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Winchester Co-operative Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$28,013,000	1,487
Total interest expense	$13,936,000	1,030
Net interest income	$14,077,000	1,905
Provision for loan and lease losses	$25,000	3,002
Total noninterest income	$1,113,000	2,613
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$62,000	3,697
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,051,000	2,239
Total noninterest expense	$12,885,000	1,719
Salaries and employee benefits	$8,049,000	1,599
Premises and equipment expense	$1,523,000	1,523
Additional noninterest expense	$1,051,000	2,239
Pre-tax net operating income	$2,280,000	2,812
Securities gains (losses)	$0	988
Applicable income taxes	$455,000	1,975
Income before extraordinary items	$1,825,000	2,879
Extraordinary gains, net	$0	54
Net income	$1,825,000	2,908
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,825,000	2,881
Net charge-offs	$8,000	2,487
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,825,000	2,918
2023-09-30 (YTD Data)		Rank
Total interest income	$20,358,000	1,490
Total interest expense	$9,418,000	1,033
Net interest income	$10,940,000	1,865
Provision for loan and lease losses	$25,000	2,747
Total noninterest income	$827,000	2,623
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$47,000	3,694
Trading account gains and fees	NA	NA
Additional Noninterest Income	$780,000	2,235
Total noninterest expense	$9,668,000	1,713
Salaries and employee benefits	$5,994,000	1,605
Premises and equipment expense	$1,131,000	1,537
Additional noninterest expense	$780,000	2,235
Pre-tax net operating income	$2,074,000	2,659
Securities gains (losses)	$0	849
Applicable income taxes	$432,000	1,859
Income before extraordinary items	$1,642,000	2,741
Extraordinary gains, net	$0	52
Net income	$1,642,000	2,771
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,642,000	2,742
Net charge-offs	$8,000	2,199
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,642,000	2,772
2023-06-30 (YTD Data)		Rank
Total interest income	$13,177,000	1,489
Total interest expense	$5,541,000	1,036
Net interest income	$7,636,000	1,804
Provision for loan and lease losses	$0	2,940
Total noninterest income	$549,000	2,594
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$33,000	3,665
Trading account gains and fees	NA	NA
Additional Noninterest Income	$516,000	2,166
Total noninterest expense	$6,423,000	1,707
Salaries and employee benefits	$3,957,000	1,610
Premises and equipment expense	$743,000	1,546
Additional noninterest expense	$516,000	2,163
Pre-tax net operating income	$1,762,000	2,404
Securities gains (losses)	$0	938
Applicable income taxes	$414,000	1,617
Income before extraordinary items	$1,348,000	2,523
Extraordinary gains, net	$0	51
Net income	$1,348,000	2,553
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,348,000	2,523
Net charge-offs	$8,000	1,884
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,348,000	2,535
2023-03-31 (YTD Data)		Rank
Total interest income	$6,436,000	1,497
Total interest expense	$2,330,000	1,062
Net interest income	$4,106,000	1,724
Provision for loan and lease losses	$0	2,612
Total noninterest income	$269,000	2,617
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$17,000	3,674
Trading account gains and fees	NA	NA
Additional Noninterest Income	$252,000	2,181
Total noninterest expense	$3,078,000	1,796
Salaries and employee benefits	$1,901,000	1,689
Premises and equipment expense	$357,000	1,620
Additional noninterest expense	$252,000	2,181
Pre-tax net operating income	$1,297,000	1,969
Securities gains (losses)	$0	950
Applicable income taxes	$312,000	1,356
Income before extraordinary items	$985,000	2,113
Extraordinary gains, net	$0	4
Net income	$985,000	2,113
Minority interest net income	$0	48
Net income of bank and minority interests.	$985,000	2,113
Net charge-offs	$8,000	1,438
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$985,000	2,136
2022-12-31 (YTD Data)		Rank
Total interest income	$20,653,000	1,531
Total interest expense	$3,586,000	1,018
Net interest income	$17,067,000	1,631
Provision for loan and lease losses	$0	3,012
Total noninterest income	$923,000	2,905
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$53,000	3,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$870,000	2,487
Total noninterest expense	$11,658,000	1,816
Salaries and employee benefits	$7,191,000	1,712
Premises and equipment expense	$1,331,000	1,675
Additional noninterest expense	$870,000	2,487
Pre-tax net operating income	$6,332,000	1,761
Securities gains (losses)	$0	691
Applicable income taxes	$1,683,000	1,189
Income before extraordinary items	$4,649,000	1,913
Extraordinary gains, net	$0	5
Net income	$4,649,000	1,912
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,649,000	1,912
Net charge-offs	$6,000	2,274
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,649,000	1,947
2022-09-30 (YTD Data)		Rank
Total interest income	$14,377,000	1,577
Total interest expense	$2,114,000	967
Net interest income	$12,263,000	1,659
Provision for loan and lease losses	$0	2,835
Total noninterest income	$646,000	3,013
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$38,000	3,958
Trading account gains and fees	NA	NA
Additional Noninterest Income	$608,000	2,583
Total noninterest expense	$8,698,000	1,817
Salaries and employee benefits	$5,358,000	1,712
Premises and equipment expense	$993,000	1,693
Additional noninterest expense	$608,000	2,583
Pre-tax net operating income	$4,211,000	1,877
Securities gains (losses)	$0	740
Applicable income taxes	$1,153,000	1,249
Income before extraordinary items	$3,058,000	2,062
Extraordinary gains, net	$0	4
Net income	$3,058,000	2,061
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,058,000	2,061
Net charge-offs	$6,000	1,967
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,058,000	2,089
2022-06-30 (YTD Data)		Rank
Total interest income	$8,869,000	1,645
Total interest expense	$1,340,000	864
Net interest income	$7,529,000	1,738
Provision for loan and lease losses	$0	2,599
Total noninterest income	$412,000	3,040
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$23,000	4,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$389,000	2,666
Total noninterest expense	$5,762,000	1,816
Salaries and employee benefits	$3,566,000	1,700
Premises and equipment expense	$635,000	1,759
Additional noninterest expense	$1,561,000	1,937
Pre-tax net operating income	$2,179,000	2,094
Securities gains (losses)	$0	687
Applicable income taxes	$596,000	1,359
Income before extraordinary items	$1,583,000	2,273
Extraordinary gains, net	$0	4
Net income	$1,583,000	2,273
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,583,000	2,273
Net charge-offs	$6,000	1,731
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,583,000	2,311
2022-03-31 (YTD Data)		Rank
Total interest income	$4,243,000	1,649
Total interest expense	$679,000	804
Net interest income	$3,564,000	1,767
Provision for loan and lease losses	$0	2,285
Total noninterest income	$214,000	2,979
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$12,000	4,029
Trading account gains and fees	NA	NA
Additional Noninterest Income	$202,000	2,557
Total noninterest expense	$2,840,000	1,821
Salaries and employee benefits	$1,730,000	1,750
Premises and equipment expense	$329,000	1,733
Additional noninterest expense	$781,000	1,909
Pre-tax net operating income	$938,000	2,179
Securities gains (losses)	$0	623
Applicable income taxes	$257,000	1,431
Income before extraordinary items	$681,000	2,387
Extraordinary gains, net	$0	4
Net income	$681,000	2,385
Minority interest net income	$0	50
Net income of bank and minority interests.	$681,000	2,387
Net charge-offs	$7,000	1,284
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$681,000	2,410
2021-12-31 (YTD Data)		Rank
Total interest income	$17,688,000	1,637
Total interest expense	$3,930,000	687
Net interest income	$13,758,000	1,853
Provision for loan and lease losses	$0	3,064
Total noninterest income	$1,343,000	2,669
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$42,000	4,120
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,301,000	2,374
Total noninterest expense	$10,635,000	1,898
Salaries and employee benefits	$6,557,000	1,801
Premises and equipment expense	$1,164,000	1,855
Additional noninterest expense	$2,914,000	2,024
Pre-tax net operating income	$4,466,000	2,193
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,223,000	1,466
Income before extraordinary items	$3,243,000	2,443
Extraordinary gains, net	$0	10
Net income	$3,243,000	2,443
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,243,000	2,444
Net charge-offs	$42,000	1,742
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,243,000	2,422
2021-09-30 (YTD Data)		Rank
Total interest income	$13,357,000	1,661
Total interest expense	$3,136,000	681
Net interest income	$10,221,000	1,887
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,026,000	2,677
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$32,000	4,162
Trading account gains and fees	NA	NA
Additional Noninterest Income	$994,000	2,394
Total noninterest expense	$7,972,000	1,905
Salaries and employee benefits	$4,887,000	1,814
Premises and equipment expense	$878,000	1,878
Additional noninterest expense	$2,207,000	2,006
Pre-tax net operating income	$3,275,000	2,318
Securities gains (losses)	$0	2,015
Applicable income taxes	$902,000	1,547
Income before extraordinary items	$2,373,000	2,580
Extraordinary gains, net	$0	8
Net income	$2,373,000	2,580
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,373,000	2,580
Net charge-offs	$42,000	1,431
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,373,000	2,551
2021-06-30 (YTD Data)		Rank
Total interest income	$8,901,000	1,653
Total interest expense	$2,238,000	669
Net interest income	$6,663,000	1,904
Provision for loan and lease losses	$0	2,862
Total noninterest income	$705,000	2,614
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$21,000	4,172
Trading account gains and fees	NA	NA
Additional Noninterest Income	$684,000	2,328
Total noninterest expense	$5,159,000	1,936
Salaries and employee benefits	$3,133,000	1,864
Premises and equipment expense	$574,000	1,896
Additional noninterest expense	$1,452,000	2,022
Pre-tax net operating income	$2,209,000	2,258
Securities gains (losses)	$0	1,818
Applicable income taxes	$610,000	1,514
Income before extraordinary items	$1,599,000	2,538
Extraordinary gains, net	$0	6
Net income	$1,599,000	2,538
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,599,000	2,538
Net charge-offs	$2,000	2,060
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,599,000	2,501
2021-03-31 (YTD Data)		Rank
Total interest income	$4,470,000	1,648
Total interest expense	$1,212,000	657
Net interest income	$3,258,000	1,910
Provision for loan and lease losses	$0	2,741
Total noninterest income	$321,000	2,726
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$9,000	4,263
Trading account gains and fees	NA	NA
Additional Noninterest Income	$312,000	2,416
Total noninterest expense	$2,450,000	1,985
Salaries and employee benefits	$1,420,000	1,991
Premises and equipment expense	$283,000	1,918
Additional noninterest expense	$747,000	1,932
Pre-tax net operating income	$1,129,000	2,218
Securities gains (losses)	$0	1,392
Applicable income taxes	$305,000	1,496
Income before extraordinary items	$824,000	2,475
Extraordinary gains, net	$0	3
Net income	$824,000	2,473
Minority interest net income	$0	55
Net income of bank and minority interests.	$824,000	2,475
Net charge-offs	$1,000	1,805
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$824,000	2,438
2020-12-31 (YTD Data)		Rank
Total interest income	$20,469,000	1,468
Total interest expense	$6,982,000	687
Net interest income	$13,487,000	1,803
Provision for loan and lease losses	$0	4,319
Total noninterest income	$1,911,000	2,180
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$33,000	4,407
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,878,000	1,848
Total noninterest expense	$11,657,000	1,740
Salaries and employee benefits	$7,740,000	1,554
Premises and equipment expense	$1,148,000	1,856
Additional noninterest expense	$2,769,000	2,054
Pre-tax net operating income	$3,741,000	2,143
Securities gains (losses)	$0	2,675
Applicable income taxes	$980,000	1,446
Income before extraordinary items	$2,761,000	2,414
Extraordinary gains, net	$0	4
Net income	$2,761,000	2,414
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,761,000	2,414
Net charge-offs	$3,000	3,272
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,761,000	2,356
2020-09-30 (YTD Data)		Rank
Total interest income	$15,710,000	1,443
Total interest expense	$5,540,000	695
Net interest income	$10,170,000	1,790
Provision for loan and lease losses	$0	4,239
Total noninterest income	$1,324,000	2,219
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$24,000	4,439
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,300,000	1,894
Total noninterest expense	$9,062,000	1,676
Salaries and employee benefits	$6,145,000	1,465
Premises and equipment expense	$848,000	1,871
Additional noninterest expense	$2,069,000	2,024
Pre-tax net operating income	$2,432,000	2,330
Securities gains (losses)	$0	2,494
Applicable income taxes	$632,000	1,551
Income before extraordinary items	$1,800,000	2,596
Extraordinary gains, net	$0	4
Net income	$1,800,000	2,596
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,800,000	2,596
Net charge-offs	$3,000	3,032
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,800,000	2,549
2020-06-30 (YTD Data)		Rank
Total interest income	$10,822,000	1,417
Total interest expense	$3,907,000	713
Net interest income	$6,915,000	1,768
Provision for loan and lease losses	$0	4,134
Total noninterest income	$793,000	2,272
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$15,000	4,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$778,000	1,928
Total noninterest expense	$6,448,000	1,571
Salaries and employee benefits	$4,546,000	1,341
Premises and equipment expense	$547,000	1,898
Additional noninterest expense	$1,355,000	2,045
Pre-tax net operating income	$1,260,000	2,626
Securities gains (losses)	$0	2,249
Applicable income taxes	$319,000	1,702
Income before extraordinary items	$941,000	2,888
Extraordinary gains, net	$0	4
Net income	$941,000	2,887
Minority interest net income	$0	65
Net income of bank and minority interests.	$941,000	2,888
Net charge-offs	$3,000	2,778
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$941,000	2,841
2020-03-31 (YTD Data)		Rank
Total interest income	$5,679,000	1,351
Total interest expense	$1,989,000	795
Net interest income	$3,690,000	1,620
Provision for loan and lease losses	$0	3,711
Total noninterest income	$490,000	1,962
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$9,000	4,537
Trading account gains and fees	NA	NA
Additional Noninterest Income	$481,000	1,556
Total noninterest expense	$3,905,000	1,350
Salaries and employee benefits	$2,964,000	1,072
Premises and equipment expense	$281,000	1,887
Additional noninterest expense	$660,000	2,101
Pre-tax net operating income	$275,000	3,496
Securities gains (losses)	$0	1,705
Applicable income taxes	$52,000	2,374
Income before extraordinary items	$223,000	3,593
Extraordinary gains, net	$0	4
Net income	$223,000	3,594
Minority interest net income	$0	56
Net income of bank and minority interests.	$223,000	3,594
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$223,000	3,573
2019-12-31 (YTD Data)		Rank
Total interest income	$23,053,000	1,345
Total interest expense	$7,750,000	854
Net interest income	$15,303,000	1,564
Provision for loan and lease losses	$0	3,973
Total noninterest income	$796,000	3,110
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$45,000	4,547
Trading account gains and fees	NA	NA
Additional Noninterest Income	$751,000	2,567
Total noninterest expense	$10,363,000	1,870
Salaries and employee benefits	$6,460,000	1,742
Premises and equipment expense	$1,011,000	2,014
Additional noninterest expense	$2,892,000	1,986
Pre-tax net operating income	$5,736,000	1,589
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,496,000	1,109
Income before extraordinary items	$4,240,000	1,798
Extraordinary gains, net	$0	11
Net income	$4,240,000	1,800
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,240,000	1,800
Net charge-offs	$5,000	3,486
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,240,000	1,764
2019-09-30 (YTD Data)		Rank
Total interest income	$17,253,000	1,358
Total interest expense	$5,658,000	880
Net interest income	$11,595,000	1,568
Provision for loan and lease losses	$0	3,836
Total noninterest income	$509,000	3,320
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$34,000	4,620
Trading account gains and fees	NA	NA
Additional Noninterest Income	$475,000	2,786
Total noninterest expense	$7,866,000	1,853
Salaries and employee benefits	$4,906,000	1,728
Premises and equipment expense	$750,000	2,059
Additional noninterest expense	$2,210,000	1,957
Pre-tax net operating income	$4,238,000	1,644
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,110,000	1,148
Income before extraordinary items	$3,128,000	1,879
Extraordinary gains, net	$0	11
Net income	$3,128,000	1,878
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,128,000	1,880
Net charge-offs	$0	3,455
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,128,000	1,845
2019-06-30 (YTD Data)		Rank
Total interest income	$11,449,000	1,364
Total interest expense	$3,625,000	894
Net interest income	$7,824,000	1,559
Provision for loan and lease losses	$0	3,685
Total noninterest income	$332,000	3,306
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$22,000	4,655
Trading account gains and fees	NA	NA
Additional Noninterest Income	$310,000	2,781
Total noninterest expense	$5,449,000	1,795
Salaries and employee benefits	$3,411,000	1,678
Premises and equipment expense	$490,000	2,092
Additional noninterest expense	$1,548,000	1,889
Pre-tax net operating income	$2,707,000	1,671
Securities gains (losses)	$0	1,702
Applicable income taxes	$706,000	1,163
Income before extraordinary items	$2,001,000	1,921
Extraordinary gains, net	$0	11
Net income	$2,001,000	1,919
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,001,000	1,921
Net charge-offs	$0	3,172
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,001,000	1,895
2019-03-31 (YTD Data)		Rank
Total interest income	$5,663,000	1,370
Total interest expense	$1,714,000	911
Net interest income	$3,949,000	1,550
Provision for loan and lease losses	$0	3,406
Total noninterest income	$170,000	3,255
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$11,000	4,686
Trading account gains and fees	NA	NA
Additional Noninterest Income	$159,000	2,693
Total noninterest expense	$2,785,000	1,770
Salaries and employee benefits	$1,785,000	1,626
Premises and equipment expense	$226,000	2,224
Additional noninterest expense	$774,000	1,871
Pre-tax net operating income	$1,334,000	1,675
Securities gains (losses)	$0	1,087
Applicable income taxes	$346,000	1,157
Income before extraordinary items	$988,000	1,889
Extraordinary gains, net	$0	5
Net income	$988,000	1,887
Minority interest net income	$0	52
Net income of bank and minority interests.	$988,000	1,888
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$988,000	1,870
2018-12-31 (YTD Data)		Rank
Total interest income	$21,151,000	1,372
Total interest expense	$4,859,000	947
Net interest income	$16,292,000	1,484
Provision for loan and lease losses	$0	4,082
Total noninterest income	$686,000	3,363
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$47,000	4,754
Trading account gains and fees	NA	NA
Additional Noninterest Income	$639,000	2,768
Total noninterest expense	$9,566,000	1,967
Salaries and employee benefits	$5,969,000	1,817
Premises and equipment expense	$790,000	2,381
Additional noninterest expense	$2,807,000	2,038
Pre-tax net operating income	$7,412,000	1,294
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,791,000	942
Income before extraordinary items	$5,621,000	1,436
Extraordinary gains, net	$0	6
Net income	$5,621,000	1,436
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,621,000	1,435
Net charge-offs	$-3,000	4,310
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,621,000	1,428
2018-09-30 (YTD Data)		Rank
Total interest income	$15,644,000	1,373
Total interest expense	$3,329,000	960
Net interest income	$12,315,000	1,463
Provision for loan and lease losses	$0	3,948
Total noninterest income	$514,000	3,381
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$36,000	4,801
Trading account gains and fees	NA	NA
Additional Noninterest Income	$478,000	2,817
Total noninterest expense	$7,241,000	1,959
Salaries and employee benefits	$4,558,000	1,781
Premises and equipment expense	$599,000	2,389
Additional noninterest expense	$2,084,000	2,048
Pre-tax net operating income	$5,588,000	1,301
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,308,000	983
Income before extraordinary items	$4,280,000	1,417
Extraordinary gains, net	$0	5
Net income	$4,280,000	1,416
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,280,000	1,416
Net charge-offs	$-2,000	4,120
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,280,000	1,405
2018-06-30 (YTD Data)		Rank
Total interest income	$10,369,000	1,365
Total interest expense	$2,100,000	948
Net interest income	$8,269,000	1,453
Provision for loan and lease losses	$0	3,782
Total noninterest income	$347,000	3,394
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$24,000	4,847
Trading account gains and fees	NA	NA
Additional Noninterest Income	$323,000	2,803
Total noninterest expense	$4,951,000	1,934
Salaries and employee benefits	$3,146,000	1,763
Premises and equipment expense	$401,000	2,402
Additional noninterest expense	$1,404,000	2,043
Pre-tax net operating income	$3,665,000	1,300
Securities gains (losses)	$0	961
Applicable income taxes	$793,000	1,027
Income before extraordinary items	$2,872,000	1,398
Extraordinary gains, net	$0	6
Net income	$2,872,000	1,397
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,872,000	1,397
Net charge-offs	$-1,000	3,891
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,872,000	1,387
2018-03-31 (YTD Data)		Rank
Total interest income	$5,136,000	1,366
Total interest expense	$1,017,000	943
Net interest income	$4,119,000	1,457
Provision for loan and lease losses	$0	3,508
Total noninterest income	$178,000	3,343
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$11,000	4,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$167,000	2,695
Total noninterest expense	$2,396,000	1,993
Salaries and employee benefits	$1,507,000	1,838
Premises and equipment expense	$196,000	2,473
Additional noninterest expense	$693,000	2,058
Pre-tax net operating income	$1,901,000	1,236
Securities gains (losses)	$0	735
Applicable income taxes	$469,000	909
Income before extraordinary items	$1,432,000	1,376
Extraordinary gains, net	$0	7
Net income	$1,432,000	1,376
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,432,000	1,376
Net charge-offs	$2,000	2,440
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,432,000	1,366
2017-12-31 (YTD Data)		Rank
Total interest income	$19,389,000	1,378
Total interest expense	$3,700,000	893
Net interest income	$15,689,000	1,495
Provision for loan and lease losses	$0	4,227
Total noninterest income	$749,000	3,372
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$52,000	4,940
Trading account gains and fees	NA	NA
Additional Noninterest Income	$697,000	2,728
Total noninterest expense	$8,674,000	2,137
Salaries and employee benefits	$5,276,000	2,006
Premises and equipment expense	$731,000	2,592
Additional noninterest expense	$2,667,000	2,147
Pre-tax net operating income	$7,764,000	1,203
Securities gains (losses)	$0	2,243
Applicable income taxes	$2,857,000	995
Income before extraordinary items	$4,907,000	1,363
Extraordinary gains, net	$0	9
Net income	$4,907,000	1,361
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,907,000	1,363
Net charge-offs	$11,000	3,661
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,907,000	1,351
2017-09-30 (YTD Data)		Rank
Total interest income	$14,344,000	1,404
Total interest expense	$2,690,000	897
Net interest income	$11,654,000	1,506
Provision for loan and lease losses	$0	4,088
Total noninterest income	$535,000	3,461
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$37,000	5,031
Trading account gains and fees	NA	NA
Additional Noninterest Income	$498,000	2,812
Total noninterest expense	$6,458,000	2,161
Salaries and employee benefits	$3,913,000	2,035
Premises and equipment expense	$555,000	2,594
Additional noninterest expense	$1,990,000	2,131
Pre-tax net operating income	$5,731,000	1,248
Securities gains (losses)	$0	2,274
Applicable income taxes	$2,143,000	875
Income before extraordinary items	$3,588,000	1,493
Extraordinary gains, net	$0	9
Net income	$3,588,000	1,493
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,588,000	1,493
Net charge-offs	$10,000	3,258
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,588,000	1,477
2017-06-30 (YTD Data)		Rank
Total interest income	$9,417,000	1,409
Total interest expense	$1,736,000	910
Net interest income	$7,681,000	1,508
Provision for loan and lease losses	$0	3,871
Total noninterest income	$350,000	3,496
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$24,000	5,073
Trading account gains and fees	NA	NA
Additional Noninterest Income	$326,000	2,840
Total noninterest expense	$4,386,000	2,131
Salaries and employee benefits	$2,685,000	1,998
Premises and equipment expense	$370,000	2,604
Additional noninterest expense	$1,331,000	2,118
Pre-tax net operating income	$3,645,000	1,277
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,388,000	885
Income before extraordinary items	$2,257,000	1,542
Extraordinary gains, net	$0	11
Net income	$2,257,000	1,541
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,257,000	1,542
Net charge-offs	$1,000	3,381
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,257,000	1,529
2017-03-31 (YTD Data)		Rank
Total interest income	$4,648,000	1,416
Total interest expense	$840,000	908
Net interest income	$3,808,000	1,515
Provision for loan and lease losses	$0	3,537
Total noninterest income	$181,000	3,427
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$11,000	5,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$170,000	2,773
Total noninterest expense	$2,154,000	2,183
Salaries and employee benefits	$1,367,000	1,998
Premises and equipment expense	$173,000	2,751
Additional noninterest expense	$614,000	2,272
Pre-tax net operating income	$1,835,000	1,263
Securities gains (losses)	$0	1,153
Applicable income taxes	$689,000	859
Income before extraordinary items	$1,146,000	1,509
Extraordinary gains, net	$0	8
Net income	$1,146,000	1,509
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,146,000	1,509
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,146,000	1,489
2016-12-31 (YTD Data)		Rank
Total interest income	$17,235,000	1,475
Total interest expense	$3,426,000	856
Net interest income	$13,809,000	1,621
Provision for loan and lease losses	$0	4,332
Total noninterest income	$781,000	3,415
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$58,000	5,066
Trading account gains and fees	$0	170
Additional Noninterest Income	$723,000	2,784
Total noninterest expense	$8,224,000	2,238
Salaries and employee benefits	$4,977,000	2,091
Premises and equipment expense	$699,000	2,732
Additional noninterest expense	$2,548,000	2,279
Pre-tax net operating income	$6,366,000	1,333
Securities gains (losses)	$0	3,212
Applicable income taxes	$2,409,000	920
Income before extraordinary items	$3,957,000	1,669
Extraordinary gains, net	$0	5
Net income	$3,957,000	1,666
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,957,000	1,668
Net charge-offs	$-1,000	4,661
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,957,000	1,633
2016-09-30 (YTD Data)		Rank
Total interest income	$12,764,000	1,495
Total interest expense	$2,595,000	846
Net interest income	$10,169,000	1,657
Provision for loan and lease losses	$0	4,186
Total noninterest income	$572,000	3,460
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$44,000	5,105
Trading account gains and fees	$0	169
Additional Noninterest Income	$528,000	2,829
Total noninterest expense	$6,067,000	2,265
Salaries and employee benefits	$3,658,000	2,120
Premises and equipment expense	$521,000	2,750
Additional noninterest expense	$1,888,000	2,295
Pre-tax net operating income	$4,674,000	1,380
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,789,000	942
Income before extraordinary items	$2,885,000	1,741
Extraordinary gains, net	$0	5
Net income	$2,885,000	1,740
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,885,000	1,741
Net charge-offs	$0	3,952
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,885,000	1,689
2016-06-30 (YTD Data)		Rank
Total interest income	$8,481,000	1,506
Total interest expense	$1,726,000	845
Net interest income	$6,755,000	1,663
Provision for loan and lease losses	$0	4,017
Total noninterest income	$387,000	3,445
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$29,000	5,147
Trading account gains and fees	$0	157
Additional Noninterest Income	$358,000	2,799
Total noninterest expense	$3,962,000	2,319
Salaries and employee benefits	$2,388,000	2,174
Premises and equipment expense	$348,000	2,767
Additional noninterest expense	$1,226,000	2,352
Pre-tax net operating income	$3,180,000	1,356
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,231,000	918
Income before extraordinary items	$1,949,000	1,705
Extraordinary gains, net	$0	16
Net income	$1,949,000	1,706
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,949,000	1,706
Net charge-offs	$1,000	3,591
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,949,000	1,651
2016-03-31 (YTD Data)		Rank
Total interest income	$4,227,000	1,510
Total interest expense	$864,000	837
Net interest income	$3,363,000	1,672
Provision for loan and lease losses	$0	3,656
Total noninterest income	$198,000	3,392
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$15,000	5,134
Trading account gains and fees	$0	142
Additional Noninterest Income	$183,000	2,730
Total noninterest expense	$1,925,000	2,380
Salaries and employee benefits	$1,155,000	2,240
Premises and equipment expense	$170,000	2,834
Additional noninterest expense	$600,000	2,387
Pre-tax net operating income	$1,636,000	1,306
Securities gains (losses)	$0	2,077
Applicable income taxes	$644,000	866
Income before extraordinary items	$992,000	1,638
Extraordinary gains, net	$0	12
Net income	$992,000	1,639
Minority interest net income	$0	62
Net income of bank and minority interests.	$992,000	1,639
Net charge-offs	$0	3,094
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$992,000	1,598
2015-12-31 (YTD Data)		Rank
Total interest income	$16,223,000	1,523
Total interest expense	$3,537,000	792
Net interest income	$12,686,000	1,725
Provision for loan and lease losses	$0	4,380
Total noninterest income	$853,000	3,352
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$67,000	5,150
Trading account gains and fees	$0	159
Additional Noninterest Income	$786,000	2,678
Total noninterest expense	$7,872,000	2,320
Salaries and employee benefits	$4,627,000	2,190
Premises and equipment expense	$627,000	3,020
Additional noninterest expense	$2,618,000	2,242
Pre-tax net operating income	$5,667,000	1,422
Securities gains (losses)	$0	3,216
Applicable income taxes	$2,221,000	934
Income before extraordinary items	$3,446,000	1,822
Extraordinary gains, net	$0	23
Net income	$3,446,000	1,825
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,446,000	1,825
Net charge-offs	$18,000	3,813
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,446,000	1,790
2015-09-30 (YTD Data)		Rank
Total interest income	$12,115,000	1,539
Total interest expense	$2,652,000	796
Net interest income	$9,463,000	1,750
Provision for loan and lease losses	$0	4,232
Total noninterest income	$637,000	3,368
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$53,000	5,151
Trading account gains and fees	$0	153
Additional Noninterest Income	$584,000	2,710
Total noninterest expense	$5,854,000	2,341
Salaries and employee benefits	$3,425,000	2,221
Premises and equipment expense	$472,000	3,048
Additional noninterest expense	$1,957,000	2,249
Pre-tax net operating income	$4,246,000	1,456
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,664,000	955
Income before extraordinary items	$2,582,000	1,844
Extraordinary gains, net	$0	21
Net income	$2,582,000	1,846
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,582,000	1,846
Net charge-offs	$15,000	3,486
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,582,000	1,810
2015-06-30 (YTD Data)		Rank
Total interest income	$8,030,000	1,557
Total interest expense	$1,762,000	799
Net interest income	$6,268,000	1,764
Provision for loan and lease losses	$0	4,069
Total noninterest income	$420,000	3,385
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$33,000	5,240
Trading account gains and fees	$0	157
Additional Noninterest Income	$387,000	2,722
Total noninterest expense	$3,818,000	2,402
Salaries and employee benefits	$2,259,000	2,262
Premises and equipment expense	$302,000	3,153
Additional noninterest expense	$1,257,000	2,339
Pre-tax net operating income	$2,870,000	1,430
Securities gains (losses)	$0	2,636
Applicable income taxes	$1,125,000	946
Income before extraordinary items	$1,745,000	1,815
Extraordinary gains, net	$0	22
Net income	$1,745,000	1,819
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,745,000	1,820
Net charge-offs	$17,000	3,040
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,745,000	1,771
2015-03-31 (YTD Data)		Rank
Total interest income	$3,999,000	1,551
Total interest expense	$872,000	813
Net interest income	$3,127,000	1,758
Provision for loan and lease losses	$0	3,703
Total noninterest income	$211,000	3,343
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$16,000	5,276
Trading account gains and fees	$0	152
Additional Noninterest Income	$195,000	2,668
Total noninterest expense	$1,836,000	2,498
Salaries and employee benefits	$1,092,000	2,334
Premises and equipment expense	$145,000	3,266
Additional noninterest expense	$599,000	2,417
Pre-tax net operating income	$1,502,000	1,336
Securities gains (losses)	$0	2,027
Applicable income taxes	$590,000	910
Income before extraordinary items	$912,000	1,732
Extraordinary gains, net	$0	13
Net income	$912,000	1,734
Minority interest net income	$0	64
Net income of bank and minority interests.	$912,000	1,734
Net charge-offs	$17,000	2,218
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$912,000	1,671
2014-12-31 (YTD Data)		Rank
Total interest income	$15,823,000	1,566
Total interest expense	$3,521,000	844
Net interest income	$12,302,000	1,783
Provision for loan and lease losses	$0	4,603
Total noninterest income	$747,000	3,597
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$67,000	5,436
Trading account gains and fees	$0	180
Additional Noninterest Income	$680,000	2,861
Total noninterest expense	$7,858,000	2,347
Salaries and employee benefits	$4,661,000	2,188
Premises and equipment expense	$586,000	3,284
Additional noninterest expense	$2,611,000	2,321
Pre-tax net operating income	$5,191,000	1,465
Securities gains (losses)	$0	3,259
Applicable income taxes	$2,022,000	973
Income before extraordinary items	$3,169,000	1,927
Extraordinary gains, net	$0	17
Net income	$3,169,000	1,926
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,169,000	1,925
Net charge-offs	$20,000	4,300
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,169,000	1,890
2014-09-30 (YTD Data)		Rank
Total interest income	$11,830,000	1,577
Total interest expense	$2,632,000	860
Net interest income	$9,198,000	1,795
Provision for loan and lease losses	$0	4,401
Total noninterest income	$567,000	3,605
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$50,000	5,511
Trading account gains and fees	$0	174
Additional Noninterest Income	$517,000	2,863
Total noninterest expense	$5,826,000	2,381
Salaries and employee benefits	$3,444,000	2,217
Premises and equipment expense	$445,000	3,306
Additional noninterest expense	$1,937,000	2,321
Pre-tax net operating income	$3,939,000	1,475
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,535,000	979
Income before extraordinary items	$2,404,000	1,908
Extraordinary gains, net	$0	15
Net income	$2,404,000	1,908
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,404,000	1,907
Net charge-offs	$23,000	3,773
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,404,000	1,861
2014-06-30 (YTD Data)		Rank
Total interest income	$7,888,000	1,575
Total interest expense	$1,744,000	860
Net interest income	$6,144,000	1,779
Provision for loan and lease losses	$0	4,196
Total noninterest income	$386,000	3,564
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$33,000	5,529
Trading account gains and fees	$0	172
Additional Noninterest Income	$353,000	2,818
Total noninterest expense	$3,870,000	2,392
Salaries and employee benefits	$2,299,000	2,217
Premises and equipment expense	$288,000	3,381
Additional noninterest expense	$1,283,000	2,332
Pre-tax net operating income	$2,660,000	1,422
Securities gains (losses)	$0	2,580
Applicable income taxes	$1,036,000	947
Income before extraordinary items	$1,624,000	1,854
Extraordinary gains, net	$0	20
Net income	$1,624,000	1,858
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,624,000	1,857
Net charge-offs	$3,000	4,063
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,624,000	1,807
2014-03-31 (YTD Data)		Rank
Total interest income	$3,939,000	1,572
Total interest expense	$868,000	882
Net interest income	$3,071,000	1,770
Provision for loan and lease losses	$0	3,817
Total noninterest income	$201,000	3,459
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$17,000	5,529
Trading account gains and fees	$0	147
Additional Noninterest Income	$184,000	2,677
Total noninterest expense	$1,916,000	2,440
Salaries and employee benefits	$1,135,000	2,252
Premises and equipment expense	$144,000	3,450
Additional noninterest expense	$637,000	2,347
Pre-tax net operating income	$1,356,000	1,372
Securities gains (losses)	$0	1,715
Applicable income taxes	$529,000	899
Income before extraordinary items	$827,000	1,764
Extraordinary gains, net	$0	16
Net income	$827,000	1,768
Minority interest net income	$0	66
Net income of bank and minority interests.	$827,000	1,767
Net charge-offs	$3,000	3,257
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$827,000	1,736
2013-12-31 (YTD Data)		Rank
Total interest income	$15,904,000	1,568
Total interest expense	$3,656,000	930
Net interest income	$12,248,000	1,761
Provision for loan and lease losses	$10,000	4,909
Total noninterest income	$1,072,000	3,075
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$76,000	5,578
Trading account gains and fees	$0	184
Additional Noninterest Income	$996,000	2,388
Total noninterest expense	$7,432,000	2,493
Salaries and employee benefits	$4,417,000	2,285
Premises and equipment expense	$537,000	3,569
Additional noninterest expense	$2,478,000	2,487
Pre-tax net operating income	$5,878,000	1,255
Securities gains (losses)	$0	3,182
Applicable income taxes	$2,296,000	816
Income before extraordinary items	$3,582,000	1,649
Extraordinary gains, net	$0	29
Net income	$3,582,000	1,652
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,582,000	1,653
Net charge-offs	$2,000	5,363
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,582,000	1,612
2013-09-30 (YTD Data)		Rank
Total interest income	$11,933,000	1,580
Total interest expense	$2,757,000	961
Net interest income	$9,176,000	1,760
Provision for loan and lease losses	$10,000	4,707
Total noninterest income	$904,000	2,949
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$57,000	5,642
Trading account gains and fees	$0	180
Additional Noninterest Income	$847,000	2,277
Total noninterest expense	$5,531,000	2,512
Salaries and employee benefits	$3,306,000	2,290
Premises and equipment expense	$401,000	3,612
Additional noninterest expense	$1,824,000	2,509
Pre-tax net operating income	$4,539,000	1,245
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,775,000	819
Income before extraordinary items	$2,764,000	1,624
Extraordinary gains, net	$0	25
Net income	$2,764,000	1,626
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,764,000	1,628
Net charge-offs	$1,000	5,139
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,764,000	1,582
2013-06-30 (YTD Data)		Rank
Total interest income	$8,013,000	1,565
Total interest expense	$1,843,000	987
Net interest income	$6,170,000	1,732
Provision for loan and lease losses	$10,000	4,495
Total noninterest income	$651,000	2,892
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$37,000	5,683
Trading account gains and fees	$0	157
Additional Noninterest Income	$614,000	2,202
Total noninterest expense	$3,690,000	2,514
Salaries and employee benefits	$2,205,000	2,298
Premises and equipment expense	$263,000	3,664
Additional noninterest expense	$1,222,000	2,494
Pre-tax net operating income	$3,121,000	1,190
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,221,000	789
Income before extraordinary items	$1,900,000	1,602
Extraordinary gains, net	$0	22
Net income	$1,900,000	1,605
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,900,000	1,607
Net charge-offs	$0	4,909
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,900,000	1,529
2013-03-31 (YTD Data)		Rank
Total interest income	$4,048,000	1,562
Total interest expense	$926,000	1,010
Net interest income	$3,122,000	1,723
Provision for loan and lease losses	$0	4,409
Total noninterest income	$372,000	2,663
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$18,000	5,710
Trading account gains and fees	$0	148
Additional Noninterest Income	$354,000	1,999
Total noninterest expense	$1,802,000	2,599
Salaries and employee benefits	$1,095,000	2,326
Premises and equipment expense	$128,000	3,753
Additional noninterest expense	$579,000	2,627
Pre-tax net operating income	$1,692,000	1,084
Securities gains (losses)	$0	1,966
Applicable income taxes	$664,000	722
Income before extraordinary items	$1,028,000	1,435
Extraordinary gains, net	$0	10
Net income	$1,028,000	1,437
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,028,000	1,437
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,028,000	1,381
2012-12-31 (YTD Data)		Rank
Total interest income	$16,763,000	1,587
Total interest expense	$4,006,000	1,110
Net interest income	$12,757,000	1,721
Provision for loan and lease losses	$35,000	5,382
Total noninterest income	$1,195,000	2,971
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$68,000	5,929
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,127,000	2,227
Total noninterest expense	$7,270,000	2,578
Salaries and employee benefits	$4,284,000	2,301
Premises and equipment expense	$509,000	3,777
Additional noninterest expense	$2,477,000	2,588
Pre-tax net operating income	$6,647,000	1,072
Securities gains (losses)	$0	3,810
Applicable income taxes	$2,587,000	701
Income before extraordinary items	$4,060,000	1,438
Extraordinary gains, net	$0	29
Net income	$4,060,000	1,439
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,060,000	1,439
Net charge-offs	$347,000	3,135
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,060,000	1,350
2012-09-30 (YTD Data)		Rank
Total interest income	$12,715,000	1,599
Total interest expense	$3,058,000	1,151
Net interest income	$9,657,000	1,735
Provision for loan and lease losses	$35,000	5,167
Total noninterest income	$793,000	3,174
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$50,000	6,028
Trading account gains and fees	$0	157
Additional Noninterest Income	$743,000	2,376
Total noninterest expense	$5,417,000	2,610
Salaries and employee benefits	$3,208,000	2,312
Premises and equipment expense	$395,000	3,740
Additional noninterest expense	$1,814,000	2,648
Pre-tax net operating income	$4,998,000	1,083
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,940,000	726
Income before extraordinary items	$3,058,000	1,463
Extraordinary gains, net	$0	20
Net income	$3,058,000	1,464
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,058,000	1,464
Net charge-offs	$346,000	2,657
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,058,000	1,374
2012-06-30 (YTD Data)		Rank
Total interest income	$8,598,000	1,591
Total interest expense	$2,089,000	1,173
Net interest income	$6,509,000	1,715
Provision for loan and lease losses	$23,000	5,069
Total noninterest income	$429,000	3,526
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$32,000	6,095
Trading account gains and fees	$0	153
Additional Noninterest Income	$397,000	2,659
Total noninterest expense	$3,615,000	2,614
Salaries and employee benefits	$2,145,000	2,309
Premises and equipment expense	$265,000	3,725
Additional noninterest expense	$1,205,000	2,677
Pre-tax net operating income	$3,300,000	1,083
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,276,000	730
Income before extraordinary items	$2,024,000	1,468
Extraordinary gains, net	$0	19
Net income	$2,024,000	1,468
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,024,000	1,468
Net charge-offs	$0	5,507
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,024,000	1,380
2012-03-31 (YTD Data)		Rank
Total interest income	$4,368,000	1,578
Total interest expense	$1,098,000	1,156
Net interest income	$3,270,000	1,699
Provision for loan and lease losses	$0	5,254
Total noninterest income	$234,000	3,355
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$16,000	6,090
Trading account gains and fees	$0	148
Additional Noninterest Income	$218,000	2,537
Total noninterest expense	$1,819,000	2,580
Salaries and employee benefits	$1,069,000	2,337
Premises and equipment expense	$134,000	3,731
Additional noninterest expense	$616,000	2,588
Pre-tax net operating income	$1,685,000	1,045
Securities gains (losses)	$0	2,210
Applicable income taxes	$650,000	706
Income before extraordinary items	$1,035,000	1,410
Extraordinary gains, net	$0	19
Net income	$1,035,000	1,411
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,035,000	1,411
Net charge-offs	$0	4,730
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,035,000	1,330
2011-12-31 (YTD Data)		Rank
Total interest income	$17,821,000	1,595
Total interest expense	$4,911,000	1,229
Net interest income	$12,910,000	1,739
Provision for loan and lease losses	$330,000	3,980
Total noninterest income	$825,000	3,459
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$70,000	5,987
Trading account gains and fees	$0	146
Additional Noninterest Income	$755,000	2,533
Total noninterest expense	$7,218,000	2,599
Salaries and employee benefits	$4,214,000	2,290
Premises and equipment expense	$596,000	3,589
Additional noninterest expense	$2,408,000	2,662
Pre-tax net operating income	$6,187,000	966
Securities gains (losses)	$0	3,838
Applicable income taxes	$2,374,000	689
Income before extraordinary items	$3,813,000	1,302
Extraordinary gains, net	$0	29
Net income	$3,813,000	1,302
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,813,000	1,302
Net charge-offs	$113,000	4,872
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,813,000	1,233
2011-09-30 (YTD Data)		Rank
Total interest income	$13,486,000	1,597
Total interest expense	$3,795,000	1,249
Net interest income	$9,691,000	1,734
Provision for loan and lease losses	$330,000	3,475
Total noninterest income	$520,000	3,811
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$53,000	6,003
Trading account gains and fees	$0	145
Additional Noninterest Income	$467,000	2,802
Total noninterest expense	$5,493,000	2,567
Salaries and employee benefits	$3,167,000	2,284
Premises and equipment expense	$487,000	3,411
Additional noninterest expense	$1,839,000	2,639
Pre-tax net operating income	$4,388,000	1,053
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,675,000	720
Income before extraordinary items	$2,713,000	1,409
Extraordinary gains, net	$0	21
Net income	$2,713,000	1,409
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,713,000	1,409
Net charge-offs	$113,000	4,309
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,713,000	1,331
2011-06-30 (YTD Data)		Rank
Total interest income	$8,948,000	1,620
Total interest expense	$2,577,000	1,271
Net interest income	$6,371,000	1,755
Provision for loan and lease losses	$280,000	3,113
Total noninterest income	$329,000	3,937
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$34,000	6,037
Trading account gains and fees	$0	153
Additional Noninterest Income	$295,000	2,899
Total noninterest expense	$3,723,000	2,554
Salaries and employee benefits	$2,123,000	2,277
Premises and equipment expense	$315,000	3,528
Additional noninterest expense	$1,285,000	2,575
Pre-tax net operating income	$2,697,000	1,109
Securities gains (losses)	$0	2,914
Applicable income taxes	$1,022,000	750
Income before extraordinary items	$1,675,000	1,466
Extraordinary gains, net	$0	15
Net income	$1,675,000	1,466
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,675,000	1,466
Net charge-offs	$113,000	3,724
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,675,000	1,403
2011-03-31 (YTD Data)		Rank
Total interest income	$4,453,000	1,638
Total interest expense	$1,294,000	1,317
Net interest income	$3,159,000	1,771
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$193,000	3,661
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$16,000	6,075
Trading account gains and fees	$0	158
Additional Noninterest Income	$177,000	2,640
Total noninterest expense	$1,773,000	2,676
Salaries and employee benefits	$952,000	2,543
Premises and equipment expense	$137,000	3,939
Additional noninterest expense	$684,000	2,423
Pre-tax net operating income	$1,429,000	1,052
Securities gains (losses)	$0	1,772
Applicable income taxes	$543,000	692
Income before extraordinary items	$886,000	1,366
Extraordinary gains, net	$0	9
Net income	$886,000	1,366
Minority interest net income	$0	86
Net income of bank and minority interests.	$886,000	1,366
Net charge-offs	$112,000	2,615
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$886,000	1,324
2010-12-31 (YTD Data)		Rank
Total interest income	$18,733,000	1,626
Total interest expense	$5,565,000	1,495
Net interest income	$13,168,000	1,682
Provision for loan and lease losses	$319,000	4,771
Total noninterest income	$740,000	3,817
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$70,000	5,923
Trading account gains and fees	$0	175
Additional Noninterest Income	$670,000	2,753
Total noninterest expense	$6,860,000	2,772
Salaries and employee benefits	$3,832,000	2,508
Premises and equipment expense	$421,000	4,625
Additional noninterest expense	$2,607,000	2,581
Pre-tax net operating income	$6,729,000	794
Securities gains (losses)	$0	3,793
Applicable income taxes	$2,577,000	602
Income before extraordinary items	$4,152,000	1,042
Extraordinary gains, net	$0	29
Net income	$4,152,000	1,044
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,152,000	1,045
Net charge-offs	$27,000	6,248
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,152,000	1,000
2010-09-30 (YTD Data)		Rank
Total interest income	$14,250,000	1,640
Total interest expense	$4,229,000	1,535
Net interest income	$10,021,000	1,680
Provision for loan and lease losses	$319,000	4,235
Total noninterest income	$436,000	4,349
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$54,000	5,964
Trading account gains and fees	$0	165
Additional Noninterest Income	$382,000	3,177
Total noninterest expense	$5,119,000	2,782
Salaries and employee benefits	$2,798,000	2,587
Premises and equipment expense	$339,000	4,515
Additional noninterest expense	$1,982,000	2,504
Pre-tax net operating income	$5,019,000	836
Securities gains (losses)	$0	3,651
Applicable income taxes	$1,915,000	606
Income before extraordinary items	$3,104,000	1,096
Extraordinary gains, net	$0	23
Net income	$3,104,000	1,099
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,104,000	1,099
Net charge-offs	$0	6,672
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,104,000	1,049
2010-06-30 (YTD Data)		Rank
Total interest income	$9,494,000	1,667
Total interest expense	$2,855,000	1,581
Net interest income	$6,639,000	1,699
Provision for loan and lease losses	$244,000	3,927
Total noninterest income	$275,000	4,442
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$37,000	5,969
Trading account gains and fees	$0	152
Additional Noninterest Income	$238,000	3,201
Total noninterest expense	$3,389,000	2,803
Salaries and employee benefits	$1,854,000	2,613
Premises and equipment expense	$251,000	4,271
Additional noninterest expense	$1,284,000	2,569
Pre-tax net operating income	$3,281,000	838
Securities gains (losses)	$0	3,184
Applicable income taxes	$1,249,000	591
Income before extraordinary items	$2,032,000	1,097
Extraordinary gains, net	$0	19
Net income	$2,032,000	1,098
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,032,000	1,098
Net charge-offs	$0	6,372
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,032,000	1,057
2010-03-31 (YTD Data)		Rank
Total interest income	$4,750,000	1,700
Total interest expense	$1,451,000	1,619
Net interest income	$3,299,000	1,720
Provision for loan and lease losses	$132,000	3,599
Total noninterest income	$130,000	4,571
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$18,000	6,033
Trading account gains and fees	$0	175
Additional Noninterest Income	$112,000	3,298
Total noninterest expense	$1,588,000	2,994
Salaries and employee benefits	$809,000	2,984
Premises and equipment expense	$122,000	4,428
Additional noninterest expense	$657,000	2,506
Pre-tax net operating income	$1,709,000	795
Securities gains (losses)	$0	2,284
Applicable income taxes	$652,000	558
Income before extraordinary items	$1,057,000	1,033
Extraordinary gains, net	$0	16
Net income	$1,057,000	1,035
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,057,000	1,036
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,057,000	1,007
2009-12-31 (YTD Data)		Rank
Total interest income	$19,165,000	1,785
Total interest expense	$7,273,000	1,630
Net interest income	$11,892,000	1,863
Provision for loan and lease losses	$518,000	4,491
Total noninterest income	$633,000	4,269
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$78,000	6,049
Trading account gains and fees	$0	211
Additional Noninterest Income	$555,000	3,032
Total noninterest expense	$6,455,000	2,997
Salaries and employee benefits	$3,483,000	2,798
Premises and equipment expense	$476,000	4,506
Additional noninterest expense	$2,496,000	2,738
Pre-tax net operating income	$5,552,000	760
Securities gains (losses)	$0	3,754
Applicable income taxes	$2,107,000	542
Income before extraordinary items	$3,445,000	986
Extraordinary gains, net	$0	34
Net income	$3,445,000	984
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,445,000	985
Net charge-offs	$293,000	4,518
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,445,000	985
2009-09-30 (YTD Data)		Rank
Total interest income	$14,386,000	1,806
Total interest expense	$5,682,000	1,631
Net interest income	$8,704,000	1,909
Provision for loan and lease losses	$326,000	4,463
Total noninterest income	$462,000	4,382
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$58,000	6,099
Trading account gains and fees	$0	212
Additional Noninterest Income	$404,000	3,166
Total noninterest expense	$4,815,000	3,019
Salaries and employee benefits	$2,551,000	2,892
Premises and equipment expense	$292,000	5,102
Additional noninterest expense	$1,972,000	2,602
Pre-tax net operating income	$4,025,000	837
Securities gains (losses)	$0	3,497
Applicable income taxes	$1,531,000	577
Income before extraordinary items	$2,494,000	1,091
Extraordinary gains, net	$0	27
Net income	$2,494,000	1,090
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,494,000	1,091
Net charge-offs	$191,000	4,302
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,494,000	1,077
2009-06-30 (YTD Data)		Rank
Total interest income	$9,568,000	1,845
Total interest expense	$3,926,000	1,660
Net interest income	$5,642,000	1,948
Provision for loan and lease losses	$172,000	4,569
Total noninterest income	$313,000	4,340
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$38,000	6,142
Trading account gains and fees	$0	193
Additional Noninterest Income	$275,000	3,135
Total noninterest expense	$3,350,000	2,920
Salaries and employee benefits	$1,725,000	2,875
Premises and equipment expense	$172,000	5,451
Additional noninterest expense	$1,453,000	2,406
Pre-tax net operating income	$2,433,000	942
Securities gains (losses)	$0	3,136
Applicable income taxes	$931,000	658
Income before extraordinary items	$1,502,000	1,257
Extraordinary gains, net	$0	21
Net income	$1,502,000	1,255
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,502,000	1,256
Net charge-offs	$1,000	6,525
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,502,000	1,221
2009-03-31 (YTD Data)		Rank
Total interest income	$4,834,000	1,845
Total interest expense	$2,002,000	1,696
Net interest income	$2,832,000	1,928
Provision for loan and lease losses	$64,000	4,574
Total noninterest income	$140,000	4,560
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$19,000	6,115
Trading account gains and fees	$0	171
Additional Noninterest Income	$121,000	3,340
Total noninterest expense	$1,467,000	3,196
Salaries and employee benefits	$770,000	3,204
Premises and equipment expense	$88,000	5,427
Additional noninterest expense	$609,000	2,529
Pre-tax net operating income	$1,441,000	890
Securities gains (losses)	$0	2,434
Applicable income taxes	$559,000	606
Income before extraordinary items	$882,000	1,242
Extraordinary gains, net	$0	15
Net income	$882,000	1,243
Minority interest net income	$0	102
Net income of bank and minority interests.	$882,000	1,244
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$882,000	1,169
2008-12-31 (YTD Data)		Rank
Total interest income	$19,335,000	1,974
Total interest expense	$9,433,000	1,714
Net interest income	$9,902,000	2,247
Provision for loan and lease losses	$316,000	4,539
Total noninterest income	$410,000	5,226
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$85,000	6,124
Trading account gains and fees	$0	154
Additional Noninterest Income	$325,000	3,958
Total noninterest expense	$5,423,000	3,348
Salaries and employee benefits	$3,287,000	3,001
Premises and equipment expense	$347,000	5,439
Additional noninterest expense	$1,789,000	3,155
Pre-tax net operating income	$4,573,000	1,193
Securities gains (losses)	$0	3,220
Applicable income taxes	$1,746,000	757
Income before extraordinary items	$2,827,000	1,449
Extraordinary gains, net	$0	39
Net income	$2,827,000	1,450
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,287
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,827,000	1,545
2008-09-30 (YTD Data)		Rank
Total interest income	$14,459,000	2,017
Total interest expense	$7,213,000	1,751
Net interest income	$7,246,000	2,298
Provision for loan and lease losses	$158,000	4,566
Total noninterest income	$300,000	5,368
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$63,000	6,163
Trading account gains and fees	$0	148
Additional Noninterest Income	$237,000	4,122
Total noninterest expense	$3,980,000	3,396
Salaries and employee benefits	$2,395,000	3,107
Premises and equipment expense	$264,000	5,444
Additional noninterest expense	$1,321,000	3,105
Pre-tax net operating income	$3,408,000	1,430
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,302,000	939
Income before extraordinary items	$2,106,000	1,692
Extraordinary gains, net	$0	31
Net income	$2,106,000	1,691
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,807
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,106,000	1,795
2008-06-30 (YTD Data)		Rank
Total interest income	$9,762,000	2,024
Total interest expense	$5,009,000	1,764
Net interest income	$4,753,000	2,313
Provision for loan and lease losses	$35,000	5,494
Total noninterest income	$205,000	5,376
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$42,000	6,170
Trading account gains and fees	$0	149
Additional Noninterest Income	$163,000	4,167
Total noninterest expense	$2,676,000	3,382
Salaries and employee benefits	$1,608,000	3,128
Premises and equipment expense	$170,000	5,570
Additional noninterest expense	$898,000	3,019
Pre-tax net operating income	$2,247,000	1,518
Securities gains (losses)	$0	3,233
Applicable income taxes	$857,000	1,063
Income before extraordinary items	$1,390,000	1,925
Extraordinary gains, net	$0	21
Net income	$1,390,000	1,927
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,014
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,390,000	1,891
2008-03-31 (YTD Data)		Rank
Total interest income	$4,956,000	2,049
Total interest expense	$2,664,000	1,763
Net interest income	$2,292,000	2,388
Provision for loan and lease losses	$15,000	5,068
Total noninterest income	$106,000	5,305
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$21,000	6,186
Trading account gains and fees	$0	158
Additional Noninterest Income	$85,000	4,075
Total noninterest expense	$1,312,000	3,446
Salaries and employee benefits	$781,000	3,232
Premises and equipment expense	$84,000	5,611
Additional noninterest expense	$447,000	2,994
Pre-tax net operating income	$1,071,000	1,676
Securities gains (losses)	$0	2,688
Applicable income taxes	$404,000	1,186
Income before extraordinary items	$667,000	2,111
Extraordinary gains, net	$0	15
Net income	$667,000	2,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$667,000	2,051
2007-12-31 (YTD Data)		Rank
Total interest income	$19,487,000	2,128
Total interest expense	$10,034,000	1,942
Net interest income	$9,453,000	2,356
Provision for loan and lease losses	$60,000	5,449
Total noninterest income	$422,000	5,389
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$91,000	6,151
Trading account gains and fees	$0	178
Additional Noninterest Income	$331,000	4,071
Total noninterest expense	$5,294,000	3,301
Salaries and employee benefits	$3,228,000	3,041
Premises and equipment expense	$343,000	5,463
Additional noninterest expense	$1,723,000	3,054
Pre-tax net operating income	$4,521,000	1,794
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,708,000	1,282
Income before extraordinary items	$2,813,000	2,137
Extraordinary gains, net	$0	39
Net income	$2,813,000	2,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	3,963
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,813,000	2,124
2007-09-30 (YTD Data)		Rank
Total interest income	$14,432,000	2,157
Total interest expense	$7,350,000	1,977
Net interest income	$7,082,000	2,365
Provision for loan and lease losses	$45,000	5,124
Total noninterest income	$299,000	5,545
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$67,000	6,198
Trading account gains and fees	$0	184
Additional Noninterest Income	$232,000	4,211
Total noninterest expense	$3,929,000	3,292
Salaries and employee benefits	$2,399,000	3,032
Premises and equipment expense	$259,000	5,442
Additional noninterest expense	$1,271,000	3,032
Pre-tax net operating income	$3,407,000	1,889
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,288,000	1,367
Income before extraordinary items	$2,119,000	2,275
Extraordinary gains, net	$0	33
Net income	$2,119,000	2,274
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	3,046
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,119,000	2,256
2007-06-30 (YTD Data)		Rank
Total interest income	$9,517,000	2,193
Total interest expense	$4,738,000	2,033
Net interest income	$4,779,000	2,372
Provision for loan and lease losses	$30,000	4,873
Total noninterest income	$197,000	5,604
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$43,000	6,285
Trading account gains and fees	$0	168
Additional Noninterest Income	$154,000	4,266
Total noninterest expense	$2,681,000	3,263
Salaries and employee benefits	$1,626,000	3,029
Premises and equipment expense	$198,000	5,072
Additional noninterest expense	$857,000	3,006
Pre-tax net operating income	$2,265,000	1,949
Securities gains (losses)	$0	1,444
Applicable income taxes	$856,000	1,429
Income before extraordinary items	$1,409,000	2,317
Extraordinary gains, net	$0	29
Net income	$1,409,000	2,316
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	2,291
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,409,000	2,299
2007-03-31 (YTD Data)		Rank
Total interest income	$4,670,000	2,230
Total interest expense	$2,282,000	2,080
Net interest income	$2,388,000	2,376
Provision for loan and lease losses	$15,000	4,592
Total noninterest income	$96,000	5,628
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$22,000	6,225
Trading account gains and fees	$0	195
Additional Noninterest Income	$74,000	4,353
Total noninterest expense	$1,259,000	3,440
Salaries and employee benefits	$774,000	3,170
Premises and equipment expense	$85,000	5,524
Additional noninterest expense	$400,000	3,173
Pre-tax net operating income	$1,210,000	1,848
Securities gains (losses)	$0	1,187
Applicable income taxes	$460,000	1,366
Income before extraordinary items	$750,000	2,180
Extraordinary gains, net	$0	22
Net income	$750,000	2,180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	1,293
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$750,000	2,171
2006-12-31 (YTD Data)		Rank
Total interest income	$17,458,000	2,233
Total interest expense	$8,130,000	2,017
Net interest income	$9,328,000	2,437
Provision for loan and lease losses	$60,000	5,315
Total noninterest income	$431,000	5,445
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$108,000	6,042
Trading account gains and fees	$0	130
Additional Noninterest Income	$323,000	4,160
Total noninterest expense	$5,596,000	3,042
Salaries and employee benefits	$3,650,000	2,651
Premises and equipment expense	$340,000	5,409
Additional noninterest expense	$1,606,000	3,112
Pre-tax net operating income	$4,103,000	2,220
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,565,000	1,595
Income before extraordinary items	$2,538,000	2,586
Extraordinary gains, net	$0	51
Net income	$2,538,000	2,587
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	5,041
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,538,000	2,567
2006-09-30 (YTD Data)		Rank
Total interest income	$12,875,000	2,258
Total interest expense	$5,873,000	2,026
Net interest income	$7,002,000	2,456
Provision for loan and lease losses	$45,000	5,149
Total noninterest income	$316,000	5,533
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$83,000	6,071
Trading account gains and fees	$0	126
Additional Noninterest Income	$233,000	4,227
Total noninterest expense	$4,305,000	2,973
Salaries and employee benefits	$2,819,000	2,579
Premises and equipment expense	$203,000	6,030
Additional noninterest expense	$1,283,000	2,939
Pre-tax net operating income	$2,968,000	2,349
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,135,000	1,718
Income before extraordinary items	$1,833,000	2,758
Extraordinary gains, net	$0	45
Net income	$1,833,000	2,760
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,313
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,833,000	2,743
2006-06-30 (YTD Data)		Rank
Total interest income	$8,406,000	2,266
Total interest expense	$3,812,000	1,984
Net interest income	$4,594,000	2,490
Provision for loan and lease losses	$30,000	4,987
Total noninterest income	$215,000	5,480
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$61,000	5,942
Trading account gains and fees	$0	126
Additional Noninterest Income	$154,000	4,257
Total noninterest expense	$3,084,000	2,818
Salaries and employee benefits	$2,042,000	2,396
Premises and equipment expense	$133,000	6,083
Additional noninterest expense	$909,000	2,794
Pre-tax net operating income	$1,695,000	2,622
Securities gains (losses)	$0	1,185
Applicable income taxes	$645,000	1,961
Income before extraordinary items	$1,050,000	3,101
Extraordinary gains, net	$0	39
Net income	$1,050,000	3,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,889
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,050,000	3,087
2006-03-31 (YTD Data)		Rank
Total interest income	$4,176,000	2,238
Total interest expense	$1,891,000	1,918
Net interest income	$2,285,000	2,492
Provision for loan and lease losses	$15,000	4,758
Total noninterest income	$104,000	5,514
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$30,000	5,914
Trading account gains and fees	$0	115
Additional Noninterest Income	$74,000	4,319
Total noninterest expense	$1,589,000	2,755
Salaries and employee benefits	$1,056,000	2,335
Premises and equipment expense	$69,000	5,991
Additional noninterest expense	$464,000	2,728
Pre-tax net operating income	$785,000	2,752
Securities gains (losses)	$0	955
Applicable income taxes	$299,000	2,032
Income before extraordinary items	$486,000	3,238
Extraordinary gains, net	$0	21
Net income	$486,000	3,237
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	3,919
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$486,000	3,215
2005-12-31 (YTD Data)		Rank
Total interest income	$15,304,000	2,174
Total interest expense	$5,780,000	1,947
Net interest income	$9,524,000	2,321
Provision for loan and lease losses	$60,000	5,443
Total noninterest income	$443,000	5,505
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$115,000	6,072
Trading account gains and fees	$0	138
Additional Noninterest Income	$328,000	4,143
Total noninterest expense	$5,076,000	3,200
Salaries and employee benefits	$3,192,000	2,811
Premises and equipment expense	$267,000	6,038
Additional noninterest expense	$1,617,000	3,052
Pre-tax net operating income	$4,831,000	1,924
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,909,000	1,416
Income before extraordinary items	$2,922,000	2,303
Extraordinary gains, net	$0	46
Net income	$2,922,000	2,304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,898
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,922,000	2,267
2005-09-30 (YTD Data)		Rank
Total interest income	$11,256,000	2,158
Total interest expense	$3,976,000	2,002
Net interest income	$7,280,000	2,253
Provision for loan and lease losses	$45,000	5,313
Total noninterest income	$329,000	5,560
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$85,000	6,137
Trading account gains and fees	$0	126
Additional Noninterest Income	$244,000	4,175
Total noninterest expense	$3,768,000	3,196
Salaries and employee benefits	$2,362,000	2,805
Premises and equipment expense	$199,000	6,045
Additional noninterest expense	$1,207,000	3,029
Pre-tax net operating income	$3,796,000	1,841
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,504,000	1,383
Income before extraordinary items	$2,292,000	2,232
Extraordinary gains, net	$0	35
Net income	$2,292,000	2,231
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,415
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,292,000	2,194
2005-06-30 (YTD Data)		Rank
Total interest income	$7,332,000	2,149
Total interest expense	$2,417,000	2,045
Net interest income	$4,915,000	2,204
Provision for loan and lease losses	$30,000	5,130
Total noninterest income	$214,000	5,593
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$54,000	6,184
Trading account gains and fees	$0	116
Additional Noninterest Income	$160,000	4,177
Total noninterest expense	$2,567,000	3,119
Salaries and employee benefits	$1,619,000	2,733
Premises and equipment expense	$150,000	5,713
Additional noninterest expense	$798,000	3,024
Pre-tax net operating income	$2,532,000	1,821
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,003,000	1,376
Income before extraordinary items	$1,529,000	2,199
Extraordinary gains, net	$0	30
Net income	$1,529,000	2,197
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,009
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,529,000	2,162
2005-03-31 (YTD Data)		Rank
Total interest income	$3,612,000	2,142
Total interest expense	$1,091,000	2,154
Net interest income	$2,521,000	2,143
Provision for loan and lease losses	$15,000	4,875
Total noninterest income	$103,000	5,609
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$26,000	6,203
Trading account gains and fees	$0	115
Additional Noninterest Income	$77,000	4,262
Total noninterest expense	$1,190,000	3,331
Salaries and employee benefits	$727,000	3,016
Premises and equipment expense	$66,000	6,121
Additional noninterest expense	$397,000	3,034
Pre-tax net operating income	$1,419,000	1,593
Securities gains (losses)	$0	1,685
Applicable income taxes	$564,000	1,214
Income before extraordinary items	$855,000	1,967
Extraordinary gains, net	$0	24
Net income	$855,000	1,968
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$855,000	1,932
2004-12-31 (YTD Data)		Rank
Total interest income	$13,520,000	2,120
Total interest expense	$4,028,000	2,029
Net interest income	$9,492,000	2,145
Provision for loan and lease losses	$60,000	5,645
Total noninterest income	$454,000	5,508
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$100,000	6,482
Trading account gains and fees	$0	138
Additional Noninterest Income	$354,000	3,945
Total noninterest expense	$4,822,000	3,225
Salaries and employee benefits	$2,994,000	2,847
Premises and equipment expense	$259,000	6,105
Additional noninterest expense	$1,569,000	3,017
Pre-tax net operating income	$5,064,000	1,679
Securities gains (losses)	$0	3,819
Applicable income taxes	$2,011,000	1,269
Income before extraordinary items	$3,053,000	2,044
Extraordinary gains, net	$0	34
Net income	$3,053,000	2,045
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,855
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,053,000	1,999
2004-09-30 (YTD Data)		Rank
Total interest income	$10,037,000	2,115
Total interest expense	$3,014,000	1,988
Net interest income	$7,023,000	2,155
Provision for loan and lease losses	$45,000	5,471
Total noninterest income	$339,000	5,550
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$77,000	6,491
Trading account gains and fees	$0	134
Additional Noninterest Income	$262,000	3,982
Total noninterest expense	$3,605,000	3,211
Salaries and employee benefits	$2,244,000	2,821
Premises and equipment expense	$194,000	6,091
Additional noninterest expense	$1,167,000	3,015
Pre-tax net operating income	$3,712,000	1,729
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,475,000	1,295
Income before extraordinary items	$2,237,000	2,091
Extraordinary gains, net	$0	26
Net income	$2,237,000	2,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,361
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,237,000	2,038
2004-06-30 (YTD Data)		Rank
Total interest income	$6,583,000	2,128
Total interest expense	$2,006,000	1,961
Net interest income	$4,577,000	2,185
Provision for loan and lease losses	$30,000	5,293
Total noninterest income	$231,000	5,482
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$51,000	6,505
Trading account gains and fees	$0	130
Additional Noninterest Income	$180,000	3,968
Total noninterest expense	$2,413,000	3,197
Salaries and employee benefits	$1,501,000	2,829
Premises and equipment expense	$126,000	6,189
Additional noninterest expense	$786,000	2,981
Pre-tax net operating income	$2,365,000	1,777
Securities gains (losses)	$0	3,413
Applicable income taxes	$940,000	1,348
Income before extraordinary items	$1,425,000	2,167
Extraordinary gains, net	$0	21
Net income	$1,425,000	2,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,425,000	2,108
2004-03-31 (YTD Data)		Rank
Total interest income	$3,228,000	2,170
Total interest expense	$1,006,000	1,978
Net interest income	$2,222,000	2,255
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$107,000	5,629
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$26,000	6,426
Trading account gains and fees	$0	121
Additional Noninterest Income	$81,000	4,156
Total noninterest expense	$1,119,000	3,443
Salaries and employee benefits	$677,000	3,123
Premises and equipment expense	$61,000	6,270
Additional noninterest expense	$381,000	3,038
Pre-tax net operating income	$1,195,000	1,723
Securities gains (losses)	$0	2,934
Applicable income taxes	$475,000	1,350
Income before extraordinary items	$720,000	2,121
Extraordinary gains, net	$0	16
Net income	$720,000	2,122
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$720,000	2,043
2003-12-31 (YTD Data)		Rank
Total interest income	$13,275,000	2,148
Total interest expense	$5,178,000	1,730
Net interest income	$8,097,000	2,405
Provision for loan and lease losses	$60,000	5,969
Total noninterest income	$889,000	3,977
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$100,000	6,554
Trading account gains and fees	$0	160
Additional Noninterest Income	$789,000	2,762
Total noninterest expense	$4,585,000	3,300
Salaries and employee benefits	$2,827,000	2,922
Premises and equipment expense	$249,000	6,190
Additional noninterest expense	$1,509,000	3,061
Pre-tax net operating income	$4,341,000	1,857
Securities gains (losses)	$-6,000	8,711
Applicable income taxes	$1,715,000	1,439
Income before extraordinary items	$2,620,000	2,281
Extraordinary gains, net	$0	54
Net income	$2,620,000	2,284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,809
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,623,840	2,180
2003-09-30 (YTD Data)		Rank
Total interest income	$10,013,000	2,160
Total interest expense	$4,083,000	1,723
Net interest income	$5,930,000	2,468
Provision for loan and lease losses	$45,000	5,860
Total noninterest income	$768,000	3,730
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$74,000	6,631
Trading account gains and fees	$0	153
Additional Noninterest Income	$694,000	2,575
Total noninterest expense	$3,422,000	3,309
Salaries and employee benefits	$2,090,000	2,972
Premises and equipment expense	$184,000	6,226
Additional noninterest expense	$1,148,000	3,015
Pre-tax net operating income	$3,231,000	1,923
Securities gains (losses)	$-6,000	8,888
Applicable income taxes	$1,277,000	1,524
Income before extraordinary items	$1,948,000	2,395
Extraordinary gains, net	$0	40
Net income	$1,948,000	2,394
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,184
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,951,840	2,274
2003-06-30 (YTD Data)		Rank
Total interest income	$6,750,000	2,151
Total interest expense	$2,865,000	1,700
Net interest income	$3,885,000	2,501
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$358,000	4,526
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$47,000	6,687
Trading account gains and fees	$0	150
Additional Noninterest Income	$311,000	3,227
Total noninterest expense	$2,335,000	3,239
Salaries and employee benefits	$1,438,000	2,892
Premises and equipment expense	$122,000	6,222
Additional noninterest expense	$775,000	2,949
Pre-tax net operating income	$1,878,000	2,152
Securities gains (losses)	$-6,000	9,006
Applicable income taxes	$736,000	1,742
Income before extraordinary items	$1,136,000	2,698
Extraordinary gains, net	$0	30
Net income	$1,136,000	2,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,139,840	2,540
2003-03-31 (YTD Data)		Rank
Total interest income	$3,534,000	2,078
Total interest expense	$1,483,000	1,680
Net interest income	$2,051,000	2,367
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$174,000	4,508
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$23,000	6,666
Trading account gains and fees	$0	134
Additional Noninterest Income	$151,000	3,200
Total noninterest expense	$1,100,000	3,385
Salaries and employee benefits	$660,000	3,106
Premises and equipment expense	$62,000	6,190
Additional noninterest expense	$378,000	2,996
Pre-tax net operating income	$1,110,000	1,865
Securities gains (losses)	$-4,000	9,096
Applicable income taxes	$436,000	1,525
Income before extraordinary items	$670,000	2,288
Extraordinary gains, net	$0	21
Net income	$670,000	2,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,508
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$672,560	2,158
2002-12-31 (YTD Data)		Rank
Total interest income	$15,794,000	1,954
Total interest expense	$7,418,000	1,530
Net interest income	$8,376,000	2,316
Provision for loan and lease losses	$40,000	6,915
Total noninterest income	$528,000	5,064
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$92,000	6,721
Trading account gains and fees	$0	153
Additional Noninterest Income	$436,000	3,532
Total noninterest expense	$4,219,000	3,411
Salaries and employee benefits	$2,729,000	2,881
Premises and equipment expense	$228,000	6,413
Additional noninterest expense	$1,262,000	3,467
Pre-tax net operating income	$4,645,000	1,749
Securities gains (losses)	$-5,000	8,824
Applicable income taxes	$1,816,000	1,401
Income before extraordinary items	$2,824,000	2,114
Extraordinary gains, net	$0	70
Net income	$2,824,000	2,113
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,185
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,827,200	2,042
2001-12-31 (YTD Data)		Rank
Total interest income	$16,876,000	2,030
Total interest expense	$9,279,000	1,755
Net interest income	$7,597,000	2,361
Provision for loan and lease losses	$0	8,228
Total noninterest income	$408,000	5,627
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$86,000	6,853
Trading account gains and fees	$0	177
Additional Noninterest Income	$322,000	3,958
Total noninterest expense	$3,938,000	3,476
Salaries and employee benefits	$2,374,000	3,090
Premises and equipment expense	$252,000	6,068
Additional noninterest expense	$1,312,000	3,227
Pre-tax net operating income	$4,067,000	1,757
Securities gains (losses)	$0	4,612
Applicable income taxes	$1,563,000	1,445
Income before extraordinary items	$2,504,000	2,087
Extraordinary gains, net	$0	105
Net income	$2,504,000	2,091
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,504,000	2,012
2000-12-31 (YTD Data)		Rank
Total interest income	$15,147,000	2,313
Total interest expense	$7,675,000	2,219
Net interest income	$7,472,000	2,376
Provision for loan and lease losses	$19,000	7,668
Total noninterest income	$197,000	7,311
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$78,000	7,035
Trading account gains and fees	$0	180
Additional Noninterest Income	$119,000	6,021
Total noninterest expense	$3,706,000	3,536
Salaries and employee benefits	$2,267,000	3,097
Premises and equipment expense	$346,000	4,972
Additional noninterest expense	$1,093,000	3,710
Pre-tax net operating income	$3,944,000	1,852
Securities gains (losses)	$2,000	1,609
Applicable income taxes	$1,503,000	1,512
Income before extraordinary items	$2,443,000	2,124
Extraordinary gains, net	$0	38
Net income	$2,443,000	2,124
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,122
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,441,720	2,126
1999-12-31 (YTD Data)		Rank
Total interest income	$13,173,000	2,489
Total interest expense	$6,537,000	2,256
Net interest income	$6,636,000	2,639
Provision for loan and lease losses	$0	8,503
Total noninterest income	$190,000	7,612
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$83,000	7,068
Trading account gains and fees	$0	173
Additional Noninterest Income	$107,000	6,470
Total noninterest expense	$3,460,000	3,737
Salaries and employee benefits	$2,136,000	3,222
Premises and equipment expense	$286,000	5,610
Additional noninterest expense	$1,038,000	3,899
Pre-tax net operating income	$3,366,000	2,177
Securities gains (losses)	$-1,000	8,592
Applicable income taxes	$1,303,000	1,782
Income before extraordinary items	$2,062,000	2,514
Extraordinary gains, net	$0	35
Net income	$2,062,000	2,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,619
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,062,640	2,473
1998-12-31 (YTD Data)		Rank
Total interest income	$12,217,000	2,665
Total interest expense	$6,193,000	2,443
Net interest income	$6,024,000	2,856
Provision for loan and lease losses	$0	8,652
Total noninterest income	$280,000	6,666
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$81,000	7,260
Trading account gains and fees	$0	224
Additional Noninterest Income	$199,000	4,964
Total noninterest expense	$3,254,000	3,836
Salaries and employee benefits	$1,969,000	3,396
Premises and equipment expense	$264,000	5,779
Additional noninterest expense	$1,021,000	3,891
Pre-tax net operating income	$3,050,000	2,334
Securities gains (losses)	$9,000	3,034
Applicable income taxes	$1,194,000	2,000
Income before extraordinary items	$1,865,000	2,719
Extraordinary gains, net	$0	32
Net income	$1,865,000	2,720
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,842
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,859,240	2,653
1997-12-31 (YTD Data)		Rank
Total interest income	$11,523,000	2,842
Total interest expense	$5,692,000	2,623
Net interest income	$5,831,000	2,995
Provision for loan and lease losses	$0	8,829
Total noninterest income	$149,000	8,603
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$83,000	7,580
Trading account gains and fees	$0	239
Additional Noninterest Income	$66,000	7,824
Total noninterest expense	$2,973,000	4,124
Salaries and employee benefits	$1,778,000	3,686
Premises and equipment expense	$264,000	5,874
Additional noninterest expense	$931,000	4,176
Pre-tax net operating income	$3,007,000	2,492
Securities gains (losses)	$6,000	2,665
Applicable income taxes	$1,192,000	2,099
Income before extraordinary items	$1,821,000	2,800
Extraordinary gains, net	$0	44
Net income	$1,821,000	2,799
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	10,233
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,817,160	2,759
1996-12-31 (YTD Data)		Rank
Total interest income	$10,007,000	3,276
Total interest expense	$4,986,000	3,011
Net interest income	$5,021,000	3,517
Provision for loan and lease losses	$0	9,041
Total noninterest income	$124,000	9,461
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$95,000	7,601
Trading account gains and fees	$0	262
Additional Noninterest Income	$29,000	9,892
Total noninterest expense	$2,528,000	4,956
Salaries and employee benefits	$1,453,000	4,442
Premises and equipment expense	$176,000	7,509
Additional noninterest expense	$899,000	4,756
Pre-tax net operating income	$2,617,000	2,668
Securities gains (losses)	$-5,000	9,952
Applicable income taxes	$1,020,000	2,315
Income before extraordinary items	$1,592,000	3,016
Extraordinary gains, net	$0	53
Net income	$1,592,000	3,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,612
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,595,200	2,980
1995-12-31 (YTD Data)		Rank
Total interest income	$8,724,000	3,714
Total interest expense	$4,300,000	3,464
Net interest income	$4,424,000	3,965
Provision for loan and lease losses	$0	8,958
Total noninterest income	$140,000	9,482
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$81,000	8,284
Trading account gains and fees	$0	522
Additional Noninterest Income	$59,000	8,803
Total noninterest expense	$2,382,000	5,205
Salaries and employee benefits	$1,344,000	4,733
Premises and equipment expense	$155,000	8,146
Additional noninterest expense	$883,000	4,849
Pre-tax net operating income	$2,182,000	3,236
Securities gains (losses)	$0	3,831
Applicable income taxes	$866,000	2,692
Income before extraordinary items	$1,316,000	3,639
Extraordinary gains, net	$0	65
Net income	$1,316,000	3,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,657
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,316,000	3,616
1994-12-31 (YTD Data)		Rank
Total interest income	$7,565,000	3,937
Total interest expense	$3,182,000	3,754
Net interest income	$4,383,000	4,014
Provision for loan and lease losses	$3,000	8,961
Total noninterest income	$167,000	9,366
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$77,000	8,774
Trading account gains and fees	$0	475
Additional Noninterest Income	$90,000	7,838
Total noninterest expense	$2,200,000	5,742
Salaries and employee benefits	$1,178,000	5,325
Premises and equipment expense	$125,000	9,244
Additional noninterest expense	$897,000	5,178
Pre-tax net operating income	$2,347,000	3,001
Securities gains (losses)	$0	3,600
Applicable income taxes	$917,000	2,429
Income before extraordinary items	$1,430,000	3,300
Extraordinary gains, net	$0	249
Net income	$1,430,000	3,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,977
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,430,000	3,330
1993-12-31 (YTD Data)		Rank
Total interest income	$7,315,000	4,139
Total interest expense	$3,198,000	3,898
Net interest income	$4,117,000	4,286
Provision for loan and lease losses	$151,000	4,610
Total noninterest income	$112,000	11,030
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$76,000	9,141
Trading account gains and fees	$0	532
Additional Noninterest Income	$36,000	10,920
Total noninterest expense	$2,082,000	6,125
Salaries and employee benefits	$1,076,000	5,758
Premises and equipment expense	$126,000	9,610
Additional noninterest expense	$880,000	5,474
Pre-tax net operating income	$1,996,000	3,318
Securities gains (losses)	$154,000	1,959
Applicable income taxes	$876,000	2,570
Income before extraordinary items	$1,274,000	3,791
Extraordinary gains, net	$-26,000	12,519
Net income	$1,248,000	3,969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	5,874
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,175,440	3,894
1992-12-31 (YTD Data)		Rank
Total interest income	$8,050,000	4,268
Total interest expense	$4,055,000	4,025
Net interest income	$3,995,000	4,449
Provision for loan and lease losses	$239,000	4,759
Total noninterest income	$130,000	10,919
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$73,000	9,449
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	9,979
Total noninterest expense	$1,932,000	6,557
Salaries and employee benefits	$998,000	6,036
Premises and equipment expense	$130,000	9,690
Additional noninterest expense	$804,000	6,051
Pre-tax net operating income	$1,954,000	3,167
Securities gains (losses)	$11,000	6,349
Applicable income taxes	$866,000	2,405
Income before extraordinary items	$1,099,000	4,132
Extraordinary gains, net	$0	1,422
Net income	$1,099,000	4,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	9,616
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,091,960	3,850

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.