Burke & Herbert Bank & Trust Company, Income and Expense

2024-03-31 (YTD Data)Rank
Total interest income$38,876,000395
Total interest expense$16,616,000385
Net interest income$22,260,000418
Provision for loan and lease losses$-670,0004,482
Total noninterest income$3,889,000557
Gross Fiduciary activities income$777,000349
Service charges on deposit accounts$1,487,000245
Trading account gains and fees$0121
Additional Noninterest Income$1,625,000739
Total noninterest expense$19,490,000396
Salaries and employee benefits$11,108,000368
Premises and equipment expense$2,755,000281
Additional noninterest expense$1,625,000739
Pre-tax net operating income$7,329,000491
Securities gains (losses)$0689
Applicable income taxes$878,000659
Income before extraordinary items$6,451,000473
Extraordinary gains, net$051
Net income$6,451,000473
Minority interest net income$072
Net income of bank and minority interests.$6,451,000473
Net charge-offs$25,0001,205
Cash dividends$6,000,000235
Sale, conversion, retirement of capital stock, net$0434
Net operating income$6,451,000465
2023-12-31 (YTD Data)Rank
Total interest income$147,619,000385
Total interest expense$53,145,000374
Net interest income$94,474,000386
Provision for loan and lease losses$214,0001,950
Total noninterest income$17,303,000511
Gross Fiduciary activities income$3,074,000331
Service charges on deposit accounts$6,080,000234
Trading account gains and fees$0123
Additional Noninterest Income$8,149,000625
Total noninterest expense$79,512,000375
Salaries and employee benefits$45,375,000354
Premises and equipment expense$11,482,000268
Additional noninterest expense$8,149,000625
Pre-tax net operating income$32,051,000492
Securities gains (losses)$-112,0003,816
Applicable income taxes$3,814,000643
Income before extraordinary items$28,125,000450
Extraordinary gains, net$054
Net income$28,125,000454
Minority interest net income$088
Net income of bank and minority interests.$28,125,000451
Net charge-offs$98,0001,514
Cash dividends$19,005,000312
Sale, conversion, retirement of capital stock, net$-75,0004,551
Net operating income$28,223,560459
2023-09-30 (YTD Data)Rank
Total interest income$109,322,000382
Total interest expense$37,268,000375
Net interest income$72,054,000387
Provision for loan and lease losses$964,000672
Total noninterest income$12,634,000524
Gross Fiduciary activities income$2,319,000332
Service charges on deposit accounts$4,527,000237
Trading account gains and fees$0125
Additional Noninterest Income$5,788,000659
Total noninterest expense$59,384,000373
Salaries and employee benefits$34,097,000353
Premises and equipment expense$8,435,000275
Additional noninterest expense$5,788,000659
Pre-tax net operating income$24,340,000494
Securities gains (losses)$-112,0004,029
Applicable income taxes$2,866,000667
Income before extraordinary items$21,362,000460
Extraordinary gains, net$052
Net income$21,362,000462
Minority interest net income$081
Net income of bank and minority interests.$21,362,000459
Net charge-offs$86,0001,238
Cash dividends$13,818,000305
Sale, conversion, retirement of capital stock, net$-75,0004,582
Net operating income$21,460,560469
2023-06-30 (YTD Data)Rank
Total interest income$71,936,000365
Total interest expense$22,882,000360
Net interest income$49,054,000376
Provision for loan and lease losses$729,000622
Total noninterest income$8,459,000506
Gross Fiduciary activities income$1,548,000324
Service charges on deposit accounts$3,090,000228
Trading account gains and fees$0112
Additional Noninterest Income$3,821,000637
Total noninterest expense$39,582,000365
Salaries and employee benefits$22,784,000343
Premises and equipment expense$5,612,000268
Additional noninterest expense$3,821,000637
Pre-tax net operating income$17,202,000472
Securities gains (losses)$-111,0004,229
Applicable income taxes$1,825,000700
Income before extraordinary items$15,266,000432
Extraordinary gains, net$051
Net income$15,266,000440
Minority interest net income$081
Net income of bank and minority interests.$15,266,000432
Net charge-offs$78,0001,023
Cash dividends$9,881,000282
Sale, conversion, retirement of capital stock, net$-75,0004,619
Net operating income$15,364,790436
2023-03-31 (YTD Data)Rank
Total interest income$34,459,000382
Total interest expense$9,556,000371
Net interest income$24,903,000378
Provision for loan and lease losses$515,000504
Total noninterest income$4,087,000517
Gross Fiduciary activities income$764,000344
Service charges on deposit accounts$1,506,000239
Trading account gains and fees$097
Additional Noninterest Income$1,817,000649
Total noninterest expense$19,409,000377
Salaries and employee benefits$11,200,000364
Premises and equipment expense$2,699,000286
Additional noninterest expense$1,817,000649
Pre-tax net operating income$9,066,000464
Securities gains (losses)$0950
Applicable income taxes$785,000783
Income before extraordinary items$8,281,000420
Extraordinary gains, net$04
Net income$8,281,000421
Minority interest net income$048
Net income of bank and minority interests.$8,281,000421
Net charge-offs$-17,0004,196
Cash dividends$5,943,000245
Sale, conversion, retirement of capital stock, net$-76,0004,643
Net operating income$8,281,000428
2022-12-31 (YTD Data)Rank
Total interest income$112,957,000373
Total interest expense$8,948,000497
Net interest income$104,009,000351
Provision for loan and lease losses$-7,466,0004,696
Total noninterest income$21,820,000449
Gross Fiduciary activities income$3,176,000334
Service charges on deposit accounts$6,216,000235
Trading account gains and fees$0116
Additional Noninterest Income$12,428,000474
Total noninterest expense$79,548,000362
Salaries and employee benefits$46,800,000343
Premises and equipment expense$10,924,000280
Additional noninterest expense$12,428,000474
Pre-tax net operating income$53,747,000354
Securities gains (losses)$-454,0004,298
Applicable income taxes$8,495,000428
Income before extraordinary items$44,798,000350
Extraordinary gains, net$05
Net income$44,798,000349
Minority interest net income$063
Net income of bank and minority interests.$44,798,000350
Net charge-offs$3,204,000216
Cash dividends$17,742,000311
Sale, conversion, retirement of capital stock, net$1,524,000199
Net operating income$45,179,360355
2022-09-30 (YTD Data)Rank
Total interest income$80,291,000367
Total interest expense$4,282,000531
Net interest income$76,009,000351
Provision for loan and lease losses$-7,564,0004,735
Total noninterest income$12,621,000537
Gross Fiduciary activities income$2,417,000333
Service charges on deposit accounts$4,636,000240
Trading account gains and fees$0111
Additional Noninterest Income$5,568,000700
Total noninterest expense$59,524,000364
Salaries and employee benefits$35,229,000340
Premises and equipment expense$8,129,000285
Additional noninterest expense$5,568,000700
Pre-tax net operating income$36,670,000387
Securities gains (losses)$63,000207
Applicable income taxes$6,073,000444
Income before extraordinary items$30,660,000366
Extraordinary gains, net$04
Net income$30,660,000366
Minority interest net income$057
Net income of bank and minority interests.$30,660,000366
Net charge-offs$3,192,000168
Cash dividends$11,805,000313
Sale, conversion, retirement of capital stock, net$1,524,000161
Net operating income$30,607,710375
2022-06-30 (YTD Data)Rank
Total interest income$50,944,000362
Total interest expense$1,696,000690
Net interest income$49,248,000350
Provision for loan and lease losses$-5,176,0004,747
Total noninterest income$8,417,000536
Gross Fiduciary activities income$1,623,000297
Service charges on deposit accounts$3,062,000239
Trading account gains and fees$0108
Additional Noninterest Income$3,732,000709
Total noninterest expense$39,589,000355
Salaries and employee benefits$23,108,000337
Premises and equipment expense$5,709,000262
Additional noninterest expense$10,772,000407
Pre-tax net operating income$23,252,000387
Securities gains (losses)$104,000140
Applicable income taxes$3,833,000438
Income before extraordinary items$19,523,000367
Extraordinary gains, net$04
Net income$19,523,000367
Minority interest net income$060
Net income of bank and minority interests.$19,523,000367
Net charge-offs$3,171,000131
Cash dividends$7,870,000322
Sale, conversion, retirement of capital stock, net$1,036,000140
Net operating income$19,435,640376
2022-03-31 (YTD Data)Rank
Total interest income$24,339,000366
Total interest expense$783,000705
Net interest income$23,556,000357
Provision for loan and lease losses$-2,638,0004,739
Total noninterest income$3,963,000576
Gross Fiduciary activities income$810,000295
Service charges on deposit accounts$1,471,000249
Trading account gains and fees$0103
Additional Noninterest Income$1,682,000777
Total noninterest expense$19,202,000368
Salaries and employee benefits$11,579,000341
Premises and equipment expense$2,809,000272
Additional noninterest expense$4,814,000438
Pre-tax net operating income$10,955,000394
Securities gains (losses)$104,000134
Applicable income taxes$1,933,000426
Income before extraordinary items$9,126,000383
Extraordinary gains, net$04
Net income$9,126,000383
Minority interest net income$050
Net income of bank and minority interests.$9,126,000383
Net charge-offs$10,0001,177
Cash dividends$3,935,000303
Sale, conversion, retirement of capital stock, net$543,000113
Net operating income$9,039,680390
2021-12-31 (YTD Data)Rank
Total interest income$101,265,000361
Total interest expense$4,224,000637
Net interest income$97,041,000345
Provision for loan and lease losses$-1,002,0004,532
Total noninterest income$17,987,000555
Gross Fiduciary activities income$3,297,000294
Service charges on deposit accounts$5,894,000237
Trading account gains and fees$0132
Additional Noninterest Income$8,796,000726
Total noninterest expense$75,584,000370
Salaries and employee benefits$44,897,000351
Premises and equipment expense$11,498,000265
Additional noninterest expense$19,189,000436
Pre-tax net operating income$40,446,000441
Securities gains (losses)$-4,0004,315
Applicable income taxes$4,277,000699
Income before extraordinary items$36,165,000421
Extraordinary gains, net$010
Net income$36,165,000422
Minority interest net income$074
Net income of bank and minority interests.$36,165,000422
Net charge-offs$-14,0003,742
Cash dividends$14,871,000368
Sale, conversion, retirement of capital stock, net$-919,0004,809
Net operating income$36,168,560413
2021-09-30 (YTD Data)Rank
Total interest income$76,283,000362
Total interest expense$3,385,000631
Net interest income$72,898,000348
Provision for loan and lease losses$786,000558
Total noninterest income$13,749,000559
Gross Fiduciary activities income$2,459,000292
Service charges on deposit accounts$4,339,000237
Trading account gains and fees$0132
Additional Noninterest Income$6,951,000730
Total noninterest expense$55,199,000376
Salaries and employee benefits$32,649,000358
Premises and equipment expense$8,617,000263
Additional noninterest expense$13,933,000445
Pre-tax net operating income$30,662,000448
Securities gains (losses)$-4,0004,496
Applicable income taxes$3,136,000733
Income before extraordinary items$27,522,000426
Extraordinary gains, net$08
Net income$27,522,000426
Minority interest net income$069
Net income of bank and minority interests.$27,522,000427
Net charge-offs$-78,0004,372
Cash dividends$11,143,000351
Sale, conversion, retirement of capital stock, net$-996,0004,885
Net operating income$27,525,600421
2021-06-30 (YTD Data)Rank
Total interest income$50,783,000357
Total interest expense$2,380,000623
Net interest income$48,403,000347
Provision for loan and lease losses$774,000400
Total noninterest income$9,516,000550
Gross Fiduciary activities income$1,637,000291
Service charges on deposit accounts$2,813,000234
Trading account gains and fees$0133
Additional Noninterest Income$5,066,000692
Total noninterest expense$36,797,000373
Salaries and employee benefits$21,834,000355
Premises and equipment expense$5,569,000271
Additional noninterest expense$9,394,000437
Pre-tax net operating income$20,348,000452
Securities gains (losses)$-4,0004,571
Applicable income taxes$2,052,000742
Income before extraordinary items$18,292,000427
Extraordinary gains, net$06
Net income$18,292,000426
Minority interest net income$067
Net income of bank and minority interests.$18,292,000427
Net charge-offs$-163,0004,713
Cash dividends$7,432,000338
Sale, conversion, retirement of capital stock, net$-1,065,0004,931
Net operating income$18,295,600421
2021-03-31 (YTD Data)Rank
Total interest income$25,319,000356
Total interest expense$1,264,000614
Net interest income$24,055,000344
Provision for loan and lease losses$512,000363
Total noninterest income$3,939,000637
Gross Fiduciary activities income$804,000289
Service charges on deposit accounts$1,338,000239
Trading account gains and fees$0127
Additional Noninterest Income$1,797,000872
Total noninterest expense$17,612,000384
Salaries and employee benefits$10,739,000363
Premises and equipment expense$2,732,000279
Additional noninterest expense$4,141,000472
Pre-tax net operating income$9,870,000463
Securities gains (losses)$-4,0004,602
Applicable income taxes$953,000777
Income before extraordinary items$8,913,000437
Extraordinary gains, net$03
Net income$8,913,000435
Minority interest net income$055
Net income of bank and minority interests.$8,913,000437
Net charge-offs$-164,0004,842
Cash dividends$3,722,000300
Sale, conversion, retirement of capital stock, net$-1,132,0004,965
Net operating income$8,916,600426
2020-12-31 (YTD Data)Rank
Total interest income$101,544,000352
Total interest expense$11,289,000454
Net interest income$90,255,000349
Provision for loan and lease losses$12,648,000292
Total noninterest income$16,593,000562
Gross Fiduciary activities income$3,067,000283
Service charges on deposit accounts$5,307,000238
Trading account gains and fees$0133
Additional Noninterest Income$8,219,000739
Total noninterest expense$67,705,000390
Salaries and employee benefits$41,236,000361
Premises and equipment expense$10,643,000278
Additional noninterest expense$15,826,000500
Pre-tax net operating income$26,495,000469
Securities gains (losses)$1,944,000227
Applicable income taxes$1,940,000951
Income before extraordinary items$26,499,000418
Extraordinary gains, net$04
Net income$26,499,000418
Minority interest net income$072
Net income of bank and minority interests.$26,499,000418
Net charge-offs$4,152,000252
Cash dividends$14,906,000350
Sale, conversion, retirement of capital stock, net$-1,398,0004,983
Net operating income$24,691,080429
2020-09-30 (YTD Data)Rank
Total interest income$76,857,000346
Total interest expense$9,434,000445
Net interest income$67,423,000339
Provision for loan and lease losses$12,636,000266
Total noninterest income$11,448,000576
Gross Fiduciary activities income$2,246,000281
Service charges on deposit accounts$3,946,000239
Trading account gains and fees$0125
Additional Noninterest Income$5,256,000785
Total noninterest expense$49,913,000385
Salaries and employee benefits$30,907,000356
Premises and equipment expense$7,948,000279
Additional noninterest expense$11,058,000502
Pre-tax net operating income$16,322,000527
Securities gains (losses)$1,954,000186
Applicable income taxes$849,0001,311
Income before extraordinary items$17,427,000444
Extraordinary gains, net$04
Net income$17,427,000444
Minority interest net income$065
Net income of bank and minority interests.$17,427,000444
Net charge-offs$4,149,000196
Cash dividends$11,182,000332
Sale, conversion, retirement of capital stock, net$-1,438,0005,017
Net operating income$15,570,700478
2020-06-30 (YTD Data)Rank
Total interest income$51,147,000353
Total interest expense$7,007,000440
Net interest income$44,140,000343
Provision for loan and lease losses$9,099,000277
Total noninterest income$7,372,000563
Gross Fiduciary activities income$1,479,000284
Service charges on deposit accounts$2,754,000235
Trading account gains and fees$0123
Additional Noninterest Income$3,139,000784
Total noninterest expense$32,156,000399
Salaries and employee benefits$20,292,000352
Premises and equipment expense$5,278,000279
Additional noninterest expense$6,586,000563
Pre-tax net operating income$10,257,000502
Securities gains (losses)$1,943,000132
Applicable income taxes$620,0001,169
Income before extraordinary items$11,580,000394
Extraordinary gains, net$04
Net income$11,580,000393
Minority interest net income$065
Net income of bank and minority interests.$11,580,000394
Net charge-offs$4,214,000163
Cash dividends$7,458,000333
Sale, conversion, retirement of capital stock, net$-1,463,0005,053
Net operating income$9,734,150448
2020-03-31 (YTD Data)Rank
Total interest income$25,775,000362
Total interest expense$4,166,000428
Net interest income$21,609,000350
Provision for loan and lease losses$2,087,000392
Total noninterest income$3,871,000512
Gross Fiduciary activities income$731,000287
Service charges on deposit accounts$1,466,000246
Trading account gains and fees$0106
Additional Noninterest Income$1,674,000680
Total noninterest expense$17,748,000361
Salaries and employee benefits$11,486,000322
Premises and equipment expense$2,583,000290
Additional noninterest expense$3,679,000505
Pre-tax net operating income$5,645,000421
Securities gains (losses)$1,943,00072
Applicable income taxes$687,000591
Income before extraordinary items$6,901,000299
Extraordinary gains, net$04
Net income$6,901,000298
Minority interest net income$056
Net income of bank and minority interests.$6,901,000299
Net charge-offs$5,865,000101
Cash dividends$3,733,000354
Sale, conversion, retirement of capital stock, net$-1,135,0005,102
Net operating income$5,132,870384
2019-12-31 (YTD Data)Rank
Total interest income$110,685,000341
Total interest expense$21,463,000365
Net interest income$89,222,000335
Provision for loan and lease losses$6,243,000222
Total noninterest income$15,031,000522
Gross Fiduciary activities income$3,003,000278
Service charges on deposit accounts$5,938,000247
Trading account gains and fees$0135
Additional Noninterest Income$6,090,000720
Total noninterest expense$84,479,000317
Salaries and employee benefits$52,671,000279
Premises and equipment expense$11,445,000255
Additional noninterest expense$20,363,000371
Pre-tax net operating income$13,531,000811
Securities gains (losses)$3,192,000110
Applicable income taxes$-255,0005,116
Income before extraordinary items$16,978,000608
Extraordinary gains, net$011
Net income$16,978,000607
Minority interest net income$076
Net income of bank and minority interests.$16,978,000609
Net charge-offs$-637,0005,129
Cash dividends$14,990,000365
Sale, conversion, retirement of capital stock, net$-3,093,0005,166
Net operating income$13,786,000702
2019-09-30 (YTD Data)Rank
Total interest income$84,066,000342
Total interest expense$16,842,000354
Net interest income$67,224,000343
Provision for loan and lease losses$711,000894
Total noninterest income$11,000,000532
Gross Fiduciary activities income$2,215,000280
Service charges on deposit accounts$4,401,000249
Trading account gains and fees$0129
Additional Noninterest Income$4,384,000735
Total noninterest expense$59,529,000327
Salaries and employee benefits$37,242,000295
Premises and equipment expense$8,350,000260
Additional noninterest expense$13,937,000398
Pre-tax net operating income$17,984,000536
Securities gains (losses)$3,192,00096
Applicable income taxes$2,821,000618
Income before extraordinary items$18,355,000460
Extraordinary gains, net$011
Net income$18,355,000460
Minority interest net income$072
Net income of bank and minority interests.$18,355,000460
Net charge-offs$-164,0005,054
Cash dividends$11,249,000341
Sale, conversion, retirement of capital stock, net$-2,895,0005,242
Net operating income$15,577,960522
2019-06-30 (YTD Data)Rank
Total interest income$56,379,000342
Total interest expense$11,137,000349
Net interest income$45,242,000339
Provision for loan and lease losses$474,000896
Total noninterest income$7,152,000536
Gross Fiduciary activities income$1,505,000281
Service charges on deposit accounts$2,850,000255
Trading account gains and fees$0131
Additional Noninterest Income$2,797,000744
Total noninterest expense$39,143,000329
Salaries and employee benefits$24,430,000299
Premises and equipment expense$5,457,000270
Additional noninterest expense$9,256,000412
Pre-tax net operating income$12,777,000504
Securities gains (losses)$2,992,00069
Applicable income taxes$1,917,000586
Income before extraordinary items$13,852,000407
Extraordinary gains, net$011
Net income$13,852,000408
Minority interest net income$069
Net income of bank and minority interests.$13,852,000408
Net charge-offs$-178,0005,147
Cash dividends$7,504,000324
Sale, conversion, retirement of capital stock, net$-2,431,0005,292
Net operating income$11,219,040474
2019-03-31 (YTD Data)Rank
Total interest income$28,534,000338
Total interest expense$5,215,000360
Net interest income$23,319,000333
Provision for loan and lease losses$237,000833
Total noninterest income$3,452,000537
Gross Fiduciary activities income$752,000277
Service charges on deposit accounts$1,377,000260
Trading account gains and fees$0126
Additional Noninterest Income$1,323,000742
Total noninterest expense$19,008,000339
Salaries and employee benefits$11,932,000302
Premises and equipment expense$2,687,000276
Additional noninterest expense$4,389,000420
Pre-tax net operating income$7,526,000439
Securities gains (losses)$1,930,00050
Applicable income taxes$1,016,000564
Income before extraordinary items$8,440,000349
Extraordinary gains, net$05
Net income$8,440,000349
Minority interest net income$052
Net income of bank and minority interests.$8,440,000349
Net charge-offs$10,0001,981
Cash dividends$3,757,000327
Sale, conversion, retirement of capital stock, net$-2,076,0005,351
Net operating income$6,722,300402
2018-12-31 (YTD Data)Rank
Total interest income$111,599,000328
Total interest expense$15,482,000369
Net interest income$96,117,000323
Provision for loan and lease losses$1,148,000804
Total noninterest income$16,869,000475
Gross Fiduciary activities income$3,016,000279
Service charges on deposit accounts$5,788,000263
Trading account gains and fees$0126
Additional Noninterest Income$8,065,000592
Total noninterest expense$75,667,000337
Salaries and employee benefits$46,807,000305
Premises and equipment expense$10,467,000276
Additional noninterest expense$18,393,000410
Pre-tax net operating income$36,171,000387
Securities gains (losses)$397,000149
Applicable income taxes$2,180,000836
Income before extraordinary items$34,388,000353
Extraordinary gains, net$06
Net income$34,388,000353
Minority interest net income$072
Net income of bank and minority interests.$34,388,000353
Net charge-offs$66,0002,437
Cash dividends$15,144,000314
Sale, conversion, retirement of capital stock, net$-7,322,0005,402
Net operating income$34,014,820353
2018-09-30 (YTD Data)Rank
Total interest income$83,409,000330
Total interest expense$10,853,000369
Net interest income$72,556,000323
Provision for loan and lease losses$936,000681
Total noninterest income$11,700,000505
Gross Fiduciary activities income$2,249,000281
Service charges on deposit accounts$4,273,000266
Trading account gains and fees$0138
Additional Noninterest Income$5,178,000663
Total noninterest expense$56,298,000338
Salaries and employee benefits$35,197,000303
Premises and equipment expense$7,568,000284
Additional noninterest expense$13,533,000411
Pre-tax net operating income$27,022,000391
Securities gains (losses)$39,000458
Applicable income taxes$2,718,000587
Income before extraordinary items$24,343,000362
Extraordinary gains, net$05
Net income$24,343,000362
Minority interest net income$066
Net income of bank and minority interests.$24,343,000362
Net charge-offs$80,0001,896
Cash dividends$11,001,000297
Sale, conversion, retirement of capital stock, net$-6,267,0005,471
Net operating income$24,307,900362
2018-06-30 (YTD Data)Rank
Total interest income$54,902,000330
Total interest expense$6,596,000375
Net interest income$48,306,000323
Provision for loan and lease losses$624,000674
Total noninterest income$8,041,000495
Gross Fiduciary activities income$1,507,000283
Service charges on deposit accounts$2,832,000265
Trading account gains and fees$0130
Additional Noninterest Income$3,702,000631
Total noninterest expense$37,148,000343
Salaries and employee benefits$23,258,000308
Premises and equipment expense$4,866,000293
Additional noninterest expense$9,024,000414
Pre-tax net operating income$18,575,000369
Securities gains (losses)$0961
Applicable income taxes$1,915,000568
Income before extraordinary items$16,660,000346
Extraordinary gains, net$06
Net income$16,660,000346
Minority interest net income$065
Net income of bank and minority interests.$16,660,000346
Net charge-offs$36,0001,938
Cash dividends$7,226,000290
Sale, conversion, retirement of capital stock, net$-2,758,0005,532
Net operating income$16,660,000344
2018-03-31 (YTD Data)Rank
Total interest income$27,128,000328
Total interest expense$3,118,000372
Net interest income$24,010,000321
Provision for loan and lease losses$312,000659
Total noninterest income$3,560,000528
Gross Fiduciary activities income$737,000285
Service charges on deposit accounts$1,385,000273
Trading account gains and fees$0123
Additional Noninterest Income$1,438,000724
Total noninterest expense$17,847,000349
Salaries and employee benefits$11,244,000311
Premises and equipment expense$2,442,000298
Additional noninterest expense$4,161,000432
Pre-tax net operating income$9,411,000366
Securities gains (losses)$0735
Applicable income taxes$1,007,000550
Income before extraordinary items$8,404,000340
Extraordinary gains, net$07
Net income$8,404,000340
Minority interest net income$052
Net income of bank and minority interests.$8,404,000340
Net charge-offs$-69,0005,318
Cash dividends$3,622,000262
Sale, conversion, retirement of capital stock, net$-2,454,0005,599
Net operating income$8,404,000337
2017-12-31 (YTD Data)Rank
Total interest income$107,394,000311
Total interest expense$10,165,000371
Net interest income$97,229,000309
Provision for loan and lease losses$3,146,000337
Total noninterest income$14,440,000535
Gross Fiduciary activities income$2,920,000279
Service charges on deposit accounts$5,585,000277
Trading account gains and fees$0151
Additional Noninterest Income$5,935,000737
Total noninterest expense$74,414,000328
Salaries and employee benefits$46,418,000287
Premises and equipment expense$10,022,000279
Additional noninterest expense$17,974,000409
Pre-tax net operating income$34,109,000369
Securities gains (losses)$25,0001,241
Applicable income taxes$6,328,000572
Income before extraordinary items$27,806,000316
Extraordinary gains, net$09
Net income$27,806,000316
Minority interest net income$076
Net income of bank and minority interests.$27,806,000316
Net charge-offs$4,825,000215
Cash dividends$14,314,000293
Sale, conversion, retirement of capital stock, net$-838,0005,650
Net operating income$27,785,750318
2017-09-30 (YTD Data)Rank
Total interest income$79,872,000313
Total interest expense$7,086,000382
Net interest income$72,786,000311
Provision for loan and lease losses$598,0001,027
Total noninterest income$10,844,000542
Gross Fiduciary activities income$2,133,000285
Service charges on deposit accounts$4,152,000280
Trading account gains and fees$0145
Additional Noninterest Income$4,559,000733
Total noninterest expense$55,574,000330
Salaries and employee benefits$35,031,000287
Premises and equipment expense$7,525,000277
Additional noninterest expense$13,018,000412
Pre-tax net operating income$27,458,000359
Securities gains (losses)$25,0001,221
Applicable income taxes$3,020,000686
Income before extraordinary items$24,463,000310
Extraordinary gains, net$09
Net income$24,463,000310
Minority interest net income$071
Net income of bank and minority interests.$24,463,000310
Net charge-offs$845,000552
Cash dividends$10,310,000280
Sale, conversion, retirement of capital stock, net$-838,0005,720
Net operating income$24,440,750306
2017-06-30 (YTD Data)Rank
Total interest income$52,088,000320
Total interest expense$4,265,000401
Net interest income$47,823,000314
Provision for loan and lease losses$249,0001,396
Total noninterest income$7,160,000540
Gross Fiduciary activities income$1,421,000280
Service charges on deposit accounts$2,740,000278
Trading account gains and fees$0139
Additional Noninterest Income$2,999,000738
Total noninterest expense$37,486,000329
Salaries and employee benefits$23,660,000282
Premises and equipment expense$5,043,000277
Additional noninterest expense$8,783,000410
Pre-tax net operating income$17,248,000375
Securities gains (losses)$01,906
Applicable income taxes$1,643,000777
Income before extraordinary items$15,605,000318
Extraordinary gains, net$011
Net income$15,605,000318
Minority interest net income$071
Net income of bank and minority interests.$15,605,000318
Net charge-offs$1,024,000350
Cash dividends$6,877,000276
Sale, conversion, retirement of capital stock, net$-431,0005,762
Net operating income$15,605,000313
2017-03-31 (YTD Data)Rank
Total interest income$25,442,000325
Total interest expense$2,027,000407
Net interest income$23,415,000319
Provision for loan and lease losses$237,000826
Total noninterest income$3,578,000533
Gross Fiduciary activities income$704,000285
Service charges on deposit accounts$1,335,000285
Trading account gains and fees$0142
Additional Noninterest Income$1,539,000712
Total noninterest expense$18,592,000331
Salaries and employee benefits$12,024,000285
Premises and equipment expense$2,400,000294
Additional noninterest expense$4,168,000429
Pre-tax net operating income$8,164,000382
Securities gains (losses)$01,153
Applicable income taxes$671,000878
Income before extraordinary items$7,493,000321
Extraordinary gains, net$08
Net income$7,493,000321
Minority interest net income$055
Net income of bank and minority interests.$7,493,000321
Net charge-offs$292,000475
Cash dividends$3,439,000266
Sale, conversion, retirement of capital stock, net$-52,0005,830
Net operating income$7,493,000312
2016-12-31 (YTD Data)Rank
Total interest income$98,351,000314
Total interest expense$6,784,000444
Net interest income$91,567,000309
Provision for loan and lease losses$648,0001,243
Total noninterest income$14,126,000539
Gross Fiduciary activities income$2,755,000276
Service charges on deposit accounts$5,313,000284
Trading account gains and fees$0170
Additional Noninterest Income$6,058,000730
Total noninterest expense$74,422,000330
Salaries and employee benefits$47,244,000284
Premises and equipment expense$9,819,000278
Additional noninterest expense$17,359,000418
Pre-tax net operating income$30,623,000368
Securities gains (losses)$-29,0005,711
Applicable income taxes$1,829,0001,115
Income before extraordinary items$28,765,000310
Extraordinary gains, net$05
Net income$28,765,000310
Minority interest net income$082
Net income of bank and minority interests.$28,765,000310
Net charge-offs$-22,0005,135
Cash dividends$14,161,000277
Sale, conversion, retirement of capital stock, net$-1,656,0005,881
Net operating income$28,792,260300
2016-09-30 (YTD Data)Rank
Total interest income$72,988,000312
Total interest expense$5,000,000446
Net interest income$67,988,000307
Provision for loan and lease losses$486,0001,168
Total noninterest income$10,467,000547
Gross Fiduciary activities income$1,986,000284
Service charges on deposit accounts$3,954,000289
Trading account gains and fees$0169
Additional Noninterest Income$4,527,000737
Total noninterest expense$53,757,000340
Salaries and employee benefits$33,783,000293
Premises and equipment expense$7,376,000279
Additional noninterest expense$12,598,000425
Pre-tax net operating income$24,212,000357
Securities gains (losses)$39,0001,939
Applicable income taxes$1,494,0001,078
Income before extraordinary items$22,757,000291
Extraordinary gains, net$05
Net income$22,757,000292
Minority interest net income$071
Net income of bank and minority interests.$22,757,000292
Net charge-offs$-5,0004,742
Cash dividends$10,054,000284
Sale, conversion, retirement of capital stock, net$-1,656,0005,952
Net operating income$22,720,340285
2016-06-30 (YTD Data)Rank
Total interest income$48,074,000312
Total interest expense$3,297,000443
Net interest income$44,777,000309
Provision for loan and lease losses$324,0001,182
Total noninterest income$6,850,000548
Gross Fiduciary activities income$1,296,000287
Service charges on deposit accounts$2,594,000293
Trading account gains and fees$0157
Additional Noninterest Income$2,960,000738
Total noninterest expense$35,496,000342
Salaries and employee benefits$22,313,000294
Premises and equipment expense$4,828,000283
Additional noninterest expense$8,355,000427
Pre-tax net operating income$15,807,000353
Securities gains (losses)$27,0001,793
Applicable income taxes$802,0001,247
Income before extraordinary items$15,032,000294
Extraordinary gains, net$016
Net income$15,032,000294
Minority interest net income$071
Net income of bank and minority interests.$15,032,000294
Net charge-offs$39,0002,330
Cash dividends$6,710,000289
Sale, conversion, retirement of capital stock, net$-1,120,0006,025
Net operating income$15,006,350289
2016-03-31 (YTD Data)Rank
Total interest income$23,633,000312
Total interest expense$1,628,000445
Net interest income$22,005,000310
Provision for loan and lease losses$162,0001,104
Total noninterest income$3,282,000544
Gross Fiduciary activities income$653,000286
Service charges on deposit accounts$1,105,000319
Trading account gains and fees$0142
Additional Noninterest Income$1,524,000703
Total noninterest expense$17,074,000345
Salaries and employee benefits$10,457,000314
Premises and equipment expense$2,387,000287
Additional noninterest expense$4,230,000415
Pre-tax net operating income$8,051,000335
Securities gains (losses)$19,0001,252
Applicable income taxes$459,0001,126
Income before extraordinary items$7,611,000286
Extraordinary gains, net$012
Net income$7,611,000286
Minority interest net income$062
Net income of bank and minority interests.$7,611,000286
Net charge-offs$48,0001,450
Cash dividends$3,358,000287
Sale, conversion, retirement of capital stock, net$-389,0006,090
Net operating income$7,593,140283
2015-12-31 (YTD Data)Rank
Total interest income$96,567,000297
Total interest expense$6,884,000404
Net interest income$89,683,000292
Provision for loan and lease losses$60,0003,437
Total noninterest income$12,194,000589
Gross Fiduciary activities income$2,748,000280
Service charges on deposit accounts$4,654,000316
Trading account gains and fees$0159
Additional Noninterest Income$4,792,000841
Total noninterest expense$65,520,000351
Salaries and employee benefits$38,596,000320
Premises and equipment expense$10,304,000268
Additional noninterest expense$16,620,000428
Pre-tax net operating income$36,297,000307
Securities gains (losses)$-45,0006,020
Applicable income taxes$5,377,000493
Income before extraordinary items$30,875,000275
Extraordinary gains, net$023
Net income$30,875,000275
Minority interest net income$081
Net income of bank and minority interests.$30,875,000275
Net charge-offs$89,0002,765
Cash dividends$14,204,000292
Sale, conversion, retirement of capital stock, net$-59,0006,098
Net operating income$30,913,250277
2015-09-30 (YTD Data)Rank
Total interest income$72,885,000300
Total interest expense$5,204,000399
Net interest income$67,681,000299
Provision for loan and lease losses$45,0003,330
Total noninterest income$9,000,000603
Gross Fiduciary activities income$2,081,000279
Service charges on deposit accounts$3,459,000325
Trading account gains and fees$0153
Additional Noninterest Income$3,460,000867
Total noninterest expense$48,122,000363
Salaries and employee benefits$28,682,000328
Premises and equipment expense$7,447,000278
Additional noninterest expense$11,993,000438
Pre-tax net operating income$28,514,000302
Securities gains (losses)$-87,0006,179
Applicable income taxes$6,275,000380
Income before extraordinary items$22,152,000288
Extraordinary gains, net$021
Net income$22,152,000288
Minority interest net income$078
Net income of bank and minority interests.$22,152,000288
Net charge-offs$64,0002,579
Cash dividends$10,365,000277
Sale, conversion, retirement of capital stock, net$8,000704
Net operating income$22,219,860282
2015-06-30 (YTD Data)Rank
Total interest income$48,654,000295
Total interest expense$3,492,000391
Net interest income$45,162,000297
Provision for loan and lease losses$30,0003,185
Total noninterest income$5,804,000624
Gross Fiduciary activities income$1,388,000284
Service charges on deposit accounts$2,275,000325
Trading account gains and fees$0157
Additional Noninterest Income$2,141,000921
Total noninterest expense$31,511,000369
Salaries and employee benefits$18,857,000335
Premises and equipment expense$4,805,000283
Additional noninterest expense$7,849,000445
Pre-tax net operating income$19,425,000297
Securities gains (losses)$-78,0006,263
Applicable income taxes$4,330,000366
Income before extraordinary items$15,017,000284
Extraordinary gains, net$022
Net income$15,017,000284
Minority interest net income$075
Net income of bank and minority interests.$15,017,000284
Net charge-offs$45,0002,399
Cash dividends$6,719,000271
Sale, conversion, retirement of capital stock, net$8,000659
Net operating income$15,077,840281
2015-03-31 (YTD Data)Rank
Total interest income$24,530,000294
Total interest expense$1,763,000389
Net interest income$22,767,000293
Provision for loan and lease losses$15,0002,956
Total noninterest income$3,044,000580
Gross Fiduciary activities income$673,000290
Service charges on deposit accounts$1,113,000322
Trading account gains and fees$0152
Additional Noninterest Income$1,258,000776
Total noninterest expense$15,229,000378
Salaries and employee benefits$9,246,000340
Premises and equipment expense$2,329,000295
Additional noninterest expense$3,654,000463
Pre-tax net operating income$10,567,000276
Securities gains (losses)$-15,0006,277
Applicable income taxes$2,475,000324
Income before extraordinary items$8,077,000266
Extraordinary gains, net$013
Net income$8,077,000266
Minority interest net income$064
Net income of bank and minority interests.$8,077,000266
Net charge-offs$5,0002,746
Cash dividends$3,263,000254
Sale, conversion, retirement of capital stock, net$0697
Net operating income$8,088,550264
2014-12-31 (YTD Data)Rank
Total interest income$99,793,000283
Total interest expense$7,539,000370
Net interest income$92,254,000274
Provision for loan and lease losses$60,0003,589
Total noninterest income$11,260,000592
Gross Fiduciary activities income$2,625,000288
Service charges on deposit accounts$4,434,000340
Trading account gains and fees$0180
Additional Noninterest Income$4,201,000875
Total noninterest expense$59,185,000379
Salaries and employee benefits$34,119,000353
Premises and equipment expense$9,273,000288
Additional noninterest expense$15,793,000441
Pre-tax net operating income$44,269,000256
Securities gains (losses)$-299,0006,430
Applicable income taxes$10,318,000296
Income before extraordinary items$33,652,000256
Extraordinary gains, net$017
Net income$33,652,000254
Minority interest net income$084
Net income of bank and minority interests.$33,652,000255
Net charge-offs$578,0001,332
Cash dividends$14,203,000263
Sale, conversion, retirement of capital stock, net$0862
Net operating income$33,882,230253
2014-09-30 (YTD Data)Rank
Total interest income$74,453,000281
Total interest expense$5,682,000369
Net interest income$68,771,000275
Provision for loan and lease losses$495,0001,147
Total noninterest income$8,132,000601
Gross Fiduciary activities income$1,947,000293
Service charges on deposit accounts$3,235,000345
Trading account gains and fees$0174
Additional Noninterest Income$2,950,000911
Total noninterest expense$44,342,000372
Salaries and employee benefits$25,437,000351
Premises and equipment expense$6,990,000281
Additional noninterest expense$11,915,000435
Pre-tax net operating income$32,066,000254
Securities gains (losses)$-275,0006,518
Applicable income taxes$7,512,000302
Income before extraordinary items$24,279,000255
Extraordinary gains, net$015
Net income$24,279,000254
Minority interest net income$081
Net income of bank and minority interests.$24,279,000255
Net charge-offs$159,0002,243
Cash dividends$10,365,000245
Sale, conversion, retirement of capital stock, net$0819
Net operating income$24,488,000252
2014-06-30 (YTD Data)Rank
Total interest income$49,350,000278
Total interest expense$3,835,000360
Net interest income$45,515,000275
Provision for loan and lease losses$330,0001,155
Total noninterest income$5,057,000628
Gross Fiduciary activities income$1,310,000291
Service charges on deposit accounts$2,073,000351
Trading account gains and fees$0172
Additional Noninterest Income$1,674,0001,012
Total noninterest expense$29,292,000376
Salaries and employee benefits$16,724,000353
Premises and equipment expense$4,703,000275
Additional noninterest expense$7,865,000439
Pre-tax net operating income$20,950,000259
Securities gains (losses)$-529,0006,620
Applicable income taxes$4,748,000307
Income before extraordinary items$15,673,000255
Extraordinary gains, net$020
Net income$15,673,000254
Minority interest net income$080
Net income of bank and minority interests.$15,673,000255
Net charge-offs$-259,0006,494
Cash dividends$6,718,000242
Sale, conversion, retirement of capital stock, net$0794
Net operating income$16,080,330244
2014-03-31 (YTD Data)Rank
Total interest income$24,652,000279
Total interest expense$1,933,000358
Net interest income$22,719,000275
Provision for loan and lease losses$165,0001,131
Total noninterest income$1,488,000922
Gross Fiduciary activities income$645,000294
Service charges on deposit accounts$970,000368
Trading account gains and fees$0147
Additional Noninterest Income$-127,0006,673
Total noninterest expense$14,147,000393
Salaries and employee benefits$8,126,000359
Premises and equipment expense$2,311,000294
Additional noninterest expense$3,710,000461
Pre-tax net operating income$9,895,000260
Securities gains (losses)$-21,0006,513
Applicable income taxes$2,269,000305
Income before extraordinary items$7,605,000260
Extraordinary gains, net$016
Net income$7,605,000260
Minority interest net income$066
Net income of bank and minority interests.$7,605,000260
Net charge-offs$-131,0006,520
Cash dividends$3,263,000221
Sale, conversion, retirement of capital stock, net$0747
Net operating income$7,621,170252
2013-12-31 (YTD Data)Rank
Total interest income$102,284,000269
Total interest expense$9,655,000323
Net interest income$92,629,000267
Provision for loan and lease losses$726,0001,439
Total noninterest income$12,263,000571
Gross Fiduciary activities income$2,393,000291
Service charges on deposit accounts$3,972,000376
Trading account gains and fees$0184
Additional Noninterest Income$5,898,000713
Total noninterest expense$56,262,000391
Salaries and employee benefits$32,288,000358
Premises and equipment expense$8,820,000297
Additional noninterest expense$15,154,000468
Pre-tax net operating income$47,904,000228
Securities gains (losses)$-1,457,0006,757
Applicable income taxes$11,877,000244
Income before extraordinary items$34,570,000244
Extraordinary gains, net$029
Net income$34,570,000244
Minority interest net income$090
Net income of bank and minority interests.$34,570,000244
Net charge-offs$-39,0006,378
Cash dividends$14,213,000247
Sale, conversion, retirement of capital stock, net$-554,0006,773
Net operating income$35,648,180238
2013-09-30 (YTD Data)Rank
Total interest income$77,146,000270
Total interest expense$7,506,000320
Net interest income$69,640,000264
Provision for loan and lease losses$717,0001,166
Total noninterest income$9,470,000582
Gross Fiduciary activities income$1,813,000286
Service charges on deposit accounts$2,943,000381
Trading account gains and fees$0180
Additional Noninterest Income$4,714,000694
Total noninterest expense$42,106,000390
Salaries and employee benefits$24,397,000352
Premises and equipment expense$6,560,000295
Additional noninterest expense$11,149,000476
Pre-tax net operating income$36,287,000229
Securities gains (losses)$-1,090,0006,853
Applicable income taxes$9,154,000246
Income before extraordinary items$26,043,000240
Extraordinary gains, net$025
Net income$26,043,000240
Minority interest net income$084
Net income of bank and minority interests.$26,043,000240
Net charge-offs$-187,0006,713
Cash dividends$10,374,000236
Sale, conversion, retirement of capital stock, net$-554,0006,860
Net operating income$26,849,600234
2013-06-30 (YTD Data)Rank
Total interest income$52,085,000269
Total interest expense$5,075,000323
Net interest income$47,010,000260
Provision for loan and lease losses$700,000877
Total noninterest income$6,247,000592
Gross Fiduciary activities income$1,237,000287
Service charges on deposit accounts$1,920,000381
Trading account gains and fees$0157
Additional Noninterest Income$3,090,000702
Total noninterest expense$28,106,000392
Salaries and employee benefits$16,212,000352
Premises and equipment expense$4,354,000299
Additional noninterest expense$7,540,000472
Pre-tax net operating income$24,451,000226
Securities gains (losses)$-1,090,0006,923
Applicable income taxes$6,140,000246
Income before extraordinary items$17,221,000242
Extraordinary gains, net$022
Net income$17,221,000243
Minority interest net income$082
Net income of bank and minority interests.$17,221,000243
Net charge-offs$339,0001,568
Cash dividends$6,728,000235
Sale, conversion, retirement of capital stock, net$0838
Net operating income$18,027,600233
2013-03-31 (YTD Data)Rank
Total interest income$25,919,000274
Total interest expense$2,547,000332
Net interest income$23,372,000268
Provision for loan and lease losses$350,000887
Total noninterest income$3,139,000589
Gross Fiduciary activities income$591,000287
Service charges on deposit accounts$955,000373
Trading account gains and fees$0148
Additional Noninterest Income$1,593,000711
Total noninterest expense$14,003,000397
Salaries and employee benefits$8,039,000361
Premises and equipment expense$2,161,000301
Additional noninterest expense$3,803,000471
Pre-tax net operating income$12,158,000233
Securities gains (losses)$-262,0006,988
Applicable income taxes$3,162,000250
Income before extraordinary items$8,734,000239
Extraordinary gains, net$010
Net income$8,734,000240
Minority interest net income$076
Net income of bank and minority interests.$8,734,000240
Net charge-offs$246,0001,204
Cash dividends$3,268,000203
Sale, conversion, retirement of capital stock, net$0789
Net operating income$8,925,260230
2012-12-31 (YTD Data)Rank
Total interest income$111,092,000258
Total interest expense$12,462,000325
Net interest income$98,630,000248
Provision for loan and lease losses$2,869,000800
Total noninterest income$11,770,000604
Gross Fiduciary activities income$2,332,000283
Service charges on deposit accounts$3,734,000398
Trading account gains and fees$0166
Additional Noninterest Income$5,704,000751
Total noninterest expense$55,589,000396
Salaries and employee benefits$32,047,000349
Premises and equipment expense$8,836,000289
Additional noninterest expense$14,706,000505
Pre-tax net operating income$51,942,000212
Securities gains (losses)$-1,358,0007,052
Applicable income taxes$13,968,000218
Income before extraordinary items$36,616,000224
Extraordinary gains, net$029
Net income$36,616,000224
Minority interest net income$093
Net income of bank and minority interests.$36,616,000224
Net charge-offs$1,161,0001,662
Cash dividends$14,609,000246
Sale, conversion, retirement of capital stock, net$-55,0007,009
Net operating income$37,593,760212
2012-09-30 (YTD Data)Rank
Total interest income$83,825,000261
Total interest expense$9,720,000326
Net interest income$74,105,000252
Provision for loan and lease losses$2,869,000647
Total noninterest income$8,525,000618
Gross Fiduciary activities income$1,787,000280
Service charges on deposit accounts$2,740,000404
Trading account gains and fees$0157
Additional Noninterest Income$3,998,000760
Total noninterest expense$41,191,000396
Salaries and employee benefits$24,259,000336
Premises and equipment expense$6,023,000311
Additional noninterest expense$10,909,000509
Pre-tax net operating income$38,570,000215
Securities gains (losses)$-1,027,0007,140
Applicable income taxes$10,791,000219
Income before extraordinary items$26,752,000229
Extraordinary gains, net$020
Net income$26,752,000228
Minority interest net income$086
Net income of bank and minority interests.$26,752,000229
Net charge-offs$765,0001,723
Cash dividends$10,380,000203
Sale, conversion, retirement of capital stock, net$0952
Net operating income$27,481,170212
2012-06-30 (YTD Data)Rank
Total interest income$56,425,000260
Total interest expense$6,762,000323
Net interest income$49,663,000253
Provision for loan and lease losses$1,913,000661
Total noninterest income$5,925,000591
Gross Fiduciary activities income$1,116,000293
Service charges on deposit accounts$1,712,000425
Trading account gains and fees$0153
Additional Noninterest Income$3,097,000674
Total noninterest expense$27,590,000391
Salaries and employee benefits$16,293,000340
Premises and equipment expense$3,912,000320
Additional noninterest expense$7,385,000497
Pre-tax net operating income$26,085,000209
Securities gains (losses)$-1,029,0007,209
Applicable income taxes$7,232,000218
Income before extraordinary items$17,824,000225
Extraordinary gains, net$019
Net income$17,824,000224
Minority interest net income$084
Net income of bank and minority interests.$17,824,000225
Net charge-offs$667,0001,499
Cash dividends$6,729,000198
Sale, conversion, retirement of capital stock, net$0928
Net operating income$18,554,590211
2012-03-31 (YTD Data)Rank
Total interest income$28,075,000260
Total interest expense$3,576,000319
Net interest income$24,499,000257
Provision for loan and lease losses$956,000648
Total noninterest income$2,763,000631
Gross Fiduciary activities income$570,000289
Service charges on deposit accounts$844,000429
Trading account gains and fees$0148
Additional Noninterest Income$1,349,000727
Total noninterest expense$13,923,000386
Salaries and employee benefits$8,141,000330
Premises and equipment expense$1,891,000331
Additional noninterest expense$3,891,000465
Pre-tax net operating income$12,383,000214
Securities gains (losses)$13,0001,721
Applicable income taxes$3,602,000214
Income before extraordinary items$8,794,000220
Extraordinary gains, net$019
Net income$8,794,000221
Minority interest net income$078
Net income of bank and minority interests.$8,794,000221
Net charge-offs$458,0001,157
Cash dividends$3,268,000174
Sale, conversion, retirement of capital stock, net$0861
Net operating income$8,784,770211
2011-12-31 (YTD Data)Rank
Total interest income$112,478,000262
Total interest expense$18,566,000300
Net interest income$93,912,000262
Provision for loan and lease losses$3,825,000982
Total noninterest income$9,542,000639
Gross Fiduciary activities income$2,088,000260
Service charges on deposit accounts$3,544,000432
Trading account gains and fees$0146
Additional Noninterest Income$3,910,000853
Total noninterest expense$47,370,000443
Salaries and employee benefits$27,128,000375
Premises and equipment expense$7,256,000361
Additional noninterest expense$12,986,000560
Pre-tax net operating income$52,259,000178
Securities gains (losses)$-564,0007,245
Applicable income taxes$16,136,000185
Income before extraordinary items$35,559,000196
Extraordinary gains, net$029
Net income$35,559,000197
Minority interest net income$096
Net income of bank and minority interests.$35,559,000197
Net charge-offs$2,317,0001,423
Cash dividends$14,226,000181
Sale, conversion, retirement of capital stock, net$-17,0007,269
Net operating income$35,948,160186
2011-09-30 (YTD Data)Rank
Total interest income$84,732,000263
Total interest expense$14,572,000298
Net interest income$70,160,000262
Provision for loan and lease losses$3,188,000891
Total noninterest income$7,282,000628
Gross Fiduciary activities income$1,551,000261
Service charges on deposit accounts$2,678,000432
Trading account gains and fees$0145
Additional Noninterest Income$3,053,000827
Total noninterest expense$35,518,000441
Salaries and employee benefits$20,655,000372
Premises and equipment expense$5,335,000371
Additional noninterest expense$9,528,000562
Pre-tax net operating income$38,736,000185
Securities gains (losses)$-533,0007,352
Applicable income taxes$12,194,000184
Income before extraordinary items$26,009,000203
Extraordinary gains, net$021
Net income$26,009,000204
Minority interest net income$087
Net income of bank and minority interests.$26,009,000204
Net charge-offs$1,734,0001,350
Cash dividends$10,192,000149
Sale, conversion, retirement of capital stock, net$-17,0007,363
Net operating income$26,371,440193
2011-06-30 (YTD Data)Rank
Total interest income$56,784,000265
Total interest expense$9,755,000316
Net interest income$47,029,000260
Provision for loan and lease losses$2,550,000770
Total noninterest income$4,843,000630
Gross Fiduciary activities income$1,033,000263
Service charges on deposit accounts$1,770,000433
Trading account gains and fees$0153
Additional Noninterest Income$2,040,000824
Total noninterest expense$23,467,000446
Salaries and employee benefits$13,562,000377
Premises and equipment expense$3,336,000403
Additional noninterest expense$6,569,000555
Pre-tax net operating income$25,855,000182
Securities gains (losses)$27,0001,941
Applicable income taxes$8,298,000175
Income before extraordinary items$17,584,000197
Extraordinary gains, net$015
Net income$17,584,000197
Minority interest net income$089
Net income of bank and minority interests.$17,584,000197
Net charge-offs$1,238,0001,286
Cash dividends$6,632,000138
Sale, conversion, retirement of capital stock, net$-17,0007,452
Net operating income$17,565,640189
2011-03-31 (YTD Data)Rank
Total interest income$28,059,000269
Total interest expense$4,908,000325
Net interest income$23,151,000262
Provision for loan and lease losses$1,275,000725
Total noninterest income$2,320,000656
Gross Fiduciary activities income$517,000264
Service charges on deposit accounts$858,000436
Trading account gains and fees$0158
Additional Noninterest Income$945,000860
Total noninterest expense$11,647,000455
Salaries and employee benefits$6,879,000376
Premises and equipment expense$1,667,000403
Additional noninterest expense$3,101,000580
Pre-tax net operating income$12,549,000187
Securities gains (losses)$12,0001,251
Applicable income taxes$4,033,000178
Income before extraordinary items$8,528,000193
Extraordinary gains, net$09
Net income$8,528,000193
Minority interest net income$086
Net income of bank and minority interests.$8,528,000193
Net charge-offs$220,0002,041
Cash dividends$3,268,000129
Sale, conversion, retirement of capital stock, net$-17,0007,527
Net operating income$8,519,840191
2010-12-31 (YTD Data)Rank
Total interest income$113,572,000275
Total interest expense$20,350,000384
Net interest income$93,222,000256
Provision for loan and lease losses$5,659,0001,045
Total noninterest income$10,841,000600
Gross Fiduciary activities income$2,145,000247
Service charges on deposit accounts$3,761,000408
Trading account gains and fees$0175
Additional Noninterest Income$4,935,000749
Total noninterest expense$44,006,000472
Salaries and employee benefits$25,392,000385
Premises and equipment expense$5,801,000449
Additional noninterest expense$12,813,000588
Pre-tax net operating income$54,398,000159
Securities gains (losses)$-3,504,0007,602
Applicable income taxes$16,666,000156
Income before extraordinary items$34,228,000175
Extraordinary gains, net$029
Net income$34,228,000174
Minority interest net income$0111
Net income of bank and minority interests.$34,228,000175
Net charge-offs$5,075,0001,000
Cash dividends$13,841,000135
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$36,575,680166
2010-09-30 (YTD Data)Rank
Total interest income$84,851,000277
Total interest expense$15,147,000401
Net interest income$69,704,000256
Provision for loan and lease losses$3,884,0001,067
Total noninterest income$7,391,000626
Gross Fiduciary activities income$1,548,000249
Service charges on deposit accounts$2,841,000403
Trading account gains and fees$0165
Additional Noninterest Income$3,002,000831
Total noninterest expense$32,454,000468
Salaries and employee benefits$19,053,000378
Premises and equipment expense$4,333,000454
Additional noninterest expense$9,068,000596
Pre-tax net operating income$40,757,000160
Securities gains (losses)$-3,536,0007,718
Applicable income taxes$12,208,000152
Income before extraordinary items$25,013,000177
Extraordinary gains, net$023
Net income$25,013,000177
Minority interest net income$0110
Net income of bank and minority interests.$25,013,000178
Net charge-offs$2,746,0001,224
Cash dividends$10,381,000105
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$27,382,120168
2010-06-30 (YTD Data)Rank
Total interest income$55,847,000287
Total interest expense$9,996,000422
Net interest income$45,851,000258
Provision for loan and lease losses$2,600,0001,055
Total noninterest income$5,105,000599
Gross Fiduciary activities income$1,016,000256
Service charges on deposit accounts$1,942,000399
Trading account gains and fees$0152
Additional Noninterest Income$2,147,000763
Total noninterest expense$21,399,000477
Salaries and employee benefits$12,520,000380
Premises and equipment expense$2,814,000462
Additional noninterest expense$6,065,000595
Pre-tax net operating income$26,957,000152
Securities gains (losses)$-3,515,0007,794
Applicable income taxes$7,711,000149
Income before extraordinary items$15,731,000176
Extraordinary gains, net$019
Net income$15,731,000176
Minority interest net income$0105
Net income of bank and minority interests.$15,731,000176
Net charge-offs$2,106,0001,091
Cash dividends$6,920,000102
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$18,086,050156
2010-03-31 (YTD Data)Rank
Total interest income$28,038,000296
Total interest expense$5,039,000447
Net interest income$22,999,000260
Provision for loan and lease losses$1,300,000978
Total noninterest income$2,637,000580
Gross Fiduciary activities income$502,000261
Service charges on deposit accounts$995,000385
Trading account gains and fees$0175
Additional Noninterest Income$1,140,000712
Total noninterest expense$10,083,000510
Salaries and employee benefits$6,081,000393
Premises and equipment expense$1,376,000488
Additional noninterest expense$2,626,000702
Pre-tax net operating income$14,253,000135
Securities gains (losses)$-16,0007,537
Applicable income taxes$4,798,000128
Income before extraordinary items$9,439,000153
Extraordinary gains, net$016
Net income$9,439,000155
Minority interest net income$091
Net income of bank and minority interests.$9,439,000155
Net charge-offs$1,297,000865
Cash dividends$3,459,00097
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$9,449,560144
2009-12-31 (YTD Data)Rank
Total interest income$107,835,000317
Total interest expense$22,422,000501
Net interest income$85,413,000272
Provision for loan and lease losses$5,620,0001,307
Total noninterest income$8,759,000714
Gross Fiduciary activities income$1,978,000248
Service charges on deposit accounts$4,136,000402
Trading account gains and fees$0211
Additional Noninterest Income$2,645,0001,128
Total noninterest expense$38,913,000549
Salaries and employee benefits$22,584,000423
Premises and equipment expense$4,907,000544
Additional noninterest expense$11,422,000709
Pre-tax net operating income$49,639,000125
Securities gains (losses)$-956,0007,700
Applicable income taxes$15,969,000119
Income before extraordinary items$32,714,000131
Extraordinary gains, net$034
Net income$32,714,000130
Minority interest net income$0115
Net income of bank and minority interests.$32,714,000131
Net charge-offs$3,216,0001,533
Cash dividends$12,303,000147
Sale, conversion, retirement of capital stock, net$8,0001,295
Net operating income$33,354,520131
2009-09-30 (YTD Data)Rank
Total interest income$79,078,000337
Total interest expense$17,043,000525
Net interest income$62,035,000286
Provision for loan and lease losses$3,075,0001,456
Total noninterest income$7,377,000655
Gross Fiduciary activities income$1,500,000244
Service charges on deposit accounts$3,080,000405
Trading account gains and fees$0212
Additional Noninterest Income$2,797,000901
Total noninterest expense$29,826,000540
Salaries and employee benefits$17,466,000421
Premises and equipment expense$3,796,000537
Additional noninterest expense$8,564,000671
Pre-tax net operating income$36,511,000127
Securities gains (losses)$-951,0007,854
Applicable income taxes$11,624,000130
Income before extraordinary items$23,936,000140
Extraordinary gains, net$027
Net income$23,936,000139
Minority interest net income$0118
Net income of bank and minority interests.$23,936,000140
Net charge-offs$1,796,0001,604
Cash dividends$8,459,000156
Sale, conversion, retirement of capital stock, net$8,0001,185
Net operating income$24,573,170137
2009-06-30 (YTD Data)Rank
Total interest income$51,109,000356
Total interest expense$11,599,000545
Net interest income$39,510,000303
Provision for loan and lease losses$1,550,0001,623
Total noninterest income$4,991,000651
Gross Fiduciary activities income$945,000260
Service charges on deposit accounts$2,010,000414
Trading account gains and fees$0193
Additional Noninterest Income$2,036,000875
Total noninterest expense$19,844,000554
Salaries and employee benefits$11,185,000449
Premises and equipment expense$2,516,000550
Additional noninterest expense$6,143,000634
Pre-tax net operating income$23,107,000126
Securities gains (losses)$50,0001,909
Applicable income taxes$7,558,000128
Income before extraordinary items$15,599,000136
Extraordinary gains, net$021
Net income$15,599,000135
Minority interest net income$0112
Net income of bank and minority interests.$15,599,000136
Net charge-offs$1,133,0001,547
Cash dividends$5,190,000171
Sale, conversion, retirement of capital stock, net$8,0001,112
Net operating income$15,565,500132
2009-03-31 (YTD Data)Rank
Total interest income$24,579,000374
Total interest expense$5,871,000564
Net interest income$18,708,000308
Provision for loan and lease losses$775,0001,368
Total noninterest income$2,246,000689
Gross Fiduciary activities income$482,000253
Service charges on deposit accounts$985,000412
Trading account gains and fees$0171
Additional Noninterest Income$779,0001,033
Total noninterest expense$9,771,000531
Salaries and employee benefits$5,517,000455
Premises and equipment expense$1,220,000576
Additional noninterest expense$3,034,000572
Pre-tax net operating income$10,408,000147
Securities gains (losses)$02,434
Applicable income taxes$3,363,000142
Income before extraordinary items$7,045,000166
Extraordinary gains, net$015
Net income$7,045,000164
Minority interest net income$0102
Net income of bank and minority interests.$7,045,000167
Net charge-offs$445,0001,443
Cash dividends$2,307,000199
Sale, conversion, retirement of capital stock, net$8,000915
Net operating income$7,045,000156
2008-12-31 (YTD Data)Rank
Total interest income$89,531,000439
Total interest expense$26,383,000598
Net interest income$63,148,000367
Provision for loan and lease losses$3,100,0001,352
Total noninterest income$8,929,000659
Gross Fiduciary activities income$2,307,000243
Service charges on deposit accounts$4,152,000418
Trading account gains and fees$0154
Additional Noninterest Income$2,470,0001,126
Total noninterest expense$31,981,000619
Salaries and employee benefits$20,373,000472
Premises and equipment expense$4,558,000613
Additional noninterest expense$7,050,000908
Pre-tax net operating income$36,996,000178
Securities gains (losses)$20,0002,184
Applicable income taxes$11,840,000159
Income before extraordinary items$25,176,000166
Extraordinary gains, net$039
Net income$25,176,000166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$929,0002,038
Cash dividends$9,612,000308
Sale, conversion, retirement of capital stock, net$-288,0008,253
Net operating income$25,162,400186
2008-09-30 (YTD Data)Rank
Total interest income$65,763,000465
Total interest expense$20,125,000618
Net interest income$45,638,000395
Provision for loan and lease losses$2,325,0001,066
Total noninterest income$6,728,000681
Gross Fiduciary activities income$1,777,000245
Service charges on deposit accounts$3,077,000428
Trading account gains and fees$0148
Additional Noninterest Income$1,874,0001,165
Total noninterest expense$23,585,000625
Salaries and employee benefits$15,054,000500
Premises and equipment expense$3,342,000623
Additional noninterest expense$5,189,000882
Pre-tax net operating income$26,456,000224
Securities gains (losses)$16,0002,140
Applicable income taxes$8,386,000203
Income before extraordinary items$18,086,000216
Extraordinary gains, net$031
Net income$18,086,000216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$685,0001,624
Cash dividends$6,343,000361
Sale, conversion, retirement of capital stock, net$-263,0008,345
Net operating income$18,075,120235
2008-06-30 (YTD Data)Rank
Total interest income$42,785,000480
Total interest expense$13,693,000631
Net interest income$29,092,000409
Provision for loan and lease losses$1,550,000927
Total noninterest income$4,589,000682
Gross Fiduciary activities income$1,200,000247
Service charges on deposit accounts$2,010,000426
Trading account gains and fees$0149
Additional Noninterest Income$1,379,0001,117
Total noninterest expense$15,527,000624
Salaries and employee benefits$9,917,000504
Premises and equipment expense$2,193,000632
Additional noninterest expense$3,417,000865
Pre-tax net operating income$16,604,000247
Securities gains (losses)$15,0002,228
Applicable income taxes$5,242,000245
Income before extraordinary items$11,377,000264
Extraordinary gains, net$021
Net income$11,377,000264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0001,770
Cash dividends$4,037,000401
Sale, conversion, retirement of capital stock, net$-270,0008,424
Net operating income$11,366,800258
2008-03-31 (YTD Data)Rank
Total interest income$21,107,000496
Total interest expense$7,399,000629
Net interest income$13,708,000428
Provision for loan and lease losses$775,000741
Total noninterest income$2,313,000674
Gross Fiduciary activities income$560,000261
Service charges on deposit accounts$985,000428
Trading account gains and fees$0158
Additional Noninterest Income$768,0001,026
Total noninterest expense$7,519,000638
Salaries and employee benefits$4,755,000533
Premises and equipment expense$1,080,000650
Additional noninterest expense$1,684,000850
Pre-tax net operating income$7,727,000285
Securities gains (losses)$14,0001,798
Applicable income taxes$2,445,000286
Income before extraordinary items$5,296,000299
Extraordinary gains, net$015
Net income$5,296,000299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,590
Cash dividends$1,922,000460
Sale, conversion, retirement of capital stock, net$-270,0008,470
Net operating income$5,286,480283
2007-12-31 (YTD Data)Rank
Total interest income$84,033,000516
Total interest expense$34,307,000585
Net interest income$49,726,000466
Provision for loan and lease losses$1,030,0001,393
Total noninterest income$8,326,000714
Gross Fiduciary activities income$2,906,000221
Service charges on deposit accounts$3,142,000553
Trading account gains and fees$0178
Additional Noninterest Income$2,278,0001,257
Total noninterest expense$29,156,000639
Salaries and employee benefits$19,180,000507
Premises and equipment expense$4,153,000644
Additional noninterest expense$5,823,000966
Pre-tax net operating income$27,866,000369
Securities gains (losses)$-714,0008,407
Applicable income taxes$8,620,000367
Income before extraordinary items$18,532,000378
Extraordinary gains, net$039
Net income$18,532,000375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$622,0001,448
Cash dividends$7,713,000515
Sale, conversion, retirement of capital stock, net$-1,109,0008,495
Net operating income$19,017,520368
2007-09-30 (YTD Data)Rank
Total interest income$62,994,000517
Total interest expense$26,236,000580
Net interest income$36,758,000471
Provision for loan and lease losses$748,0001,155
Total noninterest income$5,967,000751
Gross Fiduciary activities income$2,237,000216
Service charges on deposit accounts$2,078,000616
Trading account gains and fees$0184
Additional Noninterest Income$1,652,0001,297
Total noninterest expense$21,730,000637
Salaries and employee benefits$14,363,000513
Premises and equipment expense$3,092,000642
Additional noninterest expense$4,275,000960
Pre-tax net operating income$20,247,000408
Securities gains (losses)$01,655
Applicable income taxes$6,447,000395
Income before extraordinary items$13,800,000416
Extraordinary gains, net$033
Net income$13,800,000414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$829,000745
Cash dividends$3,864,000705
Sale, conversion, retirement of capital stock, net$-579,0008,519
Net operating income$13,800,000409
2007-06-30 (YTD Data)Rank
Total interest income$41,850,000534
Total interest expense$17,519,000585
Net interest income$24,331,000485
Provision for loan and lease losses$496,0001,042
Total noninterest income$3,951,000785
Gross Fiduciary activities income$1,515,000221
Service charges on deposit accounts$1,367,000632
Trading account gains and fees$0168
Additional Noninterest Income$1,069,0001,339
Total noninterest expense$14,507,000642
Salaries and employee benefits$9,648,000529
Premises and equipment expense$2,063,000660
Additional noninterest expense$2,796,000999
Pre-tax net operating income$13,279,000445
Securities gains (losses)$01,444
Applicable income taxes$4,242,000436
Income before extraordinary items$9,037,000456
Extraordinary gains, net$029
Net income$9,037,000455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-374,0008,567
Cash dividends$3,864,000525
Sale, conversion, retirement of capital stock, net$-415,0008,583
Net operating income$9,037,000444
2007-03-31 (YTD Data)Rank
Total interest income$20,856,000529
Total interest expense$8,735,000578
Net interest income$12,121,000483
Provision for loan and lease losses$247,000979
Total noninterest income$1,917,000782
Gross Fiduciary activities income$756,000221
Service charges on deposit accounts$652,000649
Trading account gains and fees$0195
Additional Noninterest Income$509,0001,346
Total noninterest expense$7,186,000653
Salaries and employee benefits$4,870,000528
Premises and equipment expense$1,033,000655
Additional noninterest expense$1,283,0001,062
Pre-tax net operating income$6,605,000439
Securities gains (losses)$01,187
Applicable income taxes$2,138,000429
Income before extraordinary items$4,467,000456
Extraordinary gains, net$022
Net income$4,467,000455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-372,0008,611
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$4,467,000448
2006-12-31 (YTD Data)Rank
Total interest income$80,652,000518
Total interest expense$28,992,000591
Net interest income$51,660,000445
Provision for loan and lease losses$1,943,000577
Total noninterest income$6,785,000854
Gross Fiduciary activities income$2,398,000240
Service charges on deposit accounts$2,390,000740
Trading account gains and fees$0130
Additional Noninterest Income$1,997,0001,358
Total noninterest expense$27,077,000658
Salaries and employee benefits$17,860,000529
Premises and equipment expense$3,939,000663
Additional noninterest expense$5,278,0001,009
Pre-tax net operating income$29,425,000417
Securities gains (losses)$-21,0007,568
Applicable income taxes$8,832,000430
Income before extraordinary items$20,572,000416
Extraordinary gains, net$051
Net income$20,572,000415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$606,0001,004
Cash dividends$7,783,000485
Sale, conversion, retirement of capital stock, net$-5,503,0008,677
Net operating income$20,586,700411
2006-09-30 (YTD Data)Rank
Total interest income$59,914,000526
Total interest expense$20,460,000616
Net interest income$39,454,000456
Provision for loan and lease losses$1,691,000477
Total noninterest income$4,944,000885
Gross Fiduciary activities income$1,707,000257
Service charges on deposit accounts$1,772,000758
Trading account gains and fees$0126
Additional Noninterest Income$1,465,0001,380
Total noninterest expense$20,473,000663
Salaries and employee benefits$13,599,000543
Premises and equipment expense$2,943,000676
Additional noninterest expense$3,931,0001,031
Pre-tax net operating income$22,234,000436
Securities gains (losses)$-21,0007,861
Applicable income taxes$6,868,000445
Income before extraordinary items$15,345,000438
Extraordinary gains, net$045
Net income$15,345,000437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0001,264
Cash dividends$3,917,000667
Sale, conversion, retirement of capital stock, net$-5,174,0008,740
Net operating income$15,359,490426
2006-06-30 (YTD Data)Rank
Total interest income$39,036,000523
Total interest expense$12,470,000639
Net interest income$26,566,000451
Provision for loan and lease losses$1,439,000361
Total noninterest income$3,268,000886
Gross Fiduciary activities income$1,145,000258
Service charges on deposit accounts$1,159,000760
Trading account gains and fees$0126
Additional Noninterest Income$964,0001,389
Total noninterest expense$13,435,000679
Salaries and employee benefits$8,921,000560
Premises and equipment expense$1,914,000694
Additional noninterest expense$2,600,0001,033
Pre-tax net operating income$14,960,000428
Securities gains (losses)$01,185
Applicable income taxes$4,492,000447
Income before extraordinary items$10,468,000425
Extraordinary gains, net$039
Net income$10,468,000424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0001,340
Cash dividends$3,917,000466
Sale, conversion, retirement of capital stock, net$-1,160,0008,768
Net operating income$10,468,000414
2006-03-31 (YTD Data)Rank
Total interest income$18,885,000523
Total interest expense$5,365,000685
Net interest income$13,520,000439
Provision for loan and lease losses$247,000947
Total noninterest income$1,600,000886
Gross Fiduciary activities income$545,000264
Service charges on deposit accounts$564,000750
Trading account gains and fees$0115
Additional Noninterest Income$491,0001,358
Total noninterest expense$6,895,000660
Salaries and employee benefits$4,648,000536
Premises and equipment expense$983,000667
Additional noninterest expense$1,264,0001,061
Pre-tax net operating income$7,978,000394
Securities gains (losses)$0955
Applicable income taxes$2,620,000400
Income before extraordinary items$5,358,000408
Extraordinary gains, net$021
Net income$5,358,000407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,000681
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$-405,0008,772
Net operating income$5,358,000403
2005-12-31 (YTD Data)Rank
Total interest income$66,710,000524
Total interest expense$12,672,000885
Net interest income$54,038,000430
Provision for loan and lease losses$700,0001,421
Total noninterest income$6,332,000893
Gross Fiduciary activities income$2,155,000257
Service charges on deposit accounts$2,233,000780
Trading account gains and fees$0138
Additional Noninterest Income$1,944,0001,387
Total noninterest expense$26,602,000651
Salaries and employee benefits$17,689,000527
Premises and equipment expense$3,954,000619
Additional noninterest expense$4,959,0001,044
Pre-tax net operating income$33,068,000374
Securities gains (losses)$02,296
Applicable income taxes$10,911,000375
Income before extraordinary items$22,157,000395
Extraordinary gains, net$046
Net income$22,157,000395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0002,044
Cash dividends$8,843,000422
Sale, conversion, retirement of capital stock, net$-363,0008,796
Net operating income$22,157,000385
2005-09-30 (YTD Data)Rank
Total interest income$48,704,000517
Total interest expense$8,453,000934
Net interest income$40,251,000427
Provision for loan and lease losses$125,0003,813
Total noninterest income$4,518,000939
Gross Fiduciary activities income$1,572,000260
Service charges on deposit accounts$1,655,000785
Trading account gains and fees$0126
Additional Noninterest Income$1,291,0001,502
Total noninterest expense$19,527,000655
Salaries and employee benefits$12,922,000536
Premises and equipment expense$2,940,000618
Additional noninterest expense$3,665,0001,041
Pre-tax net operating income$25,117,000366
Securities gains (losses)$02,317
Applicable income taxes$8,296,000373
Income before extraordinary items$16,821,000387
Extraordinary gains, net$035
Net income$16,821,000388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,402
Cash dividends$3,931,000586
Sale, conversion, retirement of capital stock, net$-167,0008,818
Net operating income$16,821,000377
2005-06-30 (YTD Data)Rank
Total interest income$31,557,000516
Total interest expense$4,972,000990
Net interest income$26,585,000429
Provision for loan and lease losses$06,626
Total noninterest income$2,979,000933
Gross Fiduciary activities income$1,010,000264
Service charges on deposit accounts$1,082,000780
Trading account gains and fees$0116
Additional Noninterest Income$887,0001,463
Total noninterest expense$12,794,000665
Salaries and employee benefits$8,476,000535
Premises and equipment expense$1,949,000612
Additional noninterest expense$2,369,0001,061
Pre-tax net operating income$16,770,000366
Securities gains (losses)$02,146
Applicable income taxes$5,544,000368
Income before extraordinary items$11,226,000382
Extraordinary gains, net$030
Net income$11,226,000382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0008,605
Cash dividends$3,931,000410
Sale, conversion, retirement of capital stock, net$-55,0008,828
Net operating income$11,226,000374
2005-03-31 (YTD Data)Rank
Total interest income$15,238,000524
Total interest expense$2,238,0001,053
Net interest income$13,000,000428
Provision for loan and lease losses$06,226
Total noninterest income$1,452,000926
Gross Fiduciary activities income$430,000296
Service charges on deposit accounts$505,000809
Trading account gains and fees$0115
Additional Noninterest Income$517,0001,306
Total noninterest expense$6,310,000669
Salaries and employee benefits$4,150,000541
Premises and equipment expense$990,000603
Additional noninterest expense$1,170,0001,057
Pre-tax net operating income$8,142,000371
Securities gains (losses)$01,685
Applicable income taxes$2,747,000370
Income before extraordinary items$5,395,000381
Extraordinary gains, net$024
Net income$5,395,000381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,0008,667
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$-54,0008,905
Net operating income$5,395,000374
2004-12-31 (YTD Data)Rank
Total interest income$57,004,000517
Total interest expense$7,650,0001,059
Net interest income$49,354,000431
Provision for loan and lease losses$125,0004,546
Total noninterest income$5,756,000961
Gross Fiduciary activities income$1,912,000266
Service charges on deposit accounts$1,918,000912
Trading account gains and fees$0138
Additional Noninterest Income$1,926,0001,357
Total noninterest expense$24,265,000672
Salaries and employee benefits$15,590,000554
Premises and equipment expense$3,540,000656
Additional noninterest expense$5,135,000979
Pre-tax net operating income$30,720,000368
Securities gains (losses)$14,0002,631
Applicable income taxes$9,936,000370
Income before extraordinary items$20,798,000383
Extraordinary gains, net$034
Net income$20,798,000385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,0008,708
Cash dividends$8,070,000415
Sale, conversion, retirement of capital stock, net$-1,331,0008,947
Net operating income$20,788,480365
2004-09-30 (YTD Data)Rank
Total interest income$42,022,000513
Total interest expense$5,611,0001,062
Net interest income$36,411,000432
Provision for loan and lease losses$125,0003,916
Total noninterest income$4,224,000990
Gross Fiduciary activities income$1,373,000278
Service charges on deposit accounts$1,400,000938
Trading account gains and fees$0134
Additional Noninterest Income$1,451,0001,364
Total noninterest expense$17,745,000684
Salaries and employee benefits$11,265,000571
Premises and equipment expense$2,431,000715
Additional noninterest expense$4,049,000920
Pre-tax net operating income$22,765,000365
Securities gains (losses)$39,0001,845
Applicable income taxes$7,578,000366
Income before extraordinary items$15,226,000384
Extraordinary gains, net$026
Net income$15,226,000385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,0008,598
Cash dividends$3,154,000668
Sale, conversion, retirement of capital stock, net$-1,308,0009,006
Net operating income$15,199,870372
2004-06-30 (YTD Data)Rank
Total interest income$27,525,000510
Total interest expense$3,670,0001,067
Net interest income$23,855,000433
Provision for loan and lease losses$124,0003,064
Total noninterest income$2,787,000988
Gross Fiduciary activities income$920,000278
Service charges on deposit accounts$923,000944
Trading account gains and fees$0130
Additional Noninterest Income$944,0001,381
Total noninterest expense$11,611,000694
Salaries and employee benefits$7,380,000579
Premises and equipment expense$1,539,000739
Additional noninterest expense$2,692,000926
Pre-tax net operating income$14,907,000371
Securities gains (losses)$39,0001,614
Applicable income taxes$4,990,000376
Income before extraordinary items$9,956,000386
Extraordinary gains, net$021
Net income$9,956,000386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,648
Cash dividends$3,154,000479
Sale, conversion, retirement of capital stock, net$0638
Net operating income$9,929,870373
2004-03-31 (YTD Data)Rank
Total interest income$13,718,000520
Total interest expense$1,857,0001,070
Net interest income$11,861,000438
Provision for loan and lease losses$62,0002,894
Total noninterest income$1,381,000976
Gross Fiduciary activities income$409,000293
Service charges on deposit accounts$454,000922
Trading account gains and fees$0121
Additional Noninterest Income$518,0001,267
Total noninterest expense$5,773,000699
Salaries and employee benefits$3,676,000597
Premises and equipment expense$780,000757
Additional noninterest expense$1,317,000942
Pre-tax net operating income$7,407,000365
Securities gains (losses)$23,0001,635
Applicable income taxes$2,487,000383
Income before extraordinary items$4,943,000392
Extraordinary gains, net$016
Net income$4,943,000391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,707
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$4,927,590373
2003-12-31 (YTD Data)Rank
Total interest income$57,469,000499
Total interest expense$8,968,000996
Net interest income$48,501,000422
Provision for loan and lease losses$145,0004,649
Total noninterest income$5,094,0001,116
Gross Fiduciary activities income$1,806,000276
Service charges on deposit accounts$2,072,000831
Trading account gains and fees$0160
Additional Noninterest Income$1,216,0002,103
Total noninterest expense$22,503,000725
Salaries and employee benefits$14,398,000603
Premises and equipment expense$3,172,000720
Additional noninterest expense$4,933,0001,036
Pre-tax net operating income$30,947,000341
Securities gains (losses)$127,0001,689
Applicable income taxes$10,549,000352
Income before extraordinary items$20,525,000378
Extraordinary gains, net$054
Net income$20,525,000378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,432
Cash dividends$7,102,000481
Sale, conversion, retirement of capital stock, net$-1,373,0009,159
Net operating income$20,441,180354
2003-09-30 (YTD Data)Rank
Total interest income$43,418,000508
Total interest expense$7,101,000990
Net interest income$36,317,000435
Provision for loan and lease losses$125,0004,278
Total noninterest income$3,415,0001,243
Gross Fiduciary activities income$1,209,000307
Service charges on deposit accounts$1,581,000821
Trading account gains and fees$0153
Additional Noninterest Income$625,0002,765
Total noninterest expense$16,593,000745
Salaries and employee benefits$10,717,000617
Premises and equipment expense$2,332,000746
Additional noninterest expense$3,544,0001,089
Pre-tax net operating income$23,014,000356
Securities gains (losses)$83,0001,905
Applicable income taxes$7,936,000369
Income before extraordinary items$15,161,000397
Extraordinary gains, net$040
Net income$15,161,000398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,060
Cash dividends$3,160,000704
Sale, conversion, retirement of capital stock, net$-1,006,0009,213
Net operating income$15,106,220362
2003-06-30 (YTD Data)Rank
Total interest income$28,938,000515
Total interest expense$4,943,000973
Net interest income$23,995,000442
Provision for loan and lease losses$125,0003,389
Total noninterest income$2,303,0001,227
Gross Fiduciary activities income$833,000309
Service charges on deposit accounts$1,050,000818
Trading account gains and fees$0150
Additional Noninterest Income$420,0002,719
Total noninterest expense$10,811,000762
Salaries and employee benefits$6,998,000632
Premises and equipment expense$1,541,000756
Additional noninterest expense$2,272,0001,117
Pre-tax net operating income$15,362,000353
Securities gains (losses)$66,0001,831
Applicable income taxes$5,295,000377
Income before extraordinary items$10,133,000396
Extraordinary gains, net$030
Net income$10,133,000397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,336
Cash dividends$3,160,000491
Sale, conversion, retirement of capital stock, net$-675,0009,239
Net operating income$10,089,440365
2003-03-31 (YTD Data)Rank
Total interest income$14,342,000528
Total interest expense$2,607,000942
Net interest income$11,735,000451
Provision for loan and lease losses$62,0003,213
Total noninterest income$1,057,0001,283
Gross Fiduciary activities income$332,000347
Service charges on deposit accounts$504,000820
Trading account gains and fees$0134
Additional Noninterest Income$221,0002,545
Total noninterest expense$5,219,000782
Salaries and employee benefits$3,422,000637
Premises and equipment expense$757,000773
Additional noninterest expense$1,040,0001,174
Pre-tax net operating income$7,511,000351
Securities gains (losses)$65,0001,236
Applicable income taxes$2,594,000386
Income before extraordinary items$4,982,000388
Extraordinary gains, net$021
Net income$4,982,000388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,736
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$-655,0009,297
Net operating income$4,939,100361
2002-12-31 (YTD Data)Rank
Total interest income$58,420,000546
Total interest expense$12,898,000879
Net interest income$45,522,000462
Provision for loan and lease losses$250,0003,856
Total noninterest income$5,143,0001,037
Gross Fiduciary activities income$1,711,000310
Service charges on deposit accounts$2,050,000785
Trading account gains and fees$0153
Additional Noninterest Income$1,382,0001,758
Total noninterest expense$20,793,000771
Salaries and employee benefits$13,300,000609
Premises and equipment expense$3,036,000729
Additional noninterest expense$4,457,0001,113
Pre-tax net operating income$29,622,000350
Securities gains (losses)$60,0002,237
Applicable income taxes$10,047,000355
Income before extraordinary items$19,635,000379
Extraordinary gains, net$070
Net income$19,635,000379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-144,0009,262
Cash dividends$6,339,000518
Sale, conversion, retirement of capital stock, net$-481,0009,298
Net operating income$19,595,400352
2001-12-31 (YTD Data)Rank
Total interest income$56,398,000625
Total interest expense$18,490,000888
Net interest income$37,908,000502
Provision for loan and lease losses$375,0002,752
Total noninterest income$4,702,0001,044
Gross Fiduciary activities income$1,795,000305
Service charges on deposit accounts$1,759,000842
Trading account gains and fees$0177
Additional Noninterest Income$1,148,0001,857
Total noninterest expense$20,151,000755
Salaries and employee benefits$12,815,000605
Premises and equipment expense$2,698,000785
Additional noninterest expense$4,638,0001,036
Pre-tax net operating income$22,084,000392
Securities gains (losses)$04,612
Applicable income taxes$7,522,000409
Income before extraordinary items$14,562,000413
Extraordinary gains, net$0105
Net income$14,562,000412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$605,0001,357
Cash dividends$4,764,000646
Sale, conversion, retirement of capital stock, net$-1,093,0009,579
Net operating income$14,562,000396
2000-12-31 (YTD Data)Rank
Total interest income$51,944,000702
Total interest expense$19,803,000896
Net interest income$32,141,000580
Provision for loan and lease losses$375,0002,395
Total noninterest income$4,481,0001,001
Gross Fiduciary activities income$1,641,000322
Service charges on deposit accounts$1,503,000892
Trading account gains and fees$0180
Additional Noninterest Income$1,337,0001,516
Total noninterest expense$18,583,000801
Salaries and employee benefits$12,244,000587
Premises and equipment expense$2,651,000763
Additional noninterest expense$3,688,0001,238
Pre-tax net operating income$17,664,000492
Securities gains (losses)$16,0001,014
Applicable income taxes$5,703,000506
Income before extraordinary items$11,977,000492
Extraordinary gains, net$038
Net income$11,977,000493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0001,769
Cash dividends$3,800,000788
Sale, conversion, retirement of capital stock, net$0969
Net operating income$11,966,120490
1999-12-31 (YTD Data)Rank
Total interest income$46,510,000738
Total interest expense$16,419,000950
Net interest income$30,091,000629
Provision for loan and lease losses$375,0002,203
Total noninterest income$3,587,0001,173
Gross Fiduciary activities income$1,571,000366
Service charges on deposit accounts$1,287,0001,035
Trading account gains and fees$0173
Additional Noninterest Income$729,0002,308
Total noninterest expense$16,053,000895
Salaries and employee benefits$10,089,000698
Premises and equipment expense$2,067,000978
Additional noninterest expense$3,897,0001,189
Pre-tax net operating income$17,250,000540
Securities gains (losses)$18,0001,449
Applicable income taxes$5,978,000536
Income before extraordinary items$11,290,000565
Extraordinary gains, net$035
Net income$11,290,000565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,571
Cash dividends$3,600,000832
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$11,278,300561
1998-12-31 (YTD Data)Rank
Total interest income$45,204,000744
Total interest expense$17,289,000917
Net interest income$27,915,000645
Provision for loan and lease losses$500,0001,714
Total noninterest income$3,636,0001,156
Gross Fiduciary activities income$1,534,000369
Service charges on deposit accounts$1,025,0001,224
Trading account gains and fees$0224
Additional Noninterest Income$1,077,0001,758
Total noninterest expense$14,374,000952
Salaries and employee benefits$9,140,000737
Premises and equipment expense$1,874,0001,030
Additional noninterest expense$3,360,0001,314
Pre-tax net operating income$16,677,000507
Securities gains (losses)$2,0003,909
Applicable income taxes$5,760,000515
Income before extraordinary items$10,919,000542
Extraordinary gains, net$032
Net income$10,919,000541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$594,0001,096
Cash dividends$3,300,000911
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$10,917,700518
1997-12-31 (YTD Data)Rank
Total interest income$44,875,000766
Total interest expense$17,500,000936
Net interest income$27,375,000660
Provision for loan and lease losses$750,0001,253
Total noninterest income$3,046,0001,279
Gross Fiduciary activities income$1,527,000374
Service charges on deposit accounts$796,0001,634
Trading account gains and fees$0239
Additional Noninterest Income$723,0002,179
Total noninterest expense$13,050,0001,044
Salaries and employee benefits$8,097,000828
Premises and equipment expense$1,908,0001,039
Additional noninterest expense$3,045,0001,421
Pre-tax net operating income$16,621,000537
Securities gains (losses)$-36,00010,562
Applicable income taxes$5,736,000558
Income before extraordinary items$10,849,000551
Extraordinary gains, net$044
Net income$10,849,000551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,0001,380
Cash dividends$3,200,000880
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$10,872,400532
1996-12-31 (YTD Data)Rank
Total interest income$44,023,000812
Total interest expense$17,997,000932
Net interest income$26,026,000728
Provision for loan and lease losses$1,125,000943
Total noninterest income$2,939,0001,379
Gross Fiduciary activities income$1,353,000436
Service charges on deposit accounts$753,0001,791
Trading account gains and fees$0262
Additional Noninterest Income$833,0002,051
Total noninterest expense$12,467,0001,173
Salaries and employee benefits$7,760,000880
Premises and equipment expense$1,833,0001,143
Additional noninterest expense$2,874,0001,806
Pre-tax net operating income$15,373,000551
Securities gains (losses)$-1,0009,274
Applicable income taxes$5,258,000558
Income before extraordinary items$10,114,000570
Extraordinary gains, net$053
Net income$10,114,000571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,00010,828
Cash dividends$3,000,000948
Sale, conversion, retirement of capital stock, net$0953
Net operating income$10,114,660560
1995-12-31 (YTD Data)Rank
Total interest income$40,539,000895
Total interest expense$17,692,000976
Net interest income$22,847,000835
Provision for loan and lease losses$1,500,000712
Total noninterest income$2,582,0001,504
Gross Fiduciary activities income$1,149,000502
Service charges on deposit accounts$722,0001,876
Trading account gains and fees$0522
Additional Noninterest Income$711,0002,263
Total noninterest expense$12,453,0001,180
Salaries and employee benefits$7,497,000910
Premises and equipment expense$1,923,0001,099
Additional noninterest expense$3,033,0001,684
Pre-tax net operating income$11,476,000742
Securities gains (losses)$-3,0009,402
Applicable income taxes$3,583,000787
Income before extraordinary items$7,890,000729
Extraordinary gains, net$065
Net income$7,890,000729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$803,0001,027
Cash dividends$1,600,0001,426
Sale, conversion, retirement of capital stock, net$0809
Net operating income$7,892,070719
1994-12-31 (YTD Data)Rank
Total interest income$36,406,000882
Total interest expense$15,107,000903
Net interest income$21,299,000877
Provision for loan and lease losses$2,000,000579
Total noninterest income$2,398,0001,609
Gross Fiduciary activities income$1,075,000509
Service charges on deposit accounts$729,0001,844
Trading account gains and fees$0475
Additional Noninterest Income$594,0002,604
Total noninterest expense$13,040,0001,154
Salaries and employee benefits$7,488,000908
Premises and equipment expense$1,913,0001,109
Additional noninterest expense$3,639,0001,528
Pre-tax net operating income$8,657,000900
Securities gains (losses)$8,0002,362
Applicable income taxes$2,703,000947
Income before extraordinary items$5,962,000878
Extraordinary gains, net$0249
Net income$5,962,000876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,618,000651
Cash dividends$1,100,0001,748
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,956,480883
1993-12-31 (YTD Data)Rank
Total interest income$33,206,000968
Total interest expense$12,865,0001,048
Net interest income$20,341,000911
Provision for loan and lease losses$3,070,000599
Total noninterest income$2,187,0001,847
Gross Fiduciary activities income$971,000549
Service charges on deposit accounts$663,0002,060
Trading account gains and fees$0532
Additional Noninterest Income$553,0003,044
Total noninterest expense$12,242,0001,262
Salaries and employee benefits$7,079,000954
Premises and equipment expense$1,792,0001,189
Additional noninterest expense$3,371,0001,740
Pre-tax net operating income$7,216,000989
Securities gains (losses)$66,0003,051
Applicable income taxes$2,337,0001,065
Income before extraordinary items$4,945,0001,044
Extraordinary gains, net$62,0002,002
Net income$5,007,0001,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,955,000738
Cash dividends$900,0001,932
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,900,120988
1992-12-31 (YTD Data)Rank
Total interest income$32,206,0001,133
Total interest expense$14,031,0001,264
Net interest income$18,175,0001,022
Provision for loan and lease losses$3,000,000832
Total noninterest income$1,825,0002,060
Gross Fiduciary activities income$792,000611
Service charges on deposit accounts$547,0002,518
Trading account gains and fees$0504
Additional Noninterest Income$486,0003,254
Total noninterest expense$11,226,0001,388
Salaries and employee benefits$6,194,0001,084
Premises and equipment expense$1,717,0001,284
Additional noninterest expense$3,315,0001,825
Pre-tax net operating income$5,774,0001,123
Securities gains (losses)$88,0003,220
Applicable income taxes$1,708,0001,300
Income before extraordinary items$4,154,0001,137
Extraordinary gains, net$01,422
Net income$4,154,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,736,000782
Cash dividends$800,0001,894
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,091,5201,060

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.