Home > Chittenden Trust Company > Income and Expense

Chittenden Trust Company, Income and Expense

2008-12-31 (YTD Data)Rank
Total interest income$161,170,000255
Total interest expense$44,564,000360
Net interest income$116,606,000217
Provision for loan and lease losses$3,088,0001,359
Total noninterest income$65,617,000154
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$65,617,000124
Total noninterest expense$130,220,000202
Salaries and employee benefits$69,320,000144
Premises and equipment expense$22,480,000132
Additional noninterest expense$38,420,000255
Pre-tax net operating income$48,915,000141
Securities gains (losses)$10,206,00044
Applicable income taxes$17,658,000125
Income before extraordinary items$41,463,000115
Extraordinary gains, net$039
Net income$41,463,000116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,842,000837
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$34,318,800146
2008-09-30 (YTD Data)Rank
Total interest income$124,626,000266
Total interest expense$36,502,000346
Net interest income$88,124,000228
Provision for loan and lease losses$1,783,0001,274
Total noninterest income$47,939,000164
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$47,939,000132
Total noninterest expense$100,234,000191
Salaries and employee benefits$51,796,000149
Premises and equipment expense$16,759,000137
Additional noninterest expense$31,679,000225
Pre-tax net operating income$34,046,000186
Securities gains (losses)$9,919,00040
Applicable income taxes$12,817,000154
Income before extraordinary items$31,148,000146
Extraordinary gains, net$031
Net income$31,148,000146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,538,000716
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$24,105,510191
2008-06-30 (YTD Data)Rank
Total interest income$85,932,000267
Total interest expense$27,092,000334
Net interest income$58,840,000226
Provision for loan and lease losses$826,0001,384
Total noninterest income$32,274,000169
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$32,274,000139
Total noninterest expense$69,363,000175
Salaries and employee benefits$35,713,000149
Premises and equipment expense$11,490,000135
Additional noninterest expense$22,160,000215
Pre-tax net operating income$20,925,000209
Securities gains (losses)$9,308,00041
Applicable income taxes$8,353,000176
Income before extraordinary items$21,880,000159
Extraordinary gains, net$021
Net income$21,880,000159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,431,000685
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$15,178,240206
2008-03-31 (YTD Data)Rank
Total interest income$45,568,000259
Total interest expense$15,873,000311
Net interest income$29,695,000226
Provision for loan and lease losses$2,064,000396
Total noninterest income$15,514,000170
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$15,514,000137
Total noninterest expense$38,136,000164
Salaries and employee benefits$17,747,000150
Premises and equipment expense$5,836,000136
Additional noninterest expense$14,553,000164
Pre-tax net operating income$5,009,000401
Securities gains (losses)$8,478,00038
Applicable income taxes$3,960,000196
Income before extraordinary items$9,527,000191
Extraordinary gains, net$015
Net income$9,527,000191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,064,000447
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,507,620410
2007-12-31 (YTD Data)Rank
Total interest income$206,783,000236
Total interest expense$77,079,000290
Net interest income$129,704,000202
Provision for loan and lease losses$3,919,000505
Total noninterest income$51,102,000198
Gross Fiduciary activities income$13,975,00086
Service charges on deposit accounts$9,419,000205
Trading account gains and fees$0178
Additional Noninterest Income$27,708,000207
Total noninterest expense$96,818,000230
Salaries and employee benefits$60,680,000171
Premises and equipment expense$12,540,000214
Additional noninterest expense$23,598,000305
Pre-tax net operating income$80,069,000165
Securities gains (losses)$-9,852,0008,504
Applicable income taxes$19,267,000203
Income before extraordinary items$50,950,000176
Extraordinary gains, net$039
Net income$50,950,000173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,622,000511
Cash dividends$48,835,000137
Sale, conversion, retirement of capital stock, net$-3,621,0008,520
Net operating income$58,141,960155
2007-09-30 (YTD Data)Rank
Total interest income$153,905,000238
Total interest expense$57,920,000287
Net interest income$95,985,000203
Provision for loan and lease losses$3,443,000343
Total noninterest income$37,394,000200
Gross Fiduciary activities income$10,387,00084
Service charges on deposit accounts$7,071,000202
Trading account gains and fees$0184
Additional Noninterest Income$19,936,000212
Total noninterest expense$70,988,000226
Salaries and employee benefits$45,345,000174
Premises and equipment expense$9,402,000212
Additional noninterest expense$16,241,000308
Pre-tax net operating income$58,948,000178
Securities gains (losses)$-9,852,0008,543
Applicable income taxes$13,495,000230
Income before extraordinary items$35,601,000193
Extraordinary gains, net$033
Net income$35,601,000191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,305,000363
Cash dividends$41,375,000126
Sale, conversion, retirement of capital stock, net$422,000438
Net operating income$42,792,960174
2007-06-30 (YTD Data)Rank
Total interest income$101,191,000252
Total interest expense$38,146,000294
Net interest income$63,045,000221
Provision for loan and lease losses$2,319,000294
Total noninterest income$24,029,000215
Gross Fiduciary activities income$6,815,00086
Service charges on deposit accounts$4,725,000206
Trading account gains and fees$0168
Additional Noninterest Income$12,489,000245
Total noninterest expense$47,311,000236
Salaries and employee benefits$30,077,000187
Premises and equipment expense$6,372,000220
Additional noninterest expense$10,862,000320
Pre-tax net operating income$37,444,000196
Securities gains (losses)$-9,852,0008,601
Applicable income taxes$7,249,000298
Income before extraordinary items$20,343,000233
Extraordinary gains, net$029
Net income$20,343,000232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,163,000405
Cash dividends$33,150,000121
Sale, conversion, retirement of capital stock, net$23,000881
Net operating income$27,633,480185
2007-03-31 (YTD Data)Rank
Total interest income$49,455,000255
Total interest expense$18,581,000301
Net interest income$30,874,000222
Provision for loan and lease losses$918,000317
Total noninterest income$12,051,000211
Gross Fiduciary activities income$3,128,00094
Service charges on deposit accounts$2,304,000200
Trading account gains and fees$0195
Additional Noninterest Income$6,619,000225
Total noninterest expense$23,953,000230
Salaries and employee benefits$15,344,000184
Premises and equipment expense$3,191,000223
Additional noninterest expense$5,418,000314
Pre-tax net operating income$18,054,000198
Securities gains (losses)$11,000674
Applicable income taxes$4,743,000248
Income before extraordinary items$13,322,000184
Extraordinary gains, net$022
Net income$13,322,000183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$641,000342
Cash dividends$20,775,00092
Sale, conversion, retirement of capital stock, net$432,000180
Net operating income$13,313,860183
2006-12-31 (YTD Data)Rank
Total interest income$197,826,000242
Total interest expense$65,165,000297
Net interest income$132,661,000203
Provision for loan and lease losses$4,138,000290
Total noninterest income$47,042,000200
Gross Fiduciary activities income$13,039,00087
Service charges on deposit accounts$9,579,000194
Trading account gains and fees$0130
Additional Noninterest Income$24,424,000235
Total noninterest expense$92,619,000226
Salaries and employee benefits$59,370,000175
Premises and equipment expense$11,943,000219
Additional noninterest expense$21,306,000307
Pre-tax net operating income$82,946,000184
Securities gains (losses)$5,0001,264
Applicable income taxes$24,734,000194
Income before extraordinary items$58,217,000182
Extraordinary gains, net$051
Net income$58,217,000182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,578,000204
Cash dividends$58,700,000125
Sale, conversion, retirement of capital stock, net$-222,0008,615
Net operating income$58,213,500179
2006-09-30 (YTD Data)Rank
Total interest income$146,190,000254
Total interest expense$47,290,000306
Net interest income$98,900,000218
Provision for loan and lease losses$2,938,000281
Total noninterest income$35,354,000217
Gross Fiduciary activities income$9,664,00093
Service charges on deposit accounts$7,226,000199
Trading account gains and fees$0126
Additional Noninterest Income$18,464,000243
Total noninterest expense$69,870,000237
Salaries and employee benefits$44,991,000186
Premises and equipment expense$9,006,000229
Additional noninterest expense$15,873,000320
Pre-tax net operating income$61,446,000200
Securities gains (losses)$01,388
Applicable income taxes$18,646,000214
Income before extraordinary items$42,800,000200
Extraordinary gains, net$045
Net income$42,800,000200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,898,000214
Cash dividends$45,000,000116
Sale, conversion, retirement of capital stock, net$-222,0008,702
Net operating income$42,800,000198
2006-06-30 (YTD Data)Rank
Total interest income$95,344,000255
Total interest expense$29,900,000311
Net interest income$65,444,000224
Provision for loan and lease losses$1,450,000358
Total noninterest income$25,710,000210
Gross Fiduciary activities income$6,426,00098
Service charges on deposit accounts$4,753,000197
Trading account gains and fees$0126
Additional Noninterest Income$14,531,000223
Total noninterest expense$48,295,000238
Salaries and employee benefits$30,004,000191
Premises and equipment expense$6,091,000230
Additional noninterest expense$12,200,000290
Pre-tax net operating income$41,409,000203
Securities gains (losses)$01,185
Applicable income taxes$13,158,000209
Income before extraordinary items$28,251,000202
Extraordinary gains, net$039
Net income$28,251,000202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,499,000259
Cash dividends$31,750,000108
Sale, conversion, retirement of capital stock, net$-328,0008,748
Net operating income$28,251,000201
2006-03-31 (YTD Data)Rank
Total interest income$46,187,000253
Total interest expense$13,953,000312
Net interest income$32,234,000226
Provision for loan and lease losses$400,000608
Total noninterest income$12,516,000215
Gross Fiduciary activities income$3,176,00095
Service charges on deposit accounts$2,236,000199
Trading account gains and fees$0115
Additional Noninterest Income$7,104,000225
Total noninterest expense$24,058,000237
Salaries and employee benefits$14,975,000190
Premises and equipment expense$3,073,000228
Additional noninterest expense$6,010,000288
Pre-tax net operating income$20,292,000204
Securities gains (losses)$0955
Applicable income taxes$6,606,000208
Income before extraordinary items$13,686,000205
Extraordinary gains, net$021
Net income$13,686,000205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$691,000261
Cash dividends$31,750,00067
Sale, conversion, retirement of capital stock, net$-328,0008,768
Net operating income$13,686,000201
2005-12-31 (YTD Data)Rank
Total interest income$166,290,000247
Total interest expense$37,985,000340
Net interest income$128,305,000217
Provision for loan and lease losses$2,960,000367
Total noninterest income$50,616,000219
Gross Fiduciary activities income$12,994,00090
Service charges on deposit accounts$9,234,000197
Trading account gains and fees$0138
Additional Noninterest Income$28,388,000232
Total noninterest expense$91,938,000239
Salaries and employee benefits$55,907,000190
Premises and equipment expense$12,244,000224
Additional noninterest expense$23,787,000293
Pre-tax net operating income$84,023,000201
Securities gains (losses)$-51,0008,192
Applicable income taxes$28,149,000191
Income before extraordinary items$55,823,000206
Extraordinary gains, net$046
Net income$55,823,000206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,371,000536
Cash dividends$33,000,000173
Sale, conversion, retirement of capital stock, net$1,115,000463
Net operating income$55,856,660202
2005-09-30 (YTD Data)Rank
Total interest income$121,262,000251
Total interest expense$26,080,000350
Net interest income$95,182,000219
Provision for loan and lease losses$2,310,000340
Total noninterest income$38,200,000220
Gross Fiduciary activities income$9,774,00091
Service charges on deposit accounts$7,028,000190
Trading account gains and fees$0126
Additional Noninterest Income$21,398,000235
Total noninterest expense$68,709,000236
Salaries and employee benefits$41,733,000189
Premises and equipment expense$9,307,000217
Additional noninterest expense$17,669,000296
Pre-tax net operating income$62,363,000201
Securities gains (losses)$-51,0008,486
Applicable income taxes$21,046,000197
Income before extraordinary items$41,266,000210
Extraordinary gains, net$035
Net income$41,266,000211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,172,000442
Cash dividends$20,500,000186
Sale, conversion, retirement of capital stock, net$445,000418
Net operating income$41,299,660204
2005-06-30 (YTD Data)Rank
Total interest income$78,413,000250
Total interest expense$15,919,000348
Net interest income$62,494,000217
Provision for loan and lease losses$1,475,000349
Total noninterest income$25,207,000216
Gross Fiduciary activities income$6,442,00092
Service charges on deposit accounts$4,693,000186
Trading account gains and fees$0116
Additional Noninterest Income$14,072,000240
Total noninterest expense$45,257,000231
Salaries and employee benefits$27,113,000193
Premises and equipment expense$6,259,000215
Additional noninterest expense$11,885,000288
Pre-tax net operating income$40,969,000202
Securities gains (losses)$-14,0008,251
Applicable income taxes$13,867,000196
Income before extraordinary items$27,088,000210
Extraordinary gains, net$030
Net income$27,088,000210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$605,000518
Cash dividends$13,250,000170
Sale, conversion, retirement of capital stock, net$151,000394
Net operating income$27,097,240203
2005-03-31 (YTD Data)Rank
Total interest income$38,291,000252
Total interest expense$7,286,000355
Net interest income$31,005,000219
Provision for loan and lease losses$625,000390
Total noninterest income$12,881,000215
Gross Fiduciary activities income$3,177,00095
Service charges on deposit accounts$2,356,000180
Trading account gains and fees$0115
Additional Noninterest Income$7,348,000230
Total noninterest expense$23,431,000233
Salaries and employee benefits$14,564,000189
Premises and equipment expense$3,130,000220
Additional noninterest expense$5,737,000297
Pre-tax net operating income$19,830,000206
Securities gains (losses)$01,685
Applicable income taxes$6,681,000201
Income before extraordinary items$13,149,000215
Extraordinary gains, net$024
Net income$13,149,000215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,000501
Cash dividends$3,750,000218
Sale, conversion, retirement of capital stock, net$59,000309
Net operating income$13,149,000211
2004-12-31 (YTD Data)Rank
Total interest income$138,688,000251
Total interest expense$21,981,000387
Net interest income$116,707,000221
Provision for loan and lease losses$4,150,000294
Total noninterest income$46,222,000227
Gross Fiduciary activities income$13,113,00090
Service charges on deposit accounts$10,220,000181
Trading account gains and fees$0138
Additional Noninterest Income$22,889,000265
Total noninterest expense$92,335,000234
Salaries and employee benefits$54,972,000194
Premises and equipment expense$11,823,000229
Additional noninterest expense$25,540,000284
Pre-tax net operating income$66,444,000215
Securities gains (losses)$4,238,000127
Applicable income taxes$23,610,000205
Income before extraordinary items$47,072,000218
Extraordinary gains, net$034
Net income$47,072,000219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,722,000376
Cash dividends$21,800,000204
Sale, conversion, retirement of capital stock, net$1,458,000371
Net operating income$44,232,540220
2004-09-30 (YTD Data)Rank
Total interest income$101,647,000257
Total interest expense$15,767,000398
Net interest income$85,880,000226
Provision for loan and lease losses$3,025,000310
Total noninterest income$34,225,000240
Gross Fiduciary activities income$9,816,00090
Service charges on deposit accounts$7,812,000182
Trading account gains and fees$0134
Additional Noninterest Income$16,597,000275
Total noninterest expense$69,912,000231
Salaries and employee benefits$40,929,000194
Premises and equipment expense$9,036,000229
Additional noninterest expense$19,947,000275
Pre-tax net operating income$47,168,000224
Securities gains (losses)$4,136,000120
Applicable income taxes$17,267,000205
Income before extraordinary items$34,037,000221
Extraordinary gains, net$026
Net income$34,037,000222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,561,000415
Cash dividends$18,500,000185
Sale, conversion, retirement of capital stock, net$1,074,000297
Net operating income$31,307,240224
2004-06-30 (YTD Data)Rank
Total interest income$66,903,000255
Total interest expense$10,264,000401
Net interest income$56,639,000226
Provision for loan and lease losses$1,700,000353
Total noninterest income$23,554,000238
Gross Fiduciary activities income$6,348,00098
Service charges on deposit accounts$5,403,000172
Trading account gains and fees$0130
Additional Noninterest Income$11,803,000265
Total noninterest expense$46,843,000228
Salaries and employee benefits$27,035,000195
Premises and equipment expense$6,011,000228
Additional noninterest expense$13,797,000263
Pre-tax net operating income$31,650,000223
Securities gains (losses)$2,803,000127
Applicable income taxes$11,605,000213
Income before extraordinary items$22,848,000220
Extraordinary gains, net$021
Net income$22,848,000221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$896,000467
Cash dividends$9,500,000204
Sale, conversion, retirement of capital stock, net$808,000234
Net operating income$20,998,020225
2004-03-31 (YTD Data)Rank
Total interest income$33,251,000260
Total interest expense$5,099,000414
Net interest income$28,152,000226
Provision for loan and lease losses$575,000465
Total noninterest income$9,716,000252
Gross Fiduciary activities income$3,209,00095
Service charges on deposit accounts$2,679,000171
Trading account gains and fees$0121
Additional Noninterest Income$3,828,000318
Total noninterest expense$23,163,000233
Salaries and employee benefits$13,522,000195
Premises and equipment expense$3,067,000225
Additional noninterest expense$6,574,000268
Pre-tax net operating income$14,130,000234
Securities gains (losses)$1,663,000130
Applicable income taxes$5,300,000219
Income before extraordinary items$10,493,000229
Extraordinary gains, net$016
Net income$10,493,000230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,000382
Cash dividends$7,000,000143
Sale, conversion, retirement of capital stock, net$432,000162
Net operating income$9,395,420236
2003-12-31 (YTD Data)Rank
Total interest income$146,071,000238
Total interest expense$28,135,000345
Net interest income$117,936,000215
Provision for loan and lease losses$4,500,000353
Total noninterest income$50,153,000230
Gross Fiduciary activities income$11,861,000100
Service charges on deposit accounts$11,284,000174
Trading account gains and fees$0160
Additional Noninterest Income$27,008,000256
Total noninterest expense$102,352,000209
Salaries and employee benefits$53,199,000187
Premises and equipment expense$11,579,000237
Additional noninterest expense$37,574,000226
Pre-tax net operating income$61,237,000211
Securities gains (losses)$10,622,000106
Applicable income taxes$23,522,000204
Income before extraordinary items$48,337,000203
Extraordinary gains, net$054
Net income$48,337,000205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,550,000355
Cash dividends$62,700,000116
Sale, conversion, retirement of capital stock, net$956,000435
Net operating income$41,220,260211
2003-09-30 (YTD Data)Rank
Total interest income$111,002,000244
Total interest expense$22,287,000344
Net interest income$88,715,000215
Provision for loan and lease losses$3,375,000368
Total noninterest income$37,822,000234
Gross Fiduciary activities income$8,630,000104
Service charges on deposit accounts$8,541,000180
Trading account gains and fees$0153
Additional Noninterest Income$20,651,000264
Total noninterest expense$68,701,000233
Salaries and employee benefits$39,978,000189
Premises and equipment expense$8,617,000240
Additional noninterest expense$20,106,000276
Pre-tax net operating income$54,461,000192
Securities gains (losses)$9,738,000102
Applicable income taxes$21,294,000186
Income before extraordinary items$42,905,000184
Extraordinary gains, net$040
Net income$42,905,000185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,500,000369
Cash dividends$42,700,000113
Sale, conversion, retirement of capital stock, net$746,000340
Net operating income$36,380,540194
2003-06-30 (YTD Data)Rank
Total interest income$75,565,000241
Total interest expense$16,614,000323
Net interest income$58,951,000220
Provision for loan and lease losses$2,250,000365
Total noninterest income$24,428,000234
Gross Fiduciary activities income$5,658,000107
Service charges on deposit accounts$5,742,000175
Trading account gains and fees$0150
Additional Noninterest Income$13,028,000273
Total noninterest expense$47,846,000225
Salaries and employee benefits$26,356,000189
Premises and equipment expense$5,898,000235
Additional noninterest expense$15,592,000254
Pre-tax net operating income$33,283,000205
Securities gains (losses)$7,587,000107
Applicable income taxes$13,553,000193
Income before extraordinary items$27,317,000190
Extraordinary gains, net$030
Net income$27,317,000190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,009,000328
Cash dividends$32,700,00093
Sale, conversion, retirement of capital stock, net$586,000250
Net operating income$22,233,710209
2003-03-31 (YTD Data)Rank
Total interest income$38,587,000238
Total interest expense$9,114,000307
Net interest income$29,473,000219
Provision for loan and lease losses$1,125,000356
Total noninterest income$12,487,000235
Gross Fiduciary activities income$2,841,000107
Service charges on deposit accounts$2,739,000184
Trading account gains and fees$0134
Additional Noninterest Income$6,907,000264
Total noninterest expense$20,594,000253
Salaries and employee benefits$12,991,000194
Premises and equipment expense$2,947,000243
Additional noninterest expense$4,656,000364
Pre-tax net operating income$20,241,000174
Securities gains (losses)$901,000234
Applicable income taxes$7,022,000188
Income before extraordinary items$14,120,000187
Extraordinary gains, net$021
Net income$14,120,000187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,238,000288
Cash dividends$25,700,00067
Sale, conversion, retirement of capital stock, net$0419
Net operating income$13,516,330172
2002-12-31 (YTD Data)Rank
Total interest income$165,995,000238
Total interest expense$44,785,000304
Net interest income$121,210,000214
Provision for loan and lease losses$5,040,000387
Total noninterest income$38,761,000260
Gross Fiduciary activities income$11,734,000105
Service charges on deposit accounts$10,622,000184
Trading account gains and fees$0153
Additional Noninterest Income$16,405,000340
Total noninterest expense$94,920,000232
Salaries and employee benefits$59,111,000172
Premises and equipment expense$12,019,000233
Additional noninterest expense$23,790,000306
Pre-tax net operating income$60,011,000219
Securities gains (losses)$10,176,000104
Applicable income taxes$22,731,000206
Income before extraordinary items$47,456,000204
Extraordinary gains, net$070
Net income$47,456,000204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,290,000313
Cash dividends$45,000,000139
Sale, conversion, retirement of capital stock, net$-18,118,0009,349
Net operating income$40,536,320219
2001-12-31 (YTD Data)Rank
Total interest income$198,508,000240
Total interest expense$75,611,000274
Net interest income$122,897,000211
Provision for loan and lease losses$5,700,000328
Total noninterest income$54,556,000222
Gross Fiduciary activities income$12,354,000105
Service charges on deposit accounts$10,910,000175
Trading account gains and fees$0177
Additional Noninterest Income$31,292,000238
Total noninterest expense$99,258,000224
Salaries and employee benefits$56,812,000164
Premises and equipment expense$12,504,000210
Additional noninterest expense$29,942,000274
Pre-tax net operating income$72,495,000177
Securities gains (losses)$-432,0009,572
Applicable income taxes$23,193,000186
Income before extraordinary items$48,870,000188
Extraordinary gains, net$0105
Net income$48,870,000187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,176,000267
Cash dividends$73,500,000109
Sale, conversion, retirement of capital stock, net$568,000486
Net operating income$49,163,760179
2000-12-31 (YTD Data)Rank
Total interest income$228,330,000230
Total interest expense$99,266,000259
Net interest income$129,064,000195
Provision for loan and lease losses$6,700,000257
Total noninterest income$47,383,000229
Gross Fiduciary activities income$12,552,000101
Service charges on deposit accounts$11,168,000159
Trading account gains and fees$0180
Additional Noninterest Income$23,663,000267
Total noninterest expense$99,651,000214
Salaries and employee benefits$51,954,000170
Premises and equipment expense$12,128,000209
Additional noninterest expense$35,569,000240
Pre-tax net operating income$70,096,000182
Securities gains (losses)$01,956
Applicable income taxes$20,111,000200
Income before extraordinary items$49,985,000173
Extraordinary gains, net$038
Net income$49,985,000172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,998,000247
Cash dividends$70,500,000112
Sale, conversion, retirement of capital stock, net$0969
Net operating income$49,985,000176
1999-12-31 (YTD Data)Rank
Total interest income$109,386,000375
Total interest expense$44,459,000420
Net interest income$64,927,000341
Provision for loan and lease losses$3,300,000387
Total noninterest income$30,253,000309
Gross Fiduciary activities income$6,912,000157
Service charges on deposit accounts$5,514,000274
Trading account gains and fees$0173
Additional Noninterest Income$17,827,000323
Total noninterest expense$59,615,000315
Salaries and employee benefits$31,453,000252
Premises and equipment expense$6,391,000373
Additional noninterest expense$21,771,000342
Pre-tax net operating income$32,265,000340
Securities gains (losses)$03,155
Applicable income taxes$9,988,000372
Income before extraordinary items$22,277,000339
Extraordinary gains, net$035
Net income$22,277,000339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,718,000319
Cash dividends$11,698,000352
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$22,277,000333
1998-12-31 (YTD Data)Rank
Total interest income$108,226,000372
Total interest expense$44,913,000432
Net interest income$63,313,000334
Provision for loan and lease losses$3,300,000429
Total noninterest income$28,389,000296
Gross Fiduciary activities income$6,180,000173
Service charges on deposit accounts$5,276,000265
Trading account gains and fees$0224
Additional Noninterest Income$16,933,000326
Total noninterest expense$52,187,000332
Salaries and employee benefits$29,819,000256
Premises and equipment expense$6,098,000376
Additional noninterest expense$16,270,000406
Pre-tax net operating income$36,215,000280
Securities gains (losses)$04,449
Applicable income taxes$11,806,000313
Income before extraordinary items$24,409,000287
Extraordinary gains, net$032
Net income$24,409,000288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,504,000263
Cash dividends$18,097,000263
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$24,409,000277
1997-12-31 (YTD Data)Rank
Total interest income$107,041,000384
Total interest expense$43,724,000436
Net interest income$63,317,000331
Provision for loan and lease losses$2,400,000506
Total noninterest income$24,593,000311
Gross Fiduciary activities income$5,351,000188
Service charges on deposit accounts$5,310,000271
Trading account gains and fees$0239
Additional Noninterest Income$13,932,000337
Total noninterest expense$50,293,000329
Salaries and employee benefits$28,451,000254
Premises and equipment expense$5,860,000375
Additional noninterest expense$15,982,000396
Pre-tax net operating income$35,217,000294
Securities gains (losses)$03,944
Applicable income taxes$11,315,000332
Income before extraordinary items$23,902,000296
Extraordinary gains, net$044
Net income$23,902,000296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,039,000320
Cash dividends$35,250,000160
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$23,902,000286
1996-12-31 (YTD Data)Rank
Total interest income$102,129,000429
Total interest expense$42,835,000473
Net interest income$59,294,000384
Provision for loan and lease losses$2,525,000517
Total noninterest income$38,109,000274
Gross Fiduciary activities income$4,872,000219
Service charges on deposit accounts$4,897,000318
Trading account gains and fees$0262
Additional Noninterest Income$28,340,000232
Total noninterest expense$61,953,000332
Salaries and employee benefits$25,395,000314
Premises and equipment expense$5,850,000418
Additional noninterest expense$30,708,000325
Pre-tax net operating income$32,925,000323
Securities gains (losses)$04,148
Applicable income taxes$10,304,000355
Income before extraordinary items$22,621,000315
Extraordinary gains, net$053
Net income$22,621,000315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,806,000468
Cash dividends$10,215,000411
Sale, conversion, retirement of capital stock, net$0953
Net operating income$22,621,000306
1995-12-31 (YTD Data)Rank
Total interest income$100,144,000454
Total interest expense$42,827,000502
Net interest income$57,317,000408
Provision for loan and lease losses$3,000,000449
Total noninterest income$29,012,000327
Gross Fiduciary activities income$4,456,000243
Service charges on deposit accounts$4,775,000351
Trading account gains and fees$0522
Additional Noninterest Income$19,781,000284
Total noninterest expense$54,415,000369
Salaries and employee benefits$25,364,000336
Premises and equipment expense$5,373,000455
Additional noninterest expense$23,678,000385
Pre-tax net operating income$28,914,000366
Securities gains (losses)$198,000671
Applicable income taxes$8,917,000399
Income before extraordinary items$20,195,000351
Extraordinary gains, net$065
Net income$20,195,000350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,659,000646
Cash dividends$16,993,000296
Sale, conversion, retirement of capital stock, net$0809
Net operating income$20,058,380350
1994-12-31 (YTD Data)Rank
Total interest income$85,542,000456
Total interest expense$31,038,000515
Net interest income$54,504,000412
Provision for loan and lease losses$4,300,000321
Total noninterest income$23,441,000352
Gross Fiduciary activities income$4,038,000248
Service charges on deposit accounts$4,622,000342
Trading account gains and fees$0475
Additional Noninterest Income$14,781,000341
Total noninterest expense$48,623,000403
Salaries and employee benefits$23,823,000348
Premises and equipment expense$5,293,000462
Additional noninterest expense$19,507,000450
Pre-tax net operating income$25,022,000389
Securities gains (losses)$-523,00012,261
Applicable income taxes$8,146,000398
Income before extraordinary items$16,353,000375
Extraordinary gains, net$0249
Net income$16,353,000376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,118,000344
Cash dividends$13,274,000283
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$16,703,410376
1993-12-31 (YTD Data)Rank
Total interest income$80,269,000470
Total interest expense$29,565,000538
Net interest income$50,704,000434
Provision for loan and lease losses$6,600,000359
Total noninterest income$23,735,000353
Gross Fiduciary activities income$4,007,000250
Service charges on deposit accounts$4,163,000367
Trading account gains and fees$0532
Additional Noninterest Income$15,565,000323
Total noninterest expense$50,361,000400
Salaries and employee benefits$22,840,000352
Premises and equipment expense$5,597,000456
Additional noninterest expense$21,924,000434
Pre-tax net operating income$17,478,000453
Securities gains (losses)$147,0001,997
Applicable income taxes$5,510,000502
Income before extraordinary items$12,115,000462
Extraordinary gains, net$-575,00013,176
Net income$11,540,000498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,055,000465
Cash dividends$1,679,0001,182
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$12,013,570439
1992-12-31 (YTD Data)Rank
Total interest income$79,906,000533
Total interest expense$38,526,000546
Net interest income$41,380,000515
Provision for loan and lease losses$7,100,000474
Total noninterest income$19,705,000392
Gross Fiduciary activities income$3,764,000264
Service charges on deposit accounts$3,376,000437
Trading account gains and fees$-85,0005,269
Additional Noninterest Income$12,650,000378
Total noninterest expense$43,541,000458
Salaries and employee benefits$18,913,000401
Premises and equipment expense$4,864,000523
Additional noninterest expense$19,764,000460
Pre-tax net operating income$10,444,000612
Securities gains (losses)$306,0001,522
Applicable income taxes$2,829,000830
Income before extraordinary items$7,921,000606
Extraordinary gains, net$01,422
Net income$7,921,000605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,071,000524
Cash dividends$2,038,000824
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$7,694,560557

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.