Home > Chittenden Trust Company > Net charge- offs to loans
Chittenden Trust Company, Net charge- offs to loans
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1552% | 4,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 5,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 2,202 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 6,217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 4,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0372% | 1,326 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 7,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2824% | 3,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9459% | 2,396 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0031% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1365% | 3,935 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 7,764 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 6,200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 3,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0573% | 1,008 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0229% | 7,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3231% | 2,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7432% | 2,467 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2698% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1160% | 3,616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 7,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0236% | 7,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 2,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 2,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3891% | 1,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4355% | 3,081 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8038% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1721% | 2,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 7,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0317% | 7,988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 1,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 1,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7930% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2361% | 3,225 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4050% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 3,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 3,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 1,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 2,625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0541% | 2,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2397% | 2,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5698% | 2,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0655% | 1,495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1269% | 2,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 2,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 1,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 1,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3472% | 1,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5449% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0654% | 1,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0969% | 2,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 1,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0715% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0994% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1431% | 2,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4627% | 2,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1023% | 1,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1069% | 2,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0378% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0348% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1914% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5890% | 1,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0407% | 895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1947% | 2,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 3,224 |
| Percentage Net Loans Charged-off:Construction & development | -0.0363% | 7,758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 7,750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 2,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 2,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9115% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3967% | 3,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0435% | 1,424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1649% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 2,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 7,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0301% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0413% | 1,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7440% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3560% | 3,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0112% | 1,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1290% | 2,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 7,874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 2,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 1,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5899% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3197% | 3,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0119% | 1,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1185% | 1,911 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 7,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 7,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3848% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5885% | 1,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0107% | 6,929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 4,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 1,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 8,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 8,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0499% | 3,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4618% | 3,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0923% | 1,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 3,674 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 7,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 8,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0777% | 2,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5479% | 2,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0319% | 1,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 3,722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 7,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 7,942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 7,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 7,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0282% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4788% | 2,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0866% | 979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 3,071 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 7,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 8,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 8,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 8,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0397% | 7,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7087% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0503% | 7,183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 3,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 3,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 7,811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 1,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 3,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 2,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3538% | 2,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7057% | 2,966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0135% | 7,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 2,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0066% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0202% | 1,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 2,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 2,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2315% | 2,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5625% | 3,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0152% | 7,084 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 3,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 2,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.2235% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 1,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0323% | 7,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5779% | 2,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4508% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1247% | 2,589 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 8,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 8,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0400% | 7,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8646% | 2,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6498% | 477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4824% | 1,217 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1915% | 3,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0997% | 1,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2367% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 8,115 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0362% | 6,020 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 3,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1066% | 4,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7910% | 3,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3647% | 1,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0800% | 41 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1793% | 3,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1056% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2535% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 8,098 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0502% | 5,984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 2,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0376% | 3,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7265% | 2,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3961% | 976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4127% | 39 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2175% | 2,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1582% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3828% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 8,150 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0272% | 5,938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 2,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0128% | 3,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8563% | 2,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2875% | 934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1370% | 34 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2661% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1490% | 854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3524% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 1,592 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 5,853 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0058% | 2,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4155% | 1,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2534% | 725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0373% | 1,279 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2698% | 2,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 2,450 |
| Percentage Net Loans Charged-off:Construction & development | -0.0342% | 8,092 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0600% | 1,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1778% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 2,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0129% | 584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0643% | 2,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2451% | 3,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2878% | 1,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7124% | 866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.2170% | 31 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2736% | 2,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 3,172 |
| Percentage Net Loans Charged-off:Construction & development | -0.1359% | 8,281 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0323% | 8,899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1718% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0515% | 2,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1891% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 2,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7229% | 2,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9320% | 2,459 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3579% | 1,546 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4534% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.1827% | 33 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2533% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0866% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0503% | 945 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2329% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2231% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4867% | 162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3409% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0389% | 1,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0962% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0391% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1108% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5967% | 326 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1137% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7629% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2623% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5489% | 1,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0873% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 1,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1580% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1091% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1701% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1226% | 76 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2543% | 375 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3433% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2343% | 236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4094% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0577% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3943% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1263% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1798% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1130% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0231% | 74 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1506% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2204% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2039% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2898% | 3,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1141% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 1,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4512% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1651% | 246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1832% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1610% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3754% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1613% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8188% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0811% | 344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1776% | 4,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0709% | 593 |
| Percentage Net Loans Charged-off:Construction & development | -9.7665% | 1,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3980% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2656% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0939% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0844% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0416% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8222% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5233% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1242% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4554% | 1,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4910% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 2.2612% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1493% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0254% | 1,314 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1090% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0474% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3452% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4583% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2953% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2533% | 173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4499% | 3,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2261% | 531 |
| Percentage Net Loans Charged-off:Construction & development | -0.0860% | 1,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1764% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3473% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2158% | 302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2090% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2173% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7984% | 243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6924% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2182% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1414% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5985% | 3,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4775% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 0.3884% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2237% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0309% | 403 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2015% | 403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3444% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1672% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1865% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9486% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0398% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1277% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |