Home > Willamette Valley Bank > Income and Expense

Willamette Valley Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$20,102,000	1,881
Total interest expense	$4,180,000	2,227
Net interest income	$15,922,000	1,727
Provision for loan and lease losses	$494,000	1,291
Total noninterest income	$16,674,000	528
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$88,000	3,458
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,586,000	381
Total noninterest expense	$27,090,000	965
Salaries and employee benefits	$18,095,000	835
Premises and equipment expense	$3,901,000	692
Additional noninterest expense	$16,586,000	381
Pre-tax net operating income	$5,012,000	1,914
Securities gains (losses)	$0	988
Applicable income taxes	$1,219,000	1,308
Income before extraordinary items	$3,793,000	2,054
Extraordinary gains, net	$0	54
Net income	$3,793,000	2,079
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,793,000	2,057
Net charge-offs	$0	2,884
Cash dividends	$3,857,000	986
Sale, conversion, retirement of capital stock, net	$276,000	330
Net operating income	$3,793,000	2,081
2023-09-30 (YTD Data)		Rank
Total interest income	$14,677,000	1,886
Total interest expense	$2,777,000	2,248
Net interest income	$11,900,000	1,729
Provision for loan and lease losses	$299,000	1,367
Total noninterest income	$13,542,000	494
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$67,000	3,466
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,475,000	362
Total noninterest expense	$20,878,000	946
Salaries and employee benefits	$14,401,000	801
Premises and equipment expense	$2,875,000	704
Additional noninterest expense	$13,475,000	362
Pre-tax net operating income	$4,265,000	1,834
Securities gains (losses)	$0	849
Applicable income taxes	$1,044,000	1,254
Income before extraordinary items	$3,221,000	1,971
Extraordinary gains, net	$0	52
Net income	$3,221,000	1,990
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,221,000	1,971
Net charge-offs	$0	2,641
Cash dividends	$3,215,000	840
Sale, conversion, retirement of capital stock, net	$351,000	264
Net operating income	$3,221,000	1,994
2023-06-30 (YTD Data)		Rank
Total interest income	$9,585,000	1,895
Total interest expense	$1,476,000	2,370
Net interest income	$8,109,000	1,723
Provision for loan and lease losses	$112,000	1,758
Total noninterest income	$9,691,000	458
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$44,000	3,472
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,647,000	333
Total noninterest expense	$14,286,000	915
Salaries and employee benefits	$9,830,000	777
Premises and equipment expense	$1,921,000	695
Additional noninterest expense	$9,647,000	333
Pre-tax net operating income	$3,402,000	1,622
Securities gains (losses)	$0	938
Applicable income taxes	$849,000	1,110
Income before extraordinary items	$2,553,000	1,755
Extraordinary gains, net	$0	51
Net income	$2,553,000	1,776
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,553,000	1,755
Net charge-offs	$0	2,431
Cash dividends	$2,572,000	721
Sale, conversion, retirement of capital stock, net	$308,000	217
Net operating income	$2,553,000	1,767
2023-03-31 (YTD Data)		Rank
Total interest income	$4,794,000	1,865
Total interest expense	$499,000	2,642
Net interest income	$4,295,000	1,672
Provision for loan and lease losses	$0	2,612
Total noninterest income	$4,363,000	495
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$18,000	3,640
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,345,000	361
Total noninterest expense	$6,828,000	954
Salaries and employee benefits	$4,565,000	841
Premises and equipment expense	$962,000	719
Additional noninterest expense	$4,345,000	361
Pre-tax net operating income	$1,830,000	1,567
Securities gains (losses)	$0	950
Applicable income taxes	$461,000	1,091
Income before extraordinary items	$1,369,000	1,697
Extraordinary gains, net	$0	4
Net income	$1,369,000	1,696
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,369,000	1,697
Net charge-offs	$0	2,062
Cash dividends	$1,286,000	679
Sale, conversion, retirement of capital stock, net	$198,000	182
Net operating income	$1,369,000	1,717
2022-12-31 (YTD Data)		Rank
Total interest income	$16,396,000	1,833
Total interest expense	$880,000	2,588
Net interest income	$15,516,000	1,745
Provision for loan and lease losses	$0	3,012
Total noninterest income	$31,407,000	344
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$84,000	3,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,323,000	251
Total noninterest expense	$37,747,000	707
Salaries and employee benefits	$26,946,000	571
Premises and equipment expense	$4,210,000	645
Additional noninterest expense	$31,323,000	251
Pre-tax net operating income	$9,176,000	1,357
Securities gains (losses)	$0	691
Applicable income taxes	$2,206,000	999
Income before extraordinary items	$6,970,000	1,460
Extraordinary gains, net	$0	5
Net income	$6,970,000	1,459
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,970,000	1,460
Net charge-offs	$-56,000	4,127
Cash dividends	$10,005,000	467
Sale, conversion, retirement of capital stock, net	$1,673,000	192
Net operating income	$6,970,000	1,482
2022-09-30 (YTD Data)		Rank
Total interest income	$11,647,000	1,848
Total interest expense	$650,000	2,298
Net interest income	$10,997,000	1,801
Provision for loan and lease losses	$0	2,835
Total noninterest income	$27,454,000	326
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$62,000	3,634
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,392,000	231
Total noninterest expense	$30,982,000	639
Salaries and employee benefits	$22,333,000	505
Premises and equipment expense	$3,144,000	643
Additional noninterest expense	$27,392,000	231
Pre-tax net operating income	$7,469,000	1,268
Securities gains (losses)	$0	740
Applicable income taxes	$1,798,000	953
Income before extraordinary items	$5,671,000	1,345
Extraordinary gains, net	$0	4
Net income	$5,671,000	1,344
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,671,000	1,345
Net charge-offs	$-7,000	3,496
Cash dividends	$8,729,000	406
Sale, conversion, retirement of capital stock, net	$1,588,000	158
Net operating income	$5,671,000	1,375
2022-06-30 (YTD Data)		Rank
Total interest income	$7,253,000	1,884
Total interest expense	$438,000	2,130
Net interest income	$6,815,000	1,852
Provision for loan and lease losses	$0	2,599
Total noninterest income	$20,829,000	293
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$36,000	3,772
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,793,000	217
Total noninterest expense	$22,136,000	596
Salaries and employee benefits	$16,403,000	458
Premises and equipment expense	$2,083,000	638
Additional noninterest expense	$3,650,000	1,003
Pre-tax net operating income	$5,508,000	1,124
Securities gains (losses)	$0	687
Applicable income taxes	$1,277,000	867
Income before extraordinary items	$4,231,000	1,185
Extraordinary gains, net	$0	4
Net income	$4,231,000	1,184
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,231,000	1,185
Net charge-offs	$-5,000	3,441
Cash dividends	$7,452,000	337
Sale, conversion, retirement of capital stock, net	$1,463,000	121
Net operating income	$4,231,000	1,209
2022-03-31 (YTD Data)		Rank
Total interest income	$3,432,000	1,914
Total interest expense	$226,000	2,046
Net interest income	$3,206,000	1,896
Provision for loan and lease losses	$0	2,285
Total noninterest income	$11,812,000	274
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$16,000	3,855
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,796,000	202
Total noninterest expense	$11,526,000	572
Salaries and employee benefits	$8,796,000	433
Premises and equipment expense	$1,001,000	667
Additional noninterest expense	$1,729,000	1,037
Pre-tax net operating income	$3,492,000	907
Securities gains (losses)	$0	623
Applicable income taxes	$854,000	713
Income before extraordinary items	$2,638,000	975
Extraordinary gains, net	$0	4
Net income	$2,638,000	974
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,638,000	975
Net charge-offs	$-3,000	3,434
Cash dividends	$6,174,000	225
Sale, conversion, retirement of capital stock, net	$1,342,000	67
Net operating income	$2,638,000	988
2021-12-31 (YTD Data)		Rank
Total interest income	$14,009,000	1,967
Total interest expense	$1,096,000	2,082
Net interest income	$12,913,000	1,937
Provision for loan and lease losses	$113,000	2,130
Total noninterest income	$77,479,000	208
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$48,000	4,040
Trading account gains and fees	NA	NA
Additional Noninterest Income	$77,431,000	172
Total noninterest expense	$60,252,000	442
Salaries and employee benefits	$48,694,000	328
Premises and equipment expense	$3,871,000	684
Additional noninterest expense	$7,687,000	962
Pre-tax net operating income	$30,027,000	549
Securities gains (losses)	$0	2,062
Applicable income taxes	$7,289,000	485
Income before extraordinary items	$22,738,000	584
Extraordinary gains, net	$0	10
Net income	$22,738,000	584
Minority interest net income	$0	74
Net income of bank and minority interests.	$22,738,000	585
Net charge-offs	$-10,000	3,664
Cash dividends	$12,176,000	419
Sale, conversion, retirement of capital stock, net	$2,294,000	156
Net operating income	$22,738,000	577
2021-09-30 (YTD Data)		Rank
Total interest income	$10,489,000	2,010
Total interest expense	$845,000	2,128
Net interest income	$9,644,000	1,969
Provision for loan and lease losses	$113,000	1,877
Total noninterest income	$62,254,000	204
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$32,000	4,162
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,222,000	164
Total noninterest expense	$46,414,000	432
Salaries and employee benefits	$37,985,000	323
Premises and equipment expense	$2,763,000	729
Additional noninterest expense	$5,666,000	973
Pre-tax net operating income	$25,371,000	514
Securities gains (losses)	$0	2,015
Applicable income taxes	$6,647,000	432
Income before extraordinary items	$18,724,000	558
Extraordinary gains, net	$0	8
Net income	$18,724,000	557
Minority interest net income	$0	69
Net income of bank and minority interests.	$18,724,000	558
Net charge-offs	$-8,000	3,588
Cash dividends	$10,922,000	357
Sale, conversion, retirement of capital stock, net	$2,111,000	132
Net operating income	$18,724,000	556
2021-06-30 (YTD Data)		Rank
Total interest income	$7,047,000	1,991
Total interest expense	$585,000	2,139
Net interest income	$6,462,000	1,949
Provision for loan and lease losses	$113,000	1,616
Total noninterest income	$43,020,000	203
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$21,000	4,172
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,999,000	163
Total noninterest expense	$31,701,000	424
Salaries and employee benefits	$25,942,000	317
Premises and equipment expense	$1,855,000	715
Additional noninterest expense	$3,904,000	950
Pre-tax net operating income	$17,668,000	493
Securities gains (losses)	$0	1,818
Applicable income taxes	$4,631,000	425
Income before extraordinary items	$13,037,000	537
Extraordinary gains, net	$0	6
Net income	$13,037,000	536
Minority interest net income	$0	67
Net income of bank and minority interests.	$13,037,000	537
Net charge-offs	$-5,000	3,551
Cash dividends	$9,667,000	288
Sale, conversion, retirement of capital stock, net	$1,935,000	94
Net operating income	$13,037,000	531
2021-03-31 (YTD Data)		Rank
Total interest income	$3,504,000	1,978
Total interest expense	$299,000	2,184
Net interest income	$3,205,000	1,939
Provision for loan and lease losses	$113,000	1,184
Total noninterest income	$23,503,000	196
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$10,000	4,200
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,493,000	157
Total noninterest expense	$16,514,000	402
Salaries and employee benefits	$13,596,000	302
Premises and equipment expense	$965,000	705
Additional noninterest expense	$1,953,000	923
Pre-tax net operating income	$10,081,000	457
Securities gains (losses)	$0	1,392
Applicable income taxes	$2,771,000	378
Income before extraordinary items	$7,310,000	501
Extraordinary gains, net	$0	3
Net income	$7,310,000	501
Minority interest net income	$0	55
Net income of bank and minority interests.	$7,310,000	501
Net charge-offs	$-3,000	3,553
Cash dividends	$9,040,000	167
Sale, conversion, retirement of capital stock, net	$1,749,000	65
Net operating income	$7,310,000	492
2020-12-31 (YTD Data)		Rank
Total interest income	$13,584,000	2,028
Total interest expense	$1,871,000	2,056
Net interest income	$11,713,000	1,997
Provision for loan and lease losses	$657,000	1,987
Total noninterest income	$89,709,000	189
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$44,000	4,259
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,665,000	144
Total noninterest expense	$61,770,000	420
Salaries and employee benefits	$50,207,000	315
Premises and equipment expense	$3,511,000	743
Additional noninterest expense	$8,052,000	876
Pre-tax net operating income	$38,995,000	359
Securities gains (losses)	$0	2,675
Applicable income taxes	$10,089,000	301
Income before extraordinary items	$28,906,000	399
Extraordinary gains, net	$0	4
Net income	$28,906,000	398
Minority interest net income	$0	72
Net income of bank and minority interests.	$28,906,000	399
Net charge-offs	$-10,000	4,247
Cash dividends	$5,021,000	745
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$28,906,000	386
2020-09-30 (YTD Data)		Rank
Total interest income	$9,816,000	2,101
Total interest expense	$1,532,000	2,036
Net interest income	$8,284,000	2,080
Provision for loan and lease losses	$612,000	1,800
Total noninterest income	$64,373,000	190
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$31,000	4,334
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,342,000	142
Total noninterest expense	$43,908,000	431
Salaries and employee benefits	$35,544,000	317
Premises and equipment expense	$2,550,000	748
Additional noninterest expense	$5,814,000	884
Pre-tax net operating income	$28,137,000	345
Securities gains (losses)	$0	2,494
Applicable income taxes	$7,299,000	288
Income before extraordinary items	$20,838,000	377
Extraordinary gains, net	$0	4
Net income	$20,838,000	376
Minority interest net income	$0	65
Net income of bank and minority interests.	$20,838,000	377
Net charge-offs	$-8,000	4,194
Cash dividends	$4,354,000	636
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$20,838,000	369
2020-06-30 (YTD Data)		Rank
Total interest income	$6,293,000	2,202
Total interest expense	$1,140,000	1,998
Net interest income	$5,153,000	2,215
Provision for loan and lease losses	$566,000	1,527
Total noninterest income	$35,146,000	200
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$23,000	4,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,123,000	154
Total noninterest expense	$25,923,000	469
Salaries and employee benefits	$20,657,000	348
Premises and equipment expense	$1,636,000	778
Additional noninterest expense	$3,630,000	935
Pre-tax net operating income	$13,810,000	384
Securities gains (losses)	$0	2,249
Applicable income taxes	$3,617,000	316
Income before extraordinary items	$10,193,000	441
Extraordinary gains, net	$0	4
Net income	$10,193,000	439
Minority interest net income	$0	65
Net income of bank and minority interests.	$10,193,000	441
Net charge-offs	$-5,000	4,124
Cash dividends	$4,042,000	509
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$10,193,000	422
2020-03-31 (YTD Data)		Rank
Total interest income	$2,959,000	2,296
Total interest expense	$600,000	2,055
Net interest income	$2,359,000	2,318
Provision for loan and lease losses	$390,000	1,045
Total noninterest income	$11,876,000	242
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$13,000	4,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,863,000	183
Total noninterest expense	$10,575,000	577
Salaries and employee benefits	$8,227,000	422
Premises and equipment expense	$759,000	844
Additional noninterest expense	$1,589,000	1,062
Pre-tax net operating income	$3,270,000	678
Securities gains (losses)	$0	1,705
Applicable income taxes	$858,000	513
Income before extraordinary items	$2,412,000	795
Extraordinary gains, net	$0	4
Net income	$2,412,000	795
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,412,000	795
Net charge-offs	$0	2,581
Cash dividends	$3,523,000	371
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,412,000	779
2019-12-31 (YTD Data)		Rank
Total interest income	$12,168,000	2,259
Total interest expense	$2,337,000	2,131
Net interest income	$9,831,000	2,275
Provision for loan and lease losses	$328,000	1,870
Total noninterest income	$45,802,000	253
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$60,000	4,374
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,742,000	188
Total noninterest expense	$39,027,000	601
Salaries and employee benefits	$29,665,000	434
Premises and equipment expense	$2,847,000	894
Additional noninterest expense	$6,515,000	1,027
Pre-tax net operating income	$16,278,000	712
Securities gains (losses)	$0	2,379
Applicable income taxes	$4,223,000	565
Income before extraordinary items	$12,055,000	800
Extraordinary gains, net	$0	11
Net income	$12,055,000	801
Minority interest net income	$0	76
Net income of bank and minority interests.	$12,055,000	801
Net charge-offs	$-10,000	4,459
Cash dividends	$3,441,000	1,087
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$12,055,000	778
2019-09-30 (YTD Data)		Rank
Total interest income	$9,098,000	2,300
Total interest expense	$1,727,000	2,163
Net interest income	$7,371,000	2,303
Provision for loan and lease losses	$190,000	2,028
Total noninterest income	$33,407,000	251
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$46,000	4,415
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,361,000	187
Total noninterest expense	$28,545,000	609
Salaries and employee benefits	$21,637,000	449
Premises and equipment expense	$2,088,000	910
Additional noninterest expense	$4,820,000	1,032
Pre-tax net operating income	$12,043,000	722
Securities gains (losses)	$0	2,167
Applicable income taxes	$3,125,000	568
Income before extraordinary items	$8,918,000	815
Extraordinary gains, net	$0	11
Net income	$8,918,000	816
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,918,000	816
Net charge-offs	$-8,000	4,369
Cash dividends	$3,245,000	834
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$8,918,000	797
2019-06-30 (YTD Data)		Rank
Total interest income	$5,986,000	2,317
Total interest expense	$1,099,000	2,203
Net interest income	$4,887,000	2,316
Provision for loan and lease losses	$190,000	1,616
Total noninterest income	$19,582,000	273
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$31,000	4,429
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,551,000	198
Total noninterest expense	$17,393,000	677
Salaries and employee benefits	$13,138,000	489
Premises and equipment expense	$1,373,000	916
Additional noninterest expense	$2,882,000	1,124
Pre-tax net operating income	$6,886,000	804
Securities gains (losses)	$0	1,702
Applicable income taxes	$1,771,000	624
Income before extraordinary items	$5,115,000	906
Extraordinary gains, net	$0	11
Net income	$5,115,000	906
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,115,000	906
Net charge-offs	$-5,000	4,282
Cash dividends	$2,930,000	665
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$5,115,000	891
2019-03-31 (YTD Data)		Rank
Total interest income	$2,867,000	2,388
Total interest expense	$517,000	2,255
Net interest income	$2,350,000	2,393
Provision for loan and lease losses	$190,000	987
Total noninterest income	$7,962,000	295
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$15,000	4,478
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,947,000	214
Total noninterest expense	$7,784,000	744
Salaries and employee benefits	$5,741,000	566
Premises and equipment expense	$644,000	960
Additional noninterest expense	$1,399,000	1,139
Pre-tax net operating income	$2,338,000	1,087
Securities gains (losses)	$0	1,087
Applicable income taxes	$597,000	783
Income before extraordinary items	$1,741,000	1,218
Extraordinary gains, net	$0	5
Net income	$1,741,000	1,217
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,741,000	1,217
Net charge-offs	$-2,000	4,062
Cash dividends	$2,590,000	424
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,741,000	1,194
2018-12-31 (YTD Data)		Rank
Total interest income	$10,286,000	2,480
Total interest expense	$1,678,000	2,170
Net interest income	$8,608,000	2,525
Provision for loan and lease losses	$0	4,082
Total noninterest income	$34,562,000	294
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$59,000	4,612
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,503,000	218
Total noninterest expense	$32,515,000	701
Salaries and employee benefits	$23,631,000	527
Premises and equipment expense	$2,577,000	951
Additional noninterest expense	$6,307,000	1,049
Pre-tax net operating income	$10,655,000	985
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,769,000	694
Income before extraordinary items	$7,886,000	1,099
Extraordinary gains, net	$0	6
Net income	$7,886,000	1,098
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,886,000	1,098
Net charge-offs	$-27,000	4,747
Cash dividends	$2,313,000	1,326
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$7,886,000	1,095
2018-09-30 (YTD Data)		Rank
Total interest income	$7,458,000	2,536
Total interest expense	$1,188,000	2,189
Net interest income	$6,270,000	2,577
Provision for loan and lease losses	$0	3,948
Total noninterest income	$27,479,000	283
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$43,000	4,686
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,436,000	211
Total noninterest expense	$25,151,000	676
Salaries and employee benefits	$18,094,000	521
Premises and equipment expense	$1,898,000	960
Additional noninterest expense	$5,159,000	966
Pre-tax net operating income	$8,598,000	946
Securities gains (losses)	$0	1,118
Applicable income taxes	$2,217,000	682
Income before extraordinary items	$6,381,000	1,053
Extraordinary gains, net	$0	5
Net income	$6,381,000	1,052
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,381,000	1,052
Net charge-offs	$-24,000	4,718
Cash dividends	$2,085,000	1,045
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,381,000	1,050
2018-06-30 (YTD Data)		Rank
Total interest income	$4,786,000	2,581
Total interest expense	$728,000	2,219
Net interest income	$4,058,000	2,627
Provision for loan and lease losses	$0	3,782
Total noninterest income	$17,049,000	300
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$29,000	4,722
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,020,000	221
Total noninterest expense	$15,903,000	715
Salaries and employee benefits	$11,530,000	542
Premises and equipment expense	$1,225,000	985
Additional noninterest expense	$3,148,000	1,037
Pre-tax net operating income	$5,204,000	997
Securities gains (losses)	$0	961
Applicable income taxes	$1,334,000	713
Income before extraordinary items	$3,870,000	1,100
Extraordinary gains, net	$0	6
Net income	$3,870,000	1,099
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,870,000	1,099
Net charge-offs	$-21,000	4,764
Cash dividends	$1,858,000	823
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,870,000	1,093
2018-03-31 (YTD Data)		Rank
Total interest income	$2,207,000	2,746
Total interest expense	$338,000	2,259
Net interest income	$1,869,000	2,804
Provision for loan and lease losses	$0	3,508
Total noninterest income	$7,402,000	326
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$14,000	4,792
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,388,000	241
Total noninterest expense	$7,478,000	755
Salaries and employee benefits	$5,364,000	592
Premises and equipment expense	$575,000	1,058
Additional noninterest expense	$1,539,000	1,051
Pre-tax net operating income	$1,793,000	1,298
Securities gains (losses)	$0	735
Applicable income taxes	$462,000	916
Income before extraordinary items	$1,331,000	1,457
Extraordinary gains, net	$0	7
Net income	$1,331,000	1,457
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,331,000	1,457
Net charge-offs	$-3,000	4,242
Cash dividends	$1,632,000	498
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,331,000	1,445
2017-12-31 (YTD Data)		Rank
Total interest income	$8,275,000	2,805
Total interest expense	$965,000	2,597
Net interest income	$7,310,000	2,806
Provision for loan and lease losses	$0	4,227
Total noninterest income	$30,276,000	316
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$51,000	4,956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,225,000	232
Total noninterest expense	$28,184,000	772
Salaries and employee benefits	$20,934,000	571
Premises and equipment expense	$2,394,000	997
Additional noninterest expense	$4,856,000	1,277
Pre-tax net operating income	$9,402,000	1,033
Securities gains (losses)	$0	2,243
Applicable income taxes	$4,020,000	779
Income before extraordinary items	$5,382,000	1,275
Extraordinary gains, net	$0	9
Net income	$5,382,000	1,275
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,382,000	1,275
Net charge-offs	$-10,000	4,791
Cash dividends	$1,948,000	1,459
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$5,382,000	1,263
2017-09-30 (YTD Data)		Rank
Total interest income	$6,031,000	2,874
Total interest expense	$668,000	2,726
Net interest income	$5,363,000	2,860
Provision for loan and lease losses	$0	4,088
Total noninterest income	$22,310,000	319
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$39,000	4,991
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,271,000	240
Total noninterest expense	$20,522,000	798
Salaries and employee benefits	$15,252,000	592
Premises and equipment expense	$1,764,000	1,019
Additional noninterest expense	$3,506,000	1,305
Pre-tax net operating income	$7,151,000	1,047
Securities gains (losses)	$0	2,274
Applicable income taxes	$2,746,000	738
Income before extraordinary items	$4,405,000	1,271
Extraordinary gains, net	$0	9
Net income	$4,405,000	1,271
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,405,000	1,271
Net charge-offs	$-8,000	4,678
Cash dividends	$1,728,000	1,187
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,405,000	1,252
2017-06-30 (YTD Data)		Rank
Total interest income	$3,793,000	2,985
Total interest expense	$408,000	2,834
Net interest income	$3,385,000	2,965
Provision for loan and lease losses	$0	3,871
Total noninterest income	$13,287,000	351
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$25,000	5,048
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,262,000	253
Total noninterest expense	$12,877,000	842
Salaries and employee benefits	$9,438,000	654
Premises and equipment expense	$1,180,000	1,015
Additional noninterest expense	$2,259,000	1,347
Pre-tax net operating income	$3,795,000	1,243
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,421,000	867
Income before extraordinary items	$2,374,000	1,487
Extraordinary gains, net	$0	11
Net income	$2,374,000	1,487
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,374,000	1,487
Net charge-offs	$-5,000	4,564
Cash dividends	$1,498,000	979
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,374,000	1,472
2017-03-31 (YTD Data)		Rank
Total interest income	$1,819,000	3,070
Total interest expense	$205,000	2,809
Net interest income	$1,614,000	3,060
Provision for loan and lease losses	$0	3,537
Total noninterest income	$5,504,000	382
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$13,000	5,045
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,491,000	289
Total noninterest expense	$5,720,000	945
Salaries and employee benefits	$4,115,000	758
Premises and equipment expense	$551,000	1,087
Additional noninterest expense	$1,054,000	1,428
Pre-tax net operating income	$1,398,000	1,507
Securities gains (losses)	$0	1,153
Applicable income taxes	$522,000	1,042
Income before extraordinary items	$876,000	1,833
Extraordinary gains, net	$0	8
Net income	$876,000	1,833
Minority interest net income	$0	55
Net income of bank and minority interests.	$876,000	1,833
Net charge-offs	$-3,000	4,448
Cash dividends	$1,104,000	667
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$876,000	1,823
2016-12-31 (YTD Data)		Rank
Total interest income	$7,360,000	3,032
Total interest expense	$872,000	2,648
Net interest income	$6,488,000	3,037
Provision for loan and lease losses	$0	4,332
Total noninterest income	$22,122,000	398
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$40,000	5,298
Trading account gains and fees	$0	170
Additional Noninterest Income	$22,082,000	288
Total noninterest expense	$21,757,000	980
Salaries and employee benefits	$16,039,000	739
Premises and equipment expense	$1,979,000	1,190
Additional noninterest expense	$3,739,000	1,631
Pre-tax net operating income	$6,853,000	1,264
Securities gains (losses)	$0	3,212
Applicable income taxes	$2,574,000	873
Income before extraordinary items	$4,279,000	1,565
Extraordinary gains, net	$0	5
Net income	$4,279,000	1,564
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,279,000	1,564
Net charge-offs	$-10,000	4,985
Cash dividends	$708,000	2,587
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,279,000	1,537
2016-09-30 (YTD Data)		Rank
Total interest income	$5,452,000	3,058
Total interest expense	$647,000	2,675
Net interest income	$4,805,000	3,069
Provision for loan and lease losses	$0	4,186
Total noninterest income	$16,133,000	399
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$28,000	5,402
Trading account gains and fees	$0	169
Additional Noninterest Income	$16,105,000	300
Total noninterest expense	$15,825,000	1,000
Salaries and employee benefits	$11,784,000	751
Premises and equipment expense	$1,453,000	1,218
Additional noninterest expense	$2,588,000	1,741
Pre-tax net operating income	$5,113,000	1,299
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,832,000	930
Income before extraordinary items	$3,281,000	1,556
Extraordinary gains, net	$0	5
Net income	$3,281,000	1,555
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,281,000	1,556
Net charge-offs	$-7,000	4,828
Cash dividends	$325,000	2,810
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,281,000	1,520
2016-06-30 (YTD Data)		Rank
Total interest income	$3,599,000	3,089
Total interest expense	$420,000	2,746
Net interest income	$3,179,000	3,103
Provision for loan and lease losses	$0	4,017
Total noninterest income	$9,653,000	427
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$18,000	5,468
Trading account gains and fees	$0	157
Additional Noninterest Income	$9,635,000	321
Total noninterest expense	$9,989,000	1,050
Salaries and employee benefits	$7,379,000	802
Premises and equipment expense	$951,000	1,244
Additional noninterest expense	$1,659,000	1,812
Pre-tax net operating income	$2,843,000	1,466
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,051,000	1,041
Income before extraordinary items	$1,792,000	1,823
Extraordinary gains, net	$0	16
Net income	$1,792,000	1,822
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,792,000	1,822
Net charge-offs	$-5,000	4,738
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,792,000	1,770
2016-03-31 (YTD Data)		Rank
Total interest income	$1,718,000	3,192
Total interest expense	$200,000	2,842
Net interest income	$1,518,000	3,198
Provision for loan and lease losses	$0	3,656
Total noninterest income	$4,167,000	459
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$9,000	5,488
Trading account gains and fees	$0	142
Additional Noninterest Income	$4,158,000	341
Total noninterest expense	$4,536,000	1,149
Salaries and employee benefits	$3,283,000	901
Premises and equipment expense	$452,000	1,301
Additional noninterest expense	$801,000	1,855
Pre-tax net operating income	$1,149,000	1,740
Securities gains (losses)	$0	2,077
Applicable income taxes	$428,000	1,186
Income before extraordinary items	$721,000	2,159
Extraordinary gains, net	$0	12
Net income	$721,000	2,159
Minority interest net income	$0	62
Net income of bank and minority interests.	$721,000	2,159
Net charge-offs	$-2,000	4,420
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$721,000	2,104
2015-12-31 (YTD Data)		Rank
Total interest income	$6,907,000	3,139
Total interest expense	$750,000	2,936
Net interest income	$6,157,000	3,136
Provision for loan and lease losses	$0	4,380
Total noninterest income	$14,187,000	524
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$39,000	5,578
Trading account gains and fees	$0	159
Additional Noninterest Income	$14,148,000	389
Total noninterest expense	$17,075,000	1,179
Salaries and employee benefits	$12,220,000	933
Premises and equipment expense	$1,775,000	1,314
Additional noninterest expense	$3,080,000	1,960
Pre-tax net operating income	$3,269,000	2,179
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,225,000	1,406
Income before extraordinary items	$2,044,000	2,695
Extraordinary gains, net	$0	23
Net income	$2,044,000	2,696
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,044,000	2,697
Net charge-offs	$-11,000	5,205
Cash dividends	$375,000	3,203
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,044,000	2,641
2015-09-30 (YTD Data)		Rank
Total interest income	$5,161,000	3,179
Total interest expense	$570,000	2,948
Net interest income	$4,591,000	3,174
Provision for loan and lease losses	$0	4,232
Total noninterest income	$10,777,000	524
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$29,000	5,658
Trading account gains and fees	$0	153
Additional Noninterest Income	$10,748,000	391
Total noninterest expense	$12,941,000	1,173
Salaries and employee benefits	$9,387,000	915
Premises and equipment expense	$1,352,000	1,321
Additional noninterest expense	$2,202,000	2,029
Pre-tax net operating income	$2,427,000	2,230
Securities gains (losses)	$0	3,031
Applicable income taxes	$911,000	1,458
Income before extraordinary items	$1,516,000	2,746
Extraordinary gains, net	$0	21
Net income	$1,516,000	2,746
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,516,000	2,747
Net charge-offs	$-8,000	5,100
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,516,000	2,697
2015-06-30 (YTD Data)		Rank
Total interest income	$3,341,000	3,259
Total interest expense	$368,000	3,026
Net interest income	$2,973,000	3,241
Provision for loan and lease losses	$0	4,069
Total noninterest income	$7,320,000	519
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$19,000	5,706
Trading account gains and fees	$0	157
Additional Noninterest Income	$7,301,000	387
Total noninterest expense	$8,667,000	1,168
Salaries and employee benefits	$6,337,000	907
Premises and equipment expense	$912,000	1,314
Additional noninterest expense	$1,418,000	2,098
Pre-tax net operating income	$1,626,000	2,201
Securities gains (losses)	$0	2,636
Applicable income taxes	$643,000	1,401
Income before extraordinary items	$983,000	2,780
Extraordinary gains, net	$0	22
Net income	$983,000	2,781
Minority interest net income	$0	75
Net income of bank and minority interests.	$983,000	2,782
Net charge-offs	$-5,000	5,028
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$983,000	2,724
2015-03-31 (YTD Data)		Rank
Total interest income	$1,540,000	3,436
Total interest expense	$169,000	3,229
Net interest income	$1,371,000	3,423
Provision for loan and lease losses	$0	3,703
Total noninterest income	$3,713,000	506
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$9,000	5,746
Trading account gains and fees	$0	152
Additional Noninterest Income	$3,704,000	371
Total noninterest expense	$4,280,000	1,192
Salaries and employee benefits	$3,127,000	914
Premises and equipment expense	$475,000	1,267
Additional noninterest expense	$678,000	2,157
Pre-tax net operating income	$804,000	2,198
Securities gains (losses)	$0	2,027
Applicable income taxes	$305,000	1,425
Income before extraordinary items	$499,000	2,730
Extraordinary gains, net	$0	13
Net income	$499,000	2,733
Minority interest net income	$0	64
Net income of bank and minority interests.	$499,000	2,733
Net charge-offs	$-2,000	4,668
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$499,000	2,651
2014-12-31 (YTD Data)		Rank
Total interest income	$5,454,000	3,749
Total interest expense	$554,000	3,801
Net interest income	$4,900,000	3,702
Provision for loan and lease losses	$0	4,603
Total noninterest income	$6,940,000	874
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$55,000	5,612
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,885,000	602
Total noninterest expense	$11,403,000	1,681
Salaries and employee benefits	$7,658,000	1,376
Premises and equipment expense	$1,667,000	1,427
Additional noninterest expense	$2,078,000	2,797
Pre-tax net operating income	$437,000	5,177
Securities gains (losses)	$0	3,259
Applicable income taxes	$165,000	3,097
Income before extraordinary items	$272,000	5,472
Extraordinary gains, net	$0	17
Net income	$272,000	5,471
Minority interest net income	$0	84
Net income of bank and minority interests.	$272,000	5,472
Net charge-offs	$43,000	3,878
Cash dividends	$1,837,000	1,369
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$272,000	5,426
2014-09-30 (YTD Data)		Rank
Total interest income	$3,999,000	3,842
Total interest expense	$406,000	3,909
Net interest income	$3,593,000	3,794
Provision for loan and lease losses	$0	4,401
Total noninterest income	$4,718,000	922
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$45,000	5,607
Trading account gains and fees	$0	174
Additional Noninterest Income	$4,673,000	644
Total noninterest expense	$7,916,000	1,803
Salaries and employee benefits	$5,219,000	1,499
Premises and equipment expense	$1,225,000	1,462
Additional noninterest expense	$1,472,000	2,923
Pre-tax net operating income	$395,000	5,067
Securities gains (losses)	$0	2,980
Applicable income taxes	$150,000	3,025
Income before extraordinary items	$245,000	5,412
Extraordinary gains, net	$0	15
Net income	$245,000	5,412
Minority interest net income	$0	81
Net income of bank and minority interests.	$245,000	5,414
Net charge-offs	$47,000	3,303
Cash dividends	$1,785,000	1,037
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$245,000	5,375
2014-06-30 (YTD Data)		Rank
Total interest income	$2,620,000	3,896
Total interest expense	$260,000	4,046
Net interest income	$2,360,000	3,828
Provision for loan and lease losses	$0	4,196
Total noninterest income	$3,489,000	851
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$30,000	5,625
Trading account gains and fees	$0	172
Additional Noninterest Income	$3,459,000	590
Total noninterest expense	$5,381,000	1,764
Salaries and employee benefits	$3,555,000	1,475
Premises and equipment expense	$826,000	1,450
Additional noninterest expense	$1,000,000	2,888
Pre-tax net operating income	$468,000	4,283
Securities gains (losses)	$0	2,580
Applicable income taxes	$159,000	2,637
Income before extraordinary items	$309,000	4,688
Extraordinary gains, net	$0	20
Net income	$309,000	4,690
Minority interest net income	$0	80
Net income of bank and minority interests.	$309,000	4,691
Net charge-offs	$54,000	2,722
Cash dividends	$1,725,000	737
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$309,000	4,638
2014-03-31 (YTD Data)		Rank
Total interest income	$1,291,000	3,949
Total interest expense	$130,000	4,088
Net interest income	$1,161,000	3,881
Provision for loan and lease losses	$0	3,817
Total noninterest income	$1,582,000	872
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$13,000	5,787
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,569,000	605
Total noninterest expense	$2,596,000	1,826
Salaries and employee benefits	$1,719,000	1,528
Premises and equipment expense	$400,000	1,526
Additional noninterest expense	$477,000	2,995
Pre-tax net operating income	$147,000	4,878
Securities gains (losses)	$0	1,715
Applicable income taxes	$51,000	2,929
Income before extraordinary items	$96,000	5,197
Extraordinary gains, net	$0	16
Net income	$96,000	5,198
Minority interest net income	$0	66
Net income of bank and minority interests.	$96,000	5,198
Net charge-offs	$0	3,660
Cash dividends	$1,725,000	377
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$96,000	5,153
2013-12-31 (YTD Data)		Rank
Total interest income	$5,220,000	3,957
Total interest expense	$615,000	4,036
Net interest income	$4,605,000	3,908
Provision for loan and lease losses	$0	5,091
Total noninterest income	$12,619,000	566
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$44,000	6,072
Trading account gains and fees	$0	184
Additional Noninterest Income	$12,575,000	407
Total noninterest expense	$16,067,000	1,252
Salaries and employee benefits	$11,202,000	953
Premises and equipment expense	$1,833,000	1,298
Additional noninterest expense	$3,032,000	2,063
Pre-tax net operating income	$1,157,000	3,838
Securities gains (losses)	$0	3,182
Applicable income taxes	$500,000	2,159
Income before extraordinary items	$657,000	4,539
Extraordinary gains, net	$0	29
Net income	$657,000	4,543
Minority interest net income	$0	90
Net income of bank and minority interests.	$657,000	4,543
Net charge-offs	$-9,000	6,151
Cash dividends	$355,000	3,124
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$657,000	4,481
2013-09-30 (YTD Data)		Rank
Total interest income	$3,908,000	3,996
Total interest expense	$478,000	4,041
Net interest income	$3,430,000	3,950
Provision for loan and lease losses	$0	4,941
Total noninterest income	$10,460,000	537
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$30,000	6,202
Trading account gains and fees	$0	180
Additional Noninterest Income	$10,430,000	389
Total noninterest expense	$12,887,000	1,194
Salaries and employee benefits	$9,150,000	886
Premises and equipment expense	$1,374,000	1,304
Additional noninterest expense	$2,363,000	1,980
Pre-tax net operating income	$1,003,000	3,678
Securities gains (losses)	$0	3,040
Applicable income taxes	$407,000	2,118
Income before extraordinary items	$596,000	4,324
Extraordinary gains, net	$0	25
Net income	$596,000	4,327
Minority interest net income	$0	84
Net income of bank and minority interests.	$596,000	4,328
Net charge-offs	$-9,000	6,104
Cash dividends	$146,000	3,141
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$596,000	4,247
2013-06-30 (YTD Data)		Rank
Total interest income	$2,607,000	4,012
Total interest expense	$325,000	4,061
Net interest income	$2,282,000	3,952
Provision for loan and lease losses	$0	4,788
Total noninterest income	$7,577,000	514
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$19,000	6,254
Trading account gains and fees	$0	157
Additional Noninterest Income	$7,558,000	382
Total noninterest expense	$8,884,000	1,151
Salaries and employee benefits	$6,366,000	853
Premises and equipment expense	$924,000	1,290
Additional noninterest expense	$1,594,000	1,965
Pre-tax net operating income	$975,000	2,948
Securities gains (losses)	$0	2,791
Applicable income taxes	$391,000	1,765
Income before extraordinary items	$584,000	3,662
Extraordinary gains, net	$0	22
Net income	$584,000	3,665
Minority interest net income	$0	82
Net income of bank and minority interests.	$584,000	3,665
Net charge-offs	$0	4,909
Cash dividends	$103,000	2,975
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$584,000	3,554
2013-03-31 (YTD Data)		Rank
Total interest income	$1,330,000	3,991
Total interest expense	$165,000	4,116
Net interest income	$1,165,000	3,903
Provision for loan and lease losses	$0	4,409
Total noninterest income	$3,343,000	559
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$9,000	6,313
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,334,000	412
Total noninterest expense	$4,110,000	1,240
Salaries and employee benefits	$2,900,000	943
Premises and equipment expense	$440,000	1,387
Additional noninterest expense	$770,000	2,030
Pre-tax net operating income	$398,000	3,305
Securities gains (losses)	$0	1,966
Applicable income taxes	$165,000	1,908
Income before extraordinary items	$233,000	4,008
Extraordinary gains, net	$0	10
Net income	$233,000	4,011
Minority interest net income	$0	76
Net income of bank and minority interests.	$233,000	4,011
Net charge-offs	$0	4,145
Cash dividends	$59,000	2,302
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$233,000	3,922
2012-12-31 (YTD Data)		Rank
Total interest income	$5,560,000	4,028
Total interest expense	$827,000	4,046
Net interest income	$4,733,000	3,952
Provision for loan and lease losses	$0	5,905
Total noninterest income	$12,568,000	572
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$46,000	6,282
Trading account gains and fees	$0	166
Additional Noninterest Income	$12,522,000	423
Total noninterest expense	$15,145,000	1,319
Salaries and employee benefits	$10,101,000	1,043
Premises and equipment expense	$1,665,000	1,432
Additional noninterest expense	$3,379,000	1,940
Pre-tax net operating income	$2,156,000	2,674
Securities gains (losses)	$0	3,810
Applicable income taxes	$836,000	1,647
Income before extraordinary items	$1,320,000	3,357
Extraordinary gains, net	$0	29
Net income	$1,320,000	3,357
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,320,000	3,358
Net charge-offs	$286,000	3,356
Cash dividends	$190,000	3,678
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,320,000	3,222
2012-09-30 (YTD Data)		Rank
Total interest income	$4,188,000	4,085
Total interest expense	$647,000	4,070
Net interest income	$3,541,000	4,017
Provision for loan and lease losses	$0	5,790
Total noninterest income	$8,954,000	587
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$36,000	6,338
Trading account gains and fees	$0	157
Additional Noninterest Income	$8,918,000	429
Total noninterest expense	$10,946,000	1,359
Salaries and employee benefits	$7,108,000	1,100
Premises and equipment expense	$1,189,000	1,510
Additional noninterest expense	$2,649,000	1,875
Pre-tax net operating income	$1,549,000	2,822
Securities gains (losses)	$0	3,575
Applicable income taxes	$623,000	1,710
Income before extraordinary items	$926,000	3,580
Extraordinary gains, net	$0	20
Net income	$926,000	3,580
Minority interest net income	$0	86
Net income of bank and minority interests.	$926,000	3,582
Net charge-offs	$45,000	4,583
Cash dividends	$146,000	3,125
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$926,000	3,427
2012-06-30 (YTD Data)		Rank
Total interest income	$2,811,000	4,110
Total interest expense	$447,000	4,093
Net interest income	$2,364,000	4,027
Provision for loan and lease losses	$0	5,619
Total noninterest income	$5,243,000	659
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$25,000	6,336
Trading account gains and fees	$0	153
Additional Noninterest Income	$5,218,000	461
Total noninterest expense	$6,771,000	1,441
Salaries and employee benefits	$4,484,000	1,164
Premises and equipment expense	$780,000	1,526
Additional noninterest expense	$1,507,000	2,148
Pre-tax net operating income	$836,000	3,193
Securities gains (losses)	$0	3,178
Applicable income taxes	$337,000	1,928
Income before extraordinary items	$499,000	4,000
Extraordinary gains, net	$0	19
Net income	$499,000	4,003
Minority interest net income	$0	84
Net income of bank and minority interests.	$499,000	4,004
Net charge-offs	$29,000	4,426
Cash dividends	$103,000	2,974
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$499,000	3,806
2012-03-31 (YTD Data)		Rank
Total interest income	$1,440,000	4,075
Total interest expense	$227,000	4,157
Net interest income	$1,213,000	3,979
Provision for loan and lease losses	$0	5,254
Total noninterest income	$2,133,000	757
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$13,000	6,301
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,120,000	529
Total noninterest expense	$2,992,000	1,614
Salaries and employee benefits	$2,051,000	1,268
Premises and equipment expense	$387,000	1,542
Additional noninterest expense	$554,000	2,846
Pre-tax net operating income	$354,000	3,534
Securities gains (losses)	$0	2,210
Applicable income taxes	$152,000	2,012
Income before extraordinary items	$202,000	4,368
Extraordinary gains, net	$0	19
Net income	$202,000	4,371
Minority interest net income	$0	78
Net income of bank and minority interests.	$202,000	4,371
Net charge-offs	$0	4,730
Cash dividends	$44,000	2,475
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$202,000	4,209
2011-12-31 (YTD Data)		Rank
Total interest income	$5,839,000	4,155
Total interest expense	$1,078,000	4,233
Net interest income	$4,761,000	4,032
Provision for loan and lease losses	$145,000	4,977
Total noninterest income	$5,642,000	940
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$42,000	6,457
Trading account gains and fees	$0	146
Additional Noninterest Income	$5,600,000	640
Total noninterest expense	$9,014,000	2,117
Salaries and employee benefits	$6,064,000	1,618
Premises and equipment expense	$1,198,000	2,067
Additional noninterest expense	$1,752,000	3,481
Pre-tax net operating income	$1,244,000	3,334
Securities gains (losses)	$0	3,838
Applicable income taxes	$512,000	2,006
Income before extraordinary items	$732,000	4,093
Extraordinary gains, net	$0	29
Net income	$732,000	4,098
Minority interest net income	$0	96
Net income of bank and minority interests.	$732,000	4,097
Net charge-offs	$-34,000	7,135
Cash dividends	$175,000	3,454
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$732,000	3,951
2011-09-30 (YTD Data)		Rank
Total interest income	$4,408,000	4,182
Total interest expense	$845,000	4,226
Net interest income	$3,563,000	4,054
Provision for loan and lease losses	$145,000	4,539
Total noninterest income	$3,123,000	1,208
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$31,000	6,501
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,092,000	818
Total noninterest expense	$5,958,000	2,393
Salaries and employee benefits	$3,999,000	1,832
Premises and equipment expense	$827,000	2,227
Additional noninterest expense	$1,132,000	3,841
Pre-tax net operating income	$583,000	4,258
Securities gains (losses)	$0	3,555
Applicable income taxes	$234,000	2,516
Income before extraordinary items	$349,000	4,853
Extraordinary gains, net	$0	21
Net income	$349,000	4,854
Minority interest net income	$0	87
Net income of bank and minority interests.	$349,000	4,854
Net charge-offs	$-43,000	7,238
Cash dividends	$132,000	2,982
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$349,000	4,730
2011-06-30 (YTD Data)		Rank
Total interest income	$2,994,000	4,155
Total interest expense	$585,000	4,246
Net interest income	$2,409,000	4,033
Provision for loan and lease losses	$145,000	3,986
Total noninterest income	$2,272,000	1,125
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$22,000	6,480
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,250,000	767
Total noninterest expense	$3,986,000	2,413
Salaries and employee benefits	$2,686,000	1,829
Premises and equipment expense	$527,000	2,350
Additional noninterest expense	$773,000	3,827
Pre-tax net operating income	$550,000	3,625
Securities gains (losses)	$0	2,914
Applicable income taxes	$217,000	2,143
Income before extraordinary items	$333,000	4,295
Extraordinary gains, net	$0	15
Net income	$333,000	4,294
Minority interest net income	$0	89
Net income of bank and minority interests.	$333,000	4,296
Net charge-offs	$-44,000	7,294
Cash dividends	$88,000	2,875
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$333,000	4,201
2011-03-31 (YTD Data)		Rank
Total interest income	$1,510,000	4,136
Total interest expense	$304,000	4,260
Net interest income	$1,206,000	4,035
Provision for loan and lease losses	$220,000	2,338
Total noninterest income	$1,051,000	1,168
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$9,000	6,596
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,042,000	801
Total noninterest expense	$1,981,000	2,437
Salaries and employee benefits	$1,362,000	1,820
Premises and equipment expense	$258,000	2,424
Additional noninterest expense	$361,000	4,007
Pre-tax net operating income	$56,000	5,667
Securities gains (losses)	$0	1,772
Applicable income taxes	$23,000	3,360
Income before extraordinary items	$33,000	5,948
Extraordinary gains, net	$0	9
Net income	$33,000	5,947
Minority interest net income	$0	86
Net income of bank and minority interests.	$33,000	5,948
Net charge-offs	$-5,000	6,778
Cash dividends	$44,000	2,287
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$33,000	5,922
2010-12-31 (YTD Data)		Rank
Total interest income	$6,646,000	4,048
Total interest expense	$1,697,000	3,982
Net interest income	$4,949,000	3,994
Provision for loan and lease losses	$531,000	4,037
Total noninterest income	$4,153,000	1,232
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$50,000	6,229
Trading account gains and fees	$0	175
Additional Noninterest Income	$4,103,000	854
Total noninterest expense	$7,865,000	2,453
Salaries and employee benefits	$5,332,000	1,814
Premises and equipment expense	$1,037,000	2,405
Additional noninterest expense	$1,496,000	4,015
Pre-tax net operating income	$706,000	3,898
Securities gains (losses)	$0	3,793
Applicable income taxes	$259,000	2,494
Income before extraordinary items	$447,000	4,475
Extraordinary gains, net	$0	29
Net income	$447,000	4,475
Minority interest net income	$0	111
Net income of bank and minority interests.	$447,000	4,475
Net charge-offs	$733,000	3,112
Cash dividends	$98,000	3,737
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$447,000	4,326
2010-09-30 (YTD Data)		Rank
Total interest income	$5,038,000	4,090
Total interest expense	$1,349,000	3,983
Net interest income	$3,689,000	4,054
Provision for loan and lease losses	$564,000	3,340
Total noninterest income	$2,403,000	1,472
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$39,000	6,285
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,364,000	983
Total noninterest expense	$5,545,000	2,612
Salaries and employee benefits	$3,714,000	1,955
Premises and equipment expense	$770,000	2,469
Additional noninterest expense	$1,061,000	4,145
Pre-tax net operating income	$-17,000	6,017
Securities gains (losses)	$0	3,651
Applicable income taxes	$-28,000	6,920
Income before extraordinary items	$11,000	6,079
Extraordinary gains, net	$0	23
Net income	$11,000	6,080
Minority interest net income	$0	110
Net income of bank and minority interests.	$11,000	6,080
Net charge-offs	$600,000	2,828
Cash dividends	$44,000	3,493
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$11,000	5,961
2010-06-30 (YTD Data)		Rank
Total interest income	$3,348,000	4,138
Total interest expense	$948,000	3,940
Net interest income	$2,400,000	4,125
Provision for loan and lease losses	$564,000	2,688
Total noninterest income	$1,070,000	1,955
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$26,000	6,310
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,044,000	1,251
Total noninterest expense	$3,383,000	2,806
Salaries and employee benefits	$2,193,000	2,220
Premises and equipment expense	$505,000	2,527
Additional noninterest expense	$685,000	4,226
Pre-tax net operating income	$-477,000	6,731
Securities gains (losses)	$0	3,184
Applicable income taxes	$-215,000	7,340
Income before extraordinary items	$-262,000	6,639
Extraordinary gains, net	$0	19
Net income	$-262,000	6,641
Minority interest net income	$0	105
Net income of bank and minority interests.	$-262,000	6,640
Net charge-offs	$569,000	2,296
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-262,000	6,589
2010-03-31 (YTD Data)		Rank
Total interest income	$1,661,000	4,219
Total interest expense	$499,000	3,933
Net interest income	$1,162,000	4,246
Provision for loan and lease losses	$17,000	5,830
Total noninterest income	$619,000	1,746
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$13,000	6,352
Trading account gains and fees	$0	175
Additional Noninterest Income	$606,000	1,119
Total noninterest expense	$1,630,000	2,920
Salaries and employee benefits	$1,022,000	2,424
Premises and equipment expense	$253,000	2,570
Additional noninterest expense	$355,000	4,112
Pre-tax net operating income	$134,000	4,703
Securities gains (losses)	$0	2,284
Applicable income taxes	$51,000	2,776
Income before extraordinary items	$83,000	5,206
Extraordinary gains, net	$0	16
Net income	$83,000	5,207
Minority interest net income	$0	91
Net income of bank and minority interests.	$83,000	5,206
Net charge-offs	$53,000	3,667
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$83,000	5,088
2009-12-31 (YTD Data)		Rank
Total interest income	$7,237,000	4,092
Total interest expense	$2,534,000	3,862
Net interest income	$4,703,000	4,098
Provision for loan and lease losses	$1,506,000	2,899
Total noninterest income	$3,598,000	1,409
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$60,000	6,333
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,538,000	928
Total noninterest expense	$7,137,000	2,747
Salaries and employee benefits	$4,887,000	2,015
Premises and equipment expense	$987,000	2,604
Additional noninterest expense	$1,263,000	4,594
Pre-tax net operating income	$-342,000	5,850
Securities gains (losses)	$0	3,754
Applicable income taxes	$-167,000	6,707
Income before extraordinary items	$-175,000	5,790
Extraordinary gains, net	$0	34
Net income	$-175,000	5,789
Minority interest net income	$0	115
Net income of bank and minority interests.	$-175,000	5,789
Net charge-offs	$812,000	3,160
Cash dividends	$25,000	4,550
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-175,000	5,780
2009-09-30 (YTD Data)		Rank
Total interest income	$5,477,000	4,122
Total interest expense	$1,954,000	3,907
Net interest income	$3,523,000	4,109
Provision for loan and lease losses	$947,000	2,866
Total noninterest income	$2,552,000	1,495
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$45,000	6,374
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,507,000	990
Total noninterest expense	$5,433,000	2,721
Salaries and employee benefits	$3,768,000	1,972
Premises and equipment expense	$721,000	2,713
Additional noninterest expense	$944,000	4,578
Pre-tax net operating income	$-305,000	6,140
Securities gains (losses)	$0	3,497
Applicable income taxes	$-141,000	7,021
Income before extraordinary items	$-164,000	6,071
Extraordinary gains, net	$0	27
Net income	$-164,000	6,072
Minority interest net income	$0	118
Net income of bank and minority interests.	$-164,000	6,071
Net charge-offs	$552,000	2,905
Cash dividends	$25,000	4,048
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-164,000	6,049
2009-06-30 (YTD Data)		Rank
Total interest income	$3,603,000	4,186
Total interest expense	$1,354,000	3,922
Net interest income	$2,249,000	4,222
Provision for loan and lease losses	$635,000	2,621
Total noninterest income	$1,709,000	1,503
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$28,000	6,462
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,681,000	1,013
Total noninterest expense	$3,643,000	2,726
Salaries and employee benefits	$2,608,000	1,943
Premises and equipment expense	$474,000	2,773
Additional noninterest expense	$561,000	4,925
Pre-tax net operating income	$-320,000	6,454
Securities gains (losses)	$0	3,136
Applicable income taxes	$-135,000	7,219
Income before extraordinary items	$-185,000	6,352
Extraordinary gains, net	$0	21
Net income	$-185,000	6,351
Minority interest net income	$0	112
Net income of bank and minority interests.	$-185,000	6,351
Net charge-offs	$447,000	2,470
Cash dividends	$25,000	3,824
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-185,000	6,335
2009-03-31 (YTD Data)		Rank
Total interest income	$1,819,000	4,204
Total interest expense	$690,000	3,985
Net interest income	$1,129,000	4,193
Provision for loan and lease losses	$188,000	2,946
Total noninterest income	$1,005,000	1,283
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$13,000	6,516
Trading account gains and fees	$0	171
Additional Noninterest Income	$992,000	857
Total noninterest expense	$1,689,000	2,831
Salaries and employee benefits	$1,206,000	2,117
Premises and equipment expense	$235,000	2,825
Additional noninterest expense	$248,000	4,973
Pre-tax net operating income	$257,000	3,592
Securities gains (losses)	$0	2,434
Applicable income taxes	$98,000	2,209
Income before extraordinary items	$159,000	4,243
Extraordinary gains, net	$0	15
Net income	$159,000	4,246
Minority interest net income	$0	102
Net income of bank and minority interests.	$159,000	4,246
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$159,000	4,087
2008-12-31 (YTD Data)		Rank
Total interest income	$7,322,000	4,364
Total interest expense	$3,309,000	3,984
Net interest income	$4,013,000	4,565
Provision for loan and lease losses	$137,000	5,674
Total noninterest income	$3,009,000	1,568
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$52,000	6,596
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,957,000	979
Total noninterest expense	$5,993,000	3,076
Salaries and employee benefits	$4,134,000	2,437
Premises and equipment expense	$822,000	3,110
Additional noninterest expense	$1,037,000	4,717
Pre-tax net operating income	$892,000	3,965
Securities gains (losses)	$0	3,220
Applicable income taxes	$324,000	2,303
Income before extraordinary items	$568,000	4,257
Extraordinary gains, net	$0	39
Net income	$568,000	4,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,039
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$19,000	1,263
Net operating income	$568,000	4,407
2008-09-30 (YTD Data)		Rank
Total interest income	$5,413,000	4,457
Total interest expense	$2,524,000	4,056
Net interest income	$2,889,000	4,727
Provision for loan and lease losses	$56,000	5,776
Total noninterest income	$2,261,000	1,619
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$39,000	6,656
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,222,000	1,022
Total noninterest expense	$4,512,000	3,045
Salaries and employee benefits	$3,188,000	2,400
Premises and equipment expense	$598,000	3,205
Additional noninterest expense	$726,000	4,842
Pre-tax net operating income	$582,000	4,693
Securities gains (losses)	$0	3,106
Applicable income taxes	$245,000	2,689
Income before extraordinary items	$337,000	5,053
Extraordinary gains, net	$0	31
Net income	$337,000	5,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$337,000	5,210
2008-06-30 (YTD Data)		Rank
Total interest income	$3,574,000	4,548
Total interest expense	$1,721,000	4,128
Net interest income	$1,853,000	4,859
Provision for loan and lease losses	$40,000	5,379
Total noninterest income	$1,620,000	1,554
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$28,000	6,625
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,592,000	1,004
Total noninterest expense	$3,137,000	2,941
Salaries and employee benefits	$2,259,000	2,297
Premises and equipment expense	$389,000	3,283
Additional noninterest expense	$489,000	4,795
Pre-tax net operating income	$296,000	5,295
Securities gains (losses)	$0	3,233
Applicable income taxes	$110,000	3,355
Income before extraordinary items	$186,000	5,713
Extraordinary gains, net	$0	21
Net income	$186,000	5,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$186,000	5,653
2008-03-31 (YTD Data)		Rank
Total interest income	$1,882,000	4,508
Total interest expense	$916,000	4,142
Net interest income	$966,000	4,740
Provision for loan and lease losses	$-7,000	8,371
Total noninterest income	$764,000	1,619
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$13,000	6,679
Trading account gains and fees	$0	158
Additional Noninterest Income	$751,000	1,049
Total noninterest expense	$1,488,000	3,088
Salaries and employee benefits	$1,065,000	2,445
Premises and equipment expense	$209,000	3,109
Additional noninterest expense	$214,000	5,170
Pre-tax net operating income	$249,000	4,540
Securities gains (losses)	$0	2,688
Applicable income taxes	$97,000	2,838
Income before extraordinary items	$152,000	5,186
Extraordinary gains, net	$0	15
Net income	$152,000	5,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$152,000	5,082
2007-12-31 (YTD Data)		Rank
Total interest income	$8,086,000	4,333
Total interest expense	$3,844,000	4,108
Net interest income	$4,242,000	4,459
Provision for loan and lease losses	$91,000	5,029
Total noninterest income	$1,147,000	3,230
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$34,000	6,968
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,113,000	2,080
Total noninterest expense	$4,008,000	4,121
Salaries and employee benefits	$2,725,000	3,482
Premises and equipment expense	$585,000	3,914
Additional noninterest expense	$698,000	5,744
Pre-tax net operating income	$1,290,000	4,207
Securities gains (losses)	$0	2,146
Applicable income taxes	$467,000	2,829
Income before extraordinary items	$823,000	4,732
Extraordinary gains, net	$0	39
Net income	$823,000	4,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$103,000	924
Net operating income	$823,000	4,712
2007-09-30 (YTD Data)		Rank
Total interest income	$6,033,000	4,360
Total interest expense	$2,870,000	4,123
Net interest income	$3,163,000	4,502
Provision for loan and lease losses	$117,000	3,898
Total noninterest income	$660,000	3,811
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$23,000	7,049
Trading account gains and fees	$0	184
Additional Noninterest Income	$637,000	2,471
Total noninterest expense	$2,770,000	4,343
Salaries and employee benefits	$1,868,000	3,726
Premises and equipment expense	$386,000	4,270
Additional noninterest expense	$516,000	5,727
Pre-tax net operating income	$936,000	4,511
Securities gains (losses)	$0	1,655
Applicable income taxes	$411,000	2,773
Income before extraordinary items	$525,000	5,279
Extraordinary gains, net	$0	33
Net income	$525,000	5,279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$89,000	785
Net operating income	$525,000	5,264
2007-06-30 (YTD Data)		Rank
Total interest income	$3,919,000	4,446
Total interest expense	$1,855,000	4,211
Net interest income	$2,064,000	4,589
Provision for loan and lease losses	$79,000	3,687
Total noninterest income	$395,000	4,064
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$15,000	7,097
Trading account gains and fees	$0	168
Additional Noninterest Income	$380,000	2,646
Total noninterest expense	$1,681,000	4,643
Salaries and employee benefits	$1,122,000	4,048
Premises and equipment expense	$171,000	5,493
Additional noninterest expense	$388,000	5,396
Pre-tax net operating income	$699,000	4,322
Securities gains (losses)	$0	1,444
Applicable income taxes	$283,000	2,804
Income before extraordinary items	$416,000	4,978
Extraordinary gains, net	$0	29
Net income	$416,000	4,978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$89,000	629
Net operating income	$416,000	4,972
2007-03-31 (YTD Data)		Rank
Total interest income	$1,934,000	4,486
Total interest expense	$903,000	4,260
Net interest income	$1,031,000	4,601
Provision for loan and lease losses	$53,000	3,025
Total noninterest income	$198,000	4,045
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$6,000	7,199
Trading account gains and fees	$0	195
Additional Noninterest Income	$192,000	2,603
Total noninterest expense	$813,000	4,765
Salaries and employee benefits	$555,000	4,108
Premises and equipment expense	$114,000	4,662
Additional noninterest expense	$144,000	6,237
Pre-tax net operating income	$363,000	4,229
Securities gains (losses)	$0	1,187
Applicable income taxes	$139,000	2,840
Income before extraordinary items	$224,000	4,804
Extraordinary gains, net	$0	22
Net income	$224,000	4,805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$38,000	547
Net operating income	$224,000	4,780
2006-12-31 (YTD Data)		Rank
Total interest income	$6,056,000	4,992
Total interest expense	$2,417,000	4,908
Net interest income	$3,639,000	4,926
Provision for loan and lease losses	$269,000	2,984
Total noninterest income	$671,000	4,459
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$32,000	7,140
Trading account gains and fees	$0	130
Additional Noninterest Income	$639,000	2,904
Total noninterest expense	$2,855,000	5,044
Salaries and employee benefits	$2,013,000	4,242
Premises and equipment expense	$330,000	5,501
Additional noninterest expense	$512,000	6,482
Pre-tax net operating income	$1,186,000	4,815
Securities gains (losses)	$0	1,687
Applicable income taxes	$492,000	3,176
Income before extraordinary items	$694,000	5,534
Extraordinary gains, net	$0	51
Net income	$694,000	5,536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$1,808,000	427
Net operating income	$694,000	5,523
2006-09-30 (YTD Data)		Rank
Total interest income	$4,234,000	5,194
Total interest expense	$1,624,000	5,134
Net interest income	$2,610,000	5,110
Provision for loan and lease losses	$158,000	3,325
Total noninterest income	$492,000	4,521
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$23,000	7,228
Trading account gains and fees	$0	126
Additional Noninterest Income	$469,000	2,957
Total noninterest expense	$2,105,000	5,095
Salaries and employee benefits	$1,524,000	4,191
Premises and equipment expense	$234,000	5,672
Additional noninterest expense	$347,000	6,738
Pre-tax net operating income	$839,000	5,137
Securities gains (losses)	$0	1,388
Applicable income taxes	$325,000	3,467
Income before extraordinary items	$514,000	5,696
Extraordinary gains, net	$0	45
Net income	$514,000	5,698
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$1,808,000	322
Net operating income	$514,000	5,689
2006-06-30 (YTD Data)		Rank
Total interest income	$2,592,000	5,416
Total interest expense	$987,000	5,259
Net interest income	$1,605,000	5,392
Provision for loan and lease losses	$94,000	3,423
Total noninterest income	$267,000	5,003
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$16,000	7,270
Trading account gains and fees	$0	126
Additional Noninterest Income	$251,000	3,326
Total noninterest expense	$1,305,000	5,338
Salaries and employee benefits	$923,000	4,534
Premises and equipment expense	$152,000	5,737
Additional noninterest expense	$230,000	6,790
Pre-tax net operating income	$473,000	5,529
Securities gains (losses)	$0	1,185
Applicable income taxes	$182,000	3,736
Income before extraordinary items	$291,000	6,075
Extraordinary gains, net	$0	39
Net income	$291,000	6,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$1,808,000	225
Net operating income	$291,000	6,072
2006-03-31 (YTD Data)		Rank
Total interest income	$1,188,000	5,630
Total interest expense	$461,000	5,341
Net interest income	$727,000	5,689
Provision for loan and lease losses	$12,000	5,109
Total noninterest income	$90,000	5,818
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$8,000	7,290
Trading account gains and fees	$0	115
Additional Noninterest Income	$82,000	4,095
Total noninterest expense	$584,000	5,708
Salaries and employee benefits	$411,000	4,921
Premises and equipment expense	$66,000	6,124
Additional noninterest expense	$107,000	6,942
Pre-tax net operating income	$221,000	5,622
Securities gains (losses)	$0	955
Applicable income taxes	$85,000	3,815
Income before extraordinary items	$136,000	6,161
Extraordinary gains, net	$0	21
Net income	$136,000	6,161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$1,808,000	121
Net operating income	$136,000	6,159
2005-12-31 (YTD Data)		Rank
Total interest income	$3,921,000	5,881
Total interest expense	$1,320,000	5,581
Net interest income	$2,601,000	5,932
Provision for loan and lease losses	$124,000	4,422
Total noninterest income	$527,000	5,117
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$19,000	7,488
Trading account gains and fees	$0	138
Additional Noninterest Income	$508,000	3,341
Total noninterest expense	$2,180,000	5,807
Salaries and employee benefits	$1,529,000	4,980
Premises and equipment expense	$268,000	6,028
Additional noninterest expense	$383,000	7,167
Pre-tax net operating income	$824,000	5,812
Securities gains (losses)	$0	2,296
Applicable income taxes	$313,000	4,078
Income before extraordinary items	$511,000	6,325
Extraordinary gains, net	$0	46
Net income	$511,000	6,330
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$2,281,000	384
Net operating income	$511,000	6,295
2005-09-30 (YTD Data)		Rank
Total interest income	$2,795,000	6,000
Total interest expense	$922,000	5,664
Net interest income	$1,873,000	6,079
Provision for loan and lease losses	$81,000	4,591
Total noninterest income	$409,000	5,057
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$14,000	7,540
Trading account gains and fees	$0	126
Additional Noninterest Income	$395,000	3,301
Total noninterest expense	$1,605,000	5,846
Salaries and employee benefits	$1,127,000	5,018
Premises and equipment expense	$201,000	6,019
Additional noninterest expense	$277,000	7,263
Pre-tax net operating income	$596,000	6,026
Securities gains (losses)	$0	2,317
Applicable income taxes	$243,000	4,129
Income before extraordinary items	$353,000	6,631
Extraordinary gains, net	$0	35
Net income	$353,000	6,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$280,000	460
Net operating income	$353,000	6,589
2005-06-30 (YTD Data)		Rank
Total interest income	$1,785,000	6,066
Total interest expense	$592,000	5,597
Net interest income	$1,193,000	6,202
Provision for loan and lease losses	$40,000	4,850
Total noninterest income	$226,000	5,466
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$9,000	7,561
Trading account gains and fees	$0	116
Additional Noninterest Income	$217,000	3,630
Total noninterest expense	$1,050,000	5,896
Salaries and employee benefits	$742,000	5,069
Premises and equipment expense	$128,000	6,137
Additional noninterest expense	$180,000	7,295
Pre-tax net operating income	$329,000	6,409
Securities gains (losses)	$0	2,146
Applicable income taxes	$141,000	4,350
Income before extraordinary items	$188,000	7,014
Extraordinary gains, net	$0	30
Net income	$188,000	7,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$277,000	342
Net operating income	$188,000	6,970
2005-03-31 (YTD Data)		Rank
Total interest income	$866,000	6,155
Total interest expense	$287,000	5,602
Net interest income	$579,000	6,322
Provision for loan and lease losses	$10,000	5,373
Total noninterest income	$96,000	5,780
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$4,000	7,641
Trading account gains and fees	$0	115
Additional Noninterest Income	$92,000	3,905
Total noninterest expense	$501,000	6,100
Salaries and employee benefits	$347,000	5,324
Premises and equipment expense	$63,000	6,224
Additional noninterest expense	$91,000	7,336
Pre-tax net operating income	$164,000	6,385
Securities gains (losses)	$0	1,685
Applicable income taxes	$63,000	4,453
Income before extraordinary items	$101,000	6,882
Extraordinary gains, net	$0	24
Net income	$101,000	6,884
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$277,000	202
Net operating income	$101,000	6,852
2004-12-31 (YTD Data)		Rank
Total interest income	$2,886,000	6,544
Total interest expense	$826,000	6,173
Net interest income	$2,060,000	6,546
Provision for loan and lease losses	$105,000	4,905
Total noninterest income	$178,000	7,346
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$12,000	7,754
Trading account gains and fees	$0	138
Additional Noninterest Income	$166,000	5,491
Total noninterest expense	$1,625,000	6,664
Salaries and employee benefits	$1,098,000	5,973
Premises and equipment expense	$221,000	6,522
Additional noninterest expense	$306,000	7,665
Pre-tax net operating income	$508,000	6,691
Securities gains (losses)	$0	3,819
Applicable income taxes	$195,000	4,786
Income before extraordinary items	$313,000	7,178
Extraordinary gains, net	$0	34
Net income	$313,000	7,177
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$313,000	7,120
2004-09-30 (YTD Data)		Rank
Total interest income	$2,031,000	6,710
Total interest expense	$596,000	6,271
Net interest income	$1,435,000	6,750
Provision for loan and lease losses	$96,000	4,350
Total noninterest income	$130,000	7,442
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$9,000	7,795
Trading account gains and fees	$0	134
Additional Noninterest Income	$121,000	5,552
Total noninterest expense	$1,172,000	6,741
Salaries and employee benefits	$792,000	6,046
Premises and equipment expense	$158,000	6,621
Additional noninterest expense	$222,000	7,732
Pre-tax net operating income	$297,000	7,229
Securities gains (losses)	$0	3,710
Applicable income taxes	$114,000	5,197
Income before extraordinary items	$183,000	7,579
Extraordinary gains, net	$0	26
Net income	$183,000	7,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$183,000	7,521
2004-06-30 (YTD Data)		Rank
Total interest income	$1,285,000	6,882
Total interest expense	$379,000	6,411
Net interest income	$906,000	6,936
Provision for loan and lease losses	$72,000	4,068
Total noninterest income	$83,000	7,538
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$6,000	7,847
Trading account gains and fees	$0	130
Additional Noninterest Income	$77,000	5,665
Total noninterest expense	$754,000	6,881
Salaries and employee benefits	$506,000	6,250
Premises and equipment expense	$104,000	6,700
Additional noninterest expense	$144,000	7,800
Pre-tax net operating income	$163,000	7,470
Securities gains (losses)	$0	3,413
Applicable income taxes	$63,000	5,384
Income before extraordinary items	$100,000	7,774
Extraordinary gains, net	$0	21
Net income	$100,000	7,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$100,000	7,709
2004-03-31 (YTD Data)		Rank
Total interest income	$605,000	7,049
Total interest expense	$182,000	6,586
Net interest income	$423,000	7,138
Provision for loan and lease losses	$36,000	3,870
Total noninterest income	$38,000	7,671
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$3,000	7,856
Trading account gains and fees	$0	121
Additional Noninterest Income	$35,000	5,821
Total noninterest expense	$358,000	7,058
Salaries and employee benefits	$240,000	6,472
Premises and equipment expense	$49,000	6,832
Additional noninterest expense	$69,000	7,915
Pre-tax net operating income	$67,000	7,658
Securities gains (losses)	$0	2,934
Applicable income taxes	$26,000	5,550
Income before extraordinary items	$41,000	7,951
Extraordinary gains, net	$0	16
Net income	$41,000	7,952
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$41,000	7,891
2003-12-31 (YTD Data)		Rank
Total interest income	$2,195,000	7,369
Total interest expense	$712,000	6,998
Net interest income	$1,483,000	7,388
Provision for loan and lease losses	$96,000	5,391
Total noninterest income	$82,000	8,482
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$13,000	7,904
Trading account gains and fees	$0	160
Additional Noninterest Income	$69,000	7,124
Total noninterest expense	$1,173,000	7,527
Salaries and employee benefits	$757,000	7,083
Premises and equipment expense	$191,000	6,893
Additional noninterest expense	$225,000	8,268
Pre-tax net operating income	$296,000	7,447
Securities gains (losses)	$12,000	3,514
Applicable income taxes	$104,000	5,683
Income before extraordinary items	$204,000	7,744
Extraordinary gains, net	$0	54
Net income	$204,000	7,746
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$196,080	7,656
2003-09-30 (YTD Data)		Rank
Total interest income	$1,528,000	7,582
Total interest expense	$532,000	7,159
Net interest income	$996,000	7,671
Provision for loan and lease losses	$60,000	5,499
Total noninterest income	$31,000	8,940
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$11,000	7,946
Trading account gains and fees	$0	153
Additional Noninterest Income	$20,000	8,256
Total noninterest expense	$858,000	7,575
Salaries and employee benefits	$546,000	7,146
Premises and equipment expense	$141,000	6,941
Additional noninterest expense	$171,000	8,266
Pre-tax net operating income	$109,000	8,184
Securities gains (losses)	$11,000	3,280
Applicable income taxes	$46,000	6,283
Income before extraordinary items	$74,000	8,397
Extraordinary gains, net	$0	40
Net income	$74,000	8,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$66,960	8,318
2003-06-30 (YTD Data)		Rank
Total interest income	$998,000	7,693
Total interest expense	$360,000	7,256
Net interest income	$638,000	7,773
Provision for loan and lease losses	$24,000	6,151
Total noninterest income	$13,000	9,080
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$8,000	7,962
Trading account gains and fees	$0	150
Additional Noninterest Income	$5,000	8,823
Total noninterest expense	$560,000	7,644
Salaries and employee benefits	$350,000	7,292
Premises and equipment expense	$92,000	6,967
Additional noninterest expense	$118,000	8,195
Pre-tax net operating income	$67,000	8,250
Securities gains (losses)	$0	3,782
Applicable income taxes	$26,000	6,437
Income before extraordinary items	$41,000	8,503
Extraordinary gains, net	$0	30
Net income	$41,000	8,504
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$41,000	8,374
2003-03-31 (YTD Data)		Rank
Total interest income	$484,000	7,818
Total interest expense	$177,000	7,395
Net interest income	$307,000	7,885
Provision for loan and lease losses	$24,000	4,998
Total noninterest income	$5,000	9,143
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$3,000	8,021
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,000	8,884
Total noninterest expense	$265,000	7,792
Salaries and employee benefits	$159,000	7,568
Premises and equipment expense	$49,000	6,835
Additional noninterest expense	$57,000	8,300
Pre-tax net operating income	$23,000	8,412
Securities gains (losses)	$0	2,891
Applicable income taxes	$9,000	6,623
Income before extraordinary items	$14,000	8,576
Extraordinary gains, net	$0	21
Net income	$14,000	8,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$14,000	8,462
2002-12-31 (YTD Data)		Rank
Total interest income	$1,676,000	8,193
Total interest expense	$744,000	7,678
Net interest income	$932,000	8,375
Provision for loan and lease losses	$132,000	5,166
Total noninterest income	$22,000	9,163
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$9,000	8,091
Trading account gains and fees	$0	153
Additional Noninterest Income	$13,000	8,786
Total noninterest expense	$912,000	8,121
Salaries and employee benefits	$565,000	7,863
Premises and equipment expense	$143,000	7,535
Additional noninterest expense	$204,000	8,536
Pre-tax net operating income	$-90,000	8,754
Securities gains (losses)	$2,000	4,234
Applicable income taxes	$-279,000	9,177
Income before extraordinary items	$191,000	7,882
Extraordinary gains, net	$0	70
Net income	$191,000	7,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$189,720	7,791
2001-12-31 (YTD Data)		Rank
Total interest income	$1,072,000	9,107
Total interest expense	$598,000	8,833
Net interest income	$474,000	9,226
Provision for loan and lease losses	$99,000	5,644
Total noninterest income	$7,000	9,499
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$4,000	8,325
Trading account gains and fees	$0	177
Additional Noninterest Income	$3,000	9,387
Total noninterest expense	$661,000	8,776
Salaries and employee benefits	$390,000	8,672
Premises and equipment expense	$100,000	8,307
Additional noninterest expense	$171,000	8,902
Pre-tax net operating income	$-279,000	9,008
Securities gains (losses)	$8,000	3,714
Applicable income taxes	$0	7,903
Income before extraordinary items	$-271,000	9,101
Extraordinary gains, net	$0	105
Net income	$-271,000	9,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-279,000	9,048
2000-12-31 (YTD Data)		Rank
Total interest income	$105,000	9,859
Total interest expense	$26,000	9,812
Net interest income	$79,000	9,853
Provision for loan and lease losses	$14,000	7,804
Total noninterest income	$0	9,851
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	8,617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$0	9,820
Total noninterest expense	$506,000	9,384
Salaries and employee benefits	$61,000	9,862
Premises and equipment expense	$42,000	9,508
Additional noninterest expense	$403,000	7,122
Pre-tax net operating income	$-441,000	9,501
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-441,000	9,537
Extraordinary gains, net	$0	38
Net income	$-441,000	9,537
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$5,400,000	190
Net operating income	$-441,000	9,537

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.