Wilson & Muir Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$34,765,0001,242
Total interest expense$4,275,0002,208
Net interest income$30,490,0001,028
Provision for loan and lease losses$947,000865
Total noninterest income$3,866,0001,391
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,924,000576
Trading account gains and fees$0123
Additional Noninterest Income$1,942,0001,640
Total noninterest expense$16,220,0001,424
Salaries and employee benefits$10,393,0001,305
Premises and equipment expense$1,299,0001,704
Additional noninterest expense$1,942,0001,640
Pre-tax net operating income$17,189,000766
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$17,189,000645
Extraordinary gains, net$054
Net income$17,189,000655
Minority interest net income$088
Net income of bank and minority interests.$17,189,000648
Net charge-offs$197,0001,168
Cash dividends$11,267,000451
Sale, conversion, retirement of capital stock, net$0540
Net operating income$17,189,000660
2023-09-30 (YTD Data)Rank
Total interest income$25,334,0001,249
Total interest expense$2,805,0002,234
Net interest income$22,529,0001,045
Provision for loan and lease losses$645,000862
Total noninterest income$3,008,0001,352
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,425,000583
Trading account gains and fees$0125
Additional Noninterest Income$1,583,0001,562
Total noninterest expense$11,825,0001,455
Salaries and employee benefits$7,478,0001,342
Premises and equipment expense$1,003,0001,672
Additional noninterest expense$1,583,0001,562
Pre-tax net operating income$13,067,000787
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$13,067,000664
Extraordinary gains, net$052
Net income$13,067,000668
Minority interest net income$081
Net income of bank and minority interests.$13,067,000664
Net charge-offs$177,000931
Cash dividends$11,267,000346
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,067,000673
2023-06-30 (YTD Data)Rank
Total interest income$446,0004,532
Total interest expense$10,0004,534
Net interest income$5,434,0002,294
Provision for loan and lease lossesNANA
Total noninterest income$1,0374,618
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,2314,400
Trading account gains and fees$0112
Additional Noninterest Income$123,0003,545
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,583
Additional noninterest expense$7,5644,464
Pre-tax net operating income$04,414
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$1,0004,443
Extraordinary gains, net$17,040,00023
Net income$8,567,000693
Minority interest net income$081
Net income of bank and minority interests.$04,409
Net charge-offs$02,431
Cash dividends$92,0002,774
Sale, conversion, retirement of capital stock, net$0486
Net operating income$04,423
2023-03-31 (YTD Data)Rank
Total interest income$7,793,0001,280
Total interest expense$658,0002,310
Net interest income$7,135,0001,100
Provision for loan and lease losses$67,0001,526
Total noninterest income$1,291,0001,123
Gross Fiduciary activities income$0913
Service charges on deposit accounts$453,000605
Trading account gains and fees$097
Additional Noninterest Income$838,0001,091
Total noninterest expense$3,984,0001,449
Salaries and employee benefits$2,576,0001,327
Premises and equipment expense$327,0001,731
Additional noninterest expense$838,0001,091
Pre-tax net operating income$4,375,000823
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$4,375,000687
Extraordinary gains, net$04
Net income$4,375,000686
Minority interest net income$048
Net income of bank and minority interests.$4,375,000686
Net charge-offs$173,000457
Cash dividends$3,481,000342
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,375,000700
2022-12-31 (YTD Data)Rank
Total interest income$25,351,0001,295
Total interest expense$515,0003,213
Net interest income$24,836,0001,205
Provision for loan and lease losses$03,012
Total noninterest income$3,912,0001,390
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,943,000585
Trading account gains and fees$0116
Additional Noninterest Income$1,969,0001,637
Total noninterest expense$14,556,0001,523
Salaries and employee benefits$9,103,0001,424
Premises and equipment expense$1,192,0001,826
Additional noninterest expense$1,969,0001,637
Pre-tax net operating income$14,192,000989
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$14,192,000843
Extraordinary gains, net$05
Net income$14,192,000844
Minority interest net income$063
Net income of bank and minority interests.$14,192,000844
Net charge-offs$336,000737
Cash dividends$7,529,000571
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,192,000860
2022-09-30 (YTD Data)Rank
Total interest income$17,957,0001,312
Total interest expense$308,0003,262
Net interest income$17,649,0001,236
Provision for loan and lease losses$02,835
Total noninterest income$2,973,0001,394
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,455,000588
Trading account gains and fees$0111
Additional Noninterest Income$1,518,0001,645
Total noninterest expense$10,901,0001,520
Salaries and employee benefits$6,868,0001,413
Premises and equipment expense$892,0001,836
Additional noninterest expense$1,518,0001,645
Pre-tax net operating income$9,721,0001,058
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$9,721,000910
Extraordinary gains, net$04
Net income$9,721,000910
Minority interest net income$057
Net income of bank and minority interests.$9,721,000910
Net charge-offs$194,000698
Cash dividends$7,529,000438
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,721,000928
2022-06-30 (YTD Data)Rank
Total interest income$11,315,0001,331
Total interest expense$168,0003,417
Net interest income$11,147,0001,258
Provision for loan and lease losses$02,599
Total noninterest income$2,029,0001,369
Gross Fiduciary activities income$0925
Service charges on deposit accounts$960,000589
Trading account gains and fees$0108
Additional Noninterest Income$1,069,0001,613
Total noninterest expense$7,132,0001,523
Salaries and employee benefits$4,547,0001,410
Premises and equipment expense$578,0001,869
Additional noninterest expense$2,007,0001,599
Pre-tax net operating income$6,044,0001,054
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$6,044,000903
Extraordinary gains, net$04
Net income$6,044,000903
Minority interest net income$060
Net income of bank and minority interests.$6,044,000903
Net charge-offs$172,000575
Cash dividends$5,040,000416
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,044,000919
2022-03-31 (YTD Data)Rank
Total interest income$5,485,0001,327
Total interest expense$74,0003,533
Net interest income$5,411,0001,252
Provision for loan and lease losses$02,285
Total noninterest income$1,029,0001,345
Gross Fiduciary activities income$0892
Service charges on deposit accounts$458,000615
Trading account gains and fees$0103
Additional Noninterest Income$571,0001,559
Total noninterest expense$3,529,0001,523
Salaries and employee benefits$2,320,0001,389
Premises and equipment expense$284,0001,909
Additional noninterest expense$925,0001,678
Pre-tax net operating income$2,911,0001,036
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,911,000912
Extraordinary gains, net$04
Net income$2,911,000911
Minority interest net income$050
Net income of bank and minority interests.$2,911,000912
Net charge-offs$-2,0003,266
Cash dividends$1,750,000517
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,911,000921
2021-12-31 (YTD Data)Rank
Total interest income$22,377,0001,352
Total interest expense$332,0003,649
Net interest income$22,045,0001,254
Provision for loan and lease losses$300,0001,389
Total noninterest income$5,465,0001,239
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,787,000588
Trading account gains and fees$0132
Additional Noninterest Income$3,678,0001,324
Total noninterest expense$14,547,0001,497
Salaries and employee benefits$9,070,0001,405
Premises and equipment expense$1,139,0001,884
Additional noninterest expense$4,338,0001,491
Pre-tax net operating income$12,663,0001,085
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$12,663,000961
Extraordinary gains, net$010
Net income$12,663,000962
Minority interest net income$074
Net income of bank and minority interests.$12,663,000962
Net charge-offs$518,000622
Cash dividends$7,301,000603
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,663,000945
2021-09-30 (YTD Data)Rank
Total interest income$16,855,0001,374
Total interest expense$264,0003,673
Net interest income$16,591,0001,275
Provision for loan and lease losses$100,0001,926
Total noninterest income$4,198,0001,247
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,318,000591
Trading account gains and fees$0132
Additional Noninterest Income$2,880,0001,326
Total noninterest expense$10,558,0001,536
Salaries and employee benefits$6,461,0001,466
Premises and equipment expense$842,0001,928
Additional noninterest expense$3,255,0001,493
Pre-tax net operating income$10,131,0001,061
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$10,131,000934
Extraordinary gains, net$08
Net income$10,131,000934
Minority interest net income$069
Net income of bank and minority interests.$10,131,000934
Net charge-offs$512,000493
Cash dividends$7,301,000479
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,131,000917
2021-06-30 (YTD Data)Rank
Total interest income$11,020,0001,380
Total interest expense$196,0003,626
Net interest income$10,824,0001,276
Provision for loan and lease losses$100,0001,668
Total noninterest income$2,904,0001,210
Gross Fiduciary activities income$0951
Service charges on deposit accounts$857,000586
Trading account gains and fees$0133
Additional Noninterest Income$2,047,0001,276
Total noninterest expense$6,966,0001,542
Salaries and employee benefits$4,265,0001,476
Premises and equipment expense$566,0001,913
Additional noninterest expense$2,135,0001,496
Pre-tax net operating income$6,662,0001,055
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$6,662,000937
Extraordinary gains, net$06
Net income$6,662,000937
Minority interest net income$067
Net income of bank and minority interests.$6,662,000937
Net charge-offs$7,0001,839
Cash dividends$4,871,000454
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,662,000921
2021-03-31 (YTD Data)Rank
Total interest income$5,356,0001,412
Total interest expense$113,0003,544
Net interest income$5,243,0001,305
Provision for loan and lease losses$100,0001,234
Total noninterest income$1,622,0001,139
Gross Fiduciary activities income$0922
Service charges on deposit accounts$409,000597
Trading account gains and fees$0127
Additional Noninterest Income$1,213,0001,129
Total noninterest expense$3,502,0001,525
Salaries and employee benefits$2,152,0001,455
Premises and equipment expense$300,0001,843
Additional noninterest expense$1,050,0001,489
Pre-tax net operating income$3,263,0001,072
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$3,263,000944
Extraordinary gains, net$03
Net income$3,263,000944
Minority interest net income$055
Net income of bank and minority interests.$3,263,000944
Net charge-offs$77,000691
Cash dividends$1,200,000651
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,263,000925
2020-12-31 (YTD Data)Rank
Total interest income$21,615,0001,383
Total interest expense$741,0003,364
Net interest income$20,874,0001,237
Provision for loan and lease losses$2,400,000929
Total noninterest income$5,361,0001,209
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,602,000625
Trading account gains and fees$0133
Additional Noninterest Income$3,759,0001,263
Total noninterest expense$13,930,0001,491
Salaries and employee benefits$8,297,0001,465
Premises and equipment expense$1,062,0001,956
Additional noninterest expense$4,571,0001,378
Pre-tax net operating income$9,905,0001,071
Securities gains (losses)$129,0001,258
Applicable income taxes$03,697
Income before extraordinary items$10,034,000964
Extraordinary gains, net$04
Net income$10,034,000964
Minority interest net income$072
Net income of bank and minority interests.$10,034,000964
Net charge-offs$1,127,000606
Cash dividends$5,473,000708
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,905,000931
2020-09-30 (YTD Data)Rank
Total interest income$16,109,0001,403
Total interest expense$585,0003,389
Net interest income$15,524,0001,223
Provision for loan and lease losses$1,800,000946
Total noninterest income$3,853,0001,210
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,187,000629
Trading account gains and fees$0125
Additional Noninterest Income$2,666,0001,273
Total noninterest expense$10,535,0001,467
Salaries and employee benefits$6,371,0001,413
Premises and equipment expense$803,0001,936
Additional noninterest expense$3,361,0001,380
Pre-tax net operating income$7,042,0001,074
Securities gains (losses)$129,0001,104
Applicable income taxes$03,696
Income before extraordinary items$7,171,000964
Extraordinary gains, net$04
Net income$7,171,000964
Minority interest net income$065
Net income of bank and minority interests.$7,171,000964
Net charge-offs$818,000562
Cash dividends$5,473,000540
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,042,000939
2020-06-30 (YTD Data)Rank
Total interest income$10,870,0001,412
Total interest expense$407,0003,439
Net interest income$10,463,0001,224
Provision for loan and lease losses$1,200,000969
Total noninterest income$2,290,0001,248
Gross Fiduciary activities income$0970
Service charges on deposit accounts$788,000638
Trading account gains and fees$0123
Additional Noninterest Income$1,502,0001,322
Total noninterest expense$6,990,0001,461
Salaries and employee benefits$4,187,0001,432
Premises and equipment expense$537,0001,934
Additional noninterest expense$2,266,0001,360
Pre-tax net operating income$4,563,0001,035
Securities gains (losses)$129,000887
Applicable income taxes$03,655
Income before extraordinary items$4,692,000898
Extraordinary gains, net$04
Net income$4,692,000898
Minority interest net income$065
Net income of bank and minority interests.$4,692,000898
Net charge-offs$540,000564
Cash dividends$3,711,000537
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,563,000898
2020-03-31 (YTD Data)Rank
Total interest income$5,499,0001,394
Total interest expense$229,0003,410
Net interest income$5,270,0001,195
Provision for loan and lease losses$600,000790
Total noninterest income$949,0001,338
Gross Fiduciary activities income$0941
Service charges on deposit accounts$424,000707
Trading account gains and fees$0106
Additional Noninterest Income$525,0001,474
Total noninterest expense$3,484,0001,475
Salaries and employee benefits$2,106,0001,431
Premises and equipment expense$265,0001,971
Additional noninterest expense$1,113,0001,395
Pre-tax net operating income$2,135,000990
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$2,135,000883
Extraordinary gains, net$04
Net income$2,135,000883
Minority interest net income$056
Net income of bank and minority interests.$2,135,000883
Net charge-offs$273,000521
Cash dividends$1,000,000802
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,135,000866
2019-12-31 (YTD Data)Rank
Total interest income$22,852,0001,356
Total interest expense$871,0003,495
Net interest income$21,981,0001,156
Provision for loan and lease losses$3,915,000307
Total noninterest income$3,905,0001,338
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,766,000708
Trading account gains and fees$0135
Additional Noninterest Income$2,139,0001,478
Total noninterest expense$13,180,0001,519
Salaries and employee benefits$7,887,0001,470
Premises and equipment expense$1,063,0001,957
Additional noninterest expense$4,230,0001,437
Pre-tax net operating income$8,791,0001,155
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$8,791,0001,039
Extraordinary gains, net$011
Net income$8,791,0001,040
Minority interest net income$076
Net income of bank and minority interests.$8,791,0001,040
Net charge-offs$3,217,000287
Cash dividends$9,291,000499
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,791,0001,013
2019-09-30 (YTD Data)Rank
Total interest income$17,185,0001,364
Total interest expense$637,0003,561
Net interest income$16,548,0001,163
Provision for loan and lease losses$600,0001,007
Total noninterest income$2,799,0001,372
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,310,000711
Trading account gains and fees$0129
Additional Noninterest Income$1,489,0001,542
Total noninterest expense$9,889,0001,520
Salaries and employee benefits$5,979,0001,462
Premises and equipment expense$794,0001,975
Additional noninterest expense$3,116,0001,467
Pre-tax net operating income$8,858,000933
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$8,858,000822
Extraordinary gains, net$011
Net income$8,858,000823
Minority interest net income$072
Net income of bank and minority interests.$8,858,000823
Net charge-offs$131,0001,588
Cash dividends$9,291,000390
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,858,000801
2019-06-30 (YTD Data)Rank
Total interest income$11,327,0001,371
Total interest expense$407,0003,614
Net interest income$10,920,0001,178
Provision for loan and lease losses$300,0001,195
Total noninterest income$1,682,0001,437
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$861,000714
Trading account gains and fees$0131
Additional Noninterest Income$821,0001,689
Total noninterest expense$6,590,0001,519
Salaries and employee benefits$3,951,0001,479
Premises and equipment expense$528,0001,979
Additional noninterest expense$2,111,0001,464
Pre-tax net operating income$5,712,000943
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$5,712,000828
Extraordinary gains, net$011
Net income$5,712,000828
Minority interest net income$069
Net income of bank and minority interests.$5,712,000828
Net charge-offs$120,0001,300
Cash dividends$6,778,000359
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,712,000810
2019-03-31 (YTD Data)Rank
Total interest income$5,531,0001,392
Total interest expense$175,0003,810
Net interest income$5,356,0001,205
Provision for loan and lease losses$150,0001,133
Total noninterest income$766,0001,462
Gross Fiduciary activities income$0972
Service charges on deposit accounts$428,000707
Trading account gains and fees$0126
Additional Noninterest Income$338,0001,843
Total noninterest expense$3,331,0001,522
Salaries and employee benefits$2,001,0001,465
Premises and equipment expense$274,0001,956
Additional noninterest expense$1,056,0001,449
Pre-tax net operating income$2,641,000974
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,641,000875
Extraordinary gains, net$05
Net income$2,641,000874
Minority interest net income$052
Net income of bank and minority interests.$2,641,000874
Net charge-offs$20,0001,699
Cash dividends$2,819,000402
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,641,000858
2018-12-31 (YTD Data)Rank
Total interest income$20,793,0001,396
Total interest expense$429,0004,108
Net interest income$20,364,0001,224
Provision for loan and lease losses$125,0002,808
Total noninterest income$3,356,0001,426
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,810,000707
Trading account gains and fees$0126
Additional Noninterest Income$1,546,0001,760
Total noninterest expense$13,350,0001,476
Salaries and employee benefits$7,959,0001,430
Premises and equipment expense$1,039,0001,993
Additional noninterest expense$4,352,0001,396
Pre-tax net operating income$10,245,0001,017
Securities gains (losses)$3,000894
Applicable income taxes$03,978
Income before extraordinary items$10,248,000894
Extraordinary gains, net$06
Net income$10,248,000893
Minority interest net income$072
Net income of bank and minority interests.$10,248,000893
Net charge-offs$304,0001,321
Cash dividends$8,288,000492
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,245,000893
2018-09-30 (YTD Data)Rank
Total interest income$15,275,0001,398
Total interest expense$305,0004,145
Net interest income$14,970,0001,245
Provision for loan and lease losses$03,948
Total noninterest income$2,528,0001,438
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,353,000707
Trading account gains and fees$0138
Additional Noninterest Income$1,175,0001,767
Total noninterest expense$9,885,0001,497
Salaries and employee benefits$5,920,0001,437
Premises and equipment expense$772,0002,016
Additional noninterest expense$3,193,0001,438
Pre-tax net operating income$7,613,0001,029
Securities gains (losses)$3,000888
Applicable income taxes$04,032
Income before extraordinary items$7,616,000902
Extraordinary gains, net$05
Net income$7,616,000900
Minority interest net income$066
Net income of bank and minority interests.$7,616,000901
Net charge-offs$78,0001,915
Cash dividends$8,288,000370
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,613,000901
2018-06-30 (YTD Data)Rank
Total interest income$10,067,0001,399
Total interest expense$198,0004,144
Net interest income$9,869,0001,252
Provision for loan and lease losses$03,782
Total noninterest income$1,676,0001,447
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$902,000691
Trading account gains and fees$0130
Additional Noninterest Income$774,0001,773
Total noninterest expense$6,516,0001,516
Salaries and employee benefits$3,904,0001,453
Premises and equipment expense$517,0002,029
Additional noninterest expense$2,095,0001,454
Pre-tax net operating income$5,029,0001,018
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$5,029,000899
Extraordinary gains, net$06
Net income$5,029,000897
Minority interest net income$065
Net income of bank and minority interests.$5,029,000898
Net charge-offs$20,0002,256
Cash dividends$6,021,000329
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,029,000890
2018-03-31 (YTD Data)Rank
Total interest income$4,921,0001,418
Total interest expense$98,0004,142
Net interest income$4,823,0001,273
Provision for loan and lease losses$03,508
Total noninterest income$808,0001,475
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$447,000701
Trading account gains and fees$0123
Additional Noninterest Income$361,0001,817
Total noninterest expense$3,254,0001,530
Salaries and employee benefits$1,968,0001,456
Premises and equipment expense$275,0001,979
Additional noninterest expense$1,011,0001,495
Pre-tax net operating income$2,377,0001,037
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,377,000915
Extraordinary gains, net$07
Net income$2,377,000915
Minority interest net income$052
Net income of bank and minority interests.$2,377,000915
Net charge-offs$8,0002,040
Cash dividends$2,603,000337
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,377,000909
2017-12-31 (YTD Data)Rank
Total interest income$18,597,0001,443
Total interest expense$344,0004,217
Net interest income$18,253,0001,308
Provision for loan and lease losses$04,227
Total noninterest income$3,435,0001,438
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,799,000708
Trading account gains and fees$0151
Additional Noninterest Income$1,636,0001,718
Total noninterest expense$12,607,0001,561
Salaries and employee benefits$7,562,0001,471
Premises and equipment expense$988,0002,126
Additional noninterest expense$4,057,0001,503
Pre-tax net operating income$9,081,0001,066
Securities gains (losses)$15,0001,438
Applicable income taxes$04,135
Income before extraordinary items$9,096,000816
Extraordinary gains, net$09
Net income$9,096,000817
Minority interest net income$076
Net income of bank and minority interests.$9,096,000816
Net charge-offs$56,0002,895
Cash dividends$7,046,000492
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,081,000802
2017-09-30 (YTD Data)Rank
Total interest income$13,771,0001,455
Total interest expense$254,0004,263
Net interest income$13,517,0001,324
Provision for loan and lease losses$04,088
Total noninterest income$2,570,0001,441
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,342,000717
Trading account gains and fees$0145
Additional Noninterest Income$1,228,0001,738
Total noninterest expense$9,414,0001,574
Salaries and employee benefits$5,656,0001,486
Premises and equipment expense$747,0002,127
Additional noninterest expense$3,011,0001,502
Pre-tax net operating income$6,673,0001,098
Securities gains (losses)$15,0001,443
Applicable income taxes$04,172
Income before extraordinary items$6,688,000880
Extraordinary gains, net$09
Net income$6,688,000881
Minority interest net income$071
Net income of bank and minority interests.$6,688,000880
Net charge-offs$03,796
Cash dividends$7,046,000381
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,673,000872
2017-06-30 (YTD Data)Rank
Total interest income$9,026,0001,465
Total interest expense$167,0004,276
Net interest income$8,859,0001,345
Provision for loan and lease losses$03,871
Total noninterest income$1,675,0001,474
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$881,000714
Trading account gains and fees$0139
Additional Noninterest Income$794,0001,785
Total noninterest expense$6,250,0001,579
Salaries and employee benefits$3,736,0001,501
Premises and equipment expense$510,0002,087
Additional noninterest expense$2,004,0001,512
Pre-tax net operating income$4,284,0001,131
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$4,284,000910
Extraordinary gains, net$011
Net income$4,284,000911
Minority interest net income$071
Net income of bank and minority interests.$4,284,000910
Net charge-offs$-11,0004,827
Cash dividends$5,000,000353
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,284,000898
2017-03-31 (YTD Data)Rank
Total interest income$4,454,0001,478
Total interest expense$83,0004,291
Net interest income$4,371,0001,350
Provision for loan and lease losses$03,537
Total noninterest income$832,0001,475
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$438,000722
Trading account gains and fees$0142
Additional Noninterest Income$394,0001,768
Total noninterest expense$3,124,0001,597
Salaries and employee benefits$1,862,0001,518
Premises and equipment expense$264,0002,059
Additional noninterest expense$998,0001,511
Pre-tax net operating income$2,079,0001,135
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,079,000906
Extraordinary gains, net$08
Net income$2,079,000906
Minority interest net income$055
Net income of bank and minority interests.$2,079,000906
Net charge-offs$4,0002,506
Cash dividends$2,000,000391
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,079,000892
2016-12-31 (YTD Data)Rank
Total interest income$17,104,0001,488
Total interest expense$328,0004,337
Net interest income$16,776,0001,360
Provision for loan and lease losses$04,332
Total noninterest income$3,433,0001,499
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,701,000753
Trading account gains and fees$0170
Additional Noninterest Income$1,732,0001,726
Total noninterest expense$12,254,0001,583
Salaries and employee benefits$7,174,0001,506
Premises and equipment expense$1,070,0002,032
Additional noninterest expense$4,010,0001,530
Pre-tax net operating income$7,955,0001,106
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$7,955,000938
Extraordinary gains, net$05
Net income$7,955,000937
Minority interest net income$082
Net income of bank and minority interests.$7,955,000937
Net charge-offs$54,0003,091
Cash dividends$5,750,000594
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,955,000912
2016-09-30 (YTD Data)Rank
Total interest income$12,767,0001,493
Total interest expense$246,0004,377
Net interest income$12,521,0001,368
Provision for loan and lease losses$04,186
Total noninterest income$2,549,0001,499
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,261,000759
Trading account gains and fees$0169
Additional Noninterest Income$1,288,0001,735
Total noninterest expense$9,121,0001,591
Salaries and employee benefits$5,331,0001,520
Premises and equipment expense$809,0002,031
Additional noninterest expense$2,981,0001,547
Pre-tax net operating income$5,949,0001,125
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$5,949,000937
Extraordinary gains, net$05
Net income$5,949,000937
Minority interest net income$071
Net income of bank and minority interests.$5,949,000937
Net charge-offs$40,0002,735
Cash dividends$5,750,000450
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,949,000910
2016-06-30 (YTD Data)Rank
Total interest income$8,479,0001,507
Total interest expense$165,0004,396
Net interest income$8,314,0001,372
Provision for loan and lease losses$04,017
Total noninterest income$1,539,0001,598
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$810,000775
Trading account gains and fees$0157
Additional Noninterest Income$729,0001,902
Total noninterest expense$6,010,0001,614
Salaries and employee benefits$3,516,0001,542
Premises and equipment expense$547,0002,000
Additional noninterest expense$1,947,0001,571
Pre-tax net operating income$3,843,0001,146
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$3,843,000949
Extraordinary gains, net$016
Net income$3,843,000948
Minority interest net income$071
Net income of bank and minority interests.$3,843,000948
Net charge-offs$-4,0004,670
Cash dividends$4,053,000440
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,843,000915
2016-03-31 (YTD Data)Rank
Total interest income$4,245,0001,492
Total interest expense$84,0004,404
Net interest income$4,161,0001,374
Provision for loan and lease losses$03,656
Total noninterest income$665,0001,725
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$392,000792
Trading account gains and fees$0142
Additional Noninterest Income$273,0002,214
Total noninterest expense$3,005,0001,616
Salaries and employee benefits$1,767,0001,544
Premises and equipment expense$268,0002,058
Additional noninterest expense$970,0001,565
Pre-tax net operating income$1,821,0001,182
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,821,000985
Extraordinary gains, net$012
Net income$1,821,000986
Minority interest net income$062
Net income of bank and minority interests.$1,821,000986
Net charge-offs$-7,0005,019
Cash dividends$1,619,000509
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,821,000949
2015-12-31 (YTD Data)Rank
Total interest income$16,188,0001,527
Total interest expense$345,0004,407
Net interest income$15,843,0001,403
Provision for loan and lease losses$184,0002,420
Total noninterest income$3,016,0001,599
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,552,000831
Trading account gains and fees$0159
Additional Noninterest Income$1,464,0001,885
Total noninterest expense$12,001,0001,598
Salaries and employee benefits$6,953,0001,526
Premises and equipment expense$1,082,0002,051
Additional noninterest expense$3,966,0001,539
Pre-tax net operating income$6,674,0001,248
Securities gains (losses)$100,0001,170
Applicable income taxes$04,402
Income before extraordinary items$6,774,0001,055
Extraordinary gains, net$023
Net income$6,774,0001,054
Minority interest net income$081
Net income of bank and minority interests.$6,774,0001,055
Net charge-offs$986,000700
Cash dividends$5,347,000626
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,674,0001,039
2015-09-30 (YTD Data)Rank
Total interest income$12,119,0001,538
Total interest expense$260,0004,451
Net interest income$11,859,0001,417
Provision for loan and lease losses$04,232
Total noninterest income$2,327,0001,587
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,154,000845
Trading account gains and fees$0153
Additional Noninterest Income$1,173,0001,827
Total noninterest expense$9,022,0001,611
Salaries and employee benefits$5,326,0001,503
Premises and equipment expense$819,0002,062
Additional noninterest expense$2,877,0001,576
Pre-tax net operating income$5,164,0001,238
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$5,164,0001,028
Extraordinary gains, net$021
Net income$5,164,0001,028
Minority interest net income$078
Net income of bank and minority interests.$5,164,0001,028
Net charge-offs$289,0001,226
Cash dividends$5,347,000458
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,164,0001,006
2015-06-30 (YTD Data)Rank
Total interest income$8,017,0001,559
Total interest expense$178,0004,444
Net interest income$7,839,0001,439
Provision for loan and lease losses$04,069
Total noninterest income$1,487,0001,629
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$756,000843
Trading account gains and fees$0157
Additional Noninterest Income$731,0001,916
Total noninterest expense$5,959,0001,626
Salaries and employee benefits$3,499,0001,533
Premises and equipment expense$552,0002,051
Additional noninterest expense$1,908,0001,601
Pre-tax net operating income$3,367,0001,252
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$3,367,0001,048
Extraordinary gains, net$022
Net income$3,367,0001,049
Minority interest net income$075
Net income of bank and minority interests.$3,367,0001,049
Net charge-offs$159,0001,341
Cash dividends$3,593,000440
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,367,0001,020
2015-03-31 (YTD Data)Rank
Total interest income$3,981,0001,561
Total interest expense$92,0004,438
Net interest income$3,889,0001,444
Provision for loan and lease losses$03,703
Total noninterest income$702,0001,653
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$355,000866
Trading account gains and fees$0152
Additional Noninterest Income$347,0001,929
Total noninterest expense$2,986,0001,633
Salaries and employee benefits$1,748,0001,540
Premises and equipment expense$283,0002,034
Additional noninterest expense$955,0001,590
Pre-tax net operating income$1,605,0001,264
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,605,0001,057
Extraordinary gains, net$013
Net income$1,605,0001,056
Minority interest net income$064
Net income of bank and minority interests.$1,605,0001,058
Net charge-offs$125,000970
Cash dividends$1,988,000374
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,605,0001,029
2014-12-31 (YTD Data)Rank
Total interest income$15,837,0001,565
Total interest expense$522,0003,927
Net interest income$15,315,0001,447
Provision for loan and lease losses$04,603
Total noninterest income$2,477,0001,811
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,530,000868
Trading account gains and fees$0180
Additional Noninterest Income$947,0002,399
Total noninterest expense$11,714,0001,640
Salaries and employee benefits$6,797,0001,541
Premises and equipment expense$1,076,0002,115
Additional noninterest expense$3,841,0001,620
Pre-tax net operating income$6,078,0001,296
Securities gains (losses)$36,0001,962
Applicable income taxes$04,531
Income before extraordinary items$6,114,0001,080
Extraordinary gains, net$017
Net income$6,114,0001,078
Minority interest net income$084
Net income of bank and minority interests.$6,114,0001,079
Net charge-offs$308,0001,985
Cash dividends$4,830,000620
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,078,0001,058
2014-09-30 (YTD Data)Rank
Total interest income$11,812,0001,581
Total interest expense$420,0003,840
Net interest income$11,392,0001,466
Provision for loan and lease losses$04,401
Total noninterest income$1,833,0001,839
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,139,000884
Trading account gains and fees$0174
Additional Noninterest Income$694,0002,449
Total noninterest expense$8,833,0001,631
Salaries and employee benefits$5,178,0001,504
Premises and equipment expense$812,0002,116
Additional noninterest expense$2,843,0001,642
Pre-tax net operating income$4,392,0001,355
Securities gains (losses)$36,0001,670
Applicable income taxes$04,583
Income before extraordinary items$4,428,0001,126
Extraordinary gains, net$015
Net income$4,428,0001,124
Minority interest net income$081
Net income of bank and minority interests.$4,428,0001,125
Net charge-offs$286,0001,649
Cash dividends$4,830,000466
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,392,0001,107
2014-06-30 (YTD Data)Rank
Total interest income$7,905,0001,570
Total interest expense$299,0003,740
Net interest income$7,606,0001,448
Provision for loan and lease losses$04,196
Total noninterest income$1,167,0001,882
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$737,000895
Trading account gains and fees$0172
Additional Noninterest Income$430,0002,518
Total noninterest expense$5,902,0001,617
Salaries and employee benefits$3,425,0001,524
Premises and equipment expense$546,0002,106
Additional noninterest expense$1,931,0001,616
Pre-tax net operating income$2,871,0001,340
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$2,871,0001,124
Extraordinary gains, net$020
Net income$2,871,0001,125
Minority interest net income$080
Net income of bank and minority interests.$2,871,0001,125
Net charge-offs$59,0002,641
Cash dividends$3,889,000389
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,871,0001,100
2014-03-31 (YTD Data)Rank
Total interest income$3,926,0001,579
Total interest expense$160,0003,629
Net interest income$3,766,0001,454
Provision for loan and lease losses$03,817
Total noninterest income$502,0002,038
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$352,000921
Trading account gains and fees$0147
Additional Noninterest Income$150,0002,969
Total noninterest expense$3,019,0001,600
Salaries and employee benefits$1,732,0001,518
Premises and equipment expense$274,0002,147
Additional noninterest expense$1,013,0001,540
Pre-tax net operating income$1,249,0001,463
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,249,0001,215
Extraordinary gains, net$016
Net income$1,249,0001,216
Minority interest net income$066
Net income of bank and minority interests.$1,249,0001,216
Net charge-offs$-2,0005,011
Cash dividends$1,805,000366
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,249,0001,195
2013-12-31 (YTD Data)Rank
Total interest income$16,106,0001,554
Total interest expense$809,0003,424
Net interest income$15,297,0001,412
Provision for loan and lease losses$600,0001,620
Total noninterest income$3,091,0001,580
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,491,000924
Trading account gains and fees$0184
Additional Noninterest Income$1,600,0001,777
Total noninterest expense$11,885,0001,623
Salaries and employee benefits$6,632,0001,566
Premises and equipment expense$1,014,0002,226
Additional noninterest expense$4,239,0001,552
Pre-tax net operating income$5,903,0001,246
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$5,903,0001,049
Extraordinary gains, net$029
Net income$5,903,0001,051
Minority interest net income$090
Net income of bank and minority interests.$5,903,0001,051
Net charge-offs$174,0003,171
Cash dividends$6,391,000462
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,903,0001,022
2013-09-30 (YTD Data)Rank
Total interest income$12,114,0001,564
Total interest expense$635,0003,398
Net interest income$11,479,0001,410
Provision for loan and lease losses$600,0001,326
Total noninterest income$2,647,0001,471
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,117,000927
Trading account gains and fees$0180
Additional Noninterest Income$1,530,0001,530
Total noninterest expense$8,932,0001,615
Salaries and employee benefits$5,013,0001,560
Premises and equipment expense$765,0002,242
Additional noninterest expense$3,154,0001,561
Pre-tax net operating income$4,594,0001,235
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$4,594,0001,013
Extraordinary gains, net$025
Net income$4,594,0001,016
Minority interest net income$084
Net income of bank and minority interests.$4,594,0001,016
Net charge-offs$80,0003,458
Cash dividends$6,391,000346
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,594,000989
2013-06-30 (YTD Data)Rank
Total interest income$8,069,0001,552
Total interest expense$456,0003,289
Net interest income$7,613,0001,408
Provision for loan and lease losses$600,000990
Total noninterest income$1,842,0001,428
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$731,000922
Trading account gains and fees$0157
Additional Noninterest Income$1,111,0001,474
Total noninterest expense$5,893,0001,625
Salaries and employee benefits$3,299,0001,582
Premises and equipment expense$514,0002,226
Additional noninterest expense$2,080,0001,566
Pre-tax net operating income$2,962,0001,258
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,962,0001,050
Extraordinary gains, net$022
Net income$2,962,0001,051
Minority interest net income$082
Net income of bank and minority interests.$2,962,0001,053
Net charge-offs$-50,0006,549
Cash dividends$4,974,000310
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,962,0001,008
2013-03-31 (YTD Data)Rank
Total interest income$4,040,0001,563
Total interest expense$249,0003,159
Net interest income$3,791,0001,421
Provision for loan and lease losses$375,000844
Total noninterest income$957,0001,397
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$356,000932
Trading account gains and fees$0148
Additional Noninterest Income$601,0001,389
Total noninterest expense$2,946,0001,647
Salaries and employee benefits$1,661,0001,587
Premises and equipment expense$269,0002,171
Additional noninterest expense$1,016,0001,593
Pre-tax net operating income$1,427,0001,276
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,427,0001,067
Extraordinary gains, net$010
Net income$1,427,0001,068
Minority interest net income$076
Net income of bank and minority interests.$1,427,0001,069
Net charge-offs$-31,0006,578
Cash dividends$2,360,000268
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,427,0001,019
2012-12-31 (YTD Data)Rank
Total interest income$17,060,0001,556
Total interest expense$1,370,0002,906
Net interest income$15,690,0001,394
Provision for loan and lease losses$1,500,0001,325
Total noninterest income$3,496,0001,461
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,532,000930
Trading account gains and fees$0166
Additional Noninterest Income$1,964,0001,538
Total noninterest expense$11,711,0001,648
Salaries and employee benefits$6,689,0001,522
Premises and equipment expense$1,056,0002,175
Additional noninterest expense$3,966,0001,683
Pre-tax net operating income$5,975,0001,186
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$5,975,0001,011
Extraordinary gains, net$029
Net income$5,975,0001,011
Minority interest net income$093
Net income of bank and minority interests.$5,975,0001,011
Net charge-offs$1,240,0001,595
Cash dividends$5,321,000540
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,975,000956
2012-09-30 (YTD Data)Rank
Total interest income$12,761,0001,594
Total interest expense$1,084,0002,896
Net interest income$11,677,0001,426
Provision for loan and lease losses$1,125,0001,307
Total noninterest income$2,525,0001,506
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,144,000940
Trading account gains and fees$0157
Additional Noninterest Income$1,381,0001,604
Total noninterest expense$8,802,0001,649
Salaries and employee benefits$5,097,0001,489
Premises and equipment expense$795,0002,191
Additional noninterest expense$2,910,0001,717
Pre-tax net operating income$4,275,0001,258
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$4,275,0001,067
Extraordinary gains, net$020
Net income$4,275,0001,067
Minority interest net income$086
Net income of bank and minority interests.$4,275,0001,067
Net charge-offs$1,089,0001,372
Cash dividends$5,321,000350
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,275,0001,010
2012-06-30 (YTD Data)Rank
Total interest income$8,550,0001,599
Total interest expense$751,0002,903
Net interest income$7,799,0001,422
Provision for loan and lease losses$750,0001,348
Total noninterest income$1,667,0001,504
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$755,000939
Trading account gains and fees$0153
Additional Noninterest Income$912,0001,602
Total noninterest expense$5,845,0001,660
Salaries and employee benefits$3,396,0001,494
Premises and equipment expense$539,0002,142
Additional noninterest expense$1,910,0001,738
Pre-tax net operating income$2,871,0001,241
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$2,871,0001,051
Extraordinary gains, net$019
Net income$2,871,0001,051
Minority interest net income$084
Net income of bank and minority interests.$2,871,0001,051
Net charge-offs$962,0001,166
Cash dividends$4,798,000266
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,871,000986
2012-03-31 (YTD Data)Rank
Total interest income$4,309,0001,601
Total interest expense$391,0002,904
Net interest income$3,918,0001,416
Provision for loan and lease losses$375,0001,298
Total noninterest income$774,0001,563
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$372,000944
Trading account gains and fees$0148
Additional Noninterest Income$402,0001,748
Total noninterest expense$2,956,0001,631
Salaries and employee benefits$1,716,0001,494
Premises and equipment expense$267,0002,158
Additional noninterest expense$973,0001,710
Pre-tax net operating income$1,361,0001,288
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,361,0001,087
Extraordinary gains, net$019
Net income$1,361,0001,089
Minority interest net income$078
Net income of bank and minority interests.$1,361,0001,088
Net charge-offs$35,0003,308
Cash dividends$2,122,000250
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,361,0001,023
2011-12-31 (YTD Data)Rank
Total interest income$17,891,0001,586
Total interest expense$2,183,0002,588
Net interest income$15,708,0001,419
Provision for loan and lease losses$1,250,0002,103
Total noninterest income$3,064,0001,473
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,472,0001,004
Trading account gains and fees$0146
Additional Noninterest Income$1,592,0001,583
Total noninterest expense$11,699,0001,662
Salaries and employee benefits$6,704,0001,470
Premises and equipment expense$1,061,0002,293
Additional noninterest expense$3,934,0001,726
Pre-tax net operating income$5,823,0001,030
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$5,823,000862
Extraordinary gains, net$029
Net income$5,823,000862
Minority interest net income$096
Net income of bank and minority interests.$5,823,000862
Net charge-offs$550,0003,064
Cash dividends$5,489,000397
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,823,000830
2011-09-30 (YTD Data)Rank
Total interest income$13,624,0001,579
Total interest expense$1,735,0002,564
Net interest income$11,889,0001,411
Provision for loan and lease losses$900,0002,078
Total noninterest income$2,160,0001,531
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,082,0001,024
Trading account gains and fees$0145
Additional Noninterest Income$1,078,0001,678
Total noninterest expense$8,811,0001,654
Salaries and employee benefits$5,067,0001,466
Premises and equipment expense$804,0002,292
Additional noninterest expense$2,940,0001,731
Pre-tax net operating income$4,338,0001,062
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$4,338,000883
Extraordinary gains, net$021
Net income$4,338,000881
Minority interest net income$087
Net income of bank and minority interests.$4,338,000883
Net charge-offs$389,0002,947
Cash dividends$5,489,000273
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,338,000847
2011-06-30 (YTD Data)Rank
Total interest income$9,077,0001,599
Total interest expense$1,236,0002,492
Net interest income$7,841,0001,431
Provision for loan and lease losses$600,0002,044
Total noninterest income$1,376,0001,569
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$690,0001,068
Trading account gains and fees$0153
Additional Noninterest Income$686,0001,732
Total noninterest expense$5,848,0001,680
Salaries and employee benefits$3,358,0001,492
Premises and equipment expense$543,0002,281
Additional noninterest expense$1,947,0001,767
Pre-tax net operating income$2,769,0001,078
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,769,000892
Extraordinary gains, net$015
Net income$2,769,000891
Minority interest net income$089
Net income of bank and minority interests.$2,769,000892
Net charge-offs$82,0004,037
Cash dividends$4,114,000227
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,769,000864
2011-03-31 (YTD Data)Rank
Total interest income$4,497,0001,624
Total interest expense$650,0002,478
Net interest income$3,847,0001,450
Provision for loan and lease losses$300,0001,892
Total noninterest income$625,0001,696
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$328,0001,106
Trading account gains and fees$0158
Additional Noninterest Income$297,0001,931
Total noninterest expense$2,929,0001,690
Salaries and employee benefits$1,709,0001,476
Premises and equipment expense$284,0002,238
Additional noninterest expense$936,0001,810
Pre-tax net operating income$1,243,0001,179
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,243,000975
Extraordinary gains, net$09
Net income$1,243,000975
Minority interest net income$086
Net income of bank and minority interests.$1,243,000975
Net charge-offs$79,0002,965
Cash dividends$1,740,000237
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,243,000953
2010-12-31 (YTD Data)Rank
Total interest income$19,053,0001,603
Total interest expense$2,968,0002,629
Net interest income$16,085,0001,390
Provision for loan and lease losses$700,0003,591
Total noninterest income$3,013,0001,550
Gross Fiduciary activities income$1,0001,307
Service charges on deposit accounts$1,360,0001,103
Trading account gains and fees$0175
Additional Noninterest Income$1,652,0001,596
Total noninterest expense$11,455,0001,725
Salaries and employee benefits$6,620,0001,490
Premises and equipment expense$1,082,0002,312
Additional noninterest expense$3,753,0001,899
Pre-tax net operating income$6,943,000775
Securities gains (losses)$-66,0007,183
Applicable income taxes$04,655
Income before extraordinary items$6,877,000661
Extraordinary gains, net$029
Net income$6,877,000656
Minority interest net income$0111
Net income of bank and minority interests.$6,877,000662
Net charge-offs$1,013,0002,667
Cash dividends$5,554,000304
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,943,000619
2010-09-30 (YTD Data)Rank
Total interest income$14,373,0001,629
Total interest expense$2,232,0002,727
Net interest income$12,141,0001,397
Provision for loan and lease losses$450,0003,704
Total noninterest income$2,103,0001,630
Gross Fiduciary activities income$1,0001,261
Service charges on deposit accounts$1,008,0001,144
Trading account gains and fees$0165
Additional Noninterest Income$1,094,0001,708
Total noninterest expense$8,604,0001,715
Salaries and employee benefits$5,006,0001,484
Premises and equipment expense$815,0002,355
Additional noninterest expense$2,783,0001,881
Pre-tax net operating income$5,190,000809
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$5,190,000672
Extraordinary gains, net$023
Net income$5,190,000670
Minority interest net income$0110
Net income of bank and minority interests.$5,190,000672
Net charge-offs$311,0003,683
Cash dividends$5,554,000197
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,190,000640
2010-06-30 (YTD Data)Rank
Total interest income$9,626,0001,646
Total interest expense$1,509,0002,774
Net interest income$8,117,0001,394
Provision for loan and lease losses$300,0003,591
Total noninterest income$1,309,0001,663
Gross Fiduciary activities income$1,0001,231
Service charges on deposit accounts$659,0001,182
Trading account gains and fees$0152
Additional Noninterest Income$649,0001,769
Total noninterest expense$5,703,0001,735
Salaries and employee benefits$3,324,0001,490
Premises and equipment expense$545,0002,360
Additional noninterest expense$1,834,0001,890
Pre-tax net operating income$3,423,000805
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$3,423,000657
Extraordinary gains, net$019
Net income$3,423,000658
Minority interest net income$0105
Net income of bank and minority interests.$3,423,000658
Net charge-offs$116,0004,086
Cash dividends$3,900,000192
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,423,000632
2010-03-31 (YTD Data)Rank
Total interest income$4,811,0001,677
Total interest expense$789,0002,781
Net interest income$4,022,0001,422
Provision for loan and lease losses$150,0003,336
Total noninterest income$626,0001,731
Gross Fiduciary activities income$1,0001,185
Service charges on deposit accounts$323,0001,215
Trading account gains and fees$0175
Additional Noninterest Income$302,0001,839
Total noninterest expense$2,917,0001,714
Salaries and employee benefits$1,710,0001,465
Premises and equipment expense$281,0002,346
Additional noninterest expense$926,0001,855
Pre-tax net operating income$1,581,000848
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,581,000700
Extraordinary gains, net$016
Net income$1,581,000702
Minority interest net income$091
Net income of bank and minority interests.$1,581,000704
Net charge-offs$27,0004,227
Cash dividends$1,418,000252
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,581,000672
2009-12-31 (YTD Data)Rank
Total interest income$19,135,0001,788
Total interest expense$4,265,0002,596
Net interest income$14,870,0001,514
Provision for loan and lease losses$475,0004,613
Total noninterest income$3,181,0001,546
Gross Fiduciary activities income$2,0001,311
Service charges on deposit accounts$1,406,0001,227
Trading account gains and fees$0211
Additional Noninterest Income$1,773,0001,493
Total noninterest expense$11,364,0001,794
Salaries and employee benefits$6,294,0001,574
Premises and equipment expense$1,062,0002,451
Additional noninterest expense$4,008,0001,851
Pre-tax net operating income$6,212,000697
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$6,212,000549
Extraordinary gains, net$034
Net income$6,212,000549
Minority interest net income$0115
Net income of bank and minority interests.$6,212,000550
Net charge-offs$233,0004,808
Cash dividends$5,958,000300
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,212,000551
2009-09-30 (YTD Data)Rank
Total interest income$14,341,0001,813
Total interest expense$3,316,0002,629
Net interest income$11,025,0001,528
Provision for loan and lease losses$325,0004,466
Total noninterest income$2,446,0001,540
Gross Fiduciary activities income$1,0001,297
Service charges on deposit accounts$1,037,0001,248
Trading account gains and fees$0212
Additional Noninterest Income$1,408,0001,458
Total noninterest expense$8,590,0001,760
Salaries and employee benefits$4,767,0001,580
Premises and equipment expense$804,0002,462
Additional noninterest expense$3,019,0001,777
Pre-tax net operating income$4,556,000754
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$4,556,000594
Extraordinary gains, net$027
Net income$4,556,000594
Minority interest net income$0118
Net income of bank and minority interests.$4,556,000596
Net charge-offs$126,0004,840
Cash dividends$5,958,000217
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,556,000592
2009-06-30 (YTD Data)Rank
Total interest income$9,614,0001,832
Total interest expense$2,238,0002,702
Net interest income$7,376,0001,520
Provision for loan and lease losses$250,0003,992
Total noninterest income$1,653,0001,538
Gross Fiduciary activities income$1,0001,272
Service charges on deposit accounts$665,0001,275
Trading account gains and fees$0193
Additional Noninterest Income$987,0001,446
Total noninterest expense$5,797,0001,764
Salaries and employee benefits$3,169,0001,622
Premises and equipment expense$543,0002,471
Additional noninterest expense$2,085,0001,745
Pre-tax net operating income$2,982,000783
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$2,982,000614
Extraordinary gains, net$021
Net income$2,982,000611
Minority interest net income$0112
Net income of bank and minority interests.$2,982,000614
Net charge-offs$61,0004,739
Cash dividends$5,160,000172
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,982,000590
2009-03-31 (YTD Data)Rank
Total interest income$4,811,0001,853
Total interest expense$1,117,0002,799
Net interest income$3,694,0001,506
Provision for loan and lease losses$150,0003,210
Total noninterest income$817,0001,530
Gross Fiduciary activities income$1,0001,214
Service charges on deposit accounts$323,0001,272
Trading account gains and fees$0171
Additional Noninterest Income$493,0001,405
Total noninterest expense$2,869,0001,728
Salaries and employee benefits$1,601,0001,615
Premises and equipment expense$285,0002,399
Additional noninterest expense$983,0001,642
Pre-tax net operating income$1,492,000855
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,492,000689
Extraordinary gains, net$015
Net income$1,492,000688
Minority interest net income$0102
Net income of bank and minority interests.$1,492,000691
Net charge-offs$20,0004,311
Cash dividends$2,811,000159
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,492,000642
2008-12-31 (YTD Data)Rank
Total interest income$20,149,0001,893
Total interest expense$5,333,0002,806
Net interest income$14,816,0001,507
Provision for loan and lease losses$600,0003,490
Total noninterest income$2,956,0001,591
Gross Fiduciary activities income$9,0001,231
Service charges on deposit accounts$1,403,0001,278
Trading account gains and fees$0154
Additional Noninterest Income$1,544,0001,557
Total noninterest expense$10,666,0001,818
Salaries and employee benefits$6,154,0001,661
Premises and equipment expense$1,068,0002,480
Additional noninterest expense$3,444,0001,778
Pre-tax net operating income$6,506,000858
Securities gains (losses)$68,0001,402
Applicable income taxes$04,979
Income before extraordinary items$6,574,000602
Extraordinary gains, net$039
Net income$6,574,000602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0004,132
Cash dividends$7,248,000396
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,506,000658
2008-09-30 (YTD Data)Rank
Total interest income$15,087,0001,940
Total interest expense$4,187,0002,792
Net interest income$10,900,0001,551
Provision for loan and lease losses$450,0002,889
Total noninterest income$2,286,0001,602
Gross Fiduciary activities income$9,0001,170
Service charges on deposit accounts$1,051,0001,293
Trading account gains and fees$0148
Additional Noninterest Income$1,226,0001,579
Total noninterest expense$7,991,0001,808
Salaries and employee benefits$4,646,0001,675
Premises and equipment expense$814,0002,453
Additional noninterest expense$2,531,0001,757
Pre-tax net operating income$4,745,0001,069
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$4,745,000770
Extraordinary gains, net$031
Net income$4,745,000769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,727
Cash dividends$7,248,000316
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,745,000812
2008-06-30 (YTD Data)Rank
Total interest income$10,078,0001,972
Total interest expense$2,902,0002,794
Net interest income$7,176,0001,566
Provision for loan and lease losses$300,0002,524
Total noninterest income$1,597,0001,572
Gross Fiduciary activities income$9,0001,133
Service charges on deposit accounts$685,0001,299
Trading account gains and fees$0149
Additional Noninterest Income$903,0001,507
Total noninterest expense$5,295,0001,817
Salaries and employee benefits$3,085,0001,693
Premises and equipment expense$543,0002,455
Additional noninterest expense$1,667,0001,753
Pre-tax net operating income$3,178,0001,110
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$3,178,000854
Extraordinary gains, net$021
Net income$3,178,000854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,328
Cash dividends$5,686,000304
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,178,000839
2008-03-31 (YTD Data)Rank
Total interest income$5,178,0001,965
Total interest expense$1,548,0002,798
Net interest income$3,630,0001,531
Provision for loan and lease losses$150,0002,123
Total noninterest income$737,0001,672
Gross Fiduciary activities income$5,0001,113
Service charges on deposit accounts$324,0001,351
Trading account gains and fees$0158
Additional Noninterest Income$408,0001,603
Total noninterest expense$2,620,0001,839
Salaries and employee benefits$1,529,0001,723
Premises and equipment expense$268,0002,517
Additional noninterest expense$823,0001,727
Pre-tax net operating income$1,597,0001,183
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,597,000944
Extraordinary gains, net$015
Net income$1,597,000946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$2,920,000308
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,597,000903
2007-12-31 (YTD Data)Rank
Total interest income$21,657,0001,949
Total interest expense$6,415,0002,850
Net interest income$15,242,0001,494
Provision for loan and lease losses$575,0002,119
Total noninterest income$2,750,0001,748
Gross Fiduciary activities income$17,0001,174
Service charges on deposit accounts$1,208,0001,486
Trading account gains and fees$0178
Additional Noninterest Income$1,525,0001,655
Total noninterest expense$10,469,0001,771
Salaries and employee benefits$5,896,0001,710
Premises and equipment expense$1,074,0002,419
Additional noninterest expense$3,499,0001,584
Pre-tax net operating income$6,948,0001,227
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$6,948,000939
Extraordinary gains, net$039
Net income$6,948,000937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,407
Cash dividends$8,141,000491
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,948,000924
2007-09-30 (YTD Data)Rank
Total interest income$16,079,0001,971
Total interest expense$4,699,0002,897
Net interest income$11,380,0001,504
Provision for loan and lease losses$425,0001,777
Total noninterest income$2,021,0001,776
Gross Fiduciary activities income$13,0001,145
Service charges on deposit accounts$868,0001,520
Trading account gains and fees$0184
Additional Noninterest Income$1,140,0001,652
Total noninterest expense$7,810,0001,760
Salaries and employee benefits$4,403,0001,705
Premises and equipment expense$822,0002,349
Additional noninterest expense$2,585,0001,562
Pre-tax net operating income$5,166,0001,321
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$5,166,0001,021
Extraordinary gains, net$033
Net income$5,166,0001,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0002,638
Cash dividends$8,141,000383
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,166,0001,003
2007-06-30 (YTD Data)Rank
Total interest income$10,505,0002,020
Total interest expense$3,029,0002,984
Net interest income$7,476,0001,549
Provision for loan and lease losses$275,0001,664
Total noninterest income$1,276,0001,867
Gross Fiduciary activities income$9,0001,152
Service charges on deposit accounts$539,0001,640
Trading account gains and fees$0168
Additional Noninterest Income$728,0001,723
Total noninterest expense$5,129,0001,799
Salaries and employee benefits$2,913,0001,760
Premises and equipment expense$555,0002,330
Additional noninterest expense$1,661,0001,632
Pre-tax net operating income$3,348,0001,403
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$3,348,0001,081
Extraordinary gains, net$029
Net income$3,348,0001,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,475
Cash dividends$5,173,000411
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,348,0001,060
2007-03-31 (YTD Data)Rank
Total interest income$5,113,0002,073
Total interest expense$1,460,0003,061
Net interest income$3,653,0001,587
Provision for loan and lease losses$125,0001,705
Total noninterest income$595,0001,962
Gross Fiduciary activities income$5,0001,109
Service charges on deposit accounts$257,0001,673
Trading account gains and fees$0195
Additional Noninterest Income$333,0001,817
Total noninterest expense$2,597,0001,780
Salaries and employee benefits$1,479,0001,753
Premises and equipment expense$280,0002,337
Additional noninterest expense$838,0001,588
Pre-tax net operating income$1,526,0001,520
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,526,0001,156
Extraordinary gains, net$022
Net income$1,526,0001,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0001,485
Cash dividends$2,587,000373
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,526,0001,136
2006-12-31 (YTD Data)Rank
Total interest income$19,440,0002,038
Total interest expense$4,628,0003,228
Net interest income$14,812,0001,543
Provision for loan and lease losses$300,0002,748
Total noninterest income$2,609,0001,818
Gross Fiduciary activities income$18,0001,190
Service charges on deposit accounts$1,081,0001,639
Trading account gains and fees$0130
Additional Noninterest Income$1,510,0001,660
Total noninterest expense$9,953,0001,793
Salaries and employee benefits$5,740,0001,694
Premises and equipment expense$1,027,0002,414
Additional noninterest expense$3,186,0001,645
Pre-tax net operating income$7,168,0001,375
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$7,168,0001,043
Extraordinary gains, net$051
Net income$7,168,0001,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,643
Cash dividends$6,734,000547
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,168,0001,032
2006-09-30 (YTD Data)Rank
Total interest income$14,280,0002,064
Total interest expense$3,213,0003,318
Net interest income$11,067,0001,572
Provision for loan and lease losses$225,0002,598
Total noninterest income$1,975,0001,820
Gross Fiduciary activities income$14,0001,157
Service charges on deposit accounts$812,0001,636
Trading account gains and fees$0126
Additional Noninterest Income$1,149,0001,645
Total noninterest expense$7,428,0001,792
Salaries and employee benefits$4,277,0001,720
Premises and equipment expense$754,0002,463
Additional noninterest expense$2,397,0001,644
Pre-tax net operating income$5,389,0001,421
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$5,389,0001,075
Extraordinary gains, net$045
Net income$5,389,0001,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,214
Cash dividends$6,734,000402
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,389,0001,066
2006-06-30 (YTD Data)Rank
Total interest income$9,156,0002,101
Total interest expense$1,929,0003,479
Net interest income$7,227,0001,605
Provision for loan and lease losses$150,0002,563
Total noninterest income$1,294,0001,847
Gross Fiduciary activities income$9,0001,185
Service charges on deposit accounts$530,0001,654
Trading account gains and fees$0126
Additional Noninterest Income$755,0001,663
Total noninterest expense$4,912,0001,812
Salaries and employee benefits$2,868,0001,708
Premises and equipment expense$511,0002,423
Additional noninterest expense$1,533,0001,724
Pre-tax net operating income$3,459,0001,459
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$3,459,0001,114
Extraordinary gains, net$039
Net income$3,459,0001,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,779
Cash dividends$4,807,000393
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,459,0001,095
2006-03-31 (YTD Data)Rank
Total interest income$4,445,0002,121
Total interest expense$876,0003,611
Net interest income$3,569,0001,609
Provision for loan and lease losses$75,0002,394
Total noninterest income$601,0001,934
Gross Fiduciary activities income$5,0001,164
Service charges on deposit accounts$253,0001,664
Trading account gains and fees$0115
Additional Noninterest Income$343,0001,754
Total noninterest expense$2,532,0001,760
Salaries and employee benefits$1,488,0001,667
Premises and equipment expense$264,0002,361
Additional noninterest expense$780,0001,671
Pre-tax net operating income$1,563,0001,570
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,563,0001,194
Extraordinary gains, net$021
Net income$1,563,0001,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$2,198,000396
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,563,0001,173
2005-12-31 (YTD Data)Rank
Total interest income$15,944,0002,090
Total interest expense$2,781,0003,538
Net interest income$13,163,0001,663
Provision for loan and lease losses$300,0002,799
Total noninterest income$2,698,0001,761
Gross Fiduciary activities income$17,0001,214
Service charges on deposit accounts$1,034,0001,673
Trading account gains and fees$0138
Additional Noninterest Income$1,647,0001,550
Total noninterest expense$9,779,0001,741
Salaries and employee benefits$5,673,0001,652
Premises and equipment expense$1,085,0002,209
Additional noninterest expense$3,021,0001,668
Pre-tax net operating income$5,782,0001,627
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$5,782,0001,248
Extraordinary gains, net$046
Net income$5,782,0001,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0002,979
Cash dividends$5,005,000657
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,782,0001,224
2005-09-30 (YTD Data)Rank
Total interest income$11,558,0002,111
Total interest expense$1,957,0003,568
Net interest income$9,601,0001,697
Provision for loan and lease losses$225,0002,711
Total noninterest income$2,035,0001,758
Gross Fiduciary activities income$12,0001,190
Service charges on deposit accounts$770,0001,669
Trading account gains and fees$0126
Additional Noninterest Income$1,253,0001,542
Total noninterest expense$7,143,0001,763
Salaries and employee benefits$4,111,0001,680
Premises and equipment expense$792,0002,240
Additional noninterest expense$2,240,0001,674
Pre-tax net operating income$4,268,0001,664
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$4,268,0001,269
Extraordinary gains, net$035
Net income$4,268,0001,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,900
Cash dividends$5,005,000472
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,268,0001,238
2005-06-30 (YTD Data)Rank
Total interest income$7,377,0002,144
Total interest expense$1,235,0003,546
Net interest income$6,142,0001,751
Provision for loan and lease losses$150,0002,598
Total noninterest income$1,262,0001,855
Gross Fiduciary activities income$8,0001,201
Service charges on deposit accounts$503,0001,676
Trading account gains and fees$0116
Additional Noninterest Income$751,0001,658
Total noninterest expense$4,719,0001,768
Salaries and employee benefits$2,701,0001,701
Premises and equipment expense$550,0002,155
Additional noninterest expense$1,468,0001,682
Pre-tax net operating income$2,535,0001,817
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$2,535,0001,376
Extraordinary gains, net$030
Net income$2,535,0001,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,447
Cash dividends$3,448,000453
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,535,0001,358
2005-03-31 (YTD Data)Rank
Total interest income$3,522,0002,197
Total interest expense$589,0003,553
Net interest income$2,933,0001,819
Provision for loan and lease losses$75,0002,455
Total noninterest income$562,0001,963
Gross Fiduciary activities income$5,0001,162
Service charges on deposit accounts$244,0001,678
Trading account gains and fees$0115
Additional Noninterest Income$313,0001,852
Total noninterest expense$2,379,0001,758
Salaries and employee benefits$1,358,0001,697
Premises and equipment expense$275,0002,169
Additional noninterest expense$746,0001,650
Pre-tax net operating income$1,041,0002,092
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,041,0001,604
Extraordinary gains, net$024
Net income$1,041,0001,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0008,600
Cash dividends$1,318,000519
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,041,0001,587
2004-12-31 (YTD Data)Rank
Total interest income$12,806,0002,240
Total interest expense$2,175,0003,409
Net interest income$10,631,0001,907
Provision for loan and lease losses$180,0003,881
Total noninterest income$2,723,0001,744
Gross Fiduciary activities income$13,0001,271
Service charges on deposit accounts$993,0001,764
Trading account gains and fees$0138
Additional Noninterest Income$1,717,0001,479
Total noninterest expense$9,054,0001,785
Salaries and employee benefits$5,299,0001,662
Premises and equipment expense$898,0002,523
Additional noninterest expense$2,857,0001,712
Pre-tax net operating income$4,120,0002,012
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$4,120,0001,573
Extraordinary gains, net$034
Net income$4,120,0001,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0001,735
Cash dividends$3,401,000882
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,120,0001,527
2004-09-30 (YTD Data)Rank
Total interest income$9,364,0002,268
Total interest expense$1,610,0003,398
Net interest income$7,754,0001,942
Provision for loan and lease losses$105,0004,188
Total noninterest income$2,058,0001,738
Gross Fiduciary activities income$10,0001,242
Service charges on deposit accounts$738,0001,795
Trading account gains and fees$0134
Additional Noninterest Income$1,310,0001,472
Total noninterest expense$6,621,0001,822
Salaries and employee benefits$3,940,0001,675
Premises and equipment expense$614,0002,729
Additional noninterest expense$2,067,0001,740
Pre-tax net operating income$3,086,0002,024
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$3,086,0001,575
Extraordinary gains, net$026
Net income$3,086,0001,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,0001,275
Cash dividends$3,401,000632
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,086,0001,525
2004-06-30 (YTD Data)Rank
Total interest income$6,123,0002,303
Total interest expense$1,059,0003,434
Net interest income$5,064,0001,966
Provision for loan and lease losses$30,0005,293
Total noninterest income$1,410,0001,694
Gross Fiduciary activities income$7,0001,247
Service charges on deposit accounts$487,0001,799
Trading account gains and fees$0130
Additional Noninterest Income$916,0001,418
Total noninterest expense$4,369,0001,829
Salaries and employee benefits$2,612,0001,686
Premises and equipment expense$407,0002,748
Additional noninterest expense$1,350,0001,769
Pre-tax net operating income$2,075,0001,982
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$2,075,0001,544
Extraordinary gains, net$021
Net income$2,075,0001,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,834
Cash dividends$2,603,000558
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,075,0001,488
2004-03-31 (YTD Data)Rank
Total interest income$3,066,0002,287
Total interest expense$532,0003,455
Net interest income$2,534,0001,975
Provision for loan and lease losses$15,0005,048
Total noninterest income$714,0001,641
Gross Fiduciary activities income$4,0001,216
Service charges on deposit accounts$236,0001,806
Trading account gains and fees$0121
Additional Noninterest Income$474,0001,345
Total noninterest expense$2,210,0001,819
Salaries and employee benefits$1,321,0001,675
Premises and equipment expense$205,0002,758
Additional noninterest expense$684,0001,743
Pre-tax net operating income$1,023,0001,962
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$1,023,0001,563
Extraordinary gains, net$016
Net income$1,023,0001,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,331
Cash dividends$922,000730
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,023,0001,480
2003-12-31 (YTD Data)Rank
Total interest income$12,448,0002,310
Total interest expense$2,450,0003,386
Net interest income$9,998,0001,956
Provision for loan and lease losses$60,0005,969
Total noninterest income$3,792,0001,407
Gross Fiduciary activities income$15,0001,294
Service charges on deposit accounts$938,0001,847
Trading account gains and fees$0160
Additional Noninterest Income$2,839,0001,130
Total noninterest expense$8,539,0001,859
Salaries and employee benefits$5,095,0001,693
Premises and equipment expense$855,0002,595
Additional noninterest expense$2,589,0001,864
Pre-tax net operating income$5,191,0001,563
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$5,191,0001,238
Extraordinary gains, net$054
Net income$5,191,0001,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0003,114
Cash dividends$5,990,000551
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,191,0001,167
2003-09-30 (YTD Data)Rank
Total interest income$9,401,0002,332
Total interest expense$1,898,0003,416
Net interest income$7,503,0001,963
Provision for loan and lease losses$45,0005,860
Total noninterest income$3,150,0001,329
Gross Fiduciary activities income$12,0001,259
Service charges on deposit accounts$691,0001,877
Trading account gains and fees$0153
Additional Noninterest Income$2,447,0001,079
Total noninterest expense$6,397,0001,854
Salaries and employee benefits$3,837,0001,689
Premises and equipment expense$642,0002,600
Additional noninterest expense$1,918,0001,871
Pre-tax net operating income$4,211,0001,507
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$4,211,0001,182
Extraordinary gains, net$040
Net income$4,211,0001,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,389
Cash dividends$5,990,000432
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,211,0001,115
2003-06-30 (YTD Data)Rank
Total interest income$6,509,0002,245
Total interest expense$1,313,0003,415
Net interest income$5,196,0001,885
Provision for loan and lease losses$30,0005,740
Total noninterest income$2,090,0001,325
Gross Fiduciary activities income$8,0001,256
Service charges on deposit accounts$433,0001,950
Trading account gains and fees$0150
Additional Noninterest Income$1,649,0001,052
Total noninterest expense$4,177,0001,896
Salaries and employee benefits$2,498,0001,716
Premises and equipment expense$441,0002,529
Additional noninterest expense$1,238,0001,937
Pre-tax net operating income$3,079,0001,387
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$3,079,0001,087
Extraordinary gains, net$030
Net income$3,079,0001,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,047
Cash dividends$4,630,000379
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,079,0001,002
2003-03-31 (YTD Data)Rank
Total interest income$3,305,0002,228
Total interest expense$681,0003,388
Net interest income$2,624,0001,862
Provision for loan and lease losses$15,0005,504
Total noninterest income$927,0001,408
Gross Fiduciary activities income$5,0001,228
Service charges on deposit accounts$201,0002,013
Trading account gains and fees$0134
Additional Noninterest Income$721,0001,142
Total noninterest expense$2,097,0001,869
Salaries and employee benefits$1,256,0001,702
Premises and equipment expense$222,0002,521
Additional noninterest expense$619,0001,892
Pre-tax net operating income$1,439,0001,477
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,439,0001,161
Extraordinary gains, net$021
Net income$1,439,0001,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$2,155,000365
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,439,0001,073
2002-12-31 (YTD Data)Rank
Total interest income$14,166,0002,171
Total interest expense$3,490,0003,106
Net interest income$10,676,0001,812
Provision for loan and lease losses$45,0006,823
Total noninterest income$2,823,0001,627
Gross Fiduciary activities income$19,0001,303
Service charges on deposit accounts$843,0001,912
Trading account gains and fees$0153
Additional Noninterest Income$1,961,0001,327
Total noninterest expense$8,052,0001,877
Salaries and employee benefits$4,640,0001,725
Premises and equipment expense$886,0002,442
Additional noninterest expense$2,526,0001,838
Pre-tax net operating income$5,402,0001,514
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$5,402,0001,165
Extraordinary gains, net$070
Net income$5,402,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-94,0009,228
Cash dividends$5,260,000595
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,402,0001,120
2001-12-31 (YTD Data)Rank
Total interest income$17,003,0002,014
Total interest expense$6,154,0002,592
Net interest income$10,849,0001,647
Provision for loan and lease losses$08,228
Total noninterest income$1,448,0002,584
Gross Fiduciary activities income$12,0001,388
Service charges on deposit accounts$879,0001,725
Trading account gains and fees$0177
Additional Noninterest Income$557,0002,950
Total noninterest expense$6,988,0002,057
Salaries and employee benefits$3,772,0001,993
Premises and equipment expense$516,0003,775
Additional noninterest expense$2,700,0001,706
Pre-tax net operating income$5,309,0001,372
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$5,309,0001,037
Extraordinary gains, net$0105
Net income$5,309,0001,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,797
Cash dividends$4,157,000715
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,309,000996
2000-12-31 (YTD Data)Rank
Total interest income$13,120,0002,652
Total interest expense$4,873,0003,398
Net interest income$8,247,0002,146
Provision for loan and lease losses$200,0003,731
Total noninterest income$1,371,0002,510
Gross Fiduciary activities income$14,0001,182
Service charges on deposit accounts$519,0002,608
Trading account gains and fees$0180
Additional Noninterest Income$838,0002,092
Total noninterest expense$4,925,0002,758
Salaries and employee benefits$2,504,0002,826
Premises and equipment expense$407,0004,455
Additional noninterest expense$2,014,0002,143
Pre-tax net operating income$4,493,0001,634
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$4,493,0001,180
Extraordinary gains, net$038
Net income$4,493,0001,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0002,095
Cash dividends$4,427,000693
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,493,0001,178
1999-12-31 (YTD Data)Rank
Total interest income$9,689,0003,308
Total interest expense$3,270,0004,296
Net interest income$6,419,0002,736
Provision for loan and lease losses$08,503
Total noninterest income$701,0003,993
Gross Fiduciary activities income$16,0001,227
Service charges on deposit accounts$407,0003,177
Trading account gains and fees$0173
Additional Noninterest Income$278,0004,191
Total noninterest expense$3,638,0003,597
Salaries and employee benefits$1,864,0003,644
Premises and equipment expense$284,0005,628
Additional noninterest expense$1,490,0002,880
Pre-tax net operating income$3,482,0002,107
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$3,482,0001,537
Extraordinary gains, net$035
Net income$3,482,0001,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0009,348
Cash dividends$5,433,000610
Sale, conversion, retirement of capital stock, net$2,800,000380
Net operating income$3,482,0001,505
1998-12-31 (YTD Data)Rank
Total interest income$9,459,0003,392
Total interest expense$3,109,0004,589
Net interest income$6,350,0002,704
Provision for loan and lease losses$120,0004,610
Total noninterest income$587,0004,450
Gross Fiduciary activities income$19,0001,221
Service charges on deposit accounts$376,0003,301
Trading account gains and fees$0224
Additional Noninterest Income$192,0005,065
Total noninterest expense$3,021,0004,089
Salaries and employee benefits$1,792,0003,683
Premises and equipment expense$257,0005,860
Additional noninterest expense$972,0004,052
Pre-tax net operating income$3,796,0001,923
Securities gains (losses)$04,449
Applicable income taxes$1,191,0002,003
Income before extraordinary items$2,605,0002,008
Extraordinary gains, net$032
Net income$2,605,0002,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-56,00010,128
Cash dividends$2,594,0001,086
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,605,0001,935
1997-12-31 (YTD Data)Rank
Total interest income$9,009,0003,581
Total interest expense$2,788,0004,998
Net interest income$6,221,0002,810
Provision for loan and lease losses$240,0003,015
Total noninterest income$575,0004,545
Gross Fiduciary activities income$21,0001,276
Service charges on deposit accounts$373,0003,419
Trading account gains and fees$0239
Additional Noninterest Income$181,0005,198
Total noninterest expense$2,690,0004,497
Salaries and employee benefits$1,582,0004,054
Premises and equipment expense$222,0006,469
Additional noninterest expense$886,0004,372
Pre-tax net operating income$3,866,0001,941
Securities gains (losses)$03,944
Applicable income taxes$1,206,0002,072
Income before extraordinary items$2,660,0001,985
Extraordinary gains, net$044
Net income$2,660,0001,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,887
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,660,0001,927
1996-12-31 (YTD Data)Rank
Total interest income$8,621,0003,756
Total interest expense$2,774,0005,114
Net interest income$5,847,0003,029
Provision for loan and lease losses$120,0004,568
Total noninterest income$594,0004,601
Gross Fiduciary activities income$34,0001,292
Service charges on deposit accounts$397,0003,356
Trading account gains and fees$0262
Additional Noninterest Income$163,0005,724
Total noninterest expense$2,592,0004,861
Salaries and employee benefits$1,484,0004,353
Premises and equipment expense$237,0006,434
Additional noninterest expense$871,0004,869
Pre-tax net operating income$3,729,0001,947
Securities gains (losses)$04,148
Applicable income taxes$1,161,0002,058
Income before extraordinary items$2,568,0001,928
Extraordinary gains, net$053
Net income$2,568,0001,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0002,114
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,568,0001,889
1995-12-31 (YTD Data)Rank
Total interest income$8,437,0003,832
Total interest expense$2,717,0005,200
Net interest income$5,720,0003,105
Provision for loan and lease losses$120,0004,090
Total noninterest income$569,0004,753
Gross Fiduciary activities income$14,0001,441
Service charges on deposit accounts$400,0003,369
Trading account gains and fees$0522
Additional Noninterest Income$155,0005,887
Total noninterest expense$2,835,0004,486
Salaries and employee benefits$1,655,0003,923
Premises and equipment expense$227,0006,713
Additional noninterest expense$953,0004,536
Pre-tax net operating income$3,334,0002,206
Securities gains (losses)$03,831
Applicable income taxes$1,038,0002,300
Income before extraordinary items$2,296,0002,200
Extraordinary gains, net$065
Net income$2,296,0002,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,954
Cash dividends$4,400,000704
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,296,0002,172
1994-12-31 (YTD Data)Rank
Total interest income$7,244,0004,095
Total interest expense$2,220,0005,124
Net interest income$5,024,0003,549
Provision for loan and lease losses$120,0004,039
Total noninterest income$604,0004,632
Gross Fiduciary activities income$10,0001,473
Service charges on deposit accounts$405,0003,343
Trading account gains and fees$0475
Additional Noninterest Income$189,0005,455
Total noninterest expense$2,796,0004,687
Salaries and employee benefits$1,514,0004,245
Premises and equipment expense$230,0006,858
Additional noninterest expense$1,052,0004,512
Pre-tax net operating income$2,712,0002,616
Securities gains (losses)$03,600
Applicable income taxes$787,0002,815
Income before extraordinary items$1,925,0002,520
Extraordinary gains, net$0249
Net income$1,925,0002,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,270
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,925,0002,539
1993-12-31 (YTD Data)Rank
Total interest income$6,902,0004,366
Total interest expense$2,317,0005,131
Net interest income$4,585,0003,864
Provision for loan and lease losses$120,0005,200
Total noninterest income$555,0005,219
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$387,0003,552
Trading account gains and feesNANA
Additional Noninterest Income$168,0006,201
Total noninterest expense$2,920,0004,624
Salaries and employee benefits$1,449,0004,405
Premises and equipment expense$234,0007,011
Additional noninterest expense$1,237,0004,088
Pre-tax net operating income$2,100,0003,163
Securities gains (losses)$-15,00012,862
Applicable income taxes$558,0003,812
Income before extraordinary items$1,527,0003,187
Extraordinary gains, net$136,0001,318
Net income$1,663,0003,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0008,132
Cash dividends$1,047,0001,686
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,537,9502,991
1992-12-31 (YTD Data)Rank
Total interest income$7,298,0004,657
Total interest expense$3,014,0005,140
Net interest income$4,284,0004,188
Provision for loan and lease losses$120,0006,707
Total noninterest income$532,0005,405
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$382,0003,634
Trading account gains and feesNANA
Additional Noninterest Income$150,0006,642
Total noninterest expense$2,619,0005,095
Salaries and employee benefits$1,349,0004,667
Premises and equipment expense$260,0006,601
Additional noninterest expense$1,010,0005,014
Pre-tax net operating income$2,077,0003,003
Securities gains (losses)$24,0005,342
Applicable income taxes$583,0003,512
Income before extraordinary items$1,518,0003,045
Extraordinary gains, net$01,422
Net income$1,518,0003,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0008,210
Cash dividends$825,0001,848
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,500,7202,844

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.