,246 |
| Total noninterest expense | $16,742,000 | 565 |
| Salaries and employee benefits | $10,141,000 | 493 |
| Premises and equipment expense | $3,333,000 | 396 |
| Additional noninterest expense | $3,268,000 | 832 |
| Pre-tax net operating income | $3,443,000 | 1,464 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $435,000 | 2,498 |
| Income before extraordinary items | $3,008,000 | 1,242 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,008,000 | 1,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 942 |
| Cash dividends | $1,117,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,008,000 | 1,228 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $15,893,000 | 606 |
| Total interest expense | $6,782,000 | 561 |
| Net interest income | $9,111,000 | 630 |
| Provision for loan and lease losses | $225,000 | 1,018 |
| Total noninterest income | $1,084,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $554,000 | 766 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $530,000 | 1,289 |
| Total noninterest expense | $8,305,000 | 559 |
| Salaries and employee benefits | $5,102,000 | 487 |
| Premises and equipment expense | $1,665,000 | 396 |
| Additional noninterest expense | $1,538,000 | 865 |
| Pre-tax net operating income | $1,665,000 | 1,483 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $176,000 | 2,795 |
| Income before extraordinary items | $1,489,000 | 1,249 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,489,000 | 1,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,486 |
| Cash dividends | $187,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,489,000 | 1,226 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $57,242,000 | 591 |
| Total interest expense | $20,089,000 | 583 |
| Net interest income | $37,153,000 | 597 |
| Provision for loan and lease losses | $1,250,000 | 841 |
| Total noninterest income | $5,401,000 | 1,026 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,521,000 | 697 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,880,000 | 1,046 |
| Total noninterest expense | $32,638,000 | 554 |
| Salaries and employee benefits | $19,208,000 | 494 |
| Premises and equipment expense | $6,411,000 | 394 |
| Additional noninterest expense | $7,019,000 | 752 |
| Pre-tax net operating income | $8,666,000 | 1,118 |
| Securities gains (losses) | $10,000 | 1,476 |
| Applicable income taxes | $1,791,000 | 1,486 |
| Income before extraordinary items | $6,885,000 | 1,049 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,885,000 | 1,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,966 |
| Cash dividends | $2,083,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,877,100 | 1,031 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $41,529,000 | 589 |
| Total interest expense | $14,281,000 | 576 |
| Net interest income | $27,248,000 | 599 |
| Provision for loan and lease losses | $938,000 | 802 |
| Total noninterest income | $4,174,000 | 1,010 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,915,000 | 680 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,259,000 | 1,016 |
| Total noninterest expense | $24,036,000 | 560 |
| Salaries and employee benefits | $14,085,000 | 493 |
| Premises and equipment expense | $4,789,000 | 395 |
| Additional noninterest expense | $5,162,000 | 755 |
| Pre-tax net operating income | $6,448,000 | 1,113 |
| Securities gains (losses) | $10,000 | 1,474 |
| Applicable income taxes | $1,510,000 | 1,379 |
| Income before extraordinary items | $4,948,000 | 1,088 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,948,000 | 1,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,496 |
| Cash dividends | $1,172,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,940,300 | 1,072 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $27,028,000 | 579 |
| Total interest expense | $9,057,000 | 568 |
| Net interest income | $17,971,000 | 599 |
| Provision for loan and lease losses | $625,000 | 791 |
| Total noninterest income | $2,900,000 | 954 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,275,000 | 658 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,625,000 | 943 |
| Total noninterest expense | $16,193,000 | 554 |
| Salaries and employee benefits | $9,333,000 | 495 |
| Premises and equipment expense | $3,253,000 | 382 |
| Additional noninterest expense | $3,607,000 | 722 |
| Pre-tax net operating income | $4,053,000 | 1,150 |
| Securities gains (losses) | $10,000 | 1,355 |
| Applicable income taxes | $932,000 | 1,443 |
| Income before extraordinary items | $3,131,000 | 1,120 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,131,000 | 1,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 996 |
| Cash dividends | $1,013,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,123,300 | 1,101 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $13,080,000 | 581 |
| Total interest expense | $4,220,000 | 576 |
| Net interest income | $8,860,000 | 598 |
| Provision for loan and lease losses | $313,000 | 737 |
| Total noninterest income | $1,527,000 | 889 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $619,000 | 653 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $908,000 | 852 |
| Total noninterest expense | $8,004,000 | 542 |
| Salaries and employee benefits | $4,681,000 | 487 |
| Premises and equipment expense | $1,660,000 | 376 |
| Additional noninterest expense | $1,663,000 | 766 |
| Pre-tax net operating income | $2,070,000 | 1,117 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $455,000 | 1,453 |
| Income before extraordinary items | $1,615,000 | 1,069 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,615,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 583 |
| Cash dividends | $133,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,615,000 | 1,044 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $48,557,000 | 593 |
| Total interest expense | $15,365,000 | 538 |
| Net interest income | $33,192,000 | 602 |
| Provision for loan and lease losses | $750,000 | 1,364 |
| Total noninterest income | $5,667,000 | 975 |
| Gross Fiduciary activities income | $10,000 | 1,316 |
| Service charges on deposit accounts | $2,642,000 | 667 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,015,000 | 980 |
| Total noninterest expense | $29,559,000 | 571 |
| Salaries and employee benefits | $16,899,000 | 524 |
| Premises and equipment expense | $6,020,000 | 400 |
| Additional noninterest expense | $6,640,000 | 768 |
| Pre-tax net operating income | $8,550,000 | 1,024 |
| Securities gains (losses) | $199,000 | 832 |
| Applicable income taxes | $2,165,000 | 1,185 |
| Income before extraordinary items | $6,584,000 | 1,007 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,584,000 | 1,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $798,000 | 911 |
| Cash dividends | $1,874,000 | 1,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,434,750 | 997 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $35,867,000 | 594 |
| Total interest expense | $11,286,000 | 537 |
| Net interest income | $24,581,000 | 602 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $4,066,000 | 1,022 |
| Gross Fiduciary activities income | $8,000 | 1,279 |
| Service charges on deposit accounts | $1,961,000 | 679 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,097,000 | 1,041 |
| Total noninterest expense | $21,861,000 | 584 |
| Salaries and employee benefits | $12,444,000 | 530 |
| Premises and equipment expense | $4,504,000 | 402 |
| Additional noninterest expense | $4,913,000 | 769 |
| Pre-tax net operating income | $6,336,000 | 1,043 |
| Securities gains (losses) | $175,000 | 835 |
| Applicable income taxes | $1,758,000 | 1,131 |
| Income before extraordinary items | $4,753,000 | 1,044 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,753,000 | 1,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $767,000 | 689 |
| Cash dividends | $1,016,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,625,250 | 1,025 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $23,532,000 | 593 |
| Total interest expense | $7,224,000 | 550 |
| Net interest income | $16,308,000 | 602 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $2,709,000 | 1,012 |
| Gross Fiduciary activities income | $5,000 | 1,290 |
| Service charges on deposit accounts | $1,292,000 | 676 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,412,000 | 1,036 |
| Total noninterest expense | $14,639,000 | 579 |
| Salaries and employee benefits | $8,254,000 | 536 |
| Premises and equipment expense | $3,012,000 | 400 |
| Additional noninterest expense | $3,373,000 | 751 |
| Pre-tax net operating income | $4,078,000 | 1,064 |
| Securities gains (losses) | $131,000 | 869 |
| Applicable income taxes | $1,132,000 | 1,156 |
| Income before extraordinary items | $3,077,000 | 1,073 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,077,000 | 1,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $792,000 | 508 |
| Cash dividends | $910,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,981,370 | 1,064 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $11,566,000 | 610 |
| Total interest expense | $3,439,000 | 595 |
| Net interest income | $8,127,000 | 607 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $1,407,000 | 960 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $596,000 | 715 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $810,000 | 919 |
| Total noninterest expense | $7,249,000 | 591 |
| Salaries and employee benefits | $4,140,000 | 541 |
| Premises and equipment expense | $1,482,000 | 411 |
| Additional noninterest expense | $1,627,000 | 758 |
| Pre-tax net operating income | $2,135,000 | 1,010 |
| Securities gains (losses) | $110,000 | 749 |
| Applicable income taxes | $621,000 | 1,091 |
| Income before extraordinary items | $1,624,000 | 1,006 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,624,000 | 1,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 384 |
| Cash dividends | $70,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,544,800 | 1,007 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $45,487,000 | 618 |
| Total interest expense | $13,777,000 | 648 |
| Net interest income | $31,710,000 | 604 |
| Provision for loan and lease losses | $1,700,000 | 731 |
| Total noninterest income | $4,789,000 | 1,176 |
| Gross Fiduciary activities income | $40,000 | 1,117 |
| Service charges on deposit accounts | $2,240,000 | 762 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,509,000 | 1,217 |
| Total noninterest expense | $27,904,000 | 611 |
| Salaries and employee benefits | $15,467,000 | 567 |
| Premises and equipment expense | $5,723,000 | 421 |
| Additional noninterest expense | $6,714,000 | 770 |
| Pre-tax net operating income | $6,895,000 | 1,216 |
| Securities gains (losses) | $398,000 | 879 |
| Applicable income taxes | $3,420,000 | 835 |
| Income before extraordinary items | $3,873,000 | 1,606 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,873,000 | 1,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 1,366 |
| Cash dividends | $1,476,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $9,850,000 | 92 |
| Net operating income | $3,618,280 | 1,634 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $34,247,000 | 633 |
| Total interest expense | $10,550,000 | 666 |
| Net interest income | $23,697,000 | 617 |
| Provision for loan and lease losses | $900,000 | 969 |
| Total noninterest income | $3,650,000 | 1,175 |
| Gross Fiduciary activities income | $39,000 | 1,062 |
| Service charges on deposit accounts | $1,677,000 | 778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,934,000 | 1,263 |
| Total noninterest expense | $20,994,000 | 614 |
| Salaries and employee benefits | $11,712,000 | 570 |
| Premises and equipment expense | $4,298,000 | 426 |
| Additional noninterest expense | $4,984,000 | 780 |
| Pre-tax net operating income | $5,453,000 | 1,187 |
| Securities gains (losses) | $269,000 | 1,039 |
| Applicable income taxes | $3,471,000 | 687 |
| Income before extraordinary items | $2,251,000 | 2,097 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,251,000 | 2,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,616 |
| Cash dividends | $738,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,078,840 | 2,143 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $22,770,000 | 637 |
| Total interest expense | $7,371,000 | 651 |
| Net interest income | $15,399,000 | 629 |
| Provision for loan and lease losses | $600,000 | 971 |
| Total noninterest income | $2,512,000 | 1,148 |
| Gross Fiduciary activities income | $26,000 | 1,076 |
| Service charges on deposit accounts | $1,154,000 | 739 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,332,000 | 1,234 |
| Total noninterest expense | $14,108,000 | 609 |
| Salaries and employee benefits | $7,746,000 | 571 |
| Premises and equipment expense | $2,944,000 | 415 |
| Additional noninterest expense | $3,418,000 | 761 |
| Pre-tax net operating income | $3,203,000 | 1,333 |
| Securities gains (losses) | $286,000 | 828 |
| Applicable income taxes | $2,767,000 | 585 |
| Income before extraordinary items | $722,000 | 3,778 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $722,000 | 3,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $738,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $538,960 | 4,382 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $11,366,000 | 645 |
| Total interest expense | $3,852,000 | 645 |
| Net interest income | $7,514,000 | 644 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $1,180,000 | 1,179 |
| Gross Fiduciary activities income | $14,000 | 1,078 |
| Service charges on deposit accounts | $546,000 | 764 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $620,000 | 1,264 |
| Total noninterest expense | $6,958,000 | 611 |
| Salaries and employee benefits | $3,818,000 | 579 |
| Premises and equipment expense | $1,464,000 | 422 |
| Additional noninterest expense | $1,676,000 | 760 |
| Pre-tax net operating income | $1,436,000 | 1,480 |
| Securities gains (losses) | $179,000 | 702 |
| Applicable income taxes | $2,959,000 | 353 |
| Income before extraordinary items | $-1,344,000 | 9,293 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,344,000 | 9,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,147 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-1,458,560 | 9,272 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $47,325,000 | 648 |
| Total interest expense | $17,697,000 | 636 |
| Net interest income | $29,628,000 | 644 |
| Provision for loan and lease losses | $1,800,000 | 809 |
| Total noninterest income | $7,241,000 | 778 |
| Gross Fiduciary activities income | $307,000 | 705 |
| Service charges on deposit accounts | $2,256,000 | 712 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,678,000 | 724 |
| Total noninterest expense | $29,238,000 | 571 |
| Salaries and employee benefits | $14,665,000 | 561 |
| Premises and equipment expense | $4,909,000 | 475 |
| Additional noninterest expense | $9,661,000 | 572 |
| Pre-tax net operating income | $5,833,000 | 1,428 |
| Securities gains (losses) | $158,000 | 1,337 |
| Applicable income taxes | $426,000 | 3,760 |
| Income before extraordinary items | $5,565,000 | 1,125 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,565,000 | 1,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $887,000 | 1,077 |
| Cash dividends | $868,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,418,060 | 1,117 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $43,379,000 | 779 |
| Total interest expense | $18,692,000 | 876 |
| Net interest income | $24,687,000 | 713 |
| Provision for loan and lease losses | $1,140,000 | 1,130 |
| Total noninterest income | $5,171,000 | 964 |
| Gross Fiduciary activities income | $470,000 | 615 |
| Service charges on deposit accounts | $1,228,000 | 1,222 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,473,000 | 847 |
| Total noninterest expense | $20,895,000 | 738 |
| Salaries and employee benefits | $10,753,000 | 699 |
| Premises and equipment expense | $3,569,000 | 615 |
| Additional noninterest expense | $6,573,000 | 768 |
| Pre-tax net operating income | $7,823,000 | 966 |
| Securities gains (losses) | $-2,232,000 | 9,599 |
| Applicable income taxes | $1,965,000 | 1,201 |
| Income before extraordinary items | $3,626,000 | 1,484 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,626,000 | 1,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $779,000 | 1,123 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 57 |
| Net operating income | $5,076,800 | 1,033 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $36,883,000 | 959 |
| Total interest expense | $15,472,000 | 1,127 |
| Net interest income | $21,411,000 | 818 |
| Provision for loan and lease losses | $1,170,000 | 941 |
| Total noninterest income | $3,333,000 | 1,229 |
| Gross Fiduciary activities income | $477,000 | 613 |
| Service charges on deposit accounts | $690,000 | 2,009 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,166,000 | 1,074 |
| Total noninterest expense | $16,366,000 | 868 |
| Salaries and employee benefits | $8,693,000 | 809 |
| Premises and equipment expense | $2,707,000 | 751 |
| Additional noninterest expense | $4,966,000 | 949 |
| Pre-tax net operating income | $7,208,000 | 1,050 |
| Securities gains (losses) | $411,000 | 289 |
| Applicable income taxes | $2,415,000 | 991 |
| Income before extraordinary items | $5,204,000 | 1,029 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,204,000 | 1,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,120 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,924,520 | 1,081 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $29,953,000 | 1,093 |
| Total interest expense | $11,656,000 | 1,296 |
| Net interest income | $18,297,000 | 965 |
| Provision for loan and lease losses | $1,200,000 | 831 |
| Total noninterest income | $2,902,000 | 1,391 |
| Gross Fiduciary activities income | $477,000 | 654 |
| Service charges on deposit accounts | $602,000 | 2,225 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,823,000 | 1,231 |
| Total noninterest expense | $12,932,000 | 1,080 |
| Salaries and employee benefits | $7,088,000 | 972 |
| Premises and equipment expense | $2,271,000 | 885 |
| Additional noninterest expense | $3,573,000 | 1,290 |
| Pre-tax net operating income | $7,067,000 | 1,096 |
| Securities gains (losses) | $309,000 | 445 |
| Applicable income taxes | $2,518,000 | 1,008 |
| Income before extraordinary items | $4,858,000 | 1,127 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,858,000 | 1,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $646,000 | 995 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,654,060 | 1,162 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $25,305,000 | 1,277 |
| Total interest expense | $9,241,000 | 1,665 |
| Net interest income | $16,064,000 | 1,053 |
| Provision for loan and lease losses | $1,345,000 | 758 |
| Total noninterest income | $2,858,000 | 1,401 |
| Gross Fiduciary activities income | $227,000 | 843 |
| Service charges on deposit accounts | $491,000 | 2,595 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,140,000 | 1,102 |
| Total noninterest expense | $10,492,000 | 1,267 |
| Salaries and employee benefits | $5,822,000 | 1,121 |
| Premises and equipment expense | $1,695,000 | 1,136 |
| Additional noninterest expense | $2,975,000 | 1,463 |
| Pre-tax net operating income | $7,085,000 | 1,065 |
| Securities gains (losses) | $12,000 | 2,822 |
| Applicable income taxes | $2,583,000 | 995 |
| Income before extraordinary items | $4,514,000 | 1,184 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,514,000 | 1,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $893,000 | 831 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 680 |
| Net operating income | $4,506,320 | 1,150 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,668,000 | 1,522 |
| Total interest expense | $7,641,000 | 2,010 |
| Net interest income | $14,027,000 | 1,233 |
| Provision for loan and lease losses | $600,000 | 1,510 |
| Total noninterest income | $2,358,000 | 1,549 |
| Gross Fiduciary activities income | $152,000 | 965 |
| Service charges on deposit accounts | $559,000 | 2,348 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,647,000 | 1,256 |
| Total noninterest expense | $9,174,000 | 1,425 |
| Salaries and employee benefits | $5,448,000 | 1,211 |
| Premises and equipment expense | $1,519,000 | 1,290 |
| Additional noninterest expense | $2,207,000 | 1,926 |
| Pre-tax net operating income | $6,611,000 | 1,196 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $2,597,000 | 1,062 |
| Income before extraordinary items | $4,020,000 | 1,363 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,020,000 | 1,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,754 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,016,160 | 1,320 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,968,000 | 1,683 |
| Total interest expense | $6,421,000 | 2,404 |
| Net interest income | $13,547,000 | 1,313 |
| Provision for loan and lease losses | $660,000 | 1,386 |
| Total noninterest income | $2,140,000 | 1,737 |
| Gross Fiduciary activities income | $176,000 | 1,000 |
| Service charges on deposit accounts | $603,000 | 2,248 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,361,000 | 1,472 |
| Total noninterest expense | $8,855,000 | 1,598 |
| Salaries and employee benefits | $4,998,000 | 1,351 |
| Premises and equipment expense | $1,486,000 | 1,372 |
| Additional noninterest expense | $2,371,000 | 2,104 |
| Pre-tax net operating income | $6,172,000 | 1,177 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $2,571,000 | 991 |
| Income before extraordinary items | $3,605,000 | 1,374 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,605,000 | 1,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $655,000 | 1,179 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,602,440 | 1,343 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,556,000 | 1,825 |
| Total interest expense | $5,763,000 | 2,663 |
| Net interest income | $12,793,000 | 1,408 |
| Provision for loan and lease losses | $600,000 | 1,345 |
| Total noninterest income | $2,236,000 | 1,678 |
| Gross Fiduciary activities income | $144,000 | 1,078 |
| Service charges on deposit accounts | $692,000 | 1,957 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,400,000 | 1,424 |
| Total noninterest expense | $8,896,000 | 1,599 |
| Salaries and employee benefits | $4,409,000 | 1,509 |
| Premises and equipment expense | $1,509,000 | 1,362 |
| Additional noninterest expense | $2,978,000 | 1,714 |
| Pre-tax net operating income | $5,533,000 | 1,382 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,332,000 | 1,099 |
| Income before extraordinary items | $3,201,000 | 1,595 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,201,000 | 1,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,481 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,201,000 | 1,569 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,793,000 | 1,950 |
| Total interest expense | $4,967,000 | 2,476 |
| Net interest income | $10,826,000 | 1,670 |
| Provision for loan and lease losses | $513,000 | 1,509 |
| Total noninterest income | $2,248,000 | 1,681 |
| Gross Fiduciary activities income | $160,000 | 1,066 |
| Service charges on deposit accounts | $688,000 | 1,961 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,400,000 | 1,460 |
| Total noninterest expense | $10,161,000 | 1,443 |
| Salaries and employee benefits | $3,784,000 | 1,781 |
| Premises and equipment expense | $1,481,000 | 1,411 |
| Additional noninterest expense | $4,896,000 | 1,196 |
| Pre-tax net operating income | $2,400,000 | 2,938 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $110,000 | 9,133 |
| Income before extraordinary items | $2,288,000 | 2,129 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,288,000 | 2,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 1,354 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,289,900 | 2,151 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,493,000 | 2,031 |
| Total interest expense | $6,046,000 | 2,155 |
| Net interest income | $9,447,000 | 1,912 |
| Provision for loan and lease losses | $1,374,000 | 1,061 |
| Total noninterest income | $2,901,000 | 1,505 |
| Gross Fiduciary activities income | $147,000 | 1,130 |
| Service charges on deposit accounts | $698,000 | 1,953 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,056,000 | 1,236 |
| Total noninterest expense | $13,016,000 | 1,192 |
| Salaries and employee benefits | $3,574,000 | 1,877 |
| Premises and equipment expense | $1,458,000 | 1,454 |
| Additional noninterest expense | $7,984,000 | 901 |
| Pre-tax net operating income | $-2,042,000 | 13,086 |
| Securities gains (losses) | $135,000 | 2,108 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-1,907,000 | 13,083 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,907,000 | 13,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,168,000 | 1,036 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-2,042,000 | 13,063 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,567,000 | 2,023 |
| Total interest expense | $9,080,000 | 1,865 |
| Net interest income | $8,487,000 | 2,145 |
| Provision for loan and lease losses | $1,397,000 | 1,482 |
| Total noninterest income | $2,663,000 | 1,582 |
| Gross Fiduciary activities income | $106,000 | 1,236 |
| Service charges on deposit accounts | $707,000 | 1,913 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,850,000 | 1,309 |
| Total noninterest expense | $9,767,000 | 1,572 |
| Salaries and employee benefits | $3,625,000 | 1,833 |
| Premises and equipment expense | $1,407,000 | 1,521 |
| Additional noninterest expense | $4,735,000 | 1,387 |
| Pre-tax net operating income | $-14,000 | 12,774 |
| Securities gains (losses) | $311,000 | 1,502 |
| Applicable income taxes | $57,000 | 11,058 |
| Income before extraordinary items | $240,000 | 10,044 |
| Extraordinary gains, net | $142,000 | 585 |
| Net income | $382,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,390,000 | 1,263 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-11,910 | 12,713 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.