| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2726% | 315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 0.1658% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0223% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0428% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0668% | 4,462 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1386% | 4,506 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0490% | 4,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4867% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7055% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7959% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5010% | 997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3336% | 248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 0.2741% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0739% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0704% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0864% | 4,509 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1696% | 4,544 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0652% | 4,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6467% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6536% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4821% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4638% | 1,007 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5723% | 142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1282% | 112 |
| Percentage Net Loans Charged-off:Construction & development | 0.6267% | 7 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1082% | 107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1372% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0439% | 4,437 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0444% | 4,540 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0438% | 4,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1749% | 156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7108% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1522% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5402% | 841 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0216% | 1,638 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0971% | 4,568 |
| Percentage Net Loans Charged-off:Construction & development | -0.0441% | 4,504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0395% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 4,624 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2536% | 4,657 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5030% | 4,678 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1842% | 4,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3546% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7500% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2353% | 1,507 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0226% | 1,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0942% | 4,566 |
| Percentage Net Loans Charged-off:Construction & development | -0.0280% | 4,487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0562% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 4,671 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2672% | 4,683 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5490% | 4,716 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1885% | 4,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0324% | 914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3238% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8531% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2026% | 1,473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0183% | 1,373 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1283% | 4,545 |
| Percentage Net Loans Charged-off:Construction & development | -0.0266% | 4,098 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 4,221 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 3,812 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2770% | 4,568 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6194% | 3,542 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1813% | 4,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0496% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2708% | 1,251 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9490% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1444% | 1,538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0418% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1337% | 4,603 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,122 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0290% | 4,399 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 3,827 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2812% | 4,599 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5419% | 3,536 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2081% | 4,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1144% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3135% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1252% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1820% | 1,257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0871% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1144% | 4,622 |
| Percentage Net Loans Charged-off:Construction & development | -0.0636% | 4,195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 3,880 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2604% | 4,646 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5086% | 3,582 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1922% | 4,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2309% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2874% | 1,294 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4426% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1320% | 1,710 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1223% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1071% | 4,662 |
| Percentage Net Loans Charged-off:Construction & development | -0.0669% | 4,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0166% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 3,925 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2470% | 4,697 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4960% | 3,632 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1791% | 4,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3148% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2889% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6578% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1213% | 1,585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1410% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1024% | 4,682 |
| Percentage Net Loans Charged-off:Construction & development | -0.0639% | 4,310 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,148 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 3,940 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2248% | 4,715 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4506% | 3,632 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1640% | 4,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3533% | 371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3109% | 1,034 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0238% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1194% | 1,437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0601% | 924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0388% | 4,484 |
| Percentage Net Loans Charged-off:Construction & development | -0.0437% | 4,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 3,947 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1050% | 4,638 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0750% | 3,552 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1130% | 4,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0912% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3951% | 890 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9332% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2048% | 1,108 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2553% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0821% | 4,755 |
| Percentage Net Loans Charged-off:Construction & development | -0.0363% | 4,293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0193% | 871 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0105% | 3,998 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1882% | 4,785 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4282% | 3,710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1287% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5354% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6385% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4407% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4047% | 1,326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2585% | 595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0726% | 4,762 |
| Percentage Net Loans Charged-off:Construction & development | -0.0401% | 4,348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 600 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0078% | 4,003 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1800% | 4,806 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4449% | 3,723 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1155% | 4,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5289% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7040% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6804% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4558% | 1,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2867% | 554 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0665% | 4,761 |
| Percentage Net Loans Charged-off:Construction & development | -0.0212% | 4,310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0737% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0108% | 4,028 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2019% | 4,854 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5235% | 3,737 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1254% | 4,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5803% | 519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8041% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9785% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5354% | 1,089 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3962% | 366 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0570% | 4,744 |
| Percentage Net Loans Charged-off:Construction & development | -0.0462% | 4,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1496% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 4,057 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1944% | 4,896 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4729% | 3,747 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1293% | 4,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7828% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7518% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0585% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4619% | 1,230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0963% | 1,762 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0440% | 4,746 |
| Percentage Net Loans Charged-off:Construction & development | -0.0599% | 4,444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0326% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0080% | 4,100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1006% | 4,877 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4806% | 3,823 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 4,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2074% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7649% | 1,076 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1601% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4902% | 1,471 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0835% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0363% | 4,735 |
| Percentage Net Loans Charged-off:Construction & development | -0.0423% | 4,472 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,312 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0090% | 4,164 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0696% | 4,860 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4255% | 3,864 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 1,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2112% | 1,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7159% | 1,067 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0059% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4411% | 1,479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0149% | 2,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 4,478 |
| Percentage Net Loans Charged-off:Construction & development | -0.0566% | 4,548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 4,145 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0375% | 4,698 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4104% | 3,889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0482% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1134% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7029% | 1,055 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9794% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4142% | 1,420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0770% | 4,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0631% | 5,010 |
| Percentage Net Loans Charged-off:Construction & development | -0.0134% | 4,492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0009% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1250% | 5,071 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4835% | 3,927 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0423% | 4,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1171% | 831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7019% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9808% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4002% | 1,357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0984% | 1,781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0817% | 5,066 |
| Percentage Net Loans Charged-off:Construction & development | -0.1115% | 4,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1201% | 549 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0062% | 4,238 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1920% | 5,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9215% | 4,022 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 4,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1886% | 1,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7518% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8545% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4483% | 1,579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1155% | 1,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0345% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | -0.1278% | 4,715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1611% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0069% | 4,273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0990% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 1,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1455% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7534% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9738% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4375% | 1,424 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1349% | 1,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0889% | 603 |
| Percentage Net Loans Charged-off:Construction & development | -0.1349% | 4,760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2287% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0084% | 4,317 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1090% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3472% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1506% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7147% | 1,008 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8345% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4011% | 1,426 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1419% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 790 |
| Percentage Net Loans Charged-off:Construction & development | -0.0563% | 4,737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0348% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0126% | 4,383 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1551% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5041% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0601% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1925% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8370% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9585% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5151% | 1,197 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2571% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1160% | 889 |
| Percentage Net Loans Charged-off:Construction & development | -0.1039% | 4,792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 1,306 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0622% | 4,477 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2472% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7214% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0741% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3812% | 1,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7761% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0148% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4363% | 1,768 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2898% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1331% | 658 |
| Percentage Net Loans Charged-off:Construction & development | -0.1078% | 4,835 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 4,962 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0824% | 4,518 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2991% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8503% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0829% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4324% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7497% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8595% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4260% | 1,637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3027% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0849% | 867 |
| Percentage Net Loans Charged-off:Construction & development | -0.1750% | 4,952 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 5,039 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0357% | 4,525 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2124% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6972% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4885% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7408% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7012% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4322% | 1,527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3442% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1506% | 475 |
| Percentage Net Loans Charged-off:Construction & development | -0.1707% | 5,042 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 4,987 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0030% | 4,502 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3269% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9890% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0581% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5678% | 468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8846% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5632% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6063% | 1,125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2047% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1237% | 1,066 |
| Percentage Net Loans Charged-off:Construction & development | -0.2176% | 5,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 1,442 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2134% | 4,693 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2785% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5310% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1668% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2838% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4808% | 1,855 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5996% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2643% | 2,375 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0466% | 1,343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0008% | 1,174 |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1565% | 1,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1163% | 963 |
| Percentage Net Loans Charged-off:Construction & development | -0.2678% | 5,178 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0589% | 5,386 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1181% | 4,696 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3010% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5622% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1835% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1827% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4173% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6007% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2139% | 2,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0329% | 1,224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0009% | 1,162 |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1442% | 1,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1895% | 647 |
| Percentage Net Loans Charged-off:Construction & development | -0.2987% | 5,241 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0281% | 5,290 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0065% | 4,624 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4124% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6998% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2811% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0775% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4090% | 1,700 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6784% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2024% | 2,156 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0536% | 976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0018% | 1,151 |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1363% | 1,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2255% | 480 |
| Percentage Net Loans Charged-off:Construction & development | -0.4373% | 5,336 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1072% | 5,709 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0070% | 4,659 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5370% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0177% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3143% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0295% | 1,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4478% | 1,453 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9703% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2297% | 1,773 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0161% | 888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0026% | 1,137 |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2441% | 1,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3329% | 542 |
| Percentage Net Loans Charged-off:Construction & development | -0.4903% | 5,357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0932% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1055% | 201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5872% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8838% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4431% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 2,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3576% | 2,034 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3223% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1840% | 2,610 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3874% | 664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0826% | 35 |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2602% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3690% | 453 |
| Percentage Net Loans Charged-off:Construction & development | -0.5911% | 5,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0226% | 1,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1408% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6875% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9374% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5652% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0288% | 4,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3243% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1307% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1623% | 2,469 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4463% | 565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1148% | 25 |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1920% | 1,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2719% | 674 |
| Percentage Net Loans Charged-off:Construction & development | -0.8462% | 5,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0400% | 971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1595% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5324% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0435% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2790% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0805% | 5,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2565% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9893% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0980% | 2,568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4175% | 519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0241% | 27 |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1747% | 1,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2550% | 647 |
| Percentage Net Loans Charged-off:Construction & development | -1.1812% | 5,650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3171% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5341% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1577% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2203% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0609% | 4,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3570% | 1,582 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2323% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1883% | 1,901 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2319% | 534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3537% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4528% | 677 |
| Percentage Net Loans Charged-off:Construction & development | -0.7183% | 5,657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1707% | 1,283 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0972% | 5,152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8086% | 341 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2011% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5989% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3801% | 1,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2909% | 2,459 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8994% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1324% | 3,075 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1175% | 1,049 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2068% | 1,315 |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3856% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5258% | 544 |
| Percentage Net Loans Charged-off:Construction & development | -0.8571% | 5,748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1826% | 1,081 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3117% | 5,148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8669% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2650% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6521% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3404% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2673% | 2,366 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0144% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1003% | 2,973 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2079% | 793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4757% | 1,308 |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4845% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6059% | 499 |
| Percentage Net Loans Charged-off:Construction & development | -1.5449% | 5,866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2290% | 882 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1229% | 5,124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9997% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2951% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8390% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5116% | 972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2519% | 2,195 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0447% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0803% | 2,822 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3326% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6669% | 1,285 |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4366% | 834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5816% | 489 |
| Percentage Net Loans Charged-off:Construction & development | -0.3964% | 5,724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1962% | 632 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0228% | 5,088 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8888% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9812% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8384% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5144% | 676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3139% | 1,852 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0561% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1410% | 2,230 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0332% | 853 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6324% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0374% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 1.4339% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2979% | 1,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9816% | 284 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3719% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6246% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2320% | 374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2589% | 2,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3471% | 2,552 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0457% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1683% | 3,173 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2103% | 901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2534% | 58 |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7836% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2305% | 345 |
| Percentage Net Loans Charged-off:Construction & development | 1.6817% | 597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4623% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2786% | 210 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5740% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8573% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4169% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3986% | 1,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4078% | 2,114 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1462% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2257% | 2,628 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2707% | 769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3222% | 50 |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7905% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2058% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 1.9413% | 527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2416% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8246% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5602% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6986% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4831% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5294% | 1,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4327% | 1,923 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4046% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2335% | 2,392 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0892% | 944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7661% | 795 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3066% | 376 |
| Percentage Net Loans Charged-off:Construction & development | -1.4011% | 6,131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4738% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4925% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9374% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9246% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9445% | 238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2315% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4289% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0927% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1758% | 2,227 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0036% | 5,584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1721% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8843% | 366 |
| Percentage Net Loans Charged-off:Construction & development | 3.1527% | 819 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9660% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2750% | 650 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4136% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2980% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4793% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3211% | 2,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5038% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3383% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2048% | 3,264 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0900% | 6,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.5824% | 1,464 |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3273% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0532% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 3.9029% | 659 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1621% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4719% | 506 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5334% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5687% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5133% | 283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4467% | 1,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6900% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7932% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3653% | 2,383 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2833% | 6,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.8959% | 1,453 |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1540% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7298% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 3.8245% | 634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8635% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5431% | 403 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1109% | 340 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8256% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2731% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5920% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5233% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4097% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1273% | 3,098 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4435% | 6,357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4248% | 83 |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9974% | 1,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6188% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 2.9460% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4732% | 987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4881% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2169% | 341 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7077% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5065% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5410% | 1,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5403% | 1,746 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9161% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0924% | 2,647 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6716% | 6,451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2585% | 1,351 |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9338% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3047% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.8641% | 2,209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4859% | 2,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5072% | 744 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7079% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9060% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5825% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4261% | 2,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4262% | 3,043 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1076% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0921% | 4,338 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0600% | 6,121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3234% | 98 |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0087% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3722% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.9855% | 1,905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4961% | 1,681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2805% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7317% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0326% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5337% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6249% | 2,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3613% | 3,054 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8243% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0687% | 4,110 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0353% | 6,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1349% | 1,379 |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3331% | 1,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7477% | 774 |
| Percentage Net Loans Charged-off:Construction & development | 2.2058% | 1,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8628% | 1,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2189% | 591 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8901% | 584 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0907% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7436% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3514% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3944% | 2,726 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9559% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0782% | 3,648 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1331% | 1,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1985% | 1,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5655% | 767 |
| Percentage Net Loans Charged-off:Construction & development | 1.7455% | 1,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7221% | 935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5412% | 327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8988% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1091% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7474% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9556% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4989% | 2,091 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5069% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1527% | 2,724 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1188% | 795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3040% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7439% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | 4.7136% | 1,300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7181% | 1,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9173% | 718 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9692% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8639% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0406% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7762% | 2,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5086% | 3,386 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5176% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1617% | 1,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3280% | 1,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7949% | 970 |
| Percentage Net Loans Charged-off:Construction & development | 4.5334% | 1,214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7764% | 1,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1874% | 544 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0110% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9749% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0352% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8103% | 2,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4459% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3453% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1078% | 1,431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4365% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9566% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 5.9566% | 869 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0841% | 940 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6256% | 392 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0445% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0242% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0580% | 595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8710% | 2,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4292% | 3,131 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0082% | 1,464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0907% | 1,292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3908% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8157% | 823 |
| Percentage Net Loans Charged-off:Construction & development | 1.9379% | 1,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2870% | 1,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4706% | 283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2845% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3694% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2298% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9717% | 1,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6039% | 2,434 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0086% | 1,469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1274% | 974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.7912% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0863% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 8.2082% | 764 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6832% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7066% | 625 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8058% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8651% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7726% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2607% | 1,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8837% | 2,983 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4702% | 1,121 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1209% | 1,760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6319% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9766% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 6.7121% | 745 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5088% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9260% | 435 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7802% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9269% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7006% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4573% | 1,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8927% | 2,676 |
| Percentage Net Loans Charged-off: Credit card loans | 52.4828% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1161% | 1,543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3295% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6770% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 4.5316% | 891 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3579% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8326% | 331 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5691% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8802% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4058% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8515% | 2,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7477% | 2,850 |
| Percentage Net Loans Charged-off: Credit card loans | 73.4802% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0284% | 1,555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9265% | 1,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1778% | 909 |
| Percentage Net Loans Charged-off:Construction & development | 3.8317% | 675 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1153% | 1,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6081% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2741% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5496% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1336% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4372% | 1,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6072% | 2,723 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3324% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0378% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5067% | 771 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8534% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 10.7659% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2944% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5194% | 237 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8552% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3628% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6321% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5829% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6270% | 3,284 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7200% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4625% | 1,065 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7989% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9000% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 3.9672% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1793% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3046% | 277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7235% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3989% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4367% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8115% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5169% | 3,179 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0385% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5959% | 824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6099% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5499% | 856 |
| Percentage Net Loans Charged-off:Construction & development | 2.2861% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2250% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4335% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9936% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2014% | 1,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9940% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4303% | 3,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8819% | 622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2610% | 1,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2185% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.3510% | 718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0260% | 718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2671% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4975% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1746% | 1,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6298% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2157% | 3,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0343% | 994 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1921% | 2,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0965% | 2,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.1882% | 1,018 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1530% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1692% | 207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0642% | 2,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1570% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 2,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3052% | 2,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4488% | 3,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0620% | 1,503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2000% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0875% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.1924% | 611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0998% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2326% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0616% | 1,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1544% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 2,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3986% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4242% | 2,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0706% | 1,282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2465% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0070% | 755 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1657% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 1,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0864% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 1,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8003% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3970% | 2,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0837% | 1,123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1332% | 1,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0520% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0270% | 1,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0782% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0844% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5312% | 2,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0240% | 933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1203% | 2,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 1,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0505% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1040% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 2,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1214% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 2,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1430% | 2,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3145% | 3,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0415% | 1,430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1372% | 2,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0685% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1576% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0497% | 1,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1242% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1855% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3189% | 3,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0462% | 1,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1262% | 2,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 1,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0839% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1813% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1499% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 1,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0579% | 2,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3705% | 2,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0516% | 1,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1272% | 1,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 1,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0402% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1076% | 7,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7249% | 1,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0963% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0795% | 4,072 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 7,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0793% | 8,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 2,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0170% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 2,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1769% | 2,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2131% | 5,004 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0590% | 1,391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1007% | 3,135 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 7,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1108% | 8,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 2,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0132% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 2,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3004% | 1,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1992% | 4,608 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0424% | 1,267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1053% | 2,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 2,443 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 7,664 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0822% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 2,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0069% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 7,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2619% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2343% | 4,000 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6799% | 1,045 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0040% | 1,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0402% | 3,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 1,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0073% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5668% | 2,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0265% | 810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0196% | 8,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 2,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0627% | 2,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0197% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1742% | 1,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8954% | 8,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2092% | 5,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1365% | 7,463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0266% | 8,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 2,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0753% | 1,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0170% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2250% | 745 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2284% | 8,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3098% | 4,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1990% | 7,536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0567% | 8,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 1,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0014% | 5,895 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3077% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8573% | 8,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2914% | 4,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1083% | 982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2054% | 8,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4075% | 8,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1343% | 4,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2340% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4479% | 1,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 3,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 3,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0095% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 2,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3072% | 295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2416% | 5,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0460% | 7,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5008% | 1,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 3,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 2,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0130% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0389% | 2,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6234% | 223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2516% | 5,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0818% | 7,529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2709% | 2,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 2,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 1,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0102% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 1,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6125% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3010% | 4,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1181% | 7,597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0258% | 4,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 1,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1073% | 7,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3120% | 3,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0646% | 7,487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0119% | 7,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 3,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 3,039 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 5,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0468% | 2,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0597% | 6,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2051% | 1,410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1519% | 4,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 3,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 2,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0086% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 2,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0121% | 1,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2337% | 5,762 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5630% | 8,289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0456% | 5,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0393% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0021% | 1,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6690% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1072% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1000% | 4,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0872% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0494% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1300% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1999% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1407% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2460% | 1,516 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6184% | 117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0666% | 9,836 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1256% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6503% | 1,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1536% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1789% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1083% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0297% | 900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7260% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0149% | 391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2589% | 3,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0391% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 1,294 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0092% | 1,238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6618% | 92 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0718% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5587% | 930 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0412% | 7,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2194% | 1,499 |
| Percentage Net Loans Charged-off:Construction & development | -0.4004% | 1,409 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6003% | 1,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1158% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5979% | 294 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5885% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4277% | 1,349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4122% | 2,093 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2955% | 1,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1870% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3729% | 119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7215% | 98 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8926% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7980% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6666% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6307% | 3,447 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
