Home > Williamstown Bank, Inc. > Income and Expense
Williamstown Bank, Inc., Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,918,000 | 2,853 |
| Total interest expense | $2,151,000 | 2,966 |
| Net interest income | $7,767,000 | 2,735 |
| Provision for loan and lease losses | $-17,000 | 4,220 |
| Total noninterest income | $1,594,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $158,000 | 2,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,436,000 | 1,924 |
| Total noninterest expense | $7,477,000 | 2,445 |
| Salaries and employee benefits | $3,767,000 | 2,617 |
| Premises and equipment expense | $1,202,000 | 1,807 |
| Additional noninterest expense | $1,436,000 | 1,924 |
| Pre-tax net operating income | $1,901,000 | 3,011 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $329,000 | 2,172 |
| Income before extraordinary items | $1,572,000 | 3,028 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,572,000 | 3,061 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,572,000 | 3,030 |
| Net charge-offs | $51,000 | 1,795 |
| Cash dividends | $791,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,572,000 | 3,063 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,266,000 | 2,859 |
| Total interest expense | $1,430,000 | 2,988 |
| Net interest income | $5,836,000 | 2,751 |
| Provision for loan and lease losses | $5,000 | 3,004 |
| Total noninterest income | $1,284,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $111,000 | 3,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,173,000 | 1,838 |
| Total noninterest expense | $5,554,000 | 2,452 |
| Salaries and employee benefits | $2,816,000 | 2,609 |
| Premises and equipment expense | $806,000 | 1,951 |
| Additional noninterest expense | $1,173,000 | 1,838 |
| Pre-tax net operating income | $1,561,000 | 2,976 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $326,000 | 2,054 |
| Income before extraordinary items | $1,235,000 | 3,055 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,235,000 | 3,088 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,235,000 | 3,056 |
| Net charge-offs | $37,000 | 1,610 |
| Cash dividends | $608,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,235,000 | 3,088 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,702,000 | 2,876 |
| Total interest expense | $819,000 | 3,004 |
| Net interest income | $3,883,000 | 2,774 |
| Provision for loan and lease losses | $3,000 | 2,874 |
| Total noninterest income | $1,050,000 | 1,897 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $74,000 | 3,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $976,000 | 1,562 |
| Total noninterest expense | $3,672,000 | 2,447 |
| Salaries and employee benefits | $1,887,000 | 2,605 |
| Premises and equipment expense | $505,000 | 2,008 |
| Additional noninterest expense | $976,000 | 1,560 |
| Pre-tax net operating income | $1,258,000 | 2,786 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $282,000 | 1,888 |
| Income before extraordinary items | $976,000 | 2,891 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $976,000 | 2,921 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $976,000 | 2,890 |
| Net charge-offs | $19,000 | 1,563 |
| Cash dividends | $425,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $976,000 | 2,912 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,267,000 | 2,913 |
| Total interest expense | $355,000 | 2,994 |
| Net interest income | $1,912,000 | 2,810 |
| Provision for loan and lease losses | $2,000 | 2,559 |
| Total noninterest income | $519,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $36,000 | 3,063 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $483,000 | 1,551 |
| Total noninterest expense | $1,803,000 | 2,506 |
| Salaries and employee benefits | $917,000 | 2,669 |
| Premises and equipment expense | $242,000 | 2,089 |
| Additional noninterest expense | $483,000 | 1,551 |
| Pre-tax net operating income | $626,000 | 2,839 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $81,000 | 2,293 |
| Income before extraordinary items | $545,000 | 2,805 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $545,000 | 2,805 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $545,000 | 2,805 |
| Net charge-offs | $1,000 | 1,904 |
| Cash dividends | $243,000 | 1,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $545,000 | 2,837 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,043,000 | 2,854 |
| Total interest expense | $661,000 | 2,917 |
| Net interest income | $7,382,000 | 2,798 |
| Provision for loan and lease losses | $-103,000 | 4,364 |
| Total noninterest income | $867,000 | 2,977 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $180,000 | 2,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $687,000 | 2,739 |
| Total noninterest expense | $6,793,000 | 2,557 |
| Salaries and employee benefits | $3,472,000 | 2,710 |
| Premises and equipment expense | $1,019,000 | 1,991 |
| Additional noninterest expense | $687,000 | 2,739 |
| Pre-tax net operating income | $1,559,000 | 3,385 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $258,000 | 2,511 |
| Income before extraordinary items | $1,301,000 | 3,406 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,301,000 | 3,403 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,301,000 | 3,405 |
| Net charge-offs | $-21,000 | 3,848 |
| Cash dividends | $731,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,301,000 | 3,431 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,836,000 | 2,846 |
| Total interest expense | $436,000 | 2,832 |
| Net interest income | $5,400,000 | 2,815 |
| Provision for loan and lease losses | $-122,000 | 4,472 |
| Total noninterest income | $638,000 | 3,027 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $136,000 | 2,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $502,000 | 2,802 |
| Total noninterest expense | $5,144,000 | 2,539 |
| Salaries and employee benefits | $2,629,000 | 2,698 |
| Premises and equipment expense | $775,000 | 1,995 |
| Additional noninterest expense | $502,000 | 2,802 |
| Pre-tax net operating income | $1,016,000 | 3,526 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $178,000 | 2,549 |
| Income before extraordinary items | $838,000 | 3,558 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $838,000 | 3,556 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $838,000 | 3,557 |
| Net charge-offs | $-124,000 | 4,359 |
| Cash dividends | $548,000 | 2,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $838,000 | 3,586 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,684,000 | 2,892 |
| Total interest expense | $285,000 | 2,722 |
| Net interest income | $3,399,000 | 2,877 |
| Provision for loan and lease losses | $-123,000 | 4,499 |
| Total noninterest income | $411,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $87,000 | 2,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 2,865 |
| Total noninterest expense | $3,369,000 | 2,553 |
| Salaries and employee benefits | $1,734,000 | 2,713 |
| Premises and equipment expense | $517,000 | 1,995 |
| Additional noninterest expense | $1,118,000 | 2,427 |
| Pre-tax net operating income | $564,000 | 3,596 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $109,000 | 2,523 |
| Income before extraordinary items | $455,000 | 3,627 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $455,000 | 3,625 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $455,000 | 3,627 |
| Net charge-offs | $-116,000 | 4,423 |
| Cash dividends | $365,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $455,000 | 3,657 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 2,891 |
| Total interest expense | $145,000 | 2,670 |
| Net interest income | $1,640,000 | 2,885 |
| Provision for loan and lease losses | $-33,000 | 4,457 |
| Total noninterest income | $197,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $46,000 | 2,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 2,879 |
| Total noninterest expense | $1,690,000 | 2,548 |
| Salaries and employee benefits | $885,000 | 2,685 |
| Premises and equipment expense | $262,000 | 1,989 |
| Additional noninterest expense | $543,000 | 2,449 |
| Pre-tax net operating income | $180,000 | 3,816 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $47,000 | 2,541 |
| Income before extraordinary items | $133,000 | 3,934 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $133,000 | 3,932 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $133,000 | 3,934 |
| Net charge-offs | $-17,000 | 4,092 |
| Cash dividends | $183,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $133,000 | 3,954 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,063,000 | 2,980 |
| Total interest expense | $673,000 | 2,751 |
| Net interest income | $6,390,000 | 2,980 |
| Provision for loan and lease losses | $3,000 | 3,036 |
| Total noninterest income | $1,060,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $166,000 | 2,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $894,000 | 2,720 |
| Total noninterest expense | $6,278,000 | 2,654 |
| Salaries and employee benefits | $3,336,000 | 2,787 |
| Premises and equipment expense | $977,000 | 2,061 |
| Additional noninterest expense | $1,965,000 | 2,620 |
| Pre-tax net operating income | $1,169,000 | 3,704 |
| Securities gains (losses) | $121,000 | 783 |
| Applicable income taxes | $156,000 | 2,836 |
| Income before extraordinary items | $1,134,000 | 3,638 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,134,000 | 3,638 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,134,000 | 3,638 |
| Net charge-offs | $6,000 | 2,402 |
| Cash dividends | $732,000 | 2,516 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 520 |
| Net operating income | $1,027,520 | 3,718 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,256,000 | 3,051 |
| Total interest expense | $523,000 | 2,804 |
| Net interest income | $4,733,000 | 3,046 |
| Provision for loan and lease losses | $-13,000 | 4,299 |
| Total noninterest income | $837,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $114,000 | 3,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $723,000 | 2,699 |
| Total noninterest expense | $4,673,000 | 2,675 |
| Salaries and employee benefits | $2,487,000 | 2,799 |
| Premises and equipment expense | $714,000 | 2,119 |
| Additional noninterest expense | $1,472,000 | 2,631 |
| Pre-tax net operating income | $910,000 | 3,797 |
| Securities gains (losses) | $121,000 | 734 |
| Applicable income taxes | $136,000 | 2,776 |
| Income before extraordinary items | $895,000 | 3,730 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $895,000 | 3,730 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $895,000 | 3,730 |
| Net charge-offs | $-11,000 | 3,687 |
| Cash dividends | $549,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 475 |
| Net operating income | $789,730 | 3,821 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 3,075 |
| Total interest expense | $363,000 | 2,824 |
| Net interest income | $3,108,000 | 3,074 |
| Provision for loan and lease losses | $56,000 | 2,108 |
| Total noninterest income | $600,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $69,000 | 3,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $531,000 | 2,573 |
| Total noninterest expense | $3,082,000 | 2,689 |
| Salaries and employee benefits | $1,650,000 | 2,808 |
| Premises and equipment expense | $486,000 | 2,095 |
| Additional noninterest expense | $946,000 | 2,681 |
| Pre-tax net operating income | $570,000 | 3,857 |
| Securities gains (losses) | $120,000 | 607 |
| Applicable income taxes | $85,000 | 2,804 |
| Income before extraordinary items | $605,000 | 3,706 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $605,000 | 3,706 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $605,000 | 3,706 |
| Net charge-offs | $-8,000 | 3,728 |
| Cash dividends | $366,000 | 2,218 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 440 |
| Net operating income | $499,400 | 3,867 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 3,075 |
| Total interest expense | $206,000 | 2,708 |
| Net interest income | $1,526,000 | 3,089 |
| Provision for loan and lease losses | $26,000 | 2,147 |
| Total noninterest income | $194,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $34,000 | 3,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 3,068 |
| Total noninterest expense | $1,515,000 | 2,696 |
| Salaries and employee benefits | $814,000 | 2,823 |
| Premises and equipment expense | $249,000 | 2,071 |
| Additional noninterest expense | $452,000 | 2,728 |
| Pre-tax net operating income | $179,000 | 4,162 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $22,000 | 3,050 |
| Income before extraordinary items | $157,000 | 4,196 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $157,000 | 4,195 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $157,000 | 4,196 |
| Net charge-offs | $2,000 | 1,718 |
| Cash dividends | $183,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 354 |
| Net operating income | $157,000 | 4,176 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,300,000 | 3,021 |
| Total interest expense | $980,000 | 2,974 |
| Net interest income | $6,320,000 | 2,972 |
| Provision for loan and lease losses | $230,000 | 2,924 |
| Total noninterest income | $696,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $157,000 | 3,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $539,000 | 3,077 |
| Total noninterest expense | $5,881,000 | 2,726 |
| Salaries and employee benefits | $3,230,000 | 2,814 |
| Premises and equipment expense | $793,000 | 2,361 |
| Additional noninterest expense | $1,858,000 | 2,646 |
| Pre-tax net operating income | $905,000 | 3,788 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $216,000 | 2,514 |
| Income before extraordinary items | $689,000 | 3,971 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $689,000 | 3,970 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $689,000 | 3,971 |
| Net charge-offs | $24,000 | 2,740 |
| Cash dividends | $729,000 | 2,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $689,000 | 3,911 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,501,000 | 3,039 |
| Total interest expense | $769,000 | 2,998 |
| Net interest income | $4,732,000 | 2,988 |
| Provision for loan and lease losses | $280,000 | 2,481 |
| Total noninterest income | $505,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $118,000 | 3,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 3,089 |
| Total noninterest expense | $4,393,000 | 2,718 |
| Salaries and employee benefits | $2,544,000 | 2,731 |
| Premises and equipment expense | $516,000 | 2,551 |
| Additional noninterest expense | $1,333,000 | 2,719 |
| Pre-tax net operating income | $564,000 | 3,967 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $215,000 | 2,341 |
| Income before extraordinary items | $349,000 | 4,270 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $349,000 | 4,268 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $349,000 | 4,270 |
| Net charge-offs | $73,000 | 1,849 |
| Cash dividends | $547,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $349,000 | 4,223 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 3,058 |
| Total interest expense | $545,000 | 3,018 |
| Net interest income | $3,163,000 | 2,999 |
| Provision for loan and lease losses | $156,000 | 2,606 |
| Total noninterest income | $328,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $82,000 | 3,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 3,105 |
| Total noninterest expense | $2,906,000 | 2,742 |
| Salaries and employee benefits | $1,714,000 | 2,719 |
| Premises and equipment expense | $308,000 | 2,708 |
| Additional noninterest expense | $884,000 | 2,723 |
| Pre-tax net operating income | $429,000 | 3,850 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $233,000 | 1,935 |
| Income before extraordinary items | $196,000 | 4,340 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $196,000 | 4,340 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $196,000 | 4,340 |
| Net charge-offs | $66,000 | 1,569 |
| Cash dividends | $365,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $196,000 | 4,291 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 3,020 |
| Total interest expense | $267,000 | 3,167 |
| Net interest income | $1,623,000 | 2,949 |
| Provision for loan and lease losses | $38,000 | 2,738 |
| Total noninterest income | $174,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $56,000 | 2,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 2,996 |
| Total noninterest expense | $1,457,000 | 2,762 |
| Salaries and employee benefits | $869,000 | 2,703 |
| Premises and equipment expense | $144,000 | 2,840 |
| Additional noninterest expense | $444,000 | 2,740 |
| Pre-tax net operating income | $302,000 | 3,402 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $135,000 | 1,703 |
| Income before extraordinary items | $167,000 | 3,879 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $167,000 | 3,880 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $167,000 | 3,880 |
| Net charge-offs | $24,000 | 1,516 |
| Cash dividends | $182,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $167,000 | 3,850 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,834,000 | 2,990 |
| Total interest expense | $910,000 | 3,434 |
| Net interest income | $6,924,000 | 2,862 |
| Provision for loan and lease losses | $205,000 | 2,324 |
| Total noninterest income | $812,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $250,000 | 2,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $562,000 | 2,897 |
| Total noninterest expense | $5,598,000 | 2,812 |
| Salaries and employee benefits | $3,207,000 | 2,809 |
| Premises and equipment expense | $472,000 | 3,197 |
| Additional noninterest expense | $1,919,000 | 2,630 |
| Pre-tax net operating income | $1,933,000 | 3,079 |
| Securities gains (losses) | $60,000 | 1,164 |
| Applicable income taxes | $407,000 | 2,153 |
| Income before extraordinary items | $1,586,000 | 3,201 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,586,000 | 3,201 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,586,000 | 3,202 |
| Net charge-offs | $234,000 | 1,548 |
| Cash dividends | $728,000 | 2,661 |
| Sale, conversion, retirement of capital stock, net | $-7,000 | 5,098 |
| Net operating income | $1,538,000 | 3,214 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,848,000 | 3,032 |
| Total interest expense | $654,000 | 3,524 |
| Net interest income | $5,194,000 | 2,893 |
| Provision for loan and lease losses | $104,000 | 2,563 |
| Total noninterest income | $565,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $184,000 | 2,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 3,027 |
| Total noninterest expense | $4,155,000 | 2,838 |
| Salaries and employee benefits | $2,399,000 | 2,833 |
| Premises and equipment expense | $344,000 | 3,265 |
| Additional noninterest expense | $1,412,000 | 2,673 |
| Pre-tax net operating income | $1,500,000 | 3,103 |
| Securities gains (losses) | $60,000 | 993 |
| Applicable income taxes | $383,000 | 2,041 |
| Income before extraordinary items | $1,177,000 | 3,262 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,177,000 | 3,261 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,177,000 | 3,262 |
| Net charge-offs | $77,000 | 1,933 |
| Cash dividends | $546,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,129,600 | 3,310 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,877,000 | 3,046 |
| Total interest expense | $410,000 | 3,602 |
| Net interest income | $3,467,000 | 2,909 |
| Provision for loan and lease losses | $73,000 | 2,465 |
| Total noninterest income | $362,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $114,000 | 3,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 3,015 |
| Total noninterest expense | $2,794,000 | 2,843 |
| Salaries and employee benefits | $1,589,000 | 2,860 |
| Premises and equipment expense | $236,000 | 3,230 |
| Additional noninterest expense | $969,000 | 2,646 |
| Pre-tax net operating income | $962,000 | 3,145 |
| Securities gains (losses) | $60,000 | 691 |
| Applicable income taxes | $272,000 | 1,944 |
| Income before extraordinary items | $750,000 | 3,340 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $750,000 | 3,338 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $750,000 | 3,339 |
| Net charge-offs | $45,000 | 1,906 |
| Cash dividends | $365,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $702,600 | 3,401 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 3,100 |
| Total interest expense | $184,000 | 3,735 |
| Net interest income | $1,721,000 | 2,947 |
| Provision for loan and lease losses | $42,000 | 2,243 |
| Total noninterest income | $170,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $59,000 | 2,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,093 |
| Total noninterest expense | $1,382,000 | 2,879 |
| Salaries and employee benefits | $781,000 | 2,904 |
| Premises and equipment expense | $127,000 | 3,145 |
| Additional noninterest expense | $474,000 | 2,682 |
| Pre-tax net operating income | $467,000 | 3,164 |
| Securities gains (losses) | $60,000 | 357 |
| Applicable income taxes | $158,000 | 1,789 |
| Income before extraordinary items | $369,000 | 3,345 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $369,000 | 3,343 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $369,000 | 3,344 |
| Net charge-offs | $1,000 | 2,582 |
| Cash dividends | $182,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $321,600 | 3,521 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,373,000 | 3,075 |
| Total interest expense | $702,000 | 3,452 |
| Net interest income | $6,671,000 | 2,978 |
| Provision for loan and lease losses | $203,000 | 2,344 |
| Total noninterest income | $747,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $265,000 | 2,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 3,116 |
| Total noninterest expense | $4,977,000 | 3,062 |
| Salaries and employee benefits | $2,905,000 | 3,025 |
| Premises and equipment expense | $403,000 | 3,503 |
| Additional noninterest expense | $1,669,000 | 2,952 |
| Pre-tax net operating income | $2,238,000 | 2,954 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $515,000 | 1,953 |
| Income before extraordinary items | $1,723,000 | 3,161 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,723,000 | 3,160 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,723,000 | 3,160 |
| Net charge-offs | $141,000 | 1,901 |
| Cash dividends | $730,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,723,000 | 3,155 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,452,000 | 3,108 |
| Total interest expense | $523,000 | 3,404 |
| Net interest income | $4,929,000 | 3,022 |
| Provision for loan and lease losses | $177,000 | 2,133 |
| Total noninterest income | $548,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $196,000 | 2,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 3,188 |
| Total noninterest expense | $3,663,000 | 3,104 |
| Salaries and employee benefits | $2,120,000 | 3,058 |
| Premises and equipment expense | $289,000 | 3,631 |
| Additional noninterest expense | $1,254,000 | 2,945 |
| Pre-tax net operating income | $1,637,000 | 3,057 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $434,000 | 1,922 |
| Income before extraordinary items | $1,203,000 | 3,309 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,203,000 | 3,308 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,203,000 | 3,308 |
| Net charge-offs | $123,000 | 1,578 |
| Cash dividends | $545,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,203,000 | 3,303 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,572,000 | 3,130 |
| Total interest expense | $351,000 | 3,325 |
| Net interest income | $3,221,000 | 3,065 |
| Provision for loan and lease losses | $130,000 | 1,938 |
| Total noninterest income | $358,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $125,000 | 3,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 3,183 |
| Total noninterest expense | $2,389,000 | 3,167 |
| Salaries and employee benefits | $1,388,000 | 3,101 |
| Premises and equipment expense | $184,000 | 3,744 |
| Additional noninterest expense | $817,000 | 3,005 |
| Pre-tax net operating income | $1,060,000 | 3,076 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $296,000 | 1,874 |
| Income before extraordinary items | $764,000 | 3,371 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $764,000 | 3,370 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $764,000 | 3,370 |
| Net charge-offs | $10,000 | 2,589 |
| Cash dividends | $363,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $764,000 | 3,363 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 3,181 |
| Total interest expense | $175,000 | 3,293 |
| Net interest income | $1,563,000 | 3,130 |
| Provision for loan and lease losses | $52,000 | 2,042 |
| Total noninterest income | $168,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $61,000 | 3,080 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,247 |
| Total noninterest expense | $1,159,000 | 3,266 |
| Salaries and employee benefits | $685,000 | 3,156 |
| Premises and equipment expense | $94,000 | 3,749 |
| Additional noninterest expense | $380,000 | 3,180 |
| Pre-tax net operating income | $520,000 | 3,047 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $184,000 | 1,648 |
| Income before extraordinary items | $336,000 | 3,517 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $336,000 | 3,516 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $336,000 | 3,517 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $181,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $336,000 | 3,516 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,148,000 | 3,087 |
| Total interest expense | $666,000 | 3,216 |
| Net interest income | $6,482,000 | 3,033 |
| Provision for loan and lease losses | $322,000 | 1,904 |
| Total noninterest income | $756,000 | 3,357 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $279,000 | 2,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $477,000 | 3,210 |
| Total noninterest expense | $4,561,000 | 3,287 |
| Salaries and employee benefits | $2,576,000 | 3,274 |
| Premises and equipment expense | $374,000 | 3,782 |
| Additional noninterest expense | $1,611,000 | 3,078 |
| Pre-tax net operating income | $2,355,000 | 2,843 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $815,000 | 2,051 |
| Income before extraordinary items | $1,540,000 | 3,090 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,540,000 | 3,088 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,540,000 | 3,090 |
| Net charge-offs | $178,000 | 1,925 |
| Cash dividends | $730,000 | 2,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,540,000 | 3,066 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,373,000 | 3,109 |
| Total interest expense | $498,000 | 3,222 |
| Net interest income | $4,875,000 | 3,053 |
| Provision for loan and lease losses | $244,000 | 1,841 |
| Total noninterest income | $555,000 | 3,410 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $205,000 | 3,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 3,269 |
| Total noninterest expense | $3,449,000 | 3,284 |
| Salaries and employee benefits | $1,914,000 | 3,307 |
| Premises and equipment expense | $291,000 | 3,735 |
| Additional noninterest expense | $1,244,000 | 3,024 |
| Pre-tax net operating income | $1,737,000 | 2,929 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $580,000 | 1,953 |
| Income before extraordinary items | $1,157,000 | 3,274 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,157,000 | 3,273 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,157,000 | 3,274 |
| Net charge-offs | $38,000 | 2,625 |
| Cash dividends | $547,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,157,000 | 3,254 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 3,098 |
| Total interest expense | $330,000 | 3,196 |
| Net interest income | $3,247,000 | 3,047 |
| Provision for loan and lease losses | $166,000 | 1,747 |
| Total noninterest income | $367,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $134,000 | 3,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 3,278 |
| Total noninterest expense | $2,309,000 | 3,297 |
| Salaries and employee benefits | $1,272,000 | 3,324 |
| Premises and equipment expense | $205,000 | 3,667 |
| Additional noninterest expense | $832,000 | 3,019 |
| Pre-tax net operating income | $1,139,000 | 2,926 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $383,000 | 1,940 |
| Income before extraordinary items | $756,000 | 3,258 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $756,000 | 3,257 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $756,000 | 3,258 |
| Net charge-offs | $8,000 | 2,974 |
| Cash dividends | $365,000 | 2,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $756,000 | 3,240 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 3,131 |
| Total interest expense | $160,000 | 3,243 |
| Net interest income | $1,597,000 | 3,083 |
| Provision for loan and lease losses | $88,000 | 1,607 |
| Total noninterest income | $175,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $65,000 | 3,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 3,344 |
| Total noninterest expense | $1,112,000 | 3,397 |
| Salaries and employee benefits | $652,000 | 3,315 |
| Premises and equipment expense | $100,000 | 3,737 |
| Additional noninterest expense | $360,000 | 3,325 |
| Pre-tax net operating income | $572,000 | 2,873 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $196,000 | 1,893 |
| Income before extraordinary items | $376,000 | 3,245 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $376,000 | 3,243 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $376,000 | 3,245 |
| Net charge-offs | $52,000 | 1,304 |
| Cash dividends | $182,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $376,000 | 3,223 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,938,000 | 3,142 |
| Total interest expense | $626,000 | 3,243 |
| Net interest income | $6,312,000 | 3,083 |
| Provision for loan and lease losses | $262,000 | 2,135 |
| Total noninterest income | $788,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $321,000 | 2,838 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $467,000 | 3,352 |
| Total noninterest expense | $4,386,000 | 3,468 |
| Salaries and employee benefits | $2,422,000 | 3,460 |
| Premises and equipment expense | $352,000 | 4,029 |
| Additional noninterest expense | $1,612,000 | 3,190 |
| Pre-tax net operating income | $2,452,000 | 2,712 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $839,000 | 1,800 |
| Income before extraordinary items | $1,613,000 | 3,148 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,613,000 | 3,147 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,613,000 | 3,147 |
| Net charge-offs | $312,000 | 1,481 |
| Cash dividends | $730,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,613,000 | 3,098 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,153,000 | 3,171 |
| Total interest expense | $464,000 | 3,275 |
| Net interest income | $4,689,000 | 3,115 |
| Provision for loan and lease losses | $189,000 | 2,099 |
| Total noninterest income | $591,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $243,000 | 2,833 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $348,000 | 3,374 |
| Total noninterest expense | $3,265,000 | 3,479 |
| Salaries and employee benefits | $1,808,000 | 3,469 |
| Premises and equipment expense | $261,000 | 4,060 |
| Additional noninterest expense | $1,196,000 | 3,228 |
| Pre-tax net operating income | $1,826,000 | 2,773 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $655,000 | 1,823 |
| Income before extraordinary items | $1,171,000 | 3,245 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,171,000 | 3,244 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,171,000 | 3,245 |
| Net charge-offs | $113,000 | 1,965 |
| Cash dividends | $547,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,171,000 | 3,189 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 3,215 |
| Total interest expense | $303,000 | 3,331 |
| Net interest income | $3,078,000 | 3,160 |
| Provision for loan and lease losses | $126,000 | 2,063 |
| Total noninterest income | $387,000 | 3,445 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $161,000 | 2,831 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $226,000 | 3,432 |
| Total noninterest expense | $2,169,000 | 3,513 |
| Salaries and employee benefits | $1,206,000 | 3,493 |
| Premises and equipment expense | $170,000 | 4,125 |
| Additional noninterest expense | $793,000 | 3,253 |
| Pre-tax net operating income | $1,170,000 | 2,799 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $432,000 | 1,811 |
| Income before extraordinary items | $738,000 | 3,337 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $738,000 | 3,335 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $738,000 | 3,335 |
| Net charge-offs | $67,000 | 1,934 |
| Cash dividends | $365,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $738,000 | 3,276 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 3,230 |
| Total interest expense | $152,000 | 3,351 |
| Net interest income | $1,533,000 | 3,176 |
| Provision for loan and lease losses | $63,000 | 1,927 |
| Total noninterest income | $185,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $79,000 | 2,849 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $106,000 | 3,472 |
| Total noninterest expense | $1,072,000 | 3,563 |
| Salaries and employee benefits | $607,000 | 3,500 |
| Premises and equipment expense | $89,000 | 4,074 |
| Additional noninterest expense | $376,000 | 3,374 |
| Pre-tax net operating income | $583,000 | 2,776 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $226,000 | 1,735 |
| Income before extraordinary items | $357,000 | 3,333 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $357,000 | 3,330 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $357,000 | 3,331 |
| Net charge-offs | $19,000 | 2,012 |
| Cash dividends | $182,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $357,000 | 3,268 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,855,000 | 3,155 |
| Total interest expense | $627,000 | 3,292 |
| Net interest income | $6,228,000 | 3,116 |
| Provision for loan and lease losses | $310,000 | 1,865 |
| Total noninterest income | $770,000 | 3,491 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $307,000 | 2,984 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $463,000 | 3,401 |
| Total noninterest expense | $4,245,000 | 3,582 |
| Salaries and employee benefits | $2,360,000 | 3,550 |
| Premises and equipment expense | $348,000 | 4,189 |
| Additional noninterest expense | $1,537,000 | 3,351 |
| Pre-tax net operating income | $2,443,000 | 2,679 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $830,000 | 1,762 |
| Income before extraordinary items | $1,613,000 | 3,105 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,613,000 | 3,106 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,613,000 | 3,107 |
| Net charge-offs | $142,000 | 2,309 |
| Cash dividends | $729,000 | 2,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,613,000 | 3,061 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,029,000 | 3,232 |
| Total interest expense | $475,000 | 3,303 |
| Net interest income | $4,554,000 | 3,187 |
| Provision for loan and lease losses | $167,000 | 2,172 |
| Total noninterest income | $565,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $224,000 | 3,055 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $341,000 | 3,437 |
| Total noninterest expense | $3,174,000 | 3,608 |
| Salaries and employee benefits | $1,771,000 | 3,557 |
| Premises and equipment expense | $272,000 | 4,153 |
| Additional noninterest expense | $1,131,000 | 3,407 |
| Pre-tax net operating income | $1,778,000 | 2,773 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $630,000 | 1,808 |
| Income before extraordinary items | $1,148,000 | 3,267 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,148,000 | 3,265 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,148,000 | 3,266 |
| Net charge-offs | $59,000 | 2,646 |
| Cash dividends | $547,000 | 2,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,148,000 | 3,212 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,326,000 | 3,266 |
| Total interest expense | $319,000 | 3,321 |
| Net interest income | $3,007,000 | 3,215 |
| Provision for loan and lease losses | $104,000 | 2,176 |
| Total noninterest income | $357,000 | 3,635 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $135,000 | 3,230 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $222,000 | 3,476 |
| Total noninterest expense | $2,077,000 | 3,685 |
| Salaries and employee benefits | $1,170,000 | 3,598 |
| Premises and equipment expense | $187,000 | 4,120 |
| Additional noninterest expense | $720,000 | 3,519 |
| Pre-tax net operating income | $1,183,000 | 2,762 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $419,000 | 1,809 |
| Income before extraordinary items | $764,000 | 3,245 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $764,000 | 3,245 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $764,000 | 3,246 |
| Net charge-offs | $16,000 | 3,071 |
| Cash dividends | $364,000 | 2,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $764,000 | 3,181 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 3,294 |
| Total interest expense | $161,000 | 3,335 |
| Net interest income | $1,488,000 | 3,242 |
| Provision for loan and lease losses | $51,000 | 2,048 |
| Total noninterest income | $164,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $57,000 | 3,478 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $107,000 | 3,498 |
| Total noninterest expense | $1,020,000 | 3,752 |
| Salaries and employee benefits | $573,000 | 3,694 |
| Premises and equipment expense | $99,000 | 4,047 |
| Additional noninterest expense | $348,000 | 3,603 |
| Pre-tax net operating income | $581,000 | 2,756 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $230,000 | 1,679 |
| Income before extraordinary items | $351,000 | 3,377 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $351,000 | 3,380 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $351,000 | 3,380 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $182,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $351,000 | 3,291 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,772,000 | 3,256 |
| Total interest expense | $741,000 | 3,189 |
| Net interest income | $6,031,000 | 3,236 |
| Provision for loan and lease losses | $222,000 | 2,367 |
| Total noninterest income | $775,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $287,000 | 3,294 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $488,000 | 3,305 |
| Total noninterest expense | $4,065,000 | 3,797 |
| Salaries and employee benefits | $2,312,000 | 3,683 |
| Premises and equipment expense | $345,000 | 4,397 |
| Additional noninterest expense | $1,408,000 | 3,682 |
| Pre-tax net operating income | $2,519,000 | 2,576 |
| Securities gains (losses) | $23,000 | 2,251 |
| Applicable income taxes | $993,000 | 1,545 |
| Income before extraordinary items | $1,549,000 | 3,188 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,549,000 | 3,188 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,549,000 | 3,189 |
| Net charge-offs | $118,000 | 3,015 |
| Cash dividends | $729,000 | 2,419 |
| Sale, conversion, retirement of capital stock, net | $-43,000 | 6,423 |
| Net operating income | $1,534,280 | 3,146 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,061,000 | 3,298 |
| Total interest expense | $580,000 | 3,164 |
| Net interest income | $4,481,000 | 3,276 |
| Provision for loan and lease losses | $159,000 | 2,331 |
| Total noninterest income | $588,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $221,000 | 3,261 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $367,000 | 3,328 |
| Total noninterest expense | $3,030,000 | 3,829 |
| Salaries and employee benefits | $1,732,000 | 3,688 |
| Premises and equipment expense | $256,000 | 4,476 |
| Additional noninterest expense | $1,042,000 | 3,733 |
| Pre-tax net operating income | $1,880,000 | 2,624 |
| Securities gains (losses) | $23,000 | 1,945 |
| Applicable income taxes | $693,000 | 1,655 |
| Income before extraordinary items | $1,210,000 | 3,128 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,210,000 | 3,128 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,210,000 | 3,129 |
| Net charge-offs | $125,000 | 2,476 |
| Cash dividends | $547,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $-43,000 | 6,522 |
| Net operating income | $1,195,280 | 3,111 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 3,344 |
| Total interest expense | $383,000 | 3,217 |
| Net interest income | $2,936,000 | 3,319 |
| Provision for loan and lease losses | $106,000 | 2,279 |
| Total noninterest income | $391,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $145,000 | 3,286 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $246,000 | 3,320 |
| Total noninterest expense | $2,019,000 | 3,860 |
| Salaries and employee benefits | $1,166,000 | 3,679 |
| Premises and equipment expense | $176,000 | 4,442 |
| Additional noninterest expense | $677,000 | 3,818 |
| Pre-tax net operating income | $1,202,000 | 2,647 |
| Securities gains (losses) | $23,000 | 1,584 |
| Applicable income taxes | $430,000 | 1,696 |
| Income before extraordinary items | $795,000 | 3,104 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $795,000 | 3,110 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $795,000 | 3,110 |
| Net charge-offs | $72,000 | 2,477 |
| Cash dividends | $365,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $-43,000 | 6,603 |
| Net operating income | $780,050 | 3,092 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 3,384 |
| Total interest expense | $189,000 | 3,298 |
| Net interest income | $1,447,000 | 3,368 |
| Provision for loan and lease losses | $43,000 | 2,427 |
| Total noninterest income | $198,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $70,000 | 3,334 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $128,000 | 3,205 |
| Total noninterest expense | $1,011,000 | 3,876 |
| Salaries and employee benefits | $602,000 | 3,630 |
| Premises and equipment expense | $91,000 | 4,427 |
| Additional noninterest expense | $318,000 | 3,978 |
| Pre-tax net operating income | $591,000 | 2,595 |
| Securities gains (losses) | $23,000 | 917 |
| Applicable income taxes | $218,000 | 1,636 |
| Income before extraordinary items | $396,000 | 3,020 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $396,000 | 3,023 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $396,000 | 3,023 |
| Net charge-offs | $-11,000 | 5,794 |
| Cash dividends | $183,000 | 1,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $381,280 | 3,058 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,801,000 | 3,328 |
| Total interest expense | $833,000 | 3,352 |
| Net interest income | $5,968,000 | 3,294 |
| Provision for loan and lease losses | $262,000 | 2,621 |
| Total noninterest income | $782,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $324,000 | 3,219 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $458,000 | 3,483 |
| Total noninterest expense | $3,874,000 | 3,999 |
| Salaries and employee benefits | $2,322,000 | 3,727 |
| Premises and equipment expense | $341,000 | 4,573 |
| Additional noninterest expense | $1,211,000 | 4,186 |
| Pre-tax net operating income | $2,614,000 | 2,393 |
| Securities gains (losses) | $-135,000 | 6,585 |
| Applicable income taxes | $846,000 | 1,631 |
| Income before extraordinary items | $1,633,000 | 3,002 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,633,000 | 3,004 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,633,000 | 3,005 |
| Net charge-offs | $192,000 | 3,063 |
| Cash dividends | $607,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,722,100 | 2,831 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 3,323 |
| Total interest expense | $635,000 | 3,398 |
| Net interest income | $4,519,000 | 3,280 |
| Provision for loan and lease losses | $199,000 | 2,609 |
| Total noninterest income | $577,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $241,000 | 3,253 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $336,000 | 3,581 |
| Total noninterest expense | $2,842,000 | 4,067 |
| Salaries and employee benefits | $1,697,000 | 3,796 |
| Premises and equipment expense | $270,000 | 4,492 |
| Additional noninterest expense | $875,000 | 4,269 |
| Pre-tax net operating income | $2,055,000 | 2,369 |
| Securities gains (losses) | $-135,000 | 6,749 |
| Applicable income taxes | $637,000 | 1,665 |
| Income before extraordinary items | $1,283,000 | 2,946 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,283,000 | 2,950 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,283,000 | 2,950 |
| Net charge-offs | $153,000 | 2,844 |
| Cash dividends | $423,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,373,450 | 2,754 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 3,352 |
| Total interest expense | $429,000 | 3,435 |
| Net interest income | $2,983,000 | 3,300 |
| Provision for loan and lease losses | $136,000 | 2,594 |
| Total noninterest income | $376,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $158,000 | 3,253 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $218,000 | 3,659 |
| Total noninterest expense | $1,828,000 | 4,176 |
| Salaries and employee benefits | $1,121,000 | 3,836 |
| Premises and equipment expense | $180,000 | 4,511 |
| Additional noninterest expense | $527,000 | 4,510 |
| Pre-tax net operating income | $1,395,000 | 2,327 |
| Securities gains (losses) | $-135,000 | 6,854 |
| Applicable income taxes | $407,000 | 1,725 |
| Income before extraordinary items | $853,000 | 2,939 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $853,000 | 2,942 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $853,000 | 2,942 |
| Net charge-offs | $117,000 | 2,602 |
| Cash dividends | $240,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $944,800 | 2,651 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 3,409 |
| Total interest expense | $218,000 | 3,490 |
| Net interest income | $1,472,000 | 3,340 |
| Provision for loan and lease losses | $53,000 | 2,763 |
| Total noninterest income | $187,000 | 3,783 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $79,000 | 3,256 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $108,000 | 3,643 |
| Total noninterest expense | $988,000 | 4,015 |
| Salaries and employee benefits | $545,000 | 3,951 |
| Premises and equipment expense | $94,000 | 4,446 |
| Additional noninterest expense | $349,000 | 3,849 |
| Pre-tax net operating income | $618,000 | 2,507 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $188,000 | 1,773 |
| Income before extraordinary items | $430,000 | 2,892 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $430,000 | 2,892 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $430,000 | 2,894 |
| Net charge-offs | $30,000 | 2,794 |
| Cash dividends | $120,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $430,000 | 2,803 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,715,000 | 3,538 |
| Total interest expense | $1,127,000 | 3,327 |
| Net interest income | $5,588,000 | 3,538 |
| Provision for loan and lease losses | $270,000 | 3,531 |
| Total noninterest income | $828,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $340,000 | 3,247 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $488,000 | 3,378 |
| Total noninterest expense | $3,797,000 | 4,180 |
| Salaries and employee benefits | $2,033,000 | 4,102 |
| Premises and equipment expense | $356,000 | 4,570 |
| Additional noninterest expense | $1,408,000 | 3,946 |
| Pre-tax net operating income | $2,349,000 | 2,523 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $727,000 | 1,798 |
| Income before extraordinary items | $1,622,000 | 2,971 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,622,000 | 2,971 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,622,000 | 2,972 |
| Net charge-offs | $193,000 | 3,798 |
| Cash dividends | $480,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,622,000 | 2,846 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,014,000 | 3,626 |
| Total interest expense | $875,000 | 3,365 |
| Net interest income | $4,139,000 | 3,633 |
| Provision for loan and lease losses | $206,000 | 3,484 |
| Total noninterest income | $612,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $248,000 | 3,343 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $364,000 | 3,399 |
| Total noninterest expense | $2,828,000 | 4,213 |
| Salaries and employee benefits | $1,502,000 | 4,142 |
| Premises and equipment expense | $261,000 | 4,696 |
| Additional noninterest expense | $1,065,000 | 3,941 |
| Pre-tax net operating income | $1,717,000 | 2,642 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $542,000 | 1,855 |
| Income before extraordinary items | $1,175,000 | 3,122 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,175,000 | 3,121 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,175,000 | 3,120 |
| Net charge-offs | $146,000 | 3,624 |
| Cash dividends | $360,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,175,000 | 2,973 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 3,673 |
| Total interest expense | $608,000 | 3,372 |
| Net interest income | $2,714,000 | 3,685 |
| Provision for loan and lease losses | $128,000 | 3,540 |
| Total noninterest income | $393,000 | 3,686 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $150,000 | 3,518 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 3,385 |
| Total noninterest expense | $1,849,000 | 4,280 |
| Salaries and employee benefits | $976,000 | 4,234 |
| Premises and equipment expense | $172,000 | 4,735 |
| Additional noninterest expense | $701,000 | 3,978 |
| Pre-tax net operating income | $1,130,000 | 2,623 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $342,000 | 1,906 |
| Income before extraordinary items | $788,000 | 3,074 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $788,000 | 3,074 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $788,000 | 3,074 |
| Net charge-offs | $37,000 | 4,257 |
| Cash dividends | $240,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $788,000 | 2,922 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 3,736 |
| Total interest expense | $329,000 | 3,303 |
| Net interest income | $1,321,000 | 3,771 |
| Provision for loan and lease losses | $64,000 | 3,407 |
| Total noninterest income | $193,000 | 3,724 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $69,000 | 3,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $124,000 | 3,373 |
| Total noninterest expense | $916,000 | 4,326 |
| Salaries and employee benefits | $487,000 | 4,274 |
| Premises and equipment expense | $90,000 | 4,629 |
| Additional noninterest expense | $339,000 | 4,058 |
| Pre-tax net operating income | $534,000 | 2,749 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $171,000 | 1,899 |
| Income before extraordinary items | $363,000 | 3,269 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $363,000 | 3,273 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $363,000 | 3,273 |
| Net charge-offs | $23,000 | 3,594 |
| Cash dividends | $120,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $363,000 | 3,103 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,662,000 | 3,803 |
| Total interest expense | $1,449,000 | 3,534 |
| Net interest income | $5,213,000 | 3,802 |
| Provision for loan and lease losses | $306,000 | 4,076 |
| Total noninterest income | $816,000 | 3,476 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $351,000 | 3,297 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $465,000 | 3,208 |
| Total noninterest expense | $3,615,000 | 4,404 |
| Salaries and employee benefits | $1,905,000 | 4,290 |
| Premises and equipment expense | $378,000 | 4,689 |
| Additional noninterest expense | $1,332,000 | 4,175 |
| Pre-tax net operating income | $2,108,000 | 2,402 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $674,000 | 1,721 |
| Income before extraordinary items | $1,434,000 | 2,862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,434,000 | 2,864 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,434,000 | 2,864 |
| Net charge-offs | $238,000 | 4,083 |
| Cash dividends | $480,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,434,000 | 2,767 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,978,000 | 3,844 |
| Total interest expense | $1,123,000 | 3,566 |
| Net interest income | $3,855,000 | 3,856 |
| Provision for loan and lease losses | $242,000 | 3,900 |
| Total noninterest income | $614,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $265,000 | 3,281 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $349,000 | 3,229 |
| Total noninterest expense | $2,722,000 | 4,396 |
| Salaries and employee benefits | $1,414,000 | 4,319 |
| Premises and equipment expense | $272,000 | 4,847 |
| Additional noninterest expense | $1,036,000 | 4,077 |
| Pre-tax net operating income | $1,505,000 | 2,569 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $443,000 | 1,842 |
| Income before extraordinary items | $1,062,000 | 2,944 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,062,000 | 2,947 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,062,000 | 2,947 |
| Net charge-offs | $65,000 | 4,794 |
| Cash dividends | $360,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,062,000 | 2,848 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,295,000 | 3,893 |
| Total interest expense | $786,000 | 3,553 |
| Net interest income | $2,509,000 | 3,926 |
| Provision for loan and lease losses | $128,000 | 4,102 |
| Total noninterest income | $401,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $169,000 | 3,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $232,000 | 3,261 |
| Total noninterest expense | $1,797,000 | 4,462 |
| Salaries and employee benefits | $923,000 | 4,413 |
| Premises and equipment expense | $202,000 | 4,636 |
| Additional noninterest expense | $672,000 | 4,218 |
| Pre-tax net operating income | $985,000 | 2,570 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $301,000 | 1,791 |
| Income before extraordinary items | $684,000 | 2,956 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $684,000 | 2,957 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $684,000 | 2,958 |
| Net charge-offs | $58,000 | 4,333 |
| Cash dividends | $240,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $684,000 | 2,885 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 3,955 |
| Total interest expense | $433,000 | 3,409 |
| Net interest income | $1,194,000 | 4,058 |
| Provision for loan and lease losses | $64,000 | 3,905 |
| Total noninterest income | $194,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $80,000 | 3,436 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $114,000 | 3,346 |
| Total noninterest expense | $860,000 | 4,596 |
| Salaries and employee benefits | $446,000 | 4,524 |
| Premises and equipment expense | $96,000 | 4,808 |
| Additional noninterest expense | $318,000 | 4,366 |
| Pre-tax net operating income | $464,000 | 2,696 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $135,000 | 1,882 |
| Income before extraordinary items | $329,000 | 3,040 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $329,000 | 3,039 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $329,000 | 3,040 |
| Net charge-offs | $29,000 | 3,798 |
| Cash dividends | $120,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $329,000 | 2,985 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,707,000 | 4,014 |
| Total interest expense | $1,792,000 | 3,840 |
| Net interest income | $4,915,000 | 4,005 |
| Provision for loan and lease losses | $357,000 | 4,611 |
| Total noninterest income | $820,000 | 3,601 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $389,000 | 3,125 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $431,000 | 3,395 |
| Total noninterest expense | $3,776,000 | 4,368 |
| Salaries and employee benefits | $1,957,000 | 4,299 |
| Premises and equipment expense | $367,000 | 4,958 |
| Additional noninterest expense | $1,452,000 | 4,091 |
| Pre-tax net operating income | $1,602,000 | 2,620 |
| Securities gains (losses) | $13,000 | 3,237 |
| Applicable income taxes | $417,000 | 2,055 |
| Income before extraordinary items | $1,198,000 | 2,919 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,198,000 | 2,915 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,198,000 | 2,919 |
| Net charge-offs | $114,000 | 5,311 |
| Cash dividends | $480,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,188,380 | 2,812 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,009,000 | 4,105 |
| Total interest expense | $1,361,000 | 3,957 |
| Net interest income | $3,648,000 | 4,090 |
| Provision for loan and lease losses | $293,000 | 4,361 |
| Total noninterest income | $598,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $288,000 | 3,221 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $310,000 | 3,505 |
| Total noninterest expense | $2,739,000 | 4,488 |
| Salaries and employee benefits | $1,427,000 | 4,416 |
| Premises and equipment expense | $282,000 | 4,975 |
| Additional noninterest expense | $1,030,000 | 4,225 |
| Pre-tax net operating income | $1,214,000 | 2,754 |
| Securities gains (losses) | $13,000 | 3,034 |
| Applicable income taxes | $288,000 | 2,189 |
| Income before extraordinary items | $939,000 | 3,003 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $939,000 | 3,000 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $939,000 | 3,003 |
| Net charge-offs | $82,000 | 5,101 |
| Cash dividends | $360,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $928,990 | 2,901 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 4,190 |
| Total interest expense | $940,000 | 3,962 |
| Net interest income | $2,350,000 | 4,190 |
| Provision for loan and lease losses | $153,000 | 4,566 |
| Total noninterest income | $383,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $185,000 | 3,307 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $198,000 | 3,518 |
| Total noninterest expense | $1,791,000 | 4,557 |
| Salaries and employee benefits | $879,000 | 4,655 |
| Premises and equipment expense | $187,000 | 5,032 |
| Additional noninterest expense | $725,000 | 4,047 |
| Pre-tax net operating income | $789,000 | 2,822 |
| Securities gains (losses) | $13,000 | 2,514 |
| Applicable income taxes | $199,000 | 2,130 |
| Income before extraordinary items | $603,000 | 3,056 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $603,000 | 3,051 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $603,000 | 3,054 |
| Net charge-offs | $75,000 | 4,534 |
| Cash dividends | $240,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $593,250 | 2,980 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 4,306 |
| Total interest expense | $487,000 | 4,008 |
| Net interest income | $1,126,000 | 4,324 |
| Provision for loan and lease losses | $64,000 | 4,529 |
| Total noninterest income | $181,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $91,000 | 3,330 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $90,000 | 3,709 |
| Total noninterest expense | $885,000 | 4,640 |
| Salaries and employee benefits | $431,000 | 4,780 |
| Premises and equipment expense | $93,000 | 5,121 |
| Additional noninterest expense | $361,000 | 4,062 |
| Pre-tax net operating income | $358,000 | 3,033 |
| Securities gains (losses) | $7,000 | 1,814 |
| Applicable income taxes | $93,000 | 2,188 |
| Income before extraordinary items | $272,000 | 3,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $272,000 | 3,321 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $272,000 | 3,323 |
| Net charge-offs | $58,000 | 3,603 |
| Cash dividends | $120,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $266,750 | 3,245 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,340,000 | 4,457 |
| Total interest expense | $2,124,000 | 4,285 |
| Net interest income | $4,216,000 | 4,417 |
| Provision for loan and lease losses | $344,000 | 5,090 |
| Total noninterest income | $745,000 | 3,919 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $382,000 | 3,420 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $363,000 | 3,691 |
| Total noninterest expense | $3,367,000 | 4,837 |
| Salaries and employee benefits | $1,577,000 | 5,051 |
| Premises and equipment expense | $403,000 | 4,980 |
| Additional noninterest expense | $1,387,000 | 4,301 |
| Pre-tax net operating income | $1,250,000 | 2,639 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $322,000 | 1,964 |
| Income before extraordinary items | $928,000 | 2,891 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $928,000 | 2,890 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $928,000 | 2,891 |
| Net charge-offs | $266,000 | 4,639 |
| Cash dividends | $417,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $928,000 | 2,827 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 4,557 |
| Total interest expense | $1,623,000 | 4,369 |
| Net interest income | $3,077,000 | 4,509 |
| Provision for loan and lease losses | $192,000 | 5,211 |
| Total noninterest income | $554,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $279,000 | 3,460 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $275,000 | 3,752 |
| Total noninterest expense | $2,496,000 | 4,892 |
| Salaries and employee benefits | $1,170,000 | 5,117 |
| Premises and equipment expense | $302,000 | 5,021 |
| Additional noninterest expense | $1,024,000 | 4,308 |
| Pre-tax net operating income | $943,000 | 2,834 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $227,000 | 2,192 |
| Income before extraordinary items | $716,000 | 3,076 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $716,000 | 3,074 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $716,000 | 3,077 |
| Net charge-offs | $146,000 | 4,646 |
| Cash dividends | $297,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $716,000 | 2,994 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 4,624 |
| Total interest expense | $1,090,000 | 4,484 |
| Net interest income | $2,006,000 | 4,575 |
| Provision for loan and lease losses | $129,000 | 4,969 |
| Total noninterest income | $357,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $176,000 | 3,563 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $181,000 | 3,802 |
| Total noninterest expense | $1,612,000 | 5,028 |
| Salaries and employee benefits | $759,000 | 5,268 |
| Premises and equipment expense | $206,000 | 4,998 |
| Additional noninterest expense | $647,000 | 4,511 |
| Pre-tax net operating income | $622,000 | 2,953 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $197,000 | 1,971 |
| Income before extraordinary items | $425,000 | 3,383 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $425,000 | 3,378 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $425,000 | 3,381 |
| Net charge-offs | $80,000 | 4,475 |
| Cash dividends | $177,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $425,000 | 3,268 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 4,695 |
| Total interest expense | $555,000 | 4,548 |
| Net interest income | $979,000 | 4,636 |
| Provision for loan and lease losses | $53,000 | 4,848 |
| Total noninterest income | $179,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $82,000 | 3,654 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $97,000 | 3,699 |
| Total noninterest expense | $781,000 | 5,034 |
| Salaries and employee benefits | $348,000 | 5,560 |
| Premises and equipment expense | $106,000 | 4,952 |
| Additional noninterest expense | $327,000 | 4,143 |
| Pre-tax net operating income | $324,000 | 3,214 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $121,000 | 1,987 |
| Income before extraordinary items | $203,000 | 3,831 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $203,000 | 3,832 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $203,000 | 3,832 |
| Net charge-offs | $24,000 | 4,197 |
| Cash dividends | $87,000 | 2,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $203,000 | 3,682 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,412,000 | 4,739 |
| Total interest expense | $2,480,000 | 4,765 |
| Net interest income | $3,932,000 | 4,626 |
| Provision for loan and lease losses | $123,000 | 5,784 |
| Total noninterest income | $780,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $379,000 | 3,563 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $401,000 | 3,584 |
| Total noninterest expense | $3,144,000 | 4,970 |
| Salaries and employee benefits | $1,629,000 | 5,077 |
| Premises and equipment expense | $383,000 | 5,205 |
| Additional noninterest expense | $1,132,000 | 4,469 |
| Pre-tax net operating income | $1,445,000 | 3,089 |
| Securities gains (losses) | $-440,000 | 7,507 |
| Applicable income taxes | $200,000 | 2,817 |
| Income before extraordinary items | $805,000 | 3,690 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $805,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 4,329 |
| Cash dividends | $378,000 | 3,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,157,000 | 3,141 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,810,000 | 4,808 |
| Total interest expense | $1,892,000 | 4,836 |
| Net interest income | $2,918,000 | 4,693 |
| Provision for loan and lease losses | $86,000 | 5,374 |
| Total noninterest income | $591,000 | 3,991 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $280,000 | 3,619 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $311,000 | 3,628 |
| Total noninterest expense | $2,352,000 | 4,961 |
| Salaries and employee benefits | $1,244,000 | 5,051 |
| Premises and equipment expense | $277,000 | 5,316 |
| Additional noninterest expense | $831,000 | 4,452 |
| Pre-tax net operating income | $1,071,000 | 3,551 |
| Securities gains (losses) | $-471,000 | 7,755 |
| Applicable income taxes | $264,000 | 2,603 |
| Income before extraordinary items | $336,000 | 5,060 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $336,000 | 5,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,778 |
| Cash dividends | $267,000 | 3,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $637,440 | 4,153 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,176,000 | 4,909 |
| Total interest expense | $1,278,000 | 4,932 |
| Net interest income | $1,898,000 | 4,787 |
| Provision for loan and lease losses | $48,000 | 5,233 |
| Total noninterest income | $368,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $180,000 | 3,694 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $188,000 | 3,881 |
| Total noninterest expense | $1,569,000 | 4,982 |
| Salaries and employee benefits | $836,000 | 5,080 |
| Premises and equipment expense | $190,000 | 5,284 |
| Additional noninterest expense | $543,000 | 4,484 |
| Pre-tax net operating income | $649,000 | 3,844 |
| Securities gains (losses) | $9,000 | 2,500 |
| Applicable income taxes | $162,000 | 2,923 |
| Income before extraordinary items | $496,000 | 4,040 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $496,000 | 4,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,388 |
| Cash dividends | $177,000 | 3,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $489,250 | 4,013 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 4,991 |
| Total interest expense | $633,000 | 5,138 |
| Net interest income | $951,000 | 4,790 |
| Provision for loan and lease losses | $23,000 | 4,788 |
| Total noninterest income | $187,000 | 4,129 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $86,000 | 3,747 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $101,000 | 3,742 |
| Total noninterest expense | $791,000 | 4,963 |
| Salaries and employee benefits | $429,000 | 5,029 |
| Premises and equipment expense | $101,000 | 5,131 |
| Additional noninterest expense | $261,000 | 4,550 |
| Pre-tax net operating income | $324,000 | 3,971 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $115,000 | 2,638 |
| Income before extraordinary items | $217,000 | 4,496 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $217,000 | 4,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,651 |
| Cash dividends | $87,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $211,800 | 4,452 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,351,000 | 5,024 |
| Total interest expense | $2,261,000 | 5,543 |
| Net interest income | $4,090,000 | 4,561 |
| Provision for loan and lease losses | $1,409,000 | 1,103 |
| Total noninterest income | $659,000 | 4,435 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $340,000 | 3,840 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $319,000 | 4,126 |
| Total noninterest expense | $3,107,000 | 4,902 |
| Salaries and employee benefits | $1,714,000 | 4,911 |
| Premises and equipment expense | $378,000 | 5,201 |
| Additional noninterest expense | $1,015,000 | 4,617 |
| Pre-tax net operating income | $233,000 | 6,784 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-88,000 | 8,006 |
| Income before extraordinary items | $321,000 | 6,345 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $321,000 | 6,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,479,000 | 762 |
| Cash dividends | $378,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $321,000 | 6,333 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,742,000 | 5,066 |
| Total interest expense | $1,670,000 | 5,590 |
| Net interest income | $3,072,000 | 4,574 |
| Provision for loan and lease losses | $1,336,000 | 703 |
| Total noninterest income | $435,000 | 4,716 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $245,000 | 3,900 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $190,000 | 4,582 |
| Total noninterest expense | $2,288,000 | 4,924 |
| Salaries and employee benefits | $1,288,000 | 4,875 |
| Premises and equipment expense | $279,000 | 5,223 |
| Additional noninterest expense | $721,000 | 4,710 |
| Pre-tax net operating income | $-117,000 | 7,826 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-218,000 | 8,331 |
| Income before extraordinary items | $101,000 | 7,266 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $101,000 | 7,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,439,000 | 510 |
| Cash dividends | $267,000 | 3,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $101,000 | 7,252 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,138,000 | 5,104 |
| Total interest expense | $1,095,000 | 5,646 |
| Net interest income | $2,043,000 | 4,611 |
| Provision for loan and lease losses | $64,000 | 3,935 |
| Total noninterest income | $276,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $153,000 | 4,045 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $123,000 | 4,702 |
| Total noninterest expense | $1,545,000 | 4,923 |
| Salaries and employee benefits | $861,000 | 4,891 |
| Premises and equipment expense | $193,000 | 5,138 |
| Additional noninterest expense | $491,000 | 4,638 |
| Pre-tax net operating income | $710,000 | 4,283 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $196,000 | 3,305 |
| Income before extraordinary items | $514,000 | 4,488 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $514,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,081 |
| Cash dividends | $177,000 | 3,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $514,000 | 4,487 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 5,120 |
| Total interest expense | $539,000 | 5,674 |
| Net interest income | $1,018,000 | 4,643 |
| Provision for loan and lease losses | $29,000 | 4,032 |
| Total noninterest income | $131,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $67,000 | 4,285 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $64,000 | 4,621 |
| Total noninterest expense | $762,000 | 4,955 |
| Salaries and employee benefits | $423,000 | 4,983 |
| Premises and equipment expense | $100,000 | 5,048 |
| Additional noninterest expense | $239,000 | 4,694 |
| Pre-tax net operating income | $358,000 | 4,257 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $109,000 | 3,157 |
| Income before extraordinary items | $249,000 | 4,569 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $249,000 | 4,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 1,813 |
| Cash dividends | $87,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $249,000 | 4,555 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,106,000 | 4,953 |
| Total interest expense | $1,817,000 | 5,666 |
| Net interest income | $4,289,000 | 4,469 |
| Provision for loan and lease losses | $205,000 | 3,480 |
| Total noninterest income | $586,000 | 4,791 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $335,000 | 3,903 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $251,000 | 4,637 |
| Total noninterest expense | $3,111,000 | 4,758 |
| Salaries and employee benefits | $1,704,000 | 4,796 |
| Premises and equipment expense | $362,000 | 5,232 |
| Additional noninterest expense | $1,045,000 | 4,366 |
| Pre-tax net operating income | $1,559,000 | 4,210 |
| Securities gains (losses) | $7,000 | 1,177 |
| Applicable income taxes | $480,000 | 3,213 |
| Income before extraordinary items | $1,086,000 | 4,524 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,086,000 | 4,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,052 |
| Cash dividends | $378,000 | 4,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,081,170 | 4,519 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 4,986 |
| Total interest expense | $1,291,000 | 5,726 |
| Net interest income | $3,219,000 | 4,498 |
| Provision for loan and lease losses | $149,000 | 3,438 |
| Total noninterest income | $446,000 | 4,775 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $254,000 | 3,916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 4,614 |
| Total noninterest expense | $2,314,000 | 4,778 |
| Salaries and employee benefits | $1,287,000 | 4,737 |
| Premises and equipment expense | $258,000 | 5,373 |
| Additional noninterest expense | $769,000 | 4,397 |
| Pre-tax net operating income | $1,202,000 | 4,294 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $358,000 | 3,337 |
| Income before extraordinary items | $844,000 | 4,577 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $844,000 | 4,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,678 |
| Cash dividends | $258,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $844,000 | 4,565 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 5,023 |
| Total interest expense | $806,000 | 5,788 |
| Net interest income | $2,132,000 | 4,525 |
| Provision for loan and lease losses | $94,000 | 3,423 |
| Total noninterest income | $289,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $165,000 | 3,947 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $124,000 | 4,681 |
| Total noninterest expense | $1,540,000 | 4,792 |
| Salaries and employee benefits | $851,000 | 4,803 |
| Premises and equipment expense | $168,000 | 5,459 |
| Additional noninterest expense | $521,000 | 4,341 |
| Pre-tax net operating income | $787,000 | 4,361 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $244,000 | 3,342 |
| Income before extraordinary items | $543,000 | 4,682 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $543,000 | 4,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,463 |
| Cash dividends | $168,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $543,000 | 4,676 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 5,040 |
| Total interest expense | $386,000 | 5,791 |
| Net interest income | $1,048,000 | 4,576 |
| Provision for loan and lease losses | $38,000 | 3,609 |
| Total noninterest income | $141,000 | 4,826 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $75,000 | 4,076 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,533 |
| Total noninterest expense | $768,000 | 4,821 |
| Salaries and employee benefits | $422,000 | 4,846 |
| Premises and equipment expense | $86,000 | 5,415 |
| Additional noninterest expense | $260,000 | 4,346 |
| Pre-tax net operating income | $383,000 | 4,371 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $127,000 | 3,258 |
| Income before extraordinary items | $256,000 | 4,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $84,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $256,000 | 4,783 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,619,000 | 4,789 |
| Total interest expense | $1,372,000 | 5,473 |
| Net interest income | $4,247,000 | 4,443 |
| Provision for loan and lease losses | $227,000 | 3,365 |
| Total noninterest income | $549,000 | 5,023 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $335,000 | 3,939 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $214,000 | 5,039 |
| Total noninterest expense | $3,080,000 | 4,683 |
| Salaries and employee benefits | $1,633,000 | 4,788 |
| Premises and equipment expense | $350,000 | 5,289 |
| Additional noninterest expense | $1,097,000 | 4,118 |
| Pre-tax net operating income | $1,489,000 | 4,402 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $420,000 | 3,632 |
| Income before extraordinary items | $1,074,000 | 4,648 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,074,000 | 4,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,500 |
| Cash dividends | $354,000 | 4,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,070,400 | 4,612 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,181,000 | 4,780 |
| Total interest expense | $1,002,000 | 5,423 |
| Net interest income | $3,179,000 | 4,462 |
| Provision for loan and lease losses | $167,000 | 3,326 |
| Total noninterest income | $385,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $252,000 | 3,942 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $133,000 | 5,420 |
| Total noninterest expense | $2,240,000 | 4,744 |
| Salaries and employee benefits | $1,203,000 | 4,822 |
| Premises and equipment expense | $249,000 | 5,446 |
| Additional noninterest expense | $788,000 | 4,226 |
| Pre-tax net operating income | $1,157,000 | 4,399 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $319,000 | 3,708 |
| Income before extraordinary items | $843,000 | 4,617 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $843,000 | 4,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,622 |
| Cash dividends | $258,000 | 3,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $839,350 | 4,592 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,740,000 | 4,791 |
| Total interest expense | $651,000 | 5,351 |
| Net interest income | $2,089,000 | 4,485 |
| Provision for loan and lease losses | $107,000 | 3,266 |
| Total noninterest income | $256,000 | 5,162 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $160,000 | 3,998 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $96,000 | 5,271 |
| Total noninterest expense | $1,489,000 | 4,745 |
| Salaries and employee benefits | $795,000 | 4,828 |
| Premises and equipment expense | $163,000 | 5,467 |
| Additional noninterest expense | $531,000 | 4,167 |
| Pre-tax net operating income | $749,000 | 4,443 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $210,000 | 3,706 |
| Income before extraordinary items | $544,000 | 4,682 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $544,000 | 4,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,897 |
| Cash dividends | $168,000 | 3,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $540,400 | 4,642 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 4,834 |
| Total interest expense | $320,000 | 5,312 |
| Net interest income | $1,017,000 | 4,569 |
| Provision for loan and lease losses | $47,000 | 3,284 |
| Total noninterest income | $124,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $73,000 | 4,143 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $51,000 | 5,145 |
| Total noninterest expense | $720,000 | 4,894 |
| Salaries and employee benefits | $388,000 | 4,943 |
| Premises and equipment expense | $80,000 | 5,566 |
| Additional noninterest expense | $252,000 | 4,340 |
| Pre-tax net operating income | $374,000 | 4,449 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $107,000 | 3,663 |
| Income before extraordinary items | $271,000 | 4,655 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $271,000 | 4,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $84,000 | 3,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $268,120 | 4,640 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,203,000 | 4,714 |
| Total interest expense | $1,178,000 | 5,170 |
| Net interest income | $4,025,000 | 4,467 |
| Provision for loan and lease losses | $397,000 | 2,390 |
| Total noninterest income | $549,000 | 5,040 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $331,000 | 4,081 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $218,000 | 4,927 |
| Total noninterest expense | $2,911,000 | 4,760 |
| Salaries and employee benefits | $1,514,000 | 4,913 |
| Premises and equipment expense | $332,000 | 5,390 |
| Additional noninterest expense | $1,065,000 | 4,129 |
| Pre-tax net operating income | $1,266,000 | 4,658 |
| Securities gains (losses) | $74,000 | 1,456 |
| Applicable income taxes | $386,000 | 3,775 |
| Income before extraordinary items | $954,000 | 4,817 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $954,000 | 4,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,803 |
| Cash dividends | $339,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $901,460 | 4,893 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 4,735 |
| Total interest expense | $858,000 | 5,224 |
| Net interest income | $2,995,000 | 4,483 |
| Provision for loan and lease losses | $218,000 | 2,853 |
| Total noninterest income | $401,000 | 5,122 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $249,000 | 4,114 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $152,000 | 5,098 |
| Total noninterest expense | $2,151,000 | 4,764 |
| Salaries and employee benefits | $1,130,000 | 4,883 |
| Premises and equipment expense | $238,000 | 5,500 |
| Additional noninterest expense | $783,000 | 4,150 |
| Pre-tax net operating income | $1,027,000 | 4,543 |
| Securities gains (losses) | $74,000 | 1,385 |
| Applicable income taxes | $326,000 | 3,648 |
| Income before extraordinary items | $775,000 | 4,708 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $775,000 | 4,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,390 |
| Cash dividends | $246,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $723,200 | 4,791 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 4,798 |
| Total interest expense | $565,000 | 5,288 |
| Net interest income | $1,969,000 | 4,521 |
| Provision for loan and lease losses | $102,000 | 3,423 |
| Total noninterest income | $252,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $159,000 | 4,191 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 5,304 |
| Total noninterest expense | $1,420,000 | 4,824 |
| Salaries and employee benefits | $750,000 | 4,928 |
| Premises and equipment expense | $160,000 | 5,480 |
| Additional noninterest expense | $510,000 | 4,250 |
| Pre-tax net operating income | $699,000 | 4,454 |
| Securities gains (losses) | $71,000 | 1,244 |
| Applicable income taxes | $229,000 | 3,536 |
| Income before extraordinary items | $541,000 | 4,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $541,000 | 4,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,778 |
| Cash dividends | $162,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $491,300 | 4,691 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 4,821 |
| Total interest expense | $281,000 | 5,372 |
| Net interest income | $986,000 | 4,528 |
| Provision for loan and lease losses | $51,000 | 3,263 |
| Total noninterest income | $101,000 | 5,747 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $62,000 | 4,721 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $699,000 | 4,929 |
| Salaries and employee benefits | $371,000 | 4,973 |
| Premises and equipment expense | $81,000 | 5,477 |
| Additional noninterest expense | $247,000 | 4,367 |
| Pre-tax net operating income | $337,000 | 4,535 |
| Securities gains (losses) | $70,000 | 1,007 |
| Applicable income taxes | $129,000 | 3,364 |
| Income before extraordinary items | $278,000 | 4,477 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $278,000 | 4,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,329 |
| Cash dividends | $82,000 | 3,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $230,400 | 4,849 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,254,000 | 4,723 |
| Total interest expense | $1,514,000 | 4,841 |
| Net interest income | $3,740,000 | 4,587 |
| Provision for loan and lease losses | $244,000 | 3,591 |
| Total noninterest income | $465,000 | 5,611 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $239,000 | 4,852 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $226,000 | 5,041 |
| Total noninterest expense | $2,741,000 | 4,902 |
| Salaries and employee benefits | $1,398,000 | 5,097 |
| Premises and equipment expense | $308,000 | 5,597 |
| Additional noninterest expense | $1,035,000 | 4,163 |
| Pre-tax net operating income | $1,220,000 | 4,651 |
| Securities gains (losses) | $54,000 | 2,448 |
| Applicable income taxes | $359,000 | 3,991 |
| Income before extraordinary items | $915,000 | 4,890 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $915,000 | 4,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,987 |
| Cash dividends | $330,000 | 4,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $876,120 | 4,844 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 4,758 |
| Total interest expense | $1,222,000 | 4,758 |
| Net interest income | $2,744,000 | 4,669 |
| Provision for loan and lease losses | $193,000 | 3,409 |
| Total noninterest income | $370,000 | 5,500 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $175,000 | 4,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $195,000 | 4,845 |
| Total noninterest expense | $2,009,000 | 4,967 |
| Salaries and employee benefits | $1,022,000 | 5,177 |
| Premises and equipment expense | $230,000 | 5,580 |
| Additional noninterest expense | $757,000 | 4,234 |
| Pre-tax net operating income | $912,000 | 4,796 |
| Securities gains (losses) | $53,000 | 2,264 |
| Applicable income taxes | $257,000 | 4,224 |
| Income before extraordinary items | $708,000 | 4,973 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $708,000 | 4,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,457 |
| Cash dividends | $218,000 | 3,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $669,310 | 4,924 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 4,781 |
| Total interest expense | $871,000 | 4,673 |
| Net interest income | $1,784,000 | 4,743 |
| Provision for loan and lease losses | $132,000 | 3,313 |
| Total noninterest income | $239,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $107,000 | 5,112 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $132,000 | 4,817 |
| Total noninterest expense | $1,321,000 | 4,998 |
| Salaries and employee benefits | $685,000 | 5,162 |
| Premises and equipment expense | $150,000 | 5,648 |
| Additional noninterest expense | $486,000 | 4,338 |
| Pre-tax net operating income | $570,000 | 4,975 |
| Securities gains (losses) | $50,000 | 2,013 |
| Applicable income taxes | $166,000 | 4,313 |
| Income before extraordinary items | $454,000 | 5,064 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $454,000 | 5,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,326 |
| Cash dividends | $143,000 | 3,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $417,500 | 5,090 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 4,738 |
| Total interest expense | $466,000 | 4,562 |
| Net interest income | $888,000 | 4,746 |
| Provision for loan and lease losses | $66,000 | 3,125 |
| Total noninterest income | $104,000 | 5,817 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 5,056 |
| Total noninterest expense | $683,000 | 4,881 |
| Salaries and employee benefits | $342,000 | 5,174 |
| Premises and equipment expense | $93,000 | 4,937 |
| Additional noninterest expense | $248,000 | 4,243 |
| Pre-tax net operating income | $243,000 | 5,360 |
| Securities gains (losses) | $33,000 | 1,627 |
| Applicable income taxes | $62,000 | 4,775 |
| Income before extraordinary items | $214,000 | 5,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,880 |
| Cash dividends | $69,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $188,260 | 5,276 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 4,653 |
| Total interest expense | $2,241,000 | 4,461 |
| Net interest income | $3,589,000 | 4,689 |
| Provision for loan and lease losses | $301,000 | 3,404 |
| Total noninterest income | $416,000 | 5,684 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $228,000 | 4,922 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $188,000 | 5,152 |
| Total noninterest expense | $2,672,000 | 4,858 |
| Salaries and employee benefits | $1,352,000 | 5,065 |
| Premises and equipment expense | $300,000 | 5,581 |
| Additional noninterest expense | $1,020,000 | 4,116 |
| Pre-tax net operating income | $1,032,000 | 5,124 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $257,000 | 4,714 |
| Income before extraordinary items | $775,000 | 5,289 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $775,000 | 5,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 2,206 |
| Cash dividends | $273,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $775,000 | 5,154 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,362,000 | 4,750 |
| Total interest expense | $2,965,000 | 4,776 |
| Net interest income | $3,397,000 | 4,657 |
| Provision for loan and lease losses | $237,000 | 3,789 |
| Total noninterest income | $306,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $227,000 | 4,861 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $79,000 | 6,906 |
| Total noninterest expense | $2,576,000 | 4,861 |
| Salaries and employee benefits | $1,287,000 | 5,069 |
| Premises and equipment expense | $286,000 | 5,678 |
| Additional noninterest expense | $1,003,000 | 4,058 |
| Pre-tax net operating income | $890,000 | 5,220 |
| Securities gains (losses) | $24,000 | 3,012 |
| Applicable income taxes | $253,000 | 4,589 |
| Income before extraordinary items | $661,000 | 5,363 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $661,000 | 5,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,584 |
| Cash dividends | $273,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $643,720 | 5,313 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,950,000 | 5,111 |
| Total interest expense | $2,422,000 | 5,674 |
| Net interest income | $3,528,000 | 4,583 |
| Provision for loan and lease losses | $220,000 | 3,525 |
| Total noninterest income | $311,000 | 6,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 4,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,478 |
| Total noninterest expense | $2,479,000 | 4,882 |
| Salaries and employee benefits | $1,168,000 | 5,334 |
| Premises and equipment expense | $256,000 | 5,964 |
| Additional noninterest expense | $1,055,000 | 3,827 |
| Pre-tax net operating income | $1,140,000 | 4,876 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $345,000 | 4,299 |
| Income before extraordinary items | $799,000 | 5,055 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $799,000 | 5,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,618 |
| Cash dividends | $255,000 | 4,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $796,200 | 5,056 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,483,000 | 5,248 |
| Total interest expense | $2,175,000 | 5,689 |
| Net interest income | $3,308,000 | 4,823 |
| Provision for loan and lease losses | $206,000 | 3,486 |
| Total noninterest income | $315,000 | 6,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,493 |
| Total noninterest expense | $2,287,000 | 5,182 |
| Salaries and employee benefits | $1,101,000 | 5,493 |
| Premises and equipment expense | $254,000 | 5,977 |
| Additional noninterest expense | $932,000 | 4,249 |
| Pre-tax net operating income | $1,130,000 | 4,952 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $322,000 | 4,653 |
| Income before extraordinary items | $808,000 | 5,067 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $808,000 | 5,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,617 |
| Cash dividends | $240,000 | 4,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $808,000 | 5,026 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,506,000 | 5,291 |
| Total interest expense | $2,411,000 | 5,503 |
| Net interest income | $3,095,000 | 5,024 |
| Provision for loan and lease losses | $144,000 | 4,268 |
| Total noninterest income | $311,000 | 6,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 4,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,682 |
| Total noninterest expense | $2,163,000 | 5,286 |
| Salaries and employee benefits | $1,078,000 | 5,483 |
| Premises and equipment expense | $247,000 | 6,000 |
| Additional noninterest expense | $838,000 | 4,531 |
| Pre-tax net operating income | $1,099,000 | 5,144 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $342,000 | 4,825 |
| Income before extraordinary items | $764,000 | 5,346 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $764,000 | 5,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,769 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $759,170 | 5,257 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,093,000 | 5,719 |
| Total interest expense | $2,101,000 | 6,080 |
| Net interest income | $2,992,000 | 5,312 |
| Provision for loan and lease losses | $174,000 | 3,820 |
| Total noninterest income | $321,000 | 6,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 5,994 |
| Total noninterest expense | $2,098,000 | 5,463 |
| Salaries and employee benefits | $1,062,000 | 5,626 |
| Premises and equipment expense | $228,000 | 6,375 |
| Additional noninterest expense | $808,000 | 4,687 |
| Pre-tax net operating income | $1,041,000 | 5,714 |
| Securities gains (losses) | $-19,000 | 10,340 |
| Applicable income taxes | $287,000 | 5,846 |
| Income before extraordinary items | $735,000 | 5,744 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $735,000 | 5,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,496 |
| Cash dividends | $210,000 | 5,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $748,680 | 5,639 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,979,000 | 5,949 |
| Total interest expense | $2,100,000 | 6,228 |
| Net interest income | $2,879,000 | 5,610 |
| Provision for loan and lease losses | $190,000 | 3,537 |
| Total noninterest income | $282,000 | 7,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,410 |
| Total noninterest expense | $1,960,000 | 6,017 |
| Salaries and employee benefits | $997,000 | 5,999 |
| Premises and equipment expense | $225,000 | 6,609 |
| Additional noninterest expense | $738,000 | 5,526 |
| Pre-tax net operating income | $1,011,000 | 5,698 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $308,000 | 5,745 |
| Income before extraordinary items | $705,000 | 5,743 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $705,000 | 5,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,918 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $703,600 | 5,695 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,853,000 | 6,122 |
| Total interest expense | $2,123,000 | 6,222 |
| Net interest income | $2,730,000 | 5,920 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $260,000 | 7,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,917 |
| Total noninterest expense | $1,928,000 | 6,158 |
| Salaries and employee benefits | $939,000 | 6,355 |
| Premises and equipment expense | $188,000 | 7,429 |
| Additional noninterest expense | $801,000 | 5,254 |
| Pre-tax net operating income | $992,000 | 6,031 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $327,000 | 5,700 |
| Income before extraordinary items | $667,000 | 6,193 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $667,000 | 6,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,105 |
| Cash dividends | $180,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $665,660 | 6,183 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,192,000 | 6,477 |
| Total interest expense | $1,453,000 | 7,037 |
| Net interest income | $2,739,000 | 6,028 |
| Provision for loan and lease losses | $135,000 | 3,817 |
| Total noninterest income | $238,000 | 8,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $1,909,000 | 6,433 |
| Salaries and employee benefits | $909,000 | 6,571 |
| Premises and equipment expense | $228,000 | 6,906 |
| Additional noninterest expense | $772,000 | 5,871 |
| Pre-tax net operating income | $933,000 | 6,247 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $262,000 | 6,368 |
| Income before extraordinary items | $672,000 | 6,080 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $672,000 | 6,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $180,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $671,280 | 6,162 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 6,841 |
| Total interest expense | $1,516,000 | 7,156 |
| Net interest income | $2,520,000 | 6,511 |
| Provision for loan and lease losses | $170,000 | 4,340 |
| Total noninterest income | $268,000 | 8,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,550 |
| Total noninterest expense | $1,761,000 | 7,004 |
| Salaries and employee benefits | $859,000 | 6,967 |
| Premises and equipment expense | $233,000 | 7,032 |
| Additional noninterest expense | $669,000 | 6,801 |
| Pre-tax net operating income | $857,000 | 6,536 |
| Securities gains (losses) | $-51,000 | 13,093 |
| Applicable income taxes | $215,000 | 7,343 |
| Income before extraordinary items | $591,000 | 6,858 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $591,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,932 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $628,230 | 6,332 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,102,000 | 7,381 |
| Total interest expense | $1,805,000 | 7,595 |
| Net interest income | $2,297,000 | 7,014 |
| Provision for loan and lease losses | $115,000 | 6,913 |
| Total noninterest income | $248,000 | 8,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,558 |
| Total noninterest expense | $1,680,000 | 7,313 |
| Salaries and employee benefits | $790,000 | 7,318 |
| Premises and equipment expense | $269,000 | 6,453 |
| Additional noninterest expense | $621,000 | 7,328 |
| Pre-tax net operating income | $750,000 | 6,828 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $234,000 | 6,932 |
| Income before extraordinary items | $519,000 | 7,170 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $519,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 6,447 |
| Cash dividends | $78,000 | 7,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $516,930 | 6,815 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.