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Danversbank, Assets and Liabilities

2011-06-30		Rank
# of Employees:	367	393
Assets and Liabilities
Total Assets:	$2,583,385,000	276
Cash and due from depository institutions	$361,694,000	393
Interest-bearing balances	$327,366,000	140
Securities	$202,013,000	731
Federal funds sold & reverse repurchase agreements	$0	3,997
Net loans & leases	$1,852,749,000	249
Loan loss allowance	$18,469,000	467
Trading account assets	$0	213
Bank premises and fixed assets	$42,407,000	222
Other real estate owned	$1,262,000	393
Goodwill and other intangibles	$32,723,000	232
All other assets	$90,537,000	303
Life insurance assets	$34,836,000	199
Total liabilities and capital	$2,583,385,000	276
Total liabilities	$2,347,842,000	269
Total deposits	$2,078,925,000	262
Interest-bearing deposits	$1,943,322,000	237
Deposits held in domestic offices	$2,078,925,000	262
% insured	71.29%	7,055
Federal funds purchased & repurchase agreements	$48,560,000	358
Trading liabilities	$0	112
Other borrowed funds	$168,634,000	214
Subordinated debt	$0	212
All other liabilities	$51,723,000	195
Total equity capital	$235,543,000	322
Total bank equity capital	$235,543,000	322
Perpetual preferred stock	$10,000	218
Common stock	$111,077,000	38
Surplus	$33,830,000	1,008
Undivided profits	$90,626,000	354
Noncontrolling interests in consolidated subsidiaries	$0	179
Memoranda
Noncurrent loans and leases	$9,516,000	1,424
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,160
Income earned, not collected on loans	$6,573,000	380
Earning assets	$2,382,128,000	266
Long-term assets (5+ years)	$663,632,000	229
Average Assets, year-to-date	$2,722,916,330	266
Average Assets, quarterly	$2,667,702,000	273
Volatile liabilities	$226,835,000	305
Insider loans	$58,365,000	59
FHLB advances	$167,134,000	170
Loans and leases held for sale	$445,000	1,192
Unused loan commitments	$439,662,000	243
Tier 1 (core) risk-based capital	$204,834,000	326
Tier 2 risk-based capital	$18,493,000	315
Total risk weighted assets	$1,914,432,000	259
Total unused commitments	$439,662,000	244
Derivatives	$69,465,000	237
2011-03-31		Rank
# of Employees:	372	383
Assets and Liabilities
Total Assets:	$2,752,019,000	264
Cash and due from depository institutions	$30,292,000	383
Interest-bearing balances	$5,039,000	4,112
Securities	$789,599,000	199
Federal funds sold & reverse repurchase agreements	$0	4,332
Net loans & leases	$1,772,548,000	257
Loan loss allowance	$18,930,000	462
Trading account assets	$0	208
Bank premises and fixed assets	$40,743,000	238
Other real estate owned	$1,506,000	383
Goodwill and other intangibles	$33,223,000	235
All other assets	$84,108,000	320
Life insurance assets	$34,533,000	201
Total liabilities and capital	$2,752,019,000	264
Total liabilities	$2,515,946,000	248
Total deposits	$2,161,226,000	257
Interest-bearing deposits	$2,026,862,000	228
Deposits held in domestic offices	$2,161,226,000	257
% insured	66.30%	7,283
Federal funds purchased & repurchase agreements	$33,441,000	445
Trading liabilities	$0	108
Other borrowed funds	$287,443,000	148
Subordinated debt	$0	214
All other liabilities	$33,836,000	257
Total equity capital	$236,073,000	317
Total bank equity capital	$236,073,000	316
Perpetual preferred stock	$10,000	220
Common stock	$111,077,000	38
Surplus	$33,830,000	1,014
Undivided profits	$91,156,000	342
Noncontrolling interests in consolidated subsidiaries	$0	181
Memoranda
Noncurrent loans and leases	$12,743,000	1,167
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,152
Income earned, not collected on loans	$10,453,000	244
Earning assets	$2,567,186,000	250
Long-term assets (5+ years)	$1,011,277,000	153
Average Assets, year-to-date	$2,792,682,000	258
Average Assets, quarterly	$2,792,682,000	258
Volatile liabilities	$347,439,000	221
Insider loans	$70,104,000	50
FHLB advances	$285,945,000	110
Loans and leases held for sale	$192,000	1,370
Unused loan commitments	$457,624,000	236
Tier 1 (core) risk-based capital	$207,360,000	325
Tier 2 risk-based capital	$18,948,000	312
Total risk weighted assets	$1,938,725,000	260
Total unused commitments	$457,624,000	237
Derivatives	$69,812,000	228
2010-12-31		Rank
# of Employees:	378	377
Assets and Liabilities
Total Assets:	$2,833,345,000	255
Cash and due from depository institutions	$30,281,000	377
Interest-bearing balances	$9,982,000	2,775
Securities	$876,341,000	177
Federal funds sold & reverse repurchase agreements	$0	4,270
Net loans & leases	$1,767,720,000	261
Loan loss allowance	$17,900,000	492
Trading account assets	$0	207
Bank premises and fixed assets	$39,295,000	253
Other real estate owned	$832,000	377
Goodwill and other intangibles	$33,479,000	238
All other assets	$85,397,000	318
Life insurance assets	$34,250,000	201
Total liabilities and capital	$2,833,345,000	255
Total liabilities	$2,599,523,000	247
Total deposits	$2,150,610,000	257
Interest-bearing deposits	$1,990,708,000	235
Deposits held in domestic offices	$2,150,610,000	256
% insured	62.63%	7,400
Federal funds purchased & repurchase agreements	$45,330,000	387
Trading liabilities	$0	108
Other borrowed funds	$367,363,000	136
Subordinated debt	$0	220
All other liabilities	$36,220,000	247
Total equity capital	$233,822,000	315
Total bank equity capital	$233,822,000	314
Perpetual preferred stock	$10,000	220
Common stock	$111,077,000	41
Surplus	$33,830,000	1,012
Undivided profits	$88,905,000	346
Noncontrolling interests in consolidated subsidiaries	$0	190
Memoranda
Noncurrent loans and leases	$13,002,000	1,166
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$9,846,000	261
Earning assets	$2,654,043,000	244
Long-term assets (5+ years)	$1,054,119,000	143
Average Assets, year-to-date	$2,574,018,800	277
Average Assets, quarterly	$2,725,700,000	266
Volatile liabilities	$599,232,000	240
Insider loans	$70,778,000	52
FHLB advances	$364,778,000	105
Loans and leases held for sale	$2,881,000	761
Unused loan commitments	$471,493,000	239
Tier 1 (core) risk-based capital	$202,759,000	326
Tier 2 risk-based capital	$17,917,000	337
Total risk weighted assets	$1,939,007,000	259
Total unused commitments	$471,493,000	239
Derivatives	$80,163,000	225
2010-09-30		Rank
# of Employees:	375	379
Assets and Liabilities
Total Assets:	$2,618,055,000	273
Cash and due from depository institutions	$66,388,000	379
Interest-bearing balances	$35,600,000	1,012
Securities	$661,916,000	209
Federal funds sold & reverse repurchase agreements	$0	4,450
Net loans & leases	$1,728,289,000	270
Loan loss allowance	$16,510,000	521
Trading account assets	$0	210
Bank premises and fixed assets	$38,968,000	249
Other real estate owned	$832,000	379
Goodwill and other intangibles	$33,819,000	232
All other assets	$87,843,000	315
Life insurance assets	$33,904,000	198
Total liabilities and capital	$2,618,055,000	273
Total liabilities	$2,380,575,000	271
Total deposits	$2,096,959,000	261
Interest-bearing deposits	$1,953,047,000	244
Deposits held in domestic offices	$2,096,959,000	261
% insured	64.36%	7,336
Federal funds purchased & repurchase agreements	$37,782,000	435
Trading liabilities	$0	103
Other borrowed funds	$206,739,000	210
Subordinated debt	$0	233
All other liabilities	$39,095,000	240
Total equity capital	$237,480,000	310
Total bank equity capital	$237,480,000	310
Perpetual preferred stock	$10,000	226
Common stock	$111,077,000	38
Surplus	$33,830,000	993
Undivided profits	$92,563,000	339
Noncontrolling interests in consolidated subsidiaries	$0	194
Memoranda
Noncurrent loans and leases	$12,304,000	1,240
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$8,982,000	291
Earning assets	$2,425,805,000	263
Long-term assets (5+ years)	$861,515,000	158
Average Assets, year-to-date	$2,509,187,250	285
Average Assets, quarterly	$2,566,544,500	278
Volatile liabilities	$403,089,000	356
Insider loans	$64,516,000	57
FHLB advances	$206,155,000	166
Loans and leases held for sale	$3,750,000	693
Unused loan commitments	$505,824,000	224
Tier 1 (core) risk-based capital	$196,733,000	326
Tier 2 risk-based capital	$16,531,000	367
Total risk weighted assets	$1,866,381,000	269
Total unused commitments	$505,824,000	224
Derivatives	$90,180,000	246
2010-06-30		Rank
# of Employees:	374	374
Assets and Liabilities
Total Assets:	$2,515,034,000	285
Cash and due from depository institutions	$98,012,000	374
Interest-bearing balances	$26,395,000	1,275
Securities	$622,976,000	220
Federal funds sold & reverse repurchase agreements	$0	4,532
Net loans & leases	$1,635,624,000	284
Loan loss allowance	$16,244,000	529
Trading account assets	$0	210
Bank premises and fixed assets	$37,782,000	256
Other real estate owned	$1,020,000	374
Goodwill and other intangibles	$34,381,000	233
All other assets	$85,239,000	320
Life insurance assets	$33,558,000	197
Total liabilities and capital	$2,515,034,000	285
Total liabilities	$2,282,940,000	280
Total deposits	$2,000,480,000	270
Interest-bearing deposits	$1,840,572,000	255
Deposits held in domestic offices	$2,000,480,000	268
% insured	65.14%	7,391
Federal funds purchased & repurchase agreements	$38,013,000	433
Trading liabilities	$0	104
Other borrowed funds	$211,035,000	218
Subordinated debt	$0	241
All other liabilities	$33,412,000	256
Total equity capital	$232,094,000	310
Total bank equity capital	$232,094,000	310
Perpetual preferred stock	$10,000	219
Common stock	$111,077,000	36
Surplus	$33,830,000	991
Undivided profits	$87,177,000	358
Noncontrolling interests in consolidated subsidiaries	$0	198
Memoranda
Noncurrent loans and leases	$12,014,000	1,314
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,233
Income earned, not collected on loans	$9,280,000	277
Earning assets	$2,284,995,000	278
Long-term assets (5+ years)	$798,716,000	167
Average Assets, year-to-date	$2,472,898,000	287
Average Assets, quarterly	$2,479,413,500	287
Volatile liabilities	$403,305,000	360
Insider loans	$64,371,000	61
FHLB advances	$209,529,000	180
Loans and leases held for sale	$9,971,000	299
Unused loan commitments	$427,036,000	251
Tier 1 (core) risk-based capital	$190,969,000	332
Tier 2 risk-based capital	$16,254,000	373
Total risk weighted assets	$1,772,011,000	287
Total unused commitments	$427,036,000	251
Derivatives	$90,911,000	221
2010-03-31		Rank
# of Employees:	367	387
Assets and Liabilities
Total Assets:	$2,443,793,000	301
Cash and due from depository institutions	$64,121,000	387
Interest-bearing balances	$30,263,000	1,140
Securities	$574,897,000	231
Federal funds sold & reverse repurchase agreements	$0	4,804
Net loans & leases	$1,644,385,000	291
Loan loss allowance	$15,509,000	569
Trading account assets	$0	227
Bank premises and fixed assets	$36,857,000	281
Other real estate owned	$1,271,000	387
Goodwill and other intangibles	$34,943,000	235
All other assets	$87,319,000	324
Life insurance assets	$33,216,000	200
Total liabilities and capital	$2,443,793,000	301
Total liabilities	$2,219,911,000	299
Total deposits	$1,936,618,000	288
Interest-bearing deposits	$1,749,864,000	277
Deposits held in domestic offices	$1,936,618,000	285
% insured	64.67%	7,487
Federal funds purchased & repurchase agreements	$39,730,000	431
Trading liabilities	$0	108
Other borrowed funds	$210,981,000	237
Subordinated debt	$0	248
All other liabilities	$32,582,000	262
Total equity capital	$223,882,000	318
Total bank equity capital	$223,882,000	317
Perpetual preferred stock	$10,000	217
Common stock	$111,077,000	34
Surplus	$33,830,000	1,015
Undivided profits	$78,965,000	388
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$9,916,000	1,504
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,219
Income earned, not collected on loans	$9,477,000	287
Earning assets	$2,249,545,000	295
Long-term assets (5+ years)	$749,042,000	169
Average Assets, year-to-date	$2,451,830,000	298
Average Assets, quarterly	$2,451,830,000	298
Volatile liabilities	$393,769,000	389
Insider loans	$51,272,000	81
FHLB advances	$210,436,000	188
Loans and leases held for sale	$215,000	1,540
Unused loan commitments	$395,091,000	271
Tier 1 (core) risk-based capital	$184,856,000	346
Tier 2 risk-based capital	$15,519,000	412
Total risk weighted assets	$1,767,924,000	297
Total unused commitments	$395,091,000	271
Derivatives	$91,576,000	206
2009-12-31		Rank
# of Employees:	281	510
Assets and Liabilities
Total Assets:	$1,924,486,000	374
Cash and due from depository institutions	$46,866,000	510
Interest-bearing balances	$29,844,000	974
Securities	$435,390,000	303
Federal funds sold & reverse repurchase agreements	$0	4,737
Net loans & leases	$1,343,505,000	361
Loan loss allowance	$14,699,000	597
Trading account assets	$0	224
Bank premises and fixed assets	$27,935,000	400
Other real estate owned	$1,427,000	510
Goodwill and other intangibles	$646,000	1,851
All other assets	$68,717,000	402
Life insurance assets	$25,660,000	254
Total liabilities and capital	$1,924,486,000	374
Total liabilities	$1,740,353,000	367
Total deposits	$1,400,635,000	388
Interest-bearing deposits	$1,293,621,000	366
Deposits held in domestic offices	$1,400,635,000	386
% insured	60.81%	7,655
Federal funds purchased & repurchase agreements	$31,839,000	522
Trading liabilities	$0	104
Other borrowed funds	$280,931,000	204
Subordinated debt	$0	258
All other liabilities	$26,948,000	295
Total equity capital	$184,133,000	377
Total bank equity capital	$184,133,000	377
Perpetual preferred stock	$10,000	215
Common stock	$111,077,000	36
Surplus	$0	7,466
Undivided profits	$73,046,000	415
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$8,455,000	1,675
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,191
Income earned, not collected on loans	$8,499,000	338
Earning assets	$1,808,739,000	356
Long-term assets (5+ years)	$600,211,000	216
Average Assets, year-to-date	$1,814,438,800	393
Average Assets, quarterly	$1,905,919,500	381
Volatile liabilities	$439,421,000	352
Insider loans	$50,970,000	86
FHLB advances	$280,677,000	156
Loans and leases held for sale	$1,948,000	741
Unused loan commitments	$350,019,000	297
Tier 1 (core) risk-based capital	$179,858,000	354
Tier 2 risk-based capital	$14,709,000	449
Total risk weighted assets	$1,458,068,000	353
Total unused commitments	$350,019,000	297
Derivatives	$92,245,000	199
2009-09-30		Rank
# of Employees:	281	520
Assets and Liabilities
Total Assets:	$1,887,353,000	394
Cash and due from depository institutions	$48,191,000	520
Interest-bearing balances	$28,832,000	911
Securities	$519,091,000	260
Federal funds sold & reverse repurchase agreements	$0	4,911
Net loans & leases	$1,231,164,000	403
Loan loss allowance	$13,878,000	630
Trading account assets	$0	238
Bank premises and fixed assets	$26,080,000	432
Other real estate owned	$1,867,000	520
Goodwill and other intangibles	$708,000	1,852
All other assets	$60,252,000	418
Life insurance assets	$25,379,000	263
Total liabilities and capital	$1,887,353,000	394
Total liabilities	$1,703,497,000	392
Total deposits	$1,427,682,000	386
Interest-bearing deposits	$1,315,209,000	370
Deposits held in domestic offices	$1,427,682,000	384
% insured	58.19%	7,801
Federal funds purchased & repurchase agreements	$32,104,000	526
Trading liabilities	$0	103
Other borrowed funds	$216,921,000	281
Subordinated debt	$0	269
All other liabilities	$26,790,000	314
Total equity capital	$183,856,000	388
Total bank equity capital	$183,856,000	388
Perpetual preferred stock	$10,000	208
Common stock	$111,077,000	35
Surplus	$0	7,543
Undivided profits	$72,769,000	429
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$8,206,000	1,695
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,174
Income earned, not collected on loans	$8,291,000	369
Earning assets	$1,779,087,000	378
Long-term assets (5+ years)	$650,943,000	203
Average Assets, year-to-date	$1,786,927,000	411
Average Assets, quarterly	$1,844,758,000	402
Volatile liabilities	$371,568,000	437
Insider loans	$34,044,000	143
FHLB advances	$196,867,000	243
Loans and leases held for sale	$1,625,000	734
Unused loan commitments	$390,061,000	295
Tier 1 (core) risk-based capital	$177,341,000	369
Tier 2 risk-based capital	$13,888,000	494
Total risk weighted assets	$1,361,619,000	399
Total unused commitments	$390,061,000	295
Derivatives	$92,908,000	207
2009-06-30		Rank
# of Employees:	277	543
Assets and Liabilities
Total Assets:	$1,802,163,000	417
Cash and due from depository institutions	$98,111,000	543
Interest-bearing balances	$58,743,000	396
Securities	$441,569,000	304
Federal funds sold & reverse repurchase agreements	$0	5,176
Net loans & leases	$1,177,132,000	433
Loan loss allowance	$12,719,000	657
Trading account assets	$0	240
Bank premises and fixed assets	$26,011,000	435
Other real estate owned	$1,674,000	543
Goodwill and other intangibles	$782,000	1,809
All other assets	$56,884,000	452
Life insurance assets	$25,148,000	273
Total liabilities and capital	$1,802,163,000	417
Total liabilities	$1,623,022,000	416
Total deposits	$1,358,015,000	409
Interest-bearing deposits	$1,226,037,000	400
Deposits held in domestic offices	$1,358,015,000	407
% insured	46.59%	7,837
Federal funds purchased & repurchase agreements	$29,822,000	564
Trading liabilities	$0	100
Other borrowed funds	$207,824,000	300
Subordinated debt	$0	276
All other liabilities	$27,361,000	317
Total equity capital	$179,141,000	394
Total bank equity capital	$179,141,000	394
Perpetual preferred stock	$10,000	207
Common stock	$111,077,000	34
Surplus	$0	7,629
Undivided profits	$68,054,000	465
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$8,971,000	1,528
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,161
Income earned, not collected on loans	$6,963,000	448
Earning assets	$1,677,444,000	405
Long-term assets (5+ years)	$548,377,000	253
Average Assets, year-to-date	$1,753,451,670	426
Average Assets, quarterly	$1,768,119,500	423
Volatile liabilities	$353,503,000	469
Insider loans	$34,218,000	149
FHLB advances	$162,254,000	299
Loans and leases held for sale	$1,428,000	1,037
Unused loan commitments	$354,097,000	327
Tier 1 (core) risk-based capital	$175,367,000	372
Tier 2 risk-based capital	$12,729,000	532
Total risk weighted assets	$1,299,855,000	433
Total unused commitments	$354,097,000	327
Derivatives	$93,568,000	220
2009-03-31		Rank
# of Employees:	273	550
Assets and Liabilities
Total Assets:	$1,734,076,000	430
Cash and due from depository institutions	$51,869,000	550
Interest-bearing balances	$28,716,000	669
Securities	$458,593,000	293
Federal funds sold & reverse repurchase agreements	$0	5,546
Net loans & leases	$1,138,233,000	451
Loan loss allowance	$12,545,000	615
Trading account assets	$0	234
Bank premises and fixed assets	$25,301,000	445
Other real estate owned	$1,162,000	550
Goodwill and other intangibles	$803,000	1,794
All other assets	$58,115,000	433
Life insurance assets	$24,963,000	275
Total liabilities and capital	$1,734,076,000	430
Total liabilities	$1,555,215,000	431
Total deposits	$1,272,313,000	434
Interest-bearing deposits	$1,159,403,000	423
Deposits held in domestic offices	$1,272,313,000	432
% insured	46.31%	7,890
Federal funds purchased & repurchase agreements	$26,994,000	630
Trading liabilities	$0	92
Other borrowed funds	$231,021,000	298
Subordinated debt	$0	271
All other liabilities	$24,887,000	350
Total equity capital	$178,861,000	397
Total bank equity capital	$178,861,000	397
Perpetual preferred stock	$10,000	187
Common stock	$111,077,000	32
Surplus	$0	7,679
Undivided profits	$67,774,000	475
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$5,242,000	2,045
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,134
Income earned, not collected on loans	$7,773,000	411
Earning assets	$1,625,542,000	420
Long-term assets (5+ years)	$551,978,000	254
Average Assets, year-to-date	$1,729,096,000	426
Average Assets, quarterly	$1,729,096,000	426
Volatile liabilities	$343,508,000	494
Insider loans	$33,660,000	153
FHLB advances	$230,439,000	232
Loans and leases held for sale	$3,267,000	594
Unused loan commitments	$334,470,000	373
Tier 1 (core) risk-based capital	$174,317,000	379
Tier 2 risk-based capital	$12,555,000	527
Total risk weighted assets	$1,247,080,000	453
Total unused commitments	$334,470,000	373
Derivatives	$44,160,000	342
2008-12-31		Rank
# of Employees:	269	561
Assets and Liabilities
Total Assets:	$1,724,116,000	426
Cash and due from depository institutions	$43,420,000	561
Interest-bearing balances	$23,311,000	504
Securities	$490,845,000	267
Federal funds sold & reverse repurchase agreements	$0	5,377
Net loans & leases	$1,106,834,000	466
Loan loss allowance	$12,133,000	618
Trading account assets	$0	236
Bank premises and fixed assets	$22,296,000	517
Other real estate owned	$1,158,000	561
Goodwill and other intangibles	$829,000	1,783
All other assets	$58,734,000	427
Life insurance assets	$24,826,000	275
Total liabilities and capital	$1,724,116,000	426
Total liabilities	$1,547,361,000	426
Total deposits	$1,187,730,000	453
Interest-bearing deposits	$1,066,306,000	442
Deposits held in domestic offices	$1,187,730,000	451
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$29,276,000	639
Trading liabilities	$0	88
Other borrowed funds	$303,523,000	246
Subordinated debt	$0	278
All other liabilities	$26,832,000	343
Total equity capital	$176,755,000	410
Total bank equity capital	$176,755,000	410
Perpetual preferred stock	$10,000	135
Common stock	$111,077,000	31
Surplus	$0	7,724
Undivided profits	$65,668,000	491
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,931,000	1,669
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$7,496,000	444
Earning assets	$1,620,990,000	416
Long-term assets (5+ years)	$539,644,000	263
Average Assets, year-to-date	$1,569,123,800	448
Average Assets, quarterly	$1,660,186,000	436
Volatile liabilities	$413,423,000	406
Insider loans	$36,386,000	151
FHLB advances	$302,021,000	199
Loans and leases held for sale	$0	1,663
Unused loan commitments	$297,564,000	407
Tier 1 (core) risk-based capital	$172,315,000	382
Tier 2 risk-based capital	$12,143,000	532
Total risk weighted assets	$1,220,097,000	461
Total unused commitments	$297,564,000	408
Derivatives	$0	1,109
2008-09-30		Rank
# of Employees:	267	578
Assets and Liabilities
Total Assets:	$1,596,256,000	451
Cash and due from depository institutions	$75,179,000	578
Interest-bearing balances	$34,699,000	203
Securities	$376,843,000	338
Federal funds sold & reverse repurchase agreements	$0	5,854
Net loans & leases	$1,063,026,000	486
Loan loss allowance	$11,046,000	613
Trading account assets	$0	251
Bank premises and fixed assets	$22,444,000	510
Other real estate owned	$782,000	578
Goodwill and other intangibles	$832,000	1,843
All other assets	$57,150,000	416
Life insurance assets	$24,506,000	278
Total liabilities and capital	$1,596,256,000	451
Total liabilities	$1,424,563,000	452
Total deposits	$1,194,517,000	444
Interest-bearing deposits	$1,080,540,000	423
Deposits held in domestic offices	$1,194,517,000	442
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$35,041,000	591
Trading liabilities	$0	91
Other borrowed funds	$165,214,000	434
Subordinated debt	$0	276
All other liabilities	$29,791,000	309
Total equity capital	$171,693,000	421
Total bank equity capital	$171,693,000	421
Perpetual preferred stock	$10,000	105
Common stock	$111,077,000	29
Surplus	$0	7,795
Undivided profits	$60,606,000	578
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,243,000	1,236
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,110
Income earned, not collected on loans	$6,708,000	524
Earning assets	$1,474,568,000	444
Long-term assets (5+ years)	$438,418,000	311
Average Assets, year-to-date	$1,530,375,750	460
Average Assets, quarterly	$1,549,791,500	463
Volatile liabilities	$289,398,000	550
Insider loans	$30,950,000	180
FHLB advances	$163,708,000	387
Loans and leases held for sale	$0	1,623
Unused loan commitments	$342,304,000	388
Tier 1 (core) risk-based capital	$171,707,000	384
Tier 2 risk-based capital	$11,056,000	568
Total risk weighted assets	$1,165,775,000	472
Total unused commitments	$342,304,000	388
Derivatives	$0	1,077
2008-06-30		Rank
# of Employees:	253	632
Assets and Liabilities
Total Assets:	$1,503,327,000	477
Cash and due from depository institutions	$66,028,000	632
Interest-bearing balances	$29,267,000	200
Securities	$363,946,000	351
Federal funds sold & reverse repurchase agreements	$0	5,934
Net loans & leases	$990,060,000	505
Loan loss allowance	$10,320,000	616
Trading account assets	$0	267
Bank premises and fixed assets	$21,687,000	523
Other real estate owned	$2,728,000	632
Goodwill and other intangibles	$821,000	1,861
All other assets	$58,057,000	405
Life insurance assets	$24,265,000	282
Total liabilities and capital	$1,503,327,000	477
Total liabilities	$1,331,262,000	475
Total deposits	$1,112,760,000	469
Interest-bearing deposits	$995,114,000	456
Deposits held in domestic offices	$1,112,760,000	467
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$30,053,000	697
Trading liabilities	$0	94
Other borrowed funds	$165,609,000	431
Subordinated debt	$0	257
All other liabilities	$22,840,000	360
Total equity capital	$172,065,000	429
Total bank equity capital	$172,065,000	429
Perpetual preferred stock	$10,000	102
Common stock	$111,077,000	28
Surplus	$0	7,856
Undivided profits	$60,978,000	595
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,023,000	1,030
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,082
Income earned, not collected on loans	$6,700,000	504
Earning assets	$1,383,273,000	472
Long-term assets (5+ years)	$443,449,000	299
Average Assets, year-to-date	$1,508,415,670	465
Average Assets, quarterly	$1,539,249,000	463
Volatile liabilities	$232,757,000	665
Insider loans	$31,211,000	175
FHLB advances	$164,505,000	383
Loans and leases held for sale	$0	1,725
Unused loan commitments	$294,610,000	445
Tier 1 (core) risk-based capital	$171,489,000	385
Tier 2 risk-based capital	$10,330,000	584
Total risk weighted assets	$1,096,209,000	494
Total unused commitments	$294,610,000	445
Derivatives	$0	1,075
2008-03-31		Rank
# of Employees:	244	648
Assets and Liabilities
Total Assets:	$1,575,171,000	452
Cash and due from depository institutions	$79,134,000	648
Interest-bearing balances	$49,243,000	155
Securities	$457,998,000	289
Federal funds sold & reverse repurchase agreements	$0	6,601
Net loans & leases	$961,346,000	509
Loan loss allowance	$9,443,000	616
Trading account assets	$0	252
Bank premises and fixed assets	$19,245,000	608
Other real estate owned	$3,187,000	648
Goodwill and other intangibles	$860,000	1,832
All other assets	$53,401,000	429
Life insurance assets	$24,023,000	281
Total liabilities and capital	$1,575,171,000	452
Total liabilities	$1,399,893,000	459
Total deposits	$1,190,699,000	441
Interest-bearing deposits	$1,076,628,000	425
Deposits held in domestic offices	$1,190,699,000	439
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$27,698,000	721
Trading liabilities	$0	86
Other borrowed funds	$159,915,000	403
Subordinated debt	$0	251
All other liabilities	$21,581,000	403
Total equity capital	$175,278,000	431
Total bank equity capital	$175,278,000	431
Perpetual preferred stock	$10,000	102
Common stock	$111,077,000	30
Surplus	$0	7,894
Undivided profits	$64,191,000	581
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,383,000	1,102
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,070
Income earned, not collected on loans	$7,218,000	493
Earning assets	$1,468,587,000	443
Long-term assets (5+ years)	$524,598,000	258
Average Assets, year-to-date	$1,510,960,000	467
Average Assets, quarterly	$1,510,960,000	467
Volatile liabilities	$265,950,000	584
Insider loans	$34,827,000	148
FHLB advances	$159,257,000	354
Loans and leases held for sale	$0	1,797
Unused loan commitments	$254,065,000	508
Tier 1 (core) risk-based capital	$170,454,000	386
Tier 2 risk-based capital	$9,453,000	618
Total risk weighted assets	$1,063,834,000	500
Total unused commitments	$254,065,000	509
Derivatives	$0	1,109
2007-12-31		Rank
# of Employees:	247	649
Assets and Liabilities
Total Assets:	$1,446,749,000	490
Cash and due from depository institutions	$65,862,000	649
Interest-bearing balances	$38,998,000	142
Securities	$406,715,000	323
Federal funds sold & reverse repurchase agreements	$0	6,130
Net loans & leases	$899,400,000	547
Loan loss allowance	$9,096,000	621
Trading account assets	$0	237
Bank premises and fixed assets	$19,000,000	603
Other real estate owned	$3,513,000	649
Goodwill and other intangibles	$903,000	1,805
All other assets	$51,356,000	435
Life insurance assets	$23,665,000	279
Total liabilities and capital	$1,446,749,000	490
Total liabilities	$1,344,976,000	467
Total deposits	$1,162,329,000	448
Interest-bearing deposits	$958,579,000	472
Deposits held in domestic offices	$1,162,329,000	445
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$23,800,000	788
Trading liabilities	$0	78
Other borrowed funds	$145,560,000	422
Subordinated debt	$0	248
All other liabilities	$13,287,000	542
Total equity capital	$101,773,000	693
Total bank equity capital	$101,773,000	693
Perpetual preferred stock	$10,000	107
Common stock	$27,040,000	151
Surplus	$3,774,000	4,588
Undivided profits	$70,949,000	518
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,387,000	1,240
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,085
Income earned, not collected on loans	$6,856,000	563
Earning assets	$1,345,113,000	476
Long-term assets (5+ years)	$404,239,000	306
Average Assets, year-to-date	$1,297,747,400	514
Average Assets, quarterly	$1,384,710,000	499
Volatile liabilities	$259,520,000	602
Insider loans	$32,660,000	155
FHLB advances	$145,042,000	371
Loans and leases held for sale	$0	1,738
Unused loan commitments	$234,903,000	535
Tier 1 (core) risk-based capital	$98,962,000	629
Tier 2 risk-based capital	$9,106,000	624
Total risk weighted assets	$984,991,000	535
Total unused commitments	$234,903,000	535
Derivatives	$0	1,052
2007-09-30		Rank
# of Employees:	248	633
Assets and Liabilities
Total Assets:	$1,322,671,000	518
Cash and due from depository institutions	$24,597,000	633
Interest-bearing balances	$1,872,000	1,859
Securities	$354,943,000	372
Federal funds sold & reverse repurchase agreements	$0	6,196
Net loans & leases	$867,706,000	554
Loan loss allowance	$8,871,000	612
Trading account assets	$0	244
Bank premises and fixed assets	$18,368,000	613
Other real estate owned	$2,877,000	633
Goodwill and other intangibles	$951,000	1,759
All other assets	$53,229,000	420
Life insurance assets	$23,328,000	272
Total liabilities and capital	$1,322,671,000	518
Total liabilities	$1,223,999,000	500
Total deposits	$986,532,000	510
Interest-bearing deposits	$947,008,000	470
Deposits held in domestic offices	$986,532,000	507
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$33,957,000	599
Trading liabilities	$0	78
Other borrowed funds	$192,060,000	325
Subordinated debt	$0	244
All other liabilities	$11,450,000	612
Total equity capital	$98,672,000	703
Total bank equity capital	$98,672,000	703
Perpetual preferred stock	$10,000	108
Common stock	$27,040,000	144
Surplus	$3,774,000	4,553
Undivided profits	$67,848,000	551
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,281,000	2,721
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,109
Income earned, not collected on loans	$7,124,000	565
Earning assets	$1,224,521,000	514
Long-term assets (5+ years)	$374,525,000	326
Average Assets, year-to-date	$1,260,497,000	527
Average Assets, quarterly	$1,292,083,500	526
Volatile liabilities	$296,051,000	517
Insider loans	$33,509,000	152
FHLB advances	$190,550,000	284
Loans and leases held for sale	$514,000	1,150
Unused loan commitments	$219,525,000	576
Tier 1 (core) risk-based capital	$98,221,000	630
Tier 2 risk-based capital	$8,881,000	620
Total risk weighted assets	$938,011,000	543
Total unused commitments	$219,525,000	576
Derivatives	$0	1,033
2007-06-30		Rank
# of Employees:	244	667
Assets and Liabilities
Total Assets:	$1,261,496,000	547
Cash and due from depository institutions	$29,487,000	667
Interest-bearing balances	$1,394,000	2,131
Securities	$307,608,000	411
Federal funds sold & reverse repurchase agreements	$0	6,299
Net loans & leases	$851,081,000	566
Loan loss allowance	$10,359,000	520
Trading account assets	$0	245
Bank premises and fixed assets	$18,898,000	582
Other real estate owned	$0	667
Goodwill and other intangibles	$995,000	1,742
All other assets	$53,427,000	429
Life insurance assets	$23,139,000	273
Total liabilities and capital	$1,261,496,000	547
Total liabilities	$1,167,260,000	523
Total deposits	$972,925,000	529
Interest-bearing deposits	$926,372,000	488
Deposits held in domestic offices	$972,925,000	526
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$30,583,000	638
Trading liabilities	$0	87
Other borrowed funds	$153,507,000	350
Subordinated debt	$0	258
All other liabilities	$10,245,000	663
Total equity capital	$94,236,000	738
Total bank equity capital	$94,236,000	738
Perpetual preferred stock	$10,000	107
Common stock	$27,040,000	143
Surplus	$3,774,000	4,555
Undivided profits	$63,412,000	592
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,238,000	772
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,127
Income earned, not collected on loans	$6,505,000	596
Earning assets	$1,160,083,000	544
Long-term assets (5+ years)	$311,820,000	390
Average Assets, year-to-date	$1,239,772,330	547
Average Assets, quarterly	$1,250,680,000	548
Volatile liabilities	$249,638,000	602
Insider loans	$34,101,000	145
FHLB advances	$152,510,000	302
Loans and leases held for sale	$333,000	1,411
Unused loan commitments	$227,138,000	567
Tier 1 (core) risk-based capital	$96,513,000	645
Tier 2 risk-based capital	$10,369,000	551
Total risk weighted assets	$914,764,000	565
Total unused commitments	$227,138,000	567
Derivatives	$55,000,000	265
2007-03-31		Rank
# of Employees:	237	674
Assets and Liabilities
Total Assets:	$1,239,864,000	551
Cash and due from depository institutions	$24,988,000	674
Interest-bearing balances	$930,000	2,617
Securities	$291,463,000	443
Federal funds sold & reverse repurchase agreements	$0	6,772
Net loans & leases	$853,546,000	553
Loan loss allowance	$10,453,000	504
Trading account assets	$0	267
Bank premises and fixed assets	$17,538,000	632
Other real estate owned	$0	674
Goodwill and other intangibles	$1,054,000	1,702
All other assets	$51,275,000	421
Life insurance assets	$22,951,000	267
Total liabilities and capital	$1,239,864,000	551
Total liabilities	$1,144,786,000	531
Total deposits	$944,766,000	540
Interest-bearing deposits	$901,778,000	503
Deposits held in domestic offices	$944,766,000	538
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$25,679,000	687
Trading liabilities	$0	89
Other borrowed funds	$164,303,000	333
Subordinated debt	$0	262
All other liabilities	$10,038,000	694
Total equity capital	$95,078,000	720
Total bank equity capital	$95,078,000	720
Perpetual preferred stock	$10,000	110
Common stock	$27,040,000	138
Surplus	$3,762,000	4,530
Undivided profits	$64,266,000	593
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,275,000	676
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,132
Income earned, not collected on loans	$6,413,000	585
Earning assets	$1,145,939,000	546
Long-term assets (5+ years)	$265,575,000	442
Average Assets, year-to-date	$1,228,910,500	553
Average Assets, quarterly	$1,228,910,500	553
Volatile liabilities	$264,155,000	562
Insider loans	$35,048,000	143
FHLB advances	$163,359,000	286
Loans and leases held for sale	$270,000	1,441
Unused loan commitments	$208,103,000	605
Tier 1 (core) risk-based capital	$95,503,000	642
Tier 2 risk-based capital	$10,453,000	540
Total risk weighted assets	$923,669,000	549
Total unused commitments	$208,103,000	605
Derivatives	$55,000,000	260
2006-12-31		Rank
# of Employees:	230	691
Assets and Liabilities
Total Assets:	$1,217,957,000	551
Cash and due from depository institutions	$42,754,000	691
Interest-bearing balances	$22,569,000	267
Securities	$265,788,000	475
Federal funds sold & reverse repurchase agreements	$0	6,403
Net loans & leases	$839,906,000	556
Loan loss allowance	$10,283,000	506
Trading account assets	$0	156
Bank premises and fixed assets	$17,872,000	595
Other real estate owned	$0	691
Goodwill and other intangibles	$1,104,000	1,669
All other assets	$50,533,000	425
Life insurance assets	$22,694,000	264
Total liabilities and capital	$1,217,957,000	551
Total liabilities	$1,128,600,000	538
Total deposits	$919,857,000	546
Interest-bearing deposits	$874,573,000	508
Deposits held in domestic offices	$919,857,000	544
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$30,199,000	641
Trading liabilities	$0	77
Other borrowed funds	$165,712,000	346
Subordinated debt	$0	264
All other liabilities	$12,832,000	555
Total equity capital	$89,357,000	747
Total bank equity capital	$89,357,000	747
Perpetual preferred stock	$10,000	109
Common stock	$27,040,000	131
Surplus	$0	8,057
Undivided profits	$62,307,000	586
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,480,000	585
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,087
Income earned, not collected on loans	$4,565,000	857
Earning assets	$1,128,263,000	545
Long-term assets (5+ years)	$191,302,000	585
Average Assets, year-to-date	$1,196,358,800	536
Average Assets, quarterly	$1,229,883,500	538
Volatile liabilities	$277,002,000	605
Insider loans	$29,527,000	184
FHLB advances	$164,349,000	302
Loans and leases held for sale	$329,000	1,343
Unused loan commitments	$198,244,000	613
Tier 1 (core) risk-based capital	$90,356,000	675
Tier 2 risk-based capital	$10,293,000	544
Total risk weighted assets	$915,093,000	550
Total unused commitments	$198,244,000	613
Derivatives	$55,000,000	250
2006-09-30		Rank
# of Employees:	238	687
Assets and Liabilities
Total Assets:	$1,241,810,000	543
Cash and due from depository institutions	$21,095,000	687
Interest-bearing balances	$132,000	4,431
Securities	$289,219,000	453
Federal funds sold & reverse repurchase agreements	$0	6,029
Net loans & leases	$855,775,000	544
Loan loss allowance	$10,339,000	506
Trading account assets	$0	154
Bank premises and fixed assets	$18,159,000	578
Other real estate owned	$0	687
Goodwill and other intangibles	$1,154,000	1,643
All other assets	$56,408,000	403
Life insurance assets	$22,510,000	257
Total liabilities and capital	$1,241,810,000	543
Total liabilities	$1,153,411,000	527
Total deposits	$918,503,000	547
Interest-bearing deposits	$873,401,000	499
Deposits held in domestic offices	$918,503,000	546
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$35,751,000	573
Trading liabilities	$0	74
Other borrowed funds	$176,499,000	338
Subordinated debt	$0	269
All other liabilities	$22,658,000	396
Total equity capital	$88,399,000	768
Total bank equity capital	$88,399,000	768
Perpetual preferred stock	$10,000	115
Common stock	$27,040,000	129
Surplus	$0	8,106
Undivided profits	$61,349,000	603
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,478,000	1,243
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,131
Income earned, not collected on loans	$4,352,000	886
Earning assets	$1,145,126,000	542
Long-term assets (5+ years)	$173,887,000	647
Average Assets, year-to-date	$1,190,959,250	545
Average Assets, quarterly	$1,232,114,500	543
Volatile liabilities	$307,494,000	563
Insider loans	$32,023,000	164
FHLB advances	$175,032,000	294
Loans and leases held for sale	$826,000	1,007
Unused loan commitments	$217,045,000	598
Tier 1 (core) risk-based capital	$89,692,000	687
Tier 2 risk-based capital	$10,349,000	548
Total risk weighted assets	$941,169,000	545
Total unused commitments	$217,045,000	598
Derivatives	$55,000,000	258
2006-06-30		Rank
# of Employees:	235	697
Assets and Liabilities
Total Assets:	$1,222,419,000	548
Cash and due from depository institutions	$47,066,000	697
Interest-bearing balances	$21,785,000	234
Securities	$262,740,000	500
Federal funds sold & reverse repurchase agreements	$0	5,870
Net loans & leases	$836,535,000	550
Loan loss allowance	$10,158,000	509
Trading account assets	$0	157
Bank premises and fixed assets	$18,571,000	549
Other real estate owned	$0	697
Goodwill and other intangibles	$1,180,000	1,628
All other assets	$56,327,000	398
Life insurance assets	$22,291,000	254
Total liabilities and capital	$1,222,419,000	548
Total liabilities	$1,142,207,000	534
Total deposits	$914,720,000	542
Interest-bearing deposits	$873,187,000	488
Deposits held in domestic offices	$914,720,000	541
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$35,992,000	593
Trading liabilities	$0	73
Other borrowed funds	$175,919,000	355
Subordinated debt	$0	265
All other liabilities	$15,576,000	464
Total equity capital	$80,212,000	811
Total bank equity capital	$80,212,000	811
Perpetual preferred stock	$10,000	116
Common stock	$22,040,000	144
Surplus	$0	8,130
Undivided profits	$58,162,000	602
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,061,000	1,334
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,150
Income earned, not collected on loans	$3,995,000	861
Earning assets	$1,121,060,000	546
Long-term assets (5+ years)	$181,847,000	609
Average Assets, year-to-date	$1,174,009,000	552
Average Assets, quarterly	$1,193,322,000	553
Volatile liabilities	$297,812,000	584
Insider loans	$33,728,000	147
FHLB advances	$175,038,000	302
Loans and leases held for sale	$1,171,000	868
Unused loan commitments	$223,489,000	575
Tier 1 (core) risk-based capital	$83,224,000	720
Tier 2 risk-based capital	$10,158,000	551
Total risk weighted assets	$917,986,000	545
Total unused commitments	$223,489,000	576
Derivatives	$55,000,000	257
2006-03-31		Rank
# of Employees:	240	664
Assets and Liabilities
Total Assets:	$1,164,225,000	555
Cash and due from depository institutions	$23,779,000	664
Interest-bearing balances	$106,000	4,811
Securities	$258,528,000	511
Federal funds sold & reverse repurchase agreements	$0	6,312
Net loans & leases	$809,190,000	554
Loan loss allowance	$10,133,000	501
Trading account assets	$0	154
Bank premises and fixed assets	$18,775,000	522
Other real estate owned	$0	664
Goodwill and other intangibles	$1,188,000	1,592
All other assets	$52,765,000	407
Life insurance assets	$22,135,000	252
Total liabilities and capital	$1,164,225,000	555
Total liabilities	$1,084,527,000	543
Total deposits	$856,245,000	553
Interest-bearing deposits	$793,145,000	527
Deposits held in domestic offices	$856,245,000	552
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$29,368,000	627
Trading liabilities	$0	77
Other borrowed funds	$183,160,000	326
Subordinated debt	$0	259
All other liabilities	$15,754,000	460
Total equity capital	$79,698,000	798
Total bank equity capital	$79,698,000	798
Perpetual preferred stock	$10,000	117
Common stock	$22,040,000	144
Surplus	$0	8,136
Undivided profits	$57,648,000	608
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,168,000	1,212
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,164
Income earned, not collected on loans	$3,601,000	901
Earning assets	$1,067,824,000	556
Long-term assets (5+ years)	$130,400,000	811
Average Assets, year-to-date	$1,149,804,000	557
Average Assets, quarterly	$1,149,804,000	557
Volatile liabilities	$297,229,000	555
Insider loans	$30,658,000	162
FHLB advances	$181,985,000	281
Loans and leases held for sale	$593,000	1,054
Unused loan commitments	$252,365,000	515
Tier 1 (core) risk-based capital	$82,605,000	715
Tier 2 risk-based capital	$10,143,000	532
Total risk weighted assets	$881,390,000	545
Total unused commitments	$252,365,000	515
Derivatives	$55,000,000	256
2005-12-31		Rank
# of Employees:	237	664
Assets and Liabilities
Total Assets:	$1,135,383,000	566
Cash and due from depository institutions	$28,110,000	664
Interest-bearing balances	$3,122,000	1,527
Securities	$252,577,000	532
Federal funds sold & reverse repurchase agreements	$0	6,145
Net loans & leases	$783,513,000	560
Loan loss allowance	$9,958,000	503
Trading account assets	$0	155
Bank premises and fixed assets	$18,988,000	505
Other real estate owned	$0	664
Goodwill and other intangibles	$1,237,000	1,565
All other assets	$50,958,000	419
Life insurance assets	$0	351
Total liabilities and capital	$1,135,383,000	566
Total liabilities	$1,056,968,000	547
Total deposits	$853,757,000	561
Interest-bearing deposits	$807,164,000	511
Deposits held in domestic offices	$853,757,000	560
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$35,782,000	565
Trading liabilities	$0	72
Other borrowed funds	$152,256,000	394
Subordinated debt	$0	258
All other liabilities	$15,173,000	464
Total equity capital	$78,415,000	798
Total bank equity capital	$78,415,000	798
Perpetual preferred stock	$10,000	119
Common stock	$22,040,000	143
Surplus	$0	8,157
Undivided profits	$56,365,000	619
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,438,000	1,731
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,175
Income earned, not collected on loans	$3,982,000	804
Earning assets	$1,039,212,000	563
Long-term assets (5+ years)	$132,591,000	782
Average Assets, year-to-date	$1,093,536,400	555
Average Assets, quarterly	$1,123,780,500	565
Volatile liabilities	$305,410,000	534
Insider loans	$31,559,000	149
FHLB advances	$150,785,000	342
Loans and leases held for sale	$789,000	977
Unused loan commitments	$248,706,000	514
Tier 1 (core) risk-based capital	$81,267,000	716
Tier 2 risk-based capital	$9,968,000	533
Total risk weighted assets	$854,758,000	549
Total unused commitments	$248,706,000	514
Derivatives	$70,000,000	232
2005-09-30		Rank
# of Employees:	236	663
Assets and Liabilities
Total Assets:	$1,112,178,000	563
Cash and due from depository institutions	$27,274,000	663
Interest-bearing balances	$3,422,000	1,437
Securities	$254,715,000	526
Federal funds sold & reverse repurchase agreements	$0	5,951
Net loans & leases	$761,392,000	558
Loan loss allowance	$9,661,000	508
Trading account assets	$0	146
Bank premises and fixed assets	$18,366,000	506
Other real estate owned	$0	663
Goodwill and other intangibles	$1,289,000	1,521
All other assets	$49,142,000	422
Life insurance assets	$0	341
Total liabilities and capital	$1,112,178,000	563
Total liabilities	$1,034,783,000	546
Total deposits	$832,552,000	557
Interest-bearing deposits	$786,820,000	505
Deposits held in domestic offices	$832,552,000	556
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$41,428,000	513
Trading liabilities	$0	63
Other borrowed funds	$147,937,000	401
Subordinated debt	$0	251
All other liabilities	$12,866,000	506
Total equity capital	$77,395,000	788
Total bank equity capital	$77,395,000	788
Perpetual preferred stock	$10,000	115
Common stock	$22,040,000	138
Surplus	$0	8,180
Undivided profits	$55,345,000	633
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,603,000	1,604
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,225
Income earned, not collected on loans	$3,486,000	876
Earning assets	$1,019,529,000	561
Long-term assets (5+ years)	$127,457,000	804
Average Assets, year-to-date	$1,083,074,750	558
Average Assets, quarterly	$1,107,318,500	562
Volatile liabilities	$267,087,000	577
Insider loans	$31,399,000	148
FHLB advances	$146,469,000	351
Loans and leases held for sale	$992,000	961
Unused loan commitments	$224,650,000	544
Tier 1 (core) risk-based capital	$80,199,000	707
Tier 2 risk-based capital	$9,671,000	528
Total risk weighted assets	$825,617,000	546
Total unused commitments	$224,650,000	544
Derivatives	$70,000,000	231
2005-06-30		Rank
# of Employees:	236	673
Assets and Liabilities
Total Assets:	$1,102,459,000	556
Cash and due from depository institutions	$23,449,000	673
Interest-bearing balances	$1,605,000	2,214
Securities	$256,506,000	523
Federal funds sold & reverse repurchase agreements	$0	5,776
Net loans & leases	$753,888,000	553
Loan loss allowance	$9,322,000	523
Trading account assets	$0	148
Bank premises and fixed assets	$18,109,000	498
Other real estate owned	$0	673
Goodwill and other intangibles	$1,359,000	1,483
All other assets	$49,148,000	414
Life insurance assets	$0	339
Total liabilities and capital	$1,102,459,000	556
Total liabilities	$1,026,124,000	540
Total deposits	$841,624,000	545
Interest-bearing deposits	$794,522,000	485
Deposits held in domestic offices	$841,624,000	543
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$35,836,000	543
Trading liabilities	$0	65
Other borrowed funds	$136,936,000	431
Subordinated debt	$0	251
All other liabilities	$11,728,000	518
Total equity capital	$76,335,000	784
Total bank equity capital	$76,335,000	784
Perpetual preferred stock	$10,000	115
Common stock	$22,040,000	134
Surplus	$0	8,188
Undivided profits	$54,285,000	634
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,508,000	1,653
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,247
Income earned, not collected on loans	$3,568,000	779
Earning assets	$1,011,999,000	558
Long-term assets (5+ years)	$203,487,000	511
Average Assets, year-to-date	$1,073,373,670	554
Average Assets, quarterly	$1,093,433,000	552
Volatile liabilities	$249,846,000	596
Insider loans	$29,221,000	155
FHLB advances	$136,401,000	377
Loans and leases held for sale	$2,375,000	663
Unused loan commitments	$215,071,000	533
Tier 1 (core) risk-based capital	$78,499,000	709
Tier 2 risk-based capital	$9,332,000	536
Total risk weighted assets	$823,781,000	536
Total unused commitments	$215,071,000	533
Derivatives	$70,000,000	224
2005-03-31		Rank
# of Employees:	241	646
Assets and Liabilities
Total Assets:	$1,084,407,000	557
Cash and due from depository institutions	$19,809,000	646
Interest-bearing balances	$752,000	3,002
Securities	$265,490,000	516
Federal funds sold & reverse repurchase agreements	$0	6,340
Net loans & leases	$730,172,000	548
Loan loss allowance	$9,018,000	535
Trading account assets	$0	148
Bank premises and fixed assets	$18,168,000	474
Other real estate owned	$1,268,000	646
Goodwill and other intangibles	$1,410,000	1,454
All other assets	$48,090,000	409
Life insurance assets	$0	333
Total liabilities and capital	$1,084,407,000	557
Total liabilities	$1,010,044,000	536
Total deposits	$809,711,000	556
Interest-bearing deposits	$775,172,000	496
Deposits held in domestic offices	$809,711,000	555
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$36,993,000	537
Trading liabilities	$0	65
Other borrowed funds	$152,832,000	390
Subordinated debt	$0	265
All other liabilities	$10,508,000	545
Total equity capital	$74,363,000	774
Total bank equity capital	$74,363,000	774
Perpetual preferred stock	$10,000	117
Common stock	$22,040,000	130
Surplus	$0	8,248
Undivided profits	$52,313,000	635
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,731,000	1,474
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,234
Income earned, not collected on loans	$3,399,000	794
Earning assets	$996,414,000	558
Long-term assets (5+ years)	$203,400,000	517
Average Assets, year-to-date	$1,058,831,000	560
Average Assets, quarterly	$1,058,831,000	560
Volatile liabilities	$248,216,000	567
Insider loans	$44,891,000	93
FHLB advances	$152,236,000	335
Loans and leases held for sale	$1,416,000	768
Unused loan commitments	$189,643,000	574
Tier 1 (core) risk-based capital	$77,821,000	696
Tier 2 risk-based capital	$9,028,000	549
Total risk weighted assets	$809,855,000	534
Total unused commitments	$189,643,000	574
Derivatives	$70,000,000	213
2004-12-31		Rank
# of Employees:	237	659
Assets and Liabilities
Total Assets:	$1,033,255,000	584
Cash and due from depository institutions	$18,573,000	659
Interest-bearing balances	$1,078,000	2,711
Securities	$257,598,000	538
Federal funds sold & reverse repurchase agreements	$0	6,164
Net loans & leases	$692,522,000	573
Loan loss allowance	$8,960,000	549
Trading account assets	$0	153
Bank premises and fixed assets	$18,340,000	474
Other real estate owned	$1,307,000	659
Goodwill and other intangibles	$1,280,000	1,506
All other assets	$43,635,000	442
Life insurance assets	$0	334
Total liabilities and capital	$1,033,255,000	584
Total liabilities	$958,420,000	566
Total deposits	$793,643,000	562
Interest-bearing deposits	$738,833,000	519
Deposits held in domestic offices	$793,643,000	561
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$41,345,000	501
Trading liabilities	$0	66
Other borrowed funds	$111,740,000	486
Subordinated debt	$0	272
All other liabilities	$11,692,000	514
Total equity capital	$74,835,000	782
Total bank equity capital	$74,835,000	782
Perpetual preferred stock	$10,000	115
Common stock	$22,040,000	118
Surplus	$0	8,282
Undivided profits	$52,785,000	643
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,870,000	1,397
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,187
Income earned, not collected on loans	$3,246,000	821
Earning assets	$951,198,000	580
Long-term assets (5+ years)	$140,440,000	747
Average Assets, year-to-date	$976,833,000	589
Average Assets, quarterly	$1,036,869,500	577
Volatile liabilities	$193,008,000	692
Insider loans	$47,338,000	84
FHLB advances	$111,214,000	428
Loans and leases held for sale	$1,659,000	682
Unused loan commitments	$232,282,000	491
Tier 1 (core) risk-based capital	$76,314,000	706
Tier 2 risk-based capital	$8,970,000	562
Total risk weighted assets	$756,130,000	568
Total unused commitments	$232,282,000	491
Derivatives	$70,000,000	207
2004-09-30		Rank
# of Employees:	234	666
Assets and Liabilities
Total Assets:	$1,040,484,000	576
Cash and due from depository institutions	$29,250,000	666
Interest-bearing balances	$3,693,000	1,449
Securities	$270,434,000	516
Federal funds sold & reverse repurchase agreements	$0	5,928
Net loans & leases	$678,569,000	571
Loan loss allowance	$8,691,000	562
Trading account assets	$0	149
Bank premises and fixed assets	$17,465,000	487
Other real estate owned	$1,175,000	666
Goodwill and other intangibles	$1,306,000	1,472
All other assets	$42,285,000	447
Life insurance assets	$0	330
Total liabilities and capital	$1,040,484,000	576
Total liabilities	$965,835,000	558
Total deposits	$806,149,000	544
Interest-bearing deposits	$761,786,000	495
Deposits held in domestic offices	$806,149,000	541
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$43,691,000	481
Trading liabilities	$0	68
Other borrowed funds	$106,471,000	507
Subordinated debt	$0	276
All other liabilities	$9,524,000	585
Total equity capital	$74,649,000	770
Total bank equity capital	$74,649,000	770
Perpetual preferred stock	$10,000	121
Common stock	$22,040,000	119
Surplus	$0	8,313
Undivided profits	$52,599,000	637
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,191,000	1,282
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$2,952,000	937
Earning assets	$952,696,000	574
Long-term assets (5+ years)	$193,832,000	557
Average Assets, year-to-date	$962,727,500	596
Average Assets, quarterly	$1,008,195,000	589
Volatile liabilities	$207,231,000	631
Insider loans	$26,449,000	162
FHLB advances	$105,831,000	442
Loans and leases held for sale	$1,858,000	634
Unused loan commitments	$196,070,000	541
Tier 1 (core) risk-based capital	$75,295,000	701
Tier 2 risk-based capital	$8,701,000	565
Total risk weighted assets	$751,953,000	559
Total unused commitments	$196,070,000	541
Derivatives	$70,000,000	212
2004-06-30		Rank
# of Employees:	236	660
Assets and Liabilities
Total Assets:	$975,906,000	598
Cash and due from depository institutions	$45,863,000	660
Interest-bearing balances	$16,938,000	364
Securities	$210,009,000	638
Federal funds sold & reverse repurchase agreements	$0	5,884
Net loans & leases	$664,296,000	568
Loan loss allowance	$8,516,000	566
Trading account assets	$0	153
Bank premises and fixed assets	$17,740,000	464
Other real estate owned	$1,042,000	660
Goodwill and other intangibles	$1,356,000	1,448
All other assets	$35,600,000	507
Life insurance assets	$0	323
Total liabilities and capital	$975,906,000	598
Total liabilities	$904,670,000	579
Total deposits	$755,707,000	577
Interest-bearing deposits	$664,421,000	558
Deposits held in domestic offices	$755,707,000	574
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$31,716,000	570
Trading liabilities	$0	69
Other borrowed funds	$108,600,000	499
Subordinated debt	$0	288
All other liabilities	$8,647,000	588
Total equity capital	$71,236,000	780
Total bank equity capital	$71,236,000	780
Perpetual preferred stock	$10,000	123
Common stock	$22,040,000	118
Surplus	$0	8,370
Undivided profits	$49,186,000	650
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,644,000	1,078
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$2,816,000	930
Earning assets	$891,243,000	601
Long-term assets (5+ years)	$157,919,000	682
Average Assets, year-to-date	$936,808,670	603
Average Assets, quarterly	$967,510,500	595
Volatile liabilities	$177,047,000	694
Insider loans	$20,119,000	225
FHLB advances	$108,436,000	440
Loans and leases held for sale	$1,820,000	660
Unused loan commitments	$188,372,000	556
Tier 1 (core) risk-based capital	$73,675,000	698
Tier 2 risk-based capital	$8,526,000	582
Total risk weighted assets	$726,924,000	563
Total unused commitments	$188,372,000	556
Derivatives	$70,000,000	209
2004-03-31		Rank
# of Employees:	230	690
Assets and Liabilities
Total Assets:	$959,115,000	606
Cash and due from depository institutions	$29,511,000	690
Interest-bearing balances	$550,000	3,661
Securities	$218,670,000	636
Federal funds sold & reverse repurchase agreements	$0	6,767
Net loans & leases	$659,556,000	567
Loan loss allowance	$8,581,000	563
Trading account assets	$0	144
Bank premises and fixed assets	$17,802,000	455
Other real estate owned	$1,057,000	690
Goodwill and other intangibles	$1,424,000	1,409
All other assets	$31,095,000	528
Life insurance assets	$0	322
Total liabilities and capital	$959,115,000	606
Total liabilities	$884,000,000	588
Total deposits	$728,405,000	586
Interest-bearing deposits	$641,775,000	572
Deposits held in domestic offices	$728,405,000	583
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$22,818,000	665
Trading liabilities	$0	70
Other borrowed funds	$112,717,000	463
Subordinated debt	$0	287
All other liabilities	$20,060,000	404
Total equity capital	$75,115,000	744
Total bank equity capital	$75,115,000	744
Perpetual preferred stock	$10,000	125
Common stock	$22,040,000	120
Surplus	$0	8,403
Undivided profits	$53,065,000	624
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,504,000	1,197
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$946,000	203
Income earned, not collected on loans	$2,700,000	958
Earning assets	$878,776,000	605
Long-term assets (5+ years)	$158,289,000	675
Average Assets, year-to-date	$917,260,000	620
Average Assets, quarterly	$917,260,000	620
Volatile liabilities	$165,039,000	716
Insider loans	$20,391,000	207
FHLB advances	$112,413,000	403
Loans and leases held for sale	$2,450,000	631
Unused loan commitments	$206,682,000	514
Tier 1 (core) risk-based capital	$73,010,000	694
Tier 2 risk-based capital	$8,591,000	574
Total risk weighted assets	$722,344,000	558
Total unused commitments	$206,682,000	514
Derivatives	$70,000,000	214
2003-12-31		Rank
# of Employees:	229	696
Assets and Liabilities
Total Assets:	$875,405,000	652
Cash and due from depository institutions	$32,352,000	696
Interest-bearing balances	$640,000	3,387
Securities	$176,702,000	765
Federal funds sold & reverse repurchase agreements	$0	6,359
Net loans & leases	$617,697,000	596
Loan loss allowance	$9,008,000	538
Trading account assets	$0	168
Bank premises and fixed assets	$17,552,000	461
Other real estate owned	$125,000	696
Goodwill and other intangibles	$1,447,000	1,388
All other assets	$29,530,000	554
Life insurance assets	$0	1
Total liabilities and capital	$875,405,000	652
Total liabilities	$802,947,000	642
Total deposits	$645,637,000	661
Interest-bearing deposits	$564,921,000	661
Deposits held in domestic offices	$645,637,000	659
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$16,442,000	834
Trading liabilities	$0	72
Other borrowed funds	$135,785,000	427
Subordinated debt	$0	293
All other liabilities	$5,083,000	915
Total equity capital	$72,458,000	761
Total bank equity capital	$72,458,000	761
Perpetual preferred stock	$10,000	127
Common stock	$22,040,000	122
Surplus	$0	8,463
Undivided profits	$50,408,000	642
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,712,000	824
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,600,000	123
Income earned, not collected on loans	$2,407,000	1,105
Earning assets	$795,039,000	663
Long-term assets (5+ years)	$128,404,000	841
Average Assets, year-to-date	$847,178,800	650
Average Assets, quarterly	$888,888,500	631
Volatile liabilities	$144,830,000	799
Insider loans	$19,933,000	219
FHLB advances	$135,105,000	361
Loans and leases held for sale	$2,752,000	545
Unused loan commitments	$198,661,000	519
Tier 1 (core) risk-based capital	$71,409,000	708
Tier 2 risk-based capital	$8,311,000	588
Total risk weighted assets	$663,406,000	599
Total unused commitments	$198,661,000	519
Derivatives	$70,000,000	202
2003-09-30		Rank
# of Employees:	232	698
Assets and Liabilities
Total Assets:	$902,372,000	632
Cash and due from depository institutions	$34,503,000	698
Interest-bearing balances	$591,000	3,625
Securities	$212,583,000	650
Federal funds sold & reverse repurchase agreements	$0	6,602
Net loans & leases	$607,756,000	604
Loan loss allowance	$8,495,000	583
Trading account assets	$0	165
Bank premises and fixed assets	$16,850,000	486
Other real estate owned	$126,000	698
Goodwill and other intangibles	$1,533,000	1,330
All other assets	$29,021,000	568
Life insurance assets	$0	1
Total liabilities and capital	$902,372,000	632
Total liabilities	$839,726,000	618
Total deposits	$658,213,000	653
Interest-bearing deposits	$563,273,000	669
Deposits held in domestic offices	$658,213,000	651
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$14,998,000	874
Trading liabilities	$0	72
Other borrowed funds	$139,123,000	416
Subordinated debt	$0	293
All other liabilities	$27,392,000	326
Total equity capital	$62,646,000	898
Total bank equity capital	$62,646,000	898
Perpetual preferred stock	$10,000	131
Common stock	$12,190,000	237
Surplus	$0	8,515
Undivided profits	$50,446,000	649
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,402,000	742
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,751,000	129
Income earned, not collected on loans	$2,564,000	1,070
Earning assets	$820,930,000	642
Long-term assets (5+ years)	$141,559,000	781
Average Assets, year-to-date	$840,122,250	670
Average Assets, quarterly	$868,508,500	660
Volatile liabilities	$141,492,000	792
Insider loans	$20,384,000	209
FHLB advances	$138,241,000	350
Loans and leases held for sale	$3,403,000	669
Unused loan commitments	$331,087,000	362
Tier 1 (core) risk-based capital	$60,665,000	842
Tier 2 risk-based capital	$8,304,000	593
Total risk weighted assets	$663,335,000	600
Total unused commitments	$331,087,000	363
Derivatives	$70,000,000	209
2003-06-30		Rank
# of Employees:	238	683
Assets and Liabilities
Total Assets:	$834,645,000	683
Cash and due from depository institutions	$34,542,000	683
Interest-bearing balances	$409,000	4,106
Securities	$151,252,000	871
Federal funds sold & reverse repurchase agreements	$0	6,888
Net loans & leases	$605,696,000	601
Loan loss allowance	$8,465,000	580
Trading account assets	$0	170
Bank premises and fixed assets	$16,373,000	490
Other real estate owned	$127,000	683
Goodwill and other intangibles	$1,619,000	1,268
All other assets	$25,036,000	629
Life insurance assets	$0	1
Total liabilities and capital	$834,645,000	683
Total liabilities	$772,986,000	669
Total deposits	$663,011,000	642
Interest-bearing deposits	$573,115,000	644
Deposits held in domestic offices	$663,011,000	640
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$278,000	2,997
Trading liabilities	$0	74
Other borrowed funds	$105,820,000	494
Subordinated debt	$0	266
All other liabilities	$3,877,000	1,218
Total equity capital	$61,659,000	899
Total bank equity capital	$61,659,000	899
Perpetual preferred stock	$10,000	132
Common stock	$12,190,000	234
Surplus	$0	8,544
Undivided profits	$49,459,000	662
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,017,000	550
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$207,000	698
Income earned, not collected on loans	$2,105,000	1,328
Earning assets	$757,357,000	684
Long-term assets (5+ years)	$137,983,000	764
Average Assets, year-to-date	$819,372,330	678
Average Assets, quarterly	$827,435,500	680
Volatile liabilities	$95,893,000	1,096
Insider loans	$19,357,000	227
FHLB advances	$105,016,000	426
Loans and leases held for sale	$4,533,000	747
Unused loan commitments	$276,092,000	427
Tier 1 (core) risk-based capital	$59,072,000	844
Tier 2 risk-based capital	$8,113,000	579
Total risk weighted assets	$648,352,000	595
Total unused commitments	$276,092,000	428
Derivatives	$70,000,000	222
2003-03-31		Rank
# of Employees:	236	681
Assets and Liabilities
Total Assets:	$820,226,000	683
Cash and due from depository institutions	$31,084,000	681
Interest-bearing balances	$291,000	4,354
Securities	$170,560,000	764
Federal funds sold & reverse repurchase agreements	$0	7,247
Net loans & leases	$577,567,000	613
Loan loss allowance	$8,171,000	603
Trading account assets	$0	169
Bank premises and fixed assets	$16,079,000	489
Other real estate owned	$128,000	681
Goodwill and other intangibles	$1,642,000	1,250
All other assets	$23,166,000	656
Life insurance assets	$0	1
Total liabilities and capital	$820,226,000	683
Total liabilities	$760,250,000	668
Total deposits	$641,554,000	656
Interest-bearing deposits	$569,925,000	635
Deposits held in domestic offices	$641,554,000	654
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,057
Trading liabilities	$0	79
Other borrowed funds	$94,110,000	526
Subordinated debt	$0	265
All other liabilities	$24,586,000	372
Total equity capital	$59,976,000	907
Total bank equity capital	$59,976,000	907
Perpetual preferred stock	$10,000	133
Common stock	$12,190,000	231
Surplus	$0	8,583
Undivided profits	$47,776,000	661
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,714,000	506
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,123,000	191
Income earned, not collected on loans	$3,272,000	819
Earning assets	$748,418,000	681
Long-term assets (5+ years)	$146,701,000	687
Average Assets, year-to-date	$811,736,000	679
Average Assets, quarterly	$811,736,000	679
Volatile liabilities	$91,036,000	1,121
Insider loans	$12,463,000	365
FHLB advances	$92,583,000	460
Loans and leases held for sale	$3,683,000	750
Unused loan commitments	$276,419,000	415
Tier 1 (core) risk-based capital	$57,654,000	857
Tier 2 risk-based capital	$7,685,000	593
Total risk weighted assets	$613,491,000	611
Total unused commitments	$276,419,000	415
Derivatives	$70,000,000	217
2002-12-31		Rank
# of Employees:	235	680
Assets and Liabilities
Total Assets:	$803,246,000	682
Cash and due from depository institutions	$23,974,000	680
Interest-bearing balances	$8,000	6,697
Securities	$180,640,000	704
Federal funds sold & reverse repurchase agreements	$0	6,991
Net loans & leases	$555,403,000	626
Loan loss allowance	$7,923,000	595
Trading account assets	$0	170
Bank premises and fixed assets	$16,249,000	479
Other real estate owned	$129,000	680
Goodwill and other intangibles	$1,703,000	1,217
All other assets	$25,148,000	604
Life insurance assets	$0	1
Total liabilities and capital	$803,246,000	682
Total liabilities	$741,422,000	667
Total deposits	$629,461,000	652
Interest-bearing deposits	$555,202,000	646
Deposits held in domestic offices	$629,461,000	650
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,222
Trading liabilities	$0	75
Other borrowed funds	$96,659,000	529
Subordinated debt	$0	258
All other liabilities	$15,302,000	477
Total equity capital	$61,824,000	862
Total bank equity capital	$61,824,000	862
Perpetual preferred stock	$10,000	135
Common stock	$12,190,000	228
Surplus	$11,436,000	1,589
Undivided profits	$38,188,000	799
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,246,000	536
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$554,000	341
Income earned, not collected on loans	$4,750,000	578
Earning assets	$736,051,000	675
Long-term assets (5+ years)	$99,528,000	971
Average Assets, year-to-date	$743,660,800	687
Average Assets, quarterly	$781,641,500	689
Volatile liabilities	$91,513,000	1,112
Insider loans	$12,235,000	358
FHLB advances	$95,096,000	456
Loans and leases held for sale	$6,245,000	620
Unused loan commitments	$155,610,000	577
Tier 1 (core) risk-based capital	$58,972,000	820
Tier 2 risk-based capital	$7,417,000	600
Total risk weighted assets	$592,024,000	625
Total unused commitments	$155,610,000	577
Derivatives	$50,000,000	222
2001-12-31		Rank
# of Employees:	219	730
Assets and Liabilities
Total Assets:	$689,208,000	751
Cash and due from depository institutions	$65,370,000	730
Interest-bearing balances	$40,415,000	163
Securities	$31,824,000	3,196
Federal funds sold & reverse repurchase agreements	$0	7,110
Net loans & leases	$554,349,000	617
Loan loss allowance	$7,010,000	637
Trading account assets	$0	182
Bank premises and fixed assets	$14,327,000	545
Other real estate owned	$1,757,000	730
Goodwill and other intangibles	$1,525,000	1,215
All other assets	$20,056,000	712
Life insurance assets	$0	1
Total liabilities and capital	$689,208,000	751
Total liabilities	$633,759,000	738
Total deposits	$530,282,000	736
Interest-bearing deposits	$466,232,000	721
Deposits held in domestic offices	$530,282,000	731
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,416
Trading liabilities	$0	69
Other borrowed funds	$97,079,000	509
Subordinated debt	$0	241
All other liabilities	$6,398,000	838
Total equity capital	$55,449,000	889
Total bank equity capital	$55,449,000	889
Perpetual preferred stock	$10,000	147
Common stock	$12,190,000	224
Surplus	$11,436,000	1,512
Undivided profits	$31,813,000	883
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,465,000	1,241
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,012,000	192
Income earned, not collected on loans	$3,283,000	934
Earning assets	$626,588,000	763
Long-term assets (5+ years)	$157,030,000	632
Average Assets, year-to-date	$562,007,400	865
Average Assets, quarterly	$677,414,500	754
Volatile liabilities	$98,186,000	1,015
Insider loans	$8,539,000	521
FHLB advances	$96,008,000	435
Loans and leases held for sale	$1,161,000	1,120
Unused loan commitments	$138,413,000	602
Tier 1 (core) risk-based capital	$54,104,000	846
Tier 2 risk-based capital	$6,644,000	624
Total risk weighted assets	$530,040,000	660
Total unused commitments	$138,413,000	602
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	157	1,022
Assets and Liabilities
Total Assets:	$453,966,000	1,076
Cash and due from depository institutions	$15,820,000	1,022
Interest-bearing balances	$73,000	5,109
Securities	$23,859,000	4,078
Federal funds sold & reverse repurchase agreements	$0	7,010
Net loans & leases	$393,771,000	822
Loan loss allowance	$5,300,000	787
Trading account assets	$0	175
Bank premises and fixed assets	$10,168,000	780
Other real estate owned	$133,000	1,022
Goodwill and other intangibles	$0	3,145
All other assets	$10,215,000	989
Life insurance assets	$0	1
Total liabilities and capital	$453,966,000	1,076
Total liabilities	$415,097,000	1,069
Total deposits	$352,344,000	1,083
Interest-bearing deposits	$304,944,000	1,088
Deposits held in domestic offices	$352,344,000	1,079
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,755
Trading liabilities	$0	77
Other borrowed funds	$57,854,000	672
Subordinated debt	$0	239
All other liabilities	$4,899,000	1,019
Total equity capital	$38,869,000	1,196
Total bank equity capital	$38,869,000	1,196
Perpetual preferred stock	$10,000	166
Common stock	$190,000	6,790
Surplus	$10,110,000	1,634
Undivided profits	$28,559,000	931
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,495,000	1,619
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$457,000	308
Income earned, not collected on loans	$2,867,000	861
Earning assets	$417,703,000	1,070
Long-term assets (5+ years)	$92,952,000	981
Average Assets, year-to-date	$423,421,600	1,082
Average Assets, quarterly	$446,162,000	1,073
Volatile liabilities	$83,628,000	1,134
Insider loans	$11,890,000	349
FHLB advances	$0	771
Loans and leases held for sale	$1,910,000	531
Unused loan commitments	$103,711,000	692
Tier 1 (core) risk-based capital	$38,176,000	1,152
Tier 2 risk-based capital	$4,819,410	812
Total risk weighted assets	$382,417,810	866
Total unused commitments	$103,711,000	692
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	136	1,229
Assets and Liabilities
Total Assets:	$401,242,000	1,189
Cash and due from depository institutions	$15,431,000	1,229
Interest-bearing balances	$36,000	5,671
Securities	$20,143,000	4,836
Federal funds sold & reverse repurchase agreements	$0	6,825
Net loans & leases	$344,981,000	922
Loan loss allowance	$4,260,000	929
Trading account assets	$0	165
Bank premises and fixed assets	$9,028,000	899
Other real estate owned	$135,000	1,229
Goodwill and other intangibles	$0	3,276
All other assets	$11,524,000	894
Life insurance assets	$0	1
Total liabilities and capital	$401,242,000	1,189
Total liabilities	$368,038,000	1,171
Total deposits	$307,430,000	1,198
Interest-bearing deposits	$271,179,000	1,193
Deposits held in domestic offices	$307,430,000	1,193
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	4,093
Trading liabilities	$0	65
Other borrowed funds	$50,207,000	737
Subordinated debt	$0	242
All other liabilities	$10,401,000	603
Total equity capital	$33,204,000	1,341
Total bank equity capital	$33,204,000	1,341
Perpetual preferred stock	$10,000	180
Common stock	$190,000	7,032
Surplus	$8,463,000	1,920
Undivided profits	$24,541,000	1,017
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,363,000	711
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,081,000	149
Income earned, not collected on loans	$1,923,000	1,092
Earning assets	$365,160,000	1,197
Long-term assets (5+ years)	$100,004,000	953
Average Assets, year-to-date	$370,764,600	1,220
Average Assets, quarterly	$395,688,000	1,192
Volatile liabilities	$82,330,000	1,109
Insider loans	$6,958,000	656
FHLB advances	$0	802
Loans and leases held for sale	$1,018,000	687
Unused loan commitments	$77,493,000	863
Tier 1 (core) risk-based capital	$33,252,000	1,299
Tier 2 risk-based capital	$3,945,040	938
Total risk weighted assets	$314,261,840	1,013
Total unused commitments	$77,493,000	864
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	110	1,530
Assets and Liabilities
Total Assets:	$333,809,000	1,367
Cash and due from depository institutions	$11,574,000	1,530
Interest-bearing balances	$246,000	4,126
Securities	$14,647,000	5,877
Federal funds sold & reverse repurchase agreements	$0	8,346
Net loans & leases	$292,764,000	984
Loan loss allowance	$3,707,000	1,018
Trading account assets	$0	197
Bank premises and fixed assets	$9,244,000	810
Other real estate owned	$1,193,000	1,530
Goodwill and other intangibles	$0	3,445
All other assets	$4,387,000	1,736
Life insurance assets	$0	1
Total liabilities and capital	$333,809,000	1,367
Total liabilities	$303,959,000	1,351
Total deposits	$285,215,000	1,291
Interest-bearing deposits	$251,532,000	1,268
Deposits held in domestic offices	$285,215,000	1,286
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,214
Trading liabilities	$0	69
Other borrowed funds	$15,649,000	1,201
Subordinated debt	$0	255
All other liabilities	$3,095,000	1,412
Total equity capital	$29,850,000	1,498
Total bank equity capital	$29,850,000	1,498
Perpetual preferred stock	$10,000	185
Common stock	$190,000	7,169
Surplus	$7,757,000	1,986
Undivided profits	$21,893,000	1,175
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,735,000	439
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,921,000	88
Income earned, not collected on loans	$1,611,000	1,284
Earning assets	$307,657,000	1,362
Long-term assets (5+ years)	$80,101,000	1,081
Average Assets, year-to-date	$302,411,800	1,430
Average Assets, quarterly	$323,775,000	1,384
Volatile liabilities	$44,555,000	1,539
Insider loans	$7,690,000	533
FHLB advances	$0	740
Loans and leases held for sale	$0	1,681
Unused loan commitments	$39,781,000	1,337
Tier 1 (core) risk-based capital	$29,840,000	1,413
Tier 2 risk-based capital	$3,234,430	1,055
Total risk weighted assets	$257,472,030	1,132
Total unused commitments	$39,781,000	1,343
Derivatives	$0	527
1997-12-31		Rank
# of Employees:	90	1,959
Assets and Liabilities
Total Assets:	$279,628,000	1,633
Cash and due from depository institutions	$11,287,000	1,959
Interest-bearing balances	$88,000	5,024
Securities	$13,848,000	6,289
Federal funds sold & reverse repurchase agreements	$0	8,160
Net loans & leases	$242,811,000	1,206
Loan loss allowance	$3,255,000	1,167
Trading account assets	$0	203
Bank premises and fixed assets	$7,449,000	1,012
Other real estate owned	$550,000	1,959
Goodwill and other intangibles	$0	3,571
All other assets	$3,683,000	1,967
Life insurance assets	$0	1
Total liabilities and capital	$279,628,000	1,633
Total liabilities	$254,193,000	1,617
Total deposits	$245,265,000	1,512
Interest-bearing deposits	$213,975,000	1,505
Deposits held in domestic offices	$245,265,000	1,504
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,723
Trading liabilities	$0	80
Other borrowed funds	$5,364,000	1,896
Subordinated debt	$0	260
All other liabilities	$3,564,000	1,282
Total equity capital	$25,435,000	1,760
Total bank equity capital	$25,435,000	1,760
Perpetual preferred stock	$0	223
Common stock	$0	9,968
Surplus	$7,152,000	2,089
Undivided profits	$18,283,000	1,421
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,099,000	706
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,007,000	142
Income earned, not collected on loans	$1,268,000	1,762
Earning assets	$256,747,000	1,625
Long-term assets (5+ years)	$70,771,000	1,028
Average Assets, year-to-date	$263,301,600	1,638
Average Assets, quarterly	$276,105,000	1,632
Volatile liabilities	$25,425,000	2,437
Insider loans	$3,636,000	1,145
FHLB advances	$0	780
Loans and leases held for sale	$0	1,579
Unused loan commitments	$37,473,000	1,334
Tier 1 (core) risk-based capital	$25,435,000	1,674
Tier 2 risk-based capital	$2,583,110	1,222
Total risk weighted assets	$205,977,210	1,373
Total unused commitments	$37,473,000	1,338
Derivatives	$0	533
1996-12-31		Rank
# of Employees:	83	2,260
Assets and Liabilities
Total Assets:	$246,516,000	1,898
Cash and due from depository institutions	$9,092,000	2,260
Interest-bearing balances	$1,327,000	2,078
Securities	$13,105,000	6,957
Federal funds sold & reverse repurchase agreements	$0	8,460
Net loans & leases	$212,199,000	1,396
Loan loss allowance	$3,009,000	1,329
Trading account assets	$0	240
Bank premises and fixed assets	$7,089,000	1,091
Other real estate owned	$1,732,000	2,260
Goodwill and other intangibles	$0	3,437
All other assets	$3,299,000	2,287
Life insurance assets	$0	1
Total liabilities and capital	$246,516,000	1,898
Total liabilities	$225,101,000	1,877
Total deposits	$215,662,000	1,783
Interest-bearing deposits	$187,863,000	1,776
Deposits held in domestic offices	$215,662,000	1,773
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,907
Trading liabilities	$0	97
Other borrowed funds	$5,436,000	1,759
Subordinated debt	$0	298
All other liabilities	$4,003,000	1,180
Total equity capital	$21,415,000	2,093
Total bank equity capital	$21,415,000	2,093
Perpetual preferred stock	$0	250
Common stock	$0	10,450
Surplus	$6,614,000	2,282
Undivided profits	$14,801,000	1,737
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,338,000	1,344
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$55,000	1,217
Income earned, not collected on loans	$1,042,000	2,151
Earning assets	$226,631,000	1,900
Long-term assets (5+ years)	$71,165,000	964
Average Assets, year-to-date	$239,698,200	1,881
Average Assets, quarterly	$243,317,000	1,903
Volatile liabilities	$15,979,000	3,463
Insider loans	$2,489,000	1,725
FHLB advances	$0	882
Loans and leases held for sale	$0	1,560
Unused loan commitments	$19,671,000	2,072
Tier 1 (core) risk-based capital	$21,415,000	2,019
Tier 2 risk-based capital	$2,207,810	1,450
Total risk weighted assets	$175,823,410	1,640
Total unused commitments	$19,671,000	2,086
Derivatives	$0	549
1995-12-31		Rank
# of Employees:	95	2,026
Assets and Liabilities
Total Assets:	$232,091,000	2,024
Cash and due from depository institutions	$10,602,000	2,026
Interest-bearing balances	$5,913,000	822
Securities	$15,710,000	6,522
Federal funds sold & reverse repurchase agreements	$0	9,298
Net loans & leases	$194,262,000	1,488
Loan loss allowance	$3,004,000	1,364
Trading account assets	$0	261
Bank premises and fixed assets	$6,477,000	1,158
Other real estate owned	$1,259,000	2,026
Goodwill and other intangibles	$0	3,181
All other assets	$3,781,000	2,059
Life insurance assets	$0	1
Total liabilities and capital	$232,091,000	2,024
Total liabilities	$214,281,000	1,983
Total deposits	$207,579,000	1,885
Interest-bearing deposits	$183,953,000	1,830
Deposits held in domestic offices	$207,579,000	1,872
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,736
Trading liabilities	$0	110
Other borrowed funds	$2,445,000	2,232
Subordinated debt	$0	337
All other liabilities	$4,257,000	1,167
Total equity capital	$17,810,000	2,518
Total bank equity capital	$17,810,000	2,518
Perpetual preferred stock	$0	288
Common stock	$0	10,908
Surplus	$6,094,000	2,431
Undivided profits	$11,716,000	2,227
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,073,000	1,117
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$513,000	262
Income earned, not collected on loans	$1,272,000	1,774
Earning assets	$215,885,000	2,003
Long-term assets (5+ years)	$63,891,000	977
Average Assets, year-to-date	$227,132,000	1,985
Average Assets, quarterly	$229,964,500	2,023
Volatile liabilities	$7,791,000	5,392
Insider loans	$367,000	6,496
FHLB advances	$0	855
Loans and leases held for sale	$0	1,606
Unused loan commitments	$19,700,000	2,018
Tier 1 (core) risk-based capital	$17,810,000	2,408
Tier 2 risk-based capital	$1,921,410	1,652
Total risk weighted assets	$152,630,410	1,848
Total unused commitments	$19,700,000	2,028
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	86	2,336
Assets and Liabilities
Total Assets:	$224,815,000	2,062
Cash and due from depository institutions	$7,518,000	2,336
Interest-bearing balances	$1,184,000	2,206
Securities	$12,377,000	7,922
Federal funds sold & reverse repurchase agreements	$0	8,397
Net loans & leases	$190,547,000	1,486
Loan loss allowance	$2,606,000	1,587
Trading account assets	$0	286
Bank premises and fixed assets	$6,794,000	1,078
Other real estate owned	$3,533,000	2,336
Goodwill and other intangibles	$0	3,133
All other assets	$4,046,000	2,048
Life insurance assets	$0	1
Total liabilities and capital	$224,815,000	2,062
Total liabilities	$210,207,000	1,996
Total deposits	$207,059,000	1,841
Interest-bearing deposits	$183,400,000	1,806
Deposits held in domestic offices	$207,059,000	1,830
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	4,788
Trading liabilities	$0	87
Other borrowed funds	$1,450,000	2,841
Subordinated debt	$0	372
All other liabilities	$1,698,000	2,041
Total equity capital	$14,608,000	2,792
Total bank equity capital	$14,608,000	2,792
Perpetual preferred stock	$0	310
Common stock	$0	11,459
Surplus	$5,567,000	2,518
Undivided profits	$9,041,000	2,580
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,922,000	1,589
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,752
Income earned, not collected on loans	$1,128,000	1,739
Earning assets	$204,108,000	2,073
Long-term assets (5+ years)	$57,075,000	1,065
Average Assets, year-to-date	$230,050,400	1,937
Average Assets, quarterly	$229,128,000	1,996
Volatile liabilities	$4,026,000	7,501
Insider loans	$118,000	9,181
FHLB advances	$0	993
Loans and leases held for sale	$3,933,000	310
Unused loan commitments	$16,280,000	2,226
Tier 1 (core) risk-based capital	$14,607,000	2,828
Tier 2 risk-based capital	$1,987,360	1,589
Total risk weighted assets	$158,369,260	1,756
Total unused commitments	$16,280,000	2,238
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	87	2,415
Assets and Liabilities
Total Assets:	$231,716,000	2,007
Cash and due from depository institutions	$10,253,000	2,415
Interest-bearing balances	$4,392,000	1,362
Securities	$15,607,000	7,207
Federal funds sold & reverse repurchase agreements	$0	10,345
Net loans & leases	$187,916,000	1,475
Loan loss allowance	$2,606,000	1,673
Trading account assets	$0	330
Bank premises and fixed assets	$7,123,000	1,024
Other real estate owned	$5,205,000	2,415
Goodwill and other intangibles	$0	3,091
All other assets	$5,612,000	1,452
Life insurance assets	$0	1
Total liabilities and capital	$231,716,000	2,007
Total liabilities	$219,398,000	1,942
Total deposits	$216,623,000	1,826
Interest-bearing deposits	$197,159,000	1,756
Deposits held in domestic offices	$216,623,000	1,812
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,944
Trading liabilities	$0	1
Other borrowed funds	$1,450,000	2,422
Subordinated debt	$0	413
All other liabilities	$1,325,000	2,528
Total equity capital	$12,318,000	3,299
Total bank equity capital	$12,318,000	3,299
Perpetual preferred stock	$0	343
Common stock	$0	11,979
Surplus	$5,028,000	2,647
Undivided profits	$7,290,000	3,189
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,760,000	1,206
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$948,000	1,850
Earning assets	$207,915,000	2,066
Long-term assets (5+ years)	$48,781,000	1,224
Average Assets, year-to-date	$238,355,000	1,895
Average Assets, quarterly	$232,611,000	1,985
Volatile liabilities	$5,031,000	6,504
Insider loans	$315,000	7,128
FHLB advances	$0	821
Loans and leases held for sale	$0	1,681
Unused loan commitments	$12,538,000	2,623
Tier 1 (core) risk-based capital	$12,318,000	3,224
Tier 2 risk-based capital	$2,020,340	1,563
Total risk weighted assets	$161,041,440	1,700
Total unused commitments	$12,538,000	2,646
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	86	2,518
Assets and Liabilities
Total Assets:	$243,148,000	1,956
Cash and due from depository institutions	$14,347,000	2,518
Interest-bearing balances	$8,098,000	923
Securities	$10,340,000	9,018
Federal funds sold & reverse repurchase agreements	$0	11,296
Net loans & leases	$193,344,000	1,474
Loan loss allowance	$2,399,000	1,821
Trading account assets	$0	344
Bank premises and fixed assets	$7,358,000	989
Other real estate owned	$13,067,000	2,518
Goodwill and other intangibles	$0	3,106
All other assets	$4,692,000	1,744
Life insurance assets	$0	1
Total liabilities and capital	$243,148,000	1,956
Total liabilities	$228,850,000	1,913
Total deposits	$220,102,000	1,874
Interest-bearing deposits	$203,514,000	1,790
Deposits held in domestic offices	$220,102,000	1,862
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,764
Trading liabilities	$0	1
Other borrowed funds	$7,575,000	1,095
Subordinated debt	$0	482
All other liabilities	$1,173,000	2,893
Total equity capital	$14,298,000	2,699
Total bank equity capital	$14,298,000	2,699
Perpetual preferred stock	$0	346
Common stock	$0	12,472
Surplus	$4,478,000	2,877
Undivided profits	$9,820,000	2,253
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,388,000	849
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$1,426,000	1,342
Earning assets	$211,782,000	2,046
Long-term assets (5+ years)	$46,571,000	1,248
Average Assets, year-to-date	$246,566,600	1,891
Average Assets, quarterly	$245,681,500	1,918
Volatile liabilities	$11,674,000	3,667
Insider loans	$0	9,493
FHLB advances	$0	832
Loans and leases held for sale	$0	1,207
Unused loan commitments	$10,100,000	2,942
Tier 1 (core) risk-based capital	$14,298,000	2,642
Tier 2 risk-based capital	$2,153,140	1,486
Total risk weighted assets	$172,005,040	1,650
Total unused commitments	$10,100,000	2,957
Derivatives	$0	651