Home > Citizens Bank > Income and Expense
Citizens Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $15,832,000 | 2,202 |
| Total interest expense | $4,333,000 | 2,185 |
| Net interest income | $11,499,000 | 2,182 |
| Provision for loan and lease losses | $-13,000 | 4,209 |
| Total noninterest income | $925,000 | 2,825 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $174,000 | 2,834 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $751,000 | 2,581 |
| Total noninterest expense | $8,179,000 | 2,299 |
| Salaries and employee benefits | $4,640,000 | 2,302 |
| Premises and equipment expense | $1,154,000 | 1,860 |
| Additional noninterest expense | $751,000 | 2,581 |
| Pre-tax net operating income | $4,258,000 | 2,102 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $881,000 | 1,512 |
| Income before extraordinary items | $3,377,000 | 2,180 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,377,000 | 2,204 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,377,000 | 2,183 |
| Net charge-offs | $-12,000 | 3,885 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,377,000 | 2,211 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,438,000 | 2,215 |
| Total interest expense | $2,937,000 | 2,185 |
| Net interest income | $8,501,000 | 2,209 |
| Provision for loan and lease losses | $-17,000 | 4,282 |
| Total noninterest income | $726,000 | 2,785 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $128,000 | 2,863 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $598,000 | 2,493 |
| Total noninterest expense | $5,913,000 | 2,342 |
| Salaries and employee benefits | $3,391,000 | 2,337 |
| Premises and equipment expense | $815,000 | 1,937 |
| Additional noninterest expense | $598,000 | 2,492 |
| Pre-tax net operating income | $3,331,000 | 2,111 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $691,000 | 1,539 |
| Income before extraordinary items | $2,640,000 | 2,195 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,640,000 | 2,217 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,640,000 | 2,197 |
| Net charge-offs | $-6,000 | 3,713 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,640,000 | 2,215 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,313,000 | 2,261 |
| Total interest expense | $1,702,000 | 2,197 |
| Net interest income | $5,611,000 | 2,246 |
| Provision for loan and lease losses | $-16,000 | 4,359 |
| Total noninterest income | $448,000 | 2,831 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $83,000 | 2,882 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $365,000 | 2,550 |
| Total noninterest expense | $3,845,000 | 2,381 |
| Salaries and employee benefits | $2,197,000 | 2,380 |
| Premises and equipment expense | $546,000 | 1,914 |
| Additional noninterest expense | $365,000 | 2,545 |
| Pre-tax net operating income | $2,230,000 | 2,107 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $463,000 | 1,548 |
| Income before extraordinary items | $1,767,000 | 2,204 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,767,000 | 2,230 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,767,000 | 2,204 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,767,000 | 2,221 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 2,301 |
| Total interest expense | $736,000 | 2,184 |
| Net interest income | $2,779,000 | 2,273 |
| Provision for loan and lease losses | $5,000 | 2,479 |
| Total noninterest income | $221,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $42,000 | 2,896 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $179,000 | 2,560 |
| Total noninterest expense | $1,925,000 | 2,400 |
| Salaries and employee benefits | $1,149,000 | 2,337 |
| Premises and equipment expense | $285,000 | 1,879 |
| Additional noninterest expense | $179,000 | 2,560 |
| Pre-tax net operating income | $1,070,000 | 2,210 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $221,000 | 1,605 |
| Income before extraordinary items | $849,000 | 2,304 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $849,000 | 2,304 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $849,000 | 2,304 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $849,000 | 2,337 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,146,000 | 2,379 |
| Total interest expense | $1,372,000 | 2,019 |
| Net interest income | $9,774,000 | 2,399 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,621,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $220,000 | 2,630 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,401,000 | 1,976 |
| Total noninterest expense | $7,276,000 | 2,453 |
| Salaries and employee benefits | $4,289,000 | 2,390 |
| Premises and equipment expense | $982,000 | 2,027 |
| Additional noninterest expense | $1,401,000 | 1,976 |
| Pre-tax net operating income | $4,119,000 | 2,268 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $847,000 | 1,681 |
| Income before extraordinary items | $3,272,000 | 2,342 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,272,000 | 2,342 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,272,000 | 2,341 |
| Net charge-offs | $-10,000 | 3,632 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,272,000 | 2,373 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,758,000 | 2,432 |
| Total interest expense | $812,000 | 2,022 |
| Net interest income | $6,946,000 | 2,447 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,402,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $172,000 | 2,602 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,230,000 | 1,845 |
| Total noninterest expense | $5,328,000 | 2,478 |
| Salaries and employee benefits | $3,158,000 | 2,414 |
| Premises and equipment expense | $717,000 | 2,068 |
| Additional noninterest expense | $1,230,000 | 1,845 |
| Pre-tax net operating income | $3,020,000 | 2,276 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $620,000 | 1,687 |
| Income before extraordinary items | $2,400,000 | 2,350 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,400,000 | 2,349 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,400,000 | 2,349 |
| Net charge-offs | $-4,000 | 3,351 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,400,000 | 2,386 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,856,000 | 2,479 |
| Total interest expense | $545,000 | 1,848 |
| Net interest income | $4,311,000 | 2,523 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,114,000 | 1,946 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $109,000 | 2,663 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,005,000 | 1,678 |
| Total noninterest expense | $3,465,000 | 2,504 |
| Salaries and employee benefits | $2,075,000 | 2,437 |
| Premises and equipment expense | $445,000 | 2,173 |
| Additional noninterest expense | $945,000 | 2,709 |
| Pre-tax net operating income | $1,960,000 | 2,220 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $401,000 | 1,646 |
| Income before extraordinary items | $1,559,000 | 2,296 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,559,000 | 2,296 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,559,000 | 2,296 |
| Net charge-offs | $-9,000 | 3,628 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,559,000 | 2,333 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 2,492 |
| Total interest expense | $286,000 | 1,742 |
| Net interest income | $2,045,000 | 2,557 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $355,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $51,000 | 2,721 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $304,000 | 2,171 |
| Total noninterest expense | $1,774,000 | 2,472 |
| Salaries and employee benefits | $1,105,000 | 2,355 |
| Premises and equipment expense | $203,000 | 2,317 |
| Additional noninterest expense | $466,000 | 2,721 |
| Pre-tax net operating income | $626,000 | 2,671 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $124,000 | 1,940 |
| Income before extraordinary items | $502,000 | 2,744 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $502,000 | 2,742 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $502,000 | 2,744 |
| Net charge-offs | $-5,000 | 3,667 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $502,000 | 2,768 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,250,000 | 2,434 |
| Total interest expense | $1,493,000 | 1,674 |
| Net interest income | $8,757,000 | 2,508 |
| Provision for loan and lease losses | $150,000 | 1,910 |
| Total noninterest income | $1,943,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $188,000 | 2,772 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,755,000 | 2,049 |
| Total noninterest expense | $6,954,000 | 2,495 |
| Salaries and employee benefits | $4,201,000 | 2,415 |
| Premises and equipment expense | $1,092,000 | 1,928 |
| Additional noninterest expense | $1,661,000 | 2,922 |
| Pre-tax net operating income | $3,596,000 | 2,463 |
| Securities gains (losses) | $-28,000 | 4,481 |
| Applicable income taxes | $706,000 | 1,862 |
| Income before extraordinary items | $2,862,000 | 2,600 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,862,000 | 2,601 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,862,000 | 2,601 |
| Net charge-offs | $-1,003,000 | 4,782 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,884,400 | 2,575 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,843,000 | 2,454 |
| Total interest expense | $1,187,000 | 1,675 |
| Net interest income | $6,656,000 | 2,530 |
| Provision for loan and lease losses | $150,000 | 1,662 |
| Total noninterest income | $1,568,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $136,000 | 2,825 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,432,000 | 2,004 |
| Total noninterest expense | $5,143,000 | 2,535 |
| Salaries and employee benefits | $3,112,000 | 2,458 |
| Premises and equipment expense | $818,000 | 1,960 |
| Additional noninterest expense | $1,213,000 | 2,970 |
| Pre-tax net operating income | $2,931,000 | 2,464 |
| Securities gains (losses) | $-28,000 | 4,675 |
| Applicable income taxes | $586,000 | 1,872 |
| Income before extraordinary items | $2,317,000 | 2,614 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,317,000 | 2,614 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,317,000 | 2,614 |
| Net charge-offs | $-999,000 | 4,865 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,339,400 | 2,578 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,309,000 | 2,427 |
| Total interest expense | $812,000 | 1,709 |
| Net interest income | $4,497,000 | 2,513 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $1,176,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $89,000 | 2,802 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,087,000 | 1,829 |
| Total noninterest expense | $3,404,000 | 2,534 |
| Salaries and employee benefits | $1,987,000 | 2,519 |
| Premises and equipment expense | $578,000 | 1,885 |
| Additional noninterest expense | $839,000 | 2,892 |
| Pre-tax net operating income | $2,119,000 | 2,311 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $429,000 | 1,790 |
| Income before extraordinary items | $1,690,000 | 2,461 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,690,000 | 2,461 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,690,000 | 2,461 |
| Net charge-offs | $-988,000 | 4,909 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,690,000 | 2,423 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,477,000 | 2,520 |
| Total interest expense | $407,000 | 1,773 |
| Net interest income | $2,070,000 | 2,617 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $618,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $46,000 | 2,751 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $572,000 | 1,780 |
| Total noninterest expense | $1,699,000 | 2,519 |
| Salaries and employee benefits | $1,060,000 | 2,413 |
| Premises and equipment expense | $237,000 | 2,131 |
| Additional noninterest expense | $402,000 | 2,929 |
| Pre-tax net operating income | $839,000 | 2,602 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $164,000 | 1,948 |
| Income before extraordinary items | $675,000 | 2,745 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $675,000 | 2,743 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $675,000 | 2,745 |
| Net charge-offs | $-46,000 | 4,593 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $675,000 | 2,708 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,170,000 | 2,494 |
| Total interest expense | $1,931,000 | 2,017 |
| Net interest income | $8,239,000 | 2,573 |
| Provision for loan and lease losses | $1,260,000 | 1,377 |
| Total noninterest income | $2,495,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $215,000 | 2,678 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $2,280,000 | 1,670 |
| Total noninterest expense | $6,272,000 | 2,629 |
| Salaries and employee benefits | $3,988,000 | 2,493 |
| Premises and equipment expense | $843,000 | 2,272 |
| Additional noninterest expense | $1,441,000 | 3,113 |
| Pre-tax net operating income | $3,202,000 | 2,355 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $608,000 | 1,805 |
| Income before extraordinary items | $2,594,000 | 2,500 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,594,000 | 2,500 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,594,000 | 2,500 |
| Net charge-offs | $2,028,000 | 410 |
| Cash dividends | $165,000 | 3,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,594,000 | 2,445 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,634,000 | 2,505 |
| Total interest expense | $1,499,000 | 2,060 |
| Net interest income | $6,135,000 | 2,587 |
| Provision for loan and lease losses | $960,000 | 1,397 |
| Total noninterest income | $1,747,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $163,000 | 2,673 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,584,000 | 1,687 |
| Total noninterest expense | $4,680,000 | 2,623 |
| Salaries and employee benefits | $3,002,000 | 2,458 |
| Premises and equipment expense | $615,000 | 2,302 |
| Additional noninterest expense | $1,063,000 | 3,125 |
| Pre-tax net operating income | $2,242,000 | 2,422 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $418,000 | 1,844 |
| Income before extraordinary items | $1,824,000 | 2,575 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,824,000 | 2,575 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,824,000 | 2,575 |
| Net charge-offs | $2,288,000 | 297 |
| Cash dividends | $165,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,824,000 | 2,529 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 2,529 |
| Total interest expense | $1,014,000 | 2,123 |
| Net interest income | $4,111,000 | 2,591 |
| Provision for loan and lease losses | $660,000 | 1,372 |
| Total noninterest income | $1,042,000 | 1,975 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $105,000 | 2,762 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $937,000 | 1,733 |
| Total noninterest expense | $3,019,000 | 2,685 |
| Salaries and employee benefits | $1,932,000 | 2,529 |
| Premises and equipment expense | $389,000 | 2,369 |
| Additional noninterest expense | $698,000 | 3,151 |
| Pre-tax net operating income | $1,474,000 | 2,407 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $269,000 | 1,826 |
| Income before extraordinary items | $1,205,000 | 2,548 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,205,000 | 2,547 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,205,000 | 2,548 |
| Net charge-offs | $567,000 | 550 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,205,000 | 2,509 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 2,491 |
| Total interest expense | $515,000 | 2,246 |
| Net interest income | $2,097,000 | 2,511 |
| Provision for loan and lease losses | $260,000 | 1,278 |
| Total noninterest income | $327,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $64,000 | 2,747 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $263,000 | 2,139 |
| Total noninterest expense | $1,584,000 | 2,638 |
| Salaries and employee benefits | $1,025,000 | 2,436 |
| Premises and equipment expense | $208,000 | 2,290 |
| Additional noninterest expense | $351,000 | 3,177 |
| Pre-tax net operating income | $580,000 | 2,598 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $93,000 | 1,999 |
| Income before extraordinary items | $487,000 | 2,657 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $487,000 | 2,656 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $487,000 | 2,658 |
| Net charge-offs | $35,000 | 1,356 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $487,000 | 2,647 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,399,000 | 2,527 |
| Total interest expense | $1,964,000 | 2,366 |
| Net interest income | $8,435,000 | 2,526 |
| Provision for loan and lease losses | $900,000 | 972 |
| Total noninterest income | $1,293,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $287,000 | 2,685 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,006,000 | 2,238 |
| Total noninterest expense | $6,289,000 | 2,616 |
| Salaries and employee benefits | $3,952,000 | 2,461 |
| Premises and equipment expense | $820,000 | 2,309 |
| Additional noninterest expense | $1,517,000 | 3,070 |
| Pre-tax net operating income | $2,539,000 | 2,710 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $484,000 | 2,011 |
| Income before extraordinary items | $2,055,000 | 2,856 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,055,000 | 2,857 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,055,000 | 2,858 |
| Net charge-offs | $-32,000 | 4,684 |
| Cash dividends | $322,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,055,000 | 2,823 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,778,000 | 2,561 |
| Total interest expense | $1,456,000 | 2,400 |
| Net interest income | $6,322,000 | 2,565 |
| Provision for loan and lease losses | $600,000 | 1,007 |
| Total noninterest income | $957,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $214,000 | 2,729 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $743,000 | 2,250 |
| Total noninterest expense | $4,579,000 | 2,677 |
| Salaries and employee benefits | $2,837,000 | 2,560 |
| Premises and equipment expense | $588,000 | 2,392 |
| Additional noninterest expense | $1,154,000 | 3,050 |
| Pre-tax net operating income | $2,100,000 | 2,637 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $407,000 | 1,977 |
| Income before extraordinary items | $1,693,000 | 2,778 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,693,000 | 2,778 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,693,000 | 2,779 |
| Net charge-offs | $-31,000 | 4,715 |
| Cash dividends | $158,000 | 3,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,693,000 | 2,749 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,128,000 | 2,578 |
| Total interest expense | $952,000 | 2,410 |
| Net interest income | $4,176,000 | 2,585 |
| Provision for loan and lease losses | $325,000 | 1,154 |
| Total noninterest income | $562,000 | 2,644 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $138,000 | 2,771 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $424,000 | 2,401 |
| Total noninterest expense | $3,096,000 | 2,674 |
| Salaries and employee benefits | $1,932,000 | 2,527 |
| Premises and equipment expense | $386,000 | 2,420 |
| Additional noninterest expense | $778,000 | 3,061 |
| Pre-tax net operating income | $1,317,000 | 2,720 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $253,000 | 2,011 |
| Income before extraordinary items | $1,064,000 | 2,864 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,064,000 | 2,863 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,064,000 | 2,863 |
| Net charge-offs | $-3,000 | 4,141 |
| Cash dividends | $158,000 | 2,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,064,000 | 2,840 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 2,632 |
| Total interest expense | $439,000 | 2,489 |
| Net interest income | $2,053,000 | 2,630 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $262,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $70,000 | 2,744 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 2,442 |
| Total noninterest expense | $1,470,000 | 2,782 |
| Salaries and employee benefits | $904,000 | 2,669 |
| Premises and equipment expense | $181,000 | 2,533 |
| Additional noninterest expense | $385,000 | 3,088 |
| Pre-tax net operating income | $695,000 | 2,585 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $134,000 | 1,919 |
| Income before extraordinary items | $561,000 | 2,726 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $561,000 | 2,725 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $561,000 | 2,725 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $561,000 | 2,711 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,629,000 | 2,798 |
| Total interest expense | $945,000 | 3,014 |
| Net interest income | $7,684,000 | 2,722 |
| Provision for loan and lease losses | $150,000 | 2,622 |
| Total noninterest income | $1,147,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $303,000 | 2,729 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $844,000 | 2,435 |
| Total noninterest expense | $6,294,000 | 2,641 |
| Salaries and employee benefits | $3,961,000 | 2,469 |
| Premises and equipment expense | $737,000 | 2,487 |
| Additional noninterest expense | $1,596,000 | 3,044 |
| Pre-tax net operating income | $2,387,000 | 2,854 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $450,000 | 2,078 |
| Income before extraordinary items | $1,937,000 | 2,978 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,937,000 | 2,977 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,937,000 | 2,977 |
| Net charge-offs | $22,000 | 3,061 |
| Cash dividends | $311,000 | 3,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,937,000 | 2,977 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,265,000 | 2,853 |
| Total interest expense | $594,000 | 3,212 |
| Net interest income | $5,671,000 | 2,759 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $858,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $223,000 | 2,770 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $635,000 | 2,452 |
| Total noninterest expense | $4,597,000 | 2,695 |
| Salaries and employee benefits | $2,831,000 | 2,546 |
| Premises and equipment expense | $577,000 | 2,450 |
| Additional noninterest expense | $1,189,000 | 3,052 |
| Pre-tax net operating income | $1,932,000 | 2,799 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $370,000 | 2,052 |
| Income before extraordinary items | $1,562,000 | 2,925 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,562,000 | 2,924 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,562,000 | 2,924 |
| Net charge-offs | $25,000 | 2,593 |
| Cash dividends | $153,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,562,000 | 2,914 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,057,000 | 2,903 |
| Total interest expense | $328,000 | 3,431 |
| Net interest income | $3,729,000 | 2,786 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $530,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $142,000 | 2,852 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $388,000 | 2,558 |
| Total noninterest expense | $3,106,000 | 2,693 |
| Salaries and employee benefits | $1,920,000 | 2,541 |
| Premises and equipment expense | $408,000 | 2,378 |
| Additional noninterest expense | $778,000 | 3,111 |
| Pre-tax net operating income | $1,153,000 | 2,940 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $214,000 | 2,162 |
| Income before extraordinary items | $939,000 | 3,053 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $939,000 | 3,052 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $939,000 | 3,052 |
| Net charge-offs | $-19,000 | 4,724 |
| Cash dividends | $153,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $939,000 | 3,045 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 2,961 |
| Total interest expense | $146,000 | 3,570 |
| Net interest income | $1,832,000 | 2,838 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $274,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $72,000 | 2,839 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $202,000 | 2,474 |
| Total noninterest expense | $1,488,000 | 2,796 |
| Salaries and employee benefits | $880,000 | 2,709 |
| Premises and equipment expense | $201,000 | 2,442 |
| Additional noninterest expense | $407,000 | 3,023 |
| Pre-tax net operating income | $618,000 | 2,767 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $115,000 | 2,050 |
| Income before extraordinary items | $503,000 | 2,891 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $503,000 | 2,891 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $503,000 | 2,891 |
| Net charge-offs | $-13,000 | 4,839 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $503,000 | 2,876 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,502,000 | 2,996 |
| Total interest expense | $382,000 | 4,053 |
| Net interest income | $7,120,000 | 2,858 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,097,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $345,000 | 2,614 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $752,000 | 2,631 |
| Total noninterest expense | $5,980,000 | 2,772 |
| Salaries and employee benefits | $3,608,000 | 2,651 |
| Premises and equipment expense | $823,000 | 2,414 |
| Additional noninterest expense | $1,549,000 | 3,160 |
| Pre-tax net operating income | $2,237,000 | 2,937 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $913,000 | 1,961 |
| Income before extraordinary items | $1,324,000 | 3,341 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,324,000 | 3,339 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,324,000 | 3,341 |
| Net charge-offs | $-18,000 | 4,930 |
| Cash dividends | $766,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,324,000 | 3,320 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,568,000 | 3,030 |
| Total interest expense | $275,000 | 4,134 |
| Net interest income | $5,293,000 | 2,896 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $816,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $266,000 | 2,587 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $550,000 | 2,696 |
| Total noninterest expense | $4,426,000 | 2,815 |
| Salaries and employee benefits | $2,611,000 | 2,735 |
| Premises and equipment expense | $623,000 | 2,402 |
| Additional noninterest expense | $1,192,000 | 3,115 |
| Pre-tax net operating income | $1,683,000 | 2,972 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $502,000 | 2,065 |
| Income before extraordinary items | $1,181,000 | 3,238 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,181,000 | 3,237 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,181,000 | 3,238 |
| Net charge-offs | $-15,000 | 4,847 |
| Cash dividends | $614,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,181,000 | 3,214 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,658,000 | 3,043 |
| Total interest expense | $186,000 | 4,101 |
| Net interest income | $3,472,000 | 2,911 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $540,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $177,000 | 2,590 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $363,000 | 2,708 |
| Total noninterest expense | $3,016,000 | 2,790 |
| Salaries and employee benefits | $1,777,000 | 2,713 |
| Premises and equipment expense | $411,000 | 2,427 |
| Additional noninterest expense | $828,000 | 3,039 |
| Pre-tax net operating income | $996,000 | 3,130 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $293,000 | 2,160 |
| Income before extraordinary items | $703,000 | 3,398 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $703,000 | 3,397 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $703,000 | 3,398 |
| Net charge-offs | $-33,000 | 5,165 |
| Cash dividends | $149,000 | 3,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $703,000 | 3,370 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 3,096 |
| Total interest expense | $93,000 | 4,124 |
| Net interest income | $1,699,000 | 2,965 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $258,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $84,000 | 2,675 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $174,000 | 2,744 |
| Total noninterest expense | $1,437,000 | 2,918 |
| Salaries and employee benefits | $833,000 | 2,864 |
| Premises and equipment expense | $192,000 | 2,576 |
| Additional noninterest expense | $412,000 | 3,056 |
| Pre-tax net operating income | $520,000 | 3,025 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $155,000 | 2,087 |
| Income before extraordinary items | $365,000 | 3,291 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $365,000 | 3,290 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $365,000 | 3,291 |
| Net charge-offs | $7,000 | 2,334 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $365,000 | 3,267 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,853,000 | 3,163 |
| Total interest expense | $373,000 | 4,135 |
| Net interest income | $6,480,000 | 3,040 |
| Provision for loan and lease losses | $-135,000 | 5,604 |
| Total noninterest income | $1,047,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $379,000 | 2,552 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $668,000 | 2,902 |
| Total noninterest expense | $5,857,000 | 2,892 |
| Salaries and employee benefits | $3,437,000 | 2,795 |
| Premises and equipment expense | $773,000 | 2,559 |
| Additional noninterest expense | $1,647,000 | 3,138 |
| Pre-tax net operating income | $1,805,000 | 3,227 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $536,000 | 2,208 |
| Income before extraordinary items | $1,269,000 | 3,540 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,269,000 | 3,538 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,269,000 | 3,539 |
| Net charge-offs | $-483,000 | 5,793 |
| Cash dividends | $293,000 | 3,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,269,000 | 3,480 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,078,000 | 3,202 |
| Total interest expense | $281,000 | 4,164 |
| Net interest income | $4,797,000 | 3,070 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $854,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $293,000 | 2,503 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $561,000 | 2,735 |
| Total noninterest expense | $4,272,000 | 2,939 |
| Salaries and employee benefits | $2,496,000 | 2,838 |
| Premises and equipment expense | $558,000 | 2,627 |
| Additional noninterest expense | $1,218,000 | 3,187 |
| Pre-tax net operating income | $1,379,000 | 3,242 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $415,000 | 2,207 |
| Income before extraordinary items | $964,000 | 3,554 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $964,000 | 3,552 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $964,000 | 3,554 |
| Net charge-offs | $-391,000 | 5,832 |
| Cash dividends | $143,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $964,000 | 3,493 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,350,000 | 3,231 |
| Total interest expense | $189,000 | 4,175 |
| Net interest income | $3,161,000 | 3,112 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $491,000 | 3,061 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $188,000 | 2,539 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $303,000 | 3,005 |
| Total noninterest expense | $2,880,000 | 2,938 |
| Salaries and employee benefits | $1,709,000 | 2,817 |
| Premises and equipment expense | $371,000 | 2,650 |
| Additional noninterest expense | $800,000 | 3,231 |
| Pre-tax net operating income | $772,000 | 3,511 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $223,000 | 2,405 |
| Income before extraordinary items | $549,000 | 3,830 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $549,000 | 3,827 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $549,000 | 3,829 |
| Net charge-offs | $-519,000 | 5,974 |
| Cash dividends | $143,000 | 3,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $549,000 | 3,767 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 3,232 |
| Total interest expense | $95,000 | 4,198 |
| Net interest income | $1,587,000 | 3,114 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $239,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $89,000 | 2,614 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $150,000 | 2,980 |
| Total noninterest expense | $1,410,000 | 2,995 |
| Salaries and employee benefits | $803,000 | 2,942 |
| Premises and equipment expense | $193,000 | 2,604 |
| Additional noninterest expense | $414,000 | 3,149 |
| Pre-tax net operating income | $416,000 | 3,337 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $121,000 | 2,284 |
| Income before extraordinary items | $295,000 | 3,662 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $295,000 | 3,659 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $295,000 | 3,660 |
| Net charge-offs | $52,000 | 1,403 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $295,000 | 3,592 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,834,000 | 3,163 |
| Total interest expense | $404,000 | 4,116 |
| Net interest income | $6,430,000 | 3,052 |
| Provision for loan and lease losses | $-122,000 | 5,759 |
| Total noninterest income | $866,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $397,000 | 2,530 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $469,000 | 3,376 |
| Total noninterest expense | $5,846,000 | 2,916 |
| Salaries and employee benefits | $3,348,000 | 2,823 |
| Premises and equipment expense | $766,000 | 2,644 |
| Additional noninterest expense | $1,732,000 | 3,094 |
| Pre-tax net operating income | $1,572,000 | 3,436 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $454,000 | 2,309 |
| Income before extraordinary items | $1,118,000 | 3,744 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,118,000 | 3,744 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,118,000 | 3,745 |
| Net charge-offs | $460,000 | 1,243 |
| Cash dividends | $427,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,118,000 | 3,692 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,985,000 | 3,249 |
| Total interest expense | $308,000 | 4,152 |
| Net interest income | $4,677,000 | 3,132 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $744,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $301,000 | 2,521 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $443,000 | 3,071 |
| Total noninterest expense | $4,324,000 | 2,962 |
| Salaries and employee benefits | $2,435,000 | 2,898 |
| Premises and equipment expense | $590,000 | 2,626 |
| Additional noninterest expense | $1,299,000 | 3,106 |
| Pre-tax net operating income | $1,097,000 | 3,601 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $312,000 | 2,447 |
| Income before extraordinary items | $785,000 | 3,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $785,000 | 3,915 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $785,000 | 3,918 |
| Net charge-offs | $522,000 | 833 |
| Cash dividends | $133,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $785,000 | 3,859 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 3,288 |
| Total interest expense | $208,000 | 4,172 |
| Net interest income | $3,089,000 | 3,154 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $466,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $201,000 | 2,484 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $265,000 | 3,222 |
| Total noninterest expense | $2,790,000 | 3,055 |
| Salaries and employee benefits | $1,550,000 | 3,019 |
| Premises and equipment expense | $400,000 | 2,596 |
| Additional noninterest expense | $840,000 | 3,203 |
| Pre-tax net operating income | $765,000 | 3,500 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $220,000 | 2,393 |
| Income before extraordinary items | $545,000 | 3,825 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $545,000 | 3,826 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $545,000 | 3,828 |
| Net charge-offs | $240,000 | 1,070 |
| Cash dividends | $133,000 | 3,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $545,000 | 3,765 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 3,352 |
| Total interest expense | $105,000 | 4,202 |
| Net interest income | $1,499,000 | 3,222 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $223,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $98,000 | 2,511 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $125,000 | 3,283 |
| Total noninterest expense | $1,390,000 | 3,069 |
| Salaries and employee benefits | $786,000 | 3,004 |
| Premises and equipment expense | $207,000 | 2,582 |
| Additional noninterest expense | $397,000 | 3,324 |
| Pre-tax net operating income | $332,000 | 3,725 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $92,000 | 2,525 |
| Income before extraordinary items | $240,000 | 4,019 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $240,000 | 4,023 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $240,000 | 4,023 |
| Net charge-offs | $132,000 | 940 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $240,000 | 3,941 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,500,000 | 3,345 |
| Total interest expense | $445,000 | 4,242 |
| Net interest income | $6,055,000 | 3,227 |
| Provision for loan and lease losses | $-200,000 | 6,122 |
| Total noninterest income | $885,000 | 3,307 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $472,000 | 2,363 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $413,000 | 3,552 |
| Total noninterest expense | $5,954,000 | 2,934 |
| Salaries and employee benefits | $3,359,000 | 2,844 |
| Premises and equipment expense | $943,000 | 2,354 |
| Additional noninterest expense | $1,652,000 | 3,312 |
| Pre-tax net operating income | $1,186,000 | 3,872 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $344,000 | 2,529 |
| Income before extraordinary items | $842,000 | 4,232 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $842,000 | 4,232 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $842,000 | 4,233 |
| Net charge-offs | $61,000 | 3,603 |
| Cash dividends | $265,000 | 3,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $842,000 | 4,180 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,896,000 | 3,368 |
| Total interest expense | $341,000 | 4,244 |
| Net interest income | $4,555,000 | 3,241 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $708,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $351,000 | 2,404 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $357,000 | 3,368 |
| Total noninterest expense | $4,368,000 | 2,996 |
| Salaries and employee benefits | $2,450,000 | 2,913 |
| Premises and equipment expense | $725,000 | 2,332 |
| Additional noninterest expense | $1,193,000 | 3,418 |
| Pre-tax net operating income | $895,000 | 3,935 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $265,000 | 2,570 |
| Income before extraordinary items | $630,000 | 4,288 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $630,000 | 4,289 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $630,000 | 4,289 |
| Net charge-offs | $-100,000 | 6,210 |
| Cash dividends | $132,000 | 3,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $630,000 | 4,233 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 3,367 |
| Total interest expense | $232,000 | 4,260 |
| Net interest income | $3,046,000 | 3,235 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $447,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $227,000 | 2,437 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $220,000 | 3,485 |
| Total noninterest expense | $2,871,000 | 3,030 |
| Salaries and employee benefits | $1,547,000 | 3,050 |
| Premises and equipment expense | $538,000 | 2,135 |
| Additional noninterest expense | $786,000 | 3,454 |
| Pre-tax net operating income | $622,000 | 3,814 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $186,000 | 2,484 |
| Income before extraordinary items | $436,000 | 4,179 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $436,000 | 4,185 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $436,000 | 4,184 |
| Net charge-offs | $-187,000 | 6,438 |
| Cash dividends | $132,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $436,000 | 4,117 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 3,412 |
| Total interest expense | $118,000 | 4,285 |
| Net interest income | $1,501,000 | 3,268 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $220,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $111,000 | 2,454 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $109,000 | 3,444 |
| Total noninterest expense | $1,455,000 | 3,024 |
| Salaries and employee benefits | $780,000 | 3,046 |
| Premises and equipment expense | $262,000 | 2,216 |
| Additional noninterest expense | $413,000 | 3,333 |
| Pre-tax net operating income | $266,000 | 4,009 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $77,000 | 2,588 |
| Income before extraordinary items | $189,000 | 4,350 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $189,000 | 4,351 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $189,000 | 4,352 |
| Net charge-offs | $-157,000 | 6,558 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $189,000 | 4,298 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,699,000 | 3,372 |
| Total interest expense | $586,000 | 4,128 |
| Net interest income | $6,113,000 | 3,230 |
| Provision for loan and lease losses | $525,000 | 1,775 |
| Total noninterest income | $923,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $545,000 | 2,239 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $378,000 | 3,754 |
| Total noninterest expense | $5,413,000 | 3,217 |
| Salaries and employee benefits | $3,107,000 | 3,025 |
| Premises and equipment expense | $825,000 | 2,634 |
| Additional noninterest expense | $1,481,000 | 3,685 |
| Pre-tax net operating income | $1,098,000 | 3,930 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $317,000 | 2,574 |
| Income before extraordinary items | $781,000 | 4,290 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $781,000 | 4,292 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $781,000 | 4,293 |
| Net charge-offs | $1,893,000 | 781 |
| Cash dividends | $175,000 | 3,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $781,000 | 4,237 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,090,000 | 3,363 |
| Total interest expense | $461,000 | 4,114 |
| Net interest income | $4,629,000 | 3,219 |
| Provision for loan and lease losses | $525,000 | 1,463 |
| Total noninterest income | $690,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $410,000 | 2,237 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $280,000 | 3,848 |
| Total noninterest expense | $3,945,000 | 3,292 |
| Salaries and employee benefits | $2,244,000 | 3,143 |
| Premises and equipment expense | $616,000 | 2,672 |
| Additional noninterest expense | $1,085,000 | 3,739 |
| Pre-tax net operating income | $849,000 | 3,958 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $252,000 | 2,581 |
| Income before extraordinary items | $597,000 | 4,318 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $597,000 | 4,321 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $597,000 | 4,322 |
| Net charge-offs | $409,000 | 1,797 |
| Cash dividends | $75,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $597,000 | 4,242 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,437,000 | 3,332 |
| Total interest expense | $328,000 | 4,046 |
| Net interest income | $3,109,000 | 3,201 |
| Provision for loan and lease losses | $375,000 | 1,435 |
| Total noninterest income | $398,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $264,000 | 2,269 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $134,000 | 4,358 |
| Total noninterest expense | $2,512,000 | 3,406 |
| Salaries and employee benefits | $1,422,000 | 3,266 |
| Premises and equipment expense | $406,000 | 2,711 |
| Additional noninterest expense | $684,000 | 3,884 |
| Pre-tax net operating income | $620,000 | 3,770 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $248,000 | 2,219 |
| Income before extraordinary items | $372,000 | 4,449 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $372,000 | 4,451 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $372,000 | 4,452 |
| Net charge-offs | $862,000 | 857 |
| Cash dividends | $75,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $372,000 | 4,340 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 3,431 |
| Total interest expense | $173,000 | 4,012 |
| Net interest income | $1,507,000 | 3,287 |
| Provision for loan and lease losses | $175,000 | 1,482 |
| Total noninterest income | $302,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $135,000 | 2,210 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $167,000 | 3,028 |
| Total noninterest expense | $1,338,000 | 3,281 |
| Salaries and employee benefits | $715,000 | 3,273 |
| Premises and equipment expense | $194,000 | 2,817 |
| Additional noninterest expense | $429,000 | 3,340 |
| Pre-tax net operating income | $296,000 | 3,826 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $93,000 | 2,479 |
| Income before extraordinary items | $203,000 | 4,248 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $203,000 | 4,250 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $203,000 | 4,250 |
| Net charge-offs | $693,000 | 624 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $203,000 | 4,150 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,131,000 | 3,407 |
| Total interest expense | $895,000 | 3,874 |
| Net interest income | $6,236,000 | 3,273 |
| Provision for loan and lease losses | $1,625,000 | 1,252 |
| Total noninterest income | $1,433,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $591,000 | 2,184 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $842,000 | 2,607 |
| Total noninterest expense | $5,348,000 | 3,298 |
| Salaries and employee benefits | $2,937,000 | 3,178 |
| Premises and equipment expense | $809,000 | 2,716 |
| Additional noninterest expense | $1,602,000 | 3,620 |
| Pre-tax net operating income | $696,000 | 4,523 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $175,000 | 3,104 |
| Income before extraordinary items | $521,000 | 4,880 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $521,000 | 4,880 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $521,000 | 4,881 |
| Net charge-offs | $808,000 | 2,045 |
| Cash dividends | $150,000 | 3,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $521,000 | 4,698 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,421,000 | 3,425 |
| Total interest expense | $711,000 | 3,863 |
| Net interest income | $4,710,000 | 3,317 |
| Provision for loan and lease losses | $1,300,000 | 1,209 |
| Total noninterest income | $1,057,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $441,000 | 2,212 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $616,000 | 2,635 |
| Total noninterest expense | $3,936,000 | 3,367 |
| Salaries and employee benefits | $2,221,000 | 3,178 |
| Premises and equipment expense | $604,000 | 2,759 |
| Additional noninterest expense | $1,111,000 | 3,833 |
| Pre-tax net operating income | $531,000 | 4,646 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $132,000 | 3,178 |
| Income before extraordinary items | $399,000 | 4,985 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $399,000 | 4,986 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $399,000 | 4,986 |
| Net charge-offs | $487,000 | 2,223 |
| Cash dividends | $75,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $399,000 | 4,805 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,654,000 | 3,418 |
| Total interest expense | $493,000 | 3,864 |
| Net interest income | $3,161,000 | 3,292 |
| Provision for loan and lease losses | $850,000 | 1,241 |
| Total noninterest income | $572,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $289,000 | 2,227 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $283,000 | 3,145 |
| Total noninterest expense | $2,578,000 | 3,432 |
| Salaries and employee benefits | $1,474,000 | 3,189 |
| Premises and equipment expense | $394,000 | 2,807 |
| Additional noninterest expense | $710,000 | 3,949 |
| Pre-tax net operating income | $305,000 | 4,805 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $68,000 | 3,346 |
| Income before extraordinary items | $237,000 | 5,124 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $237,000 | 5,124 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $237,000 | 5,124 |
| Net charge-offs | $175,000 | 2,893 |
| Cash dividends | $75,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $237,000 | 4,931 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 3,407 |
| Total interest expense | $261,000 | 3,839 |
| Net interest income | $1,597,000 | 3,286 |
| Provision for loan and lease losses | $400,000 | 1,246 |
| Total noninterest income | $247,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $145,000 | 2,199 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $102,000 | 3,682 |
| Total noninterest expense | $1,287,000 | 3,460 |
| Salaries and employee benefits | $741,000 | 3,205 |
| Premises and equipment expense | $191,000 | 2,883 |
| Additional noninterest expense | $355,000 | 3,946 |
| Pre-tax net operating income | $157,000 | 4,866 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $36,000 | 3,305 |
| Income before extraordinary items | $121,000 | 5,147 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $121,000 | 5,148 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $121,000 | 5,149 |
| Net charge-offs | $227,000 | 1,734 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $121,000 | 5,002 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,861,000 | 3,374 |
| Total interest expense | $1,245,000 | 3,872 |
| Net interest income | $6,616,000 | 3,213 |
| Provision for loan and lease losses | $3,500,000 | 1,053 |
| Total noninterest income | $950,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $699,000 | 1,991 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $251,000 | 4,127 |
| Total noninterest expense | $4,980,000 | 3,548 |
| Salaries and employee benefits | $2,959,000 | 3,156 |
| Premises and equipment expense | $795,000 | 2,937 |
| Additional noninterest expense | $1,226,000 | 4,388 |
| Pre-tax net operating income | $-914,000 | 6,552 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-378,000 | 7,012 |
| Income before extraordinary items | $-536,000 | 6,490 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-536,000 | 6,492 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-536,000 | 6,491 |
| Net charge-offs | $4,104,000 | 944 |
| Cash dividends | $128,000 | 3,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-536,000 | 6,446 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,900,000 | 3,408 |
| Total interest expense | $976,000 | 3,886 |
| Net interest income | $4,924,000 | 3,246 |
| Provision for loan and lease losses | $2,450,000 | 1,078 |
| Total noninterest income | $672,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $519,000 | 2,013 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $153,000 | 4,493 |
| Total noninterest expense | $3,746,000 | 3,549 |
| Salaries and employee benefits | $2,225,000 | 3,159 |
| Premises and equipment expense | $618,000 | 2,864 |
| Additional noninterest expense | $903,000 | 4,449 |
| Pre-tax net operating income | $-600,000 | 6,658 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-262,000 | 7,123 |
| Income before extraordinary items | $-338,000 | 6,603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-338,000 | 6,605 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-338,000 | 6,605 |
| Net charge-offs | $3,288,000 | 885 |
| Cash dividends | $128,000 | 3,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-338,000 | 6,550 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,967,000 | 3,419 |
| Total interest expense | $685,000 | 3,870 |
| Net interest income | $3,282,000 | 3,263 |
| Provision for loan and lease losses | $892,000 | 1,618 |
| Total noninterest income | $412,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $324,000 | 2,098 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 4,745 |
| Total noninterest expense | $2,551,000 | 3,524 |
| Salaries and employee benefits | $1,482,000 | 3,169 |
| Premises and equipment expense | $427,000 | 2,796 |
| Additional noninterest expense | $642,000 | 4,343 |
| Pre-tax net operating income | $251,000 | 4,833 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $60,000 | 3,238 |
| Income before extraordinary items | $191,000 | 5,090 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $191,000 | 5,090 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $191,000 | 5,090 |
| Net charge-offs | $1,320,000 | 1,234 |
| Cash dividends | $128,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $191,000 | 4,993 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 3,463 |
| Total interest expense | $360,000 | 3,843 |
| Net interest income | $1,599,000 | 3,310 |
| Provision for loan and lease losses | $400,000 | 1,629 |
| Total noninterest income | $210,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $155,000 | 2,150 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,514 |
| Total noninterest expense | $1,296,000 | 3,483 |
| Salaries and employee benefits | $732,000 | 3,210 |
| Premises and equipment expense | $228,000 | 2,682 |
| Additional noninterest expense | $336,000 | 4,212 |
| Pre-tax net operating income | $113,000 | 5,000 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $21,000 | 3,412 |
| Income before extraordinary items | $92,000 | 5,129 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $92,000 | 5,127 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $92,000 | 5,129 |
| Net charge-offs | $163,000 | 2,288 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $92,000 | 5,068 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,527,000 | 3,380 |
| Total interest expense | $1,786,000 | 3,851 |
| Net interest income | $6,741,000 | 3,173 |
| Provision for loan and lease losses | $1,850,000 | 2,181 |
| Total noninterest income | $958,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $731,000 | 1,974 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $227,000 | 4,396 |
| Total noninterest expense | $5,066,000 | 3,579 |
| Salaries and employee benefits | $2,861,000 | 3,247 |
| Premises and equipment expense | $844,000 | 2,863 |
| Additional noninterest expense | $1,361,000 | 4,269 |
| Pre-tax net operating income | $783,000 | 3,771 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $220,000 | 2,641 |
| Income before extraordinary items | $563,000 | 4,144 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $563,000 | 4,144 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $563,000 | 4,145 |
| Net charge-offs | $1,736,000 | 2,019 |
| Cash dividends | $207,000 | 3,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $563,000 | 4,006 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,455,000 | 3,415 |
| Total interest expense | $1,398,000 | 3,881 |
| Net interest income | $5,057,000 | 3,210 |
| Provision for loan and lease losses | $1,350,000 | 2,120 |
| Total noninterest income | $790,000 | 3,174 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $556,000 | 2,004 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $234,000 | 3,935 |
| Total noninterest expense | $3,714,000 | 3,648 |
| Salaries and employee benefits | $2,110,000 | 3,304 |
| Premises and equipment expense | $617,000 | 2,970 |
| Additional noninterest expense | $987,000 | 4,330 |
| Pre-tax net operating income | $783,000 | 3,505 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $240,000 | 2,377 |
| Income before extraordinary items | $543,000 | 3,969 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $543,000 | 3,971 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $543,000 | 3,971 |
| Net charge-offs | $816,000 | 2,438 |
| Cash dividends | $104,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $543,000 | 3,818 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 3,456 |
| Total interest expense | $967,000 | 3,895 |
| Net interest income | $3,343,000 | 3,222 |
| Provision for loan and lease losses | $900,000 | 2,046 |
| Total noninterest income | $444,000 | 3,447 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $360,000 | 2,052 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $84,000 | 4,910 |
| Total noninterest expense | $2,481,000 | 3,642 |
| Salaries and employee benefits | $1,402,000 | 3,340 |
| Premises and equipment expense | $410,000 | 3,001 |
| Additional noninterest expense | $669,000 | 4,293 |
| Pre-tax net operating income | $406,000 | 3,975 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $120,000 | 2,626 |
| Income before extraordinary items | $286,000 | 4,397 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $286,000 | 4,396 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $286,000 | 4,396 |
| Net charge-offs | $685,000 | 2,112 |
| Cash dividends | $104,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $286,000 | 4,249 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 3,545 |
| Total interest expense | $501,000 | 3,921 |
| Net interest income | $1,633,000 | 3,315 |
| Provision for loan and lease losses | $450,000 | 1,922 |
| Total noninterest income | $202,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $173,000 | 2,107 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 5,481 |
| Total noninterest expense | $1,238,000 | 3,681 |
| Salaries and employee benefits | $703,000 | 3,389 |
| Premises and equipment expense | $203,000 | 3,081 |
| Additional noninterest expense | $332,000 | 4,316 |
| Pre-tax net operating income | $147,000 | 4,575 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $39,000 | 2,979 |
| Income before extraordinary items | $108,000 | 4,870 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $108,000 | 4,870 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $108,000 | 4,869 |
| Net charge-offs | $291,000 | 2,061 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $108,000 | 4,766 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,270,000 | 3,423 |
| Total interest expense | $2,666,000 | 3,734 |
| Net interest income | $6,604,000 | 3,193 |
| Provision for loan and lease losses | $2,141,000 | 2,398 |
| Total noninterest income | $1,164,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $789,000 | 2,065 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $375,000 | 3,648 |
| Total noninterest expense | $5,110,000 | 3,623 |
| Salaries and employee benefits | $2,928,000 | 3,253 |
| Premises and equipment expense | $814,000 | 3,087 |
| Additional noninterest expense | $1,368,000 | 4,342 |
| Pre-tax net operating income | $517,000 | 3,961 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $139,000 | 2,655 |
| Income before extraordinary items | $378,000 | 4,240 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $378,000 | 4,240 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $378,000 | 4,240 |
| Net charge-offs | $545,000 | 3,674 |
| Cash dividends | $262,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $378,000 | 4,172 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,959,000 | 3,467 |
| Total interest expense | $2,093,000 | 3,746 |
| Net interest income | $4,866,000 | 3,253 |
| Provision for loan and lease losses | $1,596,000 | 2,147 |
| Total noninterest income | $894,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $588,000 | 2,081 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $306,000 | 3,592 |
| Total noninterest expense | $3,779,000 | 3,661 |
| Salaries and employee benefits | $2,196,000 | 3,275 |
| Premises and equipment expense | $612,000 | 3,108 |
| Additional noninterest expense | $971,000 | 4,485 |
| Pre-tax net operating income | $385,000 | 4,240 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $108,000 | 2,822 |
| Income before extraordinary items | $277,000 | 4,521 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $277,000 | 4,520 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $277,000 | 4,522 |
| Net charge-offs | $332,000 | 3,568 |
| Cash dividends | $131,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $277,000 | 4,445 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,642,000 | 3,502 |
| Total interest expense | $1,410,000 | 3,825 |
| Net interest income | $3,232,000 | 3,257 |
| Provision for loan and lease losses | $450,000 | 3,101 |
| Total noninterest income | $638,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $368,000 | 2,154 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $270,000 | 3,165 |
| Total noninterest expense | $2,556,000 | 3,653 |
| Salaries and employee benefits | $1,462,000 | 3,306 |
| Premises and equipment expense | $405,000 | 3,148 |
| Additional noninterest expense | $689,000 | 4,312 |
| Pre-tax net operating income | $864,000 | 2,373 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $278,000 | 1,622 |
| Income before extraordinary items | $586,000 | 2,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $586,000 | 2,807 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $586,000 | 2,810 |
| Net charge-offs | $158,000 | 3,718 |
| Cash dividends | $131,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $586,000 | 2,710 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 3,539 |
| Total interest expense | $705,000 | 3,934 |
| Net interest income | $1,624,000 | 3,222 |
| Provision for loan and lease losses | $180,000 | 2,990 |
| Total noninterest income | $333,000 | 2,831 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $173,000 | 2,212 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $160,000 | 2,864 |
| Total noninterest expense | $1,251,000 | 3,649 |
| Salaries and employee benefits | $736,000 | 3,326 |
| Premises and equipment expense | $207,000 | 3,135 |
| Additional noninterest expense | $308,000 | 4,335 |
| Pre-tax net operating income | $526,000 | 2,281 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $172,000 | 1,595 |
| Income before extraordinary items | $354,000 | 2,790 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $354,000 | 2,789 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $354,000 | 2,791 |
| Net charge-offs | $73,000 | 3,196 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $354,000 | 2,656 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,701,000 | 3,351 |
| Total interest expense | $4,178,000 | 3,408 |
| Net interest income | $6,523,000 | 3,252 |
| Provision for loan and lease losses | $1,868,000 | 1,893 |
| Total noninterest income | $1,125,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $850,000 | 2,022 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $275,000 | 4,258 |
| Total noninterest expense | $5,255,000 | 3,431 |
| Salaries and employee benefits | $2,974,000 | 3,276 |
| Premises and equipment expense | $862,000 | 2,987 |
| Additional noninterest expense | $1,419,000 | 3,771 |
| Pre-tax net operating income | $525,000 | 4,796 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $143,000 | 3,103 |
| Income before extraordinary items | $382,000 | 4,809 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $382,000 | 4,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,074,000 | 1,883 |
| Cash dividends | $290,000 | 4,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $382,000 | 4,978 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,253,000 | 3,338 |
| Total interest expense | $3,289,000 | 3,397 |
| Net interest income | $4,964,000 | 3,236 |
| Provision for loan and lease losses | $1,738,000 | 1,302 |
| Total noninterest income | $864,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $624,000 | 2,066 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $240,000 | 4,096 |
| Total noninterest expense | $4,084,000 | 3,331 |
| Salaries and employee benefits | $2,347,000 | 3,160 |
| Premises and equipment expense | $635,000 | 3,043 |
| Additional noninterest expense | $1,102,000 | 3,606 |
| Pre-tax net operating income | $6,000 | 6,715 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-13,000 | 7,319 |
| Income before extraordinary items | $19,000 | 6,538 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $19,000 | 6,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $859,000 | 1,434 |
| Cash dividends | $159,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $19,000 | 6,707 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,667,000 | 3,304 |
| Total interest expense | $2,338,000 | 3,355 |
| Net interest income | $3,329,000 | 3,209 |
| Provision for loan and lease losses | $180,000 | 3,306 |
| Total noninterest income | $595,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $401,000 | 2,120 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $194,000 | 3,836 |
| Total noninterest expense | $2,796,000 | 3,275 |
| Salaries and employee benefits | $1,569,000 | 3,200 |
| Premises and equipment expense | $410,000 | 3,149 |
| Additional noninterest expense | $817,000 | 3,303 |
| Pre-tax net operating income | $948,000 | 3,057 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $307,000 | 2,191 |
| Income before extraordinary items | $641,000 | 3,490 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $641,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $647,000 | 1,128 |
| Cash dividends | $159,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $641,000 | 3,442 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 3,234 |
| Total interest expense | $1,274,000 | 3,307 |
| Net interest income | $1,721,000 | 3,121 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $328,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $210,000 | 1,992 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $118,000 | 3,465 |
| Total noninterest expense | $1,414,000 | 3,238 |
| Salaries and employee benefits | $779,000 | 3,233 |
| Premises and equipment expense | $202,000 | 3,203 |
| Additional noninterest expense | $433,000 | 3,077 |
| Pre-tax net operating income | $545,000 | 2,899 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $177,000 | 2,119 |
| Income before extraordinary items | $368,000 | 3,372 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $368,000 | 3,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,648 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $368,000 | 3,274 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,459,000 | 2,954 |
| Total interest expense | $6,188,000 | 2,935 |
| Net interest income | $7,271,000 | 2,993 |
| Provision for loan and lease losses | $2,194,000 | 786 |
| Total noninterest income | $1,166,000 | 3,195 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $879,000 | 1,966 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $287,000 | 4,321 |
| Total noninterest expense | $5,040,000 | 3,419 |
| Salaries and employee benefits | $2,985,000 | 3,235 |
| Premises and equipment expense | $807,000 | 3,056 |
| Additional noninterest expense | $1,248,000 | 3,962 |
| Pre-tax net operating income | $1,203,000 | 4,363 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $374,000 | 3,110 |
| Income before extraordinary items | $829,000 | 4,710 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $829,000 | 4,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,861,000 | 650 |
| Cash dividends | $353,000 | 4,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $829,000 | 4,695 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,230,000 | 2,929 |
| Total interest expense | $4,749,000 | 2,876 |
| Net interest income | $5,481,000 | 2,981 |
| Provision for loan and lease losses | $1,535,000 | 639 |
| Total noninterest income | $883,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $647,000 | 1,985 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $236,000 | 4,188 |
| Total noninterest expense | $3,824,000 | 3,372 |
| Salaries and employee benefits | $2,324,000 | 3,122 |
| Premises and equipment expense | $599,000 | 3,069 |
| Additional noninterest expense | $901,000 | 4,009 |
| Pre-tax net operating income | $1,005,000 | 4,347 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $323,000 | 3,103 |
| Income before extraordinary items | $682,000 | 4,726 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $682,000 | 4,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $906,000 | 690 |
| Cash dividends | $222,000 | 4,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $682,000 | 4,716 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,838,000 | 2,948 |
| Total interest expense | $3,202,000 | 2,831 |
| Net interest income | $3,636,000 | 3,022 |
| Provision for loan and lease losses | $1,445,000 | 442 |
| Total noninterest income | $548,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $421,000 | 2,024 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $127,000 | 4,637 |
| Total noninterest expense | $2,553,000 | 3,392 |
| Salaries and employee benefits | $1,560,000 | 3,136 |
| Premises and equipment expense | $382,000 | 3,202 |
| Additional noninterest expense | $611,000 | 3,965 |
| Pre-tax net operating income | $186,000 | 6,726 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $28,000 | 5,160 |
| Income before extraordinary items | $158,000 | 6,679 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $158,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $760,000 | 542 |
| Cash dividends | $132,000 | 4,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $158,000 | 6,666 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 2,946 |
| Total interest expense | $1,548,000 | 2,903 |
| Net interest income | $1,859,000 | 2,954 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $274,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $191,000 | 2,128 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $83,000 | 4,134 |
| Total noninterest expense | $1,303,000 | 3,349 |
| Salaries and employee benefits | $804,000 | 3,070 |
| Premises and equipment expense | $186,000 | 3,305 |
| Additional noninterest expense | $313,000 | 3,850 |
| Pre-tax net operating income | $740,000 | 2,699 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $247,000 | 2,102 |
| Income before extraordinary items | $493,000 | 3,063 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $493,000 | 3,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $493,000 | 3,043 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,803,000 | 2,732 |
| Total interest expense | $5,934,000 | 2,629 |
| Net interest income | $7,869,000 | 2,796 |
| Provision for loan and lease losses | $340,000 | 2,562 |
| Total noninterest income | $1,198,000 | 3,129 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $852,000 | 2,011 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $346,000 | 4,017 |
| Total noninterest expense | $5,418,000 | 3,129 |
| Salaries and employee benefits | $3,320,000 | 2,861 |
| Premises and equipment expense | $775,000 | 3,088 |
| Additional noninterest expense | $1,323,000 | 3,652 |
| Pre-tax net operating income | $3,309,000 | 2,601 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,100,000 | 2,068 |
| Income before extraordinary items | $2,209,000 | 2,886 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,209,000 | 2,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,812 |
| Cash dividends | $759,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,209,000 | 2,870 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,270,000 | 2,730 |
| Total interest expense | $4,310,000 | 2,613 |
| Net interest income | $5,960,000 | 2,795 |
| Provision for loan and lease losses | $250,000 | 2,440 |
| Total noninterest income | $957,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $633,000 | 2,022 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $324,000 | 3,607 |
| Total noninterest expense | $4,054,000 | 3,131 |
| Salaries and employee benefits | $2,503,000 | 2,846 |
| Premises and equipment expense | $587,000 | 3,065 |
| Additional noninterest expense | $964,000 | 3,712 |
| Pre-tax net operating income | $2,613,000 | 2,567 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $873,000 | 2,067 |
| Income before extraordinary items | $1,740,000 | 2,868 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,740,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 1,582 |
| Cash dividends | $639,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,740,000 | 2,857 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,678,000 | 2,762 |
| Total interest expense | $2,749,000 | 2,620 |
| Net interest income | $3,929,000 | 2,824 |
| Provision for loan and lease losses | $170,000 | 2,399 |
| Total noninterest income | $635,000 | 3,015 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $400,000 | 2,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $235,000 | 3,438 |
| Total noninterest expense | $2,688,000 | 3,152 |
| Salaries and employee benefits | $1,656,000 | 2,867 |
| Premises and equipment expense | $392,000 | 3,049 |
| Additional noninterest expense | $640,000 | 3,727 |
| Pre-tax net operating income | $1,706,000 | 2,612 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $571,000 | 2,119 |
| Income before extraordinary items | $1,135,000 | 2,912 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,135,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,697 |
| Cash dividends | $121,000 | 4,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,135,000 | 2,900 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,212,000 | 2,802 |
| Total interest expense | $1,294,000 | 2,640 |
| Net interest income | $1,918,000 | 2,884 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $317,000 | 2,975 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $196,000 | 2,079 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $121,000 | 3,366 |
| Total noninterest expense | $1,320,000 | 3,217 |
| Salaries and employee benefits | $817,000 | 2,915 |
| Premises and equipment expense | $189,000 | 3,151 |
| Additional noninterest expense | $314,000 | 3,772 |
| Pre-tax net operating income | $825,000 | 2,642 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $286,000 | 2,078 |
| Income before extraordinary items | $539,000 | 2,982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $539,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,088 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $539,000 | 2,963 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,990,000 | 2,907 |
| Total interest expense | $3,453,000 | 2,973 |
| Net interest income | $7,537,000 | 2,843 |
| Provision for loan and lease losses | $360,000 | 2,451 |
| Total noninterest income | $1,172,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $822,000 | 2,065 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $350,000 | 4,023 |
| Total noninterest expense | $5,411,000 | 3,025 |
| Salaries and employee benefits | $3,304,000 | 2,733 |
| Premises and equipment expense | $723,000 | 3,153 |
| Additional noninterest expense | $1,384,000 | 3,445 |
| Pre-tax net operating income | $2,938,000 | 2,812 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $988,000 | 2,282 |
| Income before extraordinary items | $1,950,000 | 3,156 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,950,000 | 3,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,532 |
| Cash dividends | $1,825,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,950,000 | 3,120 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,985,000 | 2,940 |
| Total interest expense | $2,417,000 | 3,006 |
| Net interest income | $5,568,000 | 2,869 |
| Provision for loan and lease losses | $240,000 | 2,610 |
| Total noninterest income | $886,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $609,000 | 2,080 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $277,000 | 3,941 |
| Total noninterest expense | $3,966,000 | 3,051 |
| Salaries and employee benefits | $2,393,000 | 2,774 |
| Premises and equipment expense | $544,000 | 3,123 |
| Additional noninterest expense | $1,029,000 | 3,428 |
| Pre-tax net operating income | $2,248,000 | 2,794 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $761,000 | 2,280 |
| Income before extraordinary items | $1,487,000 | 3,153 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,487,000 | 3,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,917 |
| Cash dividends | $1,825,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,487,000 | 3,111 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,146,000 | 2,957 |
| Total interest expense | $1,501,000 | 3,039 |
| Net interest income | $3,645,000 | 2,894 |
| Provision for loan and lease losses | $190,000 | 2,233 |
| Total noninterest income | $580,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $385,000 | 2,131 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $195,000 | 3,800 |
| Total noninterest expense | $2,585,000 | 3,097 |
| Salaries and employee benefits | $1,587,000 | 2,779 |
| Premises and equipment expense | $357,000 | 3,137 |
| Additional noninterest expense | $641,000 | 3,611 |
| Pre-tax net operating income | $1,450,000 | 2,833 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $492,000 | 2,296 |
| Income before extraordinary items | $958,000 | 3,190 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $958,000 | 3,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,175 |
| Cash dividends | $1,825,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $958,000 | 3,140 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 2,973 |
| Total interest expense | $729,000 | 3,017 |
| Net interest income | $1,796,000 | 2,922 |
| Provision for loan and lease losses | $110,000 | 1,892 |
| Total noninterest income | $272,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $173,000 | 2,272 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,751 |
| Total noninterest expense | $1,229,000 | 3,256 |
| Salaries and employee benefits | $779,000 | 2,825 |
| Premises and equipment expense | $171,000 | 3,298 |
| Additional noninterest expense | $279,000 | 4,023 |
| Pre-tax net operating income | $729,000 | 2,770 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $249,000 | 2,280 |
| Income before extraordinary items | $480,000 | 3,140 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $480,000 | 3,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,641 |
| Cash dividends | $1,704,000 | 424 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $480,000 | 3,100 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,515,000 | 2,957 |
| Total interest expense | $2,123,000 | 3,468 |
| Net interest income | $7,392,000 | 2,742 |
| Provision for loan and lease losses | $775,000 | 1,318 |
| Total noninterest income | $1,207,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $833,000 | 2,066 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $374,000 | 3,840 |
| Total noninterest expense | $5,099,000 | 3,059 |
| Salaries and employee benefits | $3,188,000 | 2,695 |
| Premises and equipment expense | $672,000 | 3,234 |
| Additional noninterest expense | $1,239,000 | 3,645 |
| Pre-tax net operating income | $2,725,000 | 2,798 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $915,000 | 2,306 |
| Income before extraordinary items | $1,810,000 | 3,174 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,810,000 | 3,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,919 |
| Cash dividends | $394,000 | 3,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,810,000 | 3,112 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,014,000 | 2,968 |
| Total interest expense | $1,506,000 | 3,590 |
| Net interest income | $5,508,000 | 2,725 |
| Provision for loan and lease losses | $353,000 | 1,990 |
| Total noninterest income | $934,000 | 3,067 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $630,000 | 2,064 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $304,000 | 3,703 |
| Total noninterest expense | $3,684,000 | 3,139 |
| Salaries and employee benefits | $2,292,000 | 2,773 |
| Premises and equipment expense | $492,000 | 3,292 |
| Additional noninterest expense | $900,000 | 3,722 |
| Pre-tax net operating income | $2,405,000 | 2,472 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $812,000 | 2,079 |
| Income before extraordinary items | $1,593,000 | 2,813 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,593,000 | 2,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,462 |
| Cash dividends | $199,000 | 4,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,593,000 | 2,736 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,607,000 | 3,003 |
| Total interest expense | $970,000 | 3,697 |
| Net interest income | $3,637,000 | 2,737 |
| Provision for loan and lease losses | $207,000 | 2,150 |
| Total noninterest income | $621,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $402,000 | 2,144 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $219,000 | 3,572 |
| Total noninterest expense | $2,421,000 | 3,194 |
| Salaries and employee benefits | $1,524,000 | 2,788 |
| Premises and equipment expense | $315,000 | 3,411 |
| Additional noninterest expense | $582,000 | 3,835 |
| Pre-tax net operating income | $1,630,000 | 2,412 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $552,000 | 2,053 |
| Income before extraordinary items | $1,078,000 | 2,760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,078,000 | 2,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $114,000 | 4,086 |
| Sale, conversion, retirement of capital stock, net | $1,831,000 | 182 |
| Net operating income | $1,078,000 | 2,684 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 3,045 |
| Total interest expense | $489,000 | 3,712 |
| Net interest income | $1,783,000 | 2,795 |
| Provision for loan and lease losses | $113,000 | 1,932 |
| Total noninterest income | $297,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $191,000 | 2,170 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $106,000 | 3,585 |
| Total noninterest expense | $1,144,000 | 3,362 |
| Salaries and employee benefits | $716,000 | 2,972 |
| Premises and equipment expense | $151,000 | 3,573 |
| Additional noninterest expense | $277,000 | 3,998 |
| Pre-tax net operating income | $823,000 | 2,368 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $281,000 | 2,018 |
| Income before extraordinary items | $542,000 | 2,741 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $542,000 | 2,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,858 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $1,246,000 | 112 |
| Net operating income | $542,000 | 2,652 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,581,000 | 3,233 |
| Total interest expense | $2,285,000 | 3,594 |
| Net interest income | $6,296,000 | 3,053 |
| Provision for loan and lease losses | $679,000 | 1,658 |
| Total noninterest income | $1,218,000 | 3,269 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $616,000 | 2,647 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $602,000 | 3,246 |
| Total noninterest expense | $4,632,000 | 3,269 |
| Salaries and employee benefits | $2,896,000 | 2,851 |
| Premises and equipment expense | $676,000 | 3,174 |
| Additional noninterest expense | $1,060,000 | 4,090 |
| Pre-tax net operating income | $2,203,000 | 3,163 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $772,000 | 2,601 |
| Income before extraordinary items | $1,431,000 | 3,669 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,431,000 | 3,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,069 |
| Cash dividends | $174,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,431,000 | 3,514 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,372,000 | 3,298 |
| Total interest expense | $1,776,000 | 3,598 |
| Net interest income | $4,596,000 | 3,134 |
| Provision for loan and lease losses | $589,000 | 1,438 |
| Total noninterest income | $960,000 | 3,224 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $458,000 | 2,672 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $502,000 | 3,131 |
| Total noninterest expense | $3,367,000 | 3,343 |
| Salaries and employee benefits | $2,063,000 | 3,002 |
| Premises and equipment expense | $518,000 | 3,127 |
| Additional noninterest expense | $786,000 | 4,111 |
| Pre-tax net operating income | $1,600,000 | 3,384 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $572,000 | 2,772 |
| Income before extraordinary items | $1,028,000 | 3,917 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,028,000 | 3,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,345 |
| Cash dividends | $109,000 | 4,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,028,000 | 3,756 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,139,000 | 3,415 |
| Total interest expense | $1,209,000 | 3,643 |
| Net interest income | $2,930,000 | 3,257 |
| Provision for loan and lease losses | $479,000 | 1,196 |
| Total noninterest income | $631,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $299,000 | 2,656 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $332,000 | 3,112 |
| Total noninterest expense | $2,161,000 | 3,457 |
| Salaries and employee benefits | $1,292,000 | 3,172 |
| Premises and equipment expense | $352,000 | 3,065 |
| Additional noninterest expense | $517,000 | 4,131 |
| Pre-tax net operating income | $921,000 | 3,697 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $345,000 | 2,983 |
| Income before extraordinary items | $576,000 | 4,405 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $576,000 | 4,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,301 |
| Cash dividends | $109,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $576,000 | 4,193 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 3,554 |
| Total interest expense | $616,000 | 3,666 |
| Net interest income | $1,366,000 | 3,429 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $289,000 | 3,335 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $146,000 | 2,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $143,000 | 3,308 |
| Total noninterest expense | $1,039,000 | 3,543 |
| Salaries and employee benefits | $612,000 | 3,300 |
| Premises and equipment expense | $178,000 | 3,042 |
| Additional noninterest expense | $249,000 | 4,226 |
| Pre-tax net operating income | $526,000 | 3,373 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $173,000 | 2,947 |
| Income before extraordinary items | $353,000 | 3,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $353,000 | 3,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,431 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $353,000 | 3,601 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,376,000 | 3,506 |
| Total interest expense | $3,145,000 | 3,412 |
| Net interest income | $5,231,000 | 3,522 |
| Provision for loan and lease losses | $225,000 | 4,105 |
| Total noninterest income | $975,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $648,000 | 2,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $327,000 | 4,070 |
| Total noninterest expense | $3,999,000 | 3,563 |
| Salaries and employee benefits | $2,377,000 | 3,252 |
| Premises and equipment expense | $620,000 | 3,317 |
| Additional noninterest expense | $1,002,000 | 4,169 |
| Pre-tax net operating income | $1,982,000 | 3,451 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $645,000 | 2,998 |
| Income before extraordinary items | $1,337,000 | 3,813 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,337,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 3,138 |
| Cash dividends | $134,000 | 5,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,337,000 | 3,701 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,068,000 | 3,620 |
| Total interest expense | $4,827,000 | 3,244 |
| Net interest income | $4,241,000 | 3,942 |
| Provision for loan and lease losses | $108,000 | 5,469 |
| Total noninterest income | $749,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $438,000 | 3,170 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $311,000 | 4,037 |
| Total noninterest expense | $3,598,000 | 3,742 |
| Salaries and employee benefits | $2,072,000 | 3,493 |
| Premises and equipment expense | $620,000 | 3,283 |
| Additional noninterest expense | $906,000 | 4,387 |
| Pre-tax net operating income | $1,284,000 | 4,261 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $406,000 | 3,705 |
| Income before extraordinary items | $878,000 | 4,633 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $878,000 | 4,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,593 |
| Cash dividends | $186,000 | 5,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $878,000 | 4,530 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,556,000 | 3,915 |
| Total interest expense | $4,240,000 | 3,803 |
| Net interest income | $4,316,000 | 3,930 |
| Provision for loan and lease losses | $130,000 | 4,683 |
| Total noninterest income | $522,000 | 4,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,219 |
| Total noninterest expense | $3,110,000 | 4,111 |
| Salaries and employee benefits | $1,712,000 | 3,931 |
| Premises and equipment expense | $525,000 | 3,644 |
| Additional noninterest expense | $873,000 | 4,447 |
| Pre-tax net operating income | $1,598,000 | 3,891 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $515,000 | 3,426 |
| Income before extraordinary items | $1,083,000 | 4,155 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,083,000 | 4,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,985 |
| Cash dividends | $141,000 | 5,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,083,000 | 4,156 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,316,000 | 4,241 |
| Total interest expense | $3,376,000 | 4,162 |
| Net interest income | $3,940,000 | 4,237 |
| Provision for loan and lease losses | $165,000 | 4,039 |
| Total noninterest income | $525,000 | 4,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 3,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 4,850 |
| Total noninterest expense | $2,822,000 | 4,437 |
| Salaries and employee benefits | $1,583,000 | 4,156 |
| Premises and equipment expense | $444,000 | 4,179 |
| Additional noninterest expense | $795,000 | 4,805 |
| Pre-tax net operating income | $1,478,000 | 4,138 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $473,000 | 3,746 |
| Income before extraordinary items | $1,005,000 | 4,428 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,005,000 | 4,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,121 |
| Cash dividends | $130,000 | 5,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,005,000 | 4,386 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,569,000 | 4,634 |
| Total interest expense | $3,265,000 | 4,414 |
| Net interest income | $3,304,000 | 4,797 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $370,000 | 5,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,324 |
| Total noninterest expense | $2,384,000 | 4,926 |
| Salaries and employee benefits | $1,286,000 | 4,809 |
| Premises and equipment expense | $392,000 | 4,494 |
| Additional noninterest expense | $706,000 | 5,131 |
| Pre-tax net operating income | $1,242,000 | 4,773 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $389,000 | 4,501 |
| Income before extraordinary items | $853,000 | 4,989 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $853,000 | 4,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,653 |
| Cash dividends | $170,000 | 5,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $853,000 | 4,905 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,588,000 | 5,343 |
| Total interest expense | $2,741,000 | 5,056 |
| Net interest income | $2,847,000 | 5,519 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $324,000 | 6,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 4,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,866 |
| Total noninterest expense | $2,062,000 | 5,535 |
| Salaries and employee benefits | $1,111,000 | 5,432 |
| Premises and equipment expense | $325,000 | 5,166 |
| Additional noninterest expense | $626,000 | 5,644 |
| Pre-tax net operating income | $1,109,000 | 5,501 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $349,000 | 5,318 |
| Income before extraordinary items | $760,000 | 5,632 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $760,000 | 5,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,078 |
| Cash dividends | $207,000 | 5,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $760,000 | 5,585 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,905,000 | 6,029 |
| Total interest expense | $2,357,000 | 5,739 |
| Net interest income | $2,548,000 | 6,116 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $271,000 | 7,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,185 |
| Total noninterest expense | $1,784,000 | 6,423 |
| Salaries and employee benefits | $973,000 | 6,114 |
| Premises and equipment expense | $271,000 | 5,952 |
| Additional noninterest expense | $540,000 | 6,766 |
| Pre-tax net operating income | $1,035,000 | 5,613 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $346,000 | 5,378 |
| Income before extraordinary items | $689,000 | 5,806 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $689,000 | 5,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $109,000 | 6,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $689,000 | 5,749 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 6,791 |
| Total interest expense | $1,899,000 | 6,685 |
| Net interest income | $2,306,000 | 6,670 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $216,000 | 8,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,022 |
| Total noninterest expense | $1,527,000 | 7,180 |
| Salaries and employee benefits | $783,000 | 7,202 |
| Premises and equipment expense | $227,000 | 6,713 |
| Additional noninterest expense | $517,000 | 7,119 |
| Pre-tax net operating income | $995,000 | 6,023 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $327,000 | 5,700 |
| Income before extraordinary items | $668,000 | 6,188 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $668,000 | 6,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $125,000 | 6,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $668,000 | 6,169 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,520,000 | 7,290 |
| Total interest expense | $1,442,000 | 7,070 |
| Net interest income | $2,078,000 | 7,377 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $191,000 | 8,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,612 |
| Total noninterest expense | $1,398,000 | 7,922 |
| Salaries and employee benefits | $742,000 | 7,590 |
| Premises and equipment expense | $193,000 | 7,590 |
| Additional noninterest expense | $463,000 | 8,210 |
| Pre-tax net operating income | $871,000 | 6,536 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $286,000 | 6,044 |
| Income before extraordinary items | $585,000 | 6,661 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $585,000 | 6,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $159,000 | 5,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $585,000 | 6,719 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 7,939 |
| Total interest expense | $1,443,000 | 7,398 |
| Net interest income | $1,799,000 | 8,249 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $190,000 | 9,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,845 |
| Total noninterest expense | $1,352,000 | 8,326 |
| Salaries and employee benefits | $717,000 | 7,892 |
| Premises and equipment expense | $228,000 | 7,133 |
| Additional noninterest expense | $407,000 | 9,191 |
| Pre-tax net operating income | $637,000 | 7,706 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $50,000 | 10,946 |
| Income before extraordinary items | $587,000 | 6,888 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $587,000 | 7,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 12,723 |
| Cash dividends | $186,000 | 5,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $587,000 | 6,634 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,377,000 | 8,366 |
| Total interest expense | $1,789,000 | 7,651 |
| Net interest income | $1,588,000 | 8,986 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $136,000 | 10,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $1,310,000 | 8,630 |
| Salaries and employee benefits | $720,000 | 7,834 |
| Premises and equipment expense | $228,000 | 7,203 |
| Additional noninterest expense | $362,000 | 10,049 |
| Pre-tax net operating income | $414,000 | 9,116 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $130,000 | 9,108 |
| Income before extraordinary items | $297,000 | 9,372 |
| Extraordinary gains, net | $130,000 | 619 |
| Net income | $427,000 | 8,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-149,000 | 13,809 |
| Cash dividends | $72,000 | 7,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $287,900 | 9,082 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.