Home > Woodlands National Bank > Net charge- offs to loans
Woodlands National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0393% | 4,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0381% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2907% | 4,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3238% | 4,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2009% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6148% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6148% | 901 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1254% | 646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0486% | 4,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0504% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3772% | 4,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4201% | 4,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2362% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5560% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5560% | 930 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2043% | 392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0671% | 4,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0752% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5465% | 4,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6090% | 4,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3730% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8762% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8762% | 639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 613 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2389% | 4,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 4,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0491% | 4,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1699% | 4,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0297% | 3,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4119% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4119% | 381 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0329% | 4,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0626% | 4,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 3,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2970% | 4,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3317% | 4,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0537% | 4,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1336% | 1,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1336% | 1,895 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1064% | 4,459 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1153% | 4,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 3,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5706% | 4,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6381% | 4,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1905% | 4,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1015% | 1,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1015% | 1,697 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0028% | 3,166 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 3,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0549% | 4,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0616% | 4,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0458% | 3,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1713% | 1,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1713% | 1,280 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0655% | 4,435 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0780% | 4,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3825% | 4,678 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0536% | 3,362 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4286% | 4,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0189% | 3,617 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2417% | 4,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2417% | 4,383 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0795% | 4,532 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0981% | 4,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4817% | 4,758 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0693% | 3,456 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5414% | 4,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 3,607 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3196% | 4,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3196% | 4,459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0992% | 4,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1395% | 4,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 4,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6960% | 4,814 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1022% | 3,531 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7835% | 4,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0356% | 3,936 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2489% | 4,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2489% | 4,317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1393% | 4,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2646% | 4,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.3630% | 4,861 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1985% | 3,614 |
| All other 1-4 family - Percent of loans charged-off, net | -1.5402% | 4,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0345% | 4,021 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0510% | 3,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0510% | 3,803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1674% | 991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0591% | 686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 4,265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0512% | 3,519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 4,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2947% | 945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4870% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4870% | 1,146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 3,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 4,397 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0691% | 3,582 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0204% | 4,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3755% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6961% | 864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6961% | 786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2944% | 541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0395% | 4,531 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1002% | 3,637 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 4,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6717% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0557% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0557% | 581 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 1,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 4,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0816% | 4,744 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1970% | 3,698 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0631% | 4,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1381% | 4,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0055% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0055% | 698 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0728% | 2,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0438% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0353% | 4,605 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3633% | 3,808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0146% | 2,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6739% | 1,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6739% | 1,125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0626% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0590% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0946% | 4,940 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3516% | 3,856 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0547% | 4,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0236% | 1,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5175% | 1,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5175% | 1,318 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0501% | 1,932 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 4,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1016% | 4,982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4343% | 3,894 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0503% | 4,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0360% | 4,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8482% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8482% | 797 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 2,449 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 4,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1173% | 5,057 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4363% | 3,923 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0677% | 4,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 4,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3106% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3106% | 1,521 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1486% | 1,289 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0183% | 4,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.3231% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 1,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2214% | 5,206 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0251% | 4,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0960% | 5,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1749% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2611% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2611% | 541 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1485% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 4,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.4146% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2551% | 5,271 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2140% | 4,060 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1053% | 5,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2496% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0054% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0054% | 679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2038% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 4,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.6113% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3259% | 5,339 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6032% | 4,096 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1257% | 5,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4317% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9954% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9954% | 644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3818% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0753% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 1.0853% | 40 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1881% | 5,342 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3849% | 4,075 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1561% | 5,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9881% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5895% | 1,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5895% | 1,102 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3289% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1482% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0403% | 973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5009% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8943% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3007% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5404% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1074% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1074% | 708 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4009% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1805% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0469% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6071% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6829% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3178% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7337% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1271% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1271% | 625 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4320% | 467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1938% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0706% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6002% | 163 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2916% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0974% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9347% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7517% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7517% | 971 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5703% | 313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3858% | 199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1538% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1428% | 78 |
| Percentage Net Loans Charged-off: Home equity loans | 8.7280% | 7 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0831% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9662% | 331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9300% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9300% | 797 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2565% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0897% | 1,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2437% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4970% | 4,346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3500% | 430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4498% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9530% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9530% | 890 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2659% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1323% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0487% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3582% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5358% | 4,376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4864% | 252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4308% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8228% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8228% | 922 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1639% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0831% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 1,614 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5216% | 4,412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1232% | 976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2786% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6367% | 1,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6367% | 1,140 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1123% | 1,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0801% | 960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1962% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0627% | 5,548 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4970% | 4,435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0915% | 972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4529% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4529% | 1,314 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1309% | 2,060 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1048% | 5,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0731% | 5,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5031% | 6,014 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4111% | 4,519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5166% | 6,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1137% | 1,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9125% | 331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9125% | 295 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1906% | 1,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1109% | 5,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0970% | 5,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5826% | 6,092 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3926% | 4,542 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6104% | 6,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2543% | 1,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2491% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2491% | 223 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2033% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0947% | 5,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1382% | 5,874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6630% | 6,166 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4288% | 4,577 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6977% | 6,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1194% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6750% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6750% | 189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3564% | 687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1044% | 5,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2615% | 6,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1112% | 6,259 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4213% | 4,605 |
| All other 1-4 family - Percent of loans charged-off, net | -1.2161% | 6,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2753% | 5,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5744% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5744% | 82 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3587% | 1,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3678% | 841 |
| Percentage Net Loans Charged-off:Construction & development | 0.2017% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1782% | 1,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7049% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3751% | 4,720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8711% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0619% | 5,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4525% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4525% | 538 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2781% | 1,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2213% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.2861% | 642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2240% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2308% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3661% | 4,757 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3221% | 982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0543% | 2,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2947% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2947% | 580 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2659% | 1,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1754% | 1,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.4829% | 499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1075% | 1,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2247% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3427% | 4,785 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3104% | 1,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1202% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2995% | 658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2995% | 596 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0935% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1080% | 6,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2697% | 6,447 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4145% | 4,816 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2481% | 6,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1307% | 5,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0761% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0761% | 373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3420% | 1,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1714% | 2,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.9963% | 822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 2,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2229% | 2,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5238% | 653 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1753% | 2,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4862% | 1,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2651% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2651% | 807 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3451% | 1,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1994% | 2,174 |
| Percentage Net Loans Charged-off:Construction & development | 1.3264% | 678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0351% | 2,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2275% | 1,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8102% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1350% | 2,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4603% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1812% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1812% | 783 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1250% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 2,938 |
| Percentage Net Loans Charged-off:Construction & development | 2.0611% | 506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1324% | 6,530 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2990% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3656% | 6,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0810% | 5,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9474% | 1,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9474% | 984 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0243% | 5,808 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0350% | 6,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0832% | 6,461 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2336% | 4,941 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0582% | 6,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6381% | 6,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3942% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3942% | 677 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5242% | 2,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6574% | 1,562 |
| Percentage Net Loans Charged-off:Construction & development | -0.1842% | 6,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1366% | 2,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3891% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6132% | 5,163 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7826% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0302% | 3,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4388% | 2,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4388% | 2,403 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5708% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7566% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.2488% | 6,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1320% | 2,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6899% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0992% | 1,407 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0152% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0754% | 5,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2792% | 2,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2792% | 2,672 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3431% | 2,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4650% | 1,936 |
| Percentage Net Loans Charged-off:Construction & development | -0.3709% | 6,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0150% | 2,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1483% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9052% | 5,246 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5867% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0500% | 2,664 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1144% | 6,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1144% | 6,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1731% | 7,026 |
| Percentage Net Loans Charged-off:Construction & development | -0.6986% | 6,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3214% | 7,060 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6015% | 5,283 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0412% | 6,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4196% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7645% | 1,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7645% | 1,256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8871% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3185% | 3,320 |
| Percentage Net Loans Charged-off:Construction & development | -0.7186% | 6,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2188% | 2,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6543% | 1,823 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4121% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4660% | 2,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3290% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6735% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4815% | 951 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0037% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4241% | 2,651 |
| Percentage Net Loans Charged-off:Construction & development | -0.9610% | 6,656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2430% | 2,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9247% | 1,278 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1473% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6156% | 1,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6412% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4783% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2712% | 1,015 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0826% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3434% | 2,748 |
| Percentage Net Loans Charged-off:Construction & development | -1.5805% | 6,715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1958% | 2,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8814% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1142% | 5,340 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1410% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3609% | 464 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8477% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5264% | 791 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7760% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1906% | 2,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 6,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5017% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0769% | 5,334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6499% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3938% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5090% | 6,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3905% | 6,888 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3455% | 1,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9923% | 1,921 |
| Percentage Net Loans Charged-off:Construction & development | 3.1043% | 1,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3453% | 2,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3562% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9036% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6475% | 1,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4228% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7044% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3592% | 1,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9102% | 1,878 |
| Percentage Net Loans Charged-off:Construction & development | 1.8822% | 1,887 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4605% | 1,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1981% | 1,051 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9682% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6956% | 1,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7511% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0111% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3919% | 1,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7846% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 2.6819% | 1,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0564% | 2,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3846% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1739% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8744% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2349% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5823% | 1,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8658% | 1,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7128% | 1,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9569% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 6.7948% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5756% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3264% | 2,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5538% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5731% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9318% | 2,019 |
| Percentage Net Loans Charged-off:Construction & development | 1.6745% | 2,222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1087% | 607 |
| Percentage Net Loans Charged-off: Home equity loans | 6.4270% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7904% | 1,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0845% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1874% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3599% | 6,972 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7475% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0100% | 1,559 |
| Percentage Net Loans Charged-off:Construction & development | 2.1774% | 1,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1777% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 7.8780% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4107% | 1,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5873% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4552% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4919% | 7,023 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6038% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5064% | 2,123 |
| Percentage Net Loans Charged-off:Construction & development | 3.1548% | 1,150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4621% | 1,662 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0717% | 5,883 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6336% | 1,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4749% | 513 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2431% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5784% | 7,056 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7497% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5307% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | 2.9488% | 787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5676% | 1,133 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0732% | 5,875 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7727% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3834% | 2,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1385% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6574% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5019% | 1,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.2193% | 2,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1056% | 1,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2459% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5466% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8162% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4667% | 2,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1988% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5764% | 1,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4643% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.2907% | 1,655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1430% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0572% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4766% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2623% | 1,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3119% | 2,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9499% | 866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5552% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5336% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.4484% | 1,044 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2156% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1110% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2483% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4023% | 870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3106% | 2,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2706% | 1,324 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7638% | 691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7479% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2218% | 137 |
| Percentage Net Loans Charged-off: Home equity loans | 6.5704% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8015% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6426% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2032% | 1,301 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6746% | 774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7315% | 366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8631% | 283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0033% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4186% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4708% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0595% | 7,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8340% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5370% | 739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6811% | 222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1307% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4813% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7262% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3052% | 7,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1802% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5474% | 641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7757% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6796% | 85 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4266% | 7,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7376% | 1,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 2,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0495% | 7,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9791% | 1,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 3,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0441% | 7,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2614% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0900% | 2,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0418% | 7,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2467% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1306% | 2,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0382% | 6,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7520% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2735% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0510% | 7,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6564% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3547% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4184% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0826% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4642% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9236% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2359% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5814% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4218% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3963% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 3,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8145% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4095% | 1,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6522% | 889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7519% | 2,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3351% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4041% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4272% | 3,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4963% | 955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1011% | 550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3745% | 3,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 3,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4407% | 3,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1797% | 3,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 8,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0413% | 8,601 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2264% | 6,078 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5385% | 2,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5576% | 3,967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 4,967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 8,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0557% | 8,668 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3202% | 6,042 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2043% | 3,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2888% | 4,900 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0370% | 5,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0183% | 3,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2400% | 4,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1084% | 3,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7518% | 2,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 6,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0222% | 4,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1045% | 6,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1089% | 4,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0398% | 8,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6284% | 3,559 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 7,518 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0275% | 9,367 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2745% | 2,670 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0683% | 6,209 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2642% | 3,310 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 9,926 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 7,958 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0077% | 11,013 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4215% | 4,887 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |