Home > Wilson Bank and Trust > Net charge- offs to loans

Wilson Bank and Trust, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0372%1,561
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,413
Percentage Net Loans Charged-off:Construction & development-0.0022%4,192
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0018%3,564
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0022%3,644
Percentage Net Loans Charged-off: Commercial and industrial0.0230%1,494
Percentage Net Loans Charged-off: Loans to individuals2.8205%261
Percentage Net Loans Charged-off: Credit card loans3.0867%189
Percentage Net Loans Charged-off: Other loans to individual2.7932%195
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0316%1,448
Percentage Net Loans Charged-off: Total real estate loans-0.0015%3,448
Percentage Net Loans Charged-off:Construction & development-0.0025%4,247
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0024%3,622
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0028%3,699
Percentage Net Loans Charged-off: Commercial and industrial-0.0011%3,553
Percentage Net Loans Charged-off: Loans to individuals2.4503%239
Percentage Net Loans Charged-off: Credit card loans2.2165%202
Percentage Net Loans Charged-off: Other loans to individual2.4739%219
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0298%1,292
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,435
Percentage Net Loans Charged-off:Construction & development-0.0016%4,300
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%3,634
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0023%3,667
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,179
Percentage Net Loans Charged-off: Loans to individuals2.2684%246
Percentage Net Loans Charged-off: Credit card loans2.4830%175
Percentage Net Loans Charged-off: Other loans to individual2.2467%265
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0409%948
Percentage Net Loans Charged-off: Total real estate loans-0.0005%3,416
Percentage Net Loans Charged-off:Construction & development-0.0018%4,417
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals3.0394%201
Percentage Net Loans Charged-off: Credit card loans4.3808%87
Percentage Net Loans Charged-off: Other loans to individual2.9040%187
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0324%1,424
Percentage Net Loans Charged-off: Total real estate loans-0.0048%3,569
Percentage Net Loans Charged-off:Construction & development-0.0026%4,277
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0121%3,903
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0141%3,976
Percentage Net Loans Charged-off: Commercial and industrial-0.0050%3,474
Percentage Net Loans Charged-off: Loans to individuals2.5015%181
Percentage Net Loans Charged-off: Credit card loans2.1989%162
Percentage Net Loans Charged-off: Other loans to individual2.5324%163
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0268%1,287
Percentage Net Loans Charged-off: Total real estate loans-0.0060%3,623
Percentage Net Loans Charged-off:Construction & development-0.0032%4,341
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0152%3,980
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0175%4,071
Percentage Net Loans Charged-off: Commercial and industrial-0.0200%3,676
Percentage Net Loans Charged-off: Loans to individuals2.2020%190
Percentage Net Loans Charged-off: Credit card loans1.4241%228
Percentage Net Loans Charged-off: Other loans to individual2.2818%168
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0263%1,188
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,131
Percentage Net Loans Charged-off:Construction & development-0.0018%3,940
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0024%3,415
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0028%3,500
Percentage Net Loans Charged-off: Commercial and industrial-0.0118%3,357
Percentage Net Loans Charged-off: Loans to individuals1.8073%254
Percentage Net Loans Charged-off: Credit card loans1.1599%249
Percentage Net Loans Charged-off: Other loans to individual1.8735%218
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0284%1,035
Percentage Net Loans Charged-off: Total real estate loans-0.0018%3,386
Percentage Net Loans Charged-off:Construction & development-0.0019%4,012
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0040%3,626
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0045%3,705
Percentage Net Loans Charged-off: Commercial and industrial-0.0237%3,625
Percentage Net Loans Charged-off: Loans to individuals2.0063%235
Percentage Net Loans Charged-off: Credit card loans0.7501%262
Percentage Net Loans Charged-off: Other loans to individual2.1361%188
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0021%2,566
Percentage Net Loans Charged-off: Total real estate loans-0.0200%4,059
Percentage Net Loans Charged-off:Construction & development-0.0675%4,201
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0097%3,699
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0110%3,795
Percentage Net Loans Charged-off: Commercial and industrial0.0180%1,352
Percentage Net Loans Charged-off: Loans to individuals1.2073%335
Percentage Net Loans Charged-off: Credit card loans1.2488%262
Percentage Net Loans Charged-off: Other loans to individual1.2032%303
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0134%1,827
Percentage Net Loans Charged-off: Total real estate loans-0.0051%3,605
Percentage Net Loans Charged-off:Construction & development-0.0060%4,028
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0114%3,818
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0130%3,915
Percentage Net Loans Charged-off: Commercial and industrial-0.0017%3,257
Percentage Net Loans Charged-off: Loans to individuals1.1370%345
Percentage Net Loans Charged-off: Credit card loans2.5009%131
Percentage Net Loans Charged-off: Other loans to individual1.0047%336
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0090%1,802
Percentage Net Loans Charged-off: Total real estate loans-0.0051%3,702
Percentage Net Loans Charged-off:Construction & development-0.0023%4,039
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0147%3,994
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0167%4,052
Percentage Net Loans Charged-off: Commercial and industrial-0.0012%3,287
Percentage Net Loans Charged-off: Loans to individuals0.8479%442
Percentage Net Loans Charged-off: Credit card loans3.6982%82
Percentage Net Loans Charged-off: Other loans to individual0.5737%576
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0061%1,679
Percentage Net Loans Charged-off: Total real estate loans-0.0099%4,025
Percentage Net Loans Charged-off:Construction & development-0.0112%4,212
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0237%4,243
Percentage Net Loans Charged-off: Home equity loans-0.1955%3,611
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.0069%794
Percentage Net Loans Charged-off: Loans to individuals0.8716%514
Percentage Net Loans Charged-off: Credit card loans3.7836%91
Percentage Net Loans Charged-off: Other loans to individual0.5951%638
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0052%4,143
Percentage Net Loans Charged-off: Total real estate loans-0.0275%4,500
Percentage Net Loans Charged-off:Construction & development-0.0403%4,306
Percentage Net Loans Charged-off: Commercial real estate-0.0361%4,591
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0137%4,143
Percentage Net Loans Charged-off: Home equity loans-0.0450%3,504
All other 1-4 family - Percent of loans charged-off, net-0.0095%4,065
Percentage Net Loans Charged-off: Commercial and industrial0.0060%2,049
Percentage Net Loans Charged-off: Loans to individuals1.2254%487
Percentage Net Loans Charged-off: Credit card loans1.5687%318
Percentage Net Loans Charged-off: Other loans to individual1.1899%454
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0050%4,050
Percentage Net Loans Charged-off: Total real estate loans-0.0279%4,524
Percentage Net Loans Charged-off:Construction & development-0.0174%4,245
Percentage Net Loans Charged-off: Commercial real estate-0.0482%4,666
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0148%4,198
Percentage Net Loans Charged-off: Home equity loans-0.0606%3,566
All other 1-4 family - Percent of loans charged-off, net-0.0086%4,060
Percentage Net Loans Charged-off: Commercial and industrial0.0073%1,790
Percentage Net Loans Charged-off: Loans to individuals1.3050%439
Percentage Net Loans Charged-off: Credit card loans1.4626%323
Percentage Net Loans Charged-off: Other loans to individual1.2881%400
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0134%4,290
Percentage Net Loans Charged-off: Total real estate loans-0.0397%4,659
Percentage Net Loans Charged-off:Construction & development-0.0161%4,278
Percentage Net Loans Charged-off: Commercial real estate-0.0728%4,783
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0211%4,342
Percentage Net Loans Charged-off: Home equity loans-0.0920%3,625
All other 1-4 family - Percent of loans charged-off, net-0.0116%4,182
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,576
Percentage Net Loans Charged-off: Loans to individuals1.5145%425
Percentage Net Loans Charged-off: Credit card loans0.6053%445
Percentage Net Loans Charged-off: Other loans to individual1.6148%329
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0160%4,245
Percentage Net Loans Charged-off: Total real estate loans-0.0660%4,776
Percentage Net Loans Charged-off:Construction & development-0.0187%4,345
Percentage Net Loans Charged-off: Commercial real estate-0.1468%4,885
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0058%4,001
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0066%4,067
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals2.9075%224
Percentage Net Loans Charged-off: Credit card loans0.3575%409
Percentage Net Loans Charged-off: Other loans to individual3.1934%167
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0238%2,928
Percentage Net Loans Charged-off: Total real estate loans-0.0162%4,439
Percentage Net Loans Charged-off:Construction & development-0.0920%4,514
Percentage Net Loans Charged-off: Commercial real estate0.0166%937
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%3,956
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0018%3,994
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,246
Percentage Net Loans Charged-off: Loans to individuals2.3273%263
Percentage Net Loans Charged-off: Credit card loans1.7158%362
Percentage Net Loans Charged-off: Other loans to individual2.3854%226
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0094%3,034
Percentage Net Loans Charged-off: Total real estate loans-0.0291%4,668
Percentage Net Loans Charged-off:Construction & development-0.1162%4,606
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0015%3,918
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0017%3,958
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,875
Percentage Net Loans Charged-off: Loans to individuals2.1805%283
Percentage Net Loans Charged-off: Credit card loans2.1635%283
Percentage Net Loans Charged-off: Other loans to individual2.1821%247
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0089%2,820
Percentage Net Loans Charged-off: Total real estate loans-0.0318%4,745
Percentage Net Loans Charged-off:Construction & development-0.1182%4,638
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0059%4,123
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0066%4,187
Percentage Net Loans Charged-off: Commercial and industrial0.0371%1,405
Percentage Net Loans Charged-off: Loans to individuals2.2643%272
Percentage Net Loans Charged-off: Credit card loans2.3778%252
Percentage Net Loans Charged-off: Other loans to individual2.2541%241
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0142%4,358
Percentage Net Loans Charged-off: Total real estate loans-0.0568%4,987
Percentage Net Loans Charged-off:Construction & development-0.2110%4,756
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%4,149
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0050%4,206
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals2.3811%277
Percentage Net Loans Charged-off: Credit card loans2.8975%205
Percentage Net Loans Charged-off: Other loans to individual2.3349%253
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0542%2,372
Percentage Net Loans Charged-off: Total real estate loans0.0171%1,800
Percentage Net Loans Charged-off:Construction & development-0.0150%4,353
Percentage Net Loans Charged-off: Commercial real estate-0.0072%4,554
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0834%905
Percentage Net Loans Charged-off: Home equity loans-0.0015%3,483
All other 1-4 family - Percent of loans charged-off, net0.0961%779
Percentage Net Loans Charged-off: Commercial and industrial-0.0053%3,947
Percentage Net Loans Charged-off: Loans to individuals2.2059%278
Percentage Net Loans Charged-off: Credit card loans0.7591%490
Percentage Net Loans Charged-off: Other loans to individual2.3312%224
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0344%2,399
Percentage Net Loans Charged-off: Total real estate loans-0.0010%3,835
Percentage Net Loans Charged-off:Construction & development-0.0150%4,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0098%1,613
Percentage Net Loans Charged-off: Home equity loans-0.0020%3,510
All other 1-4 family - Percent of loans charged-off, net0.0116%1,499
Percentage Net Loans Charged-off: Commercial and industrial-0.0078%3,940
Percentage Net Loans Charged-off: Loans to individuals2.0293%307
Percentage Net Loans Charged-off: Credit card loans0.4131%522
Percentage Net Loans Charged-off: Other loans to individual2.1679%251
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0310%2,238
Percentage Net Loans Charged-off: Total real estate loans-0.0032%4,004
Percentage Net Loans Charged-off:Construction & development-0.0185%4,490
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0049%1,455
Percentage Net Loans Charged-off: Home equity loans-0.0031%3,557
All other 1-4 family - Percent of loans charged-off, net0.0061%1,349
Percentage Net Loans Charged-off: Commercial and industrial-0.0118%3,989
Percentage Net Loans Charged-off: Loans to individuals1.9527%303
Percentage Net Loans Charged-off: Credit card loans1.0963%386
Percentage Net Loans Charged-off: Other loans to individual2.0263%249
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0192%2,118
Percentage Net Loans Charged-off: Total real estate loans-0.0061%4,261
Percentage Net Loans Charged-off:Construction & development-0.0195%4,594
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0049%4,293
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0057%4,389
Percentage Net Loans Charged-off: Commercial and industrial-0.0159%4,063
Percentage Net Loans Charged-off: Loans to individuals1.4302%551
Percentage Net Loans Charged-off: Credit card loans0.3149%424
Percentage Net Loans Charged-off: Other loans to individual1.5267%445
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0289%3,234
Percentage Net Loans Charged-off: Total real estate loans-0.0099%4,605
Percentage Net Loans Charged-off:Construction & development-0.0341%4,602
Percentage Net Loans Charged-off: Commercial real estate-0.0206%4,939
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0198%2,018
Percentage Net Loans Charged-off: Home equity loans-0.0051%3,715
All other 1-4 family - Percent of loans charged-off, net0.0233%1,871
Percentage Net Loans Charged-off: Commercial and industrial-0.0135%4,293
Percentage Net Loans Charged-off: Loans to individuals2.0392%343
Percentage Net Loans Charged-off: Credit card loans0.7935%533
Percentage Net Loans Charged-off: Other loans to individual2.1391%284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0220%3,029
Percentage Net Loans Charged-off: Total real estate loans-0.0111%4,582
Percentage Net Loans Charged-off:Construction & development-0.0390%4,667
Percentage Net Loans Charged-off: Commercial real estate-0.0273%5,042
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0281%1,677
Percentage Net Loans Charged-off: Home equity loans-0.0069%3,755
All other 1-4 family - Percent of loans charged-off, net0.0329%1,540
Percentage Net Loans Charged-off: Commercial and industrial-0.0092%4,099
Percentage Net Loans Charged-off: Loans to individuals1.7036%423
Percentage Net Loans Charged-off: Credit card loans0.7910%498
Percentage Net Loans Charged-off: Other loans to individual1.7755%352
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0250%2,718
Percentage Net Loans Charged-off: Total real estate loans-0.0028%4,192
Percentage Net Loans Charged-off:Construction & development-0.0230%4,643
Percentage Net Loans Charged-off: Commercial real estate-0.0259%5,104
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0430%1,317
Percentage Net Loans Charged-off: Home equity loans-0.0035%3,727
All other 1-4 family - Percent of loans charged-off, net0.0493%1,219
Percentage Net Loans Charged-off: Commercial and industrial-0.0094%4,062
Percentage Net Loans Charged-off: Loans to individuals1.4918%488
Percentage Net Loans Charged-off: Credit card loans1.1742%411
Percentage Net Loans Charged-off: Other loans to individual1.5170%424
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0306%2,153
Percentage Net Loans Charged-off: Total real estate loans0.0027%1,500
Percentage Net Loans Charged-off:Construction & development-0.0204%4,750
Percentage Net Loans Charged-off: Commercial real estate-0.0497%5,380
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0953%771
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.1083%701
Percentage Net Loans Charged-off: Commercial and industrial-0.0099%4,040
Percentage Net Loans Charged-off: Loans to individuals1.4785%530
Percentage Net Loans Charged-off: Credit card loans2.3604%261
Percentage Net Loans Charged-off: Other loans to individual1.4096%498
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0345%3,341
Percentage Net Loans Charged-off: Total real estate loans0.0073%2,738
Percentage Net Loans Charged-off:Construction & development0.0106%547
Percentage Net Loans Charged-off: Commercial real estate0.0069%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0079%2,598
Percentage Net Loans Charged-off: Home equity loans-0.0297%4,030
All other 1-4 family - Percent of loans charged-off, net0.0129%2,413
Percentage Net Loans Charged-off: Commercial and industrial-0.0117%4,384
Percentage Net Loans Charged-off: Loans to individuals1.2741%674
Percentage Net Loans Charged-off: Credit card loans1.4157%402
Percentage Net Loans Charged-off: Other loans to individual1.2623%621
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0111%4,803
Percentage Net Loans Charged-off: Total real estate loans-0.0433%5,282
Percentage Net Loans Charged-off:Construction & development-0.2088%5,116
Percentage Net Loans Charged-off: Commercial real estate-0.0107%4,997
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0091%2,272
Percentage Net Loans Charged-off: Home equity loans-0.0406%4,085
All other 1-4 family - Percent of loans charged-off, net0.0156%2,084
Percentage Net Loans Charged-off: Commercial and industrial0.0200%1,932
Percentage Net Loans Charged-off: Loans to individuals1.3184%580
Percentage Net Loans Charged-off: Credit card loans1.4549%383
Percentage Net Loans Charged-off: Other loans to individual1.3068%531
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0327%2,799
Percentage Net Loans Charged-off: Total real estate loans0.0067%2,214
Percentage Net Loans Charged-off:Construction & development-0.0042%4,620
Percentage Net Loans Charged-off: Commercial real estate-0.0006%4,784
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0273%1,780
Percentage Net Loans Charged-off: Home equity loans-0.0376%4,105
All other 1-4 family - Percent of loans charged-off, net0.0356%1,621
Percentage Net Loans Charged-off: Commercial and industrial0.0306%1,560
Percentage Net Loans Charged-off: Loans to individuals1.1129%695
Percentage Net Loans Charged-off: Credit card loans1.4526%362
Percentage Net Loans Charged-off: Other loans to individual1.0828%639
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0179%2,573
Percentage Net Loans Charged-off: Total real estate loans-0.0097%4,786
Percentage Net Loans Charged-off:Construction & development-0.0042%4,749
Percentage Net Loans Charged-off: Commercial real estate-0.0006%4,920
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0300%5,281
Percentage Net Loans Charged-off: Home equity loans-0.0772%4,230
All other 1-4 family - Percent of loans charged-off, net-0.0240%5,257
Percentage Net Loans Charged-off: Commercial and industrial-0.0127%4,324
Percentage Net Loans Charged-off: Loans to individuals1.1761%698
Percentage Net Loans Charged-off: Credit card loans1.7596%301
Percentage Net Loans Charged-off: Other loans to individual1.1184%656
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0042%4,303
Percentage Net Loans Charged-off: Total real estate loans-0.0271%5,304
Percentage Net Loans Charged-off:Construction & development-0.0048%4,647
Percentage Net Loans Charged-off: Commercial real estate-0.1146%5,674
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0773%2,012
Percentage Net Loans Charged-off: Home equity loans0.0288%860
All other 1-4 family - Percent of loans charged-off, net0.0832%1,881
Percentage Net Loans Charged-off: Commercial and industrial-0.0237%4,623
Percentage Net Loans Charged-off: Loans to individuals1.2564%585
Percentage Net Loans Charged-off: Credit card loans0.5411%631
Percentage Net Loans Charged-off: Other loans to individual1.3283%485
Percentage Net Loans Charged-off: All other loans and lease0.0052%1,425
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0126%3,732
Percentage Net Loans Charged-off: Total real estate loans-0.0134%5,093
Percentage Net Loans Charged-off:Construction & development-0.0155%4,818
Percentage Net Loans Charged-off: Commercial real estate-0.0628%5,624
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0541%2,073
Percentage Net Loans Charged-off: Home equity loans0.0149%796
All other 1-4 family - Percent of loans charged-off, net0.0588%1,958
Percentage Net Loans Charged-off: Commercial and industrial-0.0273%4,623
Percentage Net Loans Charged-off: Loans to individuals1.0750%648
Percentage Net Loans Charged-off: Credit card loans0.3859%604
Percentage Net Loans Charged-off: Other loans to individual1.1441%534
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0452%2,795
Percentage Net Loans Charged-off: Total real estate loans0.0232%2,286
Percentage Net Loans Charged-off:Construction & development-0.0161%4,870
Percentage Net Loans Charged-off: Commercial real estate0.0140%1,095
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0644%1,838
Percentage Net Loans Charged-off: Home equity loans0.0229%676
All other 1-4 family - Percent of loans charged-off, net0.0692%1,701
Percentage Net Loans Charged-off: Commercial and industrial-0.0334%4,663
Percentage Net Loans Charged-off: Loans to individuals0.9822%724
Percentage Net Loans Charged-off: Credit card loans0.2543%567
Percentage Net Loans Charged-off: Other loans to individual1.0559%605
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0433%2,376
Percentage Net Loans Charged-off: Total real estate loans0.0191%1,807
Percentage Net Loans Charged-off:Construction & development-0.0111%4,962
Percentage Net Loans Charged-off: Commercial real estate-0.0007%5,234
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0676%1,377
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0754%1,260
Percentage Net Loans Charged-off: Commercial and industrial-0.0530%4,888
Percentage Net Loans Charged-off: Loans to individuals1.0813%681
Percentage Net Loans Charged-off: Credit card loans0.7659%401
Percentage Net Loans Charged-off: Other loans to individual1.1133%608
Percentage Net Loans Charged-off: All other loans and lease-0.0207%5,319
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0675%3,509
Percentage Net Loans Charged-off: Total real estate loans0.0863%2,517
Percentage Net Loans Charged-off:Construction & development-0.1449%5,357
Percentage Net Loans Charged-off: Commercial real estate0.1777%1,262
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0993%2,395
Percentage Net Loans Charged-off: Home equity loans-0.0027%4,340
All other 1-4 family - Percent of loans charged-off, net0.1100%2,207
Percentage Net Loans Charged-off: Commercial and industrial-1.4958%6,134
Percentage Net Loans Charged-off: Loans to individuals0.7374%1,306
Percentage Net Loans Charged-off: Credit card loans0.6083%634
Percentage Net Loans Charged-off: Other loans to individual0.7504%1,173
Percentage Net Loans Charged-off: All other loans and lease-0.0357%5,484
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0016%5,177
Percentage Net Loans Charged-off: Total real estate loans0.0330%2,962
Percentage Net Loans Charged-off:Construction & development-0.0836%5,297
Percentage Net Loans Charged-off: Commercial real estate0.0306%1,632
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1038%2,126
Percentage Net Loans Charged-off: Home equity loans-0.0037%4,359
All other 1-4 family - Percent of loans charged-off, net0.1149%1,951
Percentage Net Loans Charged-off: Commercial and industrial-2.0217%6,241
Percentage Net Loans Charged-off: Loans to individuals0.4587%1,783
Percentage Net Loans Charged-off: Credit card loans0.5187%618
Percentage Net Loans Charged-off: Other loans to individual0.4527%1,653
Percentage Net Loans Charged-off: All other loans and lease-0.0419%5,551
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0104%5,334
Percentage Net Loans Charged-off: Total real estate loans0.0541%2,460
Percentage Net Loans Charged-off:Construction & development-0.0332%5,224
Percentage Net Loans Charged-off: Commercial real estate0.0471%1,321
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1165%1,896
Percentage Net Loans Charged-off: Home equity loans-0.0056%4,378
All other 1-4 family - Percent of loans charged-off, net0.1289%1,754
Percentage Net Loans Charged-off: Commercial and industrial-2.8153%6,324
Percentage Net Loans Charged-off: Loans to individuals0.1290%2,743
Percentage Net Loans Charged-off: Credit card loans0.5145%570
Percentage Net Loans Charged-off: Other loans to individual0.0903%2,773
Percentage Net Loans Charged-off: All other loans and lease-0.0352%5,555
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0463%5,774
Percentage Net Loans Charged-off: Total real estate loans0.0906%1,685
Percentage Net Loans Charged-off:Construction & development-0.0584%5,407
Percentage Net Loans Charged-off: Commercial real estate0.0702%840
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2049%1,161
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.2254%1,053
Percentage Net Loans Charged-off: Commercial and industrial-5.8674%6,419
Percentage Net Loans Charged-off: Loans to individuals0.1513%2,323
Percentage Net Loans Charged-off: Credit card loans1.3995%343
Percentage Net Loans Charged-off: Other loans to individual0.0256%2,565
Percentage Net Loans Charged-off: All other loans and lease-0.0369%5,601
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3911%1,720
Percentage Net Loans Charged-off: Total real estate loans0.3876%1,449
Percentage Net Loans Charged-off:Construction & development0.6520%992
Percentage Net Loans Charged-off: Commercial real estate0.2848%1,478
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.2288%2,067
Percentage Net Loans Charged-off: Home equity loans0.2922%907
All other 1-4 family - Percent of loans charged-off, net0.2225%2,036
Percentage Net Loans Charged-off: Commercial and industrial0.4084%1,713
Percentage Net Loans Charged-off: Loans to individuals0.5952%1,816
Percentage Net Loans Charged-off: Credit card loans1.6255%426
Percentage Net Loans Charged-off: Other loans to individual0.4957%1,968
Percentage Net Loans Charged-off: All other loans and lease-0.0642%5,738
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4384%1,466
Percentage Net Loans Charged-off: Total real estate loans0.4503%1,192
Percentage Net Loans Charged-off:Construction & development0.6542%900
Percentage Net Loans Charged-off: Commercial real estate0.3628%1,161
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2425%1,863
Percentage Net Loans Charged-off: Home equity loans0.2889%851
All other 1-4 family - Percent of loans charged-off, net0.2380%1,843
Percentage Net Loans Charged-off: Commercial and industrial0.0649%2,398
Percentage Net Loans Charged-off: Loans to individuals0.4754%1,923
Percentage Net Loans Charged-off: Credit card loans2.1146%335
Percentage Net Loans Charged-off: Other loans to individual0.3197%2,267
Percentage Net Loans Charged-off: All other loans and lease-0.0611%5,771
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1787%2,686
Percentage Net Loans Charged-off: Total real estate loans0.1798%2,208
Percentage Net Loans Charged-off:Construction & development-0.1419%5,742
Percentage Net Loans Charged-off: Commercial real estate0.0879%1,641
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.2260%1,902
Percentage Net Loans Charged-off: Home equity loans0.4401%650
All other 1-4 family - Percent of loans charged-off, net0.2048%1,886
Percentage Net Loans Charged-off: Commercial and industrial0.0615%2,124
Percentage Net Loans Charged-off: Loans to individuals0.3005%2,309
Percentage Net Loans Charged-off: Credit card loans1.8016%366
Percentage Net Loans Charged-off: Other loans to individual0.1555%2,700
Percentage Net Loans Charged-off: All other loans and lease-0.0746%5,789
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1074%2,798
Percentage Net Loans Charged-off: Total real estate loans0.1137%2,187
Percentage Net Loans Charged-off:Construction & development-0.0430%5,650
Percentage Net Loans Charged-off: Commercial real estate0.1472%1,048
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.1679%1,801
Percentage Net Loans Charged-off: Home equity loans0.6259%432
All other 1-4 family - Percent of loans charged-off, net0.1229%1,855
Percentage Net Loans Charged-off: Commercial and industrial-0.0401%5,208
Percentage Net Loans Charged-off: Loans to individuals0.0912%2,616
Percentage Net Loans Charged-off: Credit card loans1.4182%402
Percentage Net Loans Charged-off: Other loans to individual-0.0375%5,400
Percentage Net Loans Charged-off: All other loans and lease-0.1096%5,896
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7401%1,588
Percentage Net Loans Charged-off: Total real estate loans0.7421%1,395
Percentage Net Loans Charged-off:Construction & development1.1350%1,429
Percentage Net Loans Charged-off: Commercial real estate0.8847%1,009
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.3690%2,221
Percentage Net Loans Charged-off: Home equity loans0.2532%1,332
All other 1-4 family - Percent of loans charged-off, net0.3811%2,085
Percentage Net Loans Charged-off: Commercial and industrial1.0177%1,408
Percentage Net Loans Charged-off: Loans to individuals0.6168%2,042
Percentage Net Loans Charged-off: Credit card loans0.9125%679
Percentage Net Loans Charged-off: Other loans to individual0.5896%1,977
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7502%1,479
Percentage Net Loans Charged-off: Total real estate loans0.7516%1,332
Percentage Net Loans Charged-off:Construction & development1.3504%1,233
Percentage Net Loans Charged-off: Commercial real estate0.7958%989
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.3610%2,143
Percentage Net Loans Charged-off: Home equity loans0.1427%1,343
All other 1-4 family - Percent of loans charged-off, net0.3841%1,965
Percentage Net Loans Charged-off: Commercial and industrial1.0387%1,275
Percentage Net Loans Charged-off: Loans to individuals0.6348%1,849
Percentage Net Loans Charged-off: Credit card loans0.8822%631
Percentage Net Loans Charged-off: Other loans to individual0.6125%1,760
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6515%1,694
Percentage Net Loans Charged-off: Total real estate loans0.6686%1,481
Percentage Net Loans Charged-off:Construction & development1.6053%1,066
Percentage Net Loans Charged-off: Commercial real estate0.5401%1,197
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.2619%2,349
Percentage Net Loans Charged-off: Home equity loans0.2084%1,116
All other 1-4 family - Percent of loans charged-off, net0.2675%2,215
Percentage Net Loans Charged-off: Commercial and industrial0.7379%1,456
Percentage Net Loans Charged-off: Loans to individuals0.2819%2,670
Percentage Net Loans Charged-off: Credit card loans0.8506%601
Percentage Net Loans Charged-off: Other loans to individual0.2305%2,675
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3425%2,279
Percentage Net Loans Charged-off: Total real estate loans0.2932%2,164
Percentage Net Loans Charged-off:Construction & development-0.1939%6,220
Percentage Net Loans Charged-off: Commercial real estate0.4772%983
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.3019%1,884
Percentage Net Loans Charged-off: Home equity loans0.4250%743
All other 1-4 family - Percent of loans charged-off, net0.2890%1,798
Percentage Net Loans Charged-off: Commercial and industrial1.7104%723
Percentage Net Loans Charged-off: Loans to individuals0.2140%2,480
Percentage Net Loans Charged-off: Credit card loans1.1592%455
Percentage Net Loans Charged-off: Other loans to individual0.1284%2,560
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5654%2,761
Percentage Net Loans Charged-off: Total real estate loans0.5534%2,503
Percentage Net Loans Charged-off:Construction & development0.9409%2,167
Percentage Net Loans Charged-off: Commercial real estate0.3289%2,353
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.5919%1,984
Percentage Net Loans Charged-off: Home equity loans0.3552%1,414
All other 1-4 family - Percent of loans charged-off, net0.6154%1,884
Percentage Net Loans Charged-off: Commercial and industrial0.9788%2,003
Percentage Net Loans Charged-off: Loans to individuals0.5507%2,645
Percentage Net Loans Charged-off: Credit card loans1.5293%600
Percentage Net Loans Charged-off: Other loans to individual0.4315%2,743
Percentage Net Loans Charged-off: All other loans and lease0.0061%1,697
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5201%2,673
Percentage Net Loans Charged-off: Total real estate loans0.5238%2,338
Percentage Net Loans Charged-off:Construction & development0.8380%1,994
Percentage Net Loans Charged-off: Commercial real estate0.4365%1,802
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.5057%1,997
Percentage Net Loans Charged-off: Home equity loans0.4806%1,108
All other 1-4 family - Percent of loans charged-off, net0.5081%1,908
Percentage Net Loans Charged-off: Commercial and industrial0.6180%2,232
Percentage Net Loans Charged-off: Loans to individuals0.4941%2,570
Percentage Net Loans Charged-off: Credit card loans1.5739%565
Percentage Net Loans Charged-off: Other loans to individual0.3652%2,698
Percentage Net Loans Charged-off: All other loans and lease0.0081%1,534
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6005%2,324
Percentage Net Loans Charged-off: Total real estate loans0.6002%2,048
Percentage Net Loans Charged-off:Construction & development1.0520%1,658
Percentage Net Loans Charged-off: Commercial real estate0.6405%1,338
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.4386%2,058
Percentage Net Loans Charged-off: Home equity loans0.3906%1,077
All other 1-4 family - Percent of loans charged-off, net0.4432%1,944
Percentage Net Loans Charged-off: Commercial and industrial0.9143%1,673
Percentage Net Loans Charged-off: Loans to individuals0.4287%2,630
Percentage Net Loans Charged-off: Credit card loans2.0926%461
Percentage Net Loans Charged-off: Other loans to individual0.2580%2,870
Percentage Net Loans Charged-off: All other loans and lease0.0121%1,317
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7612%1,698
Percentage Net Loans Charged-off: Total real estate loans0.8419%1,354
Percentage Net Loans Charged-off:Construction & development2.0413%979
Percentage Net Loans Charged-off: Commercial real estate0.9563%805
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.3317%1,900
Percentage Net Loans Charged-off: Home equity loans0.7805%624
All other 1-4 family - Percent of loans charged-off, net0.2879%1,867
Percentage Net Loans Charged-off: Commercial and industrial-0.0368%5,981
Percentage Net Loans Charged-off: Loans to individuals0.1921%2,873
Percentage Net Loans Charged-off: Credit card loans2.7473%374
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8373%2,538
Percentage Net Loans Charged-off: Total real estate loans0.8785%2,110
Percentage Net Loans Charged-off:Construction & development2.0179%2,055
Percentage Net Loans Charged-off: Commercial real estate0.3428%2,410
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.7127%1,816
Percentage Net Loans Charged-off: Home equity loans1.8113%534
All other 1-4 family - Percent of loans charged-off, net0.6081%1,970
Percentage Net Loans Charged-off: Commercial and industrial0.1989%4,051
Percentage Net Loans Charged-off: Loans to individuals1.0657%2,045
Percentage Net Loans Charged-off: Credit card loans1.7820%730
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1002%1,614
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6952%2,676
Percentage Net Loans Charged-off: Total real estate loans0.7003%2,247
Percentage Net Loans Charged-off:Construction & development1.5836%2,000
Percentage Net Loans Charged-off: Commercial real estate0.0041%3,168
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.6954%1,676
Percentage Net Loans Charged-off: Home equity loans2.4192%379
All other 1-4 family - Percent of loans charged-off, net0.5327%1,938
Percentage Net Loans Charged-off: Commercial and industrial0.4025%3,119
Percentage Net Loans Charged-off: Loans to individuals1.2022%1,683
Percentage Net Loans Charged-off: Credit card loans2.1525%612
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0148%6,335
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6000%2,729
Percentage Net Loans Charged-off: Total real estate loans0.5771%2,299
Percentage Net Loans Charged-off:Construction & development0.7990%2,101
Percentage Net Loans Charged-off: Commercial real estate0.0062%2,625
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.6361%1,635
Percentage Net Loans Charged-off: Home equity loans3.4238%262
All other 1-4 family - Percent of loans charged-off, net0.3756%2,098
Percentage Net Loans Charged-off: Commercial and industrial0.5159%2,628
Percentage Net Loans Charged-off: Loans to individuals1.3501%1,447
Percentage Net Loans Charged-off: Credit card loans2.8957%499
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0222%6,349
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4812%2,617
Percentage Net Loans Charged-off: Total real estate loans0.4596%2,132
Percentage Net Loans Charged-off:Construction & development0.0431%1,985
Percentage Net Loans Charged-off: Commercial real estate0.0125%1,847
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.0257%1,009
Percentage Net Loans Charged-off: Home equity loans6.3526%117
All other 1-4 family - Percent of loans charged-off, net0.5349%1,440
Percentage Net Loans Charged-off: Commercial and industrial0.2034%2,403
Percentage Net Loans Charged-off: Loans to individuals1.4138%1,382
Percentage Net Loans Charged-off: Credit card loans0.5708%708
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0229%6,379
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2996%4,756
Percentage Net Loans Charged-off: Total real estate loans0.1878%4,188
Percentage Net Loans Charged-off:Construction & development0.0599%3,405
Percentage Net Loans Charged-off: Commercial real estate0.0827%2,950
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.3025%2,743
Percentage Net Loans Charged-off: Home equity loans0.4211%1,319
All other 1-4 family - Percent of loans charged-off, net0.2921%2,659
Percentage Net Loans Charged-off: Commercial and industrial0.3778%4,026
Percentage Net Loans Charged-off: Loans to individuals2.0290%1,322
Percentage Net Loans Charged-off: Credit card loans1.7957%858
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2767%1,484
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2762%4,319
Percentage Net Loans Charged-off: Total real estate loans0.1489%3,925
Percentage Net Loans Charged-off:Construction & development0.0632%2,993
Percentage Net Loans Charged-off: Commercial real estate0.0429%2,589
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.2315%2,656
Percentage Net Loans Charged-off: Home equity loans0.0039%1,608
All other 1-4 family - Percent of loans charged-off, net0.2510%2,432
Percentage Net Loans Charged-off: Commercial and industrial0.4261%3,309
Percentage Net Loans Charged-off: Loans to individuals2.1416%1,165
Percentage Net Loans Charged-off: Credit card loans0.9254%968
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1464%1,479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2811%3,788
Percentage Net Loans Charged-off: Total real estate loans0.1859%3,229
Percentage Net Loans Charged-off:Construction & development0.0155%2,637
Percentage Net Loans Charged-off: Commercial real estate0.0668%1,952
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2990%2,087
Percentage Net Loans Charged-off: Home equity loans0.0060%1,282
All other 1-4 family - Percent of loans charged-off, net0.3239%1,883
Percentage Net Loans Charged-off: Commercial and industrial0.0872%3,610
Percentage Net Loans Charged-off: Loans to individuals2.1040%1,135
Percentage Net Loans Charged-off: Credit card loans0.2184%1,000
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0251%6,699
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3638%2,643
Percentage Net Loans Charged-off: Total real estate loans0.3039%2,061
Percentage Net Loans Charged-off:Construction & development0.0349%1,811
Percentage Net Loans Charged-off: Commercial real estate0.0842%1,150
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.4766%1,259
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.5170%1,142
Percentage Net Loans Charged-off: Commercial and industrial0.0643%2,627
Percentage Net Loans Charged-off: Loans to individuals1.7723%1,305
Percentage Net Loans Charged-off: Credit card loans0.4368%783
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0251%6,683
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3826%2,915
Percentage Net Loans Charged-off: Total real estate loans0.1906%2,937
Percentage Net Loans Charged-off:Construction & development0.1295%2,541
Percentage Net Loans Charged-off: Commercial real estate0.1004%1,751
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.2759%1,846
Percentage Net Loans Charged-off: Home equity loans0.1046%1,194
All other 1-4 family - Percent of loans charged-off, net0.2906%1,699
Percentage Net Loans Charged-off: Commercial and industrial1.1885%1,617
Percentage Net Loans Charged-off: Loans to individuals1.8820%1,115
Percentage Net Loans Charged-off: Credit card loans1.3467%881
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0634%1,669
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2115%3,209
Percentage Net Loans Charged-off: Total real estate loans0.0604%3,388
Percentage Net Loans Charged-off:Construction & development-0.0031%7,552
Percentage Net Loans Charged-off: Commercial real estate0.0230%1,570
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1215%2,184
Percentage Net Loans Charged-off: Home equity loans0.0685%993
All other 1-4 family - Percent of loans charged-off, net0.1260%2,004
Percentage Net Loans Charged-off: Commercial and industrial0.8040%1,539
Percentage Net Loans Charged-off: Loans to individuals1.3655%1,337
Percentage Net Loans Charged-off: Credit card loans1.3325%783
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1451%1,228
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2197%2,600
Percentage Net Loans Charged-off: Total real estate loans0.0565%2,843
Percentage Net Loans Charged-off:Construction & development-0.0055%7,577
Percentage Net Loans Charged-off: Commercial real estate0.0439%1,112
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1014%1,928
Percentage Net Loans Charged-off: Home equity loans0.1035%769
All other 1-4 family - Percent of loans charged-off, net0.1012%1,779
Percentage Net Loans Charged-off: Commercial and industrial1.0543%1,023
Percentage Net Loans Charged-off: Loans to individuals1.1707%1,449
Percentage Net Loans Charged-off: Credit card loans0.9286%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1710%1,054
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2854%1,710
Percentage Net Loans Charged-off: Total real estate loans0.0533%2,087
Percentage Net Loans Charged-off:Construction & development-0.0110%7,562
Percentage Net Loans Charged-off: Commercial real estate-0.0222%7,953
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1388%1,242
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1510%1,089
Percentage Net Loans Charged-off: Commercial and industrial1.4548%623
Percentage Net Loans Charged-off: Loans to individuals1.6240%961
Percentage Net Loans Charged-off: Credit card loans1.0025%651
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1973%804
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5158%1,056
Percentage Net Loans Charged-off: Total real estate loans0.1946%1,370
Percentage Net Loans Charged-off:Construction & development0.1006%1,188
Percentage Net Loans Charged-off: Commercial real estate0.2335%740
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2265%1,142
Percentage Net Loans Charged-off: Home equity loans0.0813%752
All other 1-4 family - Percent of loans charged-off, net0.2393%1,062
Percentage Net Loans Charged-off: Commercial and industrial1.5779%794
Percentage Net Loans Charged-off: Loans to individuals2.4458%449
Percentage Net Loans Charged-off: Credit card loans0.4006%1,126
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0284%624
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4600%861
Percentage Net Loans Charged-off: Total real estate loans0.1232%1,296
Percentage Net Loans Charged-off:Construction & development0.0525%857
Percentage Net Loans Charged-off: Commercial real estate0.2891%419
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0690%1,677
Percentage Net Loans Charged-off: Home equity loans0.1142%518
All other 1-4 family - Percent of loans charged-off, net0.0650%1,622
Percentage Net Loans Charged-off: Commercial and industrial1.7572%586
Percentage Net Loans Charged-off: Loans to individuals2.3216%438
Percentage Net Loans Charged-off: Credit card loans0.0988%1,098
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3014%909
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4466%804
Percentage Net Loans Charged-off: Total real estate loans0.1018%1,197
Percentage Net Loans Charged-off:Construction & development0.0856%541
Percentage Net Loans Charged-off: Commercial real estate0.1980%406
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0587%1,461
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0638%1,307
Percentage Net Loans Charged-off: Commercial and industrial1.3342%659
Percentage Net Loans Charged-off: Loans to individuals2.7994%313
Percentage Net Loans Charged-off: Credit card loans0.2200%945
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0412%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2785%1,069
Percentage Net Loans Charged-off: Total real estate loans0.0342%1,363
Percentage Net Loans Charged-off:Construction & development-0.0078%7,605
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0725%1,013
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0788%908
Percentage Net Loans Charged-off: Commercial and industrial0.1378%1,436
Percentage Net Loans Charged-off: Loans to individuals2.7813%354
Percentage Net Loans Charged-off: Credit card loans0.1500%783
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3126%1,289
Percentage Net Loans Charged-off: Total real estate loans0.0444%2,079
Percentage Net Loans Charged-off:Construction & development-0.0103%7,706
Percentage Net Loans Charged-off: Commercial real estate0.0065%1,254
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0764%1,662
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0831%1,519
Percentage Net Loans Charged-off: Commercial and industrial1.0104%1,010
Percentage Net Loans Charged-off: Loans to individuals1.8733%615
Percentage Net Loans Charged-off: Credit card loans1.1954%838
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0116%1,557
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1040%2,636
Percentage Net Loans Charged-off: Total real estate loans0.0253%2,124
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0494%1,632
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0537%1,506
Percentage Net Loans Charged-off: Commercial and industrial0.0570%2,667
Percentage Net Loans Charged-off: Loans to individuals0.8109%1,659
Percentage Net Loans Charged-off: Credit card loans1.4642%671
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0295%7,022
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0910%2,615
Percentage Net Loans Charged-off: Total real estate loans0.0342%1,655
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0666%1,256
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0725%1,148
Percentage Net Loans Charged-off: Commercial and industrial0.0247%2,495
Percentage Net Loans Charged-off: Loans to individuals0.6281%1,981
Percentage Net Loans Charged-off: Credit card loans0.0770%1,002
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0324%7,008
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0979%2,126
Percentage Net Loans Charged-off: Total real estate loans0.0725%871
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.1408%653
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.1532%589
Percentage Net Loans Charged-off: Commercial and industrial-0.0050%6,578
Percentage Net Loans Charged-off: Loans to individuals0.4262%2,367
Percentage Net Loans Charged-off: Credit card loans0.1559%822
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0707%7,092
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1670%2,654
Percentage Net Loans Charged-off: Total real estate loans0.0222%2,654
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0401%2,182
Percentage Net Loans Charged-off: Home equity loans0.1222%384
All other 1-4 family - Percent of loans charged-off, net0.0327%2,197
Percentage Net Loans Charged-off: Commercial and industrial0.2243%2,683
Percentage Net Loans Charged-off: Loans to individuals0.9628%1,938
Percentage Net Loans Charged-off: Credit card loans0.3069%1,407
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0831%568
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0950%3,248
Percentage Net Loans Charged-off: Total real estate loans0.0137%2,519
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0242%2,114
Percentage Net Loans Charged-off: Home equity loans0.1648%265
All other 1-4 family - Percent of loans charged-off, net0.0116%2,220
Percentage Net Loans Charged-off: Commercial and industrial0.0449%3,101
Percentage Net Loans Charged-off: Loans to individuals0.7258%2,279
Percentage Net Loans Charged-off: Credit card loans0.4144%1,236
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0641%3,554
Percentage Net Loans Charged-off: Total real estate loans0.0209%1,978
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0367%1,639
Percentage Net Loans Charged-off: Home equity loans0.2538%183
All other 1-4 family - Percent of loans charged-off, net0.0175%1,756
Percentage Net Loans Charged-off: Commercial and industrial0.0452%2,644
Percentage Net Loans Charged-off: Loans to individuals0.3911%3,287
Percentage Net Loans Charged-off: Credit card loans0.3076%1,158
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0882%2,591
Percentage Net Loans Charged-off: Total real estate loans0.0249%1,425
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0480%1,155
Percentage Net Loans Charged-off: Home equity loans0.4796%105
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.1039%1,651
Percentage Net Loans Charged-off: Loans to individuals0.6647%2,120
Percentage Net Loans Charged-off: Credit card loans0.1864%914
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0765%4,653
Percentage Net Loans Charged-off: Total real estate loans0.0188%3,096
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0336%2,447
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0372%2,290
Percentage Net Loans Charged-off: Commercial and industrial0.1198%3,489
Percentage Net Loans Charged-off: Loans to individuals0.4956%3,842
Percentage Net Loans Charged-off: Credit card loans0.4756%1,533
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0722%4,159
Percentage Net Loans Charged-off: Total real estate loans0.0259%2,453
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0456%1,913
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0502%1,773
Percentage Net Loans Charged-off: Commercial and industrial-0.0376%7,257
Percentage Net Loans Charged-off: Loans to individuals0.6821%2,721
Percentage Net Loans Charged-off: Credit card loans0.3225%1,458
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0712%3,916
Percentage Net Loans Charged-off: Total real estate loans0.0182%2,277
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0315%1,796
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0347%1,661
Percentage Net Loans Charged-off: Commercial and industrial-0.0560%7,303
Percentage Net Loans Charged-off: Loans to individuals0.7601%2,410
Percentage Net Loans Charged-off: Credit card loans0.1929%1,344
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1016%2,867
Percentage Net Loans Charged-off: Total real estate loans0.0389%1,427
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0670%1,123
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0734%1,026
Percentage Net Loans Charged-off: Commercial and industrial-0.1142%7,618
Percentage Net Loans Charged-off: Loans to individuals1.0418%1,736
Percentage Net Loans Charged-off: Credit card loans0.7394%1,004
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0632%5,553
Percentage Net Loans Charged-off: Total real estate loans0.0146%3,437
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0195%2,917
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0207%2,763
Percentage Net Loans Charged-off: Commercial and industrial0.0012%4,746
Percentage Net Loans Charged-off: Loans to individuals0.6040%3,753
Percentage Net Loans Charged-off: Credit card loans1.3946%1,394
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0192%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0590%5,159
Percentage Net Loans Charged-off: Total real estate loans0.0114%3,022
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0144%2,549
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0151%2,422
Percentage Net Loans Charged-off: Commercial and industrial0.0083%4,130
Percentage Net Loans Charged-off: Loans to individuals0.5732%3,525
Percentage Net Loans Charged-off: Credit card loans1.2907%1,346
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0239%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0476%5,035
Percentage Net Loans Charged-off: Total real estate loans0.0166%2,434
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0209%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0219%1,930
Percentage Net Loans Charged-off: Commercial and industrial0.0177%3,474
Percentage Net Loans Charged-off: Loans to individuals0.3811%4,071
Percentage Net Loans Charged-off: Credit card loans1.3029%1,254
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0372%1,325
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0360%4,496
Percentage Net Loans Charged-off: Total real estate loans0.0052%1,963
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0065%1,574
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0068%1,482
Percentage Net Loans Charged-off: Commercial and industrial0.0412%2,320
Percentage Net Loans Charged-off: Loans to individuals0.3120%3,822
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0377%945
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1133%4,897
Percentage Net Loans Charged-off: Total real estate loans0.0531%2,497
Percentage Net Loans Charged-off:Construction & development0.0270%784
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0646%2,105
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0676%2,000
Percentage Net Loans Charged-off: Commercial and industrial0.1338%4,087
Percentage Net Loans Charged-off: Loans to individuals0.5535%4,051
Percentage Net Loans Charged-off: Credit card loans1.8147%1,341
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1215%1,579
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1832%3,824
Percentage Net Loans Charged-off: Total real estate loans0.0734%2,006
Percentage Net Loans Charged-off:Construction & development0.2398%441
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0637%1,916
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0665%1,805
Percentage Net Loans Charged-off: Commercial and industrial0.4025%2,945
Percentage Net Loans Charged-off: Loans to individuals0.5961%3,697
Percentage Net Loans Charged-off: Credit card loans1.1689%1,639
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2356%1,297
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1318%4,061
Percentage Net Loans Charged-off: Total real estate loans0.0536%408
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0813%304
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0847%282
Percentage Net Loans Charged-off: Commercial and industrial0.0125%1,019
Percentage Net Loans Charged-off: Loans to individuals0.7926%526
Percentage Net Loans Charged-off: Credit card loans7.6923%81
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0846%5,173
Percentage Net Loans Charged-off: Total real estate loans0.0108%829
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0174%772
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0182%719
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,003
Percentage Net Loans Charged-off: Loans to individuals0.5523%757
Percentage Net Loans Charged-off: Credit card loans0.2087%955
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2407%2,972
Percentage Net Loans Charged-off: Total real estate loans0.0423%516
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0693%400
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0726%351
Percentage Net Loans Charged-off: Commercial and industrial0.0000%953
Percentage Net Loans Charged-off: Loans to individuals1.2891%360
Percentage Net Loans Charged-off: Credit card loans1.6658%677
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1798%4,093
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,004
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial0.0000%888
Percentage Net Loans Charged-off: Loans to individuals1.0007%547
Percentage Net Loans Charged-off: Credit card loans1.7479%722
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0882%6,037
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1020%5,581
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0401%7,338
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1655%5,904
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2968%6,057
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA