Home > American Commercial Bank & Trust > Income and Expense
American Commercial Bank & Trust, Income and Expense
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $23,017,000 | 633 |
| Total interest expense | $9,806,000 | 593 |
| Net interest income | $13,211,000 | 656 |
| Provision for loan and lease losses | $1,350,000 | 271 |
| Total noninterest income | $1,569,000 | 1,016 |
| Gross Fiduciary activities income | $228,000 | 536 |
| Service charges on deposit accounts | $644,000 | 455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $697,000 | 1,243 |
| Total noninterest expense | $7,984,000 | 860 |
| Salaries and employee benefits | $5,411,000 | 738 |
| Premises and equipment expense | $759,000 | 887 |
| Additional noninterest expense | $697,000 | 1,243 |
| Pre-tax net operating income | $5,446,000 | 608 |
| Securities gains (losses) | $4,000 | 464 |
| Applicable income taxes | $1,439,000 | 494 |
| Income before extraordinary items | $4,011,000 | 675 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,011,000 | 682 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,011,000 | 675 |
| Net charge-offs | $1,820,000 | 202 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $4,007,840 | 670 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $81,198,000 | 632 |
| Total interest expense | $28,418,000 | 614 |
| Net interest income | $52,780,000 | 637 |
| Provision for loan and lease losses | $7,080,000 | 264 |
| Total noninterest income | $6,015,000 | 1,044 |
| Gross Fiduciary activities income | $961,000 | 514 |
| Service charges on deposit accounts | $2,199,000 | 510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,855,000 | 1,294 |
| Total noninterest expense | $30,120,000 | 891 |
| Salaries and employee benefits | $19,617,000 | 778 |
| Premises and equipment expense | $2,994,000 | 867 |
| Additional noninterest expense | $2,855,000 | 1,294 |
| Pre-tax net operating income | $21,595,000 | 641 |
| Securities gains (losses) | $-135,000 | 3,858 |
| Applicable income taxes | $5,808,000 | 492 |
| Income before extraordinary items | $15,652,000 | 708 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $15,652,000 | 719 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $15,652,000 | 711 |
| Net charge-offs | $724,000 | 624 |
| Cash dividends | $450,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $15,758,650 | 711 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $58,760,000 | 641 |
| Total interest expense | $19,748,000 | 615 |
| Net interest income | $39,012,000 | 658 |
| Provision for loan and lease losses | $5,310,000 | 259 |
| Total noninterest income | $4,428,000 | 1,073 |
| Gross Fiduciary activities income | $675,000 | 519 |
| Service charges on deposit accounts | $1,597,000 | 526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,156,000 | 1,290 |
| Total noninterest expense | $23,054,000 | 877 |
| Salaries and employee benefits | $15,664,000 | 733 |
| Premises and equipment expense | $2,272,000 | 859 |
| Additional noninterest expense | $2,156,000 | 1,290 |
| Pre-tax net operating income | $15,076,000 | 706 |
| Securities gains (losses) | $-139,000 | 4,090 |
| Applicable income taxes | $4,030,000 | 533 |
| Income before extraordinary items | $10,907,000 | 770 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $10,907,000 | 774 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $10,907,000 | 770 |
| Net charge-offs | $736,000 | 479 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $11,016,810 | 780 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $37,332,000 | 641 |
| Total interest expense | $12,039,000 | 591 |
| Net interest income | $25,293,000 | 679 |
| Provision for loan and lease losses | $3,540,000 | 255 |
| Total noninterest income | $2,815,000 | 1,048 |
| Gross Fiduciary activities income | $450,000 | 515 |
| Service charges on deposit accounts | $1,021,000 | 537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,344,000 | 1,267 |
| Total noninterest expense | $15,190,000 | 863 |
| Salaries and employee benefits | $10,340,000 | 734 |
| Premises and equipment expense | $1,570,000 | 815 |
| Additional noninterest expense | $1,344,000 | 1,266 |
| Pre-tax net operating income | $9,378,000 | 740 |
| Securities gains (losses) | $-138,000 | 4,269 |
| Applicable income taxes | $2,435,000 | 563 |
| Income before extraordinary items | $6,805,000 | 825 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,805,000 | 837 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,805,000 | 825 |
| Net charge-offs | $-50,000 | 4,328 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $6,914,020 | 822 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $17,696,000 | 666 |
| Total interest expense | $5,161,000 | 593 |
| Net interest income | $12,535,000 | 689 |
| Provision for loan and lease losses | $1,770,000 | 253 |
| Total noninterest income | $1,334,000 | 1,094 |
| Gross Fiduciary activities income | $225,000 | 530 |
| Service charges on deposit accounts | $488,000 | 566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $621,000 | 1,330 |
| Total noninterest expense | $7,547,000 | 879 |
| Salaries and employee benefits | $5,151,000 | 753 |
| Premises and equipment expense | $787,000 | 851 |
| Additional noninterest expense | $621,000 | 1,330 |
| Pre-tax net operating income | $4,552,000 | 791 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $1,193,000 | 601 |
| Income before extraordinary items | $3,359,000 | 858 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,359,000 | 857 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $3,359,000 | 857 |
| Net charge-offs | $-26,000 | 4,288 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $3,359,000 | 874 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $50,656,000 | 734 |
| Total interest expense | $5,876,000 | 704 |
| Net interest income | $44,780,000 | 740 |
| Provision for loan and lease losses | $3,975,000 | 326 |
| Total noninterest income | $8,281,000 | 862 |
| Gross Fiduciary activities income | $1,001,000 | 516 |
| Service charges on deposit accounts | $2,012,000 | 570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,268,000 | 872 |
| Total noninterest expense | $30,639,000 | 864 |
| Salaries and employee benefits | $21,450,000 | 699 |
| Premises and equipment expense | $2,821,000 | 910 |
| Additional noninterest expense | $5,268,000 | 872 |
| Pre-tax net operating income | $18,447,000 | 804 |
| Securities gains (losses) | $2,000 | 598 |
| Applicable income taxes | $4,841,000 | 621 |
| Income before extraordinary items | $13,608,000 | 876 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $13,608,000 | 877 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $13,608,000 | 877 |
| Net charge-offs | $74,000 | 1,366 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $13,606,420 | 900 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $34,417,000 | 769 |
| Total interest expense | $2,529,000 | 833 |
| Net interest income | $31,888,000 | 765 |
| Provision for loan and lease losses | $2,250,000 | 368 |
| Total noninterest income | $6,083,000 | 895 |
| Gross Fiduciary activities income | $657,000 | 536 |
| Service charges on deposit accounts | $1,497,000 | 580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,929,000 | 897 |
| Total noninterest expense | $21,521,000 | 896 |
| Salaries and employee benefits | $14,932,000 | 745 |
| Premises and equipment expense | $2,060,000 | 923 |
| Additional noninterest expense | $3,929,000 | 897 |
| Pre-tax net operating income | $14,200,000 | 789 |
| Securities gains (losses) | $3,000 | 589 |
| Applicable income taxes | $3,801,000 | 605 |
| Income before extraordinary items | $10,402,000 | 859 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,402,000 | 859 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $10,402,000 | 859 |
| Net charge-offs | $19,000 | 1,618 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $10,399,630 | 876 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $20,451,000 | 820 |
| Total interest expense | $998,000 | 1,137 |
| Net interest income | $19,453,000 | 806 |
| Provision for loan and lease losses | $1,250,000 | 354 |
| Total noninterest income | $4,624,000 | 804 |
| Gross Fiduciary activities income | $438,000 | 504 |
| Service charges on deposit accounts | $965,000 | 586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,221,000 | 778 |
| Total noninterest expense | $14,356,000 | 878 |
| Salaries and employee benefits | $9,844,000 | 744 |
| Premises and equipment expense | $1,403,000 | 899 |
| Additional noninterest expense | $3,109,000 | 1,121 |
| Pre-tax net operating income | $8,471,000 | 820 |
| Securities gains (losses) | $1,000 | 612 |
| Applicable income taxes | $2,262,000 | 612 |
| Income before extraordinary items | $6,210,000 | 881 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,210,000 | 881 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $6,210,000 | 881 |
| Net charge-offs | $-47,000 | 4,165 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $6,209,210 | 893 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $9,356,000 | 854 |
| Total interest expense | $425,000 | 1,260 |
| Net interest income | $8,931,000 | 840 |
| Provision for loan and lease losses | $600,000 | 290 |
| Total noninterest income | $1,700,000 | 982 |
| Gross Fiduciary activities income | $219,000 | 503 |
| Service charges on deposit accounts | $464,000 | 605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,017,000 | 1,075 |
| Total noninterest expense | $7,016,000 | 899 |
| Salaries and employee benefits | $4,719,000 | 779 |
| Premises and equipment expense | $700,000 | 910 |
| Additional noninterest expense | $1,597,000 | 1,091 |
| Pre-tax net operating income | $3,015,000 | 1,007 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $786,000 | 752 |
| Income before extraordinary items | $2,229,000 | 1,106 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,229,000 | 1,105 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,229,000 | 1,106 |
| Net charge-offs | $-57,000 | 4,432 |
| Cash dividends | $750,000 | 918 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,229,000 | 1,120 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $38,731,000 | 859 |
| Total interest expense | $1,723,000 | 1,495 |
| Net interest income | $37,008,000 | 830 |
| Provision for loan and lease losses | $3,000,000 | 196 |
| Total noninterest income | $9,740,000 | 841 |
| Gross Fiduciary activities income | $977,000 | 484 |
| Service charges on deposit accounts | $1,448,000 | 714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,315,000 | 826 |
| Total noninterest expense | $26,370,000 | 943 |
| Salaries and employee benefits | $18,936,000 | 766 |
| Premises and equipment expense | $2,162,000 | 1,135 |
| Additional noninterest expense | $5,272,000 | 1,268 |
| Pre-tax net operating income | $17,378,000 | 836 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $4,731,000 | 654 |
| Income before extraordinary items | $12,647,000 | 962 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $12,647,000 | 963 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $12,647,000 | 963 |
| Net charge-offs | $640,000 | 548 |
| Cash dividends | $1,425,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $12,647,000 | 946 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $28,955,000 | 869 |
| Total interest expense | $1,323,000 | 1,548 |
| Net interest income | $27,632,000 | 840 |
| Provision for loan and lease losses | $2,250,000 | 183 |
| Total noninterest income | $7,688,000 | 840 |
| Gross Fiduciary activities income | $639,000 | 501 |
| Service charges on deposit accounts | $1,024,000 | 740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,025,000 | 807 |
| Total noninterest expense | $19,230,000 | 969 |
| Salaries and employee benefits | $13,737,000 | 800 |
| Premises and equipment expense | $1,620,000 | 1,146 |
| Additional noninterest expense | $3,873,000 | 1,289 |
| Pre-tax net operating income | $13,840,000 | 832 |
| Securities gains (losses) | $-3,000 | 4,477 |
| Applicable income taxes | $3,803,000 | 641 |
| Income before extraordinary items | $10,034,000 | 945 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $10,034,000 | 944 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $10,034,000 | 945 |
| Net charge-offs | $640,000 | 433 |
| Cash dividends | $725,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $10,036,370 | 928 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $18,692,000 | 892 |
| Total interest expense | $915,000 | 1,566 |
| Net interest income | $17,777,000 | 859 |
| Provision for loan and lease losses | $1,500,000 | 193 |
| Total noninterest income | $5,018,000 | 850 |
| Gross Fiduciary activities income | $426,000 | 497 |
| Service charges on deposit accounts | $637,000 | 771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,955,000 | 812 |
| Total noninterest expense | $12,921,000 | 955 |
| Salaries and employee benefits | $9,373,000 | 786 |
| Premises and equipment expense | $1,065,000 | 1,148 |
| Additional noninterest expense | $2,483,000 | 1,320 |
| Pre-tax net operating income | $8,374,000 | 881 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $2,311,000 | 680 |
| Income before extraordinary items | $6,063,000 | 1,015 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,063,000 | 1,015 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $6,063,000 | 1,015 |
| Net charge-offs | $617,000 | 349 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $6,063,000 | 996 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $9,160,000 | 901 |
| Total interest expense | $490,000 | 1,546 |
| Net interest income | $8,670,000 | 866 |
| Provision for loan and lease losses | $750,000 | 237 |
| Total noninterest income | $2,772,000 | 795 |
| Gross Fiduciary activities income | $213,000 | 499 |
| Service charges on deposit accounts | $294,000 | 805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,265,000 | 748 |
| Total noninterest expense | $6,396,000 | 952 |
| Salaries and employee benefits | $4,724,000 | 778 |
| Premises and equipment expense | $512,000 | 1,200 |
| Additional noninterest expense | $1,160,000 | 1,367 |
| Pre-tax net operating income | $4,296,000 | 869 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $1,204,000 | 660 |
| Income before extraordinary items | $3,092,000 | 990 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $3,092,000 | 990 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,092,000 | 990 |
| Net charge-offs | $599,000 | 241 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,092,000 | 963 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $28,846,000 | 1,099 |
| Total interest expense | $3,417,000 | 1,335 |
| Net interest income | $25,429,000 | 1,058 |
| Provision for loan and lease losses | $5,350,000 | 542 |
| Total noninterest income | $8,713,000 | 875 |
| Gross Fiduciary activities income | $900,000 | 478 |
| Service charges on deposit accounts | $773,000 | 1,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,040,000 | 810 |
| Total noninterest expense | $23,241,000 | 1,000 |
| Salaries and employee benefits | $16,956,000 | 822 |
| Premises and equipment expense | $1,906,000 | 1,233 |
| Additional noninterest expense | $4,379,000 | 1,431 |
| Pre-tax net operating income | $5,551,000 | 1,649 |
| Securities gains (losses) | $2,000 | 2,562 |
| Applicable income taxes | $1,454,000 | 1,156 |
| Income before extraordinary items | $4,099,000 | 1,887 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,099,000 | 1,886 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,099,000 | 1,887 |
| Net charge-offs | $87,000 | 2,102 |
| Cash dividends | $1,239,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,097,420 | 1,844 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $19,974,000 | 1,172 |
| Total interest expense | $2,720,000 | 1,335 |
| Net interest income | $17,254,000 | 1,136 |
| Provision for loan and lease losses | $3,000,000 | 698 |
| Total noninterest income | $5,496,000 | 962 |
| Gross Fiduciary activities income | $635,000 | 482 |
| Service charges on deposit accounts | $480,000 | 1,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,381,000 | 887 |
| Total noninterest expense | $15,143,000 | 1,099 |
| Salaries and employee benefits | $10,748,000 | 923 |
| Premises and equipment expense | $1,403,000 | 1,249 |
| Additional noninterest expense | $2,992,000 | 1,515 |
| Pre-tax net operating income | $4,607,000 | 1,496 |
| Securities gains (losses) | $15,000 | 2,008 |
| Applicable income taxes | $1,197,000 | 1,048 |
| Income before extraordinary items | $3,425,000 | 1,736 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,425,000 | 1,736 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,425,000 | 1,736 |
| Net charge-offs | $216,000 | 1,211 |
| Cash dividends | $619,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,413,150 | 1,688 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $12,269,000 | 1,262 |
| Total interest expense | $1,836,000 | 1,409 |
| Net interest income | $10,433,000 | 1,227 |
| Provision for loan and lease losses | $1,650,000 | 802 |
| Total noninterest income | $3,632,000 | 925 |
| Gross Fiduciary activities income | $423,000 | 480 |
| Service charges on deposit accounts | $247,000 | 1,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,962,000 | 825 |
| Total noninterest expense | $9,673,000 | 1,121 |
| Salaries and employee benefits | $6,792,000 | 962 |
| Premises and equipment expense | $867,000 | 1,339 |
| Additional noninterest expense | $2,014,000 | 1,491 |
| Pre-tax net operating income | $2,742,000 | 1,569 |
| Securities gains (losses) | $10,000 | 1,872 |
| Applicable income taxes | $678,000 | 1,103 |
| Income before extraordinary items | $2,074,000 | 1,791 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,074,000 | 1,792 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,074,000 | 1,792 |
| Net charge-offs | $240,000 | 915 |
| Cash dividends | $619,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,066,100 | 1,749 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,477,000 | 1,397 |
| Total interest expense | $921,000 | 1,510 |
| Net interest income | $4,556,000 | 1,355 |
| Provision for loan and lease losses | $825,000 | 678 |
| Total noninterest income | $1,270,000 | 1,096 |
| Gross Fiduciary activities income | $212,000 | 486 |
| Service charges on deposit accounts | $128,000 | 1,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $930,000 | 1,018 |
| Total noninterest expense | $4,406,000 | 1,210 |
| Salaries and employee benefits | $2,973,000 | 1,069 |
| Premises and equipment expense | $430,000 | 1,357 |
| Additional noninterest expense | $1,003,000 | 1,513 |
| Pre-tax net operating income | $595,000 | 2,561 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $88,000 | 2,047 |
| Income before extraordinary items | $507,000 | 2,619 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $507,000 | 2,618 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $507,000 | 2,620 |
| Net charge-offs | $269,000 | 533 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $507,000 | 2,598 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,283,000 | 1,888 |
| Total interest expense | $1,684,000 | 2,601 |
| Net interest income | $13,599,000 | 1,748 |
| Provision for loan and lease losses | $1,120,000 | 842 |
| Total noninterest income | $3,933,000 | 1,330 |
| Gross Fiduciary activities income | $879,000 | 479 |
| Service charges on deposit accounts | $449,000 | 2,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,605,000 | 1,313 |
| Total noninterest expense | $13,359,000 | 1,492 |
| Salaries and employee benefits | $8,872,000 | 1,334 |
| Premises and equipment expense | $1,364,000 | 1,623 |
| Additional noninterest expense | $3,123,000 | 1,863 |
| Pre-tax net operating income | $3,053,000 | 2,427 |
| Securities gains (losses) | $91,000 | 977 |
| Applicable income taxes | $769,000 | 1,631 |
| Income before extraordinary items | $2,375,000 | 2,644 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,375,000 | 2,644 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,375,000 | 2,646 |
| Net charge-offs | $-167,000 | 4,965 |
| Cash dividends | $1,202,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,303,110 | 2,665 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,505,000 | 2,056 |
| Total interest expense | $1,098,000 | 2,790 |
| Net interest income | $9,407,000 | 1,882 |
| Provision for loan and lease losses | $540,000 | 1,091 |
| Total noninterest income | $2,870,000 | 1,347 |
| Gross Fiduciary activities income | $612,000 | 493 |
| Service charges on deposit accounts | $326,000 | 2,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,932,000 | 1,314 |
| Total noninterest expense | $9,350,000 | 1,595 |
| Salaries and employee benefits | $6,197,000 | 1,424 |
| Premises and equipment expense | $985,000 | 1,690 |
| Additional noninterest expense | $2,168,000 | 1,992 |
| Pre-tax net operating income | $2,387,000 | 2,439 |
| Securities gains (losses) | $91,000 | 826 |
| Applicable income taxes | $631,000 | 1,617 |
| Income before extraordinary items | $1,847,000 | 2,659 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,847,000 | 2,660 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,847,000 | 2,660 |
| Net charge-offs | $-178,000 | 5,062 |
| Cash dividends | $595,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,775,110 | 2,678 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,437,000 | 2,191 |
| Total interest expense | $593,000 | 3,078 |
| Net interest income | $5,844,000 | 1,991 |
| Provision for loan and lease losses | $360,000 | 1,067 |
| Total noninterest income | $1,859,000 | 1,340 |
| Gross Fiduciary activities income | $408,000 | 493 |
| Service charges on deposit accounts | $209,000 | 2,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,242,000 | 1,308 |
| Total noninterest expense | $5,891,000 | 1,697 |
| Salaries and employee benefits | $3,725,000 | 1,555 |
| Premises and equipment expense | $625,000 | 1,768 |
| Additional noninterest expense | $1,541,000 | 1,897 |
| Pre-tax net operating income | $1,452,000 | 2,570 |
| Securities gains (losses) | $91,000 | 567 |
| Applicable income taxes | $383,000 | 1,661 |
| Income before extraordinary items | $1,160,000 | 2,724 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,160,000 | 2,724 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,160,000 | 2,723 |
| Net charge-offs | $21,000 | 2,329 |
| Cash dividends | $595,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,088,110 | 2,796 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,076,000 | 2,273 |
| Total interest expense | $218,000 | 3,487 |
| Net interest income | $2,858,000 | 2,034 |
| Provision for loan and lease losses | $180,000 | 1,010 |
| Total noninterest income | $704,000 | 1,562 |
| Gross Fiduciary activities income | $204,000 | 492 |
| Service charges on deposit accounts | $157,000 | 1,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 1,829 |
| Total noninterest expense | $2,785,000 | 1,770 |
| Salaries and employee benefits | $1,724,000 | 1,675 |
| Premises and equipment expense | $308,000 | 1,803 |
| Additional noninterest expense | $753,000 | 1,913 |
| Pre-tax net operating income | $597,000 | 2,824 |
| Securities gains (losses) | $10,000 | 710 |
| Applicable income taxes | $144,000 | 1,870 |
| Income before extraordinary items | $463,000 | 2,998 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $463,000 | 2,996 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $463,000 | 2,997 |
| Net charge-offs | $21,000 | 1,669 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $455,100 | 3,007 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,509,000 | 2,144 |
| Total interest expense | $502,000 | 3,922 |
| Net interest income | $12,007,000 | 1,956 |
| Provision for loan and lease losses | $875,000 | 991 |
| Total noninterest income | $2,962,000 | 1,563 |
| Gross Fiduciary activities income | $947,000 | 475 |
| Service charges on deposit accounts | $408,000 | 2,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,607,000 | 1,718 |
| Total noninterest expense | $9,390,000 | 2,000 |
| Salaries and employee benefits | $5,629,000 | 1,904 |
| Premises and equipment expense | $1,117,000 | 1,888 |
| Additional noninterest expense | $2,644,000 | 2,124 |
| Pre-tax net operating income | $4,704,000 | 1,865 |
| Securities gains (losses) | $-11,000 | 4,441 |
| Applicable income taxes | $1,184,000 | 1,237 |
| Income before extraordinary items | $3,509,000 | 2,085 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,509,000 | 2,083 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,509,000 | 2,084 |
| Net charge-offs | $-54,000 | 4,911 |
| Cash dividends | $1,761,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,517,690 | 2,075 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,246,000 | 2,158 |
| Total interest expense | $349,000 | 3,964 |
| Net interest income | $8,897,000 | 1,968 |
| Provision for loan and lease losses | $410,000 | 1,302 |
| Total noninterest income | $2,113,000 | 1,628 |
| Gross Fiduciary activities income | $585,000 | 502 |
| Service charges on deposit accounts | $300,000 | 2,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,228,000 | 1,719 |
| Total noninterest expense | $6,997,000 | 2,011 |
| Salaries and employee benefits | $4,212,000 | 1,904 |
| Premises and equipment expense | $849,000 | 1,886 |
| Additional noninterest expense | $1,936,000 | 2,162 |
| Pre-tax net operating income | $3,603,000 | 1,849 |
| Securities gains (losses) | $-11,000 | 4,792 |
| Applicable income taxes | $907,000 | 1,249 |
| Income before extraordinary items | $2,685,000 | 2,064 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,685,000 | 2,062 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,685,000 | 2,063 |
| Net charge-offs | $-53,000 | 4,946 |
| Cash dividends | $1,256,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,693,690 | 2,055 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 2,211 |
| Total interest expense | $216,000 | 4,024 |
| Net interest income | $5,669,000 | 2,040 |
| Provision for loan and lease losses | $95,000 | 2,244 |
| Total noninterest income | $1,268,000 | 1,746 |
| Gross Fiduciary activities income | $390,000 | 503 |
| Service charges on deposit accounts | $191,000 | 2,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $687,000 | 1,899 |
| Total noninterest expense | $4,628,000 | 2,035 |
| Salaries and employee benefits | $2,775,000 | 1,933 |
| Premises and equipment expense | $550,000 | 1,940 |
| Additional noninterest expense | $1,303,000 | 2,168 |
| Pre-tax net operating income | $2,214,000 | 1,947 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $563,000 | 1,301 |
| Income before extraordinary items | $1,651,000 | 2,162 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,651,000 | 2,159 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,651,000 | 2,161 |
| Net charge-offs | $-62,000 | 5,083 |
| Cash dividends | $1,201,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,651,000 | 2,153 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 2,294 |
| Total interest expense | $100,000 | 4,112 |
| Net interest income | $2,703,000 | 2,116 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $601,000 | 1,795 |
| Gross Fiduciary activities income | $195,000 | 514 |
| Service charges on deposit accounts | $98,000 | 2,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 1,992 |
| Total noninterest expense | $2,265,000 | 2,086 |
| Salaries and employee benefits | $1,387,000 | 1,960 |
| Premises and equipment expense | $278,000 | 1,962 |
| Additional noninterest expense | $600,000 | 2,275 |
| Pre-tax net operating income | $1,009,000 | 2,034 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $256,000 | 1,347 |
| Income before extraordinary items | $753,000 | 2,259 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $753,000 | 2,258 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $753,000 | 2,259 |
| Net charge-offs | $-27,000 | 5,064 |
| Cash dividends | $626,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $753,000 | 2,248 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,127,000 | 2,250 |
| Total interest expense | $341,000 | 4,234 |
| Net interest income | $10,786,000 | 2,101 |
| Provision for loan and lease losses | $20,000 | 3,943 |
| Total noninterest income | $2,829,000 | 1,655 |
| Gross Fiduciary activities income | $825,000 | 488 |
| Service charges on deposit accounts | $432,000 | 2,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,572,000 | 1,766 |
| Total noninterest expense | $8,795,000 | 2,117 |
| Salaries and employee benefits | $5,425,000 | 1,969 |
| Premises and equipment expense | $1,133,000 | 1,935 |
| Additional noninterest expense | $2,237,000 | 2,459 |
| Pre-tax net operating income | $4,800,000 | 1,778 |
| Securities gains (losses) | $20,000 | 1,329 |
| Applicable income taxes | $1,393,000 | 1,595 |
| Income before extraordinary items | $3,427,000 | 1,836 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,427,000 | 1,836 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,427,000 | 1,837 |
| Net charge-offs | $488,000 | 1,107 |
| Cash dividends | $1,660,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,412,800 | 1,816 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,185,000 | 2,281 |
| Total interest expense | $246,000 | 4,311 |
| Net interest income | $7,939,000 | 2,134 |
| Provision for loan and lease losses | $20,000 | 3,698 |
| Total noninterest income | $2,238,000 | 1,611 |
| Gross Fiduciary activities income | $558,000 | 513 |
| Service charges on deposit accounts | $333,000 | 2,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,347,000 | 1,649 |
| Total noninterest expense | $6,636,000 | 2,106 |
| Salaries and employee benefits | $4,015,000 | 2,000 |
| Premises and equipment expense | $847,000 | 1,939 |
| Additional noninterest expense | $1,774,000 | 2,352 |
| Pre-tax net operating income | $3,521,000 | 1,824 |
| Securities gains (losses) | $20,000 | 1,322 |
| Applicable income taxes | $1,238,000 | 1,276 |
| Income before extraordinary items | $2,303,000 | 2,162 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,303,000 | 2,163 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,303,000 | 2,163 |
| Net charge-offs | $393,000 | 942 |
| Cash dividends | $1,185,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,290,000 | 2,145 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,322,000 | 2,310 |
| Total interest expense | $155,000 | 4,380 |
| Net interest income | $5,167,000 | 2,164 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,428,000 | 1,647 |
| Gross Fiduciary activities income | $372,000 | 514 |
| Service charges on deposit accounts | $216,000 | 2,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $840,000 | 1,724 |
| Total noninterest expense | $4,442,000 | 2,108 |
| Salaries and employee benefits | $2,642,000 | 2,031 |
| Premises and equipment expense | $559,000 | 1,952 |
| Additional noninterest expense | $1,241,000 | 2,261 |
| Pre-tax net operating income | $2,153,000 | 1,919 |
| Securities gains (losses) | $20,000 | 995 |
| Applicable income taxes | $743,000 | 1,338 |
| Income before extraordinary items | $1,430,000 | 2,227 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,430,000 | 2,228 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,430,000 | 2,228 |
| Net charge-offs | $300,000 | 828 |
| Cash dividends | $661,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,416,800 | 2,217 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 2,322 |
| Total interest expense | $74,000 | 4,447 |
| Net interest income | $2,577,000 | 2,175 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $715,000 | 1,638 |
| Gross Fiduciary activities income | $186,000 | 521 |
| Service charges on deposit accounts | $113,000 | 2,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $416,000 | 1,716 |
| Total noninterest expense | $2,230,000 | 2,121 |
| Salaries and employee benefits | $1,321,000 | 2,049 |
| Premises and equipment expense | $282,000 | 1,966 |
| Additional noninterest expense | $627,000 | 2,239 |
| Pre-tax net operating income | $1,062,000 | 1,884 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $362,000 | 1,336 |
| Income before extraordinary items | $700,000 | 2,192 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $700,000 | 2,193 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $700,000 | 2,193 |
| Net charge-offs | $268,000 | 500 |
| Cash dividends | $346,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $700,000 | 2,164 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,591,000 | 2,293 |
| Total interest expense | $252,000 | 4,699 |
| Net interest income | $10,339,000 | 2,120 |
| Provision for loan and lease losses | $5,000 | 4,258 |
| Total noninterest income | $3,421,000 | 1,503 |
| Gross Fiduciary activities income | $790,000 | 496 |
| Service charges on deposit accounts | $470,000 | 2,183 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,161,000 | 1,518 |
| Total noninterest expense | $8,914,000 | 2,108 |
| Salaries and employee benefits | $5,202,000 | 2,037 |
| Premises and equipment expense | $1,142,000 | 1,941 |
| Additional noninterest expense | $2,570,000 | 2,253 |
| Pre-tax net operating income | $4,841,000 | 1,666 |
| Securities gains (losses) | $101,000 | 1,339 |
| Applicable income taxes | $1,696,000 | 1,183 |
| Income before extraordinary items | $3,246,000 | 1,960 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,246,000 | 1,959 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,246,000 | 1,959 |
| Net charge-offs | $-190,000 | 5,652 |
| Cash dividends | $1,959,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,179,340 | 1,955 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,946,000 | 2,299 |
| Total interest expense | $195,000 | 4,691 |
| Net interest income | $7,751,000 | 2,120 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,420,000 | 1,559 |
| Gross Fiduciary activities income | $540,000 | 515 |
| Service charges on deposit accounts | $352,000 | 2,197 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,528,000 | 1,576 |
| Total noninterest expense | $6,667,000 | 2,100 |
| Salaries and employee benefits | $3,885,000 | 2,030 |
| Premises and equipment expense | $878,000 | 1,907 |
| Additional noninterest expense | $1,904,000 | 2,280 |
| Pre-tax net operating income | $3,504,000 | 1,734 |
| Securities gains (losses) | $101,000 | 1,248 |
| Applicable income taxes | $1,231,000 | 1,240 |
| Income before extraordinary items | $2,374,000 | 2,035 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,374,000 | 2,034 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,374,000 | 2,035 |
| Net charge-offs | $-164,000 | 5,697 |
| Cash dividends | $1,479,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,307,340 | 2,025 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,233,000 | 2,317 |
| Total interest expense | $128,000 | 4,750 |
| Net interest income | $5,105,000 | 2,139 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,484,000 | 1,633 |
| Gross Fiduciary activities income | $360,000 | 520 |
| Service charges on deposit accounts | $235,000 | 2,173 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $889,000 | 1,685 |
| Total noninterest expense | $4,454,000 | 2,093 |
| Salaries and employee benefits | $2,603,000 | 2,028 |
| Premises and equipment expense | $559,000 | 1,969 |
| Additional noninterest expense | $1,292,000 | 2,252 |
| Pre-tax net operating income | $2,135,000 | 1,837 |
| Securities gains (losses) | $101,000 | 957 |
| Applicable income taxes | $756,000 | 1,291 |
| Income before extraordinary items | $1,480,000 | 2,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,480,000 | 2,155 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,480,000 | 2,155 |
| Net charge-offs | $31,000 | 2,491 |
| Cash dividends | $1,320,000 | 1,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,413,340 | 2,159 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,573,000 | 2,355 |
| Total interest expense | $66,000 | 4,742 |
| Net interest income | $2,507,000 | 2,170 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $750,000 | 1,589 |
| Gross Fiduciary activities income | $180,000 | 519 |
| Service charges on deposit accounts | $117,000 | 2,168 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $453,000 | 1,618 |
| Total noninterest expense | $2,302,000 | 2,066 |
| Salaries and employee benefits | $1,301,000 | 2,034 |
| Premises and equipment expense | $280,000 | 1,970 |
| Additional noninterest expense | $721,000 | 2,030 |
| Pre-tax net operating income | $955,000 | 1,987 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $314,000 | 1,430 |
| Income before extraordinary items | $641,000 | 2,338 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $641,000 | 2,338 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $641,000 | 2,338 |
| Net charge-offs | $36,000 | 1,646 |
| Cash dividends | $645,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $641,000 | 2,287 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,767,000 | 2,412 |
| Total interest expense | $311,000 | 4,547 |
| Net interest income | $9,456,000 | 2,263 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $2,867,000 | 1,654 |
| Gross Fiduciary activities income | $860,000 | 493 |
| Service charges on deposit accounts | $464,000 | 2,263 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,543,000 | 1,821 |
| Total noninterest expense | $8,893,000 | 2,111 |
| Salaries and employee benefits | $5,063,000 | 2,028 |
| Premises and equipment expense | $1,227,000 | 1,849 |
| Additional noninterest expense | $2,603,000 | 2,255 |
| Pre-tax net operating income | $3,370,000 | 2,128 |
| Securities gains (losses) | $143,000 | 931 |
| Applicable income taxes | $1,146,000 | 1,471 |
| Income before extraordinary items | $2,367,000 | 2,429 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,367,000 | 2,430 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,367,000 | 2,431 |
| Net charge-offs | $-839,000 | 6,076 |
| Cash dividends | $2,858,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,271,190 | 2,454 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,259,000 | 2,455 |
| Total interest expense | $241,000 | 4,566 |
| Net interest income | $7,018,000 | 2,299 |
| Provision for loan and lease losses | $60,000 | 3,107 |
| Total noninterest income | $2,187,000 | 1,647 |
| Gross Fiduciary activities income | $585,000 | 513 |
| Service charges on deposit accounts | $338,000 | 2,326 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,264,000 | 1,728 |
| Total noninterest expense | $6,590,000 | 2,133 |
| Salaries and employee benefits | $3,696,000 | 2,089 |
| Premises and equipment expense | $932,000 | 1,848 |
| Additional noninterest expense | $1,962,000 | 2,241 |
| Pre-tax net operating income | $2,555,000 | 2,162 |
| Securities gains (losses) | $57,000 | 1,384 |
| Applicable income taxes | $849,000 | 1,526 |
| Income before extraordinary items | $1,763,000 | 2,478 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,763,000 | 2,479 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,763,000 | 2,479 |
| Net charge-offs | $-866,000 | 6,180 |
| Cash dividends | $2,351,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,724,810 | 2,479 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,712,000 | 2,508 |
| Total interest expense | $162,000 | 4,600 |
| Net interest income | $4,550,000 | 2,345 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $1,483,000 | 1,632 |
| Gross Fiduciary activities income | $390,000 | 516 |
| Service charges on deposit accounts | $215,000 | 2,379 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $878,000 | 1,696 |
| Total noninterest expense | $4,418,000 | 2,134 |
| Salaries and employee benefits | $2,437,000 | 2,119 |
| Premises and equipment expense | $646,000 | 1,795 |
| Additional noninterest expense | $1,335,000 | 2,202 |
| Pre-tax net operating income | $1,555,000 | 2,282 |
| Securities gains (losses) | $57,000 | 1,162 |
| Applicable income taxes | $520,000 | 1,584 |
| Income before extraordinary items | $1,092,000 | 2,599 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,092,000 | 2,601 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,092,000 | 2,601 |
| Net charge-offs | $119,000 | 1,572 |
| Cash dividends | $2,139,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,053,240 | 2,603 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 2,598 |
| Total interest expense | $82,000 | 4,625 |
| Net interest income | $2,180,000 | 2,423 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $717,000 | 1,619 |
| Gross Fiduciary activities income | $195,000 | 525 |
| Service charges on deposit accounts | $106,000 | 2,376 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $416,000 | 1,724 |
| Total noninterest expense | $2,176,000 | 2,165 |
| Salaries and employee benefits | $1,219,000 | 2,125 |
| Premises and equipment expense | $284,000 | 2,029 |
| Additional noninterest expense | $673,000 | 2,173 |
| Pre-tax net operating income | $691,000 | 2,435 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $217,000 | 1,745 |
| Income before extraordinary items | $474,000 | 2,824 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $474,000 | 2,827 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $474,000 | 2,827 |
| Net charge-offs | $76,000 | 1,286 |
| Cash dividends | $1,370,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $474,000 | 2,749 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,066,000 | 2,625 |
| Total interest expense | $461,000 | 4,173 |
| Net interest income | $8,605,000 | 2,463 |
| Provision for loan and lease losses | $30,000 | 4,054 |
| Total noninterest income | $2,469,000 | 1,817 |
| Gross Fiduciary activities income | $895,000 | 493 |
| Service charges on deposit accounts | $530,000 | 2,187 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,044,000 | 2,273 |
| Total noninterest expense | $8,636,000 | 2,174 |
| Salaries and employee benefits | $4,929,000 | 2,074 |
| Premises and equipment expense | $1,130,000 | 2,021 |
| Additional noninterest expense | $2,577,000 | 2,355 |
| Pre-tax net operating income | $2,408,000 | 2,654 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $740,000 | 1,836 |
| Income before extraordinary items | $1,668,000 | 3,046 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,668,000 | 3,046 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,668,000 | 3,047 |
| Net charge-offs | $369,000 | 1,799 |
| Cash dividends | $1,603,000 | 1,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,668,000 | 3,000 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,716,000 | 2,671 |
| Total interest expense | $365,000 | 4,132 |
| Net interest income | $6,351,000 | 2,511 |
| Provision for loan and lease losses | $10,000 | 4,128 |
| Total noninterest income | $1,817,000 | 1,848 |
| Gross Fiduciary activities income | $555,000 | 529 |
| Service charges on deposit accounts | $400,000 | 2,194 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $862,000 | 2,147 |
| Total noninterest expense | $6,514,000 | 2,174 |
| Salaries and employee benefits | $3,722,000 | 2,076 |
| Premises and equipment expense | $877,000 | 1,982 |
| Additional noninterest expense | $1,915,000 | 2,351 |
| Pre-tax net operating income | $1,644,000 | 2,875 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $503,000 | 1,989 |
| Income before extraordinary items | $1,141,000 | 3,246 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,141,000 | 3,245 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,141,000 | 3,247 |
| Net charge-offs | $-114,000 | 6,234 |
| Cash dividends | $1,322,000 | 1,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,141,000 | 3,212 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,381,000 | 2,721 |
| Total interest expense | $253,000 | 4,093 |
| Net interest income | $4,128,000 | 2,562 |
| Provision for loan and lease losses | $10,000 | 3,896 |
| Total noninterest income | $1,159,000 | 1,893 |
| Gross Fiduciary activities income | $330,000 | 558 |
| Service charges on deposit accounts | $258,000 | 2,214 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $571,000 | 2,130 |
| Total noninterest expense | $4,374,000 | 2,157 |
| Salaries and employee benefits | $2,460,000 | 2,097 |
| Premises and equipment expense | $554,000 | 2,087 |
| Additional noninterest expense | $1,360,000 | 2,194 |
| Pre-tax net operating income | $903,000 | 3,145 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $255,000 | 2,186 |
| Income before extraordinary items | $648,000 | 3,484 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $648,000 | 3,490 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $648,000 | 3,490 |
| Net charge-offs | $-238,000 | 6,480 |
| Cash dividends | $1,280,000 | 956 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $648,000 | 3,435 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 2,762 |
| Total interest expense | $130,000 | 4,088 |
| Net interest income | $2,017,000 | 2,608 |
| Provision for loan and lease losses | $10,000 | 3,356 |
| Total noninterest income | $542,000 | 1,924 |
| Gross Fiduciary activities income | $165,000 | 552 |
| Service charges on deposit accounts | $121,000 | 2,290 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $256,000 | 2,224 |
| Total noninterest expense | $2,211,000 | 2,141 |
| Salaries and employee benefits | $1,233,000 | 2,105 |
| Premises and equipment expense | $273,000 | 2,153 |
| Additional noninterest expense | $705,000 | 2,135 |
| Pre-tax net operating income | $338,000 | 3,607 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $82,000 | 2,528 |
| Income before extraordinary items | $256,000 | 3,819 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $256,000 | 3,822 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $256,000 | 3,822 |
| Net charge-offs | $-266,000 | 6,628 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $256,000 | 3,779 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,727,000 | 2,745 |
| Total interest expense | $748,000 | 3,601 |
| Net interest income | $7,979,000 | 2,608 |
| Provision for loan and lease losses | $180,000 | 3,069 |
| Total noninterest income | $2,757,000 | 1,721 |
| Gross Fiduciary activities income | $773,000 | 513 |
| Service charges on deposit accounts | $607,000 | 2,046 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,377,000 | 1,961 |
| Total noninterest expense | $8,656,000 | 2,182 |
| Salaries and employee benefits | $4,801,000 | 2,129 |
| Premises and equipment expense | $1,102,000 | 2,063 |
| Additional noninterest expense | $2,753,000 | 2,264 |
| Pre-tax net operating income | $1,900,000 | 2,960 |
| Securities gains (losses) | $7,000 | 2,738 |
| Applicable income taxes | $521,000 | 2,108 |
| Income before extraordinary items | $1,386,000 | 3,309 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,386,000 | 3,311 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,386,000 | 3,312 |
| Net charge-offs | $810,000 | 1,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,380,890 | 3,253 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 2,778 |
| Total interest expense | $578,000 | 3,613 |
| Net interest income | $5,938,000 | 2,640 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $2,086,000 | 1,737 |
| Gross Fiduciary activities income | $431,000 | 573 |
| Service charges on deposit accounts | $463,000 | 2,016 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,192,000 | 1,830 |
| Total noninterest expense | $6,582,000 | 2,140 |
| Salaries and employee benefits | $3,679,000 | 2,075 |
| Premises and equipment expense | $856,000 | 2,019 |
| Additional noninterest expense | $2,047,000 | 2,260 |
| Pre-tax net operating income | $1,262,000 | 3,260 |
| Securities gains (losses) | $7,000 | 2,609 |
| Applicable income taxes | $328,000 | 2,349 |
| Income before extraordinary items | $941,000 | 3,534 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $941,000 | 3,536 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $941,000 | 3,538 |
| Net charge-offs | $294,000 | 2,143 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $935,820 | 3,467 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,257,000 | 2,818 |
| Total interest expense | $400,000 | 3,587 |
| Net interest income | $3,857,000 | 2,691 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $1,440,000 | 1,693 |
| Gross Fiduciary activities income | $287,000 | 574 |
| Service charges on deposit accounts | $308,000 | 1,997 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $845,000 | 1,793 |
| Total noninterest expense | $4,355,000 | 2,161 |
| Salaries and employee benefits | $2,506,000 | 2,049 |
| Premises and equipment expense | $562,000 | 2,045 |
| Additional noninterest expense | $1,287,000 | 2,375 |
| Pre-tax net operating income | $822,000 | 3,286 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $211,000 | 2,382 |
| Income before extraordinary items | $611,000 | 3,574 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $611,000 | 3,576 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $611,000 | 3,577 |
| Net charge-offs | $291,000 | 1,727 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $611,000 | 3,474 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 2,880 |
| Total interest expense | $212,000 | 3,549 |
| Net interest income | $1,879,000 | 2,760 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $791,000 | 1,580 |
| Gross Fiduciary activities income | $144,000 | 582 |
| Service charges on deposit accounts | $150,000 | 2,037 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $497,000 | 1,587 |
| Total noninterest expense | $2,262,000 | 2,105 |
| Salaries and employee benefits | $1,233,000 | 2,093 |
| Premises and equipment expense | $291,000 | 2,020 |
| Additional noninterest expense | $738,000 | 2,106 |
| Pre-tax net operating income | $408,000 | 3,265 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $110,000 | 2,305 |
| Income before extraordinary items | $298,000 | 3,576 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $298,000 | 3,577 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $298,000 | 3,578 |
| Net charge-offs | $227,000 | 1,256 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $298,000 | 3,485 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,272,000 | 2,757 |
| Total interest expense | $1,198,000 | 3,200 |
| Net interest income | $8,074,000 | 2,646 |
| Provision for loan and lease losses | $542,000 | 2,613 |
| Total noninterest income | $1,918,000 | 2,254 |
| Gross Fiduciary activities income | $614,000 | 554 |
| Service charges on deposit accounts | $648,000 | 2,028 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $656,000 | 2,980 |
| Total noninterest expense | $9,270,000 | 2,057 |
| Salaries and employee benefits | $4,805,000 | 2,082 |
| Premises and equipment expense | $1,181,000 | 1,968 |
| Additional noninterest expense | $3,284,000 | 1,993 |
| Pre-tax net operating income | $180,000 | 5,720 |
| Securities gains (losses) | $57,000 | 2,640 |
| Applicable income taxes | $-156,000 | 6,756 |
| Income before extraordinary items | $393,000 | 5,217 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $393,000 | 5,214 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $393,000 | 5,215 |
| Net charge-offs | $697,000 | 2,239 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $336,000 | 5,173 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,010,000 | 2,793 |
| Total interest expense | $935,000 | 3,229 |
| Net interest income | $6,075,000 | 2,688 |
| Provision for loan and lease losses | $1,512,000 | 1,073 |
| Total noninterest income | $1,190,000 | 2,525 |
| Gross Fiduciary activities income | $405,000 | 583 |
| Service charges on deposit accounts | $486,000 | 2,055 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $299,000 | 3,698 |
| Total noninterest expense | $6,945,000 | 2,066 |
| Salaries and employee benefits | $3,586,000 | 2,081 |
| Premises and equipment expense | $892,000 | 1,977 |
| Additional noninterest expense | $2,467,000 | 1,992 |
| Pre-tax net operating income | $-1,192,000 | 6,881 |
| Securities gains (losses) | $57,000 | 2,357 |
| Applicable income taxes | $-655,000 | 7,064 |
| Income before extraordinary items | $-480,000 | 6,749 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-480,000 | 6,747 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-480,000 | 6,747 |
| Net charge-offs | $1,436,000 | 1,147 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-516,480 | 6,703 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 2,786 |
| Total interest expense | $651,000 | 3,225 |
| Net interest income | $4,071,000 | 2,679 |
| Provision for loan and lease losses | $611,000 | 1,551 |
| Total noninterest income | $543,000 | 3,086 |
| Gross Fiduciary activities income | $270,000 | 593 |
| Service charges on deposit accounts | $309,000 | 2,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-36,000 | 6,931 |
| Total noninterest expense | $4,579,000 | 2,092 |
| Salaries and employee benefits | $2,367,000 | 2,104 |
| Premises and equipment expense | $591,000 | 1,992 |
| Additional noninterest expense | $1,621,000 | 2,012 |
| Pre-tax net operating income | $-576,000 | 6,846 |
| Securities gains (losses) | $57,000 | 1,972 |
| Applicable income taxes | $-340,000 | 7,109 |
| Income before extraordinary items | $-179,000 | 6,701 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-179,000 | 6,702 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-179,000 | 6,702 |
| Net charge-offs | $87,000 | 3,551 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-215,480 | 6,657 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 2,797 |
| Total interest expense | $339,000 | 3,233 |
| Net interest income | $2,047,000 | 2,666 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $402,000 | 2,476 |
| Gross Fiduciary activities income | $135,000 | 592 |
| Service charges on deposit accounts | $156,000 | 2,068 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $111,000 | 3,544 |
| Total noninterest expense | $2,245,000 | 2,131 |
| Salaries and employee benefits | $1,166,000 | 2,139 |
| Premises and equipment expense | $298,000 | 1,985 |
| Additional noninterest expense | $781,000 | 2,077 |
| Pre-tax net operating income | $114,000 | 5,262 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-18,000 | 7,018 |
| Income before extraordinary items | $132,000 | 5,030 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $132,000 | 5,033 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $132,000 | 5,034 |
| Net charge-offs | $19,000 | 3,713 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $132,000 | 4,878 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,522,000 | 2,648 |
| Total interest expense | $1,588,000 | 3,307 |
| Net interest income | $8,934,000 | 2,459 |
| Provision for loan and lease losses | $745,000 | 2,840 |
| Total noninterest income | $1,464,000 | 2,487 |
| Gross Fiduciary activities income | $639,000 | 513 |
| Service charges on deposit accounts | $645,000 | 2,120 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $180,000 | 4,598 |
| Total noninterest expense | $9,034,000 | 2,114 |
| Salaries and employee benefits | $4,687,000 | 2,065 |
| Premises and equipment expense | $1,239,000 | 1,994 |
| Additional noninterest expense | $3,108,000 | 2,139 |
| Pre-tax net operating income | $619,000 | 4,468 |
| Securities gains (losses) | $296,000 | 1,149 |
| Applicable income taxes | $51,000 | 3,754 |
| Income before extraordinary items | $864,000 | 3,823 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $864,000 | 3,827 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $864,000 | 3,826 |
| Net charge-offs | $1,327,000 | 2,037 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $585,760 | 4,313 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,017,000 | 2,633 |
| Total interest expense | $1,233,000 | 3,332 |
| Net interest income | $6,784,000 | 2,433 |
| Provision for loan and lease losses | $160,000 | 4,413 |
| Total noninterest income | $1,207,000 | 2,318 |
| Gross Fiduciary activities income | $462,000 | 519 |
| Service charges on deposit accounts | $478,000 | 2,154 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $267,000 | 3,634 |
| Total noninterest expense | $6,704,000 | 2,145 |
| Salaries and employee benefits | $3,494,000 | 2,077 |
| Premises and equipment expense | $935,000 | 2,007 |
| Additional noninterest expense | $2,275,000 | 2,198 |
| Pre-tax net operating income | $1,127,000 | 3,099 |
| Securities gains (losses) | $273,000 | 974 |
| Applicable income taxes | $319,000 | 2,200 |
| Income before extraordinary items | $1,081,000 | 2,910 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,081,000 | 2,913 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,081,000 | 2,913 |
| Net charge-offs | $595,000 | 2,481 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $870,790 | 3,228 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,358,000 | 2,642 |
| Total interest expense | $848,000 | 3,360 |
| Net interest income | $4,510,000 | 2,440 |
| Provision for loan and lease losses | $400,000 | 2,592 |
| Total noninterest income | $644,000 | 2,688 |
| Gross Fiduciary activities income | $270,000 | 548 |
| Service charges on deposit accounts | $307,000 | 2,188 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 5,139 |
| Total noninterest expense | $4,446,000 | 2,173 |
| Salaries and employee benefits | $2,307,000 | 2,123 |
| Premises and equipment expense | $611,000 | 2,063 |
| Additional noninterest expense | $1,528,000 | 2,210 |
| Pre-tax net operating income | $308,000 | 4,578 |
| Securities gains (losses) | $-8,000 | 7,053 |
| Applicable income taxes | $-48,000 | 7,026 |
| Income before extraordinary items | $348,000 | 4,225 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $348,000 | 4,225 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $348,000 | 4,227 |
| Net charge-offs | $329,000 | 2,586 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $356,000 | 4,092 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 2,678 |
| Total interest expense | $437,000 | 3,392 |
| Net interest income | $2,225,000 | 2,473 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $412,000 | 2,305 |
| Gross Fiduciary activities income | $135,000 | 551 |
| Service charges on deposit accounts | $144,000 | 2,264 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $133,000 | 3,102 |
| Total noninterest expense | $2,214,000 | 2,181 |
| Salaries and employee benefits | $1,135,000 | 2,173 |
| Premises and equipment expense | $311,000 | 2,056 |
| Additional noninterest expense | $768,000 | 2,186 |
| Pre-tax net operating income | $123,000 | 4,897 |
| Securities gains (losses) | $-10,000 | 7,169 |
| Applicable income taxes | $-47,000 | 7,187 |
| Income before extraordinary items | $160,000 | 4,352 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $160,000 | 4,351 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $160,000 | 4,352 |
| Net charge-offs | $112,000 | 2,615 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $170,000 | 4,192 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,211,000 | 2,671 |
| Total interest expense | $2,262,000 | 3,230 |
| Net interest income | $8,949,000 | 2,458 |
| Provision for loan and lease losses | $5,739,000 | 1,037 |
| Total noninterest income | $1,686,000 | 2,332 |
| Gross Fiduciary activities income | $570,000 | 526 |
| Service charges on deposit accounts | $708,000 | 2,022 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $408,000 | 3,480 |
| Total noninterest expense | $8,813,000 | 2,204 |
| Salaries and employee benefits | $4,369,000 | 2,214 |
| Premises and equipment expense | $1,306,000 | 1,952 |
| Additional noninterest expense | $3,138,000 | 2,206 |
| Pre-tax net operating income | $-3,917,000 | 7,024 |
| Securities gains (losses) | $342,000 | 1,152 |
| Applicable income taxes | $-1,742,000 | 7,431 |
| Income before extraordinary items | $-1,833,000 | 6,816 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,833,000 | 6,817 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,833,000 | 6,817 |
| Net charge-offs | $4,710,000 | 1,078 |
| Cash dividends | $549,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,051,880 | 6,833 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,483,000 | 2,709 |
| Total interest expense | $1,751,000 | 3,275 |
| Net interest income | $6,732,000 | 2,463 |
| Provision for loan and lease losses | $810,000 | 2,828 |
| Total noninterest income | $1,737,000 | 1,882 |
| Gross Fiduciary activities income | $405,000 | 538 |
| Service charges on deposit accounts | $558,000 | 1,999 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $774,000 | 2,113 |
| Total noninterest expense | $6,700,000 | 2,161 |
| Salaries and employee benefits | $3,410,000 | 2,121 |
| Premises and equipment expense | $1,010,000 | 1,920 |
| Additional noninterest expense | $2,280,000 | 2,242 |
| Pre-tax net operating income | $959,000 | 3,168 |
| Securities gains (losses) | $341,000 | 984 |
| Applicable income taxes | $228,000 | 2,420 |
| Income before extraordinary items | $1,072,000 | 2,759 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,072,000 | 2,756 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,072,000 | 2,760 |
| Net charge-offs | $789,000 | 2,482 |
| Cash dividends | $349,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $792,380 | 3,177 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,646,000 | 2,735 |
| Total interest expense | $1,193,000 | 3,314 |
| Net interest income | $4,453,000 | 2,487 |
| Provision for loan and lease losses | $540,000 | 2,750 |
| Total noninterest income | $1,096,000 | 1,920 |
| Gross Fiduciary activities income | $270,000 | 544 |
| Service charges on deposit accounts | $377,000 | 1,985 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $449,000 | 2,246 |
| Total noninterest expense | $4,372,000 | 2,206 |
| Salaries and employee benefits | $2,257,000 | 2,158 |
| Premises and equipment expense | $610,000 | 2,119 |
| Additional noninterest expense | $1,505,000 | 2,251 |
| Pre-tax net operating income | $637,000 | 3,199 |
| Securities gains (losses) | $78,000 | 1,599 |
| Applicable income taxes | $85,000 | 2,917 |
| Income before extraordinary items | $630,000 | 2,975 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $630,000 | 2,970 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $630,000 | 2,974 |
| Net charge-offs | $625,000 | 2,194 |
| Cash dividends | $349,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $561,360 | 3,087 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 2,759 |
| Total interest expense | $615,000 | 3,367 |
| Net interest income | $2,246,000 | 2,501 |
| Provision for loan and lease losses | $270,000 | 2,574 |
| Total noninterest income | $556,000 | 1,873 |
| Gross Fiduciary activities income | $135,000 | 554 |
| Service charges on deposit accounts | $195,000 | 1,912 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $226,000 | 2,216 |
| Total noninterest expense | $2,145,000 | 2,271 |
| Salaries and employee benefits | $1,123,000 | 2,197 |
| Premises and equipment expense | $306,000 | 2,167 |
| Additional noninterest expense | $716,000 | 2,341 |
| Pre-tax net operating income | $387,000 | 2,891 |
| Securities gains (losses) | $26,000 | 1,415 |
| Applicable income taxes | $61,000 | 2,625 |
| Income before extraordinary items | $352,000 | 2,806 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $352,000 | 2,803 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $352,000 | 2,806 |
| Net charge-offs | $312,000 | 1,996 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $329,900 | 2,843 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,371,000 | 2,666 |
| Total interest expense | $3,237,000 | 3,228 |
| Net interest income | $9,134,000 | 2,387 |
| Provision for loan and lease losses | $1,330,000 | 3,055 |
| Total noninterest income | $2,322,000 | 1,917 |
| Gross Fiduciary activities income | $503,000 | 547 |
| Service charges on deposit accounts | $843,000 | 1,965 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $976,000 | 2,172 |
| Total noninterest expense | $8,574,000 | 2,305 |
| Salaries and employee benefits | $4,483,000 | 2,190 |
| Premises and equipment expense | $1,234,000 | 2,162 |
| Additional noninterest expense | $2,857,000 | 2,451 |
| Pre-tax net operating income | $1,552,000 | 2,302 |
| Securities gains (losses) | $979,000 | 512 |
| Applicable income taxes | $507,000 | 1,552 |
| Income before extraordinary items | $2,024,000 | 1,657 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,024,000 | 1,655 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,024,000 | 1,656 |
| Net charge-offs | $608,000 | 3,547 |
| Cash dividends | $1,066,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,240,800 | 2,377 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,419,000 | 2,669 |
| Total interest expense | $2,561,000 | 3,234 |
| Net interest income | $6,858,000 | 2,382 |
| Provision for loan and lease losses | $510,000 | 3,764 |
| Total noninterest income | $1,805,000 | 1,918 |
| Gross Fiduciary activities income | $410,000 | 529 |
| Service charges on deposit accounts | $621,000 | 1,998 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $774,000 | 2,162 |
| Total noninterest expense | $6,245,000 | 2,363 |
| Salaries and employee benefits | $3,268,000 | 2,281 |
| Premises and equipment expense | $920,000 | 2,194 |
| Additional noninterest expense | $2,057,000 | 2,507 |
| Pre-tax net operating income | $1,908,000 | 1,688 |
| Securities gains (losses) | $238,000 | 1,172 |
| Applicable income taxes | $471,000 | 1,467 |
| Income before extraordinary items | $1,675,000 | 1,598 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,675,000 | 1,596 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,675,000 | 1,598 |
| Net charge-offs | $229,000 | 4,092 |
| Cash dividends | $596,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,489,360 | 1,745 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,268,000 | 2,704 |
| Total interest expense | $1,798,000 | 3,226 |
| Net interest income | $4,470,000 | 2,412 |
| Provision for loan and lease losses | $390,000 | 3,317 |
| Total noninterest income | $1,242,000 | 1,869 |
| Gross Fiduciary activities income | $272,000 | 532 |
| Service charges on deposit accounts | $401,000 | 2,018 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $569,000 | 2,055 |
| Total noninterest expense | $4,112,000 | 2,431 |
| Salaries and employee benefits | $2,179,000 | 2,321 |
| Premises and equipment expense | $611,000 | 2,225 |
| Additional noninterest expense | $1,322,000 | 2,607 |
| Pre-tax net operating income | $1,210,000 | 1,815 |
| Securities gains (losses) | $235,000 | 920 |
| Applicable income taxes | $307,000 | 1,505 |
| Income before extraordinary items | $1,138,000 | 1,638 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,138,000 | 1,635 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,138,000 | 1,637 |
| Net charge-offs | $159,000 | 3,706 |
| Cash dividends | $596,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $952,350 | 1,867 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 2,668 |
| Total interest expense | $943,000 | 3,210 |
| Net interest income | $2,288,000 | 2,371 |
| Provision for loan and lease losses | $270,000 | 2,474 |
| Total noninterest income | $542,000 | 2,014 |
| Gross Fiduciary activities income | $135,000 | 539 |
| Service charges on deposit accounts | $198,000 | 1,992 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $209,000 | 2,450 |
| Total noninterest expense | $2,032,000 | 2,391 |
| Salaries and employee benefits | $1,089,000 | 2,354 |
| Premises and equipment expense | $311,000 | 2,233 |
| Additional noninterest expense | $632,000 | 2,448 |
| Pre-tax net operating income | $528,000 | 2,274 |
| Securities gains (losses) | $231,000 | 607 |
| Applicable income taxes | $161,000 | 1,669 |
| Income before extraordinary items | $598,000 | 1,808 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $598,000 | 1,809 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $598,000 | 1,810 |
| Net charge-offs | $40,000 | 3,753 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $415,510 | 2,344 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,961,000 | 2,649 |
| Total interest expense | $4,805,000 | 3,064 |
| Net interest income | $9,156,000 | 2,384 |
| Provision for loan and lease losses | $170,000 | 5,409 |
| Total noninterest income | $1,686,000 | 2,415 |
| Gross Fiduciary activities income | $540,000 | 555 |
| Service charges on deposit accounts | $852,000 | 2,017 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $294,000 | 4,142 |
| Total noninterest expense | $7,539,000 | 2,510 |
| Salaries and employee benefits | $4,151,000 | 2,425 |
| Premises and equipment expense | $1,319,000 | 2,051 |
| Additional noninterest expense | $2,069,000 | 2,779 |
| Pre-tax net operating income | $3,133,000 | 1,725 |
| Securities gains (losses) | $-647,000 | 7,613 |
| Applicable income taxes | $463,000 | 1,921 |
| Income before extraordinary items | $2,023,000 | 1,972 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,023,000 | 1,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 4,509 |
| Cash dividends | $2,250,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,547,070 | 1,699 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,669,000 | 2,652 |
| Total interest expense | $3,763,000 | 3,061 |
| Net interest income | $6,906,000 | 2,391 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $1,326,000 | 2,403 |
| Gross Fiduciary activities income | $405,000 | 566 |
| Service charges on deposit accounts | $646,000 | 2,004 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $275,000 | 3,832 |
| Total noninterest expense | $5,821,000 | 2,430 |
| Salaries and employee benefits | $3,183,000 | 2,404 |
| Premises and equipment expense | $984,000 | 2,077 |
| Additional noninterest expense | $1,654,000 | 2,546 |
| Pre-tax net operating income | $2,321,000 | 2,056 |
| Securities gains (losses) | $20,000 | 2,014 |
| Applicable income taxes | $551,000 | 1,780 |
| Income before extraordinary items | $1,790,000 | 1,965 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,790,000 | 1,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,369 |
| Cash dividends | $900,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,774,800 | 2,085 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,224,000 | 2,641 |
| Total interest expense | $2,635,000 | 3,043 |
| Net interest income | $4,589,000 | 2,383 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $892,000 | 2,429 |
| Gross Fiduciary activities income | $270,000 | 575 |
| Service charges on deposit accounts | $419,000 | 2,023 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $203,000 | 3,732 |
| Total noninterest expense | $3,907,000 | 2,422 |
| Salaries and employee benefits | $2,131,000 | 2,419 |
| Premises and equipment expense | $645,000 | 2,087 |
| Additional noninterest expense | $1,131,000 | 2,460 |
| Pre-tax net operating income | $1,514,000 | 2,179 |
| Securities gains (losses) | $28,000 | 1,831 |
| Applicable income taxes | $362,000 | 1,979 |
| Income before extraordinary items | $1,180,000 | 2,235 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,180,000 | 2,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,637 |
| Cash dividends | $900,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,158,440 | 2,226 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 2,679 |
| Total interest expense | $1,409,000 | 3,050 |
| Net interest income | $2,246,000 | 2,441 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $368,000 | 2,756 |
| Gross Fiduciary activities income | $135,000 | 588 |
| Service charges on deposit accounts | $191,000 | 2,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 5,361 |
| Total noninterest expense | $1,963,000 | 2,413 |
| Salaries and employee benefits | $1,065,000 | 2,445 |
| Premises and equipment expense | $324,000 | 2,093 |
| Additional noninterest expense | $574,000 | 2,406 |
| Pre-tax net operating income | $621,000 | 2,631 |
| Securities gains (losses) | $22,000 | 1,537 |
| Applicable income taxes | $140,000 | 2,404 |
| Income before extraordinary items | $503,000 | 2,674 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $503,000 | 2,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $485,840 | 2,679 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,229,000 | 2,635 |
| Total interest expense | $6,281,000 | 2,894 |
| Net interest income | $8,948,000 | 2,455 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $2,363,000 | 1,965 |
| Gross Fiduciary activities income | $540,000 | 572 |
| Service charges on deposit accounts | $1,017,000 | 1,739 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $806,000 | 2,549 |
| Total noninterest expense | $7,787,000 | 2,343 |
| Salaries and employee benefits | $4,345,000 | 2,319 |
| Premises and equipment expense | $1,263,000 | 2,069 |
| Additional noninterest expense | $2,179,000 | 2,473 |
| Pre-tax net operating income | $3,344,000 | 2,277 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $830,000 | 2,092 |
| Income before extraordinary items | $2,514,000 | 2,345 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,514,000 | 2,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,521 |
| Cash dividends | $1,945,000 | 1,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,514,000 | 2,337 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,442,000 | 2,638 |
| Total interest expense | $4,769,000 | 2,856 |
| Net interest income | $6,673,000 | 2,489 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $1,829,000 | 1,923 |
| Gross Fiduciary activities income | $405,000 | 571 |
| Service charges on deposit accounts | $765,000 | 1,713 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $659,000 | 2,420 |
| Total noninterest expense | $5,952,000 | 2,282 |
| Salaries and employee benefits | $3,403,000 | 2,217 |
| Premises and equipment expense | $941,000 | 2,062 |
| Additional noninterest expense | $1,608,000 | 2,454 |
| Pre-tax net operating income | $2,415,000 | 2,499 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $583,000 | 2,335 |
| Income before extraordinary items | $1,832,000 | 2,565 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,832,000 | 2,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,933 |
| Cash dividends | $649,000 | 2,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,832,000 | 2,541 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,439,000 | 2,717 |
| Total interest expense | $3,159,000 | 2,874 |
| Net interest income | $4,280,000 | 2,611 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $1,252,000 | 1,897 |
| Gross Fiduciary activities income | $270,000 | 582 |
| Service charges on deposit accounts | $492,000 | 1,775 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $490,000 | 2,273 |
| Total noninterest expense | $3,956,000 | 2,310 |
| Salaries and employee benefits | $2,282,000 | 2,240 |
| Premises and equipment expense | $630,000 | 2,057 |
| Additional noninterest expense | $1,044,000 | 2,531 |
| Pre-tax net operating income | $1,486,000 | 2,688 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $338,000 | 2,587 |
| Income before extraordinary items | $1,148,000 | 2,732 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,148,000 | 2,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,096 |
| Cash dividends | $649,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,148,000 | 2,718 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,718,000 | 2,714 |
| Total interest expense | $1,609,000 | 2,807 |
| Net interest income | $2,109,000 | 2,637 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $567,000 | 2,034 |
| Gross Fiduciary activities income | $135,000 | 592 |
| Service charges on deposit accounts | $240,000 | 1,767 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $192,000 | 2,603 |
| Total noninterest expense | $1,976,000 | 2,308 |
| Salaries and employee benefits | $1,141,000 | 2,256 |
| Premises and equipment expense | $316,000 | 2,060 |
| Additional noninterest expense | $519,000 | 2,530 |
| Pre-tax net operating income | $655,000 | 2,940 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $136,000 | 2,867 |
| Income before extraordinary items | $519,000 | 2,939 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $519,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $519,000 | 2,922 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,272,000 | 2,517 |
| Total interest expense | $6,361,000 | 2,475 |
| Net interest income | $8,911,000 | 2,532 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $2,407,000 | 1,937 |
| Gross Fiduciary activities income | $540,000 | 574 |
| Service charges on deposit accounts | $965,000 | 1,802 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $902,000 | 2,392 |
| Total noninterest expense | $7,927,000 | 2,228 |
| Salaries and employee benefits | $4,509,000 | 2,170 |
| Premises and equipment expense | $1,259,000 | 1,995 |
| Additional noninterest expense | $2,159,000 | 2,394 |
| Pre-tax net operating income | $3,211,000 | 2,659 |
| Securities gains (losses) | $-13,000 | 7,384 |
| Applicable income taxes | $753,000 | 2,560 |
| Income before extraordinary items | $2,445,000 | 2,665 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,445,000 | 2,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,821 |
| Cash dividends | $1,949,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,454,880 | 2,643 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,321,000 | 2,536 |
| Total interest expense | $4,554,000 | 2,502 |
| Net interest income | $6,767,000 | 2,534 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $1,663,000 | 2,065 |
| Gross Fiduciary activities income | $405,000 | 566 |
| Service charges on deposit accounts | $719,000 | 1,818 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $539,000 | 2,745 |
| Total noninterest expense | $6,054,000 | 2,184 |
| Salaries and employee benefits | $3,462,000 | 2,118 |
| Premises and equipment expense | $947,000 | 1,992 |
| Additional noninterest expense | $1,645,000 | 2,355 |
| Pre-tax net operating income | $2,241,000 | 2,882 |
| Securities gains (losses) | $-13,000 | 7,688 |
| Applicable income taxes | $528,000 | 2,787 |
| Income before extraordinary items | $1,700,000 | 2,921 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,700,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,313 |
| Cash dividends | $650,000 | 2,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,709,880 | 2,904 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,404,000 | 2,532 |
| Total interest expense | $2,880,000 | 2,518 |
| Net interest income | $4,524,000 | 2,527 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $963,000 | 2,282 |
| Gross Fiduciary activities income | $270,000 | 575 |
| Service charges on deposit accounts | $467,000 | 1,840 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $226,000 | 3,504 |
| Total noninterest expense | $4,067,000 | 2,174 |
| Salaries and employee benefits | $2,315,000 | 2,117 |
| Premises and equipment expense | $626,000 | 2,014 |
| Additional noninterest expense | $1,126,000 | 2,306 |
| Pre-tax net operating income | $1,330,000 | 3,135 |
| Securities gains (losses) | $-13,000 | 7,948 |
| Applicable income taxes | $286,000 | 3,106 |
| Income before extraordinary items | $1,031,000 | 3,145 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,031,000 | 3,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,380 |
| Cash dividends | $650,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,041,140 | 3,109 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,624,000 | 2,541 |
| Total interest expense | $1,409,000 | 2,449 |
| Net interest income | $2,215,000 | 2,557 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $594,000 | 1,949 |
| Gross Fiduciary activities income | $135,000 | 582 |
| Service charges on deposit accounts | $242,000 | 1,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $217,000 | 2,374 |
| Total noninterest expense | $2,036,000 | 2,175 |
| Salaries and employee benefits | $1,167,000 | 2,113 |
| Premises and equipment expense | $313,000 | 2,018 |
| Additional noninterest expense | $556,000 | 2,301 |
| Pre-tax net operating income | $728,000 | 2,902 |
| Securities gains (losses) | $-13,000 | 8,292 |
| Applicable income taxes | $168,000 | 2,872 |
| Income before extraordinary items | $547,000 | 2,939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $547,000 | 2,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,440 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $557,010 | 2,889 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,161,000 | 2,338 |
| Total interest expense | $4,605,000 | 2,377 |
| Net interest income | $9,556,000 | 2,314 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $2,326,000 | 1,985 |
| Gross Fiduciary activities income | $496,000 | 588 |
| Service charges on deposit accounts | $1,112,000 | 1,562 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $718,000 | 2,726 |
| Total noninterest expense | $8,335,000 | 2,005 |
| Salaries and employee benefits | $4,630,000 | 1,990 |
| Premises and equipment expense | $1,280,000 | 1,892 |
| Additional noninterest expense | $2,425,000 | 2,067 |
| Pre-tax net operating income | $3,247,000 | 2,596 |
| Securities gains (losses) | $48,000 | 939 |
| Applicable income taxes | $791,000 | 2,617 |
| Income before extraordinary items | $2,504,000 | 2,594 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,504,000 | 2,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,923 |
| Cash dividends | $2,649,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,467,520 | 2,602 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,478,000 | 2,320 |
| Total interest expense | $3,330,000 | 2,339 |
| Net interest income | $7,148,000 | 2,292 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $1,600,000 | 2,106 |
| Gross Fiduciary activities income | $342,000 | 601 |
| Service charges on deposit accounts | $835,000 | 1,552 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $423,000 | 3,183 |
| Total noninterest expense | $6,239,000 | 1,987 |
| Salaries and employee benefits | $3,469,000 | 1,963 |
| Premises and equipment expense | $961,000 | 1,874 |
| Additional noninterest expense | $1,809,000 | 2,059 |
| Pre-tax net operating income | $2,284,000 | 2,753 |
| Securities gains (losses) | $54,000 | 853 |
| Applicable income taxes | $544,000 | 2,804 |
| Income before extraordinary items | $1,794,000 | 2,704 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,794,000 | 2,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,163 |
| Cash dividends | $1,350,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,752,420 | 2,724 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,776,000 | 2,330 |
| Total interest expense | $2,107,000 | 2,326 |
| Net interest income | $4,669,000 | 2,318 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $982,000 | 2,203 |
| Gross Fiduciary activities income | $228,000 | 605 |
| Service charges on deposit accounts | $557,000 | 1,516 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $197,000 | 3,782 |
| Total noninterest expense | $4,121,000 | 2,000 |
| Salaries and employee benefits | $2,313,000 | 1,958 |
| Premises and equipment expense | $635,000 | 1,882 |
| Additional noninterest expense | $1,173,000 | 2,095 |
| Pre-tax net operating income | $1,380,000 | 2,932 |
| Securities gains (losses) | $54,000 | 755 |
| Applicable income taxes | $321,000 | 2,988 |
| Income before extraordinary items | $1,113,000 | 2,841 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,113,000 | 2,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,175 |
| Cash dividends | $1,350,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,070,880 | 2,896 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,379,000 | 2,282 |
| Total interest expense | $1,006,000 | 2,322 |
| Net interest income | $2,373,000 | 2,264 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $381,000 | 2,582 |
| Gross Fiduciary activities income | $114,000 | 616 |
| Service charges on deposit accounts | $259,000 | 1,570 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $2,075,000 | 1,996 |
| Salaries and employee benefits | $1,175,000 | 1,946 |
| Premises and equipment expense | $318,000 | 1,884 |
| Additional noninterest expense | $582,000 | 2,107 |
| Pre-tax net operating income | $604,000 | 3,206 |
| Securities gains (losses) | $30,000 | 675 |
| Applicable income taxes | $123,000 | 3,424 |
| Income before extraordinary items | $511,000 | 3,001 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $511,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,709 |
| Cash dividends | $700,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $486,700 | 3,074 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,745,000 | 2,066 |
| Total interest expense | $4,187,000 | 1,948 |
| Net interest income | $9,558,000 | 2,132 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $2,521,000 | 1,858 |
| Gross Fiduciary activities income | $484,000 | 586 |
| Service charges on deposit accounts | $1,090,000 | 1,608 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $947,000 | 2,226 |
| Total noninterest expense | $8,735,000 | 1,856 |
| Salaries and employee benefits | $4,641,000 | 1,884 |
| Premises and equipment expense | $1,270,000 | 1,811 |
| Additional noninterest expense | $2,824,000 | 1,730 |
| Pre-tax net operating income | $3,044,000 | 2,549 |
| Securities gains (losses) | $465,000 | 476 |
| Applicable income taxes | $825,000 | 2,482 |
| Income before extraordinary items | $2,684,000 | 2,278 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,684,000 | 2,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,787 |
| Cash dividends | $2,003,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,330,600 | 2,518 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,235,000 | 2,046 |
| Total interest expense | $3,164,000 | 1,894 |
| Net interest income | $7,071,000 | 2,134 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $1,705,000 | 2,018 |
| Gross Fiduciary activities income | $342,000 | 599 |
| Service charges on deposit accounts | $798,000 | 1,656 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $565,000 | 2,607 |
| Total noninterest expense | $6,577,000 | 1,834 |
| Salaries and employee benefits | $3,502,000 | 1,859 |
| Premises and equipment expense | $895,000 | 1,918 |
| Additional noninterest expense | $2,180,000 | 1,658 |
| Pre-tax net operating income | $1,974,000 | 2,911 |
| Securities gains (losses) | $342,000 | 543 |
| Applicable income taxes | $521,000 | 2,832 |
| Income before extraordinary items | $1,795,000 | 2,565 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,795,000 | 2,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,287 |
| Cash dividends | $700,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,528,240 | 2,836 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,807,000 | 2,038 |
| Total interest expense | $2,132,000 | 1,857 |
| Net interest income | $4,675,000 | 2,143 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $1,171,000 | 1,962 |
| Gross Fiduciary activities income | $228,000 | 598 |
| Service charges on deposit accounts | $508,000 | 1,718 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $435,000 | 2,394 |
| Total noninterest expense | $4,446,000 | 1,797 |
| Salaries and employee benefits | $2,363,000 | 1,843 |
| Premises and equipment expense | $584,000 | 1,965 |
| Additional noninterest expense | $1,499,000 | 1,609 |
| Pre-tax net operating income | $1,250,000 | 3,013 |
| Securities gains (losses) | $183,000 | 688 |
| Applicable income taxes | $319,000 | 2,976 |
| Income before extraordinary items | $1,114,000 | 2,679 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,114,000 | 2,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 1,915 |
| Cash dividends | $700,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $971,260 | 2,927 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 2,076 |
| Total interest expense | $1,093,000 | 1,832 |
| Net interest income | $2,276,000 | 2,198 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $527,000 | 2,071 |
| Gross Fiduciary activities income | $114,000 | 613 |
| Service charges on deposit accounts | $233,000 | 1,823 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $180,000 | 2,643 |
| Total noninterest expense | $2,207,000 | 1,823 |
| Salaries and employee benefits | $1,182,000 | 1,859 |
| Premises and equipment expense | $286,000 | 2,018 |
| Additional noninterest expense | $739,000 | 1,614 |
| Pre-tax net operating income | $521,000 | 3,411 |
| Securities gains (losses) | $111,000 | 744 |
| Applicable income taxes | $142,000 | 3,191 |
| Income before extraordinary items | $490,000 | 2,989 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $490,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,713 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $403,420 | 3,375 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,842,000 | 2,236 |
| Total interest expense | $4,374,000 | 2,034 |
| Net interest income | $8,468,000 | 2,292 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $2,370,000 | 2,038 |
| Gross Fiduciary activities income | $472,000 | 583 |
| Service charges on deposit accounts | $866,000 | 1,982 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,032,000 | 2,343 |
| Total noninterest expense | $7,333,000 | 2,152 |
| Salaries and employee benefits | $4,113,000 | 2,068 |
| Premises and equipment expense | $943,000 | 2,386 |
| Additional noninterest expense | $2,277,000 | 2,118 |
| Pre-tax net operating income | $3,385,000 | 2,271 |
| Securities gains (losses) | $17,000 | 3,315 |
| Applicable income taxes | $867,000 | 2,391 |
| Income before extraordinary items | $2,535,000 | 2,349 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,535,000 | 2,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,586 |
| Cash dividends | $2,501,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,522,250 | 2,251 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,534,000 | 2,296 |
| Total interest expense | $3,297,000 | 2,109 |
| Net interest income | $6,237,000 | 2,342 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $1,829,000 | 2,034 |
| Gross Fiduciary activities income | $342,000 | 594 |
| Service charges on deposit accounts | $603,000 | 2,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $884,000 | 2,223 |
| Total noninterest expense | $5,339,000 | 2,202 |
| Salaries and employee benefits | $2,986,000 | 2,145 |
| Premises and equipment expense | $666,000 | 2,529 |
| Additional noninterest expense | $1,687,000 | 2,132 |
| Pre-tax net operating income | $2,637,000 | 2,270 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $682,000 | 2,437 |
| Income before extraordinary items | $1,956,000 | 2,383 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,956,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,780 |
| Cash dividends | $1,196,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,955,260 | 2,268 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,413,000 | 2,292 |
| Total interest expense | $2,294,000 | 2,095 |
| Net interest income | $4,119,000 | 2,352 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $1,245,000 | 1,998 |
| Gross Fiduciary activities income | $228,000 | 600 |
| Service charges on deposit accounts | $380,000 | 2,182 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $637,000 | 2,110 |
| Total noninterest expense | $3,537,000 | 2,219 |
| Salaries and employee benefits | $2,022,000 | 2,103 |
| Premises and equipment expense | $430,000 | 2,586 |
| Additional noninterest expense | $1,085,000 | 2,193 |
| Pre-tax net operating income | $1,767,000 | 2,277 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $457,000 | 2,457 |
| Income before extraordinary items | $1,310,000 | 2,372 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,310,000 | 2,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,132 |
| Cash dividends | $1,196,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,310,000 | 2,242 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 2,295 |
| Total interest expense | $1,179,000 | 2,082 |
| Net interest income | $2,036,000 | 2,384 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $585,000 | 2,036 |
| Gross Fiduciary activities income | $114,000 | 603 |
| Service charges on deposit accounts | $188,000 | 2,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $283,000 | 2,194 |
| Total noninterest expense | $1,753,000 | 2,230 |
| Salaries and employee benefits | $967,000 | 2,182 |
| Premises and equipment expense | $214,000 | 2,608 |
| Additional noninterest expense | $572,000 | 2,062 |
| Pre-tax net operating income | $838,000 | 2,381 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $216,000 | 2,567 |
| Income before extraordinary items | $622,000 | 2,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $622,000 | 2,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,967 |
| Cash dividends | $475,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $622,000 | 2,314 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,457,000 | 2,289 |
| Total interest expense | $5,716,000 | 1,986 |
| Net interest income | $7,741,000 | 2,473 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $1,974,000 | 2,154 |
| Gross Fiduciary activities income | $459,000 | 601 |
| Service charges on deposit accounts | $763,000 | 2,085 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $752,000 | 2,600 |
| Total noninterest expense | $6,646,000 | 2,242 |
| Salaries and employee benefits | $3,787,000 | 2,106 |
| Premises and equipment expense | $820,000 | 2,626 |
| Additional noninterest expense | $2,039,000 | 2,270 |
| Pre-tax net operating income | $2,949,000 | 2,537 |
| Securities gains (losses) | $102,000 | 1,731 |
| Applicable income taxes | $678,000 | 2,914 |
| Income before extraordinary items | $2,373,000 | 2,447 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,373,000 | 2,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,939 |
| Cash dividends | $2,034,000 | 1,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,293,440 | 2,429 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,066,000 | 2,265 |
| Total interest expense | $7,768,000 | 2,073 |
| Net interest income | $7,298,000 | 2,453 |
| Provision for loan and lease losses | $300,000 | 3,194 |
| Total noninterest income | $1,785,000 | 2,208 |
| Gross Fiduciary activities income | $420,000 | 647 |
| Service charges on deposit accounts | $814,000 | 1,872 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $551,000 | 2,967 |
| Total noninterest expense | $6,699,000 | 2,142 |
| Salaries and employee benefits | $3,750,000 | 2,005 |
| Premises and equipment expense | $777,000 | 2,706 |
| Additional noninterest expense | $2,172,000 | 2,069 |
| Pre-tax net operating income | $2,084,000 | 3,085 |
| Securities gains (losses) | $539,000 | 584 |
| Applicable income taxes | $460,000 | 3,467 |
| Income before extraordinary items | $2,163,000 | 2,367 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,163,000 | 2,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 2,245 |
| Cash dividends | $1,987,000 | 1,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,721,020 | 2,813 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,190,000 | 2,173 |
| Total interest expense | $8,525,000 | 2,023 |
| Net interest income | $7,665,000 | 2,322 |
| Provision for loan and lease losses | $360,000 | 2,489 |
| Total noninterest income | $1,561,000 | 2,278 |
| Gross Fiduciary activities income | $417,000 | 655 |
| Service charges on deposit accounts | $739,000 | 1,878 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $405,000 | 3,311 |
| Total noninterest expense | $6,448,000 | 2,137 |
| Salaries and employee benefits | $3,551,000 | 1,999 |
| Premises and equipment expense | $764,000 | 2,682 |
| Additional noninterest expense | $2,133,000 | 2,034 |
| Pre-tax net operating income | $2,418,000 | 2,836 |
| Securities gains (losses) | $11,000 | 1,132 |
| Applicable income taxes | $288,000 | 4,668 |
| Income before extraordinary items | $2,141,000 | 2,390 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,141,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,772 |
| Cash dividends | $7,075,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,131,320 | 2,407 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,807,000 | 1,940 |
| Total interest expense | $8,264,000 | 1,798 |
| Net interest income | $8,543,000 | 2,072 |
| Provision for loan and lease losses | $384,000 | 2,178 |
| Total noninterest income | $1,268,000 | 2,598 |
| Gross Fiduciary activities income | $441,000 | 676 |
| Service charges on deposit accounts | $580,000 | 2,313 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $247,000 | 4,467 |
| Total noninterest expense | $6,815,000 | 2,003 |
| Salaries and employee benefits | $3,778,000 | 1,844 |
| Premises and equipment expense | $861,000 | 2,349 |
| Additional noninterest expense | $2,176,000 | 2,002 |
| Pre-tax net operating income | $2,612,000 | 2,706 |
| Securities gains (losses) | $-9,000 | 9,275 |
| Applicable income taxes | $449,000 | 3,867 |
| Income before extraordinary items | $2,154,000 | 2,419 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,154,000 | 2,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,599 |
| Cash dividends | $2,250,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,161,470 | 2,382 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,210,000 | 1,879 |
| Total interest expense | $8,650,000 | 1,770 |
| Net interest income | $8,560,000 | 1,999 |
| Provision for loan and lease losses | $460,000 | 1,836 |
| Total noninterest income | $1,234,000 | 2,632 |
| Gross Fiduciary activities income | $458,000 | 668 |
| Service charges on deposit accounts | $534,000 | 2,400 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $242,000 | 4,493 |
| Total noninterest expense | $6,088,000 | 2,141 |
| Salaries and employee benefits | $3,690,000 | 1,804 |
| Premises and equipment expense | $748,000 | 2,599 |
| Additional noninterest expense | $1,650,000 | 2,533 |
| Pre-tax net operating income | $3,246,000 | 2,209 |
| Securities gains (losses) | $255,000 | 800 |
| Applicable income taxes | $543,000 | 3,644 |
| Income before extraordinary items | $2,958,000 | 1,783 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,958,000 | 1,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,227 |
| Cash dividends | $2,250,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,743,800 | 1,830 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,140,000 | 1,924 |
| Total interest expense | $8,520,000 | 1,820 |
| Net interest income | $8,620,000 | 2,020 |
| Provision for loan and lease losses | $480,000 | 1,829 |
| Total noninterest income | $1,201,000 | 2,629 |
| Gross Fiduciary activities income | $422,000 | 715 |
| Service charges on deposit accounts | $562,000 | 2,336 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $217,000 | 4,759 |
| Total noninterest expense | $5,884,000 | 2,186 |
| Salaries and employee benefits | $3,448,000 | 1,903 |
| Premises and equipment expense | $726,000 | 2,645 |
| Additional noninterest expense | $1,710,000 | 2,421 |
| Pre-tax net operating income | $3,457,000 | 2,181 |
| Securities gains (losses) | $22,000 | 1,824 |
| Applicable income taxes | $696,000 | 3,250 |
| Income before extraordinary items | $2,783,000 | 1,894 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,783,000 | 1,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,434 |
| Cash dividends | $2,250,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,765,400 | 1,853 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,886,000 | 2,000 |
| Total interest expense | $8,544,000 | 1,845 |
| Net interest income | $8,342,000 | 2,150 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $1,119,000 | 2,840 |
| Gross Fiduciary activities income | $384,000 | 783 |
| Service charges on deposit accounts | $448,000 | 3,020 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $287,000 | 4,181 |
| Total noninterest expense | $5,719,000 | 2,404 |
| Salaries and employee benefits | $3,186,000 | 2,098 |
| Premises and equipment expense | $697,000 | 2,807 |
| Additional noninterest expense | $1,836,000 | 2,651 |
| Pre-tax net operating income | $3,562,000 | 2,024 |
| Securities gains (losses) | $30,000 | 1,690 |
| Applicable income taxes | $800,000 | 2,841 |
| Income before extraordinary items | $2,792,000 | 1,774 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,792,000 | 1,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,696 |
| Cash dividends | $1,875,000 | 1,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,768,600 | 1,756 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,340,000 | 2,057 |
| Total interest expense | $8,499,000 | 1,861 |
| Net interest income | $7,841,000 | 2,298 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $862,000 | 3,478 |
| Gross Fiduciary activities income | $352,000 | 841 |
| Service charges on deposit accounts | $385,000 | 3,476 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $125,000 | 6,525 |
| Total noninterest expense | $5,771,000 | 2,360 |
| Salaries and employee benefits | $3,225,000 | 2,060 |
| Premises and equipment expense | $640,000 | 3,051 |
| Additional noninterest expense | $1,906,000 | 2,507 |
| Pre-tax net operating income | $2,812,000 | 2,566 |
| Securities gains (losses) | $228,000 | 627 |
| Applicable income taxes | $528,000 | 4,018 |
| Income before extraordinary items | $2,512,000 | 2,012 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,512,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,590 |
| Cash dividends | $1,500,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,322,760 | 2,146 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,142,000 | 2,056 |
| Total interest expense | $7,186,000 | 1,757 |
| Net interest income | $7,956,000 | 2,266 |
| Provision for loan and lease losses | $-30,000 | 11,902 |
| Total noninterest income | $726,000 | 3,995 |
| Gross Fiduciary activities income | $330,000 | 868 |
| Service charges on deposit accounts | $290,000 | 4,488 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $106,000 | 7,329 |
| Total noninterest expense | $5,696,000 | 2,465 |
| Salaries and employee benefits | $3,224,000 | 2,048 |
| Premises and equipment expense | $593,000 | 3,307 |
| Additional noninterest expense | $1,879,000 | 2,722 |
| Pre-tax net operating income | $3,016,000 | 2,363 |
| Securities gains (losses) | $122,000 | 695 |
| Applicable income taxes | $712,000 | 3,050 |
| Income before extraordinary items | $2,426,000 | 2,011 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,426,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,263 |
| Cash dividends | $1,313,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,332,060 | 2,116 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,301,000 | 2,053 |
| Total interest expense | $7,428,000 | 1,768 |
| Net interest income | $7,873,000 | 2,284 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $864,000 | 3,752 |
| Gross Fiduciary activities income | $415,000 | 830 |
| Service charges on deposit accounts | $311,000 | 4,286 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $138,000 | 6,833 |
| Total noninterest expense | $5,519,000 | 2,599 |
| Salaries and employee benefits | $3,085,000 | 2,142 |
| Premises and equipment expense | $586,000 | 3,404 |
| Additional noninterest expense | $1,848,000 | 2,919 |
| Pre-tax net operating income | $2,978,000 | 2,305 |
| Securities gains (losses) | $120,000 | 2,257 |
| Applicable income taxes | $595,000 | 3,628 |
| Income before extraordinary items | $2,503,000 | 1,997 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,503,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,289 |
| Cash dividends | $1,125,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,405,800 | 1,949 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,602,000 | 2,135 |
| Total interest expense | $9,297,000 | 1,819 |
| Net interest income | $7,305,000 | 2,491 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $797,000 | 3,989 |
| Gross Fiduciary activities income | $394,000 | 849 |
| Service charges on deposit accounts | $295,000 | 4,505 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $108,000 | 7,800 |
| Total noninterest expense | $5,128,000 | 2,791 |
| Salaries and employee benefits | $2,907,000 | 2,240 |
| Premises and equipment expense | $617,000 | 3,274 |
| Additional noninterest expense | $1,604,000 | 3,400 |
| Pre-tax net operating income | $2,734,000 | 2,263 |
| Securities gains (losses) | $217,000 | 1,901 |
| Applicable income taxes | $547,000 | 3,707 |
| Income before extraordinary items | $2,404,000 | 1,888 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,404,000 | 1,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 2,661 |
| Cash dividends | $1,125,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,228,230 | 1,889 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.