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Wyoming Community Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$10,314,000	2,796
Total interest expense	$2,829,000	2,693
Net interest income	$7,485,000	2,791
Provision for loan and lease losses	$135,000	2,257
Total noninterest income	$1,049,000	2,685
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$83,000	3,502
Trading account gains and fees	$0	123
Additional Noninterest Income	$966,000	2,309
Total noninterest expense	$6,275,000	2,713
Salaries and employee benefits	$3,351,000	2,781
Premises and equipment expense	$827,000	2,257
Additional noninterest expense	$966,000	2,309
Pre-tax net operating income	$2,124,000	2,898
Securities gains (losses)	$-9,000	3,351
Applicable income taxes	$0	3,369
Income before extraordinary items	$2,115,000	2,720
Extraordinary gains, net	$0	54
Net income	$2,115,000	2,748
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,115,000	2,722
Net charge-offs	$20,000	2,212
Cash dividends	$1,130,000	2,043
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,124,000	2,744
2023-09-30 (YTD Data)		Rank
Total interest income	$7,586,000	2,800
Total interest expense	$1,925,000	2,692
Net interest income	$5,661,000	2,794
Provision for loan and lease losses	$105,000	2,098
Total noninterest income	$764,000	2,722
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$68,000	3,458
Trading account gains and fees	$0	125
Additional Noninterest Income	$696,000	2,334
Total noninterest expense	$4,771,000	2,688
Salaries and employee benefits	$2,563,000	2,738
Premises and equipment expense	$623,000	2,262
Additional noninterest expense	$696,000	2,333
Pre-tax net operating income	$1,549,000	2,987
Securities gains (losses)	$-9,000	3,466
Applicable income taxes	$0	3,407
Income before extraordinary items	$1,540,000	2,825
Extraordinary gains, net	$0	52
Net income	$1,540,000	2,855
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,540,000	2,826
Net charge-offs	$28,000	1,741
Cash dividends	$840,000	1,837
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,549,000	2,847
2023-06-30 (YTD Data)		Rank
Total interest income	$4,831,000	2,839
Total interest expense	$1,068,000	2,739
Net interest income	$3,763,000	2,822
Provision for loan and lease losses	$30,000	2,429
Total noninterest income	$472,000	2,768
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$47,000	3,423
Trading account gains and fees	$0	112
Additional Noninterest Income	$425,000	2,370
Total noninterest expense	$3,186,000	2,679
Salaries and employee benefits	$1,730,000	2,728
Premises and equipment expense	$408,000	2,285
Additional noninterest expense	$425,000	2,366
Pre-tax net operating income	$1,019,000	3,018
Securities gains (losses)	$-9,000	3,781
Applicable income taxes	$0	3,436
Income before extraordinary items	$1,010,000	2,850
Extraordinary gains, net	$0	51
Net income	$1,010,000	2,880
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,010,000	2,849
Net charge-offs	$22,000	1,495
Cash dividends	$600,000	1,788
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,019,000	2,864
2023-03-31 (YTD Data)		Rank
Total interest income	$2,291,000	2,895
Total interest expense	$424,000	2,794
Net interest income	$1,867,000	2,849
Provision for loan and lease losses	$15,000	2,190
Total noninterest income	$232,000	2,782
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$24,000	3,414
Trading account gains and fees	$0	97
Additional Noninterest Income	$208,000	2,387
Total noninterest expense	$1,576,000	2,726
Salaries and employee benefits	$869,000	2,761
Premises and equipment expense	$206,000	2,305
Additional noninterest expense	$208,000	2,387
Pre-tax net operating income	$508,000	3,086
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$508,000	2,902
Extraordinary gains, net	$0	4
Net income	$508,000	2,901
Minority interest net income	$0	48
Net income of bank and minority interests.	$508,000	2,902
Net charge-offs	$22,000	1,082
Cash dividends	$250,000	1,683
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$508,000	2,924
2022-09-30 (YTD Data)		Rank
Total interest income	$5,369,000	2,955
Total interest expense	$473,000	2,731
Net interest income	$4,896,000	2,965
Provision for loan and lease losses	$68,000	2,117
Total noninterest income	$916,000	2,600
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$73,000	3,493
Trading account gains and fees	$0	111
Additional Noninterest Income	$843,000	2,249
Total noninterest expense	$4,422,000	2,764
Salaries and employee benefits	$2,390,000	2,834
Premises and equipment expense	$545,000	2,451
Additional noninterest expense	$843,000	2,249
Pre-tax net operating income	$1,322,000	3,257
Securities gains (losses)	$9,000	447
Applicable income taxes	$0	3,603
Income before extraordinary items	$1,331,000	3,055
Extraordinary gains, net	$0	4
Net income	$1,331,000	3,053
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,331,000	3,054
Net charge-offs	$32,000	1,407
Cash dividends	$400,000	2,343
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,322,000	3,091
2022-06-30 (YTD Data)		Rank
Total interest income	$3,384,000	2,998
Total interest expense	$270,000	2,798
Net interest income	$3,114,000	3,001
Provision for loan and lease losses	$45,000	1,959
Total noninterest income	$633,000	2,558
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$46,000	3,580
Trading account gains and fees	$0	108
Additional Noninterest Income	$587,000	2,223
Total noninterest expense	$2,946,000	2,759
Salaries and employee benefits	$1,608,000	2,824
Premises and equipment expense	$355,000	2,488
Additional noninterest expense	$983,000	2,645
Pre-tax net operating income	$756,000	3,299
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$756,000	3,122
Extraordinary gains, net	$0	4
Net income	$756,000	3,121
Minority interest net income	$0	60
Net income of bank and minority interests.	$756,000	3,122
Net charge-offs	$4,000	1,826
Cash dividends	$200,000	2,455
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$756,000	3,150
2022-03-31 (YTD Data)		Rank
Total interest income	$1,648,000	3,011
Total interest expense	$127,000	2,864
Net interest income	$1,521,000	3,002
Provision for loan and lease losses	$23,000	1,741
Total noninterest income	$323,000	2,501
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$21,000	3,656
Trading account gains and fees	$0	103
Additional Noninterest Income	$302,000	2,176
Total noninterest expense	$1,418,000	2,815
Salaries and employee benefits	$810,000	2,819
Premises and equipment expense	$176,000	2,502
Additional noninterest expense	$432,000	2,841
Pre-tax net operating income	$403,000	3,119
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$403,000	2,970
Extraordinary gains, net	$0	4
Net income	$403,000	2,969
Minority interest net income	$0	50
Net income of bank and minority interests.	$403,000	2,970
Net charge-offs	$36,000	781
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$403,000	2,995
2021-12-31 (YTD Data)		Rank
Total interest income	$7,207,000	2,956
Total interest expense	$528,000	3,091
Net interest income	$6,679,000	2,910
Provision for loan and lease losses	$150,000	1,910
Total noninterest income	$1,605,000	2,480
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$87,000	3,582
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,518,000	2,194
Total noninterest expense	$5,662,000	2,811
Salaries and employee benefits	$3,170,000	2,849
Premises and equipment expense	$719,000	2,476
Additional noninterest expense	$1,773,000	2,796
Pre-tax net operating income	$2,472,000	2,905
Securities gains (losses)	$-2,000	4,280
Applicable income taxes	$0	3,710
Income before extraordinary items	$2,470,000	2,760
Extraordinary gains, net	$0	10
Net income	$2,470,000	2,761
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,470,000	2,761
Net charge-offs	$33,000	1,866
Cash dividends	$660,000	2,596
Sale, conversion, retirement of capital stock, net	$1,460,000	195
Net operating income	$2,472,000	2,743
2021-09-30 (YTD Data)		Rank
Total interest income	$5,312,000	3,036
Total interest expense	$397,000	3,192
Net interest income	$4,915,000	2,991
Provision for loan and lease losses	$90,000	2,005
Total noninterest income	$1,246,000	2,460
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$66,000	3,607
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,180,000	2,200
Total noninterest expense	$4,264,000	2,827
Salaries and employee benefits	$2,390,000	2,855
Premises and equipment expense	$543,000	2,486
Additional noninterest expense	$1,331,000	2,804
Pre-tax net operating income	$1,807,000	3,045
Securities gains (losses)	$-2,000	4,460
Applicable income taxes	$0	3,719
Income before extraordinary items	$1,805,000	2,915
Extraordinary gains, net	$0	8
Net income	$1,805,000	2,915
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,805,000	2,915
Net charge-offs	$25,000	1,650
Cash dividends	$510,000	2,297
Sale, conversion, retirement of capital stock, net	$1,460,000	156
Net operating income	$1,807,000	2,891
2021-06-30 (YTD Data)		Rank
Total interest income	$3,452,000	3,085
Total interest expense	$256,000	3,306
Net interest income	$3,196,000	3,032
Provision for loan and lease losses	$30,000	2,355
Total noninterest income	$814,000	2,457
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$44,000	3,588
Trading account gains and fees	$0	133
Additional Noninterest Income	$770,000	2,198
Total noninterest expense	$2,816,000	2,840
Salaries and employee benefits	$1,578,000	2,868
Premises and equipment expense	$359,000	2,486
Additional noninterest expense	$879,000	2,816
Pre-tax net operating income	$1,164,000	3,079
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,164,000	2,956
Extraordinary gains, net	$0	6
Net income	$1,164,000	2,955
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,164,000	2,956
Net charge-offs	$27,000	1,377
Cash dividends	$300,000	2,344
Sale, conversion, retirement of capital stock, net	$1,460,000	111
Net operating income	$1,164,000	2,933
2021-03-31 (YTD Data)		Rank
Total interest income	$1,633,000	3,172
Total interest expense	$134,000	3,324
Net interest income	$1,499,000	3,113
Provision for loan and lease losses	$15,000	2,330
Total noninterest income	$362,000	2,588
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$22,000	3,577
Trading account gains and fees	$0	127
Additional Noninterest Income	$340,000	2,318
Total noninterest expense	$1,402,000	2,847
Salaries and employee benefits	$792,000	2,862
Premises and equipment expense	$178,000	2,517
Additional noninterest expense	$432,000	2,792
Pre-tax net operating income	$444,000	3,369
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$444,000	3,252
Extraordinary gains, net	$0	3
Net income	$444,000	3,253
Minority interest net income	$0	55
Net income of bank and minority interests.	$444,000	3,252
Net charge-offs	$1,000	1,805
Cash dividends	$150,000	1,941
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$444,000	3,224
2020-12-31 (YTD Data)		Rank
Total interest income	$6,697,000	3,131
Total interest expense	$816,000	3,229
Net interest income	$5,881,000	3,083
Provision for loan and lease losses	$282,000	2,750
Total noninterest income	$1,314,000	2,584
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$81,000	3,771
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,233,000	2,276
Total noninterest expense	$5,247,000	2,909
Salaries and employee benefits	$2,815,000	3,037
Premises and equipment expense	$656,000	2,626
Additional noninterest expense	$1,776,000	2,741
Pre-tax net operating income	$1,666,000	3,163
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$1,666,000	3,070
Extraordinary gains, net	$0	4
Net income	$1,666,000	3,069
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,666,000	3,070
Net charge-offs	$-38,000	4,533
Cash dividends	$715,000	2,526
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,666,000	3,012
2020-09-30 (YTD Data)		Rank
Total interest income	$5,130,000	3,129
Total interest expense	$654,000	3,229
Net interest income	$4,476,000	3,068
Provision for loan and lease losses	$267,000	2,536
Total noninterest income	$904,000	2,636
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$59,000	3,819
Trading account gains and fees	$0	125
Additional Noninterest Income	$845,000	2,317
Total noninterest expense	$3,904,000	2,919
Salaries and employee benefits	$2,074,000	3,048
Premises and equipment expense	$485,000	2,646
Additional noninterest expense	$1,345,000	2,704
Pre-tax net operating income	$1,209,000	3,231
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$1,209,000	3,115
Extraordinary gains, net	$0	4
Net income	$1,209,000	3,114
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,209,000	3,115
Net charge-offs	$-28,000	4,514
Cash dividends	$565,000	2,208
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,209,000	3,066
2020-06-30 (YTD Data)		Rank
Total interest income	$3,543,000	3,120
Total interest expense	$484,000	3,175
Net interest income	$3,059,000	3,059
Provision for loan and lease losses	$252,000	2,199
Total noninterest income	$564,000	2,678
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$39,000	3,853
Trading account gains and fees	$0	123
Additional Noninterest Income	$525,000	2,325
Total noninterest expense	$2,555,000	2,964
Salaries and employee benefits	$1,367,000	3,069
Premises and equipment expense	$302,000	2,742
Additional noninterest expense	$886,000	2,718
Pre-tax net operating income	$816,000	3,210
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$816,000	3,073
Extraordinary gains, net	$0	4
Net income	$816,000	3,072
Minority interest net income	$0	65
Net income of bank and minority interests.	$816,000	3,073
Net charge-offs	$-24,000	4,568
Cash dividends	$415,000	2,127
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$816,000	3,033
2020-03-31 (YTD Data)		Rank
Total interest income	$1,551,000	3,332
Total interest expense	$266,000	3,177
Net interest income	$1,285,000	3,306
Provision for loan and lease losses	$1,000	3,685
Total noninterest income	$254,000	2,714
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$22,000	3,933
Trading account gains and fees	$0	106
Additional Noninterest Income	$232,000	2,276
Total noninterest expense	$1,229,000	3,060
Salaries and employee benefits	$688,000	3,091
Premises and equipment expense	$152,000	2,748
Additional noninterest expense	$389,000	2,980
Pre-tax net operating income	$309,000	3,370
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$309,000	3,251
Extraordinary gains, net	$0	4
Net income	$309,000	3,251
Minority interest net income	$0	56
Net income of bank and minority interests.	$309,000	3,252
Net charge-offs	$-6,000	4,282
Cash dividends	$250,000	1,776
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$309,000	3,225
2019-12-31 (YTD Data)		Rank
Total interest income	$6,376,000	3,326
Total interest expense	$1,088,000	3,188
Net interest income	$5,288,000	3,320
Provision for loan and lease losses	$14,000	3,810
Total noninterest income	$1,072,000	2,725
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$148,000	3,523
Trading account gains and fees	$0	135
Additional Noninterest Income	$924,000	2,350
Total noninterest expense	$4,750,000	3,118
Salaries and employee benefits	$2,687,000	3,118
Premises and equipment expense	$518,000	3,037
Additional noninterest expense	$1,545,000	3,030
Pre-tax net operating income	$1,596,000	3,321
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$1,596,000	3,195
Extraordinary gains, net	$0	11
Net income	$1,596,000	3,195
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,596,000	3,196
Net charge-offs	$-15,000	4,543
Cash dividends	$785,000	2,606
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,596,000	3,165
2019-09-30 (YTD Data)		Rank
Total interest income	$4,780,000	3,370
Total interest expense	$804,000	3,234
Net interest income	$3,976,000	3,351
Provision for loan and lease losses	$14,000	3,644
Total noninterest income	$777,000	2,789
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$114,000	3,523
Trading account gains and fees	$0	129
Additional Noninterest Income	$663,000	2,380
Total noninterest expense	$3,566,000	3,122
Salaries and employee benefits	$2,014,000	3,131
Premises and equipment expense	$371,000	3,140
Additional noninterest expense	$1,181,000	3,006
Pre-tax net operating income	$1,173,000	3,423
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$1,173,000	3,275
Extraordinary gains, net	$0	11
Net income	$1,173,000	3,274
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,173,000	3,275
Net charge-offs	$-7,000	4,332
Cash dividends	$585,000	2,352
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,173,000	3,252
2019-06-30 (YTD Data)		Rank
Total interest income	$3,149,000	3,413
Total interest expense	$507,000	3,294
Net interest income	$2,642,000	3,382
Provision for loan and lease losses	$9,000	3,519
Total noninterest income	$505,000	2,798
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$74,000	3,555
Trading account gains and fees	$0	131
Additional Noninterest Income	$431,000	2,378
Total noninterest expense	$2,392,000	3,136
Salaries and employee benefits	$1,356,000	3,134
Premises and equipment expense	$246,000	3,150
Additional noninterest expense	$790,000	3,026
Pre-tax net operating income	$746,000	3,480
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$746,000	3,349
Extraordinary gains, net	$0	11
Net income	$746,000	3,347
Minority interest net income	$0	69
Net income of bank and minority interests.	$746,000	3,348
Net charge-offs	$4,000	2,873
Cash dividends	$380,000	2,392
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$746,000	3,323
2019-03-31 (YTD Data)		Rank
Total interest income	$1,544,000	3,459
Total interest expense	$234,000	3,381
Net interest income	$1,310,000	3,427
Provision for loan and lease losses	$5,000	3,251
Total noninterest income	$247,000	2,765
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$37,000	3,569
Trading account gains and fees	$0	126
Additional Noninterest Income	$210,000	2,351
Total noninterest expense	$1,194,000	3,154
Salaries and employee benefits	$689,000	3,137
Premises and equipment expense	$122,000	3,208
Additional noninterest expense	$383,000	3,105
Pre-tax net operating income	$358,000	3,544
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$358,000	3,383
Extraordinary gains, net	$0	5
Net income	$358,000	3,382
Minority interest net income	$0	52
Net income of bank and minority interests.	$358,000	3,382
Net charge-offs	$1,000	2,582
Cash dividends	$200,000	2,017
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$358,000	3,371
2018-12-31 (YTD Data)		Rank
Total interest income	$6,102,000	3,404
Total interest expense	$803,000	3,262
Net interest income	$5,299,000	3,389
Provision for loan and lease losses	$18,000	3,864
Total noninterest income	$1,129,000	2,697
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$174,000	3,492
Trading account gains and fees	$0	126
Additional Noninterest Income	$955,000	2,299
Total noninterest expense	$4,747,000	3,156
Salaries and employee benefits	$2,839,000	3,059
Premises and equipment expense	$485,000	3,204
Additional noninterest expense	$1,423,000	3,265
Pre-tax net operating income	$1,663,000	3,381
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$1,663,000	3,210
Extraordinary gains, net	$0	6
Net income	$1,663,000	3,209
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,663,000	3,209
Net charge-offs	$-42,000	4,846
Cash dividends	$780,000	2,496
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,663,000	3,207
2018-09-30 (YTD Data)		Rank
Total interest income	$4,506,000	3,445
Total interest expense	$564,000	3,299
Net interest income	$3,942,000	3,429
Provision for loan and lease losses	$13,000	3,729
Total noninterest income	$885,000	2,673
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$131,000	3,510
Trading account gains and fees	$0	138
Additional Noninterest Income	$754,000	2,249
Total noninterest expense	$3,559,000	3,157
Salaries and employee benefits	$2,109,000	3,066
Premises and equipment expense	$369,000	3,217
Additional noninterest expense	$1,081,000	3,246
Pre-tax net operating income	$1,255,000	3,433
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$1,255,000	3,256
Extraordinary gains, net	$0	5
Net income	$1,255,000	3,255
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,255,000	3,255
Net charge-offs	$-26,000	4,745
Cash dividends	$580,000	2,242
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,255,000	3,253
2018-06-30 (YTD Data)		Rank
Total interest income	$2,939,000	3,473
Total interest expense	$340,000	3,366
Net interest income	$2,599,000	3,460
Provision for loan and lease losses	$9,000	3,596
Total noninterest income	$543,000	2,766
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$84,000	3,559
Trading account gains and fees	$0	130
Additional Noninterest Income	$459,000	2,341
Total noninterest expense	$2,356,000	3,194
Salaries and employee benefits	$1,399,000	3,091
Premises and equipment expense	$248,000	3,224
Additional noninterest expense	$709,000	3,305
Pre-tax net operating income	$777,000	3,525
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$777,000	3,343
Extraordinary gains, net	$0	6
Net income	$777,000	3,342
Minority interest net income	$0	65
Net income of bank and minority interests.	$777,000	3,342
Net charge-offs	$-19,000	4,724
Cash dividends	$380,000	2,264
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$777,000	3,341
2018-03-31 (YTD Data)		Rank
Total interest income	$1,450,000	3,507
Total interest expense	$160,000	3,414
Net interest income	$1,290,000	3,476
Provision for loan and lease losses	$4,000	3,363
Total noninterest income	$292,000	2,660
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$43,000	3,549
Trading account gains and fees	$0	123
Additional Noninterest Income	$249,000	2,231
Total noninterest expense	$1,176,000	3,237
Salaries and employee benefits	$706,000	3,114
Premises and equipment expense	$130,000	3,166
Additional noninterest expense	$340,000	3,398
Pre-tax net operating income	$402,000	3,427
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$402,000	3,245
Extraordinary gains, net	$0	7
Net income	$402,000	3,245
Minority interest net income	$0	52
Net income of bank and minority interests.	$402,000	3,245
Net charge-offs	$96,000	872
Cash dividends	$200,000	1,882
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$402,000	3,249
2017-12-31 (YTD Data)		Rank
Total interest income	$5,536,000	3,568
Total interest expense	$572,000	3,460
Net interest income	$4,964,000	3,546
Provision for loan and lease losses	$42,000	3,646
Total noninterest income	$1,086,000	2,829
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$177,000	3,622
Trading account gains and fees	$0	151
Additional Noninterest Income	$909,000	2,399
Total noninterest expense	$4,415,000	3,356
Salaries and employee benefits	$2,601,000	3,255
Premises and equipment expense	$464,000	3,396
Additional noninterest expense	$1,350,000	3,430
Pre-tax net operating income	$1,593,000	3,449
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$1,593,000	3,031
Extraordinary gains, net	$0	9
Net income	$1,593,000	3,029
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,593,000	3,031
Net charge-offs	$-41,000	5,093
Cash dividends	$1,725,000	1,580
Sale, conversion, retirement of capital stock, net	$21,000	635
Net operating income	$1,593,000	3,008
2017-09-30 (YTD Data)		Rank
Total interest income	$4,124,000	3,611
Total interest expense	$414,000	3,536
Net interest income	$3,710,000	3,582
Provision for loan and lease losses	$31,000	3,531
Total noninterest income	$826,000	2,830
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$131,000	3,663
Trading account gains and fees	$0	145
Additional Noninterest Income	$695,000	2,402
Total noninterest expense	$3,304,000	3,372
Salaries and employee benefits	$1,938,000	3,286
Premises and equipment expense	$356,000	3,396
Additional noninterest expense	$1,010,000	3,440
Pre-tax net operating income	$1,201,000	3,489
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$1,201,000	3,204
Extraordinary gains, net	$0	9
Net income	$1,201,000	3,203
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,201,000	3,204
Net charge-offs	$-31,000	5,048
Cash dividends	$1,300,000	1,439
Sale, conversion, retirement of capital stock, net	$20,000	595
Net operating income	$1,201,000	3,181
2017-06-30 (YTD Data)		Rank
Total interest income	$2,696,000	3,650
Total interest expense	$261,000	3,589
Net interest income	$2,435,000	3,608
Provision for loan and lease losses	$21,000	3,380
Total noninterest income	$546,000	2,847
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$85,000	3,698
Trading account gains and fees	$0	139
Additional Noninterest Income	$461,000	2,424
Total noninterest expense	$2,181,000	3,410
Salaries and employee benefits	$1,282,000	3,312
Premises and equipment expense	$236,000	3,422
Additional noninterest expense	$663,000	3,492
Pre-tax net operating income	$779,000	3,507
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$779,000	3,212
Extraordinary gains, net	$0	11
Net income	$779,000	3,211
Minority interest net income	$0	71
Net income of bank and minority interests.	$779,000	3,212
Net charge-offs	$-19,000	4,998
Cash dividends	$930,000	1,399
Sale, conversion, retirement of capital stock, net	$20,000	541
Net operating income	$779,000	3,195
2017-03-31 (YTD Data)		Rank
Total interest income	$1,298,000	3,732
Total interest expense	$123,000	3,677
Net interest income	$1,175,000	3,702
Provision for loan and lease losses	$10,000	3,145
Total noninterest income	$221,000	3,152
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$39,000	3,834
Trading account gains and fees	$0	142
Additional Noninterest Income	$182,000	2,698
Total noninterest expense	$1,085,000	3,447
Salaries and employee benefits	$636,000	3,365
Premises and equipment expense	$121,000	3,418
Additional noninterest expense	$328,000	3,533
Pre-tax net operating income	$301,000	3,832
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$301,000	3,601
Extraordinary gains, net	$0	8
Net income	$301,000	3,600
Minority interest net income	$0	55
Net income of bank and minority interests.	$301,000	3,601
Net charge-offs	$-5,000	4,686
Cash dividends	$470,000	1,284
Sale, conversion, retirement of capital stock, net	$20,000	432
Net operating income	$301,000	3,581
2016-12-31 (YTD Data)		Rank
Total interest income	$5,493,000	3,619
Total interest expense	$548,000	3,478
Net interest income	$4,945,000	3,599
Provision for loan and lease losses	$67,000	3,455
Total noninterest income	$989,000	3,060
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$165,000	3,833
Trading account gains and fees	$0	170
Additional Noninterest Income	$824,000	2,626
Total noninterest expense	$4,443,000	3,442
Salaries and employee benefits	$2,587,000	3,340
Premises and equipment expense	$472,000	3,483
Additional noninterest expense	$1,384,000	3,507
Pre-tax net operating income	$1,424,000	3,578
Securities gains (losses)	$13,000	2,562
Applicable income taxes	$0	4,278
Income before extraordinary items	$1,437,000	3,346
Extraordinary gains, net	$0	5
Net income	$1,437,000	3,344
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,437,000	3,345
Net charge-offs	$28,000	3,485
Cash dividends	$1,010,000	2,181
Sale, conversion, retirement of capital stock, net	$5,000	727
Net operating income	$1,424,000	3,318
2016-09-30 (YTD Data)		Rank
Total interest income	$4,139,000	3,626
Total interest expense	$413,000	3,500
Net interest income	$3,726,000	3,605
Provision for loan and lease losses	$58,000	3,223
Total noninterest income	$808,000	2,932
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$122,000	3,879
Trading account gains and fees	$0	169
Additional Noninterest Income	$686,000	2,514
Total noninterest expense	$3,396,000	3,400
Salaries and employee benefits	$1,976,000	3,288
Premises and equipment expense	$351,000	3,508
Additional noninterest expense	$1,069,000	3,467
Pre-tax net operating income	$1,080,000	3,602
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,080,000	3,377
Extraordinary gains, net	$0	5
Net income	$1,080,000	3,375
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,080,000	3,377
Net charge-offs	$27,000	2,972
Cash dividends	$770,000	1,922
Sale, conversion, retirement of capital stock, net	$5,000	678
Net operating income	$1,080,000	3,314
2016-06-30 (YTD Data)		Rank
Total interest income	$2,753,000	3,642
Total interest expense	$275,000	3,525
Net interest income	$2,478,000	3,622
Provision for loan and lease losses	$37,000	3,160
Total noninterest income	$500,000	3,038
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$79,000	3,934
Trading account gains and fees	$0	157
Additional Noninterest Income	$421,000	2,594
Total noninterest expense	$2,208,000	3,470
Salaries and employee benefits	$1,306,000	3,327
Premises and equipment expense	$239,000	3,507
Additional noninterest expense	$663,000	3,649
Pre-tax net operating income	$733,000	3,592
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$733,000	3,348
Extraordinary gains, net	$0	16
Net income	$733,000	3,346
Minority interest net income	$0	71
Net income of bank and minority interests.	$733,000	3,346
Net charge-offs	$53,000	2,100
Cash dividends	$500,000	1,970
Sale, conversion, retirement of capital stock, net	$5,000	649
Net operating income	$733,000	3,285
2016-03-31 (YTD Data)		Rank
Total interest income	$1,360,000	3,675
Total interest expense	$134,000	3,591
Net interest income	$1,226,000	3,650
Provision for loan and lease losses	$9,000	3,314
Total noninterest income	$234,000	3,120
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$38,000	3,981
Trading account gains and fees	$0	142
Additional Noninterest Income	$196,000	2,642
Total noninterest expense	$1,091,000	3,507
Salaries and employee benefits	$648,000	3,360
Premises and equipment expense	$119,000	3,532
Additional noninterest expense	$324,000	3,704
Pre-tax net operating income	$360,000	3,584
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$360,000	3,322
Extraordinary gains, net	$0	12
Net income	$360,000	3,319
Minority interest net income	$0	62
Net income of bank and minority interests.	$360,000	3,320
Net charge-offs	$81,000	1,129
Cash dividends	$250,000	1,750
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$360,000	3,255
2015-12-31 (YTD Data)		Rank
Total interest income	$5,378,000	3,677
Total interest expense	$509,000	3,694
Net interest income	$4,869,000	3,643
Provision for loan and lease losses	$14,000	4,159
Total noninterest income	$926,000	3,200
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$182,000	3,838
Trading account gains and fees	$0	159
Additional Noninterest Income	$744,000	2,745
Total noninterest expense	$4,174,000	3,624
Salaries and employee benefits	$2,372,000	3,538
Premises and equipment expense	$485,000	3,542
Additional noninterest expense	$1,317,000	3,705
Pre-tax net operating income	$1,607,000	3,398
Securities gains (losses)	$15,000	2,396
Applicable income taxes	$0	4,402
Income before extraordinary items	$1,622,000	3,096
Extraordinary gains, net	$0	23
Net income	$1,622,000	3,097
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,622,000	3,098
Net charge-offs	$40,000	3,404
Cash dividends	$715,000	2,520
Sale, conversion, retirement of capital stock, net	$5,000	770
Net operating income	$1,607,000	3,065
2015-09-30 (YTD Data)		Rank
Total interest income	$4,017,000	3,727
Total interest expense	$375,000	3,770
Net interest income	$3,642,000	3,683
Provision for loan and lease losses	$8,000	4,086
Total noninterest income	$677,000	3,257
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$135,000	3,896
Trading account gains and fees	$0	153
Additional Noninterest Income	$542,000	2,803
Total noninterest expense	$3,143,000	3,631
Salaries and employee benefits	$1,780,000	3,541
Premises and equipment expense	$365,000	3,582
Additional noninterest expense	$998,000	3,696
Pre-tax net operating income	$1,168,000	3,510
Securities gains (losses)	$15,000	2,165
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,183,000	3,219
Extraordinary gains, net	$0	21
Net income	$1,183,000	3,218
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,183,000	3,219
Net charge-offs	$45,000	2,852
Cash dividends	$460,000	2,414
Sale, conversion, retirement of capital stock, net	$5,000	722
Net operating income	$1,168,000	3,186
2015-06-30 (YTD Data)		Rank
Total interest income	$2,658,000	3,761
Total interest expense	$249,000	3,808
Net interest income	$2,409,000	3,717
Provision for loan and lease losses	$2,000	4,009
Total noninterest income	$434,000	3,326
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$88,000	3,922
Trading account gains and fees	$0	157
Additional Noninterest Income	$346,000	2,860
Total noninterest expense	$2,083,000	3,676
Salaries and employee benefits	$1,176,000	3,581
Premises and equipment expense	$249,000	3,559
Additional noninterest expense	$658,000	3,753
Pre-tax net operating income	$758,000	3,518
Securities gains (losses)	$15,000	1,851
Applicable income taxes	$0	4,497
Income before extraordinary items	$773,000	3,229
Extraordinary gains, net	$0	22
Net income	$773,000	3,229
Minority interest net income	$0	75
Net income of bank and minority interests.	$773,000	3,230
Net charge-offs	$36,000	2,582
Cash dividends	$270,000	2,516
Sale, conversion, retirement of capital stock, net	$5,000	688
Net operating income	$758,000	3,197
2015-03-31 (YTD Data)		Rank
Total interest income	$1,313,000	3,802
Total interest expense	$125,000	3,833
Net interest income	$1,188,000	3,763
Provision for loan and lease losses	$0	3,703
Total noninterest income	$230,000	3,178
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$44,000	3,897
Trading account gains and fees	$0	152
Additional Noninterest Income	$186,000	2,727
Total noninterest expense	$1,039,000	3,706
Salaries and employee benefits	$575,000	3,684
Premises and equipment expense	$128,000	3,518
Additional noninterest expense	$336,000	3,690
Pre-tax net operating income	$379,000	3,470
Securities gains (losses)	$-18,000	6,290
Applicable income taxes	$0	4,400
Income before extraordinary items	$361,000	3,321
Extraordinary gains, net	$0	13
Net income	$361,000	3,324
Minority interest net income	$0	64
Net income of bank and minority interests.	$361,000	3,324
Net charge-offs	$0	3,288
Cash dividends	$135,000	2,126
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$379,000	3,156
2014-12-31 (YTD Data)		Rank
Total interest income	$5,266,000	3,843
Total interest expense	$511,000	3,973
Net interest income	$4,755,000	3,782
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,066,000	3,020
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$185,000	4,042
Trading account gains and fees	$0	180
Additional Noninterest Income	$881,000	2,510
Total noninterest expense	$4,162,000	3,743
Salaries and employee benefits	$2,324,000	3,672
Premises and equipment expense	$568,000	3,351
Additional noninterest expense	$1,270,000	3,932
Pre-tax net operating income	$1,659,000	3,298
Securities gains (losses)	$-10,000	6,040
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,649,000	3,071
Extraordinary gains, net	$0	17
Net income	$1,649,000	3,071
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,649,000	3,072
Net charge-offs	$55,000	3,693
Cash dividends	$775,000	2,352
Sale, conversion, retirement of capital stock, net	$5,000	824
Net operating income	$1,659,000	3,008
2014-09-30 (YTD Data)		Rank
Total interest income	$3,886,000	3,919
Total interest expense	$387,000	4,018
Net interest income	$3,499,000	3,855
Provision for loan and lease losses	$0	4,401
Total noninterest income	$810,000	3,021
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$137,000	4,113
Trading account gains and fees	$0	174
Additional Noninterest Income	$673,000	2,488
Total noninterest expense	$3,159,000	3,727
Salaries and employee benefits	$1,770,000	3,625
Premises and equipment expense	$432,000	3,367
Additional noninterest expense	$957,000	3,939
Pre-tax net operating income	$1,150,000	3,525
Securities gains (losses)	$-10,000	6,157
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,140,000	3,247
Extraordinary gains, net	$0	15
Net income	$1,140,000	3,246
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,140,000	3,248
Net charge-offs	$53,000	3,206
Cash dividends	$630,000	1,967
Sale, conversion, retirement of capital stock, net	$5,000	771
Net operating income	$1,150,000	3,192
2014-06-30 (YTD Data)		Rank
Total interest income	$2,572,000	3,938
Total interest expense	$257,000	4,070
Net interest income	$2,315,000	3,877
Provision for loan and lease losses	$0	4,196
Total noninterest income	$542,000	2,975
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$90,000	4,115
Trading account gains and fees	$0	172
Additional Noninterest Income	$452,000	2,455
Total noninterest expense	$2,087,000	3,765
Salaries and employee benefits	$1,164,000	3,684
Premises and equipment expense	$289,000	3,373
Additional noninterest expense	$634,000	3,973
Pre-tax net operating income	$770,000	3,450
Securities gains (losses)	$-8,000	6,266
Applicable income taxes	$0	4,568
Income before extraordinary items	$762,000	3,187
Extraordinary gains, net	$0	20
Net income	$762,000	3,193
Minority interest net income	$0	80
Net income of bank and minority interests.	$762,000	3,193
Net charge-offs	$46,000	2,857
Cash dividends	$450,000	1,914
Sale, conversion, retirement of capital stock, net	$5,000	729
Net operating income	$770,000	3,122
2014-03-31 (YTD Data)		Rank
Total interest income	$1,254,000	4,014
Total interest expense	$127,000	4,134
Net interest income	$1,127,000	3,953
Provision for loan and lease losses	$0	3,817
Total noninterest income	$322,000	2,703
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$44,000	4,152
Trading account gains and fees	$0	147
Additional Noninterest Income	$278,000	2,109
Total noninterest expense	$1,049,000	3,788
Salaries and employee benefits	$572,000	3,762
Premises and equipment expense	$152,000	3,313
Additional noninterest expense	$325,000	3,928
Pre-tax net operating income	$400,000	3,286
Securities gains (losses)	$-8,000	6,414
Applicable income taxes	$0	4,445
Income before extraordinary items	$392,000	3,041
Extraordinary gains, net	$0	16
Net income	$392,000	3,044
Minority interest net income	$0	66
Net income of bank and minority interests.	$392,000	3,044
Net charge-offs	$-84,000	6,440
Cash dividends	$270,000	1,528
Sale, conversion, retirement of capital stock, net	$5,000	642
Net operating income	$400,000	2,960
2013-12-31 (YTD Data)		Rank
Total interest income	$5,228,000	3,952
Total interest expense	$553,000	4,248
Net interest income	$4,675,000	3,864
Provision for loan and lease losses	$0	5,091
Total noninterest income	$843,000	3,534
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$188,000	4,203
Trading account gains and fees	$0	184
Additional Noninterest Income	$655,000	2,966
Total noninterest expense	$3,994,000	3,921
Salaries and employee benefits	$2,161,000	3,909
Premises and equipment expense	$630,000	3,201
Additional noninterest expense	$1,203,000	4,196
Pre-tax net operating income	$1,524,000	3,366
Securities gains (losses)	$26,000	2,209
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,550,000	3,094
Extraordinary gains, net	$0	29
Net income	$1,550,000	3,096
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,550,000	3,097
Net charge-offs	$13,000	5,011
Cash dividends	$820,000	2,174
Sale, conversion, retirement of capital stock, net	$3,000	897
Net operating income	$1,524,000	3,069
2013-09-30 (YTD Data)		Rank
Total interest income	$3,919,000	3,988
Total interest expense	$421,000	4,306
Net interest income	$3,498,000	3,893
Provision for loan and lease losses	$0	4,941
Total noninterest income	$641,000	3,563
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$143,000	4,212
Trading account gains and fees	$0	180
Additional Noninterest Income	$498,000	3,025
Total noninterest expense	$2,995,000	3,941
Salaries and employee benefits	$1,612,000	3,921
Premises and equipment expense	$482,000	3,180
Additional noninterest expense	$901,000	4,200
Pre-tax net operating income	$1,144,000	3,447
Securities gains (losses)	$26,000	2,077
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,170,000	3,118
Extraordinary gains, net	$0	25
Net income	$1,170,000	3,122
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,170,000	3,122
Net charge-offs	$9,000	4,738
Cash dividends	$640,000	1,865
Sale, conversion, retirement of capital stock, net	$3,000	828
Net operating income	$1,144,000	3,089
2013-06-30 (YTD Data)		Rank
Total interest income	$2,601,000	4,019
Total interest expense	$284,000	4,337
Net interest income	$2,317,000	3,906
Provision for loan and lease losses	$0	4,788
Total noninterest income	$426,000	3,608
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$91,000	4,277
Trading account gains and fees	$0	157
Additional Noninterest Income	$335,000	3,052
Total noninterest expense	$2,011,000	3,940
Salaries and employee benefits	$1,081,000	3,933
Premises and equipment expense	$330,000	3,140
Additional noninterest expense	$600,000	4,191
Pre-tax net operating income	$732,000	3,498
Securities gains (losses)	$15,000	2,143
Applicable income taxes	$0	4,679
Income before extraordinary items	$747,000	3,199
Extraordinary gains, net	$0	22
Net income	$747,000	3,201
Minority interest net income	$0	82
Net income of bank and minority interests.	$747,000	3,202
Net charge-offs	$18,000	4,060
Cash dividends	$375,000	1,987
Sale, conversion, retirement of capital stock, net	$3,000	789
Net operating income	$732,000	3,138
2013-03-31 (YTD Data)		Rank
Total interest income	$1,270,000	4,116
Total interest expense	$143,000	4,410
Net interest income	$1,127,000	4,001
Provision for loan and lease losses	$0	4,409
Total noninterest income	$183,000	3,820
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$39,000	4,527
Trading account gains and fees	$0	148
Additional Noninterest Income	$144,000	3,233
Total noninterest expense	$1,002,000	3,983
Salaries and employee benefits	$523,000	4,049
Premises and equipment expense	$167,000	3,144
Additional noninterest expense	$312,000	4,125
Pre-tax net operating income	$308,000	3,758
Securities gains (losses)	$9,000	1,515
Applicable income taxes	$0	4,602
Income before extraordinary items	$317,000	3,467
Extraordinary gains, net	$0	10
Net income	$317,000	3,467
Minority interest net income	$0	76
Net income of bank and minority interests.	$317,000	3,469
Net charge-offs	$8,000	3,541
Cash dividends	$170,000	1,733
Sale, conversion, retirement of capital stock, net	$3,000	708
Net operating income	$308,000	3,428
2012-12-31 (YTD Data)		Rank
Total interest income	$5,114,000	4,249
Total interest expense	$582,000	4,819
Net interest income	$4,532,000	4,077
Provision for loan and lease losses	$50,000	5,179
Total noninterest income	$750,000	3,762
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$190,000	4,356
Trading account gains and fees	$0	166
Additional Noninterest Income	$560,000	3,195
Total noninterest expense	$3,836,000	4,150
Salaries and employee benefits	$2,086,000	4,033
Premises and equipment expense	$656,000	3,173
Additional noninterest expense	$1,094,000	4,579
Pre-tax net operating income	$1,396,000	3,455
Securities gains (losses)	$18,000	3,210
Applicable income taxes	$0	4,751
Income before extraordinary items	$1,414,000	3,234
Extraordinary gains, net	$0	29
Net income	$1,414,000	3,234
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,414,000	3,234
Net charge-offs	$83,000	4,565
Cash dividends	$700,000	2,380
Sale, conversion, retirement of capital stock, net	$8,000	922
Net operating income	$1,396,000	3,121
2012-09-30 (YTD Data)		Rank
Total interest income	$3,808,000	4,335
Total interest expense	$433,000	4,970
Net interest income	$3,375,000	4,156
Provision for loan and lease losses	$50,000	4,919
Total noninterest income	$541,000	3,867
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$137,000	4,501
Trading account gains and fees	$0	157
Additional Noninterest Income	$404,000	3,256
Total noninterest expense	$2,837,000	4,204
Salaries and employee benefits	$1,531,000	4,092
Premises and equipment expense	$493,000	3,194
Additional noninterest expense	$813,000	4,630
Pre-tax net operating income	$1,029,000	3,579
Securities gains (losses)	$18,000	2,910
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,047,000	3,343
Extraordinary gains, net	$0	20
Net income	$1,047,000	3,344
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,047,000	3,345
Net charge-offs	$85,000	4,121
Cash dividends	$500,000	2,021
Sale, conversion, retirement of capital stock, net	$8,000	866
Net operating income	$1,029,000	3,224
2012-06-30 (YTD Data)		Rank
Total interest income	$2,538,000	4,367
Total interest expense	$291,000	5,056
Net interest income	$2,247,000	4,164
Provision for loan and lease losses	$40,000	4,724
Total noninterest income	$332,000	3,999
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$87,000	4,591
Trading account gains and fees	$0	153
Additional Noninterest Income	$245,000	3,373
Total noninterest expense	$1,879,000	4,232
Salaries and employee benefits	$1,016,000	4,134
Premises and equipment expense	$335,000	3,161
Additional noninterest expense	$528,000	4,707
Pre-tax net operating income	$660,000	3,638
Securities gains (losses)	$18,000	2,529
Applicable income taxes	$0	4,770
Income before extraordinary items	$678,000	3,398
Extraordinary gains, net	$0	19
Net income	$678,000	3,399
Minority interest net income	$0	84
Net income of bank and minority interests.	$678,000	3,399
Net charge-offs	$79,000	3,636
Cash dividends	$315,000	2,085
Sale, conversion, retirement of capital stock, net	$8,000	803
Net operating income	$660,000	3,261
2012-03-31 (YTD Data)		Rank
Total interest income	$1,265,000	4,428
Total interest expense	$147,000	5,130
Net interest income	$1,118,000	4,214
Provision for loan and lease losses	$30,000	4,088
Total noninterest income	$153,000	4,185
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$47,000	4,404
Trading account gains and fees	$0	148
Additional Noninterest Income	$106,000	3,615
Total noninterest expense	$934,000	4,273
Salaries and employee benefits	$506,000	4,177
Premises and equipment expense	$164,000	3,233
Additional noninterest expense	$264,000	4,728
Pre-tax net operating income	$307,000	3,800
Securities gains (losses)	$18,000	1,629
Applicable income taxes	$0	4,704
Income before extraordinary items	$325,000	3,492
Extraordinary gains, net	$0	19
Net income	$325,000	3,495
Minority interest net income	$0	78
Net income of bank and minority interests.	$325,000	3,495
Net charge-offs	$-1,000	5,761
Cash dividends	$165,000	1,743
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$307,000	3,432
2011-12-31 (YTD Data)		Rank
Total interest income	$5,176,000	4,478
Total interest expense	$720,000	5,141
Net interest income	$4,456,000	4,236
Provision for loan and lease losses	$260,000	4,310
Total noninterest income	$690,000	3,803
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$187,000	4,508
Trading account gains and fees	$0	146
Additional Noninterest Income	$503,000	3,123
Total noninterest expense	$3,781,000	4,277
Salaries and employee benefits	$2,026,000	4,141
Premises and equipment expense	$668,000	3,303
Additional noninterest expense	$1,087,000	4,720
Pre-tax net operating income	$1,105,000	3,522
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,105,000	3,358
Extraordinary gains, net	$0	29
Net income	$1,105,000	3,361
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,105,000	3,361
Net charge-offs	$128,000	4,750
Cash dividends	$540,000	2,345
Sale, conversion, retirement of capital stock, net	$14,000	985
Net operating income	$1,105,000	3,250
2011-09-30 (YTD Data)		Rank
Total interest income	$3,912,000	4,504
Total interest expense	$560,000	5,187
Net interest income	$3,352,000	4,246
Provision for loan and lease losses	$215,000	4,060
Total noninterest income	$495,000	3,895
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$137,000	4,562
Trading account gains and fees	$0	145
Additional Noninterest Income	$358,000	3,199
Total noninterest expense	$2,849,000	4,267
Salaries and employee benefits	$1,528,000	4,136
Premises and equipment expense	$505,000	3,324
Additional noninterest expense	$816,000	4,735
Pre-tax net operating income	$783,000	3,758
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$783,000	3,552
Extraordinary gains, net	$0	21
Net income	$783,000	3,553
Minority interest net income	$0	87
Net income of bank and minority interests.	$783,000	3,553
Net charge-offs	$108,000	4,355
Cash dividends	$390,000	2,074
Sale, conversion, retirement of capital stock, net	$14,000	906
Net operating income	$783,000	3,435
2011-06-30 (YTD Data)		Rank
Total interest income	$2,596,000	4,562
Total interest expense	$387,000	5,214
Net interest income	$2,209,000	4,295
Provision for loan and lease losses	$150,000	3,873
Total noninterest income	$349,000	3,828
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$87,000	4,645
Trading account gains and fees	$0	153
Additional Noninterest Income	$262,000	3,091
Total noninterest expense	$1,903,000	4,302
Salaries and employee benefits	$1,021,000	4,150
Premises and equipment expense	$339,000	3,337
Additional noninterest expense	$543,000	4,789
Pre-tax net operating income	$505,000	3,801
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$505,000	3,566
Extraordinary gains, net	$0	15
Net income	$505,000	3,568
Minority interest net income	$0	89
Net income of bank and minority interests.	$505,000	3,567
Net charge-offs	$76,000	4,099
Cash dividends	$285,000	1,989
Sale, conversion, retirement of capital stock, net	$14,000	801
Net operating income	$505,000	3,466
2011-03-31 (YTD Data)		Rank
Total interest income	$1,291,000	4,591
Total interest expense	$204,000	5,208
Net interest income	$1,087,000	4,329
Provision for loan and lease losses	$75,000	3,668
Total noninterest income	$159,000	4,044
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$44,000	4,568
Trading account gains and fees	$0	158
Additional Noninterest Income	$115,000	3,335
Total noninterest expense	$940,000	4,367
Salaries and employee benefits	$506,000	4,188
Premises and equipment expense	$167,000	3,438
Additional noninterest expense	$267,000	4,829
Pre-tax net operating income	$231,000	3,984
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$231,000	3,716
Extraordinary gains, net	$0	9
Net income	$231,000	3,717
Minority interest net income	$0	86
Net income of bank and minority interests.	$231,000	3,716
Net charge-offs	$5,000	4,645
Cash dividends	$155,000	1,589
Sale, conversion, retirement of capital stock, net	$14,000	628
Net operating income	$231,000	3,661
2010-12-31 (YTD Data)		Rank
Total interest income	$5,044,000	4,793
Total interest expense	$931,000	5,381
Net interest income	$4,113,000	4,505
Provision for loan and lease losses	$445,000	4,307
Total noninterest income	$634,000	4,120
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$243,000	4,062
Trading account gains and fees	$0	175
Additional Noninterest Income	$391,000	3,552
Total noninterest expense	$3,623,000	4,485
Salaries and employee benefits	$1,921,000	4,357
Premises and equipment expense	$654,000	3,483
Additional noninterest expense	$1,048,000	4,962
Pre-tax net operating income	$679,000	3,963
Securities gains (losses)	$121,000	2,000
Applicable income taxes	$0	4,655
Income before extraordinary items	$800,000	3,616
Extraordinary gains, net	$0	29
Net income	$800,000	3,613
Minority interest net income	$0	111
Net income of bank and minority interests.	$800,000	3,616
Net charge-offs	$224,000	4,642
Cash dividends	$310,000	2,873
Sale, conversion, retirement of capital stock, net	$10,000	1,159
Net operating income	$679,000	3,759
2010-09-30 (YTD Data)		Rank
Total interest income	$3,753,000	4,913
Total interest expense	$702,000	5,529
Net interest income	$3,051,000	4,604
Provision for loan and lease losses	$320,000	4,225
Total noninterest income	$477,000	4,167
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$190,000	4,057
Trading account gains and fees	$0	165
Additional Noninterest Income	$287,000	3,608
Total noninterest expense	$2,700,000	4,523
Salaries and employee benefits	$1,459,000	4,344
Premises and equipment expense	$492,000	3,526
Additional noninterest expense	$749,000	5,089
Pre-tax net operating income	$508,000	4,192
Securities gains (losses)	$115,000	1,823
Applicable income taxes	$0	4,726
Income before extraordinary items	$623,000	3,706
Extraordinary gains, net	$0	23
Net income	$623,000	3,706
Minority interest net income	$0	110
Net income of bank and minority interests.	$623,000	3,707
Net charge-offs	$142,000	4,548
Cash dividends	$310,000	2,290
Sale, conversion, retirement of capital stock, net	$10,000	1,062
Net operating income	$508,000	3,934
2010-06-30 (YTD Data)		Rank
Total interest income	$2,496,000	4,954
Total interest expense	$458,000	5,677
Net interest income	$2,038,000	4,592
Provision for loan and lease losses	$230,000	4,028
Total noninterest income	$360,000	3,862
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$134,000	3,924
Trading account gains and fees	$0	152
Additional Noninterest Income	$226,000	3,297
Total noninterest expense	$1,789,000	4,560
Salaries and employee benefits	$974,000	4,362
Premises and equipment expense	$329,000	3,560
Additional noninterest expense	$486,000	5,158
Pre-tax net operating income	$379,000	4,066
Securities gains (losses)	$115,000	1,317
Applicable income taxes	$0	4,691
Income before extraordinary items	$494,000	3,436
Extraordinary gains, net	$0	19
Net income	$494,000	3,433
Minority interest net income	$0	105
Net income of bank and minority interests.	$494,000	3,435
Net charge-offs	$141,000	3,895
Cash dividends	$205,000	2,279
Sale, conversion, retirement of capital stock, net	$10,000	955
Net operating income	$379,000	3,759
2010-03-31 (YTD Data)		Rank
Total interest income	$1,260,000	4,997
Total interest expense	$217,000	5,916
Net interest income	$1,043,000	4,546
Provision for loan and lease losses	$105,000	3,873
Total noninterest income	$177,000	3,929
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$66,000	3,954
Trading account gains and fees	$0	175
Additional Noninterest Income	$111,000	3,320
Total noninterest expense	$896,000	4,603
Salaries and employee benefits	$481,000	4,459
Premises and equipment expense	$172,000	3,508
Additional noninterest expense	$243,000	5,193
Pre-tax net operating income	$219,000	3,900
Securities gains (losses)	$71,000	958
Applicable income taxes	$0	4,611
Income before extraordinary items	$290,000	3,189
Extraordinary gains, net	$0	16
Net income	$290,000	3,186
Minority interest net income	$0	91
Net income of bank and minority interests.	$290,000	3,189
Net charge-offs	$91,000	3,183
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$219,000	3,585
2009-12-31 (YTD Data)		Rank
Total interest income	$5,027,000	5,113
Total interest expense	$1,046,000	5,935
Net interest income	$3,981,000	4,587
Provision for loan and lease losses	$420,000	4,811
Total noninterest income	$745,000	3,919
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$309,000	3,827
Trading account gains and fees	$0	211
Additional Noninterest Income	$436,000	3,423
Total noninterest expense	$3,670,000	4,581
Salaries and employee benefits	$1,915,000	4,497
Premises and equipment expense	$657,000	3,628
Additional noninterest expense	$1,098,000	4,975
Pre-tax net operating income	$636,000	3,697
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$636,000	3,517
Extraordinary gains, net	$0	34
Net income	$636,000	3,517
Minority interest net income	$0	115
Net income of bank and minority interests.	$636,000	3,516
Net charge-offs	$301,000	4,479
Cash dividends	$395,000	2,885
Sale, conversion, retirement of capital stock, net	$14,000	1,250
Net operating income	$636,000	3,450
2009-09-30 (YTD Data)		Rank
Total interest income	$3,803,000	5,152
Total interest expense	$809,000	6,003
Net interest income	$2,994,000	4,593
Provision for loan and lease losses	$247,000	4,880
Total noninterest income	$547,000	4,040
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$235,000	3,817
Trading account gains and fees	$0	212
Additional Noninterest Income	$312,000	3,558
Total noninterest expense	$2,834,000	4,508
Salaries and employee benefits	$1,495,000	4,398
Premises and equipment expense	$485,000	3,703
Additional noninterest expense	$854,000	4,871
Pre-tax net operating income	$460,000	4,009
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$460,000	3,822
Extraordinary gains, net	$0	27
Net income	$460,000	3,818
Minority interest net income	$0	118
Net income of bank and minority interests.	$460,000	3,820
Net charge-offs	$232,000	4,074
Cash dividends	$310,000	2,584
Sale, conversion, retirement of capital stock, net	$14,000	1,137
Net operating income	$460,000	3,734
2009-06-30 (YTD Data)		Rank
Total interest income	$2,539,000	5,188
Total interest expense	$555,000	6,071
Net interest income	$1,984,000	4,609
Provision for loan and lease losses	$162,000	4,632
Total noninterest income	$347,000	4,144
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$146,000	3,920
Trading account gains and fees	$0	193
Additional Noninterest Income	$201,000	3,643
Total noninterest expense	$1,920,000	4,492
Salaries and employee benefits	$1,019,000	4,380
Premises and equipment expense	$319,000	3,759
Additional noninterest expense	$582,000	4,812
Pre-tax net operating income	$249,000	4,386
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$249,000	4,253
Extraordinary gains, net	$0	21
Net income	$249,000	4,253
Minority interest net income	$0	112
Net income of bank and minority interests.	$249,000	4,253
Net charge-offs	$136,000	3,890
Cash dividends	$155,000	2,928
Sale, conversion, retirement of capital stock, net	$14,000	1,056
Net operating income	$249,000	4,146
2009-03-31 (YTD Data)		Rank
Total interest income	$1,258,000	5,258
Total interest expense	$301,000	6,010
Net interest income	$957,000	4,698
Provision for loan and lease losses	$37,000	5,262
Total noninterest income	$167,000	4,177
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$69,000	3,996
Trading account gains and fees	$0	171
Additional Noninterest Income	$98,000	3,686
Total noninterest expense	$941,000	4,485
Salaries and employee benefits	$518,000	4,352
Premises and equipment expense	$154,000	3,899
Additional noninterest expense	$269,000	4,742
Pre-tax net operating income	$146,000	4,553
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$146,000	4,400
Extraordinary gains, net	$0	15
Net income	$146,000	4,403
Minority interest net income	$0	102
Net income of bank and minority interests.	$146,000	4,403
Net charge-offs	$19,000	4,361
Cash dividends	$85,000	2,369
Sale, conversion, retirement of capital stock, net	$14,000	825
Net operating income	$146,000	4,240
2008-12-31 (YTD Data)		Rank
Total interest income	$5,466,000	5,204
Total interest expense	$1,490,000	5,998
Net interest income	$3,976,000	4,588
Provision for loan and lease losses	$116,000	5,886
Total noninterest income	$591,000	4,506
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$310,000	3,961
Trading account gains and fees	$0	154
Additional Noninterest Income	$281,000	4,221
Total noninterest expense	$3,506,000	4,638
Salaries and employee benefits	$1,920,000	4,599
Premises and equipment expense	$639,000	3,737
Additional noninterest expense	$947,000	4,985
Pre-tax net operating income	$945,000	3,861
Securities gains (losses)	$1,000	3,084
Applicable income taxes	$0	4,979
Income before extraordinary items	$946,000	3,392
Extraordinary gains, net	$0	39
Net income	$946,000	3,392
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,480
Cash dividends	$805,000	2,627
Sale, conversion, retirement of capital stock, net	$8,000	1,332
Net operating income	$945,000	3,542
2008-09-30 (YTD Data)		Rank
Total interest income	$4,123,000	5,260
Total interest expense	$1,150,000	6,057
Net interest income	$2,973,000	4,647
Provision for loan and lease losses	$86,000	5,374
Total noninterest income	$436,000	4,653
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$221,000	4,071
Trading account gains and fees	$0	148
Additional Noninterest Income	$215,000	4,283
Total noninterest expense	$2,540,000	4,722
Salaries and employee benefits	$1,425,000	4,638
Premises and equipment expense	$489,000	3,690
Additional noninterest expense	$626,000	5,302
Pre-tax net operating income	$783,000	4,142
Securities gains (losses)	$1,000	2,971
Applicable income taxes	$0	5,372
Income before extraordinary items	$784,000	3,604
Extraordinary gains, net	$0	31
Net income	$784,000	3,604
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,089
Cash dividends	$745,000	2,207
Sale, conversion, retirement of capital stock, net	$8,000	1,170
Net operating income	$783,000	3,755
2008-06-30 (YTD Data)		Rank
Total interest income	$2,767,000	5,321
Total interest expense	$782,000	6,155
Net interest income	$1,985,000	4,643
Provision for loan and lease losses	$56,000	5,080
Total noninterest income	$284,000	4,750
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$141,000	4,160
Trading account gains and fees	$0	149
Additional Noninterest Income	$143,000	4,391
Total noninterest expense	$1,669,000	4,793
Salaries and employee benefits	$933,000	4,740
Premises and equipment expense	$331,000	3,680
Additional noninterest expense	$405,000	5,383
Pre-tax net operating income	$544,000	4,228
Securities gains (losses)	$1,000	3,084
Applicable income taxes	$0	5,627
Income before extraordinary items	$545,000	3,842
Extraordinary gains, net	$0	21
Net income	$545,000	3,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,182
Cash dividends	$600,000	2,026
Sale, conversion, retirement of capital stock, net	$8,000	1,041
Net operating income	$544,000	3,791
2008-03-31 (YTD Data)		Rank
Total interest income	$1,384,000	5,414
Total interest expense	$429,000	6,114
Net interest income	$955,000	4,773
Provision for loan and lease losses	$25,000	4,682
Total noninterest income	$125,000	4,991
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$62,000	4,381
Trading account gains and fees	$0	158
Additional Noninterest Income	$63,000	4,607
Total noninterest expense	$811,000	4,892
Salaries and employee benefits	$463,000	4,799
Premises and equipment expense	$165,000	3,711
Additional noninterest expense	$183,000	5,620
Pre-tax net operating income	$244,000	4,575
Securities gains (losses)	$1,000	2,556
Applicable income taxes	$0	5,622
Income before extraordinary items	$245,000	4,231
Extraordinary gains, net	$0	15
Net income	$245,000	4,233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,796
Cash dividends	$600,000	1,164
Sale, conversion, retirement of capital stock, net	$8,000	853
Net operating income	$244,000	4,139
2007-12-31 (YTD Data)		Rank
Total interest income	$5,707,000	5,381
Total interest expense	$2,067,000	5,763
Net interest income	$3,640,000	4,898
Provision for loan and lease losses	$116,000	4,724
Total noninterest income	$637,000	4,510
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$293,000	4,124
Trading account gains and fees	$0	178
Additional Noninterest Income	$344,000	4,007
Total noninterest expense	$3,070,000	4,943
Salaries and employee benefits	$1,726,000	4,887
Premises and equipment expense	$608,000	3,804
Additional noninterest expense	$736,000	5,596
Pre-tax net operating income	$1,091,000	4,570
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$1,091,000	4,127
Extraordinary gains, net	$0	39
Net income	$1,091,000	4,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,388
Cash dividends	$199,000	4,935
Sale, conversion, retirement of capital stock, net	$33,000	1,122
Net operating income	$1,091,000	4,124
2007-09-30 (YTD Data)		Rank
Total interest income	$4,203,000	5,431
Total interest expense	$1,537,000	5,816
Net interest income	$2,666,000	5,008
Provision for loan and lease losses	$83,000	4,460
Total noninterest income	$482,000	4,498
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$219,000	4,140
Trading account gains and fees	$0	184
Additional Noninterest Income	$263,000	3,999
Total noninterest expense	$2,329,000	4,877
Salaries and employee benefits	$1,291,000	4,864
Premises and equipment expense	$466,000	3,734
Additional noninterest expense	$572,000	5,446
Pre-tax net operating income	$736,000	5,024
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$736,000	4,531
Extraordinary gains, net	$0	33
Net income	$736,000	4,531
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,961
Cash dividends	$199,000	4,153
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$736,000	4,527
2007-06-30 (YTD Data)		Rank
Total interest income	$2,722,000	5,541
Total interest expense	$987,000	5,903
Net interest income	$1,735,000	5,105
Provision for loan and lease losses	$47,000	4,470
Total noninterest income	$328,000	4,475
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$143,000	4,181
Trading account gains and fees	$0	168
Additional Noninterest Income	$185,000	3,927
Total noninterest expense	$1,546,000	4,921
Salaries and employee benefits	$850,000	4,938
Premises and equipment expense	$315,000	3,719
Additional noninterest expense	$381,000	5,448
Pre-tax net operating income	$470,000	5,168
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$470,000	4,693
Extraordinary gains, net	$0	29
Net income	$470,000	4,693
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,601
Cash dividends	$139,000	4,038
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$470,000	4,688
2007-03-31 (YTD Data)		Rank
Total interest income	$1,317,000	5,642
Total interest expense	$465,000	6,024
Net interest income	$852,000	5,173
Provision for loan and lease losses	$20,000	4,351
Total noninterest income	$162,000	4,451
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$67,000	4,285
Trading account gains and fees	$0	195
Additional Noninterest Income	$95,000	3,842
Total noninterest expense	$781,000	4,870
Salaries and employee benefits	$431,000	4,918
Premises and equipment expense	$155,000	3,786
Additional noninterest expense	$195,000	5,341
Pre-tax net operating income	$213,000	5,376
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$213,000	4,913
Extraordinary gains, net	$0	22
Net income	$213,000	4,914
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$46,000	3,638
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$213,000	4,896
2006-12-31 (YTD Data)		Rank
Total interest income	$4,733,000	5,700
Total interest expense	$1,558,000	6,025
Net interest income	$3,175,000	5,348
Provision for loan and lease losses	$160,000	3,939
Total noninterest income	$506,000	5,111
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$170,000	5,301
Trading account gains and fees	$0	130
Additional Noninterest Income	$336,000	4,080
Total noninterest expense	$2,782,000	5,140
Salaries and employee benefits	$1,565,000	5,050
Premises and equipment expense	$586,000	3,840
Additional noninterest expense	$631,000	5,917
Pre-tax net operating income	$739,000	5,816
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$739,000	5,385
Extraordinary gains, net	$0	51
Net income	$739,000	5,387
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,465
Cash dividends	$160,000	5,135
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$739,000	5,381
2006-09-30 (YTD Data)		Rank
Total interest income	$3,439,000	5,790
Total interest expense	$1,112,000	6,096
Net interest income	$2,327,000	5,467
Provision for loan and lease losses	$128,000	3,730
Total noninterest income	$322,000	5,488
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$126,000	5,385
Trading account gains and fees	$0	126
Additional Noninterest Income	$196,000	4,573
Total noninterest expense	$2,046,000	5,197
Salaries and employee benefits	$1,145,000	5,122
Premises and equipment expense	$435,000	3,879
Additional noninterest expense	$466,000	5,969
Pre-tax net operating income	$475,000	6,322
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$475,000	5,874
Extraordinary gains, net	$0	45
Net income	$475,000	5,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	3,707
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$475,000	5,874
2006-06-30 (YTD Data)		Rank
Total interest income	$2,165,000	5,930
Total interest expense	$690,000	6,165
Net interest income	$1,475,000	5,651
Provision for loan and lease losses	$84,000	3,673
Total noninterest income	$212,000	5,502
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$83,000	5,395
Trading account gains and fees	$0	126
Additional Noninterest Income	$129,000	4,602
Total noninterest expense	$1,332,000	5,284
Salaries and employee benefits	$735,000	5,250
Premises and equipment expense	$282,000	3,959
Additional noninterest expense	$315,000	5,921
Pre-tax net operating income	$271,000	6,635
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$271,000	6,220
Extraordinary gains, net	$0	39
Net income	$271,000	6,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	2,960
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$271,000	6,225
2006-03-31 (YTD Data)		Rank
Total interest income	$1,022,000	6,040
Total interest expense	$322,000	6,236
Net interest income	$700,000	5,804
Provision for loan and lease losses	$54,000	3,025
Total noninterest income	$117,000	5,268
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$41,000	5,358
Trading account gains and fees	$0	115
Additional Noninterest Income	$76,000	4,256
Total noninterest expense	$673,000	5,250
Salaries and employee benefits	$386,000	5,132
Premises and equipment expense	$141,000	3,962
Additional noninterest expense	$146,000	6,137
Pre-tax net operating income	$90,000	7,166
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$90,000	6,886
Extraordinary gains, net	$0	21
Net income	$90,000	6,887
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$90,000	6,884
2005-12-31 (YTD Data)		Rank
Total interest income	$3,588,000	6,124
Total interest expense	$996,000	6,305
Net interest income	$2,592,000	5,937
Provision for loan and lease losses	$168,000	3,935
Total noninterest income	$346,000	6,039
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$131,000	5,865
Trading account gains and fees	$0	138
Additional Noninterest Income	$215,000	5,025
Total noninterest expense	$2,329,000	5,601
Salaries and employee benefits	$1,252,000	5,644
Premises and equipment expense	$473,000	4,341
Additional noninterest expense	$604,000	6,035
Pre-tax net operating income	$441,000	6,925
Securities gains (losses)	$0	2,296
Applicable income taxes	$11,000	6,510
Income before extraordinary items	$430,000	6,649
Extraordinary gains, net	$-7,000	8,803
Net income	$423,000	6,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,620
Cash dividends	$233,000	4,748
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$430,000	6,617
2005-09-30 (YTD Data)		Rank
Total interest income	$2,568,000	6,239
Total interest expense	$670,000	6,478
Net interest income	$1,898,000	6,039
Provision for loan and lease losses	$124,000	3,834
Total noninterest income	$246,000	6,175
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$90,000	6,031
Trading account gains and fees	$0	126
Additional Noninterest Income	$156,000	5,122
Total noninterest expense	$1,702,000	5,652
Salaries and employee benefits	$927,000	5,680
Premises and equipment expense	$341,000	4,449
Additional noninterest expense	$434,000	6,125
Pre-tax net operating income	$318,000	7,129
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$318,000	6,823
Extraordinary gains, net	$-7,000	8,839
Net income	$311,000	6,860
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,742
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$318,000	6,782
2005-06-30 (YTD Data)		Rank
Total interest income	$1,632,000	6,326
Total interest expense	$380,000	6,725
Net interest income	$1,252,000	6,057
Provision for loan and lease losses	$93,000	3,464
Total noninterest income	$153,000	6,297
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$54,000	6,184
Trading account gains and fees	$0	116
Additional Noninterest Income	$99,000	5,211
Total noninterest expense	$1,092,000	5,763
Salaries and employee benefits	$595,000	5,779
Premises and equipment expense	$224,000	4,445
Additional noninterest expense	$273,000	6,276
Pre-tax net operating income	$220,000	7,093
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$220,000	6,765
Extraordinary gains, net	$0	30
Net income	$220,000	6,766
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,136
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$220,000	6,714
2005-03-31 (YTD Data)		Rank
Total interest income	$774,000	6,483
Total interest expense	$169,000	6,932
Net interest income	$605,000	6,205
Provision for loan and lease losses	$32,000	3,873
Total noninterest income	$74,000	6,332
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$26,000	6,203
Trading account gains and fees	$0	115
Additional Noninterest Income	$48,000	5,277
Total noninterest expense	$518,000	5,981
Salaries and employee benefits	$288,000	5,912
Premises and equipment expense	$107,000	4,643
Additional noninterest expense	$123,000	6,592
Pre-tax net operating income	$129,000	6,830
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$129,000	6,415
Extraordinary gains, net	$0	24
Net income	$129,000	6,415
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,061
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$129,000	6,372
2004-12-31 (YTD Data)		Rank
Total interest income	$2,669,000	6,745
Total interest expense	$543,000	7,147
Net interest income	$2,126,000	6,463
Provision for loan and lease losses	$76,000	5,388
Total noninterest income	$322,000	6,254
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$101,000	6,463
Trading account gains and fees	$0	138
Additional Noninterest Income	$221,000	4,902
Total noninterest expense	$2,006,000	5,996
Salaries and employee benefits	$1,024,000	6,198
Premises and equipment expense	$410,000	4,679
Additional noninterest expense	$572,000	6,141
Pre-tax net operating income	$366,000	7,217
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$366,000	6,948
Extraordinary gains, net	$0	34
Net income	$366,000	6,950
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,559
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$366,000	6,883
2004-09-30 (YTD Data)		Rank
Total interest income	$1,945,000	6,827
Total interest expense	$397,000	7,215
Net interest income	$1,548,000	6,550
Provision for loan and lease losses	$60,000	5,125
Total noninterest income	$242,000	6,283
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$76,000	6,505
Trading account gains and fees	$0	134
Additional Noninterest Income	$166,000	4,899
Total noninterest expense	$1,511,000	5,942
Salaries and employee benefits	$754,000	6,227
Premises and equipment expense	$306,000	4,695
Additional noninterest expense	$451,000	5,932
Pre-tax net operating income	$219,000	7,607
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$219,000	7,373
Extraordinary gains, net	$0	26
Net income	$219,000	7,373
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$219,000	7,310
2004-06-30 (YTD Data)		Rank
Total interest income	$1,266,000	6,916
Total interest expense	$266,000	7,249
Net interest income	$1,000,000	6,657
Provision for loan and lease losses	$44,000	4,930
Total noninterest income	$167,000	6,229
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$51,000	6,505
Trading account gains and fees	$0	130
Additional Noninterest Income	$116,000	4,862
Total noninterest expense	$985,000	6,039
Salaries and employee benefits	$488,000	6,367
Premises and equipment expense	$202,000	4,728
Additional noninterest expense	$295,000	6,021
Pre-tax net operating income	$138,000	7,641
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$138,000	7,429
Extraordinary gains, net	$0	21
Net income	$138,000	7,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$138,000	7,360
2004-03-31 (YTD Data)		Rank
Total interest income	$595,000	7,098
Total interest expense	$134,000	7,289
Net interest income	$461,000	6,905
Provision for loan and lease losses	$22,000	4,718
Total noninterest income	$87,000	6,097
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$25,000	6,482
Trading account gains and fees	$0	121
Additional Noninterest Income	$62,000	4,679
Total noninterest expense	$498,000	6,062
Salaries and employee benefits	$247,000	6,380
Premises and equipment expense	$103,000	4,692
Additional noninterest expense	$148,000	6,044
Pre-tax net operating income	$28,000	8,212
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$28,000	8,192
Extraordinary gains, net	$0	16
Net income	$28,000	8,192
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$28,000	8,124
2003-12-31 (YTD Data)		Rank
Total interest income	$2,232,000	7,341
Total interest expense	$544,000	7,600
Net interest income	$1,688,000	7,079
Provision for loan and lease losses	$89,000	5,527
Total noninterest income	$306,000	6,553
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$101,000	6,541
Trading account gains and fees	$0	160
Additional Noninterest Income	$205,000	5,229
Total noninterest expense	$1,696,000	6,530
Salaries and employee benefits	$886,000	6,639
Premises and equipment expense	$399,000	4,737
Additional noninterest expense	$411,000	7,092
Pre-tax net operating income	$209,000	7,793
Securities gains (losses)	$15,000	3,390
Applicable income taxes	$0	7,459
Income before extraordinary items	$224,000	7,654
Extraordinary gains, net	$0	54
Net income	$224,000	7,658
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,116
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$209,000	7,588
2003-09-30 (YTD Data)		Rank
Total interest income	$1,623,000	7,479
Total interest expense	$422,000	7,676
Net interest income	$1,201,000	7,259
Provision for loan and lease losses	$62,000	5,482
Total noninterest income	$239,000	6,516
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$73,000	6,657
Trading account gains and fees	$0	153
Additional Noninterest Income	$166,000	5,145
Total noninterest expense	$1,258,000	6,553
Salaries and employee benefits	$659,000	6,661
Premises and equipment expense	$292,000	4,808
Additional noninterest expense	$307,000	7,076
Pre-tax net operating income	$120,000	8,130
Securities gains (losses)	$15,000	3,125
Applicable income taxes	$0	7,524
Income before extraordinary items	$135,000	8,006
Extraordinary gains, net	$0	40
Net income	$135,000	8,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,592
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$120,000	7,964
2003-06-30 (YTD Data)		Rank
Total interest income	$1,054,000	7,578
Total interest expense	$293,000	7,716
Net interest income	$761,000	7,397
Provision for loan and lease losses	$46,000	5,260
Total noninterest income	$150,000	6,647
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$47,000	6,687
Trading account gains and fees	$0	150
Additional Noninterest Income	$103,000	5,279
Total noninterest expense	$801,000	6,706
Salaries and employee benefits	$430,000	6,747
Premises and equipment expense	$192,000	4,823
Additional noninterest expense	$179,000	7,412
Pre-tax net operating income	$64,000	8,278
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$64,000	8,295
Extraordinary gains, net	$0	30
Net income	$64,000	8,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,006
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$64,000	8,158
2003-03-31 (YTD Data)		Rank
Total interest income	$517,000	7,658
Total interest expense	$151,000	7,737
Net interest income	$366,000	7,502
Provision for loan and lease losses	$20,000	5,233
Total noninterest income	$68,000	6,777
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$22,000	6,745
Trading account gains and fees	$0	134
Additional Noninterest Income	$46,000	5,422
Total noninterest expense	$390,000	6,792
Salaries and employee benefits	$207,000	6,875
Premises and equipment expense	$93,000	4,937
Additional noninterest expense	$90,000	7,412
Pre-tax net operating income	$24,000	8,401
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$24,000	8,404
Extraordinary gains, net	$0	21
Net income	$24,000	8,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$24,000	8,279
2002-12-31 (YTD Data)		Rank
Total interest income	$2,192,000	7,653
Total interest expense	$743,000	7,682
Net interest income	$1,449,000	7,516
Provision for loan and lease losses	$86,000	5,969
Total noninterest income	$186,000	7,458
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$87,000	6,811
Trading account gains and fees	$0	153
Additional Noninterest Income	$99,000	6,467
Total noninterest expense	$1,466,000	6,911
Salaries and employee benefits	$725,000	7,181
Premises and equipment expense	$368,000	4,940
Additional noninterest expense	$373,000	7,321
Pre-tax net operating income	$83,000	8,361
Securities gains (losses)	$7,000	3,799
Applicable income taxes	$0	7,681
Income before extraordinary items	$90,000	8,378
Extraordinary gains, net	$0	70
Net income	$90,000	8,381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,916
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$83,000	8,318
2001-12-31 (YTD Data)		Rank
Total interest income	$2,255,000	7,988
Total interest expense	$1,189,000	7,628
Net interest income	$1,066,000	8,156
Provision for loan and lease losses	$92,000	5,755
Total noninterest income	$116,000	8,291
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$78,000	7,020
Trading account gains and fees	$0	177
Additional Noninterest Income	$38,000	8,088
Total noninterest expense	$1,220,000	7,409
Salaries and employee benefits	$604,000	7,648
Premises and equipment expense	$267,000	5,890
Additional noninterest expense	$349,000	7,523
Pre-tax net operating income	$-130,000	8,895
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$-130,000	8,984
Extraordinary gains, net	$0	105
Net income	$-130,000	8,985
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,017
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$111,000	638
Net operating income	$-130,000	8,931
2000-12-31 (YTD Data)		Rank
Total interest income	$1,716,000	8,720
Total interest expense	$852,000	8,532
Net interest income	$864,000	8,768
Provision for loan and lease losses	$70,000	5,970
Total noninterest income	$95,000	8,666
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	7,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	8,071
Total noninterest expense	$910,000	8,276
Salaries and employee benefits	$446,000	8,516
Premises and equipment expense	$202,000	6,737
Additional noninterest expense	$262,000	8,241
Pre-tax net operating income	$-21,000	9,169
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-21,000	9,184
Extraordinary gains, net	$0	38
Net income	$-21,000	9,182
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$33,000	815
Net operating income	$-21,000	9,172
1999-12-31 (YTD Data)		Rank
Total interest income	$386,000	10,029
Total interest expense	$118,000	10,039
Net interest income	$268,000	10,001
Provision for loan and lease losses	$107,000	5,099
Total noninterest income	$52,000	9,562
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$9,000	8,692
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	8,297
Total noninterest expense	$592,000	9,345
Salaries and employee benefits	$202,000	9,910
Premises and equipment expense	$70,000	9,216
Additional noninterest expense	$320,000	7,954
Pre-tax net operating income	$-379,000	9,763
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$-379,000	9,825
Extraordinary gains, net	$0	35
Net income	$-379,000	9,823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$3,000,000	356
Net operating income	$-379,000	9,804

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.