Home > WOODTRUST BANK > Income and Expense

WOODTRUST BANK, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$300,0004,536
Total interest expense$10,0004,487
Net interest income$10,670,0002,291
Provision for loan and lease lossesNANA
Total noninterest income$1,6424,539
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,9534,360
Trading account gains and fees$0123
Additional Noninterest Income$3,0554,486
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,529
Additional noninterest expense$14,4394,391
Pre-tax net operating income$04,317
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$6,0004,326
Extraordinary gains, net$5,335,00043
Net income$19,585,000600
Minority interest net income$250,00040
Net income of bank and minority interests.$04,314
Net charge-offs$02,884
Cash dividends$37,0003,426
Sale, conversion, retirement of capital stock, net$-24,525
Net operating income$04,337
2023-09-30 (YTD Data)Rank
Total interest income$19,843,0001,518
Total interest expense$5,176,0001,538
Net interest income$14,667,0001,478
Provision for loan and lease losses$225,0001,554
Total noninterest income$12,397,000534
Gross Fiduciary activities income$10,617,000144
Service charges on deposit accounts$1,035,000777
Trading account gains and feesNANA
Additional Noninterest Income$745,0002,276
Total noninterest expense$10,983,0001,547
Salaries and employee benefits$6,538,0001,491
Premises and equipment expense$789,0001,980
Additional noninterest expense$745,0002,276
Pre-tax net operating income$15,856,000682
Securities gains (losses)$-39,0003,766
Applicable income taxes$880,0001,368
Income before extraordinary items$14,937,000601
Extraordinary gains, net$052
Net income$14,937,000605
Minority interest net income$081
Net income of bank and minority interests.$14,937,000601
Net charge-offs$02,641
Cash dividends$10,298,000368
Sale, conversion, retirement of capital stock, net$0507
Net operating income$14,973,660609
2023-06-30 (YTD Data)Rank
Total interest income$12,963,0001,512
Total interest expense$3,243,0001,491
Net interest income$9,720,0001,499
Provision for loan and lease losses$150,0001,522
Total noninterest income$8,208,000524
Gross Fiduciary activities income$7,016,000143
Service charges on deposit accounts$675,000775
Trading account gains and feesNANA
Additional Noninterest Income$517,0002,160
Total noninterest expense$7,322,0001,529
Salaries and employee benefits$4,382,0001,471
Premises and equipment expense$534,0001,941
Additional noninterest expense$517,0002,157
Pre-tax net operating income$10,456,000677
Securities gains (losses)$-42,0004,040
Applicable income taxes$660,0001,283
Income before extraordinary items$9,754,000607
Extraordinary gains, net$051
Net income$9,754,000618
Minority interest net income$081
Net income of bank and minority interests.$9,754,000607
Net charge-offs$02,431
Cash dividends$6,233,000379
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,793,480617
2023-03-31 (YTD Data)Rank
Total interest income$6,238,0001,527
Total interest expense$1,478,0001,443
Net interest income$4,760,0001,536
Provision for loan and lease losses$75,0001,413
Total noninterest income$4,077,000519
Gross Fiduciary activities income$3,454,000147
Service charges on deposit accounts$325,000813
Trading account gains and feesNANA
Additional Noninterest Income$298,0002,009
Total noninterest expense$3,599,0001,571
Salaries and employee benefits$2,186,0001,505
Premises and equipment expense$278,0001,912
Additional noninterest expense$298,0002,009
Pre-tax net operating income$5,163,000700
Securities gains (losses)$0950
Applicable income taxes$331,0001,309
Income before extraordinary items$4,832,000631
Extraordinary gains, net$04
Net income$4,832,000630
Minority interest net income$048
Net income of bank and minority interests.$4,832,000630
Net charge-offs$02,062
Cash dividends$2,507,000409
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,832,000641
2022-12-31 (YTD Data)Rank
Total interest income$19,238,0001,631
Total interest expense$1,642,0001,817
Net interest income$17,596,0001,592
Provision for loan and lease losses$300,0001,513
Total noninterest income$16,289,000547
Gross Fiduciary activities income$13,696,000148
Service charges on deposit accounts$1,279,000842
Trading account gains and feesNANA
Additional Noninterest Income$1,314,0002,038
Total noninterest expense$14,031,0001,576
Salaries and employee benefits$8,464,0001,496
Premises and equipment expense$958,0002,058
Additional noninterest expense$1,314,0002,038
Pre-tax net operating income$19,554,000765
Securities gains (losses)$-4,473,0004,625
Applicable income taxes$954,0001,593
Income before extraordinary items$14,127,000848
Extraordinary gains, net$05
Net income$14,127,000849
Minority interest net income$063
Net income of bank and minority interests.$14,127,000849
Net charge-offs$-53,0004,113
Cash dividends$11,992,000414
Sale, conversion, retirement of capital stock, net$0568
Net operating income$18,331,620698
2022-09-30 (YTD Data)Rank
Total interest income$13,255,0001,681
Total interest expense$508,0002,636
Net interest income$12,747,0001,616
Provision for loan and lease losses$225,0001,390
Total noninterest income$12,107,000557
Gross Fiduciary activities income$10,294,000149
Service charges on deposit accounts$968,000841
Trading account gains and feesNANA
Additional Noninterest Income$845,0002,247
Total noninterest expense$10,442,0001,580
Salaries and employee benefits$6,298,0001,513
Premises and equipment expense$708,0002,090
Additional noninterest expense$845,0002,247
Pre-tax net operating income$14,187,000790
Securities gains (losses)$0740
Applicable income taxes$901,0001,413
Income before extraordinary items$13,286,000704
Extraordinary gains, net$04
Net income$13,286,000704
Minority interest net income$057
Net income of bank and minority interests.$13,286,000704
Net charge-offs$-53,0004,121
Cash dividends$7,317,000448
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,286,000712
2022-06-30 (YTD Data)Rank
Total interest income$8,195,0001,726
Total interest expense$126,0003,724
Net interest income$8,069,0001,656
Provision for loan and lease losses$150,0001,272
Total noninterest income$8,107,000549
Gross Fiduciary activities income$6,873,000123
Service charges on deposit accounts$652,000829
Trading account gains and feesNANA
Additional Noninterest Income$582,0002,235
Total noninterest expense$7,020,0001,549
Salaries and employee benefits$4,212,0001,507
Premises and equipment expense$482,0002,060
Additional noninterest expense$2,326,0001,442
Pre-tax net operating income$9,006,000781
Securities gains (losses)$0687
Applicable income taxes$600,0001,350
Income before extraordinary items$8,406,000692
Extraordinary gains, net$04
Net income$8,406,000692
Minority interest net income$060
Net income of bank and minority interests.$8,406,000692
Net charge-offs$-53,0004,213
Cash dividends$3,794,000520
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,406,000700
2022-03-31 (YTD Data)Rank
Total interest income$3,798,0001,789
Total interest expense$62,0003,729
Net interest income$3,736,0001,711
Provision for loan and lease losses$75,0001,098
Total noninterest income$4,081,000562
Gross Fiduciary activities income$3,464,000123
Service charges on deposit accounts$316,000839
Trading account gains and feesNANA
Additional Noninterest Income$301,0002,180
Total noninterest expense$3,514,0001,532
Salaries and employee benefits$2,162,0001,474
Premises and equipment expense$251,0002,030
Additional noninterest expense$1,101,0001,472
Pre-tax net operating income$4,228,000790
Securities gains (losses)$0623
Applicable income taxes$300,0001,307
Income before extraordinary items$3,928,000710
Extraordinary gains, net$04
Net income$3,928,000710
Minority interest net income$050
Net income of bank and minority interests.$3,928,000710
Net charge-offs$-3,0003,434
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,928,000716
2021-12-31 (YTD Data)Rank
Total interest income$13,626,0002,006
Total interest expense$254,0003,914
Net interest income$13,372,0001,889
Provision for loan and lease losses$300,0001,389
Total noninterest income$17,139,000584
Gross Fiduciary activities income$13,155,000125
Service charges on deposit accounts$1,210,000828
Trading account gains and feesNANA
Additional Noninterest Income$2,774,0001,558
Total noninterest expense$13,166,0001,617
Salaries and employee benefits$7,744,0001,600
Premises and equipment expense$1,005,0002,025
Additional noninterest expense$4,417,0001,471
Pre-tax net operating income$17,045,000851
Securities gains (losses)$248,000533
Applicable income taxes$1,213,0001,474
Income before extraordinary items$16,080,000771
Extraordinary gains, net$010
Net income$16,080,000772
Minority interest net income$074
Net income of bank and minority interests.$16,080,000772
Net charge-offs$02,705
Cash dividends$10,434,000460
Sale, conversion, retirement of capital stock, net$0582
Net operating income$15,849,360760
2021-09-30 (YTD Data)Rank
Total interest income$10,127,0002,052
Total interest expense$190,0004,020
Net interest income$9,937,0001,930
Provision for loan and lease losses$225,0001,362
Total noninterest income$12,968,000590
Gross Fiduciary activities income$9,692,000127
Service charges on deposit accounts$906,000829
Trading account gains and feesNANA
Additional Noninterest Income$2,370,0001,490
Total noninterest expense$9,691,0001,643
Salaries and employee benefits$5,821,0001,603
Premises and equipment expense$748,0002,055
Additional noninterest expense$3,122,0001,546
Pre-tax net operating income$12,989,000876
Securities gains (losses)$178,000596
Applicable income taxes$900,0001,548
Income before extraordinary items$12,267,000785
Extraordinary gains, net$08
Net income$12,267,000785
Minority interest net income$069
Net income of bank and minority interests.$12,267,000785
Net charge-offs$02,463
Cash dividends$3,388,000777
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,101,460776
2021-06-30 (YTD Data)Rank
Total interest income$6,716,0002,052
Total interest expense$125,0004,095
Net interest income$6,591,0001,919
Provision for loan and lease losses$150,0001,356
Total noninterest income$8,885,000579
Gross Fiduciary activities income$6,352,000127
Service charges on deposit accounts$597,000809
Trading account gains and feesNANA
Additional Noninterest Income$1,936,0001,320
Total noninterest expense$6,507,0001,617
Salaries and employee benefits$3,924,0001,578
Premises and equipment expense$509,0002,033
Additional noninterest expense$2,074,0001,530
Pre-tax net operating income$8,819,000847
Securities gains (losses)$146,000540
Applicable income taxes$600,0001,527
Income before extraordinary items$8,365,000772
Extraordinary gains, net$06
Net income$8,365,000772
Minority interest net income$067
Net income of bank and minority interests.$8,365,000772
Net charge-offs$02,245
Cash dividends$1,355,0001,139
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,229,220760
2021-03-31 (YTD Data)Rank
Total interest income$3,421,0002,015
Total interest expense$62,0004,178
Net interest income$3,359,0001,859
Provision for loan and lease losses$75,0001,426
Total noninterest income$4,477,000580
Gross Fiduciary activities income$3,138,000129
Service charges on deposit accounts$289,000813
Trading account gains and feesNANA
Additional Noninterest Income$1,050,0001,238
Total noninterest expense$3,221,0001,628
Salaries and employee benefits$1,924,0001,601
Premises and equipment expense$261,0002,021
Additional noninterest expense$1,036,0001,505
Pre-tax net operating income$4,540,000831
Securities gains (losses)$1,0001,331
Applicable income taxes$300,0001,508
Income before extraordinary items$4,241,000777
Extraordinary gains, net$03
Net income$4,241,000777
Minority interest net income$055
Net income of bank and minority interests.$4,241,000777
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,240,070755
2020-12-31 (YTD Data)Rank
Total interest income$14,247,0001,962
Total interest expense$380,0004,092
Net interest income$13,867,0001,761
Provision for loan and lease losses$800,0001,820
Total noninterest income$15,850,000585
Gross Fiduciary activities income$11,140,000131
Service charges on deposit accounts$1,070,000896
Trading account gains and feesNANA
Additional Noninterest Income$3,640,0001,291
Total noninterest expense$12,683,0001,631
Salaries and employee benefits$7,574,0001,583
Premises and equipment expense$1,072,0001,948
Additional noninterest expense$4,037,0001,524
Pre-tax net operating income$16,234,000696
Securities gains (losses)$235,000951
Applicable income taxes$926,0001,490
Income before extraordinary items$15,543,000643
Extraordinary gains, net$04
Net income$15,543,000643
Minority interest net income$072
Net income of bank and minority interests.$15,543,000643
Net charge-offs$317,0001,247
Cash dividends$13,957,000367
Sale, conversion, retirement of capital stock, net$0566
Net operating income$15,322,100628
2020-09-30 (YTD Data)Rank
Total interest income$10,770,0001,959
Total interest expense$316,0004,077
Net interest income$10,454,0001,749
Provision for loan and lease losses$1,225,0001,206
Total noninterest income$11,835,000565
Gross Fiduciary activities income$8,204,000131
Service charges on deposit accounts$783,000906
Trading account gains and feesNANA
Additional Noninterest Income$2,848,0001,206
Total noninterest expense$8,893,0001,697
Salaries and employee benefits$5,483,0001,607
Premises and equipment expense$799,0001,941
Additional noninterest expense$2,611,0001,687
Pre-tax net operating income$12,171,000670
Securities gains (losses)$209,000868
Applicable income taxes$901,0001,268
Income before extraordinary items$11,479,000618
Extraordinary gains, net$04
Net income$11,479,000617
Minority interest net income$065
Net income of bank and minority interests.$11,479,000618
Net charge-offs$5,0002,912
Cash dividends$3,083,000795
Sale, conversion, retirement of capital stock, net$0532
Net operating income$11,284,630605
2020-06-30 (YTD Data)Rank
Total interest income$7,271,0001,965
Total interest expense$250,0004,004
Net interest income$7,021,0001,736
Provision for loan and lease losses$1,150,000998
Total noninterest income$8,069,000530
Gross Fiduciary activities income$5,408,000131
Service charges on deposit accounts$514,000929
Trading account gains and feesNANA
Additional Noninterest Income$2,147,0001,028
Total noninterest expense$5,871,0001,714
Salaries and employee benefits$3,608,0001,628
Premises and equipment expense$501,0002,031
Additional noninterest expense$1,762,0001,665
Pre-tax net operating income$8,069,000622
Securities gains (losses)$177,000748
Applicable income taxes$570,0001,234
Income before extraordinary items$7,676,000565
Extraordinary gains, net$04
Net income$7,676,000564
Minority interest net income$065
Net income of bank and minority interests.$7,676,000565
Net charge-offs$5,0002,656
Cash dividends$1,186,0001,171
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,511,390552
2020-03-31 (YTD Data)Rank
Total interest income$3,731,0001,920
Total interest expense$183,0003,712
Net interest income$3,548,0001,689
Provision for loan and lease losses$75,0002,175
Total noninterest income$3,249,000577
Gross Fiduciary activities income$2,734,000136
Service charges on deposit accounts$271,0001,044
Trading account gains and feesNANA
Additional Noninterest Income$244,0002,211
Total noninterest expense$3,004,0001,690
Salaries and employee benefits$1,811,0001,631
Premises and equipment expense$266,0001,966
Additional noninterest expense$927,0001,614
Pre-tax net operating income$3,718,000605
Securities gains (losses)$177,000419
Applicable income taxes$285,0001,112
Income before extraordinary items$3,610,000544
Extraordinary gains, net$04
Net income$3,610,000545
Minority interest net income$056
Net income of bank and minority interests.$3,610,000544
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,445,390553
2019-12-31 (YTD Data)Rank
Total interest income$15,927,0001,838
Total interest expense$1,424,0002,809
Net interest income$14,503,0001,649
Provision for loan and lease losses$400,0001,682
Total noninterest income$13,783,000558
Gross Fiduciary activities income$10,363,000136
Service charges on deposit accounts$1,011,0001,130
Trading account gains and feesNANA
Additional Noninterest Income$2,409,0001,381
Total noninterest expense$12,456,0001,590
Salaries and employee benefits$7,063,0001,612
Premises and equipment expense$962,0002,082
Additional noninterest expense$4,431,0001,393
Pre-tax net operating income$15,430,000732
Securities gains (losses)$-85,0005,067
Applicable income taxes$1,220,0001,263
Income before extraordinary items$14,125,000703
Extraordinary gains, net$011
Net income$14,125,000705
Minority interest net income$076
Net income of bank and minority interests.$14,125,000704
Net charge-offs$-146,0004,953
Cash dividends$13,055,000401
Sale, conversion, retirement of capital stock, net$0626
Net operating income$14,203,200686
2019-09-30 (YTD Data)Rank
Total interest income$12,061,0001,839
Total interest expense$1,160,0002,730
Net interest income$10,901,0001,666
Provision for loan and lease losses$225,0001,834
Total noninterest income$9,280,000596
Gross Fiduciary activities income$7,685,000139
Service charges on deposit accounts$752,0001,144
Trading account gains and feesNANA
Additional Noninterest Income$843,0002,113
Total noninterest expense$8,548,0001,725
Salaries and employee benefits$5,096,0001,683
Premises and equipment expense$768,0002,028
Additional noninterest expense$2,684,0001,644
Pre-tax net operating income$11,408,000757
Securities gains (losses)$-85,0005,153
Applicable income taxes$846,0001,372
Income before extraordinary items$10,477,000717
Extraordinary gains, net$011
Net income$10,477,000719
Minority interest net income$072
Net income of bank and minority interests.$10,477,000718
Net charge-offs$-146,0005,036
Cash dividends$3,794,000750
Sale, conversion, retirement of capital stock, net$0590
Net operating income$10,556,050702
2019-06-30 (YTD Data)Rank
Total interest income$7,988,0001,851
Total interest expense$779,0002,704
Net interest income$7,209,0001,690
Provision for loan and lease losses$150,0001,792
Total noninterest income$6,064,000603
Gross Fiduciary activities income$5,061,000142
Service charges on deposit accounts$499,0001,140
Trading account gains and feesNANA
Additional Noninterest Income$504,0002,193
Total noninterest expense$5,732,0001,726
Salaries and employee benefits$3,400,0001,682
Premises and equipment expense$531,0001,971
Additional noninterest expense$1,801,0001,649
Pre-tax net operating income$7,391,000744
Securities gains (losses)$-85,0005,195
Applicable income taxes$537,0001,394
Income before extraordinary items$6,769,000712
Extraordinary gains, net$011
Net income$6,769,000712
Minority interest net income$069
Net income of bank and minority interests.$6,769,000712
Net charge-offs$-10,0004,479
Cash dividends$1,626,0001,033
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,848,050692
2019-03-31 (YTD Data)Rank
Total interest income$4,044,0001,839
Total interest expense$382,0002,702
Net interest income$3,662,0001,675
Provision for loan and lease losses$75,0001,682
Total noninterest income$2,925,000593
Gross Fiduciary activities income$2,466,000143
Service charges on deposit accounts$242,0001,158
Trading account gains and feesNANA
Additional Noninterest Income$217,0002,308
Total noninterest expense$2,892,0001,720
Salaries and employee benefits$1,711,0001,687
Premises and equipment expense$276,0001,946
Additional noninterest expense$905,0001,647
Pre-tax net operating income$3,620,000746
Securities gains (losses)$-94,0005,296
Applicable income taxes$93,0002,214
Income before extraordinary items$3,433,000693
Extraordinary gains, net$05
Net income$3,433,000694
Minority interest net income$052
Net income of bank and minority interests.$3,433,000692
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,524,180669
2018-12-31 (YTD Data)Rank
Total interest income$14,066,0001,950
Total interest expense$858,0003,162
Net interest income$13,208,0001,796
Provision for loan and lease losses$175,0002,511
Total noninterest income$11,786,000603
Gross Fiduciary activities income$9,946,000142
Service charges on deposit accounts$992,0001,179
Trading account gains and feesNANA
Additional Noninterest Income$848,0002,428
Total noninterest expense$11,477,0001,688
Salaries and employee benefits$6,900,0001,621
Premises and equipment expense$948,0002,124
Additional noninterest expense$3,629,0001,628
Pre-tax net operating income$13,342,000822
Securities gains (losses)$-841,0005,304
Applicable income taxes$45,0003,407
Income before extraordinary items$12,456,000754
Extraordinary gains, net$06
Net income$12,456,000753
Minority interest net income$072
Net income of bank and minority interests.$12,456,000753
Net charge-offs$-195,0005,171
Cash dividends$12,331,000353
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,297,000713
2018-09-30 (YTD Data)Rank
Total interest income$10,269,0001,982
Total interest expense$577,0003,260
Net interest income$9,692,0001,820
Provision for loan and lease losses$175,0002,138
Total noninterest income$8,762,000615
Gross Fiduciary activities income$7,423,000140
Service charges on deposit accounts$737,0001,188
Trading account gains and feesNANA
Additional Noninterest Income$602,0002,515
Total noninterest expense$8,342,0001,736
Salaries and employee benefits$5,033,0001,672
Premises and equipment expense$702,0002,140
Additional noninterest expense$2,607,0001,682
Pre-tax net operating income$9,937,000830
Securities gains (losses)$-284,0005,346
Applicable income taxes$29,0003,527
Income before extraordinary items$9,624,000736
Extraordinary gains, net$05
Net income$9,624,000735
Minority interest net income$066
Net income of bank and minority interests.$9,624,000735
Net charge-offs$-195,0005,247
Cash dividends$2,845,000815
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,908,000716
2018-06-30 (YTD Data)Rank
Total interest income$6,683,0002,010
Total interest expense$355,0003,302
Net interest income$6,328,0001,854
Provision for loan and lease losses$150,0001,766
Total noninterest income$5,896,000613
Gross Fiduciary activities income$4,920,000141
Service charges on deposit accounts$487,0001,191
Trading account gains and feesNANA
Additional Noninterest Income$489,0002,285
Total noninterest expense$5,567,0001,750
Salaries and employee benefits$3,356,0001,673
Premises and equipment expense$472,0002,161
Additional noninterest expense$1,739,0001,698
Pre-tax net operating income$6,507,000820
Securities gains (losses)$-138,0005,385
Applicable income taxes$19,0003,531
Income before extraordinary items$6,350,000737
Extraordinary gains, net$06
Net income$6,350,000736
Minority interest net income$065
Net income of bank and minority interests.$6,350,000736
Net charge-offs$03,209
Cash dividends$1,491,000974
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,488,000725
2018-03-31 (YTD Data)Rank
Total interest income$3,297,0002,022
Total interest expense$158,0003,436
Net interest income$3,139,0001,863
Provision for loan and lease losses$75,0001,680
Total noninterest income$2,928,000610
Gross Fiduciary activities income$2,445,000145
Service charges on deposit accounts$242,0001,202
Trading account gains and feesNANA
Additional Noninterest Income$241,0002,266
Total noninterest expense$2,769,0001,763
Salaries and employee benefits$1,693,0001,683
Premises and equipment expense$246,0002,132
Additional noninterest expense$830,0001,756
Pre-tax net operating income$3,223,000811
Securities gains (losses)$0735
Applicable income taxes$10,0003,495
Income before extraordinary items$3,213,000717
Extraordinary gains, net$07
Net income$3,213,000717
Minority interest net income$052
Net income of bank and minority interests.$3,213,000717
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,213,000712
2017-12-31 (YTD Data)Rank
Total interest income$12,254,0002,101
Total interest expense$367,0004,106
Net interest income$11,887,0001,926
Provision for loan and lease losses$450,0001,540
Total noninterest income$11,195,000634
Gross Fiduciary activities income$9,218,000140
Service charges on deposit accounts$972,0001,207
Trading account gains and feesNANA
Additional Noninterest Income$1,005,0002,281
Total noninterest expense$11,187,0001,711
Salaries and employee benefits$6,532,0001,691
Premises and equipment expense$958,0002,174
Additional noninterest expense$3,697,0001,626
Pre-tax net operating income$11,445,000882
Securities gains (losses)$-183,0005,495
Applicable income taxes$32,0003,653
Income before extraordinary items$11,230,000672
Extraordinary gains, net$09
Net income$11,230,000672
Minority interest net income$076
Net income of bank and minority interests.$11,230,000672
Net charge-offs$-80,0005,243
Cash dividends$11,179,000340
Sale, conversion, retirement of capital stock, net$0711
Net operating income$11,413,000657
2017-09-30 (YTD Data)Rank
Total interest income$9,090,0002,120
Total interest expense$250,0004,287
Net interest income$8,840,0001,945
Provision for loan and lease losses$450,0001,230
Total noninterest income$8,294,000647
Gross Fiduciary activities income$6,753,000141
Service charges on deposit accounts$726,0001,221
Trading account gains and feesNANA
Additional Noninterest Income$815,0002,229
Total noninterest expense$8,189,0001,757
Salaries and employee benefits$4,705,0001,754
Premises and equipment expense$782,0002,045
Additional noninterest expense$2,702,0001,659
Pre-tax net operating income$8,495,000903
Securities gains (losses)$10,0001,621
Applicable income taxes$30,0003,615
Income before extraordinary items$8,475,000732
Extraordinary gains, net$09
Net income$8,475,000732
Minority interest net income$071
Net income of bank and minority interests.$8,475,000732
Net charge-offs$-77,0005,274
Cash dividends$2,710,000828
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,465,000719
2017-06-30 (YTD Data)Rank
Total interest income$5,933,0002,136
Total interest expense$138,0004,531
Net interest income$5,795,0001,963
Provision for loan and lease losses$300,0001,177
Total noninterest income$5,409,000661
Gross Fiduciary activities income$4,419,000143
Service charges on deposit accounts$475,0001,229
Trading account gains and feesNANA
Additional Noninterest Income$515,0002,287
Total noninterest expense$5,495,0001,751
Salaries and employee benefits$3,146,0001,752
Premises and equipment expense$534,0002,020
Additional noninterest expense$1,815,0001,638
Pre-tax net operating income$5,409,000930
Securities gains (losses)$10,0001,261
Applicable income taxes$20,0003,634
Income before extraordinary items$5,399,000746
Extraordinary gains, net$011
Net income$5,399,000745
Minority interest net income$071
Net income of bank and minority interests.$5,399,000746
Net charge-offs$-74,0005,369
Cash dividends$1,355,0001,037
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,389,000727
2017-03-31 (YTD Data)Rank
Total interest income$2,957,0002,142
Total interest expense$63,0004,663
Net interest income$2,894,0001,955
Provision for loan and lease losses$150,0001,115
Total noninterest income$2,637,000655
Gross Fiduciary activities income$2,156,000143
Service charges on deposit accounts$233,0001,257
Trading account gains and feesNANA
Additional Noninterest Income$248,0002,325
Total noninterest expense$2,770,0001,764
Salaries and employee benefits$1,598,0001,747
Premises and equipment expense$262,0002,069
Additional noninterest expense$910,0001,636
Pre-tax net operating income$2,611,000926
Securities gains (losses)$17,000548
Applicable income taxes$10,0003,599
Income before extraordinary items$2,618,000739
Extraordinary gains, net$08
Net income$2,618,000739
Minority interest net income$055
Net income of bank and minority interests.$2,618,000739
Net charge-offs$-51,0005,477
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,601,000734
2016-12-31 (YTD Data)Rank
Total interest income$11,757,0002,104
Total interest expense$270,0004,590
Net interest income$11,487,0001,940
Provision for loan and lease losses$2,419,000453
Total noninterest income$11,023,000643
Gross Fiduciary activities income$8,614,000136
Service charges on deposit accounts$881,0001,342
Trading account gains and fees$0170
Additional Noninterest Income$1,528,0001,861
Total noninterest expense$10,877,0001,763
Salaries and employee benefits$5,935,0001,798
Premises and equipment expense$930,0002,259
Additional noninterest expense$4,012,0001,528
Pre-tax net operating income$9,214,000987
Securities gains (losses)$39,0002,006
Applicable income taxes$43,0003,652
Income before extraordinary items$9,210,000821
Extraordinary gains, net$05
Net income$9,210,000821
Minority interest net income$082
Net income of bank and minority interests.$9,210,000820
Net charge-offs$2,491,000342
Cash dividends$9,146,000411
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,171,000802
2016-09-30 (YTD Data)Rank
Total interest income$8,546,0002,166
Total interest expense$201,0004,639
Net interest income$8,345,0001,994
Provision for loan and lease losses$2,119,000390
Total noninterest income$8,103,000659
Gross Fiduciary activities income$6,358,000138
Service charges on deposit accounts$653,0001,356
Trading account gains and fees$0169
Additional Noninterest Income$1,092,0001,932
Total noninterest expense$7,936,0001,804
Salaries and employee benefits$4,498,0001,782
Premises and equipment expense$703,0002,250
Additional noninterest expense$2,735,0001,662
Pre-tax net operating income$6,393,0001,058
Securities gains (losses)$39,0001,939
Applicable income taxes$31,0003,733
Income before extraordinary items$6,401,000873
Extraordinary gains, net$05
Net income$6,401,000873
Minority interest net income$071
Net income of bank and minority interests.$6,401,000873
Net charge-offs$2,496,000248
Cash dividends$2,846,000801
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,362,000849
2016-06-30 (YTD Data)Rank
Total interest income$5,669,0002,180
Total interest expense$133,0004,692
Net interest income$5,536,0002,012
Provision for loan and lease losses$150,0001,887
Total noninterest income$5,413,000646
Gross Fiduciary activities income$4,216,000139
Service charges on deposit accounts$418,0001,379
Trading account gains and fees$0157
Additional Noninterest Income$779,0001,821
Total noninterest expense$5,355,0001,787
Salaries and employee benefits$2,993,0001,788
Premises and equipment expense$482,0002,215
Additional noninterest expense$1,880,0001,622
Pre-tax net operating income$5,444,000864
Securities gains (losses)$39,0001,599
Applicable income taxes$20,0003,765
Income before extraordinary items$5,463,000695
Extraordinary gains, net$016
Net income$5,463,000694
Minority interest net income$071
Net income of bank and minority interests.$5,463,000694
Net charge-offs$-7,0004,862
Cash dividends$1,491,000969
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,424,000682
2016-03-31 (YTD Data)Rank
Total interest income$2,849,0002,167
Total interest expense$68,0004,702
Net interest income$2,781,0002,002
Provision for loan and lease losses$75,0001,741
Total noninterest income$2,724,000625
Gross Fiduciary activities income$2,064,000136
Service charges on deposit accounts$205,0001,404
Trading account gains and fees$0142
Additional Noninterest Income$455,0001,612
Total noninterest expense$2,689,0001,785
Salaries and employee benefits$1,501,0001,792
Premises and equipment expense$239,0002,232
Additional noninterest expense$949,0001,595
Pre-tax net operating income$2,741,000825
Securities gains (losses)$4,0001,767
Applicable income taxes$6,0003,887
Income before extraordinary items$2,739,000669
Extraordinary gains, net$012
Net income$2,739,000668
Minority interest net income$062
Net income of bank and minority interests.$2,739,000669
Net charge-offs$-3,0004,617
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,735,000653
2015-12-31 (YTD Data)Rank
Total interest income$11,129,0002,161
Total interest expense$284,0004,711
Net interest income$10,845,0001,993
Provision for loan and lease losses$50,0003,601
Total noninterest income$10,446,000653
Gross Fiduciary activities income$8,445,000139
Service charges on deposit accounts$745,0001,568
Trading account gains and fees$0159
Additional Noninterest Income$1,256,0002,083
Total noninterest expense$10,517,0001,798
Salaries and employee benefits$5,806,0001,794
Premises and equipment expense$1,018,0002,147
Additional noninterest expense$3,693,0001,645
Pre-tax net operating income$10,724,000840
Securities gains (losses)$37,0001,858
Applicable income taxes$39,0003,722
Income before extraordinary items$10,722,000686
Extraordinary gains, net$023
Net income$10,722,000685
Minority interest net income$081
Net income of bank and minority interests.$10,722,000686
Net charge-offs$8,0004,089
Cash dividends$10,163,000384
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,685,000679
2015-09-30 (YTD Data)Rank
Total interest income$8,277,0002,192
Total interest expense$214,0004,774
Net interest income$8,063,0002,016
Provision for loan and lease losses$225,0001,803
Total noninterest income$7,805,000670
Gross Fiduciary activities income$6,297,000143
Service charges on deposit accounts$553,0001,593
Trading account gains and fees$0153
Additional Noninterest Income$955,0002,092
Total noninterest expense$7,767,0001,835
Salaries and employee benefits$4,280,0001,833
Premises and equipment expense$682,0002,350
Additional noninterest expense$2,805,0001,617
Pre-tax net operating income$7,876,000855
Securities gains (losses)$161,000760
Applicable income taxes$19,0003,979
Income before extraordinary items$8,018,000688
Extraordinary gains, net$021
Net income$8,018,000685
Minority interest net income$078
Net income of bank and minority interests.$8,018,000688
Net charge-offs$-13,0005,227
Cash dividends$2,981,000731
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,857,000682
2015-06-30 (YTD Data)Rank
Total interest income$5,502,0002,195
Total interest expense$144,0004,805
Net interest income$5,358,0002,017
Provision for loan and lease losses$150,0001,756
Total noninterest income$5,162,000670
Gross Fiduciary activities income$4,158,000148
Service charges on deposit accounts$363,0001,593
Trading account gains and fees$0157
Additional Noninterest Income$641,0002,079
Total noninterest expense$5,097,0001,870
Salaries and employee benefits$2,821,0001,862
Premises and equipment expense$458,0002,362
Additional noninterest expense$1,818,0001,672
Pre-tax net operating income$5,273,000849
Securities gains (losses)$161,000618
Applicable income taxes$14,0003,964
Income before extraordinary items$5,420,000680
Extraordinary gains, net$022
Net income$5,420,000677
Minority interest net income$075
Net income of bank and minority interests.$5,420,000680
Net charge-offs$-9,0005,225
Cash dividends$1,626,000843
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,259,000678
2015-03-31 (YTD Data)Rank
Total interest income$2,720,0002,213
Total interest expense$73,0004,832
Net interest income$2,647,0002,031
Provision for loan and lease losses$75,0001,675
Total noninterest income$2,457,000670
Gross Fiduciary activities income$2,004,000150
Service charges on deposit accounts$174,0001,636
Trading account gains and fees$0152
Additional Noninterest Income$279,0002,216
Total noninterest expense$2,572,0001,852
Salaries and employee benefits$1,425,0001,857
Premises and equipment expense$239,0002,324
Additional noninterest expense$908,0001,658
Pre-tax net operating income$2,457,000885
Securities gains (losses)$57,000791
Applicable income taxes$7,0003,948
Income before extraordinary items$2,507,000708
Extraordinary gains, net$013
Net income$2,507,000705
Minority interest net income$064
Net income of bank and minority interests.$2,507,000708
Net charge-offs$-4,0005,028
Cash dividends$271,0001,624
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,450,000703
2014-12-31 (YTD Data)Rank
Total interest income$10,653,0002,264
Total interest expense$346,0004,719
Net interest income$10,307,0002,062
Provision for loan and lease losses$-50,0005,961
Total noninterest income$9,483,000670
Gross Fiduciary activities income$7,678,000153
Service charges on deposit accounts$723,0001,710
Trading account gains and fees$0180
Additional Noninterest Income$1,082,0002,222
Total noninterest expense$10,443,0001,820
Salaries and employee benefits$5,699,0001,808
Premises and equipment expense$947,0002,342
Additional noninterest expense$3,797,0001,640
Pre-tax net operating income$9,397,000889
Securities gains (losses)$144,0001,000
Applicable income taxes$46,0003,741
Income before extraordinary items$9,495,000717
Extraordinary gains, net$017
Net income$9,495,000717
Minority interest net income$084
Net income of bank and minority interests.$9,495,000717
Net charge-offs$149,0002,786
Cash dividends$9,417,000351
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,351,000716
2014-09-30 (YTD Data)Rank
Total interest income$7,951,0002,280
Total interest expense$266,0004,746
Net interest income$7,685,0002,083
Provision for loan and lease losses$225,0001,923
Total noninterest income$7,093,000664
Gross Fiduciary activities income$5,759,000149
Service charges on deposit accounts$547,0001,710
Trading account gains and fees$0174
Additional Noninterest Income$787,0002,279
Total noninterest expense$7,803,0001,824
Salaries and employee benefits$3,982,0001,937
Premises and equipment expense$702,0002,392
Additional noninterest expense$3,119,0001,516
Pre-tax net operating income$6,750,000938
Securities gains (losses)$59,0001,345
Applicable income taxes$22,0003,959
Income before extraordinary items$6,787,000745
Extraordinary gains, net$015
Net income$6,787,000744
Minority interest net income$081
Net income of bank and minority interests.$6,787,000744
Net charge-offs$25,0003,731
Cash dividends$2,439,000805
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,728,000738
2014-06-30 (YTD Data)Rank
Total interest income$5,213,0002,312
Total interest expense$181,0004,757
Net interest income$5,032,0002,109
Provision for loan and lease losses$150,0001,864
Total noninterest income$4,644,000670
Gross Fiduciary activities income$3,810,000150
Service charges on deposit accounts$363,0001,699
Trading account gains and fees$0172
Additional Noninterest Income$471,0002,389
Total noninterest expense$5,365,0001,772
Salaries and employee benefits$2,657,0001,948
Premises and equipment expense$480,0002,356
Additional noninterest expense$2,228,0001,430
Pre-tax net operating income$4,161,000986
Securities gains (losses)$34,0001,385
Applicable income taxes$14,0003,990
Income before extraordinary items$4,181,000775
Extraordinary gains, net$020
Net income$4,181,000775
Minority interest net income$080
Net income of bank and minority interests.$4,181,000776
Net charge-offs$30,0003,174
Cash dividends$1,084,0001,095
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,147,000760
2014-03-31 (YTD Data)Rank
Total interest income$2,527,0002,381
Total interest expense$95,0004,743
Net interest income$2,432,0002,168
Provision for loan and lease losses$75,0001,807
Total noninterest income$2,250,000671
Gross Fiduciary activities income$1,854,000149
Service charges on deposit accounts$178,0001,707
Trading account gains and fees$0147
Additional Noninterest Income$218,0002,430
Total noninterest expense$2,649,0001,790
Salaries and employee benefits$1,334,0001,944
Premises and equipment expense$244,0002,349
Additional noninterest expense$1,071,0001,467
Pre-tax net operating income$1,958,000995
Securities gains (losses)$61,000579
Applicable income taxes$7,0003,941
Income before extraordinary items$2,012,000777
Extraordinary gains, net$016
Net income$2,012,000777
Minority interest net income$066
Net income of bank and minority interests.$2,012,000778
Net charge-offs$-11,0005,794
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,951,000778
2013-12-31 (YTD Data)Rank
Total interest income$9,694,0002,493
Total interest expense$442,0004,713
Net interest income$9,252,0002,255
Provision for loan and lease losses$300,0002,425
Total noninterest income$8,928,000745
Gross Fiduciary activities income$6,891,000148
Service charges on deposit accounts$729,0001,768
Trading account gains and fees$0184
Additional Noninterest Income$1,308,0002,019
Total noninterest expense$11,219,0001,714
Salaries and employee benefits$5,822,0001,768
Premises and equipment expense$984,0002,284
Additional noninterest expense$4,413,0001,501
Pre-tax net operating income$6,661,0001,111
Securities gains (losses)$45,0001,876
Applicable income taxes$43,0003,825
Income before extraordinary items$6,663,000939
Extraordinary gains, net$029
Net income$6,663,000941
Minority interest net income$090
Net income of bank and minority interests.$6,663,000941
Net charge-offs$-83,0006,495
Cash dividends$6,300,000466
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,618,450918
2013-09-30 (YTD Data)Rank
Total interest income$7,177,0002,541
Total interest expense$340,0004,756
Net interest income$6,837,0002,302
Provision for loan and lease losses$225,0002,403
Total noninterest income$6,688,000747
Gross Fiduciary activities income$5,102,000148
Service charges on deposit accounts$549,0001,773
Trading account gains and fees$0180
Additional Noninterest Income$1,037,0001,998
Total noninterest expense$8,181,0001,761
Salaries and employee benefits$4,299,0001,797
Premises and equipment expense$723,0002,341
Additional noninterest expense$3,159,0001,558
Pre-tax net operating income$5,119,0001,113
Securities gains (losses)$51,0001,644
Applicable income taxes$23,0004,052
Income before extraordinary items$5,147,000915
Extraordinary gains, net$025
Net income$5,147,000917
Minority interest net income$084
Net income of bank and minority interests.$5,147,000917
Net charge-offs$-53,0006,474
Cash dividends$2,167,000824
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,096,000897
2013-06-30 (YTD Data)Rank
Total interest income$4,792,0002,533
Total interest expense$232,0004,770
Net interest income$4,560,0002,285
Provision for loan and lease losses$150,0002,434
Total noninterest income$4,477,000756
Gross Fiduciary activities income$3,381,000148
Service charges on deposit accounts$359,0001,771
Trading account gains and fees$0157
Additional Noninterest Income$737,0001,941
Total noninterest expense$5,393,0001,779
Salaries and employee benefits$2,802,0001,838
Premises and equipment expense$497,0002,302
Additional noninterest expense$2,094,0001,556
Pre-tax net operating income$3,494,0001,074
Securities gains (losses)$51,0001,510
Applicable income taxes$15,0004,050
Income before extraordinary items$3,530,000881
Extraordinary gains, net$022
Net income$3,530,000881
Minority interest net income$082
Net income of bank and minority interests.$3,530,000883
Net charge-offs$-33,0006,447
Cash dividends$1,152,000964
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,479,000857
2013-03-31 (YTD Data)Rank
Total interest income$2,429,0002,509
Total interest expense$122,0004,750
Net interest income$2,307,0002,274
Provision for loan and lease losses$75,0002,354
Total noninterest income$2,342,000732
Gross Fiduciary activities income$1,718,000148
Service charges on deposit accounts$171,0001,841
Trading account gains and fees$0148
Additional Noninterest Income$453,0001,685
Total noninterest expense$2,620,0001,850
Salaries and employee benefits$1,375,0001,886
Premises and equipment expense$243,0002,362
Additional noninterest expense$1,002,0001,614
Pre-tax net operating income$1,954,000951
Securities gains (losses)$44,000974
Applicable income taxes$8,0004,015
Income before extraordinary items$1,990,000789
Extraordinary gains, net$010
Net income$1,990,000790
Minority interest net income$076
Net income of bank and minority interests.$1,990,000791
Net charge-offs$-74,0006,790
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,946,000756
2012-12-31 (YTD Data)Rank
Total interest income$9,984,0002,575
Total interest expense$677,0004,484
Net interest income$9,307,0002,307
Provision for loan and lease losses$275,0003,517
Total noninterest income$8,293,000780
Gross Fiduciary activities income$5,709,000159
Service charges on deposit accounts$668,0001,977
Trading account gains and fees$0166
Additional Noninterest Income$1,916,0001,565
Total noninterest expense$10,901,0001,763
Salaries and employee benefits$5,505,0001,833
Premises and equipment expense$881,0002,536
Additional noninterest expense$4,515,0001,495
Pre-tax net operating income$6,424,0001,115
Securities gains (losses)$485,000967
Applicable income taxes$45,0003,931
Income before extraordinary items$6,864,000867
Extraordinary gains, net$029
Net income$6,864,000867
Minority interest net income$093
Net income of bank and minority interests.$6,864,000867
Net charge-offs$75,0004,652
Cash dividends$6,809,000437
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,383,850882
2012-09-30 (YTD Data)Rank
Total interest income$7,499,0002,610
Total interest expense$542,0004,454
Net interest income$6,957,0002,352
Provision for loan and lease losses$225,0003,327
Total noninterest income$6,020,000794
Gross Fiduciary activities income$4,237,000156
Service charges on deposit accounts$496,0002,014
Trading account gains and fees$0157
Additional Noninterest Income$1,287,0001,699
Total noninterest expense$7,858,0001,826
Salaries and employee benefits$3,896,0001,942
Premises and equipment expense$678,0002,501
Additional noninterest expense$3,284,0001,538
Pre-tax net operating income$4,894,0001,099
Securities gains (losses)$483,000765
Applicable income taxes$24,0004,092
Income before extraordinary items$5,353,000850
Extraordinary gains, net$020
Net income$5,353,000848
Minority interest net income$086
Net income of bank and minority interests.$5,353,000850
Net charge-offs$27,0004,919
Cash dividends$2,100,000738
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,870,000887
2012-06-30 (YTD Data)Rank
Total interest income$4,999,0002,636
Total interest expense$378,0004,455
Net interest income$4,621,0002,359
Provision for loan and lease losses$150,0003,329
Total noninterest income$4,186,000769
Gross Fiduciary activities income$3,070,000155
Service charges on deposit accounts$324,0002,020
Trading account gains and fees$0153
Additional Noninterest Income$792,0001,764
Total noninterest expense$5,341,0001,805
Salaries and employee benefits$2,581,0001,946
Premises and equipment expense$455,0002,499
Additional noninterest expense$2,305,0001,467
Pre-tax net operating income$3,316,0001,072
Securities gains (losses)$417,000670
Applicable income taxes$16,0004,076
Income before extraordinary items$3,717,000820
Extraordinary gains, net$019
Net income$3,717,000819
Minority interest net income$084
Net income of bank and minority interests.$3,717,000820
Net charge-offs$93,0003,485
Cash dividends$1,016,000948
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,300,000865
2012-03-31 (YTD Data)Rank
Total interest income$2,522,0002,630
Total interest expense$199,0004,467
Net interest income$2,323,0002,358
Provision for loan and lease losses$75,0003,178
Total noninterest income$2,142,000756
Gross Fiduciary activities income$1,591,000150
Service charges on deposit accounts$157,0002,054
Trading account gains and fees$0148
Additional Noninterest Income$394,0001,771
Total noninterest expense$2,607,0001,837
Salaries and employee benefits$1,277,0001,964
Premises and equipment expense$230,0002,493
Additional noninterest expense$1,100,0001,528
Pre-tax net operating income$1,783,000995
Securities gains (losses)$417,000328
Applicable income taxes$8,0004,083
Income before extraordinary items$2,192,000697
Extraordinary gains, net$019
Net income$2,192,000698
Minority interest net income$078
Net income of bank and minority interests.$2,192,000698
Net charge-offs$111,0002,359
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,775,000791
2011-12-31 (YTD Data)Rank
Total interest income$10,560,0002,644
Total interest expense$969,0004,472
Net interest income$9,591,0002,283
Provision for loan and lease losses$1,075,0002,314
Total noninterest income$8,088,000726
Gross Fiduciary activities income$5,793,000133
Service charges on deposit accounts$699,0001,991
Trading account gains and fees$0146
Additional Noninterest Income$1,596,0001,579
Total noninterest expense$10,352,0001,856
Salaries and employee benefits$5,379,0001,809
Premises and equipment expense$904,0002,636
Additional noninterest expense$4,069,0001,680
Pre-tax net operating income$6,252,000954
Securities gains (losses)$162,0001,633
Applicable income taxes$51,0003,754
Income before extraordinary items$6,363,000778
Extraordinary gains, net$029
Net income$6,363,000776
Minority interest net income$096
Net income of bank and minority interests.$6,363,000778
Net charge-offs$1,356,0002,010
Cash dividends$6,301,000343
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,202,620771
2011-09-30 (YTD Data)Rank
Total interest income$7,999,0002,641
Total interest expense$757,0004,491
Net interest income$7,242,0002,277
Provision for loan and lease losses$225,0003,970
Total noninterest income$5,952,000735
Gross Fiduciary activities income$4,400,000134
Service charges on deposit accounts$532,0001,973
Trading account gains and fees$0145
Additional Noninterest Income$1,020,0001,749
Total noninterest expense$7,455,0001,927
Salaries and employee benefits$3,782,0001,922
Premises and equipment expense$692,0002,589
Additional noninterest expense$2,981,0001,710
Pre-tax net operating income$5,514,000842
Securities gains (losses)$161,0001,368
Applicable income taxes$29,0003,893
Income before extraordinary items$5,646,000706
Extraordinary gains, net$021
Net income$5,646,000704
Minority interest net income$087
Net income of bank and minority interests.$5,646,000706
Net charge-offs$12,0005,733
Cash dividends$2,371,000554
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,486,610688
2011-06-30 (YTD Data)Rank
Total interest income$5,356,0002,644
Total interest expense$525,0004,509
Net interest income$4,831,0002,272
Provision for loan and lease losses$150,0003,873
Total noninterest income$3,925,000746
Gross Fiduciary activities income$2,900,000137
Service charges on deposit accounts$348,0001,982
Trading account gains and fees$0153
Additional Noninterest Income$677,0001,748
Total noninterest expense$4,896,0001,967
Salaries and employee benefits$2,496,0001,954
Premises and equipment expense$471,0002,569
Additional noninterest expense$1,929,0001,781
Pre-tax net operating income$3,710,000819
Securities gains (losses)$161,000848
Applicable income taxes$22,0003,790
Income before extraordinary items$3,849,000681
Extraordinary gains, net$015
Net income$3,849,000679
Minority interest net income$089
Net income of bank and minority interests.$3,849,000681
Net charge-offs$1,0005,777
Cash dividends$1,016,000798
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,689,610675
2011-03-31 (YTD Data)Rank
Total interest income$2,638,0002,699
Total interest expense$276,0004,515
Net interest income$2,362,0002,308
Provision for loan and lease losses$75,0003,668
Total noninterest income$1,917,000767
Gross Fiduciary activities income$1,439,000136
Service charges on deposit accounts$167,0002,028
Trading account gains and fees$0158
Additional Noninterest Income$311,0001,872
Total noninterest expense$2,474,0001,957
Salaries and employee benefits$1,237,0001,981
Premises and equipment expense$243,0002,546
Additional noninterest expense$994,0001,721
Pre-tax net operating income$1,730,000870
Securities gains (losses)$61,000695
Applicable income taxes$8,0003,871
Income before extraordinary items$1,783,000728
Extraordinary gains, net$09
Net income$1,783,000728
Minority interest net income$086
Net income of bank and minority interests.$1,783,000728
Net charge-offs$3,0004,807
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,722,000724
2010-12-31 (YTD Data)Rank
Total interest income$11,493,0002,611
Total interest expense$1,532,0004,219
Net interest income$9,961,0002,205
Provision for loan and lease losses$400,0004,443
Total noninterest income$7,361,000804
Gross Fiduciary activities income$5,144,000142
Service charges on deposit accounts$680,0002,089
Trading account gains and fees$0175
Additional Noninterest Income$1,537,0001,673
Total noninterest expense$10,172,0001,927
Salaries and employee benefits$5,197,0001,872
Premises and equipment expense$909,0002,682
Additional noninterest expense$4,066,0001,769
Pre-tax net operating income$6,750,000793
Securities gains (losses)$333,0001,171
Applicable income taxes$44,0003,695
Income before extraordinary items$7,039,000646
Extraordinary gains, net$029
Net income$7,039,000642
Minority interest net income$0111
Net income of bank and minority interests.$7,039,000647
Net charge-offs$154,0005,030
Cash dividends$8,333,000206
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,709,330642
2010-09-30 (YTD Data)Rank
Total interest income$8,712,0002,642
Total interest expense$1,220,0004,211
Net interest income$7,492,0002,222
Provision for loan and lease losses$225,0004,711
Total noninterest income$5,242,000810
Gross Fiduciary activities income$3,792,000139
Service charges on deposit accounts$512,0002,132
Trading account gains and fees$0165
Additional Noninterest Income$938,0001,876
Total noninterest expense$7,312,0001,983
Salaries and employee benefits$3,608,0002,011
Premises and equipment expense$690,0002,692
Additional noninterest expense$3,014,0001,770
Pre-tax net operating income$5,197,000808
Securities gains (losses)$270,0001,158
Applicable income taxes$21,0003,981
Income before extraordinary items$5,446,000639
Extraordinary gains, net$023
Net income$5,446,000637
Minority interest net income$0110
Net income of bank and minority interests.$5,446,000639
Net charge-offs$208,0004,191
Cash dividends$3,997,000281
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,176,000643
2010-06-30 (YTD Data)Rank
Total interest income$5,839,0002,658
Total interest expense$855,0004,191
Net interest income$4,984,0002,228
Provision for loan and lease losses$150,0004,587
Total noninterest income$3,407,000810
Gross Fiduciary activities income$2,524,000140
Service charges on deposit accounts$336,0002,159
Trading account gains and fees$0152
Additional Noninterest Income$547,0001,979
Total noninterest expense$4,814,0002,031
Salaries and employee benefits$2,379,0002,043
Premises and equipment expense$467,0002,662
Additional noninterest expense$1,968,0001,786
Pre-tax net operating income$3,427,000801
Securities gains (losses)$216,000907
Applicable income taxes$13,0003,989
Income before extraordinary items$3,630,000620
Extraordinary gains, net$019
Net income$3,630,000620
Minority interest net income$0105
Net income of bank and minority interests.$3,630,000621
Net charge-offs$19,0005,533
Cash dividends$2,778,000254
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,414,000636
2010-03-31 (YTD Data)Rank
Total interest income$2,932,0002,703
Total interest expense$447,0004,208
Net interest income$2,485,0002,261
Provision for loan and lease losses$75,0004,293
Total noninterest income$1,676,000813
Gross Fiduciary activities income$1,239,000144
Service charges on deposit accounts$164,0002,193
Trading account gains and fees$0175
Additional Noninterest Income$273,0001,964
Total noninterest expense$2,388,0002,057
Salaries and employee benefits$1,188,0002,074
Premises and equipment expense$240,0002,667
Additional noninterest expense$960,0001,809
Pre-tax net operating income$1,698,000801
Securities gains (losses)$2,0002,064
Applicable income taxes$6,0004,021
Income before extraordinary items$1,694,000662
Extraordinary gains, net$016
Net income$1,694,000664
Minority interest net income$091
Net income of bank and minority interests.$1,694,000666
Net charge-offs$-117,0007,859
Cash dividends$1,694,000204
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,692,000640
2009-12-31 (YTD Data)Rank
Total interest income$12,008,0002,753
Total interest expense$2,343,0004,065
Net interest income$9,665,0002,259
Provision for loan and lease losses$1,520,0002,881
Total noninterest income$6,738,000865
Gross Fiduciary activities income$4,529,000153
Service charges on deposit accounts$689,0002,288
Trading account gains and fees$0211
Additional Noninterest Income$1,520,0001,638
Total noninterest expense$9,617,0002,092
Salaries and employee benefits$4,796,0002,048
Premises and equipment expense$1,025,0002,522
Additional noninterest expense$3,796,0001,930
Pre-tax net operating income$5,266,000802
Securities gains (losses)$138,0001,855
Applicable income taxes$45,0003,312
Income before extraordinary items$5,359,000629
Extraordinary gains, net$034
Net income$5,359,000628
Minority interest net income$0115
Net income of bank and minority interests.$5,359,000630
Net charge-offs$1,220,0002,632
Cash dividends$4,539,000383
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,222,380649
2009-09-30 (YTD Data)Rank
Total interest income$9,017,0002,786
Total interest expense$1,850,0004,061
Net interest income$7,167,0002,289
Provision for loan and lease losses$945,0002,868
Total noninterest income$5,024,000873
Gross Fiduciary activities income$3,265,000153
Service charges on deposit accounts$512,0002,311
Trading account gains and fees$0212
Additional Noninterest Income$1,247,0001,577
Total noninterest expense$7,284,0002,071
Salaries and employee benefits$3,615,0002,050
Premises and equipment expense$723,0002,707
Additional noninterest expense$2,946,0001,811
Pre-tax net operating income$3,962,000852
Securities gains (losses)$-91,0007,463
Applicable income taxes$14,0003,927
Income before extraordinary items$3,857,000702
Extraordinary gains, net$027
Net income$3,857,000702
Minority interest net income$0118
Net income of bank and minority interests.$3,857,000704
Net charge-offs$490,0003,074
Cash dividends$2,236,000568
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,948,000682
2009-06-30 (YTD Data)Rank
Total interest income$6,121,0002,766
Total interest expense$1,305,0004,018
Net interest income$4,816,0002,265
Provision for loan and lease losses$870,0002,240
Total noninterest income$3,421,000871
Gross Fiduciary activities income$2,088,000157
Service charges on deposit accounts$331,0002,333
Trading account gains and fees$0193
Additional Noninterest Income$1,002,0001,431
Total noninterest expense$4,878,0002,084
Salaries and employee benefits$2,410,0002,091
Premises and equipment expense$499,0002,643
Additional noninterest expense$1,969,0001,831
Pre-tax net operating income$2,489,000917
Securities gains (losses)$-91,0007,673
Applicable income taxes$5,0004,239
Income before extraordinary items$2,393,000777
Extraordinary gains, net$021
Net income$2,393,000774
Minority interest net income$0112
Net income of bank and minority interests.$2,393,000777
Net charge-offs$165,0003,665
Cash dividends$1,016,000875
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,484,000721
2009-03-31 (YTD Data)Rank
Total interest income$3,016,0002,852
Total interest expense$701,0003,941
Net interest income$2,315,0002,348
Provision for loan and lease losses$60,0004,614
Total noninterest income$1,668,000849
Gross Fiduciary activities income$1,007,000159
Service charges on deposit accounts$161,0002,315
Trading account gains and fees$0171
Additional Noninterest Income$500,0001,390
Total noninterest expense$2,320,0002,130
Salaries and employee benefits$1,206,0002,117
Premises and equipment expense$251,0002,673
Additional noninterest expense$863,0001,866
Pre-tax net operating income$1,603,000795
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$1,602,000628
Extraordinary gains, net$015
Net income$1,602,000628
Minority interest net income$0102
Net income of bank and minority interests.$1,602,000630
Net charge-offs$29,0004,044
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,602,000590
2008-12-31 (YTD Data)Rank
Total interest income$15,103,0002,444
Total interest expense$5,157,0002,891
Net interest income$9,946,0002,240
Provision for loan and lease losses$615,0003,455
Total noninterest income$1,755,0002,348
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$671,0002,426
Trading account gains and fees$0154
Additional Noninterest Income$1,084,0002,016
Total noninterest expense$6,541,0002,844
Salaries and employee benefits$3,372,0002,934
Premises and equipment expense$666,0003,631
Additional noninterest expense$2,503,0002,336
Pre-tax net operating income$4,545,0001,198
Securities gains (losses)$03,220
Applicable income taxes$24,0004,200
Income before extraordinary items$4,521,000905
Extraordinary gains, net$039
Net income$4,521,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$616,0002,514
Cash dividends$4,201,000661
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,521,000980
2008-09-30 (YTD Data)Rank
Total interest income$11,672,0002,440
Total interest expense$4,242,0002,754
Net interest income$7,430,0002,253
Provision for loan and lease losses$300,0003,542
Total noninterest income$1,312,0002,425
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$494,0002,489
Trading account gains and fees$0148
Additional Noninterest Income$818,0002,092
Total noninterest expense$5,056,0002,758
Salaries and employee benefits$2,665,0002,801
Premises and equipment expense$521,0003,544
Additional noninterest expense$1,870,0002,282
Pre-tax net operating income$3,386,0001,446
Securities gains (losses)$03,106
Applicable income taxes$20,0004,603
Income before extraordinary items$3,366,0001,100
Extraordinary gains, net$031
Net income$3,366,0001,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0002,499
Cash dividends$1,762,0001,156
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,366,0001,175
2008-06-30 (YTD Data)Rank
Total interest income$8,015,0002,412
Total interest expense$3,057,0002,665
Net interest income$4,958,0002,236
Provision for loan and lease losses$120,0003,966
Total noninterest income$880,0002,454
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$323,0002,489
Trading account gains and fees$0149
Additional Noninterest Income$557,0002,090
Total noninterest expense$2,997,0003,060
Salaries and employee benefits$1,571,0003,194
Premises and equipment expense$346,0003,580
Additional noninterest expense$1,080,0002,563
Pre-tax net operating income$2,721,0001,290
Securities gains (losses)$03,233
Applicable income taxes$14,0004,858
Income before extraordinary items$2,707,0001,015
Extraordinary gains, net$021
Net income$2,707,0001,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,987
Cash dividends$1,016,0001,368
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,707,0001,001
2008-03-31 (YTD Data)Rank
Total interest income$4,280,0002,351
Total interest expense$1,763,0002,488
Net interest income$2,517,0002,197
Provision for loan and lease losses$60,0003,470
Total noninterest income$433,0002,460
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$157,0002,520
Trading account gains and fees$0158
Additional Noninterest Income$276,0002,066
Total noninterest expense$1,477,0003,108
Salaries and employee benefits$767,0003,280
Premises and equipment expense$180,0003,498
Additional noninterest expense$530,0002,585
Pre-tax net operating income$1,413,0001,336
Securities gains (losses)$02,688
Applicable income taxes$8,0004,911
Income before extraordinary items$1,405,0001,081
Extraordinary gains, net$015
Net income$1,405,0001,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,036
Cash dividends$474,0001,426
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,405,0001,035
2007-12-31 (YTD Data)Rank
Total interest income$17,818,0002,312
Total interest expense$7,742,0002,388
Net interest income$10,076,0002,229
Provision for loan and lease losses$420,0002,620
Total noninterest income$1,853,0002,340
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$635,0002,565
Trading account gains and fees$0178
Additional Noninterest Income$1,218,0001,952
Total noninterest expense$6,837,0002,650
Salaries and employee benefits$3,454,0002,843
Premises and equipment expense$665,0003,567
Additional noninterest expense$2,718,0002,023
Pre-tax net operating income$4,672,0001,743
Securities gains (losses)$-18,0007,726
Applicable income taxes$40,0005,041
Income before extraordinary items$4,614,0001,400
Extraordinary gains, net$039
Net income$4,614,0001,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$436,0001,853
Cash dividends$5,386,000698
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,631,8201,380
2007-09-30 (YTD Data)Rank
Total interest income$13,142,0002,356
Total interest expense$5,587,0002,472
Net interest income$7,555,0002,249
Provision for loan and lease losses$90,0004,255
Total noninterest income$1,369,0002,362
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$467,0002,583
Trading account gains and fees$0184
Additional Noninterest Income$902,0001,968
Total noninterest expense$4,446,0002,976
Salaries and employee benefits$2,319,0003,131
Premises and equipment expense$491,0003,597
Additional noninterest expense$1,636,0002,421
Pre-tax net operating income$4,388,0001,540
Securities gains (losses)$-3,0007,511
Applicable income taxes$35,0005,174
Income before extraordinary items$4,350,0001,186
Extraordinary gains, net$033
Net income$4,350,0001,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,646
Cash dividends$2,134,0001,156
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,352,9701,169
2007-06-30 (YTD Data)Rank
Total interest income$8,258,0002,492
Total interest expense$3,321,0002,744
Net interest income$4,937,0002,305
Provision for loan and lease losses$60,0003,990
Total noninterest income$898,0002,391
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$308,0002,598
Trading account gains and fees$0168
Additional Noninterest Income$590,0002,011
Total noninterest expense$2,910,0003,042
Salaries and employee benefits$1,540,0003,180
Premises and equipment expense$312,0003,745
Additional noninterest expense$1,058,0002,503
Pre-tax net operating income$2,865,0001,612
Securities gains (losses)$-3,0007,770
Applicable income taxes$24,0005,246
Income before extraordinary items$2,838,0001,256
Extraordinary gains, net$029
Net income$2,838,0001,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,675
Cash dividends$1,220,0001,317
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,840,9701,233
2007-03-31 (YTD Data)Rank
Total interest income$3,721,0002,710
Total interest expense$1,389,0003,187
Net interest income$2,332,0002,428
Provision for loan and lease losses$30,0003,737
Total noninterest income$391,0002,602
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$146,0002,650
Trading account gains and fees$0195
Additional Noninterest Income$245,0002,244
Total noninterest expense$1,438,0003,090
Salaries and employee benefits$762,0003,222
Premises and equipment expense$161,0003,678
Additional noninterest expense$515,0002,553
Pre-tax net operating income$1,255,0001,800
Securities gains (losses)$-3,0008,110
Applicable income taxes$7,0005,533
Income before extraordinary items$1,245,0001,408
Extraordinary gains, net$022
Net income$1,245,0001,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,195
Cash dividends$745,0001,047
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,247,9701,390
2006-12-31 (YTD Data)Rank
Total interest income$14,336,0002,646
Total interest expense$4,663,0003,205
Net interest income$9,673,0002,362
Provision for loan and lease losses$120,0004,374
Total noninterest income$1,960,0002,259
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$621,0002,621
Trading account gains and fees$0130
Additional Noninterest Income$1,339,0001,803
Total noninterest expense$6,374,0002,731
Salaries and employee benefits$3,319,0002,863
Premises and equipment expense$587,0003,833
Additional noninterest expense$2,468,0002,126
Pre-tax net operating income$5,139,0001,832
Securities gains (losses)$-160,0008,333
Applicable income taxes$38,0005,614
Income before extraordinary items$4,941,0001,477
Extraordinary gains, net$051
Net income$4,941,0001,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0004,299
Cash dividends$4,573,000769
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,099,4001,413
2006-09-30 (YTD Data)Rank
Total interest income$10,711,0002,649
Total interest expense$3,392,0003,184
Net interest income$7,319,0002,362
Provision for loan and lease losses$90,0004,225
Total noninterest income$1,486,0002,244
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$446,0002,706
Trading account gains and fees$0126
Additional Noninterest Income$1,040,0001,770
Total noninterest expense$4,221,0003,030
Salaries and employee benefits$2,242,0003,128
Premises and equipment expense$453,0003,758
Additional noninterest expense$1,526,0002,515
Pre-tax net operating income$4,494,0001,653
Securities gains (losses)$-157,0008,503
Applicable income taxes$35,0005,660
Income before extraordinary items$4,302,0001,317
Extraordinary gains, net$045
Net income$4,302,0001,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,425
Cash dividends$2,032,0001,135
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,457,4301,255
2006-06-30 (YTD Data)Rank
Total interest income$6,977,0002,655
Total interest expense$2,159,0003,191
Net interest income$4,818,0002,404
Provision for loan and lease losses$60,0004,062
Total noninterest income$856,0002,478
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$275,0002,871
Trading account gains and fees$0126
Additional Noninterest Income$581,0002,006
Total noninterest expense$2,808,0003,052
Salaries and employee benefits$1,488,0003,142
Premises and equipment expense$303,0003,738
Additional noninterest expense$1,017,0002,518
Pre-tax net operating income$2,806,0001,765
Securities gains (losses)$-158,0008,610
Applicable income taxes$21,0005,773
Income before extraordinary items$2,627,0001,426
Extraordinary gains, net$039
Net income$2,627,0001,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,236
Cash dividends$1,219,0001,229
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,783,4201,337
2006-03-31 (YTD Data)Rank
Total interest income$3,308,0002,733
Total interest expense$1,034,0003,178
Net interest income$2,274,0002,502
Provision for loan and lease losses$30,0003,822
Total noninterest income$387,0002,600
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$129,0002,926
Trading account gains and fees$0115
Additional Noninterest Income$258,0002,154
Total noninterest expense$1,417,0003,029
Salaries and employee benefits$752,0003,143
Premises and equipment expense$155,0003,684
Additional noninterest expense$510,0002,504
Pre-tax net operating income$1,214,0001,953
Securities gains (losses)$-54,0008,584
Applicable income taxes$2,0006,346
Income before extraordinary items$1,158,0001,565
Extraordinary gains, net$021
Net income$1,158,0001,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,875
Cash dividends$744,000988
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,212,0001,480
2005-12-31 (YTD Data)Rank
Total interest income$12,616,0002,596
Total interest expense$3,291,0003,091
Net interest income$9,325,0002,371
Provision for loan and lease losses$120,0004,465
Total noninterest income$2,162,0002,091
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$632,0002,552
Trading account gains and fees$0138
Additional Noninterest Income$1,530,0001,636
Total noninterest expense$6,072,0002,725
Salaries and employee benefits$3,106,0002,888
Premises and equipment expense$672,0003,340
Additional noninterest expense$2,294,0002,181
Pre-tax net operating income$5,295,0001,768
Securities gains (losses)$-235,0008,608
Applicable income taxes$45,0005,931
Income before extraordinary items$5,015,0001,414
Extraordinary gains, net$046
Net income$5,015,0001,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,249
Cash dividends$3,760,000856
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,247,6501,344
2005-09-30 (YTD Data)Rank
Total interest income$9,107,0002,628
Total interest expense$2,311,0003,122
Net interest income$6,796,0002,410
Provision for loan and lease losses$90,0004,305
Total noninterest income$1,639,0002,068
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$488,0002,485
Trading account gains and fees$0126
Additional Noninterest Income$1,151,0001,635
Total noninterest expense$4,204,0002,892
Salaries and employee benefits$2,202,0002,987
Premises and equipment expense$465,0003,547
Additional noninterest expense$1,537,0002,394
Pre-tax net operating income$4,141,0001,711
Securities gains (losses)$-98,0008,622
Applicable income taxes$28,0006,119
Income before extraordinary items$4,015,0001,346
Extraordinary gains, net$035
Net income$4,015,0001,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0001,886
Cash dividends$1,423,0001,405
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,112,0201,293
2005-06-30 (YTD Data)Rank
Total interest income$5,965,0002,617
Total interest expense$1,492,0003,053
Net interest income$4,473,0002,412
Provision for loan and lease losses$60,0004,115
Total noninterest income$1,011,0002,154
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$309,0002,566
Trading account gains and fees$0116
Additional Noninterest Income$702,0001,744
Total noninterest expense$2,741,0002,945
Salaries and employee benefits$1,429,0003,053
Premises and equipment expense$315,0003,483
Additional noninterest expense$997,0002,438
Pre-tax net operating income$2,683,0001,730
Securities gains (losses)$-98,0008,701
Applicable income taxes$21,0006,068
Income before extraordinary items$2,564,0001,358
Extraordinary gains, net$030
Net income$2,564,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0001,363
Cash dividends$813,0001,552
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,661,0201,304
2005-03-31 (YTD Data)Rank
Total interest income$2,861,0002,685
Total interest expense$738,0002,993
Net interest income$2,123,0002,521
Provision for loan and lease losses$30,0003,913
Total noninterest income$463,0002,250
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$150,0002,558
Trading account gains and fees$0115
Additional Noninterest Income$313,0001,852
Total noninterest expense$1,364,0002,957
Salaries and employee benefits$710,0003,089
Premises and equipment expense$157,0003,521
Additional noninterest expense$497,0002,454
Pre-tax net operating income$1,192,0001,895
Securities gains (losses)$01,685
Applicable income taxes$8,0006,187
Income before extraordinary items$1,184,0001,433
Extraordinary gains, net$024
Net income$1,184,0001,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,184,0001,411
2004-12-31 (YTD Data)Rank
Total interest income$11,035,0002,583
Total interest expense$2,704,0002,862
Net interest income$8,331,0002,461
Provision for loan and lease losses$120,0004,623
Total noninterest income$1,313,0002,935
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$667,0002,485
Trading account gains and fees$0138
Additional Noninterest Income$646,0002,857
Total noninterest expense$5,110,0003,052
Salaries and employee benefits$2,778,0003,058
Premises and equipment expense$519,0003,968
Additional noninterest expense$1,813,0002,633
Pre-tax net operating income$4,414,0001,879
Securities gains (losses)$117,0001,141
Applicable income taxes$48,0006,061
Income before extraordinary items$4,483,0001,440
Extraordinary gains, net$034
Net income$4,483,0001,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,418
Cash dividends$8,639,000405
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,367,1701,424
2004-09-30 (YTD Data)Rank
Total interest income$8,189,0002,570
Total interest expense$2,023,0002,807
Net interest income$6,166,0002,451
Provision for loan and lease losses$90,0004,429
Total noninterest income$1,243,0002,515
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$505,0002,478
Trading account gains and fees$0134
Additional Noninterest Income$738,0002,189
Total noninterest expense$3,576,0003,238
Salaries and employee benefits$1,956,0003,200
Premises and equipment expense$377,0004,052
Additional noninterest expense$1,243,0002,836
Pre-tax net operating income$3,743,0001,715
Securities gains (losses)$186,000794
Applicable income taxes$37,0006,150
Income before extraordinary items$3,892,0001,267
Extraordinary gains, net$026
Net income$3,892,0001,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,743
Cash dividends$5,487,000424
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,707,8601,283
2004-06-30 (YTD Data)Rank
Total interest income$5,388,0002,586
Total interest expense$1,344,0002,808
Net interest income$4,044,0002,466
Provision for loan and lease losses$60,0004,267
Total noninterest income$831,0002,527
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$339,0002,462
Trading account gains and fees$0130
Additional Noninterest Income$492,0002,214
Total noninterest expense$2,359,0003,273
Salaries and employee benefits$1,299,0003,217
Premises and equipment expense$261,0003,948
Additional noninterest expense$799,0002,943
Pre-tax net operating income$2,456,0001,713
Securities gains (losses)$186,000678
Applicable income taxes$25,0006,158
Income before extraordinary items$2,617,0001,242
Extraordinary gains, net$021
Net income$2,617,0001,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,069
Cash dividends$4,878,000341
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,432,8601,283
2004-03-31 (YTD Data)Rank
Total interest income$2,692,0002,595
Total interest expense$677,0002,828
Net interest income$2,015,0002,477
Provision for loan and lease losses$30,0004,060
Total noninterest income$398,0002,544
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$164,0002,483
Trading account gains and fees$0121
Additional Noninterest Income$234,0002,233
Total noninterest expense$1,184,0003,259
Salaries and employee benefits$649,0003,227
Premises and equipment expense$132,0003,942
Additional noninterest expense$403,0002,892
Pre-tax net operating income$1,199,0001,716
Securities gains (losses)$241,000436
Applicable income taxes$10,0006,242
Income before extraordinary items$1,430,0001,148
Extraordinary gains, net$016
Net income$1,430,0001,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$4,268,000199
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,191,4101,284
2003-12-31 (YTD Data)Rank
Total interest income$11,388,0002,503
Total interest expense$3,023,0002,845
Net interest income$8,365,0002,319
Provision for loan and lease losses$270,0003,394
Total noninterest income$2,905,0001,732
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$672,0002,445
Trading account gains and fees$0160
Additional Noninterest Income$2,233,0001,354
Total noninterest expense$5,135,0002,987
Salaries and employee benefits$2,968,0002,794
Premises and equipment expense$518,0003,963
Additional noninterest expense$1,649,0002,830
Pre-tax net operating income$5,865,0001,406
Securities gains (losses)$04,500
Applicable income taxes$58,0006,179
Income before extraordinary items$5,807,0001,110
Extraordinary gains, net$054
Net income$5,807,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0002,217
Cash dividends$7,419,000472
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,807,0001,047
2003-09-30 (YTD Data)Rank
Total interest income$8,584,0002,525
Total interest expense$2,324,0002,873
Net interest income$6,260,0002,331
Provision for loan and lease losses$90,0004,812
Total noninterest income$2,425,0001,628
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$498,0002,484
Trading account gains and fees$0153
Additional Noninterest Income$1,927,0001,267
Total noninterest expense$3,611,0003,150
Salaries and employee benefits$2,083,0002,980
Premises and equipment expense$400,0003,861
Additional noninterest expense$1,128,0003,063
Pre-tax net operating income$4,984,0001,291
Securities gains (losses)$1,0004,000
Applicable income taxes$42,0006,352
Income before extraordinary items$4,943,0001,020
Extraordinary gains, net$040
Net income$4,943,0001,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$4,132,000556
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,942,010954
2003-06-30 (YTD Data)Rank
Total interest income$5,856,0002,489
Total interest expense$1,582,0002,902
Net interest income$4,274,0002,280
Provision for loan and lease losses$60,0004,687
Total noninterest income$1,604,0001,636
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$324,0002,502
Trading account gains and fees$0150
Additional Noninterest Income$1,280,0001,269
Total noninterest expense$2,363,0003,203
Salaries and employee benefits$1,362,0003,033
Premises and equipment expense$268,0003,827
Additional noninterest expense$733,0003,109
Pre-tax net operating income$3,455,0001,240
Securities gains (losses)$-13,0009,074
Applicable income taxes$30,0006,338
Income before extraordinary items$3,412,000976
Extraordinary gains, net$030
Net income$3,412,000977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,006
Cash dividends$3,524,000458
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,424,870901
2003-03-31 (YTD Data)Rank
Total interest income$2,955,0002,485
Total interest expense$808,0002,918
Net interest income$2,147,0002,265
Provision for loan and lease losses$30,0004,429
Total noninterest income$725,0001,727
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$159,0002,464
Trading account gains and fees$0134
Additional Noninterest Income$566,0001,359
Total noninterest expense$1,165,0003,245
Salaries and employee benefits$668,0003,075
Premises and equipment expense$132,0003,884
Additional noninterest expense$365,0003,081
Pre-tax net operating income$1,677,0001,280
Securities gains (losses)$02,891
Applicable income taxes$12,0006,453
Income before extraordinary items$1,665,0001,011
Extraordinary gains, net$021
Net income$1,665,0001,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$2,913,000291
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,665,000933
2002-12-31 (YTD Data)Rank
Total interest income$12,900,0002,388
Total interest expense$3,750,0002,902
Net interest income$9,150,0002,117
Provision for loan and lease losses$120,0005,330
Total noninterest income$2,120,0002,036
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$672,0002,325
Trading account gains and fees$0153
Additional Noninterest Income$1,448,0001,691
Total noninterest expense$5,052,0002,896
Salaries and employee benefits$2,742,0002,858
Premises and equipment expense$543,0003,710
Additional noninterest expense$1,767,0002,580
Pre-tax net operating income$6,098,0001,378
Securities gains (losses)$-1,0008,656
Applicable income taxes$51,0006,516
Income before extraordinary items$6,046,0001,037
Extraordinary gains, net$070
Net income$6,046,0001,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,046
Cash dividends$5,081,000605
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,046,990993
2001-12-31 (YTD Data)Rank
Total interest income$15,691,0002,193
Total interest expense$6,217,0002,573
Net interest income$9,474,0001,879
Provision for loan and lease losses$143,0004,894
Total noninterest income$1,754,0002,241
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$727,0002,073
Trading account gains and fees$0177
Additional Noninterest Income$1,027,0002,004
Total noninterest expense$5,167,0002,751
Salaries and employee benefits$2,914,0002,576
Premises and equipment expense$580,0003,463
Additional noninterest expense$1,673,0002,614
Pre-tax net operating income$5,918,0001,261
Securities gains (losses)$82,0001,913
Applicable income taxes$82,0006,235
Income before extraordinary items$5,918,000925
Extraordinary gains, net$0105
Net income$5,918,000925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0003,463
Cash dividends$5,691,000554
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,836,820902
2000-12-31 (YTD Data)Rank
Total interest income$16,032,0002,186
Total interest expense$6,365,0002,618
Net interest income$9,667,0001,826
Provision for loan and lease losses$90,0005,514
Total noninterest income$1,653,0002,177
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$570,0002,390
Trading account gains and fees$0180
Additional Noninterest Income$1,083,0001,767
Total noninterest expense$5,126,0002,655
Salaries and employee benefits$2,730,0002,608
Premises and equipment expense$520,0003,673
Additional noninterest expense$1,876,0002,293
Pre-tax net operating income$6,104,0001,212
Securities gains (losses)$-97,0009,403
Applicable income taxes$113,0006,358
Income before extraordinary items$5,894,000898
Extraordinary gains, net$038
Net income$5,894,000898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0009,470
Cash dividends$4,810,000651
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,989,060884
1999-12-31 (YTD Data)Rank
Total interest income$15,241,0002,145
Total interest expense$6,127,0002,401
Net interest income$9,114,0001,937
Provision for loan and lease losses$180,0003,760
Total noninterest income$1,558,0002,240
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$534,0002,480
Trading account gains and fees$0173
Additional Noninterest Income$1,024,0001,835
Total noninterest expense$5,583,0002,431
Salaries and employee benefits$2,681,0002,636
Premises and equipment expense$500,0003,767
Additional noninterest expense$2,402,0001,831
Pre-tax net operating income$4,909,0001,535
Securities gains (losses)$-60,0009,839
Applicable income taxes$122,0006,621
Income before extraordinary items$4,727,0001,161
Extraordinary gains, net$035
Net income$4,727,0001,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,0009,994
Cash dividends$4,593,000697
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,785,2001,128
1998-12-31 (YTD Data)Rank
Total interest income$15,374,0002,121
Total interest expense$6,243,0002,417
Net interest income$9,131,0001,877
Provision for loan and lease losses$30,0007,298
Total noninterest income$1,676,0002,085
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$509,0002,526
Trading account gains and fees$0224
Additional Noninterest Income$1,167,0001,663
Total noninterest expense$4,847,0002,702
Salaries and employee benefits$2,577,0002,629
Premises and equipment expense$544,0003,457
Additional noninterest expense$1,726,0002,409
Pre-tax net operating income$5,930,0001,268
Securities gains (losses)$-5,00010,072
Applicable income taxes$639,0003,244
Income before extraordinary items$5,286,0001,018
Extraordinary gains, net$032
Net income$5,286,0001,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,077
Cash dividends$3,250,000920
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,290,450980
1997-12-31 (YTD Data)Rank
Total interest income$15,368,0002,131
Total interest expense$6,544,0002,291
Net interest income$8,824,0001,968
Provision for loan and lease losses$180,0003,648
Total noninterest income$1,523,0002,170
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$568,0002,306
Trading account gains and fees$0239
Additional Noninterest Income$955,0001,791
Total noninterest expense$5,084,0002,522
Salaries and employee benefits$2,668,0002,490
Premises and equipment expense$491,0003,769
Additional noninterest expense$1,925,0002,172
Pre-tax net operating income$5,083,0001,522
Securities gains (losses)$63,0001,207
Applicable income taxes$124,0008,012
Income before extraordinary items$5,022,0001,102
Extraordinary gains, net$044
Net income$5,022,0001,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,879
Cash dividends$2,981,000958
Sale, conversion, retirement of capital stock, net$45,000853
Net operating income$4,960,2601,090
1996-12-31 (YTD Data)Rank
Total interest income$15,081,0002,238
Total interest expense$6,330,0002,435
Net interest income$8,751,0002,049
Provision for loan and lease losses$180,0003,640
Total noninterest income$1,446,0002,362
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$498,0002,732
Trading account gains and fees$0262
Additional Noninterest Income$948,0001,879
Total noninterest expense$5,154,0002,645
Salaries and employee benefits$2,559,0002,623
Premises and equipment expense$477,0003,917
Additional noninterest expense$2,118,0002,329
Pre-tax net operating income$4,863,0001,490
Securities gains (losses)$71,0001,131
Applicable income taxes$800,0002,841
Income before extraordinary items$4,134,0001,218
Extraordinary gains, net$053
Net income$4,134,0001,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,811
Cash dividends$1,491,0001,605
Sale, conversion, retirement of capital stock, net$123,000643
Net operating income$4,074,3601,209
1995-12-31 (YTD Data)Rank
Total interest income$14,385,0002,341
Total interest expense$5,856,0002,620
Net interest income$8,529,0002,113
Provision for loan and lease losses$120,0004,090
Total noninterest income$1,452,0002,335
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$492,0002,761
Trading account gains and fees$0522
Additional Noninterest Income$960,0001,849
Total noninterest expense$4,853,0002,790
Salaries and employee benefits$2,220,0002,997
Premises and equipment expense$471,0003,949
Additional noninterest expense$2,162,0002,254
Pre-tax net operating income$5,008,0001,502
Securities gains (losses)$-40,00011,046
Applicable income taxes$1,004,0002,376
Income before extraordinary items$3,964,0001,336
Extraordinary gains, net$065
Net income$3,964,0001,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,645
Cash dividends$2,981,000935
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,996,0001,300
1994-12-31 (YTD Data)Rank
Total interest income$12,609,0002,403
Total interest expense$4,930,0002,492
Net interest income$7,679,0002,347
Provision for loan and lease losses$09,146
Total noninterest income$1,400,0002,433
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$478,0002,895
Trading account gains and fees$0475
Additional Noninterest Income$922,0001,937
Total noninterest expense$4,534,0003,038
Salaries and employee benefits$2,032,0003,235
Premises and equipment expense$469,0004,020
Additional noninterest expense$2,033,0002,537
Pre-tax net operating income$4,545,0001,580
Securities gains (losses)$-1,192,00012,422
Applicable income taxes$527,0003,906
Income before extraordinary items$2,826,0001,743
Extraordinary gains, net$0249
Net income$2,826,0001,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,00011,861
Cash dividends$2,249,0001,013
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,827,2801,325
1993-12-31 (YTD Data)Rank
Total interest income$12,333,0002,501
Total interest expense$5,127,0002,518
Net interest income$7,206,0002,490
Provision for loan and lease losses$273,0003,211
Total noninterest income$1,336,0002,683
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$494,0002,828
Trading account gains and fees$0532
Additional Noninterest Income$842,0002,314
Total noninterest expense$4,700,0003,005
Salaries and employee benefits$2,058,0003,193
Premises and equipment expense$317,0005,603
Additional noninterest expense$2,325,0002,397
Pre-tax net operating income$3,569,0001,910
Securities gains (losses)$373,0001,111
Applicable income taxes$804,0002,750
Income before extraordinary items$3,138,0001,618
Extraordinary gains, net$78,0001,813
Net income$3,216,0001,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0002,604
Cash dividends$2,751,000769
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,839,6001,663
1992-12-31 (YTD Data)Rank
Total interest income$13,695,0002,577
Total interest expense$6,474,0002,606
Net interest income$7,221,0002,519
Provision for loan and lease losses$180,0005,503
Total noninterest income$1,115,0003,030
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$481,0002,896
Trading account gains and fees$0504
Additional Noninterest Income$634,0002,724
Total noninterest expense$4,791,0002,983
Salaries and employee benefits$2,152,0002,991
Premises and equipment expense$331,0005,584
Additional noninterest expense$2,308,0002,479
Pre-tax net operating income$3,365,0001,838
Securities gains (losses)$481,0001,115
Applicable income taxes$780,0002,682
Income before extraordinary items$3,066,0001,513
Extraordinary gains, net$01,422
Net income$3,066,0001,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00012,606
Cash dividends$2,981,000602
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,681,2001,574

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.