Home > Danversbank > Net charge- offs to loans
Danversbank, Net charge- offs to loans
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2457% | 3,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2872% | 2,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5213% | 1,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0638% | 3,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3660% | 1,094 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 6,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2486% | 2,599 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4109% | 7,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3953% | 7,270 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 4,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0472% | 3,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1334% | 2,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7610% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 6,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0318% | 2,306 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3738% | 6,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4592% | 6,969 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1145% | 5,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0749% | 5,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.4321% | 2,900 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 3,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 4,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2508% | 1,555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2699% | 3,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9080% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0021% | 1,990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1260% | 5,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0806% | 4,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.6015% | 2,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0416% | 2,992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,198 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 5,506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3031% | 3,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9746% | 2,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1150% | 5,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 4,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.7625% | 2,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2628% | 3,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4496% | 1,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0937% | 4,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1120% | 3,308 |
| Percentage Net Loans Charged-off:Construction & development | 1.0800% | 1,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0394% | 2,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8478% | 1,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2098% | 5,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1290% | 4,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.5036% | 2,929 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7889% | 610 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 4,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4220% | 1,317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 4,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4941% | 3,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8827% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1831% | 4,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1027% | 4,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.6820% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 4,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 3,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4623% | 3,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4465% | 1,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2383% | 4,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1299% | 3,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.8412% | 1,873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 3,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 3,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6065% | 2,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1413% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1227% | 3,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1209% | 2,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.8400% | 1,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1330% | 2,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0005% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 5,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 3,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.1449% | 2,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0576% | 1,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0886% | 2,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0350% | 1,329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0988% | 2,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2378% | 3,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7201% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 4,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0567% | 3,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0774% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0601% | 2,719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0478% | 1,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0624% | 2,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2593% | 2,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2550% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0940% | 3,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 3,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0734% | 2,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0724% | 807 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0736% | 1,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3372% | 1,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7413% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1077% | 2,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 2,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1294% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0308% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1478% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4308% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3878% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2427% | 2,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2010% | 1,336 |
| Percentage Net Loans Charged-off:Construction & development | 1.0780% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 3,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 2,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5890% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4387% | 3,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3077% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2645% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 1.3955% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 2,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 2,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7173% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1141% | 4,608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 3,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 2,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 2,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 1,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5188% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0662% | 7,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 3,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 1,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0104% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 1,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1428% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6205% | 8,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 3,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 3,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0152% | 733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 2,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0071% | 690 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 7,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5485% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0151% | 1,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 3,824 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3037% | 1,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1160% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 3,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3984% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4858% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0248% | 3,462 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 7,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 7,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1756% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6496% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 5,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 3,335 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 7,699 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 7,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 2,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 2,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1788% | 2,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7811% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 4,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 2,375 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 7,700 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 1,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0771% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1583% | 2,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7778% | 2,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0716% | 3,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 1,820 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 7,684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1171% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3197% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5921% | 2,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1416% | 2,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 7,715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1850% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2406% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6462% | 901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6463% | 2,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 3,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 3,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0671% | 561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 1,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 8,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 8,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4410% | 2,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4821% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1541% | 2,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0939% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0135% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 8,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 8,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5151% | 1,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8902% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2415% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0680% | 1,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.1456% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0802% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1071% | 1,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6702% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9856% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3565% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 8,180 |
| Percentage Net Loans Charged-off:Construction & development | -0.3691% | 7,927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1675% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2246% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3672% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1152% | 783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1023% | 4,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 2,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0344% | 717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0818% | 1,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1088% | 1,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3099% | 3,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7018% | 3,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0735% | 4,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 3,128 |
| Percentage Net Loans Charged-off:Construction & development | -0.0128% | 7,959 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 8,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 2,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 2,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3264% | 2,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2327% | 5,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 5,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 2,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 1,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 1,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0434% | 3,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0693% | 5,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 4,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 1,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0896% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0279% | 7,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7460% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 4,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1480% | 1,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.2925% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 8,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2036% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2497% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1092% | 4,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2221% | 1,876 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 4,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1732% | 1,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.7822% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 8,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 8,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 8,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1279% | 4,022 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0773% | 8,993 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 6,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 1,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3012% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2117% | 1,532 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5396% | 1,337 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1997% | 3,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0899% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0877% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1525% | 175 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8379% | 206 |
| Percentage Net Loans Charged-off: Credit card loans | -7.9186% | 1,342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3332% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0895% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3326% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4952% | 57 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0993% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6878% | 878 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 4,464 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3159% | 2,838 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1041% | 5,533 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2653% | 3,306 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5967% | 2,330 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6831% | 3,205 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |