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Windsor Federal Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$28,307,0001,470
Total interest expense$4,958,0002,020
Net interest income$23,349,0001,276
Provision for loan and lease losses$300,0001,648
Total noninterest income$2,713,0001,729
Gross Fiduciary activities income$0981
Service charges on deposit accounts$727,0001,282
Trading account gains and fees$0123
Additional Noninterest Income$1,986,0001,630
Total noninterest expense$20,713,0001,179
Salaries and employee benefits$12,040,0001,158
Premises and equipment expense$2,447,0001,017
Additional noninterest expense$1,986,0001,630
Pre-tax net operating income$5,049,0001,905
Securities gains (losses)$0988
Applicable income taxes$912,0001,495
Income before extraordinary items$4,137,0001,955
Extraordinary gains, net$054
Net income$4,137,0001,978
Minority interest net income$088
Net income of bank and minority interests.$4,137,0001,958
Net charge-offs$21,0002,187
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,137,0001,984
2023-09-30 (YTD Data)Rank
Total interest income$20,712,0001,467
Total interest expense$3,313,0002,054
Net interest income$17,399,0001,291
Provision for loan and lease losses$140,0001,914
Total noninterest income$2,000,0001,733
Gross Fiduciary activities income$0950
Service charges on deposit accounts$527,0001,311
Trading account gains and fees$0125
Additional Noninterest Income$1,473,0001,628
Total noninterest expense$15,559,0001,171
Salaries and employee benefits$9,057,0001,151
Premises and equipment expense$1,852,0001,012
Additional noninterest expense$1,473,0001,628
Pre-tax net operating income$3,700,0001,982
Securities gains (losses)$0849
Applicable income taxes$674,0001,553
Income before extraordinary items$3,026,0002,048
Extraordinary gains, net$052
Net income$3,026,0002,067
Minority interest net income$081
Net income of bank and minority interests.$3,026,0002,048
Net charge-offs$13,0002,056
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,026,0002,072
2023-06-30 (YTD Data)Rank
Total interest income$13,572,0001,455
Total interest expense$1,765,0002,164
Net interest income$11,807,0001,274
Provision for loan and lease losses$135,0001,632
Total noninterest income$1,323,0001,677
Gross Fiduciary activities income$0931
Service charges on deposit accounts$348,0001,311
Trading account gains and fees$0112
Additional Noninterest Income$975,0001,564
Total noninterest expense$10,381,0001,165
Salaries and employee benefits$6,079,0001,138
Premises and equipment expense$1,261,000990
Additional noninterest expense$975,0001,562
Pre-tax net operating income$2,614,0001,903
Securities gains (losses)$0938
Applicable income taxes$483,0001,519
Income before extraordinary items$2,131,0001,983
Extraordinary gains, net$051
Net income$2,131,0002,007
Minority interest net income$081
Net income of bank and minority interests.$2,131,0001,983
Net charge-offs$9,0001,852
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,131,0001,989
2023-03-31 (YTD Data)Rank
Total interest income$6,716,0001,440
Total interest expense$692,0002,246
Net interest income$6,024,0001,260
Provision for loan and lease losses$68,0001,519
Total noninterest income$648,0001,707
Gross Fiduciary activities income$0913
Service charges on deposit accounts$178,0001,298
Trading account gains and fees$097
Additional Noninterest Income$470,0001,572
Total noninterest expense$5,141,0001,183
Salaries and employee benefits$3,001,0001,177
Premises and equipment expense$660,000985
Additional noninterest expense$470,0001,572
Pre-tax net operating income$1,463,0001,822
Securities gains (losses)$0950
Applicable income taxes$270,0001,473
Income before extraordinary items$1,193,0001,872
Extraordinary gains, net$04
Net income$1,193,0001,872
Minority interest net income$048
Net income of bank and minority interests.$1,193,0001,872
Net charge-offs$7,0001,486
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,193,0001,888
2022-12-31 (YTD Data)Rank
Total interest income$23,234,0001,397
Total interest expense$753,0002,771
Net interest income$22,481,0001,309
Provision for loan and lease losses$498,0001,231
Total noninterest income$2,476,0001,825
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$685,0001,362
Trading account gains and fees$0116
Additional Noninterest Income$1,791,0001,731
Total noninterest expense$18,914,0001,240
Salaries and employee benefits$10,741,0001,256
Premises and equipment expense$2,382,0001,046
Additional noninterest expense$1,791,0001,731
Pre-tax net operating income$5,545,0001,926
Securities gains (losses)$0691
Applicable income taxes$1,033,0001,526
Income before extraordinary items$4,512,0001,948
Extraordinary gains, net$05
Net income$4,512,0001,948
Minority interest net income$063
Net income of bank and minority interests.$4,512,0001,947
Net charge-offs$118,0001,158
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,512,0001,984
2022-09-30 (YTD Data)Rank
Total interest income$16,747,0001,388
Total interest expense$461,0002,766
Net interest income$16,286,0001,328
Provision for loan and lease losses$363,0001,131
Total noninterest income$1,837,0001,848
Gross Fiduciary activities income$0968
Service charges on deposit accounts$509,0001,388
Trading account gains and fees$0111
Additional Noninterest Income$1,328,0001,760
Total noninterest expense$14,059,0001,237
Salaries and employee benefits$8,035,0001,253
Premises and equipment expense$1,762,0001,051
Additional noninterest expense$1,328,0001,760
Pre-tax net operating income$3,701,0002,032
Securities gains (losses)$0740
Applicable income taxes$680,0001,626
Income before extraordinary items$3,021,0002,079
Extraordinary gains, net$04
Net income$3,021,0002,078
Minority interest net income$057
Net income of bank and minority interests.$3,021,0002,078
Net charge-offs$117,000875
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,021,0002,107
2022-06-30 (YTD Data)Rank
Total interest income$10,730,0001,384
Total interest expense$307,0002,626
Net interest income$10,423,0001,339
Provision for loan and lease losses$281,000981
Total noninterest income$1,180,0001,882
Gross Fiduciary activities income$0925
Service charges on deposit accounts$322,0001,434
Trading account gains and fees$0108
Additional Noninterest Income$858,0001,830
Total noninterest expense$9,224,0001,249
Salaries and employee benefits$5,325,0001,245
Premises and equipment expense$1,160,0001,058
Additional noninterest expense$2,739,0001,249
Pre-tax net operating income$2,098,0002,144
Securities gains (losses)$0687
Applicable income taxes$379,0001,683
Income before extraordinary items$1,719,0002,177
Extraordinary gains, net$04
Net income$1,719,0002,177
Minority interest net income$060
Net income of bank and minority interests.$1,719,0002,177
Net charge-offs$125,000660
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,719,0002,217
2022-03-31 (YTD Data)Rank
Total interest income$5,236,0001,374
Total interest expense$152,0002,611
Net interest income$5,084,0001,329
Provision for loan and lease losses$47,0001,387
Total noninterest income$577,0001,911
Gross Fiduciary activities income$0892
Service charges on deposit accounts$157,0001,444
Trading account gains and fees$0103
Additional Noninterest Income$420,0001,867
Total noninterest expense$4,585,0001,250
Salaries and employee benefits$2,654,0001,246
Premises and equipment expense$603,0001,032
Additional noninterest expense$1,328,0001,264
Pre-tax net operating income$1,029,0002,066
Securities gains (losses)$0623
Applicable income taxes$183,0001,668
Income before extraordinary items$846,0002,120
Extraordinary gains, net$04
Net income$846,0002,120
Minority interest net income$050
Net income of bank and minority interests.$846,0002,120
Net charge-offs$71,000575
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$846,0002,138
2021-12-31 (YTD Data)Rank
Total interest income$20,997,0001,420
Total interest expense$740,0002,638
Net interest income$20,257,0001,349
Provision for loan and lease losses$86,0002,295
Total noninterest income$2,254,0002,091
Gross Fiduciary activities income$0994
Service charges on deposit accounts$562,0001,488
Trading account gains and fees$0132
Additional Noninterest Income$1,692,0002,081
Total noninterest expense$17,465,0001,299
Salaries and employee benefits$10,350,0001,269
Premises and equipment expense$2,163,0001,134
Additional noninterest expense$4,952,0001,344
Pre-tax net operating income$4,960,0002,058
Securities gains (losses)$02,062
Applicable income taxes$915,0001,667
Income before extraordinary items$4,045,0002,144
Extraordinary gains, net$010
Net income$4,045,0002,145
Minority interest net income$074
Net income of bank and minority interests.$4,045,0002,145
Net charge-offs$-35,0004,004
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,045,0002,115
2021-09-30 (YTD Data)Rank
Total interest income$15,697,0001,452
Total interest expense$582,0002,645
Net interest income$15,115,0001,375
Provision for loan and lease losses$7,0002,875
Total noninterest income$1,678,0002,149
Gross Fiduciary activities income$0957
Service charges on deposit accounts$401,0001,522
Trading account gains and fees$0132
Additional Noninterest Income$1,277,0002,125
Total noninterest expense$12,992,0001,306
Salaries and employee benefits$7,792,0001,272
Premises and equipment expense$1,596,0001,163
Additional noninterest expense$3,604,0001,381
Pre-tax net operating income$3,794,0002,112
Securities gains (losses)$02,015
Applicable income taxes$706,0001,724
Income before extraordinary items$3,088,0002,208
Extraordinary gains, net$08
Net income$3,088,0002,206
Minority interest net income$069
Net income of bank and minority interests.$3,088,0002,208
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,088,0002,179
2021-06-30 (YTD Data)Rank
Total interest income$10,297,0001,474
Total interest expense$412,0002,631
Net interest income$9,885,0001,389
Provision for loan and lease losses$3,0002,808
Total noninterest income$1,089,0002,148
Gross Fiduciary activities income$0951
Service charges on deposit accounts$250,0001,556
Trading account gains and fees$0133
Additional Noninterest Income$839,0002,109
Total noninterest expense$8,628,0001,301
Salaries and employee benefits$5,196,0001,258
Premises and equipment expense$1,060,0001,156
Additional noninterest expense$2,372,0001,379
Pre-tax net operating income$2,343,0002,188
Securities gains (losses)$01,818
Applicable income taxes$433,0001,783
Income before extraordinary items$1,910,0002,285
Extraordinary gains, net$06
Net income$1,910,0002,283
Minority interest net income$067
Net income of bank and minority interests.$1,910,0002,285
Net charge-offs$-1,0003,056
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,910,0002,253
2021-03-31 (YTD Data)Rank
Total interest income$5,113,0001,480
Total interest expense$226,0002,573
Net interest income$4,887,0001,395
Provision for loan and lease losses$2,0002,695
Total noninterest income$520,0002,194
Gross Fiduciary activities income$0922
Service charges on deposit accounts$125,0001,544
Trading account gains and fees$0127
Additional Noninterest Income$395,0002,168
Total noninterest expense$4,370,0001,269
Salaries and employee benefits$2,611,0001,243
Premises and equipment expense$560,0001,109
Additional noninterest expense$1,199,0001,329
Pre-tax net operating income$1,035,0002,320
Securities gains (losses)$01,392
Applicable income taxes$184,0001,866
Income before extraordinary items$851,0002,425
Extraordinary gains, net$03
Net income$851,0002,424
Minority interest net income$055
Net income of bank and minority interests.$851,0002,425
Net charge-offs$3,0001,645
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$851,0002,387
2020-12-31 (YTD Data)Rank
Total interest income$20,591,0001,459
Total interest expense$1,921,0002,023
Net interest income$18,670,0001,368
Provision for loan and lease losses$523,0002,197
Total noninterest income$2,089,0002,075
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$527,0001,567
Trading account gains and fees$0133
Additional Noninterest Income$1,562,0002,051
Total noninterest expense$15,483,0001,373
Salaries and employee benefits$9,838,0001,275
Premises and equipment expense$1,500,0001,516
Additional noninterest expense$4,145,0001,492
Pre-tax net operating income$4,753,0001,843
Securities gains (losses)$02,675
Applicable income taxes$872,0001,539
Income before extraordinary items$3,881,0001,960
Extraordinary gains, net$04
Net income$3,881,0001,959
Minority interest net income$072
Net income of bank and minority interests.$3,881,0001,960
Net charge-offs$39,0002,532
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,881,0001,910
2020-09-30 (YTD Data)Rank
Total interest income$15,235,0001,482
Total interest expense$1,635,0001,948
Net interest income$13,600,0001,398
Provision for loan and lease losses$520,0001,934
Total noninterest income$1,566,0002,044
Gross Fiduciary activities income$0981
Service charges on deposit accounts$383,0001,602
Trading account gains and fees$0125
Additional Noninterest Income$1,183,0001,993
Total noninterest expense$11,342,0001,382
Salaries and employee benefits$7,275,0001,273
Premises and equipment expense$1,083,0001,554
Additional noninterest expense$2,984,0001,519
Pre-tax net operating income$3,304,0001,919
Securities gains (losses)$02,494
Applicable income taxes$602,0001,597
Income before extraordinary items$2,702,0002,041
Extraordinary gains, net$04
Net income$2,702,0002,042
Minority interest net income$065
Net income of bank and minority interests.$2,702,0002,042
Net charge-offs$4,0002,970
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,702,0001,984
2020-06-30 (YTD Data)Rank
Total interest income$10,138,0001,495
Total interest expense$1,158,0001,966
Net interest income$8,980,0001,404
Provision for loan and lease losses$411,0001,774
Total noninterest income$1,035,0001,981
Gross Fiduciary activities income$0970
Service charges on deposit accounts$258,0001,605
Trading account gains and fees$0123
Additional Noninterest Income$777,0001,931
Total noninterest expense$7,555,0001,380
Salaries and employee benefits$4,940,0001,246
Premises and equipment expense$714,0001,568
Additional noninterest expense$1,901,0001,575
Pre-tax net operating income$2,049,0001,974
Securities gains (losses)$02,249
Applicable income taxes$363,0001,605
Income before extraordinary items$1,686,0002,071
Extraordinary gains, net$04
Net income$1,686,0002,071
Minority interest net income$065
Net income of bank and minority interests.$1,686,0002,071
Net charge-offs$1,0002,929
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,686,0002,028
2020-03-31 (YTD Data)Rank
Total interest income$4,991,0001,517
Total interest expense$622,0002,001
Net interest income$4,369,0001,398
Provision for loan and lease losses$205,0001,423
Total noninterest income$560,0001,831
Gross Fiduciary activities income$0941
Service charges on deposit accounts$171,0001,487
Trading account gains and fees$0106
Additional Noninterest Income$389,0001,763
Total noninterest expense$3,788,0001,387
Salaries and employee benefits$2,484,0001,242
Premises and equipment expense$373,0001,526
Additional noninterest expense$931,0001,605
Pre-tax net operating income$936,0001,928
Securities gains (losses)$01,705
Applicable income taxes$160,0001,579
Income before extraordinary items$776,0002,022
Extraordinary gains, net$04
Net income$776,0002,021
Minority interest net income$056
Net income of bank and minority interests.$776,0002,022
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$776,0001,992
2019-12-31 (YTD Data)Rank
Total interest income$19,425,0001,553
Total interest expense$2,705,0001,932
Net interest income$16,720,0001,447
Provision for loan and lease losses$176,0002,478
Total noninterest income$2,295,0001,836
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$733,0001,440
Trading account gains and fees$0135
Additional Noninterest Income$1,562,0001,757
Total noninterest expense$14,273,0001,418
Salaries and employee benefits$8,762,0001,349
Premises and equipment expense$1,445,0001,548
Additional noninterest expense$4,066,0001,486
Pre-tax net operating income$4,566,0001,871
Securities gains (losses)$02,379
Applicable income taxes$825,0001,577
Income before extraordinary items$3,741,0001,982
Extraordinary gains, net$011
Net income$3,741,0001,984
Minority interest net income$076
Net income of bank and minority interests.$3,741,0001,984
Net charge-offs$17,0003,182
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,741,0001,950
2019-09-30 (YTD Data)Rank
Total interest income$14,557,0001,572
Total interest expense$2,062,0001,931
Net interest income$12,495,0001,461
Provision for loan and lease losses$100,0002,579
Total noninterest income$1,729,0001,829
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$551,0001,441
Trading account gains and fees$0129
Additional Noninterest Income$1,178,0001,752
Total noninterest expense$10,512,0001,448
Salaries and employee benefits$6,454,0001,374
Premises and equipment expense$1,069,0001,582
Additional noninterest expense$2,989,0001,509
Pre-tax net operating income$3,612,0001,845
Securities gains (losses)$02,167
Applicable income taxes$661,0001,571
Income before extraordinary items$2,951,0001,962
Extraordinary gains, net$011
Net income$2,951,0001,962
Minority interest net income$072
Net income of bank and minority interests.$2,951,0001,963
Net charge-offs$12,0002,893
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,951,0001,926
2019-06-30 (YTD Data)Rank
Total interest income$9,658,0001,578
Total interest expense$1,411,0001,881
Net interest income$8,247,0001,475
Provision for loan and lease losses$11,0003,465
Total noninterest income$1,131,0001,828
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$361,0001,441
Trading account gains and fees$0131
Additional Noninterest Income$770,0001,750
Total noninterest expense$7,056,0001,444
Salaries and employee benefits$4,373,0001,344
Premises and equipment expense$719,0001,578
Additional noninterest expense$1,964,0001,527
Pre-tax net operating income$2,311,0001,894
Securities gains (losses)$01,702
Applicable income taxes$415,0001,593
Income before extraordinary items$1,896,0001,992
Extraordinary gains, net$011
Net income$1,896,0001,990
Minority interest net income$069
Net income of bank and minority interests.$1,896,0001,992
Net charge-offs$7,0002,725
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,896,0001,968
2019-03-31 (YTD Data)Rank
Total interest income$4,830,0001,574
Total interest expense$737,0001,774
Net interest income$4,093,0001,491
Provision for loan and lease losses$5,0003,251
Total noninterest income$552,0001,820
Gross Fiduciary activities income$0972
Service charges on deposit accounts$176,0001,469
Trading account gains and fees$0126
Additional Noninterest Income$376,0001,722
Total noninterest expense$3,519,0001,455
Salaries and employee benefits$2,215,0001,339
Premises and equipment expense$366,0001,574
Additional noninterest expense$938,0001,594
Pre-tax net operating income$1,121,0001,902
Securities gains (losses)$01,087
Applicable income taxes$201,0001,585
Income before extraordinary items$920,0001,996
Extraordinary gains, net$05
Net income$920,0001,994
Minority interest net income$052
Net income of bank and minority interests.$920,0001,995
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$920,0001,979
2018-12-31 (YTD Data)Rank
Total interest income$17,416,0001,632
Total interest expense$1,640,0002,213
Net interest income$15,776,0001,517
Provision for loan and lease losses$39,0003,616
Total noninterest income$2,234,0001,869
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$730,0001,477
Trading account gains and fees$0126
Additional Noninterest Income$1,504,0001,797
Total noninterest expense$13,664,0001,457
Salaries and employee benefits$8,249,0001,382
Premises and equipment expense$1,521,0001,481
Additional noninterest expense$3,894,0001,540
Pre-tax net operating income$4,307,0002,008
Securities gains (losses)$01,125
Applicable income taxes$829,0001,557
Income before extraordinary items$3,478,0002,095
Extraordinary gains, net$06
Net income$3,478,0002,093
Minority interest net income$072
Net income of bank and minority interests.$3,478,0002,094
Net charge-offs$112,0002,071
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,478,0002,094
2018-09-30 (YTD Data)Rank
Total interest income$12,759,0001,655
Total interest expense$1,030,0002,402
Net interest income$11,729,0001,531
Provision for loan and lease losses$35,0003,397
Total noninterest income$1,648,0001,905
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$539,0001,499
Trading account gains and fees$0138
Additional Noninterest Income$1,109,0001,823
Total noninterest expense$10,212,0001,463
Salaries and employee benefits$6,194,0001,381
Premises and equipment expense$1,145,0001,485
Additional noninterest expense$2,873,0001,561
Pre-tax net operating income$3,130,0002,064
Securities gains (losses)$01,118
Applicable income taxes$619,0001,601
Income before extraordinary items$2,511,0002,165
Extraordinary gains, net$05
Net income$2,511,0002,163
Minority interest net income$066
Net income of bank and minority interests.$2,511,0002,164
Net charge-offs$180,0001,322
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,511,0002,167
2018-06-30 (YTD Data)Rank
Total interest income$8,279,0001,678
Total interest expense$554,0002,637
Net interest income$7,725,0001,548
Provision for loan and lease losses$31,0003,092
Total noninterest income$1,088,0001,913
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$352,0001,519
Trading account gains and fees$0130
Additional Noninterest Income$736,0001,824
Total noninterest expense$6,875,0001,459
Salaries and employee benefits$4,162,0001,379
Premises and equipment expense$783,0001,463
Additional noninterest expense$1,930,0001,558
Pre-tax net operating income$1,907,0002,163
Securities gains (losses)$0961
Applicable income taxes$400,0001,612
Income before extraordinary items$1,507,0002,301
Extraordinary gains, net$06
Net income$1,507,0002,299
Minority interest net income$065
Net income of bank and minority interests.$1,507,0002,300
Net charge-offs$179,000985
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,507,0002,302
2018-03-31 (YTD Data)Rank
Total interest income$4,097,0001,673
Total interest expense$252,0002,741
Net interest income$3,845,0001,552
Provision for loan and lease losses$27,0002,637
Total noninterest income$520,0001,949
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$182,0001,493
Trading account gains and fees$0123
Additional Noninterest Income$338,0001,876
Total noninterest expense$3,405,0001,481
Salaries and employee benefits$2,054,0001,401
Premises and equipment expense$410,0001,423
Additional noninterest expense$941,0001,595
Pre-tax net operating income$933,0002,130
Securities gains (losses)$0735
Applicable income taxes$242,0001,402
Income before extraordinary items$691,0002,397
Extraordinary gains, net$07
Net income$691,0002,396
Minority interest net income$052
Net income of bank and minority interests.$691,0002,397
Net charge-offs$176,000619
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$691,0002,385
2017-12-31 (YTD Data)Rank
Total interest income$15,419,0001,713
Total interest expense$864,0002,808
Net interest income$14,555,0001,614
Provision for loan and lease losses$14,0004,044
Total noninterest income$2,173,0001,928
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$732,0001,514
Trading account gains and fees$0151
Additional Noninterest Income$1,441,0001,866
Total noninterest expense$12,647,0001,560
Salaries and employee benefits$7,398,0001,500
Premises and equipment expense$1,532,0001,492
Additional noninterest expense$3,717,0001,617
Pre-tax net operating income$4,067,0002,019
Securities gains (losses)$02,243
Applicable income taxes$1,515,0001,531
Income before extraordinary items$2,552,0002,302
Extraordinary gains, net$09
Net income$2,552,0002,302
Minority interest net income$076
Net income of bank and minority interests.$2,552,0002,302
Net charge-offs$10,0003,685
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,552,0002,272
2017-09-30 (YTD Data)Rank
Total interest income$11,418,0001,731
Total interest expense$629,0002,843
Net interest income$10,789,0001,630
Provision for loan and lease losses$10,0003,882
Total noninterest income$1,628,0001,954
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$544,0001,535
Trading account gains and fees$0145
Additional Noninterest Income$1,084,0001,891
Total noninterest expense$9,400,0001,576
Salaries and employee benefits$5,514,0001,513
Premises and equipment expense$1,149,0001,502
Additional noninterest expense$2,737,0001,632
Pre-tax net operating income$3,007,0002,061
Securities gains (losses)$02,274
Applicable income taxes$848,0001,611
Income before extraordinary items$2,159,0002,266
Extraordinary gains, net$09
Net income$2,159,0002,266
Minority interest net income$071
Net income of bank and minority interests.$2,159,0002,267
Net charge-offs$5,0003,457
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,159,0002,243
2017-06-30 (YTD Data)Rank
Total interest income$7,531,0001,736
Total interest expense$410,0002,823
Net interest income$7,121,0001,637
Provision for loan and lease losses$8,0003,693
Total noninterest income$1,062,0001,970
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$350,0001,569
Trading account gains and fees$0139
Additional Noninterest Income$712,0001,911
Total noninterest expense$6,246,0001,583
Salaries and employee benefits$3,639,0001,533
Premises and equipment expense$773,0001,492
Additional noninterest expense$1,834,0001,622
Pre-tax net operating income$1,929,0002,083
Securities gains (losses)$01,906
Applicable income taxes$538,0001,627
Income before extraordinary items$1,391,0002,280
Extraordinary gains, net$011
Net income$1,391,0002,280
Minority interest net income$071
Net income of bank and minority interests.$1,391,0002,280
Net charge-offs$-22,0005,045
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,391,0002,249
2017-03-31 (YTD Data)Rank
Total interest income$3,706,0001,754
Total interest expense$207,0002,794
Net interest income$3,499,0001,650
Provision for loan and lease losses$3,0003,441
Total noninterest income$499,0002,055
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$173,0001,581
Trading account gains and fees$0142
Additional Noninterest Income$326,0001,989
Total noninterest expense$3,154,0001,576
Salaries and employee benefits$1,860,0001,524
Premises and equipment expense$400,0001,451
Additional noninterest expense$894,0001,661
Pre-tax net operating income$841,0002,209
Securities gains (losses)$01,153
Applicable income taxes$230,0001,736
Income before extraordinary items$611,0002,413
Extraordinary gains, net$08
Net income$611,0002,412
Minority interest net income$055
Net income of bank and minority interests.$611,0002,413
Net charge-offs$7,0002,334
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$611,0002,394
2016-12-31 (YTD Data)Rank
Total interest income$14,334,0001,763
Total interest expense$800,0002,820
Net interest income$13,534,0001,652
Provision for loan and lease losses$85,0003,269
Total noninterest income$2,147,0002,034
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$758,0001,511
Trading account gains and fees$0170
Additional Noninterest Income$1,389,0001,980
Total noninterest expense$12,048,0001,614
Salaries and employee benefits$6,919,0001,570
Premises and equipment expense$1,495,0001,523
Additional noninterest expense$3,634,0001,681
Pre-tax net operating income$3,548,0002,105
Securities gains (losses)$192,000906
Applicable income taxes$1,044,0001,602
Income before extraordinary items$2,696,0002,290
Extraordinary gains, net$05
Net income$2,696,0002,287
Minority interest net income$082
Net income of bank and minority interests.$2,696,0002,289
Net charge-offs$-44,0005,331
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,557,7602,317
2016-09-30 (YTD Data)Rank
Total interest income$10,689,0001,777
Total interest expense$592,0002,844
Net interest income$10,097,0001,671
Provision for loan and lease losses$81,0002,959
Total noninterest income$1,591,0002,050
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$572,0001,497
Trading account gains and fees$0169
Additional Noninterest Income$1,019,0002,016
Total noninterest expense$8,889,0001,632
Salaries and employee benefits$5,107,0001,588
Premises and equipment expense$1,110,0001,551
Additional noninterest expense$2,672,0001,690
Pre-tax net operating income$2,718,0002,107
Securities gains (losses)$192,000829
Applicable income taxes$817,0001,606
Income before extraordinary items$2,093,0002,270
Extraordinary gains, net$05
Net income$2,093,0002,269
Minority interest net income$071
Net income of bank and minority interests.$2,093,0002,270
Net charge-offs$-27,0005,175
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,954,7602,322
2016-06-30 (YTD Data)Rank
Total interest income$7,050,0001,798
Total interest expense$391,0002,869
Net interest income$6,659,0001,687
Provision for loan and lease losses$80,0002,499
Total noninterest income$1,032,0002,071
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$386,0001,474
Trading account gains and fees$0157
Additional Noninterest Income$646,0002,052
Total noninterest expense$5,787,0001,671
Salaries and employee benefits$3,299,0001,641
Premises and equipment expense$726,0001,576
Additional noninterest expense$1,762,0001,722
Pre-tax net operating income$1,824,0002,087
Securities gains (losses)$192,000619
Applicable income taxes$571,0001,538
Income before extraordinary items$1,445,0002,199
Extraordinary gains, net$016
Net income$1,445,0002,198
Minority interest net income$071
Net income of bank and minority interests.$1,445,0002,198
Net charge-offs$-23,0005,254
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,306,7602,289
2016-03-31 (YTD Data)Rank
Total interest income$3,508,0001,815
Total interest expense$203,0002,809
Net interest income$3,305,0001,698
Provision for loan and lease losses$17,0002,973
Total noninterest income$498,0002,074
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$197,0001,443
Trading account gains and fees$0142
Additional Noninterest Income$301,0002,087
Total noninterest expense$2,905,0001,668
Salaries and employee benefits$1,698,0001,605
Premises and equipment expense$363,0001,579
Additional noninterest expense$844,0001,766
Pre-tax net operating income$881,0002,118
Securities gains (losses)$-2,0005,868
Applicable income taxes$260,0001,612
Income before extraordinary items$619,0002,397
Extraordinary gains, net$012
Net income$619,0002,397
Minority interest net income$062
Net income of bank and minority interests.$619,0002,397
Net charge-offs$-12,0005,253
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$620,4002,343
2015-12-31 (YTD Data)Rank
Total interest income$13,586,0001,819
Total interest expense$919,0002,571
Net interest income$12,667,0001,728
Provision for loan and lease losses$32,0003,848
Total noninterest income$2,125,0002,036
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$762,0001,534
Trading account gains and fees$0159
Additional Noninterest Income$1,363,0001,972
Total noninterest expense$11,296,0001,684
Salaries and employee benefits$6,361,0001,663
Premises and equipment expense$1,422,0001,612
Additional noninterest expense$3,513,0001,724
Pre-tax net operating income$3,464,0002,079
Securities gains (losses)$03,216
Applicable income taxes$957,0001,629
Income before extraordinary items$2,507,0002,337
Extraordinary gains, net$023
Net income$2,507,0002,338
Minority interest net income$081
Net income of bank and minority interests.$2,507,0002,339
Net charge-offs$142,0002,309
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,507,0002,298
2015-09-30 (YTD Data)Rank
Total interest income$10,123,0001,847
Total interest expense$705,0002,558
Net interest income$9,418,0001,760
Provision for loan and lease losses$29,0003,653
Total noninterest income$1,552,0002,085
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$546,0001,607
Trading account gains and fees$0153
Additional Noninterest Income$1,006,0002,019
Total noninterest expense$8,448,0001,698
Salaries and employee benefits$4,773,0001,660
Premises and equipment expense$1,063,0001,628
Additional noninterest expense$2,612,0001,742
Pre-tax net operating income$2,493,0002,195
Securities gains (losses)$03,031
Applicable income taxes$679,0001,726
Income before extraordinary items$1,814,0002,423
Extraordinary gains, net$021
Net income$1,814,0002,424
Minority interest net income$078
Net income of bank and minority interests.$1,814,0002,424
Net charge-offs$96,0002,210
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,814,0002,391
2015-06-30 (YTD Data)Rank
Total interest income$6,727,0001,852
Total interest expense$482,0002,522
Net interest income$6,245,0001,771
Provision for loan and lease losses$31,0003,177
Total noninterest income$958,0002,194
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$335,0001,695
Trading account gains and fees$0157
Additional Noninterest Income$623,0002,116
Total noninterest expense$5,692,0001,695
Salaries and employee benefits$3,249,0001,637
Premises and equipment expense$719,0001,618
Additional noninterest expense$1,724,0001,756
Pre-tax net operating income$1,480,0002,359
Securities gains (losses)$02,636
Applicable income taxes$385,0001,881
Income before extraordinary items$1,095,0002,591
Extraordinary gains, net$022
Net income$1,095,0002,593
Minority interest net income$075
Net income of bank and minority interests.$1,095,0002,593
Net charge-offs$98,0001,750
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,095,0002,535
2015-03-31 (YTD Data)Rank
Total interest income$3,432,0001,819
Total interest expense$247,0002,499
Net interest income$3,185,0001,728
Provision for loan and lease losses$27,0002,662
Total noninterest income$452,0002,239
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$165,0001,700
Trading account gains and fees$0152
Additional Noninterest Income$287,0002,184
Total noninterest expense$2,872,0001,683
Salaries and employee benefits$1,632,0001,639
Premises and equipment expense$370,0001,597
Additional noninterest expense$870,0001,733
Pre-tax net operating income$738,0002,336
Securities gains (losses)$02,027
Applicable income taxes$221,0001,718
Income before extraordinary items$517,0002,652
Extraordinary gains, net$013
Net income$517,0002,655
Minority interest net income$064
Net income of bank and minority interests.$517,0002,655
Net charge-offs$106,0001,077
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$517,0002,580
2014-12-31 (YTD Data)Rank
Total interest income$13,099,0001,901
Total interest expense$1,108,0002,411
Net interest income$11,991,0001,832
Provision for loan and lease losses$134,0002,888
Total noninterest income$2,411,0001,850
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$794,0001,597
Trading account gains and fees$0180
Additional Noninterest Income$1,617,0001,690
Total noninterest expense$10,924,0001,748
Salaries and employee benefits$5,897,0001,749
Premises and equipment expense$1,413,0001,656
Additional noninterest expense$3,614,0001,711
Pre-tax net operating income$3,344,0002,098
Securities gains (losses)$109,0001,195
Applicable income taxes$1,150,0001,407
Income before extraordinary items$2,303,0002,442
Extraordinary gains, net$017
Net income$2,303,0002,442
Minority interest net income$084
Net income of bank and minority interests.$2,303,0002,442
Net charge-offs$606,0001,291
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,229,9702,464
2014-09-30 (YTD Data)Rank
Total interest income$9,774,0001,922
Total interest expense$844,0002,410
Net interest income$8,930,0001,847
Provision for loan and lease losses$9,0004,188
Total noninterest income$1,525,0002,089
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$607,0001,571
Trading account gains and fees$0174
Additional Noninterest Income$918,0002,052
Total noninterest expense$8,171,0001,753
Salaries and employee benefits$4,401,0001,757
Premises and equipment expense$1,054,0001,683
Additional noninterest expense$2,716,0001,708
Pre-tax net operating income$2,275,0002,297
Securities gains (losses)$109,000938
Applicable income taxes$812,0001,497
Income before extraordinary items$1,572,0002,648
Extraordinary gains, net$015
Net income$1,572,0002,648
Minority interest net income$081
Net income of bank and minority interests.$1,572,0002,648
Net charge-offs$361,0001,431
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,500,0602,679
2014-06-30 (YTD Data)Rank
Total interest income$6,472,0001,926
Total interest expense$572,0002,405
Net interest income$5,900,0001,855
Provision for loan and lease losses$6,0004,008
Total noninterest income$1,004,0002,088
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$400,0001,571
Trading account gains and fees$0172
Additional Noninterest Income$604,0002,051
Total noninterest expense$5,423,0001,750
Salaries and employee benefits$2,947,0001,752
Premises and equipment expense$709,0001,670
Additional noninterest expense$1,767,0001,738
Pre-tax net operating income$1,475,0002,301
Securities gains (losses)$118,000708
Applicable income taxes$570,0001,411
Income before extraordinary items$1,023,0002,602
Extraordinary gains, net$020
Net income$1,023,0002,605
Minority interest net income$080
Net income of bank and minority interests.$1,023,0002,606
Net charge-offs$340,0001,167
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$947,4802,698
2014-03-31 (YTD Data)Rank
Total interest income$3,235,0001,921
Total interest expense$295,0002,394
Net interest income$2,940,0001,851
Provision for loan and lease losses$3,0003,691
Total noninterest income$498,0002,047
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$202,0001,537
Trading account gains and fees$0147
Additional Noninterest Income$296,0002,022
Total noninterest expense$2,733,0001,743
Salaries and employee benefits$1,487,0001,742
Premises and equipment expense$365,0001,649
Additional noninterest expense$881,0001,734
Pre-tax net operating income$702,0002,316
Securities gains (losses)$98,000447
Applicable income taxes$336,0001,236
Income before extraordinary items$464,0002,708
Extraordinary gains, net$016
Net income$464,0002,711
Minority interest net income$066
Net income of bank and minority interests.$464,0002,711
Net charge-offs$291,000728
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$401,2802,951
2013-12-31 (YTD Data)Rank
Total interest income$12,613,0001,964
Total interest expense$1,288,0002,434
Net interest income$11,325,0001,886
Provision for loan and lease losses$503,0001,824
Total noninterest income$2,321,0001,944
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$972,0001,396
Trading account gains and fees$0184
Additional Noninterest Income$1,349,0001,983
Total noninterest expense$10,357,0001,839
Salaries and employee benefits$5,418,0001,883
Premises and equipment expense$1,312,0001,779
Additional noninterest expense$3,627,0001,751
Pre-tax net operating income$2,786,0002,287
Securities gains (losses)$206,000875
Applicable income taxes$965,0001,493
Income before extraordinary items$2,027,0002,578
Extraordinary gains, net$029
Net income$2,027,0002,581
Minority interest net income$090
Net income of bank and minority interests.$2,027,0002,581
Net charge-offs$246,0002,781
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,886,9202,660
2013-09-30 (YTD Data)Rank
Total interest income$9,342,0001,991
Total interest expense$996,0002,451
Net interest income$8,346,0001,916
Provision for loan and lease losses$225,0002,403
Total noninterest income$1,790,0001,948
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$765,0001,340
Trading account gains and fees$0180
Additional Noninterest Income$1,025,0002,013
Total noninterest expense$7,681,0001,857
Salaries and employee benefits$4,038,0001,903
Premises and equipment expense$954,0001,834
Additional noninterest expense$2,689,0001,762
Pre-tax net operating income$2,230,0002,243
Securities gains (losses)$91,0001,291
Applicable income taxes$739,0001,524
Income before extraordinary items$1,582,0002,564
Extraordinary gains, net$025
Net income$1,582,0002,568
Minority interest net income$084
Net income of bank and minority interests.$1,582,0002,568
Net charge-offs$143,0002,921
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,520,1202,558
2013-06-30 (YTD Data)Rank
Total interest income$6,206,0001,996
Total interest expense$710,0002,366
Net interest income$5,496,0001,926
Provision for loan and lease losses$215,0002,023
Total noninterest income$1,276,0001,884
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$547,0001,228
Trading account gains and fees$0157
Additional Noninterest Income$729,0001,956
Total noninterest expense$5,045,0001,886
Salaries and employee benefits$2,692,0001,910
Premises and equipment expense$618,0001,877
Additional noninterest expense$1,735,0001,822
Pre-tax net operating income$1,512,0002,177
Securities gains (losses)$02,791
Applicable income taxes$473,0001,570
Income before extraordinary items$1,039,0002,566
Extraordinary gains, net$022
Net income$1,039,0002,571
Minority interest net income$082
Net income of bank and minority interests.$1,039,0002,571
Net charge-offs$82,0002,933
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,039,0002,459
2013-03-31 (YTD Data)Rank
Total interest income$3,099,0002,019
Total interest expense$377,0002,319
Net interest income$2,722,0001,955
Provision for loan and lease losses$87,0002,264
Total noninterest income$684,0001,764
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$295,0001,134
Trading account gains and fees$0148
Additional Noninterest Income$389,0001,891
Total noninterest expense$2,508,0001,910
Salaries and employee benefits$1,335,0001,947
Premises and equipment expense$316,0001,875
Additional noninterest expense$857,0001,835
Pre-tax net operating income$811,0002,014
Securities gains (losses)$01,966
Applicable income taxes$257,0001,489
Income before extraordinary items$554,0002,395
Extraordinary gains, net$010
Net income$554,0002,397
Minority interest net income$076
Net income of bank and minority interests.$554,0002,397
Net charge-offs$66,0002,216
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$554,0002,300
2012-12-31 (YTD Data)Rank
Total interest income$13,776,0001,919
Total interest expense$1,917,0002,202
Net interest income$11,859,0001,842
Provision for loan and lease losses$511,0002,692
Total noninterest income$3,111,0001,601
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,560,000908
Trading account gains and fees$0166
Additional Noninterest Income$1,551,0001,819
Total noninterest expense$9,959,0001,920
Salaries and employee benefits$5,580,0001,815
Premises and equipment expense$1,192,0001,950
Additional noninterest expense$3,187,0002,038
Pre-tax net operating income$4,500,0001,506
Securities gains (losses)$03,810
Applicable income taxes$1,570,0001,058
Income before extraordinary items$2,930,0001,902
Extraordinary gains, net$029
Net income$2,930,0001,900
Minority interest net income$093
Net income of bank and minority interests.$2,930,0001,902
Net charge-offs$541,0002,557
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,930,0001,795
2012-09-30 (YTD Data)Rank
Total interest income$10,494,0001,907
Total interest expense$1,490,0002,224
Net interest income$9,004,0001,843
Provision for loan and lease losses$496,0002,287
Total noninterest income$2,263,0001,630
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,208,000887
Trading account gains and fees$0157
Additional Noninterest Income$1,055,0001,926
Total noninterest expense$7,527,0001,906
Salaries and employee benefits$4,220,0001,784
Premises and equipment expense$926,0001,923
Additional noninterest expense$2,381,0002,051
Pre-tax net operating income$3,244,0001,594
Securities gains (losses)$03,575
Applicable income taxes$1,124,0001,122
Income before extraordinary items$2,120,0002,007
Extraordinary gains, net$020
Net income$2,120,0002,005
Minority interest net income$086
Net income of bank and minority interests.$2,120,0002,008
Net charge-offs$456,0002,305
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,120,0001,887
2012-06-30 (YTD Data)Rank
Total interest income$7,085,0001,893
Total interest expense$1,047,0002,204
Net interest income$6,038,0001,835
Provision for loan and lease losses$446,0001,962
Total noninterest income$1,467,0001,653
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$818,000856
Trading account gains and fees$0153
Additional Noninterest Income$649,0002,007
Total noninterest expense$4,954,0001,948
Salaries and employee benefits$2,808,0001,784
Premises and equipment expense$608,0001,939
Additional noninterest expense$1,538,0002,110
Pre-tax net operating income$2,105,0001,622
Securities gains (losses)$03,178
Applicable income taxes$728,0001,141
Income before extraordinary items$1,377,0002,032
Extraordinary gains, net$019
Net income$1,377,0002,030
Minority interest net income$084
Net income of bank and minority interests.$1,377,0002,032
Net charge-offs$310,0002,284
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,377,0001,927
2012-03-31 (YTD Data)Rank
Total interest income$3,597,0001,887
Total interest expense$556,0002,159
Net interest income$3,041,0001,835
Provision for loan and lease losses$80,0003,124
Total noninterest income$702,0001,704
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$415,000834
Trading account gains and fees$0148
Additional Noninterest Income$287,0002,163
Total noninterest expense$2,634,0001,822
Salaries and employee benefits$1,446,0001,735
Premises and equipment expense$313,0001,904
Additional noninterest expense$875,0001,886
Pre-tax net operating income$1,029,0001,642
Securities gains (losses)$02,210
Applicable income taxes$348,0001,182
Income before extraordinary items$681,0002,049
Extraordinary gains, net$019
Net income$681,0002,050
Minority interest net income$078
Net income of bank and minority interests.$681,0002,051
Net charge-offs$173,0001,972
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$681,0001,950
2011-12-31 (YTD Data)Rank
Total interest income$14,630,0001,931
Total interest expense$2,672,0002,156
Net interest income$11,958,0001,848
Provision for loan and lease losses$405,0003,724
Total noninterest income$2,930,0001,524
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,785,000824
Trading account gains and fees$0146
Additional Noninterest Income$1,145,0001,966
Total noninterest expense$9,399,0002,033
Salaries and employee benefits$5,173,0001,888
Premises and equipment expense$2,182,0001,142
Additional noninterest expense$2,044,0003,077
Pre-tax net operating income$5,084,0001,167
Securities gains (losses)$72,0002,311
Applicable income taxes$1,783,000874
Income before extraordinary items$3,373,0001,452
Extraordinary gains, net$029
Net income$3,373,0001,452
Minority interest net income$096
Net income of bank and minority interests.$3,373,0001,452
Net charge-offs$374,0003,536
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,326,2001,401
2011-09-30 (YTD Data)Rank
Total interest income$10,995,0001,950
Total interest expense$2,051,0002,197
Net interest income$8,944,0001,860
Provision for loan and lease losses$280,0003,703
Total noninterest income$2,115,0001,552
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,314,000848
Trading account gains and fees$0145
Additional Noninterest Income$801,0002,035
Total noninterest expense$6,935,0002,075
Salaries and employee benefits$3,847,0001,903
Premises and equipment expense$1,629,0001,164
Additional noninterest expense$1,459,0003,229
Pre-tax net operating income$3,844,0001,203
Securities gains (losses)$72,0002,056
Applicable income taxes$1,353,000861
Income before extraordinary items$2,563,0001,483
Extraordinary gains, net$021
Net income$2,563,0001,482
Minority interest net income$087
Net income of bank and minority interests.$2,563,0001,483
Net charge-offs$347,0003,085
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,516,2001,431
2011-06-30 (YTD Data)Rank
Total interest income$7,278,0001,973
Total interest expense$1,393,0002,248
Net interest income$5,885,0001,884
Provision for loan and lease losses$200,0003,519
Total noninterest income$1,392,0001,558
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$840,000869
Trading account gains and fees$0153
Additional Noninterest Income$552,0001,964
Total noninterest expense$4,573,0002,108
Salaries and employee benefits$2,530,0001,926
Premises and equipment expense$1,077,0001,194
Additional noninterest expense$966,0003,289
Pre-tax net operating income$2,504,0001,185
Securities gains (losses)$02,914
Applicable income taxes$867,000858
Income before extraordinary items$1,637,0001,499
Extraordinary gains, net$015
Net income$1,637,0001,499
Minority interest net income$089
Net income of bank and minority interests.$1,637,0001,499
Net charge-offs$345,0002,525
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,637,0001,432
2011-03-31 (YTD Data)Rank
Total interest income$3,584,0002,004
Total interest expense$692,0002,344
Net interest income$2,892,0001,906
Provision for loan and lease losses$50,0004,153
Total noninterest income$687,0001,594
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$401,000893
Trading account gains and fees$0158
Additional Noninterest Income$286,0001,966
Total noninterest expense$2,345,0002,072
Salaries and employee benefits$1,290,0001,919
Premises and equipment expense$557,0001,186
Additional noninterest expense$498,0003,192
Pre-tax net operating income$1,184,0001,228
Securities gains (losses)$01,772
Applicable income taxes$412,000868
Income before extraordinary items$772,0001,529
Extraordinary gains, net$09
Net income$772,0001,529
Minority interest net income$086
Net income of bank and minority interests.$772,0001,529
Net charge-offs$317,0001,694
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$772,0001,480
2010-12-31 (YTD Data)Rank
Total interest income$14,966,0002,016
Total interest expense$3,315,0002,385
Net interest income$11,651,0001,881
Provision for loan and lease losses$1,015,0003,022
Total noninterest income$3,042,0001,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$3,042,0001,055
Total noninterest expense$9,008,0002,156
Salaries and employee benefits$4,823,0002,003
Premises and equipment expense$2,129,0001,209
Additional noninterest expense$2,056,0003,184
Pre-tax net operating income$4,670,0001,092
Securities gains (losses)$-630,0007,457
Applicable income taxes$1,605,000866
Income before extraordinary items$2,435,0001,692
Extraordinary gains, net$029
Net income$2,435,0001,692
Minority interest net income$0111
Net income of bank and minority interests.$2,435,0001,694
Net charge-offs$1,321,0002,321
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,838,2001,418
2010-09-30 (YTD Data)Rank
Total interest income$11,302,0002,048
Total interest expense$2,561,0002,413
Net interest income$8,741,0001,910
Provision for loan and lease losses$940,0002,595
Total noninterest income$2,140,0001,606
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$2,140,0001,064
Total noninterest expense$6,765,0002,143
Salaries and employee benefits$3,589,0002,018
Premises and equipment expense$1,607,0001,220
Additional noninterest expense$1,569,0003,083
Pre-tax net operating income$3,176,0001,244
Securities gains (losses)$-630,0007,609
Applicable income taxes$1,072,000947
Income before extraordinary items$1,474,0002,178
Extraordinary gains, net$023
Net income$1,474,0002,179
Minority interest net income$0110
Net income of bank and minority interests.$1,474,0002,181
Net charge-offs$1,240,0001,963
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,877,2001,669
2010-06-30 (YTD Data)Rank
Total interest income$7,591,0002,057
Total interest expense$1,755,0002,445
Net interest income$5,836,0001,911
Provision for loan and lease losses$760,0002,261
Total noninterest income$1,412,0001,576
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$1,412,0001,027
Total noninterest expense$4,487,0002,158
Salaries and employee benefits$2,350,0002,064
Premises and equipment expense$1,084,0001,225
Additional noninterest expense$1,053,0003,058
Pre-tax net operating income$2,001,0001,304
Securities gains (losses)$-629,0007,703
Applicable income taxes$665,000978
Income before extraordinary items$707,0002,744
Extraordinary gains, net$019
Net income$707,0002,739
Minority interest net income$0105
Net income of bank and minority interests.$707,0002,743
Net charge-offs$1,040,0001,679
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,109,5601,846
2010-03-31 (YTD Data)Rank
Total interest income$3,848,0002,076
Total interest expense$903,0002,487
Net interest income$2,945,0001,932
Provision for loan and lease losses$585,0001,678
Total noninterest income$682,0001,627
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$682,0001,034
Total noninterest expense$2,206,0002,217
Salaries and employee benefits$1,170,0002,112
Premises and equipment expense$562,0001,211
Additional noninterest expense$474,0003,331
Pre-tax net operating income$836,0001,559
Securities gains (losses)$-618,0007,846
Applicable income taxes$263,0001,161
Income before extraordinary items$-45,0006,596
Extraordinary gains, net$016
Net income$-45,0006,598
Minority interest net income$091
Net income of bank and minority interests.$-45,0006,597
Net charge-offs$1,006,0001,039
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$350,5202,703
2009-12-31 (YTD Data)Rank
Total interest income$15,769,0002,144
Total interest expense$5,075,0002,229
Net interest income$10,694,0002,046
Provision for loan and lease losses$1,070,0003,396
Total noninterest income$2,942,0001,638
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$2,942,0001,063
Total noninterest expense$8,710,0002,276
Salaries and employee benefits$4,524,0002,174
Premises and equipment expense$2,037,0001,326
Additional noninterest expense$2,149,0003,137
Pre-tax net operating income$3,856,0001,069
Securities gains (losses)$37,0002,782
Applicable income taxes$1,295,000800
Income before extraordinary items$2,598,0001,294
Extraordinary gains, net$034
Net income$2,598,0001,292
Minority interest net income$0115
Net income of bank and minority interests.$2,598,0001,293
Net charge-offs$30,0006,500
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,573,2101,277
2009-09-30 (YTD Data)Rank
Total interest income$11,790,0002,183
Total interest expense$4,003,0002,218
Net interest income$7,787,0002,104
Provision for loan and lease losses$600,0003,517
Total noninterest income$2,194,0001,669
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$2,194,0001,083
Total noninterest expense$6,387,0002,320
Salaries and employee benefits$3,363,0002,208
Premises and equipment expense$1,375,0001,488
Additional noninterest expense$1,649,0003,052
Pre-tax net operating income$2,994,0001,092
Securities gains (losses)$37,0002,446
Applicable income taxes$1,003,000847
Income before extraordinary items$2,028,0001,319
Extraordinary gains, net$027
Net income$2,028,0001,319
Minority interest net income$0118
Net income of bank and minority interests.$2,028,0001,320
Net charge-offs$15,0006,364
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,003,2101,304
2009-06-30 (YTD Data)Rank
Total interest income$7,841,0002,221
Total interest expense$2,788,0002,224
Net interest income$5,053,0002,163
Provision for loan and lease losses$400,0003,257
Total noninterest income$1,456,0001,693
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$1,456,0001,128
Total noninterest expense$4,266,0002,345
Salaries and employee benefits$2,258,0002,231
Premises and equipment expense$905,0001,543
Additional noninterest expense$1,103,0003,049
Pre-tax net operating income$1,843,0001,241
Securities gains (losses)$37,0002,068
Applicable income taxes$614,000910
Income before extraordinary items$1,266,0001,470
Extraordinary gains, net$021
Net income$1,266,0001,468
Minority interest net income$0112
Net income of bank and minority interests.$1,266,0001,469
Net charge-offs$16,0005,738
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,241,2101,472
2009-03-31 (YTD Data)Rank
Total interest income$3,954,0002,230
Total interest expense$1,408,0002,269
Net interest income$2,546,0002,150
Provision for loan and lease losses$200,0002,838
Total noninterest income$680,0001,725
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$680,0001,137
Total noninterest expense$2,127,0002,293
Salaries and employee benefits$1,167,0002,187
Premises and equipment expense$472,0001,511
Additional noninterest expense$488,0003,067
Pre-tax net operating income$899,0001,436
Securities gains (losses)$37,0001,424
Applicable income taxes$304,0001,038
Income before extraordinary items$632,0001,699
Extraordinary gains, net$015
Net income$632,0001,700
Minority interest net income$0102
Net income of bank and minority interests.$632,0001,701
Net charge-offs$-1,0007,151
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$606,8401,680
2008-12-31 (YTD Data)Rank
Total interest income$16,180,0002,312
Total interest expense$6,540,0002,328
Net interest income$9,640,0002,288
Provision for loan and lease losses$560,0003,631
Total noninterest income$2,490,0001,814
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$2,490,0001,119
Total noninterest expense$7,436,0002,547
Salaries and employee benefits$4,121,0002,451
Premises and equipment expense$1,671,0001,653
Additional noninterest expense$1,644,0003,388
Pre-tax net operating income$4,134,0001,321
Securities gains (losses)$207,000707
Applicable income taxes$1,443,000896
Income before extraordinary items$2,898,0001,409
Extraordinary gains, net$039
Net income$2,898,0001,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,900
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,759,3101,576
2008-09-30 (YTD Data)Rank
Total interest income$12,105,0002,363
Total interest expense$5,014,0002,378
Net interest income$7,091,0002,331
Provision for loan and lease losses$410,0003,033
Total noninterest income$1,881,0001,855
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$1,881,0001,161
Total noninterest expense$5,610,0002,522
Salaries and employee benefits$3,110,0002,452
Premises and equipment expense$1,239,0001,677
Additional noninterest expense$1,261,0003,247
Pre-tax net operating income$2,952,0001,654
Securities gains (losses)$79,0001,116
Applicable income taxes$995,0001,157
Income before extraordinary items$2,036,0001,753
Extraordinary gains, net$031
Net income$2,036,0001,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,427
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,983,0701,886
2008-06-30 (YTD Data)Rank
Total interest income$8,062,0002,406
Total interest expense$3,504,0002,369
Net interest income$4,558,0002,398
Provision for loan and lease losses$235,0002,897
Total noninterest income$1,228,0001,910
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$1,228,0001,223
Total noninterest expense$3,746,0002,521
Salaries and employee benefits$2,080,0002,474
Premises and equipment expense$832,0001,667
Additional noninterest expense$834,0003,241
Pre-tax net operating income$1,805,0001,846
Securities gains (losses)$56,0001,362
Applicable income taxes$599,0001,395
Income before extraordinary items$1,262,0002,095
Extraordinary gains, net$021
Net income$1,262,0002,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,450
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,223,9202,115
2008-03-31 (YTD Data)Rank
Total interest income$4,002,0002,471
Total interest expense$1,844,0002,404
Net interest income$2,158,0002,522
Provision for loan and lease losses$185,0001,906
Total noninterest income$602,0001,955
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$602,0001,231
Total noninterest expense$1,896,0002,492
Salaries and employee benefits$1,046,0002,480
Premises and equipment expense$428,0001,634
Additional noninterest expense$422,0003,153
Pre-tax net operating income$679,0002,470
Securities gains (losses)$45,0001,139
Applicable income taxes$217,0001,865
Income before extraordinary items$507,0002,656
Extraordinary gains, net$015
Net income$507,0002,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,920
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$475,5002,731
2007-12-31 (YTD Data)Rank
Total interest income$15,266,0002,631
Total interest expense$6,491,0002,814
Net interest income$8,775,0002,517
Provision for loan and lease losses$47,0005,745
Total noninterest income$2,402,0001,951
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$2,402,0001,198
Total noninterest expense$7,207,0002,514
Salaries and employee benefits$4,125,0002,426
Premises and equipment expense$1,457,0001,812
Additional noninterest expense$1,625,0003,200
Pre-tax net operating income$3,923,0002,014
Securities gains (losses)$87,000642
Applicable income taxes$1,356,0001,513
Income before extraordinary items$2,654,0002,250
Extraordinary gains, net$039
Net income$2,654,0002,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,895
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,596,5802,266
2007-09-30 (YTD Data)Rank
Total interest income$11,233,0002,685
Total interest expense$4,648,0002,931
Net interest income$6,585,0002,524
Provision for loan and lease losses$-78,0008,404
Total noninterest income$1,762,0001,975
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$1,762,0001,234
Total noninterest expense$5,395,0002,512
Salaries and employee benefits$3,082,0002,433
Premises and equipment expense$1,068,0001,828
Additional noninterest expense$1,245,0003,089
Pre-tax net operating income$3,030,0002,085
Securities gains (losses)$42,000657
Applicable income taxes$1,051,0001,584
Income before extraordinary items$2,021,0002,347
Extraordinary gains, net$033
Net income$2,021,0002,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,015
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,993,2802,351
2007-06-30 (YTD Data)Rank
Total interest income$7,297,0002,758
Total interest expense$2,940,0003,055
Net interest income$4,357,0002,562
Provision for loan and lease losses$-78,0008,456
Total noninterest income$1,155,0002,017
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,155,0001,261
Total noninterest expense$3,637,0002,515
Salaries and employee benefits$2,067,0002,463
Premises and equipment expense$715,0001,838
Additional noninterest expense$855,0003,018
Pre-tax net operating income$1,953,0002,207
Securities gains (losses)$15,000765
Applicable income taxes$687,0001,678
Income before extraordinary items$1,281,0002,507
Extraordinary gains, net$029
Net income$1,281,0002,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,081
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,271,2502,505
2007-03-31 (YTD Data)Rank
Total interest income$3,600,0002,791
Total interest expense$1,432,0003,109
Net interest income$2,168,0002,573
Provision for loan and lease losses$-78,0008,531
Total noninterest income$565,0002,038
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$565,0001,248
Total noninterest expense$1,858,0002,461
Salaries and employee benefits$1,045,0002,459
Premises and equipment expense$364,0001,825
Additional noninterest expense$449,0002,862
Pre-tax net operating income$953,0002,254
Securities gains (losses)$5,000805
Applicable income taxes$335,0001,723
Income before extraordinary items$623,0002,554
Extraordinary gains, net$022
Net income$623,0002,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,282
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$619,7502,545
2006-12-31 (YTD Data)Rank
Total interest income$13,372,0002,810
Total interest expense$4,774,0003,146
Net interest income$8,598,0002,624
Provision for loan and lease losses$396,0002,297
Total noninterest income$2,277,0002,020
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,277,0001,228
Total noninterest expense$7,201,0002,455
Salaries and employee benefits$4,065,0002,415
Premises and equipment expense$1,399,0001,807
Additional noninterest expense$1,737,0002,911
Pre-tax net operating income$3,278,0002,620
Securities gains (losses)$65,000631
Applicable income taxes$1,128,0002,033
Income before extraordinary items$2,215,0002,880
Extraordinary gains, net$051
Net income$2,215,0002,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,751
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,172,1002,915
2006-09-30 (YTD Data)Rank
Total interest income$9,843,0002,835
Total interest expense$3,410,0003,173
Net interest income$6,433,0002,647
Provision for loan and lease losses$378,0001,779
Total noninterest income$1,695,0002,041
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,695,0001,245
Total noninterest expense$5,393,0002,449
Salaries and employee benefits$3,026,0002,423
Premises and equipment expense$1,043,0001,815
Additional noninterest expense$1,324,0002,856
Pre-tax net operating income$2,357,0002,786
Securities gains (losses)$55,000544
Applicable income taxes$808,0002,185
Income before extraordinary items$1,604,0003,054
Extraordinary gains, net$045
Net income$1,604,0003,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,886
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,567,1503,099
2006-06-30 (YTD Data)Rank
Total interest income$6,459,0002,841
Total interest expense$2,175,0003,170
Net interest income$4,284,0002,647
Provision for loan and lease losses$110,0003,192
Total noninterest income$1,098,0002,074
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,098,0001,273
Total noninterest expense$3,535,0002,499
Salaries and employee benefits$2,007,0002,441
Premises and equipment expense$702,0001,798
Additional noninterest expense$826,0003,052
Pre-tax net operating income$1,737,0002,577
Securities gains (losses)$50,000457
Applicable income taxes$608,0002,040
Income before extraordinary items$1,179,0002,835
Extraordinary gains, net$039
Net income$1,179,0002,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0002,346
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,146,0002,877
2006-03-31 (YTD Data)Rank
Total interest income$3,151,0002,852
Total interest expense$1,042,0003,157
Net interest income$2,109,0002,668
Provision for loan and lease losses$06,013
Total noninterest income$524,0002,122
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$524,0001,300
Total noninterest expense$1,805,0002,457
Salaries and employee benefits$1,035,0002,376
Premises and equipment expense$360,0001,764
Additional noninterest expense$410,0003,054
Pre-tax net operating income$828,0002,636
Securities gains (losses)$24,000442
Applicable income taxes$285,0002,084
Income before extraordinary items$567,0002,862
Extraordinary gains, net$021
Net income$567,0002,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$550,9202,913
2005-12-31 (YTD Data)Rank
Total interest income$11,807,0002,751
Total interest expense$3,722,0002,806
Net interest income$8,085,0002,669
Provision for loan and lease losses$225,0003,375
Total noninterest income$1,859,0002,333
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$3,000131
Additional Noninterest Income$1,856,0001,427
Total noninterest expense$6,233,0002,660
Salaries and employee benefits$3,457,0002,628
Premises and equipment expense$1,388,0001,743
Additional noninterest expense$1,388,0003,438
Pre-tax net operating income$3,486,0002,462
Securities gains (losses)$148,000582
Applicable income taxes$1,220,0001,983
Income before extraordinary items$2,414,0002,665
Extraordinary gains, net$046
Net income$2,414,0002,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0005,564
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,316,3202,711
2005-09-30 (YTD Data)Rank
Total interest income$8,697,0002,744
Total interest expense$2,709,0002,750
Net interest income$5,988,0002,682
Provision for loan and lease losses$100,0004,154
Total noninterest income$1,304,0002,431
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$3,000120
Additional Noninterest Income$1,301,0001,495
Total noninterest expense$4,532,0002,701
Salaries and employee benefits$2,489,0002,688
Premises and equipment expense$1,036,0001,749
Additional noninterest expense$1,007,0003,481
Pre-tax net operating income$2,660,0002,456
Securities gains (losses)$133,000582
Applicable income taxes$941,0001,963
Income before extraordinary items$1,852,0002,637
Extraordinary gains, net$035
Net income$1,852,0002,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,349
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,764,2202,705
2005-06-30 (YTD Data)Rank
Total interest income$5,722,0002,705
Total interest expense$1,747,0002,684
Net interest income$3,975,0002,671
Provision for loan and lease losses$50,0004,523
Total noninterest income$789,0002,566
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$3,000108
Additional Noninterest Income$786,0001,600
Total noninterest expense$3,020,0002,678
Salaries and employee benefits$1,670,0002,649
Premises and equipment expense$704,0001,706
Additional noninterest expense$646,0003,584
Pre-tax net operating income$1,694,0002,488
Securities gains (losses)$96,000581
Applicable income taxes$610,0001,980
Income before extraordinary items$1,180,0002,685
Extraordinary gains, net$030
Net income$1,180,0002,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,447
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,116,6402,793
2005-03-31 (YTD Data)Rank
Total interest income$2,808,0002,723
Total interest expense$846,0002,661
Net interest income$1,962,0002,688
Provision for loan and lease losses$50,0003,171
Total noninterest income$348,0002,731
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$348,0001,704
Total noninterest expense$1,539,0002,643
Salaries and employee benefits$846,0002,648
Premises and equipment expense$369,0001,645
Additional noninterest expense$324,0003,576
Pre-tax net operating income$721,0002,793
Securities gains (losses)$44,000581
Applicable income taxes$264,0002,183
Income before extraordinary items$501,0003,043
Extraordinary gains, net$024
Net income$501,0003,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$472,4003,143
2004-12-31 (YTD Data)Rank
Total interest income$9,952,0002,845
Total interest expense$3,007,0002,631
Net interest income$6,945,0002,906
Provision for loan and lease losses$07,314
Total noninterest income$1,369,0002,858
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,369,0001,743
Total noninterest expense$5,217,0002,990
Salaries and employee benefits$3,001,0002,841
Premises and equipment expense$1,205,0001,907
Additional noninterest expense$1,011,0004,307
Pre-tax net operating income$3,097,0002,523
Securities gains (losses)$123,0001,107
Applicable income taxes$1,118,0001,999
Income before extraordinary items$2,102,0002,796
Extraordinary gains, net$034
Net income$2,102,0002,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,654
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,022,0502,826
2004-09-30 (YTD Data)Rank
Total interest income$7,236,0002,894
Total interest expense$2,177,0002,659
Net interest income$5,059,0002,965
Provision for loan and lease losses$07,100
Total noninterest income$997,0002,938
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$997,0001,771
Total noninterest expense$3,819,0003,031
Salaries and employee benefits$2,245,0002,820
Premises and equipment expense$869,0001,991
Additional noninterest expense$705,0004,494
Pre-tax net operating income$2,237,0002,619
Securities gains (losses)$61,0001,510
Applicable income taxes$790,0002,118
Income before extraordinary items$1,508,0002,940
Extraordinary gains, net$026
Net income$1,508,0002,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,579
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,467,7402,928
2004-06-30 (YTD Data)Rank
Total interest income$4,749,0002,927
Total interest expense$1,440,0002,657
Net interest income$3,309,0003,016
Provision for loan and lease losses$06,885
Total noninterest income$639,0003,034
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$639,0001,831
Total noninterest expense$2,539,0003,041
Salaries and employee benefits$1,479,0002,866
Premises and equipment expense$580,0001,985
Additional noninterest expense$480,0004,448
Pre-tax net operating income$1,409,0002,713
Securities gains (losses)$19,0002,067
Applicable income taxes$487,0002,247
Income before extraordinary items$941,0003,089
Extraordinary gains, net$021
Net income$941,0003,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,314
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$928,4603,035
2004-03-31 (YTD Data)Rank
Total interest income$2,379,0002,934
Total interest expense$721,0002,691
Net interest income$1,658,0002,993
Provision for loan and lease losses$06,501
Total noninterest income$304,0003,074
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$304,0001,867
Total noninterest expense$1,308,0002,969
Salaries and employee benefits$759,0002,820
Premises and equipment expense$295,0001,964
Additional noninterest expense$254,0004,267
Pre-tax net operating income$654,0002,861
Securities gains (losses)$-38,0009,016
Applicable income taxes$207,0002,523
Income before extraordinary items$409,0003,444
Extraordinary gains, net$016
Net income$409,0003,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$434,0803,176
2003-12-31 (YTD Data)Rank
Total interest income$9,368,0003,005
Total interest expense$3,234,0002,676
Net interest income$6,134,0003,125
Provision for loan and lease losses$122,0004,919
Total noninterest income$1,158,0003,382
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-3,0009,139
Additional Noninterest Income$1,161,0002,162
Total noninterest expense$4,729,0003,193
Salaries and employee benefits$2,760,0002,987
Premises and equipment expense$1,119,0002,039
Additional noninterest expense$850,0004,846
Pre-tax net operating income$2,441,0002,940
Securities gains (losses)$639,000647
Applicable income taxes$1,127,0002,016
Income before extraordinary items$1,953,0002,917
Extraordinary gains, net$054
Net income$1,953,0002,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,737
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,544,0403,323
2003-09-30 (YTD Data)Rank
Total interest income$7,059,0003,034
Total interest expense$2,502,0002,679
Net interest income$4,557,0003,157
Provision for loan and lease losses$110,0004,499
Total noninterest income$829,0003,556
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-9,0009,198
Additional Noninterest Income$838,0002,309
Total noninterest expense$3,491,0003,242
Salaries and employee benefits$2,069,0002,996
Premises and equipment expense$827,0002,084
Additional noninterest expense$595,0005,032
Pre-tax net operating income$1,785,0003,090
Securities gains (losses)$523,000663
Applicable income taxes$845,0002,127
Income before extraordinary items$1,463,0003,019
Extraordinary gains, net$040
Net income$1,463,0003,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,671
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,128,2803,501
2003-06-30 (YTD Data)Rank
Total interest income$4,800,0003,008
Total interest expense$1,738,0002,658
Net interest income$3,062,0003,129
Provision for loan and lease losses$97,0003,927
Total noninterest income$543,0003,565
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$10,000139
Additional Noninterest Income$533,0002,359
Total noninterest expense$2,387,0003,180
Salaries and employee benefits$1,411,0002,940
Premises and equipment expense$561,0002,043
Additional noninterest expense$415,0004,872
Pre-tax net operating income$1,121,0003,242
Securities gains (losses)$346,000737
Applicable income taxes$553,0002,172
Income before extraordinary items$914,0003,175
Extraordinary gains, net$030
Net income$914,0003,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,737
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$692,5603,705
2003-03-31 (YTD Data)Rank
Total interest income$2,447,0002,969
Total interest expense$892,0002,661
Net interest income$1,555,0003,071
Provision for loan and lease losses$60,0003,248
Total noninterest income$262,0003,532
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$1,000131
Additional Noninterest Income$261,0002,304
Total noninterest expense$1,255,0003,025
Salaries and employee benefits$737,0002,830
Premises and equipment expense$292,0001,950
Additional noninterest expense$226,0004,556
Pre-tax net operating income$502,0003,476
Securities gains (losses)$145,000810
Applicable income taxes$238,0002,403
Income before extraordinary items$409,0003,404
Extraordinary gains, net$021
Net income$409,0003,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,384
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$316,2003,896
2002-12-31 (YTD Data)Rank
Total interest income$10,317,0002,936
Total interest expense$4,359,0002,552
Net interest income$5,958,0003,155
Provision for loan and lease losses$340,0003,182
Total noninterest income$1,204,0003,072
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,204,0001,939
Total noninterest expense$4,258,0003,383
Salaries and employee benefits$2,500,0003,129
Premises and equipment expense$1,003,0002,182
Additional noninterest expense$755,0005,136
Pre-tax net operating income$2,564,0002,832
Securities gains (losses)$417,000740
Applicable income taxes$1,074,0002,102
Income before extraordinary items$1,907,0002,912
Extraordinary gains, net$070
Net income$1,907,0002,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,779
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,640,1203,173
2001-12-31 (YTD Data)Rank
Total interest income$10,668,0003,140
Total interest expense$5,194,0003,055
Net interest income$5,474,0003,191
Provision for loan and lease losses$240,0003,705
Total noninterest income$1,181,0002,960
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,181,0001,820
Total noninterest expense$3,828,0003,562
Salaries and employee benefits$2,196,0003,327
Premises and equipment expense$968,0002,214
Additional noninterest expense$664,0005,464
Pre-tax net operating income$2,587,0002,602
Securities gains (losses)$171,0001,322
Applicable income taxes$931,0002,178
Income before extraordinary items$1,827,0002,750
Extraordinary gains, net$0105
Net income$1,827,0002,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,867
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,714,1402,823
2000-12-31 (YTD Data)Rank
Total interest income$10,230,0003,334
Total interest expense$4,790,0003,448
Net interest income$5,440,0003,237
Provision for loan and lease losses$219,0003,546
Total noninterest income$933,0003,301
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$933,0001,942
Total noninterest expense$3,701,0003,542
Salaries and employee benefits$2,089,0003,346
Premises and equipment expense$872,0002,373
Additional noninterest expense$740,0004,988
Pre-tax net operating income$2,453,0002,805
Securities gains (losses)$1,0001,732
Applicable income taxes$924,0002,274
Income before extraordinary items$1,530,0003,204
Extraordinary gains, net$038
Net income$1,530,0003,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,361
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,529,3603,193
1999-12-31 (YTD Data)Rank
Total interest income$9,218,0003,460
Total interest expense$4,414,0003,295
Net interest income$4,804,0003,581
Provision for loan and lease losses$48,0006,602
Total noninterest income$925,0003,288
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$39,000135
Additional Noninterest Income$886,0002,019
Total noninterest expense$3,411,0003,777
Salaries and employee benefits$1,815,0003,718
Premises and equipment expense$829,0002,445
Additional noninterest expense$767,0004,939
Pre-tax net operating income$2,270,0003,019
Securities gains (losses)$13,0001,614
Applicable income taxes$863,0002,474
Income before extraordinary items$1,420,0003,385
Extraordinary gains, net$035
Net income$1,420,0003,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,603
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$100,000786
Net operating income$1,411,6803,359
1998-12-31 (YTD Data)Rank
Total interest income$9,043,0003,528
Total interest expense$4,326,0003,425
Net interest income$4,717,0003,593
Provision for loan and lease losses$36,0007,078
Total noninterest income$931,0003,248
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-46,0004,427
Additional Noninterest Income$977,0001,886
Total noninterest expense$3,153,0003,937
Salaries and employee benefits$1,763,0003,734
Premises and equipment expense$746,0002,606
Additional noninterest expense$644,0005,480
Pre-tax net operating income$2,459,0002,827
Securities gains (losses)$22,0002,353
Applicable income taxes$968,0002,366
Income before extraordinary items$1,513,0003,235
Extraordinary gains, net$032
Net income$1,513,0003,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0009,413
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,498,9203,175
1997-12-31 (YTD Data)Rank
Total interest income$8,472,0003,767
Total interest expense$3,956,0003,715
Net interest income$4,516,0003,809
Provision for loan and lease losses$24,0007,686
Total noninterest income$620,0004,315
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$620,0002,414
Total noninterest expense$2,775,0004,373
Salaries and employee benefits$1,496,0004,266
Premises and equipment expense$666,0002,866
Additional noninterest expense$613,0005,727
Pre-tax net operating income$2,337,0003,087
Securities gains (losses)$03,944
Applicable income taxes$937,0002,570
Income before extraordinary items$1,400,0003,572
Extraordinary gains, net$044
Net income$1,400,0003,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,724
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,400,0003,495
1996-12-31 (YTD Data)Rank
Total interest income$7,781,0004,140
Total interest expense$3,599,0004,084
Net interest income$4,182,0004,170
Provision for loan and lease losses$24,0007,740
Total noninterest income$496,0005,187
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$496,0002,940
Total noninterest expense$3,408,0003,870
Salaries and employee benefits$1,421,0004,536
Premises and equipment expense$607,0003,175
Additional noninterest expense$1,380,0003,348
Pre-tax net operating income$1,246,0004,998
Securities gains (losses)$6,0002,865
Applicable income taxes$495,0004,182
Income before extraordinary items$757,0005,486
Extraordinary gains, net$053
Net income$757,0005,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,856
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$753,1605,462
1995-12-31 (YTD Data)Rank
Total interest income$7,046,0004,528
Total interest expense$3,247,0004,432
Net interest income$3,799,0004,514
Provision for loan and lease losses$24,0007,406
Total noninterest income$445,0005,588
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$445,0003,096
Total noninterest expense$2,624,0004,792
Salaries and employee benefits$1,278,0004,933
Premises and equipment expense$562,0003,397
Additional noninterest expense$784,0005,337
Pre-tax net operating income$1,596,0004,239
Securities gains (losses)$20,0001,915
Applicable income taxes$614,0003,606
Income before extraordinary items$1,002,0004,620
Extraordinary gains, net$065
Net income$1,002,0004,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,181
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$989,2004,636
1994-12-31 (YTD Data)Rank
Total interest income$6,329,0004,635
Total interest expense$2,552,0004,564
Net interest income$3,777,0004,608
Provision for loan and lease losses$24,0007,499
Total noninterest income$375,0006,394
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$375,0003,547
Total noninterest expense$2,489,0005,174
Salaries and employee benefits$1,173,0005,354
Premises and equipment expense$574,0003,402
Additional noninterest expense$742,0006,042
Pre-tax net operating income$1,639,0004,084
Securities gains (losses)$13,0002,050
Applicable income taxes$700,0003,090
Income before extraordinary items$952,0004,697
Extraordinary gains, net$0249
Net income$952,0004,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,490
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$943,6804,770
1993-12-31 (YTD Data)Rank
Total interest income$6,400,0004,675
Total interest expense$2,905,0004,233
Net interest income$3,495,0004,966
Provision for loan and lease losses$93,0005,955
Total noninterest income$423,0006,240
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$423,0003,627
Total noninterest expense$2,382,0005,497
Salaries and employee benefits$1,119,0005,558
Premises and equipment expense$538,0003,646
Additional noninterest expense$725,0006,391
Pre-tax net operating income$1,443,0004,469
Securities gains (losses)$101,0002,497
Applicable income taxes$686,0003,179
Income before extraordinary items$858,0005,273
Extraordinary gains, net$03,149
Net income$858,0005,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$793,3605,366
1992-12-31 (YTD Data)Rank
Total interest income$7,494,0004,554
Total interest expense$4,060,0004,019
Net interest income$3,434,0005,090
Provision for loan and lease losses$176,0005,636
Total noninterest income$528,0005,433
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$528,0003,074
Total noninterest expense$2,192,0005,941
Salaries and employee benefits$1,060,0005,740
Premises and equipment expense$505,0003,931
Additional noninterest expense$627,0007,283
Pre-tax net operating income$1,594,0003,817
Securities gains (losses)$08,369
Applicable income taxes$672,0003,106
Income before extraordinary items$922,0004,847
Extraordinary gains, net$01,422
Net income$922,0004,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0008,990
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$922,0004,518

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.