Home > Winchester Savings Bank > Income and Expense
Winchester Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $30,213,000 | 1,390 |
| Total interest expense | $14,514,000 | 999 |
| Net interest income | $15,699,000 | 1,739 |
| Provision for loan and lease losses | $772,000 | 985 |
| Total noninterest income | $1,329,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $133,000 | 3,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,196,000 | 2,102 |
| Total noninterest expense | $15,312,000 | 1,499 |
| Salaries and employee benefits | $9,678,000 | 1,373 |
| Premises and equipment expense | $1,527,000 | 1,520 |
| Additional noninterest expense | $1,196,000 | 2,102 |
| Pre-tax net operating income | $944,000 | 3,612 |
| Securities gains (losses) | $150,000 | 196 |
| Applicable income taxes | $173,000 | 2,521 |
| Income before extraordinary items | $921,000 | 3,538 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $921,000 | 3,575 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $921,000 | 3,539 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $795,000 | 3,659 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $21,714,000 | 1,403 |
| Total interest expense | $9,589,000 | 1,023 |
| Net interest income | $12,125,000 | 1,711 |
| Provision for loan and lease losses | $696,000 | 829 |
| Total noninterest income | $766,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $90,000 | 3,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $676,000 | 2,364 |
| Total noninterest expense | $11,448,000 | 1,490 |
| Salaries and employee benefits | $7,329,000 | 1,358 |
| Premises and equipment expense | $1,086,000 | 1,574 |
| Additional noninterest expense | $676,000 | 2,363 |
| Pre-tax net operating income | $747,000 | 3,657 |
| Securities gains (losses) | $18,000 | 474 |
| Applicable income taxes | $117,000 | 2,624 |
| Income before extraordinary items | $648,000 | 3,660 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $648,000 | 3,693 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $648,000 | 3,660 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $632,700 | 3,712 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,900,000 | 1,418 |
| Total interest expense | $5,558,000 | 1,033 |
| Net interest income | $8,342,000 | 1,698 |
| Provision for loan and lease losses | $633,000 | 664 |
| Total noninterest income | $500,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $47,000 | 3,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $453,000 | 2,306 |
| Total noninterest expense | $7,811,000 | 1,451 |
| Salaries and employee benefits | $5,143,000 | 1,310 |
| Premises and equipment expense | $690,000 | 1,634 |
| Additional noninterest expense | $453,000 | 2,302 |
| Pre-tax net operating income | $398,000 | 3,850 |
| Securities gains (losses) | $110,000 | 162 |
| Applicable income taxes | $73,000 | 2,695 |
| Income before extraordinary items | $435,000 | 3,691 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $435,000 | 3,726 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $435,000 | 3,690 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $340,400 | 3,883 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,602,000 | 1,467 |
| Total interest expense | $2,260,000 | 1,093 |
| Net interest income | $4,342,000 | 1,654 |
| Provision for loan and lease losses | $340,000 | 620 |
| Total noninterest income | $242,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $14,000 | 3,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 2,290 |
| Total noninterest expense | $3,770,000 | 1,513 |
| Salaries and employee benefits | $2,471,000 | 1,372 |
| Premises and equipment expense | $357,000 | 1,620 |
| Additional noninterest expense | $228,000 | 2,290 |
| Pre-tax net operating income | $474,000 | 3,153 |
| Securities gains (losses) | $7,000 | 681 |
| Applicable income taxes | $101,000 | 2,131 |
| Income before extraordinary items | $380,000 | 3,231 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $380,000 | 3,230 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $380,000 | 3,231 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $374,470 | 3,277 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,948,000 | 1,575 |
| Total interest expense | $2,410,000 | 1,400 |
| Net interest income | $17,538,000 | 1,595 |
| Provision for loan and lease losses | $891,000 | 889 |
| Total noninterest income | $4,441,000 | 1,287 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $63,000 | 3,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,378,000 | 995 |
| Total noninterest expense | $15,147,000 | 1,466 |
| Salaries and employee benefits | $10,336,000 | 1,289 |
| Premises and equipment expense | $1,372,000 | 1,636 |
| Additional noninterest expense | $4,378,000 | 995 |
| Pre-tax net operating income | $5,941,000 | 1,836 |
| Securities gains (losses) | $-517,000 | 4,334 |
| Applicable income taxes | $1,438,000 | 1,292 |
| Income before extraordinary items | $3,986,000 | 2,112 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,986,000 | 2,111 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,986,000 | 2,111 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,394,430 | 2,018 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $14,078,000 | 1,608 |
| Total interest expense | $1,365,000 | 1,412 |
| Net interest income | $12,713,000 | 1,619 |
| Provision for loan and lease losses | $291,000 | 1,247 |
| Total noninterest income | $4,282,000 | 1,121 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $50,000 | 3,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,232,000 | 850 |
| Total noninterest expense | $11,519,000 | 1,442 |
| Salaries and employee benefits | $7,968,000 | 1,261 |
| Premises and equipment expense | $1,007,000 | 1,678 |
| Additional noninterest expense | $4,232,000 | 850 |
| Pre-tax net operating income | $5,185,000 | 1,652 |
| Securities gains (losses) | $-536,000 | 4,493 |
| Applicable income taxes | $1,240,000 | 1,215 |
| Income before extraordinary items | $3,409,000 | 1,927 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,409,000 | 1,926 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,409,000 | 1,926 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,832,440 | 1,815 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,964,000 | 1,620 |
| Total interest expense | $846,000 | 1,309 |
| Net interest income | $8,118,000 | 1,644 |
| Provision for loan and lease losses | $128,000 | 1,390 |
| Total noninterest income | $759,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $29,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $730,000 | 2,012 |
| Total noninterest expense | $7,987,000 | 1,391 |
| Salaries and employee benefits | $5,696,000 | 1,183 |
| Premises and equipment expense | $675,000 | 1,674 |
| Additional noninterest expense | $1,616,000 | 1,886 |
| Pre-tax net operating income | $762,000 | 3,290 |
| Securities gains (losses) | $-453,000 | 4,565 |
| Applicable income taxes | $48,000 | 2,946 |
| Income before extraordinary items | $261,000 | 4,001 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $261,000 | 4,001 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $261,000 | 4,001 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $641,520 | 3,343 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,362,000 | 1,607 |
| Total interest expense | $428,000 | 1,252 |
| Net interest income | $3,934,000 | 1,641 |
| Provision for loan and lease losses | $82,000 | 1,075 |
| Total noninterest income | $161,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $17,000 | 3,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 2,919 |
| Total noninterest expense | $3,328,000 | 1,607 |
| Salaries and employee benefits | $2,167,000 | 1,473 |
| Premises and equipment expense | $362,000 | 1,606 |
| Additional noninterest expense | $799,000 | 1,877 |
| Pre-tax net operating income | $685,000 | 2,576 |
| Securities gains (losses) | $-131,000 | 4,560 |
| Applicable income taxes | $139,000 | 1,852 |
| Income before extraordinary items | $415,000 | 2,942 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $415,000 | 2,940 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $415,000 | 2,942 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $518,490 | 2,735 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,978,000 | 1,691 |
| Total interest expense | $2,230,000 | 1,210 |
| Net interest income | $14,748,000 | 1,745 |
| Provision for loan and lease losses | $50,000 | 2,549 |
| Total noninterest income | $781,000 | 3,240 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $69,000 | 3,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $712,000 | 2,949 |
| Total noninterest expense | $12,629,000 | 1,681 |
| Salaries and employee benefits | $8,296,000 | 1,523 |
| Premises and equipment expense | $1,332,000 | 1,676 |
| Additional noninterest expense | $3,001,000 | 1,981 |
| Pre-tax net operating income | $2,850,000 | 2,745 |
| Securities gains (losses) | $555,000 | 331 |
| Applicable income taxes | $851,000 | 1,717 |
| Income before extraordinary items | $2,554,000 | 2,733 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,554,000 | 2,734 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,554,000 | 2,734 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,115,550 | 2,935 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,676,000 | 1,722 |
| Total interest expense | $1,768,000 | 1,215 |
| Net interest income | $10,908,000 | 1,776 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $606,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $50,000 | 3,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $556,000 | 2,959 |
| Total noninterest expense | $9,448,000 | 1,681 |
| Salaries and employee benefits | $6,247,000 | 1,514 |
| Premises and equipment expense | $999,000 | 1,708 |
| Additional noninterest expense | $2,202,000 | 2,012 |
| Pre-tax net operating income | $2,066,000 | 2,897 |
| Securities gains (losses) | $359,000 | 407 |
| Applicable income taxes | $608,000 | 1,839 |
| Income before extraordinary items | $1,817,000 | 2,904 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,817,000 | 2,904 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,817,000 | 2,904 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,533,390 | 3,087 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,434,000 | 1,727 |
| Total interest expense | $1,282,000 | 1,169 |
| Net interest income | $7,152,000 | 1,797 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $417,000 | 3,202 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $29,000 | 3,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 2,892 |
| Total noninterest expense | $6,343,000 | 1,655 |
| Salaries and employee benefits | $4,213,000 | 1,498 |
| Premises and equipment expense | $673,000 | 1,674 |
| Additional noninterest expense | $1,457,000 | 2,017 |
| Pre-tax net operating income | $1,226,000 | 3,022 |
| Securities gains (losses) | $328,000 | 361 |
| Applicable income taxes | $382,000 | 1,869 |
| Income before extraordinary items | $1,172,000 | 2,954 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,172,000 | 2,953 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,172,000 | 2,954 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $912,880 | 3,214 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,265,000 | 1,709 |
| Total interest expense | $726,000 | 1,099 |
| Net interest income | $3,539,000 | 1,806 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $241,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $12,000 | 4,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 2,714 |
| Total noninterest expense | $3,173,000 | 1,651 |
| Salaries and employee benefits | $2,102,000 | 1,487 |
| Premises and equipment expense | $352,000 | 1,642 |
| Additional noninterest expense | $719,000 | 1,997 |
| Pre-tax net operating income | $607,000 | 3,025 |
| Securities gains (losses) | $149,000 | 379 |
| Applicable income taxes | $186,000 | 1,860 |
| Income before extraordinary items | $570,000 | 2,968 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $570,000 | 2,967 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $570,000 | 2,968 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $452,290 | 3,202 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,399,000 | 1,598 |
| Total interest expense | $4,358,000 | 1,078 |
| Net interest income | $14,041,000 | 1,740 |
| Provision for loan and lease losses | $524,000 | 2,196 |
| Total noninterest income | $639,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $42,000 | 4,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $597,000 | 2,973 |
| Total noninterest expense | $12,006,000 | 1,707 |
| Salaries and employee benefits | $8,047,000 | 1,509 |
| Premises and equipment expense | $1,119,000 | 1,886 |
| Additional noninterest expense | $2,840,000 | 2,011 |
| Pre-tax net operating income | $2,150,000 | 2,865 |
| Securities gains (losses) | $205,000 | 1,026 |
| Applicable income taxes | $555,000 | 1,866 |
| Income before extraordinary items | $1,800,000 | 2,954 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,800,000 | 2,953 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,800,000 | 2,954 |
| Net charge-offs | $2,000 | 3,319 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,638,050 | 3,033 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,996,000 | 1,590 |
| Total interest expense | $3,514,000 | 1,069 |
| Net interest income | $10,482,000 | 1,743 |
| Provision for loan and lease losses | $508,000 | 1,944 |
| Total noninterest income | $451,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $26,000 | 4,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $425,000 | 3,003 |
| Total noninterest expense | $8,887,000 | 1,699 |
| Salaries and employee benefits | $5,986,000 | 1,498 |
| Premises and equipment expense | $817,000 | 1,907 |
| Additional noninterest expense | $2,084,000 | 2,016 |
| Pre-tax net operating income | $1,538,000 | 2,917 |
| Securities gains (losses) | $-5,000 | 4,719 |
| Applicable income taxes | $355,000 | 1,968 |
| Income before extraordinary items | $1,178,000 | 3,141 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,178,000 | 3,140 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,178,000 | 3,141 |
| Net charge-offs | $2,000 | 3,091 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,181,950 | 3,090 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,483,000 | 1,583 |
| Total interest expense | $2,526,000 | 1,078 |
| Net interest income | $6,957,000 | 1,752 |
| Provision for loan and lease losses | $407,000 | 1,784 |
| Total noninterest income | $289,000 | 3,437 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $12,000 | 4,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 2,985 |
| Total noninterest expense | $5,877,000 | 1,712 |
| Salaries and employee benefits | $3,975,000 | 1,495 |
| Premises and equipment expense | $528,000 | 1,950 |
| Additional noninterest expense | $1,374,000 | 2,026 |
| Pre-tax net operating income | $962,000 | 2,981 |
| Securities gains (losses) | $-70,000 | 4,932 |
| Applicable income taxes | $199,000 | 2,063 |
| Income before extraordinary items | $693,000 | 3,290 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $693,000 | 3,289 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $693,000 | 3,290 |
| Net charge-offs | $2,000 | 2,854 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $748,300 | 3,135 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,899,000 | 1,534 |
| Total interest expense | $1,342,000 | 1,116 |
| Net interest income | $3,557,000 | 1,684 |
| Provision for loan and lease losses | $137,000 | 1,739 |
| Total noninterest income | $152,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $14,000 | 4,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 2,852 |
| Total noninterest expense | $2,971,000 | 1,707 |
| Salaries and employee benefits | $1,990,000 | 1,506 |
| Premises and equipment expense | $275,000 | 1,917 |
| Additional noninterest expense | $706,000 | 2,014 |
| Pre-tax net operating income | $601,000 | 2,553 |
| Securities gains (losses) | $-264,000 | 5,008 |
| Applicable income taxes | $81,000 | 2,102 |
| Income before extraordinary items | $256,000 | 3,464 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $256,000 | 3,465 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $256,000 | 3,465 |
| Net charge-offs | $2,000 | 2,313 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $464,560 | 2,721 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $19,757,000 | 1,534 |
| Total interest expense | $5,701,000 | 1,110 |
| Net interest income | $14,056,000 | 1,702 |
| Provision for loan and lease losses | $41,000 | 3,475 |
| Total noninterest income | $683,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $91,000 | 4,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $592,000 | 2,851 |
| Total noninterest expense | $12,259,000 | 1,618 |
| Salaries and employee benefits | $7,722,000 | 1,492 |
| Premises and equipment expense | $1,247,000 | 1,749 |
| Additional noninterest expense | $3,290,000 | 1,766 |
| Pre-tax net operating income | $2,439,000 | 2,775 |
| Securities gains (losses) | $47,000 | 1,267 |
| Applicable income taxes | $545,000 | 1,916 |
| Income before extraordinary items | $1,941,000 | 2,941 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,941,000 | 2,941 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,941,000 | 2,942 |
| Net charge-offs | $-10,000 | 4,459 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,903,870 | 2,930 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,876,000 | 1,548 |
| Total interest expense | $4,196,000 | 1,131 |
| Net interest income | $10,680,000 | 1,696 |
| Provision for loan and lease losses | $41,000 | 3,247 |
| Total noninterest income | $517,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $71,000 | 4,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $446,000 | 2,851 |
| Total noninterest expense | $9,147,000 | 1,634 |
| Salaries and employee benefits | $5,686,000 | 1,526 |
| Premises and equipment expense | $934,000 | 1,766 |
| Additional noninterest expense | $2,527,000 | 1,734 |
| Pre-tax net operating income | $2,009,000 | 2,718 |
| Securities gains (losses) | $15,000 | 1,535 |
| Applicable income taxes | $454,000 | 1,887 |
| Income before extraordinary items | $1,570,000 | 2,896 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,570,000 | 2,897 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,570,000 | 2,897 |
| Net charge-offs | $-10,000 | 4,426 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,558,150 | 2,881 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,913,000 | 1,545 |
| Total interest expense | $2,696,000 | 1,144 |
| Net interest income | $7,217,000 | 1,686 |
| Provision for loan and lease losses | $41,000 | 2,922 |
| Total noninterest income | $339,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $43,000 | 4,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 2,824 |
| Total noninterest expense | $6,104,000 | 1,634 |
| Salaries and employee benefits | $3,738,000 | 1,549 |
| Premises and equipment expense | $635,000 | 1,751 |
| Additional noninterest expense | $1,731,000 | 1,701 |
| Pre-tax net operating income | $1,411,000 | 2,614 |
| Securities gains (losses) | $-11,000 | 4,963 |
| Applicable income taxes | $317,000 | 1,803 |
| Income before extraordinary items | $1,083,000 | 2,836 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,083,000 | 2,835 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,083,000 | 2,835 |
| Net charge-offs | $-10,000 | 4,479 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,091,690 | 2,794 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,898,000 | 1,553 |
| Total interest expense | $1,243,000 | 1,200 |
| Net interest income | $3,655,000 | 1,681 |
| Provision for loan and lease losses | $41,000 | 2,255 |
| Total noninterest income | $175,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $22,000 | 4,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 2,730 |
| Total noninterest expense | $3,067,000 | 1,617 |
| Salaries and employee benefits | $1,863,000 | 1,563 |
| Premises and equipment expense | $335,000 | 1,696 |
| Additional noninterest expense | $869,000 | 1,692 |
| Pre-tax net operating income | $722,000 | 2,529 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $165,000 | 1,752 |
| Income before extraordinary items | $557,000 | 2,737 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $557,000 | 2,736 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $557,000 | 2,736 |
| Net charge-offs | $-12,000 | 4,722 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $557,000 | 2,727 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,108,000 | 1,580 |
| Total interest expense | $3,417,000 | 1,287 |
| Net interest income | $14,691,000 | 1,637 |
| Provision for loan and lease losses | $230,000 | 2,245 |
| Total noninterest income | $653,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $95,000 | 4,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $558,000 | 2,933 |
| Total noninterest expense | $11,902,000 | 1,636 |
| Salaries and employee benefits | $7,503,000 | 1,496 |
| Premises and equipment expense | $1,220,000 | 1,791 |
| Additional noninterest expense | $3,179,000 | 1,818 |
| Pre-tax net operating income | $3,212,000 | 2,404 |
| Securities gains (losses) | $-47,000 | 4,833 |
| Applicable income taxes | $783,000 | 1,600 |
| Income before extraordinary items | $2,382,000 | 2,661 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,382,000 | 2,659 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,382,000 | 2,660 |
| Net charge-offs | $-6,000 | 4,424 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,419,130 | 2,633 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,328,000 | 1,588 |
| Total interest expense | $2,387,000 | 1,292 |
| Net interest income | $10,941,000 | 1,647 |
| Provision for loan and lease losses | $215,000 | 1,930 |
| Total noninterest income | $487,000 | 3,468 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $71,000 | 4,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $416,000 | 2,984 |
| Total noninterest expense | $8,883,000 | 1,634 |
| Salaries and employee benefits | $5,646,000 | 1,489 |
| Premises and equipment expense | $915,000 | 1,803 |
| Additional noninterest expense | $2,322,000 | 1,861 |
| Pre-tax net operating income | $2,330,000 | 2,491 |
| Securities gains (losses) | $-22,000 | 4,951 |
| Applicable income taxes | $576,000 | 1,663 |
| Income before extraordinary items | $1,732,000 | 2,765 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,732,000 | 2,764 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,732,000 | 2,764 |
| Net charge-offs | $-5,000 | 4,302 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,749,380 | 2,729 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,722,000 | 1,597 |
| Total interest expense | $1,495,000 | 1,289 |
| Net interest income | $7,227,000 | 1,651 |
| Provision for loan and lease losses | $20,000 | 3,342 |
| Total noninterest income | $316,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $43,000 | 4,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 3,019 |
| Total noninterest expense | $6,039,000 | 1,609 |
| Salaries and employee benefits | $3,876,000 | 1,459 |
| Premises and equipment expense | $616,000 | 1,803 |
| Additional noninterest expense | $1,547,000 | 1,868 |
| Pre-tax net operating income | $1,484,000 | 2,536 |
| Securities gains (losses) | $-22,000 | 5,121 |
| Applicable income taxes | $373,000 | 1,673 |
| Income before extraordinary items | $1,089,000 | 2,826 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,089,000 | 2,826 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,089,000 | 2,825 |
| Net charge-offs | $-4,000 | 4,246 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,106,380 | 2,800 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 1,607 |
| Total interest expense | $694,000 | 1,321 |
| Net interest income | $3,605,000 | 1,650 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $163,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $21,000 | 4,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 2,905 |
| Total noninterest expense | $3,033,000 | 1,619 |
| Salaries and employee benefits | $1,948,000 | 1,469 |
| Premises and equipment expense | $320,000 | 1,767 |
| Additional noninterest expense | $765,000 | 1,890 |
| Pre-tax net operating income | $735,000 | 2,521 |
| Securities gains (losses) | $-22,000 | 5,321 |
| Applicable income taxes | $184,000 | 1,648 |
| Income before extraordinary items | $529,000 | 2,804 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $529,000 | 2,804 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $529,000 | 2,804 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $546,380 | 2,758 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $16,741,000 | 1,596 |
| Total interest expense | $2,771,000 | 1,168 |
| Net interest income | $13,970,000 | 1,668 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $716,000 | 3,432 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $120,000 | 4,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,939 |
| Total noninterest expense | $11,667,000 | 1,646 |
| Salaries and employee benefits | $7,488,000 | 1,484 |
| Premises and equipment expense | $1,233,000 | 1,804 |
| Additional noninterest expense | $2,946,000 | 1,964 |
| Pre-tax net operating income | $3,019,000 | 2,474 |
| Securities gains (losses) | $8,000 | 1,669 |
| Applicable income taxes | $1,528,000 | 1,522 |
| Income before extraordinary items | $1,499,000 | 3,134 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,499,000 | 3,132 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,499,000 | 3,134 |
| Net charge-offs | $-23,000 | 4,976 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,493,880 | 3,119 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,526,000 | 1,597 |
| Total interest expense | $2,085,000 | 1,138 |
| Net interest income | $10,441,000 | 1,679 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $523,000 | 3,498 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $92,000 | 4,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $431,000 | 2,999 |
| Total noninterest expense | $8,753,000 | 1,663 |
| Salaries and employee benefits | $5,630,000 | 1,491 |
| Premises and equipment expense | $936,000 | 1,800 |
| Additional noninterest expense | $2,187,000 | 1,979 |
| Pre-tax net operating income | $2,211,000 | 2,562 |
| Securities gains (losses) | $7,000 | 1,738 |
| Applicable income taxes | $704,000 | 1,784 |
| Income before extraordinary items | $1,514,000 | 2,844 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,514,000 | 2,843 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,514,000 | 2,844 |
| Net charge-offs | $-22,000 | 4,950 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,509,240 | 2,834 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,317,000 | 1,586 |
| Total interest expense | $1,393,000 | 1,112 |
| Net interest income | $6,924,000 | 1,674 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $350,000 | 3,496 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $54,000 | 4,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 2,962 |
| Total noninterest expense | $5,990,000 | 1,642 |
| Salaries and employee benefits | $3,865,000 | 1,452 |
| Premises and equipment expense | $638,000 | 1,766 |
| Additional noninterest expense | $1,487,000 | 1,953 |
| Pre-tax net operating income | $1,284,000 | 2,740 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $418,000 | 1,855 |
| Income before extraordinary items | $866,000 | 3,044 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $866,000 | 3,043 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $866,000 | 3,044 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $866,000 | 3,027 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 1,574 |
| Total interest expense | $687,000 | 1,110 |
| Net interest income | $3,470,000 | 1,667 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $172,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $26,000 | 4,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 2,965 |
| Total noninterest expense | $3,063,000 | 1,624 |
| Salaries and employee benefits | $1,965,000 | 1,453 |
| Premises and equipment expense | $322,000 | 1,770 |
| Additional noninterest expense | $776,000 | 1,886 |
| Pre-tax net operating income | $579,000 | 2,856 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $187,000 | 1,934 |
| Income before extraordinary items | $392,000 | 3,168 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $392,000 | 3,166 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $392,000 | 3,168 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $392,000 | 3,149 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,416,000 | 1,543 |
| Total interest expense | $2,915,000 | 992 |
| Net interest income | $13,501,000 | 1,662 |
| Provision for loan and lease losses | $294,000 | 2,036 |
| Total noninterest income | $1,158,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $121,000 | 4,292 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,037,000 | 2,363 |
| Total noninterest expense | $12,144,000 | 1,597 |
| Salaries and employee benefits | $7,707,000 | 1,417 |
| Premises and equipment expense | $1,250,000 | 1,795 |
| Additional noninterest expense | $3,187,000 | 1,873 |
| Pre-tax net operating income | $2,221,000 | 2,882 |
| Securities gains (losses) | $384,000 | 550 |
| Applicable income taxes | $853,000 | 1,791 |
| Income before extraordinary items | $1,752,000 | 3,009 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,752,000 | 3,008 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,752,000 | 3,008 |
| Net charge-offs | $1,000 | 4,216 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,494,720 | 3,243 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,299,000 | 1,548 |
| Total interest expense | $2,198,000 | 990 |
| Net interest income | $10,101,000 | 1,668 |
| Provision for loan and lease losses | $268,000 | 1,763 |
| Total noninterest income | $873,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $92,000 | 4,296 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $781,000 | 2,357 |
| Total noninterest expense | $9,180,000 | 1,582 |
| Salaries and employee benefits | $5,786,000 | 1,405 |
| Premises and equipment expense | $957,000 | 1,771 |
| Additional noninterest expense | $2,437,000 | 1,835 |
| Pre-tax net operating income | $1,526,000 | 3,080 |
| Securities gains (losses) | $417,000 | 474 |
| Applicable income taxes | $634,000 | 1,845 |
| Income before extraordinary items | $1,309,000 | 3,045 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,309,000 | 3,045 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,309,000 | 3,045 |
| Net charge-offs | $89,000 | 2,162 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,029,610 | 3,387 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,187,000 | 1,550 |
| Total interest expense | $1,482,000 | 976 |
| Net interest income | $6,705,000 | 1,675 |
| Provision for loan and lease losses | $151,000 | 1,882 |
| Total noninterest income | $559,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $55,000 | 4,440 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $504,000 | 2,358 |
| Total noninterest expense | $6,239,000 | 1,563 |
| Salaries and employee benefits | $3,942,000 | 1,394 |
| Premises and equipment expense | $645,000 | 1,740 |
| Additional noninterest expense | $1,652,000 | 1,818 |
| Pre-tax net operating income | $874,000 | 3,306 |
| Securities gains (losses) | $400,000 | 337 |
| Applicable income taxes | $416,000 | 1,847 |
| Income before extraordinary items | $858,000 | 3,051 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $858,000 | 3,049 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $858,000 | 3,050 |
| Net charge-offs | $93,000 | 1,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $590,000 | 3,647 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,077,000 | 1,556 |
| Total interest expense | $742,000 | 972 |
| Net interest income | $3,335,000 | 1,685 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $276,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $27,000 | 4,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $249,000 | 2,343 |
| Total noninterest expense | $3,115,000 | 1,567 |
| Salaries and employee benefits | $1,981,000 | 1,385 |
| Premises and equipment expense | $338,000 | 1,685 |
| Additional noninterest expense | $796,000 | 1,866 |
| Pre-tax net operating income | $496,000 | 3,058 |
| Securities gains (losses) | $112,000 | 478 |
| Applicable income taxes | $192,000 | 1,883 |
| Income before extraordinary items | $416,000 | 3,062 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $416,000 | 3,060 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $416,000 | 3,061 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $339,840 | 3,354 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,932,000 | 1,552 |
| Total interest expense | $2,932,000 | 965 |
| Net interest income | $13,000,000 | 1,680 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $891,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $112,000 | 4,551 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $779,000 | 2,686 |
| Total noninterest expense | $11,960,000 | 1,605 |
| Salaries and employee benefits | $7,450,000 | 1,436 |
| Premises and equipment expense | $1,340,000 | 1,706 |
| Additional noninterest expense | $3,170,000 | 1,907 |
| Pre-tax net operating income | $1,931,000 | 3,081 |
| Securities gains (losses) | $145,000 | 922 |
| Applicable income taxes | $628,000 | 2,021 |
| Income before extraordinary items | $1,448,000 | 3,286 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,448,000 | 3,287 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,448,000 | 3,288 |
| Net charge-offs | $47,000 | 3,296 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,346,500 | 3,376 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,910,000 | 1,573 |
| Total interest expense | $2,191,000 | 966 |
| Net interest income | $9,719,000 | 1,704 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $643,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $80,000 | 4,673 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $563,000 | 2,759 |
| Total noninterest expense | $9,041,000 | 1,608 |
| Salaries and employee benefits | $5,623,000 | 1,434 |
| Premises and equipment expense | $1,022,000 | 1,691 |
| Additional noninterest expense | $2,396,000 | 1,876 |
| Pre-tax net operating income | $1,321,000 | 3,306 |
| Securities gains (losses) | $100,000 | 1,041 |
| Applicable income taxes | $420,000 | 2,154 |
| Income before extraordinary items | $1,001,000 | 3,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,001,000 | 3,494 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,001,000 | 3,495 |
| Net charge-offs | $50,000 | 2,778 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $931,000 | 3,561 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,930,000 | 1,579 |
| Total interest expense | $1,469,000 | 963 |
| Net interest income | $6,461,000 | 1,708 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $420,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $42,000 | 4,986 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $378,000 | 2,751 |
| Total noninterest expense | $5,957,000 | 1,627 |
| Salaries and employee benefits | $3,662,000 | 1,469 |
| Premises and equipment expense | $702,000 | 1,661 |
| Additional noninterest expense | $1,593,000 | 1,899 |
| Pre-tax net operating income | $924,000 | 3,212 |
| Securities gains (losses) | $106,000 | 824 |
| Applicable income taxes | $299,000 | 2,129 |
| Income before extraordinary items | $731,000 | 3,331 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $731,000 | 3,331 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $731,000 | 3,332 |
| Net charge-offs | $54,000 | 2,250 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $655,740 | 3,462 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 1,556 |
| Total interest expense | $742,000 | 975 |
| Net interest income | $3,249,000 | 1,697 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $192,000 | 3,499 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $18,000 | 5,147 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $174,000 | 2,817 |
| Total noninterest expense | $3,039,000 | 1,598 |
| Salaries and employee benefits | $1,833,000 | 1,471 |
| Premises and equipment expense | $375,000 | 1,573 |
| Additional noninterest expense | $831,000 | 1,808 |
| Pre-tax net operating income | $402,000 | 3,369 |
| Securities gains (losses) | $111,000 | 552 |
| Applicable income taxes | $153,000 | 2,073 |
| Income before extraordinary items | $360,000 | 3,325 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $360,000 | 3,328 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $360,000 | 3,328 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $282,300 | 3,667 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,842,000 | 1,564 |
| Total interest expense | $3,338,000 | 894 |
| Net interest income | $12,504,000 | 1,753 |
| Provision for loan and lease losses | $-250,000 | 6,154 |
| Total noninterest income | $835,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $99,000 | 5,014 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $736,000 | 2,747 |
| Total noninterest expense | $11,744,000 | 1,633 |
| Salaries and employee benefits | $7,465,000 | 1,407 |
| Premises and equipment expense | $1,319,000 | 1,755 |
| Additional noninterest expense | $2,960,000 | 2,059 |
| Pre-tax net operating income | $1,845,000 | 3,121 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $583,000 | 2,062 |
| Income before extraordinary items | $1,262,000 | 3,531 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,262,000 | 3,532 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,262,000 | 3,533 |
| Net charge-offs | $-59,000 | 6,025 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,262,000 | 3,485 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,849,000 | 1,575 |
| Total interest expense | $2,541,000 | 896 |
| Net interest income | $9,308,000 | 1,777 |
| Provision for loan and lease losses | $-200,000 | 6,269 |
| Total noninterest income | $674,000 | 3,311 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $76,000 | 5,039 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $598,000 | 2,649 |
| Total noninterest expense | $8,812,000 | 1,639 |
| Salaries and employee benefits | $5,596,000 | 1,424 |
| Premises and equipment expense | $1,014,000 | 1,736 |
| Additional noninterest expense | $2,202,000 | 2,069 |
| Pre-tax net operating income | $1,370,000 | 3,204 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $433,000 | 2,106 |
| Income before extraordinary items | $937,000 | 3,616 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $937,000 | 3,617 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $937,000 | 3,618 |
| Net charge-offs | $-16,000 | 5,733 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $937,000 | 3,570 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,851,000 | 1,583 |
| Total interest expense | $1,711,000 | 889 |
| Net interest income | $6,140,000 | 1,781 |
| Provision for loan and lease losses | $-200,000 | 6,402 |
| Total noninterest income | $433,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $42,000 | 5,287 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $391,000 | 2,660 |
| Total noninterest expense | $5,964,000 | 1,601 |
| Salaries and employee benefits | $3,804,000 | 1,392 |
| Premises and equipment expense | $681,000 | 1,746 |
| Additional noninterest expense | $1,479,000 | 2,043 |
| Pre-tax net operating income | $809,000 | 3,349 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $253,000 | 2,193 |
| Income before extraordinary items | $556,000 | 3,762 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $556,000 | 3,766 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $556,000 | 3,768 |
| Net charge-offs | $-12,000 | 5,727 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $556,000 | 3,705 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 1,591 |
| Total interest expense | $856,000 | 896 |
| Net interest income | $3,044,000 | 1,796 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $224,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $20,000 | 5,361 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $204,000 | 2,536 |
| Total noninterest expense | $3,030,000 | 1,594 |
| Salaries and employee benefits | $1,917,000 | 1,398 |
| Premises and equipment expense | $362,000 | 1,660 |
| Additional noninterest expense | $751,000 | 2,007 |
| Pre-tax net operating income | $238,000 | 4,184 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $76,000 | 2,599 |
| Income before extraordinary items | $162,000 | 4,573 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $162,000 | 4,577 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $162,000 | 4,577 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $162,000 | 4,523 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,447,000 | 1,614 |
| Total interest expense | $3,309,000 | 1,019 |
| Net interest income | $12,138,000 | 1,779 |
| Provision for loan and lease losses | $-765,000 | 6,638 |
| Total noninterest income | $843,000 | 3,534 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $104,000 | 5,197 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $739,000 | 2,792 |
| Total noninterest expense | $11,470,000 | 1,679 |
| Salaries and employee benefits | $7,540,000 | 1,392 |
| Premises and equipment expense | $1,193,000 | 1,922 |
| Additional noninterest expense | $2,737,000 | 2,272 |
| Pre-tax net operating income | $2,276,000 | 2,619 |
| Securities gains (losses) | $10,000 | 2,629 |
| Applicable income taxes | $735,000 | 1,769 |
| Income before extraordinary items | $1,551,000 | 3,091 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,551,000 | 3,093 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,551,000 | 3,094 |
| Net charge-offs | $11,000 | 5,057 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,544,200 | 3,038 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,607,000 | 1,625 |
| Total interest expense | $2,441,000 | 1,065 |
| Net interest income | $9,166,000 | 1,763 |
| Provision for loan and lease losses | $-765,000 | 6,760 |
| Total noninterest income | $640,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $81,000 | 5,187 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $559,000 | 2,854 |
| Total noninterest expense | $8,610,000 | 1,688 |
| Salaries and employee benefits | $5,686,000 | 1,390 |
| Premises and equipment expense | $901,000 | 1,927 |
| Additional noninterest expense | $2,023,000 | 2,281 |
| Pre-tax net operating income | $1,961,000 | 2,461 |
| Securities gains (losses) | $10,000 | 2,497 |
| Applicable income taxes | $639,000 | 1,659 |
| Income before extraordinary items | $1,332,000 | 2,871 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,332,000 | 2,875 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,332,000 | 2,875 |
| Net charge-offs | $15,000 | 4,543 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,325,200 | 2,810 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,821,000 | 1,603 |
| Total interest expense | $1,594,000 | 1,124 |
| Net interest income | $6,227,000 | 1,717 |
| Provision for loan and lease losses | $-765,000 | 6,841 |
| Total noninterest income | $464,000 | 3,421 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $44,000 | 5,477 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $420,000 | 2,730 |
| Total noninterest expense | $5,873,000 | 1,630 |
| Salaries and employee benefits | $3,988,000 | 1,332 |
| Premises and equipment expense | $606,000 | 1,906 |
| Additional noninterest expense | $1,279,000 | 2,389 |
| Pre-tax net operating income | $1,583,000 | 2,112 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $518,000 | 1,479 |
| Income before extraordinary items | $1,068,000 | 2,502 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,068,000 | 2,509 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,068,000 | 2,508 |
| Net charge-offs | $19,000 | 4,030 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,065,990 | 2,410 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,004,000 | 1,576 |
| Total interest expense | $795,000 | 1,168 |
| Net interest income | $3,209,000 | 1,690 |
| Provision for loan and lease losses | $-500,000 | 6,948 |
| Total noninterest income | $224,000 | 3,466 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $22,000 | 5,472 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $202,000 | 2,764 |
| Total noninterest expense | $2,968,000 | 1,637 |
| Salaries and employee benefits | $2,027,000 | 1,315 |
| Premises and equipment expense | $320,000 | 1,861 |
| Additional noninterest expense | $621,000 | 2,466 |
| Pre-tax net operating income | $965,000 | 1,776 |
| Securities gains (losses) | $3,000 | 1,729 |
| Applicable income taxes | $323,000 | 1,263 |
| Income before extraordinary items | $645,000 | 2,132 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $645,000 | 2,134 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $645,000 | 2,134 |
| Net charge-offs | $22,000 | 3,012 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $642,990 | 2,054 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,129,000 | 1,550 |
| Total interest expense | $4,031,000 | 1,105 |
| Net interest income | $13,098,000 | 1,694 |
| Provision for loan and lease losses | $101,000 | 4,645 |
| Total noninterest income | $1,002,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $256,000 | 3,792 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $746,000 | 2,801 |
| Total noninterest expense | $11,665,000 | 1,651 |
| Salaries and employee benefits | $7,814,000 | 1,322 |
| Premises and equipment expense | $1,126,000 | 2,057 |
| Additional noninterest expense | $2,725,000 | 2,384 |
| Pre-tax net operating income | $2,334,000 | 2,531 |
| Securities gains (losses) | $140,000 | 2,000 |
| Applicable income taxes | $731,000 | 1,793 |
| Income before extraordinary items | $1,743,000 | 2,855 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,743,000 | 2,858 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,743,000 | 2,857 |
| Net charge-offs | $-14,000 | 6,665 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,645,000 | 2,823 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,017,000 | 1,559 |
| Total interest expense | $3,164,000 | 1,116 |
| Net interest income | $9,853,000 | 1,700 |
| Provision for loan and lease losses | $100,000 | 4,329 |
| Total noninterest income | $715,000 | 3,375 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $192,000 | 3,848 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $523,000 | 2,878 |
| Total noninterest expense | $8,603,000 | 1,689 |
| Salaries and employee benefits | $5,770,000 | 1,339 |
| Premises and equipment expense | $865,000 | 2,039 |
| Additional noninterest expense | $1,968,000 | 2,454 |
| Pre-tax net operating income | $1,865,000 | 2,484 |
| Securities gains (losses) | $134,000 | 1,762 |
| Applicable income taxes | $583,000 | 1,778 |
| Income before extraordinary items | $1,416,000 | 2,747 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,416,000 | 2,748 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,416,000 | 2,747 |
| Net charge-offs | $-10,000 | 6,607 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,320,860 | 2,748 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,862,000 | 1,539 |
| Total interest expense | $2,194,000 | 1,116 |
| Net interest income | $6,668,000 | 1,661 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $407,000 | 3,631 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $114,000 | 4,071 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $293,000 | 3,100 |
| Total noninterest expense | $5,681,000 | 1,705 |
| Salaries and employee benefits | $3,817,000 | 1,352 |
| Premises and equipment expense | $577,000 | 2,029 |
| Additional noninterest expense | $1,287,000 | 2,510 |
| Pre-tax net operating income | $1,294,000 | 2,377 |
| Securities gains (losses) | $8,000 | 2,780 |
| Applicable income taxes | $357,000 | 1,856 |
| Income before extraordinary items | $945,000 | 2,712 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $945,000 | 2,712 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $945,000 | 2,712 |
| Net charge-offs | $-8,000 | 6,578 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $939,160 | 2,597 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 1,527 |
| Total interest expense | $1,146,000 | 1,108 |
| Net interest income | $3,375,000 | 1,643 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $116,000 | 4,688 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $57,000 | 4,043 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 4,465 |
| Total noninterest expense | $2,841,000 | 1,695 |
| Salaries and employee benefits | $1,930,000 | 1,335 |
| Premises and equipment expense | $297,000 | 1,995 |
| Additional noninterest expense | $614,000 | 2,602 |
| Pre-tax net operating income | $560,000 | 2,653 |
| Securities gains (losses) | $20,000 | 1,594 |
| Applicable income taxes | $149,000 | 2,042 |
| Income before extraordinary items | $431,000 | 2,919 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $431,000 | 2,922 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $431,000 | 2,923 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $416,200 | 2,824 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,170,000 | 1,484 |
| Total interest expense | $5,502,000 | 1,094 |
| Net interest income | $13,668,000 | 1,626 |
| Provision for loan and lease losses | $50,000 | 5,824 |
| Total noninterest income | $611,000 | 4,038 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $250,000 | 3,959 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $361,000 | 3,581 |
| Total noninterest expense | $11,440,000 | 1,688 |
| Salaries and employee benefits | $7,489,000 | 1,323 |
| Premises and equipment expense | $1,254,000 | 1,973 |
| Additional noninterest expense | $2,697,000 | 2,445 |
| Pre-tax net operating income | $2,789,000 | 1,962 |
| Securities gains (losses) | $115,000 | 1,951 |
| Applicable income taxes | $959,000 | 1,378 |
| Income before extraordinary items | $1,945,000 | 2,311 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,945,000 | 2,312 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,945,000 | 2,312 |
| Net charge-offs | $107,000 | 4,912 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,867,950 | 2,301 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,521,000 | 1,494 |
| Total interest expense | $4,244,000 | 1,112 |
| Net interest income | $10,277,000 | 1,632 |
| Provision for loan and lease losses | $50,000 | 5,512 |
| Total noninterest income | $467,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $190,000 | 3,945 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $277,000 | 3,582 |
| Total noninterest expense | $8,596,000 | 1,689 |
| Salaries and employee benefits | $5,585,000 | 1,334 |
| Premises and equipment expense | $968,000 | 1,932 |
| Additional noninterest expense | $2,043,000 | 2,412 |
| Pre-tax net operating income | $2,098,000 | 2,011 |
| Securities gains (losses) | $75,000 | 2,024 |
| Applicable income taxes | $703,000 | 1,418 |
| Income before extraordinary items | $1,470,000 | 2,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,470,000 | 2,361 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,470,000 | 2,361 |
| Net charge-offs | $107,000 | 4,367 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,419,000 | 2,324 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,731,000 | 1,494 |
| Total interest expense | $2,876,000 | 1,132 |
| Net interest income | $6,855,000 | 1,637 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $292,000 | 4,153 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $117,000 | 4,088 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 3,705 |
| Total noninterest expense | $5,893,000 | 1,665 |
| Salaries and employee benefits | $3,773,000 | 1,327 |
| Premises and equipment expense | $658,000 | 1,916 |
| Additional noninterest expense | $1,462,000 | 2,294 |
| Pre-tax net operating income | $1,204,000 | 2,227 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $348,000 | 1,647 |
| Income before extraordinary items | $856,000 | 2,556 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $856,000 | 2,556 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $856,000 | 2,556 |
| Net charge-offs | $76,000 | 4,099 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $856,000 | 2,475 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,901,000 | 1,501 |
| Total interest expense | $1,472,000 | 1,139 |
| Net interest income | $3,429,000 | 1,633 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $155,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $58,000 | 4,076 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,622 |
| Total noninterest expense | $2,988,000 | 1,659 |
| Salaries and employee benefits | $1,957,000 | 1,282 |
| Premises and equipment expense | $355,000 | 1,826 |
| Additional noninterest expense | $676,000 | 2,455 |
| Pre-tax net operating income | $566,000 | 2,335 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $201,000 | 1,508 |
| Income before extraordinary items | $365,000 | 2,852 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $365,000 | 2,851 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $365,000 | 2,852 |
| Net charge-offs | $77,000 | 2,994 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $365,000 | 2,796 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,901,000 | 1,466 |
| Total interest expense | $6,824,000 | 1,209 |
| Net interest income | $14,077,000 | 1,583 |
| Provision for loan and lease losses | $286,000 | 4,924 |
| Total noninterest income | $831,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $262,000 | 3,913 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $569,000 | 2,993 |
| Total noninterest expense | $11,707,000 | 1,686 |
| Salaries and employee benefits | $7,679,000 | 1,280 |
| Premises and equipment expense | $1,254,000 | 2,019 |
| Additional noninterest expense | $2,774,000 | 2,444 |
| Pre-tax net operating income | $2,915,000 | 1,662 |
| Securities gains (losses) | $73,000 | 2,412 |
| Applicable income taxes | $1,080,000 | 1,156 |
| Income before extraordinary items | $1,908,000 | 2,112 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,908,000 | 2,113 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,908,000 | 2,114 |
| Net charge-offs | $-20,000 | 7,503 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,861,280 | 2,064 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,925,000 | 1,483 |
| Total interest expense | $5,268,000 | 1,216 |
| Net interest income | $10,657,000 | 1,589 |
| Provision for loan and lease losses | $226,000 | 4,707 |
| Total noninterest income | $584,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $198,000 | 3,978 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $386,000 | 3,166 |
| Total noninterest expense | $8,769,000 | 1,686 |
| Salaries and employee benefits | $5,746,000 | 1,288 |
| Premises and equipment expense | $918,000 | 2,088 |
| Additional noninterest expense | $2,105,000 | 2,375 |
| Pre-tax net operating income | $2,246,000 | 1,745 |
| Securities gains (losses) | $68,000 | 2,245 |
| Applicable income taxes | $839,000 | 1,154 |
| Income before extraordinary items | $1,475,000 | 2,175 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,475,000 | 2,176 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,475,000 | 2,178 |
| Net charge-offs | $-19,000 | 7,542 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,431,480 | 2,135 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,692,000 | 1,491 |
| Total interest expense | $3,608,000 | 1,231 |
| Net interest income | $7,084,000 | 1,598 |
| Provision for loan and lease losses | $95,000 | 5,214 |
| Total noninterest income | $415,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $118,000 | 4,180 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $297,000 | 2,853 |
| Total noninterest expense | $5,952,000 | 1,655 |
| Salaries and employee benefits | $3,875,000 | 1,265 |
| Premises and equipment expense | $611,000 | 2,116 |
| Additional noninterest expense | $1,466,000 | 2,302 |
| Pre-tax net operating income | $1,452,000 | 1,768 |
| Securities gains (losses) | $35,000 | 2,105 |
| Applicable income taxes | $547,000 | 1,143 |
| Income before extraordinary items | $940,000 | 2,225 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $940,000 | 2,224 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $940,000 | 2,227 |
| Net charge-offs | $41,000 | 5,041 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $917,600 | 2,195 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,342,000 | 1,532 |
| Total interest expense | $1,883,000 | 1,237 |
| Net interest income | $3,459,000 | 1,642 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $150,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $58,000 | 4,200 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $92,000 | 3,675 |
| Total noninterest expense | $2,918,000 | 1,713 |
| Salaries and employee benefits | $1,953,000 | 1,280 |
| Premises and equipment expense | $317,000 | 2,105 |
| Additional noninterest expense | $648,000 | 2,534 |
| Pre-tax net operating income | $646,000 | 1,979 |
| Securities gains (losses) | $23,000 | 1,463 |
| Applicable income taxes | $233,000 | 1,273 |
| Income before extraordinary items | $436,000 | 2,404 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $436,000 | 2,403 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $436,000 | 2,404 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $421,050 | 2,375 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,740,000 | 1,514 |
| Total interest expense | $9,397,000 | 1,269 |
| Net interest income | $13,343,000 | 1,679 |
| Provision for loan and lease losses | $370,000 | 4,972 |
| Total noninterest income | $671,000 | 4,154 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $259,000 | 4,162 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $412,000 | 3,508 |
| Total noninterest expense | $11,373,000 | 1,793 |
| Salaries and employee benefits | $7,249,000 | 1,393 |
| Premises and equipment expense | $1,267,000 | 2,116 |
| Additional noninterest expense | $2,857,000 | 2,451 |
| Pre-tax net operating income | $2,271,000 | 1,711 |
| Securities gains (losses) | $-202,000 | 7,422 |
| Applicable income taxes | $759,000 | 1,180 |
| Income before extraordinary items | $1,310,000 | 2,341 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,310,000 | 2,338 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,310,000 | 2,339 |
| Net charge-offs | $41,000 | 6,324 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,439,280 | 2,152 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,186,000 | 1,527 |
| Total interest expense | $7,310,000 | 1,288 |
| Net interest income | $9,876,000 | 1,698 |
| Provision for loan and lease losses | $280,000 | 4,682 |
| Total noninterest income | $485,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $195,000 | 4,167 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $290,000 | 3,678 |
| Total noninterest expense | $8,652,000 | 1,750 |
| Salaries and employee benefits | $5,348,000 | 1,432 |
| Premises and equipment expense | $935,000 | 2,149 |
| Additional noninterest expense | $2,369,000 | 2,202 |
| Pre-tax net operating income | $1,429,000 | 2,129 |
| Securities gains (losses) | $-239,000 | 7,619 |
| Applicable income taxes | $426,000 | 1,564 |
| Income before extraordinary items | $764,000 | 2,951 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $764,000 | 2,949 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $764,000 | 2,952 |
| Net charge-offs | $40,000 | 5,835 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $916,960 | 2,575 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,527,000 | 1,548 |
| Total interest expense | $5,047,000 | 1,304 |
| Net interest income | $6,480,000 | 1,725 |
| Provision for loan and lease losses | $170,000 | 4,577 |
| Total noninterest income | $329,000 | 4,254 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $118,000 | 4,321 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $211,000 | 3,578 |
| Total noninterest expense | $5,871,000 | 1,751 |
| Salaries and employee benefits | $3,567,000 | 1,459 |
| Premises and equipment expense | $653,000 | 2,098 |
| Additional noninterest expense | $1,651,000 | 2,152 |
| Pre-tax net operating income | $768,000 | 2,577 |
| Securities gains (losses) | $-246,000 | 7,817 |
| Applicable income taxes | $182,000 | 2,059 |
| Income before extraordinary items | $340,000 | 3,753 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 3,753 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $340,000 | 3,753 |
| Net charge-offs | $42,000 | 5,063 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $499,900 | 2,990 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,826,000 | 1,556 |
| Total interest expense | $2,612,000 | 1,316 |
| Net interest income | $3,214,000 | 1,721 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $144,000 | 4,485 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $56,000 | 4,381 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $88,000 | 3,856 |
| Total noninterest expense | $3,008,000 | 1,661 |
| Salaries and employee benefits | $1,783,000 | 1,471 |
| Premises and equipment expense | $390,000 | 1,815 |
| Additional noninterest expense | $835,000 | 1,919 |
| Pre-tax net operating income | $260,000 | 3,572 |
| Securities gains (losses) | $-2,000 | 7,731 |
| Applicable income taxes | $86,000 | 2,332 |
| Income before extraordinary items | $172,000 | 4,117 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $172,000 | 4,120 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $172,000 | 4,120 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $173,340 | 3,955 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,574,000 | 1,640 |
| Total interest expense | $11,413,000 | 1,436 |
| Net interest income | $12,161,000 | 1,836 |
| Provision for loan and lease losses | $420,000 | 4,065 |
| Total noninterest income | $614,000 | 4,418 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $308,000 | 3,970 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $306,000 | 4,061 |
| Total noninterest expense | $9,766,000 | 1,976 |
| Salaries and employee benefits | $6,615,000 | 1,565 |
| Premises and equipment expense | $1,083,000 | 2,445 |
| Additional noninterest expense | $2,068,000 | 2,782 |
| Pre-tax net operating income | $2,589,000 | 2,033 |
| Securities gains (losses) | $19,000 | 2,215 |
| Applicable income taxes | $925,000 | 1,272 |
| Income before extraordinary items | $1,683,000 | 2,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,683,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,350 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,670,650 | 2,460 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,629,000 | 1,679 |
| Total interest expense | $8,715,000 | 1,467 |
| Net interest income | $8,914,000 | 1,901 |
| Provision for loan and lease losses | $290,000 | 3,611 |
| Total noninterest income | $444,000 | 4,602 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $241,000 | 3,926 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $203,000 | 4,383 |
| Total noninterest expense | $7,270,000 | 1,979 |
| Salaries and employee benefits | $4,911,000 | 1,596 |
| Premises and equipment expense | $834,000 | 2,400 |
| Additional noninterest expense | $1,525,000 | 2,739 |
| Pre-tax net operating income | $1,798,000 | 2,491 |
| Securities gains (losses) | $40,000 | 1,574 |
| Applicable income taxes | $643,000 | 1,615 |
| Income before extraordinary items | $1,195,000 | 2,764 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,195,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,412 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,169,000 | 2,948 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,730,000 | 1,716 |
| Total interest expense | $6,055,000 | 1,457 |
| Net interest income | $5,675,000 | 1,968 |
| Provision for loan and lease losses | $200,000 | 3,141 |
| Total noninterest income | $275,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $155,000 | 3,992 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $120,000 | 4,732 |
| Total noninterest expense | $4,883,000 | 1,963 |
| Salaries and employee benefits | $3,320,000 | 1,588 |
| Premises and equipment expense | $556,000 | 2,402 |
| Additional noninterest expense | $1,007,000 | 2,726 |
| Pre-tax net operating income | $867,000 | 3,259 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $293,000 | 2,242 |
| Income before extraordinary items | $581,000 | 3,711 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $581,000 | 3,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,518 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $576,380 | 3,669 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,899,000 | 1,747 |
| Total interest expense | $3,234,000 | 1,449 |
| Net interest income | $2,665,000 | 2,087 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $130,000 | 4,919 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $76,000 | 3,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,896 |
| Total noninterest expense | $2,448,000 | 1,955 |
| Salaries and employee benefits | $1,676,000 | 1,588 |
| Premises and equipment expense | $299,000 | 2,275 |
| Additional noninterest expense | $473,000 | 2,847 |
| Pre-tax net operating income | $327,000 | 3,957 |
| Securities gains (losses) | $35,000 | 1,284 |
| Applicable income taxes | $126,000 | 2,531 |
| Income before extraordinary items | $236,000 | 4,318 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $236,000 | 4,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $213,250 | 4,442 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,809,000 | 1,787 |
| Total interest expense | $13,064,000 | 1,543 |
| Net interest income | $10,745,000 | 2,100 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $510,000 | 4,987 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $326,000 | 3,925 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $184,000 | 5,229 |
| Total noninterest expense | $8,938,000 | 2,056 |
| Salaries and employee benefits | $6,052,000 | 1,654 |
| Premises and equipment expense | $1,048,000 | 2,461 |
| Additional noninterest expense | $1,838,000 | 2,879 |
| Pre-tax net operating income | $2,281,000 | 3,032 |
| Securities gains (losses) | $-7,000 | 7,477 |
| Applicable income taxes | $744,000 | 2,225 |
| Income before extraordinary items | $1,530,000 | 3,396 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,530,000 | 3,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,540 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,534,690 | 3,373 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,709,000 | 1,807 |
| Total interest expense | $9,638,000 | 1,566 |
| Net interest income | $8,071,000 | 2,114 |
| Provision for loan and lease losses | $4,000 | 6,410 |
| Total noninterest income | $351,000 | 5,203 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $242,000 | 3,935 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $109,000 | 5,656 |
| Total noninterest expense | $6,655,000 | 2,053 |
| Salaries and employee benefits | $4,493,000 | 1,678 |
| Premises and equipment expense | $794,000 | 2,430 |
| Additional noninterest expense | $1,368,000 | 2,831 |
| Pre-tax net operating income | $1,763,000 | 3,114 |
| Securities gains (losses) | $-8,000 | 7,721 |
| Applicable income taxes | $566,000 | 2,374 |
| Income before extraordinary items | $1,189,000 | 3,485 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,189,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,289 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,194,440 | 3,460 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,713,000 | 1,842 |
| Total interest expense | $6,351,000 | 1,591 |
| Net interest income | $5,362,000 | 2,150 |
| Provision for loan and lease losses | $3,000 | 6,090 |
| Total noninterest income | $215,000 | 5,432 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $145,000 | 4,154 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $70,000 | 5,737 |
| Total noninterest expense | $4,591,000 | 2,017 |
| Salaries and employee benefits | $3,118,000 | 1,645 |
| Premises and equipment expense | $540,000 | 2,392 |
| Additional noninterest expense | $933,000 | 2,776 |
| Pre-tax net operating income | $983,000 | 3,567 |
| Securities gains (losses) | $-8,000 | 7,953 |
| Applicable income taxes | $283,000 | 2,804 |
| Income before extraordinary items | $692,000 | 3,849 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $692,000 | 3,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,747 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $697,680 | 3,816 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,856,000 | 1,836 |
| Total interest expense | $3,193,000 | 1,556 |
| Net interest income | $2,663,000 | 2,174 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $110,000 | 5,340 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $68,000 | 4,246 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $2,295,000 | 2,017 |
| Salaries and employee benefits | $1,592,000 | 1,635 |
| Premises and equipment expense | $276,000 | 2,364 |
| Additional noninterest expense | $427,000 | 3,000 |
| Pre-tax net operating income | $476,000 | 3,638 |
| Securities gains (losses) | $-8,000 | 8,229 |
| Applicable income taxes | $182,000 | 2,528 |
| Income before extraordinary items | $286,000 | 4,295 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $286,000 | 4,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $291,120 | 4,222 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,467,000 | 1,725 |
| Total interest expense | $11,760,000 | 1,429 |
| Net interest income | $11,707,000 | 1,986 |
| Provision for loan and lease losses | $264,000 | 3,004 |
| Total noninterest income | $430,000 | 5,450 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $257,000 | 4,431 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $173,000 | 5,372 |
| Total noninterest expense | $8,948,000 | 1,970 |
| Salaries and employee benefits | $5,864,000 | 1,666 |
| Premises and equipment expense | $1,060,000 | 2,330 |
| Additional noninterest expense | $2,024,000 | 2,544 |
| Pre-tax net operating income | $2,925,000 | 2,820 |
| Securities gains (losses) | $114,000 | 506 |
| Applicable income taxes | $1,014,000 | 2,173 |
| Income before extraordinary items | $2,025,000 | 3,074 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,025,000 | 3,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,798 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,948,620 | 3,141 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,527,000 | 1,713 |
| Total interest expense | $8,515,000 | 1,438 |
| Net interest income | $9,012,000 | 1,952 |
| Provision for loan and lease losses | $138,000 | 3,538 |
| Total noninterest income | $293,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $182,000 | 4,600 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 5,644 |
| Total noninterest expense | $6,691,000 | 1,971 |
| Salaries and employee benefits | $4,391,000 | 1,680 |
| Premises and equipment expense | $818,000 | 2,273 |
| Additional noninterest expense | $1,482,000 | 2,597 |
| Pre-tax net operating income | $2,476,000 | 2,674 |
| Securities gains (losses) | $6,000 | 998 |
| Applicable income taxes | $792,000 | 2,216 |
| Income before extraordinary items | $1,690,000 | 2,932 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,690,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,572 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,685,920 | 2,929 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,528,000 | 1,697 |
| Total interest expense | $5,403,000 | 1,435 |
| Net interest income | $6,125,000 | 1,905 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $186,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $105,000 | 4,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 5,545 |
| Total noninterest expense | $4,517,000 | 1,958 |
| Salaries and employee benefits | $2,998,000 | 1,652 |
| Premises and equipment expense | $509,000 | 2,428 |
| Additional noninterest expense | $1,010,000 | 2,540 |
| Pre-tax net operating income | $1,769,000 | 2,543 |
| Securities gains (losses) | $5,000 | 842 |
| Applicable income taxes | $588,000 | 2,086 |
| Income before extraordinary items | $1,186,000 | 2,814 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,186,000 | 2,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,182,650 | 2,815 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,701,000 | 1,673 |
| Total interest expense | $2,574,000 | 1,431 |
| Net interest income | $3,127,000 | 1,845 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $84,000 | 5,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $51,000 | 4,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 5,895 |
| Total noninterest expense | $2,237,000 | 1,978 |
| Salaries and employee benefits | $1,515,000 | 1,640 |
| Premises and equipment expense | $252,000 | 2,453 |
| Additional noninterest expense | $470,000 | 2,686 |
| Pre-tax net operating income | $959,000 | 2,351 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $317,000 | 1,946 |
| Income before extraordinary items | $642,000 | 2,610 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $642,000 | 2,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $642,000 | 2,590 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,317,000 | 1,582 |
| Total interest expense | $8,208,000 | 1,381 |
| Net interest income | $13,109,000 | 1,670 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $428,000 | 5,582 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $231,000 | 4,744 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $197,000 | 5,197 |
| Total noninterest expense | $8,584,000 | 1,952 |
| Salaries and employee benefits | $5,680,000 | 1,649 |
| Premises and equipment expense | $960,000 | 2,457 |
| Additional noninterest expense | $1,944,000 | 2,556 |
| Pre-tax net operating income | $4,833,000 | 1,923 |
| Securities gains (losses) | $33,000 | 1,075 |
| Applicable income taxes | $1,619,000 | 1,617 |
| Income before extraordinary items | $3,247,000 | 2,110 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,247,000 | 2,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,134 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,224,890 | 2,088 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,761,000 | 1,558 |
| Total interest expense | $5,968,000 | 1,342 |
| Net interest income | $9,793,000 | 1,656 |
| Provision for loan and lease losses | $55,000 | 5,056 |
| Total noninterest income | $283,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $178,000 | 4,710 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,862 |
| Total noninterest expense | $6,422,000 | 1,942 |
| Salaries and employee benefits | $4,231,000 | 1,635 |
| Premises and equipment expense | $740,000 | 2,383 |
| Additional noninterest expense | $1,451,000 | 2,538 |
| Pre-tax net operating income | $3,599,000 | 1,945 |
| Securities gains (losses) | $33,000 | 1,024 |
| Applicable income taxes | $1,229,000 | 1,621 |
| Income before extraordinary items | $2,403,000 | 2,139 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,403,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,948 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,381,220 | 2,123 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,402,000 | 1,520 |
| Total interest expense | $3,899,000 | 1,294 |
| Net interest income | $6,503,000 | 1,657 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $180,000 | 5,977 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $102,000 | 4,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $78,000 | 5,666 |
| Total noninterest expense | $4,419,000 | 1,877 |
| Salaries and employee benefits | $2,890,000 | 1,597 |
| Premises and equipment expense | $520,000 | 2,259 |
| Additional noninterest expense | $1,009,000 | 2,406 |
| Pre-tax net operating income | $2,264,000 | 1,982 |
| Securities gains (losses) | $33,000 | 930 |
| Applicable income taxes | $796,000 | 1,622 |
| Income before extraordinary items | $1,501,000 | 2,228 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,501,000 | 2,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,937 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,479,550 | 2,227 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,149,000 | 1,504 |
| Total interest expense | $1,904,000 | 1,244 |
| Net interest income | $3,245,000 | 1,649 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $64,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $50,000 | 4,996 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $2,166,000 | 1,914 |
| Salaries and employee benefits | $1,430,000 | 1,615 |
| Premises and equipment expense | $286,000 | 2,083 |
| Additional noninterest expense | $450,000 | 2,693 |
| Pre-tax net operating income | $1,143,000 | 1,949 |
| Securities gains (losses) | $35,000 | 641 |
| Applicable income taxes | $409,000 | 1,581 |
| Income before extraordinary items | $769,000 | 2,159 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $769,000 | 2,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $746,250 | 2,166 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,378,000 | 1,490 |
| Total interest expense | $7,261,000 | 1,117 |
| Net interest income | $12,117,000 | 1,675 |
| Provision for loan and lease losses | $160,000 | 4,119 |
| Total noninterest income | $398,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $234,000 | 4,881 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $164,000 | 5,508 |
| Total noninterest expense | $8,053,000 | 1,995 |
| Salaries and employee benefits | $5,263,000 | 1,674 |
| Premises and equipment expense | $847,000 | 2,649 |
| Additional noninterest expense | $1,943,000 | 2,487 |
| Pre-tax net operating income | $4,302,000 | 1,927 |
| Securities gains (losses) | $50,000 | 1,738 |
| Applicable income taxes | $1,441,000 | 1,654 |
| Income before extraordinary items | $2,911,000 | 2,134 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,911,000 | 2,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,331 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,877,500 | 2,113 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,365,000 | 1,496 |
| Total interest expense | $5,393,000 | 1,106 |
| Net interest income | $8,972,000 | 1,680 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $297,000 | 5,844 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $181,000 | 4,846 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $116,000 | 5,640 |
| Total noninterest expense | $6,129,000 | 1,956 |
| Salaries and employee benefits | $4,050,000 | 1,635 |
| Premises and equipment expense | $653,000 | 2,583 |
| Additional noninterest expense | $1,426,000 | 2,499 |
| Pre-tax net operating income | $3,080,000 | 2,029 |
| Securities gains (losses) | $19,000 | 2,339 |
| Applicable income taxes | $1,010,000 | 1,764 |
| Income before extraordinary items | $2,089,000 | 2,231 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,089,000 | 2,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,390 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,076,270 | 2,187 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,547,000 | 1,484 |
| Total interest expense | $3,544,000 | 1,111 |
| Net interest income | $6,003,000 | 1,673 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $211,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $104,000 | 5,184 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $107,000 | 5,031 |
| Total noninterest expense | $4,061,000 | 1,966 |
| Salaries and employee benefits | $2,690,000 | 1,641 |
| Premises and equipment expense | $435,000 | 2,581 |
| Additional noninterest expense | $936,000 | 2,539 |
| Pre-tax net operating income | $2,138,000 | 1,928 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $671,000 | 1,757 |
| Income before extraordinary items | $1,473,000 | 2,106 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,473,000 | 2,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,746 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,468,860 | 2,054 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 1,474 |
| Total interest expense | $1,804,000 | 1,107 |
| Net interest income | $3,020,000 | 1,652 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $62,000 | 6,798 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $49,000 | 5,252 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $2,113,000 | 1,898 |
| Salaries and employee benefits | $1,450,000 | 1,540 |
| Premises and equipment expense | $222,000 | 2,543 |
| Additional noninterest expense | $441,000 | 2,654 |
| Pre-tax net operating income | $964,000 | 2,077 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $300,000 | 1,932 |
| Income before extraordinary items | $665,000 | 2,279 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $665,000 | 2,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $664,310 | 2,203 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,913,000 | 1,441 |
| Total interest expense | $8,452,000 | 1,059 |
| Net interest income | $11,461,000 | 1,692 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $424,000 | 5,847 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $236,000 | 4,882 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $188,000 | 5,408 |
| Total noninterest expense | $7,529,000 | 2,091 |
| Salaries and employee benefits | $4,887,000 | 1,755 |
| Premises and equipment expense | $908,000 | 2,467 |
| Additional noninterest expense | $1,734,000 | 2,710 |
| Pre-tax net operating income | $4,336,000 | 1,860 |
| Securities gains (losses) | $-75,000 | 8,999 |
| Applicable income taxes | $1,442,000 | 1,675 |
| Income before extraordinary items | $2,819,000 | 2,154 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,819,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,588 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,868,500 | 2,024 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,999,000 | 1,460 |
| Total interest expense | $6,547,000 | 1,066 |
| Net interest income | $8,452,000 | 1,741 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $296,000 | 6,043 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $180,000 | 4,876 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 5,793 |
| Total noninterest expense | $5,675,000 | 2,098 |
| Salaries and employee benefits | $3,693,000 | 1,754 |
| Premises and equipment expense | $679,000 | 2,491 |
| Additional noninterest expense | $1,303,000 | 2,695 |
| Pre-tax net operating income | $3,053,000 | 2,020 |
| Securities gains (losses) | $-112,000 | 9,126 |
| Applicable income taxes | $1,023,000 | 1,825 |
| Income before extraordinary items | $1,918,000 | 2,426 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,918,000 | 2,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,621 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,990,800 | 2,233 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,180,000 | 1,443 |
| Total interest expense | $4,519,000 | 1,064 |
| Net interest income | $5,661,000 | 1,724 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $246,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $108,000 | 5,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $138,000 | 4,712 |
| Total noninterest expense | $3,691,000 | 2,125 |
| Salaries and employee benefits | $2,430,000 | 1,768 |
| Premises and equipment expense | $428,000 | 2,597 |
| Additional noninterest expense | $833,000 | 2,789 |
| Pre-tax net operating income | $2,196,000 | 1,888 |
| Securities gains (losses) | $-123,000 | 9,206 |
| Applicable income taxes | $745,000 | 1,726 |
| Income before extraordinary items | $1,328,000 | 2,339 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,328,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,047 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,406,720 | 2,106 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,189,000 | 1,425 |
| Total interest expense | $2,322,000 | 1,059 |
| Net interest income | $2,867,000 | 1,700 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $112,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 5,050 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 4,952 |
| Total noninterest expense | $1,864,000 | 2,100 |
| Salaries and employee benefits | $1,259,000 | 1,699 |
| Premises and equipment expense | $218,000 | 2,563 |
| Additional noninterest expense | $387,000 | 2,937 |
| Pre-tax net operating income | $1,095,000 | 1,881 |
| Securities gains (losses) | $-80,000 | 9,251 |
| Applicable income taxes | $367,000 | 1,750 |
| Income before extraordinary items | $648,000 | 2,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $648,000 | 2,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $699,200 | 2,081 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,805,000 | 1,412 |
| Total interest expense | $10,027,000 | 1,122 |
| Net interest income | $11,778,000 | 1,644 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $444,000 | 5,519 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $230,000 | 4,901 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $214,000 | 4,880 |
| Total noninterest expense | $6,700,000 | 2,230 |
| Salaries and employee benefits | $4,302,000 | 1,875 |
| Premises and equipment expense | $738,000 | 2,864 |
| Additional noninterest expense | $1,660,000 | 2,719 |
| Pre-tax net operating income | $5,402,000 | 1,514 |
| Securities gains (losses) | $70,000 | 2,096 |
| Applicable income taxes | $2,008,000 | 1,291 |
| Income before extraordinary items | $3,464,000 | 1,731 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,464,000 | 1,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,876 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,419,200 | 1,696 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,447,000 | 1,507 |
| Total interest expense | $13,538,000 | 1,188 |
| Net interest income | $8,909,000 | 2,004 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $427,000 | 5,509 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $208,000 | 5,073 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $219,000 | 4,749 |
| Total noninterest expense | $6,014,000 | 2,374 |
| Salaries and employee benefits | $3,754,000 | 2,004 |
| Premises and equipment expense | $691,000 | 2,974 |
| Additional noninterest expense | $1,569,000 | 2,766 |
| Pre-tax net operating income | $3,202,000 | 2,142 |
| Securities gains (losses) | $76,000 | 1,986 |
| Applicable income taxes | $1,200,000 | 1,812 |
| Income before extraordinary items | $2,078,000 | 2,435 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,078,000 | 2,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,029,360 | 2,412 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,891,000 | 1,654 |
| Total interest expense | $11,756,000 | 1,466 |
| Net interest income | $9,135,000 | 1,933 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $536,000 | 4,712 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $200,000 | 5,090 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $336,000 | 3,698 |
| Total noninterest expense | $5,655,000 | 2,423 |
| Salaries and employee benefits | $3,542,000 | 2,010 |
| Premises and equipment expense | $619,000 | 3,178 |
| Additional noninterest expense | $1,494,000 | 2,837 |
| Pre-tax net operating income | $3,896,000 | 1,880 |
| Securities gains (losses) | $56,000 | 691 |
| Applicable income taxes | $1,334,000 | 1,665 |
| Income before extraordinary items | $2,618,000 | 1,989 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,618,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,334 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,581,040 | 2,027 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,922,000 | 1,715 |
| Total interest expense | $10,294,000 | 1,460 |
| Net interest income | $8,628,000 | 2,050 |
| Provision for loan and lease losses | $273,000 | 2,885 |
| Total noninterest income | $571,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $177,000 | 5,430 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $394,000 | 3,462 |
| Total noninterest expense | $5,384,000 | 2,510 |
| Salaries and employee benefits | $3,325,000 | 2,108 |
| Premises and equipment expense | $606,000 | 3,222 |
| Additional noninterest expense | $1,453,000 | 2,945 |
| Pre-tax net operating income | $3,542,000 | 2,065 |
| Securities gains (losses) | $218,000 | 528 |
| Applicable income taxes | $1,327,000 | 1,753 |
| Income before extraordinary items | $2,433,000 | 2,155 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,433,000 | 2,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,512 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,291,300 | 2,256 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,639,000 | 1,739 |
| Total interest expense | $10,156,000 | 1,505 |
| Net interest income | $8,483,000 | 2,019 |
| Provision for loan and lease losses | $260,000 | 2,922 |
| Total noninterest income | $422,000 | 5,440 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $161,000 | 5,733 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $261,000 | 4,317 |
| Total noninterest expense | $5,259,000 | 2,475 |
| Salaries and employee benefits | $3,268,000 | 2,070 |
| Premises and equipment expense | $582,000 | 3,261 |
| Additional noninterest expense | $1,409,000 | 2,940 |
| Pre-tax net operating income | $3,386,000 | 2,127 |
| Securities gains (losses) | $462,000 | 586 |
| Applicable income taxes | $1,405,000 | 1,731 |
| Income before extraordinary items | $2,443,000 | 2,134 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,443,000 | 2,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,147,320 | 2,318 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,295,000 | 1,805 |
| Total interest expense | $10,036,000 | 1,544 |
| Net interest income | $8,259,000 | 2,106 |
| Provision for loan and lease losses | $210,000 | 3,330 |
| Total noninterest income | $360,000 | 6,094 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $156,000 | 6,073 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $204,000 | 4,907 |
| Total noninterest expense | $5,041,000 | 2,548 |
| Salaries and employee benefits | $3,083,000 | 2,145 |
| Premises and equipment expense | $499,000 | 3,703 |
| Additional noninterest expense | $1,459,000 | 2,800 |
| Pre-tax net operating income | $3,368,000 | 2,247 |
| Securities gains (losses) | $222,000 | 663 |
| Applicable income taxes | $1,402,000 | 1,800 |
| Income before extraordinary items | $2,188,000 | 2,379 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,188,000 | 2,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,342 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,045,920 | 2,479 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,669,000 | 2,031 |
| Total interest expense | $8,750,000 | 1,798 |
| Net interest income | $7,919,000 | 2,271 |
| Provision for loan and lease losses | $70,000 | 5,840 |
| Total noninterest income | $366,000 | 6,254 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $173,000 | 6,058 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $193,000 | 5,277 |
| Total noninterest expense | $5,005,000 | 2,742 |
| Salaries and employee benefits | $2,920,000 | 2,271 |
| Premises and equipment expense | $498,000 | 3,794 |
| Additional noninterest expense | $1,587,000 | 2,988 |
| Pre-tax net operating income | $3,210,000 | 2,230 |
| Securities gains (losses) | $123,000 | 878 |
| Applicable income taxes | $1,237,000 | 1,943 |
| Income before extraordinary items | $2,096,000 | 2,349 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,096,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,017,280 | 2,397 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,829,000 | 2,125 |
| Total interest expense | $8,090,000 | 1,934 |
| Net interest income | $7,739,000 | 2,326 |
| Provision for loan and lease losses | $224,000 | 2,816 |
| Total noninterest income | $428,000 | 5,722 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $216,000 | 5,414 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $212,000 | 4,962 |
| Total noninterest expense | $4,929,000 | 2,752 |
| Salaries and employee benefits | $2,851,000 | 2,320 |
| Premises and equipment expense | $400,000 | 4,538 |
| Additional noninterest expense | $1,678,000 | 2,775 |
| Pre-tax net operating income | $3,014,000 | 2,421 |
| Securities gains (losses) | $-113,000 | 11,542 |
| Applicable income taxes | $1,041,000 | 2,295 |
| Income before extraordinary items | $1,860,000 | 2,664 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,860,000 | 2,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 1,384 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,932,320 | 2,556 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,022,000 | 2,181 |
| Total interest expense | $6,320,000 | 1,973 |
| Net interest income | $7,702,000 | 2,341 |
| Provision for loan and lease losses | $-780,000 | 12,509 |
| Total noninterest income | $573,000 | 4,813 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $227,000 | 5,388 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $346,000 | 3,743 |
| Total noninterest expense | $5,325,000 | 2,611 |
| Salaries and employee benefits | $3,037,000 | 2,188 |
| Premises and equipment expense | $475,000 | 3,966 |
| Additional noninterest expense | $1,813,000 | 2,816 |
| Pre-tax net operating income | $3,730,000 | 1,906 |
| Securities gains (losses) | $-106,000 | 11,563 |
| Applicable income taxes | $1,547,000 | 1,516 |
| Income before extraordinary items | $2,077,000 | 2,340 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,077,000 | 2,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-624,000 | 12,553 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,144,840 | 2,294 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,275,000 | 2,179 |
| Total interest expense | $6,781,000 | 1,915 |
| Net interest income | $7,494,000 | 2,389 |
| Provision for loan and lease losses | $174,000 | 4,292 |
| Total noninterest income | $440,000 | 6,087 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $241,000 | 5,249 |
| Trading account gains and fees | $50,000 | 325 |
| Additional Noninterest Income | $149,000 | 6,586 |
| Total noninterest expense | $5,089,000 | 2,811 |
| Salaries and employee benefits | $2,661,000 | 2,492 |
| Premises and equipment expense | $389,000 | 4,823 |
| Additional noninterest expense | $2,039,000 | 2,689 |
| Pre-tax net operating income | $2,671,000 | 2,559 |
| Securities gains (losses) | $165,000 | 1,888 |
| Applicable income taxes | $484,000 | 4,300 |
| Income before extraordinary items | $2,352,000 | 2,131 |
| Extraordinary gains, net | $769,000 | 297 |
| Net income | $3,121,000 | 1,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-188,000 | 13,100 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,215,050 | 2,125 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,995,000 | 2,209 |
| Total interest expense | $8,011,000 | 2,125 |
| Net interest income | $7,984,000 | 2,280 |
| Provision for loan and lease losses | $734,000 | 2,289 |
| Total noninterest income | $17,000 | 13,725 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | $32,000 | 346 |
| Additional Noninterest Income | $-236,000 | 13,949 |
| Total noninterest expense | $5,628,000 | 2,571 |
| Salaries and employee benefits | $2,579,000 | 2,505 |
| Premises and equipment expense | $434,000 | 4,484 |
| Additional noninterest expense | $2,615,000 | 2,245 |
| Pre-tax net operating income | $1,639,000 | 3,733 |
| Securities gains (losses) | $646,000 | 892 |
| Applicable income taxes | $1,174,000 | 1,793 |
| Income before extraordinary items | $1,111,000 | 4,089 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,111,000 | 4,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 3,167 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-454,000 | 13,862 |
| Net operating income | $697,560 | 5,600 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.