Home > Butler Bank > Income and Expense
Butler Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 2,963 |
| Total interest expense | $1,312,000 | 1,780 |
| Net interest income | $1,320,000 | 3,892 |
| Provision for loan and lease losses | $3,849,000 | 468 |
| Total noninterest income | $-600,000 | 7,892 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $40,000 | 4,876 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-640,000 | 7,881 |
| Total noninterest expense | $3,011,000 | 1,663 |
| Salaries and employee benefits | $952,000 | 2,585 |
| Premises and equipment expense | $286,000 | 2,303 |
| Additional noninterest expense | $1,773,000 | 989 |
| Pre-tax net operating income | $-6,140,000 | 7,796 |
| Securities gains (losses) | $188,000 | 539 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-5,952,000 | 7,807 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-5,952,000 | 7,808 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-5,952,000 | 7,808 |
| Net charge-offs | $4,117,000 | 392 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-6,140,000 | 7,806 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,781,000 | 2,582 |
| Total interest expense | $7,721,000 | 1,522 |
| Net interest income | $5,060,000 | 3,923 |
| Provision for loan and lease losses | $3,197,000 | 1,897 |
| Total noninterest income | $-1,056,000 | 7,926 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $181,000 | 4,823 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,237,000 | 7,903 |
| Total noninterest expense | $11,398,000 | 1,784 |
| Salaries and employee benefits | $3,798,000 | 2,559 |
| Premises and equipment expense | $1,203,000 | 2,209 |
| Additional noninterest expense | $6,397,000 | 1,202 |
| Pre-tax net operating income | $-10,591,000 | 7,506 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,349,000 | 7,389 |
| Income before extraordinary items | $-9,242,000 | 7,528 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-9,242,000 | 7,527 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-9,242,000 | 7,527 |
| Net charge-offs | $5,377,000 | 1,083 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-9,242,000 | 7,533 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,819,000 | 2,575 |
| Total interest expense | $6,240,000 | 1,508 |
| Net interest income | $3,579,000 | 4,067 |
| Provision for loan and lease losses | $3,197,000 | 1,426 |
| Total noninterest income | $-877,000 | 8,037 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $140,000 | 4,795 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,017,000 | 8,017 |
| Total noninterest expense | $8,663,000 | 1,747 |
| Salaries and employee benefits | $2,805,000 | 2,629 |
| Premises and equipment expense | $917,000 | 2,204 |
| Additional noninterest expense | $4,941,000 | 1,138 |
| Pre-tax net operating income | $-9,158,000 | 7,716 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-349,000 | 7,240 |
| Income before extraordinary items | $-8,809,000 | 7,749 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-8,809,000 | 7,747 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-8,809,000 | 7,748 |
| Net charge-offs | $5,055,000 | 808 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,809,000 | 7,753 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,825,000 | 2,516 |
| Total interest expense | $4,475,000 | 1,481 |
| Net interest income | $2,350,000 | 4,088 |
| Provision for loan and lease losses | $3,197,000 | 1,050 |
| Total noninterest income | $-997,000 | 8,136 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $93,000 | 4,785 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-1,090,000 | 8,130 |
| Total noninterest expense | $5,564,000 | 1,846 |
| Salaries and employee benefits | $1,746,000 | 2,849 |
| Premises and equipment expense | $623,000 | 2,195 |
| Additional noninterest expense | $3,195,000 | 1,193 |
| Pre-tax net operating income | $-7,408,000 | 7,847 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-349,000 | 7,473 |
| Income before extraordinary items | $-7,059,000 | 7,880 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,059,000 | 7,879 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-7,059,000 | 7,879 |
| Net charge-offs | $4,672,000 | 607 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-7,059,000 | 7,889 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 2,504 |
| Total interest expense | $2,431,000 | 1,416 |
| Net interest income | $1,035,000 | 4,481 |
| Provision for loan and lease losses | $593,000 | 1,633 |
| Total noninterest income | $-243,000 | 8,184 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $41,000 | 4,966 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-284,000 | 8,174 |
| Total noninterest expense | $2,698,000 | 1,845 |
| Salaries and employee benefits | $1,190,000 | 2,143 |
| Premises and equipment expense | $324,000 | 2,152 |
| Additional noninterest expense | $1,184,000 | 1,374 |
| Pre-tax net operating income | $-2,499,000 | 7,898 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-349,000 | 7,832 |
| Income before extraordinary items | $-2,150,000 | 7,917 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,150,000 | 7,917 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,150,000 | 7,918 |
| Net charge-offs | $232,000 | 2,020 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,150,000 | 7,917 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,835,000 | 2,128 |
| Total interest expense | $10,411,000 | 1,558 |
| Net interest income | $7,424,000 | 2,886 |
| Provision for loan and lease losses | $11,196,000 | 547 |
| Total noninterest income | $-1,181,000 | 8,255 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $149,000 | 5,337 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-1,330,000 | 8,259 |
| Total noninterest expense | $10,456,000 | 1,850 |
| Salaries and employee benefits | $5,779,000 | 1,765 |
| Premises and equipment expense | $1,238,000 | 2,179 |
| Additional noninterest expense | $3,439,000 | 1,783 |
| Pre-tax net operating income | $-15,409,000 | 8,063 |
| Securities gains (losses) | $-1,300,000 | 7,793 |
| Applicable income taxes | $-2,420,000 | 7,970 |
| Income before extraordinary items | $-14,289,000 | 8,058 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-14,289,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,874,000 | 448 |
| Cash dividends | $258,000 | 4,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-13,171,000 | 8,068 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,446,000 | 2,474 |
| Total interest expense | $5,895,000 | 2,074 |
| Net interest income | $5,551,000 | 2,923 |
| Provision for loan and lease losses | $2,480,000 | 1,028 |
| Total noninterest income | $165,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $25,000 | 6,914 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $140,000 | 5,056 |
| Total noninterest expense | $5,615,000 | 2,520 |
| Salaries and employee benefits | $3,596,000 | 2,136 |
| Premises and equipment expense | $696,000 | 2,817 |
| Additional noninterest expense | $1,323,000 | 3,098 |
| Pre-tax net operating income | $-2,379,000 | 7,926 |
| Securities gains (losses) | $-9,000 | 7,325 |
| Applicable income taxes | $-793,000 | 7,991 |
| Income before extraordinary items | $-1,595,000 | 7,746 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,595,000 | 7,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,606,000 | 967 |
| Cash dividends | $258,000 | 3,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,588,970 | 7,830 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,081,000 | 2,691 |
| Total interest expense | $4,129,000 | 2,071 |
| Net interest income | $2,952,000 | 3,541 |
| Provision for loan and lease losses | $1,999,000 | 797 |
| Total noninterest income | $57,000 | 7,339 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $12,000 | 7,080 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $45,000 | 6,281 |
| Total noninterest expense | $3,703,000 | 2,551 |
| Salaries and employee benefits | $2,082,000 | 2,469 |
| Premises and equipment expense | $459,000 | 2,855 |
| Additional noninterest expense | $1,162,000 | 2,412 |
| Pre-tax net operating income | $-2,693,000 | 8,221 |
| Securities gains (losses) | $10,000 | 2,438 |
| Applicable income taxes | $-1,048,000 | 8,274 |
| Income before extraordinary items | $-1,635,000 | 8,174 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,635,000 | 8,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $987,000 | 871 |
| Cash dividends | $179,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,641,400 | 8,166 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 2,588 |
| Total interest expense | $2,196,000 | 2,084 |
| Net interest income | $1,603,000 | 3,318 |
| Provision for loan and lease losses | $1,915,000 | 418 |
| Total noninterest income | $-62,000 | 8,446 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $9,000 | 6,931 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-71,000 | 8,449 |
| Total noninterest expense | $1,710,000 | 2,729 |
| Salaries and employee benefits | $1,057,000 | 2,460 |
| Premises and equipment expense | $237,000 | 2,776 |
| Additional noninterest expense | $416,000 | 3,195 |
| Pre-tax net operating income | $-2,084,000 | 8,375 |
| Securities gains (losses) | $-7,000 | 8,296 |
| Applicable income taxes | $-815,000 | 8,389 |
| Income before extraordinary items | $-1,276,000 | 8,341 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,276,000 | 8,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $957,000 | 473 |
| Cash dividends | $113,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,271,520 | 8,334 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,263,000 | 2,386 |
| Total interest expense | $8,637,000 | 2,180 |
| Net interest income | $8,626,000 | 2,549 |
| Provision for loan and lease losses | $292,000 | 3,255 |
| Total noninterest income | $322,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $15,000 | 7,235 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $307,000 | 4,198 |
| Total noninterest expense | $6,427,000 | 2,780 |
| Salaries and employee benefits | $4,102,000 | 2,440 |
| Premises and equipment expense | $771,000 | 3,184 |
| Additional noninterest expense | $1,554,000 | 3,315 |
| Pre-tax net operating income | $2,229,000 | 3,090 |
| Securities gains (losses) | $8,000 | 1,417 |
| Applicable income taxes | $888,000 | 2,010 |
| Income before extraordinary items | $1,349,000 | 3,678 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,349,000 | 3,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 1,425 |
| Cash dividends | $516,000 | 3,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,343,880 | 3,672 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,871,000 | 2,406 |
| Total interest expense | $6,425,000 | 2,197 |
| Net interest income | $6,446,000 | 2,576 |
| Provision for loan and lease losses | $234,000 | 2,727 |
| Total noninterest income | $197,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $11,000 | 7,266 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $186,000 | 4,638 |
| Total noninterest expense | $4,642,000 | 2,861 |
| Salaries and employee benefits | $2,994,000 | 2,490 |
| Premises and equipment expense | $567,000 | 3,218 |
| Additional noninterest expense | $1,081,000 | 3,481 |
| Pre-tax net operating income | $1,767,000 | 3,107 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $628,000 | 2,221 |
| Income before extraordinary items | $1,139,000 | 3,589 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,139,000 | 3,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 1,106 |
| Cash dividends | $382,000 | 3,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,139,000 | 3,568 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,506,000 | 2,440 |
| Total interest expense | $4,191,000 | 2,247 |
| Net interest income | $4,315,000 | 2,590 |
| Provision for loan and lease losses | $214,000 | 2,058 |
| Total noninterest income | $129,000 | 6,407 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $7,000 | 7,313 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $122,000 | 4,722 |
| Total noninterest expense | $3,038,000 | 2,947 |
| Salaries and employee benefits | $1,931,000 | 2,597 |
| Premises and equipment expense | $351,000 | 3,440 |
| Additional noninterest expense | $756,000 | 3,341 |
| Pre-tax net operating income | $1,192,000 | 3,136 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $534,000 | 1,970 |
| Income before extraordinary items | $658,000 | 3,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $658,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 739 |
| Cash dividends | $254,000 | 3,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $658,000 | 3,950 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,222,000 | 2,442 |
| Total interest expense | $2,045,000 | 2,282 |
| Net interest income | $2,177,000 | 2,558 |
| Provision for loan and lease losses | $149,000 | 1,530 |
| Total noninterest income | $70,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $66,000 | 4,572 |
| Total noninterest expense | $1,510,000 | 2,968 |
| Salaries and employee benefits | $970,000 | 2,609 |
| Premises and equipment expense | $173,000 | 3,492 |
| Additional noninterest expense | $367,000 | 3,397 |
| Pre-tax net operating income | $588,000 | 3,170 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $293,000 | 1,879 |
| Income before extraordinary items | $295,000 | 4,208 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $295,000 | 4,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 456 |
| Cash dividends | $126,000 | 2,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $295,000 | 4,188 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,209,000 | 2,396 |
| Total interest expense | $6,982,000 | 2,282 |
| Net interest income | $9,227,000 | 2,460 |
| Provision for loan and lease losses | $550,000 | 1,750 |
| Total noninterest income | $280,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $14,000 | 7,366 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $266,000 | 4,531 |
| Total noninterest expense | $5,443,000 | 3,112 |
| Salaries and employee benefits | $3,430,000 | 2,780 |
| Premises and equipment expense | $683,000 | 3,393 |
| Additional noninterest expense | $1,330,000 | 3,632 |
| Pre-tax net operating income | $3,514,000 | 2,473 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $1,427,000 | 1,745 |
| Income before extraordinary items | $2,085,000 | 3,008 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,085,000 | 3,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,889 |
| Cash dividends | $386,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,086,280 | 3,002 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,706,000 | 2,464 |
| Total interest expense | $4,825,000 | 2,389 |
| Net interest income | $6,881,000 | 2,496 |
| Provision for loan and lease losses | $380,000 | 1,770 |
| Total noninterest income | $206,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $10,000 | 7,439 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $196,000 | 4,573 |
| Total noninterest expense | $4,017,000 | 3,161 |
| Salaries and employee benefits | $2,563,000 | 2,784 |
| Premises and equipment expense | $506,000 | 3,436 |
| Additional noninterest expense | $948,000 | 3,770 |
| Pre-tax net operating income | $2,690,000 | 2,509 |
| Securities gains (losses) | $-3,000 | 7,275 |
| Applicable income taxes | $1,055,000 | 1,817 |
| Income before extraordinary items | $1,632,000 | 3,007 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,632,000 | 3,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,298 |
| Cash dividends | $257,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,633,920 | 2,999 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,339,000 | 2,562 |
| Total interest expense | $2,952,000 | 2,468 |
| Net interest income | $4,387,000 | 2,597 |
| Provision for loan and lease losses | $200,000 | 2,096 |
| Total noninterest income | $125,000 | 6,586 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $7,000 | 7,483 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 4,784 |
| Total noninterest expense | $2,600,000 | 3,249 |
| Salaries and employee benefits | $1,717,000 | 2,779 |
| Premises and equipment expense | $332,000 | 3,481 |
| Additional noninterest expense | $551,000 | 4,178 |
| Pre-tax net operating income | $1,712,000 | 2,605 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $704,000 | 1,843 |
| Income before extraordinary items | $1,006,000 | 3,191 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,006,000 | 3,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 937 |
| Cash dividends | $110,000 | 4,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,007,280 | 3,181 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,334,000 | 2,711 |
| Total interest expense | $1,310,000 | 2,625 |
| Net interest income | $2,024,000 | 2,751 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $46,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,486 |
| Total noninterest expense | $1,297,000 | 3,267 |
| Salaries and employee benefits | $832,000 | 2,867 |
| Premises and equipment expense | $165,000 | 3,494 |
| Additional noninterest expense | $300,000 | 3,896 |
| Pre-tax net operating income | $733,000 | 2,886 |
| Securities gains (losses) | $5,000 | 692 |
| Applicable income taxes | $303,000 | 2,014 |
| Income before extraordinary items | $435,000 | 3,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $435,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 525 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $431,800 | 3,478 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,045,000 | 2,893 |
| Total interest expense | $3,534,000 | 2,919 |
| Net interest income | $7,511,000 | 2,853 |
| Provision for loan and lease losses | $175,000 | 3,852 |
| Total noninterest income | $381,000 | 5,822 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $10,000 | 7,594 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $371,000 | 3,904 |
| Total noninterest expense | $4,845,000 | 3,320 |
| Salaries and employee benefits | $3,151,000 | 2,843 |
| Premises and equipment expense | $664,000 | 3,378 |
| Additional noninterest expense | $1,030,000 | 4,320 |
| Pre-tax net operating income | $2,872,000 | 2,859 |
| Securities gains (losses) | $-16,000 | 7,722 |
| Applicable income taxes | $1,119,000 | 2,108 |
| Income before extraordinary items | $1,737,000 | 3,457 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,737,000 | 3,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-128,000 | 8,667 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,747,240 | 3,411 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,875,000 | 2,973 |
| Total interest expense | $2,435,000 | 2,991 |
| Net interest income | $5,440,000 | 2,941 |
| Provision for loan and lease losses | $175,000 | 3,250 |
| Total noninterest income | $254,000 | 6,112 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,652 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $247,000 | 4,160 |
| Total noninterest expense | $3,657,000 | 3,277 |
| Salaries and employee benefits | $2,366,000 | 2,802 |
| Premises and equipment expense | $502,000 | 3,351 |
| Additional noninterest expense | $789,000 | 4,225 |
| Pre-tax net operating income | $1,862,000 | 3,223 |
| Securities gains (losses) | $-16,000 | 8,085 |
| Applicable income taxes | $764,000 | 2,275 |
| Income before extraordinary items | $1,082,000 | 3,948 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,082,000 | 3,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-128,000 | 8,677 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,092,240 | 3,881 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,836,000 | 3,133 |
| Total interest expense | $1,487,000 | 3,064 |
| Net interest income | $3,349,000 | 3,106 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $170,000 | 6,090 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $4,000 | 7,684 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $166,000 | 4,101 |
| Total noninterest expense | $2,409,000 | 3,294 |
| Salaries and employee benefits | $1,560,000 | 2,821 |
| Premises and equipment expense | $331,000 | 3,345 |
| Additional noninterest expense | $518,000 | 4,253 |
| Pre-tax net operating income | $1,010,000 | 3,674 |
| Securities gains (losses) | $-7,000 | 8,039 |
| Applicable income taxes | $415,000 | 2,550 |
| Income before extraordinary items | $588,000 | 4,473 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $588,000 | 4,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $592,480 | 4,395 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 3,256 |
| Total interest expense | $687,000 | 3,167 |
| Net interest income | $1,582,000 | 3,257 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $87,000 | 5,983 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $2,000 | 7,752 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,053 |
| Total noninterest expense | $1,133,000 | 3,477 |
| Salaries and employee benefits | $760,000 | 2,896 |
| Premises and equipment expense | $163,000 | 3,415 |
| Additional noninterest expense | $210,000 | 4,919 |
| Pre-tax net operating income | $501,000 | 3,675 |
| Securities gains (losses) | $-7,000 | 8,456 |
| Applicable income taxes | $206,000 | 2,545 |
| Income before extraordinary items | $288,000 | 4,485 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $288,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $292,480 | 4,404 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,162,000 | 3,359 |
| Total interest expense | $2,216,000 | 3,355 |
| Net interest income | $5,946,000 | 3,316 |
| Provision for loan and lease losses | $197,000 | 3,726 |
| Total noninterest income | $357,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $9,000 | 7,790 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $348,000 | 3,981 |
| Total noninterest expense | $4,315,000 | 3,525 |
| Salaries and employee benefits | $2,783,000 | 3,049 |
| Premises and equipment expense | $604,000 | 3,513 |
| Additional noninterest expense | $928,000 | 4,598 |
| Pre-tax net operating income | $1,791,000 | 3,799 |
| Securities gains (losses) | $32,000 | 2,072 |
| Applicable income taxes | $716,000 | 2,725 |
| Income before extraordinary items | $1,107,000 | 4,411 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,107,000 | 4,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,144 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,086,520 | 4,401 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 3,376 |
| Total interest expense | $1,601,000 | 3,417 |
| Net interest income | $4,420,000 | 3,318 |
| Provision for loan and lease losses | $142,000 | 3,646 |
| Total noninterest income | $228,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $7,000 | 7,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $221,000 | 4,315 |
| Total noninterest expense | $3,117,000 | 3,594 |
| Salaries and employee benefits | $2,008,000 | 3,112 |
| Premises and equipment expense | $432,000 | 3,661 |
| Additional noninterest expense | $677,000 | 4,650 |
| Pre-tax net operating income | $1,389,000 | 3,771 |
| Securities gains (losses) | $18,000 | 2,374 |
| Applicable income taxes | $568,000 | 2,676 |
| Income before extraordinary items | $839,000 | 4,483 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $839,000 | 4,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $827,480 | 4,446 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 3,417 |
| Total interest expense | $1,038,000 | 3,495 |
| Net interest income | $2,908,000 | 3,346 |
| Provision for loan and lease losses | $78,000 | 3,948 |
| Total noninterest income | $166,000 | 6,244 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $5,000 | 7,870 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $161,000 | 4,166 |
| Total noninterest expense | $2,036,000 | 3,679 |
| Salaries and employee benefits | $1,285,000 | 3,251 |
| Premises and equipment expense | $285,000 | 3,696 |
| Additional noninterest expense | $466,000 | 4,558 |
| Pre-tax net operating income | $960,000 | 3,625 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $393,000 | 2,599 |
| Income before extraordinary items | $569,000 | 4,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $569,000 | 4,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $567,720 | 4,307 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 3,521 |
| Total interest expense | $511,000 | 3,575 |
| Net interest income | $1,397,000 | 3,454 |
| Provision for loan and lease losses | $28,000 | 4,432 |
| Total noninterest income | $95,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,000 | 7,856 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $92,000 | 3,884 |
| Total noninterest expense | $952,000 | 3,913 |
| Salaries and employee benefits | $606,000 | 3,428 |
| Premises and equipment expense | $139,000 | 3,799 |
| Additional noninterest expense | $207,000 | 4,938 |
| Pre-tax net operating income | $512,000 | 3,454 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $226,000 | 2,372 |
| Income before extraordinary items | $290,000 | 4,356 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $290,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $287,440 | 4,267 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,306,000 | 3,690 |
| Total interest expense | $1,981,000 | 4,054 |
| Net interest income | $5,325,000 | 3,515 |
| Provision for loan and lease losses | $340,000 | 2,902 |
| Total noninterest income | $665,000 | 4,684 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $9,000 | 7,947 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $656,000 | 3,091 |
| Total noninterest expense | $3,636,000 | 3,981 |
| Salaries and employee benefits | $2,060,000 | 3,828 |
| Premises and equipment expense | $522,000 | 3,938 |
| Additional noninterest expense | $1,054,000 | 4,103 |
| Pre-tax net operating income | $2,014,000 | 3,388 |
| Securities gains (losses) | $-47,000 | 8,950 |
| Applicable income taxes | $833,000 | 2,469 |
| Income before extraordinary items | $1,134,000 | 4,281 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,134,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,164,080 | 4,048 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,336,000 | 3,819 |
| Total interest expense | $1,475,000 | 4,196 |
| Net interest income | $3,861,000 | 3,635 |
| Provision for loan and lease losses | $265,000 | 2,760 |
| Total noninterest income | $513,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $7,000 | 8,001 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $506,000 | 3,117 |
| Total noninterest expense | $2,645,000 | 4,066 |
| Salaries and employee benefits | $1,483,000 | 3,954 |
| Premises and equipment expense | $384,000 | 3,978 |
| Additional noninterest expense | $778,000 | 4,146 |
| Pre-tax net operating income | $1,464,000 | 3,564 |
| Securities gains (losses) | $-57,000 | 9,084 |
| Applicable income taxes | $596,000 | 2,683 |
| Income before extraordinary items | $811,000 | 4,557 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $811,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $847,480 | 4,285 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 3,861 |
| Total interest expense | $985,000 | 4,290 |
| Net interest income | $2,552,000 | 3,640 |
| Provision for loan and lease losses | $160,000 | 2,893 |
| Total noninterest income | $375,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $4,000 | 8,047 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $371,000 | 2,912 |
| Total noninterest expense | $1,750,000 | 4,093 |
| Salaries and employee benefits | $984,000 | 3,969 |
| Premises and equipment expense | $254,000 | 3,995 |
| Additional noninterest expense | $512,000 | 4,169 |
| Pre-tax net operating income | $1,017,000 | 3,486 |
| Securities gains (losses) | $-66,000 | 9,173 |
| Applicable income taxes | $461,000 | 2,438 |
| Income before extraordinary items | $490,000 | 4,855 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $490,000 | 4,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $532,240 | 4,418 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 4,059 |
| Total interest expense | $489,000 | 4,405 |
| Net interest income | $1,195,000 | 3,837 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $156,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000 | 8,071 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $154,000 | 3,164 |
| Total noninterest expense | $824,000 | 4,272 |
| Salaries and employee benefits | $468,000 | 4,101 |
| Premises and equipment expense | $120,000 | 4,153 |
| Additional noninterest expense | $236,000 | 4,401 |
| Pre-tax net operating income | $467,000 | 3,665 |
| Securities gains (losses) | $-25,000 | 9,201 |
| Applicable income taxes | $209,000 | 2,617 |
| Income before extraordinary items | $233,000 | 4,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $233,000 | 4,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $249,000 | 4,528 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,134,000 | 4,487 |
| Total interest expense | $2,138,000 | 4,593 |
| Net interest income | $3,996,000 | 4,353 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $528,000 | 5,064 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $15,000 | 8,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $513,000 | 3,238 |
| Total noninterest expense | $2,976,000 | 4,489 |
| Salaries and employee benefits | $1,536,000 | 4,607 |
| Premises and equipment expense | $428,000 | 4,410 |
| Additional noninterest expense | $1,012,000 | 4,141 |
| Pre-tax net operating income | $1,512,000 | 4,098 |
| Securities gains (losses) | $-320,000 | 9,225 |
| Applicable income taxes | $504,000 | 3,426 |
| Income before extraordinary items | $688,000 | 5,607 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $688,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $892,800 | 4,771 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,663,000 | 5,190 |
| Total interest expense | $2,667,000 | 5,165 |
| Net interest income | $2,996,000 | 5,078 |
| Provision for loan and lease losses | $190,000 | 4,243 |
| Total noninterest income | $477,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $5,000 | 8,315 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $472,000 | 3,227 |
| Total noninterest expense | $2,283,000 | 5,261 |
| Salaries and employee benefits | $1,201,000 | 5,320 |
| Premises and equipment expense | $370,000 | 4,847 |
| Additional noninterest expense | $712,000 | 5,222 |
| Pre-tax net operating income | $1,000,000 | 4,900 |
| Securities gains (losses) | $-21,000 | 9,378 |
| Applicable income taxes | $344,000 | 4,014 |
| Income before extraordinary items | $635,000 | 5,473 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $635,000 | 5,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $648,650 | 5,293 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 5,602 |
| Total interest expense | $2,356,000 | 5,760 |
| Net interest income | $2,843,000 | 5,352 |
| Provision for loan and lease losses | $91,000 | 5,498 |
| Total noninterest income | $197,000 | 7,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 8,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,051 |
| Total noninterest expense | $2,123,000 | 5,461 |
| Salaries and employee benefits | $1,126,000 | 5,472 |
| Premises and equipment expense | $376,000 | 4,705 |
| Additional noninterest expense | $621,000 | 5,646 |
| Pre-tax net operating income | $826,000 | 5,783 |
| Securities gains (losses) | $11,000 | 1,132 |
| Applicable income taxes | $309,000 | 4,537 |
| Income before extraordinary items | $528,000 | 6,179 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $528,000 | 6,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,136 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $520,960 | 6,223 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,693,000 | 5,796 |
| Total interest expense | $2,316,000 | 5,470 |
| Net interest income | $2,377,000 | 5,987 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $257,000 | 6,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 8,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 4,494 |
| Total noninterest expense | $1,840,000 | 5,999 |
| Salaries and employee benefits | $835,000 | 6,595 |
| Premises and equipment expense | $322,000 | 5,254 |
| Additional noninterest expense | $683,000 | 5,333 |
| Pre-tax net operating income | $434,000 | 7,439 |
| Securities gains (losses) | $295,000 | 461 |
| Applicable income taxes | $444,000 | 3,894 |
| Income before extraordinary items | $285,000 | 7,691 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $285,000 | 7,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $96,200 | 8,965 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,355,000 | 6,181 |
| Total interest expense | $2,281,000 | 5,689 |
| Net interest income | $2,074,000 | 6,533 |
| Provision for loan and lease losses | $2,000 | 8,582 |
| Total noninterest income | $270,000 | 6,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 4,749 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,530 |
| Total noninterest expense | $1,668,000 | 6,293 |
| Salaries and employee benefits | $775,000 | 6,793 |
| Premises and equipment expense | $316,000 | 5,222 |
| Additional noninterest expense | $577,000 | 5,903 |
| Pre-tax net operating income | $674,000 | 6,589 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $284,000 | 5,318 |
| Income before extraordinary items | $390,000 | 7,284 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $390,000 | 7,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $390,000 | 7,197 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 6,434 |
| Total interest expense | $1,906,000 | 6,463 |
| Net interest income | $2,335,000 | 6,310 |
| Provision for loan and lease losses | $114,000 | 4,905 |
| Total noninterest income | $39,000 | 10,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $1,291,000 | 7,371 |
| Salaries and employee benefits | $672,000 | 7,482 |
| Premises and equipment expense | $130,000 | 8,242 |
| Additional noninterest expense | $489,000 | 6,596 |
| Pre-tax net operating income | $969,000 | 5,930 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $446,000 | 4,561 |
| Income before extraordinary items | $523,000 | 6,845 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $523,000 | 6,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $523,000 | 6,784 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 6,795 |
| Total interest expense | $1,659,000 | 7,193 |
| Net interest income | $2,410,000 | 6,371 |
| Provision for loan and lease losses | $42,000 | 6,906 |
| Total noninterest income | $16,000 | 11,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,823 |
| Total noninterest expense | $1,026,000 | 8,577 |
| Salaries and employee benefits | $509,000 | 8,806 |
| Premises and equipment expense | $86,000 | 9,652 |
| Additional noninterest expense | $431,000 | 7,620 |
| Pre-tax net operating income | $1,358,000 | 4,687 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $610,000 | 3,535 |
| Income before extraordinary items | $748,000 | 5,533 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $748,000 | 5,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $748,000 | 5,481 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 7,560 |
| Total interest expense | $1,315,000 | 8,231 |
| Net interest income | $2,180,000 | 6,912 |
| Provision for loan and lease losses | $7,000 | 8,542 |
| Total noninterest income | $22,000 | 11,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 10,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $884,000 | 9,415 |
| Salaries and employee benefits | $461,000 | 9,441 |
| Premises and equipment expense | $53,000 | 10,991 |
| Additional noninterest expense | $370,000 | 8,491 |
| Pre-tax net operating income | $1,311,000 | 4,935 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $556,000 | 3,864 |
| Income before extraordinary items | $755,000 | 5,685 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $755,000 | 5,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $755,000 | 5,663 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 7,966 |
| Total interest expense | $1,020,000 | 8,606 |
| Net interest income | $2,020,000 | 7,520 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $17,000 | 12,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 10,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $819,000 | 10,152 |
| Salaries and employee benefits | $394,000 | 10,342 |
| Premises and equipment expense | $49,000 | 11,666 |
| Additional noninterest expense | $376,000 | 9,077 |
| Pre-tax net operating income | $1,163,000 | 5,356 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $498,000 | 4,064 |
| Income before extraordinary items | $665,000 | 6,123 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $665,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $665,000 | 6,191 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 8,830 |
| Total interest expense | $1,126,000 | 8,574 |
| Net interest income | $1,571,000 | 8,895 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $22,000 | 13,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 11,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $669,000 | 11,312 |
| Salaries and employee benefits | $389,000 | 10,750 |
| Premises and equipment expense | $29,000 | 12,876 |
| Additional noninterest expense | $251,000 | 11,069 |
| Pre-tax net operating income | $924,000 | 6,233 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $380,000 | 5,186 |
| Income before extraordinary items | $544,000 | 7,199 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $544,000 | 7,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $544,000 | 6,953 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 9,981 |
| Total interest expense | $1,306,000 | 9,208 |
| Net interest income | $1,159,000 | 10,481 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $21,000 | 13,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 11,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $696,000 | 11,540 |
| Salaries and employee benefits | $317,000 | 11,823 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $336,000 | 10,367 |
| Pre-tax net operating income | $429,000 | 8,971 |
| Securities gains (losses) | $-7,000 | 13,179 |
| Applicable income taxes | $187,000 | 7,817 |
| Income before extraordinary items | $235,000 | 10,099 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $235,000 | 10,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $239,480 | 9,696 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.